travel insurance for seniors over 80 ireland

Travel insurance

How to get travel insurance as you get older

As you get older, finding the right cover for your holiday can be tricky and expensive. Here’s how to get the right travel insurance without paying more than you need to.

Why it’s harder to get insurance when you’re older

As you reach your 70s and 80s, not only is travel insurance more expensive - finding cover tends to get more complicated.

This is because as we age, we’re more likely to need expensive medical care whilst on holiday, so some insurers don’t want to take on the extra risk.

Some standard travel insurance policies only cover those up to 65 years old. However, getting travel cover when you’re over 65 is still possible, but the choice may be more limited.

Who offers cover to those over 65s?

Whilst these insurers will offer you a quote for cover as a senior, the price will vary, so shop around to ensure you’re not paying more than you need to.

The following insurers all offer policies with a maximum age limit over 65:

Single trip cover tends to have higher age limits than annual travel or multi-trip insurance policies.

Watch out for cover restrictions

Not only will your travel insurance be more expensive as you pass 65, but you may not get the same level of cover as when you were younger.

Some insurers start to restrict the cover they will offer travellers over 65; this can include:

• Reducing the maximum trip duration
• Restricting the locations you’ll be covered for
• Reducing the medical cover limits

Always check the policy documents before you take out your cover so you know exactly what you’re paying for.

Can you get cover for pre-existing conditions?

Yes, but the choice is likely limited, and you’ll need to carefully check what is and isn’t included in your cover.

Unfortunately, the price of travel cover for pre-existing conditions can be high, but it could save you thousands of euros if you fall ill or need treatment while abroad.

Does having private medical care help?

Yes, it can, but some insurers only offer cover if you have private medical care in place, meaning you’ll have more choices and may get cheaper quotes.

Some insurers also offer a discount on your travel insurance quote if you already have private health cover.

How to get the right cover

Start by deciding what you need your travel insurance to include and what cover you can do without.

Once you know this, get as many quotes from different insurers as possible. While the choice may be more limited, shopping around could still help you save, especially because travel insurance is more expensive when you’re older.

For more help choosing the right type of cover read our guide: how to choose the best travel insurance policy

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You’ve worked hard all your life and now have the time to make some of those trips you’ve dreamed off. No matter what your age, we have simple travel insurance to suit your needs. Whether you’re planning a short city break, a week in the sun or a trip of a lifetime to exotic locations, then First Ireland Travel insurance 70+ provides insurance options that protects you and your holiday.

Choose from either our single or multi trip policies. Relax and un-wind in the knowledge that you’re protected against unexpected medical problems or mishaps which may arise during your trip. Have peace of mind knowing you’ll have 24/7 emergency medical and travel assistance support, staffed by travel assistance experts.

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Why Choose Us

Personal belongings.

Travel Insurance offers cover for loss or theft of your personal belongings including your baggage, passport, personal money or travel documents.

Cancellation

Travel Insurance can cover trip cancellations for reasons such as unforeseen emergencies as illness, injury or death of you, your traveling companion and/or a relative. The cover does not include cancellation due to business obligations, change of mind or your dislike of the travel time. In addition, pre-existing medical conditions are not covered. Remember this cover starts from the moment you buy your travel insurance, so it’s important to buy it once your trip is booked.

Missed Departures

Travel Insurance will cover you in case you miss your departure due to conditions you cannot control like severe weather conditions, unexpected accidents, strikes etc.

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Single Trip

Single trip insurance is best if you’re planning a one-off trip. We recommend you arrange your travel insurance when you book your holiday as cancellation cover applies from the time you pay your premium! Don’t worry if your return to Ireland is unavoidably delayed as once the circumstance is covered by your policy, then your cover date will automatically extend for the period of your delay. Long-stay travel insurance up to 365 days is also available as part of our single trip insurance options.

Annual Multi Trip

If you’re a frequent traveller, then Multi trip Insurance is probably the most competitive travel insurance for you. Multi-trip is an annual travel insurance policy. Just select your cover date and destinations that suit your annual travel plans.

Types of Covers & Benefits

• Baggage €500
• Cancellation €1000
• Medical Expenses €2,000,000
• Baggage €2,000
• Cancellation €5,000
• Medical Expenses €5,000,000

Premier Plus

• Baggage €2,500
• Cancellation Unlimited
• Excess No Excess
• Medical Expenses Unlimited

Car Hire Excess

Don’t pay extra at the car hire desk, save money now with our Car Hire Excess cover. We offer European or Worldwide cover options and our cover is up to €3,500 (annually 5,000). Our insurance covers Tyres & Keys, Fire, Theft & Vandalism, Windscreen, Undercarriage. Also, our insurance covers for additional drivers and drivers up to 84 years . Annual Cover & Daily Hires.

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Travel Insurance for Over 80s

Get your quote for over 80s travel insurance – find cover for hundreds of pre-existing medical conditions, we help you find an over 80s travel insurance policy that provides medical cover for unexpected and unforeseen circumstances – get your quote today..

There is no age limit to living life to the fullest, spending time with loved ones, and seeing the world. At Just Travel Cover, we believe nothing should stand in your way – including Travel Insurance over 80!

It is important to have the right level of Travel Insurance cover when you get to the age of 80, especially if you suffer from any pre-existing medical conditions. We want to ensure help and protection are available if needed during your holiday. Once you’re 80 or over, securing senior-appropriate Travel Insurance with medical conditions can be difficult due to the expensive premiums and limits on cover. Just Travel Cover offers reasonably priced, tailored over 80s Travel Insurance for all ages and hundreds of pre-existing medical conditions. We even offer Cruise Travel Insurance for over 80s! No matter your holiday, we have you covered.

Saving Time and Money on Travel Insurance for Seniors

We offer excellent, advanced over 80s Travel Insurance for seniors and OAPs, covering hundreds of pre-existing medical conditions. All we ask is for you to take a few minutes to complete our online medical screening so we can begin comparing policies. It is a fast, easy, and accurate process, ensuring your Medical Travel Insurance for over 80s quotes are tailored to your age, health and travel necessities. It is crucial that you declare your medical history, including all of your pre-existing medical conditions. If you do not declare all pre-existing conditions, your policy could be void should anything go wrong.

Travel Insurance for Pensioners with Medical Conditions

Our premium Travel Insurance for over 80s covers pre-existing conditions. Some of the medical conditions we offer cover include Heart Conditions, Type 1 and 2 Diabetes, Mental Health conditions and Cancer. We cover hundreds of pre-existing medical conditions.

Over 80 Travel Advice

Compare over 80 travel insurance, over 80s travel insurance faqs.

Frequently asked questions about our Over 80s Travel Insurance deals.

What is Over 80s Travel Insurance?

The older we get, the more important it is to get the right Travel Insurance , but the harder it can be to find, especially if you have pre-existing medical conditions. At Just Travel Cover, we use a panel of insurers, some of which have no age limit, meaning we can provide Travel Insurance for over 80s or OAPs with medical conditions. We cover hundreds of pre-existing medical conditions, so you can travel with peace of mind.

