bharat bhraman travel insurance brochure

• English English
• தமிழ் தமிழ்
• বাংলা বাংলা
• മലയാളം മലയാളം
• ગુજરાતી ગુજરાતી
• हिंदी हिंदी
• मराठी मराठी
• Business Business
• बिज़नेस बिज़नेस
• Insurance Insurance

The Financial Express

• SRH vs LSG Live Score
• Lok Sabha Polls Voting Live
• Q4 Result Live Updates
• CBSE 10th ,12th Results Live Updates
• HP Board 10th Result Live Updates
• Stock Market LIVE
• Mutual Funds
• Stock Market Stats
• Gold Rate Today
• Top Indices Performance
• cbse.nic.in Result Live Updates
• WB HS Class 12th Results Live Updates
• wbresults.nic.in Live Updates
• Kerala SSLC 10th Result Live Updates
• kseab.karnataka.gov.in Direct Link Live Updates
• CGBSE CG Board 10th, 12th Result Live Updates
• Loksabha Election
• Budget 2024
• Stock Market Quotes
• Mutual Fund
• Stock Stats
• Top Gainers
• CaFE Invest
• Investing Abroad
• Gold Rate in India
• Silver Rate in India
• Petrol Rate in India
• Diesel Rate in India
• Express Mobility
• Banking & Finance
• Travel & Tourism
• Brand Wagon
• Entertainment
• Web Stories
• Auto Web Stories
• Infographics
• Today’s Paper
• International
• Edits & Columns
• Personal Finance Print
• PRIVACY POLICY
• TERMS AND CONDITIONS

Bajaj Allianz General Insurance launches ‘Bharat Bhraman’ plan

Private sector non-life insurer bajaj allianz general insurance has launched domestic travel insurance plan, bharat bhraman, for travels outside as well as within a city..

Private sector non-life insurer Bajaj Allianz General Insurance has launched domestic travel insurance plan, Bharat Bhraman, for travels outside as well as within a city.  The policy offers mandatory personal accident (PA) cover for all public as well as private modes of transport such as bus, train, flight, taxi, cab service by e-commerce aggregators, personal car, two-wheeler or even bicycle.  The sum insured ranges from Rs 50,000 to Rs 10 lakh.

Minimum premium for an annual plan with mandatory PA cover of Rs 50,000 and all add-ons including adventure sports cover will cost Rs 2,078 while the maximum premium in case the customer opts for PA cover of Rs 10 lakh with all add-ons except adventure sports will be Rs 3,365.  The premium for a per trip plan will cost less than Rs 5 while for a 1-2 day travel the premium will be in the range of Rs 20-Rs 50 depending on the add-on covers opted by customers.

Private sector non- life insurer Bajaj Allianz General Insurance has launched domestic travel insurance plan, Bharat Bhraman, for travels outside as well as within a city.

You may also like to watch:

“Bharat Brahman offers customers a wide range of customisable covers at an extremely affordable price and covers every possible mode of transport,” Tapan Singhel, managing director and chief executive, Bajaj Allianz General Insurance said.  An individual can take cover for a particular mode of transport or multiple modes of transport and can also choose the tenure which could be for a trip, for a single day or multiple number of days depending upon the length of travel. Alternatively frequent travellers can opt for an annual cover.

Apart from the mandatory personal accident cover, the policy also offers 17 optional covers which includes adventure sports cover, home burglary cover, trip cancellation or curtailment cover. Besides, the policy also includes features like missed connection or loss of baggage.

Get live Share Market updates, Stock Market Quotes , and the latest India News and business news on Financial Express. Download the Financial Express App for the latest finance news.

Related News

GIFT Nifty predicts lacklustre opening for Indian equity indices on Thursday, with FMCG and auto stocks in focus. Key earnings to watch include Tata Power, Larsen & Toubro, Hero MotoCorp, TVS Motors, BSE, Godrej Properties, Reliance Industries, HDFC Life, NTPC, Bank of Baroda, and Wipro. Despite meeting estimates, Q4 earnings show a moderating trend. SBI, Asian Paints, PNB.

Photo Gallery

4 Arvind Kejriwal’s wife Sunita quits govt: What we know so far

9 Rs 50, Rs 200, Rs 500 and Rs 2000 notes images: Here are the new currency notes released by RBI

21 Anubhuti coaches with aircraft-like features to replace Shatabdi 1st-AC Executive chair cars; 20 amazing facts

Latest News

How studying abroad opens the door to a world of endless possibilities

Venturi Partners invests $27 million in Navneet Learning’s K12 Techno Services

TMC moves EC after ‘sting operation’ claims Sandeshkali rape charges ‘fabricated’ at Suvedu Adhikari’s behest

Reddit shares soar as earnings show advertising, AI licensing revenue potential

CGBSE Result 2024: Chhattisgarh Board declares Class 10th, 12th Results at cgbse.nic.in; Check toppers list, pass percentage here

Trending topics.

