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Travel Insurance

The protection you need for travel’s many “what ifs.”

Whether you’re going on vacation or taking a business trip, Chubb provides the travel insurance protection you need to travel with confidence, security, and peace of mind.

How Does Travel Insurance Work?

Passport 360 ® , Chubb’s travel insurance, provides you and your family with an all-in-one plan that includes benefits like medical evacuation if you or a family member are hurt or sick, political evacuation, baggage delay coverage, trip risk intelligence to see beforehand if it’s smart to travel to a particular region, and trip delay protection. You pay one annual premium and are covered for all of your travel throughout the year, 24 hours a day, anywhere in the world. Choose the level of coverage that works for you and add extras like our optional Golf Package.

Travel Insurance Coverage Highlights

With Chubb's Passport 360, you have the tailored solutions you need to travel with confidence, security, and peace of mind. Passport 360 is travel insurance that delivers a complete package.

Benefits Included:

Medical evacuation for illness and injury and safe return home
Coverage for medical expenses that go beyond the policy limit (excess coverage)
Political evacuation, such as situations of political unrest and military action
Additional death benefit in case of criminal assault
Additional medical benefits in case of accidental loss of limbs, sight, speech or hearing
Accidental death & dismemberment (AD&D) insurance.

Travel Conveniences Included:

Trip delay coverage
Baggage delay coverage
Travel assistance services such as replacement of lost travel documents like your passport or visa, translation services, rebooking an itinerary, medical and legal referrals, identity protection, and more
Analysis of your travel risks from a robust security intelligence website

Optional Upgrades:

Golf package – Coverage for green fees if you can’t make your tee-time, recreational equipment delay, and recreational vehicle damage

How Are Essential and Enhanced Passport 360 Different?

The two plans offer many of the same benefits, but at different coverage levels. For example, the Enhanced plan provides more coverage for excess medical expenses, felonious assault, common carrier, and accidental death and dismemberment, as shown below.

*Excess medical expense is not intended to take the place of primary medical coverage, and is not available to residents of CT, GA, MD, NH, NJ, or VA.

The Chubb professionals were efficient, but also kind and understanding. Evan L. , Weston, CT

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With our broad coverage and unparalleled service, you can trust Chubb to help protect your valuables.

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1 Chubb clients and their covered family members enjoy AD&D coverage no matter where they are. Travel benefits like emergency medical transport apply when you are traveling 100 miles or more away from home.

Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

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Visa vs. Passport: What’s the Difference?

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You probably know that you need a passport for international travel, but you may have also heard of another type of travel document called a visa. Depending on your travel plans, you might be able to travel with just a passport — or you might need to apply for a visa as well.

But what is the difference between a visa and a passport? Here’s what you need to know.

What is a passport?

A passport is a specific type of official identity document used for international travel. A country's government issues the document to its citizens or in some cases, to noncitizen nationals. Passports contain identifying information like your name, birth date, gender, photo and passport number.

Many passports also contain electronic chips that store your identity information and signature digitally, which makes the passport difficult to fake or alter.

Most passports are regular, or tourist, passports. In the U.S., these are the blue passports that you’re most likely familiar with. But countries also issue diplomatic and official passports for officials traveling on government business.

When do you need a passport?

If you plan to travel internationally, you most likely need a passport. There are alternatives to passports for U.S. citizens going to Canada or Mexico by land, but most international travel will require a passport. International air travel always requires a passport.

» Learn more: Passport book vs. card: 4 key differences

What is a visa?

A visa is a document that permits you to enter another country for a specific length of time and purpose. Whether a visa is required to enter a country depends on your country of citizenship, your reason for travel, the duration of your stay and other factors.

Any country might issue dozens of different types of visas. It may have a complicated taxonomy of visa types or offer only a handful of visa types. Here are some of the most common types of visas:

Tourist visas are issued when you are traveling to a country for sightseeing, visiting friends or other noncommercial, nonofficial purposes. These visas are typically issued for a short stay of a few months.

Student visas are issued to those who will be studying in the country. They typically allow you to stay in a country during your studies, but there are often restrictions on how much you can work.

Work visas allow you to enter a country for the purposes of employment. Most countries require a specific work visa if you want to work during your stay.

Transit visas are issued when you need to pass through a country to catch a connecting flight. Transit visas are typically valid for a short period of time, and visa holders aren’t allowed to exit the airport while in the country.

» Learn more: How to get your first passport

How do you get a visa?

Countries that require a visa will often ask you to send your passport to an embassy or consulate before you travel. Requirements vary, but you will usually be asked to provide evidence of your travel bookings, a photograph, a completed visa form and proof of residence. Visa processing may take a few days to more than a month.

Even if a country requires a visa for travel, you don’t always have to apply for it in advance. Some countries will grant you a tourist visa on arrival. Egypt, for example, grants a 30-day tourist visa to U.S. citizens arriving by air for a $25 fee.

Finally, some countries allow you to apply for a visa electronically. Australia, for instance, allows U.S. citizens, as well as those from a handful of other countries, to obtain an Electronic Travel Authority. You can apply for the electronic visa online, allowing you to get a visa without submitting your passport to an embassy or consulate.

When do you need a visa?

Whether you require a visa for travel will depend on your citizenship, the country you are traveling to, your purpose for travel, and how long you intend to stay.

If you’re a U.S. citizen, one way to find out if you need a visa to travel is to use the State Department’s Learn About Your Destination tool, which contains visa information for most countries. Keep in mind that visa rules can change, so it’s best to verify entry requirements even if it’s a country you’ve been to in the past.

» Learn more: Places to travel without a passport this summer

Visa and passport differences

Here’s a quick overview of the differences between a passport and a visa:

Visa vs. passport recapped

A passport is for identity verification, while a visa permits you to enter a country.

If you’re traveling internationally, you’ll need a passport. In addition to your passport, some countries require you to apply and be approved for a visa in advance of your travel.

You might also need a visa if you’re traveling for a specific nontourism purpose, such as work or study.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

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1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

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Winter is here! Check out the winter wonderlands at these 5 amazing winter destinations in Montana

Travel Tips

Passport Insurance: What It Covers And Why You Need It

Published: December 15, 2023

Modified: December 28, 2023

by Ashlen Hagen

Safety & Insurance
Sustainability
Travel Essentials & Accessories

Introduction

Welcome to the world of travel! Whether you are planning a leisurely vacation, an adventurous backpacking trip, or a business trip, one thing remains essential – your passport. It is your key to exploring new destinations, experiencing different cultures, and making memories that last a lifetime.

However, have you ever considered what would happen if your passport gets lost, stolen, or damaged during your journey? Unfortunately, these unforeseen events can occur, causing stress, inconvenience, and even financial loss. That’s where passport insurance comes into play.

Passport insurance is a type of travel insurance that specifically covers the risks associated with your passport. It provides financial protection and assistance in various situations, ensuring that you can navigate through any passport-related challenges with ease. In this article, we will delve into the specifics of passport insurance, including what it covers and why you need it.

Before we dive into the nitty-gritty details, it’s important to note that obtaining passport insurance is highly recommended, regardless of your travel destination or duration. It offers an added layer of security, giving you peace of mind to fully enjoy your trip without worrying about the potential mishaps that could occur with your passport.

Now, let’s explore the world of passport insurance together and discover the comprehensive coverage and benefits it provides. From medical expenses to trip interruption and more, passport insurance has got you covered every step of the way.

What is Passport Insurance?

Passport insurance is a specific type of travel insurance designed to protect and assist travelers with potential issues related to their passports. It provides coverage and assistance for various scenarios, including loss, theft, damage, and other passport-related emergencies.

When you purchase passport insurance, you gain access to a range of benefits and financial protection that can help alleviate the stress and financial burden associated with passport-related mishaps. It ensures that you can navigate through any unexpected situations seamlessly and without incurring significant expenses.

Passport insurance typically includes coverage for medical expenses, trip interruptions, trip cancellations, emergency evacuations, lost or stolen passports, and baggage loss or delays. Additionally, it may offer additional benefits such as 24/7 travel assistance, concierge services, and access to a network of medical providers.

Having passport insurance means having a safety net to rely on when unforeseen circumstances threaten to disrupt your travel plans. Instead of dealing with the consequences on your own, passport insurance offers you peace of mind knowing that you have financial protection and assistance readily available.

It’s important to note that passport insurance is different from passport replacement services. While passport insurance covers the financial costs associated with passport-related issues, it does not directly facilitate the replacement of your passport. However, many passport insurance providers offer guidance and support to help travelers navigate the process of replacing a lost or stolen passport.

When considering whether to purchase passport insurance, it is essential to evaluate your travel plans, the value of your passport, and the potential risks involved. While not mandatory, passport insurance provides a valuable layer of protection for both domestic and international travelers.

Now that we’ve covered what passport insurance is, let’s explore the specific coverage provided by this type of travel insurance in greater detail.

Coverage Provided by Passport Insurance

Passport insurance offers comprehensive coverage for a range of passport-related issues and emergencies that can arise during your travels. Let’s take a closer look at the key areas of coverage provided by passport insurance:

Medical Expenses Coverage: Passport insurance often includes coverage for medical expenses incurred due to illness or injury while traveling. This can include hospitalization, emergency medical treatment, and even repatriation in severe cases. It ensures that you receive necessary medical care without bearing the financial burden.

Trip Interruption Coverage: If your trip is interrupted or cut short due to unforeseen circumstances, such as a personal emergency or a natural disaster, passport insurance can provide reimbursement for the unused portion of your trip expenses. This coverage helps protect your investment and allows you to reschedule or return home without financial loss.

Trip Cancellation Coverage: In instances where you need to cancel your trip before departure due to specific reasons, such as an illness, death in the family, or a travel advisory, passport insurance can provide reimbursement for non-refundable trip costs. This coverage offers a safety net if circumstances beyond your control force you to cancel your plans.

Emergency Evacuation Coverage: If you find yourself in a situation where you require emergency medical evacuation or repatriation, passport insurance can cover the expenses associated with such transportation. This can include air ambulance services, medical escorts, and transportation to a suitable medical facility for treatment.

Lost or Stolen Passport Coverage: If your passport is lost or stolen during your trip, passport insurance can assist with the replacement process. It may cover the fees associated with obtaining a new passport, including expedited processing fees, and provide guidance and support to ensure a smooth replacement experience.

Baggage Loss or Delay Coverage: Passport insurance can provide coverage for the loss, damage, or delay of your baggage during your trip. This includes reimbursement for essential items you may need to purchase if your baggage is delayed, as well as compensation for the value of lost or damaged items.

These are just some of the key areas of coverage provided by passport insurance. Depending on the policy and provider, there may be additional benefits and specific coverage options available. It is important to thoroughly review the terms and conditions of your passport insurance policy to understand the details of your coverage.

Now that we have explored the coverage provided by passport insurance, let’s delve into the additional benefits of having this type of travel insurance.

Medical Expenses Coverage

One of the essential aspects of passport insurance is its coverage for medical expenses incurred while traveling. Whether you fall ill or sustain an injury during your trip, passport insurance ensures that you receive the necessary medical care without having to worry about the financial burden.

In case of a medical emergency, passport insurance can cover expenses such as hospitalization, doctor visits, prescription medications, and emergency medical evacuation. This coverage is particularly crucial when traveling to destinations where healthcare costs are high or access to quality medical facilities may be limited.

Medical expenses coverage provided by passport insurance can also include coverage for pre-existing conditions, as long as you meet the policy’s eligibility criteria and have disclosed any relevant medical information during the application process. This ensures that you are protected even if you have existing health conditions.

Moreover, passport insurance often offers 24/7 emergency assistance services. This means that if you find yourself in a medical emergency or need assistance navigating the local healthcare system, you can rely on the support and guidance of the insurance provider’s dedicated team. They can help you find suitable medical facilities, coordinate with local doctors, and provide language translation services if necessary.

It’s important to note that medical expenses coverage provided by passport insurance is typically secondary to your primary health insurance. This means that your primary health insurance will be the first to cover eligible expenses, and passport insurance will act as a supplemental or excess coverage. However, if you do not have primary health insurance or are traveling to a destination where your health insurance may not provide coverage, passport insurance becomes even more critical.

When considering the medical expenses coverage offered by passport insurance, it’s essential to review the policy’s limits and exclusions. Each policy may have different coverage limits for medical expenses, deductible amounts, and exclusions for specific activities or pre-existing conditions. It’s important to choose a policy that aligns with your travel needs and provides adequate coverage for potential medical expenses.

In summary, medical expenses coverage is a fundamental component of passport insurance. It ensures that you have access to quality healthcare and financial assistance if you encounter a medical emergency during your travels. It’s always wise to have this coverage in place, as unexpected health issues can arise at any time and anywhere.

Now, let’s move on to exploring another key aspect of passport insurance – trip interruption coverage.

Trip Interruption Coverage

One of the valuable benefits of passport insurance is trip interruption coverage. This coverage provides financial protection if your trip is unexpectedly interrupted or cut short due to unforeseen circumstances. It ensures that you do not suffer significant financial losses as a result of having to alter your travel plans.

There are various situations that can lead to trip interruption, such as a personal emergency, a natural disaster, or a sudden illness. In such cases, you may have to cancel your remaining itinerary, return home early, or make last-minute changes to your travel arrangements to deal with the situation.

Trip interruption coverage can reimburse you for the non-refundable portion of your trip expenses that you have already paid for but will not be able to utilize due to the trip being interrupted. This can include expenses such as prepaid accommodations, transportation, activities, and other non-refundable expenses associated with your trip.

For example, let’s say you are on a vacation abroad and receive news of a family emergency that requires your immediate presence. With trip interruption coverage, you can cancel the remaining portion of your trip and be reimbursed for the unused expenses, allowing you to tend to the emergency without worrying about the financial impact.

Trip interruption coverage can also provide reimbursement for additional costs incurred due to the need to return home early, such as the cost of new flights or transportation arrangements. This ensures that you can navigate through unexpected situations without bearing the full financial burden.

