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This prepaid travel money card offers Qantas Points on all eligible purchases at home and overseas.

The Qantas Travel Money Card is a reloadable, prepaid Mastercard that lets you load and lock in exchange rates for up to 10 foreign currencies. This gives you a way to avoid currency conversion fees when you're travelling or shopping online with overseas retailers. The Qantas Travel Money Card (previously known as Qantas Cash) is also the only prepaid travel money card that lets you earn Qantas Points as you spend.

Qantas Travel Money Card supported currencies

  • Australian dollars (AUD)
  • United States dollars (USD)
  • Great Britain pounds (GBP)
  • Euros (EUR)
  • Thai baht (THB)
  • New Zealand dollars (NZD)
  • Singapore dollars (SGD)
  • Hong Kong dollars (HKD)
  • Canadian dollars (CAD)
  • Japanese yen (JPY)
  • Emirates dirham (AED)

You can load money onto the card in any of these supported currencies. You can also transfer funds between the currency wallets held on your card.

Exchange rates

Qantas and Mastercard Prepaid determine the foreign exchange rates used on this card, which vary daily. You'll get details of the applicable exchange rate before you load funds or transfer them between currency wallets.

You can also get details of current exchange rates through the Qantas Money app, website or by calling Mastercard Qantas Travel Money Global Support on 1300 825 302 (Australia) or +61 1300 825 302 (overseas).

Funds loaded via bank transfer or BPAY are loaded in Australian dollars, which is the default currency. You can change your default currency by logging into your account online at Qantas Travel Money.

Currency wallet order

If you're spending money in a currency that's loaded on your card, those funds will be used first. For example, if you're in the UK and have GBP loaded on your card, the payment would be made in GBP.

Default currency order

  • AUD Australian Dollars
  • USD United States Dollars
  • GBP Great British pounds
  • THB Thai baht
  • NZD New Zealand Dollars
  • SGD Singapore Dollars
  • HKD Hong Kong Dollars
  • CAD Canadian Dollars
  • JPY Japanese Yen
  • AED United Arab Emirates Dirham

Where can I use my Qantas Travel Money (Qantas Cash) Card

The Qantas Travel Money Card can be used around the world, where Mastercard is accepted. This includes in-store, online and at ATMs.

Just keep in mind that some businesses may not accept a Mastercard Prepaid card, including for pre-authorising transactions (such as hotel security deposits). You also you can't use it for manual or offline transactions, unlawful activity, gambling or adult entertainment.

Features of the Qantas Travel Money Card

  • Locked-in exchange rates. You'll get details of the exchange rate before you add funds to this card and can lock it in for the supported foreign currencies. This helps you avoid changes in the exchange rate when you're overseas. It also makes it easier to know how much money you have to spend in each currency.
  • Earn Qantas Points. You'll earn 1.5 Qantas Points per AUD$1 on eligible spending in a foreign currency and 1 Qantas Point per AUD$4 spent in Australia. Eligible spending includes most purchases and retail payments. But transactions that don't earn points include money orders, foreign currency purchases, gambling chips and ATM withdrawals.
  • Earn points twice with partners. If you use the Qantas Travel Money Card to pay for spending with Qantas partners, you'll earn points once with the merchant and once with the card.
  • Worldwide ATM alliance. You can access cash anywhere in the world at any ATM that accepts Mastercard Prepaid.
  • Smartphone app. The Qantas Money app gives you a way to manage your account and check details straight from your phone or device. This includes checking your balance and transactions, loading funds, getting your PIN and temporarily locking the card.
  • No domestic ATM withdrawal fees. You can withdraw cash at any ATM within Australia without being charged a fee. But keep in mind that some ATM operators may directly impose a separate fee.

How much does the Qantas Travel Money Card cost?

There's no monthly or annual fee for the Qantas Travel Money Card but some fees do apply at other times. So, we've covered them here:

How to use the Qantas Travel Money card

Once you have successfully requested your Qantas Travel Money Card, here are 3 key steps to use it.

1. Activate the card

After requesting the card, you'll get details of how to set up your account. This includes an identity verification process that's typically done online, but may be done in-person if required.

Your card will be activated once you've set up your account. You'll then need to get your PIN, which you can do by logging in to the Qantas Money website or app, or by calling Mastercard Qantas Travel Money Card Global Support on 1300 825 302, or +61 1300 825 302 from overseas.

2. Load funds on the card

You can add funds to your Qantas Travel Money Card online or through the app using BPAY, bank transfers or a debit card.

With BPAY, it takes up to 2 business days for the transaction to be processed and funds to be available. With a bank transfer, it takes 1 day. With a debit card, funds are instantly available but there is a 0.5% fee for loading funds via debit card. Note that payments processed after 2pm AEST may take longer.

Manage your account

You can can check your transaction history and balances, transfer currencies and update you settings at any time by logging in to your account through the Qantas Money app or website.

Alternatively, you can calling Mastercard Qantas Travel Money Card Global Support on 1300 825 302 in Australia or +61 1300 825 302 from overseas.

What do I do if I return home with foreign currency remaining on the card?

There are no fees for keeping funds on this card. So you could leave them in the foreign currency, convert them to another foreign currency or convert them to Australian dollars to spend domestically.

You can also transfer funds to another Qantas Travel Money Card through your account.

If you decide to close the account, you can contact Mastercard Qantas Travel Money Global Support on 1300 825 302 and get the remaining funds deposited in your nominated bank account.

Who do I contact if my card is lost, stolen or damaged?

You can put a temporary lock on your card through the Qantas Money app if it's lost or stolen.

For further security support or to cancel the card due to fraud, contact Mastercard Qantas Travel Money Card Global Support on 1300 825 302 in Australia or +61 1300 825 302 from overseas.

How to get the Qantas Travel Money Card

You can request a Qantas Travel Money Card online through the Qantas Money website.

You'll need to log in to your Qantas Frequent Flyer account and fill in a simple request form.

Are there any eligibility requirements?

You must be more than 16 years old, a Qantas Frequent Flyer member and have a residential address in Australia. You also need to complete an identity check. If this can't be done online, you can get your ID verified at an Australia Post outlet.

  • Qantas Travel Money Card information PDF
  • Qantas Travel Money Card TMD

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February 18, 2024

Should I load Japanese Yen onto my Qantas Money card to use in Japan or is it better to just load AUD and use that

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Sarah Megginson Finder

February 20, 2024

Hi Maya, If you load it as AU currency, you may be charged currency conversion fees and international transaction fees, so you’re better off loading Yen.

February 07, 2024

Can you use your Qantas Money card to tap for purchases overseas? Will it work in Egypt?

February 14, 2024

The card works in all countries except in geographical regions currently affected by sanctions. These include Iran, North Korea, Sudan, Syria and the Crimea, Donetsk and Luhansk regions, though Qantas may change and update this list at any time.

You will need to present the card and physically insert or swipe it, so you won’t be able to tap.

Hope this helps!

January 15, 2024

Can I deposit cash to qf money card? If yes how and where I can do it? Any charges for cash loading?

Yes, a charge of 0.5% applies for loading currency.

You can do this online.

Best of luck!

December 21, 2023

Hello Amy, Which of the Travel Money Cards can be linked to your phone for digital payments?

Amy Bradney-George Finder

December 27, 2023

Hi Pete, Thanks for your question. One option is to consider cards that can be added to Apple Pay or Google Pay, such as the Wise Travel Money Card or Revolut travel account. Some cards also offer apps that you can use to pay and/or manage the account. While mobile wallet payments are easy for online shopping, keep in mind that you may need to use a physical card when you’re travelling. So you may want to compare a wider range of travel money cards to find one you want. I hope this helps.

November 19, 2023

I want to know, if I have loaded CAN dollars and used my card for ‘tap’ purchases, such as a coffee ect. Do fees apply?

November 21, 2023

Hi Bel, This card doesn’t charge additional fees for contactless payments. Just keep in mind that there could be other costs, for example if a business applied a fee for card payments. I hope this helps.