• IPO’s Open and Upcoming 15
• Stock Analysis
• Financial Literacy
• NSE Top Gainers 505
• NSE Top Losers 1986
• BSE Top Gainers 1113
• BSE Top Losers 2798
• NSE 52-Week High 73
• NSE 52-Week Low 20
• BSE 52-Week High 157
• BSE 52-Week Low 35
• NSE Price Shocker
• NSE Volume Shocker
• BSE Price Shocker
• BSE Volume Shocker
• NSE Sellers
• BSE Sellers
• Silver Rate Today
• Petrol Rate Today
• Diesel Rate Today

404 Not found

Easily Organize, Claim and Renew Insurance!

Know About Car Insurance

Compare Car Insurance

Know about Car Insurance

• Third Party Car Insurance
• Comprehensive Car Insurance
• Standalone Own Damage Car Insurance
• Zero Depreciation Car Insurance
• Taxi Car Insurance
• Used Car Insurance

Insurance Knowledge

• Car Insurance Companies
• Car Insurance Premium Calculator
• Car Insurance Claim Process
• Buy, Compare or Renew Car Insurance
• Cashless Garage
• Car Insurance Blogs

Read Our Blogs

Find Advisor

Know About Bike Insurance

Compare Bike Insurance

Know about Bike Insurance

• Third Party Bike Insurance
• Comprehensive Bike Insurance
• Zero Depreciation Bike Insurance
• Add On Cover
• Stand Alone Own Damage
• Bike Insurance Companies
• Bike Insurance Claim Process
• Bike Insurance Premium Calculator
• Buy, Compare & Renew Bike Insurance
• Bike Insurance Blogs

Know About Health Insurance

Compare Health Insurance

Know about Health Insurance

• Health Insurance Plans
• Family Health Insurance Plans
• Senior Citizen Health Insurance
• Critical Illness Insurance
• Mediclaim Policy
• Coronavirus Health Insurance
• Health Insurance Tax Benefit
• Health Insurance Companies
• Health Insurance Claim Process
• Buy, Compare or Renew Health Insurance
• Health Insurance Blogs

Know About Life Insurance

Compare Life Insurance

Know about Life Insurance

• Term Insurance Policy
• Money Back Policy
• Endowment Policy
• Life Insurance Companies
• Life Insurance Premium Calculator
• Compare & Buy Life Insurance plan
• Human Life Value Calculator
• Life Insurance Riders
• Life Insurance Blogs

Raise A Claim

Travel Insurance Guide in India – Everything You Need To Know

Going on a trip is a joyous experience for all. You get to take a break from your routine life and relax. You also get to bond with your loved ones as you spend some quality time with them. Moreover, the thrill of exploring new places is also exhilarating. That is why everyone loves to travel and a vacation is planned with great excitement and enthusiasm. But what if your perfectly planned trip goes awry.

Uncertainties cannot be predicted. What you believe to be a relaxing holiday can become stressed when any unforeseen emergency strikes you. When that happens, you not only get mental stress but financial stress too. When you are travelling to an unknown place and if you face unexpected contingencies, finding help in an unknown land might prove difficult. Moreover, it would also incur additional financial expenses which might overshoot your travel budget and cause a financial strain. Would you be able to handle the strain yourself? What about emergency medical hospitalisation abroad? Would you be able to meet the expensive costs from your own pockets?

Travelling is fraught with risks and that is why a travel insurance plan is recommended to cover your trips. Though the plan is essential to cover your trips, many of you don’t understand the concept of travel insurance and that is why you don’t invest in the plan. So, let’s understand what travel insurance is all about and why it is essential.

History of PLI India Post

The concept of Postal Life Insurance was first floated in the year 1884 when the Secretary of State to Her Majesty approved life insurance schemes for the employees of the post office. In the year 1888, the scheme expanded its scope and covered the employees of the Telegraph department as well. Later on, in the year 1894, female employees in the Postal and Telegraph departments were also covered under PLI which was a first in the history of insurance.

PLI India Post is the oldest life insurance company in India. Initially, the plans offered under Postal Life Insurance provided coverage of up to INR 4000 only. However, in recent times, the limit has increased. Nowadays, you can enjoy coverage of up to INR 50 lakhs in aggregate under different types of post insurance schemes.

What is travel insurance?

A travel insurance policy is one which covers the financial losses that you might suffer when you are travelling. Travel insurance plans cover you for the duration of your trip and help you meet with financial emergencies that you might face on such a trip.

