cheap travel insurance dominican republic

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• Dominican Republic Travel Insurance

On This Page

• Key takeaways

Do I need travel insurance to visit the Dominican Republic?

Our top picks for the best dominican republic travel insurance, how much does travel insurance for the dominican republic cost, what should my travel insurance to the dominican republic cover, how to choose the best dominican republic travel insurance, dominican republic travel information & entry requirements, faq: dominican republic travel insurance, related topics.

Travel Insurance for the Dominican Republic: Requirements & Tips

• It is not a legal requirement for entry but travel insurance for visits to the Dominican Republic is definitely worth it.
• Our top picks for travel insurance for the Dominican Republic come from AXA Assistance USA, Seven Corners, and IMG.
• Your U.S. health insurance won’t work in the Dominican Republic , so it’s especially important to have travel medical and medical evacuation insurance.
• In addition to medical emergencies, a comprehensive travel insurance policy will also cover trip cancellations or delays, lost baggage, and more.
• The cost of travel insurance depends on many factors, including your age, the span of your stay, and the type of travel coverage you want.
• To find the best insurance for your trip to the Dominican Republic, we recommend using an online comparison tool . This will allow you to compare multiple coverage options and quotes at once so you can find the best deal.

Our top picks for the best dominican republic travel insurance

• AXA Assistance USA: Best for Full Coverage
• Seven Corners: Best Value for a Robust Coverage
• IMG: Best Rated for Travel Delay

AXA Assistance USA

Seven corners.

Though travel insurance isn’t required for stays in the country, purchasing coverage is definitely worth it because it provides added peace of mind both before and during your trip. For instance, if your trip gets canceled or delayed, you may be on the hook for non-refundable costs without travel insurance to help you out. 

Likewise, if you have a health emergency or medical conditions flare up during your stay, travel coverage may pay for your medical expenses so you don’t have to come up with extra cash yourself. 

Because crime is a risk on some parts of the island , travel insurance plans with theft coverage may also come in handy.

Best for Full Coverage

Why we like it.

• High coverage limits in every category. Extremely comprehensive
• Includes identity theft coverage & non-medical evacuation coverage
• CFAR coverage reimburses 75% of prepaid travel expenses
• Coverage cannot be extended unlike other plans
• Medical limit is lower than other cheaper plans, but still sufficient

Best Value for a Robust Coverage

• Offers coverage for pre-existing conditions
• Money-back guarantee
• Cancellation & Interruption coverage standard
• Covers action sports & equipment
• Cancel for any reason not included standard
• Must meet waiver for pre-existing conditions to be covered

Best Rated for Travel Delay

• Purchase your plan up until one day before you depart
• Generous limits for trip delays, emergency evacuation, and more
• Pre-existing condition waiver available if purchased within 20 days of initial trip deposit
• 24/7 emergency travel assistance included
• Coronavirus-related medical expenses covered
• Plan gets notably more expensive with age

According to official Squaremouth data , the average cost of insurance for the Dominican Republic is around $175 for trips costing over $3,000.

Based on our own sales figures over the past year, the average cost of travel insurance for the Dominican Republic is $143.77 for a 12-day vacation.

For a basic travel insurance plan with medical and medical evacuation coverage, you can purchase a policy for as little as $1 per day. For more comprehensive coverage, we found a policy costs around $8 to $11 per day.

To help you better understand how much travel insurance will cost for your trip to the Dominican Republic, we got quotes from four popular insurance providers.

We used these details for our quotes:

• Age: 35 years old
• Destination: Dominican Republic
• Trip Length: 7 days
• Trip cost: $2,000

In the table below, you can see our price quotes from four providers for basic travel insurance coverage.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

If you want a more comprehensive travel insurance policy that includes trip cancellation and trip interruption coverage, you can expect to pay a bit more from your policy. Our quotes shown in the table below show that this type of coverage typically costs around $8 to $11 per day.

Example Where Plan Does Reimburse the Full Trip Cost

Travel insurance plans should cover an array of potential issues you may face during your stay. Consider these types of coverage when purchasing insurance for travel to this tropical paradise.

Travel medical insurance

Travel medical insurance picks up the costs when you need medical treatment during your trip, and most plans include emergency care for COVID-19 . This type of insurance is essential because the country doesn’t accept U.S. health insurance , preventing things like X-rays and exams from adding extra to your trip cost. 

Keep in mind that many policies don’t offer coverage for pre-existing conditions , so you need to select an insurance company that does when you have a high risk of health-related issues occurring.

Medical evacuation insurance

Compared to the United States, medical facilities in the Dominican Republic are often lacking. This means if you need medical treatment that medical professionals on the island can’t provide, you may incur large bills for evacuation on top of your trip cost. 

For example, suppose you have a pre-existing condition like heart problems and need emergency surgery that’s not available on the island. In that case, this medical evacuation coverage handles the costs of moving you to the nearest facility that can help.

Trip delay insurance

If you’re getting to the island via a common carrier like an airline, trip delay insurance reimburses you the costs for those postponements. For instance, if inclement weather delays your departure, trip delay insurance covers the cost of non-refundable airline tickets plus the bill for your additional hotel stay so you’re not out extra money.

Trip cancellation insurance

If you must cancel your trip due to unforeseen circumstances, trip cancellation insurance provides financial coverage. Reasons for covered cancellations typically include emergency situations or legal issues only, but you can purchase coverage that handles cancellation for any reason.  

Most policies, however, only cover you in cases of terrorist attacks, illnesses that require hospitalization or the death of someone traveling with you. Other examples where trip cancellation may kick in include losing your job or getting called for jury duty. If you want coverage for canceling your trip for any reason at all, we recommend getting cancel for any reason (CFAR) insurance .

Trip interruption insurance

If you’ve already paid for accommodations and travel and those expenses are non-refundable, trip interruption insurance offers peace of mind should emergencies occur. This coverage handles costs associated with having to return from your trip early, refunding you for prepaid lodging and travel costs. 

For example, if you have to evacuate due to an incoming hurricane or storm, this coverage helps make up for the lost part of your trip.

Baggage insurance

Lost, damaged or stolen luggage can ruin your trip, but baggage insurance covers you when this occurs. For example, if you’re waiting for your luggage at the airport carousel and it never arrives, baggage insurance pays you for the cost of items inside the bag up to a certain point.

Choosing the best travel insurance for your trip to the Dominican Republic depends on multiple factors, including:

• The regions of the country you will be staying in.
• The types of accommodations you will be using, such as hotels or hostels.
• Any pre-existing medical conditions you might have.
• The types of activities you intend to partake in.

Beyond those considerations, you’ll also need to account for your budget and any additional protections you’d like to have included. 

Here are some quick tips to help you choose the best travel insurance .

Lay out plans in advance

To get the right travel insurance plan, you must provide a clear itinerary for the insurer. Factors like your mode of travel and how many carriers you use may drive up costs.

Pick plans that suit your needs

You know what you need better than anyone, so look for travel insurance plans that fit with your lifestyle. For instance, if you have pre-existing conditions, choose a plan that includes coverage for those medical emergencies.

Shop around for good deals

If you have lots of time before you leave for your trip, shop around for the best travel insurance plan prices. Compare each plan against the others, including how much they cover and any limitations on coverage, to get the best travel deals for you.

This table gives an overview of what to expect when traveling to the Dominican Republic.

Do I need a visa or passport for the Dominican Republic?

Your passport must be valid for the length of your stay and have one page for an entry stamp. Whether you need a visa or not, however, depends on the length of your stay. If you plan on leaving the country within 30 days, you don’t need a tourist visa to visit the Dominican Republic.

COVID-19 restrictions

As of November 2023, there are no COVID-19 restrictions to travel to or from the Dominican Republic.

Is it safe to travel to the Dominican Republic?

Travel to the Dominican Republic is safe for the most part, but you do need to watch out for some possible risks during your stay on the island.

Do I need travel insurance for the Dominican Republic?

Buying travel insurance for the Dominican Republic isn’t required. Purchasing a policy is a good idea, however, due to opportunistic theft in some areas, dangerous road conditions, and the fact that medical services and facilities are limited.

How much is travel insurance for the Dominican Republic?

Travel insurance for trips to the island depends on a variety of factors, including your age and the length of your stay. For a 35-year-old traveling to the Dominican Republic for a week with a total trip cost of $2,000, we found that you can get a basic travel insurance policy for as little as $1 per day. For more comprehensive protection, you can typically expect to pay between $8 and $11 per day .

Does the Dominican Republic offer complimentary insurance to visitors?

In the past, the Dominican Republic provided all travelers with complimentary insurance. As of November 2023, however, the Dominican government no longer offers free medical or travel coverage when you visit.

Is Dominican Republic travel insurance worth it?

Yes, travel insurance is a good idea for numerous reasons. This coverage helps you recoup losses when emergencies occur while you’re on your island getaway so you’re not left with surprise expenses after your holiday ends.

Are health insurance and travel insurance for the Dominican Republic the same thing?

It depends on the travel insurance coverage that you purchase. Most travel insurance plans, however, cover health-related expenses and medical evacuation as well as travel-related ones like delayed, interrupted, or canceled trips.

Hayley Harrison is an active personal finance contributor for LA Times Compare. She is passionate about helping consumers make informed financial decisions and achieve their financial goals by simplifying complex topics relating to insurance and personal finance.

Hayley brings first-hand knowledge of the finance industry thanks to her previous experience as a branch manager for a mid-sized regional bank and as a licensed accident and health insurance agent.

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Dominican Republic Travel Insurance – Cost and Comparison

Home | Travel | The Caribbean | Dominican Republic Travel Insurance – Cost and Comparison

It may not be mandatory to have travel insurance for the Dominican Republic to enter the country, but you certainly won’t regret purchasing DR travel insurance coverage, especially if you experience any health problems or travel mishaps.

The Dominican Republic used to offer a free health plan with COVID-19 coverage to visiting tourists, but now that this health plan scheme has ended, it is more important than ever to have travel insurance with COVID-19 coverage .

If you’re wondering, the best travel insurance for the Dominican Republic is by far Heymondo . Their plans offer the highest amount of coverage for the most affordable price, and best of all, you will never have to pay out-of-pocket medical fees because Heymondo pays your medical expenses upfront for you.

5% OFF your travel insurance

Do I need travel insurance for the Dominican Republic?

Although having DR travel insurance isn’t one of the entry requirements for the Dominican Republic , buying travel insurance for the Dominican Republic is smart because you’ll avoid paying for any medical fees or extra travel expenses out of pocket.

Since the free health plan for tourists is not available anymore, having Dominican Republic travel insurance is the only way to ensure that you’ll have health coverage while you’re visiting DR.

How much is Dominican Republic travel insurance?

To help you choose DR travel insurance and understand how much it costs, I’ve compared travel insurance Dominican Republic quotes by using the example of a 30-year-old American citizen who is traveling to DR for one week and whose trip costs $2,500.

*Price used for example.

Best Travel Insurance for the Dominican Republic

While all four DR travel insurance plans have their merits, the best travel insurance for the Dominican Republic is definitely Heymondo . Heymondo stands out because it offers the highest amount of coverage for the most affordable price and pays travelers’ medical expenses upfront instead of having them file a claim.

