cheapest travel insurance to georgia

Top Travel Insurances for Georgia You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Georgia is an up-and-coming destination among tourists and expats that hosts historic cities, charming landscapes, attractive business conditions, and unique cuisine like Georgian wine and traditional dishes. Although travelling to Georgia can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Georgia and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Georgia Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Georgia:

Best Travel Insurances for Georgia

• 01. Should I get travel insurance for Georgia? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Georgia scroll down

Heading to Georgia soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Georgia?

Yes, travel insurance is mandatory for travel to Georgia. This means that as a traveller to Georgia, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Georgia, or even deported in certain cases.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Georgia or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Georgia:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Georgia. It lets you choose between various plans tailored to meet the specific needs of your trip to Georgia, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Georgia:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Georgia? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Georgia

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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• HTH Worldwide Travel Insurance
• GoReady travel insurance
• Nationwide Travel Insurance
• Trawick International Travel Insurance

Affordable Travel Insurance Tips

• Why You Should Trust Us

Best Cheap Travel Insurance of April 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

In an ever-evolving world, emergency medical and evacuation travel insurance coverage is essential, especially if you're traveling internationally. However, sports equipment coverage, pet protection, and cancel for any reason coverage are among the increasingly popular coverage options that are changing the way we travel.

Best Cheap Travel Insurance

• HTH Worldwide Travel Insurance : Best overall
• GoReady travel insurance : Best for trip cancellation 
• Nationwide Travel Insurance : Best value
• Trawick International Travel Insurance : Most popular

Compare the Top Cheap Travel Insurance Plans

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three plans to choose from
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Reasonable premiums
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR coverage available with some plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical emergency and evacuation coverage
• con icon Two crossed lines that form an 'X'. Special coverages for pets, sports equipment, etc not available
• con icon Two crossed lines that form an 'X'. Limited reviews with complaints about claims not being paid
• Trip cancellation of up to $5,000 with the Economy plan and up to $50,000 with the Preferred plan
• Cancel for any reason insurance and missed connection insurance available with the Preferred plan
• Baggage delay insurance starting after 24 or 12 hours depending on the plan

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a CFAR upgrade add-on on certain plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Comprehensive insurance plans include generous coverage for baggage loss, plus protection from hurricane and other intense weather-related issues
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Competitive pricing
• con icon Two crossed lines that form an 'X'. Online complaints about claims not being paid and non-responsiveness
• con icon Two crossed lines that form an 'X'. Not all more expensive plans include CFAR coverage
• con icon Two crossed lines that form an 'X'. Dropping rating with AM Best
• Annual and multi-trip plans available
• All plans include pandemic coverage for COVID-19
• Coverage for weather-related delays, cancellations and other incidents

• Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
• con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
• con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

• Cancel for any reason coverage available

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
• con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
• con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
• con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

• Travel medical insurance
• Trip protection and cancellation
• International student insurance
• Visitor medical insurance (for traveling to the US)

Affordable Travel Insurance Reviews

So you're planning a big family vacation—if you're lucky, the trip of a lifetime. Travel costs can skyrocket quickly, leaving you feeling a bit overwhelmed. At this point, travel insurance starts to look like a potentially unnecessary cost, but is it really?

The best travel insurance plans can go a long way toward defraying unexpected costs that may arise if you're asking the right questions starting with: What does travel insurance cover ?

Best Affordable Travel Insurance Overall: HTH Worldwide TripProtector Economy Travel Insurance

The HTH Worldwide Travel Insurance Economy plan offers the most comprehensive coverage across major categories of all the providers in this guide.

You'll have some peace of mind with up to $75,000 of financial protection for eligible medical emergencies, and up to $500,000 per person for medical evacuation costs. For more everyday expenses, you can also relax with baggage loss and delay, trip interruption, cancellation and delay coverage that will help you recoup many, if not all, of your costs.

However, this plan falls short on missed connection benefits and accidental death coverage, both of which are not available under most circumstances (missed connection coverage only applies to cruises, and will only cover up to $500 per person after a three-hour delay).

Read our HTH Worldwide Travel Insurance review here.

Best Affordable Travel Insurance for Trip Cancellation: GoReady Trip Cancellation Plan Travel Insurance

The GoReady travel insurance Trip Cancellation Plan is exactly that: a cost-effective plan that offers protection in the event that your trip is canceled for a covered reason. The plan we priced out for our hypothetical trip cost just 1.16% of our total travel expenses — a very small amount of money to pay for the guarantee of our money back in the right circumstances.

The benefit is that this plan can supplement other coverage you already have, or give you a little bit of protection for a trip where you might not otherwise have opted for insurance altogether. On the downside, you won't get any protection for medical emergencies, trip interruption or delays or lost bags from this plan.

Read our GoReady Travel Insurance review here.

Best Value Cheap Travel Insurance: Nationwide Essential Travel Insurance

Nationwide Travel Insurance  is a well-rounded alternative to HTH Worldwide Trip Protector Economy. This plan offers solid protection for both travel-related snafus as well as situations that might call for emergency medical and evacuation, making it a good choice for trips where you have cause to worry about potential interruptions or delays. However, it does not offer protection for missed connections or accidental death.

Read our Nationwide Travel Insurance review here

Most Popular Cheap Travel Insurance: Trawick Safe Travels Explorer Travel Insurance

The Trawick International Travel Insurance Safe Travels Explorer plan has been purchased by more than 36,000 travelers since 2020, and it has great reviews to boot. And no wonder: Trawick offers generous trip delay coverage of up to $2,000 per person, although hopefully you won't need to reach that reimbursement amount because the daily limit is $150.

You'll also be able to rely on a $200 reimbursement per person for lost baggage - one of the higher amounts amongst these affordable plans, although this amount pales in comparison to the baggage loss coverage offered through the best travel credit cards .

Read our Trawick Travel Insurance review here.

Types of Cheap Travel Insurance

Comprehensive coverage.

This type of insurance offers extensive protection, covering everything from medical issues to trip cancellations. While it's more expensive up front, it can save you a lot in the long run.

Medical-Only Coverage

As the name suggests, this policy focuses solely on medical emergencies, making it a cost-effective option for travelers who are primarily concerned about health-related expenses.

Evacuation and Repatriation

In extreme cases where you need to be evacuated due to a medical emergency or a natural disaster, this coverage ensures that you can return home safely without incurring huge costs.

Benefits of Opting for Cheap Travel Insurance

Cost savings.

Cheap travel insurance can significantly reduce your travel expenses, ensuring that you're not overpaying for coverage you might not need.

Adequate Coverage for Less

Just because it's cheap doesn't mean it's lacking. Many affordable policies offer substantial coverage, giving you peace of mind without breaking the bank.

How to Pick The Best Cheap Travel Insurance Plan for You

No single travel insurance plan will meet the needs of every single traveler. By nature, we are diverse and evolving meaning travel insurance should be equally so. Travel insurance for a week-long trip to a big city shouldn't be the same as the coverage for a backpacking expedition in the mountains. A splurge to purchase comprehensive insurance coverage may also be worth it for international ventures or other large expenditures.

In most cases, the cost difference between a basic and comprehensive travel insurance plan isn't as significant as you might think. Regardless, it's generally a good idea to choose a trusted travel insurance provider known for exceptional customer service and coverage. (For this roundup, we looked at traveler reviews shared through the travel agency SquareMouth .)

• Assessing Your Travel Needs: Consider the nature of your trip, the destination, and your own personal needs when choosing a policy. This ensures that you're not over-insured or underinsured.
• Comparing Different Policies: Don't settle for the first policy you find. Compare different options, looking at their coverage and prices, to find the best fit for your budget and needs.
• Reading the Fine Print: Always read the terms and conditions carefully to understand what's covered, what's not, and the process for making a claim.

If you just want trip cancellation protection, go with the GoReady Trip Cancellation Plan. For more robust coverage that won't break the bank, consider HTH Worldwide's TripProtector Economy, Trawick's Safe Travels Explorer, or Nationwide's Essentials plan.

Yes, many affordable policies offer comprehensive coverage suitable for international travel. It's crucial to compare policies and understand your needs.

Travelers insurance is relatively cheap because it only covers you for a set period of time, and depending on your plan, the level of coverage you get may not be particularly high. However, even with high coverage limits and extras like cancel for any reason coverage , travel insurance is relatively affordable. 

The average cost of travel insurance is 4%-8% of your trip's cost. This usually translates into a premium between $89 to $399.

Why You Should Trust Us: How We Chose the Best Cheap Travel Insurance

To determine the best insurance plan for travelers on a budget, we evaluated dozens of products using a hypothetical trip to Australia for a single traveler, age 26, with a total cost of $2,500 for flight, hotel and other incidentals. We then compiled the plans that covered the essentials at the lowest costs.

Of note: All of these plans include COVID-related medical coverage and 24-hour assistance, and pay at least 100% of your trip cost for eligible trip cancellations. None include rental car coverage.

The seven winning plans cost between $29 to $74 — significantly below the typical cost of comprehensive travel insurance, which can range between 4%-8% of total travel expenses, according to the US Travel Insurance Association. But these affordable plans also come with comparably low ceilings for various aspects of coverage such as emergency medical, trip cancellation, or delay — and do not include rental car or "cancel for any reason" (CFAR) protection. So if you think you might need these benefits, it may well be worth upgrading to a comprehensive travel insurance plan for a few more dollars, just for the peace of mind.

Convenience and Flexibility

Each of the plans in this list include 24-hour assistance worldwide from reputable insurance providers. And despite being on the lower end of insurance plans, each of these options includes refunds for up to 100% of your total trip cost for eligible reasons. Each of these plans also includes medical coverage for COVID-related issues that may arise during your travels, which may come in handy as the pandemic continues to evolve worldwide.

Sufficient Coverage in Essential Categories

The cheapest travel insurance plan will rarely cover every scenario that could go awry on your trip. However, each of these plans can at least help you get your money back in the event that your travel is canceled for an eligible reason, and most of them include financial protection if you incur emergency medical bills while traveling. We also factor in what travelers are most concerned about now. 

You can read more about how Business Insider rates insurance here.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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11 Best Travel Insurance Companies in April 2024

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers, top credit cards with travel insurance, methodology, best travel insurance overall: berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection

• ExactCare Value (basic) plan is among the least expensive we surveyed.
• Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
• Company may reimburse claimants faster than average, including possible same-day compensation.
• Multiple "Trip Delay" coverage types might make claims confusing.
• Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at no extra cost.

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

Annual or single-trip policies are available.

• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

Travel Insured International

• Higher-level plan include optional add-ons for event tickets and for electronic equipment
• Rental car protection add-on for just $8 per day, even on lower-level plan.
• Many of the customizations are only available on the higher-tier plan.
• Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

World Nomads

• Travelers can extend coverage mid-trip.
• The standard plan covers up to $300,000 in emergency evacuation costs.
• Plans automatically cover 200+ adventurous activities.
• No Cancel For Any Reason upgrades are available.
• No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

Travelex Insurance Services

• Top-tier plan doesn’t break the bank and provides more customization opportunities.
• Offers a plan specifically for domestic travel.
• Sells a post-departure medical coverage plan.
• Fewer customization opportunities on the Basic plan.
• Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

• Coverage available for adventure travelers.
• Special medical insurance for ship captains and crew members, international students and missionaries.
• Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

• In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
• Adventure sports-specific coverage is available.
• Plans have overlap that can be hard to distinguish.
• Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

• Covers up to $300 redepositing points and miles on eligible canceled award flights.
• Optional add-on protection for business equipment or sports rentals.
• Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

HTH Travel Insurance

• Covers travelers up to 95 years old.
• Includes direct pay option so members can avoid having to pay up front for services.
• A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
• No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

Here is the list of travel cards offered by Chase that include various forms of travel insurance.

Having one of these in your wallet is a good start to protecting your travel investments and preventing expensive accidents; however, savvy travelers check card terms closely and sometimes supplement with a third-party policy, like from one of the companies above, to better protect themselves.

on Chase's website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 12 hours.

• Car rentals: Theft and collision damage for most cars in the U.S. and abroad.

• Trip cancellation: Up to $1,500 per person and $6,000 per trip.

• Trip interruption: Up to $1,500 per person and $6,000 per trip.