It’s important to note that trip interruption coverage typically comes with certain limitations and conditions. These may include specific reasons for trip interruption that are covered, the maximum allowable reimbursement amount, and any required documentation to support your claim.

When purchasing passport insurance, make sure to carefully review the policy’s terms and conditions regarding trip interruption coverage. Understand the covered reasons for trip interruption, the documentation required to submit a claim, and any limitations or exclusions that may apply.

Having trip interruption coverage through passport insurance provides peace of mind and financial protection when unexpected events force you to interrupt or cut short your trip. It allows you to prioritize your well-being, attend to emergencies, and make necessary adjustments to your travel plans without incurring significant financial losses.

Now, let’s move on to exploring another essential aspect of passport insurance – trip cancellation coverage.

Trip Cancellation Coverage

Trip cancellation coverage is a crucial component of passport insurance that offers protection in case you need to cancel your trip before it even begins. Life is unpredictable, and circumstances can arise that force you to change your plans, such as a sudden illness, a family emergency, or a travel advisory.

With trip cancellation coverage, you can receive reimbursement for the non-refundable portion of your trip expenses if you need to cancel your trip for covered reasons. These reasons can include unforeseen events such as a serious illness, injury, or death of a family member, or the issuance of a travel advisory for your destination.

By having trip cancellation coverage, you can recoup the costs of prepaid expenses, such as flights, accommodations, tours, and other non-refundable expenses associated with your trip. This coverage acts as a safety net, ensuring that you don’t lose your hard-earned money if you are unable to embark on your planned journey.

Let’s say you have booked a dream vacation months in advance, but unfortunately, just weeks before your departure, you fall ill and are advised by your doctor not to travel. With trip cancellation coverage, you can recover the money you have already paid for your flights, hotels, and other prepaid expenses that you would otherwise lose.

It is important to review the specific terms and conditions of the trip cancellation coverage provided by your passport insurance policy. Different policies may have varying coverage limits, exclusions, and requirements for documentation or proof of the reason for cancellation.

Additionally, some passport insurance policies offer “cancel for any reason” (CFAR) coverage as an optional add-on. With CFAR coverage, you can cancel your trip for any reason you choose, even if it is not among the listed covered reasons. This provides even more flexibility and peace of mind when planning your travels.

Before purchasing passport insurance, carefully consider your travel plans, the amount of non-refundable expenses involved, and the potential risks that could result in trip cancellation. This will help you select a policy that offers the appropriate trip cancellation coverage to suit your needs.

Having trip cancellation coverage through passport insurance serves as a safeguard against unexpected circumstances that may force you to cancel your trip. It allows you to protect your financial investment and gives you the flexibility to reschedule or plan another adventure without experiencing significant financial loss.

Now, let’s move on to exploring another significant aspect of passport insurance – emergency evacuation coverage.

Emergency Evacuation Coverage

Emergency evacuation coverage is a crucial component of passport insurance that provides financial protection and assistance in situations where you require urgent medical evacuation or repatriation. This coverage ensures that you can receive the necessary medical treatment or be safely transported back home in the event of a medical emergency while traveling.

In some cases, the medical facilities or resources available at your travel destination may not be adequate to handle your medical condition. To ensure you receive proper care, emergency evacuation coverage can cover the costs associated with emergency medical transportation to the nearest suitable medical facility or, if necessary, to your home country.

Emergency evacuation coverage typically includes services such as air ambulance transportation, medical escorts, and coordination with medical providers to arrange for the most appropriate and efficient means of evacuation. It also covers the cost of a qualified medical professional accompanying you during the evacuation if it is deemed necessary.

This coverage is particularly vital when traveling to remote locations, areas with limited medical infrastructure, or destinations where language barriers and logistical challenges may hinder access to adequate healthcare.

Imagine you are hiking in a remote area and suffer a serious injury that requires immediate medical attention. Emergency evacuation coverage will ensure that you are evacuated by air ambulance to the nearest medical facility equipped to handle your condition or transported back home safely for further treatment.

It is important to review the specific terms and conditions of emergency evacuation coverage provided by your passport insurance policy. Some policies may have limitations on the maximum coverage amount, the distance of evacuation, or exclusions for pre-existing conditions.

When purchasing passport insurance, consider the nature of your travel activities, the remoteness of your destinations, and the potential risks involved. This will help you determine the appropriate level of emergency evacuation coverage you need to ensure your safety and well-being during your travels.

Emergency evacuation coverage provides peace of mind, knowing that you have access to assistance and financial support in case of a medical emergency requiring urgent evacuation. It ensures that you receive timely and appropriate medical care regardless of your location.

Now that we have explored emergency evacuation coverage, let’s move on to another vital aspect of passport insurance – coverage for lost or stolen passports.

Lost or Stolen Passport Coverage

One of the significant benefits of passport insurance is coverage for lost or stolen passports. Losing your passport or having it stolen while traveling can be a stressful and overwhelming experience. However, with the right passport insurance, you can receive the necessary assistance and financial support to navigate through the process of replacing your passport without incurring substantial expenses.

If your passport is lost or stolen, passport insurance can cover the costs associated with obtaining a new passport. This can include expedited processing fees, passport application fees, and any other expenses incurred during the replacement process.

Additionally, passport insurance often provides guidance and support to help you through the steps of reporting the loss or theft to the appropriate authorities and securing the necessary documentation to apply for a new passport. This ensures a smoother and more efficient replacement process, minimizing the inconvenience and stress of being without a passport while traveling.

Having lost or stolen passport coverage is especially important when traveling internationally, as it may involve additional complications such as dealing with foreign embassies or consulates and navigating through language barriers and unfamiliar procedures.

Imagine you are exploring a bustling market in a foreign country, and your bag, containing your passport, is stolen. With lost or stolen passport coverage, you can immediately contact your passport insurance provider, who will guide you through the necessary steps to report the incident, assist you in obtaining the required documentation, and cover the costs associated with replacing your passport.

It’s vital to carefully review the terms and conditions of lost or stolen passport coverage in your passport insurance policy. Understand the coverage limits, any deductibles or co-pays that may apply, and the documentation or proof required to file a claim.

When purchasing passport insurance, consider the value of your passport, the likelihood of it being lost or stolen based on your travel plans, and the potential financial impact of replacing it. This will help you choose a policy that offers appropriate coverage for the loss or theft of your passport.

Lost or stolen passport coverage provides peace of mind, knowing that you have the necessary support and financial assistance to handle the unexpected situation of losing your passport while traveling. It ensures that you can swiftly recover and continue your journey without significant disruptions.

Now, let’s move on to exploring another aspect of passport insurance – coverage for baggage loss or delay.

Baggage Loss or Delay Coverage

Baggage loss or delay coverage is an essential component of passport insurance that provides financial protection and assistance in case your baggage is lost, stolen, or delayed during your trip. It ensures that you are compensated for the inconvenience and potential financial loss associated with such incidents.

If your baggage is lost or stolen, passport insurance can provide reimbursement for the value of your lost belongings. This coverage helps mitigate the financial impact and allows you to replace essential items that are necessary for your trip.

In the unfortunate event that your baggage is delayed, passport insurance can offer assistance by covering the expenses of purchasing essential items, such as clothing and toiletries, until your luggage is finally delivered to you. This coverage ensures that you are not left without necessary belongings while waiting for your delayed baggage to arrive.

Imagine you are on a business trip, and your luggage, containing crucial documents and work-related equipment, is lost by the airline. With baggage loss or delay coverage, you can file a claim and be reimbursed for the value of the lost items or receive assistance in purchasing replacement items, allowing you to continue with your itinerary without significant disruptions.

It is important to carefully review the terms and conditions of baggage loss or delay coverage provided by your passport insurance policy. Each policy may have different coverage limits, exclusions, and procedures for filing a claim.

When purchasing passport insurance, consider the value of the belongings you will be traveling with, the likelihood of baggage loss or delay based on your travel itinerary, and the potential financial impact. This will help you select a policy that offers suitable coverage for your baggage-related needs.

Having baggage loss or delay coverage through passport insurance provides peace of mind, knowing that you have the necessary financial protection and assistance in case of any issues with your luggage during your travels. It ensures that you can still enjoy your trip and have access to essential items, even in the unfortunate event of baggage-related troubles.

Now that we have explored the coverage provided by passport insurance, let’s move on to discussing the additional benefits it offers.

Additional Benefits of Passport Insurance

In addition to the core coverage for medical expenses, trip interruption, trip cancellation, emergency evacuation, lost or stolen passport, and baggage loss or delay, passport insurance often includes a range of additional benefits designed to enhance your travel experience and provide peace of mind. These additional benefits can vary depending on the policy and provider but may include the following:

24/7 Travel Assistance: Many passport insurance policies offer round-the-clock travel assistance services. Whether you need help with locating a local medical facility, coordinating transportation, or dealing with language barriers, you can rely on the assistance team to provide guidance and support throughout your travels.

Concierge Services: Some passport insurance policies offer concierge services, which can assist with making reservations, providing local recommendations, and arranging various aspects of your trip, such as restaurant bookings or ticket purchases. This added service can enhance your travel experience and make your journey more enjoyable.

Medical Provider Network: Passport insurance providers often have a network of trusted medical providers around the world. This can be helpful in ensuring that you receive quality healthcare services during your travels, as the insurance company can recommend reputable medical facilities and doctors in your vicinity.

Legal Assistance: In situations where you require legal advice or assistance while traveling, some passport insurance policies may offer access to legal professionals who can provide guidance and support, depending on the nature of the legal issue you are facing.

Travel Document and Credit Card Replacement: If your travel documents, such as your driver’s license or credit cards, are lost or stolen during your trip, passport insurance can provide guidance on the replacement process and cover any associated fees or expenses.

Identity Theft Assistance: In the unfortunate event of identity theft while traveling, some passport insurance policies offer assistance in restoring your identity. This can involve working with credit bureaus, financial institutions, and other relevant entities to help you recover from the identity theft incident.

These additional benefits add value to your passport insurance policy and can greatly enhance your overall travel experience. They provide valuable support and assistance for a wide range of potential travel-related issues that you may encounter during your journey.

When considering passport insurance, it’s essential to review the specific additional benefits offered by different policies. Assess your needs and preferences to choose a policy that aligns with your travel style and provides the desired level of assistance and perks.

Now that we have explored the additional benefits, we will move on to discuss the factors to consider when selecting passport insurance.

Factors to Consider When Choosing Passport Insurance

When selecting passport insurance, it’s important to evaluate various factors to ensure that you choose a policy that suits your specific travel needs and provides adequate coverage. Here are some key factors to consider:

Coverage Limits: Review the coverage limits for each type of coverage provided by the insurance policy. Ensure that the limits align with the potential costs you may incur in case of an emergency or unexpected situation. It’s crucial to select a policy with sufficient coverage to mitigate financial risks.

Pre-Existing Conditions: If you have any pre-existing medical conditions, check whether the insurance policy covers them. Some policies may have exclusions for pre-existing conditions, while others may offer limited coverage or require additional documentation or a waiting period.

Policy Exclusions: Thoroughly read through the policy’s exclusions to understand what is not covered. Common exclusions may include extreme sports or activities, acts of war, and self-inflicted injuries. Ensure that the policy’s exclusions do not conflict with your travel plans or intended activities.

Deductibles and Co-Pays: Consider the deductibles or co-pays associated with the coverage provided. Evaluate whether the amount is reasonable and affordable for you in case you need to make a claim. Keep in mind that higher deductibles may lower the cost of the insurance premium.

Customer Reviews and Reputation: Read customer reviews or seek recommendations from trusted sources about the insurance provider. Look for feedback on the company’s responsiveness, claims processing, and overall customer satisfaction. A reputable and reliable insurance provider is essential for a smooth experience during potential emergencies.

Trip Duration and Frequency: Assess the length and frequency of your trips. Some insurance policies offer coverage options specific to short-term trips or annual multi-trip coverage, so choose a policy that aligns with your travel patterns and provides the necessary coverage.

Price and Value: Evaluate the cost of the insurance premium in relation to the coverage provided. Compare quotes from different providers and consider the value you will receive for the price. Keep in mind that the cheapest option may not always offer the most comprehensive coverage.

Additional Benefits: Take into account the additional benefits offered by the policy, such as 24/7 travel assistance, concierge services, or legal assistance. Consider whether these benefits align with your preferences and enhance your overall travel experience.

Policy Language and Clarity: Ensure that the policy language is clear and easy to understand. Thoroughly review the terms and conditions to avoid any surprises. If you have any questions or uncertainties, reach out to the insurance provider for clarification.

By considering these factors, you can make an informed decision when choosing passport insurance that provides the right coverage and support for your travel adventures.

Now that we have discussed the factors to consider, let’s move on to exploring how to purchase passport insurance.

How to Purchase Passport Insurance

Purchasing passport insurance is a straightforward process that can be done through various channels. Here are some common ways to acquire passport insurance:

Insurance Providers: Contact reputable travel insurance companies or insurance brokers that offer passport insurance coverage. You can research different providers online, compare their offerings, and request quotes directly from their websites or by contacting their customer service representatives.

Travel Agencies: If you are booking your trip through a travel agency, inquire whether they offer passport insurance as part of their travel packages. Travel agencies often partner with insurance providers and can assist you in obtaining the coverage you need.

Online Comparison Websites: Utilize online travel insurance comparison websites to compare multiple insurance providers and their offerings. These websites allow you to input your travel details and desired coverage, providing you with a list of options to choose from.

Your Current Insurance Provider: Check with your current insurance provider, such as your health insurance or homeowner’s insurance company, to see if they offer any travel or passport insurance options. Sometimes, existing policyholders can add passport insurance as an additional coverage option.

When purchasing passport insurance, it is essential to carefully review the policy’s terms and conditions. Make sure you understand the coverage, limits, deductibles, exclusions, and any additional benefits provided. If you have any questions or concerns, reach out to the insurance provider’s customer service team for clarification.