Features of travel insurance

Here are some notable features which you can find in travel insurance policies –

• There are different types of travel insurance plans available in the market. Each type of plan caters to a particular type of trip that you are undertaking
• The sum insured is expressed in US Dollars and ranges from $25,000 to $500,000
• The coverage duration is the duration of your trip
• If you are travelling to Schengen countries, buying travel insurance would be a must
• The premiums for travel insurance policies are very low

Types of travel insurance plans in India

In India, you can find the following types of travel insurance policies for your travels

International travel insurance plans

These plans cover trips taken abroad. International travel insurance plans can also be further sub-divided into countries that they cover. There are plans which cover all countries except the USA and Canada and then there are those which cover all countries including USA and Canada. You can also find a specific plan for Asia, Japan and Schengen countries.

Domestic travel insurance plans

Contrary to international travel insurance plans, domestic travel insurance plans cover trips taken within India itself. You can travel anywhere in India and buy a domestic travel insurance plan for covering your travel risks.

Student travel insurance plans

Student travel insurance plans are those which cover students who are travelling abroad for higher education. These plans have some specific coverage benefits for such travelling students.

Senior citizen travel insurance plans

As the name suggests, senior citizen travel insurance plans are meant to cover senior citizens (individuals aged 60 years and above) when they are going on a trip.

Single trip travel insurance plans

Single trip travel insurance plans cover one trip for a specified number of days.

Annual multi trip travel insurance plans

Annual multi-trip plans are those travel insurance plans which cover multiple trips taken within a year. If you are a frequent traveller, buying single trip travel insurance plans might prove expensive and inconvenient. In such cases you can invest in an annual multi trip travel insurance plan which would cover all the trips that you take within a year.

Individual travel insurance plans

Individual travel plans cover a single individual and/or his family members travelling with him/her on a trip.

Group travel insurance plans

Group travel insurance plans are those which cover a group of individuals under a single plan. A group travel insurance plan can be taken by companies whose employees frequently travel for business. Similarly, a tour operator can also buy a group travel insurance plan for a group of people travelling on a package trip.

What is covered under travel insurance?

There are different travel insurance plans available in the market and each plan has a different set of coverage benefits. However, all travel insurance plans have some common coverage benefits which are also called standard coverage benefits. These benefits include the following –

Top #10 Things to remember before buying travel insurance in India

Though buying a travel insurance plan is quite simple, thanks to the online mode, and you also have the list of best companies to buy the plan from, you should do your research before buying a travel insurance policy. There are certain things which you should keep in mind before buying the policy to ensure that you invest in the best and the most suitable travel insurance plan. These aspects which you should remember are as follows

• Make sure to cover all your family members travelling with you. Emergencies can befall anyone and you don’t want to bear the expenses yourself if any member is left uncovered, do you?
• The sum insured should be sufficient depending on the destination, the number of members travelling with you and your trip duration. If you are travelling to developing countries which are expensive, choose a high sum insured. Similarly, if many members are travelling with you, the sum insured should be sufficient to cover all of them.
• Always choose the right trip of plan depending on your trip. For instance, if you are travelling to the USA, choose travel insurance USA plans which cover the USA and Canada. Similarly, if you are travelling for higher education, a student travel insurance plan is required. So, choose the plan depending on the nature of your trip
• Look for the coverage features offered by the plan and make sure that your plan has all the necessary coverage benefits that you need
• Check the claim settlement ratio of the insurance company. A high ratio indicates that the company settles most of its claims. You should choose an insurer having a high claim settlement ratio
• Ensure that the premiums are affordable
• Check the details of your policy to make sure that there are no errors
• Check the claim process of the insurance company. It should be simple and convenient so that you don’t face any problems in making a claim and getting it settled
• The insurance companies are tied up with international service providers to provide claim assistance in foreign lands. Before you embark on your trip, note down the contact details of the service provider located in the city or country that you are travelling to. This would help you at the time of claims when you can directly contact the service provider and get your claims settled quickly
• Always compare and buy the best travel insurance plan. Comparing would let you find a plan which has the most inclusive coverage features at the lowest rates of premiums. So, compare and then buy travel insurance india

How to make a claim under travel insurance india plans?

Knowing the claim process of a travel insurance policy is necessary so that you know how to make a claim when you suffer a contingency. So, here’s the process in brief

• Inform the insurance company immediately as soon as you face a claim. Insurance companies have to claim helpline numbers for different countries. Keep the numbers handy or call the central claim helpline number of the insurance company in India to register your claim
• Once you inform the insurance company, the company would give you the details of the tied-up service provider in your destination country that would help you with your claims
• Inform the insurer’s service provider of the claim
• The claim related documents would have to be submitted to the insurance company or the service provider. Submit the documents so that the claim can be processed
• Once the documents are verified and if the claim is valid, the insurance company would settle your travel insurance claim

Documents required for making a claim?

