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Oman Car Insurance Cover

If you’re planning a trip to Oman then you will require this specialized car insurance

Oman, like the UAE, requires that all drivers have their vehicles insured. What does this mean for you if you’re planning to make a cross-border drive from the UAE to Oman?

Does my UAE Car Insurance Apply in Oman?

Several car insurance providers in the UAE extend their coverage to Oman (as well as other neighboring Gulf states). However, some policies strictly apply to the UAE only. In these cases, you will need to purchase the required insurance at the UAE-Oman border before you can drive into the country.

This can be a potentially time-consuming process, depending on factors like the time of the year and the length of the queue. Check with your insurance provider if they provide coverage for your car in Oman before making the trip, so you can prepare accordingly.

In addition to obtaining Oman car insurance for your vehicle, a cross-border trip from the UAE to Oman also requires the following:

• Enough money for payment (in AED) of the exit tax from the UAE
• Visa and fee to enter Oman (AED or Omani OR currency should be accepted).
• A valid passport (with 6 months validity)
• Proof of ownership of the vehicle. If you do not own the car, it’s a good idea to have a letter of consent from the owner, along with their contact details.

What About Rental Cars?

Due to a legislation change in Oman, rental cars are generally not allowed across the border even if the driver and passengers have all the correct paperwork. Despite this, many rental companies in the UAE provide optional insurance for travel to Oman. Be aware that going this route carries a potential risk of being turned away at the border.

What are my Options for Oman Car Insurance?

The best option for car insurance in Oman depends on how often you will be entering the country. If you travel there frequently, you should consider selecting a car insurance policy in the UAE that also covers Oman. Alternatively, you could purchase separate car insurance for Oman, if it’s not a journey you make regularly.

If you regularly travel to Oman from the UAE, it is worth getting basic car insurance that covers you for both regions. If your basic insurance policy doesn’t include Oman car insurance, it can be purchased additionally. Whatever the case may be, Compare Insurance makes it easy to find the right cover for you. Visit the Compare Insurance site and compare multiple insurance policies quickly and easily.

In this article

Our top car insurance guides / articles, view all car insurance guides.

Comprehensive Car Insurance

Protect yourself with fully comprehensive car insurance

Third Party Car Insurance

Essential car insurance cover to ensure that you are not left out of pocket in the event of an accident

The Average Cost of Car Insurance

The average cost of car insurance depends on a multitude of different factors

How to renew your car insurance

Some insurance companies send reminders that your policy is about to expire

Young driver’s car insurance

In 2019, almost half of the road accidents in the UAE were caused by drivers under the age of 30

Car insurance for over 50’s

If you are 50 years or older, you may have the benefit of saving money on your car insurance policy.

Named Driver Car Insurance

The named or additional driver on your car insurance could be a friend, your spouse, or a family member

Car hire is an extra feature which you can add onto your comprehensive insurance policy

Car insurance for women

Some car insurance companies have policies designed specifically for women

Classic car insurance

Classic car insurance is specially designed to provide cover for higher value vehicles 10 years and older

How to save money on car insurance

It is generally not something people look forward to spending their hard-earned money on.

Fuel-efficient cars

Fuel efficiency basically describes the ability of a vehicle of extracting more energy from less fuel

The right insurance policy for your first car

Getting your first car is an exciting time!

How your driving license affects your insurance

The traffic system in Dubai works on a points and fine system with the aim of preventing reckless driving and reducing accidents on the roads.

Car insurance for new drivers

Turning 18 and getting your driving license is a major milestone

Guide to car insurance claims

Car insurance is designed to protect you and your vehicle

Roadside Assistance

Some car insurance companies include roadside assistance

Why is car insurance so expensive?

Car insurance is compulsory for drivers in the UAE and many people sign on to policies which are expensive and unaffordable.

Green Car Insurance

Cars contribute a huge amount of greenhouse gas emissions to the environment

How to buy car insurance

The UAE has seen a rapid rise in vehicle ownership over the past few years

Car Insurance basics

Car insurance would offer you the financial security you need to ensure you enjoy driving the car with peace of mind

The true risk of driving without insurance

Driving without insurance leaves you 100% responsible to replace your vehicle in the case of theft

7 car safety tips when leaving on a road trip

Always try to be as vigilant as possible and be sure to keep an eye out on your surroundings

Get car insurance you can afford

Finding quality budget car insurance is easy

What happens if you're hit by an uninsured driver?

Immediately after the accident get the name, address, and driver licence number from the other driver involved

Car Insurance for Under 25-year-olds

Young drivers are seen as a higher risk this is simply due to your years of experience driving being a lot less than the older people driving

Comprehensive vehicle insurance

Never buy the first policy you find and always compare, we always recommend that you not only focus on the price of policy

What is short term insurance

The benefits included in your policy would differ from insurer to insurer and policy to policy

Instant Car Insurance

Compare Insurance offers you instant car insurance quotes from a huge range of insurers all on one page

Compare insurance quotes and save on your premium

You can compare car insurance policies and save hundreds of dirhams per month and find the perfect car insurance policy for your needs

Tips on claiming after an accident

It is so important to try and to stay calm, the moment you become stressed and emotional you might forget to do some of the logical next steps

First-time car buyers and what you need to know

We recommend you check the affability before buying a car to include all of the below expenses

Paying for your car insurance annually vs monthly

If you choose to pay annually you pay for the entire car insurance policy with one lump sum

Lower your car insurance policy

A car brings added expenses like maintenance and insurance so if you can save a few dirhams

Responsible Driving

To be a responsible driver you will always need to be vigilant and respect the road rules and laws

Considering canceling your insurance? Read this first!

Theft, sandstorm, hijacking and even fire are some of the other risks that do not involve bad driving

Get a trustworthy car insurer

Before you buy car insurance you must always do your research and compare quotes and benefits

New Car Replacement Insurance

If you are thinking of purchasing or have purchased a brand-new car, then you might want to get specialised insurance to cover your vehicle

Valet Parking Cover

Many car insurance policies do not have insurance covering valet parking services.

Agency Repairs

Insurance companies in the UAE guarantee financial coverage for repairs needed as a result of car accidents

Off-Road Car Insurance Cover

Off-Road Cover can protect your vehicle against any damage it sustains from off-road driving.

GCC Car Insurance Cover

Before purchasing a car in the UAE, it’s a good idea to first check if your vehicle qualifies for GCC Car insurance

Personal Effects

Protect your personal belongings with this kind of car insurance

Personal Injury

Personal injury cover is an add-on feature in your mandatory UAE car insurance policy

Protected No Claims Discount

Protecting Your No Claims Discount Could Help You Save on Your Future Premiums

Breakdown Recovery

This kind of motor insurance covers you for roadside assistance when you need it

Windscreen Cover

Ensure that your car’s windscreen is restored to perfect condition if it gets damaged

Track Day Insurance

Get the necessary coverage for your vehicle when you take part in track racing events

Auto Gap Cover

Planning on buying a new car? It’s important to know how you will pay off instalments if it gets stolen or damaged beyond repair

Cancelling Your Car Insurance Policy

Thinking of changing your current car insurance? There are a few things worth knowing before you go ahead

Short-Term Car Insurance

Protect your vehicle only for as long as you’ll be using it

4x4 Car Insurance

This optional cover is a necessity for anyone who likes taking their 4x4 vehicle for off-road adventures

Car Insurance for Modified Cars

Any alterations you make to your car after purchasing it could affect the premiums you pay

Car Insurance Groups

Third-party liability auto insurance is mandatory in the UAE. Consequently, there are a high number of insurance groups to choose from

Is Your Vehicle Roadworthy?

Ensuring the roadworthiness of your car is vital

Car Insurance for Imported Vehicles

Getting insurance for imported vehicles can be a tricky process. Here’s what you need to know

Car Insurance for Medical Vehicles

Ambulance ownership is a major investment for a company, so it's important to get adequate insurance for this asset

Car Insurance for Electric Cars

There are several benefits to owning an electric car in the UAE. Here’s what to be aware of when insuring your electric vehicle

Car Insurance for Young Females

Car insurance is generally less expensive for young women than for young men. However, rates can vary from one insurer to another

Car Insurance for Young Males

Young males generally pay more when it comes to car insurance premiums

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Uae-oman travel: road tripping this eid here's how to get car insurance, a trip to the sultanate by car is favoured as it is affordable.

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As the Eid Al Fitr holidays kickstart soon, many residents in the UAE are making plans to travel outside the country. Oman, with its beautiful mountains and beaches and being not very far, is a top choice.