What does over 80s Travel Insurance cover?

If you arrange your over 80s Travel Insurance as soon as you’ve booked your holiday, you will be covered for trip cancellation. That way, if you need to cancel your trip for an insured reason, you’re protected. When you set off on holiday, you can relax knowing you have Holiday Insurance in place. If something should go wrong, know that you’re covered for emergency medical treatment (including for your pre-existing medical conditions ) as well as cover for your baggage should they be lost, stolen or damaged. For an additional premium, we offer smart luggage which offers real-time payments to your bank account should your luggage is delayed or lost.

Where can I go with Travel Insurance that covers the over 80s age group?

It can sometimes be difficult to get Travel Insurance if you’re over 80 and travelling to certain long-haul destinations such as the USA, Canada, or Australia. At Just Travel Cover, we have policies with no upper age limit on single trips to any destination in the world, and we will only ever show you policies that will provide cover for your age, destination, duration of trip and medical history. The comparison is done for you! Note that all quotations are subject to medical screening.

How much does over 80s Travel Insurance cost?

Our over 80s Travel Insurance policies are personalised to you and your needs. Therefore, the costs will differ depending on your circumstances, destination and length of your trip, as well as how far in advance you arrange cover. It’s important to remember that Travel Insurance for those over 80 is there to cover unforeseen costs like medical expenses, should you need emergency treatment on holiday. These bills can easily run into the thousands, and it’s reassuring to know you have adequate Travel Insurance for your age and medical conditions in place. For most quotations, we will provide a bronze, silver and gold level of cover so that you have the option to compare and take a policy to best suit your needs and budget.

Can I get Travel Insurance if I’m over 80 with a heart condition?

Yes, we have insurers on our panel with no age limit that specialise in Over 80s Travel Insurance for pre-existing medical conditions , including heart conditions such as angina or an irregular heartbeat. We can also provide over 80s Travel Insurance if you have had a heart attack. To get adequate cover, you need to declare your conditions during the medical screening process and answer the questions honestly.

Can I get Travel Insurance over 80 with diabetes?

Yes, we specialise in over 80s Travel Insurance for the elderly and all pre-existing medical conditions, including travel cover for type 1 and type 2 diabetes . When getting a quote online or over the phone we will ask you a few questions regarding insulin and hospital visits as well as your age and destination and then show you a list of options from the insurers on our panel that can provide cover.

Can I get Travel Insurance if I’m over 80 and living with cancer?

It is our aim to help you find Travel Insurance at any age, including if you’re over 80, and living with pre-existing medical conditions, including cancer. We have policies with no age limit (single trip) and are able to provide cover for most types of cancer, including breast cancer, prostate cancer and skin cancer. You should make sure the exact type of cancer is declared on your policy, and you answer all questions appropriately – we will then show you a list of providers that can provide the cover you need.

If I’m over 80 can I get Travel Insurance to cover mental health conditions?

Yes, if you’re in your 80s and living with a mental health condition such as anxiety and depression, it’s important to be covered for these when you travel. When getting a quote online, you may be prompted to call us so we can explain the options for each insurer on our panel and provide the option to include or exclude these conditions. Our policies have up to £15m medical cover so you can travel safely knowing that you’ve got the right support if the unexpected happens. Find out more on our pre-existing medical condition page.

What options are available for life insurance for over 80 year olds in the UK?

Life insurance policies for individuals over 80 can vary, with options ranging from whole life to term insurance. It’s important to compare policies to find one that meets your specific needs and budget. At Just Travel Cover, we have partnered with the UK’s number 1 rated Life Insurance experts, iam|INSURED. They provide guaranteed life insurance if you are between 50-80 years old. Visit our life insurance page and see if there is a policy for you. Please note that over 80s life insurance is not the same as Travel Insurance, and you still need to take out a Travel Insurance policy when going on holiday.

What should old age pensioners (OAPs) consider when looking for Travel Insurance?

When seeking Travel Insurance for OAPs or old-age pensioners, you should consider a Travel Insurance policy that covers pre-existing medical conditions, an adequate cancellation cover that exceeds all expenses of the trip, and high medical cover with repatriation included. At Just Travel Cover, we will ask you a series of questions and then only show you policies that match your travel requirements, including Travel Insurance for OAPs policies tailored towards pensioners over 80.

Can I get Travel Insurance without medical cover?

No, medical cover is a crucial part of Travel Insurance, especially for travellers with pre-existing medical conditions or old age pensioners (OAPs) and those going to destinations where healthcare is expensive. At Just Travel Cover, we can offer emergency medical expenses and repatriation up to £10 million per person.

It is important to secure over 80s Travel Insurance with medical cover, as even in countries where medical expenses are covered by a UK GHIC or UK EHIC card, it is not a replacement for Travel Insurance. For example, the card will not cover being flown back to the UK (medical repatriation), treatment in a private medical facility, or ski or mountain rescue.

If you are holidaying in the UK, Staycation Travel Insurance can provide cover against loss or theft of baggage, cancellation, and curtailment.

Are cruises a good option for holidays for over 80s?

Cruises can be an excellent option for holidays for over 80s, as they offer a variety of onboard amenities and the chance to explore multiple destinations in a comfortable, accessible manner. Many cruise lines cater to older travellers with specific needs. Visit our Senior Cruise page for tips on cruise holidays over 80. 

Why Choose Travel Insurance for Over 80 Year Olds from Just Travel Cover?

At Just Travel Cover, we specialise in providing Medical Travel Insurance with no upper age limit and cover for pre-existing medical conditions (terms apply).   With our Travel Insurance for seniors with pre existing conditions, travellers over 80 can benefit from:

• Single trip cover up to 94 days with no upper age limit
• Hundreds of pre-existing medical conditions, including terminal prognosis covered
• High levels of cancellation and emergency medical expenses cover
• Lost documents, baggage, medications, and medical aids cover
• Flexibility – 3 levels of cover to suit your needs
• Travel companions can be included in the same policy
• Zero excess policies available

Travel Insurance for Over 80s – What Are You Covered For?

• Cancellation/ curtailment up to £12,500
• Missed departure up to £1,000 per person
• Baggage up to £3,000 per person
• Emergency medical expenses and repatriation up to £10 million per person
• Mobility aids up to £2,500 per person
• Lost medications and medical aids up to £300 per person
• 24/7 emergency medical assistance

Please note all cover limits are per person and vary by insurer.

We Compare Prices From These Insurers

Click here to download the Policy Wording and Insurance Product Information document for all insurers

Travel Insurance for Over 80s with Pre-Existing Medical Conditions – All Ages, All Stages

Just Travel Cover offers five-star quality cover for pre-existing medical conditions at all levels of severity, including a terminal prognosis – with no upper age limit.