• Baggage delay: Up to $100 per day for three days.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Best cheap travel insurance

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

• Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
• Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

• Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
• Atlas Journey Premier offers $150,000 in primary medical coverage.
• Both plans have top-notch $1 million per person in medical evacuation coverage.
• Each plan offers travel inconvenience coverage of $750 per person.
• 12 optional upgrades, including destination wedding and rental car damage and theft.
• No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

• Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
• Cheap trip insurance for cruises.
• Offers a rare $150,000 for non-medical evacuation.
• $500 per person baggage delay benefit only requires a 3-hour delay.
• Optional rental car damage benefit up to $50,000.
• Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

• Free coverage for children 17 and under on the same policy.
• $2,000 travel delay coverage per person ($250 per day) after 5 hours.
• Hurricane and weather coverage after a common carrier delay of any amount of time.
• Only $50,000 per person emergency medical coverage.
• Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

• Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
• Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
• Non-medical evacuation benefit of $25,000 per person.
• Baggage loss benefits of $2,500 per person.
• Travel medical coverage is secondary.
• Trip cancellation benefit for losing your job requires three years of continuous employment.
• No “cancel for any reason” (CFAR) upgrade available.
• Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

• Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
• Bundle upgrades allow you to customize your affordable travel insurance policy.
• Emergency medical and evacuation limits can be doubled with optional upgrade.
• Base travel insurance policy has relatively low medical limits.
• $300 baggage delay benefit requires a 12-hour delay.
• Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

• Best-in-class $2,500 per person in missed connection coverage.
• $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
• Generous $2,500 per person baggage and personal items loss benefit.
• Most expensive of the best cheap travel insurance plans.
• No “interruption for any reason” coverage available.
• Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

• Age and number of travelers being insured.
• Trip length.
• Total trip cost.
• The travel insurance plan you choose.
• The travel insurance company.
• Any add-ons, features or upgraded benefits you include in the travel insurance plan.

Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

• Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
• Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

• Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
• Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
• Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
• Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

• How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
• Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
• The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

• Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
• Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
• Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

• Medical emergencies.
• Trip delays.
• Trip interruption.
• Trip cancellation.
• Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

• Rental car damage coverage. 
• Medical bundle.
• Security bundle.
• Accidental death and dismemberment coverage.
• Adventure sports bundle.
• Pet bundle.
• Wedding bundle.
• “Cancel for work reasons” coverage.
• “Interruption for any reason” (IFAR) coverage.
• “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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Wander-Lush

What Do Things Cost in Georgia? Georgia Travel Budget for 2024

Whether you’re thinking of travelling the country from east to west or it’s a quick city break in Tbilisi you have in mind, formulating a realistic Georgia travel budget is an important part of the trip planning process.

From the generous visa-free policy to the low cost of food, there’s no two ways about it: Georgia is a very budget-friendly tourist destination .

I rarely use the word ‘cheap’ to describe Georgia ; instead, I always say it’s good value for money.

Prices are low by European standards (even in the capital), but in most cases, what you get in return is of a pretty high quality. This is certainly the case for accommodations and food.

Your personal budget for Georgia will of course depend on where you go , your travel style and preferences. Backpackers can get by on as little as 80 GEL (30 USD) a day, while even luxury travellers will find Georgia very affordable.

Even if you stayed at boutique hotels, ate and drank until you burst, and only used private transfers to get around, you’d still be looking at a very inexpensive holiday.

Living in Georgia is even more affordable. In a future post, I’ll compare the cost of living in Tbilisi versus Batumi versus Kutaisi . But for now, I want to focus on the average budget for someone who’s travelling around Georgia .

In this guide, I’ll break down the costs of a dozen or so common expenses and give you my top tips for making your Georgia travel budget stretch further.

• Travelling the region? Also see my budget guide for Istanbul, Turkey

Please note: This post contains affiliate links, meaning I may earn a commission if you make a purchase by clicking a link (at no extra cost to you). Learn more.

2024 update: Is Georgia still a budget friendly destination?

Georgia continues to feel the impacts of inflation. By the end of 2022, the annual inflation rate was 11.6% – the highest in almost two decades. (This is forecast to drop in 2023 and halve again in 2024.)

ISET’s Khachapuri Index , an unofficial tool used to measure inflation based on the average cost of cooking one Imeretian Khachapuri, hit an all-time high of 6.99 GEL in December.

You might have heard that starting from February 2022 the cost of living in Georgia – particularly in Tbilisi – has skyrocketed. In some neighbourhoods in Tbilisi , rental prices have tripled or quadrupled .

However, this trend is not really impacting hotel prices or short-term Airbnb rentals – it’s mostly affecting locals and expats who want to rent an apartment on a 6 or 12-month contract. And now, even the price of rent is slowly coming down.

Tourists will notice that food, alcohol, transport and accommodation prices are markedly higher than they once were. Intercity marshrutka fares have all increased by an average of 20-40%, and as of February 1, 2022 the cost of public transport in Tbilisi has doubled.

What does this mean for you? If you’re planning your first trip to Georgia in 2024, you might notice a discrepancy between prices listed online and real costs on the ground. If you’re returning to Georgia, you will definitely see an increase in your spending compared with your last trip.

Prices in Georgia might not be as low as they were 24 or even 12 months ago. But regardless, there’s no denying that Georgia is still an incredibly budget-friendly destination by any measure.

As you’ll see, most things are still very affordable in Georgia, especially transport, food and drink.

Prices in Georgia for 2024

Georgia’s official currency is the lari , abbreviated as GEL. Georgia uses both bank notes and coins, called tetri . Exchange rates fluctuate a lot, sometimes quite dramatically. At the time of writing, 1 USD = 2.71 GEL . For official exchange rates, see the National Bank of Georgia website .

All prices below are updated and accurate for 2024 and based on my own personal experience living in and travelling around Georgia.

Cost of mobile data in Georgia

Sim card + 1 gb of data.

• 15 GEL / 5.60 USD

It’s incredibly easy and affordable for a tourist to get set up with a local sim card in Georgia. If you can get online when you’re on the move, it will save you a lot of headaches. The ability to use an app to book taxis is worth the cost of a sim card alone.

Magti is my preferred provider in terms of both value and coverage. A Magti SIM card or eSIM costs 10 GEL, and a data package costs anywhere from 5 GEL for 1GB up to 30 GEL for 20GB. If you’re a heavy data user, Magti offers unlimited 4G for 7 days for just 9 GEL (or 24 hours for 2 GEL).

Avoid buying a tourist SIM at the airport – wait until you can visit a Magti branch in the city and you’ll likely get better value for your money. Download the Magti app for hassle-free top ups and to take advantage of special deals.

Here’s my detailed guide to buying and registering a sim card in Georgia .

Cost of accommodation in Georgia

Bed in a hostel dorm.

Most cities and towns in Georgia have at least one hostel (or a hostel-like guest house). The hostel scene is well-developed in Tbilisi, and you’ll find plenty of nice boutique hostels with a high standard of comfort and cleanliness.

Fabrika is by far the most popular hostel in Tbilisi, though it is a little pricier.

On average, you can expect to pay between 15-20 USD for a dormitory bed in Tbilisi. Hostels in Kutaisi and Batumi are priced roughly the same, while outside the big cities, dorm beds may cost as little as 10 USD/night.

Private room in a mid-range guesthouse

Outside of Tbilisi, Kutaisi and Batumi, I recommend budget travellers stay in guesthouses instead of hostels. The price often works out to be the same, and guesthouses come with lots of added perks, including the chance to meet a local family and eat home-cooked meals.

Prices vary considerably, with guesthouses in smaller cities or villages close to major tourist attractions being the most expensive (up to 35 USD/night). In smaller towns and rural areas, you can usually find a private room for 2 people with either a shared or private bathroom for around 25 USD.

Breakfast, lunch and dinner are usually provided at an extra cost (typically 10-25 GEL per person depending on the meal).

Here’s a list of my favourite guesthouses around Georgia .

Airbnb for 2 people

Airbnb is available across Georgia, even in small towns and mountain villages. The average nightly price for an Airbnb in Tbilisi or Batumi is around 50 USD. In Kutaisi, it’s 30 USD.

An Airbnb (entire place) in a smaller city or town usually costs a bit more than a guesthouse, around 30-40 USD depending on the location.

When I first moved to Georgia, I booked all our long stays through Airbnb and spent 300-350 USD/month. Times have certainly changed: In 2024, an ‘entire place’ listing in Tbilisi averages 1,000 USD per month, including the monthly discount.

As with hotels, Airbnb prices tend to go up in the summer months, especially in Tbilisi and Batumi.

Suite in a boutique hotel

• 80-150+ USD

If you’re in the mood for a splurge, Georgia is a great place to do it. Despite prices having increased by around 30% between 2019 and 2024, you can find some excellent deals on boutique and even 5-star accommodations in Tbilisi and around the country, especially during shoulder or low season.

A few of my personal favourites are the Radisson Collection Tsinandali near Telavi in the wine region , Rooms Hotel Kazbegi in Stepantsminda , Tskaltubo Spa Resort in Tskaltubo , and Communal Plekhanovi in Tbilisi.

Here’s a list of my favourite boutique hotels in Tbilisi for 2024 .

Cost of food & drink in Georgia

Glass of georgian wine.

• 5 GEL / 1.85 USD (house wine) – 15 GEL / 5.60 USD (bottled wine)

Travelling around the cradle of wine certainly has its perks: Booze in Georgia is very affordable, especially wine.

Draught wine (house wine) is available at most local restaurants for as little as 3-5 GEL a glass. Expect to pay between 7-15 GEL for a glass of Saperavi or similar, or up to 20 GEL for a glass of high-quality Georgian wine. In a wine bar , you’ll pay slightly more.

Note that free-pouring is standard practice and a glass of wine is often a lot more than one standard drink! Depending on the restaurant, wine may also be sold by the carafe, by the litre, or of course by the bottle.

Draught beer and craft beer are priced roughly the same, from 3-12 GEL. There are a number of great cocktail bars in Tbilisi now, too – cocktails cost around 15-20 GEL.

Cup of coffee

• 5-10 GEL / 1.85-3.70 USD

The number of specialty coffee shops in Tbilisi is on the rise. You can expect to pay around 8-10 GEL for a cappuccino or latte at a nice cafe such as Coffee LAB, Santino or Shavi Coffee Roasters, while local coffee shops such as Coffeesta and Cafes Richard have lower prices, around 5-6 GEL.

Black coffee (Americano) and Turkish coffee are always significantly cheaper than milk coffees. Some restaurants charge strangely high prices for an espresso (I’ve seen 8 GEL espresso on a restaurant menu more than once), so watch out for that.

One Khinkali dumpling

• 1.20-2 GEL / 45-75 cents

Whether you’re a budget backpacker or a high-end traveller, khinkali unites us all. Khinkali are priced per piece – a single dumpling costs between 0.80 tetri for a vegetarian filling up to 2 GEL for a specialty cheese or lamb filling. In Tbilisi, khinkali kalakuri (pork/beef) are usually 1-1.20 GEL per dumpling.

Remember that most restaurants require a minimum order of 5 pieces of any one filling.

Meal for 2 people at a mid-range Georgian restaurant

• 50-70 GEL / 18-26 USD

City to city, town to town, there is less variation in the price of a restaurant meal than you might expect. Tavern-style restaurants serving standard Georgian fare are pretty consistently priced in big cities and smaller towns.

Portion sizes are also similar. Tbilisi is a notable exception: Restaurant prices are higher in the capital across all categories aside from very local eateries.

On average, we tend to spend 50-70 GEL for a meal for the two of us. That includes three dishes (a salad, a meat dish and 10 khinkali, for example), plus bread and drinks.

At a budget eatery you could get away with spending as little as 40 GEL, while a fancier restaurant in Tbilisi might cost upwards of 100-150 GEL for two.

Generally speaking, international restaurants (burgers, pizza, etc.) cost around 20-30% more.

VAT / service charge

There is a standard 18% VAT charge on all goods and services in Georgia. Restaurants are required to print any extra charges on the bottom of the menu. In grocery and convenience stores, the display price is inclusive of VAT.

Some restaurants also add a service charge on top of VAT. It’s usually 10%, but I’ve seen it as high as 20% in more up-market and touristy restaurants. Don’t assume the service charge goes directly to your server – in most cases it doesn’t.

Cost of transportation in Georgia

Private airport transfer.

