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TD First Class Travel® Visa Infinite* Card Review 2024

Updated: Apr 25, 2024, 4:56pm

Fact Checked

Frequent travellers will find plenty of value in this card. Considering that it earns a minimum of 2 TD Rewards points on every dollar, it has flexible redemption options, plenty of insurance coverage, a travel credit of $100 when you book travel through Expedia ® for TD   and a birthday bonus of up to 10,000 points, it easily earns its spot in your wallet.

• High earn rate for rewards with Expedia.
• Exclusive travel benefits.
• Expensive annual fee.
• Low annual net rewards earnings for average spenders.

Table of Contents

Introduction, quick facts, td first class travel visa infinite card rewards, td first class travel visa infinite card benefits, how the td first class travel visa infinite card stacks up, methodology, is the td first class travel visa infinite card right for you, advertising disclosure.

• Earn up to $800 in value†, including up to 100,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.
• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
• Earn 80,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
• Earn a Birthday Bonus of up to 10,000 TD Rewards Points†
• Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
• To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by June 4, 2024.
• This offer is not available for residents of Quebec.
• † Terms and conditions apply.

The TD First Class Travel Visa Infinite Card is considered to be one of Canada’s higher end travel credit cards, even though its annual fee makes it quite affordable. With easy earning potential, a flexible rewards program, and a generous insurance package, it’s definitely worth considering if you are a frequent traveller.

The travel perks and benefits aren’t quite as inclusive as other high-end credit cards. The absence of lounge access is a big one to note. Another downside is that the points cannot be converted into other rewards programs. That being said, for its price point, it’s quite competitive and still gives good value.

• Get an Annual Fee Rebate for the first year†. To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by June 4, 2024.
• Cardholders will earn points for every dollar spent with accelerated rates on groceries, restaurants, recurring bill payments and travel booked through Expedia® For TD.
• Cardholders will benefit from an annual $100 travel credit when they book travel through Expedia® For TD as well as an annual birthday bonus of up to 10,000 TD Rewards Points.
• Cardholders can redeem points for a range of options at any time as long as they have at least 200 TD points available.
• No travel blackouts, no seat restrictions and no expiry for your TD Rewards Points as long as your account is open and in good standing.

Earning Rewards

Earning rewards with the TD First Class Travel Visa Infinite card is easy as you can earn on every purchase you make.

• Earn 8 TD Rewards Points for every $1 you spend when you book travel through Expedia For TD
• Earn 6 TD Rewards Points for every $1 you spend on groceries and restaurants
• Earn 4 TD Rewards Points for every $1 you spend on recurring bill payments
• Earn 2 TD Rewards Points for every $1 you spend on other purchase
• Earn an annual Birthday Bonus of up to 10,000 TD Rewards Points, or 10% of the total number of TD Reward Points earned in the previous 12 months

There is an annual spend cap of $25,000 for each of the accelerated categories. Once you exceed that maximum, you’ll earn 2 TD Rewards Points for every dollar spent.

Here’s an example of how many TD Rewards Points you could get in the first year, including 100,000 TD Rewards Points (20,000 welcome bonus plus 80,000 points when you spend $5,000 within 180 days of account opening):

Redeeming Rewards

Rewards can be redeemed at any point, in increments of 200 points. You can redeem them for options such as travel (you’ll get the best rewards value if you book through Expedia For TD), Amazon purchases, gift cards, cash credits, and education credits. Redeeming points is easy and the multiple rewards options are attractive. However, some other top-tier credit cards allow you to convert points to other programs like airline or hotel partners for more flexibility, which this card is lacking.

Credit card reward perks include:

• Redeem your TD Rewards Points for your next trip at ExpediaForTD.com and get access to exclusive deals
• Link your eligible card to earn 50% more TD Rewards Points and Starbucks Stars
• Redeem your TD Rewards Points towards purchases at Amazon.ca with Amazon Shop with Points.

Rewards Potential

Cardholders will get the best value for their points by booking travel through Expedia For TD. However, if you like to book directly with hotels or airlines to get status points then it’s not the best rewards potential out there, since booking outside of Expedia For TD lowers the value of your points. With Expedia for TD, 200 points are equal to $1 off travel purchases. For travel booked outside of Expedia For TD, you need 250 points for that same dollar value.

That said, based on average Canadian spending, Forbes Advisor estimates this card could earn $127.34 in rewards value per year with Expedia and $111.67 with other travel partners (both calculations factor in the cost of the annual fee).

• Comprehensive travel insurance coverage.
• Discounts on car rentals with Avis and Budget Rent-A-Car.
• Link your card to Starbucks Rewards to earn 50% more TD points and Starbucks Rewards on Starbucks purchases.

More Card Benefits and Features

TD Rewards Program Benefits:  

• Go places on points and redeem through Expedia for TD (where your points are worth more) or book through any other travel agency or website and use your points within 90 days of purchase.
• Shop online for merchandise and gift cards through TDRewards.com
• Pay with rewards and pay down your credit card balance with points.

Travel Benefits:

• Annual $100 TD Travel Credit on your first eligible travel credit purchase of $500 or more made with Expedia for TD
• Travel medical insurance, up to $2 million of coverage for the first 21 days (or the first four days if you or your spouse is aged 65 or older)
• Flight/trip delay insurance, up to $500 in coverage if your flight is delayed for over four hours
• Trip cancellation, up to $1,500 per person with a maximum of $5,000 for all insured persons
• Trip interruption, up to $5,000 per person, with a maximum of $25,000 for all insured persons
• Common carrier travel accident insurance, up to $500,000
• Emergency travel assistance services
• Delayed and lost baggage insurance, up to $1,000 per person if your baggage is delayed more than six hours or lost
• Auto rental collision/loss damage insurance, up to 48 consecutive days
• TD’s Credit Card Travel Insurance Verification Tool lets you  check your insurance benefits
• Hotel/motel burglary insurance, up to $2,500 of coverage 

Additional Benefits and Features:

• TD Payment Plans let you turn purchases of $100 or more into manageable six, 12 or 18 month payment plans
• Save a minimum of 10% off the lowest available base rate with Avis Rent A Car and Budget Rent A Car in Canada and the U.S. and 5% internationally
• Use Apple Pay, Google Pay or Samsung Pay where contactless payments are accepted

Visa Infinite Benefits:

• Complimentary Visa Infinite Concierge 24/7
• Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 hotels
• Visa Infinite Dining Series gives you access to exclusive gourmet events
• Visa Infinite Wine Country Program gives exclusive benefits at over 95 participating wineries in B.C., Ontario and Sonoma Valley, including discounts on wine purchases, complimentary tastings, private vineyard tours and more
• Visa Infinite Entertainment Access provides exclusive access to tickets to curated events
• Visa Infinite Troon Golf provides elevated Troon Rewards Silver Status at over 95 courses and 10% off green fees, merchandise and lessons 
• Mobile device insurance, up to $1,000 of coverage in the event of loss, theft, accidental damage or mechanical breakdown
• Chip and PIN technology provides an added level of security
• Purchase security and extended warranty protection within 90 days or purchase, or double the warranty period (up to 12 months) if the item comes with a manufacturer’s warranty
• Visa Secure provides you with increased security and convenience when you shop online
• Instant TD Fraud Alerts whenever there is any suspected suspicious activity
• Set transaction limits, block international purchases or lock your credit card in the TD app
• Pay online with Click to Pay 

Optional Benefits:

• Optional TD Credit Card Payment Protection Plan helps you with your payment obligations in the event of a covered job loss, total disability or loss of life
• Optional TD Auto Club Membership that provides 24/7 emergency roadside assistance

Interest Rates

• Regular APR: 20.99%
• Cash Advance APR: 22.99%
• Foreign Transaction Fee: 2.50%
• Annual Fee: $139 (Get an annual fee rebate in the first year; account must be approved by June 3, 2024)
• Any other fees:  Additional cardholder $50.00 (To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by June 4, 2024)

TD First Class Travel ® Visa Infinite* Card vs. TD ® Aeroplan ® Visa Infinite* Privilege

While both travel cards, the TD Aeroplan Visa Infinite is a luxury travel card. The annual fee is a hefty $599, but it comes with considerably more perks and benefits. including lounge access and NEXUS card rebates. It also uses Aeroplan rewards rather than TD rewards. The TD Aeroplan Visa Infinite is a strong card, but it’s best for those who travel frequently and can offset the cost of the card with the included benefits.

TD First Class Travel ® Visa Infinite* Card vs. Scotiabank Scene+ Visa Card for Students

Students studying away from home may consider a travel card like the TD First Class Travel Visa Infinite Card to help offset the cost of flights home. However, with the annual fee and rewards earning potential, you might be better off sticking to a $0 annual fee card geared towards student spending. The Scotiabank Scene+ Visa card for students allows you to earn points that can be used for day-to-day expenses like dining out, entertainment and even banking.

TD First Class Travel ® Visa Infinite* Card vs. TD ® Aeroplan ® Visa Platinum* Card

With an annual fee of $89, the TD Aeroplan Visa Platinum is a bit more affordable. The earn rates aren’t as high, but it’s also a different rewards program. While TD Rewards points are best with Expedia, Aeroplan points are best with Air Canada. So your choice between these two cards should depend on who you are most likely to book travel with to get the best value for your points.

When determining a rating for individual credit cards, the Forbes Advisor Canada editorial team factors in an exhaustive list of data points. With the TD First Class Travel ® Visa Infinite*, the scoring model used takes into account factors such as, but not limited to, rewards rates and categories, fees, welcome bonuses and other benefits and features. Keep in mind, what may be best for some people might not be right for you. Conduct informed research before deciding which cards will best help you achieve your financial goals.

The TD First Class Travel ® Visa Infinite* Card is a decent travel card . It’s easy to earn and redeem points and the suite of travel insurance is a huge perk. However, it has the best value for those who like to book their travel via Expedia. If you prefer to book directly with hotels or airlines or via other travel portals, then there are better travel credit cards out there where your rewards will go further.

Related : What is the best Canadian credit card

Frequently Asked Questions (FAQs)

Does the td first class travel visa infinite card have airline lounge access.

No, this card does not include airport lounge access .

Does the TD First Class Travel Visa Infinite Card have foreign exchange fees?

Yes, this credit card charges foreign exchange fees (or FX fees) at a rate of 2.5%. If you’re looking for a credit card without without foreign exchange fees , there are plenty available.

How many TD points do you need for a flight?

You need a minimum of 200 TD points to redeem them for rewards. If you book your flight through Expedia ® For TD the points value is 200 TD points per dollar.

Why should you get a travel rewards credit card?

A travel rewards card helps you earn points on everyday purchases (like groceries) that can be redeemed for travel-related expenses, like flights and hotels. You even earn points on travel-related bookings, earning 8 TD Rewards Points for every $1 you spend when you book travel through Expedia for TD.

How do you earn TD Rewards Points?

You earn points with travel bookings, shopping at a grocery store or eating at a restaurant, on recurring bill payments and everyday purchases.

How do you redeem TD Rewards Points?

You can redeem your TD Rewards Points when  you book travel online through Expedia for TD, or any other travel provider. You can redeem your points on Amazon.ca with Amazon Shop with Points or shop for merchandise on TDRewards.com. Finally, you can also redeem TD Rewards Points to pay your credit card account balance on the TD app or EasyWeb.

Our partners are not responsible for anything reported by Forbes Advisor. To the best of our knowledge, everything is accurate at the time of publishing as of the date posted. For full information and details, please visit the advertiser’s website.

Hannah Logan is a Canadian freelancer writer and blogger who specializes in personal finance and travel. You can follow her adventures on her travel blog EatSleepBreatheTravel.com or find her on Instagram @hannahlogan21.

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Home / Canadian Credit Cards / TD® Aeroplan® Visa* Credit Cards in Canada / TD® Aeroplan® Visa Infinite* Card

TD® Aeroplan® Visa* Credit Cards in Canada

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TD® Aeroplan® Visa Infinite* Card

• Annual Fee $139
• Interest: Purchases 20.99%
• Interest: Cash Advance 22.99%
• Additional Cardholder 2 $75
• $60,000 annual personal income or $100,000 annual household income.
• You are a Canadian resident and are of the age of majority in your province/territory of residence.

Limited Time Offer

Earn up to  $1,200  in value ^ , including up to 50,000 Aeroplan points 1 (enough for a round trip to New York City 27 ) and additional travel benefits. Account must be approved by June 3, 2024.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card 1

Earn 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening 1

Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening 1

Enroll for NEXUS and once every 48 months get an application fee rebate 4

Plus, share free first checked bags with up to 8 travel companions 3

Earn Points. Share the Journey.

Start earning Aeroplan points that you can share  with loved ones on all your Purchases made with the TD ® Aeroplan ® Visa Infinite * Card.

Up to 8 family members can share points together. Share your Aeroplan points family with  Aeroplan Family Sharing .

Your Card also allows you to enjoy:

• Travelling lightly through the airport and saving on baggage fees 3 . Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.
• Enroll for NEXUS and once every 48 months get an application fee rebate (up to $100 CAD) 4 . Additional Cardholders can also take advantage of this NEXUS fee rebate.
• Your Aeroplan points will not expire as long as you are a TD ® Aeroplan ® Visa Infinite Primary Cardholder in good standing.

All Additional Cardholders must  link their Aeroplan number  in order to receive access to eligible Air Canada travel benefits  7 .

Award winning TD Credit Card

Chosen top Airline Credit Card by readers of Rewards Canada in 2023. #1

Chosen as Top Overall Travel Rewards Credit Card by readers of Rewards Canada in 2023. #2

Chosen best Aeroplan Credit Card by Milesopedia in 2023. #3

It’s easy to earn Aeroplan points

Earn 1.5 points 5.

for every $1 spent on eligible gas, grocery and direct through Air Canada ® purchases (including Air Canada Vacations ® ) made with your card.