Just some of the pre-existing medical conditions we cover:

• Heart Conditions
• Cholesterol
• Joint Problems (arthritis, back pain)
• Mental Health Conditions
• Liver Conditions
• Breathing Conditions
• Circulatory Conditions
• Disabilities and many more

To ensure you are fully covered in the event of a claim, please declare all your pre-existing medical conditions in full and we will do the rest.

Fast, Easy, and Accurate Online Medical Screening

Our quick and easy online medical screening will take you just a few minutes to complete and allows you to compare Over 80s Travel Insurance policy quotes. You will be asked a series of multiple-choice questions to give us the information we need to provide you with Travel Insurance quotes tailored to your health and travel requirements. Please have the following at hand:

• Your medical history with important dates
• Names of all your pre-existing medical conditions

Instant Cancellation Cover

Our online quote and medical screening engine enables you to compare and buy travel insurance quickly and easily. Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you include in the policy, so you can relax and focus on getting ready to have a wonderful holiday.

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Best Travel Insurance for Seniors in May 2024

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

As an older adult, you may look forward to traveling the world when you retire. Whether taking a single trip or traveling extensively, health concerns and sickness can derail even the best plans.

One way to address those risks is to purchase one of the best travel insurance policies for older adults . We cover multiple insurance carriers and provide policy premiums and benefits examples to help you find the best travel insurance to meet your needs.

This is the shortlist of the best travel insurance for older adults:

HTH Travel Insurance .

John Hancock .

TravelSafe .

Seven Corners .

World Nomads .

Factors we considered when picking a travel insurance policy

Choosing the right travel insurance policy is an important decision. Yet, the best travel insurance company depends on your needs and budget. Here are the factors we focused on when making this list.

Available policy types . The best travel insurance companies offer multiple policy types to meet the needs of various travelers.

Policy coverage limits . How much will the policy cover if you need to make a claim?

Exclusions . Do you have pre-existing conditions that may affect your ability to travel, increase the potential for medical treatments during your trip or cut your trip short? What would cause the insurance company to deny a claim?

Cost . How much does the insurance company charge for a basic policy? Is this price affected by your age, length of the trip or overall health condition?

Website usability . We value insurance companies that make it simple for travelers to compare options, get a quote and purchase a policy online.

Customization . Are the insurance company's policies customizable to meet a traveler's needs or must they choose from a rigid set of options?

What matters most to you also impacts which travel insurance is best for you. Whether it's medical evacuation, pre-existing conditions or the repatriation of remains, each policy's coverages and limits differ.

Additionally, policy premiums can vary widely based on the length of coverage and your age. If you frequently travel, buying an annual policy instead of policies for each trip may make more sense. Additionally, your premiums may be much different as a new retiree at 65 compared with someone in their 70s or 80s.

You may be able to save money on your travel insurance policy by taking advantage of credit card benefits. For example, many travel cards include trip cancellation, delay and interruption benefits, luggage protection and rental car coverage at no additional charge when using the card to book flights and rent cars.

» Learn more: How to find the best travel insurance

An overview of the best travel insurance for older adults

We requested quotes from multiple travel insurance companies for a 10-day trip to Madrid in July 2023. Our hypothetical traveler is a 65-year-old man from California who is spending $8,000 for the trip. His trip cost includes airfare plus prepaid hotels and excursions.

On average, the price of a policy offered by the listed companies was about $514, with a median price of $609.

* Cost refers to the basic coverage cost if multiple options are available.

There are various coverage options and price points when comparing travel insurance policies for older adults. While the lowest-priced options in the chart are the most affordable, their policies offer different coverage. For example, policies from HTH Travel Insurance only provide medical coverage but not trip interruption, delay or cancellation protection.

Comparing coverage limits and exclusions when selecting a policy is important so you are satisfied when making a claim.

» Learn more: Is Cancel For Any Reason travel insurance worth it?

Top travel insurance options for older adults

Let's look at our six travel insurance policy recommendations for older adults.

HTH Travel Insurance

What makes HTH Travel Insurance great:

Medical benefits of up to $1 million with deductibles as low as $0.

Access to English-speaking doctors in more than 180 countries.

Insurance covers hospital care, surgery and prescription drugs.

Here's a snippet from our HTH Travel Insurance review:

"HTH has a few travel insurance policies. These include medical plans and trip protection plans, so you'll want to decide what type of coverage you require."

Since Medicare doesn't cover healthcare needs when traveling outside the United States, some travelers purchase healthcare-only policies such as this one from HTH Travel Insurance. For our test trip, their healthcare-only coverage cost is just $90. However, keep in mind that this plan only provides medical coverage — if you want insurance for things like trip cancellation , trip interruption or baggage delay, you'll need to purchase a different plan.

John Hancock

What makes John Hancock great:

Emergency medical evacuation coverage starts at $250,000 per person.

Trip interruption coverage of 125% of trip cost.

Trip delay benefits start at six hours.

Here's a snippet from our John Hancock review:

"John Hancock offers three different plans for travelers depending on their needs: Gold, Silver and Bronze. As you'd expect, the Gold level comes with the most coverage and the highest price, while the Bronze level costs the least."

John Hancock's basic coverage cost for our test trip is $616, which is slightly above average. This policy is ideal for travelers worried about health problems requiring an emergency medical evacuation during their trip.

What makes TravelSafe great:

Coverage for pre-existing conditions is available if the policy is purchased within 21 days of booking travel.

Includes a $500 benefit for missed connections or trip delays.

Trip cancellation protection of up to $10,000.

Here's a snippet from our TravelSafe review:

"TravelSafe insurance offers two different plan types: Basic and Classic. Both of them only cover single trips; the company doesn't sell multi-trip or year-long plans. The TravelSafe Basic plan offers a lower level of protection than the company's more expensive option, TravelSafe Classic."

TravelSafe's basic coverage cost for our test trip is $855. While this policy has a higher price, it offers coverage for pre-existing conditions if you buy it within 21 days of booking your trip.

Seven Corners

What makes Seven Corners great:

Lost baggage benefits of $500 per person (per item limit of $250).

Delayed bags are reimbursed up to $100 per day ($500 max).

Trip delay of up to $200 per day per person after six hours ($600 maximum).

Here's a snippet from our Seven Corners review:

"The RoundTrip Basic plan is a good comprehensive travel insurance option and offers 100% trip cancellation (for trips up to $30,000), 100% trip interruption, $100,000 for emergency medical expenses (secondary coverage), $250,000 for medical evacuation/repatriation, lost luggage, baggage delay and other benefits."

Seven Corners' basic coverage cost for our test trip is $602, which is slightly above average. It offers superior protection against lost or delayed luggage, which can really put a damper on your travel plans.

What makes Tin Leg great:

Trip cancellation and interruption for COVID included at no extra charge.

Coverage extended up to seven days for medical quarantine .

Sports equipment is covered under baggage loss coverage.