• From 20 USD

If you’re flying into Georgia, I highly recommend pre-organising an airport transfer to your accommodation. (There is a city bus from Tbilisi Airport and a van service from Kutaisi Airport, but a private terminal-to-door transfer is so affordable, I think it’s worth every extra cent.)

A transfer from Tbilisi Airport to Tbilisi city or from Kutaisi Airport to Kutaisi city starts from 20 USD when booked through GoTrip . Enter your flight details when you book and the driver will be there waiting when your flight lands.

Transfers back to the airport can also be organised, or transfers to/from Central Railway Station in Tbilisi.

Rechargeable MetroMoney card

• 2 GEL / 75 cents

Tbilisi and Batumi both have excellent public transport systems . It’s a bit trickier to figure out the buses in Kutaisi and Gori , but once you do, they’re similarly reliable.

Since buses in Tbilisi no longer have ticket machines, you will need to buy a rechargeable transport card. A reloadable MetroMoney card costs 2 GEL and can be used in both Tbilisi and Batumi. The new subscription-based transport card also costs 2 GEL, but it can only be used in Tbilisi.

See this guide for more info.

Single metro / city bus fare in Tbilisi

• 1 GEL / 37 cents

In Tbilisi, a bus or metro fare costs a flat 1 GEL (under 40 cents) and is valid for 90 minutes. Unlimited transport subscriptions (Travel Cards) are now available for one day (3 GEL), one week (20 GEL), one month (40 GEL), three months (100 GEL), six months (150 GEL) and one year (250 GEL).

In Kutaisi, a single city bus fare costs 60 tetri. In Gori it’s 50 tetri, and in Batumi it’s 30 tetri.

Taxi fare within the city

• 5-15 GEL / 1.90-4.50 USD

Taxis in Georgia are unmetered, so it’s highly highly recommended to use an app such as Bolt (a local alternative to Uber) to order cars.

I’ve never had to pay more than 15 GEL for a Bolt to take me anywhere in Tbilisi. On average, prices range from 5-8 GEL, and you’ll always pay slightly more during peak hour or inclement weather.

Prices are comparable in other cities where Bolt is available. In smaller cities and towns, you can try Maxim app, which works in more locations across the country.

If hailing a taxi on the street, always negotiate the fare first before you get in. As a general rule of thumb, you should expect to pay a base fare of 2-3 GEL plus roughly 1 GEL for every kilometre.

Do not take a taxi from the airport, train or bus station – this is when tourist scams are most likely to occur. See here for my recommendations on getting to the city from Tbilisi Airport .

Intercity marshrutka van ticket

• 5-30 GEL / 1.80-11 USD

Marshrutka vans are the easiest way to travel around Georgia. (If you’re unfamiliar with them, here’s my guide to using marshrutky .) As mentioned, at the end of 2021 marshrutka fares went up across the board by around 20-40% and prices continued to rise throughout 2022 before stabilising in 2023.

Marshrutka fares vary from 5 GEL for shorter trips such as Tbilisi to Gori, up to 15 GEL to get from Tbilisi to Kazbegi . The majority of intercity routes cost somewhere between 5 and 30 GEL. The most expensive marshrutka fares (from Tbilisi) are for Svaneti or the Black Sea coast (30-50 GEL).

Depending on your destination, you can often find a seat in a shared taxi for a few GEL more than a marshrutka ticket. This is generally a more comfortable way to travel and worth considering, especially for longer trips or if you have large luggage items.

GoTrip car & driver for the day

• From 25 USD

If you’re concerned about road safety in Georgia or you just prefer to travel at your own pace, it can be very affordable to hire a car and driver for the day. My favourite service for this is GoTrip , an ‘intercity Uber’ you can use to book one-way transfers and round-trip day excursions.

Expect to pay around 25 USD for a short trip (e.g. Tbilisi to Mtskheta and back), up to 125 USD to travel across the country from Tbilisi to Batumi . A trip up the Military Highway to Kazbegi, one of the most scenic roads in Georgia, costs around 70 USD. 

The best thing about GoTrip is that you can make as many stops as you like without the price increasing. Read my full review of GoTrip or use the GoTrip Trip Planner to book a car .

• From 20 USD/day

Hiring a car in Georgia can be an affordable option if you go with a local agent rather than a big-name company. Vehicles will usually be older (and maybe not as spick and span as you’re used to), but on the plus side, comprehensive insurance is often included and there are rarely any extra fees. Most don’t even require a deposit.

I recommend using Local Rent to find local car rentals in Georgia. Prices start from as little as 20 USD/day including delivery and drop-off at a location of your choice. One-way fees are reasonable, usually around 50 USD.

If you plan on driving in Georgia, it’s a good idea to familiarise yourself with the road rules and driving style first. Here are my tips for renting a car in Tbilisi and navigating the roads , and here is my recommended road trip itinerary for getting off-the-beaten-path in Western Georgia.

Cost of activities & entertainment in Georgia

Day tour from tbilisi.

• 35-70 USD per person

There are plenty of DIY day trips from Tbilisi and excursions from Batumi that can be done with public transport. For longer journeys and some specific historical sites including Mtskheta, I suggest joining a group or private day tour. Some places require a car, and you’ll get a lot more out of the experience if you have a guide.

Day tours are incredibly well-priced in Georgia, starting from 35-40 USD per person for a group tour to Sighnaghi or Gori , up to 70+ USD per person for a private tour to wine country or David Gareja Cave Monastery .

I strongly suggest you avoid cheap day tour providers as they often cut costs by using old vehicles, overworking their drivers and/or guides, or over-filling the car.

My preferred day trip provider in Tbilisi is Friendly.ge . Use the code wanderlush at checkout to get 10% off any of their private or group itineraries.

For an in-depth, quality wine tour , I recommend Eat This! Tours. Their full-day Telavi tour is my top pick. Mention wanderlush to get a 5% discount.

Entrance to a National Heritage Site / Protected Area

• 7-25 GEL / 2.60-9.45 USD

Prices for Georgia’s National Heritage Sites have gone up in recent years. For example, the cave cities at Vardzia and Uplistsikhe now costs 15 GEL per adult (up from 7 GEL in 2020).

Protected Areas such as Kinchkha Waterfall, Sataplia, Martvili Canyon and Okatse Canyon are priced higher at 20 GEL per person. The most expensive Protected Area I’ve visited is Prometheus Cave near Kutaisi, which costs 25 GEL. Georgian citizens and residents get a discount, and children under 6 years visit free.

Entrance to national parks in Georgia, like all churches and monasteries, is always free.

Museum ticket

• 3-30 GEL / 1.10-11.20 USD

There is a huge price range for museums and galleries in Georgia. Smaller local institutions and house museums such as the Archaeology Museum in Batumi, for example, cost 3 GEL, while more popular museums such as the Stalin Museum in Gori cost 15 GEL.

In late 2023, most museums and galleries in Tbilisi put their prices up considerably. Entrance to the Georgian National Museum in Tbilisi (home to the Soviet Occupation Hall) now costs 30 GEL. Entrance to the National Gallery also increased by 50%.

Children under 6 usually visit free, and there may be a discount for students under 18 years.

Ticket to the opera, ballet or theatre

• From 30 GEL / 11.20 USD

A night at the opera or ballet is a must in Tbilisi . The State Ballet of Georgia performs throughout the year at the Opera and Ballet Theatre on Rustaveli Avenue, while the National Ballet Sukhishvili (which famously combines classical Georgian and contemporary dance) often performs in Tbilisi and/or Batumi in the autumn months.

Both are absolutely worth seeing – and for that price, why not.

The famous Rezo Gabriadze Theatre in Tbilisi holds adults-only puppet shows in autumn and winter . It’s more expensive (50-70 GEL) and tickets always sell out so you have to get in early.

I use TKT.GE to find performances and to purchase tickets online. They also sell tickets for sporting events and train tickets.

A traditional Kartuli dance performance over dinner – something offered on a nightly basis during the high season by many restaurants – is also worth seeing but it can end up costing you significantly more. See here for a list of venues in Tbilisi that offer live music and dance .

Movie ticket

• 10-16 GEL / 3.70-6 USD

There are several cinemas in Tbilisi and Batumi that show new release films in English with Georgian subtitles or with English subtitles. Cavea East Point and Cavea City Mall are both popular theatres.

Again, I use TKT.GE to search times and pre-purchase tickets online.

Private room at the Tbilisi sulfur baths

• 70-130 GEL / 26-48 USD per hour

One of the best things to do in Tbilisi is go for a scrub and a soak at the Abanotubani sulfur baths. Both public and private baths are available. Entrance to a communal (sex-segregated) bath costs less than 10 GEL.

A private room at the baths will set you back 70-130 GEL per hour depending on the size of the room and the facilities. Gulo’s Spa and Chreli-Abano, my two top recommended bathhouses in Tbilisi , both offer beautiful rooms within this price range. Booking are essential.

An exfoliating kisi scrub costs an extra 10-20 GEL depending on the bathhouse.

Summary of costs in Georgia

Accommodation.

• Bed in a hostel dorm: 15-20 USD
• Room in a mid-range guesthouse: 25-35 USD
• Airbnb for 2 people: 30-60 USD
• Suite in a boutique hotel: 80-150+ USD

Food & drink

• Glass of draught wine or beer: 5 GEL / 1.80 USD
• Bottle of Borjomi mineral water: 1.50 GEL / 56 cents
• Latte at a nice cafe in Tbilisi: 10 GEL / 3.70 USD
• One Khinkali: 1.20-2 GEL / 45-75 cents
• Typical guesthouse breakfast: 17 GEL / 6.30 USD
• Fresh bread / Khachapuri / Lobiani: 1.20-3 GEL / 0.45-1.10 USD
• Meal for 2 at a mid-range Georgian restaurant: 50-70 GEL / 18-26 USD
• Meal for 2 at an international or upscale Georgian restaurant: 100-150 GEL / 37-56 USD
• VAT / service charge: 10% / 15%

Transportation

• Private airport transfer: 20 USD
• Metro/city bus fare in Tbilisi: 1 GEL / 37 cents
• Taxi fare: 5-15 GEL / 1.90-4.50 USD
• Intercity marshrutka minivan: 5-30 GEL / 1.80-11 USD
• GoTrip car & driver: From 25 USD/day
• Car rental: From 20 USD/day

Activities & entertainment

• Day tour: 35-70 USD/person
• Entrance to a National Heritage Site / Protected Area: 7-23 GEL / 2.60-9.45 USD
• Museum ticket: 3-30 GEL / 1.10-11.20 USD
• Ticket to the opera or ballet: From 30 GEL / 11.20 USD
• Private room at the Tbilisi sulfur baths: 70-130 GEL / 26-48 USD

Average Georgia travel budget

Prices in Tbilisi, Kutaisi and Batumi are fairly consistent, while you can definitely save money in smaller towns and rural villages. Popular tourist destinations such as Mestia and Kazbegi can be a tad more expensive. Gudauri is probably the most expensive place in Georgia .

In the end, things tend to even out as you travel around .

Here is a very rough estimate of how much to budget for Georgia.

Budget traveller: 40-50 USD/day

On a budget of 40-50 USD or 105-135 GEL per day, you can get a bed in a comfortable hostel dorm, a local bakery breakfast, a light lunch, and dinner at an affordable Georgian restaurant – including a glass or two of wine or draught beer. Use public transport and marshrtuka vans to get around, and stick to free activities and smaller museums, which have a lower ticket price.

Mid-range traveller: 60-70 USD/day

Mid-range travellers spending 160-190 GEL or 60-70 USD per day can expect a room at a nice guesthouse or private Airbnb, a cafe breakfast , and two sit-down meals at Georgian or international restaurants. Use a mix of public transport and taxis to get around the cities, and either hire your own car or use a combination of trains and GoTrip transfers to travel around. Splurge on a special experience such as a guided walking tour, a Georgian wine degustation , or a private room at the sulfur baths in Tbilisi.

High-end traveller: 120+ USD/day

High-end travellers who set a budget of 320 GEL or 120 USD plus per day will be able to afford a designer boutique hotel, three sit-down meals at up-scale Georgian or international restaurants, and a bottle or two of fine Georgian wine. Use taxis to get around the cities and hire private drivers through GoTrip for longer journeys. Indulge in some of the finer things Georgia has to offer, such as a private cooking class in Tbilisi, a sommelier-led wine tour of Kakheti , or a private guided day trip to Mtskheta .