Earn 1 point 5

for every $1 spent on all other Purchases made with your Card

Earn points twice 6

Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the  Aeroplan eStore

Redeem your Aeroplan points for travel and so much more

• Every seat, every flight, no restrictions Every Air Canada seat available to buy for cash is also available for points – no restrictions, no blackout periods.
• Use Aeroplan points for more than just flights Redeem your points across your trip, from hotel rooms to car rentals.
• Use Aeroplan points for life’s necessities Aeroplan isn’t just about travel. Use your points for merchandise, experiences and gift certificates.

Gas, grocery and Air Canada® purchases, including Air Canada Vacations®

All other purchases.

Earn more at Starbucks

Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply.  

More Card Benefits and Features

Air canada travel benefits.

• Travel lightly through the airport and save on baggage fees 3 .  Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
• Reach Aeroplan Elite Status more quickly 23 .  The Primary Cardholder will earn 1,000 Status Qualifying Miles and one (1) Status Qualifying Segment for every $10,000 of net purchases (less any returns and credits) made by the Primary Cardholder or the Additional Cardholder(s) using their TD Aeroplan Visa Infinite Credit Card.
• Complimentary upgrade to Avis® Preferred Plus 26 : Unlock one-car class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter and more by elevating to Avis Preferred Plus.

Exclusive benefits with the TD® Aeroplan® Visa Infinite Card

• Complimentary Visa Infinite Concierge 8 :  On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. Call toll-free from Canada and the U.S.:  1-888-853-4458  From outside Canada and the U.S.:  1-630-350-4545
• Visa Infinite Luxury Hotel Collection 9 :  Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
• Visa Infinite Dining Series 9 :  As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
• Visa Infinite Wine Country Program 9 :  Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.
• Visa Infinite Entertainment Access 9 :  Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival ®
• Visa Infinite Troon Golf 9 :  Receive elevated Troon Rewards ® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.

Travel benefits

• Travel Medical Insurance 10 : Up to $2 million of coverage for the first 21 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
• Trip Cancellation/Trip Interruption Insurance 11 : For Trip Cancellation coverage of up to $1,500 per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption coverage of up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
• Flight/Trip Delay Insurance 12 : Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
• Delayed and Lost Baggage Insurance 12 : Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
• Common Carrier Travel Accident Insurance 13 : Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
• Auto Rental Collision / Loss Damage Insurance 15 : Coverage for up to 48 consecutive days.
• Emergency Travel Assistance Services 16 : Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
• Save time at the border with NEXUS : Enroll for a NEXUS and once every 48 months get an application fee rebate (up to $100 CAD) 4 . Additional Cardholders can also take advantage of this NEXUS rebate.
• Check your TD credit card travel insurance benefits : Learn about what travel insurance benefits are available on your TD credit card with our  Credit Card Travel Insurance Verification Tool .
• Hotel/Motel Burglary Insurance 14 : Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.

Review the  Benefit Coverages Guide  for more details.

Additional Benefits & Features

• Save with Avis Rent A car and Budget Rent a Car. Use your TD Credit Card to save a minimum of 10% off the lowest available base rates 17 , 18  in Canada and the U.S., and a minimum of 5% off the lowest available base rates 17 , 18  internationally, on qualifying car rentals at participating Avis and Budget locations.
• Use Apple Pay , Google Pay or Samsung Pay wherever contactless payments are accepted Digital Wallets are widely accepted by plenty of shops, restaurants and other retailers, letting you make everyday purchases conveniently and securely with just a tap of your device.
• TD Payment Plans Easily turn purchases of $100 more into manageable 6,12 or 18 month Payment Plans. Conditions apply.  Learn more .
• Chip & PIN technology   TD Visa Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN). A PIN makes it much more difficult for unauthorized users to copy or access the information on your TD Credit Card
• Instant Alerts with TD Fraud Alerts 19 You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD® Aeroplan® Visa Infinite Credit Card, or on any Additional Cardholder's Card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile.  Learn more .
• Visa Secure * Visa Secure provides you with increased security and convenience when you shop online.
• Cash Advances You can ask for an emergency Cash Advance in an amount up to $5,000 for your TD® Aeroplan® Visa Infinite Card (subject to your available credit limit).
• Mobile Device Insurance 14 Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
• Purchase Security and Extended Warranty Protection 20 You automatically have access to Purchase Security and Extended Warranty Protection, covering eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer’s warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
• Manage your credit card in the TD app Instantly lock your Credit Card and block international purchases in the TD app.

Optional Benefits

• Optional TD Auto Club Membership 21
• Optional TD Credit Card Payment Protection Plan 22 : Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability or loss of Life. To learn more about optional TD Credit Card Payment Protection Plan products, call  1-866-315-9069  or visit us online .

Frequently asked questions

Why should you get the td aeroplan visa infinite credit card.

If you are looking for a card that allows you to enjoy exclusive travel benefits and also lets you earn Aeroplan points on everyday purchases then the TD Aeroplan Visa Infinite Card could be right for you. You can earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card 1 . You can also earn Aeroplan points on all eligible purchases 5  and enjoy perks like a free first bag check-in 3  when flying with Air Canada. You can redeem your earned Aeroplan points for travel rewards like Air Canada flights, hotels, car rentals and more.

How do you apply for this TD Aeroplan Credit Card?

Applying for a TD Aeroplan Visa Infinite Credit Card is easy. Click on Apply online on this page and follow the instructions. As part of the application, you will need to share some mandatory information such as your full legal name and date of birth, your home address, phone number and email address, employment status, gross annual income and residential status.

How do you earn Aeroplan points on this TD Aeroplan Credit Card?

You can earn Aeroplan points on eligible everyday purchases with your TD Aeroplan Visa Infinite Credit Card. Earn 1.5 Aeroplan points 5  for every dollar spent on this card to purchase eligible gas or groceries or direct through Air Canada ® purchases (including Air Canada Vacations ® ). You can also earn Aeroplan points twice 6  when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the  Aeroplan eStore . Your Aeroplan points will not expire as long as you are a primary cardholder in good standing.

How do you redeem your Aeroplan points?

It's easy to redeem your Aeroplan points. You can choose to redeem your points when booking flights with Air Canada or other travel bookings like hotels or car rentals through the Air Canada website or the Air Canada mobile app. You can also redeem your Aeroplan points for premium merchandise, gift cards, activities and much more at the  Aeroplan eStore .

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Your province is set to

Interest rates, fees and features are effective as of March 5, 2024, unless otherwise indicated, and are subject to change.

The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc.  Visit Air Canada  for complete terms and conditions of the Aeroplan program

• $120: Based on first checked bags for two people, on a round-trip flight in the first year;
• $136: Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.36 USD as of Nov 24, 2023 ($50 USD = $68 CAD for each cardholder);
• Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card
• Additional Bonus of 20,000 Aeroplan Points earned when you spend $6,000 within 180 days of Account opening
• Anniversary Bonus of 20,000 Aeroplan Points earned when you spend $10,000 and Account has been opened for 12 months

2  Primary Cardholder remains liable for all charges to the Account, including those made by an Additional Cardholder

3   A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply.  More information on baggage restrictions .

4   The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of four (4) NEXUS statement credits available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. The  terms of the NEXUS program  are established by NEXUS. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program.

5   Purchase of Gas or Grocery or Air Canada Products  means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code ( MCC ) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category.  Aeroplan points are earned on eligible purchases charged to the Account as follows:

• 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
• 1 Aeroplan point earned for each $1 on all other Purchases.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

6   The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan program when the Aeroplan number is provided. See your Aeroplan program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

Preconditions/General T&Cs

7   Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment. The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their  Aeroplan number must be linked to a valid credit card account  as verified by the bank. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the  Aeroplan Program Terms & Conditions  and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

8  The goods and services Cardholders request or otherwise choose to obtain through the Visa Infinite Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representations or warranties (either express or implied) about and assumes no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Concierge. Neither Visa nor TD are responsible for any claims or damages arising from the use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of Cardholders’ requests in all instances. There is no fee for the Concierge’s services; however, Cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the Cardholder and purchased by the Visa Infinite Concierge on the Cardholder’s behalf. All costs will be charged directly to the Cardholder’s Visa Infinite card.

9  You must be an eligible Visa Infinite Cardholder with a valid Canada-issued Visa Infinite Card to take advantage of the Visa Infinite benefits and services. Certain benefits and services require enrollment. Offers and benefits are non-transferable, and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the Card are responsible for any claims or damages arising from the use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to  complete terms and conditions , including third-party suppliers’ terms and conditions. The  Visa Infinite privacy policy  applies to all benefits and services that require enrollment through, or are otherwise provided by, the Visa Infinite Concierge or the Visa Infinite website. The collection use and disclosure of Cardholders’ personal information by third-party suppliers of services and benefits to Visa Infinite Cardholders are subject to such third parties’ own privacy policies.

10  Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you’re under 65 and 4-day coverage if you’re 65 or older.

11  Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

12  Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

13  Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

14  Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant ®. ®Assurant is a registered trademark of Assurant, Inc.

15  Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them — it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

16  Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

17  Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

18  Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

19  You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.

20  Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

21  TD Auto Club is provided by an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services. Further details about the third party service provider can be found in your Membership Handbook at td.com/autoclub .

22  Life coverage is underwritten by American Bankers Life Assurance Company of Florida and Job Loss and Total Disability coverages are underwritten by American Bankers Insurance Company of Florida. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrollment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.

23   Threshold Benefit: Aeroplan Elite Status Qualification Boost (for benefit of Primary Cardholder only) For every $10,000 in net purchases (less any returns and credits) charged to the credit card account, Primary Cardholders will receive 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS), to be deposited in their Aeroplan member account at the end of the next credit card account billing period. Please allow up to 1 week after your credit card account statement date for the deposit to appear. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Additional Cardholder(s) are not eligible to receive SQM or SQS through this benefit; however, all net spend by Additional Cardholder(s) will count towards the Primary Cardholder’s spend. The cardholder may earn unlimited bonus SQM and SQS during an Elite Status qualification period.  All Aeroplan Elite Status conditions apply .

26  Primary Cardholders of a TD Core Credit card (TD® Aeroplan® Visa Infinite* Card and TD® Aeroplan® Visa Business* Card) are eligible to enroll for Avis Preferred Plus status. Enrollment into the Avis President’s Club status is required by completing the Aeroplan form here , and the status will be in effect immediately but may take up to 7 business days after enrollment registered by Avis to appear on your Avis Preferred® profile.

Additional Cardholders do not qualify for Avis Preferred Plus status unless they hold 25K, 35K or 50K status in the Aeroplan EliteTM Status Program. For full terms and conditions, please visit https://www.aircanada.com/ca/en/aco/home/aeroplan/partners/avis.html#/

27  Points required for this destination are based on an analysis conducted by Aeroplan of Aeroplan points redemptions completed during the period from December 7 th 2022 to December 6 th 2023 for economy bookings departing from Toronto Pearson, Montreal Pierre-Elliot Trudeau and Vancouver International Airports. For travel in high-demand periods, the amount of Aeroplan points required for this destination might be higher. Subject to availability. Due to travel restrictions, government recommendations and passenger demand, available destinations may vary. Points value does not include taxes and third-party charges which may apply. For flight rewards with a partner airline, a partner booking fee will apply. For full details please visit Aeroplan Program Terms and Conditions.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

* Trademark of Visa International Service Association; Used under license.

® Aeroplan is a registered trademark of Aeroplan Inc., used under license.

Starbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively “ Starbucks Marks ”).

See Air Canada and Aeroplan trade-mark ownership details .

™ NEXUS Official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under license.

* Trademark of Visa Int., used under license.

#1 As awarded on October 24, 2023, by votes cast in the RewardsCanada.ca Canada’s Choice awards. Learn more by visiting:  https://www.rewardscanada.ca/canadaschoice/

#2  As awarded on October 24, 2023, by votes cast in the RewardsCanada.ca Canada’s Choice awards. Learn more by visiting:  https://www.rewardscanada.ca/canadaschoice/

#3  As awarded by Milesopedia in Milesopedia's 2023’s Best Credit Cards in Canada awards announced on January 10, 2023. Learn more by visiting:  https://milesopedia.com/en/cards/td/

• $139 annual fee – First year free
• Earn 20,000 TD Rewards points after your first purchase
• 80,000 additional points when you spend $5,000 in the first 180 days
• Annual $100 travel credit (accommodations & vacation packages)
• Birthday bonus of up to 10,000 points
• Earn 8 points per $1 spent when you book on Expedia for TD
• Earn 6 points per $1 spent on groceries and dining
• Earn 4 points per $1 spent on recurring bills
• Earn 3 per $1 spent on all other purchases

Welcome bonus and earn rate

The TD First Class Visa Infinite Card is one of TD’s most popular cards. The welcome bonus is typically quite generous and hovers between 80,000 – 145,000 TD Rewards points. The welcome bonus is comparable to cards on my list of the best travel credit cards in Canada .

As for the earn rate, you’ll get 8 points per dollar spent on Expedia for TD purchases. 6 points per dollar spent on groceries and dining. 4 points per dollar spend on recurring bills and 3 points on all other purchases.

To give you some perspective, when using TD Rewards points on Expedia for TD purchases, 1 point is worth $0.50. That means the base earn rate gets you 1.5% back in travel rewards, which is quite good.

Although the card has an annual fee of $139, it’s usually waived for the first year. You can also get the annual fee waived every year if you have a TD All-inclusive bank account. 

