schengen travel insurance bangladesh

Schengen Travel Insurance in Bangladesh: Plans & Cost

All travelers from Bangladesh must have a travel insurance policy for visiting the Schengen Area . It is designed to provide financial protection in emergencies, such as medical expenses or repatriation costs.

The minimum coverage amount required by the Schengen Agreement is €30,000 per person. The insurance must include medical expenses and repatriation costs.

What is the Schengen Insurance Requirement?

The Schengen member states require a mandatory insurance policy that must be purchased by travelers visiting any of the 27 Schengen member countries. This requirement applies to all visa types, including tourist and business visas.

When applying for a visa from Bangladesh, you need to purchase insurance for your entire stay in the Schengen area.

Who Provides Schengen Travel Insurance?

Several providers offer travel health insurance policies internationally that meet the requirements of the Schengen Visa Agreement, such as AXA Assistance USA, Europ Assistance USA, Seven Corners Inc., and IMG Global Services LLC.

There are some Bangladeshi insurance companies where you can buy an insurance policy and successfully get a Schengen visa. Please find the list of insurance companies below, recommended by Schengen member consulates:

What Does Europe Travel Health Insurance Policy Usually Cover?

Europe travel health insurance policies usually cover various medical costs associated with unexpected medical emergencies or illnesses. This can include doctor visits, hospital stays, and emergency medical transportation.

Depending on your chosen policy, it may also provide coverage for trip cancellations due to illness or injury, delayed flights, and lost passport replacement.

Generally speaking, many health insurance policies specifically designed for travelers in Europe will include coverage for a variety of medical expenses such as medical consultations and treatments (e.g., X-rays), hospitalization and laboratory services, medications prescribed by a doctor (if necessary), emergency dental treatment, repatriation of your remains if you pass away during your trip and ambulance services.

Some policies may also cover pre-existing conditions; however, it is essential to check with your insurer if this type of coverage is included since not all insurers offer this coverage. Additionally, some policies may provide coverage for lost baggage and personal items or airline ticket reimbursement if you cannot make the return flight due to an injury or illness.

When purchasing travel health insurance for your trip to Europe, it is essential to ensure that the policy covers all countries you plan on visiting and any activities which might be potentially hazardous. Not all policies are created equal, so it is essential to thoroughly read any policy before confirming.

It would be best to consider factors such as deductible costs, maximum limits on payouts per claim, and waiting periods between submitting a claim and receiving payment.

How Much Does Schengen Insurance Cost?

 The cost of a policy depends on factors such as age and length of stay in Europe. Still, it typically ranges from $20-$50 per person per month, depending on coverage levels chosen by individuals or groups traveling together.

In Bangladesh, the insurance policy price ranges from 1700 BDT to 10,000 BDT. We have tried to give you the details pricing.

Insurance Plan A (Without United States & Canada)

Traveler’s Age: 6 Months – 40 Years

Traveler’s Age: 41 Years – 50 Years

Traveler’s Age: 51 Years – 65 Years

Traveler’s Age: 66 Years – 70 Years

Traveler’s Age: 71 Years – 75 Years

Traveler’s Age: 76 Years – 79 Years

Schengen Visa with United States & Canada Coverage

Schengen Insurance Coverage in the United States and Canada if you would like to plan your United States and Canada tour together with Schengen member states. It covers the same medical expenses and repatriation costs.

Insurance Plan B (With United States & Canada)

Traveler’s Age: 06 Months – 40 Years

How To Buy Schengen Visa Insurance in Bangladesh?

You can directly contact the insurance company to buy your desired policy. If you need any help regarding insurance purchase, you can feel free to contact us. We can purchase the policy on your behalf and deliver to your home address.

Enjoy 8 Amazing US Visa Benefits on Bangladeshi Passport!

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Top Travel Insurances for Bangladesh You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Bangladesh is a country offering unique cultural experiences, including bustling cities and lush landscapes like the Sundarbans mangrove forest. Although travelling to Bangladesh can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Bangladesh and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Bangladesh Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Bangladesh:

Best Travel Insurances for Bangladesh

• 01. Should I get travel insurance for Bangladesh? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Bangladesh scroll down

Heading to Bangladesh soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Bangladesh?