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Amy Bradney-George

Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full profile

  • Debit cards
  • Wise Travel Money Card Review
  • Revolut travel account review
  • South Korea

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Canstar

Qantas Travel Money Card Review

While it’s straightforward to obtain foreign currency overseas, a quick trip to an ATM, or a currency exchange bureau, can leave you at the mercy of hidden fees and exchange rates. This is when a travel money card can be your friend. Travel money cards allow you to load up on foreign currency online wherever you are, so you can enjoy your holiday without the worry of sky-high exchange rates and fees.

qantas travel money card rates

What is the Qantas Travel Money card?

Qantas Travel Money is a prepaid debit card facility built into the back of the Qantas Frequent Flyer membership card. You can lock in exchange rates on multiple currencies and earn Qantas Points on eligible purchases at home and overseas. However, you must be an Australian resident to use Qantas Travel Money.

What can I use Qantas Money for?

You can use Qantas Travel Money like any other travel money card. Load your card up using Australian dollars via the app or website with your debit/credit card or bank transfer. From there you’re free to spend online or in store, anywhere that Mastercard is accepted.

You can load up to ten foreign currencies onto the Qantas Travel Money card: AED , CAD , EUR , GBP , HKD , JPY ,  SGD , THB and USD . You can also lock in exchange rates on these currencies before you fly, to avoid currency fluctuations.

Foreign currency exchange rates vary from time to time. Cardholders benefit from locked in rates that apply when you make a transaction or incur a fee in a currency loaded on your card.

Travellers should note that although the “Credit” button is used when making a purchase or a withdrawal at an ATM, this card is not a line of credit. The card cannot go into a negative balance.

Compare Travel Money Cards

If you’re a Kiwi and headed off overseas, check out the best in money cards. Here’s a rundown of some of the most popular cards in New Zealand:

The display order does not reflect any ranking or rating by Canstar. This information is not an endorsement by Canstar of travel money cards or any specific provider. Information correct as of 20/09/23. For full pricing details see individual providers’ websites.

Features of qantas cash card.

Please note these features are current at the time of writing. You should check the product provider’s website and product information at the current time.

  • Global use: Use the card wherever MasterCard is accepted in over 210 countries and territories. Withdraw cash from millions of ATMs around the world displaying the MasterCard logo.
  • Rewards points: Earn Qantas Points on all eligible purchases overseas and in Australia.
  • Double dip: Spend with Qantas Frequent Flyer program partners using Qantas Travel Money and you’ll earn Qantas Points for eligible purchases from both the program partner and Qantas Travel Money.
  • Online shopping: Shop online at international retailers.
  • Security: Chip and PIN protected. Suspend your card if it is lost or stolen. Protected against fraudulent transactions with MasterCard Zero Liability.

Does the Qantas Travel Money card cost to use?

Unlike some prepaid cards, Qantas Travel Money doesn’t charge monthly or annual fees, making your holiday money travel further.

The only fees Qantas charges are an international ATM fee and a small load fee of 0.5% of the total load amount (when using a credit or debit card.

  • Initial load fee: $0 (no fee)
  • Currency conversion fee: $0 (no fee)
  • Reload fee for bank transfers/app: $0 (no fee)
  • Debit card load fee: 0.5% of the total load amount
  • Transaction fee for purchases: $0 charged by Qantas, but some merchants may charge their own fee
  • ATM fee (overseas): NZD 2.50 AED 6.50, USD 1.95, EUR 1.50, GBP 1.25, THD: 70, JPY 160, CAD 2.00, HKD 15.00, SGD 2.50

How do I get the Qantas Travel Money card?

  • Order: If you’re already a Qantas Frequent Flyer, simply request a card online. If you aren’t a Frequent Flyer, you’ll need to register before you can apply for a Travel Money card.
  • Register: Register your card online upon receiving it.
  • Load: Load your card for the first time via online banking or ‘Instant Load’ via the Qantas Money app or website using a debit or credit card.

Where can’t I use Qantas Money?

As a MasterCard product, the Qantas Travel Money card may currently not be used in the following countries and regions due to economic or trade sanctions:

  • North Korea

If you attempt to use your card or withdraw cash from an ATM in any of these countries, your request will be declined. New Zealand also imposes its own sanctions from time to time; please check the Ministry of Foreign Affairs and Trade for details on the countries you intend to visit.

Eligibility to apply for Qantas Travel Money card

To apply for the Qantas Travel Money card, you must meet the following criteria:

  • At least 16 years old
  • An Australian citizen
  • Member of Qantas Frequent Flyer program

Written by: Caitlin Bingham | Last updated: November 16, 2023

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Help & Support

Qantas travel money, 27/02/2024 • knowledge, information.

What is Qantas Travel Money?

Qantas Travel Money is a prepaid debit card facility built into the back of the Qantas Frequent Flyer membership card. You can lock in exchange rates on multiple currencies and earn Qantas Points on eligible purchases at home and overseas. You must be an Australian resident to use Qantas Travel Money. Qantas Travel Money is issued by EML Payment Solutions Limited ('EML') (AFSL 404131) (the Issuer). Consider the Product Disclosure Statement (PDF)  and Target Market Determination (PDF) . Conditions apply. Learn more about  Qantas Travel Money .

Other Useful Articles

  • Domestic travel on international flights
  • Qantas Customer Care Travel Voucher
  • Earning Qantas Points on travel with non-partner airlines
  • Qantas Travel Insurance Policies
  • Accessing the Qantas Club lounge
  • Join CHOICE

Travel money cards with the lowest fees

We look at seven travel money cards from the big banks and airlines..

travel money card next to model plane

Prepaid travel money cards are offered by major banks, airlines and foreign exchange retailers like Travelex. Before travelling overseas, you load money into the card account, which locks in the exchange rate for foreign currencies at that time. 

You can then use the card for purchases and cash withdrawals just like a debit or credit card, usually wherever Visa and Mastercard are accepted. 

You can reload money on-the-go via an app or website, and if the card is lost or stolen, it can be replaced (usually at no cost to you).

Prepaid travel money cards also give you assurance that you're not handing the details of your everyday banking account to merchants you're not familiar with, and they provide easy access to cash when you want some, says Peter Marshall, head of research at money comparison website Mozo .

CHOICE tip: Travel money cards are best for longer trips. They're usually not worth your while if you're only taking a short trip, as some have closure, cash out and inactivity fees.

Travel money card fees

A major difference between prepaid travel cards and debit or credit cards is their fees. Some costs aren't immediately apparent, such as hefty margins built into the exchange rates.

And although fees have come down since we looked at these cards two years ago, you still need to watch out for:

  • fees to load the card – either a percentage of the total or a flat fee
  • ATM withdrawal fees
  • a cross currency fee or margin when you use the card in a currency you haven't preloaded
  • further fees if you close the account or haven't used the card for a period of time.

Travel money card with the lowest fees and best exchange rate

Westpac worldwide wallet.

Westpac closed its Global Currency Card in July 2021 and offers its new card in partnership with Mastercard.  It's also available from Bank of Melbourne and BankSA.

Currencies: AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD, ZAR.

Key features:

  • No loading, reloading, closing or inactivity fees.
  • Free to use it in network ATMs in Australia and partner ATMs overseas in a range of countries including the UK, US and New Zealand.
  • A charge applies at non-Westpac and non-partner ATMs in Australia and overseas.
  • Best exchange rates for the US dollar, the Euro and GBP in our comparison.*
  • The only card that lets you preload the South African rand.

Other travel money cards

Next to the Westpac Worldwide Wallet, there are six other travel money cards available.

Australia Post Travel Platinum Mastercard

Available online or at post offices.

Currencies : AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD, AED.

  • Fee to reload the card via BPay, debit card or instore, but free via online bank transfer.
  • Closure fee.
  • Fees for ATM withdrawals in Australia and overseas.

Cash Passport Platinum Mastercard

It's issued by Heritage Bank and is available online and from a number of smaller banks and credit unions (like Bendigo Bank and Bank of Queensland) as well as travel agents. 

  • Fee to reload with a debit card or instore, but free via BPay.

CommBank Travel Money Card

CommBank Travel Money Card (Visa)

As NAB and ANZ have closed their travel money cards, this is the only other travel money card available from a major bank. This card has the largest variety of currencies that can be preloaded.

Currencies : AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD, AED, VND, CNY.