1. Heymondo , the best travel insurance for the Dominican Republic

Heymondo is the best travel insurance for the Dominican Republic and the best travel medical insurance for the Dominican Republic. It offers outstanding coverage in all medical- and travel-related coverage categories. Even with the highest amount of coverage, the Heymondo Top plan is still the most affordable of all the Dominican Republic travel insurance plans I compared, giving it the best coverage-to-price ratio.

On top of that, Heymondo is the only DR travel insurance company that pays your medical expenses directly and upfront instead of making you pay out of pocket and then file a claim to get reimbursed. Heymondo’s Top plan also offers excellent coverage for COVID-19 testing and treatment abroad, and you can even add electronics or adventure sports coverage to the plan.

Heymondo’s only drawback is that it does not cover travelers who are over the age of 69, so if you are an older traveler, IMG or Trawick may be better suited for you.

Currently, we have an annual travel insurance policy since it’s the most convenient and cheapest option for frequent travelers. If you do decide to purchase your travel insurance to the Dominican Republic from Heymondo, you can save 5% on their policies with the discount link below.

2. World Nomads , a reliable DR travel insurance

Planning an adventurous, adrenaline-filled trip to the Dominican Republic? World Nomads has the perfect Dominican Republic travel insurance for you since their Standard plan includes Adventure Sports and Activities coverage for everything from archery to ziplining.

The World Nomads Standard plan offers solid coverage in all medical- and travel-related coverage categories and, like any of the best travel insurance plans, provides coverage for COVID-19 treatment abroad.

One limitation of the Standard plan, however, is its coverage-to-price ratio; you can get similar or higher coverage for half the price with Heymondo . Also, since the Standard plan doesn’t cover travelers over the age of 69, if you are an older traveler, an IMG or Trawick DR travel insurance plan may be better for you.

3. IMG , a good travel health insurance Dominican Republic

An excellent choice for travel insurance to the Dominican Republic is IMG , whose plans provide a high amount of coverage in both travel- and medical-related categories.

The iTravelInsured Travel SE plan offers the highest amount of Trip Interruption coverage of all the plans I compared and even includes Cancel for Work Reasons coverage, so you can cancel your trip if you are unexpectedly terminated or transferred. This plan is also great for older travelers since it covers travelers who are aged 70 and up.

If you are on a budget, though, IMG may not be the best plan for you, since it is the most expensive DR travel insurance plan. Just keep in mind that you can get similar or even better coverage for a more affordable price with Heymondo .

4. Trawick , a cheap travel insurance Dominican Republic

Trawick is a fantastic option if you’re looking for cheap travel insurance for the Dominican Republic , particularly if you’re a senior. Their Safe Travels Explorer plan covers travelers over the age of 70 and offers coverage for COVID-19 treatment abroad.

The Safe Travels Explorer plan also provides good coverage for Trip Interruption and Trip Cancellation and is relatively affordably priced.

However, this plan does have the lowest coverage for Emergency Medical Expenses, Evacuation and Repatriation, and Baggage Loss of all the travel insurance for the Dominican Republic plans I compared, so if you want better coverage for an even more affordable price, Heymondo is your best bet.

What should my travel insurance to the Dominican Republic cover?

There are so many options for travel insurance for the Dominican Republic that it can be overwhelming to try and choose a plan. To help make it simple, here are the coverage elements that any good travel insurance to the Dominican Republic should include:

• Emergency medical expenses – you could contract COVID-19, break a bone, or experience food poisoning while you’re traveling. Having DR travel insurance with emergency medical coverage means that quarantine fees, treatment expenses, and prescription medications will be all covered, so you won’t be stuck paying for expensive medical bills on your own.
• Evacuation and repatriation – accidents and illnesses don’t always happen in the most convenient locations. If you injure yourself seriously in a remote area and need to be airlifted to the nearest hospital or fall gravely ill and require transportation to your home country for treatment, evacuation, and repatriation coverage will reimburse you for the (very expensive) cost of transportation fees.
• Trip cancellation, interruption, and delay – life doesn’t always go according to plan; you may be forced to cancel or postpone your trip due to inclement weather, sudden death in the family, or even jury duty. However, just because you need to change your plans doesn’t mean you have to lose out on the money you paid for your trip. Trip cancellation, interruption, and delay coverage allow you to recoup all of your pre-paid travel expenses.
• Baggage loss – even if your bag gets lost, stolen, or delayed, you still need to have a toothbrush and some clothes to wear. Avoid having to buy all new toiletries and clothes with your own money by purchasing Dominican Republic travel insurance with baggage loss coverage.

Is DR travel insurance worth it?

Even if it’s not mandatory, having Dominican Republic travel insurance is worth it, because, without the free tourist health plan, visitors have no health coverage if they don’t buy DR travel insurance . Still, it’s one of the best Latin America countries you can visit .

Don’t get caught without medical coverage; make sure you buy the best travel insurance for the Dominican Republic , Heymondo . Not only will you get excellent coverage for an affordable price, but you can also save even more money with our reader discount.

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Top Travel Insurances for the Dominican Republic You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

The Dominican Republic is known among travellers for its stunning beaches, world-class golf courses, and lively and colourful Caribbean culture. Although travelling to the Dominican Republic can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to the Dominican Republic and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Dominican Republic Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for the Dominican Republic:

Best Travel Insurances for the Dominican Republic

• 01. Should I get travel insurance for the Dominican Republic? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to the Dominican Republic scroll down

Heading to the Dominican Republic soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for the Dominican Republic?

No, there's currently no legal requirement to take out travel insurance for travel to or through the Dominican Republic.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to the Dominican or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for the Dominican Republic:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to the Dominican Republic. It lets you choose between various plans tailored to meet the specific needs of your trip to the Dominican Republic, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for the Dominican Republic:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to the Dominican Republic? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to the Dominican

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for the Dominican Republic. However, we strongly encourage you to do so anyway, because the cost of healthcare in the Dominican Republic can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

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Travel Insurance - Dominican Republic

Go  ready vip plan by aegis general.

Aptly named, Aegis's GO Ready VIP Plan provides the highest coverage limits of any policy we offer. With this plan, you can rest assured that even the costliest covered travel incidents won’t leave you out of pocket.

This plan also features a 15-day Free Look Period* where you can receive a full refund of your policy’s premium if you haven’t filed a claim or departed on your trip during that time.

This plan is ideal for:

• Travelers seeking the highest coverage limits
• Those with or related to someone with a lengthy or fragile medical history
• Individuals who will be applying for a Schengen Visa
• Someone planning to use a rental vehicle

Get a Go Ready VIP by Aegis General quote now!

Is this vip travel plan right for you.

• I want the highest coverage limits
• I’m traveling internationally (or domestically)
• I need a Schengen Visa
• I’m renting a car

Clients looking for complete peace of mind will find it with Aegis’s Go Ready VIP Plan. This comprehensive policy has every benefit you’d expect & a few more you’ll be glad we included. The Cancellation & Interruption benefits cover 20+ incidents with Interruption offering a unique limit of up to 175% of your Trip Cost. With $250,000 in Medical coverage*** & $1,000,000 in Evacuation & Repatriation, you can travel to the further reaches of the world & sleep well knowing even the priciest incidents will be paid for.

The VIP Plan even includes $50,000 in Rental Car Coverage** & has a list of upgrade options such as Cancel For Work Reasons, Electronics & Sports Equipment Protection & Delay.

Benefits & Coverages

Insured, family, or companion must get COVID for Cancellation, Interruption, or Delay coverage. Insured must get COVID for Medical, Evacuation & Repatriation coverage. No COVID home self-test results. Evacuation needs assistance provider approval.

Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.

Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for additional transportation costs to return home or rejoin your group.

Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip for 6 hours or more due to a covered reason.

Reimburses you for additional transportation, reasonable local accommodations, and unused land or water arrangements if you miss your cruise or tour departure because your flight was cancelled or delayed for 3 hours or more due to adverse weather. (Available if coverage is not available elsewhere).

Accident & Health

Provides coverage if you are injured by a Travel Accident during your covered trip and you suffer the loss of life or limb.

Reimburses for emergency sickness that first manifests itself or accidental injury that occurs while on a trip. You must provide bills and medical records for claimed expenses. Lookback period may apply. *$50 deductible applies for Medical and Dental for residents of CT, IN, KS, MO, MT, VT, & WA. Medical coverage is primary in CT. Not applicable to the Pandemic Plus Plan.

By having the Pre-Ex Waiver, illnesses or injuries being treated during your lookback period (which is the 3-6 months prior to your policy’s purchase date) will still be covered. Without it, those illnesses or injuries may result in a denied claim. Illnesses or injuries that have been stable for more than 6 months are not considered pre-existing.

Provides medically necessary transportation to the nearest hospital or appropriate facility if you suffer an Accidental Injury or Emergency Sickness and the local facility does not have the necessary medical equipment or expertise to treat you. Repatriation can transport an insured’s remains back home. Coordination of either arrangement must be made by our designated assistance company.

Property Coverage

Provides coverage for your baggage and covered personal effects if they are lost, damaged or stolen during your trip.

Covers up to stated amount for clothing, toiletries and other essential items if luggage is delayed or misdirected for a specified period of time.

Provides coverage for loss, theft or damage to your Sporting Equipment during your covered trip.

Ancillary Coverage

Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Note: $100 deductible is applicable to all states; Not to be sold for trips to Mexico, Ireland, Jamaica, Costa Rica

Provides reimbursement for unused, non-refundable, prepaid trip costs if a work-related covered event causes you to cancel your trip. This coverage is not available to the self-employed, business owners, or persons employed by a Family Member.

Additional Term

Stress less, enjoy more..

For this Go Ready VIP travel policy, the following benefits include this Aegis exclusive:

• Trip Interruption
• Travel Delay
• Missed Connection
• Medical and Dental Emergency
• Evacuation & Repatriation

*Free Look Period: 21 days in CT, KS, MO, MT, VT, WA  & 30 days in IN, NH & UT **$100 deductible. Not available if renting in Costa Rica, Ireland, Jamaica or Mexico. ***Medical is Primary in CT. $50 deductible in CT, IN, KS, MO, MT, VT & WA °Not applicable in NH, pre-ex waiver included. Not applicable in FL & ID pre-ex lookback period is 30 days prior to date premium is received.

Insurance coverages underwritten by Zurich American Insurance Company, a New York domiciled company with its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196 (NAIC # 16535).

Stress Less Benefits included with every plan

This amazing feature allows our clients to potentially avoid fronting their own monies and going through a claim reimbursement process. By contacting Aegis immediately when experiencing any covered event such as a flight disruption, illness, or injury, our team can coordinate the solution and pay for it on the spot. This includes booking or rearranging flights and hotels, coordinating medical care, or arranging a medical evacuation or repatriation. Learn More →

Aegis General Insurance Agency Inc. Travel Insurance Division CA License No. 0I66850 National Producer No. 957388

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Dominican Republic Travel Insurance

Familiarize yourself with Travel Guard’s most important travel tips and safety information to make sure you’re prepared for your vacation to the Dominican Republic.

Whether you’re sightseeing at historic buildings in Santo Domingo, diving in Bayahibe or relaxing at an all-inclusive resort in Punta Cana, there are plenty of activities, landscapes and sights to see in the Dominican Republic. Adventure and relaxation are just a trip away.