Benefits and perks

If you’re reading my TD First Class Travel Visa Infinite Card review, then you’ll want to know about all the benefits. What’s interesting is that this card recently had an update and now comes with some pretty fun perks.

$100 annual travel credit

When you book accommodations or vacation packages on Expedia for TD worth at least $500, you’ll get a $100 credit back on your credit card. This is a pretty unique benefit that puts money back in your pocket, but it does not apply to all travel categories. In addition, this benefit only applies to individual bookings and is not cumulative.

10% birthday bonus

One unique perk is the birthday bonus worth up to 10,000 TD Rewards points. To earn this bonus, TD will give you 10% of the points you’ve earned in the year leading up to your birthday. Welcome bonuses don’t count. For example, if you earned 93,000 TD Rewards points in the year leading up to your birthday, you’d earn 9,300 extra TD Rewards points on your birthday.

Save on rental cars

Cardholders get at least 10% off the base rate when renting vehicles in Canada and the U.S at Avis or Budget and paying with your TD Aeroplan Visa Infinite Card. If you’re travelling internationally, you’ll save at least 5% at participating locations.

Travel insurance

• Travel medical – $2,000,000 for 21 days / 4 days if you’re 65 or older
• Trip cancellation – up to $1,500 per person / $5,000 total
• Trip interruption – up to $5,000 per person / $25,000 total
• Flight/trip delay insurance – $500 per person – 4 hours
• Delayed and lost baggage – up to $1,000 / 6 hours
• Auto rental collision/loss damage – 48 consecutive days / $65,000
• Hotel/motel burglary insurance – $2,500
• Common carrier travel accident – $500,000

The travel insurance included is competitive and comparable to my list of the best credit cards with travel insurance , but it does lack two major types of travel insurance.

The 21 days of travel medical insurance is pretty good, but like many other credit cards, it only gives 4 days if you’re 65 or older. You’ll obviously need more coverage if you fall into that age range.

Note that was this card, you only need to charge 75% of your trip costs for your flight/trip delay and hotel/motel burglary insurance to apply. However, for trip cancellation and auto rental collision, you need to charge 100% of the cost to your card.

Mobile device insurance

Many people aren’t aware that the TD First Class Travel Visa Infinite Card comes with mobile device insurance. When you charge at least 75% of the total device or monthly plan cost to your card, you’ll be insured for up to $1,000. That said, like other mobile device insurance plans, depreciation applies when making a claim. Both cellular phones and tablets count as mobile devices.

Purchase insurance

• Purchase security – 90 days
• Extended warranty – Up to 1 additional year

The purchase security insurance covers your good from theft, loss, and damage for 90 days. With extended warranty, you your warranty doubled up to one additional year.

Visa Infinite benefits

• Concierge service –  The Visa Infinite Concierge is available 24/7 and can help you secure concert tickets, make dinner reservations and more.
• Luxury Hotel Collection – You’ll get exclusive benefits such as resort credits and room upgrades when booking accommodations through the Visa Luxury Hotel Collection.
• Dining Series –  Get access to some culinary events, such as celebrity chef meetups and tasting menus.
• Wine Country program –  Your Visa Infinite Card gets you discounts and free wine tastings at participating wineries in British Columbia, Ontario and Sonoma Valley.
• Entertainment access –  Throughout the year, cardholders get invites and exclusive access to the Toronto International Film Festival.
• Troon Golf –  Troon Rewards Silver Status is given to cardholders. With your status, you’ll get 10% off green fees, merchandise and lessons.

How to redeem your points

TD Rewards allows you to book travel in multiple ways, giving you more options. Given the flexibility, many people love TD Rewards. However, your points will have a different value depending on how you redeem them.

Expedia for TD

Expedia for TD is TD’s main travel redemption option. 200 TD Rewards points get you $1 off Expedia for TD travel bookings. This essentially makes one TD Reward point worth .5 cents. Expedia for TD is nearly identical to Expedia.ca. That means you’ll get access to a large inventory of flights, hotels, car rentals, all-inclusive packages and attraction tickets.

To redeem TD Rewards points on Expedia for TD, you have to log in to TD Rewards and click on the Expedia for TD link. When you’re ready to pay, you’ll be given the option to use your TD Rewards points. Generally, Expedia has very competitive prices.

Booking on your own

TD Rewards points can also be used to offset travel expenses you charge directly to your TD First Class Travel Visa. The redemption rate is 250 points = $1 (or a value of .4 cents per point). That means you get 20% less value than using your points on Expedia for TD. That said, when you make a travel purchase on your own that’s more than $1,200 in value, any amount that’s $1,201 or above would have a redemption value of 200 points for $1.

Even though you get less value by booking on your own, there are a few reasons to consider this option. The first reason is that you are not restricted to what is available on Expedia for TD, so you can use points for bookings on Airbnb or booking.com. The second reason why booking on your own travel is handy is that most hotel chains will require that you book directly with them to enable loyalty membership status and perks.

TD First Class Travel Visa Infinite Card eligibility

• You’re a Canadian citizen, or you’re a permanent resident
• You’re at least the age of majority in the province or territory where you reside
• You have a minimum annual personal gross income of $60,000 or a household income of $100,000

As a Visa Infinite card, there are very specific eligibility requirements. Even though there’s no formal credit score requirement listed, you’ll likely need your credit score to be at least 700 to be approved. That’s because a credit score of at least that number would put you in good standing or higher.

How the TD First Class Visa Infinite compares

As a mid-tier travel rewards credit card, the TD First Class Travel Visa Infinite Card has a lot of competition. Not only does it compete with other bank credit cards, but there are also airline credit cards worth looking at too.

TD First Class Visa Infinite Card vs. Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite Card is a very popular travel credit card since it gives you get six free annual airport lounge passes and has no foreign transaction fees. The earning rate of this card is similar to what TD offers. The overall insurance package offered by TD is slightly better.

TD First Class Visa Infinite Card vs. American Express Gold Rewards Card

Another great mid-tier travel card is the American Express Gold Rewards Card . Although the card has an annual fee of $250, you get an annual $100 travel credit and a Priority Pass Membership with four free annual Plaza Premium airport lounge passes. What makes this card stand out is the fact that you earn American Express Membership Rewards points. These points can be transferred to Aeroplan at a 1:1 ratio.

TD First Class Visa Infinite Card vs. TD Aeroplan Visa Infinite Card

If your goal is to travel for less, then the TD Aeroplan Visa Infinite Card should also be considered. With this card, you’ll earn Aeroplan points on all eligible purchases. This is relevant because Aeroplan is Air Canada’s loyalty program and one point can easily be worth between 1.5 – 2 cents each. In addition, by having this card, you get your first checked bag free and preferred pricing on Aeroplan redemptions.

Final thoughts

My TD First Class Travel Visa Infinite Card review is positive. It’s an ideal card for people in the following situations:

• You want to save on travel – TD Rewards points are highly flexible and best used via Expedia for TD.
• You bank with TD – If you have an All-Inclusive Banking Plan, the annual fee is waived for this card.
• You want insurance – The included travel and purchase insurance with this card is excellent.

Although Expedia for TD may not be the best rewards program out there, it’s easy to understand and there are no blackout dates. Plus, the overall insurance package you get with this card is excellent. That said, the earn rate for this card is not as good as other cards out there.

About Barry Choi

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. His blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel. You can find him on Twitter: @barrychoi

Hi Barry! Thanks for another great post. I currently use the AMEX cobalt as my everyday card and wanted to get a supplementary card to use when AMEX is not accepted. I currently have an All-Inclusive banking plan with TD, which would waive the annual fee for the TD First Class Travel Visa Infinite Card & the TD Aeroplan Visa Infinite Card. Which one would you recommend between the two?

Hey Sylvia.

It sort of depends on your goals. If you got the TD Aeroplan VI card, you could pool the points with your Cobalt since those points can be converted to Aeroplan. The TDFCTVI is good if need to make non-Aeroplan bookings such as car rentals or hotel bookings.

You state the following: “Note that was this card, you only need to charge 75% of your trip costs for your travel insurance to be valid.” However, my review of the wording indicates that under Trip Cancellation, you must charge the full cost of your trip to the card to get coverage. This is under the definition of Covered Trip.

You’re right. the 75% only applies to hotel/motel burglary and trip delay.

Calculating rewards with the new and improved TD First Class Travel makes it a good competitor to the Aeroplan card. I feel like it’s hard to get a good value with Aeroplan (2 cpp). More than often international travel gives around 1.4 cpp making the First Class card more valuable (if booking something via Expedia to get the $100 credit that is. Am I missing something? Would the Aventura or RBC Avion otherwise be better?

Hey Philippe,

I haven’t had too much trouble finding Aeroplan value between 1.8 – 2 CPP. Then again, I booked most of my travel before there was crazy demand.

Aventura and Avion both have a fixed travel program where you can get a higher CPP, but I personally find Aeroplan to be more valuable. I typically try to collect American Express Membership Rewards points and then transfer them to whatever program gives me good value when I need to make a redemption.

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TD® Aeroplan® Visa Infinite* Card

Application must be approved by June 3, 2024 to receive this offer

Signup bonus:, annual fee:, interest rates:, earning rate:, perks & benefits:.

The TD ® Aeroplan ® Visa Infinite * Card is an excellent option for all Aeroplan collectors to pick up a hefty chunk of points with a relatively low minimum spending requirement.

Bonuses & Fees

As TD’s mid-tier Aeroplan card, the TD ® Aeroplan ® Visa Infinite * Card is offering a welcome bonus of up to 50,000 Aeroplan points , distributed as follows:

• 10,000 Aeroplan points upon first purchase †
• 20,000 Aeroplan points upon spending $6,000 in the first 180 days of account opening †
• 20,000 Aeroplan points as a one-time anniversary bonus upon spending $10,000 within 12 months of account opening †

The annual fee of $139 isn’t rebated in the first year under the current promotion, nor is it for supplementary cardholders.

By having TD’s All-Inclusive Banking Plan , you’ll be able the waive the annual fee on this card going forward.†

Supplementary cards can be added to your account at an annual cost of $75 per card. †

To be eligible for this offer, you must apply and be approved for the card by June 3, 2024.

Earning Rewards

The TD ® Aeroplan ® Visa Infinite * Card offers 1.5 Aeroplan points † per dollar spent  on eligible gas, grocery, and Air Canada ® purchases, including Air Canada Vacations ® . Meanwhile, you’ll earn 1 Aeroplan point † per dollar spent  on all other purchases.

The earning rates on this card are good, but not extraordinary. It offers a decent return on important categories such as gas and groceries, while also coming with a few Air Canada ® benefits that make it a good staple card to hold.

Redeeming Rewards

Aeroplan remains the program of choice for the vast majority of Canadians aiming to redeem their points for high-value international business class and First Class redemptions.

Redeeming Aeroplan points follows the Aeroplan Flight Reward Chart , and can cost as little as 55,000 points one-way from Vancouver to Tokyo in business class, for example.

From the East Coast, 60,000 Aeroplan points (or often fewer, thanks to Air Canada’s ® preferred pricing benefit if you hold Aeroplan Elite Status or a co-branded credit card ) would unlock a transatlantic flight to most parts of Western Europe.

Closer to home, short-haul flights within North America that are under 500 miles only cost as few as 6,000 Aeroplan points one-way.

Perks & Benefits

The TD ® Aeroplan ® Visa Infinite * Card prides itself upon a strong set of Air Canada ® travel benefits. As a cardholder, you’ll receive:

• Free first checked bag on Air Canada ® flights, for the primary and supplementary cardholders †
• Preferred pricing when redeeming Aeroplan points for Air Canada flights †
• The ability to earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) for every $10,000 you spend on the card †
• Your Aeroplan points won’t expire for as long as you’re a cardholder †

On top of that, a unique perk on this card comes in the form of a $100 (CAD) NEXUS credit † , which is not offered by either CIBC and American Express at this tier. A NEXUS card will make your journey across the US border much smoother.

Insurance Coverage

As a premium travel credit card, the TD® Aeroplan® Visa Infinite * Card comes with an impressive suite of insurance benefits, including:

Travel medical insurance of up to $2,000,000 on the first 21 days of a trip (4 days for cardholders aged 65 and up). †

Trip cancellation/trip interruption:  For trip cancellation, up to $1,500 per person and $5,000 total, which protects against unforeseen factors affecting your trip and for Trip Interruption, up to $5,000 per person and $25,000 total. †

Delayed and lost baggage insurance of up to $1,000 per person towards the purchase of essential items if your baggage is delayed by more than six hours or lost. †

Flight delay insurance of up to $500 if your flight is delayed by more than four hours. †

$500,000 Common Carrier Accident insurance, which protects you in case of a travel-related accident. †

Auto rental collision & loss damage insurance, which can help you save on the insurance fees that car rental companies would otherwise charge for vehicles up to $65,000 MSRP. †

One outstanding feature of the card is that the insurance applies to Aeroplan award tickets when you charge the full taxes and fees of the redemption ticket on your TD ® Aeroplan ® Visa Infinite * Card.

This perk alone means that the TD ® Aeroplan ® Visa Infinite * Card is an excellent card to keep around after you obtain its signup bonus, because the insurance coverage will come in very handy if you travel frequently on Aeroplan awards.

Historical Offers

Legal disclaimers.

†Terms and conditions apply. TD Bank is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

As a Visa Infinite* product, this credit card has a minimum personal annual income requirement of $60,000 or a minimum household income of $100,000. You'll also need to be a Canadian resident and of the age of majority in your province/territory of residence to be eligible. Follow the link below to the TD® website to learn more about this card and submit an application.

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By Winston Sih  and  Courtney Reilly-Larke on March 31, 2022 Estimated reading time: 6 minutes

TD First Class Travel Visa Infinite Card review

This premium TD card lets travellers redeem flexible rewards through a partnership with Expedia.