  • Fee if you make a purchase with currencies not preloaded.
  • Fee for withdrawals at overseas ATMs.

Qantas Travel Money Card

Qantas Travel Money Card (Mastercard)

The only travel money card offering from an airline. It can be added as a feature to your Qantas Frequent Flyer card, so you don't need a dedicated card, and you can earn points using it.

  • Free to reload via bank transfer or BPay, but there's a reload fee if using debit card.

Travelex Money Card

Travelex Money Card (Mastercard)

Travelex is an international foreign exchange retailer. In Australia, it operates more than 140 stores at major airports and shopping centres, across CBDs and in the suburbs. It was the card with the best exchange rate for New Zealand dollars.*

Currencies : AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD.

Fees : 

  • Load fee instore, but free via Travelex website or app.
  • Reload fee instore or via BPay, but free via Travelex website or app.
  • Closure fee and monthly inactivity fee (if not used for 12 months).

Travel Money Oz Currency Pass

Travel Money Oz Currency Pass (Mastercard)

The Travel Money Group is owned by Flight Centre and is a foreign exchange retailer. 

  • Reloading the card via an online bank transfer or instore is free, but there's a fee if you reload via BPay, debit card or credit card. 
  • Cash out (closure) fee. 

Travel money card tips

  • Make sure the card allows the currencies you'll need, and also consider stopovers. For example, the South African rand is only supported by the Westpac card.
  • Try to load your card with the right currencies and amounts on days with good exchange rates. 
  • Make sure you know how to reload your card if you run out of funds while overseas.
  • It may be more convenient to choose a card that has an app that can be linked to your bank account.
  • Avoid loading more money than you'll need as there may be fees and exchange rate margins to get the unused money back.
  • Remember to cancel the card once you're finished your trip, especially if it has inactivity fees.
  • Be mindful that you still may need a credit card, as travel money cards may not be accepted as security for hotels and car rental agencies. 

Stock images:  Getty, unless otherwise stated.

Join the conversation

To share your thoughts or ask a question, visit the CHOICE Community forum.

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To the extent any recommendations or statements of opinion or fact made in a story may constitute financial advice, they constitute general information and not personal financial advice in any form. As such, any recommendations or statements do not take into account the financial circumstances, investment objectives, tax implications, or any specific requirements of readers.

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Qantas Frequent Flyer Program Changes: Here’s What They Mean For You

Updated: Apr 10, 2024, 9:32am

Table of Contents

Classic plus flight rewards vs classic flight rewards, points required for a classic plus seat vs a classic seat, is classic plus here to stay, frequently asked questions (faqs).

Qantas has announced the expansion of its frequent flyer scheme with the launch of Classic Plus Flight Rewards, which will allow frequent flyer members to access more than 20 million extra reward seats.

Scheme members can now book what is known as Classic Plus Flight Rewards seats on select Qantas international flights departing Australia, for travel from July 1 2024, on qantas.com. The airline plans to roll out the rewards across more flights, including domestic routes, by the end of the year. Flights with partner airlines are excluded.

Classic Plus Flight Rewards provides a third way to redeem Qantas points for flights. Members can alternatively use one of the other existing methods:

  • Classic Flight Rewards: Offering the best value for exchanging points for flights, the amount of points you’ll need varies depending on where you plan to travel. However, the amount of points required is fixed in that it won’t fluctuate if the ticket retail price rises or falls. Classic Flight Rewards include trips with partner airlines such as Jetstar, Fiji Airways, Air Vanuatu, and American Airlines. They have limited availability and Classic Flight Reward seats may not be available at all for certain flights or routes on certain days, so you may have to be flexible with your destination choice and dates to make the most of this reward. While five million of these reward seats are available each year, many frequent flyer customers have complained of limited availability on popular routes.
  • Points Plus Pay: Provides the most flight options throughout the whole year. However, the points required for each flight fluctuate in line with the retail price of the flight, and are quoted at time of booking. These rewards only apply to flights with Qantas and Jetstar, when the seats are available. Points Plus Pay offers less value for points compared to Classic Flight Rewards and the new Classic Plus Flight Rewards.

qantas travel money card rates

Classic Flight Rewards continue to provide the best value for money overall when redeeming points. Qantas says that following the existing Classic reward seats, its new Classic Plus variety will be “one of the best ways to use points”.

The new reward will be applied to 20 million seats this year and similar numbers thereafter, while only 25% of this amount (five million) are available in Classic seats annually.

Both types of rewards offer the flexibility to combine cabin and fare type within the same booking. Frequent flyer members will also have the option to upgrade a Classic Plus seat to Premium Economy and Business, as they can with a Classic reward—one of the most popular ways to use points. Furthermore, from May 2024, they will also be able to exclusively upgrade Classic Plus Business seats to First Class.

Potential drawbacks of the Classic Plus reward include the ability of a flight’s points value to fluctuate in line with its dollar-price. The amount of points needed to book a Classic Plus seat will therefore be lower during off-peak seasons, or when booking early, and higher, during peak seasons. Classic Plus rewards will also typically require more points than a Classic seat, although the actual number may drop below that required for a Classic seat during sale periods. Finally, Classic Plus seats are limited to Qantas flights only, while Classic seats are also available on partner airlines.

As we’ve established, Classic Plus seats will offer many benefits, but generally, their points value is not necessarily one of them when compared to Classic seats.

Potential drawbacks of the Classic Plus reward include the ability of a flight’s points value to fluctuate in line with its dollar-price. The amount of points needed to book a Classic Plus seat will therefore be lower during off-peak seasons, or when booking early, and higher, during peak seasons

Qantas provides examples of what you can expect to pay in points, plus taxes, fees and carrier charges, for each type of reward, on popular routes. You can find these below. Bear in mind that the amount will differ during peak and off-peak seasons for a Classic Plus seat.

Economy Fares

Business fares.

You can anticipate using at least 16,100 more points on a Class Plus Economy fare from Sydney to Tokyo, a minimum 6,400 more when travelling from Brisbane to Singapore and at least 10,600 more when flying from Sydney to London. However, an off-peak Classic Plus flight seat from Sydney to Nadi, Fiji only requires 17,500 points compared to 18,000 with a Classic reward, highlighting that occasionally a Classic Plus flight can work out at better value.

You can expect to use a minimum 90,900 more points on a Classic Plus Business fare when flying from Sydney to Tokyo and at least 49,400 more when flying from Brisbane to Singapore, compared to when redeeming points on a Classic seat. This rises to 132,300 more points for a flight from Sydney to London. You’ll also have to pay more in taxes, fees and carrier charges for each flight.

During sales periods, you could save 2,900 points on an Economy flight from Melbourne to Auckland, using a Classic Plus Reward rather than a Classic one, and 9,700, if you use a Classic Plus Business reward rather than the Classic equivalent. However, you’ll need 29,000 more points for a Business Economy Classic Plus seat from Sydney to Los Angeles, compared to a Classic seat.

Qantas’ addition of the Classic Plus reward to its Frequent Flyer scheme marks what it calls the ‘biggest ever’ expansion of the programme, since it was established 35 years ago, and is set to be a permanent fixture.

Vanessa Hudson, Qantas Group Chief Executive, said: “The growth and success of Qantas Loyalty is driven by engaged members who earn and redeem points across the frequent flyer program, including with our partners, and that’s why we’re investing in making more seats available to book with points.”

The change follows complaints from scheme members about the devaluing of points and lack of available services, which were submitted to a senate inquiry into bilateral air service agreements, in October last year.

As a result of the inquiry, Qantas offered to work to resolve the concerns of those customers, and the the Bilateral Air Services Senate Select Committee recommended the government develop strong consumer protection measures to address the devaluation of loyalty schemes.

Qantas says the update to its scheme will make it easier for members to use their points to travel to places such as London, Tokyo, New York and Singapore, even during peak times.

What are Qantas Frequent Flyer points?

Qantas Frequent Flyer is the Qantas airline’s reward scheme for those who travel regularly using its services, or those of its partner airlines.

Members of the scheme can earn points on eligible purchases, from their everyday spend to flights and hotel bookings. These points can be collected and then redeemed when making future flight and hotel bookings, other travel-related purchases, or when spending in the online Qantas store. The value of a single point varies depending on what you spend it on. Our guide to the value of Qantas points explains all.