In this article:

Travel Insurance for the Dominican Republic

Dominican republic travel tips and safety information, other dominican republic faqs, do i need travel insurance to visit dominican republic.

Travel insurance is not required to visit to the Dominican Republic. However, between unpredictable weather, potential flight cancelations and delays, you may find more comfort traveling with a travel insurance plan.

What is the best travel insurance for Dominican Republic?

Travel Guard has a wide range of travel insurance plans that are a great fit for travel to the Dominican Republic. Our Deluxe or Preferred plans might be just what you need for your trip, as they both include medical expense coverage, baggage coverage and more. Remember to consider the activities you’ll be doing on your trip as well. Travel Guard offers optional add-ons like the Adventure Sports Bundle to cover certain extreme-adventure activities like skydiving or scuba diving.

How much is travel insurance for a trip to Dominican Republic?

Visitors going to the Dominican Republic often get great deals on their vacations, leaving many to wonder if it’s worth covering their trip – it is! A travel insurance plan is typically 5-7% of your total trip cost. Several factors come into play when pricing insurance, such as the product you’ve selected and the number of people in your party. For more detail on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your Dominican Republic trip? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

Get travel insurance the way you want it!

Travel Guard provides excellent insurance options for travelers visiting the Dominican Republic. To ensure visitors to the country are as safe and informed as possible, we’ve compiled a list of popular questions tourists traveling to the Dominican Republic may have.

Are there COVID-19 restrictions for U.S. visitors to the Dominican Republic?

For the latest information related to COVID travel requirements for the Dominican Republic, please visit the official U.S. Embassy site.

Is the Dominican Republic safe to visit?

The Dominican Republic is friendly and very welcoming, and many individuals travel to the country with no security incidents. However, it is still wise to be on the alert for opportunistic crimes, which can range from bag snatching to more aggressive robberies. To ensure you have a safe vacation, make sure to travel in groups and avoid leaving tourist resorts without a proper guide.

As with many other island destinations, hurricanes often affect the Dominican Republic. Additionally, there have been reports of illness from adulterated alcohol in the past, even in popular resort areas. Always be careful when consuming alcoholic beverages, and when in doubt, avoid spirits altogether.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to the Dominican Republic.

All U.S. travelers should enroll in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy and helps the embassy contact you in case of an emergency.

What currency is used in Dominican Republic?

The official currency of the Dominican Republic is the Dominican Peso. Most major cities will have places where visitors can exchange their money from U.S. dollars to pesos. If you’re planning on shopping at local markets and kiosks, bring cash to ensure you can make a purchase. Make sure to let your bank know when you’re traveling, so there are no issues with your debit or credit card.

What language is spoken in Dominican Republic?

The official language spoken in the Dominican Republic is Dominican Spanish. There are an estimated 15,000 English speakers in the country, which makes up less than 1% of the population. Though English is likely to be spoken at resorts, be prepared with a few common questions and responses, or a translation app that works offline, to make sure you can get around as smoothly as possible.

Do I need a visa or passport to travel to Dominican Republic?

Citizens from the U.S. do not require a visa for tourist or business travel to the Dominican Republic, as long as their trip is 30 days or less. Tourists should be prepared with a valid, up-to-date U.S. passport. For a complete list of required documents for travel to the Dominican Republic, visit the official embassy website.

How do I contact the U.S. Embassy in the Dominican Republic?

The U.S. Embassy in the Dominican Republic is in Santo Domingo. For the most up-to-date contact information, you can visit the official embassy website.

What is the weather like in Dominican Republic?

Year-round, the temperatures in the Dominican Republic will typically range between the low 60˚Fs and high 80˚Fs. Typically, you’ll find partly cloudy skies, high winds and tropical humidity with their rainy season occurring between the months of May and November.

When is the best time of year to visit Dominican Republic?

The most popular time of the year to visit the Dominican Republic is in the early winter, December and January, due to the lack of rain. Temperatures are still warm around this time of year; however, flight and hotel prices tend to drop closer to February, allowing for a pleasant climate for visiting, and the weather stays in a nice mid-range through the end of April which makes the Dominican heat more tolerable.

What is the dial code for phoning to and from Dominican Republic?

The dial code for the Dominican Republic is +1, the same as the U.S. When calling, remember to include the area code to the city you’re calling to.

Keep in mind, when calling internationally there are typically charges that apply to both cell phones and landlines, with the latter being more affordable. However, to best avoid charges try calling over Wi-Fi by using Skype, Zoom or your preferred site.

What kind of power adapter do I need for my electronics?

Visitors from the U.S. do not need to bring a power adapter when traveling to the Dominican Republic. Travelers will be able to charge and use their devices as normal.

Is my U.S. driver’s license valid for use in the Dominican Republic?

Yes, U.S. citizens can use their driver’s license as a valid I.D. in the Dominican Republic for the length of your stay.

What are the most popular resort towns in the Dominican Republic?

One of the most popular resort towns is Punta Cana, known for its gorgeous landscapes and beaches as well as its ideal climate. This town is one of, if not the most, popular resort spots in the country and one of the safest as well.

Other popular towns include Santo Domingo, Puerto Plate and Bayahibe.

Are the resorts in the Dominican Republic kid friendly?

There are many options when searching for resorts, so if you’re looking for a family-friendly vacation where mom and dad can still relax, search for child-friendly resorts like the Nickelodeon Hotels & Resorts in Punta Cana.

Is the Dominican Republic safe for LGBTQ travelers?

While same-sex relations are not out-lawed in the Dominican Republic, members of the LGBTQ+ community are often subjected to discrimination and violence based on their gender and identity.

For members of the LGBTQ+ community visiting the Dominican Republic, be sure to research the culture of the areas in which you plan to visit ahead of time.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers heading to the Dominican Republic. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you.  Compare our popular plans  and find the best one for you!

Call us at: 800-826-5248

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com . CA DOI toll free number: 800-927-HELP . This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.

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Travel Insurance for a Dominican Republic Vacation (2024)

Planning a trip to the Dominican Republic? Click below to get a free travel insurance quote.

in under 2 minutes

Tom Adams is a writer based in the U.K. who specializes in travel advice. Previously, he has written for sports brands, travel blogs and even an archaeological study. Outside of work, Tom enjoys reading, trying new restaurants and taking his rescue dog for long walks in the park.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

The Dominican Republic is a great travel destination for a Caribbean getaway. The Puerto Plata provenance offers visitors unparalleled natural attractions, and Punta Cana supplies numerous beach resorts for luxury travelers.

If you want to make the most of your trip to this popular Caribbean travel destination, having the best travel insurance is important. The Dominican Republic has its travel risks, but quality travel insurance coverage can alleviate many concerns.

Compare Dominican Republic Travel Insurance Companies

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Do I Need Travel Insurance for the Dominican Republic?

You don’t need travel insurance to go to the Dominican Republic. And, the government offers medical coverage to travelers, should they need healthcare. While this may give you peace of mind, you will still have to pay out of pocket for any costs incurred from travel delays, cancellations or interruptions . Having a good travel insurance policy can help you avoid these sunken costs.

A trip to the Dominican Republic might be full of activities such as water sports, hiking and exploring the historic Zona Colonial. Accidents and emergencies are impossible to predict, so we recommend buying a travel health insurance policy with a high maximum limit in case you need medical treatment.

Theft and robbery are a possibility in urban areas. With a travel insurance plan, you can claim back the cost of any damaged or stolen valuables. The amount of insurance options can be overwhelming, but the following sections highlight some coverage options you should consider for your trip.

Cancel for Any Reason Coverage 

Cancel for any reason coverage is an add-on available in most travel insurance policies. It allows travelers to cancel their trip for reasons usually not included in standard cancellation coverage.

International travel plans can always fall through due to unforeseen events, such as personal and familial obligations. The ability to cancel your trip without fear of losing money because of exclusions is a great benefit and will help you feel more secure on your vacation.

Gear Theft Protection

Gear theft protection typically covers the cost of replacing or repairing personal belongings stolen or damaged because of covered events, such as theft, fire, vandalism and accidents. Coverage may extend to several types of gear, including cameras, lenses, sports equipment, audio/video equipment and other valuables.

Your insurance policy may have distinct levels of coverage based on the insured trip cost and the policyholder’s specific needs. Some policies will have a deductible, the amount the policyholder must pay out of pocket before the insurance coverage kicks in.

Medical Emergency Insurance and Emergency Medical Evacuation

Medical emergency insurance, also known as travel medical insurance or travel health insurance, is insurance coverage that provides financial protection and assistance in the event of a medical emergency while traveling. It will cover the costs of unexpected medical bills that may arise during your trip, such as hospitalization, doctor visits, prescriptions and emergency medical treatments.

Emergency medical evacuation, also called medical repatriation, is a specific element of medical emergency insurance. It covers the cost of transporting you to the nearest appropriate medical facility. It will also offer coverage should you need to return to your home country for medical treatment if you can’t get treated for a serious illness or injury on your trip.

Both medical emergency insurance and emergency medical evacuation are crucial components of travel insurance, particularly for international travel. Accessing medical care in the Dominican Republic can be difficult, especially if you are far away from urban areas. Coverage gives you peace of mind and financial protection if you encounter unexpected medical expenses while on vacation.

Rental Car Protection

Your travel policy may include rental car protection. If not, it’s coverage you can add. It supplies coverage for damage, theft or loss of a rental car while traveling.

Rental car protection in travel insurance can offer an alternative to buying separate rental car insurance from a rental company, which can be quite expensive. However, it’s important to note that rental car protection within travel insurance policies may have certain limitations and exclusions. For example, coverage may not apply if you were driving recklessly or under the influence of alcohol.

Trip Cancellation Insurance

Trip cancellation insurance is a type of travel insurance that delivers financial protection should you cancel your trip because of unforeseen events. It will reimburse you for non-refundable expenses you’ve already paid or are compelled to pay if your trip gets canceled or interrupted.

Some commonly covered reasons for trip cancellation or interruption include:

• Sudden illness or injury that will prevent you from traveling
• Death of a family member or travel companion
• Natural disasters that create significant risks or make your destination inaccessible
• A travel supplier, such as an airline or cruise company, goes bankrupt or ceases operations, resulting in the cancellation of your trip

How Much Does the Dominican Republic Travel Insurance Cost?

The cost of travel insurance will vary across insurance providers, and finding the right plan for your trip can be challenging. The table below compares the cheapest insurance quotes from five providers. The quotes are based on a single traveler, aged 30, from New York, embarking on a week-long trip that costs $1,900.

We requested quotes from ten travel insurance companies for their most affordable plan for a trip to Dominican Republic. The below quotes are for a 30-year-old traveler from Florida, traveling to Dominican Republic for ten days in September 2024, with a total trip cost of $4,000. Policies include coverage for cancellations, interruptions, delays, medical care and evacuation.

These quotes were collected in April 2024 for a trip in September 2024.

The plans above range significantly in price. Insured Nomads offers the cheapest policy with good medical coverage ($250,000) but no baggage protection. It includes an optional benefit for adventure and water sports suitable for an active traveler.