With a plethora of travel-focused credit cards on the market, the TD First Class Travel Visa Infinite Card may not be the obvious choice—especially considering how many Aeroplan cards TD currently has on its roster. That said, the TD First Class Travel Visa Infinite Card is worth considering. Why? It boasts a flexible redemption program and a partnership with Expedia. Cardholders get access to Expedia For TD online portal to redeem rewards for flights, hotels and car rentals on expediafortd.com. 

Add to that comprehensive insurance coverage and generous earn rates and the TD First Class Travel Visa Infinite Card becomes a solid choice for avid travellers.

TD First Class Travel Visa Infinite Card

• Annual fee: $139 (annual fee rebate—conditions apply to qualify)
• Earn rates: Up to 8 TD Rewards points per $1 on travel; 6 points per $1 on groceries and restaurants; 4 points per $1 on recurring bills; and 2 points per $1 on all other purchases
• Welcome offer: You can earn up to $800 in value, including up to 100,000 TD Rewards Points and no Annual Fee for the first year. Conditions apply. Account must be approved by June 3, 2024. Plus, you get an annual birthday bonus of 10% of your previous year’s points (up to 10,000 points).
• Annual income requirement: Personal income of $60,000 or household income of $100,000
• Point value: 1 TD Rewards point = $0.005 when redeemed for travel via Expedia For TD or $0.004 when redeemed through other providers and websites
• Recommended credit score for approval: 725 or higher
• Interest rates: 20.99% on purchases, 22.99% on cash advances, 22.99% on balance transfers

The TD First Class Travel Visa Infinite Card

• Three things you need to know about the TD First Class Travel Visa Infinite Card
• How to redeem your TD Rewards
• What are the best ways to benefit from this card?

Are there any drawbacks to the TD First Class Travel Visa Infinite Card?

4 things to know about the td first class travel visa infinite card, 1. the you earn points under the td rewards program.

T he TD points system is easier to understand than the point system for the bank ’ s Aeroplan credit cards. Your Point values stay the same no matter where you ’ re flying, so it ’ s easy to work out how much they ’ re worth. Plus, TD Points can be redeemed on any airline, not just Air Canada or Star Alliance Partners. While Aeroplan Miles are valuable, if you prefer simplicity the TD First Class Travel Visa Infinite Card might be more up your alley.

2. Your points go farther when you book with ExpediaForTD.com

If you already use Expedia to book your travel, this card is a savvy choice. When you book travel online through Expedia For TD, you earn 8 TD points per $1. 

3. The card comes with a generous welcome bonus

You can earn up to $800 in value, including up to 100,000 TD Rewards Points and no Annual Fee for the first year. Conditions apply. Account must be approved by June 3, 2024..  Plus, earn a birthday bonus of up to 10,000 rewards points (conditions apply). You can also receive a $100 TD travel credit when you spend at least $500 at Expedia for TD. 

4. You’ll get great travel insurance

The TD First Class Travel Visa Infinite Card comes with up to $2 million of travel medical insurance coverage for the first 21 days of a trip. Trip cancellation, trip interruption, common carrier travel accident insurance, travel assistance services, flight delay insurance, auto rental collision insurance, and delayed and lost baggage insurance round out the card’s benefits. For a premium rewards card, The TD First Class ’ s insurance is fairly standard, however; so, if you ’ re looking for more comprehensive credit card insurance , you could consider a card like the National Bank World Elite Mastercard, * which comes with up to $5 million in out-of-province-of-residence medical/hospital insurance for trips up to 60 days (if you ’ re under 54).

How to redeem your TD Points:

You can redeem your TD Points for travel in two ways. The best—and most valuable—way is through the Expedia For TD online portal, where you can redeem 200 TD points per $1 in travel credit (0.5%) and pay the balance of the cost (if any) using your credit card (you’ll also earn Points on this spend).

Your other redemption choice is the “Book Any Way” option, which lets you book via other travel websites; however, your bookings can cost up to 25% more if you go this route. When using “Book Any Way” you’ll redeem at 250 TD points per $1 (0.4%) applied as a statement credit on your first $1,200 in travel purchases and 200 TD points per $1 (0.5%) for your travel purchases over $1,200. In comparison, with Expedia For TD, you’ll get a better and more consistent return of 0.5% on all your travel spending. 

In both cases, the TD First Class Travel Visa Infinite Card allows you to redeem for any seat on any airline. Additionally, you can redeem points for rewards in small increments (minimum 200), so this means you don’t need to build up a large pool of points before you’re able to apply them towards travel. 

Finally, through the TD Rewards site, you can shop for items such as a Vitamix blender, a Dyson vacuum or gift cards. However, you won’t get the same value as you would booking travel. For example, a $50 gift card at Best Buy will cost you 20,000 TD points, whereas you can use the same amount of points for $100 in travel on the Expedia For TD portal.

How to optimize the TD First Class Travel Visa Infinite Card

Ultimately, your best bet is to redeem points for travel from ExpediaForTD.com . Generally, prices on the website are similar to those on the main Expedia website, and you’ll be able to redeem at the rate of 200 points per $1. If you redeem points for travel outside of the TD portal, your points can lose up to 25% in value; however this could be a smarter route if you find a really good deal on another travel portal. 

If you do find a better hotel or flight deal elsewhere, you have the option to price match, but there are some restrictions: you must have booked within the last 24 hours; your travel plans must be at least 48 hours away; and travel dates, and flight and hotel classes must all be the same to submit a claim.

Does the TD First Class Travel Visa Infinite Card have travel insurance?

With this card you’ll get an extensive suite of travel insurance coverage, for big and small emergencies. For frequent travellers and those who cross the border often, this is a must. The card includes travel medical insurance of up to $2 million of coverage for the first 21 days. (If you or your spouse are over 65 or older, you’re only covered for the first four days of your trip.) You’ll also get up to $1,500 of trip cancellation insurance with this card up to a maximum of $5,000 for all insured persons. For trip interruption insurance, you get $5,000 per insured person, up to $25,000 for all the insured people on the same trip.

You’ll also get common carrier travel accident insurance, emergency travel assistant services and delayed/lost baggage insurance (up to $1,000 per insured person if your baggage is delayed for more than six hours or gets lost ultimately).

There is a minimum personal income requirement of $60,000 or a household income of $100,000. However, this is a common requirement for many cards in the same category. 

Other cards offer more incentive to spend in categories like groceries, dining and entertainment. The TD First Class Travel Visa Infinite Card only offers three times the Points earn on travel booked through the Expedia For TD portal (4.5%)—everything else is at the base three TD points per $1 (1.5%) rate. To compare, the Scotiabank Gold American Express has a five-times Points accelerator on restaurants and groceries (5% per dollar).

Finally, the TD First Class Travel Visa Infinite Card doesn’t offer airport lounge access , and you’ll be charged foreign transaction fees . So, if you like to use airport lounges, or you often find yourself shopping in a foreign currency, you may want to consider a card that offers those perks. 

Bottom line

TD’s unique partnership with Expedia, accelerated earn rates and incremental points redemption structure make the TD First Class Travel Visa Infinite Card a worthwhile consideration as a travel credit card . However, the biggest boost in earning points you’ll get with this card is by booking with ExpediaForTD.com. If you don’t want to be locked into booking that way, you may want to explore other travel card options.

More on  credit cards :

• Canada’s best travel cards 2022
• Canada’s best credit cards for gas
• Canada’s best credit cards for grocery purchases 2022
• Best cash back credit cards

What does the * mean?

Affiliate (monetized) links can sometimes result in a payment to MoneySense (owned by Ratehub Inc.), which helps our website stay free to our users. If a link has an asterisk (*) or is labelled as “Featured,” it is an affiliate link. If a link is labelled as “Sponsored,” it is a paid placement, which may or may not have an affiliate link. Our editorial content will never be influenced by these links. We are committed to looking at all available products in the market. Where a product ranks in our article, and whether or not it’s included in the first place, is never driven by compensation. For more details, read our MoneySense Monetization policy .

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One of the TD First Class Infinite VISA Benefits List include : “ Earn 3 points per $1 on everything spent “ Could you clarify why on my recent Bill Statement, showed $5 earned for 1,178 points Wouldn’t 1,178 points translate into 1178 divided by 3 ?

I have this card, but rarely use except for buying something on a trip to get the insurance coverage. The issue I have is I like to book my travel through web sites like tripcentral.ca (better for packages), VRBO (for condo rentals) and booking.com (much better selection), so only end up rarely using Expedia for TD and end up getting 1.2% back on my purchases, unless I want to wait until I have over $1,200 of points and then buy a major trip, getting 1.5% on the part over $1,200.

So, its pretty good and the insurance is good, but its not as great for travel as they like to claim.

I have had this card for about 2 years now and I am so dessapointed with it. I will stop using it from now on and I will tell everybody I know NOT to get this card or anything related to TD Bank. I changed to this card because they assured me I have full trip coverage with it so I booked my last vacation with it and considering that I did not get what I wanted on my trip they will take some responsibilities and give me some refund after my claim was with them for 8 months. They kept asking me for documents that I provided every time they asked and at the end they kept asking for documents I already submitted three times before. TD is a disgrace for Canadians. I wish the government take actions and do a deep audit on these guys. I will slowly withdraw everything I have with TD to go to another bank. Anything is better than this. Please people, do not do anything with this bank and definitely nothing with this credit card. I am been having issues with this bank since 2008 and it’s time to move on to a better service.

This is the all lying I have issues with that I lost my luggage on my way back home and my flight cut and delayed for 5 months they don’t cover anything’s this massage is for the Visa highly in-charge manager if you guys don’t find me solution I have to take legal step and say bye to TD my whole family since they denied my claim it’s really really broke my heart. I was really trust them never ever again.

I want to redeem my points from my business travel which I have accumulated as I switched to the rewards cash card now .How do I do this June 15,2022

This card is excellent and works well if you are looking to use it for travel specifically. I find it comes in handy when even needing a car rental or a hotel stay on the fly.

We have this card and use it often, we had enough points to use it for 5 hotels on our roadtrip last spring (booked them through expedia). I guess it all depends on what you plan to do. We often go on little roadtrips to Canmore, Banff or Jasper and use it to stay there as well so it really saves us for accommodations. Also not having to get separate car insurance for rental cars is a big plus.

I just got back from Cuba. Unfortunately my flight from Ottawa to Cuba was delayed by 4 hours. And from Cuba to Ottawa for 14 hours. I want to be reimbursed because I bought a ride on my The TD First Class Travel Visa Infinite. Please give me the contact information to whom to apply for compensation. Thank you,

I have First Travel Visa card. My trip is more than 21 days. How can I get travel insurance for the days after first 21 days?

This is incorrect. the $100 travel credit is only for hotels and vacation rentals ALONG with flights. Not if your travel consists only of flights. It is a Hotel credit and NOT a travel flight credit. Beware! This credit card is absolutely useless.

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TD First Class Travel Visa Infinite Card Review

By Stefani Balinsky | Published on 20 Jul 2023

Is it me or is TD throwing benefits at you with this card? The TD First Class Travel ® Visa Infinite * credit card has an aggressive offer of up to 135,000 points and an easy earn rate that includes Starbucks. Yes, I invoked the name of that coffee chain and I meant it. Want to know something else? TD First Class Travel ® Visa Infinite * earns TD points that you can redeem on Amazon.ca. So, is this credit card a hot-cup-of-goodness or just lukewarm at best? Let’s find out.

Welcome Offer

• Up to 135,000 bonus TD Rewards Points
• Annual fee rebated for the first year

The TD First Class Travel ® Visa Infinite * Welcome Offer is really good. You can earn up to $1,100 worth of welcome offers in the first year, including 135,000 bonus points, the annual fee rebated and travel benefits. Here’s how:

TD gives you 20,000 points when you make your first purchase on the card in the first 3 months of opening the account. Next, you can earn another 115,000 points if you spend $5,000 on the card within the first 180 days of opening the account. Then, you could earn a birthday bonus of up to 10,000 TD Rewards Points. You also get an annual TD Travel Credit of $100 when you book at Expedia for TD. Finally, you get a free 12 month† Uber One membership worth $120. As always, terms and conditions apply. To get the annual fee rebated for the first year, you must make a purchase on the card within the first 3 months of opening the account.

The annual fee is usually $139 for the primary cardholder, $50 for the first additional cardholder and $0 for subsequent cardholders. You have to have a minimum personal annual income of $60,000 or an annual household income of at least $100,000 to qualify.

TD First Class Travel ® Visa Infinite * interest rates

Actually, these rates are pretty standard. You need to remember that this is a travel perks card and not a low-interest credit card. Nearly all credit card interest rates are in the 19.99% to 23.99% range. Plus, most cards have different interest rates for cash advances. If you live in Quebec, you may be subject to different rates. Of course, the best choice is to pay off your credit card balance each month and to pay back any cash advance even faster.  

The TD First Class Travel ® Visa Infinite* points calculator

Inflation is not your friend, but it can help you make better spending decisions. In that same vein, the TD First Class Travel ® Visa Infinite* has a points calculator to help you decide if your spending and this credit card are good for your situation. 

Let’s set the scene. You are an average Canadian family who might spend $14,000 on groceries this year, or $1,166.66 a month. You might also fill up at least one car once a week. According to StatsCan, the Canadian average fuel price for unleaded gas at a self-service station was $1.616 at the beginning of Summer 2023. If you fill up your car once a week, you spend $419.84 a month on gas for a 60 L fuel tank. How many points would you earn with the TD First Class Travel ® Visa Infinite* ?