How can I start collecting Qantas points?

There are a number of ways you can earn Qantas points, including spending with its partners, and purchasing points online.

One way to collect points on your purchases is to use a Qantas points earning credit card. You can learn more about these cards and find our top picks . The credit cards our research found to be the best come with up to 100,000 introductory Qantas bonus points on signing up, helping you to rapidly reach your reward goals. When comparing cards, remember to check the number of points you can earn per dollar on eligible spend, as well as details such as a potential annual fee, and the interest rates.

How do I find a Classic Plus reward?

Qantas Frequent Flyer members should log into their accounts at quantas.com, and search for a flight using the booking tool, ensuring the toggle switch for ‘Rewards’ is on.

They will then be able to view when reward seats closest to their preferred travel dates, are available, across one-way or return flights. A red ribbon denotes an available Classic reward, and a blue ribbon, an available Classic Plus reward. Members can select the blue ribbon and follow the instructions to redeem their points for their reward.

When does Classic Plus Flight Rewards begin?

The rewards seats are available for international flights from July 1, which frequent flyers can book now via Qantas.com. Classic Plus Flight Rewards for domestic flights will be rolled out later this year.

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I have been writing for newspapers, magazines and online publications for over 10 years. My passion is providing, in a way that is easily accessible and digestible to all, the knowledge needed for readers to not only manage their finances, but financially flourish.

Qantas Frequent Flyer launches a new dynamic pricing redemption option, but is it a good deal?

Ben Smithson

Qantas Frequent Flyer has announced a new option to redeem Qantas points for seats across its network. Named "Classic Plus Rewards," this dynamically priced redemption tier expands the Frequent Flyer program as it now offers customers access to 20 million reward seats annually. This option is in addition to Qantas' already existing "Classic Flight Rewards," which only offers 5 million award seats annually.

Though Classic Flight Rewards will most likely get you a better redemption offer for your points, the limited availability has made it a frustrating point within the loyalty program for members. So, will Classic Plus Rewards be any better?

Here is everything you need to know about the Qantas program loyalty changes, including if it is a good way to use your points.

What is Qantas Classic Plus Rewards?

qantas travel money card rates

The new Classic Plus Rewards redemption option allows members to redeem their points for a much larger number of seats than the limited Classic Flight Rewards option, which offers a fixed redemption rate of:

  • 0.01 Australian dollars (about $0.066) for economy seats
  • AU$0.015 (about $0.01) for premium economy, business class and first class

Classic Plus Rewards are dynamically priced, meaning they fluctuate depending on the demand for cash fares on the same flights. Dynamic pricing is now commonplace among U.S. loyalty programs.

These new redemptions are now available for Qantas-operated international services for travel from July 1, with domestic redemptions within Australia coming later in 2024.

For example, when searching for flights from Melbourne Airport (MEL) to Dallas Fort Worth International Airport (DFW) in September, Qantas shows a Classic Flight Reward available for a nonstop flight for 94,900 Qantas points one-way in premium economy. As there is no Classic Flight Reward availability in economy or business class, Qantas Frequent Flyer members can now opt to redeem more points to book Classic Plus Rewards in these classes.

qantas travel money card rates

Classic Plus Reward redemptions will not be available on flights operated by partner airlines, including American Airlines, Emirates and British Airways.

Related: A perfect hop across the Pacific: Qantas 787 business class

How else can I redeem my Qantas points?

qantas travel money card rates

Qantas Frequent Flyer members can also choose between the existing Classic Flight Rewards and Points Plus Pay to redeem their Qantas points for flights on Qantas and its partner airlines.

Classic Flight Rewards follow award chart pricing and offer attractively low redemption rates, with one-way flights from Los Angeles International Airport (LAX) to Sydney Airport (SYD) priced at 41,900 points in economy and 162,800 points in first class.

qantas travel money card rates

Availability of Classic Flight Rewards is strictly limited, with seats difficult to find. Social media is flooded with Qantas members complaining they can never find Classic Flight Reward seats on the flights they want to take.

On the other end of the scale, the Points Plus Pay option allows members to book any cash seat with points but only at a rate of AU$0.006 per point (about $0.004). This has always been a poor value redemption option since flights could easily cost more than a million Qantas points each.

There are no changes to Classic Flight Rewards or Points Plus Pay following the introduction of the new Classic Plus Rewards.

Related: A review of Qantas' premium economy class on the Airbus A380 from Melbourne to Los Angeles

Are Qantas Classic Plus Rewards a good deal?

qantas travel money card rates

When announcing the new way to use Qantas points, the airline stressed that it has listened to members' complaints about the lack of Classic Flight Rewards. The carrier notes that this new option will provide far more seats, with 20 million Classic Plus Reward seats to be added this year. This additional availability will only be given to Qantas members, not members of partner airline programs like American Airlines AAdvantage .

When a Qantas cash fare is on sale and you have many Qantas points to redeem, this could represent a decent deal. The issue is that for long-haul flights, especially in premium cabins, Qantas traditionally has extremely high cash fares.

This round-trip Dallas-to-Sydney itinerary in business class, for example, would require almost 1,500,000 Qantas points per person if booked as a Classic Plus Reward. This is higher than almost any other program would charge for flights to Australia.

qantas travel money card rates

You will also not earn any Qantas points or elite status qualification credits for a Classic Plus Reward booking.

How to earn Qantas points

While there are no Qantas branded credit cards available in the U.S., you can transfer rewards from three programs with transferable currencies directly to Qantas Frequent Flyer:

  • American Express Membership Rewards
  • Capital One miles
  • Citi ThankYou Rewards

Each has a transfer ratio of 1:1, so 10,000 points equal 10,000 Qantas points.

Many of these programs offer cards with terrific welcome bonuses . Here's just a sample of the travel rewards credit cards that earn these transferable points that can be converted to Qantas points:

  • The Business Platinum Card® from American Express
  • The Platinum Card® from American Express
  • American Express® Gold Card
  • Capital One Venture Rewards Credit Card
  • Capital One Venture X Rewards Credit Card
  • Citi Premier® Card (see rates and fees )

You can also transfer Marriott Bonvoy points to Qantas Frequent Flyer at a 3:1 ratio, meaning 3 Marriott Bonvoy points become 1 Qantas point. Marriott will also add 5,000 bonus points when you transfer 60,000 Bonvoy points to an airline.

Bottom line

If you can find Classic Flight Reward availability, this remains a great way to use your Qantas points to easily obtain over 1 cent per point in value. While seats at this level are easy to find in economy class, the issue remains that these seats are extremely limited in premium cabins.

The new Classic Plus Rewards option is a better deal than the existing Points Plus Pay option — but not by much given Qantas' high cash pricing.

If you are sitting on a large balance of Qantas points, keep an eye out for sale fares on Qantas-operated flights, as this could lead to a sensible Classic Plus Rewards price. However, if you cannot find Classic Plus Reward or Classic Flight Reward availability, you are better off transferring your credit card points to other programs.

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You will receive a welcome email shortly, mozo money moves: consumers cash in on low rate green loans as australia invests in clean energy.

Image of house with solar panels representing green finance and green loans for sustainable home upgrades

Welcome back to another edition of Mozo Money Moves, your weekly banking wrap where we look at key changes to personal finance products, and review what’s been happening to interest rates, fees and conditions. 

This week, we look at the latest from the Prime Minister’s office that confirms what Mozo predicted in 2023, green finance is set to take off and borrowers are set to reap the rewards.

We also dive into the changes occurring to term deposit rates that could see savers willing to lock their money away for <12 months earn rates above 5%p.a. without having to meet pesky bonus conditions.

Green Finance Moves

On Thursday, Prime Minister Anthony Albanese unveiled plans for the Future Made in Australia Act , prioritising green finance and funding for clean energy projects in Australia. 

In his speech, Albanese emphasised Australia's focus on becoming a renewable energy superpower, highlighting various clean energy initiatives including the Queensland Job Security Guarantee, and the Net Zero Economy Authority . 