The other plans all offer up to $500 for baggage protection . Allianz and Travel Safe also offer rental car protection as an optional add-on, this will increase the price of the policy though. All the plans offer high medical coverage in the range of $110,000 to $135,000, except for Allianz, which supplies only $60,000.

How Do I Get Travel Insurance for the Dominican Republic?

Before you buy travel insurance, you should compare quotes from different insurance companies to get the best price and coverage. Consider providers that offer more affordable plans if you are on a lower budget .

When comparing quotes, consider the coverage limits for medical expenses and personal effects, the deductible amount, any exclusions or limitations, and additional benefits or services offered by each plan. This will help you decide on the travel insurance plan that best suits your vacation.

As with any insurance, it is important to carefully review the policy terms, coverage limits, exclusions, and claim procedures, before purchasing an insurance policy.

Dominican Republic Safety Tips

Staying safe on your vacation is the most important thing, and the following travel tips will give you an idea of what to expect in the Dominican Republic. You can find more travel advice from the U.S. Department of State website and local news outlets .

Crime and Safety

Most travelers encounter no problems when traveling to the Dominican Republic and crime rates have decreased in recent years . Travel Advisories state that resorts and popular tourist areas, like Punta Cana, are better policed than the cities, so you may feel much safer there.

However, muggings and robberies are not unheard of, particularly in Santo Domingo. To protect yourself and your belongings, avoid going out late at night and ensure your accommodation is secure.

When you’re out in the country, be sure not to keep your valuables on display as this could make you a target for thieves. Be careful when carrying cash. Flaunting your Dominican Pesos could incentivize muggers, so be discreet with any money you take.

Day Trips, Tours and Excursions 

The Dominican Republic has so much to do for all types of travelers. If you plan any day trips or excursions, choose operators with positive reviews and a good reputation. Look for companies that prioritize safety, have licensed guides and follow proper safety protocols. If you are staying in a hotel, the front desk should be able to give you recommendations.

It would also be beneficial to learn some Spanish. You can get by with English in tourist areas, but English isn’t spoken widely nationally. Spanish is the Dominican Republic’s official language, so knowing a few key phrases will help you converse with locals should you need directions or help.

There are no COVID-19 restrictions for U.S. citizens entering the Dominican Republic. You do not need to supply proof of a COVID vaccination or a negative COVID test to enter the country. If you are concerned about COVID-19, the Dominican authorities do have vaccinations available for U.S. residents, so you can get vaccinated when you arrive.

For more information about COVID-19 regulations, visit the US embassy website .

The Bottom Line: Is Travel Insurance for a Dominican Republic Vacation Worth It?

When traveling to the Dominican Republic, you should buy travel insurance. Having good coverage for any trip is always worth it , as it protects you from losing money if you have an accident or trip interruption.

The Dominican Republic has certain safety concerns, so having an adequate insurance plan will allow you to enjoy your vacation and not worry about sunken costs or lost valuables.

For more information about travel insurance for the Dominican Republic, read the FAQs below.

Frequently Asked Questions About Travel Insurance in the Dominican Republic?

Do i need travel insurance for the dominican republic.

Travel insurance is not needed to enter the Dominican Republic. The authorities offer complimentary insurance covering medical treatment for cases such as infection, along with any costs incurred from interruptions because of an infection.

While this benefits travelers, having a good travel insurance policy will also allow you to claim compensation for any interruptions on your trip and supplies much more coverage for a wider range of medical scenarios.

You can read more about how to claim compensation here.

How do I get a tourist card for the Dominican Republic?

You can obtain your tourist card digitally via VisaHQ or you can get it from the airport upon your arrival. You will be able to pay for the card in U.S. dollars as well.

Do I need both travel insurance and health insurance?

Health insurance usually only covers regular medical care in your home country and almost nothing when you get care outside U.S. borders. Travel insurance delivers coverage for any medical treatment you receive abroad.

Some health insurance may extend to trips abroad, but it is best to have a travel insurance plan to ensure you are fully covered for your trip.

Do I need to declare pre-existing medical conditions when purchasing travel insurance?

Any pre-existing conditions should be declared to your insurance provider as they may not validate a claim if you haven’t. Most providers will cover these conditions, but it may slightly increase the cost of your policy.

Tori Addison is an editor with over five years of experience in the digital marketing industry. Her includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

If you have questions about this page, please reach out to our editors at [email protected] .

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Travel Insurance for The Dominican Republic

For situations out of your control, travel insurance can ensure you’re supported..

When travelling to the Dominican Republic, a destination like no other, you’ll experience miles of untouched coastline, a blend of cultures, and exotic wildlife. It is clear why the Dominican Republic is the most popular Caribbean island to visit, and more than 6 million holidaymakers enjoy paradise each year.

A Caribbean Paradise

The beautiful beaches, lively nightlife, and laidback island vibes are just some of the reasons tourists love the Dominican Republic. It’s a great place to explore, with its diverse landscapes, historic buildings, and lively cities. Plus, the people are known for being warm and welcoming. 

Many visitors head directly to the beachfront resorts, but there are many areas to admire and explore. Both Bávaro and Punta Cana have magnificent coastlines that stretch for miles. Playa Dorada is on the north coast, near the ancient city of Puerto Plata. Due to its abundance of Victorian architecture, it is well worth a visit.

Adventures in the Dominican Republic

If you are after a bit of adventure, why not scale one of the Damajaqua Cascades waterfalls or windsurf in the island’s wind-and kitesurfing capital, Cabarete. Just remember to check that your Travel Insurance has you covered. You don’t want to be left with an expensive bill should something go wrong such as an accident or illness that needs emergency medical treatment, losing your bag or missing your scheduled flight back due to a stay in hospital. You could even be left out of pocket before you’ve left the UK should you need to cancel for medical reasons or the death of a loved one. For example – Travel Insurance can help.  

Essential Travel Insurance for the Dominican Republic

Travel Insurance is a vital part of any trip, as unfortunately, things can go wrong anywhere.  We can help you find a Travel Insurance policy tailored to your needs so you can travel with confidence and enjoy your holiday with peace of mind.

Travel Tips for your next holiday to The Dominican Republic

Are you planning a visit to the Dominican Republic? Our travel advice for the Dominican Republic includes several recommendations to make the most of your stay.

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> Remember the relevant documents > Hurricane season > How to tip

Remember the relevant documents

From April 23rd, 2022, tourists no longer need to present a COVID-19 vaccination card, PCR or antigen test to enter the country. 

British citizens visiting the Dominican Republic for tourist purposes do not need a visa. As of April 2018, the tourism entry tax, or tourist card, is no longer collected on entry and will most likely be included in your airfare. You’ll find further information on the Dominican Republic Embassy website . 

You will usually be granted a 30-day stay upon arrival, which can be extended to 120 days for a small fee payable when leaving the country.

Hurricane Season

Before booking your holiday to the Dominican Republic, you should know that the weather can often be extreme. Hurricanes may not occur every year, and most visitors experience nothing more than heavy rain storms and higher humidity levels. However, hurricane season runs from June to November, with August and September highlighted as high-risk months. This is something to be aware of before booking.

In most restaurants, bars, and cafes, it is customary to tip, especially in tourist areas. Depending on the service you receive, a general rule is to tip around 10% of the bill, but we recommend listing 15-20% if your service is exceptional. Always tip in the local currency to save money.

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Travel Insurance for the Dominican Republic 2023

What is the best travel insurance for the Dominican Republic? If your travel plans include this spectacular tropical paradise and you’re already organizing your trip, it’s very normal to ask yourself this question. Along with booking flights and accommodation, getting travel insurance for the Dominican Republic is the third pillar of preparation for this exciting adventure.

Soon, you’ll be surrounded by crystal clear waters and white sandy beaches, ready to relax and enjoy this much-deserved break. To help you prepare, we’ve created this guide to show you the best international medical policy for this destination, the essential coverage you’ll need, and how to get your insurance for the Dominican Republic easily.

Get your swimsuit ready, you’re almost in this amazing beach paradise!

Why get travel insurance for the Dominican Republic   

When we travel abroad, everything changes and depending on the country we are in, we may face healthcare of dubious quality and medical centres where care comes at a disproportionate cost. As you can see, having travel insurance for the Dominican Republic is essential to guarantee quality care in the best centres of the country, that will be completely free for you.

A stumble that turns into a visit to the doctor for a sprained ankle, an accident when you climb above 3,000 meters in your ascent to Pico Duarte, a Dominican cuisine dish that doesn’t sit well with you, the not-so-uncommon bite of a mosquito that can carry dengue or malaria, or any other incident that would be a visit to the doctor with no significance at home (fever, infection, allergy, discomfort…), without the best insurance to travel to the Dominican Republic, could turn into a bill of thousands of euros or a visit to a medical centre of dubious quality.

But in addition to health issues, a good international medical policy should cover all aspects that may arise during a trip . Therefore, thanks to your travel insurance to the Dominican Republic, you will also be covered for situations such as violent theft, problems with your luggage, delays, or, if you decide so, cancellation of your trip in case something prevents you from carrying it out.

In summary, getting travel insurance to the Dominican Republic is an essential step so you can focus solely on enjoying it, knowing that you will be in the best hands if something happens to you.

What is the best medical travel insurance for the Dominican Republic?   

After explaining the purpose of a travel policy, it is evident that having travel insurance for the Dominican Republic is essential.

In the next section of this guide to getting your travel insurance for the Dominican Republic, we will detail the characteristics that your policy should have.

IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort . If your country of residence is outside the European Union we recommend IATI Star. They take into consideration many more aspects and protect you in cases that may occur on a trip like this, such as problems with your luggage or theft. You will travel with serenity and if something happens, you can continue your journey.

What a good travel insurance to the Dominican Republic should have: Characteristics  

Good travel insurance covers the specific needs of the destination you are visiting. Therefore, the policy you used for your trip to Paris, is not enough for this trip.

All of these features, and many more, are included in the IATI Total Comfort and IATI Star travel insurances for the Maldives. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now.

Free 24-hour assistance   

You are heading to the Caribbean to enjoy your trip 24 hours a day . That is why we will be by your side 24 hours a day, 7 days a week. Whether it’s night-time or early morning, whenever you need us, you can contact us to resolve any incidents that arise during your trip. In addition, if you do it by phone, we will reimburse you for the cost of the international call when you provide us with the receipt, so you do not have to bear that expense.

Extensive medical assistance coverage in the Dominican Republic   

As you have seen, the cost of quality medical care in this country is high , and many causes may lead you to need it. That’s why we’ve provided the IATI Total Comfort travel insurance for the Maldives with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. 

With up to half a million euros allocated exclusively to medical expenses, you ensure the best available assistance in the country.

Adventure sports in the Dominican Republic  

If you have chosen this tropical paradise as your next destination, you probably already know that it offers a lot more plans than lying in the sun on its idyllic beaches. Rafting down the rapids in Jarabacoa, canyoning in Jimenoa, hiking routes up to the 3,087 meters high Pico Duarte, cycling routes through the interior, surfing around the entire island, or snorkelling and diving up to 40 meters to enjoy the country’s underwater landscapes are some of the activities you should not miss.

All these activities have something in common: they are not covered by most travel insurance policies for the Dominican Republic, and different companies tend to not help you if something unexpected happens while you enjoy these activities. (Yes, even snorkelling just a few meters from the shore requires an international policy.)