Here's a snippet from our Tin Leg review:

"Tin Leg offers nine different travel insurance coverage policies. Prices vary for each depending on your itinerary and trip costs. The Basic plan is exactly what it sounds like: a policy for low-risk trips. It includes coverage for trip cancellation, delay and interruption, plus missed connections, emergency medical and evacuation, and lost and delayed luggage coverage."

Tin Leg's basic coverage cost for our test trip is $844. COVID's impact on retirees can be severe, so having a policy with generous benefits regarding coronavirus is critical. One of the best features includes up to one week of additional coverage at no charge if you're medically quarantined.

World Nomads

What makes World Nomads great:

Covers more than 200 adventure activities.

Ability to extend coverage while traveling.

Emergency medical coverage of $100,000 for all policies.

Here's a snippet from our World Nomads review:

"World Nomads offers the Standard and Explorer travel insurance plans and excels in sports/activity-related travel insurance coverage while offering solid trip delay, baggage delay and lost luggage protections. The provider offers insurance plans for travel to nearly any country and is available to residents of most countries."

World Nomads' basic coverage cost for our test trip is $74. However, take note of the coverage limits on its policies, which can be much lower than the cost of your trip. Its Basic policy coverage caps trip cancellation or interruption at $2,500, which could leave a large gap in comparison to our traveler's $8,000 trip cost.

Best travel insurance for older adults recapped 

The types of insurance plans for older adults — and how much they cost — vary significantly. There are options for those who only want to cover medical costs and plans for those who want coverage for any travel mishap that might befall them.

Other things to consider are pre-existing medical conditions, what types of activities you're doing and how long you'll be traveling.

Your chosen policy will depend on your travel needs and your comfort with risk. The upfront cost may be well worth it if you need to make a claim on an expensive injury, a canceled flight or a medical evacuation. 

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

BeSure Seniors Travel Insurance

Great deals on senior citizen travel insurance, travel insurance is important whatever your time of life. where other insurers may have age barriers, we do not impose an age limit on single trips up to 3 months or on annual multi-trip travel insurance. our philosophy is, if you want to travel then we want to insure you, and we will do our best to provide you with the cover you need., besure travel insurance has designed an insurance package with the senior traveller in mind, offering great customer service, quality cover and value for money. for those of you that like to take longer breaks, you will find our 6 week - 3 month senior travel insurance package particularly competitive., annual travel insurance for senior citizens, it can be difficult to get good annual insurance once you’re over 65 and even more so when you’re over 70. with besure travel insurance, you do not have to settle for single trip insurance to cover each individual holiday. we can offer an annual multi-trip solution to senior citizens no matter how old. so if you’re a frequent traveller or like to take lots of last minute breaks, the flexibility of annual multi trip insurance could suit you. . providing you plan to take two or more holidays a year, you could find our annual insurance a cost effective option., medical travel insurance for seniors, few of us escape the odd ailment as we get older and we’ve taken this into consideration when developing our senior citizen travel insurance policies. it’s important to tell us what medical conditions you have been diagnosed with and declare what you are taking medication for, even if it is purely for precautionary reasons such as blood pressure and cholesterol tablets. this helps us to provide the right level of cover. you can then travel with security and peace of mind knowing you will not be left out of pocket should you face any unplanned medical treatment abroad (subject to policy terms and conditions)., how to apply for seniors travel insurance, you can apply for a quote online. you can select the cover you want, after you declare your medical conditions and then purchase your insurance all in one go. if you would like to talk to one of our team please call 00353-1-8558347 if you are over 65 and want an annual insurance to include destinations outside of europe, you can only arrange this via our call centre..

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The Best Travel Insurance Options for Seniors [Ages 65, 70, and Over 80]

Christine Krzyszton

Senior Finance Contributor

306 Published Articles

Countries Visited: 98 U.S. States Visited: 45

Keri Stooksbury

Editor-in-Chief

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Countries Visited: 47 U.S. States Visited: 28

Why Purchase Travel Insurance

The cost of travel insurance, preexisting conditions, travel insurance and medicare, covid-19 and travel insurance, world nomads — best for active seniors, allianz — best for annual multi-trip policies, best for covering covid-19 cancellations, best for preexisting conditions, best travel insurance options — age 80 and above, credit card travel insurance, final thoughts.

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Our senior years can be some of the most exciting years of our lives. If we’re fortunate, we’ll now have the time, and hopefully, the resources, to make our travel dreams come true.

As we age, however, traveling may pose some additional risks. We may be more likely to have health-related issues and therefore the need to seek medical attention during our journey. We may also have occasions where we need to cancel our plans due to health issues or the health of those around us.

Now, more than ever, we need to think seriously about purchasing travel insurance. The good news is that comprehensive travel insurance, regardless of your age, is widely available and relatively affordable. With that being said, chances are you could use a little help getting started with the process of finding and purchasing the right plan.

If you’re 65 years of age or older and thinking about purchasing travel insurance, don’t pull the trigger without reviewing the information in today’s article on travel insurance options for seniors.

Travel insurance can protect you from financial loss due to unforeseen events that can cause you to cancel your trip or disrupt your trip once it’s in progress. As we age and our health declines, we may be more likely to experience such an event.

Travel insurance can cover the following situations:

• You, a family member, or travel companion becomes seriously ill and you must cancel your trip
• You slip and fall while traveling abroad, require medical care, and are forced to stay in a foreign city until you can travel again
• You are on safari and break your ankle, requiring emergency evacuation to the nearest hospital

The types of coverage you can expect to find on travel insurance policies include the following:

• Emergency medical coverage
• Emergency evacuation
• Trip cancellation, trip interruption , and trip delay
• Baggage insurance and personal effects coverage
• Travel accident and accidental life insurance

You may also elect to add coverage such as cancel for any reason insurance (CFAR) , a waiver for preexisting conditions, or car rental insurance.

What You Need to Know About Age and Travel Insurance

It’s possible to purchase travel insurance at just about any age. If you’re healthy enough to travel, you’ll generally be able to find coverage. You’ll normally be paying more to purchase coverage as you get older, however, and most policies may have preexisting health stipulations.

As age increases, so does the cost of purchasing travel insurance . The good news, however, is that premiums tend to vary widely between companies who offer policies for older travelers, so it pays to compare.

The easiest way to compare policies is via insurance comparison sites such as SquareMouth , InsureMyTrip , or TravelInsurance.com . Travel comparison sites make it easy to compare travel insurance policy pricing and coverage options for all ages.

We’ve used these sites to find most of the comparison quotes provided in this article.

As we age, we’re more likely to have preexisting health conditions, which can be excluded from most travel insurance policies. Once again, the good news is that preexisting condition exclusions are generally limited to a specified timeframe previous to the effective date of your policy.

If you have shown symptoms or been treated within a specified time period before your trip, usually 90 to 120 days, your condition may not be covered for certain coverages such as trip interruption, cancellation, or emergency medical. Each company’s requirements may differ.