“Around the world, leaders are restructuring their nation’s economies and linking economic security with investments in renewable energy and green technologies,” says Rachel Wastell, Mozo’s finance expert.

“This investment has a knock on effect on consumers, particularly when it comes to green car loans and green personal loans, which are increasing in number.”

According to the Mozo database, there are 27 lenders that offer personal loans specifically for green purposes. In 2023 seven green purpose loans were added to the Mozo database, mostly from customer owned banks, and in the first four months of 2024, we’ve seen another green loan added from Northern Inland Credit Union (NICU) that can be used for sustainable home improvements, and boasts a rate close to 5% p.a. lower than NICU’s standard fixed unsecured personal loan. 

Green loans are predominantly ‘green’ car loans or ‘green’ personal loans. ‘Green’ car loans (for electric or hybrid vehicles) account for 55% of all green loans on the Mozo database, just outnumbering ‘green’ personal loans for sustainable home upgrades, ” Wastell explains.

“I think green loans are going to become more popular over the next twelve months as hybrid and electric vehicles grow in popularity, and as lenders acknowledge green loans can increase the value of assets.” 

As green loans offered by banks come with strict eligibility criteria, they have a layer of assurance that these financial investments are genuinely sustainable, and banks can then use the green loans as collateral for green asset-backed securities. 

“Essentially, as banks have a lower volume of green loans (relative to overall loans) and therefore insufficient green collateral, lowering interest rates to attract green investment can help increase the banks’ ability to issue green securities.”

"This is an exciting transformation to watch in finance, and will pave the way for consumers to embrace greener transport and more energy-efficient homes, as consumers both save money and live more sustainably."

Home Loan Moves

The home loan space has remained relatively quiet since the flurry of fixed rate changes came through in early March. 

Mozo experts are still eagerly awaiting cuts to fixed rate home loans from the Big Four banks, as these are typically regarded in the industry as a sign that a cash rate cut from the Reserve Bank of Australia (RBA) is on its way.

At Mozo, we’ve been looking at the market and thinking of ways mortgage holders can cut down the cost of their home loan in a higher-for-longer rate environment, which led Mozo money writer Jack Dona’s article to an interesting discovery.

There may be an opportunity for borrowers that have benefited from the property price boom, to get a lower home loan rate, by reviewing their property value, and their loan-to-value ratio (LVR).

Mozo Home Loan Insights:

  • Rises in the value of your home can lower your loan-to-value ratio (LVR), meaning you could access a lower interest rate and save money.
  • Worried about overpaying for your property? Mozo’s Managing Editor JP Pelosi shares how you can buy a home and avoid misreading the value.

Term Deposit Moves

“Term deposit rates are being cut across the board, as the market gains more confidence that the next RBA cash rate move will be down,” says Wastell.

“The focus of these cuts has been on 1 and 2 year terms, while shorter terms have been experiencing mostly increases. This could be due to the fact shorter terms are becoming more attractive to depositors, helping them to secure higher fixed rates, without committing to locking their money away for longer than a year, and without having to meet the pesky conditions attached to bonus rate accounts offering comparable rates.”

This week, Beyond Bank cut 1 and 2 year term deposits by 10-30 basis points and Goldfields Money cut Term Deposit rates for 1-3 month terms by 10-40 basis points, while Challenger Bank lifted their 6 month rate by 5 basis points. 

Other banks made both cuts and hikes this week depending on the terms. Auswide increased its 4 and 6 month term deposit rates by 65 basis points, but cut its 1 year by 20 basis points,  and Australian Unity cut its 1 year rate by 20 basis points, and increased its 3 month rate by 20 basis points.

Looking back on the changes to term deposit rates in March, to see how these have been trending, all rate moves on 2-year terms or longer were cuts, bar one increase by Rabobank, hiking its 5 year rate by 20 basis points to make it the new rate leader for that term. 

Shorter term deposits saw a number of increases with just a few cuts, as demand picks up in this area, and Wastell says those who can afford to lock away savings for 12 months or less could benefit from rates above 5%p.a, before the RBA starts their cutting cycle. 

“If, for example, you’ve got a solid chunk of your home loan deposit saved and don’t need access to the cash, getting a high rate term deposit for the next 3-12 months could be a good option, as long as you look outside the Big Four.”

The highest Big Four 1-year term deposit rate is the Commonwealth Bank’s 4.75%p.a. offer, followed by ANZ and NAB that are both offering 4.70%p.a. The 1-year rate from Westpac is 45 basis points lower, at 4.25%p.a. 

These Big Four rates are 55-1110 basis points lower than the current rate leader in 1-year term deposits, Family First Bank, that leads the pack with a 5.30% p.a. rate.

However, Wastell warns depositors to be cautious before locking away savings. 

“If you do need access to those savings before the term ends, a term deposit is not for you. Withdrawing early can mean you end up paying hefty early exit fees, or, in some cases, forfeit all the interest you could have earned.”

Highest Term Deposit Rates (1 year)

Mozo term deposit insights:.

  • Thinking about locking up your savings with a Big Four bank? Here’s how rates from CBA, NAB, Westpac and ANZ stack up against the competition.
  • If you think now is the right time for you to take out a term deposit, see our editor’s round-up of some of the highest rates on offer in April 2024.

As a part of Mozo’s commitment to making your money count for more, each month we “roundup” the rate changes, key banking trends and money moves in the Australian personal finance market. 

If you’d like to see the analysis in full once it’s released, you can subscribe to receive the Mozo Banking RoundUp here.

Disclaimer: Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice. Target Market Determinations can be found on the provider's website. While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. 

qantas travel money card rates

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A Qantas jet flies past a parked plane

Qantas frequent flyer changes: how does the revamped system work and who benefits?

The airline is adding more than 20m rewards seats on international and domestic flights

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Qantas has unveiled long-awaited changes to its frequent flyer program, boosting the number of reward seats available and changing the way those seats are priced. What does Monday’s announcement mean for its 15.2 million frequent flyer members and who stands to benefit the most?

What are the changes?

The carrier has created more than 20m additional rewards seats on international and domestic routes across economy, business and first class fares, the pricing of which will vary in line with flight demand. Under the new Classic Plus Flight Rewards system, peak air fares mean higher points costs and vice versa.

The change, which the Qantas chief executive, Vanessa Hudson, said was one of the biggest expansions the carrier has made to the program in its 35-year history, gives customers more price transparency, with one frequent flyer point effectively carrying a fixed value of 1¢ for economy flights and 1.5¢ for business class flights.

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Value wise, Classic Plus delivers an option halfway between Classic and Points Plus Pay seats, according to Daniel Sciberras, the editor-in-chief of Point Hacks.

“This new category is going to be fluctuating, depending on the price of the fare, but at a fixed rate of value – and it’s there to bridge the huge gap,” he said.

When do the changes come into effect?

Classic Plus bookings for international flights from 1 July are available from today. Domestic flights will follow later in the year.

Is this an improvement?

Five times more rewards seats are now available, which goes some way towards addressing longstanding criticism that the airline has too few Classic rewards seats. But that availability comes at a cost – Classic Plus seats will usually be more expensive, points-wise, to book than the popular but hard-to-find Classic seats.

Matt Graham, the editor of Australian Frequent Flyer, said: “Qantas had to do something because there have been a lot of complaints that people have a lot of points that they can’t use.” He added that he found the change underwhelming.

For those who have been accumulating points more successfully than they have been able to secure Classic bookings, the new offering gives them a way to spend points beyond the poor value and inflexible Points Plus Pay ($0.6c a point) and Qantas shop (about $0.5c a point) options. In some cases, Classic Plus offers similar or better value than Classic seats, such as for on-sale flights.

For Sciberras, the move is “definitely a plus, because they’re not taking anything away. It’s complementary to what already existed.”

Both he and Graham said they would look for Classic deals before turning to Classic Plus.

How does Classic Plus compare with Classic rewards?

Qantas has been open about Classic Plus generally being costlier than Classic. In many cases, that difference is large, particularly for premium long-haul flights, according to Graham.

“For those aspirational redemptions that most members save their points for, the cost is going to be substantially higher,” he said.