When obtaining passport insurance, be prepared to provide information about your travel destination, trip dates, and personal details such as your age and any pre-existing medical conditions. This information will help the insurance provider tailor the coverage to your specific needs.

After selecting a policy and making the purchase, ensure that you keep a copy of your passport insurance policy, along with the contact information for the insurance provider and any emergency assistance helpline, in a safe and accessible place during your travels.

Remember, it is generally advised to purchase passport insurance shortly after booking your trip to ensure that you are protected throughout the entire duration of your travel period.

With the convenience of various purchasing channels, securing passport insurance is a vital step in safeguarding your travel experience and protecting yourself from potential financial losses or emergencies while exploring the world.

Now that we have covered how to purchase passport insurance, let’s conclude our exploration of this essential type of travel insurance.

Passport insurance is a valuable investment that provides essential coverage and assistance for various passport-related emergencies and mishaps that can occur during your travels. Whether it’s medical expenses, trip interruptions, trip cancellations, emergency evacuations, lost or stolen passports, or baggage loss or delays, passport insurance offers financial protection and peace of mind.

By purchasing passport insurance, you can navigate through unforeseen situations without incurring significant financial losses or disruptions to your travel plans. It ensures that you have access to necessary healthcare, assistance in replacing lost or stolen passports, reimbursement for non-refundable trip expenses, and support in case of baggage-related issues.

When considering passport insurance, carefully evaluate the coverage limits, pre-existing conditions, exclusions, deductibles, and additional benefits offered by different policies. Take into account factors such as trip duration, destination, and your personal travel preferences to select the policy that best suits your needs.

There are various channels through which you can purchase passport insurance, including insurance providers, travel agencies, online comparison websites, and even your current insurance provider. Be sure to thoroughly review the policy terms and conditions before making a purchase, and keep a copy of your policy and emergency contact information readily accessible during your travels.

By having passport insurance, you can embark on your travel adventures with confidence, knowing that you have comprehensive coverage and assistance to handle any unexpected passport-related events that may arise along the way.

Remember, travel is an exciting and rewarding experience, but it’s always wise to be prepared for the unexpected. With passport insurance, you can focus on creating memories, exploring new cultures, and immersing yourself in the wonders of the world, with the assurance that you have protection and support to rely on.

So, before you embark on your next journey, consider obtaining passport insurance and embark on your travels with peace of mind, knowing that you are well-prepared to handle any passport-related challenges that may come your way. Safe and happy travels!

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Benefits of Travel Insurance

With your passport in hand, flights booked, and hotel reservations confirmed, it may feel like you’ve taken care of all your arrangements. But what would happen if you got sick or injured while you are on are abroad? What would you do if your baggage was lost, or your wallet stolen? What if you had a family emergency that came up that prevented you rom going on a trip?

The best way to insure your carefully made plans is to purchase travel insurance.

Events that Trip Insurance Covers:

You need to cancel your trip
You miss your connection
Your flight is canceled
A hurricane, or other natural disaster damages your destination
You get sick or injured on your trip
Your baggage is lost or delayed
Your passport is lost

What to Look for in a Travel Insurance Plan:

Covers medical costs incurred while traveling. Evacuation insurance which covers you if you need to be transported to a country with better access to medical facilities.

Reimburses you for the cost of your tickets.

Compensates you in case your bags get lost or stolen.

Provides a toll-free number you can call from any country to get assistance. Multi-lingual agents who can help with issues like finding local medical care, locating luggage, or re-booking flights.

Get Protection from Travelex Insurance Services

If you would like to purchase a Travelex plan, please visit Travelex’s website by clicking here or contact Travelex’s Customer Solutions Team at 1-800-228-8782 and reference location number 46-0003 for an individual plan quote.

Please Note: To be eligible for the waiver of the pre-existing medical condition exclusion, the Travel Select protection plan must be purchased within 21 days of the initial trip deposit. For a summary of plan details on benefits, coverages, limitations and exclusions, please refer to the applicable Description of Coverage. Travel Insurance is underwritten by Transamerica Casualty Insurance Company, Columbus, Ohio; NAIC #10952. 1744780

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TRAVEL INSURANCE

Travel insurance policy for your trip would provide you piece of mind and cover possible unexpected medical expenses. In some cases travel insurance is obligatory for obtaining visa.

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Credit Cards

Scotiabank Passport Visa Infinite Card

Best offer available until July 1, 2024

Signup bonus:, annual fee:, annual interest rates:, earning rate:, perks & benefits:.

The Scotiabank Passport Visa Infinite Card is one of the best cards for earning fixed-value points, due to the sheer ease of redeeming Scene+ points.

Throw in a lack of foreign transaction fees, and this card is a winner with a relatively low annual fee to boot.

Bonuses & Fees

The Scotiabank Passport Visa Infinite Card offers up to 40,000 Scene+ points as a signup offer.

The bulk of the bonus, 30,000 Scene+ points, are awarded upon spending $1,000 in the first three months. 30,000 Scene+ points is worth up to $300 when redeemed for a statement credit against travel purchases.

You can also earn an additional 10,000 points every year upon spending $40,000 every year, although at such a high threshold, your efforts are likely better spent on other cards.

The annual fee is $150, which is waived in the first year with the current offer. Plus, you’ll get one free supplementary card, and then it’ll cost $50 per card thereafter.

Earning Rewards

The Scotiabank Passport Visa Infinite Card offers 2 Scene+ points per dollar spent on groceries, dining, entertainment purchases, and daily transit. Entertainment includes movies, theatre, and live performances, while transit covers railroads, local transit, taxis, and ride-sharing services like Uber and Lyft.

As part of a partnership with Empire grocery stores , you can earn 3 Scene+ points per dollar spent on Empire grocery stores such as Sobeys, IGA, Safeway, Foodland, and FreshCo. Purchases made at other grocery stores will continue earning 2 points per dollar.

While this is a decent return, you’ll note that the Scotiabank Gold American Express card actually offers a higher 5% return on groceries, dining, and entertainment, so that’d be a better card to use for spending on these categories. Of course, Visa is more widely accepted than Amex, so that’s another thing to take into account.

On all other spending, you’ll earn a standard 1 Scene+ point per dollar spent.

Moreover, it’s important to note that the accelerated earning rates are capped at $50,000 per calendar year, and not per category. You’ll earn 1 Scene+ point per dollar spent thereafter.

Redeeming Rewards

Scene+ is one of the most flexible fixed-value points programs in Canada. Points have a value of 1 cent per point , and can be easily credited towards any travel expense.

This is far superior to fixed-value points programs from Canada’s other major banks, which force you to book your travel through their in-house travel agencies. This means that you could be limited to using your points for flights, hotels, car rentals, and vacations.

That’s not the case with Scene+ – book whatever you want, and then redeem points against the purchase up to a year after it posts. It doesn’t get much easier than that.

Your points won’t expire for as long as you’re a cardholder. If you cancel the card, you’ll have 60 days to redeem your Scene+ points before they’re gone.

Perks & Benefits

One of the main features of this card it that it has no foreign transaction fees – indeed, it’s the first credit card offered by the Big 5 banks in Canada to include such a benefit. While most other credit cards charge a 2.5% markup on foreign transactions, the Scotiabank Passport Visa Infinite Card uses the Visa mid-market rate.

This is therefore an excellent card to use when you’re travelling abroad. In fact, if you were to make more than $6,000 in foreign purchases in one year, then you’d have saved enough to cover the card’s annual fee.

This is because most other cards that charge foreign transaction fees would have levied $150 in fees after spending $6,000, with a 2.5% foreign exchange fee.

$6,000 a year isn’t a lot of money to spend on foreign purchases if you’re a regular traveller. Throw in six complimentary DragonPass lounge visits, and the Scotiabank Passport Visa Infinite Card would be a great addition to your wallet.

Insurance Coverage

The Scotiabank Passport Visa Infinite Card is a premium travel credit card, and so comes with very strong insurance benefits. Coverage includes:

Emergency medical insurance of up to $1 million for you, your spouse, and dependent children on unexpected medical illness or injury when travelling out-of-province for up to 25 days (3 days for age 65 and up)

Trip cancellation and interruption insurance of up to $1,500 and $2,000 per person, respectively

Flight delay insurance for delays of more than four hours, up to $500 per person

Delayed and lost baggage insurance of up to $1,000

Rental car collision or damage insurance, which can help you save on the insurance fees usually charged by car rental companies for vehicles with a MSRP of up to $65,000

Hotel burglary insurance of up to $1,000 in the event of theft

Plus, on the purchase protection side, you’ll get a 90-day protection period against damage, loss, or theft for most new items. In addition, you also get extended warranty of up to one year.

Historical Offers

As a Visa Infinite product, this credit card has a minimum personal annual income requirement of $60,000 or a minimum household income of $100,000, or have $250,000 in assets under management with Scotiabank to be eligible. You'll also need to be approved for a credit limit of at least $5,000. Follow the link below to the Scotiabank website to learn more about this card and submit an application.

13 Comments

Should I apply an additional supplementary card, do they offer the additional card holder 6 free airport lounge pass of their own?

I believe only the primary cardholder receives lounge passes for this card.

Their website does not say the first year fee is waived – can you please confirm? Thanks.

Is there an age limit with the Emergency Medical Insurance coverage? We are both 72.

National Bank offers 15 days Emergency Medical Insurance coverage up to age 75

Unfortunately, it’s only up to age 65.

Do the 6 Priority pass visits include Priority pass restaurants or is it only lounges?

Just applied for the Visa Passport card. Was charged the annual fee and no bonus coming my way. Im informed its because I didnt wait 2 years from the last time I cancelled the card (may 2020) WTF! I guess I should have read the fine print? lol. Managed to get them to waive the annual fee at least. lesson learned.

@Andy Hone – No, they didn’t. I just used it two weeks ago in Elevation Lounge in YYC airport. Not sure where you heard that from – a very unreliable source, evidently.

They stopped offering price protection as of July 1, 2021 on the passport VI card.

https://www.scotiabank.com/content/dam/scotiabank/canada/credit-cards/en/NOC-Passport-VisaInfinite_Eng.pdf

Hi. From what I’ve read, Priority Pass ended the relationship and the “6 Lounge Passes” is no longer a benefit to the Scotiabank Passport Visa Infinite card. Too bad, it’s one of the main reasons I signed on.

Priority Pass ended the relationship with Plaza Premium, not with Scotiabank. In fact, Scotia Passport cardholders now get six free visits to Priority Pass lounges every membership year, as well as six free visits to Plaza Premium lounges through June 30, 2022: https://princeoftravel.com/blog/plaza-premium-dragonpass-continued-lounge-access-for-visa-cards-through-june-2022/

The t&c on scotia’s website state that if you have a retail card with them then you are not eligible for the promo, have you tried doing a product transfer with luck?

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Help Centre

Popular questions
Credit cards
Travel & insurance

Does my Scotiabank credit card have Trip Cancellation or Trip Interruption Insurance?

This is a list of Scotiabank credit cards that include trip cancellation insurance and/or trip interruption insurance benefits, as well as links to the current Certificates of Insurance with full details of these coverages:

Trip Cancellation and Trip Interruption

Scotiabank Passport Visa Infinite Card English PDF

Scotiabank American Express Gold Card English PDF

Scotiabank American Express Platinum Card English PDF

Scotiabank Momentum Visa Infinite Card English PDF

Scotiabank Passport Visa Infinite Business Card English PDF

Trip Interruption Only

Scotiabank American Express Card English PDF

What expenses are eligible for trip cancellation or trip interruption insurance?

Where can I find Scotiabank travel and insurance information related to COVID-19?

How do I make a claim because my trip had to be cancelled or was interrupted because of COVID-19?

How do I find out if I can change or cancel my flight?

Travel Insurance
Medical insurance
About the Insurer

With PassportCard there is no out out-of-pocket expenses, no paperwork and no long claiming processes. We are the first travel insurance company in the world to offers payouts in real time. When emergency strikes, PassportCard is there to cover it immediately.

PassportCard has gained a leading position in the expat health and insurance fields. Our customers have instant access to healthcare services across the globe. There’s no need for traditional claim forms, approvals or reimbursements.

Instant Payouts

If a customer needs a doctor abroad all they have to do is call the number on the back of their PassportCard. Our system will instantly calculate the costs and put that money straight onto their PassportCard. They then just use the card like a normal debit card. No paying out of their own pockets. It’s stress-free and easy, just how it should be.

No paperwork, No Hassle

PassportCard is the only travel insurer to settle claims in real time; literally within minutes. Say you have a high fever and you need medical help abroad – just call and we pay. No long claims process, no paperwork and no follow-ups. It’s that simple!

Revolutionary Trust

PassportCard trusts our customers and our customers trust us. We payout instantly and don’t second-guess medical claims. If our customers need us then we are there for them. That’s all there is to it.

Re–activation

One PassportCard is all you need. Just contact us before going abroad to activate your policy for a set length of time. Going away again next year? Just use the same card again. There’s no easier way of staying covered year in, year out.

Our Operations

Switzerland, travelcard australia.

TravelCard Australia introduces the innovative idea of real-time travel insurance.

Allianz Partners collaborates with PassportCard to offer our unique real-time travel insurance throughout Germany.

PassportCard Israel

PassportCard is the travel insurance market leader in Israel. We offer the most advanced international private medical insurance for both expats and global citizens.

United States

Robin’s digital health venture offers a new way of optimizing payments and controlling US healthcare costs. Taking just seconds to complete Robin lowers healthcare costs and restores trust between members, providers and insurers.

PassportCard Cyprus

PassportCard Cyprus offers a unique health solution for Europeans exploring the world.

Innovation lab

Our innovation lab is the place where technology and insurance meet. Our lab challenges the set rules of the insurance industry to create the next big idea. From proof of concept to development, our lab works in short cycles to develop the award-winning technologies of tomorrow.

In The Press

PassportCard customers have full control via the new app

UK-based health insurance provider PassportCard has announced enabling payments for medical treatments abroad ...