Also, on a positive note is that many insurers allow you to purchase a preexisting condition waiver when you purchase your policy.

Health insurance may or may not cover medical costs abroad. And even if there is coverage, evacuation costs may not be included. The same scenario exists with Medicare.

Medicare will not cover medical expenses incurred abroad . There are very limited situations where Medicare may grant coverage, such as if you reside in the U.S. and a foreign hospital (such as a Canadian hospital) is closer to your residence than the U.S. hospital, or you’re traveling through Canada to reach another U.S. state or territory. Also, several terms and conditions apply.

There are Medicare supplement policies you can purchase that can cover you while traveling abroad. You’ll pay a standard $250 deductible, have coverage for 80% of eligible expenses beyond that amount, and have a lifetime cap of $50,000 in coverage.

So even if you have Medicare, a Medicare supplement, or other health insurance policy, there can still be plenty of gaps in coverage when you’re traveling abroad.

For this reason, and the need for additional coverage such as trip cancellation, interruption, delay, baggage coverage, and more, it’s prudent to purchase travel insurance.

Bottom Line: Medicare will generally not cover medical expenses when you’re traveling outside of the U.S. and its territories and Medicare supplement and Advantage policies provide limited coverage. Travel insurance is a wise choice for covering medical expenses and for other travel-related events that could cause you to cancel your trip or disrupt your journey in progress. 

As we advance in age, the chance we will need to cancel a trip due to health-related issues increases. Fortunately, most travel insurance policies cover trip cancellations due to illness. However, travel insurance policies do not cover voluntary cancellations such as canceling your trip due to the fear of getting sick.

Cancel for any reason insurance (CFAR), when added to a travel insurance policy, will allow you to cancel your trip for any reason you deem necessary. It will even cover you if you simply decide not to go.

While CFAR insurance allows you to cancel your trip for any reason, including COVID-19-related issues, the coverage will not reimburse 100% of your costs. The coverage can only be purchased when you purchase your travel insurance or for a short window following the purchase. CFAR insurance can also be expensive.

Our article on COVID-19-related trip cancellations goes into a lot more detail.

Best Travel Insurance Options — Ages 65 to 69

Priorities change as we change and as a result, we may have different insurance needs at age 65 than we do at age 80. Here are some examples of travel insurance plans that might be a fit for travelers age 65-69.

If you’re under age 70, you’ll find comprehensive travel insurance coverage with World Nomads . What sets World Nomads apart from other insurance providers is that they’re experts at insuring active travelers who participate in adventurous activities.

While World Nomads does not offer CFAR insurance, COVID-19 is not excluded as an illness for trip cancellation and emergency medical coverage.

World Nomads only insures those travelers under age 70 and refers older travelers to its partner TripAssure .

For a traveler 68 years of age, traveling to the Netherlands for 8 days, with a total trip cost of $3,000, here are some sample costs.

The main differences in these plans are that the Explorer Plan covers an expanded collection of over 200 covered adventurous activities, has higher limits for trip interruption/cancellation/delay and emergency evacuation, and includes rental car insurance.

Secure your own quote from World Nomads .

Allianz simplifies purchasing travel insurance with its offerings of travel insurance package policies. You can select from single trip policies with several levels of coverage options or annual multi-trip policies that cover every trip you make during the policy period, even ones you haven’t yet planned.

If you travel frequently, or even a few times each year, purchasing an annual, multi-trip plan could be a cost-effective way to protect all your trips.

To learn more about Allianz and its policy offerings , you’ll want to check out our review for details.

Hot Tip: Be sure to compare the price of an annual multi-trip travel insurance policy to a single-trip plan, even if you are only currently planning 1 trip. You may find a better value in the annual multi-trip policy and not have to purchase additional coverage if you should decide to travel again during the policy period. 

Many policies will cover trip cancellation due to getting the virus, but none will cover cancellation due to the fear of getting the virus. To cover cancellations based on the fear of COVID-19, you’ll need a policy that allows you to add CFAR insurance .

The following are just a sampling of companies that offer this option on their policies.

• John Hancock
• Seven Corners

Please note that not every policy these companies offer allows you to add CFAR coverage.

For more information on travel insurance covering COVID-19 , we’ve put together an informative article.

Best Travel Insurance Options — Ages 70 to 79

There are a lot of reasons to embrace the wanderlust and travel in your 70s. By then, many have retired and perhaps have more money to spend on travel. There can also be a sense of urgency to travel while we’re still healthy.

As we’ve mentioned, however, as we age we are more apt to have health issues. Fortunately, this doesn’t mean we’ll be unable to purchase travel insurance. Even into our 70s, we’ll have plenty of travel insurance options, and coverage can still be affordable.

Since travel insurance is meant to protect you from unforeseen events, having a preexisting health condition may rule out any chance of coverage for that issue. However, several companies allow you to purchase a waiver so that preexisting health conditions can be covered.

Here are just a few companies that offer this waiver:

• Travel Guard
• Travel Insured

Each company has its own requirements for adding a preexisting condition waiver to your policy. You must purchase the policy within a specific time period, such as within 14 to 30 days after making your first trip deposit payment. You may also be required to insure the entire cost of your trip and your health must be medically stable when purchasing the coverage.

As a senior, it becomes more and more likely that we will actually have to use our travel insurance coverage as we age. However, even at age 80 or beyond, you’ll still find travel insurance widely available and relatively affordable. Some companies are willing to insure older travelers but charge higher premiums , so it’s wise to compare the pricing of several providers.

Above you’ll find a sampling of 4 SquareMouth quotes for single-trip travel insurance policies that include CFAR insurance for a traveler 80 years of age. The trip’s total cost was stated at $3,000 and was 8 days in length. Quotes ranged from $382 (Seven Corners) to well over $1,000 to insure the trip (not all quotes are shown). Coverage limits can also vary greatly, so it can be beneficial to compare policy limits.

If you’re looking to purchase travel insurance and you’re 80 years of age or older, it’s imperative to compare policies for the best pricing and coverage.

Hot Tip: Seniors ages 65 to 99 who are not interested in CFAR (cancel for any reason) insurance, may consider an annual multi-trip travel insurance plan. Allianz is a company that charges the same premium, regardless of age, for its annual plans for travelers ages 65 to 99 . 

There is 1 type of travel insurance that will cover you, regardless of age . U.S.-issued credit cards come with various types of travel insurance coverages that apply to all primary cardholders.

Typical travel insurance coverage found on credit cards includes the following:

• Lost, stolen, or damaged luggage insurance
• Car rental insurance
• Roadside assistance
• Travel accident insurance
• Travel assistance hotline

Premium credit cards such as The Platinum Card ® from American Express and Chase Sapphire Reserve ® also come with valuable emergency evacuation coverage. Additionally, the Chase Sapphire Preferred ® card  is known for its comprehensive travel insurance benefits, including primary car rental insurance .