Take the example of a return flight from Sydney to Dallas, Texas. Graham found a Classic business class off-peak seat costing 253,000 points plus $675 taxes and fees. The same flight for Classic Plus customers cost 1,165,800 points plus $1,302 taxes and fees.

Points Plus Pay delivered the least value and flexibility, costing 3,131,167 points.

Both Classic and Classic Plus offer good flexibility. Unlike Classic, Classic Plus flights can be upgraded to first class.

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The system has its quirks – Graham said he had found dates on which premium economy Classic flights cost fewer points than Classic Plus economy flights, as well as return flights that were cheaper than one-way options.

How does this affect Classic rewards?

It doesn’t. The existing 5m Classic seats remain unchanged.

Who stands to gain most from the changes?

Those who have a surplus of points and miss out on the small number of Classic seats. And almost half a million Qantas Business Rewards members.

“If you’re a business owner and you’ve got a large credit card spend, you can be earning millions of points every year,” Graham said. “They just want to be able to take their family on holiday once a year and this is a way they’ll be able to find availability much more easily.”

How does Qantas frequent flyer now stack up against other reward programs?

“Qantas is one of the world leaders [in loyalty programs], they know how to engage their members so well,” Sciberras said.

Graham said he had hoped Qantas would release more Classic seats and introduce a Singapore Airlines-style second tier option, which is priced about 50% higher than its usual points rate but offers more availability.

“It’s very hard to get outsized value from the program when the points are fixed at a certain rate,” he said. “It removes some of the gaming element of trying to get more value out of your points.”

How important is the airline’s loyalty program?

Very, and increasingly so. Qantas’ Loyalty division is one of the company’s most lucrative areas year-on-year, especially at the height of the Covid epidemic The key is for the company to keep its members engaged, according to Sciberras, who believes the change “is probably going to be an overall good thing for Qantas”.

Will this help the brand after a bad year?

“Anything they can do which is good news of course is welcome … they want to show they are listening to customers,” Graham said.

The changes to the loyalty program follow a tumultuous period for the company but would have been in the making for many months, if not years, Sciberras said.

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Qantas Premier Credit Card

Who is the credit provider and issuer of Qantas Premier credit cards?

Why choose a Qantas Premier credit card?

How long does the application process take?

Can I transfer a balance from another credit card?

Who can apply for a Qantas Premier credit card?

Can I add an additional cardholder?

What’s the difference between the Qantas Premier Everyday, the Qantas Premier Platinum and the Qantas Premier Titanium card?

Can I have a Qantas Premier Platinum, Qantas Premier Titanium and Qantas Premier Everyday card?

How do I apply for a Qantas Premier credit card?

How do I remove an additional cardholder from my account?

How do I reduce the size of an image I need to upload?

Change my product

Can I still spend on my current credit card whilst my new one arrives?

Am I eligible for any sign up bonus Qantas Points when changing Qantas Premier credit cards?

What happens to any additional cardholders that are currently on my credit card?

How long will it take for a change of Qantas Premier credit card to be processed?

What will happen to any periodic payments I have set up on my card?

What will happen to the annual fees when my product change is approved?

What happens to the benefits on my card?

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What happens to the statements from my old credit card?

Features and rewards

What travel insurance cover is included with my card?

What is ‘Get away interest free for 6 months’?

When will I receive my Lounge Invitations?

How many Qantas Premier Titanium flights discounts do I get a year?

Where can I use my Qantas Premier credit card?

Do bonus Status Credits expire?

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How do I link my Lounge Invitations to a flight?

How many Qantas Points will I earn on purchases?

When will I receive my bonus Qantas Points?

What services are provided by the Qantas Premier Concierge?

How can I view the bonus Status Credits I’ve earned on my account?

Is there an interest-free period on my account?

What extended level of coverage does my Qantas Premier Titanium credit card provide?

If I cancel my booking, am I eligible for another Qantas Premier Titanium flight discount this year?

How do I make a travel insurance claim?

How can I use my Qantas Premier Titanium metal card for contactless payments?

What flights are eligible to earn bonus Status Credits?

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Which transactions will earn Qantas Points?

Can I use Points Plus Pay to book my flights and earn bonus Status Credits?

Do bonus Status Credits count towards Lifetime Membership tiers?

How long are my Lounge Invitations active for?

How do I claim any missing bonus Status Credits?

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How do I order from Qantas Wine?

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How do I book a flight with my Qantas Premier Titanium flight discount?

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What is a Balance Transfer?

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Managing your account

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Where can I find my statements?

How can I manage my Qantas Premier account?

Will my replacement card have the same card number and PIN number?

How do I close my account?

How do I update my address or personal details?

How far back can I download my transactions?

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Cancelling a recurring payment

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Where can I use Apple Pay?

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Do I need to have an active internet connection for Apple Pay to work?

Will I need to enter my card PIN?

Why was my request to add my card to Apple Pay declined?

How much of my credit card available limit can I access when using Apple Pay?

How can I reverse a transaction made using Apple Pay?

How do I return a purchase if I used Apple Pay to make the payment?

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Can I use Apple Pay at ATMs?

Is Apple Pay secure?

What is a Device Account Number?

What should I do if my device is lost or stolen?

Does Apple Pay have access to my credit card account?

If my device is formatted or jailbroken, will my Apple Pay information remain on it?

Will I continue to enjoy the features and benefits of my Qantas Premier credit card, including points earn, when I use it for payment with Apple Pay?

What should I do if I lose my card and I’m issued a replacement card?

What should I do if my card expires and I’m issued a renewed card?

Can I continue to use my physical card if I disable Apple Pay or remove my digital card from Apple Pay?

If I switch devices, do I need to set up my card in Apple Pay all over again?

If my device is formatted or jailbroken, will my Google Pay information remain on it?

What is Google Pay and Google Wallet?

Can I use Google Pay overseas?

Can I add more than one card to Google Wallet?

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How much of my credit card available limit can I access when using Google Pay?

How do I return a purchase if I used Google Pay to make the payment?

Can Additional Cardholders add their cards to Google Wallet?

Will I need to enter my card PIN with Google Pay?

How can I keep track of purchases I’ve made with Google Pay?

Can I add the same card to more than one device?

How do I remove my card from Google Wallet?

How do I make a purchase using my Qantas Premier card in-store?

Can I continue to use my physical card if I disable Google Pay or remove my digital card from Google Pay?

If I switch devices, do I need to set up my card in Google Pay again?

How do I reverse or dispute a Google Pay transaction?

Will I continue to enjoy the same features and benefits of my Qantas Premier credit card, including points earn, when I use it for payment with Google Pay?

Do I need to have an active internet connection for Google Pay to work?

Does Google Wallet or Google Pay have access to my credit card account?

What happens if there are fraudulent transactions made using Google Pay?

What should I do if I lose my card, or my card expires and I'm issued a replacement card?

What happens if my device is lost or stolen?

Why was my request to add my card to Google Wallet declined?

Whom can I talk to for further help with Google Pay?

Which Qantas Premier credit cards can be used with Google Pay?

How do I set my Qantas Premier Card as the default card in Google Wallet?

Where can I use Google Pay?

How do I set up Google Pay and add my Qantas Premier card?

Are Google Wallet and Google Pay secure?

Which devices are compatible with Google Pay?

Instalment Plans

Can I change the term of my Instalment Plan?

How will my repayments be applied to my card?

Can I have more than one Instalment Plan?

How do I make the monthly instalment repayment?

Who can create an Instalment Plan on my card?

Does an Instalment Plan earn Qantas Points?

What happens if I return a purchase that was converted into a Statement Instalment Plan?

How do instalment plan(s) appear on my statement?

How can I track my instalment plan?

Can I pay more than my monthly instalment amount?

Why am I not eligible for a Cash Instalment Plan?

Is the instalment plan amount part of my existing credit limit?

When will I be charged my first monthly instalment?

Can I pay off my instalment plan early?

Will I be able to set up a Statement Instalment Plan if I have a direct debit set up?

What is a Statement Instalment Plan?

Will an instalment plan affect my interest-free days on my purchases?

Is there a fee to set up an instalment plan?

What happens if I miss paying the initial interest charge or monthly instalment repayment by the Payment Due Date?

Open Banking

What is Open Banking?