Documentation plays an important role in getting the settlement of your insurance claims and travel insurance is no different. You would have to submit the following documents for your travel insurance claims

• The claim form completely filled in and signed
• Policy bond in original
• All the relevant bills which you incurred and for which you are making a claim
• Medical reports, bills and hospital records for medical claims
• Details of the claim like the time, place, manner in which it happened, etc.
• Your identity proof
• Your passport copy
• Copy of your travel tickets
• Police FIR, wherever necessary
• Any other document as required by the insurance company

A travel insurance plan provides a good scope of coverage at very low premiums and should not be given a miss. It is always better to insure your trips so that those unforeseen contingencies do not cripple you financially. By parting with a small amount of money in premiums you can buy peace of mind knowing that if any misfortune befalls you while you are on a trip, the travel insurance policy would come to your rescue.

• The trip destination
• The duration of the trip
• Number of members travelling
• Trip start and end date
• Age of the travelling members
• Their relation with you
• Sum insured that you need
• Any other optional coverage benefits that you need
• Any pre-existing illnesses that you or any travelling members have, etc.
• Once all the details are filled, the form should be submitted to the insurance company

A set of documents might also be required to apply for insurance. These documents include the following

• Identity proof of the travelling members
• Age proof of the members to be insured
• Copy of your passport in case of international travel
• Visa documents
• Copy of the travel tickets
• Photographs of the members who are to be insured

The insurance company would then assess the application form, verify the documents submitted and issue the policy once the premium is paid.

Best travel insurance companies in India

To buy the best travel insurance plan for your trip, here are some of the best companies which you can consider

Other coverage benefits

Travel insurance plans provide a comprehensive scope of cover which ensures that most of your financial losses are covered. That is why, besides the above-mentioned standard coverage benefits, you would find some of the below-mentioned benefits too under many travel insurance plans –

Trip curtailment

While trip cancellation covers the cancellation of your trip before it begins, trip curtailment covers cutting short an ongoing trip due to unavoidable emergencies.

Hospital cash allowance

Under this cover a daily allowance is paid if you are hospitalised during your trip. This benefit is paid along with the medical insurance coverage that you get for your hospital bills.

Missed flight connection

If you are taking connecting flights and if you miss such flights due to unavoidable reasons, coverage is allowed for the loss that you incur.

Compassionate visit

Under this benefit, the return ticket for a family member is arranged if you are hospitalised on your trip and your family member wants to visit and check on you.

Emergency cash advance

If you lose your wallet and or money while travelling due to theft or robbery, this cover provides cash advance to you so that you can meet your travel related expenses.

Unique coverage benefits under student travel insurance plans

Student travel insurance plans allow all the standard coverage benefits along with some of the above-mentioned coverage benefits to students travelling abroad. Moreover, these plans have some unique coverage features which are especially designed for students. These coverage benefits include the following.

If the student gets arrested in an international country, the travel insurance policy would cover the cost of posting a bail.

Study interruption

If the student’s study is interrupted due to illness or injury which takes time to recover, the travel insurance plan would cover the tuition fee incurred during the interrupted period.

Sponsor protection

If the sponsor of the student, who finances the student’s international education, dies or becomes disabled, this benefit covers the student’s cost of tuition and pays the tuition fee In place of the sponsor.

Exclusions under travel insurance plans

While the above-mentioned coverage benefits make travel insurance plans quite comprehensive in their scope of coverage, the plans also have a set of exclusions which are not covered. If you make a claim which is because of the exclusion, the claim would be rejected. Commonly found exclusions in travel insurance plans are as follows –

• Pre-existing conditions and medical complications faced due to them
• When you travel against the advice of a medical practitioner
• If you are travelling solely for the purpose of receiving medical treatments abroad
• If you suffer any accident, injury or illness due to the use of alcohol and/or narcotics
• If you suffer any accident or injury when participating in adventure sports and other hazardous activities
• Claims due to war, nuclear contamination, radiation, mutiny, etc.
• Medical expenses incurred on pregnancy and childbirth
• Medical expenses incurred due to HIV/AIDS or any other sexual diseases
• Attempted suicide, self-inflicted injuries or deliberate accidents
• Any type of cosmetic treatments would not be covered
• Non-allopathic alternative forms of treatment are not covered under travel insurance plans
• Consequential losses are not covered
• If you lose your passport because you left it unattended, such a loss would not be covered under travel insurance plans

Optional coverage benefits under travel insurance

Optional coverage benefits are those which are not inbuilt in the coverage of the plan but can be taken by paying additional premiums. Travel insurance plans also offer different types of optional covers some of which are as follows

Home burglary insurance

If your home is burgled while you are away on a trip, the benefit covers the loss that you suffer.

Coverage for pre-existing conditions

While pre-existing conditions are excluded from coverage, many travel insurance plans allow coverage for such conditions on the payment of additional premiums.