No, there's currently no legal requirement to take out travel insurance for travel to or through Bangladesh.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Bangladesh or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Bangladesh:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Bangladesh. It lets you choose between various plans tailored to meet the specific needs of your trip to Bangladesh, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Bangladesh:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Bangladesh? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Bangladesh

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Bangladesh. However, we strongly encourage you to do so anyway, because the cost of healthcare in Bangladesh can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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From €32.00 for 1 month

Get insured for your Schengen visa

Schengen Visa Insurance provides the basic cover needed for you to get your short-stay visa.

What is Schengen Visa insurance?

If you are planning to travel through the Schengen area, you may need a visa and travel health insurance is one of the requirements to get one. Our Schengen Visa Insurance offering provides the basic coverage you need for your application so you can travel throughout all 26 countries participating in the free travel area.

Any questions? Need information?

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Why choose Schengen Insurance

What are the benefits.

Repatriation assistance

Medical expenses

up to € 30,000

Death assistance

Contract change

Up to 3 times in case of visa refusal

Non-changeable

How to sign up for Schengen Insurance

Indicate your selection

 Once you’ve been redirected to the Assurever website, select the number of people travelling, the dates of your trip, your package and options.

Get your quote

Fill out the information about your trip and persons to insure.

Make your payment

You can pay online and get your insurance certificate right away.

Tips and information

A Schengen visa is a type of permit that enables you to travel or enter Europe's Schengen area freely and avoid border controls for short stays of up to 90 days in any 180 day timeframe.

A study by the European Commission in 2022 found that nearly 20% of Europeans want to work abroad at a future point, highlighting the appeal of experiencing different ways of life and exploring locations across the world. [1]

Designed for individuals and families working, living, or moving abroad for less than a year, short-term health insurance provides medical coverage during your time overseas.

Many people choose to travel by train across Europe because it’s easy, comfortable and, in many cases, saves on the extra charges for luggage. Over 600,000 people choose to use one such service, InterRail, each year alone.

• I strongly recommend APRIL International. Overall I think APRIL is an honest, efficient, no-surprises insurer with excellent service. I think APRIL is a great option, especially for expats. 2/22/2023 Powered by Trustpilot
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Assurever is a French simplified joint-stock company (S.A.S.) registered with the Paris Trade Registry (under number 384 706 941) and with ORIAS (under number 07 028 567). Its registered office is located at 26 rue Bénard – 75014 PARIS France. Schengen Insurance is an Assurever product designed, managed, and distributed by Assurever and insured by COWEN Insurance Company Limited.

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Schengen Travel Insurance for Europe

If you’re planning to travel to Europe, specifically to any of the countries within the Schengen area, you’ll need to purchase Schengen travel insurance ahead of your trip. Here, we’ll guide you through all you need to know about Schengen travel insurance before you travel.

Visa Travel Insurance is a trusted partner of worldwide visa companies:

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The International Leader of Medical Assistance in the world with 54,000,000 files processed per year.

The 2nd International Leader of Medical Assistance in the world with 15,100,000 files processed per year.

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Mutuaide is the Groupama subsidiary that has specialized in assistance and affinity insurance for over 40 years.

We can cover you for your Schengen trip

Here is our guarantees

Medical Expenses

In case of illness or injury (up to €100,000) Emergency dental expenses included

Medical rapatriation

In case of illness or injury (Actual Cost) Transfer of mortal remains included

Travel assistance

24/7 Before and during your trip(s) Information, Support, and Services

Luggage & valuables

Theft, loss, destruction or delivery delayed

Costs for search and rescue at sea or in the mountains are covered for the insured.

Air Ticket Cancellation

Illness, injury or death for the Insured Person and his relatives

Other guaranties

• Terrorist Attack
• Legal fees abroad & Advance of bail abroad
• Early return in case of death in the Insured person Family
• Accompanying minor children
• Organisation of services
• Assistance in case of loss or theft of papers abroad
• Transport of a Companion in the event of Medical Repatriation
• Visit by a relative
• Legal Assistance
• Medical information and advice
• Transport of a Companion in the event of Hospitalisation
• Assistance of domestic Animals
• Costs of additional stay
• Extension of hotel stay due Illness or Injury
• Lodging expenses of a Companion in the event of Hospitalisation
• Transmission of urgent messages

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What is Schengen travel insurance?