What information can be shared with Accredited Data Recipients (ADRs)?

How does data sharing work?

Can any institution request access to my data?

Where can I find out more about the Consumer Data Right legislation?

Financial difficulty

What if I’m finding it hard to meet my Qantas Premier credit card repayments?

Loss of a loved one

How can I tell which emails are genuine?

What do I do if I receive a suspicious phone call?

How does Qantas Money protect my Qantas Premier account?

How does Qantas Money protect my financial data?

How can I protect myself online?

What are some scams I need to be aware of?

Customer Support and Complaints

Accessibility and Disability Support - Qantas Premier credit card

Managing your cash flow during COVID-19

Family and Domestic Violence

Coronavirus update

How do I lodge a complaint relating to my Qantas Premier Credit Card?

Qantas Travel Money Card

Changes to Qantas Travel Money

Why is Qantas Travel Money changing to Qantas Pay?

Does my existing Qantas Travel Money card still work?

How do I join and get a Qantas Pay card?

How do I access my Qantas Travel Money account after 21 May?

Will I still earn points with Qantas Pay?

Can I use my Qantas Travel Money card as my Qantas Frequent Flyer membership card?

Can I activate my Qantas Travel Money replacement card after 21 May?

Can I activate my Qantas Travel Money card for the first time after 21 May?

What is changing for the Qantas Frequent Flyer membership card?

How can I access my Qantas Frequent Flyer number?

How can I access and set my Qantas Pay card PIN?

Does Qantas Pay have a digital card?

What fees apply to Qantas Pay?

Can I schedule recurring currency loads from my nominated bank?

General information

Which currencies are available on Qantas Travel Money?

What is the Qantas Card and Qantas Travel Money all about?

Who's eligible for Qantas Travel Money?

Is Qantas Travel Money a credit card or a debit card?

Why does the Qantas Card have two sides?

Does this mean that Qantas is now also a bank?

What are the benefits of Qantas Travel Money?

Apply and activate

How do I apply for and activate Qantas Travel Money?

How do I enable the travel money facility on my Qantas Card?

How do I get the Qantas Card and Qantas Travel Money?

If I select to be verified against Illion (formerly Dun & Bradstreet) records will a credit check be conducted?

Can I apply for and activate Qantas Travel Money if I have a foreign passport?

How do I use Qantas Travel Money?

What if the details on the Qantas Travel Money identity verification form are incorrect?

What if I don’t have an Australian Passport or an Australian Driver’s Licence?

What do I do if I'm unable to activate Qantas Travel Money online?

What if I don't want to use Qantas Travel Money?

I’ve forgotten my Qantas Travel Money card PIN, how do I retrieve it?

What if my PIN is blocked at an ATM or in-store?

How do I get my card PIN?

Is my card PIN different to my Qantas Frequent Flyer PIN?

How do I change my PIN?

Rates, fees and limits

What exchange rate applies to Qantas Travel Money?

What fees apply to Qantas Travel Money?

What limits apply to Qantas Travel Money?

Do fees apply if I don’t have the local currency on my card?

What happens if I make a purchase in a foreign currency and I don’t have enough money in that currency on my card?

Can I arrange a back-up or secondary card?

How do I cash out remaining funds on the Qantas Travel Money card?

How do I transfer between currencies on the Qantas Travel Money card?

What is a pre-authorisation?

Does the card come with Mastercard Contactless?

Do I get a line of credit or overdraft with Qantas Travel Money?

I am a Qantas Club member and have a Qantas Club card. Do I need both cards?

How do I update my local time and time zone?

When to use

Where can I use Qantas Travel Money?

Can I use Qantas Travel Money if the local currency isn’t available?

Can Qantas Travel Money be used for Qantas in-flight duty free purchases?

Can I use Qantas Travel Money to pay for flights at qantas.com?

Using overseas

Is there anything I need to do before I go overseas?

Do I press Cheque, Savings or Credit when I make a purchase or withdraw cash using Qantas Travel Money?

Can I view my Qantas Travel Money balances at overseas ATMs?

What should I do with my card when I return from overseas?

What will happen if the local currency isn’t available to load on Qantas Travel Money?

I’d like to use Qantas Travel Money in the United States - will my card be accepted?

Should I pay in Australian dollars instead of the local currency when I’m overseas?

Are there any countries where the Qantas Travel Money Card won’t work?

Transactions

Why has a transaction declined when I have enough funds on the card to complete the purchase?

Why would an online transaction be declined if I have enough money to complete the purchase on the card?

Contact Information

Accessibility and Disability Support - Qantas Travel Money

What should I do if my card is lost, stolen or damaged?

How do I lodge a complaint relating to my Qantas Travel Money Card?

Qantas Money App

Understanding your PINs and Passwords

Can I use my fingerprint to log in?

The app doesn’t recognise my fingerprint

What if I’ve forgotten my passcode?

How do I log out?

Managing your finances

Why use the Qantas Money app?

Connecting accounts

How do I delete an account?

What does ‘pending’ mean?

I can’t see my transactions

I can’t find my bank in the list

Can I transfer money using the app?

Is it OK to enter my online banking login details?

How do I add a new account with a connected financial institution?

What type of accounts can I connect?

Why is the transaction date different to the date I made the transaction?

When are my balances and transactions updated?

Transaction categories

How are my transactions categorised?

What happens to my categories if I delete an account?

Are my categories applied to past transactions?

Notifications

What are notifications?

What kind of notifications can I set up?

How do I receive notifications?

Is there a cost for receiving notifications?

How do I set up notifications?

Can I delete or change my notifications?

Will I receive notifications if I’m not connected to the internet (e.g. Wi-Fi, 4G, etc)?

Can I view notifications I’ve previously received?

Why do I need to turn on my App Notifications settings?

Why can I see a notification in my notification history that I didn’t receive?

I’ve received a notification, but can’t see it in my history?

Can I set my own Travel Money low balance alert amount?

Why can’t I find notifications in the app?

How can I make sure that I get access to all available notifications?

What happens when new types of notifications become available?

Contact details

How do I update my contact details?

What if I notice a suspicious transaction?

Qantas Points

Missing Qantas Points?

How can I use my Qantas Points?

How do I view my Qantas Points balance?

Card Offers

Card Linking

Can I link an additional card to Card Offers?

Can I use any card that I have added to my Qantas Money App for Card offers?

Can I link another card in addition to my Qantas Premier Card?

Can I link and earn points with a debit Mastercard® or Visa® card?

Why can't I see my Card Offers on the Qantas Money website?

Why am I not receiving any/many offers?

How long will my offers be valid for?

What are the terms and conditions of the offers?

Why am I receiving offers that don't seem well matched to me?

Can I share an offer with my partner/friend etc?

Why did my friend get an offer for a specific store and I did not?

Are offers applicable to both purchases in-store and online?

What retailers are included in the program?

Earning bonus Qantas Points

Why does it take up to 15 days to receive my points?

How can I check if I have successfully earned points on an offer?

Missing Points

How do I follow up on missing points from Card Offers?

What if I forget to use my linked card, can I still earn the points?

How can I opt out of Card Offers?

All Categories ​>​ ​Qantas Travel Money Card ​ > ​ ​Managing your account ​>​ How do I cash out remaining funds on the Qantas Travel Money card?

To withdraw any remaining funds, log in to the Qantas Money website or mobile app. 

> Select the “$” icon

> Select “Transfer to your bank account”

> Input transfer amount

> Select “Next”

> Include nominated bank account details

> Enter the Qantas Travel Money card CVC

> Select “Confirm”

> Select “Done”

A currency exchange rate will apply to any withdrawal/cash out of funds to your bank account that are held in foreign currency.

Alternatively, you can transfer foreign currency balances to Australian Dollars and spend domestically.

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IMAGES

  1. Qantas Travel Money Card

    qantas travel money card rates

  2. Register for offer

    qantas travel money card rates

  3. Qantas Travel Money Card

    qantas travel money card rates

  4. Guide to Qantas Travel Money card for overseas travel

    qantas travel money card rates

  5. Qantas Cash travel money card: what you need to know

    qantas travel money card rates

  6. Qantas Travel Money Card

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COMMENTS

  1. Fees and Rates

    Qantas Travel Money is a prepaid Mastercard® payment facility built into the back of the Qantas Frequent Flyer Membership Card. To be eligible to receive the Qantas Card with the option of Qantas Travel Money you must be an Australian resident Qantas Frequent Flyer member 16 years of age or older.