Coverage for adventure sports

If you are taking a vacation and plan to engage in adventure sports, you can inform the insurance company of your intentions. Many companies, then, allow coverage for injuries suffered when engaging in adventure sports if you pay additional premiums.

Trip extension

If you have to extend your trip due to unavoidable reasons, this benefit would cover the costs incurred on such extensions.

Enhanced cover for accidental death and disablement

If you choose this optional cover, the coverage benefit payable under accidental death and/or disablement would be enhanced.

Why travel insurance is a must?

It is always recommended that you insure your trips under a travel insurance plan. The reason is the assistance which travel insurance plans provide. Here are some benefits which you can get from travel insurance plans which make the plans a must buy

Coverage for medical costs

Medical costs are pretty expensive and when you are travelling to an international country, the costs multiply manifold. A travel insurance plan covers these costs and ensures that you don’t suffer any financial contingency due to illnesses and injuries suffered when travelling.

Help in an unknown land

When you are travelling to an unknown country and you face contingencies you can be assured that your travel insurance plan would come to your assistance. This makes travel insurance a friend in foreign lands and ensures a smooth trip.

Trip cancellations are covered

Though you might be excited to go on a vacation but a sudden illness or death in the family might put a dent in your plans. In such cases you incur huge losses on pre-booked flights and hotels. Travel insurance plans cover these costs and help you financially in such dilemmas.

It might be mandatory

Schengen countries have mandated a valid overseas medical insurance plan when you are travelling there. So, if you are travelling to any Schengen country, buying a travel insurance plan becomes mandatory.

The plan protects your whole family

The best thing about a travel insurance plan is that you can insure all your family members under the same plan if they are travelling with you. Thus, a single plan allows coverage for your whole family and allows risk-free travelling.

Financial help in case of thefts

Losing your wallet and cash is quite common and this loss proves quite expensive. By advancing emergency cash, a travel insurance policy helps you out financially when you have no one to turn to. Given these benefits, you should insure your trip under a suitable travel insurance plan and safeguard your travels.

How to buy travel insurance plans in India?

You can buy travel insurance online or offline. Offline policies are bought through travel insurance agents or through the branches of insurers. On the other hand, you can buy travel insurance online directly from your home or office by visiting the website of the insurance company or an insurance aggregator. The process to buy travel insurance online or offline is as follows

• Choose the most suitable travel insurance plan for your needs
• Ensure that the plan has all the required coverage benefits
• The sum assured should also be sufficient enough to cover expected contingencies
• Once the plan has been shortlisted, you can apply for it

Frequently Asked Questions

What are Schengen countries?

Schengen countries are a group of European countries which do not require multiple visas to visit. In these countries, there is a single jurisdiction for international travel. There are 26 countries which are Schengen countries which are Belgium, Denmark, Austria, Czech Republic, Finland, Estonia, France, Germany, Iceland, Hungary, Greece, Lithuania, Malta, Italy, Liechtenstein, Sweden, Luxembourg, Spain, Netherlands, Slovakia, Portugal, Slovenia, Switzerland, Poland, Norway and Latvia.

What is a deductible?

Under many coverage benefits under travel insurance plans, there is a deductible limit. This limit is the limit up to which the policy would not pay any claims. If the loss is more than the deductible, the claim would be payable. For instance, in case of delay of baggage, there might be a deductible of 12 hours. This means that if the baggage is delayed for more than 12 hours you can make a claim under your policy.

Do coverage benefits have limits under travel insurance plans?

Yes, except medical insurance benefit, all coverage benefits are covered up to specified limits.

If I am travelling with my senior citizen parents do I need to buy a separate policy for them?

Most travel insurance plans have a maximum entry age. If your parents are within the entry age limits of your travel insurance plan, you can get them covered. If not, you would have to buy a separate travel insurance policy for them.

Get Best Insurance Quotes For

Health Insurance

Life Insurance

Car Insurance

Bike Insurance

Policy Cancellation & Refund

Policy cancellation and refund of the premium shall be as per the terms & conditions of the policy. The refunds are processed by the Insurance Company directly. You are requested to contact the toll free number of your Insurance Company or refer the respective section of your Policy terms and conditions. You can also call us at our toll free number 1800-266-0101 or write a mail to us at [email protected] . We shall be available to guide/assist you.

Confused about insurance? Let’s simplify it together!

Submit your details for expert guidance and hassle-free assistance.

IRDAI certified expert advice

Application assistance

Claim support

Get free advice

Now sit back and relax!

Our advisor will reach out to you shortly!

Checkout latest information about your favorite destinations

Latest posts.

10 Interesting Places To Visit In Mount Abu

Top 12 Attractions In Jaipur – The Pink City

Find your destination.

Bharat Bhraman is a team of traveler who are love to travel and have personally had the soul- touching experience with many of the destinations that are available through our travel packages.