Thanks to the Adventure Sports Coverage, you can live these and many more experiences knowing that they will be fully covered by your travel insurance to the Dominican Republic. 

Without deductibles, you won’t have to pay anything out of your pocket 

When it comes to purchasing travel insurance for the Dominican Republic, it’s important to always read the fine print. This is where many companies hide “traps” to reduce costs, such as deductibles. In the case of a 100 euro deductible, it means that every time you need medical assistance, you’ll have to pay the first 100 euros yourself. This expense can grow during your trip depending on whether you require continuous care.

At IATI, none of our policies have deductibles , and we guarantee to cover your medical expenses from the first cent when you travel with your insurance for the Dominican Republic.

No need for advanced money for medical assistance   

Another common practice in private medical insurance policies covering overseas travel is to require you to pay for the necessary medical care and then go through a tedious process to obtain reimbursement of the costs. This means that, if you need thousands of euros in medical care, you will have to pay for it out of your pocket and thus completely undermine the experience of this great trip.

If you have your IATI Total Comfort or IATI Star as your travel insurance for the Dominican Republic, you don’t have to worry about this. The process is simple: when you need any type of medical assistance contact us and we will direct you to the nearest best-equipped centre to handle your case. When you arrive there, they’ll be waiting for you, and we’ll take care of covering the costs of your visit, including any tests, hospital stays, or medications prescribed by the specialist.

If you’re unable to contact us before receiving medical assistance due to an emergency, you simply need to provide us with the relevant medical reports and receipts, and we’ll reimburse you as soon as possible.

Lost luggage and theft included   

IATI Total Comfort and IATI Star are the best travel insurances for the Dominican Republic because, in addition to its extensive medical coverage, it takes into account other aspects that may arise during your trip.

You and your luggage are going to the Dominican Republic, and that’s why we’ll also take care of protecting your belongings . Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage.

Cancellation option – cancelling your trip to the Dominican Republic  

Flights to Santo Domingo, accommodation for your entire trip, the activities you decide to book in advance, domestic transportation… Organizing this trip is a major investment and that’s why you may have wondered, “What would happen if I had to cancel my trip? Will I lose all the money I’ve spent?”

To answer this question, at IATI we were pioneers in creating the so-called Trip Cancellation Supplement. When you get the best travel insurance for the Dominican Republic, IATI Backpacker, you can add this supplement with which, in case you have to cancel your trip due to one of the covered causes, we will reimburse you up to 2,000 euros of your travel expenses that you cannot recover directly from your provider.

As you can see, travel insurance for the Dominican Republic is essential, and with it, we will cover you during your trip. But thanks to the Trip Cancellation Supplement, you will also be protected in case you cannot travel. 

Travel insurance coverage in the Dominican Republic 

Now that you know the coverage your travel insurance for the Dominican Republic should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort  and  IATI Star  pages, you can find detailed information about our policy and its benefits.

In the following table, as a summary, we show you some of the coverages  if you are travelling from the EU:

If you are travelling from outside the EU, here is the summary of the features of the best travel insurance:

How much does travel insurance to the Dominican Republic cost?  

The cost of your travel insurance for the Dominican Republic, is what will convince you of the great quality/price ratio.

As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. 

In addition, this is an expense that will turn into a huge saving in case you need any type of assistance:

How to hire the best travel insurance for the Dominican Republic   

Hiring insurance to travel to the Dominican Republic is a quick and easy process thanks to IATI’s intuitive menu. You just need to follow these steps:

In the menu, you will need to enter the details of your trip:

• Your place of residence;
• The destination of the trip: in this case, the Dominican Republic;
• The start and end dates of the trip;
• The number of travellers;
• Type of insurance: travel insurance.

After filling in the menu, click “Get a quote”, choose your IATI Total Comfort or IATI Star policy, and then click “Contract”. At this point, you can purchase the Trip Cancellation Supplement we just talked about. It is a favourite among our travellers because it allows you to recover up to 2,000 euros of your travel expenses if you are unable to travel.

Now, all you must do is complete your personal information, make the payment, and you will receive the information about your travel insurance to the Dominican Republic and the necessary contact details in case you need any type of assistance during your visit to the country.

That’s how easy it is to hire your travel insurance policy!

Useful information for travelling safely to the Dominican Republic 

Best time to travel to the dominican republic  .

The European summer, mainly due to work and school holidays, is usually the time when most tourists head to the Caribbean. Visiting the country during these months, due to high demand, often means higher prices for both accommodation and international flights. Although you will enjoy the high temperatures, it is also a time when there is a higher risk of encountering hurricanes.

Between October and March, the risk of hurricanes practically disappears and the average temperature of around 27 degrees makes this trip to the Dominican Republic a safe bet.

Safety in the Dominican Republic   

The Dominican Republic is considered a safe country for tourists. However, it is always necessary to take some precautions and use common sense. There have been cases of violent robberies in large cities, and although these do not usually affect travellers, it is recommended not to offer resistance to this type of event.

Health in the Dominican Republic  

The country’s public hospitals are quite deficient, and the price of private healthcare is high . Therefore, it is essential to have travel insurance with extensive coverage.

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Dominican Republic Travel Insurance Requirements

Last updated: 03/07/2024

The Dominican Republic offers free health insurance for all international visitors traveling to this destination. As of November 2021, this insurance has been extended indefinitely.

All tourists visiting the country are automatically enrolled in the policy, which includes:

Emergency Coverage: This benefit is similar to Emergency Medical and can cover hospital stays, medicine, and ambulatory care for an unforeseen illness or injury during the trip such as Covid-19. Accommodations for Quarantine: Should a traveler contract Covid-19, this benefit can offer coverage for quarantine expenses such as lodging and food. Reimbursement for flight changes due to infection: If a traveler has to quarantine and can’t make their original flight, this benefit can offer reimbursement for the flight change.

Squaremouth’s Dominican Republic Travel Insurance Recommendations

Since all travelers visiting the Dominican Republic automatically receive free medical coverage and coverage for quarantine or trip delays, many travelers may not need additional coverage. However, for travelers with prepaid and non-refundable trip expenses, Squaremouth recommends a Trip Cancellation policy.

Trip Cancellation coverage can provide reimbursement if a person has to cancel their trip because of an unforeseen injury, illness, or death. Trip Cancellation can also cover cancellations due to inclement weather, terrorism, or testing positive for Covid-19 before departure. Typically, these expenses include non-refundable hotel stays, flights, rental cars, and excursions.

Click here to begin your search for Dominican Republic Travel Insurance.

Dominican Republic Travel Insurance Trends and Data

Many tourists flock to this Caribbean Island to experience the pristine beaches, culture, and resorts that the Dominican Republic has to offer.

Destination Rank: 19

Percentage of Squaremouth Sales: 1.47%

Average Premium: $174.72

Average Trip Cost: $3,228.52

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Before you buy travel insurance for your holiday to the Dominican Republic, there are a few things to think about:

• The cost of your trip – if you have to cancel, it’s important to know that you can get your money back
• The activities you’re likely to be doing – if you’re planning anything really extreme, we can offer you extra cover with our  extreme sports cover
• How much medical coverage you have – no one wants to think about getting ill or having an accident abroad but, unfortunately, it does happen
• And don’t forget to check the  latest travel advice for the Dominican Republic from the FCDO  for any issues that may have occurred that might prevent you travelling or any vaccinations you might need

If you’re up to anything particularly adventurous such as  scuba diving , we have  extreme sports cover  as an add-on. We also  consider all medical conditions  and have  no upper age limit , so get in touch today or simply  get a quote online .

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What’s covered with our travel insurance to the Dominican Republic?

As standard, our policies cover  over 50 activities as standard , so you can get up to more on your holiday.

As standard we also offer a range of benefits, some of which include:

• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

To help you have the best holiday experience, we’ve put together some useful information that we think you’ll want to know before your trip to the Dominican Republic.

Do I need a visa for the Dominican Republic?

You’ll need to get a tourist card before you enter the Dominican Republic. You can get this from the Embassy of the Dominican Republic in London, or when you arrive at the airport.

Tourist cards are valid for 30 days but can be extended should you wish to stay for longer. You can find more information about tourist cards and extended stays on the  Dominican Republic Embassy website .

Healthcare in the Dominican Republic

Depending on where you go in the Dominican Republic, healthcare services can be limited. You can find good medical facilities in the private hospitals, but these can often be quite expensive and may even overcharge. It’s important to make sure you have travel insurance with medical expenses covered in case anything unfortunate happens abroad.

We would also recommend that you speak to your GP at least four to six weeks before your trip, to check whether there are any vaccinations or other preventatives needed.

You can find more information about  healthcare in the Dominican Republic here .

Medical & Emergency Assistance in Dominican Republic

If something happens while you’re in Dominican Republic and you need emergency treatment for an illness or injury, we’re here to help. All travel insurance policyholders can contact our 24-hour medical assistance team .

• Unlimited emergency medical expenses available on Black level policies.
• Based on 2,050 responses, correct as of 22/01/2024

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Dominican Republic Travel Insurance

The Dominican Republic is a holiday hotspot worth visiting. Our policies can help you travel to the island safely, offering you Travel Insurance which includes pre-existing medical conditions.

Page contents

Why do you need travel insurance for the dominican republic.

You’ll want a carefree trip when travelling to the Dominican Republic. Travel Insurance for the Dominican Republic will provide you with support and cover for unexpected circumstances related to unforeseen medical emergencies and cancellations. This type of insurance is vital for all holidaymakers hoping to visit the Dominican Republic.

It’s time that you travelled with the UK’s most trusted Travel Insurance provider 1 .

Comprehensive Cover when travelling to the Dominican Republic

The Dominican Republic offers visitors the chance to experience the vibrancy of island life. Its hospitality service is second to none, offering a warm welcome to tourists from around the world. Should you visit – you’ll have the opportunity to enjoy splendid beaches with panoramic views, exquisite culture and plenty of sites rich in history.

As a destination, the Dominican Republic promises a holiday of a lifetime. With round trip flights costing around £1,263 , it’s a trip worth protecting against cancellations, especially in light of the pandemic.

Comprehensive cover can also help you avoid unforeseen medical bills that may arise from an emergency while travelling. To make sure the policy you choose is valid – you must declare all pre-existing medical conditions .

As the UK’s No.1 for Travel Insurance 2 , we offer policies and peace of mind. Our cover includes: 

Coronavirus cover that has been rated ‘Superior’ by a leading independent UK consumer champion>

All pre-existing medical conditions considered.

Flexible cancellation cover available with no upper age limit 

How to choose the right level of cover for the Dominican Republic

The Dominican Republic is an exotic location offering a once in a lifetime experience. To ensure your trip remains unproblematic and blissful, we recommend you choose a Travel Insurance policy with the following benefits included:

Emergency medical expenses – Emergency medical treatment abroad can lead to unexpected bills, this type of cover will help you avoid being out of pocket.

Repatriation to the UK – with treatment varying from island to island, you may need to be repatriated to the US and then to the UK. This can be incredibly expensive, so it’s worth including this as part of your policy.

Cancellation and Curtailment – cancellations can occur without warning. It’s best to be prepared for any eventuality. Cancellation cover will help you with costs if you have to cancel or cut short your trip.