To learn more about which credit cards come with travel coverage, check out our article on the best credit cards for travel insurance benefits.

Bottom Line: The travel insurance benefits that come with U.S.-issued credit cards do not generally have age limits for coverage. However, many credit card travel benefits may be secondary to other insurance you might have. This means that you might first have to file a claim with your own insurance before the credit card insurance is valid. 

As seniors, purchasing travel insurance should be a priority for protecting your investment and preventing losses you might incur due to unexpected medical expenses during your travels.

With wide availability, regardless of age, it’s not only a prudent economic move, but it’s also a move that delivers peace of mind before and during your trip.

Finally, always make sure to compare policies as coverages and prices vary widely between travel insurance providers.

You can learn more about the best travel insurance companies for travelers  and the basics of travel insurance in our informative articles.

All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. For more information, see our  Medical & Legal Disclaimers .

Frequently Asked Questions

What is the best travel insurance for seniors over 65.

Since travel insurance is widely available, even for seniors over 65, the best policy can be found by comparing companies and policies.

Using a travel insurance comparison site such as SquareMouth, InsureMyTrip, or TravelInsurance.com can assist you in comparing coverages and costs between only highly-rated financially stable travel insurance companies.

If you travel more than once per year, consider an annual, multi-trip, policy that covers any trip you take during the policy period.

Does travel insurance cover COVID-19?

Travel insurance is meant to cover unforeseen events. Once COVID-19 was declared a pandemic, it became a known event and is not covered as a reason for canceling your trip plans.

However, there are situations where COVID-19-related claims can be covered. If you become ill with the virus before or during your trip, you may be covered for trip cancellation, trip interruption, or emergency medical.

Does travel insurance cover preexisting medical conditions?

A standard travel insurance policy does not cover ongoing preexisting health conditions. However, many companies will insure you if you have a condition that is stabilized with medicine and no recent treatment has been sought. Requirements vary by travel insurance provider.

Also, many companies allow you to purchase a waiver that will then cover you for preexisting conditions.

Does credit card travel insurance cover flight cancellations?

The trip cancellation, interruption, or delay coverage that comes with your credit card does not cover voluntary flight cancellations.

The coverage does cover some flight cancellations due to unforeseen events such as becoming ill prior to, or during your trip. Coverage varies by credit card issuer but you will find a list of specific covered events in your card’s guide to benefits.

You can also call the number on the back of your card and speak with the claim administer.

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About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

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Travel Insurance for Seniors & Retirees: 5 Top Picks

Allianz Travel Insurance »

Trawick International »

GeoBlue »

IMG Travel Insurance »

WorldTrips »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance for Seniors and Retirees.

Table of Contents

• Rating Details
• Allianz Travel Insurance
• Trawick International

While anyone planning a trip overseas can benefit from having a travel insurance plan in place, older travelers need to prioritize this coverage more than others. The fact is, senior travelers and retirees have unique worries and risks to think about any time they travel far from home. These risks increase their need for travel health insurance and emergency medical coverage, as well as coverage for emergency medical evacuation that applies anywhere in the world.

Which travel insurance options work best for seniors? There are many travel insurance plans that were created with retirees in mind, although you'll want to compare them side by side. For example, you may want to look at coverage limits for medical expenses and coverage for preexisting conditions above all else.

U.S. News editors compared more than 20 of the top travel insurance companies to find the best plans for seniors. This list does the heavy lifting for you as you search for the best senior travel insurance of 2023, so read on to learn about the top picks.

• Allianz Travel Insurance: Best Annual Coverage
• Trawick International: Best Premium Travel Insurance for Seniors
• GeoBlue: Best Travel Medical Coverage for Expats
• IMG Travel Insurance: Best for Short-Term Travel Medical Coverage
• WorldTrips: Best for Flexibility

Best Travel Insurance for Seniors and Retirees in Detail

Available to senior travelers of all ages

Coverage for preexisting conditions is offered

Relatively low limits for emergency medical expenses

• Coverage for COVID-19
• Trip cancellation coverage up to $3,000
• Trip interruption coverage up to $3,000
• Emergency medical coverage up to $20,000
• Emergency medical evacuation coverage up to $100,000
• Baggage loss coverage up to $1,000
• Baggage delay insurance up to $200
• Travel delay coverage up to $600 ($200 daily limit)
• Rental car damage and theft coverage up to $45,000
• Travel accident coverage up to $25,000
• 24-hour hotline for assistance
• Concierge service
• Preexisting condition coverage (must be added to plan within 14 days of first trip deposit or payment)

Customize plan with optional CFAR coverage

Incredibly high limits for medical expenses and emergency evacuation

Coverage is for trips up to 30 days if you're age 80 and older

• Up to $15,000 in trip cancellation insurance
• Up to $22,500 in trip interruption coverage
• Up to $1,000 for trip delays ($200 daily limit for delays of 12-plus hours)
• Up to $1,000 for missed connections
• Up to $150,000 for emergency medical expenses
• Up to $1 million in emergency medical evacuation coverage
• $750 in emergency dental coverage
• $2,000 in coverage for baggage and personal effects
• $400 in baggage delay coverage
• 24/7 noninsurance assistance services

Get comprehensive health insurance that applies overseas

Preventive and routine care included

Age limits apply for new applicants and renewals

• Preventive and routine care
• Professional services like surgery
• Inpatient medical care
• Ambulatory and therapeutic services
• Rehabilitation and therapy

Get overseas medical coverage for single trips or multiple trips

Plans were created with seniors and retirees in mind

Lower maximum coverage limits for travelers ages 80 and older

Limited nonmedical travel insurance benefits

• Inpatient and outpatient medical coverage such as for physician visits, hospitalization and surgery
• Emergency and nonemergency medical evacuation coverage
• Coverage for emergency reunions
• Return of mortal remains
• Trip interruption coverage worth up to $5,000
• Lost luggage coverage worth up to $250 (up to $50 per item)
• Coverage for terrorism worth up to $50,000
• Accidental death and dismemberment coverage worth up to $25,000

Customize your deductible and premiums

Generous medical limits for travelers ages 65 to 79

Limited medical coverage for travelers older than 80

• Up to $1 million in emergency evacuation coverage
• Medical benefits like hospital room and board, chiropractic care, and more
• Coverage for repatriation of remains
• Up to $25,000 in personal liability coverage
• Up to $10,000 in trip interruption insurance
• Up to $1,000 in coverage for lost checked luggage
• Up to $100 per day in coverage for travel delays of 12-plus hours
• Up to $1,500 in coverage for bedside visits
• Up to $100,000 in coverage for emergency reunions

Frequently Asked Questions

You can purchase some travel insurance plans (but not all) if you're older than 80 years old. However, your premiums may be higher and you'll typically qualify for lower coverage limits overall. Make sure you compare the best travel insurance plans for seniors to find the right fit for your needs.