“Bharat Bhraman” is well experienced to ensuring every aspect of your travelling experience with pleasing. We’ll work with you to choose the travel package that best fits your needs, create a customized itinerary, help you prepare for your trip, and communicate with your party and our partners throughout your trip to ensure that all goes smoothly.

Our Mission

We’re a traveler-focused organization, our mission is to secure our clients with quality, trustworthiness and commitment to maximize client benefit. We know the development and accomplishment of our organization relies on satisfying our customers needs each day. That is our guarantee.

PRIVATE TRANSPORT

We manage all travel related transportation facilities to make travelling more ease-in.

DIVERSE DESTINATIONS

Travel, it's said, is the only thing we can buy that makes us richer. That richness comes in large part from interacting with people who are different from us; who have fresh perspectives on life.

Easy Connectivity

We ensure easy connectivity of traveler with all their proposed needs to make journey more comfortable and smoothness.

FAST BOOKING

We ensure fast booking and you can access all our prime features and facilities on a phone call.

Recommended Tours

Jodhpur INR ₹5000 INR ₹4000

Mount Abu INR ₹9000

Udaipur INR ₹12000

Jaisalmer INR ₹3000 INR ₹2000

Jaipur INR ₹15000

Udaipur Venice of India

Jaipur Hawa Mahal

Bajaj Allianz Insurance Online

• Bajaj Allianz Insurance
• General Insurance

Bajaj Allianz General Insurance India, Bajaj Insurance Online

Bajaj Allianz General Insurance offers overseas travel insurance, student medical insurance and domestic mediclaim insurance. Bajaj Allianz travel insurance can be purchased by international travelers for any unforeseen medical expenses. Students who are registered in a overseas university for their higher education can buy Bajaj Allianz student insurance. Indian tourists traveling to multiple countries in Europe which include any of the Schengen countries can buy the VFS Global approved Bajaj Allianz travel insurance for Schengen visa.

Bajaj Allianz Travel Insurance Review

Sum insured.

USD 50,000/ 100,000/250,000/500,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

Bajaj Travel insurance extension / renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Bajaj Allianz travel insurance online . These travelers can complete the Bajaj Allianz general insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

Bajaj Allianz medical insurance India products

Bajaj allianz travel insurance india, nriol travel insurance.

Bajaj Allianz general insurance offers three variants of overseas travel plans Travel Assist card, Travel Elite and Travel Companion. Travel assist will cover pre-existing ailments up to a specified amount as mentioned in the policy schedule. Bajaj Allianz travel insurance – travel elite is a high end plan with more benefits. Bajaj Alliance travel insurance - travel companion is a basic and affordable plan. One of the features of the Bajaj Allianz travel insurance is refund of the part of the premium for early return as per terms and conditions. Bajaj travel insurance offers insurance for travelers traveling for Asian countries and also for businessmen multi trip travel insurance.

Travel Ace Insurance

• Covers pre-existing medical conditions under one its plans up to $5,000
• Up to policy maximum coverage for sickness medical expenses and accident medical expenses seperately.
• Multiple optional benefits like sports cover, car rental,....

Travel Prime

• Travelers aged between 6 months to 99 years can buy Travel Prime
• Maximum coverage up to $1,000,000 depending on the age of the traveler

Assist Card

• Covers pre-existing medical conditions for a limited amount
• After deductible out patient medical expenses is reimbursement basis
• $50,000, $200,000 and $500,000 coverage.

Travel Elite

• After deductible offers cashless service for inpatient treatment (more than 24 hours) worldwide
• $50,000, $200,000 and $500,000 coverage

Travel Companion

• Most affordable plan in the market
• After deductible offers cashless service for hospitalization (more than 24 hours)

Senior Citizen Travel Insurance

• Maximum coverage is $50,000
• Available for 180 days without any medical reports
• Special Condition: Any one illness and accident medical expenses limit or break up in medical expenses varies depending on the age and the plan you purchase.

TravelAge Elite

• Special Condition: Limit on any one illness & accident medical expenses
• It covers Home Burglary, Hospitalization Daily Allowance, Trip Curtailment, Trip Cancellation & Trip Delay

TravelAge Companion (61 to 70 yrs)

• Provides Emergency Cash Advance

Travel Asia Companion

• Period of travel ranging from 1-30 days
• Covers emergency cash advance
• Cheaper plan when compared to others

Travel Asia Elite

• Different plans like Asia Flair and Asia Supreme.