Schengen travel insurance is specifically designed to meet the requirements for any travelers visiting any of the 27 countries within the Schengen zone. To qualify for a Schengen short-term visa or long-term visa, travelers need to provide proof of adequate travel insurance.

The Schengen zone is the area of free movement within Europe, where citizens and travelers can move between countries without the need for border checks or multiple visas. Therefore, Schengen travel insurance covers you for travel through all those European countries who are part of the Schengen free movement area . This will allow you to be flexible during your trip and visit multiple countries on your Schengen visa, should you choose to.

Do you need travel insurance for a Schengen visa?

There are several types of Schengen visa available – the transit visa, the short-stay visa and national long-stay visa but the most common is the short-stay visa, allowing you up to 90 days within the Schengen Zone in a 180 day period. 

One of the principle requirements for being granted a Schengen visa is to have a travel insurance certificate that covers you in all states within the Schengen area. This ensures that any potential fees relating to medical repatriation, urgent medical attention and/or emergency hospital treatment or death, are covered whilst you are staying in one of the Member States. Because of the free movement agreement between all the countries within the Schengen area, having travel insurance for just one country is not adequate. 

What type of travel insurance is needed for a Schengen visa?

You’re free to pick an insurance policy of your choice, but you’ll need to check that the policy you choose is 100% compliant with the embassy, consulate or visa center requirements where you are making your Schengen visa application.

In order to be compliant with a Schengen visa, your travel insurance policy must meet specific criteria set out by the Schengen Agreement. It must cover you for the entire duration of your stay, must be valid within all countries of the Schengen zone, and must have a minimum coverage of €30,000 for medical expenses or repatriation (Emergency medical). 

However, every embassy is different, and there can also be additional demands made, depending on where you are applying for your visa. Some embassies, for example, require you to include Covid cover, or to take out an annual policy. You may be required to choose an insurance policy with no deductible (excess), or one with no maximum day limit per trip.

Searching for a 100% compliant Schengen Travel Insurance?

What’s the difference between europe travel insurance & schengen travel insurance .

Europe travel insurance and Schengen travel insurance are very similar and often confused. Many travelers searching for Europe Travel Insurance are in fact in need of Schengen visa travel insurance, or visa-versa.  Schengen travel insurance covers all those European countries who are part of the Schengen free movement area. This includes most countries within the European Union, with the exception of Bulgaria, Cyprus, Ireland and Romania. It also includes a number of non EU-states – Iceland, Norway, Switzerland and Liechtenstein – who have joined the Schengen zone. However, if your trip includes European countries which are not included in the Schengen area – such as the UK – you’ll need Europe travel insurance instead. This will insure you for all the Schengen member states, as well as those outside the Schengen zone. A Schengen travel insurance policy is necessary in order to obtain the Schengen visa, but most European travel insurances meet the Schengen visa requirements as well as covering some additional countries. Be sure to check the terms and conditions of your Europe travel insurance policy to be sure it meets the Schengen requirements.   Both Europe and Schengen travel insurance will cover you for a range of unforeseen travel expenses, including medical expenses, during your Europe trip.

What’s the difference between Schengen travel insurance & Schengen travel medical insurance?

Schengen travel medical insurance is included within the Schengen travel insurance cover, and is the minimum requirement in order to apply for a Schengen visa.

Schengen travel insurance and Schengen travel medical insurance are essentially the same insurance, except that Schengen travel insurance will also cover you for a range of additional guarantees. 

In addition to medical coverages, this broader travel insurance can cover other travel emergencies such as…  

• Air ticket cancellation: Reimbursement of your air tickets costs in the event of a cancellation
• Additional stay: Coverage of additional accommodation costs in case your return is delayed.
• Lost or stolen belongings: Coverage for the loss or theft of personal belongings, including luggage, passports, and valuable items.
• Sports : Coverage for sports injuries or accidents, including search and rescue costs.
• Travel assistance: Access to 24/7 support services for travel-related issues , such as medical referrals, translation services, and travel advice, before and during your trip.
• Covid insurance: Specific cover for Covid related expenses such as quarantine or additional medical expenses.

If I’m exempt from needing a visa, do I still need European travel insurance?