A road trip to the Sultanate is also much favoured as it costs a lot less than air tickets.

However, you could face long queues and some heavy traffic during this peak time as has been observed on previous Eids and long weekends.

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To speed up the process and ensure there are no further obstacles, besides your visa and passport, you need to have the following car-related documents ready at the border post:

• Driver's licence
• Mulkiya or car registration card
• Orange card, which is a car insurance certificate that should be valid in Oman.

How to get the orange card?

The orange card is a must when travelling to the neighbouring country of Oman as it ensures any vehicle-related damage and accidents are covered and compensated. Here's how you can get it:

• Check with your current car insurance company if the coverage is extended to Oman. If it does, seek an 'orange card' from the insurer. Free of charge, the card can be showed in electronic format or as a physical card. [Note: In case your policy extends coverage to Oman, and if you don't have the actual documents of the orange card, you would still be allowed to cross the border].

• In case your insurance does not cover you to drive in Oman, many insurance companies provide it at an additional fee. You can ask your insurance company to extend the coverage to Oman and issue an orange card.
• The third option is to purchase temporary insurance at the border crossing; however, there is a rider there. It covers third-party damage only, which means it will not pay for damage to your car.
• A car cover usually costs around Dh105 for five days. That is the minimum number of days for which you can purchase insurance at the border post.
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Oman’s best car insurance – same prices; better deals

1. it's all about making it easy for you – we are online.

We appreciate that you’re busy and most often don’t have time to worry about your insurances, let alone taking out time of a busy schedule to buy or renew your insurances

With QIC, you can get quotes, buy and renew all your personal insurances online, and you can even file your claims online too –   check it out here

No need to navigate traffic, no need to look for parking and no need to wait in line – all is at your fingertips, at your convenience!

2. Our customer service is outstanding

OQIC’s call center is open Sunday through Thursday from 9am-6pm. Our trained customer service associates are ready to deliver the best service, so you can always count on OQIC to provide the service you need, when you need it

The same passion for service can be found in our Branches and in our Head office – we’re here

Get in touch with us now, here

OQIC Call Center 80067421

Insurance For Every Need And Every Car

We offer two kinds of insurance for your car, the mandatory Third Party Liability Insurance and the all-covering Comprehensive Car Insurance

Comprehensive Car Insurance – Full Cover

Comprehensive car insurance is the best option for you when you want your car to be fully covered. This insurance covers for all damages, even when you are at fault or when an accident happens with only you being involved. To know more about how you are covered, please refer to the policy wordings.

Comprehensive Car Insurance also covers

• Fortuitous Accident – Collision or Overturning.
• Fire – External Explosion – Self Ignition or Lighting.
• Flood – Storm – Tempest – Cyclone.
• Burglary or Theft.
• Malicious act by any third party.

…and, it can be extended to cover damages caused when you’re travelling on non-paved roads and when you’re going off-road in the dunes – check our optional covers

Third Party Liability (TPL) Insurance

This is the minimum insurance required to drive your car on public roads

Without TPL (which is part of the comprehensive insurance) cover, you are by law not allowed to drive your car on public roads

TPL insurance covers injuries or damage that you may cause upon others in case of an accident but does not cover any damage to your car or property or any injuries you may have following an accident

We acknowledge that every individual has different priorities. This is why we offer a wide range of additional covers to include more options for your car so that you get the cover to suit your needs

All optional covers can be added to your comprehensive car insurance – and some, where mentioned , can be added to your Third Party Liability insurance too

Geographical Area Extention

Under the above, OQIC can provide additional coverage for nominal premium when the insured vehicle is driven in the United Arab Emirates.

Roadside Assistance – AAA CARD

Our Roadside Assistance cover gets you moving quickly. Apart from towing services, we also offer mechanical first aid, flat tyre, lock – out, fuel and battery services. This cover is applicable for non-accidental break downs only. Roadside Assistance package comes in two versions, one that covers OMAN and the other that covers the UAE

Depreciation of Spare Parts

As per Omani law, owners of cars which are more than a year old must pay a certain percentage of the spare parts used for claims repair. OQIC offers protection from this so you’ll never have to pay anything for the depreciation of spare parts (if you have Agency repair cover)

Personal Accident Cover

The comprehensive insurance already covers you and the passengers in case of an accident. With the Personal Accident Cover, the benefits are extended even more

Agency Repair

Repairs of your car will always be done at your car brand’s agency during the first year of its registration. However, after the first year, we may choose to repair it at a workshop we see fit for providing an equally good service. If you want to make sure that your car is always repaired at the agency, you need to add this to your comprehensive insurance

Off-Road Cover

Many roads in Oman are still not paved and the standard comprehensive insurance does not cover your vehicle for accidents happening on non-paved roads such as access roads to the beach, construction sites etc. With the Off-Road cover, you are covered on such roads

Buying Or Renewing Your Car Insurance

We understand the hassle one goes through when visiting a branch to manage your insurances; there’s traffic, parking and the time spent for the whole process

We are, therefore, proud to offer you www.oqic-insured.com , where you can purchase or renew your car insurance at the click of a button

You could also visit and see us in one of our branches– find the maps here

OQIC Call Center: 8006 7421 – open Sunday through Thursday from 8 AM-5 PM

Retail Manager: Mr.Hamad Al Musallami OQIC – Head of Retail

Direct tel: +968 24765201 Mobile no: +968 98047859

Email: hamad.musallami@oqic.com

Brilliance. Excellence. Success.

Oman Qatar Insurance Company 4th Floor, AL Nawras Commercial Center Building, Near HSBC, P.O.Box 3660, Al Khuwair, P.C. 112, Sultanate of Oman

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Oman Car Insurance at Border

Table of Contents

Introduction.

Going on a road trip across borders is super exciting, but it also means understanding some important things. This detailed guide of Oman car insurance at border is here to help you navigate the rules of the road, international insurance, and the stops you’ll encounter along the way. Whether you’re a seasoned traveler or doing this for the first time, consider this guide your helpful friend for a safe and fun adventure.

Driving Rules of Car Insurance at Oman Border

When driving across borders, it’s crucial to be well-versed in the regulations that govern the roads you’ll traverse. Here are seven key points to consider:

• Driving Side: Be aware of the driving side in the country you’re entering, as it may differ from your home country.
• Speed Limits: Familiarize yourself with speed limits, which can vary between countries.
• Traffic Signals: Understand the meaning of traffic signals and road signs specific to the country you’re driving in.
• License Requirements: Ensure your driver’s license is valid and accepted in the country you’re visiting.
• Vehicle Requirements: Adhere to vehicle requirements, such as carrying necessary safety equipment.
• Insurance Obligations: Comply with insurance regulations, carrying proof of coverage.
• Alcohol Limits: Be aware of alcohol limits, as they vary, and avoid driving under the influence.

Price of Oman Car Insurance at Border

When it comes to getting Oman car insurance at border, understanding the prices is essential for a smooth journey. The cost of insurance can vary, depending on factors like the type of coverage you choose, the duration of your stay, and the kind of vehicle you’re driving. It’s like making sure your car is protected while you explore new places.

Before crossing the border, it’s a good idea to check different insurance options available. Some policies might offer more coverage, while others might be more budget-friendly. It’s like finding the right balance between what you need and what fits your budget. Knowing the price of Oman car insurance at border ensures you’re prepared for any unexpected situations and can enjoy your road trip with peace of mind.

Oman Car Insurance at Border: Ensuring Safe International Journeys

When you’re driving in a different country, it’s important to have insurance that works there too. This kind of insurance helps you if something goes wrong, like if you get into an accident or need medical help. It’s like having a safety net while you explore new places. Make sure to choose insurance that fits your travel needs, so you can have fun without worrying too much.

Oman Car Insurance at Border Checkpoints

As you traverse borders, encountering insurance checkpoints is a common occurrence. Here are eight essential points to consider at these checkpoints:

• Proof of Insurance: Ensure you have valid and up-to-date proof of insurance coverage.
• Vehicle Inspection: Be prepared for vehicle inspections to verify roadworthiness.
• License Verification: Present your driver’s license for verification.
• Travel Documentation: Have your passport and any required travel documents ready for inspection.
• Customs Declarations: Be aware of customs requirements and declarations, if applicable.
• Health Documentation: Some borders may require health-related documentation, such as vaccination records.
• Emergency Contact Information: Carry a list of emergency contacts and pertinent information.
• Currency Declaration: Be informed about currency declaration requirements and regulations.