Since seniors and retirees are more likely to face a medical emergency during a trip, most travel insurance plans for seniors include coverage for emergency medical expenses and emergency medical evacuation. Coverages vary among plans, as do limits, so make sure to compare options before you book a trip overseas.

Why Trust U.S. News Travel

Holly Johnson is a professional travel writer who has covered international travel and travel insurance for more than a decade. Johnson has researched and compared all the top travel insurance options for her own family for trips to more than 50 countries around the world, and she has successfully filed claims during that time. Johnson lives in Indiana with her two children and her husband, Greg, a travel agent who has been licensed to sell travel insurance in 50 states.

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Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Travel Insurance from Getcover.ie

What Getcover means to its Customers

The original online travel insurance provider Getcover.ie was set up in 1999 as Ireland’s first online insurance provider. And between the late 1990’s and the early 2000’s we, single-handedly, brought down the cost of travel insurance in Ireland to a fair and affordable price for our customers.

A fully Irish owned company Getcover.ie is a fully Irish owned company and we understand our customer’s needs intimately. Our Insurer’s claims department and their 24 hour medical emergency contact lines are manned from Galway, Ireland. So you can rely on a friendly and helpful voice to answer your call if you are in need.

A cost effective and robust answer to your insurance needs We are committed to providing travel insurance that is cheap and convenient without compromising on quality cover. With over 15 years’ experience, you can trust us when we say that we know what we are talking about when it comes to Irish Travel Insurance.

Getcover Senior's Travel Insurance

As Irish people get older it becomes increasingly difficult for them to get travel insurance, with many suppliers not supplying travel insurance over 65 years of age. If you are an older traveller, you would be forgiven for assuming ageism is at play, and it would be understandable if you felt a little bit discriminated against. However, the reality is that, as we age, we are more and more at susceptible to age related medical conditions. Because of this, there is an increased likelihood of making a medical claim on a travel insurance policy. It’s this reality that can lead to some travel insurers running for the hills when their customers reach a certain age.

But it’s not all doom and gloom. At Getcover, we don’t agree that people should be refused insurance because they are a little older, or because they suffer from an existing medical condition. We believe it is short-sighted to view travel insurance over 65 years of age in this way. Many of our customers have been with us for yerars and we want to look after them as they get older.

The challenge is that travel insurance is an off the shelf, ‘one-size-fits-all’ product and the vast majority of policies do not include cover for claims which arise out of existing medical conditions. However, the real question that needs to be asked is: What is an existing Medical condition? The answer might surprise you.

Even minor conditions can have relevance in the event of a claim. For example, high blood pressure and high cholesterol are both common complaints among people over 50 years of age. But many people do not classify them as existing medical conditions. As a result, it’s not uncommon for people buying travel insurance over 65 years of age to leave these conditions undeclared with the potential for unfortunate consequences. For example, either of the conditions noted above can be contributory factors in the event of a heart attack and, in the event of a medical claim, insurers would look at the previous medical history. As a result, a claim for costs associated with a heart attack could be refused because of a failure to disclose either of these existing conditions.

The whole premise of purchasing travel insurance is to give yourself a sense of security when travelling. You should be able to enjoy your trip, safe in the knowledge that you have the appropriate cover. That is why we ask specific questions targeting particular medical conditions, as opposed to a vague open-ended medical declaration question. From a customer perspective, it is so important to be up front about even the smallest conditions. In our experience, honesty is always the best policy.

The real problem is that obtaining cover for an existing medical condition can be something of an ordeal. The normal path is to call a separate medical screening number to give detailed information relating to the condition before paying an additional charge or incurring an increased excess. While this is unavoidable in some cases, we believe that customers who have qualifying private health insurance should be exempt from the requirement as they already have this cover. Even if they are buying travel insurance over 65 years of age.

At Getcover.ie we strive to provide flexible solutions at a reasonable price. And although this is not quite the industry norm right now, we hope to see this change soon. The Irish motor insurance sector has been under the Irish media spotlight over the past few months. Maybe now is the time to start a conversation on a national level around fair travel insurance for our senior customers.

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Travel Insurance for over 75

If you’re over 75, you’ve now got the time and the freedom to travel and experience the best the world has to offer in a way you couldn’t when work and your family were the priority. You can take that round-the-world trip, go on an African Safari, or learn how to cook in the Italian countryside, . For others, it’s the best time to kick back and relax, even to spend most of the year soaking up the sun in a holiday home!

We make the process of buying travel insurance easy, so that you can enjoy your travels without hassle and with the insurance protection you need. Our policies are tailor-made to your needs and there are a few levels of insurance cover that are specifically designed for travellers aged over 75.

At Insure My Travel, we know that age is no barrier to travelling, so long as you’re young at heart!

As you get older though, comprehensive travel insurance is even more important. As part of our commitment to serving travellers of all ages, we are pleased to offer Single Trip Travel Insurance at competitive rates to people up to the age of 86.

You can buy your cheap Travel Insurance for Over 75s online – no sales calls, just high quality, cheap travel insurance that you can but in less than 5 minutes. We also offer one of the largest and most effective Travel Insurance claims support services teams if you should ever need to call them.

Our Travel Insurance for over 75s Promise

• Simple to understand Travel Insurance for Over 75s policies with the best cover on the market, at the best price
• Easy to access, helpful claims support services in case you should need them

To get the best value Travel Insurance for Over 75s quote with the right level of cover, simply click the button below.

Why choose our  Travel Insurance for over 75s

Insure My Travel offers a comprehensive worldwide Travel Insurance for Over 75s, bringing you the peace of mind of the best Travel Insurance for Over 75s cover. Our Travel Insurance for over 75s benefits include:

• 24 hour/365 days a year bi-lingual medical assistance hotline
• Emergency Medical and Transportation cover up to €10 million
• Lost, stolen or damaged Baggage cover up to €3,000 per person
• Luggage Delay Insurance
• Delayed Departure Insurance
• Personal Accident Insurance

You can also upgrade to include optional covers such as:

• Winter Sports Cover
• Excess Waiver
• Business Cover
• Wedding Cover
• Flight Cancellation Cover
• Cruise Connection Cover

Get a Quote for your Travel Insurance for Over 75s by clicking below.

Get Your Travel Insurance Over 75 Quote

47 Upper Dorset Street, Dublin 1 1890 904 904 [email protected] National Insurance Ltd trading as Insure My Travel is regulated by the Central Bank of Ireland

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Travel Insurance for over 70s

Annual travel insurance from €19.95 *, affordable travel insurance.

Multitrip.com offers comprehensive travel insurance, whether you're traveling for business, pleasure, or adventure. We understand that unexpected events can occur, causing disruptions and inconvenience. That's why we are here to provide you with peace of mind by protecting your travel plans at affordable prices.

Flexible choice

Whether it's a weekend trip to Europe, a backpacker holiday to Asia, or multiple trips around the world each year, you can rest assured that with Multitrip.com you will find a travel insurance policy to suit your needs.