With the average spending on gas and groceries alone, you could earn 194,245 points in the first year including the welcome offer. That is $971 in travel dollars. Plus, you only ate and gassed up the car. If you have other expenses on the card, your first-year points total can be higher.

Remember, the spending amounts and points earned are for demonstration purposes only. Actual points accrual depends on your individual shopping habits. Use the TD points calculator to estimate how many points you could earn in the first year. 

Earn points on the little things

• 8 TD points/$1 Expedia for TD bookings
• 6 TD points/$1 on groceries & restaurants
• 4 TD ponts/$1 on recurring bill payments
• 2 TD points/$1 on all other card purchases 

The TD First Class Travel Visa Infinite * lets you earn 2 TD points for every $1 spent. It’s a nice ratio. If you book travel with your card through Expedia for TD , you earn 8 TD points for every dollar spent. Then, you earn 6 TD points per $1 spent on groceries and restaurants and 4 TD points on recurring bill payments on your account. 

If you use your card at Starbucks, you earn 50% more TD points and 50% more Stars at Starbucks. This feature is about lifestyle. Even if you don’t want to travel yet and don’t always get Starbucks, the card lives up to its slogan of ‘Earn points on the little things.’ Plus, your points do not expire so you can save them for all things big and small.

Redeeming your TD points

Thankfully, your TD points are redeemable in really extensive ways. You can use the points to buy gift cards or merchandise off of TD Rewards. They have weekly deals where you can get merchandise for less points. If you want a financial reward, you can use your points to pay off some or all of your TD credit credit card balance. Also, you can use your points to book travel with Expedia for TD.

TD First Class Travel ® Visa Infinite* is your Canadian Amazon credit card

• Redeem TD Points on Amazon.ca with Amazon Shop with Points

You don’t need to get the Amazon credit card, because you can use your TD First Class Travel Visa Infinite* card on Amazon and redeem your TD points for merchandise. That is right, the Amazon points you’ve always wanted are TD points. Of course, there are more details, but you can exchange your points on Amazon for free stuff. 

What is Expedia for TD?

• Earn & redeem TD Points on Expedia for TD
• No blackout dates

Finally! Expedia for TD is a travel booking site that allows travellers to use their TD Rewards points with an Expedia-like experience. It is exclusive to TD credit card holders and the site often has exclusive deals. Plus, it is a great way to spend and earn TD points simultaneously. You earn 8 TD Points/$1 when you book travel through Expedia for TD. There are no blackout dates and you can modify your plans easily.

TD First Class Travel ® Visa Infinite* insurances

If you read Hardbacon credit card reviews, you know that we take a deep look at the insurances you get with your card. The TD First Class Travel ® Visa Infinite * is a travel affinity card, so it should stand out for all-things travel-related. In terms of insurance, it has the requisite ones. Let’s take a look: 

• Travel medical insurance
• Trip cancellation/interruption
• Flight/trip delay
• Delayed or lost baggage
• Common carrier accident 
• Auto Rental Collision/Loss Damage Insurance

And that is on top of their Emergency Travel Assistance Services and a $100 Travel Credit on your first Eligible Travel Credit Purchase of $500.00 or more made with Expedia For TD and posted to the Account in a calendar year.

First, a word about TD’s online travel insurance tool

TD and its online tools are outmaneuvering the competition. This is the first time I’ve found an online tool that shows me my credit card insurance coverage based on the card I use, the number of people I am travelling with, and the duration of the trip. It makes it easier for me to decide if I need extra travel insurance or if I should split my trip costs over different TD credit cards.

Travel emergency medical insurance

TD offers a solid but average emergency medical insurance policy. If I travel with my spouse or dependents, each one of us is eligible for $2,000,000 per trip. Of course, not every procedure is guaranteed a payout. As with every medical insurance plan, it covers eligible procedures and services. You have to check what is accepted before agreeing to the treatment. Your coverage is good for 21 days as long as you or any of the other travellers is under age 65. If you travel with someone over age 65 and they are a spouse, child, or the primary cardholder, they are only covered with TD’s emergency medical insurance for only the first 4 days.

Trip cancellation/interruption insurance and flight/trip delay

That handy online tool shows that you can have up to 5 travellers in your party and that your trip cancellation insurance is a maximum of $5,000. Per person, there is a $1,500 coverage. However, your maximum trip coverage is $5,000. If you are more than 5 people travelling and you are paying with one card, you might want to buy extra cancellation insurance.

Trip interruption insurance is slightly more generous. Each person has a $5,000 interruption policy. Again, the maximum for the trip for all persons combined is $25,000. Yet another instance of checking what is best for you and maybe buying extra travel interruption coverage.

Your flight/trip delay insurance covers up to $500 per insured person if your flight/trip is delayed for over 4 hours.

Delayed or lost baggage insurance

It’s true that not every credit card offers this type of coverage. TD First Class Travel ® Visa Infinite* cardholders have $1,000 in insurance coverage per person if their baggage is delayed more than 6 hours or if it is lost. Again, this is OK coverage.

Common carrier accident insurance

This is a terrible what-if scenario. If you are or one of your dependents is on a common carrier like a bus, train, ferry, rented car, cruise ship, limousine, or plane and it is involved in an accident, you are covered. You are eligible for up to $500,000 of coverage for covered losses. The amount depends on your injuries. 

TD First Class Travel ® Visa Infinite* and auto rentals

If you book your auto rental with your TD First Class Travel ® Visa Infinite* credit card, you are covered for 48 consecutive days. If you are in an accident, the driver must not be legally intoxicated and there must have been no violation of the rental agreement by the primary cardholder.

You also benefit from a great rate through Avis auto rentals. When you use your TD First Class Travel ® Visa Infinite* credit card, you save a minimum of 10% off the lowest available base rates in Canada and the U.S. If you rent a car outside of Canada and the US, the minimum is 5% off the lowest base rate available at participating Avis or Budget locations.

TD First Class Travel ® Visa Infinite* ’s other benefits

Other than everything listed already, having a TD First Class Travel Visa Infinite* credit card means that you can do the following as well:

• Sign up for TD Auto Club membership, where you get 24-hour road assistance
• Purchase security and extended warranty protections
• Instant fraud alerts
• Mobile device insurance up to $1,000
• Hotel/Motel Burglary Insurance up to $2,500
• Access to the TD app
• Click to pay
• Optional balance protection insurance
• The choice to set up structured payment plans

The most interesting thing to me is the click-to-pay feature and instant fraud alerts. It keeps pace with how customers expect banks to use technology to enable easy transactions but also immediate contact if fraud is suspected. Basically, it is a sign of good service.

Who is the TD First Class Travel ® Visa Infinite* credit card good for? 

The base earn rate of the TD First Class Travel Visa Infinite is a decent 2 points per $1 spent, with more aggressive points for grocers, restaurants, travel and recurring bills. The insurance is decent, too. 

OK, but the real advantages kick in if you use the card to book travel. You redeem fewer points for travel if you do it through Expedia for TD, a site exclusive to TD credit card customers. Plus, if you book travel with your TD card, you have access to excellent online tools to calculate how much insurance you have from your card. 

Furthermore, using your card for everyday purchases stretches your dollar on two key sites: Amazon.ca and Starbucks. Hear me out: Amazon is a retail behemoth in Canada, and Starbucks is also a near-daily retail destination. 

Amazon lets you use TD points for Amazon purchases. The same goes for Starbucks, but in reverse. You earn 50% more points when you buy Starbucks with your credit card. 

This card makes good in its promise to earn points on the little things. If you want to travel and don’t want to use Aeroplan, this travel card is a good choice. If you are interested in Amazon purchases and love your Starbucks, this is the only card for you.

TD First Class Travel ® Visa Infinite* Rating

Benefits and perks of the td first class travel ® visa infinite*.

• Redeem TD points on Amazon.ca
• Earn 50% more TD points when you use your card at Starbucks
• Accelerate points earning for travel with Expedia for TD, food, and recurring bills
• 2 points for every $1 spent on everyday purchases
• Points never expire
• No travel blackout dates
• Welcome Offer up to 135,000 TD Rewards points
• Annual fee for the primary card rebated for the first year
• Decent purchase interest rate and cash advance interest rates
• Comprehensive travel insurances including emergency medical, trip interruption, and trip cancellation
• Fantastic online tools to estimate points calculation as well as travel insurance coverage

For complete and current information about any product, please visit the provider’s website. Terms and conditions apply.

Stefani Balinsky

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Travel with confidence

Spring into holiday travels

Get ready for your trip with travel insurance from TD Insurance.

TD Insurance Travel Insurance

Why it can be important to have travel insurance.

Travelling can be expensive enough on its own, but a medical emergency could cost you much more. It’s also important to note that your credit card might not include travel insurance or may have limited coverage. Whether you’re planning a trip for yourself or your entire family, TD Insurance Travel Insurance can help provide protection from certain unexpected events.

Explore TD Insurance Travel Insurance Plans

TD Insurance Multi-Trip All-Inclusive Plan

This is the most comprehensive plan we offer. It provides you with multiple benefits, including up to $5 million in emergency travel medical coverage, trip cancellation and interruption and more, for multiple covered trips up to the maximum trip duration selected within one year. 1

  Sample Insurance Policy - Multi-Trip All-Inclusive Plan

TD Insurance Single-Trip Medical Plan

This plan provides up to $5 million in emergency travel medical insurance coverage for one trip. 2

  Sample Insurance Policy - Single-Trip Medical Plan

TD Insurance Multi-Trip Medical Plan

If you travel often, then this multi-trip plan could be more cost-effective than buying a single-trip plan each time. This plan provides you with up to $5 million in emergency travel medical coverage for each covered trip up to the maximum trip duration selected within one year. 3

  Sample Insurance Policy - Multi-Trip Medical Plan

TD Insurance Trip Cancellation & Interruption Plan

This plan could be right for you if you do not need emergency medical coverage but want financial protection for eligible non-medical expenses like your trip being cancelled or interrupted due to a covered event. 4

  Sample Insurance Policy - Trip Cancellation & Interruption Plan

Compare plans

Please refer to the Sample Policy for defined terms and a full description of features, benefits, limitations and exclusions.

Ready to choose a plan?

Why choose td insurance travel insurance.

• Up to $5 million in emergency travel medical coverage Feel good about your next trip with medical coverage up to $5 million on eligible costs.
• 24/7 emergency assistance by phone worldwide Call our administrator anytime if you have an emergency during your trip.
• Travel medical coverage for dependent child(ren) included with two paying travellers On select plans that have the family coverage 5,6  option, your dependent child(ren)’s travel medical coverage is included at no additional charge.
• Convenient online quotes and claims servicing Available 24/7 when submitted online.

How to apply online

Get a quote in minutes

No obligation to purchase.

Decide whether you want to purchase

After reviewing the details, you can proceed to purchase.

Pay and submit

Review and confirm your purchase.

Submit a travel insurance claim

Start the claims process by visiting our  Online Claims Portal.

Let’s connect

Our administrator is ready to answer your questions and help you on your way.

• For 24/7 emergency assistance:  1-833-962-1140  (Canada and the U.S., toll free) or + 1-519-988-7629  (worldwide, collect).
• For quotes, to purchase a policy or any general inquiries:  1-833-962-1143 . Mon-Fri 8am to 8pm ET Saturday 9am to 5pm ET
• For claims:  1-833-962-1140 .

Check your TD credit card travel insurance benefits.

Are you an existing TD Credit Cardholder and dreaming of future travels? Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool.

Information for Quebec Residents – TD and MBNA Credit Card Product Summaries

Below are the Travel Insurance Summaries and Credit Card Insurance Summaries for TD and MBNA credit cards. These summaries provide an overview of the features and benefits of the insurance coverages included with TD and MBNA credit cards.

TD Personal Credit Cards:

• TD Cash Back Visa Infinite *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Cash Back Visa *  Card Credit Card Insurance Summary
• TD® Aeroplan® Visa Infinite *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD® Aeroplan® Visa Platinum *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD® Aeroplan® Visa Infinite *  Privilege Card Travel Insurance Summary      Credit Card Insurance Summary
• TD First Class Travel® Visa Infinite *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Platinum Travel Visa *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Rewards Visa *  Card Credit Card Insurance Summary
• TD Emerald Flex Rate Visa *  Card Credit Card Insurance Summary
• TD U.S. Dollar Visa *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Low Rate Visa Card Credit Card Insurance Summary

TD Business Credit Cards:

• TD Business Travel Visa *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Business Cash Back Visa *  Card Credit Card Insurance Summary
• TD Business Select Rate TM  Visa *  Card Credit Card Insurance Summary
• TD® Aeroplan® Visa Business Credit Card Travel Insurance Summary      Credit Card Insurance Summary

MBNA Credit Cards:

• MBNA Gold Mastercard® Travel Insurance Summary      Credit Card Insurance Summary
• MBNA Platinum Plus or True Line Mastercard® Credit Card Insurance Summary
• MBNA Rewards Platinum Plus® Mastercard® Credit Card Insurance Summary
• MBNA Rewards World Elite® Mastercard® Travel Insurance Summary      Credit Card Insurance Summary
• MBNA World Elite® Mastercard® Travel Insurance Summary      Credit Card Insurance Summary
• MBNA World Mastercard® Travel Insurance Summary      Credit Card Insurance Summary
• MBNA Platinum Plus® Mastercard® Travel Insurance Summary      Credit Card Insurance Summary

Other Products and Services You May Want To Consider For Your Trip

TD offers banking solutions, credit cards and competitive exchange rates for your travel needs. Explore our products to learn how TD can enhance your trip.

TD Travel Credit Cards

Earn travel reward points on everyday purchases to redeem for flights, hotels and more.