Getting Help in an Emergency: What to Do

If something unexpected happens, like your car breaks down or someone gets hurt, it’s good to know what to do. Here are some things that can help:

• Getting to a Hospital Quickly: If someone is seriously hurt, you might need a fast way to get them to a hospital.
• Help with Your Car: If your car stops working, you might need someone to tow it to a repair shop.
• A Number to Call 24/7: Having a number you can call any time of day for help is important.

Knowing about these services helps you be ready for anything during your trip.

More Ways to Stay Safe: Extra Options for Your Trip

In addition to the usual coverage, there are extra things you can add to your insurance for more protection:

• If Your Trip Gets Interrupted: Sometimes, unexpected things happen that make you change your plans. This coverage can help with costs if your trip gets interrupted.
• Getting Legal Help: If something happens on the road that involves the law, having coverage for legal expenses can be useful.
• Protecting Your Stuff: If something in your car gets stolen, having coverage for your belongings can help.

Thinking about these extra options lets you pick what works best for your trip.

Documents You Need for Oman car Insurance at Border

To make crossing borders smooth , make sure you have these documents ready:

• Your Passport
• Driver’s License
• Car Registration Papers
• Proof of Insurance
• Your Travel Plans
• Emergency Contacts
• Any Needed Health Papers
• Forms for Declaring Money (if needed)

Having all these documents organized and easy to reach makes crossing borders easier.

People also ask

How much does car insurance at the oman border typically cost.

The cost of Oman car insurance at border varies based on factors like coverage type, the duration of your stay, and the vehicle you’re driving. It’s recommended to explore different options to find a policy that suits both your needs and budget.

What types of coverage are available for Oman car insurance at border?

Different types of coverage, including basic and comprehensive options, are available. Basic coverage typically includes essential protections, while comprehensive plans offer more extensive coverage for a range of situations. Choosing the right type depends on your specific travel requirements.

Can I purchase car insurance at the Oman border for a short trip?

Yes, many insurance providers offer short-term policies suitable for travelers. Whether you’re planning a weekend getaway or a brief excursion, you can find insurance options that align with the duration of your trip.

Are there any specific documents required to purchase car insurance at the Oman border?

Typically, you’ll need essential documents such as your driver’s license, vehicle registration papers, and proof of insurance. It’s advisable to check with the insurance provider for any specific requirements to ensure a smooth purchasing process.

Does car insurance at the Oman border cover emergency assistance services?

Many car insurance policies include emergency assistance services, providing support in case of breakdowns or medical emergencies. It’s essential to review the policy details to understand the extent of coverage for emergency situations during your travels.

Conclusion: Your Guide to Confident Cross-Border Travels

In wrapping up, going on a cross-border road trip is full of possibilities. This guide helps you feel more confident by explaining driving rules, insurance, and what to expect at checkpoints. Don’t forget to think about extra coverage options and know what to do in case of an emergency. With everything in order, you’re all set for a fantastic and safe adventure. Enjoy your travels!

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View this post on Instagram تزداد احتمالية الإصابة بالجفاف خلال شهر رمضان، لذلك فإن شرب كمية كافية من الماء بين فترتي الإفطار والسحور يقيك من الجفاف. وعليك أيضًا الابتعاد عن المشروبات التي تحتوي على الكافيين مثل القهوة والشاي والكولا لأنها تتسبب في إدرار البول وتعزز فقدان السوائل. #عُمان #العربية_فالكون_للتأمين #صحة #نصائح #عادات #تأمين #رمضان_مبارك -- Fasting during Ramadan carries a high risk of dehydration. Drinking as much water as possible between Iftar and Suhoor, prevents you from dehydration. Ideally, you should also cut down on caffeinated drinks like coffee, tea and colas as these have a diuretic effect and promotes fluid loss. #Oman #AFIC_Oman #health #advice #habits #Insurance #RamadanMubarak A post shared by Arabia Falcon Insurance SAOG (@arabiafalconsaog) on May 22, 2019 at 8:41am PDT

MOTOR INSURANCE

Addition car roads and railway, addition car, additional car werage and water, car insurance, motor insurance company in oman, there are many unexpected turns in life..

• Comprehensive Insurance

The policy covers loss or damage to the insured vehicle caused by:-

Fortuitous accident, collision or overturning

Fire or external explosion or self-igniting or lightening

Natural Disaster

Burglary or Theft

Intentional Act by any Third Party

Comprehensive policy also covers Third Party Liability, which includes:-

• Death or any bodily injury sustained by any person including the passengers of the vehicle
• Damage to things and property outside the vehicles, except those owned by the Insured or the driver of the vehicle or their family members

For Fleet customers we can offer special covers as per customers specific requirement at very competitive terms.

The incredible benefits that make the Motor Insurance Policy a smart choice:

Key advantages.

• Direct In-house claims settlement. No Third-Party Administrator involved.
• Simple procedures, easy documentation and great affordability.
• Hassle free claim process.
• Timely claim settlement service.
• Professional advice and service from experienced service staff.

For the most delightful ride go for Comprehensive Motor Insurance

With the ever-increasing number of road accidents with or without your mistake makes driving very stressing. Comprehensive motor insurance provides wide coverage, and it covers loss or damage to the vehicle insured from the following reasons:

• Overturning, collision, or fortuitous accident
• Fire or external explosion due to lightening or self-igniting
• Natural disaster
• Intentional act by any third party.

Third-Party Liability includes death or any bodily injury sustained by any person, including the passengers of the vehicle damage to things or properties outside the vehicles with an exception to the property owned by the Insured or the driver of the vehicle or their family members.

How to get vehicle insurance renewal in Oman done?

Being a motor insurance holder one clearly understands the benefit and relaxed feeling that it gives. Therefore, if the insurance is expiring, it becomes important that vehicle insurance is renewed. As the time of renewal arise; offers start coming, therefore, selecting the best offer becomes a daunting task. There are several factors that one needs to consider before renewing the contract.

Before selecting the renewed policy, it is important to consider the Insured Declared Value (IDV). For a new car, the IDV is decided by the manufacturer’s listed price. As the car is out of the showroom, the IDV starts to reduce. The value of the car depreciates from 5% in the first six months to 50% in the first five years. Thus on the basis of IDV, the premium is calculated.

• Third Party Insurance
• Third Party Insurance with Fire and Theft

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Before selecting the renewed policy, it is important to consider the Insured Declared Value (IDV). For a new car, the IDV is decided by the manufacturer’s listed price. As the car is out of the showroom, the IDV starts to reduce. The value of the car depreciates from 5% in the first six months to 50% in the first five years. Thus on the basis of IDV, the premium is calculated.

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Online insurance service is the easiest, fastest, and most convenient way to buy car insurance in Oman. Thanks to easy access to the internet and smart devices, it is extremely convenient to buy insurance online. The right way of going about this is to get a quote from our expert insurance advisors. Our advisors can suggest the best comprehensive motor insurance plans in Oman after understanding your requirement and budget. So, what are you waiting for? Get a quote Compare prices and make a choice. It is easy, simple, and fast.

We aim to provide you simplistic solutions for your complex insurance needs. MIC is a well-established motor insurance company in Oman that deals with a range of general insurance products. MIC’s extensive customer services, both online and field assistance, is the best in the Industry among all other Oman Insurance companies. Thanks to our clients Muscat Insurance Company we have outgrown the other Oman Insurance companies by leaps and bounds. The better customer service and sound insurance advice helped us to grow at 28% in FY 17/18 and continued the growth story in FY 18/19 by beating the Industry average. So, when you want to select the most affordable and best insurance policy for your vehicles, visit our offices or contact us through chat, email, or request a quote. There are multiple ways to reach us. We will be delighted to have the opportunity to provide you the best solutions for your complete car insurance requirements. Get a MIC comprehensive motor insurance quote now and stop paying thousands for premium.

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Renting a Car in Oman in 2024: All you need to know

Home to breathtaking mountains, deserts, cities, and a stunning coastline – Oman is a country that will surprise you. From historic Muscat to the beautiful natural wonders of Wadi Shab and the Wahiba Sands, there’s more than enough for you to explore in this Middle Eastern paradise. The best way to see much of it at your own pace is to rent a car. Here’s all you need to know about renting a car in Oman.

• How to rent a car?
• Requirements
• Is it easy/safe to drive?
• Tips for renting
• Price for a rental car
• Where to rent a car?