Our branded policies can be tailored to suit you and your needs offering you cover that includes;

• Cancellation* and Curtailment
• Cost of repatriation 
• Cost of emergency medical treatment 
• Personal liability

Benefits of AllClear Cover

Uk’s most trusted travel insurance provider 1.

Discover why 99% 4 of customers would recommend us to family and friends…

“Have always found All clear to be a straightforward and easy way to buy good reasonably priced travel insurance and post COVID it is still just as good. Well done on being such a good service provider.” – Ms Vinall

Read AllClear Trustpilot Reviews

Simple 3 step quote process, 1. call us or click a quote button on our site, 2. complete our simple medical screening process, 3. get your quotes, frequently asked questions, is the dominican republic safe to visit now.

The Dominican Republic is trouble-free for most tourists. However, there is a high crime rate, so it’s always best to remain vigilant. For full safety and security details, visit the FCDO website .

 Is the Dominican Republic part of the USA?

The Dominican Republic is not part of the USA; it is part of the Caribbean. It’s a beautiful destination that provides an idyllic experience of island life. If you wish to extend your exploration of this part of the world, we also offer Caribbean Travel Insurance , Barbados Travel Insurance and Jamaica Travel Insurance .

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Ranked first Overall for Travel Insurance on SmartMoneyPeople.com from over 14,300 independent customer reviews on 27/01/2021.

3 Based on the AllClear summer survey July 2021, 1440 respondents.

4 Based on 166 AllClear customers surveyed in April 2021.

Written by: Russell Wallace | Travel Insurance Expert Last Updated: 11 March 2024

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.

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The Dominican Republic travel insurance

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Why do I need travel insurance in The Dominican Republic?

• It can cover you for emergency medical treatment.
• It can cover medical expenses caused by injuries and accidents, unless it's from an excluded activity.
• It can pay for transport to hospital by helicopter or ambulance, as well as medical evacuations back to Australia.
• If you're renting a car in The Dominican Republic, make sure you have car rental excess cover.
• Travelling in a foreign country may put your valuables at risk and travel insurance can cover you for lost or stolen items.
• Terrorism is a risk in The Dominican Republic. A few insurers provide cover for medical and hospital expenses caused by an act of terrorism, including the cost of bringing you back home.

Looking for the best travel insurance for The Dominican Republic? Check out our award winners in 2023

Tick travel insurance has ranked first place for customer satisfaction in 2023 .

This survey was conducted by Dynata, where 95% of respondents said they would recommend Tick to a friend, and it scored the highest in the 'value for money' category.

Southern Cross Travel Insurance has taken the top position in the 'Travel insurance - Comprehensive' category for the 2023 Finder Awards . Why? It's got to do with its wide COVID-19 coverage and how it handles cancellations due to unexpected events.

Adding to that, its average pricing was pretty affordable compared to other brands who offer less coverage for a higher price.

Fast Cover is the winner of the 2023 Finder Awards for the 'Travel insurance - Value' category. How? We compared the average prices of 28 international travel insurance policies, and Fast Cover came out on top.

But what does ' value' mean? It means we looked at more than just price. Fast Cover doesn't include everything on its policies, but it offers good value.

InsureandGo has taken the top place for the 'Travel insurance - Domestic' category in the 2023 Finder Awards .

Why? We analysed 23 domestic policies and found that InsureandGo were generous with their benefit limits for things like cancellation and rental car excess insurance.

Southern Cross Travel Insurance is the winner of the 'Travel insurance - Seniors' category in the 2023 Finder Awards . Why? It has higher age limits and generous benefits.

We also appreciated SCTI's easy-to-read product disclosure statement. This means that customers can easily understand their policies, and travel with confidence.

Fast Cover Travel Insurance's COVID-19 Benefits & Refund Policy earned it a place among the finalists in the Insurance Innovation category of this year's Finder Innovation Awards .

It goes further than many other insurers, covering COVID medical expenses and evacuation, up to $5,000 for COVID-related cancellations and additional expenses.

The Dominican Republic travel insurance: Common exclusions

Every travel insurance policy has things you won't be covered for. Common exclusions include:

• If you purchase cover after the incident has occurred. For example, if you take cover out after you've been injured and need medical attention.
• Pre-existing medical conditions. If you have any major medical conditions, make sure you let your insurer know before taking out a policy. Otherwise you won't be covered for claims related to that condition.
• You travel despite government travel advice. For example, if you travel to areas that have a warning from Smartraveller, travel insurance may not cover you.
• Incidents that occur while you're under the influence of drugs or alcohol. For example, if you go out drinking in Punta Cana, get injured and need medical attention, travel insurance won't cover you.
• Driving vehicles without a licence. Like Australia, you won't be covered for medical costs or personal liability expenses if you drive without a licence in The Dominican Republic.

Will I be covered for COVID-19?

Travel insurance can cover you for COVID-19 in The Dominican Republic. A policy can cover you for the following:

• Rearrangement costs if you catch the virus and need to change your plans. Lots of comprehensive travel insurance policies let you claim up to $5,000 towards these expenses.
• Medical costs due to COVID-19. This can include hospital expenses and RATs if you catch COVID-19 while overseas (but you won't be covered for mandatory PCRs).
• Expenses if you need to isolate. For example, if you catch COVID while you're overseas and need to push back your flight and stay in your accommodation longer.

How do I get cheap travel insurance for The Dominican Republic?

• Medical only or basic policies will generally be the cheaper policies on the market.
• Use exclusive deals or promo codes to get a discount.
• Opt for a higher excess. This will make your policy cheaper but more expensive if you have to claim.
• Compare across a handful of travel insurers – they're not all the same.
• Get the most value by buying your policy early. It means you're covered for longer while paying the same price.

When I travel, I don't want to fork out a lot for travel insurance. I always get something above the bare minimum though which usually only covers medical-only expenses. Flight disruptions and delayed luggage are really common, so look for a cheap policy that covers me for these things.

Gary Ross Hunter Finder's travel insurance senior writer

What do I do in emergencies?

For emergencies: call 911 (police), 911 (ambulance) or 911 (fire).

In a medical emergency, call for help and then contact your insurer on their emergency assistance line.

Civil unrest, security risks, threat of terrorist attack and crime are a concern in The Dominican Republic, but you should still be eligible for travel insurance. It won't cover all of these situations but it can help cover medical costs, stolen belongings and much much more.

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Faqs about the dominican republic, which travel insurance is good for the dominican republic.

The cheapest policy will usually only cover you for medical expenses. However, flight disruptions and petty crime are fairly common in The Dominican Republic so it may be worth getting comprehensive travel insurance. This can cover you for medical expenses, trip rearrangement costs, theft, luggage delay and more.

Do you need travel insurance to go to The Dominican Republic?

The Australian government's smartraveller site recommends that you take out cover when travelling to The Dominican Republic. If you can't afford travel insurance, you can't afford to travel.

Which travel insurance company has COVID cover for The Dominican Republic?

Lots of travel insurers cover COVID-related expenses now. You can find a full table of the policies that cover COVID expenses on our homepage .

Is it safe to travel to The Dominican Republic?

The Australian government smartraveller website says to exercise a high degree of caution in The Dominican Republic. You should still be able to get travel insurance for The Dominican Republic but make sure you do some research before you travel. There may be certain areas of the country that are not safe.

Gary Ross Hunter

Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).

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Travel Insurance for The Dominican Republic

• Full access to HealthHero - a 24/7 GP via telephone and video based in the UK
• Up to £10m Emergency Medical expenses covered
• Personal liability covered over £1m on all policies
• Over 23,000 UK travellers covered in 2022 for journeys across the globe

A lot of tourists dream of experiencing paradise during their trips abroad. The Dominican Republic gives you just that. The most popular Caribbean Island to visit, The Dominican Republic offers you all of the white sand beaches, exotic wildlife and vibrant culture that you could wish for on your trip.

There is a world of adventure and opportunity awaiting you in The Dominican Republic. Other than laying on a beautiful white sand beach all day long, there is so much to do and see whilst visiting this unique destination. Discover all the country has to offer through its rainforest, savannah and highlands. In terms of activities, you may be surprised at how much there is to do when visiting The Dominican Republic. From the stunning National Parks to the luxurious casinos, to horse-back riding on the beach and learning how to surf. The possibilities are endless here.

Another thing that draws people to The Dominican Republic is the locals, culture and food. When you travel abroad you can really get involved with the culture and traditions, learning more about the country as you travel. Local Dominicans love to dance, enjoy delicious seafood and play golf together in Punta Cana.

The official language in The Dominican Republic is Spanish, with different dialects used across the country. English is commonly taught in schools, but it is likely that you will meet locals who do not speak it. Before you travel, consider learning some useful words and phrases in Spanish to help you communicate with the locals. Also, don't forget to change your currency to Dominican peso.

No matter your plans whilst you are visiting The Dominican Republic, it is important that you take out travel insurance to protect yourself against many unforeseen eventualities.

Below is some information about our Dominican Republic Travel Insurance products, for which Terms & Conditions apply. Please visit the policy information hub for full details. 

Why may I need Travel Insurance for The Dominican Republic?

Although the purchase of travel insurance isn't a legal requirement before you go on holiday, it should still be viewed as essential when you are travelling. It is important to be as prepared as possible should anything unexpected happen during your trip.

Thousands of tourists visit The Dominican Republic from the UK each year, most visits are trouble-free, but there have been incidents of criminal activity and violent acts. Be sure to be safe whilst visiting the country. There have been armed robberies in the country on roads close to the border with Haiti, you should be careful when driving as the driving standards can differ from those within the UK.

The Dominican Republic can see adverse weather conditions during certain times of the year. The hurricane season normally runs from June to November. Be sure to monitor local and international weather updates before and throughout the duration of your trip so that you can better prepare for your time in the country.

Cases of chikungunya virus and dengue fever have been confirmed in the country. Take precautions to avoid being bitten by mosquitoes. To find out more information and advice on travelling to the Dominican Republic, visit GOV.uk.

What’s covered with a Travel Insurance policy for The Dominican Republic?

Our  Single Trip , Annual Trip , and Backpacker policies are designed to help protect you when you visit The Dominican Republic on holiday. These travel insurance options can cover you for things like emergency medical expenses, cancellations and loss of personal belongings. Across our Single Trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on the level of cover you choose, you'll be protected against:

• Cancelling or curtailing your trip
• Delayed personal possessions
• Lost, stolen or damaged personal possessions*
• Loss of personal money*
• Emergency medical and associated expenses
• Loss of passport*
• Personal accident cover
• Missed departures
• Delayed departures
• Personal liability
• Legal expenses
• End-supplier failure**
• *Not available with Bronze level cover
• **Only available with Gold  level cover
• Terms and Conditions apply.  

Frequently Asked Questions

The Dominican Republic does not offer free healthcare to tourists. Healthcare and emergency medical treatment can be expensive. Although the healthcare in public hospitals is more affordable than private hospitals, it is worth remembering that the standard of medical care on offer can be considered below Western standards.

Some parts of the country have better healthcare facilities than others. The Dominican Republic do have emergency services, but they are not always reliable. Often, utilising a taxi service to get you to medical facilities if you need them can be a better option, even if you need emergency treatment.