PASSPORTCARD AWARDED 2021 INNOVATION PRIZE IN GERMANY IN THE SERVICE EXPERIENCE IN HEALTH INSURANCE CATEGORY

The Davidshield-Passportcard travel insurance company came first in an international innovation competition wh...

PassportCard Launches International Health Insurance In Germany

PassportCard Deutschland, in partnership with Allianz, launched its international health insurance in Germany ...

Israeli regulator grants DavidShield insurance co license

The DavidShield-PassportCard group, jointly controlled by founder Alon Ketzef and US insurance company White M...

Increase in demand for health insurance from Israelis on relocation

Alon Ketzef, one of DavidShield shareholders: “In the last month more than 6,000 families have inquired for he...

TravelCard insurance has quite literally changed the game

TravelCard insurance has quite literally changed the game, creating a real-time debit card that pays insurance...

How a High-tech Company Conquered Israel’s Travel Insurance Market

PassportCard roared onto the local scene, and has since become Israel’s largest travel insurance company, with...

CATRIONA ROWNTREE: 9 THINGS I’VE LEARNT FROM MY TRAVEL MISTAKES

"On my last trip for Getaway, I actually ended up becoming the first claimant for TravelCard in Australia when...

Instant payments for travellers struck by disaster.

JETSETTERS caught out by an unexpected travel hitch are often left waiting months for their claim to be proces...

PassportCard one of The Top 7 InsurTech Startups in EMEA.

MEDICI Top 21 – InsurTech has selected PassportCard as one of The Top 7 InsurTech Startups in EMEA.

PassportCard wins 2 awards for distinguished achievements in 2016: The Best Specialist Service Provider and The Best Marketing Campaign of the Year

The judges commented on winning the Best Specialist Service Provider Award: "This is an exciting innovation wh...

Mobile claims: Are we there yet?

"A step in the right direction...Allianz Global Assistance Canada is testing a new way for travellers to pay f...

Leading a revolution in global travel

PassportCard prides itself in being the world’s first real-time travel insurance, benefitting both consumers...

Innovation in claims handling key for UK brokers

Innovation within add-on products to introduce ‘real-time’ claims experience for clients could help both custo...

AGA Germany launches Real-Time travel insurance in collaboration with PassportCard

With the Real-time travel insurance AGA is leading the market with an innovative proposition. No out of pock...

Bringing travel claims into the 21st century

Travel claims lead to piles of paperwork, delays in payment and poor customer retention rates. Sharon Haran, t...

Allianz Global Assistance launches real-time travel insurance

Allianz Global Assistance (AGA) Germany has launched on April 4th 2016, the new real-time travel protection to...

PassportCard technology that enables claims to be paid in “real time” is underpinned by analytics

PassportCard a travel insurance offering that is set to be launched in the UK market this year enables claims ...

German Innovation Award 2021

Specialist Service Provider of the Year

The Best Marketing Campaign of the Year

The Most Innovative Emerging Company

General Catalyst Award for Travel Innovation

MEDICI TOP 21

Top 7 InsurTech Startup in The EMEA

The Paybefore Award for Advanced Prepaid Solutions

Innovation in Global Mobility

The people behind PassportCard

Ronit Segal - CEO of Israel Region

Previously VP Operations Set-up, leading establishmnet of activities in Australia and Germany.

with a 360 degrees thinking, complex processes is where she is like a duck to water

Alon Ketzef - Founder & President

Previously: founder of Davidshield (today merged with PCG), former VP Sales and Marketing at Israel National HMO.

a visionary, a romantic and an executor. Where no mountain is high enough and no river is wide enough...

Ran Mizrahi - Chief Insurance Officer

Former VP Underwriting and Claims at PCG. Former VP Customer Support at PCG.

a standup comedian at heart that does insurance as a day job

Eithan Wolf - CEO EU Region

Man on the ground in the establishment of the activity in Germany. Former Deputy CEO Israel Region.

Where Leadership & style never go out of fashion

Shefer Abelson - Chief Product Technology

Previously CEO of Crusoe Cyber Security and CIO of Hachshara Insurance.

Managing complex technology challenges with the calmness of a scuba diver.

Daphna Shapiro Goldberg - Chief Data Analysis

Chief Data Analysis and Chief Pricing Officer, Previously: Team Leader - Healthcare and Group Benefit at Mercer.

a mathematician, a physicist, a marine biologies, of which numbers are her mother tongue

Yaron Herling - VP Strategy Implementation

Former PMO of Israel activity. Previously: PMO at IDIT division at SAPIENS.

where process and meticulous planning are a way of life

Eyal Ben-Chlouche - Chairman of the Board

Former Commissioner of Insurance of the State of Israel.

a rationalistic finance professional whose true passion is winemaking

Peter Klemt - CEO APAC Region

GM Brokers & Strategy at Unimutual Insurance, previously GM Business Developemnt at QBE Australia

waiting (for skies to open)...

Ilana Bar - International General Counsel

Partner at Kennedys Law, Previously General COunsel at Migdal Insurance

friendly despite her career choice, a master of intricate reulatory law

Shahar Shabo - Chief Financial Officer

Former SVP Strategy Implementation at PCG.

top down or bottom up - a laser beam on the meeting point of business and numbers

Leor Catalan - CEO of Corporate Ventures

In charge of go-to-market activities: PassportCard Nomads. TravelCard Australia, CEO Robin. Former CEO of APAC Region.

an architect in spirit, a forward thinker, a designer, a builder, a leader

White Mountains - shareholder

White Mountains Insurance Group is a Bermuda-based financial services holding company. It’s traded on the New York Stock Exchange and the Bermuda Stock Exchange under the symbol WTM. If you’d like to find out any more information about White Mountains, head to the company's website at http://www.whitemountains.com .

DavidShield - Shareholder

The DavidShield group has been leading the way in smart health insurance, by developing high-end technological solutions and innovative customer-oriented services. The group has a strong worldwide presence, with operations in over 100 countries, offices in Europe, the US, the Middle East and Australia, and R&D labs in Zurich and Tel Aviv.

Get In Touch

United kingdom.

Catalyst House, 720 Centennial Ave, Elstree, Borehamwood WD6 3SY London, UK

8A Hazoran Street, Netanya, Israel 42504

Caffamacherreihe 8, 20355 Hamburg, Deutschland

7 Florinis Street Greg Tower, 6th Floor, 1065 Nicosia, Cyprus.

Level 11, 5 Blue Street North Sydney, 2060 NSW

PassportCard is a member of White Mountains and Davidshield group

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Passport Card 2024

Travel Tips and Advice

Does travel insurance and assistance services cover passport issues?

Yes, travel protection plans from Generali Global Assistance include various coverages and services that can help you when your passport is stolen, lost, or damaged.

By Steven Bartholow

The prospect of your passport not being where you expect it when you need at the airport or border crossing is the stuff of travel nightmares. However it might have gone missing, it will likely take a good deal of time and expense to replace the passport and get back on your way.

How long it takes and how much it costs you in the end might just depend on whether you bought a travel insurance and assistance services for your trip. Keep reading to see how travel protection from Generali can help if you encounter passport problems.

Travel protection and passport issues

When you get one of our travel protection plans, we can help before and during your trip, in different ways, such as helping you get a new passport and paying you back for certain expenses and lost trip costs.

Here’s the gist of it:

If your passport is stolen before your trip begins : Trip Cancellation coverage may reimburse your insured trip costs.

If your passport is stolen during your trip , Trip Interruption coverage may reimburse you for expenses associated with rescheduling your travel while waiting for your passport replacement. Also, if your passport is lost or stolen, Travel Delay coverage may reimburse you for reasonable expenses during the delay , like accommodations and food.

Baggage coverage may even cover fees related to getting a new passport if the old one is lost, stolen or damaged during your trip.

All plans come with those coverages, plus 24/7 Travel Assistance Services , which includes assistance locating or replacing lost or stolen items and connecting you with the U.S. Embassy or Consulate in the area you are visiting. Identity Theft Resolution Services are also included and can help in the event your passport is stolen.

Let’s look in more detail at how travel protection can help you with passport issues. We found the top questions travelers ask about travel protection and passports and answer them directly.

Bad news first.

Does travel insurance cover passport delays?

No, our plans do not offer benefits in case you experience delays in receiving your passport in time for your trip. It’s up to travelers to make sure they have a valid passport in advance of their departure date.

And keep in mind, the wait for new passport, renewals, and replacements is even longer than normal these days, so get started early!

Video: How to Avoid Pickpockets on Vacation

Does travel insurance cover an expired passport?

No, travel insurance won’t help in that situation.

It’s your responsibility to ensure that your passport is valid for the entire duration of your trip and to renew it well in advance if you have to.

Does travel insurance cover a passport that doesn’t arrive in time for your trip?

No, it doesn’t. It’s up to you to apply for a passport far in advance of your trip, even if that means starting the process a year or more before you’re slated to leave.

Also read: How to Prevent Identity Theft When You Travel

Does travel insurance cover a lost passport?

Yes, in a few ways. Let’s go into more detail.

Does travel insurance and assistance services cover a passport lost before travel?

No, not if the passport is simply lost.

If you lose your passport before you leave on your trip, it’s up to you to arrange for a new one and pay any fees that go along with that. Travel insurance is not part of that picture.

We suggest you keep your passport in a secure place, remember where that secure place is, and make photocopies or digital backups of key travel docs to aid in replacing them.

But, if the passport was stolen and the theft was documented, you may be covered and reimbursed for your insured trip costs if you need to cancel your trip as a result. Alternatively, you could also work with our 24/7 Travel Assistance experts to help rebook your trip and have rebooking fees covered by your plan.

Also read: Traveling With Kids? Don't Forget the Documents

Will travel protection help you replace a passport that’s lost when you’re traveling?

Yes, it may help in numerous ways, including helping you get a new passport and paying you back for certain expenses and lost trip costs.

If your passport is lost or stolen, Travel Delay coverage may reimburse you for reasonable expenses during the delay on your trip, like accommodations and food.

With Trip Interruption coverage, which is similar to Trip Cancellation coverage, if your passport is stolen during your trip you can get reimbursed for expenses associated with rescheduling your travel while waiting for your passport replacement.

If you’re traveling and you lose a passport, call the 24/7 Travel Assistance line and tell them you’ve lost your passport.

Our assistance experts can help connect you with the nearest embassy or consulate, where you can start the process to get a replacement. They can also give you suggestions about what to do, and can help answer your questions as you do it. If you need to rebook travel arrangements, they can advise you what to do about your travel itinerary while you’re waiting for a replacement and help with the rebooking.

Also read: How to Replace a Lost or Stolen Passport on a Trip

travel document, passport and airline ticket

Passport tips

Here are some tips to help prepare in case your passport joins the ranks of the missing:

Keep multiple copies of your passport and travel documents in multiple locations. If you ever have to apply for an emergency replacement passport, a copy of your passport will speed up the process.

Keep a copy back home. Assuming the folks back home are still paying attention to the fact that you’re abroad, they can quickly send you an electronic (scanned) copy of your passport should yours go AWOL.

Travel insurance is an essential investment that covers certain unforeseen events. As a responsible traveler, it's crucial you understand the details of your travel protection plan and take steps to safeguard your passport and travel documents.

While Generali can’t help you solve all your passport-related woes, we can help with the most important issue of all: getting you out of “passport detention” and back to traveling.

That’s why it’s important you get a quote today.

Travel Resources

What to Do if Your Luggage is Stolen on Vacation

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As part of the worldwide Generali Group we have rebranded our travel protection plans to Generali Global Assistance, offering the same quality travel insurance, emergency assistance and outstanding customer service as you've come to rely on for the last 25 years. Welcome to our new website!

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Personal Finance

Insurance: How can I extend my Scotiabank Passport™ Visa Infinite* Card travel insurance?

The Scotiabank Passport™ Visa Infinite* Card comes with a host of benefits for frequent travelers: six free airport VIP lounges , no conversion fees on foreign currency transactions, and plenty of travel insurance.

Here are all the assurances offered by this card:

Purchase Security and Extended Warranty
Rental Car Collision/Loss Damage Insurance
Lost luggage, delayed luggage and hotel/motel burglary insurance
Trip cancellation or interruption insurance
Flight Delay Insurance
Common Carrier Travel Accident Insurance
Travel Emergency Medical Insurance

To learn all about your card’s insurance, visit this page and find the certificate of insurance and product summary under the Scotiabank Passport™ Visa Infinite* Card name.

Scotiabank Visa Infinite Passport - Travel Emergency Medical Insurance Extension

Cardholders under the age of 65 receive Travel Emergency Medical Insurance coverage for the first 25 consecutive days of a trip. For those aged 65 and over, the period is reduced to the first 3 consecutive days.

Will your trip be longer than 25 days? you can extend your medical insurance with Manulife , the insurance provider. If you meet the conditions, you can take advantage of the insurance for the entire duration of your trip, and only have to pay for the number of days in excess of the 25-day period.

It is not possible to combine two travel emergency medical insurance policies from two different credit cards. It is therefore advisable to shop around among your credit cards to see which card offers the most suitable insurance for you based on the duration, eligibility criteria and the possibility of extending the insurance or not.

It is also important to read your insurance certificate before your trip to be aware of the conditions, exclusions and claims process.

I always use this extension option for my trips over 25 days. Rather than purchasing insurance for the entire trip, I just pay for the days beyond the coverage period.

In early 2023, I took a two-month trip to Colombia ; I spent 63 days outside of Canada. Since my Scotiabank Passport™ Visa Infinite* Card offered coverage for the first 25 days, I extended it with Manulife .

The same scenario occurred during my trip to Ecuador, which lasted 36 days; I was able to extend my insurance and only pay for the 11 days in excess.

Extend your travel insurance - Tutorial

Here are the steps to follow to extend the medical coverage of your Scotiabank Passport™ Visa Infinite* Card :

The first step is to visit the Coverme.com website. Then select “Travel insurance” and click on “Get a quote”.