How to rent a car in Oman

Oman is a large country with incredible landscapes such as secluded deserts, crystal clear wadis, and jagged coastlines that stretch as far as the eye can see. Public transportation is sparse, and taxiing everywhere is costly, making renting a car a favorable option.

Whether you’re planning on visiting the highlights, discovering off-the-beaten-track locations, or going free camping, exploring Oman by car allows for an incredible adventure and great flexibility and comfort. This guide will cover exactly how to rent a car in Oman and what it’s like to drive there. 

We recommend to rent a car in Oman through Sunny Cars with free cancellation and insurance included. Book your rental car here .

What do you need to rent a car in Oman? 

When you decide to rent a car in Oman, you’ll need to think of the following documents to bring upon pickup:

• Your driver’s license from your home country
• Your ID (passport) 
• Credit Card in your name (debit card doesn’t work)
• Visa for Oman

The legal driving age in Oman is 18 years old. However, to rent a car, most agencies require drivers to be at least 25 years old and to have had their license for at least one year. Some rental agencies in Oman might allow 21 to 24-year-olds to rent a car but charge high costs in case of an accident. The maximum age to rent a car is 70 – 75 years old. All drivers must present a valid driver’s license, an ID as proof of their identity, and a credit card to make the payment. 

International Driving Permit

It’s not required by law to have an International Driver’s Permit if you’ve got a driver’s license written in a Roman or Arabic language. If you don’t, then an IDP is recommended. The rental agency might not ask for one, but when stopped by the police, they might request to see it. You can arrange an IDP here , which costs only 15 USD. 

Note: If the police stop you on the road, they might require you to provide a current visa for Oman. Always have this, as well as proof of insurance, car documentation, and your passport with you in the car when driving. 

Read: Ultimate 10-day Oman Road Trip Route .

Rental car insurance in Oman

When renting a car in Oman, standard insurance (Collision Damage Waiver) is typically already included in the total price. This covers you for any damages implicated by a third party. Depending on your itinerary and plans, you can discuss with the rental agency what other add-ons might be convenient for you to purchase.

Additional insurance or full coverage is not mandatory but recommended to avoid issues and hefty fees. If you plan on going off-roading, note that most rental companies don’t cover this. You might want to purchase extra insurance through another party. As always, don’t forget to read the small print of your rental contract before you commit to any agreement. 

Is it easy to drive in Oman?

Oman generally has great roads throughout the country, which makes driving easy and convenient. But before you rent a car in Oman, it’s good to get familiar with the traffic rules and customs.

Roads & Speed limits

The quality of the roads in Oman is excellent, with most roads being asphalt-covered, even in remote areas. Driving standards are great, and fuel is considerably more affordable than in Europe(link). Most of your driving will happen on highways with a speed limit of 120 km/h. On open roads in the country, you can drive up to 90 km/h.

In urban areas, the speed limit is between 40 – 80 km/h depending on the size of the settlement. There are often speed bumps and cameras to ensure drivers stick to the speed limit. Always try to keep an eye out for the traffic signs, which have both Arabic and Roman numbers and letters. That means there’s no need to worry about brushing up on your Arabic for your road trip through Oman!

Tip: Routes can be very long and straight in Oman, especially on the highways. It’s easy to become tired, so make sure to stop frequently to rest and stretch and bring enough water and food for your journey. 

Traffic in Oman

Since the country is so vast, you’ll likely only find traffic in the cities. In Muscat, traffic is heavy at rush hour and around the Mutrah Souk. Try to avoid these times and areas as it can take a long time to get anywhere. If you do end up in heavy traffic in Oman, stay calm and don’t run any red lights as this is heavily punishable (1300 USD!).

Tip: Driving after dark? Try to be extra alert. Many roads don’t have any street lighting, and animals are known to wander around during these hours.

Monsoon season

If you’re traveling during the monsoon season, which runs from June to early September, there’s a chance of heavy rains. Flash flooding is frequent in Oman, so be careful when driving during or after rainfall. There are signs next to the road indicating a flood area, with one sign at the start and one at the end. You’ll find these more on lower routes and long flat landscapes. 

Note: In case of an accident, drivers should call 9999 , which is the local police phone and emergency number. If you’re involved in a minor accident, you don’t have to call but will have to follow the procedures set out on the ROP website. Check with your rental company in Oman if there’s a Minor Road Traffic Accident form in your car, which you’ll need if this situation occurs. 

Is it safe to drive in Oman?

Driving in Oman is safe and easy. In general, Oman is quite a safe country with low crime rates, especially involving foreigners. Overall, the roads are in good condition, there are great driving standards, and there’s generally no traffic.

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Note: There are strict driving rules concerning alcohol use in Oman, with a zero-tolerance policy in case of intoxicated drivers. It is also illegal to use a mobile phone while driving. 

Do I need a 4×4 vehicle in Oman?

Much of Oman is accessible with a regular car, and you can reach the most popular tourist sites without needing a 4×4 vehicle. However, driving a 4×4 does allow for more comfort and gives you more options to explore. Countless natural wonders, magical deserts, and fascinating abandoned towns lie in the more rugged territory. Especially if you’re planning on driving in sandy areas like the Wahiba Sands or through the mountain ranges, a four-wheel drive is needed. 

To drive in the Wahiba Sands desert, you may need to slightly deflate your tires to get across the sandy landscape (don’t forget to inflate them again once you’re out of the desert). It is highly recommended to arrange a local guide to explore this area of Oman, as there is a risk of getting lost. Know that to get to the desert camps; most camps also offer a pickup service! 

Off-roading can be a highlight of driving in Oman, navigating your way through the winding roads in the mountains and next to beautiful canyons. These places will always have police checkpoints and only permit entry if you’re driving a 4×4.

Tip: When you plan on off-roading, always travel in convoy. Bring enough water and a mobile phone, and leave a copy of your travel plans with friends or family. Furthermore, check with the rental agency if you’re insured and otherwise purchase insurance through a third party.

Top tips for renting a car in Oman

1. inspect your vehicle and contract upon pickup. .

Upon pickup, inspect your rental car thoroughly before starting on your journey. Do a walk around and try to log any existing damages on a video. To guarantee that you don’t get charged for any of these when returning your rental car, you must have some ‘proof’. Make sure to point them out to the rental agency as well. Do the same with the inside of the car, check whether you’ve got a full tank of gas, and you’re ready to go!

Tip: Always read the fine print of your rental contract. For example, Oman car rental companies often specify a kilometer limit per day that you’re allowed to drive.

2. Don’t worry about parking.

Parking in Oman is pretty easy, as there’s a lot of space, and it’s typically free of charge. In Muscat, however, they’ve recently implemented some paid-parking zones indicated by a sign at the entrance. At some sites outside the larger urban areas, such as Wadi Shab, you might have to park a bit further away and walk or take a taxi to get to the site.

Note: Parking in front of public buildings in Oman is prohibited. 

3. Getting gas is efficient.

Driving on the roads in Oman can take a long time, requiring you to fill up your gas tank on the way. Fuel is very affordable and subsidized in Oman, meaning it doesn’t differ across the three gas station chains in the country. One liter of gas costs about 0.239 OMR / 0.62 USD (2,35 USD per gallon), and you’ll likely need gasoline, as diesel cars are less common. Note that the color of the nozzle differs across gas stations. 

You won’t have to get gas yourself when you enter a gas station. Instead, an attendant will be there to do the fuelling for you. All you need to do is let him know which fuel you need and how much, and then pay him on the spot with cash. Despite credit cards being widely accepted in Oman, it’s best to bring cash to the gas station. 

Not sure which type of fuel your car needs? Check this with your rental company in Oman when picking up the car. Otherwise, there’ll sometimes be a sticker in the car indicating what fuel it needs. The car key, dashboard, or fuel door is where you can usually find this. 

Tip: Use a SIM card and the Waze App or Google offline maps for navigating in Oman. This way, you’ll always be able to spot a gas station on your route, too!

4. Wild camping is allowed.

Camping is allowed in Oman, meaning you can sleep under the stars, on the sandflats, in the desert, or between mountains. Whether a tent or your rental car, you can choose wherever you want to sleep. If the forecast is calling for rain, stay away from the wadis and lower-leveled landscapes to avoid potential flooding. 

How much does a car rental in Oman cost?

Renting a car in Oman can be relatively cheap by international standards, with an average of 30 – 40 USD a day for an economy car. If you’re planning on offroading and wild camping, you’ll need to get a four-wheel drive vehicle. A 4×4 is a bit more expensive and can cost you up to 70 USD a day, but it’s well worth it, especially if you’re able to split the costs. 