Should you tip in Georgia?

Anyone who works in the service industry in Georgia is probably earning a very low wage. It’s not mandatory, but it is good etiquette to tip in restaurants and cafes as long as the service warrants it. 10% is standard.

For taxis, I usually round up to the nearest GEL. You have the option to tip 1, 3 or 5 GEL when using Bolt app. The same goes for Wolt and other food delivery apps.

Tipping tour guides and drivers is also good practice. Again, 10-15% is standard.

Managing your money in Georgia

Both cash and card are widely accepted in Georgia. 90% of businesses in Tbilisi, Batumi and other cities accept card nowadays – even small bakeries and grocery stores will allow you to pay for purchases under 2 GEL with card.

It’s still a good idea to carry some cash on you for small purchases (e.g. at the market). All cities and towns have plenty of ATMs that accept Visa and Mastercard (for AMEX, use Bank of Georgia). TBC and Bank of Georgia are the most ubiquitous.

For peace of mind, I recommend using ATMs inside bank branches wherever possible (if an ATM eats your card, it can be a real headache trying to get it back).

Withdrawal fees vary, but 1-3 GEL is the benchmark (check for any additional fees charged by your provider). WISE doesn’t charge any fees if you’re withdrawing directly from your GEL balance.

I prefer to use Cartu and Basisbank ATMs because they have a higher withdrawal limit of 2,000 GEL (most others have a 400 GEL limit).

Most guesthouses and some restaurants in small towns and villages only take cash , so come prepared when travelling in remote areas.

How to make your Georgia travel budget stretch further

• Avoid travelling during summer high season (especially on the Black Sea coast) and travel in shoulder/low season instead – spring and fall both have excellent weather and good deals on accommodation.
• Avoid travelling to notoriously expensive resort areas such as Gudauri or Lopota Lake.
• If you have a student card, make sure you pack it – some museums and cultural sites offer a student discount.
• If flying in, take the bus to the city or pre-organise a transfer rather than trying to negotiate a taxi.
• Buy a local SIM card when you arrive so you can use a taxi app such as Bolt.
• Avoid eating and drinking in Tbilisi Old Town and on the pedestrianised part of Aghmashenebeli Avenue – prices here are inflated.
• Take advantage of the free walking tours in Tbilisi , Batumi, Kutaisi and Gori.
• Focus on free attractions such as churches and national parks.
• Use GoTrip to organise intercity transfers – prices are up to 40% cheaper than regular taxis.
• Don’t over-order at restaurants – 3 dishes for 2 people is usually plenty of food.
• Embrace bread snacks – a Khachapuri, Lobiani or piece of fresh bread is an easy breakfast and never costs more than 5 GEL.
• Take advantage of camping and hitchhiking – more tips here .

One final piece of advice: Don’t skimp on the important stuff! Road safety is especially important in Georgia; don’t be tempted to go with the cheapest day tour or the pushiest driver. Always choose reputable tour companies and platforms that vet their drivers, even if it means paying a little bit extra.

Georgia essentials

Here are the websites and services I personally use and recommend for Georgia. Check out my full list of travel resources for more tips.

FLIGHTS: Search for affordable flights to Tbilisi, Batumi or Kutaisi on Skyscanner .

TRAVEL INSURANCE: Insure your trip with HeyMondo , my preferred provider for single-trip and annual travel insurance (get 5% off when you book with my link).

SIM CARD: Magti is my preferred provider, with prices starting from 9 GEL/week for unlimited data. See this guide for all the details about buying a Georgian SIM card .

AIRPORT TRANSFERS: Most flights into Georgia arrive in the early hours. For ease, pre-book a private transfer from Tbilisi Airport to your hotel (from $17) or from Kutaisi Airport to Tbilisi (from $90) with my partners at GoTrip.ge.

ACCOMMODATION: Booking.com is the most widely used platform in Georgia. Use it to find family guesthouses, private apartments, hostels and hotels around the country.

CAR HIRE: Find a great deal on a rental car in Georgia – use the Local Rent website to book through a local agent (prices start from $20/day).

DAY TRIPS & CITY TOURS: Use Viator or Get Your Guide to browse a range of day trips and city tours. For off-beat programs, I recommend Friendly.ge (use the promocode wanderlush for 10% off). For in-depth day trips to Georgia’s wine regions, I recommend Eat This! Tours (use the promo code wanderlush for 5% off).

PRIVATE TRANSFERS: GoTrip.ge is a terrific service for booking a private professional driver and car for the day. Use it for A-to-B transfers, a customised round-trip itinerary, or a multi-day trip. You can stop wherever you like for as long as you like without the fixed price going up.

NEED SOME HELP?: Need feedback on your itinerary or personalised travel tips? I offer a one-on-one consultation call service for Tbilisi and Georgia. More information and bookings here .

You might also be interested in…

• The ultimate Georgia itinerary : Four detailed & custom-designed itineraries
• Georgia Travel Guide : All of my 200+ posts plus my top travel tips
• Georgia travel tips : 25 essential things to know before you go
• Places to visit in Georgia : 50+ unique & underrated destinations around the country
• The best things to do in Tbilisi : Favourites, hidden gems & local picks
• 35+ best restaurants in Tbilisi : Where to eat Georgian food
• 15 best day trips from Tbilisi : With detailed transport instructions
• The best time to visit Georgia : Month-by-month guide to weather, festivals & events

Georgia travel budget costs: Save it on Pinterest

10 comments.

Hi Emily, Your website has been really helpful! I am wondering if you can refer me to private driver and car who can take me around Georgia for 4 days and if possible also to Armenia? I wont be need a guide, and English speaking driver will do. Thank you so much!

Hi Linda – yes sure thing. Please write me an email and I will link you with a few drivers!

Kindest, Emily

Thanks for putting the details together and sharing! Amazing work across your website too, might even consider booking in the zoom call

Thanks, Lionel! Hope to speak with you soon.

Thank you for this article that is rich of very useful information Planing to visit Georgia next spring i hope i can do that Will try to use your links so you could get some commission so keep them live Thank you Tam

Thank you Tam, much appreciated! Spring is a lovely time to visit!

Hi Emily ,I live in Nigeria and my boyfriend and I plan to meet in Georgia, in 4 months however neither of us has ever visited Georgia , he lives in Netherlands and I in Nigeria. Do you think it’s an interesting place for us to meet? Please feel free to email me anytime .

Certainly! Just double check Georgia’s entry requirements as there are still some restrictions in place.

Feel free to reach out if you have any other questions!

My name is Christopher from Australia and my partner is Elena from Russia we will be traveling to batumi on 23 june 2021 and we have found the site very helpful for advice we maybe living there for 2 or 6 months

Hi Christopher!

Thanks so much for your comment, that’s awesome to hear. I really enjoyed my time living in Batumi last year, I was there for just over 4 months in total. I hope you have a terrific time – don’t hesitate to reach out if there’s anything I might be able to help with!

Cheers, Emily

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Georgia Travel Insurance

Embarking on a journey to Georgia, nestled in the heart of the Caucasus, is a captivating adventure that requires thorough preparation. So Easy Travel Insurance understands the unique aspects of travelling to this diverse destination.

It is our mission to provide you with comprehensive Georgia travel insurance that goes above and beyond the ordinary, ensuring that your trip is not only memorable but protected against Georgia’s unique challenges and delights as well.

With this guide, you will gain an understanding of the intricacies of travel insurance, how tailored coverage works, and how So Easy Travel Insurance stands as your trusted partner to ensure a worry-free visit to this remarkable country..

Georgia Travel Insurance: Safeguarding Your Journey In The Heart Of The Caucasus

Significance of Georgia Travel Insurance:   Traveling to Georgia, nestled in the heart of the Caucasus, is a captivating experience. However, ensuring your journey is secure is paramount. At So Easy Travel Insurance, we recognize the significance of travel insurance for Georgia, providing you with peace of mind and protection throughout your adventure.

Unique Travel Considerations in Georgia:   Georgia boasts a diverse landscape, from historic sites to natural wonders. Navigating this unique terrain requires careful consideration of travel risks, making travel insurance an indispensable companion for your Georgian journey.

Understanding The Georgian Travel Landscape

A. Overview of Georgia’s Tourist Attractions: Historic Sites: Immerse yourself in Georgia’s rich history by exploring its historic sites, each telling a tale of the country’s cultural heritage.

Natural Wonders: From the majestic Caucasus Mountains to the pristine Black Sea coastline, Georgia’s natural wonders beckon travellers seeking awe-inspiring landscapes.

B. Specific Travel Risks in Georgia: Weather Challenges: Georgia’s diverse climate can present unexpected weather challenges. Be prepared for sudden shifts and ensure your insurance covers weather-related disruptions.

Health and Medical Facilities: Familiarize yourself with the local healthcare landscape, ensuring your insurance plan adequately addresses potential health concerns.

 Importance Of Georgia Travel Insurance

• Addressing Potential Travel Issues

Medical Emergencies: Secure comprehensive coverage for medical emergencies, guaranteeing access to quality healthcare when needed.

Trip Cancellation and Interruption: Unforeseen circumstances can disrupt your plans. Ensure your insurance safeguards your investment in case of trip cancellations or interruptions.

• Legal and Health Considerations

Local Healthcare System: Understand Georgia’s healthcare system and ensure your insurance complies with local laws.

Insurance Compliance with Georgian Laws: Verify that your insurance coverage aligns with Georgian regulations, providing a seamless travel experience.

Medical Coverage In Georgia

A. Overview of the Georgian Healthcare System:   Access to medical facilities: Ensure your insurance plan facilitates access to reputable medical facilities in Georgia.

Language Considerations: Address potential language barriers in medical situations, emphasizing the importance of clear communication.

B. Specific Medical Coverage Needs: Emergency Medical Evacuation: Plan for emergency medical evacuation to ensure swift and safe transport in critical situations.

Coverage for Pre-existing Conditions: If applicable, secure coverage for pre-existing medical conditions to guarantee comprehensive care.

Best Places To Visit In Georgia

Georgia, nestled at the crossroads of Eastern Europe and Western Asia, boasts a diverse landscape and a rich cultural heritage. Here are some of the best places to visit in this enchanting country:

• Tbilisi: The capital city, Tbilisi, is a vibrant blend of ancient and modern. Explore the Old Town’s cobblestone streets, visit the historic Narikala Fortress, and relax in the sulphur baths. The modern architecture of the Peace Bridge and the vibrant Rustaveli Avenue showcases the city’s dynamic spirit.
• Svetitskhoveli Cathedral (Mtskheta): A UNESCO World Heritage site, Svetitskhoveli Cathedral is located in Mtskheta, the former capital of Georgia. It is a masterpiece of medieval architecture and a significant religious site.
• Uplistsikhe: This ancient rock-hewn town, dating back to the early Iron Age, is a fascinating archaeological site. Uplistsikhe features a complex of caves, tunnels, and structures carved into the rock, offering a unique glimpse into Georgia’s past.
• Vardzia: Carved into the cliffs of the Erusheti Mountain, Vardzia is a cave monastery complex with stunning views of the Kura River. The site includes churches, dwellings, and tunnels, creating a mesmerizing underground city.
• Kazbegi National Park: For breathtaking mountain scenery, head to Kazbegi National Park. The iconic Gergeti Trinity Church, perched on a hill with Mount Kazbek in the background, is a must-visit. The park also offers opportunities for hiking and enjoying the natural beauty of the Caucasus.
• Batumi: This coastal city on the Black Sea is known for its modern architecture, botanical gardens, and lively atmosphere. The Batumi Boulevard, Alphabet Tower, and the Batumi Botanical Garden are popular attractions.
• Signagi: Often referred to as the “City of Love,” Signagi is a charming hilltop town in the Kakheti region. Explore its well-preserved city walls, and colourful houses, and enjoy panoramic views of the Alazani Valley.
• Gori: Visit the birthplace of Joseph Stalin in Gori, where the Stalin Museum provides insight into the life of the Soviet leader. Nearby, you’ll find the Uplistsikhe cave complex and the medieval fortress of Gori.
• Rabati Castle (Akhaltsikhe): Located in Akhaltsikhe, Rabati Castle is a historic fortress that has been renovated to include a mosque, a church, a synagogue, and a museum. It reflects the diverse cultural and religious history of the region.