The medical facilities across the Dominican Republic are improving, and on a whole, the country’s offering is better than other islands and nations in the Caribbean. Having an appropriate Dominican Republic travel insurance policy with medical coverage can help you receive care in the event of a medical emergency or accident.

The summer months are taken over by the rainy season in most regions of The Dominican Republic. The best time to visit the country is between the months of December-April. This is when the weather is most suitable for holiday goers.

If you are planning on visiting the north of the Dominican Republic, it is best to visit between February and April. When purchasing travel insurance for your trip, ensure you get it in plenty of time in case of trip cancellation or delays.

British citizens traveling to the Dominican Republic for tourism don't need a visa to enter the country. Previously, a tourism entry tax, or tourist card, was collected on arrival, however this fee should now be included in your air fare. If you are unsure whether you have paid this fee, you should contact your airline before travelling to double check.

You will be granted a 30-day stay when you arrive in the Dominican Republic, and this can be extended to 120 days by paying for an extension.

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Policy documents

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.

Claims assessment

Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

Your claims outcome

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.

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US Travel insurance for Dominican Republic travelers

Travel insurance quote form, do you want to insure trip cost as well as the health of the traveler, please click here to buy travel insurance for quarantine coverage, travel insurance with trip protection coverage - highlights, trip cancellation.

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Travel medical insurance with no trip protection - Highlights

Health care expenses.

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Repat of remains

Return of moral remains to home country or local burial.

Following are the Dominican Republic Quarantine hotel reservation travel insurance plans:

• Safe Travels International insurance by Trawick International works well for Non-US citizens visiting Dominican Republic with Covid19 coverage.
• Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to Dominican Republic with Covid coverage.
• Travel SE Covid Quarantine Benefit: Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit: Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Safe Travels Voyager Insurance offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Safe Travels Explorer Insurance offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
• Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

Dominican Republic healthcare insurance for tourists, Travel medical insurance Dominican Republic

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USA Visitors Insurance

Travel insurance for visiting dominican republic, travel insurance for dominican republic, history and statistics of immigrants from the dominican republic to the usa.

Over the last 60 years the number of Dominican immigrants in the US has grown rapidly. In 1961 after the assassination of the country’s long-time dictator Rafael Trujillo there was political and economic disorder. As a consequence of this the number of Dominican immigrants like dissidents, university students, professors, and many middle-class workers left for the United States. The U.S. embassy enabled this emigration by issuing visas.

Over time lower income and working-class Dominicans gradually migrated to the US, escaping the Latin American economic crisis. In 1960, there were 12,000 Dominican immigrants.Between 1970 and 1980 this increased fivefold to 61,000 within a decade and doubled during 1980s and 1990s. 99% of the immigration of the Dominican immigrants is now mainly through family channels. The United States is the most popular destination for Dominicans immigration overseas.

About 51,000 Dominican are living in the U.S. territory of Puerto Rico. 60% of the Dominican immigrants live in New York and New Jersey. Dominican Republic immigrants are the 4th largest Hispanic immigrants in the United States. The Dominican population in the US increased by 33 % from 2010 to 2019, making it 1.2 million people. Several Dominican migrants travel to the United States looking for better economic opportunities. While it’s exciting to migrate to new country but it also unlocks many risks. In the US it is very necessary to have good immigrant medical insurance on arrival, especially given the current Covid pandemic situation. A good US immigrant health insurance plan will provide coverage for medical expenses incurred in case of any injury or illness.

Visiting US hospital without insurance is scary; while it also offers excellent medical facilities to its immigrants the Healthcare in the US is very expensive. Purchasing US immigrant insurance for a Dominican Republic immigrant is easy at American Visitor Insurance .One can compare several plans for prices and benefits according to their specific needs and make an informed decision. You can also get an instant policy documents by Email with 24/7 customer support service by licensed agents who will provide answers to all questions by the customers .Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Dominican Republic Students in the USA

Family, relatives and tourists from dominican republic visiting the usa.

The United States of America is known for its vibrant culture and world class living system makes it the aspirational country to visit and immigrate to for many decades now. The US and Dominican Republic have strong bilateral relationship. There are over 1.2 million Dominicans residing in the USA. It’s natural that relatives and family members of these immigrants visit them in the US. There is a strong investment and trade relationship between the two countries due to which thousands of Dominican visitors travel to the US while clubbing both business and leisure. In 20119 there were around 489,000 arrivals from Dominican Republic.

Dominican Republic Working Professionals in the USA

Select the type of travel health insurance for visiting dominican republic...,  travel insurance with quarantine coverage, travel insurance for quarantine coverage.

• Travel insurance for US Citizens and US Residents traveling outside USA
• Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
• Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
• Covid-19 is covered as any other sickness
• Safe Travels Voyager plan's trip delay benefit can be upgraded.
• The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
• Travel insurance for American citizens and US Residents traveling outside USA
• Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid-19 is covered as any other sickness.
• Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
• Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
• Travel insurance for US Citizens and US Residents
• Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid19 medical expenses are covered and treated the same as any other sickness
• Offers coverage of $50,000 for emergency medical expenses
• Offers comprehensive trip cancellation coverage
• Travel medical insurance coverage outside USA
• Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
• Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

• Travel insurance for US Citizens and US Residents traveling outside US
• Trip cancellation up to $50,000
• Trip interruption up to 200% of trip cost
• $500,000 medical for sickness and injury/$1,000,000 medical transportation
• Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance, best international travel insurance for us citizens.

• Travel medical insurance for US Citizens and US Residents traveling outside USA
• Available up to 180 days
• Offers emergency sickness coverage up to $500,000
• Covid-19 covered as any other sickness
• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• USA travel medical insurance coverage outside USA for US citizens
• Available up to 365 days
• Offers maximum coverage up to $2,000,000
• Offers insurance coverage for Covid expenses
• US travel health insurance for US citizens outside USA
• Available from 5 days to 364 days
• Offers maximum coverage up to $5,000,000
• Travel Medical Choice insurance offers coverage for expenses related to COVID-19
• Short term fixed benefit cheap travel insurance USA for US citizens outside USA
• Plan maximum options available up to $130,000 for medical expenses
• Offers coverage outside the US
• Deductible options from $0 to $1,000
• Policy Maximum from $50,000 to $150,000
• Offers emergency medical evacuation coverage up to $500,000
• Offers coverage for travelling outside your home country
• It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best expat insurance, best expatriate insurance, expat insurance plans.

• Ideal for US expatriates and for those global citizens living and working outside their home country.
• Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
• It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, best trip protection insurance, best trip cancellation insurance.

• Trip Cancellation: Up to 100% of insured trip cost
• US Residents on domestic and worldwide trips
• Travel SE Covid Quarantine Benefit : Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit : Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Inexpensive coverage for trip cancellation & interruption
• Travel Lite Covid Quarantine Benefit : Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
• Trip Cancellation: Up to 100% of Trip Cost Insured
• Up to 100% of Trip Cost Insured
• It covers Trip Cancellation coverage from $150 to $10,000.
• Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
• Maximum Trip Length 90 Days
• Offered by Trawick International and is highly rated.
• You can add a "Cancel for Any Reason" waiver onto the plan.
• It can cover trips up to 90 days long.
• Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
• Trip Cancellation: Basic - $15,000 Max
• Trip Cancellation: Plus - $100,000 Max
• Trip Cancellation: Elite - $100,000 Max
• Trip Cancellation: 100% of trip cost up to $30,000
• Provides coverage for U.S. residents travelling outside their home country
• Trip Cancellation: 100% of trip cost up to $100,000

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance, cancel for any reason plans.

• Cancel For Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Tour cost to a maximum of $100,000
• Cancel for Any Reason: Up to 75% of trip cost insured
• Trip Cancellation: Up to 100% of Trip Cost
• Cancel for Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
• Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.

 US seniors traveler insurance, Medicare supplement international travel insurance

Usa senior citizen travel insurance, us seniors travel insurance, travel insurance for older us travelers.

• The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days
• The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
• It is an affordable international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses for short trips.
• It is available up to 12 months
• It is an renewable long term international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses.
• It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best annual travel insurance, best yearly travel insurance, annual travel plans.

• Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
• Covers non US Citizens travelling multiple times annually outside their home country
• Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
• Available for both US and Non US citizens up to 75 years
• Maximum trip length is 30 or 45 days per trip
• Available for US residents only up to age 81 years
• Maximum trip length is 30 days per trip
• Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
• It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
• Take an unlimited number of Covered Trips during the 364 day Policy period
• Covers domestic and international trips - up to 90 days each
• Offers two plan levels namely Silver and Gold offer options for different needs and budgets
• Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
• The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation

Review and compare the best Annual insurance.

Types of US travel insurance

Single trip travel insurance.

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

Travel health insurance Dominican Republic - FAQ's

Does dominican republic travel insurance cover covid19 illness .

There are some USA Covid travel insurance plans available for travel to the Dominican Republic that cover covid19 as a new illness. It is important to buy the Dominican Republic covid19 travel insurance before you start your journey.

At present the following USA insurance providers - Safe Travels Outbound insurance and Safe Travels International insurance from Trawick International and Diplomat Long term Insurance from Global Underwriters provide US covid19 travel insurance coverage in the Dominican Republic. These covid travel insurance plans are available for US citizens and US residents traveling to Dominican Republic as well as non US travelers traveling outside their home country.

Travel insurance for international travelers visiting Dominican Republic

Trip cancellation insurance

Trip cancellation insurance insure trip cancellation related emergencies while in Dominican Republic.

Travel medical insurance

Travel medical insurance for Dominican Republic to cover accident and medical expenses

Annual multi-trip insurance

Annual travel insurance for frequent travelers to and from Dominican Republic.

Group Travel insurance

Group travel insurance for Dominican Republic for five or more travelers on same itinerary.

Popular tourist destinations in Dominican Republic

Santo Domingo

The historic Colonial City, a UNESCO World Heritage Site, with cobblestone streets, stunning Spanish Colonial architecture, and excellent restaurants.

Eastern National Park

Eastern National Park is a prime habitat for hundreds of species of plants and animals, including 112 species of birds.

Jimenoa Waterfall

Salto Jimenoa Waterfall falls with its 35 meters of height it is one of the highest waterfalls in the Dominican Republic.

Samana Peninsula & Bay

The waters of the humid Samana Bay (Bahia Samana) are a haven for marine animals.

Dominican Republic - General information  

Dominican republic - general information.

Punta Cana , Santo Domingo, Puerto Plata, La Romana, Bayahibe, Saona Island, Samana, Las Terrenas, Sosua, Cabarete, Juan Dolio, Boca Chica.

  Spanish

Around 11 million

Dominican Peso

Travel insurance Dominican Republic, Dominican Republic travel insurance information

Travel medical insurance Dominican Republic resources

International travel insurance resources for Dominican Republic visa holders.

Factors for travel insurance Dominican Republic online

Important factors while deciding on the best travel insurance to Dominican Republic.

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Dominican Republic travel insurance claims process for getting medical care in a hospital.

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Confused whether to buy trip, travel or global health insurance? Understand the differences!

International travel Insurance for Dominican Republic residents

Select the best health insurance for visitors to usa..., covid travel health insurance for usa, coronavirus health insurance for foreigners in usa.

Most countries have opened their borders now for international tourism. Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants.