One-way rentals are more expensive than dropping the rental car off where you picked it up. Despite the potential flexibility of dropping your car off in another location, planning your itinerary for Oman in a loop has benefits. This way, you’ll be able to see much more of the country and save on extra costs, specifically due to the affordable fuel in Oman. 

Note: If you want to travel across the borders from Oman into the neighboring countries, check with your rental agency beforehand if you can do this. Traveling to Yemen or Saudi Arabia is typically prohibited, but crossing into the UAE or Dubai can be arranged with some rental companies.

Where do I rent a car in Oman?

You will need a car to discover remarkable mosques, beautiful hiking paths, or a starry night in the desert at your own pace. Muscat International Airport is the best place to pick up a rental car in Oman. 

Whether you book the rental car online or in the office, do your research to see which company has the best rates. You can use a comparison site or an online agency to find the best deal. The peak season in Oman falls between October and March, and booking your car well in advance is worth it to secure availability.

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7 Best Things To Do in Oman

Oman travel guide: ultimate 10-day travel itinerary.

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• Motor Insurance

Motor Insurance Takaful

Elegantly crafted rating structure based on CMA recommendation on Unified Policy Article No.: K/8/2008 in which Takaful Oman Insurance S.A.O.G offers 2 different products which are not only specialized but also Shari’a compliant. This makes it very easy for customers to get coverage under the Takaful umbrella. Both products, as listed below, offer coverage for all types of vehicles including private, commercial, individual, fleet, diplomatic, ministries etc. • Takaful Comprehensive • Takaful Motor Third Party

Comprehensive Motor Takaful covers the loss or damage of the covered vehicle. It also offers compensation towards the covered and/or the driver’s legal liability to third parties arising from the use of the covered vehicle. The policy can be tailor-made as per the needs of different customers i.e. for private or commercial vehicle owners or fleet owners or companies which maintain a large fleet. These plans offer a costeffective and convenient way to protect vehicles against various unforeseen risks.

• Covers loss or damage to the covered vehicle
• Coverage against accidental collision or overturning
• Coverage against burglary, theft, fire or malicious act of third party
• Third Party Liability (TPL) Easy claim processing
• Seamless Policy Issuance Process
• Branches, agents and brokers are easily accessible around Oman
• UAE Extensions
• Orange Card
• Emergency Roadside Assistance
• Natural perils coverage

Compulsory Protection Takaful (Third Party Motor Takaful) Rating crafted for individuals as well as businesses. In case of accidents the policy covers third party person, medical expenses, and third party property.

• Covers loss or damage to the third party vehicle
• UAE extension and Orange Card
• Third Party Liability (TPL)
• Seamless policy issuance process
• Medex Coverage
• Third-party property coverage
• Easy claim processing

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Going to Oman from the UAE by road? Visa requirements, documents, car insurance and costs explained

Living in uae.

Planning to go on a road trip to Oman? Here’s all you need to prepare ahead of time

Dubai: A relaxing road trip to Oman not only sounds like a good idea, but is also affordable compared to a flight to any other destination.

Luckily, for UAE expatriates and other nationalities residing in Gulf Cooperation Council (GCC) countries, they are eligible for a visa on arrival, and going through the border checkpoint is quite an easy process – if you are aware of all the rules.

So, to make sure you do not face any hiccups on your road trip, here is all you need to know about the visa and car insurance requirements for driving to Oman.

Visa requirements for UAE residents travelling to Oman by road

“You do not need to apply for a visa in advance. UAE residents can get a visa on arrival stamped on their passport, and this allows for a stay of 14 days in Oman,” Latheef MC, visa consultant at Dubai-based travel agency, Anisha Travel and Tourism, said.

If you are planning to stay for longer than that, then you must apply for an eVisa in advance, which would allow you to stay in Oman for up to 30 days .

However, according to Oman’s eVisa platform it normally takes at least four to five working days for the visa to be approved. If you are going for a shorter break, you can apply for a 14-day visa on arrival at the UAE-Oman border.

Additionally, he stated that there are certain nationalities that are allowed to enter Oman visa free  through the border. However, it is important to check with the Oman Embassy or call the Royal Oman Police (ROP) contact centre – +968 2284820 to find if you are eligible for visa-free travel.

UAE residents can get a visa on arrival stamped on their passport, and this allows for a stay of 14 days in Oman. - Latheef MC, visa consultant at Dubai-based travel agency, Anisha Travel and Tourism

• Visa on arrival fee – 5 OMR (Dh47) . • Exit fee – Dh35 (this needs to be paid when you are exiting the UAE border). • Motor insurance (if your existing insurance does not cover driving in Oman) – Dh106 or higher, depending on the coverage.

Documents required

• Valid Emirates ID. • Passport with at least six months validity.

How to enter Oman from the UAE by road - five border crossings to know

1. Al Darah border post

Route Ell, through Ras Al Khaimah, connects UAE residents to the northern most region of Oman - the Khasab area of Musandam, which is a governerate of Oman. Musandam is an exclave of Oman, separated from the rest of Oman by areas of the UAE. It is popular among tourists because of its boat cruises that offer the chance to sight dolphins, snorkeling and off-roading in the Hajar mountain range.

2.UAE/Oman Dibba border post

Route E99, through Fujairah, connects UAE residents to the south of Musandam, to the areas of Dibba and Zaghi.

3.Khatmat Milaha border post

If you drive along Route E99 in the other direction through Fujairah, it will connect you to the northern part of Oman, opening up the cities of Sohar and Muscat.

4.Hatta Crossing/Al Wajajah border post

Along the borders of UAE and Oman, the next crossing is the Al Wajajah Crossing, which you can reach by driving down Route E44. This is another route you can take if you wish to access the capital Muscat or wish to explore the northern areas of the country.

5.Mezyad border post

Another border crossing through Al Ain is the Mezyad border post. When you are on route E40, take the exit for Zayed Bin Sultan Street, to reach the border crossing.

This border crossing connects you to the southern part of Oman, including Salalah, which is a popular destination during the summer months. This is because from June to September this area experiences monsoon, as Oman marks the Khareef/monsoon season.

• Family trip from UAE to Oman: Travel to Salalah for unadulterated natural beauty with waterfalls, beaches, caves

What to do when you arrive at the Oman border

Step 1: pay exit fee.

When driving to Oman, you would first be crossing the UAE border post, where you would need to pay an exit fee of Dh35, according to Latheef.

Step 2: Get the visa stamped on your passport

“Next, when you are proceeding to the Oman border, you will need to park the car and enter the immigration section, where the visa will be issued and the passport will be stamped,” MC said.

Step 3: Apply for motor insurance for Oman, if you don’t already have one

Before you decide to travel, contact your insurance provider to find out if your policy includes Oman coverage.

“Major insurance companies in the UAE offer Oman coverage for free along with their comprehensive cover,” Hitesh Motwani, the Chief Marketing Officer at InsuranceMarket.ae, said.

In case your current motor insurance does not cover you for driving in Oman, you can purchase a policy at the border. Motor insurance for Oman is also referred ‘Orange Card’.

“The ‘Orange Card’ can also be purchased at the border, but this is limited to ‘third party cover’ only. In case of an accident, your car will not be covered,” he explained.

The ‘Orange Card’ can also be purchased at the border, but this is limited to ‘third party cover’ only. In case of an accident, your car will not be covered. - Hitesh Motwani, the Chief Marketing Officer at InsuranceMarket.ae

According to Latheef, when purchasing the insurance policy at the border, the minimum duration of the policy that you can purchase is for five days, which costs approximately Dh106.

“Most vehicles in the UAE have GCC insurance coverage. If not, you can go to one of the self-service kiosks and purchase car insurance with at least five days coverage. This costs around Dh106,” he added.

Step 4: Undergo car inspection

After the whole process is complete, the car will undergo a short inspection by the customs officers at the border, after which you will be able to enter Oman.

For how long can you stay in Oman?

• 14 days – visa on arrival • 30 days - eVisa

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Home / Car Insurance Reviews / Oman Insurance Company Car Insurance Review

Oman Insurance Company Car Insurance Review

• https://www.omaninsurance.ae/

[email protected]

Oman Car Insurance Overview

The Oman Insurance Company’s success is built on a smart combination of the latest digital tech and good old-fashioned insurance broking. They have grown to become one of the largest insurance companies in the Gulf region, and now have offices in Oman, Qatar, and a subsidiary in Turkey, as well 12 branches as in the UAE.