These are just a few highlights of the many captivating destinations Georgia has to offer. Whether you’re drawn to historical sites, natural wonders, or vibrant urban centres, Georgia provides a unique and memorable travel experience.

Frequently Asked Questions (FAQs)

A. Is Travel Insurance Necessary for Georgia?

Ensure you have Georgia travel insurance to safeguard your journey and address potential unforeseen challenges.

B. What Should Georgian Travel Insurance Cover?

Comprehensive coverage should include medical emergencies, trip cancellations, and specific risks associated with Georgia.

C. Are Adventure Sports Covered in Standard Plans?

Evaluate whether your standard plan covers adventure sports or if additional specialized coverage is needed.

D. How Does the Claims Process Work?

Familiarize yourself with the claims process, including necessary documentation and timelines for approval.

E. Can I Get Insurance if I Have Pre-existing Conditions?

Explore options for securing insurance coverage that includes pre-existing medical conditions for a worry-free trip to Georgia.

Ensure a secure and memorable journey in the heart of the Caucasus with So Easy Insurance Travel’s tailored Georgia Travel Insurance.

Travel Insurance

Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies.

Cheapest Travel Insurance (April 2024)

Travel insurance typically costs between 4% and 10% of your total trip cost. the cheapest travel insurer for total trip protection is nationwide..

Founder of personal finance site TomorrowsDollar.com

Candidate for CFP® certification

Stephanie is a DC-based freelance writer specializing in personal finance. Her work covers insurance, loans, real estate investing, retirement, and more.

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Featured in

Licensed auto and home insurance agent

4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Corporate communications director for Insurance Information Institute

20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Updated December 11, 2023

Table of contents

• Cost of insurance
• Find cheap insurance
• What’s covered

Travel isn’t cheap; unexpected expenses or plan changes can be very costly. Travel insurance provides financial protection if you cancel your trip, experience a delay, or get sick or injured while on your trip. [1]

Nationwide, Travel Insured, and Berkshire Hathaway offer some of the cheapest total trip protection policies. Some plans are more expensive than others and may not be suited for you, so it’s crucial to compare plans from multiple companies to find the best coverage. Here’s a look at some of the best travel insurance prices and what these insurers offer.

Where to find the cheapest insurer

The right travel insurance plan for you is one that protects your travel investment at the most affordable price. Here’s a look at some of the cheapest travel insurance policies and what each offers. The quotes below are for a $4,000 trip to Mexico for two 30-year-olds.

Travel Insurance International

Policies with Travel Insurance International ranged from $144 to $176, with many possible add-ons and additional coverage options. And if you change your mind about the travel insurance policy, you can cancel within two weeks and get a full refund. [2]

Baggage delay coverage kicks in after only three hours

14-day cancel period (full premium refund)

Event ticket reimbursement only applies to non-refundable registration fees

Many coverages only offered as optional riders (for an additional cost)

Berkshire Hathaway Travel Insurance

Berkshire Hathaway offers multiple policy options ranging from flight-only insurance to full trip protection, with robust coverage and an affordable price tag. Quotes ranged from $88 for flight-only coverage to $188 for premier trip insurance. [3]

Provides options to insure your entire trip or just the travel portion

Trip interruption reimbursement of up to 150% of your trip's total cost

Must provide email address to get a quote

Baggage delay reimbursement coverage kicks in after 24 hours

Nationwide is a top-rated all-lines insurance company in the U.S., offering everything from auto and home insurance to travel coverage. Trip insurance through Nationwide comes in two tiers, and quotes we received were $97 and $163, respectively. It provides travelers with trip, baggage, and medical protection while away from home. [4]

Baggage delay only needs to be 12 hours

10-day premium refund policy

Strict medical requirements for trip protection benefits (policy includes 60-day pre-existing condition clause)

No rental car collision or loss coverage

Through IMG, you can choose coverage that’s based on either medical insurance or travel insurance. Costs can vary dramatically depending on the type of coverage you choose (our quotes ranged from $19 to $271), but this gives you the flexibility to build a policy based on your travel protection preferences. [5]

Medical coverage limits as high as $8 million

Up to 36 months of continuous coverage

Longer requirement for delayed baggage coverage

Low emergency dental coverage

Travelex offers five types of travel insurance coverage, depending on whether you want comprehensive, post-departure, or flight-only coverage. Quotes ranged anywhere from $38 for flight insurance to $200 for total trip protection, with the option to pay more for upgrades like the ability to cancel for any reason or doubling your medical coverage limits. [6]

Strong consumer ratings

15-day free preview period (full refund offered)

Not available in all states

Doesn't offer excess trip interruption coverage (limited to 100% of trip cost)

How to find the cheapest travel insurance

Finding the most affordable travel insurance is a great way to protect your trip and your budget at the same time. Here are some tips to consider if you’re looking for the cheapest travel insurance:

Shop around

As with any insurance product, you’ll find the most affordable travel insurance coverage by getting quotes from multiple insurers. Luckily, most travel insurers provide online quotes in minutes after just a few questions. Be sure to read the limits, privacy policy, and options that each offers so you’re comparing apples to apples.

Decide what’s most important

What are you worried about most when it comes to your trip? What would be the most financially devastating? If you have a refundable trip and are only worried about medical coverage, your coverage needs differ from those of someone who wants a cancel for any reason (CFAR) policy.

Adjust your policy details

Many companies will allow you to adjust coverage options, such as your deductible and medical limits. By taking on more risk, you’ll usually reduce your overall cost, and vice versa.

Capitalize on other coverage you might have

Many credit cards offer trip delay and cancellation coverage, medical emergency coverage, and even lost or delayed baggage reimbursement. If you book your trip with one of these travel credit cards, you might not need as much trip insurance as travelers without those protections.

How Much Is Travel Insurance?

What travel insurance covers.

Vacations can be expensive, especially if you’re planning a long-distance trip, going to an exotic location, or traveling with a group. No matter how well you plan, your trip can easily be derailed by illness, injury, travel delays, or even a simple change of plans.

Travel insurance provides financial protection if and when your travel plans change, either before you depart or while you’re away from home. This coverage can also offer you financial reimbursement if you experience flight delays, lost baggage, and more. And if you get sick or hurt while traveling, it can provide you with the care you need, regardless of where.

A few different travel insurance coverages are available to choose from, depending on which insurer you buy your policy through and how much you’re willing to spend. You can typically choose coverage that provides one or more of the following:

Medical and dental care (especially important since your medical insurance policy typically won’t apply outside the U.S.), including medical evacuation back to the U.S.

Trip or baggage delay and interruption coverage

Trip cancellation coverage

Pet travel and fees

Accidental death or dismemberment

These policies may also be issued for a single trip, such as a planned cruise or vacation, or can provide you with blanket coverage for multiple trips over an extended period of time. For example, frequent travelers may want to buy a policy that covers them for 12 to 36 months.

What travel insurance doesn’t cover

Your travel insurance coverage will depend on the policy you purchase. If you buy a medical-based policy, you may not have coverage for things like lost luggage or pet kennel charges. And depending on the company and plan you choose, you might not have options like canceling your trip for any reason.

In general, though, travel insurance typically doesn’t protect you against losses related to:

Named tropical cyclones

Pre-existing medical conditions or known illnesses

Acts of war and terrorism

Epidemics and pandemics

Dangerous or high-risk activities

Cheap travel insurance FAQs

Below, you’ll find answers to a few commonly asked questions about how to find the cheapest travel insurance for your next trip.

Which factors determine the cost of travel insurance?

The cost of your travel insurance depends on the type of coverage you buy (medical, cancel for any reason, trip interruption/delay), as well as the deductible, coverage limits, age of those covered, and optional features you choose. Your policy price will also be affected by your country of travel, travel dates, and the total cost of your trip.

What is the cheapest travel insurance?

The cheapest travel insurance plan is flight-only protection, which offers financial compensation if someone is killed or injured on a common airline. It may also offer protection against delays and lost bags, depending on which additional coverage options you choose.

What is the average cost of travel insurance?

On average, travel insurance costs between 4% and 10% of your total trip cost. This price tag can be further affected by the coverage options you choose, the duration of your trip, and your destination.

Methodology

Quotes for this article were sourced directly from each insurance company’s website. The travel insurance plan costs are for two 30-year-olds traveling from the United States to Mexico with a trip cost of $4,000.

Related articles

• Airbnb Travel Insurance: What Guests Should Know
• Does Travel Insurance Cover Pre-Existing Conditions?

Travel Medical Insurance: What to Know

Visitor insurance for parents: what to know.

• Do You Need Group Travel Insurance?

What Does Cruise Insurance Cover?

• What Is Cancel For Any Reason (CFAR) Travel Insurance?
• Centers for Disease Control and Prevention . " Travel Insurance ."
• Travel Insured International . " Travel Insurance ."
• Berkshire Hathaway Travel Protection . " Travel Insurance ."
• Nationwide . " Travel Insurance ."
• International Medical Group . " Travel Insurance ."
• Travelex . " Travel Insurance ."

Stephanie is a DC-based freelance writer. She primarily covers personal finance topics such as insurance, loans, real estate investing, and retirement. Her work can be found on CBS, FOX Business, MSN, Yahoo! Finance, Business Insider, and more. When she isn't helping people plan for their financial futures, she is traveling, hiking with her kids, or writing for her own website, TomorrowsDollar.com. She can be reached on Twitter @stephcolestock

Latest Articles

Travel insurance can be beneficial, especially for people traveling to risky areas and people with health concerns.

How to Find the Best Travel Insurance for Seniors

Travel insurance can be beneficial for senior travelers, especially those with health concerns. Find out how you can secure your next trip.

Cruise insurance is a type of travel insurance that can include international medical insurance, trip delays, and complete cancellation of your trip.

Learn how to find visitor insurance for parents, why you need it, and the best companies offering medical coverage for visitors from abroad.

Is Flight Insurance Worth It?

Is flight insurance worth it? Weigh the pros, cons, typical costs, and coverage options to decide whether it’s worth purchasing.

Travel medical insurance can provide financial protection in case of unforeseen circumstances while traveling, such as illness or medical emergencies.

Travel insurance for Visitors to Georgia

Buy visitor’s travel insurance in less than 1 minute, what is travel insurance for visitors to georgia.

Planning a leisure or business trip to Georgia? If you are not a citizen of or a permanent resident in Georgia and are looking for travel insurance, covering COVID-19 related services, then this is the policy for you! 

The unexpected health problems resulted from injury or sickness during your stay is one of the most unpleasant problems you may encounter when traveling to a foreign country.

From just 1.5 Euros a day you can insure your trip to Georgia.

Travel insurance will cover the potential out-of-pocket expenses that can result from an accidental injury, sickness or illness during your stay in Georgia. 

What is Covered

- COVID-19 Related Services - Ambulance - Emergency Outpatient Care - Emergency Hospital Treatment - Emergency Dental Treatment - Repatriation Total Insurance limit: 50,000 EURO

WHAT TO DO IN CASE OF AN INSURANCE ACCIDENT

In case of an (accident) – injury or sickness, please call us at a hotline: +995 32 2 505 222 or at +995 32 2 42 22 22 no later than 24 hours after the accident. Our Insurer Assistance Service will answer your questions, will ensure that your claim is quickly and fairly dealt and will help you receive the needed medical care from a relevant medical service provider.

GET YOUR INSURANCE POLICY IN LESS THAN 1 MINUTE

You can apply for travel insurance or you can buy the policy for someone else, directly from the website, in less than 1 min. Steps to take:

- Press the button BUY. - Enter the start date and end date of your trip. - Enter your personal details. You will receive the policy directly via email. Your insurance policy will be activated as soon as you pay the insurance premium.

IMPORTANT CONDITIONS

-    You should purchase (register) travel insurance policy before you arrive in Georgia  -    Your travel is covered only within the territory of Georgia -    This insurance cannot be purchased by the citizens or residents of Georgia or the EU. 

For further information, check out the link of  full terms . In case of any questions please, contact us via online chat.

Georgia Travel Insurance

Planning to visit gorgeous Georgia? Get a travel insurance from Tata AIG at just ₹40.82 per day*

You are missing out if you have not visited Georgia. The nation has everything you might want if you are an adventurer or a digital nomad. This lovely nation on the border of Asia and Europe has much to offer. Georgia offers both geographical and cultural diversity.