The Covid situation is made even more complicated with influenza and the respiratory syncytial virus (RSV) which is also spreading across the globe. Though there is a risk with the new variants, authorities have relaxed their strict controls thanks to improved vaccination coverage.

However, while Covid appears to be less virulent and no longer as dangerous thanks to a large percentage of the population having vaccinations and booster shots, Covid

Budget travel insurance with covid19 coverage for visiting USA

Trawick international travel insurance.

Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance . The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

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• Safe Travels USA comprehensive
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• Safe Travels Elite
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Seven Corners visitors medical insurance

International medical group (img) coronavirus insurance.

International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus , Patriot Platinum insurance , Visitors Protect insurance and Visitors Care insurance plans cover COVID-19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

• Patriot America Plus insurance
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• Visitors Protect insurance
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• Visitors Care insurance
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• Patriot America Platinum insurance
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INF travel insurance

INF travel insurance offers coverage for coronavirus as any other new sickness. It is available for Non-US citizens or residents travelling to the US. INF Premier and INF Elite plans covers pre-existing complications from COVID-19.

• INF Premier insurance
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• INF Elite insurance
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• INF Elite 90 insurance
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• INF Elite Plus insurance
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• INF Traveler USA 90 insurance
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• INF Standard insurance
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• INF Traveler USA insurance
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Global Underwriters US visitor insurance

Diplomat America visitors insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat insurance for visitors to USA.

• Diplomat America
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• Diplomat LongTerm
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WorldTrips insurance

Atlas travel insurance coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

• Atlas America
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• Atlas Premium
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• Atlas Essential
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• Atlas Multitrip
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Travel Insurance Services travel insurance

• If you are traveling to the US : Visit USA coronavirus insurance offers coverage for COVID-19 as a covered medical expense.
• Compare and Buy Visit USA insurance

Best health insurance for visitors to USA, Best travel insurance for USA

• Patriot America Plus Covid insurance offers coverage for coronavirus illness.
• Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
• Available for US citizens visiting USA
• Visitors Protect Covid insurance offers coverage for coronavirus illness.
• This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Atlas America Covid insurance offers coverage for coronavirus illness.
• Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).
• Diplomat America Covid insurance offers coverage for coronavirus sickness
• Covers acute onset of pre-existing conditions up to policy maximum for age up to 69 years.
• It offers coverage for visitors up to 89 years.
• Covers Covid insurance offers coverage for coronavirus sickness
• Covers treatment of acute onset of pre-existing conditions (up to 79 years)
• INF Elite Covid19 insurance offers coverage for coronavirus.
• Treats Coronavirus/covid19 as a new sickness & covered by the plan
• Best comprehensive plan that covers all pre-existing conditions up to 99 years.
• Comprehensive plan with full pre existing condition coverage which is unique.
• Covers 90% of eligible medical expenses.
• There is a minimum purchase of 90 days required to buy this plan
• Covers Preventive & maintenance care and coverage for full body physicals.
• Coverage for TDAP, Flu, etc Vaccines
• INF Traveler USA 90 covers 90% of elgibile medical expenses
• Minimum purchase of 30 days is required for this plan.
• This is a comprehensive plan too but does not cover pre existing condition
• INF Traveler USA Covid insurance offers coverage for coronavirus illness.
• This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
• Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
• Plan can be renewed up to 2 year.
• Offers coverage for acute onset of pre-existing conditions up to 79 years.
• Renewable up to 364 days
• It offers coverage for acute onset of pre-existing conditions up to 70 years.
• Plan can be renewed up to 364 days.
• Safe Travels Elite Covid insurance covers coronavirus illness.
• Covers acute onset of pre-existing conditions up to 89 years.
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
• INF Premier Covid insurance covers coronavirus illness.
• Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
• INF Standard Covid insurance covers Coronavirus illness.
• This is a fixed plan and is available for both US and Non US citizens visiting the US.

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
• Covers Acute Onset of a Pre-Existing Condition: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage.
• Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
• Safe travel USA Covid insurance offers coverage for coronavirus.
• Covers unexpected recurrence of a pre-existing medical conditions up to $1000
• Eligible for foreign residents visiting USA and worldwide
• Travel Medical Choice Covid insurance offers coverage for coronavirus sickness
• Covers expenses for treatment of acute onset of pre-existing conditions
• Acute onset of pre-exisitng conditions are available for Worldwide including US - $50,000 up to 65 years; $5,000 for 65 to 79 years and Worldwide excluding US - $50,000 up to 65 years; $10,000 for 65 to 79 years.
• The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000
• Acute onset of pre-exisitng conditions are available for Worldwide including US - $5,000 up to 65 years; $2,500 for 65 to 79 years and Worldwide excluding US - $25,000 up to 65 years; $5,000 for 65 to 79 years.
• This is a comprehensive plan with excellent coverage.
• Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
• This plan need to be purchased for a minimum of 3 months.
• This is a comprehensive plan with full pre existing condition coverage which is unique.
• Pre-existing complications from covid-19 covered
• Elite 90 plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
• Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
• Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years. Coverage for TDAP, Flu, etc Vaccines.
• Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.
• Visit USA offers 3 plans to satify your requirements and budget.

Senior Citizen travel insurance for above 60 years

• The best travel health insurance for 60 year old travelling to the US is Atlas America .
• With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 79.
• Atlas Premium is another version of this plan with higher coverage available for some of the benefits as compared to Atlas America.
• You can compare Atlas Travel insurance plans .
• Travel Medical Basic offers coverage up to $5,000 for acute onset of pre-existing condition in including USA and $25,000 for exclusing USA till 65 years.
• Travel Medical Choice Travelers must be at least 14 days old and under 75 years to be covered by this plan.
• You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
• The Inbound plans ( Travel Medical USA Visitor Basic , Travel Medical USA Visitor Choice ) cover acute onset of pre-existing conditions for people up to age 79 years.
• Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
• Visitors Protect plan offer maximum limits from $50,000 to $250,000.
• Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.
• Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
• This is a comprehensive plan and is the plan with excellent coverage.
• This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
• This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
• Pre-Existing complications from Covid-19 covered.
• This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
• Covid-19 medically necessary testing & treatment covered 100% as any other new sickness with no cost sharing.
• Covers 90% of elgibile medical expenses
• This plan covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
• Minimum purchase of 30 days is required for this plan
• This is a comprehensive plan too but does not cover pre existing condition.
• This is another comprehensive plan from INF.
• This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.

Older traveler medical insurance for above 70 years

• Safe Travels USA Comprehensive is a very popular option for coverage of acute onset of pre-existing condition for people above 70.
• Seniors travel insurance plan provides a coverage of $25,000 for acute onset of pre- existing condition and for heart related diseases a maximum of $15,000 upon attaining age 70.
• For the age of 65 and above this plan however provides a policy maximum of $50,000 only.
• Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• There is also a higher policy maximum option available for people above 70 up to the age of 79.
• Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
• In the $50,000 range there are many fixed benefit and comprehensive plan options available
• Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• Offers coverage from 90 days to 12 months.
• This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
• INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
• INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• Pre-existing complications from covid-19 covered.
• Coverage for TDAP, Flu, etc Vaccines.
• INF Elite Plus plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan does not cover pre existing conditions including acute onset of pre existing conditions.
• Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
• INF Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.

Senior Citizen travel insurance for above 80 years

• Travel Medical USA Visitor Basic insurance and Travel Medical USA Visitor Choice insurance with a higher deductible and up to $100,000 maximum.
• Inbound Choice Insurance is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
• Senior Travelers above 90 years are also eligible to buy the Travel Medical USA Visitor Basic and Travel Medical USA Visitor Choice insurance.
• The Safe Travels USA Comprehensive is also very useful for this age group as it provides a policy maximum of $50,000 and provides coverage for acute onset of pre-existing conditions for $25,000 and $15,000 for heart related pre-existing condition.
• Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.
• This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
• This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.
• Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• It is available for travelers of ages 14 days to 99 years.
• This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
• It is available for travelers of ages 70 to 89 years
• INF Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
• For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.

Para clientes que hablan español - Seguro de salud para Dominicana en español

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USA B1 visa health Insurance, B1 visa travel insurance for tourists.

B2 visa health insurance for tourists, B2 visa tourist insurance for USA.

F2 visa medical insurance for F1 visa dependents, F2 visa health insurance.

F1 visa student health insurance, International student insurance in USA.

J1 visa insurance for exchange scholars, J1 visa medical insurance.

Health insurance for green card holders, Green card health insurance.

Fiancée health insurance, K1 visa health insurance for fiancé on K1 visa.

H1B visa health insurance, Travel health insurance for H1B visa holders.

Travel insurance for tourists in USA, tourist insurance USA.

H4 visa health insurance, Health insurance H4 visa holders.

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

International travel medical insurance

Us visitor healthcare cost.

High health care costs in US could be burdensome to a short term visitor.

Steps for US Visitor Healthcare cost

Offers coverage of sudden & unexpected illness while traveling away from your home country.

Pre-existing coverage

Find insurance plans providing comprehensive coverage for pre-existing conditions/ailments.

Senior citizens

A fall/illness could become more serious for the older traveler. Be sure you have good coverage.

Dominican Republic travel health insurance links

Travel Insurance from USA to Dominican Republic FAQ

Travel Insurance USA to Dominican Republic Blog

Travel Insurance to Dominican Republic from USA Forum

Travel Insurance USA Claims

Us medical insurance for visitors to global destinations, us health insurance for travelers to usa.

• International travel insurance for USA
• US citizens residing outside US and visiting the US.
• USA Green Card holders travel insurance who travel overseas often
• New US immigrant insurance
• International USA travel health insurance for tourists visiting the USA
• Annual travel insurance for US business travelers
• Expatriate health insurance for expats working and living in the United States
• US non-immigrant work visa health insurance for H1B visa holders and H4 visa holders

• US international student health insurance for foreign students in USA (F1 visa / F2 visa holders)
• J visa insurance for US Exchange scholars and their dependents (J1 visa insurance and J2 visa insurance)
• Snowbird travel insurance for USA travelers from Canada and the UK (for warmer USA weather during winter)

US health insurance for tourists to Canada

• International travel insurance for Canada
• International travel insurance for tourists visiting Canada
• Annual travel insurance for US corporate travelers
• US international student health insurance
• Expatriate travel health insurance Expat insurance for US and other expatriates in Canada

US health insurance for travelers to Europe

• International travel insurance for Europe
• Schengen visa travel insurance as required by Schengen consulates
• Travel insurance coverage to insure trip expenses
• Long stay visa travel health insurance for Europe
• Expat insurance for US and other international expatriates in Europe

US health insurance for tourists to the Caribbean

• Travel insurance - Caribbean , Asia , Australia , Africa and South America
• International travel insurance for US tourists and vacationers
• US international student health insurance for US students abroad
• Annual travel insurance for business and corporate travelers
• US Expatriate insurance for expatriates living and working outside their home country

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

More tourist medical insurance usa categories

Compare Visitors insurance USA

USA New immigrant Insurance

US visa health insurance

Senior Citizen travel insurance

Pre-existing visitors insurance

J1 Visa health insurance

International student Insurance

Green Card medical insurance

International Medical Insurance

Cruises Travel Insurance

•  Call: (877)-340-7910