Consumers can buy health, travel, life and home insurance, as well as car insurance. Oman Insurance also offers motor fleet insurance for businesses, if you have a fleet of cars or run a commercial truck or trucks.

Oman Insurance was founded in 1975, and since 2018 the CEO is the Belgian Jean-Louis Laurent Josi, who was previously CEO of AXA Asia. With revenue of $1 billion and 650 employees (according to ZoomInfo), the company has plans to expand further. In March 2020 it was reported that Oman Insurance was considering bidding for the Middle Eastern operations of the French insurance giant AXA.

Oman Car Insurance Contact Details

Opening Hours

08:00am to 05:00pm, Saturday – Thursday

Dubai (Head Office)

Al Maktoum Street

Al Maktoum Building Number 24

Deira, P.O. Box 5209

+971 4 233 7777

Al Mankhool Area

Kuwait Street, Corporate Centre

Ground Floor

Opposite Aster Maternity Hospital

Bur Dubai, P.O. Box 31546

+971 4 703 1000

Fax: +971 4 398 1987

Sheikh Zayed Road

Gold and Diamond Park,

Building Number 5,

Ground Floor R5, Shop 019,

Landmark: Near FAB Metro Station on Sheikh Zayed Road,

Why buy Oman Car Insurance?

Oman Insurance has more than 100,000 drivers using their motor insurance. As well as having probably more offices than any other UAE insurance company, Oman Insurance offers a network of A-rated garages and agency partnerships, and dedicated insurance for luxury cars.

All motorists in the UAE must have third-party insurance in order to legally drive in the country. The Oman Insurance third-party plan protects you against any liabilities to the person or property of a third party in the event of an accident where you are found to be at fault. This covers bodily injury as set by the UAE court, third party property damage up to AED 3,000,000, ambulance cover up to AED 6,770. If you want a little extra cover without opting for comprehensive cover, there are some added extras, which include personal accident benefit to the driver and passengers both up to AED 200,000, and roadside assistance.

Comprehensive cover offers third party property damage up to AED 3,500,000, personal accident for driver and passengers up to AED 200,000, emergency medical expenses up to AED 5,000 per person, agency repairs for up to three years, personal injury for driver and spouse while embarking/disembarking from the vehicle up to AED 30,000, personal belongings covered up to AED 5,000 per year, driving in Oman (although excess is doubled), emergency roadside assistance (24-7), courtesy car cash benefit (7-day maximum), windscreen cover up to AED 3,000 (no excess), coverage for natural disasters and strikes, riots, and civil commotions (SRCC), off-road for vehicles with that capability, valet parking theft.

With more than 1450 members of their Privilege Club , Oman Insurance insures more luxury cars than any other company in the UAE. Premium vehicle or high net worth motor cover is for vehicles worth more than AED 500,000. Customers receive very high limits on their cover, access to a special claims process and special discounted rates on any other cars that you or your spouse may own that are worth less than AED 500,000. 

Oman Insurance Premier Cover includes five years of agency repairs (extendable), ambulance cover up to AED 6,000, emergency medical expenses up to AED 5,000, personal injury up to AED 30,000, personal belongings up to AED 5,000, comprehensive roadside assistance, windscreen damage up to AED 10,000 (with no excess), loss of use allowance up to AED 300 per day, lock replacement up to AED 3,000, 12-month GAP, options included European cover and track day cover for select clients, luxury courtesy vehicle, impressive cover with high limits, dedicated claims and repairs team on a unique contact number, third-party property damage up to AED 5,000,000, coverage for all your other cars, natural disasters, and valet parking theft up to the sum insured.

Oman Insurance is the only company in the UAE (that we know of) that offers a special insurance package for Tesla cars. Developed in partnership with Tesla UAE, the InsureMyTesla package includes full access to dedicated Tesla professionals and coverage for your charger, paintless dent repairs, tire and rim repairs, high liability limits, five years of agency repairs, third-party property damage up to AED 5,000,000, loss or damage of vehicle up to the sum insured, ambulance cover up to AED 6,770, courtesy car up to AED 10,000, off-road cover for 4WD, personal accident for passenger and drivers up to AED 200,000, emergency medical expenses up to AED 5,000, personal injury up to AED 30,000, Platinum Plan roadside assistance, the option of coverage in Oman and Qatar, natural disaster up to the sum insured, personal belongings up to AED 5,000, windscreen damage up to AED 10,000 (no excess), lock replacement up to AED 3,000, and 12-month GAP.

Value Added Extras

Not only does Oman Insurance have a large portfolio of car insurance products, but the company also has first-rate services in both the digital and bricks-and-mortar realm. 

They have 700 professionals ready to serve you, offices in all the Emirates, and a network of 12 partner garages. If you prefer use the web, you’ll get a 10% discount if you buy your policy online. The company’s focus on online convenience has led to the creation of 25 digital services, with more in the pipeline. 

One great example is the AssistPal app, which allows you to request roadside assistance in an emergency. Then there’s their new digital claims system that reduced the time it takes to process claims by 50%, which was launched in the summer of 2020. So, perhaps it’s no wonder that they have 86% customer satisfaction. 

Call 800 47 46 for Oman Insurance to arrange for your vehicle to be towed.

Oman Insurance Claims Process

Before you make you claim you need to have the five following documents to hand:

• Insurance policy number 
• Driver’s license
• Copy of your car registration card (or Mulkiya)
• Police report and police report reference number
• Copy of your Emirates ID card

The fastest way to make a claim at Oman Insurance is through their online claims portal , which also contains downloadable guides for making a claim, alternatively you can call 800 405 or send an email to [email protected] with the relevant documents attached.

The website downloads section has the product information about all their packages in both English and Arabic.

Oman Car Insurance FAQs

How do i get a quote from the oman insurance company.

Visit their online portal for individuals where you can get a quote, retrieve a quote you have previously been given, and renew your current motor insurance.

What does GAP insurance cover?

Both Premier Cover and InsureMyTesla from Oman Insurance include GAP insurance coverage. This is an acronym that stands for Guaranteed Asset Protection; it protects car owners when their standard insurance payout, which is known as ‘total loss payment’, does not cover the full value of the car.

GAP covers motorists who have bought a new car, because a great deal of the value of the vehicle is lost within the first few months, up to a year, of ownership. This means that if the car is stolen or written off in those first months, the owner will still be paid the full value of the car and not just, for instance, 60% which would usually be paid out in a ‘total loss payment’.

Do I have to make a claim if it is not my fault?

If you have been involved in an accident and it is not your fault, you do not have to pay to make a claim. However, if it was your fault, then you have to pay the excess.

I am moving to a different emirate, will I still be covered?

Contact Oman Insurance and they will carry out the necessary paperwork to make sure you are still covered.

Are overseas visitors covered on the comprehensive insurance package?

Yes, as long as they have a valid driving license and all the relevant permissions from the local traffic department.

Want to Compare Car Insurances in UAE?

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Hot Oceans Worsened Dubai’s Dramatic Flooding, Scientists Say

An international team of researchers found that heavy rains had intensified in the region, though they couldn’t say for sure how much climate change was responsible.

• Share full article

By Raymond Zhong

Scenes of flood-ravaged neighborhoods in one of the planet’s driest regions stunned the world this month. Heavy rains in the United Arab Emirates and Oman submerged cars, clogged highways and killed at least 21 people. Flights out of Dubai’s airport, a major global hub, were severely disrupted.

The downpours weren’t a total surprise — forecasters had anticipated the storms several days earlier and issued warnings. But they were certainly unusual.

Here’s what to know.

Heavy rain there is rare, but not unheard-of.

On average, the Arabian Peninsula receives a scant few inches of rain a year, although scientists have found that a sizable chunk of that precipitation falls in infrequent but severe bursts, not as periodic showers. These rains often come during El Niño conditions like the ones the world is experiencing now.

U.A.E. officials said the 24-hour rain total on April 16 was the country’s largest since records there began in 1949 . And parts of the nation had already experienced an earlier round of thunderstorms in March.

Oman, with its coastline on the Arabian Sea, is also vulnerable to tropical cyclones. Past storms there have brought torrential rain, powerful winds and mudslides, causing extensive damage.

Global warming is projected to intensify downpours.

Stronger storms are a key consequence of human-caused global warming. As the atmosphere gets hotter, it can hold more moisture, which can eventually make its way down to the earth as rain or snow.