Not all travelers require a Schengen visa in order to visit the Schengen area. If you are exempt from needing a visa, having a European travel insurance policy is not a legal requirement. 

Nonetheless, it is highly recommended to purchase insurance for your trip, since medical costs within Europe can be very expensive for non-citizens. Having European travel insurance in place gives you peace of mind during your travels, and allows you the flexibility of changing your travel plans and visiting different European countries during your trip.

Who is exempt from needing a visa?

If you meet one of the following requirements, then you may be exempt from needing a Schengen visa:

• You are a citizen of a country that has a visa-free arrangement with the Schengen zone, such as the USA, Australia, United Kingdom and Canada. Citizens from these countries can freely enter the Schengen zone without needing a visa and are permitted for short-term stays. You can find the full list of exempt countries on European website .
• You are traveling on a diplomatic passport, official passport or other type of special passport.
• You are a British citizen. Since Brexit, British citizens can stay within the Schengen zone for up to 90 days in a 180 day period, provided that you are visiting as a tourist or for certain other reasons (You can check it on the UK government website) such as journalism or medical treatment. You can travel to any number of countries within the Schengen area during this 180 day period, providing that your total time within the zone does not exceed 90 days.

How to find the best Schengen Travel Insurance?

The easiest way to find the best travel insurance for a Schengen visa is to use a comparison tool. Insurté’s travel insurance comparison tool gathers information on multiple insurance providers to help you identify which policy is best suited to your needs.

You can filter your results according to the type of trip you want – single-trip or multi-trip – as well as the region you want to cover – for example, worldwide cover if you’re globe-trotting.

Some of the most well known insurance providers offering Schengen visa travel insurance include Axa, Allianz, Europ Assistance and Mutuaide.

Where can I find the cheapest travel insurance Europe

It’s always worth shopping around when you are choosing travel insurance, especially if you are looking to find the cheapest insurance options available. There are also ways to reduce the cost of your insurance by modifying your requirements.

Using Insurté’s insurance comparison tool will allow you to compare prices of different policies and select the cheapest travel insurance for Europe. 

The cheapest travel insurance options are going to be those that offer a more basic level of cover. Reducing the length of your stay will also bring down your cover, as will increasing your deductible (or excess). 

Where can I find a comprehensive Schengen travel insurance

To ensure you have a premium policy that will protect you against all unforeseen events during your travels, you’ll want to opt for a comprehensive Schengen travel insurance . 

Comprehensive options will have higher thresholds in the payouts they offer and may include more specific options such as Covid cover. They may also be deductible free, meaning in the moment of a crisis you won’t need to pay out anything yourself.  When searching for comprehensive insurance, be sure to review the policy terms and conditions carefully to understand what is and isn’t covered. Consider factors such as:

• Coverage limits: Opt for higher coverage limits to avoid any nasty surprises.
• Deductibles : Choose options without deductibles.
• Additional Benefits: Look for additional benefits like air ticket cancellation coverage, lost baggage protection and sports.
• Customer reviews: Check that previous customers have had a positive experience with the insurer.

How much does Schengen travel insurance cost?

The cost of your Schengen travel insurance will vary widely depending on which insurance provider you go with and the level of coverage you select. Overall cost will depend on the length of your stay, as well as specific guarantees that you want covered. Including high risk activities such as skiing can result in a more expensive policy. 

On average you might expect to pay from €21 for a Schengen travel insurance policy for a short-term stay. 

The cheapest options will include basic insurance policies that offer minimal coverage. More comprehensive policies come at a higher premium, but offer additional benefits and have higher cover limits. 

Looking for a cost estimation ?

Schengen travel insurance faqs, do you need travel insurance for europe.

Travel insurance is a legal requirement if you are traveling to one of the countries within the Schengen zone and need a visa. Since the majority of European countries are included in the Schengen zone, most travelers to Europe will therefore need travel insurance. 

For those traveling to a European country that is not in the Schengen zone – for example, the UK or Ireland – or for travelers who do not require a visa, travel insurance is not a legal requirement but is highly recommended . Medical costs can be very high in European countries for non residents, and so European travel insurance will give you peace of mind during your trip.