Secondly, it is essential to select “Canadians looking to top up an existing plan”, so that you only pay for days beyond the period already covered.

Then add “25”, which represents the duration of coverage under the current plan (i.e. Scotiabank Passport™ Visa Infinite* Card ).

Then fill in the rest of the form with your personal information, including where you’ll be traveling (Canada, U.S. or International) and your departure and arrival dates. Once you have added this information, click on “Continue” to obtain the plan price for the days not included in the 25-day period.

Once you’ve selected the plan, you’ll be given the option of an Add-on. You will then be introduced to the eligibility criteria for the selected plan.

You will then be presented with a quote summary, where you will be asked to verify the accuracy of the information you have provided. Once verified, proceed to the payment page.

You can use the credit card of your choice to pay, it doesn’t have to be the Scotiabank Passport™ Visa Infinite* Card . Once the payment has been made, you will be taken to the confirmation page, and an e-mail will be sent to you allowing you to access your insurance contract.

Please note : You do not need to have paid for your trip with your Scotiabank Passport™ Visa Infinite* Card to be eligible for travel emergency medical insurance . However, eligibility for other travel insurances changes; sometimes a minimum of 75% of the cost of the insurance (of the delayed flight or transport ticket, for example) must be charged to the account or paid for with Scene+ points.

Extending your travel insurance - Savings and alternatives

Is extended medical coverage worth it for Scotiabank Passport™ Visa Infinite* Cardholders ? The short answer is: yes and no, depending on your personal situation and your trip.

For each trip of more than 25 days, I take the time to check the price offered by Manulife and then compare it with the prices of other insurers. For my last trip to Ecuador, I only needed to pay for 11 extra days, which made it much more economical to extend with Manulife.

However, for my 69-day trip to Brazil , I had to buy 44 extra days’ worth of travel insurance. After getting quotes from other insurers, I realized that the only company that offered me a better price for the entire duration of the trip was soNomad ! A full 69 days of coverage cost me about $20 less than a 44-day extension with Manulife !

I was surprised at how competitive soNomad ‘s prices were, so I opted for this insurance for my trip to Brazil. From now on, I’ll always check at least between Manulife and soNomad to see which option is cheaper.

Bottom Line

The Scotiabank Passport™ Visa Infinite* Card offers excellent insurance for frequent travelers and digital nomads, with an option to extend emergency medical coverage that’s ideal for long-stay enthusiasts. Combined with the absence of conversion fees for my long stays abroad, and the six free airport lounge accesses, the Scotiabank Passport™ Visa Infinite* Card brings enough benefits for me to keep it in my wallet year after year.

However, it’s worth checking whether soNomad offers a better price.

As with any insurance, it is important to check your eligibility for each category when planning and booking your trip (accommodation, flights, car rental, transportation, etc.). Charging these purchases to the correct credit card will ensure that you are covered. If something goes wrong, it will make all the difference.

All posts by Marie-Ève

Secure your overseas trip with Travel Medical Insurance

Get your Travel Medical Insurance with COVID-19 coverage from reputed global insurers for travel in the new normal.

Travelling from*

South Korea
Afghanistan
Aland Islands
Antigua Barbuda
Ascension and Tristan da Cunha
Bosnia & Herzegovina
Burkina Faso
Cape Verde Islands
Cayman Islands
Central African Republic
Christmas Islands
Cocos Islands
The Democratic Republic of the Congo
Czech Republic
Dominican Republic
El Salvador
Equatorial Guinea
French Polynesia
Guinea Bissau
British Indian Ocean Territory
British Virgin Islands
Caribbran Netherlands
Ivory Coast
Faroe Islands
French Guiana
Liechtenstein
Marshall Islands
Saint Barthelemy
Saint Kitts Nevis
Saint Martin
Saint Pierre and Miquelon
Hong Kong SAR
Isle of Man
Korea, Republic of
Myanmar (Burma)
The Netherlands
New Caledonia
New Zealand
Norfolk Islands
Northern Mariana Islands
North Macedonia
Palestinian Territories
Papua New Guinea
Philippines
Puerto Rico
Saint Helena
Saint Lucia
Saint Vincent Grenadines
Sao Tome & Principe
Saudi Arabia
Sierra Leone
Sint Marteen
Solomon Island
South Africa
South Sudan
Sudan, Republic of
Svalbard and Jan Mayen
Switzerland
Taiwan, China
The Holy See
Timor Leste
Trinidad & Tobago
Turkmenistan
Turks Caicos Islands
United Arab Emirates
United Kingdom
United States of America
Vatican City
Virgin Islands of the United States
Western Sahara
Vietnam (Online eVisa)
Lesotho Permits
Korea, Democratic People's Republic of
Ghana Permits
Lithuania Temporary Residence Permit
Lithuania (E-Resident card)
Lithuania TRP and National Visa
Falkland Islands
Finland Residence Permit
Faroe Iceland
Thailand (Online eVisa)
American Samoa
Pitcairn Island
Wallis and Futuna Islands
Bouvet Island
Akrotiri and Dhekelia
Baker Island
Clipperton Island
South Georgia and the South Sandwich Islands

Travelling to*

Schengen countries
Azerbaijan (Online eVisa)

By clicking 'Get Now,' I agree to the terms and conditions & understand that my personal data may be shared with VFS Global insurance partners.

Going on a trip abroad is exciting, but emergencies can happen, and if they do, it can be expensive and challenging affair. You can take some of your stress away by booking a travel medical insurance policy with Covid-19 coverage at competitive pricing from global insurers. Don't forget that for Schengen visa applications, travel insurance is mandatory.

Travel Medical Insurance

Emergency medical coverage, including COVID-19 treatment costs.

Competitive pricing from global insurers.

Global medical insurance coverage for evacuation and accidents.

Cancellation and trip delay coverage.

Protection for loss of passport and travel documents.

Frequently asked questions

View all FAQ's

1 . What is Travel Medical Insurance?

Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan.

2. Why do I need Travel Medical Insurance?

Travel Medical Insurance provides coverage for various risks that may arise during your overseas travel, including medical emergencies, COVID-19, and loss of passport. The coverage offered ensures an additional layer of protection against potential financial losses. For more detailed information on the coverage, please refer to the Travel Medical Insurance policy documents.

3. Why should you buy Travel Medical Insurance online?

Purchasing overseas travel insurance online is a convenient way to access a wide range of best plans at competitive prices from global insurers. This allows you to choose a suitable plan without incurring any extra commissions.

4. How much will overseas Travel Insurance cost?

The cost will depend on the kind of overseas Travel Medical Insurance policy you opt for, and it will vary from country to country. Multiple underlying health conditions will determine the final insurance premium you will have to pay.

5. How far in advance should I purchase Travel Medical Insurance?

It's best to purchase travel insurance within the first 14 days of your initial trip.

With Travel Medical Insurance assistance provided by VFS Global, you can book your insurance and submit your visa application together.

Even if you missed purchasing the insurance plan before or during the visa application process, you can still buy Travel Medical Insurance by visiting our website.

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The VFS Global website may contain links to third-party sites promoting various products and/or services that VFS Global does not own or operate. These links to websites are in the nature of paid advertising and are not verified by VFS Global.

These links are provided for convenient access. Access to these links is voluntary and does not indicate that VFS Global endorses or is associated with any of these third-party websites. Users are requested to use these links at their own discretion, risk, and cost when dealing with these websites, and neither VFS Global nor its officers, employees, or agents shall have any responsibility or liability of any nature whatsoever for these other third-party websites/links or any other information contained in them.

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In the event that you wish to avail of any of our collaboration partners' products or services, you agree and understand that by proceeding to avail of these products and services, you consent to share your personal information with them. By clicking on the box below, you confirm that you have provided your consent to us sharing your personal information with our collaboration partners for the purpose of providing products and services and receiving quotes from them.

For more information about how we use your personal information, please review our Privacy Policy. You can also review our partners' Privacy Policies - you'll be able to find these on their websites when you click through to the next page.

Travel Insurance

We are seeing clients by appointment only. Please call at 866-376-1125 or email at [email protected] to schedule an appointment.

FAQ’s about Travel Insurance/Visitor Health Insurance/Visitor Medical Insurance

(Read Disclaimer at the bottom)

CLICK HERE FOR BUYING INSURANCE

Are there any age limits for visitor insurance?

Most plans will cover up to any age, with lower limits for ages over 80.

For more info on visitor insurance click here

Are there any discounts when buying visitor health insurance?

We have selected the top most carriers, negotiated the best discounts available and applied them to our site already.

For more info on visitor health insurance click here

What if I change my visa status? Does it affect my visitor Medical insurance?

Your coverage would stay the same on most plans however please call our expert office staff who are always willing to help you on the phone or send us a mail.

For more info on visitor medical insurance click here

Do I need to get a physical exam on my previous medical records for visitor medical insurance / travel insurance?

No, most of our plans are Issued online and you just have to answer a few questions and if approved, coverage can start immediately. Certain Plans for Long Term Coverage may require Medical History and Questions, and are subject to approval.

For more info on travel insurance click here

Will travel insurance plans cover Baggage Loss and Trip Cancellation?

Yes most of our Programs include Baggage loss, Trip Cancellation, and Emergency Repatriation. (Cancellation is applicable only when a trip cancellation plan is bought. This is not a feature of medical plans).

When Should I buy the Coverage for visitor health insurance/visitor medical insurance?

Once your trip is confirmed, select the coverage start date to coincide with the date of departure from your home country. Please keep in mind the time difference, since all the plans offered are according to east-coast (EST) times.

Can I renew the visitor insurance/visitor medical insurance Coverage?

Yes. Inbound Travelers will renew if the option was selected at time of purchase and the initial purchase was for at least a minimum period of 3 months. Laision plan holders can renew monthly on initial purchase. All other plans for Periods shorter than 6 months are non-renewable.

My Parents are not here can I buy visitor health insurance / travel insurance it for them?

Yes. Anyone can purchase the plans online as proxy on behalf of their family members.

What If I buy the visitor medical insurance plan for four Months and then leave the country in two months, can I get a refund?

Plans for periods over Six Months or more are refundable with restrictions, with no refund for the first six months’ premium. Due to the nature of the traveler’s insurance, the short term plans are non-refundable. SRI does have a refund policy with $25 as the cancellation charge.

Do I need to pay the doctor, or will the doctor bill the Insurance Company?

Most Physicians and Hospitals will bill the Insurance Company directly, which will pay the covered approved costs, regardless of who files the claim. If the bill is not mailed to the insured, the carrier will mail some claim forms with the ID cards, so the insured can mail the claims with the medical bills to the carrier and still does not have to pay up-front.

Can I get immediate visitor health insurance Coverage Online?

Yes. Most of our policy plans can be purchased online, and either you will receive a quick confirmation email and/or you can print the ID card locally upon completion of purchase.

Can you Fed-Ex my ID Card to me?

Yes, the option is available.

Can I see any Doctor?

Yes you can visit any Licensed Doctor or Facility. (There is a provider directory for almost all of the medical plans with exception of the Inbound Plan, which is a scheduled fee based plan).

How soon can I start my visitor health insurance / travel insurance coverage?

Coverage starts midnight after the date of payment received or the date requested which ever comes later.

I am not sure how long I will stay?

Select the Renewable Option (Available if you buy 3 months or more with Inbound USA Plan or Monthly with Laision International Plan).

Is pregnancy covered under visitor medical insurance?

Only on certain plans after 12 Months of continuous coverage. (There is another plan, which covers maternity but is limited. Inbound Immigrant covers pregnancy up to $2500; if conception occurs 90 days after the effective date).

I had a Heart Surgery Last Month; can I still get visitor health insurance coverage?

Yes, you can buy the insurance, however pre-existing conditions or any conditions related would not be covered. Then what is covered? That which is not related to the pre-existing condition / conditions. (Read specific Exclusions and Pre-Existing limitations in each Policy, prior to buying any product).

I will stay for over six Months and need travel insurance or visitor health insurance Plans that may Cover Pre-Existing Coverage, what plans cover Pre-Existing Conditions?

If you are insured under the Risk-Share plan, your pre-existing conditions are not covered. Pre-existing conditions include any injury or illness or mental/nervous condition that existed at or prior to your initial effective date, including chronic, recurring and congenital conditions. (Read specific Exclusions and pre-existing limitations in each Policy, prior to buying any product).

For more info on visitor travel insurance click here

In order to get the quote online, the first question is, ‘Please tell us where you are traveling’ and there are two options:

travel to include the US
travel excluding the US

I would like to know what if the person visits the US as well as some other country during his trip, will he be or not covered for the other country, if he selects option a.

Yes travel will include all over the world other than the insured home country, he can purchase the Home Country option.

For more info on USA insurance click here

What are pre-existing conditions?

Pre-existing conditions are health conditions which you already received or are receiving treatment for. Pregnancy, AIDS, high-blood pressure and stroke are all forms of pre-existing conditions. Each insurance carrier has its own policies and procedures for pre-existing conditions. Some offer coverage after a waiting period while others totally exclude certain conditions. Having a pre-existing condition obviously puts you at a higher risk for compensation than people without pre-existing conditions, but that doesn’t necessarily mean you can’t get insurance.

What is HMO?

HMO stands for Health Maintenance Organization. HMO is a company that offers health plans, which provides medical care from an approved network of doctors, hospitals, and pharmacies. The patient needs to pay some set minimum fee per visit. These fees are usually much lower than PPO (Preferred Provider Organizations).

The advantages of HMO:

No or very low deductibles.
Comprehensive benefits.
Preventive care is often good.

The disadvantages of HMO:

HMO plan includes only a particular chain of hospitals and doctors.
The patient must see doctors within the network.
The patient must get permission from the primary physician to see a specialist, or the HMO may not pay for the services.
HMO’s often refuse to pay for the emergency visits, if they don’t consider it as a true emergency.

What to do after you get a HMO plan?