Multi Trip Insurance

• Best suited for frequent international travelers making multiple trips annually
• Each trip duration cannot exceed 45 days
• Plans available for $250,000 and $500,000 medical coverage

Domestic Travel (Bharat Bhraman travel insurance)

• Best suits for travelers who travel within India
• Covers Accidental death, trip cancellation, baggage loss, trip delay
• Maximum covered days per trip is 30

Bajaj Allianz offers insurance in Schengen countries:

• Travelers aged between 6 months to 60 years - buy either Companion, Elite or Assist Card plan with coverage destination Excl USA & Canada
• Travelers aged 61 years and above - buy Prime plan with coverage destination Excl USA & Canada

International Travel Insurance from Bajaj Allianz - Useful links

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Travelers who have already traveled from India and do not have insurance can buy Bajaj Allianz travel medical insurance.

Download Bajaj Allianz travel insurance soft copy for overseas travel!

In case of Claim or reimbursement of treatment expenses, notify Bajaj Allianz travel health insurance.

Get all the answers to the most frequently asked questions (FAQs) regarding Bajaj Allianz overseas travel health insurance.

Insurance customers can renew their existing policy online before the exipry date at any time.

Bajaj Allianz student travel insurance

Study companion insurance.

• Covers Bail Bond, Tuition Fee, Accident to sponser, Family Visit etc.,
• Policy covers for ages between 16-35 years
• Period of travel is 365 days

Student Elite Insurance

• Policy insures ages between 16-35 years
• Customized insurance policy for students traveling aboard.

Student Prime Insurance

• The policy can be purchased initially for one year and later on renewed every year up to 3 years.

Bajaj Allianz student travel medical insurance India - Useful links

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Student medical insurance for Indian students already outside India.

Download Bajaj Allianz student travel medical insurnance brochure.

In case of Claim or reimbursement of treatment expenses, notify Bajaj Allianz student travel medical insurance.

Get all the answers to the most frequently asked questions (FAQs) regarding student travel insurance by Bajaj Allianz.

Students can renew their existing policy online before the exipry date at any time.

List of some of the Universities whose students have purchased Bajaj Allianz student insurance in the past.

Useful discussions and forum entries for best international Bajaj Allianz student travel insurance online.

Bajaj Allianz health insurance India

It is rightly said 'Health is Wealth'. We are all aware that health care costs are high and getting higher. At times, unfortunately we fall prey to unanticipated accidents & illness. Bajaj Allianz promises to stand by you during those difficult times of physical and mental stress. Compare and buy Bajaj Allianz health insurance for parents

Health Guard Insurance

• Cashless claim settlement facility
• Extended pre and post hospitalization period benefit

Hospital Cash Insurance

• Covers incidental expenses

Critical Illness Insurance

• Age covered is from 6 years up to 59 years

Personal Guard Insurance

• This covers for ages between 18 to 65 years
• Comprehensive cover including death, permanent disability

Silver Health Insurance

• Pre-existing illness are covered from the second year of the policy
• Covers for the ages between 46-75 years (age at entry restricted to 70 years)

Insta Insure Insurance

• Complete protection to the family for hospitalization expenses
• Covers for the ages between 18-45 years (age of entry 3 months to 45 years)

Star Package Insurance

• The policy can be taken for maximum 3 years
• Age covered from 3 months to 55 years

Health Ensure Insurance

• Access to 2400 hospitals for Cashless facility

Bajaj Allianz travel insurance, Bajaj Allianz online insurance - FAQ's

If you need to make a claim, all you need to do is to get in touch with the assistance service provider by phone or email. You can call the toll free number in India 1800 209 5858 or give a missed call on +91 124 6174720 the Global Travel Helpline number who will then call back to you.

Claim is registered.

Once claim is registered, you need to provide the necessary details of the policy holder and supporting documents in order to process your claim.

If the assistance service provider needs more primaryrmation than what you have submitted s/he may get in touch with you via email/phone.

Once the assistance service provider is satisfied with all the documents you have submitted, then they will be let you know in the shortest possible time about your claims approval or denial.

If approved, the assistance service provider will provide Guarantee of Payment so that you can avail cashless claim after deductible.

The maximum entry age for Bajaj Allianz travel insurance is 99 years.

The Bajaj Allianz Assist card travel insurance policy is the only Bajaj plan that covers pre-existing conditions. The Bajaj Allianz assist card covers declared pre-existing medical conditions for senior citizens up to 70 years. Senior citizens aged 61 to 70 years are covered for a limited amount of $300. There is a deductible of $100 after which this benefit is payable as per the policy terms and conditions. Please call us at (080)-41101026 for more information.

You can renew the Bajaj Allianz policy online . Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). If approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj Allianz general insurance renewal form so that our insurance advisors will help you to renew your policy.

Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Yes, Bajaj Allianz is a good company. Bajaj Allianz general insurance caters to the needs of travelers. Some of the popular plans are

• Travel insurance for overseas travelers
• Student travel insurance for Indian students studying abroad
• Travel health insurance for senior citizens
• Travel insurance plans with pre-existing medical coverage
• Multi trip travel insurance for business people and frequent fliers
• Asia travel insurance for people traveling to Asian countries

Yes, you can renew the Bajaj Allianz insurance plans online at Bajaj Allianz travel renew extension or contact us at +91-80-41101026/whatapp at +919900260206.