Yes, travel medical insurance is mandatory in order to be granted a Schengen visa. This includes short-term visas of up to 3 months, as well as multiple-entry visa (multi-trip) and long stay visa. Travel insurance must meet specific criteria, including covering costs for medical emergencies and repatriation of up to €30,000.

It’s important to carefully review the terms and conditions of each policy to ensure it complies with the Schengen requirements and provides adequate coverage for your travel needs.

When applying for your visa, you’ll need to take proof of your insurance cover with you to the embassy, along with any other paperwork necessary for your visa application.

Why compare Schengen travel insurance?

Before you take out your insurance policy, you’ll want to be sure you’re getting the best coverage for your trip, as well as the best value for money. It’s therefore important that you take time to review the available options and compare them.  Using a comparison tool is a fast and effective way to compare offers from different providers and find the best cover. As with any purchase, no two products are the same. Prices can vary between different insurance providers, as can the type of coverage they offer. The length of your visit, levels of coverage provided and deductibles will all impact the type of cover you’ll want.

When do I need to buy Schengen travel insurance?

You’ll need proof of your Schengen visa travel insurance when you apply for your Schengen visa, so it’s advisable to purchase your travel insurance well in advance. That said, it is possible to apply for the insurance immediately before your appointment, if you are short on time. 

Remember you will need to print your insurance certificate in time to include it in your visa application paperwork.

If your visa application is unsuccessful, you can apply for a 100% refund from Insurté within 14 days of your visa refusal. 

Do I need deductible or no deductible insurance ?

Insurance policies with deductibles typically have lower premiums and can be more attractive at the outset. However, they can increase the risk of you needing to pay out of pocket when you make a claim. 

  Some embassies require travelers to take out an insurance policy with no deductible, so it is important to check with your visa center before taking out insurance.

Do I have to buy my insurance from my country of departure ?

There are no requirements on where you buy your travel insurance. With online providers offering a wide range of choices when it comes to insurance products, you can browse all options online and purchase your insurance from any country, regardless of your country of origin.

The only requirement made by the EU is that the insurance cover must be recoverable from within the Schengen country in which you are staying in at the time of the claim.

Is my choice of insurance restricted based on my nationality?

No, Insurté’s insurance panel cover travelers of any nationality, and can be purchased from any country.

Can I get a refund in case of visa refusal ?

Some customers are not granted a Schengen visa upon application. This is a frustrating situation that may require you to change or cancel your travel plans.

Insurté guarantees a 100% refund on any insurance policy in case of an unsuccessful visa application. To claim your refund, you will need to provide us with official proof of your visa refusal, within 14 days of receiving it. Reach out to our team via the contact form on our website to arrange a refund.

Do I need Schengen visa insurance if I'm traveling to French overseas territories?

France has a number of overseas territories that, although part of France, are not considered part of the Schengen area. You therefore do not need a Schengen visa if traveling to these regions. Instead, unless exempt, non EU nationals will need to apply for a visa specific to that region. Likewise, your mandatory travel insurance will need to be specific to this region, and you won’t require travel insurance for a Schengen visa.

French overseas territories include:

• Martinique,
• French Guiana
• Saint Pierre and Miquelon
• Saint-Barthelemy
• the Collectivity of Saint Martin
• Wallis and Futuna
• French Polynesia
• New Caledonia
• French Southern and Antarctic Lands

In all cases, travel insurance is highly recommended when visiting the French overseas territories, to be sure you are taken care of in case of an emergency. You can find out more about the specific visa requirements for these regions here .

Do I need Schengen Visa insurance if I’m traveling to Caribbean parts of the Kingdom of the Netherlands ?

In addition to the Netherlands in Europe, the Kingdom of the Netherlands also comprises three Caribbean islands: Aruba, Curacao and St. Maarten. As with French overseas territories, these regions do not form part of the Schengen area and therefore do not require a Schengen visa. 

Travel insurance is always highly recommended when you are traveling to these regions, so that you are fully covered for any incident during your trip. It’s important to check the specific entry requirements of the Caribbean territory you intend to visit.

Is my worldwide travel insurance compliant with Schengen requirements?

If you are a backpacker, remote worker, business traveler or travel regularly for any other reason, you may already have worldwide travel insurance in place. In this case, your worldwide travel insurance plan, whether it’s for a single trip or multi-trip, should be compliant with Schengen requirements, as most worldwide insurance packages cover all countries within the Schengen zone. 