The country has an ideal blend of intricate history, contemporary conveniences, and natural beauty. You've made the proper decision if you're planning a trip to Georgia, whether for vacation or to work remotely.

However, if you plan to travel to this transcontinental country shortly, select an appropriate travel insurance plan for Georgia from India. In this manner, you can guarantee a financially secure trip. Travel medical insurance in Georgia will also safeguard you from emergency financial difficulties due to an unexpected sickness in a distant area.

Tata AIG offers a wide range of international travel insurance policies to meet the needs of all travellers. You may compare travel insurance plans for your Georgia trip and pick the best one that meets your requirements and budget. Our insurance policies start as little as ₹40.82 per day*. So, why wait? Insure your trip as soon as you book your tickets for Georgia!

Travel Insurance for Georgia from India

Georgia's fascinating culture, wonderful cuisine, and breathtaking scenery will leave you spellbound. Whether you attend a traditional supra, trek in the Caucasian mountains, or marvel at Ananuri castle, you will be captivated by its magnificence. Yes, travelling to Georgia can be a great experience. Being surrounded by individuals, learning about their culture, and experiencing new foods may be exhilarating.

But you already know how important it's to be prepared for unanticipated crises. This is why you should purchase a travel policy that can assist you in an emergency in Georgia. In this manner, you will be well prepared for the difficulties. As a result, you will have an experience unlike any other!

Though there are no Georgia travel insurance requirements, you must secure your vacation's absolute security for a financially worry-free trip to Georgia. It is wise since you never know what awaits you in an unexpected location where you need help learning the local language.

Although the natives are polite, there will be no familiar faces to approach for assistance! You can, however, get the essential financial help with a travel health insurance Georgia plan.

A travel health insurance Georgia plan will provide financial security in an unknown nation. Because you will need to figure out where to go or who to approach in the event of an accident. But, with the correct Georgia travel medical insurance, you can keep your money secure and your worries at bay!

Our foreign travel insurance policies will provide comprehensive coverage for a variety of situations as well as medical treatments. Furthermore, your legal Georgia travel insurance will pay you if you lose your baggage, documents, or passport.

Tata AIG offers travel insurance for Georgia from India options that cover various unexpected accidents during your journey. As a result, if you've already purchased your plane tickets to Georgia, now would be a good time to register for Tata AIG travel insurance coverage for Georgia online.

Suppose you are travelling to Georgia with family members; in that case, it is recommended that you get a family travel insurance policy rather than separate plans to ensure that everyone is protected against a variety of eventualities at a low cost.

Planning to visit gorgeous Georgia? Get a travel insurance plan from Tata AIG at just ₹40.82 per day*

Why Do You Require Travel Insurance for Georgia from India?

You should not leave any stone unturned while organising your vacation to lovely Georgia! This is because you would be less likely to succumb to challenges throughout the journey if you organise everything well. Again, more study is needed when planning a vacation to another country! And, to ensure that you return with only joyful memories, you must arrange everything ahead of time.

However, mishaps might occur anytime, even if you have meticulously planned your vacation. You might have an unexpected accident or sickness and need to be hospitalised. Alternatively, your companion may misplace their bags. Only your travel insurance for Georgia will come in handy in such instances. Also, given the fragility of everyone's health problems due to the ongoing COVID-19 epidemic, it's always preferable to be well-prepared.

As a result, you should also review the Georgia government's travel advice before travelling to Georgia. You may also avoid financial worries with solid international travel insurance coverage. By investing a fragment from your overall Georgia trip cost from India, your travel insurance for Georgia from India plan will keep you financially secure in the face of various challenges. Provided you become sick or have an accident while travelling, you will be paid if you have valid travel insurance coverage. Medical treatments in Georgia can be expensive. Thus having travel insurance Georgia coverage is recommended.

However, while purchasing a travel insurance plan online, it is equally critical to carefully consider the many possibilities and select the best one. You may evaluate numerous insurance plan costs on Tata AIG's official website and choose a pocket-friendly insurance policy with complete coverage advantages.

For example, you may choose Tata AIG family travel insurance, which provides complete coverage against various events that may arise during your trip. With single insurance, however, you can pay affordable coverage premiums. Your foreign travel insurance should include enough medical coverage, trip cancellation/extension coverage, passport loss coverage, luggage loss coverage, evacuation and repatriation coverage, and so on.

When you submit a claim with Tata AIG's travel insurance Georgia coverage, you will receive all of the above advantages and many more. Our travel insurance coverage will provide excellent financial security throughout your overseas travel to Georgia from India.

Significant Perks of Purchasing a Georgia Travel Health Insurance Plan

A vacation to Georgia might be thrilling for someone who has never been there. On the other hand, travelling to a distant nation has specific hazards. You might be vulnerable to several trip-related risks. Mishaps may arise anytime, so it's always best to be well-prepared. You may get sick, have an accident, lose your passport or bags, miss a flight, etc. As a result, if you want to avoid financial problems during critical situations, you must get valid travel insurance!

Listed below are the significant benefits of having a Georgia travel insurance plan:

• Flight hijack cover
• Local journey assistance
• Delay or loss of baggage coverage
• Personal liability coverage
• Flight Cancellation Insurance
• Hospitalisation coverage due to accidents, diseases, and COVID-19 treatment, with expenses covered up to a maximum of $5,000,000.
• Coverage for a medical emergency caused by Accident & Sickness, including COVID-19 therapy if hospitalised during the trip.
• With Tata AIG, you can get inexpensive travel insurance to Georgia quickly and easily.
• Pocket-friendly travel insurance plans begin at just ₹40.82 per day*.

Benefits Offered by the Tata AIG Georgia Travel Insurance Policy

You may get many travel insurance coverage features with Tata AIG's travel insurance Georgia policy. Some of them are as follows:

Luggage Coverage : The Tata AIG baggage coverage will reimburse you if you lose your luggage anywhere in transit or if your suitcases are delayed at any connecting airports while travelling to Georgia. This coverage option is available with our travel insurance Georgia policy. It allows you to choose/receive reimbursement for the total cost of every item in your checked-in luggage up to the coverage level selected in your policy.

Medical Coverage : The Tata AIG travel insurance Georgia plan is intended to offer you the necessary financial coverage for any illness or unexpected event during your vacation that necessitates hospitalisation. If you become ill or have an accident in Georgia that requires hospitalisation, our medical coverage will reimburse you financially. Considering the pandemic, you can also obtain coverage in Georgia for any COVID-19-related medical issues.

Trip Coverage : Tata AIG's travel insurance for Georgia from India provides comprehensive coverage for your journey. It will include cash insurance against losing your passport, travel delays or cancellations, hotel cancellations, etc.

Miscellaneous Benefits : Here are some more advantages of having a Tata AIG Georgia travel health insurance policy:

• Travel insurance Georgia options begin at a low cost of ₹40.82 per day*.
• Travel insurance may be purchased online through the Tata AIG website without a complete medical examination.
• It is pretty simple to pay travel insurance premiums in Indian National Rupees and receive travel insurance coverage in Georgia.

Always browse the numerous alternatives to get affordable travel insurance plans with our online travel insurance premium calculator to discover the proper travel insurance for Georgia.

Georgia Visa and Entry Information

An India-to-Georgia visa is required whenever Indian nationals travel to Georgia for any reason. It must be issued before the trip. This permission has various advantages. Depending on the kind, the permit will allow the bearer to travel within the nation, conduct business with Georgian firms, and even visit friends and family in the country. It is also known as a Georgia e-visa because it may be obtained online. There are wide varieties that are mostly given for long-term or short-term reasons. The length of stay and validity of the permission will also differ based on the category.

Short-Term Georgia Visa: This category includes visas provided for a limited time and may be applied for quickly online. There are two types: single-entry visas and multiple-entry visas.

Single-Entry Visas: The bearer of this kind will be permitted to enter the nation once. If the holder returns, they will be denied re-entry into the nation. In most cases, the maximum length of stay is 30 days. This category includes a Georgia tourist visa.

Multiple-Entry Visas: This visa has a maximum validity period of five years. The maximum duration of stay allowed per visit is 90 days. The applicant must have previously visited the nation to qualify for this visa. In general, a Georgia business visa falls within this category.

Long-Term Georgia Visa: This kind has many entries and no time limit. This is only valid for the D5 visa category. The validity period varies, although the holder is usually given at least one year.

Georgia Diplomatic Visa: As the name implies, this type of Georgia visa is provided to foreign diplomats visiting Georgia for official and diplomatic purposes. The principal visa holder's family members are also listed.

Georgia Special Visa: It is given to holders of service passports visiting Georgia on business and members of foreign delegations. It also applies to other passengers and family members. Employees and service personnel at consular offices and their family members are eligible for this visa.

It is also distributed to technical, administrative, and service personnel of foreign diplomatic missions and international and humanitarian organisations in Georgia.

It is also given to employees who accompany A2 visa holders. It is given to visitors visiting the country under one of its international treaties, whether bilateral or multilateral. It is also given to personnel of the military and peacekeeping forces, as well as their families. This kind is provided to travellers visiting Georgia as part of various diplomatic missions in the country's national interest.

Ordinary Georgia Visa: If you travel to Georgia for tourism or other short-term activities, you will require a Category C visa. Ordinary Georgia Visas are further classified as follows:

Georgia C1 Visa - Georgia Tourist Visa

Georgia C2 Visa - Georgia Visitor Visa

Georgia C3 Visa - Georgia Business Visa

Georgia C4 Visa - Georgia Mission Visa

Georgia Immigration Visa : It is the sort of visa granted to foreigners seeking to settle in Georgia for the long term, like

• Georgia Work Visa
• Georgia Student Visa
• Georgia Family Visa

Georgia Transit Visa : The Georgia Transit Visa is intended for visa-required nations who must transit through Georgia on their route to another country.

Georgia Visa: Documents Required for Indian Nationals

When applying for a Georgia visa, you must provide the following papers to support your visa application:

The completed Georgia Visa Application Form. You must fill out the form online, take a printout, and duly sign it.

Your passport, which has at least two blank pages, was issued within the previous ten years. The Indian passport should be valid for at least three months after departure from Georgia.

Evidence of adequate financial resources to fund the period of your stay, such as:

A letter stating your salary

Last six months' bank statements

A round-trip flight ticket has been confirmed.

Proof of lodging in Georgia.

You must provide proof that you have paid the Georgia visa cost.

Passport-size photos, as required by Georgia visa photo requirements:

• Two copies are required.
• Georgia visa photo dimensions are 45mm x 45mm.
• A coloured copy is needed.
• The face should cover around 60-70% of the frame - 32mm x 36mm.
• The head should be centred.
• A 2mm to 6mm space must be maintained between the head top and the frame.
• The photo must be at most six months old.
• White must be used as the background colour.
• Glasses are not allowed.
• Neutral expressions.
• Except for religious reasons, headgear is not permitted.
• The clothing should not match the background colour.

Additional Papers if You Are an Employed Individual :

• An employment contract.
• A letter from your recruiter granting you a leave of absence. It must include all necessary information, such as your personal and employer's information, the length of your absence from work, and proof that you can support yourself financially.
• Bank statements from the past six months
• An Income Tax Return form

Additional Papers if You Are a Self-Employed Individual:

● A copy of your company's license. ● Form of Income Tax Return (ITR). ● Bank statements over the preceding six months for your organisation. Additional Papers if You Are a Student: ● Proof of enrolment in a reputable educational institution. ● Also, a letter from your educational institution authorises your class absence. Additional Papers if You Are a Retired Individual: ● A certificate proving your retirement status (or any similar paper). ● Pension statement over the preceding six months

Georgia Visa Application: How to Do It?

Unless you're qualified for the Georgia eVisa, you must apply for a Georgia visa at a Georgian diplomatic office in your home or neighbouring country. The following is the procedure for obtaining a Georgia e-visa:

• Fill out an online application. To begin, you must submit an electronic application using the E-Application System to schedule an appointment for document submission at an embassy or consulate.
• You must include a photograph (resolution: 300 DPI; size: 5 mm length x 4 mm width). If the image does not meet the specifications mentioned below, the application will not enable you to upload it.
• Gather the necessary paperwork. After submitting your Georgia visa online application, you should acquire the essential papers to support your visa application.
• You need to pay the Georgia visa application cost.
• Submit the documents. After paying the visa cost and gathering the necessary papers, you must present them in person or by mail to a Consulate or embassy of Georgia. From the E-Application System, you select the diplomatic mission you want to apply for.
• The Georgia consular/embassy officials will affix the visa to your passport once completed. They will either ship your passport back to you, or you must go pick it up.
• You can enter Georgia with your visa for the specified days.