Once you’ve signed and received your HMO plan, be sure to read your policy thoroughly and carefully. You should know answers to questions like:

Which doctors, hospitals you may see?
What procedures are covered and what aren’t?
How are emergency visits handled? And what procedure you must follow to get the full coverage?
What kind of cases come under emergencies? (As they may deny coverage, if they don’t consider your problem as an emergency.)
What is the co-payment cost? (i.e. How much you will have to pay per visit?)
Find out the procedure for claims, if any.

What is PPO?

PPO stands for Preferred Provider Organization. PPO allows patients to see a specialist without a referral from a Primary Care Physician. They have a wider range of doctors to choose from. The direct access to specialists is good for people who have chronic illness, or in case of urgent care and emergencies. Patients can get appointments with their preferred specialists as and when required. Usually, a PPO will pay a greater percentage of the cost for a preferred provider, and less for a non-preferred provider.

Advantages of PPO:

Patient can visit any doctor and hospital. They are categorized as preferred and non-preferred providers.
PPO covers all preferred providers according to their policy.

Disadvantages of PPO:

For all non preferred providers PPO covers only 80% of all the expenses, depending on your insurance company rules. And rest has to be paid by you.

What to do after you get a PPO plan?

Always find out which doctors and services are considered preferred and which are non preferred.
It is always better to go to the preferred providers, as the PPO plan would give full coverage for them. You will only have to give the co-payment. But for any non preferred provider, your co-payment is quite higher as compared to the preferred provider.
Always read your policy very carefully.

What is POS?

POS stands for a Point of Service plan, which combines the cost savings of a HMO with the flexibility of a PPO. Find out the details and rules from your medical insurance company.

What is a Primary Care Physician?

A primary care physician manages your entire health care program. One has to first visit his/her primary care physician for any kind of medical problem. In case you require a specialist, then your physician should refer you to a concerned specialist.

Can I change my primary care physician?

Yes, one can change his/her primary care physician maximum once a month. But it is always better to stick to one physician. Find out the rules form your insurance company. Normally to change, you will just have to call up the new physician you want to be your primary care doctor, and then inform your insurance company about the change.

What is a Chart Number?

This is a number given to each patient, it refers to a file which has all the records of your prior tests, ailments, etc. This number makes it easy for the person at the reception to make your future appointments and is also a reference for your doctor. One has to always provide his/her chart number whenever you call or visit a doctor.

What is difference between Urgent Care and Emergency Services?

Taking appointment for any ailment is a time taking process, hence every hospital provides urgent care and emergency care services. These are the quick medical care services provided by almost all medical centers. Emergency services are those services required as a result of unforeseen injuries or acute illness, for which a delay in treatment would result in a permanent physical impairment, or loss of life. Such as heart attacks, strokes, poisonings, sudden inability to breathe etc. On the other hand, urgent care includes less serious medical conditions which require immediate attention. Such as fever, fractured bone, any cuts which require immediate attention, etc. ** Note: Always make sure from your insurance company as to what situations are treated as urgent and emergency. If possible, it is better to contact your primary care physician in an urgent situation and arrange for your urgent care.

What are Preferred and Non Preferred providers for a PPO plan?

PPO is a network of physicians that have agreed, by contract, to discount their rates for the respective PPO members. These physicians, specialists are known as preferred providers, and PPO members are free to see any of them, without any reference from their primary physicians. PPO members may also see non-contracted providers, these are known as non preferred providers. The co-payment fee for seeing a non preferred provider is generally higher than the preferred providers.

How do I get medicines from a pharmacy?

Read your insurance company’s manual to find out which all pharmacies are included in your plan. Select the nearest pharmacy to your place. For all prescribed medicines, you will have to pay the minimum fee, and rest will be covered by your insurance. But your insurance won’t cover other medicines, which can be picked directly off the shelf from the stores. Note: Information provided here is collected from individual experiences and other sources. It may not be accurate. Please verify it before using.

For more info on insurance click here

Where do I find claim forms?

For claim forms regarding the SRI (Specialty Risk) policies, please click here.

For more info on USA insurance click here .

FAQ Disclaimer:

All information provided in these FAQ’s is deemed to be accurate. Due care has been exercised to ensure the veracity of this information and guidelines. However, there may be error (s) and omission (s) and all information is subject to change. G1G.com and its affiliates do not assume any liability for the information provided herein. The reader is strongly recommended to confirm this information from official sources and G1G.com asserts that the reader is totally responsible for the use and application of the material provided here. This FAQ service is provided as a courtesy to G1G.com’s customers and website visitors.

Update April 12, 2024

Information for u.s. citizens in the middle east.

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Steps to Get a Special Issuance Passport

The Special Issuance Agency (SIA) issues diplomatic, official, service, and no-fee regular passports, and supports visa processing for individuals and their eligible family members who are traveling on behalf of the U.S. government.

Note: You may not be able to access some links on this page if you are not on a U.S. government computer or device.

Types of Special Issuance Passports

Special Issuance Passports : These passports are issued to U.S. government employees and their dependents. In limited circumstances, they may also be issued to non-personal services contractors. They are not valid for personal travel. Special issuance passports are valid for a maximum of five years.

Diplomatic Passport

Entitlement to a diplomatic passport is determined by reviewing a number of factors including, but not limited to, the applicant's employing agency, employment status, travel destination, nature of assignment, and supervising authority.

Diplomatic passport books are black in color and contain an endorsement stating that the passport holder is travelling abroad on a diplomatic assignment for the U.S. government.

Official Passport

One major exception to entitlement for official passports is military personnel assigned to NATO countries and other countries with which the United States has a Status of Forces Agreement (SOFA). In most cases, military personnel may enter and exit such countries by presenting their military ID card and travel orders. Eligible family members may be issued no-fee regular passports by the Special Issuance Agency, which include a pre-printed endorsement reflecting their military dependent status.

Information on country specific requirements for DoD members can be found in the Foreign Clearance Guide .

Official passport books are maroon in color and contain an endorsement stating that the passport holder is traveling abroad on an official assignment for the U.S. government.

Service Passport

No-Fee, Regular Passport

Peace Corps volunteers
American seamen employed on no-fee U.S. flag vessels
A U.S. citizen employee of the United Seamen’s Service
The U.S. citizen widow, widower, children, parent, brother, or sister of a deceased member of the U.S. Armed Forces buried abroad, who intends to travel abroad under the auspices of the American Battlefield Monuments Commission to visit the graves of such service member or to attend a funeral or memorial service for such member
Employees of the American National Red Cross (and their dependents) traveling abroad under assignment for cooperation with and assistance to the U.S. Armed Forces
Personnel traveling on DoD invitational travel orders, such as professional entertainers, clergy, sports clinic personnel, military athletes, and persons traveling abroad to participate in a court martial
Next of kin (NOK) traveling to visit members of U.S. Armed Forces who are ill or injured abroad

Regular, Fee Passport

The majority of U.S. passports fall under this category. Fee passport books are blue and alternately referred to as "regular" or "tourist" passports. These books are normally valid for 10 years (when issued to persons 16 and older) or five years (when issued to those under 16). Validity may be limited, however, if the applicant cannot provide sufficient documentation, has a history of lost/stolen passports, or is indebted to the U.S.

Steps to Apply or Renew

U.S. Department of State - How to Apply
U.S. Department of Defense - How to Apply
Other Federal Agencies - How to Apply
Department of State employees : PCS : Submit a request to the Bureau of Global Talent Management on the Department's Intranet. TDY : Submit a letter of authorization signed by your bureau's executive office.
Department of Defense employees : PCS and TDY : Submit Form DD 1056 to an authorized passport acceptance agent at a DoD passport facility or contact the DoD Passport and Visa Office. PCS : Include a copy of your approved travel orders.
Other federal agency employees : PCS and TDY : Submit a letter of authorization signed by an authorized official from your agency. PCS : Include your a copy of your travel orders
If you are applying for a child under age 16, both parents or guardians will need to appear in person with the child.
Get your passport photo
If you are in the United States and were previously issued a special issuance passport, you must submit it. If you are not in the United States, but have a regular passport book or card, you may submit a photocopy of it. Do not submit the original passport. Contact the nearest U.S. embassy or consulate or acceptance facility (if assigned to a military installation) for instructions if you are applying in a foreign country.
Include the original, government-issued photo ID and a clear photocopy of the front and back of this ID if you are not eligible to renew your passport.
Department of State employees: Go to the Where to Apply page on SIA's website for more information.
Department of Defense employees : Contact the DoD Passport and Visa Office, or your nearest DoD passport facility.
Other federal agency employees : Contact your agency.
Use the Online Passport Status System on a goverment computer or mobile device to subscribe to automatic email updates about your special issuance application. You can subscribe to updates as soon as your application is "In Process." Your processing times may be delayed if you receive a letter and/or email from us requesting more information.

How to Access the Special Issuance Agency's Website

SIA has a secure website that is only accessible to U.S. government employees and contractors using a U.S. government computer or device. You will not be able to access the website on your personal computer or mobile device. If you are on a U.S. government computer or device and still cannot access SIA's website, please follow these steps:

Step 1 : Obtain at least one IP number from your federal agency

Type in ip4.me into your web browser’s address and hit ‘Enter’
You will be directed to a page with a series of numbers (e.g. 555.555.555.5) highlighted at the top of the page. This series of numbers is your IP address.

Step 2 : Provide the top-level domain name of your agency (army.mil, state.gov, trade.gov, etc.)

This information can be found by opening up your agency’s default web browser and looking at the URL in the address bar

Step 3 : Please send the IP address and top-level domain name of your agency to the Special Issuance Agency.

External Link

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Links to external websites are provided as a convenience and should not be construed as an endorsement by the U.S. Department of State of the views or products contained therein. If you wish to remain on travel.state.gov, click the "cancel" message.

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Are you a scotiabank customer with access to online banking.

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Save time at the checkout

Visa payWave * - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go! 8

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You will earn travel rewards on the purchases made by your Supplementary Cardholder at the same rate that you earn travel rewards on purchases made on your Card.

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Your Supplementary Cardholders will also enjoy the benefits of comprehensive Travel and Shopping coverage included with your ScotiaGold Passport ® Visa card Account.

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Note: We are no longer issuing new ScotiaGold Passport ® Visa * Cards. The information described here is solely for existing Cardholders.

ScotiaGold Passport ® Visa * Card

Is this credit card right for you.

Right for you if you:

Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
Want an interest free grace period on purchases
Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

May not be right for you if you:

Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
Rarely travel or want travel insurance
Prefer cash back rewards

Fees, rates & other information

What's included with your card.

Insurance coverage

Great reasons to get this card for your everyday purchases

Earn scene+ points and cash back.

Earn 1 Scene+ point on every $1 spent.
Book your travel through Scene+ Travel 3 and earn 5% cash back 5 on the cost of your trip.

Enjoy benefits

Access to special offers, merchandise, rewards and more

Peace of mind for every trip

Travel with confidence on every trip with our comprehensive travel insurance coverage

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Take advantage of everything your ScotiaGold Passport ® Visa * Card offers you.

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Book and redeem any flight for any time through Scene+ Travel, a full-service travel agency.

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Travel and get 5% cash back

Reward yourself for seeing the world. You’ll earn 5% cash back on airline tickets, car rentals and hotels.

Visit online or call Scene+ to redeem.

Beyond Travel Rewards

Reward yourself and choose from a wide selection of merchandise and gifts by visiting sceneplus.ca

Save on Car Rentals

As a ScotiaGold Passport Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your ScotiaGold Passport Visa card.

AVIS reservations may be made online at avis.com/scotiabankpassportvisa or by calling 1-800-TRY AVIS (879-2847). Please quote AVIS worldwide discount number C030500 .

Budget Reservations may be made online at Budget.com/scotiabankpassportvisa or by calling 1-800-268-8900. Please quote Budget Corporate Discount number A363308 .

Tap your ScotiaGold Passport Visa Card or your smartphone for quick easy payments.

Add an additional Supplementary Cardholder to your ScotiaGold Passport ® Visa card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member. 10

Travel with 5 types of coverage

Relax… While you’re away you have comprehensive travel protection.

Travel Emergency Medical Insurance 7

Coverage is provided for eligible persons under age 65 for up to 25 consecutive days.

As a ScotiaGold Passport Visa cardmember (cardmember includes the primary cardmember and any supplemental cardmember), you, your spouse and your dependent children are each eligible for up to $1 million in emergency medical coverage if sudden and unexpected illness or accidental injury should occur while travelling outside your province or territory of residence in Canada.

Coverage includes eligible expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physicians' and surgeons' fees, as well as other eligible medical services and supplies. The date of departure is counted as the first day.

This benefit is subject to an exclusion for pre-existing medical conditions.

If you are travelling for more than 25 days, you may choose to purchase additional days from the insurer prior to your departure date by calling 1-877-222-7342. You will receive a separate Certificate of Insurance if you choose to purchase this coverage.

Certificate of Insurance

Rental Car Collision Loss Damage Insurance 7

Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

You are automatically covered by Collision Loss/Damage Insurance when you rent a vehicle in your name, decline the agency's collision damage waiver or loss damage waiver (or similar provision) and use your ScotiaGold Passport® Visa card to pay for the entire cost of the rental. If your rental car is damaged or stolen you are covered for the amount that you are liable to the Rental Agency up to the actual cash value of the vehicle. Note that the rental period cannot exceed 48 consecutive days and vehicles costing over $65,000 are not covered.

Delayed and Lost Baggage Insurance 7

Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

When you purchase common carrier tickets with your ScotiaGold Passport® Visa* card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the value of the coverage luggage or the amount equal to the cash reimbursement made by the carrier, to a combined maximum of $1,250.

The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.

Travel Accident Insurance 7

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

You, your spouse and eligible dependent children will be automatically insured against accidental loss of life, or dismemberment – up to a maximum of $250,000 (to a maximum of $500,000 per occurrence). Coverage is in place while occupying a common carrier for which you have charged at least 75% of the ticket cost to your Card, and which is licensed to carry passengers such as airplanes, cruise ships, trains or buses.