Foreign Exchange Services

We have over 50 foreign currencies available at competitive rates.

Cross Border Banking

Canadian-based U.S. dollar products with TD Canada Trust can help you avoid foreign exchange fees by allowing you to save and spend in U.S. dollars.

TD Insurance Travel Insurance plans (TD Insurance Multi-Trip All-Inclusive Plan, TD Insurance Single-Trip Medical Plan, TD Insurance Multi-Trip Medical Plan and TD Insurance Trip Cancellation & Interruption Plan) are individual insurance plans administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd. TD Insurance Multi-Trip All-Inclusive Plan and TD Insurance Trip Cancellation & Interruption Plan are underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). TD Insurance Single-Trip Medical Plan and TD Insurance Multi-Trip Medical Plan are underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the insurance policies. Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the policy for full details. 1. The TD Insurance Multi-Trip All-Inclusive Plan will provide coverage for each covered trip taken within 1 year up to the maximum trip duration you selected when the policy was purchased. If the oldest person on the insurance policy is 15 days old to 59 years old, the maximum trip duration is 60 consecutive days. If you are 60 years and older, the available maximum trip durations are 22 or 30 consecutive days. Coverage may be subject to conditions, exclusions, and limitations. Refer to your Policy of Insurance for full details of coverage for the TD Insurance Multi-Trip All-Inclusive Plan. 2.Coverage may be subject to conditions, exclusions and limitations. Answering a Medical Questionnaire is required for those 60 years of age or older to determine eligibility for the TD Insurance Single-Trip Medical Plan. Refer to your Policy of Insurance for full details of coverage. 3. The TD Insurance Multi-Trip Medical Plan will provide emergency travel medical coverage for each covered trip taken within 1 year up to the maximum trip duration you selected when the policy was purchased. If the oldest person on the insurance policy is 15 days old to 79 years old, the available maximum trip durations are 4, 9, 16 or 30 consecutive days. If you are 80 years and older, the available maximum trip durations are 4, 9 or 16 consecutive days. Coverage may be subject to conditions, exclusions and limitations. Answering a Medical Questionnaire is required for those 60 years of age or older to determine eligibility for the TD Insurance Multi-Trip Medical Plan. Refer to your Policy of Insurance for full details of coverage. 4.Coverage may be subject to conditions, exclusions and limitations. Refer to your Policy of Insurance for full details of coverage for the TD Insurance Trip Cancellation & Interruption Plan. 5. The TD Insurance Multi-Trip All-Inclusive Plan has family coverage and provides coverage for you, your Spouse and unmarried Dependent Child(ren) if you name them in your application. Spouse means the person to whom you are legally married to; or the person you have lived for at least 1 year and publicly refers to as your domestic partner Dependent Child(ren) means your natural, adopted, or step-children who are: a) unmarried; and b) dependent on you for financial maintenance and support; and i. under 22 years of age, or ii. under 26 years of age and attending an institution of higher learning, full-time, in Canada; or iii. mentally or physically handicapped. All insured persons may travel independently of one another. All covered travellers must be a Canadian resident and be covered by the government health insurance plan of your Canadian province or territory of residence for the entire duration of your trip and at the time you incur a claim. If any of the travellers do not meet these criteria, that traveller will need to complete a separate application for their own policy. Up to 6 travellers including yourself are permitted to be under a policy through our online application. To purchase additional coverage for groups of more than 6 people, please call our administrator at  1-833-962-1143 . 6. Family Coverage is available on the TD Insurance Single-Trip Medical Plan and the TD Insurance Multi-Trip Medical Plan for you, your Spouse and unmarried Dependent Child(ren) if you name them in your application. Spouse means the person to whom you are legally married to; or the person you have lived for at least 1 year and publicly refers to as your domestic partner. Dependent Child(ren) means your natural, adopted, or step-children who are: c) unmarried; and d) dependent on you for financial maintenance and support; and i. under 22 years of age, or ii. under 26 years of age and attending an institution of higher learning, full-time, in Canada; or iii. mentally or physically handicapped. Your Dependent Child(ren) must be travelling with you or your spouse. All covered travellers must be a Canadian resident and be covered by the government health insurance plan of your Canadian province or territory of residence for the entire duration of your trip. Family Coverage is not available when a medical questionnaire is required for any of the travellers. If any of the travellers do not meet these criteria, that traveller will need to complete a separate application for their own policy. Up to 6 travellers including yourself are permitted to be under a policy through our online application. To purchase additional coverage for groups of more than 6 people, please call our administrator at  1-833-962-1143 . Mailing Address: TD Life Insurance Company P.O. Box 1 TD Centre Toronto, Ontario M5K 1A2 TD Home and Auto Insurance Company P.O. Box 1 TD Centre Toronto, Ontario M5K 1A2

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TD Aeroplan Visa Infinite Privilege Review 2024: Is It Worth It?

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

NerdWallet Rating

NerdWallet CA

Best for: Travel enthusiasts who frequently fly Air Canada.

Anyone seeking a credit card that earns Aeroplan points and comes with luxurious travel perks will want to consider the TD Aeroplan Visa Infinite Privilege Card. Learn more about how we evaluate cards .

The TD Aeroplan Visa Infinite Privilege Card earns Aeroplan points with accelerated rates on dollars spent with Air Canada. The metal card carries a hefty annual fee but may be worthwhile for travel bugs seeking airport lounge access and comprehensive insurance coverage.  

TD® Aeroplan® Visa Infinite Privilege* Credit Card

• Annual Fee $599
• Interest Rates 20.99% / 22.99% 20.99% on purchases, 22.99% on cash advances.
• Rewards Rate 1.25x-2x Points Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®). Earn 1.5 points† for every $1 spent on eligible gas, grocery, travel and dining purchases. Earn 1.25 points† for every $1 spent on all other purchases made with your Card.
• Intro Offer Up to 85,000 Points Earn up to 85,000 Aeroplan points: Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card†. Earn an additional 40,000 Aeroplan points when you spend $10,000 within 180 days of Account opening†. Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $15,000 within 12 months of Account opening†. Account must be approved by June 3, 2024.
• Earn up to $2,900 in value† including up to 85,000 Aeroplan points (enough for a round trip to Honolulu†) and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.
• Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card†.
• Earn an additional 40,000 Aeroplan points when you spend $10,000 within 180 days of Account opening†.
• Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $15,000 within 12 months of Account opening†.
• Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®).
• Earn 1.5 points† for every $1 spent on eligible gas, grocery, travel and dining purchases.
• Earn 1.25 points† for every $1 spent on all other purchases made with your Card.
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.
• Global Airport Lounge Access†: Receive a complimentary membership to the Visa Airport Companion† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
• Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
• Travel Medical Insurance†: Up to $5 million of coverage for the first 31 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
• Trip Cancellation/Trip Interruption Insurance†: For Trip Cancellation coverage of up to $2,500 per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption coverage of up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
• Flight/Trip Delay Insurance†: Up to $1,000 in coverage per insured person if your flight/trip is delayed for over 4 hours.
• Delayed and Lost Baggage Insurance†: For delayed baggage over 4 hours, up to $1,000 of coverage per insured person for the purchase of essentials, such as clothing and toiletries. For lost baggage, up to $2,500 of coverage per insured person.
• Common Carrier Travel Accident Insurance†: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
• Save time at the border with NEXUS: Enroll for a NEXUS and once every 48 months get an application fee rebate (up to $100 CAD)†. Additional Cardholders can also take advantage of this NEXUS rebate.
• To be eligible, $150,000 annual personal income or $200,000 household annual income is required. Also, you must have a Canadian credit file and be a Canadian resident of the age of majority in the province or territory where you live.
• †Terms and conditions apply.
• This offer is not available for residents of Quebec.
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• Full review
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TD Aeroplan Visa Infinite Privilege vs American Express Aeroplan Reserve Card

• Rating methodology

TD Aeroplan Visa Infinite Privilege full review

The TD Aeroplan Visa Infinite Privilege Card is a travel rewards credit card that earns Aeroplan points. Points can be redeemed for flights, hotel stays, car rentals, merchandise, gift cards and more.

Benefits of the TD Aeroplan Visa Infinite Privilege

The TD Aeroplan Visa Infinite Privilege’s travel perks are its crown jewel. The card comes with unlimited Maple Leaf Lounge access across Canada and the U.S., priority boarding and baggage handling, discounted flight passes for travel companions, NEXUS rebates and more. 

» MORE: Best credit cards with airport lounge access

Drawbacks of the TD Aeroplan Visa Infinite Privilege

The $599 annual fee may be a dealbreaker for those considering the TD Aeroplan Visa Infinite Privilege Card. Another limiting factor? The steep annual income criteria. Applicants must have a personal annual income of at least $150,000 or an annual household income of at least $200,000 to qualify. 

Who should get the TD Aeroplan Visa Infinite Privilege?

Travellers and jet-setters who frequently fly with Air Canada stand to benefit most from the TD Aeroplan Visa Infinite Privilege Card. The card offers its highest earn rate on money spent on eligible Air Canada purchases, and some of its travel perks, like priority boarding and baggage handling, are only available on Air Canada flights.  

Is the TD Aeroplan Visa Infinite Privilege worth it?

The card carries a very hefty $599 annual fee that won’t make it a good fit for many consumers. However, the TD Aeroplan Visa Infinite Privilege Card may be worthwhile for those who frequently travel and fly Air Canada, as they will be best positioned to take advantage of this card’s numerous perks. 

TD Bank customer ratings

• Below average customer satisfaction: TD Canada Trust ranks 10th out of 13 in J.D. Power’s 2023 Canada Credit Card Satisfaction Study.
• Low Trustpilot rating: 1.4 out of 5 possible stars based on over 2,000 customer reviews, as of this writing.
• Poor Better Business Bureau rating: 1.25 out of 5 possible stars based on 80 customer reviews, as of this writing. 

TD Aeroplan Visa Infinite Privilege eligibility

Who qualifies for the td aeroplan visa infinite privilege.

To qualify for the TD Aeroplan Visa Infinite Privilege Card, you must:

• Be a Canadian resident.
• Be at least the age of majority for your province or territory.
• Have a personal annual income of at least $150,000 or an annual household income of at least $200,000. 

Approximate credit score needed for approval

Canadian credit card issuers rarely disclose required credit scores , which makes it hard to know your chances of approval when comparing credit cards. However, higher scores generally mean better chances of approval, and that’s true regardless of the type of credit you’re applying for. Want to learn more? Visit our “ What Credit Score is Needed for a Credit Card? ” page.

TD Aeroplan Visa Infinite Privilege rewards

Earn up to 85,000 Aeroplan points. 

• Get 20,000 points when you make your first purchase with your new card. 
• Get an additional 40,000 points when you spend at least $10,000 within your first six months of card membership. 
• Get a 25,000-point anniversary bonus when you spend at least $15,000 within the first year of card membership. 

Earn Aeroplan points at the following rates:

• 2 Aeroplan points per $1 spent on eligible Air Canada purchases.
• 1.5 Aeroplan points per $1 spent on groceries, gas, travel and restaurant purchases.
• 1.25 Aeroplan points per $1 spent on all other purchases.  

Points can be redeemed for flights, hotel stays, car rentals, merchandise, gift cards and more.

According to NerdWallet analysis, the average value of 1 Aeroplan point is 2.23 cents. That means that the TD Aeroplan Visa Infinite Privilege’s welcome offer of 85,000 Aeroplan points is worth about $1,896, depending on how you redeem your points. But this card’s true value resides in its travel perks. 

The TD Aeroplan Visa Infinite Privilege Card offers a slew of luxurious benefits. Cardholders get unlimited Maple Leaf Lounge access across Canada and the United States — a membership that would cost at least $375 annually to purchase outright. And the airport lounge access doesn’t end there. Cardholders receive an additional six airport lounge passes annually via the Visa Airport Companion Program for access to over 1,200 airport lounges worldwide.

The TD Aeroplan Visa Infinite Privilege Card also offers access to NEXUS rebates of up to $100 every two years.

The card comes with robust travel insurance, as well, including up to $5 million of travel medical coverage per insured person per trip. The extensive insurance could prove valuable if it ever needs to be put to use.

Point value breakdown

NerdWallet searched more than 75 flights in 2021 and 2022 to determine the average value for Air Canada flights. Based on our analysis, the average value of 1 Aeroplan point is worth 2.23 cents.

More specifically, you can expect to get around:

• 1.69 cents in value per Aeroplan point for economy class awards on Air Canada flights.
• 2.81 cents in value per Aeroplan point for business class awards on Air Canada flights.

How to apply for the TD Aeroplan Visa Infinite Privilege

The application process for the TD Aeroplan Visa Infinite Privilege Card can be completed online by visiting TD Bank’s website:

• Navigate to the TD Aeroplan Visa Infinite Privilege Card’s page and select Apply online.
• Review the card’s terms and conditions and select I Agree to continue. 
• Enter your full name, date of birth, phone number, email address and residential address.
• Tell TD Bank more about your employment status and finances, including your annual income and residential status.  
• Review your information and submit your application.

If you want a metal credit card that earns Aeroplan points, the TD Aeroplan Visa Infinite Privilege is far from your only option. For instance, the American Express Aeroplan Reserve Card charges the same annual fee ($599) and comes with comparable benefits, but it earns Aeroplan points at a higher rate.

Having trouble deciding? Check out our review of the American Express Aeroplan Reserve Card .

Reasons you might want a different card

The TD Aeroplan Visa Infinite Privilege Card may not be a practical fit if:

• You don’t fly Air Canada often.
• You want to earn a different type of reward, like cash back or Air Miles . 
• You want a credit card with no annual fee .