But that doesn’t mean rainfall patterns are changing in precisely the same way across every part of the globe.

In their latest assessment of climate research , scientists convened by the United Nations found there wasn’t enough data to have firm conclusions about rainfall trends in the Arabian Peninsula and how climate change was affecting them. The researchers said, however, that if global warming were to be allowed to continue worsening in the coming decades, extreme downpours in the region would quite likely become more intense and more frequent.

Hot oceans are a big factor.

An international team of scientists has made a first attempt at estimating the extent to which climate change may have contributed to April’s storms. The researchers didn’t manage to pin down the connection precisely, though in their analysis, they did highlight one known driver of heavy rain in the region: above-normal ocean temperatures.

Large parts of the Indian, Pacific and Atlantic Oceans have been hotter than usual recently, in part because of El Niño and other natural weather cycles, and in part because of human-induced warming .

When looking only at El Niño years, the scientists estimated that storm events as infrequent as this month’s delivered 10 percent to 40 percent more rain to the region than they would in a world that hadn’t been warmed by human activities. They cautioned, however, that these estimates were highly uncertain.

“Rainfall, in general, is getting more extreme,” said Mansour Almazroui, a climate scientist at King Abdulaziz University in Jeddah, Saudi Arabia, and one of the researchers who contributed to the analysis.

The analysis was conducted by scientists affiliated with World Weather Attribution, a research collaboration that studies extreme weather events shortly after they occur. Their findings about this month’s rains haven’t yet been peer reviewed, but are based on standardized methods .

The role of cloud seeding isn’t clear.

The U.A.E. has for decades worked to increase rainfall and boost water supplies by seeding clouds. Essentially, this involves shooting particles into clouds to encourage the moisture to gather into larger, heavier droplets, ones that are more likely to fall as rain or snow.

Cloud seeding and other rain-enhancement methods have been tried around the world, including in Australia, China, India, Israel, South Africa and the United States. Studies have found that these operations can, at best, affect precipitation modestly — enough to turn a downpour into a bigger downpour, but probably not a drizzle into a deluge.

Still, experts said pinning down how much seeding might have contributed to this month’s storms would require detailed study.

“In general, it is quite a challenge to assess the impact of seeding,” said Luca Delle Monache, a climate scientist at the Scripps Institution of Oceanography in La Jolla, Calif. Dr. Delle Monache has been leading efforts to use artificial intelligence to improve the U.A.E.’s rain-enhancement program.

An official with the U.A.E.’s National Center of Meteorology, Omar Al Yazeedi, told news outlets that the agency didn’t conduct any seeding during the latest storms. His statements didn’t make clear, however, whether that was also true in the hours or days before.

Mr. Al Yazeedi didn’t respond to emailed questions from The New York Times, and Adel Kamal, a spokesman for the center, didn’t have further comment.

Cities in dry places just aren’t designed for floods.

Wherever it happens, flooding isn’t just a matter of how much rain comes down. It’s also about what happens to all that water once it’s on the ground — most critically, in the places people live.

Cities in arid regions often aren’t designed to drain very effectively. In these areas, paved surfaces block rain from seeping into the earth below, forcing it into drainage systems that can easily become overwhelmed.

One recent study of Sharjah , the capital of the third-largest emirate in the U.A.E., found that the city’s rapid growth over the past half-century had made it vulnerable to flooding at far lower levels of rain than before.

Omnia Al Desoukie contributed reporting.

Raymond Zhong reports on climate and environmental issues for The Times. More about Raymond Zhong

• Best overall
• Best for expensive trips
• Best for exotic trips
• Best for annual plans

How we reviewed travel insurance for seniors

Best travel insurance for seniors of may 2024.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Reaching your golden years doesn't mean your adventures have to end. In fact, in this stage of life, you'll hopefully have more time and resources to travel. But as a senior citizen, you'll want to ensure you have travel insurance that covers any health-related issues arise while you travel.

Our top picks for the best senior travel insurance

• Best overall: Allianz Travel Insurance
• Best for expensive trips: John Hancock Travel Insurance
• Best for exotic trips: World Nomads Travel Insurance

Best for annual plans: Travel Guard

How we rate the best senior travel insurance companies »

Compare travel insurance for seniors

Your health gets more unpredictable as you age, which makes travel insurance more important for seniors. Unfortunately, it's also more expensive. The best travel insurance for seniors won't have too steep of a price hike compared to rates for younger travelers. It will have high coverage limits for emergency medical coverage, trip cancellations, and and emergency medical evacuation. It's also important that your travel insurance offers pre-existing condition waivers , ideally at no extra cost to the traveler. 

Here are our picks for the best travel insurance coverage for seniors in 2024.

Best overall: Allianz

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Allianz Travel Insurance is one of the most widely recognized names in travel insurance, and it stands out as one of the top travel insurance providers for seniors. It offers a wide range of policies covering medical treatments overseas and emergency medical transport.

Allianz also provides options for varying trip lengths. Its annual multi-trip policies , for example, cover any trip you make during your policy period, even if they aren't yet planned, making it an excellent option for seniors who vacation multiple times per year.

Read our Allianz Travel Insurance review here.

Best for expensive trips: John Hancock

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 3 travel insurance plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason rider available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable travel insurance premiums
• con icon Two crossed lines that form an 'X'. Reviews of claims process are mixed
• con icon Two crossed lines that form an 'X'. Buyers may not get specialty coverage for sports equipment and other high value items
• Trip cancellation for 100% of the trip cost
• Trip interruption insurance for up to 150% of the trip cost
• Emergency medical coverage of up to $250,000 per person
• Medical evacuation coverage of up to $1,000,000

John Hancock Travel Insurance plans for seniors offer some of the best coverage available. It provides generous maximum benefit amounts while still offering affordable prices.

Each plan includes coverages like trip cancellation, emergency accident, and emergency medical, with the option to add benefits like CFAR (cancel for any reason) . Plus, getting a free online quote is a quick and straightforward process.

Read our John Hancock Travel Insurance review here.

Best for exotic trips: World Nomads

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance is a great choice for active senior citizens under 70 who want comprehensive travel insurance. The key difference between World Nomads and many other providers is that it covers 200+ adventurous activities like scuba diving, mountain biking, surfing, skiing, and even bungee jumping. In addition, World Nomads' trip cancellation and emergency medical coverage includes COVID-19-related issues. Many other insurers are excluding that type of coverage now.

For adventurous senior citizens over the age of 70 years, World Nomads suggests working with its partner, TripAssure .

Read our World Nomads Travel Insurance review here.

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
• con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

• Trip cancellation coverage for up to 100% of the trip cost
• Trip interruption coverage for up to 150% of the trip cost
• Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
• Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Travel Guard  offers comprehensive insurance plans for shorter and longer trips. One of its more unique offerings is its Travel Guard Annual Plan.

This annual travel insurance comes with standard coverage benefits (trip delay, baggage loss, etc.) and substantial coverage amounts, which is important for seniors who travel multiple times per year. Travel Guard also offers a preexisting medical condition waiver, meaning those with certain medical issues can still gain coverage.

Read our AIG Travel Guard Insurance review here.

Understanding travel insurance for seniors

Before diving into the specifics, it's essential to understand what travel insurance is and why it's particularly important for senior travelers. The best travel insurance offers financial protection against unexpected events affecting your trip, such as trip cancellations, medical emergencies, or lost luggage.

Types of coverage

• Medical Coverage: Ensures your medical expenses are covered in case of illness or injury.
• Trip Cancellation/Interruption Coverage: Provides reimbursement if your trip is canceled or cut short due to unforeseen events.
• Baggage Coverage: Covers loss, damage, or theft of personal items during your trip.

Benefits of travel insurance for seniors

• Peace of Mind: Knowing you're covered in case of emergencies can make your travel stress-free.
• Financial Protection: Shields you from potentially overwhelming medical costs and trip cancellations fees.
• Assistance Services: Many plans offer 24/7 assistance services, providing help whenever and wherever you need it.

Making the most of your plan

After choosing a plan, it's crucial to understand your policy fully and know what services are available to you in case of an emergency.

Understanding your policy

• Read the fine print and understand the claims process to avoid surprises.

Emergency assistance services

• Familiarize yourself with the emergency assistance services offered by your plan and keep all necessary contact information handy.

How to pick senior travel insurance

It's wise to compare several different travel insurance policies for the best coverage and pricing, as premiums vary widely between insurers and depend on factors like your age and travel destination.