Hotel/Motel Burglary Insurance 7

Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

When you check into any hotel or motel in Canada or the U.S., and charge your stay to your ScotiaGold Passport ® Visa card, you and your spouse and dependent children travelling with you will be eligible for coverage against theft of your covered personal property if your room is broken into. Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000.

For claim forms and answers to Frequently Asked Questions visit our partner's site .

Shop with added coverage

Added coverage means you can shop with confidence anywhere around the world.

Purchase Security & Extended Warranty Protection 7

Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

Purchase Security & Extended Warranty Protection (Maximum lifetime liability of $60,000) 7

Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your ScotiaGold Passport® Visa* card.

Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.

When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.

Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.

Scotia Credit Card Protection (optional) 11

This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.

There are two different coverage bundles to choose from:

Basic Protection

Life Benefit
Critical Illness Benefit
Hospitalization Benefit

Comprehensive Protection

Critical Illness Benefit
Disability Benefit
Job Loss Benefit
Strike or Lockout Benefit

Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

Scotia SelectPay TM

A new, flexible way to pay off your eligible Scotiabank Visa * credit card purchases of $100 or more, with no interest rate on your plan and a low fee. §

We are no longer issuing new ScotiaGold Passport ® Visa * Cards. The information described here is solely for existing Cardholders.

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Offer Description and Conditions: The 5,000 Scene+ Bonus Points Offer (the “Offer”) applies only to new ScotiaGold Passport Visa credit card accounts (“Account”) opened by October 31, 2022 subject to the conditions below. To qualify for the Offer, your first eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia ® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited within approximately 2-3 business days after the first eligible purchase is posted to your Account provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).

All rates, fees, features and benefits are subject to change.

Points are not awarded for cash advances, Scotia ® Credit Card cheques, credit vouchers, returns, payments, annual membership or card fees, interest charges or service transaction charges.

The Scene+ Travel website and call center are owned and operated by Expedia Group, a third-party travel service provider (the “Scene+ Travel Partner”). To earn or redeem Points, travel must be booked through the Scene+ Travel website or Scene+ Travel call centre. Travel booked via the Scene+ Travel call centre may be subject to a booking fee. Prices are in Canadian dollars unless otherwise specified. Prices and points requirement are available on the website, and subject to change. The Scene+ Travel Partner may impose terms and conditions that supplement the ‘Additional Terms and Conditions for Scene+ Travel’ included in the Scene+ Program Terms and Conditions. Scene LP and its owners are not responsible for the products and services made available to you by third parties.

Earning Scene+ Points for Scene+ Travel purchases: Scene+ points are earned on eligible travel purchases made through Scene+ Travel website or call centre (collectively “Scene+ Travel)”. Scene+ Points are only earned on the total value of hotel or car rental booking purchases (excluding taxes and fees) made through Scene+ Travel regardless of the payment method used for the purchase (Scene+ points redemption and/or payment card purchases). Points earned will be added to your Scene+ account within six weeks from the completion of your travel itinerary.

Paying for your eligible Scene+ Travel purchase: Points may be redeemed for the entire amount of the hotel or car rental booking purchases (including taxes and fees), or redeemed in part with the remaining balance paid by an available payment card.

Apply Points to Travel redemptions are only permitted towards an eligible travel purchase charged to a Scotiabank credit card or debit card that earns Scene+ Points. Redemptions must be requested through sceneplus.ca or the Scene+ app within 12 months of the travel purchase transaction date. Minimum Scene+ Point redemption thresholds apply. For full terms and conditions, click here .

Cash Back Rebate on Travel Purchases made through Scene+ Travel ( ScotiaGold Passport Visa Card or ScotiaGold Passport for business Visa Cards only) ScotiaGold Passport Visa Card accounts or ScotiaGold Passport for business Visa Card accounts can earn 5% in cash back (the “Cash Back Rebate”) on the amount of travel purchases made on their Program Card Account if:

1. the travel purchase is made through Scene+ Travel; and

2. the entire amount of the travel purchase is charged to the ScotiaGold Passport Visa Card account or ScotiaGold Passport for business Visa Card account.

Eligible purchases that can earn the Cash Back Rebate are limited to: airline tickets, car rentals and hotels booked through Scene+ Travel.

When using a combination of Scene+ Points and a ScotiaGold Passport or ScotiaGold Passport for business Visa Card to redeem points for a travel purchase through the Scene+ Travel Service, the Cash Back Rebate is applicable only to the portion of the travel purchase that is charged to the ScotiaGold Passport Visa Card or the ScotiaGold Passport for business Visa Card accounts, not any amount of the travel purchase for which a Scene+ Points redemption is applied.

A Cash Back Rebate can take up to 6 weeks post travel to be posted to your Program Card Account.

For current rates and information on fees and interest cost, call 1-888-882-8958. Interest rates, annual fees and features are subject to change without notice. Learn more about credit card fees and interest rates .

Under all insurance coverages or services, certain limitations, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please see the Certificates of Insurance for full coverage details. Coverages are underwritten by The Manufacturers Life Insurance Company and its wholly owned subsidiary First North American Insurance Company. The Bank of Nova Scotia is not an insurer. All insurance claims must be forwarded to the insurance providers.

All Scotiabank retail credit cards, except ScotiaLine Visa card, will have Visa payWave when issued or reissued. Visa payWave™

Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105

The Primary Cardholder on the ScotiaGold Passport ® Visa card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.

Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to The Bank of Nova Scotia. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment.

Click to Pay is an online checkout solution provided by a third party that supports American Express, Mastercard and Visa cards and is based on EMV ® SRC Specifications. The Bank of Nova Scotia is not responsible for this service.

Scotia SelectPay Conditions apply. Review Terms and Conditions for full details or visit scotiabank.com/selectpay to learn more.

Passing Thru Travel

10 Visa and Passport Tips for Hassle-Free Travel 2024

Posted: March 12, 2024 | Last updated: March 12, 2024

<p><strong>Embarking on international travel demands meticulous planning, particularly in navigating the often complex landscape of visas and passports. This guide is your essential compendium, offering in-depth insights and strategic tips to streamline your travel documentation process. Tailored for novice and seasoned travelers, it ensures that your focus remains on the excitement of your journey rather than the nuances of bureaucracy.</strong></p>

Embarking on international travel demands meticulous planning, particularly in navigating the often complex landscape of visas and passports. This guide is your essential compendium, offering in-depth insights and strategic tips to streamline your travel documentation process. Tailored for novice and seasoned travelers, it ensures that your focus remains on the excitement of your journey rather than the nuances of bureaucracy.

<p><span>Each visa type demands a unique set of documents and prerequisites. Tourist visas, generally the most straightforward, still require proof of return tickets, accommodation, and sometimes a detailed itinerary. Business visas may need an invitation from a host company, while student and work visas often have more stringent requirements, including proof of enrollment or employment.</span></p> <p><span>Transit visas, overlooked yet crucial for certain layovers, must be considered to avoid unexpected detours. Begin your application process early, as embassies and consulates can take weeks, if not months, to process requests.</span></p> <p><b>Insider’s Tip: </b><span>Familiarize yourself with the different types of visas—tourist, business, transit, student, and work visas—and understand the specific requirements for each. This knowledge can significantly influence the success of your application and the smoothness of your travel plans.</span></p>

1. Understanding Visa Types and Their Specific Requirements

Each visa type demands a unique set of documents and prerequisites. Tourist visas, generally the most straightforward, still require proof of return tickets, accommodation, and sometimes a detailed itinerary. Business visas may need an invitation from a host company, while student and work visas often have more stringent requirements, including proof of enrollment or employment.

Transit visas, overlooked yet crucial for certain layovers, must be considered to avoid unexpected detours. Begin your application process early, as embassies and consulates can take weeks, if not months, to process requests.

Insider’s Tip: Familiarize yourself with the different types of visas—tourist, business, transit, student, and work visas—and understand the specific requirements for each. This knowledge can significantly influence the success of your application and the smoothness of your travel plans.

<p><span>The overlooked detail of passport expiration can derail your travel plans. Regularly check your passport’s expiry date and renew it well in advance if necessary. Countries requiring a certain number of blank pages in your passport do so for immigration stamps. Falling short on this requirement can result in denied boarding or entry.</span></p> <p><span>Keep in mind that renewal times can vary, and expedited services, while available, come with additional costs. This is a critical step in your travel preparation, so make it a priority in your planning stages.</span></p> <p><b>Insider’s Tip: </b><span>Ensure your passport has sufficient validity — many countries require it to be valid for at least six months beyond your travel date. Also, check for blank pages; some countries require a specific number for entry and exit stamps.</span></p>

2. Navigating Passport Validity and Blank Page Requirements

The overlooked detail of passport expiration can derail your travel plans. Regularly check your passport’s expiry date and renew it well in advance if necessary. Countries requiring a certain number of blank pages in your passport do so for immigration stamps. Falling short on this requirement can result in denied boarding or entry.

Keep in mind that renewal times can vary, and expedited services, while available, come with additional costs. This is a critical step in your travel preparation, so make it a priority in your planning stages.

Insider’s Tip: Ensure your passport has sufficient validity — many countries require it to be valid for at least six months beyond your travel date. Also, check for blank pages; some countries require a specific number for entry and exit stamps.

<p><span>Timing is everything in visa applications. Start gathering required documents—such as photographs, travel insurance, financial statements, and any necessary letters or invitations—as early as possible. Be aware of holidays and peak periods, as these can affect processing times.</span></p> <p><span>Online visa applications have simplified the process for many countries, but always have hard copies of essential documents when traveling. A common pitfall is underestimating the time it takes for visa processing; each country has its own timeline, and it’s prudent to allow extra time for any unforeseen complications.</span></p> <p><b>Insider’s Tip: </b><span>Apply for your visa as soon as your travel dates are confirmed. Late applications can lead to stressful delays or, worse, trip cancellations.</span></p>

3. Visa Application: Timing and Documentation

Timing is everything in visa applications. Start gathering required documents—such as photographs, travel insurance, financial statements, and any necessary letters or invitations—as early as possible. Be aware of holidays and peak periods, as these can affect processing times.

Online visa applications have simplified the process for many countries, but always have hard copies of essential documents when traveling. A common pitfall is underestimating the time it takes for visa processing; each country has its own timeline, and it’s prudent to allow extra time for any unforeseen complications.

Insider’s Tip: Apply for your visa as soon as your travel dates are confirmed. Late applications can lead to stressful delays or, worse, trip cancellations.

<p><span>Health documentation is increasingly becoming a staple in international travel. Countries in Africa and South America, for instance, may require proof of Yellow Fever vaccination. COVID-19-related health documentation has also become a norm. Always carry a physical copy of your vaccination records and any other required health documents.</span></p> <p><span>The World Health Organization (WHO) offers a standardized ‘Yellow Card’ that shows vaccination history and is recognized worldwide. Not adhering to these requirements can result in being denied entry, so it’s critical to understand and comply with these health mandates.</span></p> <p><b>Insider’s Tip: </b><span>Some countries require proof of vaccination against specific diseases. Keep a record of your vaccinations and check the health requirements of your destination country.</span></p>

4. Health and Vaccination Documentation

Health documentation is increasingly becoming a staple in international travel. Countries in Africa and South America, for instance, may require proof of Yellow Fever vaccination. COVID-19-related health documentation has also become a norm. Always carry a physical copy of your vaccination records and any other required health documents.

The World Health Organization (WHO) offers a standardized ‘Yellow Card’ that shows vaccination history and is recognized worldwide. Not adhering to these requirements can result in being denied entry, so it’s critical to understand and comply with these health mandates.

Insider’s Tip: Some countries require proof of vaccination against specific diseases. Keep a record of your vaccinations and check the health requirements of your destination country.

<p><span>Many countries have agreements allowing certain nation citizens to enter without a traditional visa. For instance, the Schengen Area in Europe allows travelers from certain countries to enter visa-free for short stays.</span></p> <p><span>Similarly, e-Visas, available through online applications, offer a streamlined process for obtaining travel authorization. These digital visas save time and reduce paperwork but always confirm the specific entry requirements, as they can vary even within visa waiver programs.</span></p> <p><b>Insider’s Tip: </b><span>Check if the country you visit has a visa waiver program or offers e-Visas, as these can significantly simplify the travel process.</span></p>

5. Understanding Visa Waiver Programs and e-Visas

Many countries have agreements allowing certain nation citizens to enter without a traditional visa. For instance, the Schengen Area in Europe allows travelers from certain countries to enter visa-free for short stays.

Similarly, e-Visas, available through online applications, offer a streamlined process for obtaining travel authorization. These digital visas save time and reduce paperwork but always confirm the specific entry requirements, as they can vary even within visa waiver programs.

Insider’s Tip: Check if the country you visit has a visa waiver program or offers e-Visas, as these can significantly simplify the travel process.

<p><span>A visa denial can be disheartening, but it’s not always the end of the road. Embassies usually provide reasons for denial, which you should address in subsequent applications. Some countries offer an appeal process, while others require you to wait a certain period before reapplying.</span></p> <p><span>Understanding the specific protocol of the country you’re applying to is crucial. Ensure your reapplication or appeal addresses all the concerns raised initially. Sometimes, seeking the assistance of a visa consultant or an immigration lawyer can provide clarity and improve your chances in complex cases.</span></p> <p><b>Insider’s Tip: </b><span>In case of a visa denial, understand the reasons provided and the process for an appeal or reapplication, if applicable.</span></p>

6. Dealing with Visa Denials and Appeals

A visa denial can be disheartening, but it’s not always the end of the road. Embassies usually provide reasons for denial, which you should address in subsequent applications. Some countries offer an appeal process, while others require you to wait a certain period before reapplying.

Understanding the specific protocol of the country you’re applying to is crucial. Ensure your reapplication or appeal addresses all the concerns raised initially. Sometimes, seeking the assistance of a visa consultant or an immigration lawyer can provide clarity and improve your chances in complex cases.