Indian insurance companies do the follow the rating system as rating system followed in overseas. Now coming to how best it is? It is one of the most popular companies in the insurance industry. Apart from this Bajaj Allianz general insurance plans for international travel and student travel insurance plans are very popular and best travel insurance plans when compared to others with respect to premium and claims settlement ratio.

Travel insurance from Bajaj Allianz

Travel insurance, student insurance, senior insurance, health insurance, schengen insurance, annual insurance, domestic insurance, popular travel destinations.

 Travel insurance to   Australia

 Travel insurance to   USA

 Travel insurance to   UK

 Travel insurance to   New Zealand

 Travel insurance to   Thailand

 Travel insurance to   Singapore

 Travel insurance to   Malaysia

 Travel insurance to   Srilanka

 Travel insurance to   Vietnam

 Travel insurance to   South Africa

 Travel insurance to   China

 Travel insurance to   Mauritius

 Travel insurance to   Turkey

 Travel insurance to   Kenya

 Travel insurance to   Japan

 Travel insurance to   Dubai

Resourceful Bajaj Allianz travel insurance links

Travelers aged from 6 months to 99 years can buy this plan online without any paper work.

Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.

Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.

Bajaj Allianz senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.

Bajaj Allianz offer Europe travel insurance plans which are approved by VFS center.

Compare and buy Bajaj Allianz domestic travel insurance.

Find out more about Bajaj Allianz travel insurance

Travel insurance FAQ's

Answers to FAQ related to Bajaj Allianz travel medical insurance for visitors from India.

Travel insurance reviews

Bajaj Allianz Travel Insurance Review - Customer experiences and testimonials.

Bajaj Allianz travel insurance for popular travel destinations.

Travel insurance premium calculator

Bajaj Allianz travel insurance premium calculator for Indian travelers travelling overseas.

Search Bajaj Allianz travel insurance

Customers testimonials.

I want to add that 'NRIOL' has provided excellent service so far, for the past 3-4 years that we have used it.

Thanks insurance team for quick turnaround and going extra mile on this.

Thanks very much, your prompt response / help is appreciated.

Thank you very much for the excellent guidance in obtaining the renewal of medical insurance policy for my parents.

Thanks a lot for the quick help at this time of the evening.... Appreciate it.

I would like to thank each one of you for supports when I needed most.

Do you need health insurance?

New addition to your family? GET THEN INSURED Find Affordable HEALTH INSURANCE!!

Do you need travel insurance?

Is your family visiting you? GET THEN INSURED Find Affordable TRAVEL INSURANCE!!

Do you need domestic travel insurance?

Get free quotes and buy Indian Domestic travel insurance plans offered by Bajaj Allianz.

Bajaj Allianz Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".

•   Call : (080)-41101026
•   Contact
•   Email
• Chat with us

Explore the Colorful World

A wonderful gift, adventure activities.

This is the best place to tell your visitors what travel services your company provide.

River Rafting

Explore The World

Bharat Bharman came to all travel solutions to the endless issues that the founders faced while traveling major issues such as lack of personalization, and trustworthy tour operators that’s why we are making this platform where you can truly make your trip by your rules and fulfill your individual needs.

Our Best Sellers Packages

This is the best place to show your most sold and popular travel packages.

Manali By Volvo

Manali - Shimla By Volvo

Shimla - Manali By Cab

Kerala 4 Night 5 Days

Kerala 5 Night 6 Days

Leh Ladakh 4 Night 5 Days

Leh Ladakh 5 Night 6 Days

Leh Ladakh 6 Night 7 Days

Leh Ladakh 7 Night 8 Days

Andaman 5 Night 6 Days

Andaman 6 Night 7 Days

Uttarakhand 9 Night 10 Days

Uttarakhand 5 Night 6 Days

Kashmir 4 Night 5 Days

Kashmir 5 Night 6 Days

Kashmir 6 Night 7 Days

Himanchal 9 Night 10 Days

Dubai 5 Night 6 Days

Why book with us.

Let your visitors know why they should trust you and book with you.

We ensure that your trip will end Safe & Sound

No Hidden Charges

We don't add hidden extras cost. All trips include travel permit, lodging and fooding. There are no surprises with hidden costs.

Local Experts. Middle-man Free Pricing

We're a local travel agency. When you book with us, you get best possible price, which is middle-man free.

100% Customizable

Tell us about your trip requirement. We'll work together to customize your trip to meet your exact requirement so that you have a memorable trip

TripAdvisor Multiple Award winning company

We've received Certificate of Excellence award from TripAdvisor, the world's largest travel website.

WhatsApp us