Expert Service

We believe that everyone deserves to travel with confidence, knowing that they are backed by a reliable and trustworthy insurance provider. Our team of experienced professionals are committed to delivering a high level of service and support, providing you with the assistance you need when you need it the most.

Covid Cover

We are committed to ensuring that you are protected against any unforeseen circumstances during your travels, including those related to COVID-19 medical and cancellation. With our enhanced coverage, you can rest assured that you are in safe hands. Learn More .

Travel Insurance Reviews from Multitrip.com Customers

So helpful on the phone and easy to get travel insurance at a great price would highly recommend. John - 5 Star Review - 31 st January 2023

Ireland's Favourite Travel Insurance Provider

Looking for travel insurance that gives you peace of mind no matter where you are? Here are three reasons to travel with Multitrip.com:

Competitive Prices

The travel insurance we offer is not only affordable, but we also allow you to compare travel insurance benefits across three levels of cover.

Multi-Award-Winning Provider

Multitrip.com is part of Cover-More Blue Insurance Services Limited, winner of numerous Best Travel Insurance Provider awards and Deloitte's Best Managed Companies Award.

Friendly Customer Service Team

Our customer service team is always happy to help you via phone, email and social media.

Easy Claims Process

The claims process is made as fast, simple and straight forward as possible. Liaise with an experienced team, committed to providing the highest standards of service.

Types of Travel Insurance

No matter what your travel style is, we’ve got a travel insurance type for you:

Planning a one-off trip? Whether it’s a long or short getaway, Single Trip Holiday Insurance could be the best option for you.

Love travelling? Save money with 1 or 2 Year Multitrip Travel Insurance - it covers unlimited trips, so you can holiday as much as you like.

Heading abroad to travel, work or study? Backpacker Holiday Insurance offers extensive protection whether you’re 18 or 49!

Travelling with children? Protect your family under one Multitrip Travel Insurance policy.

Hitting the slopes? Add Winter Sports Cover to your policy and stay protected whether you’re skiing or snowboarding.

Want to spend your retirement travelling? Find affordable holiday insurance with comprehensive cover for seniors over 70s.

What Does Travel Insurance Cover?

Discover six of Multitrip.com's travel insurance benefits below* or explore more details here .

Cover the expenses of unused and irrecoverable travel and accommodation costs in case you need to cancel or cut short your travel.

Cover financial expenses should injury, illness or death occur during your trip outside Ireland.

Have 24/7 assistance should you require medical emergency abroad, repatriation or curtailment while on holiday.

Get cover against accidental loss of, theft of or damage to baggage/personal belongings.

Cover the expenses you become legally liable to pay if you cause another's bodily injury or property damage.

Get reimbursed for the costs of travel delays if your scheduled public transportation is delayed for over 12 hours.

Cancellation or Curtailment

Medical expenses, emergency assistance, baggage & personal belongings, personal liability, delayed departure.

*Terms & Conditions apply.

Upgrade Your Travel Insurance

Planning a holiday that’s unique to you? At Multitrip.com, you can include additional travel cover to suit your specific needs:

   Winter Sports

  travel disruption,   flight cancellation,   wedding,   business,   golf,   cruise connection,   excess waiver,   exam failure backpacker cover only, travel insurance tips.

• Purchase your policy straight after you've booked your trip:  If you buy your holiday insurance as soon as you book your flights and accommodation, Multitrip.com travel insurance can provide cover should mishaps affect your holiday before you even leave home.
• Personalise your cover to match every inch of your itinerary:  Hitting the slopes for a snowboarding sesh? Worried volcanic activity will affect your dream holiday? You can protect your bespoke trip with the additional coverage options.
• Always declare your medical conditions:  Multitrip.com travel insurance automatically covers a number of medical conditions, but if yours isn't listed, be sure to contact the Medical Screening line to find out more about the options available.

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• Travel Insurance Over 65

Welcome to retirement! You’ve worked long and hard over many years, and now it’s time to relax, treat yourself a bit more, and make the most of being able to get away more often. That is why we have designed a product for people looking for Travel Insurance over 65 .

Remember all those times during your working years when you saw a great getaway deal advertised, and thought ‘if only I could get time off’ or ‘if only I was free to go on those dates’? Well, now you can snap up all the great deals you like, and enjoy all that those holidays have to offer.

You’ll find however that standard Travel Insurance policies only cover people up to the age of 65 years – meaning that it may be more difficult for you to obtain a quote for Travel Insurance . That’s not a problem when you choose Insuremyholiday.ie , as we offer some of the best travel insurance over 65 prices.

We provide annual Multi Trip Travel Insurance for individuals and couples between 65 and 74 years old, and Single Trip Travel Insurance for people aged between 65 and 86.

You can complete your Travel Insurance Over 65 booking online – no sales calls, just high quality, low cost, cover purchased quickly. We also offer one of the largest and most effective Travel Insurance Claims support services teams if you should ever need to call them.

Benefits of our Travel Insurance Over 65

Round-the-clock medical assistance hotline, 365 days per year

Lost, stolen, or damaged baggage cover, up to €3,000 per person

Emergency medical and/or transportation cover, up to €10 million per person

Luggage loss/delay insurance

Flight cancellation/delay insurance

Personal accident insurance

Third party personal liability insurance

Optional Travel Insurance Over 65 upgrades include:

• Winter Sports Cover (if you’re really young at heart and adventurous!)
• Flight Cancellation Cover

Cheap prices for Travel Insurance Over 65

Our Travel Insurance Over 65’s starts at just:

• €28.20 for Single Trip (Europe)
• €83.93 for Multi Trip (Europe)

See how cheap it can be for you by getting your Travel Insurance Over 65 quote now . You can also take out your Travel Insurance Over 65 policy and pay for it online. We make it easy for you – and we make it cheap for you too! Now go enjoy your holidays!

Maximum Trip Duration

Multi Trip The maximum duration of any individual trip covered by our Annual Multi Trip Travel Insurance is:

• 45 days for holders of a Gold Annual Multi Trip Travel Insurance policy aged 65 or under.
• 60 days for holders of a Platinum Annual Multi Trip Travel Insurance policy aged 65 or under.
• 31 days for Annual Multi Trip Travel Insurance policy holders aged 66 years or older.

Single Trip The maximum duration of any Single Trip Travel Insurance policy is:

• 365 days if you are aged 65 or under.
• 31 days if you are aged 66 or over.

Our Travel Insurance

Our Travel Insurance has been designed to give the best levels of cover at the best price. Get a quote today and see why.

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From the blog.

• Travel Insurance
• About Insure My Holiday
• Pre-Existing Medical Conditions
• Why Buy Travel Insurance From Us
• Business Travel Insurance
• Winter Sports Travel Insurance
• Travel Insurance Over 70
• Travel Insurance Over 75
• Other Insurance Services
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