  2. Qantas Travel Money Card

    After you have successfully applied for Qantas Travel Money you can retrieve your PIN by logging in to the Qantas Money website or mobile app. Select your Qantas Travel Money account, then Manage > Reveal card PIN; or by calling Mastercard Qantas Travel Money Global Support on 1300 825 302. You'll need your card PIN to make purchases at point ...

  3. Qantas Travel Money Card Review, Rates & Fees

    You can also get details of current exchange rates through the Qantas Money app, website or by calling Mastercard Qantas Travel Money Global Support on 1300 825 302 (Australia) or +61 1300 825 302 ...

  4. Qantas Travel Card: Foreign Currency Rates & Fees explained

    A pre-paid travel card lets you lock in the exchange rate when you buy foreign currency. This means that it can pay to watch the exchange rate and then buy your travel money when it looks good. Get an online currency conversion tool, or set up a rate alert, to catch the best rates when they come up.

  5. Qantas Travel Money

    Qantas Travel Money is a prepaid debit card facility built into the back of the Qantas Frequent Flyer membership card. You can lock in exchange rates on multiple currencies and earn Qantas Points on eligible purchases at home and overseas. You must be an Australian resident to use Qantas Travel Money. Qantas Travel Money is issued by EML Payment Solutions Limited ('EML') (AFSL 404131 ...

  6. Qantas Travel Money: Foreign Currency Rates & Fees Explained

    There are no cash-out or card-to-card transfer fees. In comparison, a typical other big brand charges US$9.95 in start-up fees, $5 for top-ups, and US$2.5 for ATM withdrawals. Qantas' card is decidedly light on costs in comparison to travellers' cheques, too, which cost between 1 and 3% of the purchase amount.

  7. Guide to Qantas Travel Money card for overseas travel

    How to load cash onto the Qantas Travel Money card. Simply log in to your Qantas Travel Money card through the website or app. Navigate to the menu to load funds. Select which currencies you 'd like to load. Don't forget the limits of $50 AUD minimum and $20,000 AUD maximum within any 24-hour period.

  8. What exchange rate applies to Qantas Travel Money?

    A set exchange rate will apply when you load funds to the card or transfer funds between currencies and to other Qantas Travel Money cardholders. The exchange rates will be displayed to you before proceeding with your transaction at qantastravelmoney.com. For example: The Qantas Travel Money Daily Rate (also available via qantastravelmoney.com ...

  9. Qantas Travel Money Card Review

    Travel money cards are a safe and convenient option for overseas travellers. Canstar breaks down everything you need to know about Qantas Travel Money Card. While it's straightforward to obtain foreign currency overseas, a quick trip to an ATM, or a currency exchange bureau, can leave you at the mercy of hidden fees and exchange rates.

  10. Qantas Cash travel money card: what you need to know

    Qantas begins rolling out its 'next generation' Qantas Frequent Flyer cards this week, with the new Qantas Cash prepaid travel money feature built into every card. Similar to other travel money cards, Qantas Cash lets you store and spend money in nine currencies: Australian, US, Canadian, NZ, Singapore and Hong Kong dollars, British pounds, Euros and Japanese Yen. Here's a ...

  11. Travel money cards compared reviewed: Qantas Cash vs Virgin Australia

    Qantas and Virgin Australia have jumped feet-first into the growing market for travel money cards. And in theory, Qantas Cash and Virgin Australia's Velocity Global Wallet are a perfect fit for business travellers and frequent flyers.. These prepaid travel money cards supporting a fistful of foreign currencies for use overseas as well as a central Aussie dollar wallet for day-to-day use here ...

  12. Currency Converter

    Currency converter. Use our money converter to check the current exchange rate for the 10 foreign currencies that you can load onto your Travel Money card at any one time⁴. Then load and lock in exchange rates on those supported currencies, or load AUD to use worldwide wherever Mastercard® is accepted². Load now.

  13. Qantas Travel Money

    What is Qantas Travel Money? : Qantas Travel Money is a prepaid debit card facility built into the back of the Qantas Frequent Flyer membership card. You can lock in exchange rates on multiple currencies and earn Qantas Points on eligible purchases at home and overseas. You must be an Australian resident to use Qantas Travel Money.<br><br>Qantas Travel Money is issued by EML Payment Solutions ...

  14. Travel money cards with the lowest fees

    We compare travel money cards from Travelex, CommBank, Westpac, Qantas and more, looking at whether you need one, fees, and things to watch out for. ... Qantas Travel Money Card (Mastercard) ... across CBDs and in the suburbs. It was the card with the best exchange rate for New Zealand dollars.* Currencies: AUD, USD, NZD, EUR, GBP, SGD, THB ...

  15. The latest Qantas Travel Money deals and promotions

    Normally, the Qantas Travel Money card provides points when you spend - but this promotion is a little different. Being a pre-paid card, you top-up your balance first, before spending. ... June 2023: Discounted foreign exchange rates plus an extra 1-2 Qantas Points per AU$1 loaded in a foreign currency. Capped at 20,000 bonus Qantas Points ...

  16. Qantas Money Qantas Travel Money Card

    The Qantas Travel Money Card comes from with plenty of Qantas perks - with the built-in Q-chip feature, customers gain access to fast-tracked check-in at airports and if you book your flights online at qantas.com within seven days of travel, the booking fees will be waived. ... Rates and fees information correct as at 26 March 2024. Mozo has ...

  17. Qantas travel money cards : r/QantasFrequentFlyer

    The Qantas Travel Money card, like all "travel" cards, is essentially a scam. The rates they charge for currency conversions are obscene and the points you earn do not come close to offsetting the fees. For example, for each AU$5,000 you convert, you will pay about A$260 more using Qantas Travel Money than something like Wise. ...

  18. Travel's money-savings hacks for mid-year holiday escapes

    TRAVEL SPENDING TRAPS TO AVOID • Avoid borrowing money for your trip. • Aim to have a couple of money access cards and options on hand. • Do not exchange money at the airport - the rates ...

  19. What Is Qantas' New Classic Plus Flight Reward?

    Scheme members can now book what is known as Classic Plus Flight Rewards seas on select Qantas international flights departing Australia, for travel from July 1 2024, on qantas.com.

  20. Qantas launches a new dynamic pricing redemption option, but is it a

    Qantas Frequent Flyer has announced a new option to redeem Qantas points for seats across its network. Named "Classic Plus Rewards," this dynamically priced redemption tier expands the Frequent Flyer program as it now offers customers access to 20 million reward seats annually. This option is in addition to Qantas' already existing "Classic Flight Rewards," which only offers 5 million award ...

  21. Mozo Money Moves: Consumers cash in on low rate green loans as

    The 1-year rate from Westpac is 45 basis points lower, at 4.25%p.a. These Big Four rates are 55-1110 basis points lower than the current rate leader in 1-year term deposits, Family First Bank, that leads the pack with a 5.30% p.a. rate. However, Wastell warns depositors to be cautious before locking away savings.

  22. Can I use my Qantas Travel Money card as my Qantas Frequent Flyer

    What exchange rate applies to Qantas Travel Money? ... Can I use my Qantas Travel Money card as my Qantas Frequent Flyer membership card? Yes, you can still use the card as your Qantas Frequent Flyer card to access member benefits, for example, earning or using Qantas Points with our program partners (where available). ...

  23. Qantas frequent flyer changes: how does the revamped system work and

    Graham said he had hoped Qantas would release more Classic seats and introduce a Singapore Airlines-style second tier option, which is priced about 50% higher than its usual points rate but offers ...

  24. How do I cash out remaining funds on the Qantas Travel Money card?

    To withdraw any remaining funds, log in to the Qantas Money website or mobile app. > Select the "$" icon. > Select "Transfer to your bank account". > Input transfer amount. > Select "Next". > Include nominated bank account details. > Select "Next". > Enter the Qantas Travel Money card CVC.