Georgia Visa Fees for Indian Nationals

The visa price for Georgia is €20. You must deposit funds into the bank account of the Georgia embassy or consulate where you will submit your paperwork. Depending on the embassy/consulate, you may additionally be charged a 2% service fee in addition to the bank service cost.

Georgia Visa Processing Time

The processing time for a Georgia visa is determined by the type of visa you apply for:

• A short-term Georgia visa is issued in 10 days.
• A long-term Georgia visa is issued in 30 days.
• A D5 Georgia immigration visa is processed in 10 days.
• A Georgia e-VISA is issued in 5 days.

Embassy/Consulate of Georgia in India

Embassy/consulate of india in georgia, georgia trip: safety and precautionary measures.

When in Georgia, always follow the local safety standards to avoid any avoidable problems. The following are some general safety precautions:

• Keep your obligatory, needed documents secure and with you at all times, especially your passport.
• Participate in no unnecessary local demonstrations.
• If you find yourself amid massive local gatherings or protests, seek immediate refuge in a secure location nearby.
• Continue to monitor local news and alter your trip plans accordingly.
• Respect the Georgia government and authorities' local laws and regulations.
• Participate in no illegal actions or harm the dignity of public areas.
• Do not travel to isolated areas unless you understand the area enough. Always seek assistance from local authorities.
• Use only legitimate and legal modes of transportation.
• Keep an eye on your visa validity in Georgia and make sure you do not overstay your vacation.
• Protect your bags, passport, and other valuables, particularly in crowded and tourist areas.
• Choose the best travel health insurance Georgia coverage to provide financial security throughout your visit to this lovely country.

Georgia Trip: COVID-19 Safety Guidelines

Listed below are some COVID-19-specific guidelines you must adhere to when in Georgia:

• Wear a mask over your nose and mouth, especially in public areas and on public transportation.
• Maintain social distance at all times.
• Follow the COVID-19 rules and cooperate with the local Georgia government and approved authorities.
• Keep an eye out for any COVID-19 signs. If you get any of the symptoms, separate yourself and get tested.

Georgia: Fast Facts

Places to visit when in georgia.

Whether you are visiting Georgia for a few days or setting up a remote business base there, here are some of the top attractions that you must not miss:

• Enjoy a Supra

It's a traditional Georgian feast that must be enjoyed by all visitors to Georgia. You may either work with a firm that arranges for you to dine at a local house or make friends with Georgians and expect to be asked over for supper.

• Walk Historic Tbilisi

The capital city of Georgia is rich in history and ideal for those who want to venture off the beaten path. Take a walking trip through Tbilisi's old town streets to immerse yourself in the city's rich, rustic culture.

• Experience a Beach without Sand

Batumi's beach isn't your usual white-sand beach. It's bordered with pebbles instead, and it's a favourite spot for soaking up the sun, partying with friends, or simply taking in the scenery.

• Hike the Caucasus Mountains to Get Stunned

The Caucasus Mountains, which run from the Caspian to the Black seas, are a world-renowned trekking destination. Hire a qualified guide to explore routes ranging from moderate-day walks to challenging multi-day excursions. Routes connecting Mestia and Ushguli, as well as Truso Valley to Kelitsadi Lake, are prevalent.

• Taste Georgian Wine

Georgia is increasingly becoming a destination for great wine enthusiasts, and you should not miss out if you're there. Georgia is renowned for its Saperavi and Cabernet, red wine grapes, Rkatsiteli and Khikhvi, and white wine grapes. Visit the Kakheti Region for the most diverse selection of wineries and vineyards.

All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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1. how much should i pay for a tata aig georgia travel medical insurance policy.

Several criteria, including the length of your stay in Georgia and the amount insured, will determine the premium payment for your travel insurance Georgia coverage. Choosing a suitable sum insured is advisable to provide adequate vacation coverage.

It is imperative if you are travelling with your family. With Tata AIG travel insurance Georgia options, you may enjoy exceptional coverage features at a price that won't break the bank! Our Travel Insurance Premium Calculator can help you assess the cost of your travel insurance Georgia plan.

2. Is travel insurance required in Georgia?

No, travel insurance for Georgia from India is not required. However, having a travel insurance plan in place is critical so that you are not caught off guard by any travel or medical emergency while in the nation. Furthermore, in the aftermath of the COVID-19 pandemic, it is recommended to obtain travel insurance that includes broad COVID-19 coverage.

3. Why purchase travel health insurance before travelling to Georgia?

You can injure yourself or become sick anyplace. However, your domestic insurance coverage won't help much outside your native nation. Georgia's public healthcare facilities may be unable to offer timely treatment, while private institutions are costly. Travel health insurance is a must-have to obtain your care at a reasonable cost.

4. What minimum bank balance is necessary to obtain a Georgia visa?

The Georgian Embassy does not specify the amount necessary in your savings bank account. There may be criteria depending on your visa type and whether it is a short-term or long-term visa. Once you know what type of visa you need, you may need to validate this information. Several things may influence the criteria.

5. Is luggage loss covered by a Georgia travel insurance policy?

You may cover the delay or loss of your luggage with Tata AIG travel insurance coverage. If your baggage arrives late in Georgia, your travel insurance Georgia plan will cover the cost of the necessary things until your baggage arrives. If your luggage is lost, we will pay the cost of the missing items in accordance with your policy coverage.

6. Which is the best travel insurance from India for Georgia?

When purchasing travel insurance, be confident that it financially protects you against any crises or unexpected situations while in a foreign place. Your Georgia travel insurance coverage should provide enough travel and medical assistance at reasonable costs, and you may also compare travel insurance to choose the best policy for yourself. Tata AIG provides an online travel insurance rate calculator so you can compare our plans and choose the best travel insurance for Georgia for your needs.

7. How can I get a travel insurance Georgia policy?

If you want to get travel insurance for Georgia from Tata AIG, navigate our website and look for international travel insurance under the products area. Fill in the essential personal information, choose the appropriate coverage options for your trip policy, and pay online. You can also add the following extra coverage to your travel insurance for Georgia with us:

• Journey Coverage
• Baggage Coverage
• Medical Coverage

Once you've selected the appropriate coverage choices for your travel insurance for Georgia from India plan, you can pay online using your preferred payment method and finish the insurance policy buying process. We will send the insurance to your registered email address after verifying it.

8. What are the exclusions in the Georgia travel health insurance policy?

An overseas travel insurance plan excludes passport loss or delays caused by imprisonment or seizure by the police or other authorities, any loss caused by a threat to national security, such as rioting, and non-medical expenditures incurred. Furthermore, you will not be covered if you go against your doctor's recommendation and have a pre-existing disease-related emergency.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

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google dnata and buy your travel insurance online i paid for mine 91 dirhams for 7 days

Hello, I bought https://online.tbcinsurance.ge/en/visitors-to-georgia from here for just 1.5 euros a day.

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Travel Insurance

Travelling is more enjoyable when you have insurance against the unexpected troubles. Buy Travel Insurance online

Travel Insurance protects you financially from the unexpected troubles during the whole trip. From 3 different packages you can choose policy conditions and coverages which fits your travel plans best.  

How should i choose travel insurance policy, whenever you are travelling, it is important to choose your travel policy correctly.  , for a single trip:, if you are preparing for a trip with specific scheduled dates, you can buy a single-use policy with desirable coverages.  , multi-use policy for multiple trips:, if you travel often, then a multi-use policy is the best solution to insure your trip in any country.   , 2 insurance policies with different coverages, comfort , besides covering medical expenses, comfort includes insurance against baggage loss, flight delays, as well as personal liability insurance.  , travel insurance coverage, emergency ambulance expenses in case of an accident or sudden illness, service provided by the emergency team to the insured person and/or transportation expenses for taking the insured person to the nearest medical institution where adequate medical assistance can be provided., emergency ambulatory treatment expenses expenses for medical services rendered to the insured person in the emergency condition that does not require a stay at a medical institution for more than 24 hours., emergency hospital treatment expenses expenses for medical services rendered to the insurer in the emergency condition that doesn’t require a stay at a medical institution for more than 24 hours., emergency dental treatment expenses. in case of a toothache and according to the diagnosis, emergency tooth extraction expenses., emergency ophthalmological expenses expenses for medical services rendered to the insured person in case of acute traumatic eye injury., repatriation expenses of the insured person air or auto transportation of the insured person if he/she is sick, injured (in case of death, the corpse of the insured person) to the nearest international airport in georgia or to the nearest border crossing point., trip cancellation expenses incurred by the insurer / insured person which are not subject to refund to the insurer / insured person or otherwise reimbursed if the insured person is forced to cancel the trip before it begins, during the covered days, if any insured risk (reason of cancellation) occurred according to the policy., trip interruption  the smaller expense amount between the additional expenses incurred for changing a return ticket to georgia and buying a one-way economy-class ticket, also, the amount of the unused part of the covered expenses that is not eligible for reimbursement to the insurer / insured person, or any other form of compensation other than the cost of a pre-purchased refundable ticket in case the insured person has to interrupt their trip after departure within the insured period as a result of any insured risk (cause of early termination) specified in the policy terms., denial of entry to the schengen zone expenses incurred by the insurer / insured person which are not subject to refund to the insurer / insured person or otherwise reimbursed if the insured person is compelled to terminate the journey due to denial of entry into the territory of the schengen area by a representative of the eu / schengen member state border service., loss of luggage expenses under the applicable sublimit, if the insured person’s airline loses the luggage checked in by the insured person while travelling by plane., flight delay expenses under the applicable sub-limit in case of a flight delay, expenses paid by the insured person to spend a night at the airport hotel, only in case the airline refuses to pay the above mentioned expenses and the incurred expenses are not subject to refund or any other compensation to the insurer / insured person., personal liability within the relevant sublimit, expenses (including protection costs) the payment of which is the legal liability of the insured person during the travel period, for the damage caused by an unexpected event: bodily injury to a third party and / or physical injury to the third party's property  , how should i act in case an insured event occurs, report the event within 24 hours after it occurs:, in case medical assistance is required, call international assistance at + 7 495 987 17 75 within 24 hours after the risk occurs; + 49 302 178 25 34, in case of any other risks call aldagi’s operator within 24 hours at the hotline number: +99532 2 444 999.

Travelers health insurance for worldwide travel

Covers COVID-19. Buy online on the site. Suitable for visa processing. Available to citizens of all countries. From 2 months to 100 years old.

Why choose EKTA insurance?

• Work all over the World
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Who is our insurance suitable for?

Visa receiving.

Our insurance policy is suitable for obtaining a Schengen visa and visas of any other country

The policy covers medical and transportation costs. Suitable for lovers of light loads: running, swimming, fitness, cave tours

Active rest

Provides “Quiet rest” and covers moped, water park, attractions, horse and bicycle rides, surfing, jeep safaris, snowboarding, downhill skiing on marked tracks

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Provides “Active rest”. Suitable for extreme sports lover: freeride, kiting, rafting, base jumping and extreme cycling (road, mountain cycling, bicycle motocross, bicycle track, bicycle trial)

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EKTA insurance policy is one of the most advantageous tariffs and fillings for travelers of this category

Entry into another country

The coronavirus pandemic has changed the rules of tourist border crossing in most countries around the world. In order to enter the country, you need insurance that covers COVID treatment.

Insurance policy for any occasion

Choose the country of travel, type of rest, policy validity period, sum insured and additional risks, insurance policy will be sent to your mail within 5 minutes

COVID Covered Insurance

EKTA insurance includes observation in another country for 14 days with payment for accommodation up to 70$ / day. Testing for COVID, medical or inpatient treatment

What can happen during the trip in another country?

• Fracture, sprain, bruise
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• Lost luggage
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• Forced observation 14 days

More than 2 654 000 clients trust us

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50 000,00 USD Worldwide coverage

16 options available.