TD Aeroplan Visa Infinite Privilege facts

Rating methodology.

NerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation methodology include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.

About the Author

Shannon Terrell is a lead writer and spokesperson for NerdWallet, where she writes about credit cards and personal finance. Previously, she was a writer, editor and video host for financial…

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Aeroplan vs. Air Miles: Differences and Alternatives

Aeroplan is usually an ideal choice for those who want to use points for Air Canada flights, while Air Miles is a better choice for those who want flexible point redemption options.

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The best Aeroplan credit cards in Canada earn points for Air Canada’s loyalty program on every purchase. Aeroplan points have an average value of 2.23 cents per point.

Unraveling The Secrets Of Redeeming Td Visa Infinite Travel Points

• Last updated May 04, 2024
• Difficulty Beginner

• Category Travel

Are you a frequent traveler who loves to earn and redeem travel points? If so, you won't want to miss out on the secrets to unlocking the full potential of TD Visa Infinite Travel Points. In this article, we will delve into the fascinating world of redeeming these valuable points, uncovering tips, tricks, and strategies that will take your travel experiences to new heights. So, whether you're planning a dream vacation or simply looking to maximize your rewards, get ready to unravel the secrets of redeeming TD Visa Infinite Travel Points.

What You'll Learn

Introduction to td visa infinite travel points redemption, step-by-step guide to redeeming td visa infinite travel points, tips and tricks for maximizing the value of your td visa infinite travel points, common mistakes to avoid when redeeming td visa infinite travel points.

TD Visa Infinite is a credit card that offers a variety of benefits, including a rewards program that allows you to earn travel points with every purchase. These travel points can be redeemed for a wide range of travel-related expenses, such as flights, hotels, and rental cars. If you're new to the TD Visa Infinite rewards program, this guide will give you a quick and easy overview of how to redeem your travel points.

Step 1: Understand Your Travel Points Balance

Before you can start redeeming your travel points, it's important to know how many points you have available. You can check your points balance on the TD Visa Infinite website or by calling the TD customer service helpline. This will give you an idea of how many points you have to work with when planning your travel redemption.

Step 2: Choose Your Travel Option

TD Visa Infinite offers several options for redeeming your travel points. You can choose to book travel directly through the TD travel portal, which gives you access to a wide range of flights, hotels, and rental cars. Alternatively, you can choose to book your travel independently and use your travel points to offset the cost of your expenses. It's worth comparing prices and options to see which method offers the best value for your travel points.

Step 3: Book Your Travel

Once you've chosen your travel option, it's time to book your trip. If you're booking through the TD travel portal, simply log in to your TD Visa Infinite account and follow the prompts to search for and book your desired travel. The website is user-friendly and intuitive, allowing you to search by destination, date, and other preferences. If you're booking independently, you'll need to use your travel points to offset the cost of your expenses. To do this, make the travel arrangements as you normally would, and then contact the TD customer service helpline to arrange for the points to be applied to your purchase. Make sure to keep any receipts or documentation of your expenses for future reference.

Step 4: Enjoy Your Trip

Once you've booked your travel, all that's left to do is enjoy your trip! Whether you're jetting off to an exotic destination or enjoying a weekend getaway closer to home, your TD Visa Infinite travel points have helped make your trip more affordable. Remember to take advantage of any additional benefits offered by your TD Visa Infinite card, such as travel insurance or lounge access, to enhance your travel experience even further.

In conclusion, redeeming TD Visa Infinite travel points is a simple and straightforward process. By understanding your points balance, choosing your travel option, booking your trip, and enjoying your adventure, you can make the most of the rewards program and get the most value out of your travel points. So start planning your next trip and let your TD Visa Infinite rewards take you there!

The Role of Travel Agencies in Submitting Visa Applications

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If you're a frequent traveler, chances are you have accumulated a significant number of TD Visa Infinite travel points. These points can be a valuable asset when it comes to booking flights, hotels, and other travel-related expenses. However, if you're new to the world of travel rewards, you may be wondering how exactly you can redeem your TD Visa Infinite travel points. In this step-by-step guide, we'll walk you through the process of redeeming your points and getting the most out of your travel rewards.

Step 1: Log in to your TD Visa Infinite online account

The first step in redeeming your TD Visa Infinite travel points is to log in to your online account. This can usually be done by visiting the TD Canada Trust website and selecting the "Log In" option. Once you're logged in, you'll be able to access your account information, including your travel points balance.

Step 2: Explore your redemption options

Once you're logged in to your account, take some time to explore the different redemption options available to you. TD Visa Infinite offers a variety of ways to redeem your travel points, including booking flights, hotels, rental cars, and even cruises. Take a look at the different options and decide which one best suits your travel needs.

Step 3: Choose your redemption method

Once you've decided on the type of travel you want to redeem your points for, it's time to choose your redemption method. TD Visa Infinite offers two main options for redeeming your travel points: booking through the TD Travel Rewards Centre or booking on your own and then redeeming your points for a statement credit. The choice is ultimately up to you, but it's worth noting that booking through the TD Travel Rewards Centre often offers additional benefits, such as access to exclusive deals and promotions.

Step 4: Make your redemption

Once you've decided on your redemption method, it's time to make your redemption. If you choose to book through the TD Travel Rewards Centre, simply follow the prompts on the website to search for and book your desired travel arrangements. If you choose to book on your own and redeem your points for a statement credit, you'll need to make the travel arrangements yourself and then contact TD Visa Infinite to request the credit. This can usually be done by calling the customer service number on the back of your card.

Step 5: Enjoy your travel rewards

After you've made your redemption, all that's left to do is enjoy your travel rewards! Whether you're jetting off to an exotic destination or enjoying a relaxing staycation, your TD Visa Infinite travel points can help make your travel dreams a reality. Take advantage of any additional perks or benefits that come with your redemption, such as travel insurance or airport lounge access, to maximize your travel experience.

In conclusion, redeeming your TD Visa Infinite travel points is a straightforward process that can be done through your online account. By following these step-by-step instructions, you'll be able to make the most of your travel rewards and enjoy incredible experiences around the world. So start planning your next adventure and get ready to embark on a journey you'll never forget!

When Should I Obtain a Visa Before Traveling to China?

If you have a TD Visa Infinite credit card, you have the opportunity to earn and redeem travel points that can make your vacations more affordable. However, it's important to know how to maximize the value of these points in order to get the most out of your credit card rewards. Here are some tips and tricks for redeeming your TD Visa Infinite travel points effectively:

• Understand the Value of Your Points: The first step in maximizing the value of your TD Visa Infinite travel points is to understand how much they are worth. TD Visa Infinite travel points are typically worth around $0.005 per point when redeemed for travel. This means that if you have 10,000 points, they are worth approximately $50 towards travel expenses.
• Book Through the TD Rewards Website: The TD Rewards website is the easiest and most convenient way to redeem your TD Visa Infinite travel points. Simply log in to your account, select the "Book Travel" option, and follow the prompts to search for flights, hotels, and other travel accommodations. The website will show you the number of points required for each booking, as well as the cash value of those points.
• Take Advantage of TD Special Offers: TD occasionally offers special promotions and deals that allow you to get more value out of your TD Visa Infinite travel points. Keep an eye out for these offers and take advantage of them when they are available. For example, TD may offer discounted rates on certain flights or hotels, which means you can redeem fewer points for the same booking.
• Consider Transferring Points to Partners: TD Visa Infinite travel points can also be transferred to TD's travel partner programs, such as Aeroplan or Avios. Transferring your points to these programs can potentially increase their value, as partner programs often have redemption options that offer better value than the TD Rewards website. However, it's important to do some research before transferring your points to ensure that you are getting the best value possible.
• Combine Points with Other TD Credit Cards: If you have multiple TD credit cards, you can combine the points earned on each card to maximize your overall rewards. For example, if you have a TD Visa Infinite card and a TD Cash Back Visa card, you can transfer the cash back rewards from the Cash Back card to your Visa Infinite card and then redeem them as travel points. This will effectively increase the number of travel points you have available to redeem.
• Be Flexible with Your Travel Plans: Flexibility is key when it comes to maximizing the value of your TD Visa Infinite travel points. Being flexible with your travel dates and destinations can allow you to find the best deals and book at the lowest point redemption rates. It's also worth checking different airlines and hotels to compare prices and point requirements.
• Pay Attention to Point Expiry: TD Visa Infinite travel points do not expire as long as your account is open and in good standing. However, if you cancel your card or it is closed for any reason, you may lose your points. Therefore, it's important to be mindful of your account and ensure that you use your points before any potential changes to your credit card status.

By following these tips and tricks, you can maximize the value of your TD Visa Infinite travel points and enjoy more affordable vacations. Whether you're looking to book a flight, reserve a hotel room, or plan an entire travel itinerary, these tips will help you get the most out of your credit card rewards. Happy redeeming!

How to Redeem TD Visa Travel Points: A Step-by-Step Guide

The TD Visa Infinite Card is one of the most popular travel credit cards in Canada, offering a range of benefits including access to a wide array of travel rewards. However, redeeming travel points can sometimes be confusing, and many cardholders make mistakes that prevent them from maximizing their rewards. To ensure you get the most value out of your TD Visa Infinite travel points, here are some common mistakes to avoid when redeeming them:

• Not taking advantage of promotional offers: TD Visa Infinite often runs promotional offers that can help you earn extra points or get discounted travel deals. Make sure to regularly check their website or sign up for email updates to stay informed about any ongoing promotions. Failing to take advantage of these offers means you're leaving potential rewards on the table.
• Using your points for merchandise or cash back: While TD Visa Infinite allows you to redeem your travel points for merchandise or cash back, these options typically provide far less value compared to using your points for travel. The best way to maximize the value of your points is by using them for flights, hotels, car rentals, or other travel-related expenses.
• Not considering the redemption rate: Different types of travel rewards may have varying redemption rates. For example, redeeming your points for a flight might offer a higher value compared to using them for a hotel booking. Before finalizing your redemption, always compare the redemption rates for different types of rewards to ensure you're getting the best value for your points.
• Ignoring blackout dates and restrictions: Some travel reward programs, including TD Visa Infinite, may have blackout dates or restrictions on certain flights or hotels. Before making any travel plans, make sure to check if there are any limitations on when and where you can use your points. Being aware of these restrictions will save you from any disappointments or inconveniences when you try to book your desired travel.
• Overspending your points: While it's great to use your points for travel, it's important to avoid overspending them. Don't be tempted to redeem more points than necessary for a particular booking if it's possible to get a similar deal with fewer points. Always compare the actual price of the travel booking with the number of points required to ensure you're getting a good value for your redemption.
• Not combining points with cash: TD Visa Infinite allows you to use a combination of points and cash for your travel bookings. This can be a great way to stretch your points and cover any additional costs that may exceed the value of your points. Consider using a combination of points and cash when the redemption rate for a certain booking is not as favorable as you'd like it to be.
• Forgetting about travel insurance benefits: In addition to travel rewards, TD Visa Infinite offers travel insurance benefits like trip cancellation insurance, emergency medical insurance, and lost baggage insurance. If you're already redeeming your points for a travel booking, make sure to review and take advantage of any applicable travel insurance coverage. This can save you money and provide peace of mind during your trip.

Avoiding these common mistakes will help you make the most of your TD Visa Infinite travel points and ensure you get the best possible value when redeeming them. By staying informed about promotional offers, understanding redemption rates, and being aware of any restrictions or limitations, you can enjoy the full benefits of your travel rewards and enhance your travel experiences.

Exploring the Possibility: Traveling to the US While Waiting for a K1 Visa

Frequently asked questions.

To redeem your TD Visa Infinite travel points, you can visit the TD Rewards website or contact TD Visa customer service. You can also redeem your points through the TD app or by visiting a TD branch.

Yes, you can use your TD Visa Infinite travel points to book flights. You can either book directly through the TD Rewards website or transfer your points to a frequent flyer program to book flights.

To transfer your TD Visa Infinite travel points to a frequent flyer program, you will need to log in to your TD Rewards account and select the option to transfer points. You will then need to provide your frequent flyer program information and the number of points you wish to transfer.

Yes, you can redeem your TD Visa Infinite travel points for hotel stays. You can either book directly through the TD Rewards website or use the points to purchase a hotel gift card or voucher. Some hotel partners may also allow you to transfer your points directly to their loyalty program.

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• Credit cards

Head-to-Head: American Express Cobalt Card vs. TD Aeroplan Visa Infinite Card

American Express Canada and TD Canada Trust each offer a credit card that can be used to earn Aeroplan points directly or indirectly:

American Express Cobalt ® Card

• TD ® Aeroplan ® Visa Infinite Card

These are two basic cards that we often recommend, when a person wants to get points easily.

So, we will analyze what are the main differences between these credit cards on:

Welcome bonus

Minimum income, earning points.

• Using points
• Travel Insurance

The welcome bonus offered by each of these credit cards varies according to promotions. However, there are differences to be aware of between the two credit cards.

When you subscribe to the American Express Cobalt ® Card , you can earn up to 15,000 points :

• 1,250 points per month for the first 12 months (monthly expenses of $750 or more)

With this welcome offer for the TD ® Aeroplan ® Visa Infinite* Card , you can earn up to 50,000 Aeroplan points .

Here’s how:

• 10,000 Aeroplan points after first purchase
• 20,000 Aeroplan points , if you spend $6,000 within 180 days of account opening
• 20,000 Aeroplan points when you spend $10,000 within 12 months of account opening

Based on our valuation of Aeroplan points (2 cents per point), this Welcome Bonus is worth approximately $1,000 .

Advantage : TD Aeroplan Visa Infinite Card

With the TD ® Aeroplan ® Visa Infinite* Card , you earn up to 30,000 Aeroplan points after six months by spending $6,000 .