Insider’s Tip: In case of a visa denial, understand the reasons provided and the process for an appeal or reapplication, if applicable.

<p><span>Your passport is your most valuable document when traveling abroad. Keep it secure in a hotel safe or a secure, hidden compartment in your luggage. Having copies of your passport (the page with your personal information and any relevant visa pages) is crucial in emergencies.</span></p> <p><span>Store a digital copy in a secure cloud service and email a copy to yourself and a trusted contact back home. In the unfortunate event of losing your passport, these copies will be instrumental in proving your identity and facilitating the replacement process at your embassy or consulate.</span></p> <p><b>Insider’s Tip: </b><span>Keep your passport safe at all times and carry physical and digital copies in case of loss or theft.</span></p>

7. Passport Safety and Copies

Your passport is your most valuable document when traveling abroad. Keep it secure in a hotel safe or a secure, hidden compartment in your luggage. Having copies of your passport (the page with your personal information and any relevant visa pages) is crucial in emergencies.

Store a digital copy in a secure cloud service and email a copy to yourself and a trusted contact back home. In the unfortunate event of losing your passport, these copies will be instrumental in proving your identity and facilitating the replacement process at your embassy or consulate.

Insider’s Tip: Keep your passport safe at all times and carry physical and digital copies in case of loss or theft.

<p><span>Cultural awareness is a sign of respect and can affect your entry into a country. Some nations have strict dress codes or norms that, if not adhered to, can lead to issues at immigration. Familiarize yourself with these aspects to avoid unintentional offenses. Additionally, understanding local laws is crucial.</span></p> <p><span>For example, countries in the Middle East have stringent drug laws, and carrying certain prescription medications without proper documentation can lead to serious legal troubles.</span></p> <p><b>Insider’s Tip: </b><span>Research your destination’s cultural norms and local laws, as these can sometimes impact visa and entry policies.</span></p>

8. Cultural Sensitivity and Local Laws

Cultural awareness is a sign of respect and can affect your entry into a country. Some nations have strict dress codes or norms that, if not adhered to, can lead to issues at immigration. Familiarize yourself with these aspects to avoid unintentional offenses. Additionally, understanding local laws is crucial.

For example, countries in the Middle East have stringent drug laws, and carrying certain prescription medications without proper documentation can lead to serious legal troubles.

Insider’s Tip: Research your destination’s cultural norms and local laws, as these can sometimes impact visa and entry policies.

<p><span>Comprehensive travel insurance is a must for long-term travelers. Your policy should cover a broad range of scenarios, including medical emergencies, trip cancellations or interruptions, lost or stolen luggage, and emergency evacuations. Read the policy details carefully to understand what is and isn’t covered, and make sure the coverage limits are adequate for your needs.</span></p> <p><span>Choosing a policy that offers flexibility in case your travel plans change is also wise. Store a digital copy of your insurance policy in an easily accessible online location, and carry a physical copy as a backup.</span></p> <p><b>Insider’s Tip: </b><span>Choose a policy that allows for extensions if you decide to prolong your travel.</span></p>

9. Travel Insurance and Visa Requirements

Travel insurance is often a visa requirement, especially for countries in the Schengen Area. This insurance should cover medical expenses, trip cancellations, lost luggage, and repatriation. Check the specific coverage requirements of your destination country and keep a copy of your insurance policy with your travel documents. Not only is it necessary for some visa applications, but it’s also a prudent safeguard against unforeseen events during your travels.

Insider’s Tip: Some countries require proof of travel insurance for visa issuance. Ensure your policy meets the minimum coverage requirements.

<p><span>Embassies and consulates can assist with a range of issues — from lost passports to legal troubles. Before traveling, note the address and contact details of your country’s diplomatic missions in the destination country.</span></p> <p><span>In case of an emergency, such as a lost or stolen passport, political unrest, or natural disasters, they can provide crucial support and guidance. It’s also wise to inform them of your travel plans, particularly if traveling to regions with heightened security risks.</span></p> <p><b>Insider’s Tip: </b><span>Know the location and contact details of your country’s embassy or consulate in your destination country. They can be invaluable in emergencies.</span></p>

10. Consulate and Embassy Assistance

Embassies and consulates can assist with a range of issues — from lost passports to legal troubles. Before traveling, note the address and contact details of your country’s diplomatic missions in the destination country.

In case of an emergency, such as a lost or stolen passport, political unrest, or natural disasters, they can provide crucial support and guidance. It’s also wise to inform them of your travel plans, particularly if traveling to regions with heightened security risks.

Insider’s Tip: Know the location and contact details of your country’s embassy or consulate in your destination country. They can be invaluable in emergencies.

<p><span>Traveling during peak season doesn’t have to be a stressful experience. With some planning, flexibility, and creativity, you can navigate the crowds and make the most of your vacation.</span></p> <p><span>Remember, the key is to enjoy the journey as much as the destination. So go ahead, embrace the bustling energy of peak season, and discover the joys of exploring the world, even when it’s at its busiest.</span></p> <p><span>More Articles Like This…</span></p> <p><a href="https://thegreenvoyage.com/barcelona-discover-the-top-10-beach-clubs/"><span>Barcelona: Discover the Top 10 Beach Clubs</span></a></p> <p><a href="https://thegreenvoyage.com/top-destination-cities-to-visit/"><span>2024 Global City Travel Guide – Your Passport to the World’s Top Destination Cities</span></a></p> <p><a href="https://thegreenvoyage.com/exploring-khao-yai-a-hidden-gem-of-thailand/"><span>Exploring Khao Yai 2024 – A Hidden Gem of Thailand</span></a></p> <p><span>The post <a href="https://passingthru.com/mastering-high-season-travel/">Mastering High Season Travel – 10 Tips for Smart Explorers</a> republished on </span><a href="https://passingthru.com/"><span>Passing Thru</span></a><span> with permission from </span><a href="https://thegreenvoyage.com/"><span>The Green Voyage</span></a><span>.</span></p> <p><span>Featured Image Credit: Shutterstock / Nomad_Soul.</span></p> <p><span>For transparency, this content was partly developed with AI assistance and carefully curated by an experienced editor to be informative and ensure accuracy.</span></p>

The Bottom Line

Successful and hassle-free travel hinges on your preparedness, especially regarding visas and passports. By following these tips, you’re paving the way for a journey of ease and enjoyment. Equip yourself with this knowledge, and step confidently into your next journey, knowing you’ve covered every essential detail.

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The insurance protection you need for travel's many "what ifs". When it comes to travel, careful planning only takes you so far. Travel insurance can fill the gaps, helping you recover your costs or get specialized support if your trip takes an unexpected turn. Chubb offers plans that provide insurance protection for covered, unexpected ...
Scotiabank Passport Visa Infinite Card
Rarely travel, rarely make foreign currency purchases, or rarely need travel insurance coverage; Prefer cash back rewards; ... As a Scotiabank Passport Visa Infinite cardmember (cardmember includes the primary cardmember and any supplemental cardmember), you, your spouse and your dependent children are each eligible for up to $2 million in ...
5 Tips for Buying Schengen Travel Insurance
Get multiple quotes. 3. Use this as an opportunity to maximize credit card bonus points. 4. Double-check the policy before purchasing. 5. Consider using a credit card that provides trip insurance ...
Scotiabank Passport Visa Infinite Travel Insurance
Learn about the travel insurance benefits offered by the Scotiabank Passport Visa Infinite, a travel credit card that rewards you with Scotia Rewards points and no foreign transaction fee. You'll be covered for travel emergency medical, trip cancellation, trip interruption, flight delay, baggage loss, baggage delay, travel accident, car rental collision loss/damage and hotel/motel burglary.
Travel Insurance
With Chubb's Passport 360, you have the tailored solutions you need to travel with confidence, security, and peace of mind. Passport 360 is travel insurance that delivers a complete package. Benefits Included: Medical evacuation for illness and injury and safe return home. Coverage for medical expenses that go beyond the policy limit (excess ...
Visa vs. Passport: What's the Difference?
A passport is for identity verification, while a visa permits you to enter a country. If you're traveling internationally, you'll need a passport. In addition to your passport, some countries ...
Passport Insurance: What It Covers And Why You Need It
Passport insurance is a type of travel insurance that specifically covers the risks associated with your passport. It provides financial protection and assistance in various situations, ensuring that you can navigate through any passport-related challenges with ease. ... Getting An Iran Visa At The Embassy In The Hague. Checklist For Overseas ...
International travel easier with AARP Member Benefit: RushMyPassport
AARP members and their families can purchase exclusive passport renewal bundles that include shipping and government fees. Special pricing and expedited services are available for all passport types including renewals, new adult, child, name change, passport cards and travel visas. Restrictions apply. You'll leave AARP.org and go to the website ...
Benefits and Advantages of Travel Insurance
Allianz travel insurance plans can be customized to meet your needs. Plans typically include: Trip Cancellation or Interruption Reimbursement (up to the amount purchased) Coverage for Lost Baggage, Delays, and Change Fees. $500,000 Medical Evacuation Coverage. $25,000 Emergency Medical and Dental Coverage. 24/7/365 Travel Assistance Helpline.
Travel Insurance
The Travel Select plan provides coverage for Trip Cancellation, Trip Interruption, Trip Delay, Baggage Loss and Delay, Emergency Medical Expenses and Evacuation and more. If you would like to purchase a Travelex plan, please visit Travelex's website by clicking here or contact Travelex's Customer Solutions Team at 1-800-228-8782 and ...
TRAVEL INSURANCE
Visa; Passport; Citizenship; Immigration; Travel; Legalisation; Translation; Blog; About company. Secondary menu. History; Contacts +1 800-935-0825 Free. English Russian; Back. TRAVEL INSURANCE. Travel insurance policy for your trip would provide you piece of mind and cover possible unexpected medical expenses. In some cases travel insurance is ...
U.S. Passports
Routine: 6-8 weeks* Expedited: 2-3 weeks and an extra $60* *Consider the total time it will take to get a passport when you are booking travel. Processing times only include the time your application is at a passport agency or center.. It may take up to 2 weeks for applications to arrive at a passport agency or center. It may take up to 2 weeks for you to receive a completed passport after we ...
Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite Card is a premium travel credit card, and so comes with very strong insurance benefits. Coverage includes: Emergency medical insurance of up to $1 million for you, your spouse, and dependent children on unexpected medical illness or injury when travelling out-of-province for up to 25 days (3 days for age 65 ...
PDF Scotiabank Passport Visa Infinite
"Apply Points to Travel" option to redeem points to cover off your trip costs within 12 months from the date of the travel purchase. Simply: • Book eligible travel using your Scotiabank Passport Visa Infinite Card • Wait for your travel purchase to be posted to your Card • Log into ScenePlus.ca, and redeem your Scene+
Does my Scotiabank credit card have Trip Cancellation or Trip
This is a list of Scotiabank credit cards that include trip cancellation insurance and/or trip interruption insurance benefits, as well as links to the current Certificates of Insurance with full details of these coverages:Trip Cancellation and Trip InterruptionScotiabank Passport Visa Infinite Card English PDFScotiabank American Express Gold Card English PDFScotiabank American Express ...
Travel
We are the first travel insurance company in the world to offers payouts in real time. When emergency strikes, PassportCard is there to cover it immediately. Medical PassportCard has gained a leading position in the expat health and insurance fields. ... Passport Card 2024 ...
Does Travel Insurance Cover Passport Issues?
Yes, travel protection plans from Generali Global Assistance include various coverages and services that can help you when your passport is stolen, lost, or damaged. By Steven Bartholow. The prospect of your passport not being where you expect it when you need at the airport or border crossing is the stuff of travel nightmares.
Travel Insurance
Scotia Travel Insurance offers plans with or without COVID-19 Pandemic Travel, Emergency Medical, Trip Cancellation/Interruption or All Inclusive coverage for Canadian travellers. Get up to $10 million CDN in emergency medical insurance, 24-hour Medical Concierge benefit, and other helpful tools and resources.
Insurance: How can I extend my Scotiabank Passport™ Visa Infinite* Card
The Scotiabank Passport™ Visa Infinite* Card comes with a host of benefits for frequent travelers: six free airport VIP lounges, no conversion fees on foreign currency transactions, and plenty of travel insurance.. Here are all the assurances offered by this card: Purchase Security and Extended Warranty; Rental Car Collision/Loss Damage Insurance; Lost luggage, delayed luggage and hotel ...
Passport Replacement / Visa Information
If your passport or visa is lost or stolen Travel Insured's travel assistance partner can provide guidance and referrals for obtaining replacements.
Travel Insurance
Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan. 2.
Buy Travel Insurance
If you are insured under the Risk-Share plan, your pre-existing conditions are not covered. Pre-existing conditions include any injury or illness or mental/nervous condition that existed at or prior to your initial effective date, including chronic, recurring and congenital conditions.
Passport insurance
Replacement of passports lost, stolen, or damaged while outside United States and its territories. If it does happen, you have to apply at the nearest US Embassy for an emergency passport. To make a claim, simply call +18338878472 or email [email protected]. Travel Visa Pro has information about passport insurance.
Steps to Apply for a Special Issuance Passport
Department of Defense employees: Contact the DoD Passport and Visa Office, or your nearest DoD passport facility. Other federal agency employees: Contact your agency. Track application status. Use the Online Passport Status System on a goverment computer or mobile device to subscribe to automatic email updates about your special issuance ...
ScotiaGold Passport Visa Card
2. the entire amount of the travel purchase is charged to the ScotiaGold Passport Visa Card account or ScotiaGold Passport for business Visa Card account. Eligible purchases that can earn the Cash Back Rebate are limited to: airline tickets, car rentals and hotels booked through Scene+ Travel.
10 Visa and Passport Tips for Hassle-Free Travel 2024
Travel insurance is often a visa requirement, especially for countries in the Schengen Area. This insurance should cover medical expenses, trip cancellations, lost luggage, and repatriation.

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Passport Insurance: What It Covers And Why You Need It

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