• Medical care
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• Midwifery care until the 27th week

Medical transport services

• Emergency call
• Calling a taxi to the hospital
• Transportation by medical aviation
• Medical evacuation to the country of residence
• Coverage of the diagnosis of COVID-19 Provided if the PCR test is positive
• Compulsory observation for up to 15 days
• Limit 10% of the coverage amount

Rest on the water

• Swimming in the pool, sea, ocean, etc.
• Service exclusively in case of the absence of alcohol in the blood

Telephone communication

• Payment of the cost of telephone communication - 100 USD/EUR
• Loss of baggage
• Baggage delay
• Loss of documents

Rental of equipment

• Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment

Legal assistance

• Payment of attorney's services
• Payment of interpreter services
• Depositing the deposit necessary for the release of the insured person from arrest
• Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence

Return ticket

• Return of adults
• Returning home minor children

Flight delay

• Flight delay over 4 hours

After the end of the insurance period

• Expenses for staying abroad
• Transportation after inpatient treatment

Family or relatives

• Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
• Payment for the travel of one relative of the insured person in case of his hospitalization or death
• Expenses for staying abroad after the contract expires

Liability to third parties

• Monetary compensation as a result of damage to the life or health of third parties
• Monetary compensation as a result of moral damage caused to third parties
• Monetary compensation as a result of damage to the property of third parties

Travel by own car

• Car transportation to the nearest service station
• Return of the driver and passengers to the country of permanent residence
• Sudden technical breakdown or damage due to a road accident

Ritual expenses

• Repatriation of the body to the homeland
• Burial in place

Search operations

• Payment of expenses related to search operations
• Payment of costs associated with search operations in remote locations

Financial risks

• Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.

Type of recreation

• Active leisure
• Extreme vacation Additional options
• Sports Additional options

150 000,00 USD Worldwide coverage

22 options available.

• Not tracked by Insurance company

500 000,00 USD Worldwide coverage

56 options available, how to buy travel insurance.

• Calculate the exact cost of the policy
• Write your data correctly
• Check personal information
• Pay for the policy in a convenient way
• Confirm your email and download the policy on your smartphone

Country and travel dates

Personal information.

Enter the last name and first name in Latin, as in a passport

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Frequently asked questions.

This is the amount that the client must pay upon the occurrence of an insured event. Example: The hospital fee is $1,000. The deductible under the START tariff is 25%, the client pays 250 USD, and the insurance company pays 750 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

Depending on where you travel, you may encounter language and currency barriers that prevent you from accessing high-quality medical care. Traveling unprotected can leave you vulnerable to paying high out-of-pocket medical expenses and navigating a foreign health care system without the assistance you need. Some countries require Travel medical insurance to enter their territory. Moreover, a lot of countries introduced obligatory COVID-19 risks covered insurance requirements.

If you want to purchase a travel insurance policy in the territory of the country in which you arrived, you need to select "Already traveling" during the purchase. Yes. If you are abroad and planning a trip to another country. An insurance policy can be issued on the company's website and paid by card. The insurance policy becomes effective after 3 days from the moment you cross the border.

The validity of the insurance policy begins from the moment you cross the border or from effective date mentioned in the policy (whichever comes first).

Use Latin alphabet, as indicated in your passport.

You need to cancel the operation or refresh the page and exit the dialog box of the program or platform. If this is not possible, notify the insurance company. We will help you resolve the issue.

Children are covered in the same way as adults. Indicate your data in the section for the client who pays the cost of the policy (Policyholder), and details about child or other minor - in the "Tourist" section.

You can issue an insurance policy for any citizen without his participation. After payment, send the electronic insurance policy to the appropriate person.

When selecting a country, select the option "Europe" or "Worldwide"

We recommend that you contact your bank, check the limit of Internet transactions and the balance of the payment card.

You will receive an insurance policy to your e-mail within 60 seconds.

The travel policy will be sent to your e-mail in electronic form within 60 seconds. Printing is not required. It is enough to save the electronic policy on your phone or tablet.

First of all, you need to check the Spam or Promotions/Ads folder. If more than 10 minutes have passed, and there is still no policy in your e-mail Inbox, inform the insurance company in a convenient way for you:

The first thing to do is to contact your insurance company. After payment, you will receive an insurance policy with contact details. Use to contact Insurance Company them only. It is important to follow instructions from the emergency response specialist.

The insurance company independently resolves all issues related to transport and payment for treatment. You do not need to look for a clinic, a doctor, keep receipts for treatment, provide them to the insurance company and pay your own funds for treatment in case of an insured event while abroad.

No. The minimum duration of the insurance is 2 days.

Yes, an insured event can occur anywhere and at any time. This also applies to several hours of transit flight. If you do not have transit insurance, who will take care of you? Therefore, we advise you to take out insurance when you fly in order to receive support in case of unforeseen circumstances.

• Email: [email protected]
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• Jogging, race walking
• Fitness, yoga, pilates
• Aerobics, water aerobics
• Fishing (except spear fishing)
• Descent to the caves with excursion
• Animal riding with an accompanying person
• Billiards, bowling
• Swimming, except diving

Dangerous sports

• Motor sports on special tracks
• Arm wrestling
• Bungee jumping, rope jumping and other types of bungee jumping
• Base jumping
• Cycling (including motocross, road, bmx, track, mountain bike, trial)
• Alpine skiing and snowboarding off the equipped pistes or marked pistes (including freeride, heliskiing)
• Martial arts (including any kind of boxing and wrestling)
• Cliff diving
• Mountainboard
• Hunting with any type of weapon
• Paragliding
• Parkour and freerunning
• Rodeo (bullriding)
• Rollerblading
• Descent by trolley (cable)
• Streetlagging
• Freestyle (ski and snowboard)
• Figure skating
• Kitesurfing (including kitesurfing, snowkiting)

The Cheapest Car Insurance in Georgia

N o one wants to pay more than necessary for auto insurance, so we’ve rounded up the cheapest providers in Georgia without sacrificing coverage or customer service. Let’s get started.

The Cheapest Car Insurance in Georgia by Factor

Keep in mind that auto insurance rates depend on many factors, so the average premium for good drivers, drivers with poor credit, or drivers with a clean driving record will be different. For example, someone with even a single speeding ticket or car accident in the past five years won’t be able to get the cheapest full coverage available. It’s a good idea to compare rates from multiple companies.

Best Auto Insurance in Georgia

• Auto-Owners
• Direct Auto
• National General
• Progressive
• The General

How to Get Cheap Car Insurance in Georgia

• Get discounts . There are many ways to get  auto insurance discounts  in Georgia, including discounts for the following:
• Being accident-free
• Paying annually
• Taking a defensive driving course
• Bundling home and auto insurance
• Get minimum coverage . Minimum coverage will cost you the absolute least, but it could lead to spending more money down the line if you get into an at-fault accident. Let us explain.

How Much Car Insurance Do You Need in Georgia?

Like almost all of the states in the U.S., Georgia requires auto insurance whether you own or lease your vehicle. Minimum coverage is the bare minimum required by law, while full coverage includes uninsured motorist coverage. In Georgia, you must have liability coverage for property damage and bodily injury.

• Property damage : The minimum coverage for property damage liability coverage is $25,000.
• Bodily injury : The minimum  bodily injury liability coverage  is $25,000 for accidents involving one person and $50,000 for accidents involving more than one person. 1

These requirements are pretty bare-bones, and for most drivers, they won’t be sufficient for events like hit-and-runs, collisions with potholes, or accidents with uninsured drivers. We recommend getting the following additional coverage.

• Uninsured/underinsured motorist coverage : If you’re the victim of a hit-and-run or get into an accident with an uninsured/underinsured motorist, you can get reimbursed for costs from these incidents. We recommend getting a minimum of $20,000 of uninsured/underinsured motorist coverage.
• Comprehensive coverage :  Comprehensive coverage  will reimburse you for theft or damages from incidents aside from collisions, everything from fires to floods.
• Collision coverage : Collision coverage will cover accidents where you’re at fault, unlike property damage coverage.

DID YOU KNOW? An estimated 12 percent of drivers in Georgia are uninsured. 2

Alternative Coverage

• Georgia Automobile Insurance Plan

If you can’t find coverage on your own, you might be eligible for the Georgia Automobile Insurance Plan (GAAIP). Every licensed car insurance agent can participate in this program to provide insurance to drivers. As a driver, you are eligible for the plan if you meet the below criteria:

• You can certify that you were unable to get car insurance in Georgia from at least two companies in the past 60 days.
• You have a vehicle registered in the state or one that will be registered in the state within 30 days.

NOTE: The one exception is for military nonresidents who have vehicles registered in other states. They are eligible for the plan despite their out-of-state registration. 3

To sign up, follow these steps:

• Register online . You’ll need to create an online account through the Electronic Application Submission interface (EASi), but ironically, it requires filling out and sending a paper form from https://easi.aipso.com/pdf/registrations/GAregistration.pdf. Send it to:
• P.O. Box 6530
• Providence, RI 02940
• Log in . Once you receive your username and password, you can log in to the EASi at https://easi.aipso.com/forms/EASiLogin.aspx.

Alternatively, you can apply through snail mail using the application at https://www.aipso.com/Portals/0/PlanSites/Georgia/GA%20Priv%20Pass%20App%20AIP4080%201-22.pdf?ver=2022-01-04-100926-373. Send it to the same address as above.

If you want to learn more, contact the Automobile Insurance Plan Service Office (AIPSO) directly.

• Email address : [email protected]
• Phone number : (800) 301-6477
• Fax number : (800) 677-7247
• Mailing address :
• Southeast Region

Self-Insurance

Self-insurance is an option in Georgia through surety bonds or security deposits, and there’s no minimum number of cars you must own. However, you’ll have to provide an audited statement that includes the following:

• Liabilities (open and pending claims, net worth for the latest financial year that proves you’ll be able to meet judgments or valid claims)
• A blank copy of the self-insurance identification card that shows your vehicle’s year, model, make, VIN, etc.

As far as the surety bond or security deposit goes, you’ll have to meet certain amounts based on the number of vehicles you own.

Department of Driver Services Information

• In-person locations : https://dds.georgia.gov/locations/customer-service-center
• Phone number : (678) 413-8400
• Website : https://dds.georgia.gov/organization/about-us/contact-us
• P.O. Box 80447
• Conyers, GA 30013 5

We hope we’ve helped lead you to cheap  car insurance in Georgia . Since car insurance is required in the state, if you can’t find it on your own accord, the state will connect you to a provider through the GAAIP. Learn more in our FAQs below.

Frequently Asked Questions

How much does car insurance cost per month in Georgia?

On average, car insurance costs $105 per month in Georgia, according to data from the National Association of Insurance Commissioners. That is 20 percent higher than the national average.

Can you go to jail for not having car insurance in Georgia?

Yes, you can go to jail for not having insurance in Georgia. For the first and second offenses, you could go to jail for up to a year. For the third offense, the state can determine the length of imprisonment.

Which company has the cheapest car insurance in Georgia for people in their 20s?

Auto-Owners offers the cheapest car insurance in Georgia for people in their 20s, with rates as low as $861 per year. You could pay up to $2,775 for car insurance annually, though, based on your circumstances.

Why is car insurance in Georgia so expensive?

Car insurance in Georgia is so expensive for several reasons.

• High car repair cost : According to a 2020 CarMD report, Georgia’s average auto repair cost is $409.92, 6 percent higher than the national average.
• High motor vehicle fatality rate : Georgia’s motor vehicle fatality rate is 1,491 deaths per 100 million vehicle miles driven, 53 percent higher than the national average.
• Coastal state : Since Georgia is on the East Coast, it is prone to floods and hurricanes, leading to more comprehensive claims.
• Auto Insurance . Office of Commissioner of Insurance and Safety Fire. (2022). https://oci.georgia.gov/insurance-resources/auto
• One in Eight Drivers Uninsured . Insurance Research Council. (2021, Mar 22). https://www.insurance-research.org/sites/default/files/downloads/UM%20NR%20032221.pdf
• AIPSO Login Page . AIPSO. (2022). https://www.aipso.com/Login
• Subject 120-2-46 AUTOMOBILE SELF-INSURANCE REGULATION . Rules and Regulations of the State of Georgia. (2022). http://rules.sos.ga.gov/gac/120-2-46
• Contact Us . Georgia Department of Driver Services. (2022). https://dds.georgia.gov/organization/about-us/contact-us