That said, some of the more essential coverages to look for if you're a senior citizen include:

• Travel medical coverage - This coverage will pay for your medical bills outside the US.
• Medical evacuation coverage - If you're injured or become sick while traveling, this coverage will transport you to the nearest hospital or even back home if your condition necessitates it.
• Preexisting conditions - Coverage for known health conditions. You'll need to purchase travel insurance within a certain time period from when you book your trip to qualify for a preexisting condition waiver .
• Cancel for any reason (CFAR) - The name says it all! It'll cost extra and you'll need to purchase insurance early, but it's the most comprehensive trip cancellation coverage you can get. Note that CFAR insurance usually only covers up to 75% of your trip fees.
• Trip cancellation insurance - This coverage provides reimbursement for your prepaid and nonrefundable costs if you cannot make your trip due to an unforeseen event.
• Baggage delay insurance - This coverage will reimburse you for essentials like toiletries and clothes if your bags are delayed.
• Lost luggage insurance - This coverage will reimburse you up to a specified amount if your bags get lost en route.

Of these, the most critical to note are whether or not your policy covers preexisting conditions and the limits for travel medical insurance and emergency medical evacuation.

Some insurance companies offer a waiver that will cover preexisting conditions. You'll have to follow the requirements for adding a waiver to your policy, like insuring the entire cost of your trip. Or purchase the policy within a specific time after making your first trip deposit payments.

You'll also want to find a policy with high maximum limits for travel medical and emergency medical evacuation coverage. These types of expenses can be substantial, so you want to have appropriate coverage.

When comparing senior travel insurance options, we looked at the following factors to evaluate each travel insurance provider:

• Coverage limits: We looked at each travel insurance company's coverage amounts for benefits like medical emergencies and trip cancellation.
• Flexibility: We looked at how customizable a policy is, so you can choose what your travel insurance policy covers .
• Coverage for preexisting conditions: Preexisting conditions are one of the more critical factors for travel insurance for senior citizens, so we looked at travel insurance companies that offer the best coverage for preexisting conditions.
• Price: We compared travel insurance providers offering reasonable basic and comprehensive coverage rates.
• Benefits geared towards seniors: We compared travel insurance companies that offer solid coverage for senior citizens, like medical evacuation, COVID-19 coverage, and trip cancellation.

You can read more about our insurance rating methodology here.

Seniors should look for travel insurance policies that offer comprehensive medical coverage, including for preexisting conditions and emergency medical evacuation. They should also consider policies with higher coverage limits to ensure adequate protection. Additionally, seniors should seek travel insurance plans that provide 24/7 assistance services, as well as coverage for trip cancellations, interruptions, and baggage protection.

The cost of senior travel insurance coverage can vary depending on your age, overall health, state of residence, travel destination, and length of your trip. However, assuming all other factors are the same, you'll pay more for travel insurance at 70 than at 30.

All travel insurance companies, except World Nomads, included in this guide offer coverage for pre-existing medical conditions as long as you buy your policy within the qualifying period from when you placed your trip deposit.

Allianz is the best travel insurance for seniors due to its wide array of medical coverages and emergency medical transport. Allianz also offers multi-trip insurance policies , which could make sense for seniors who travel frequently.

In some instances, travel insurance companies will have age eligibility restrictions, often only insuring people 80 years old and younger.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

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Find the best credit card for you

New wells fargo business card: earn $500 and unlimited 2% cash rewards with no annual fee, wells fargo rolls out a business card with no annual fee and tons of value..

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Wells Fargo has been busy launching new rewards credit cards, aiming first at the best travel credit cards with the introduction of the Wells Fargo Autograph Journey℠ Visa® Card . Now the issuer has the best small business cards in its crosshairs with the debut of a flat-rate business cash-rewards card — the Signify Business Cash ℠  Card by Wells Fargo .

This card provides small businesses with a robust 2% in cash rewards on all spending, as well as a path to transferring those rewards to Wells Fargo's travel partners — all without an annual fee.

Wells Fargo Signify Business Cash Card

Signify business cash℠ card by wells fargo.

2% cash rewards on all purchases

Welcome bonus

Earn a $500 cash rewards bonus after spending $5,000 in the first three months.

0% for the first 12 months on purchases

Regular APR

18.49% – 26.49% variable

Balance transfer fee

Foreign transaction fee.

Terms apply.

• No annual fee
• Solid welcome offer
• Exceptional cash-back rate
• Lounge access requires a per visit fee
• 3% fee charged on foreign transactions

Information about the Signify Business Cash℠ Card by Wells Fargo has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

The Wells Fargo Signify Business Cash Card s tands out in the business cash-back card space by giving unlimited cash rewards without charging an annual fee. It gets even better if you also have a consumer Wells Fargo credit card that unlocks access to the new Wells Fargo travel partners, such as the no-annual-fee Wells Fargo Autograph℠ Card (see rates and fees ) or the Wells Fargo Autograph Journey℠ Visa® Card .

Wells Fargo confirmed to CNBC Select that Signify Business Cash cardholders can combine their cash rewards with an eligible Wells Fargo consumer card and then take advantage of the consumer card's redemption options. Using this strategy to transfer rewards to Wells Fargo's travel partners can greatly boost the value you receive. For example, transferring 34,000 points to Iberia is enough to book a one-way off-peak business-class flight from a handful of U.S. cities (Boston, New York, etc.) to Spain, a flight that typically costs thousands of dollars.

Given that those 34,000 points would net you only $340 when redeemed as cash, you can see how much more value you get by transferring to travel partners. Other transfer options include Choice Hotels, Air France/KLM, British Airways, Avianca and Aer Lingus.

New Signify Business Cash Card members also receive an intro 0% APR on purchases for 12 months from account opening, after that a variable 18.49% to 26.49% APR applies. You can also enroll for a Priority Pass membership for airport lounge access , however, you don't get free access and will pay a per-visit fee.

Alternative cards

Overall, the Signify Business Cash Card compares favorably to similar business credit cards that earn cash back. The American Express Blue Business Cash™ Card earns 2% cash back on up to $50,000 per year (then 1% back). Its welcome offer is a $500 statement credit you earn after spending $8,000 in purchases on your card in the first three months after account opening. The Wells Fargo Signify Business Cash card earns an unlimited 2% in cash rewards and its bonus has the same value as the Blue Business Cash (even though the Wells Fargo card has a smaller spending requirement) .

The American Express Blue Business Cash™ Card

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% cash back earned is automatically credited to your statement

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

0% for 12 months on purchases from date of account opening

18.49% - 26.49% variable; APRs will not exceed 29.99%

Credit needed

See rates and fees , terms apply.

The Ink Business Unlimited® Credit Card earns 5% cash back on Lyft rides (through March 2025) and 1.5% cash back on all other purchases. This makes the Signify Business Cash more rewarding for most spending. The Ink Business Unlimited has a larger welcome bonus, but over the long haul, the Signify Business Cash Card's increased cash rate will win out.

You can move the cash-back rewards you earn with the Ink Business Unlimited to a Chase credit card that allows point transfers, such as the Chase Sapphire Preferred® Card . While the Signify Business Cash offers the same path to transferring cash rewards, Wells Fargo's travel rewards program is new and it has a far less robust list of transfer partners. If you can maximize Chase's travel partners , it's possible to squeeze more value out of the Ink Business Unlimited despite its slightly lower cash-back rate.

Ink Business Unlimited® Credit Card

Earn 1.5% cash back on every purchase made for your business

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

0% for the first 12 months from account opening on purchases; N/A for balance transfers

18.49% - 24.49% variable

Either $5 or 5% of the amount of each transfer, whichever is greater

Good/Excellent

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

Bottom line

Wells Fargo isn't messing around with the new Signify Business Cash Credit card, which instantly becomes one of the best no-annual-fee business credit cards . It offers 2% cash rewards on all purchases with no caps, a valuable welcome bonus and no annual fee. Unless your business can benefit from specific bonus spending categories or you want free airport lounge access, it's hard to go wrong with this card.

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At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every personal finance article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of financial products .  While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date.

Enter to win an iPad from CNBC Select . We're giving away an iPad to one lucky winner who fills out our  survey about personal finance interests and habits .  ( NO PURCHASE NECESSARY. Void where prohibited. Legal residents of the 50 US states or DC who are 18 or older. Ends 5/8/24. Limit 1 entry per person. Sponsors: CNBC Select and NBCUniversal Media, LLC.)

For rates and fees of the Wells Fargo Autograph℠ Card, click here .

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