To get the whole American Express Cobalt ® Card welcome bonus, you need to spend $9,000 in the first year ( $750 per month spread over 12 months to get the 15,000 points).

The American Express Cobalt ® Card requires no minimum income.

The TD ® Aeroplan ® Visa Infinite* Card requires a minimum personal income of $60,000 or $100,000 annual household income.

Advantage: American Express Cobalt Card

The American Express Cobalt ® Card requires no minimum income, unlike the TD ® Aeroplan ® Visa Infinite* Card.

The American Express Cobalt ® Card has a monthly fee of $12.99, charged on each monthly statement. At the end of 12 months, the total is $155.88 .

The TD ® Aeroplan ® Visa Infinite* Card has an annual fee of $139.

The TD ® Aeroplan ® Visa Infinite* Card annual fee is lower than the American Express Cobalt ® Card .

The American Express Cobalt ® Card and the TD ® Aeroplan ® Visa Infinite* Card each offer different levels of point accumulation.

With the American Express Cobalt ® Card , you can earn 5 points per dollar of purchases for:

• Food delivery
• Convenience stores

3 points per dollar of purchases for streaming services (Apple TV+, Apple Music, Crave, Disney+, Netflix, RDS, TSN, etc)

2 points per dollar of purchases in :

• Gas stations
• Travel purchases

1 point per dollar for the rest.

With the TD MD Aeroplan MD Visa Infinite* Card, the maximum points earned are 1.5 points per dollar for purchases:

• Grocery purchases
• Gas purchases
• Air Canada and Air Canada Vacations purchases

1 point per dollar on all other purchases.

It’s easy: the American Express Cobalt ® Card surpasses most other credit cards with its 5 points-per-dollar grocery accumulation.

Don’t forget the possibility of buying gift cards at CircleK convenience stores with it: you earn 5 points per dollar , even for Walmart, Amazon , Sports Experts, Canadian Tire, etc. gift cards !

Even for travel and gas purchases, it is the best with 2 points per dollar .

The Membership Rewards points from the American Express Cobalt ® Card can be transferred 1:1 into Aeroplan points.

Redeeming points

Both cards are part of different loyalty programs:

• Aeroplan points for the TD ® Aeroplan ® Visa Infinite* Card
• American Express Membership Rewards for American Express Cobalt ® Card

Thus, the ways of using the points are different.

With the American Express Cobalt ® Card , you can apply Membership Rewards points to travel purchases charged to the card.

The redeeming rate is 1,000 points = $10 .

It is necessary to redeem at least 1,000 points (minimum $10); after that, it will be in increments of 1 cent per point.

With the TD ® Aeroplan ® Visa Infinite* Card , it’s different. Each month, Aeroplan Points earned on purchases are automatically credited to the cardholder’s Aeroplan account.

According to Aeroplan rules, Aeroplan points cannot be transferred to other reward programs. They remain in the Aeroplan account.

Then, to use your Aeroplan points, you must book your flight on the Air Canada website.

Thanks to the great flexibility of the American Express Cobalt ® Card and Membership Rewards points, they can be used in many ways. Points can be used for travel purchased on the card:

• Rental cars
• Airbnb rental

For everyday shopping

With the American Express Cobalt ® Card , you can apply Membership Rewards points to everyday purchases charged to the card.

You need to redeem a minimum of 1,000 points (i.e., a minimum of $10).

With the TD ® Aeroplan ® Visa Infinite* Card , Aeroplan points cannot be used to pay for everyday purchases.

A backdoor way would be to use Aeroplan points to buy gift cards (Costco, Petro-Canada, The Bay, Walmart) on the Aeroplan eStore . However, for someone who wants to maximize their points, this is not an ideal choice.

The American Express Cobalt ® Card ‘s flexible Membership Rewards points are simply the best use of both cards.

Transfers to other programs

With the American Express Cobalt ® Card , you can use its points:

• to save on flights via the American Express fixed price schedule
• for points transfers to partners : Aeroplan, British Airways Executive Club, Air France KLM Flying Blue, Delta SkyMiles, Etihad Guest, Asia Miles, Marriott Bonvoy and Hilton Honors

With the TD ® Aeroplan ® Visa Infinite* Card , Aeroplan points remain in the Aeroplan program. Therefore, they cannot be transferred.

Other benefits

With the American Express Cobalt ® Card you can also enjoy :

• Various promotional offers (which can offset the monthly fee)
• Access to exclusive presale Front Of The Line ® tickets to concerts and plays through American Express ® Experiences
• From Amazon ’s Shop With Points program
• Hotel reservations at The Hotel Collection with specific perks

With the TD ® Aeroplan ® Visa Infinite* Card , you’ll get the following benefits:

• Free first checked bag for you and up to 8 people travelling on the same reservation
• Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in net purchases
• $100 statement credit every 4 years for NEXUS enrollment or renewal fees
• Access to Visa Infinite Privilege (concierge, luxury hotel collection, vineyard tours, additional travel privileges)
• Optional TD Auto Club membership (roadside assistance)
• Many promotions with Aeroplan ( Aeroplan points rebates , discounts on flights , credits or Aeroplan points to the account, link your account with Starbucks )

Advantage: TD ® Aeroplan ® Visa Infinite* Card

For its wide range of travel benefits, the TD ® Aeroplan ® Visa Infinite* Card is unbeatable in this respect. For a person travelling with Air Canada, the benefits are saving and making the annual fee more cost-effective each year.

With the TD ® Aeroplan ® Visa Infinite* Card, you benefit from additional or more generous cover than with the American Express Cobalt ® Card .

What’s more, it requires 75% of travel purchases to be charged to the card, whereas the American Express Cobalt ® Card requires the entire trip to have been charged to it.

If you want a credit card that covers your travel, even when a tiny fraction of it has been charged to it, I advise you in this article: The Best Credit Cards for Travel Insurance with Rewards Points .

Bottom Line

So? Who is the winning card?

The American Express Cobalt ® Card is the perfect way to do whatever you want with your points without breaking the bank! In addition, it stands out with:

• His best and fastest point accumulation on grocery store purchases
• Its lack of a minimum income requirement
• Its use of points on anything you want
• The ability to transfer points to several other loyalty programs

While the TD ® Aeroplan ® Visa Infinite* Card stands out thanks to:

• Generous welcome offer
• Comprehensive travel insurance
• First checked bag free for you and up to 8 other travellers on the same reservation

• Credit Card - Comparisons

All posts by Caroline Tremblay

Suggested Reading

TD and the Blue Jays™ team up to offer eligible TD Credit Cardholders exclusive perks at 2024 regular season home games

5 minute read

Eligible TD Credit Cardholders get 10% back as a statement credit on eligible concessions and exclusive ballpark entry through Priority Line Access at gate 6A

TORONTO , April 29, 2024 /CNW/ - It's time to play ball, Canada ! Now that the Blue Jays are back in full swing, and thanks to our ongoing sponsorship, TD Bank Group (TD) is offering eligible TD Credit Cardholders extra perks to help enjoy the season.

Eligible TD Credit Cardholders will get 10% back as a statement credit † on eligible concession purchases at Rogers Centre TM during 2024 Blue Jays regular season home games. This includes food and beverage concessions purchased on-site.

Eligible TD Credit Cardholders will also get Priority Line Access at gate 6A at Rogers Centre* during 2024 Blue Jays regular season home games. This gives eligible TD Credit Cardholders, plus a guest and any accompanying minors, exclusive ballpark entry access just by showing their eligible TD Credit Card and game day ticket at the gate.

"Whether it's arriving at the ballpark early to watch players warm up or sharing a meal with friends, there's nothing quite like those memories made at the baseball game. That's why, here at TD, we want to make these special moments even more memorable for our customers and their families and friends by offering them exclusive perks to enjoy at 2024 Blue Jays regular season home games," said Meg McKee , Senior Vice President, Canadian Card Payments, Loyalty and Personal Lending, TD. "Plus, the refreshed TD Park Social space in the Outfield District gives fans of any age a special place to connect, enjoy games, fantastic eats, and a great view of the action."

There are plenty of opportunities for fans to make the most of these perks and create special memories at the ballpark this season with an incredible lineup that includes long weekends, highly anticipated team matchups, and special events. The schedule has something for every fan, with many TD-presented Blue Jays theme nights, including Cricket Night at the Park ( May 10 ), Pride Night ( June 14 ), and Fan Appreciation Weekend ( Sept. 27-29 ).

"We are constantly looking for new and innovative ways to elevate the Blue Jays fan experience, especially for fans who cheer on the team at Rogers Centre," said Mark Ditmars , Vice President, Partnerships, Toronto Blue Jays. "With dozens of special events and moments to look forward to this season, we are pleased to offer TD customers faster and more streamlined access to the game they love as well as unique spaces and perks to make their experience even more memorable with family and friends."

To learn more and for full offer terms and conditions about these exclusive TD Credit Cardholder perks, visit TDBlueJaysFanOffer.td.com .

Let's Go Blue Jays!

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group ("TD" or the "Bank"). TD is the sixth largest bank in North America by assets and serves over 27.5 million customers in four key businesses operating in a number of locations in financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust and TD Auto Finance Canada; U.S. Retail, including TD Bank, America's Most Convenient Bank®, TD Auto Finance U.S., TD Wealth (U.S.), and an investment in The Charles Schwab Corporation; Wealth Management and Insurance, including TD Wealth ( Canada ), TD Direct Investing, and TD Insurance; and Wholesale Banking, including TD Securities and TD Cowen. TD also ranks among the world's leading online financial services firms, with more than 17 million active online and mobile customers. TD had $1.91 trillion in assets on January 31, 2024 . The Toronto-Dominion Bank trades under the symbol "TD" on the Toronto and New York Stock Exchanges.

SOURCE TD Bank Group

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The Chase Sapphire Reserve Will No Longer Offer Priority Pass Restaurant Access

Vault’s viewpoint.

• The Chase Sapphire Reserve, a premium travel rewards credit, includes a complimentary Priority Pass Select membership, providing free access to participating Priority Pass airport lounges worldwide.
• Beginning July 1, 2024, the Chase Sapphire Reserve will no longer offer the Priority Pass restaurant benefit, which provided credits to help cover the cost of food and drinks at participating restaurants.
• Credit Cards that still offer the Priority Pass restaurant benefit include the Bank of America® Premium Rewards® Elite Credit Card and Capital One Venture X Business.

What Is Priority Pass

Priority Pass is a program that provides its members access to participating airport lounges worldwide. Airport lounge access is complimentary for many members, but some Priority Pass membership tiers require members to pay a per-visit fee.

You can become a member after paying an annual fee or get membership perks with the right travel credit card in your wallet. Some of the best premium travel credit cards include a Priority Pass Select membership as a cardholder perk.

This membership provides complimentary access for the cardholder, authorized users and a set number of guests. For example, the Chase Sapphire Reserve allows cardholders to visit participating lounges and bring up to two guests for free per lounge visit.

What are airport lounges like? The quality of airport lounges can vary. But it’s not uncommon for snacks, drinks and alcohol to be available for free in Priority Pass lounges. Travelers can also enjoy comfortable seating, Wi-Fi access and outlets to charge their electronic devices.

If you fly often, an airport lounge membership can save you money on food costs and provide a more comfortable place to relax before your flight departs. This valuable credit card perk can benefit frequent flyers who want to stretch their vacation and travel budgets further.

Chase Sapphire Reserve Cardholders to Lose the Priority Pass Restaurant Benefit

Beginning July 1, 2024, Chase Sapphire Reserve cardholders enrolled in the Priority Pass Select program will no longer have Priority Pass restaurant access.

With this valuable perk, members typically get a dining credit of up to $30 per person depending on the participating restaurant (or $60 if bringing a guest) to spend at participating airport restaurants. There are currently over 35 restaurants and eateries in this program. Chase will also remove this perk from two other cards: the J.P. Morgan Reserve Credit Card and the Ritz-Carlton Credit Card.

Is the Chase Sapphire Reserve Still Worth It?

The Chase Sapphire Reserve is still worth it if you can benefit from all the other perks the card offers. This includes:

• Generous rewards on purchases in select bonus categories
• $300 annual travel credit
• Airport lounge access
• Up to $100 Global Entry, TSA Precheck or NEXUS application fee credit
• The Edit℠ amenities (previously The Luxury Hotel & Resort Collection)
• Extensive travel protections

These Credit Cards Still Provide Priority Pass Restaurant Access

If you’re looking to swap out your Chase Sapphire Reserve® credit card with another travel credit card, the following cards still include Priority Pass restaurant access:

Bank of America® Premium Rewards® Elite Credit Card

The Bank of America® Premium Rewards® Elite Credit Card offers elevated rewards for spending in select bonus categories. It also includes valuable travel perks, including a Priority Pass Select membership for up to four people and restaurant access. When using their rewards points to book airfare, cardholders qualify for a 20% discount.

Capital One Venture X Business

The Capital One Venture X Business is another credit card with Priority Pass airport lounge perks, including access to participating restaurants. This premium business travel credit card has a generous welcome offer for cardholders meeting minimum spending requirements. If you value flexible redemption options, you’ll appreciate being able to redeem your credit card rewards for travel in several ways, including transferring your rewards to select airline and hotel partners.

UBS Visa Infinite Credit Card

The UBS Visa Infinite Credit Card is another premium travel credit card that still includes Priority Pass Select membership airport restaurant and airport lounge perks. It also offers valuable annual credits, travel insurance benefits, and rewards in select bonus categories.

The post The Chase Sapphire Reserve Will No Longer Offer Priority Pass Restaurant Access first appeared on Newsweek Vault .