All Insurté worldwide travel insurance policies are 100% compliant with Schengen requirements. So you can continue to globe-trot without any extra hassle.

Are all VTI.travel insurances recoverable in a Schengen Member state?

European Union regulations (Decision 810/2009 of 13 July 2009) state that in order for insurance cover to be considered adequate for a visa application, claims against the insurance company must be recoverable from within the Schengen Member state you are staying in at the time of the claim.

Insurté works with leading European insurers within the global health network, and all VTI.travel insurers comply with this regulation. Any insurance claim made during a stay in the Schengen area would be recoverable from within any Schengen Member state.

Can I insure my Schengen travel if I’m 65 years old, 75 years old or more than 80 years old ?

Some insurance providers have age restrictions and do not provide cover to those over 65, 75 or 80 years old. Fortunately Insurté has no upper age limit. We provide cover to travelers of any age, so you can enjoy exploring Europe, whatever your age.

By selecting the upper age limit in our comparison tool, we’ll make sure we present you with the best insurance cover for your age group.

Where can I compare Schengen travel insurance?

You can compare Schengen travel insurances using the Insurté comparison tool.

Our tool will help you identify which insurance providers are best suited to your needs, depending on pricing and extent of cover. You can filter your search according to single or multi-trip, number of travelers and length of stay, and browse the options to compare policies.

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Secure your overseas trip with Travel Medical Insurance

Get your Travel Medical Insurance with COVID-19 coverage from reputed global insurers for travel in the new normal.

Travelling from*

• South Korea
• Afghanistan
• Aland Islands
• Antigua Barbuda
• Ascension and Tristan da Cunha
• Bosnia & Herzegovina
• Burkina Faso
• Cape Verde Islands
• Cayman Islands
• Central African Republic
• Christmas Islands
• Cocos Islands
• The Democratic Republic of the Congo
• Czech Republic
• Dominican Republic
• El Salvador
• Equatorial Guinea
• French Polynesia
• Guinea Bissau
• British Indian Ocean Territory
• British Virgin Islands
• Caribbran Netherlands
• Ivory Coast
• Faroe Islands
• French Guiana
• Liechtenstein
• Marshall Islands
• Saint Barthelemy
• Saint Kitts Nevis
• Saint Martin
• Saint Pierre and Miquelon
• Hong Kong SAR
• Isle of Man
• Korea, Republic of
• Myanmar (Burma)
• The Netherlands
• New Caledonia
• New Zealand
• Norfolk Islands
• Northern Mariana Islands
• North Macedonia
• Palestinian Territories
• Papua New Guinea
• Philippines
• Puerto Rico
• Saint Helena
• Saint Lucia
• Saint Vincent Grenadines
• Sao Tome & Principe
• Saudi Arabia
• Sierra Leone
• Sint Marteen
• Solomon Island
• South Africa
• South Sudan
• Sudan, Republic of
• Svalbard and Jan Mayen
• Switzerland
• Taiwan, China
• The Holy See
• Timor Leste
• Trinidad & Tobago
• Turkmenistan
• Turks Caicos Islands
• United Arab Emirates
• United Kingdom
• United States of America
• Vatican City
• Virgin Islands of the United States
• Western Sahara
• Vietnam (Online eVisa)
• Lesotho Permits
• Korea, Democratic People's Republic of
• Ghana Permits
• Lithuania Temporary Residence Permit
• Lithuania (E-Resident card)
• Lithuania TRP and National Visa
• Falkland Islands
• Finland Residence Permit
• Faroe Iceland
• Thailand (Online eVisa)
• American Samoa
• Pitcairn Island
• Wallis and Futuna Islands
• Bouvet Island
• Akrotiri and Dhekelia
• Baker Island
• Clipperton Island
• South Georgia and the South Sandwich Islands

Travelling to*

• Schengen countries
• Azerbaijan (Online eVisa)

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Going on a trip abroad is exciting, but emergencies can happen, and if they do, it can be expensive and challenging affair. You can take some of your stress away by booking a travel medical insurance policy with Covid-19 coverage at competitive pricing from global insurers. Don't forget that for Schengen visa applications, travel insurance is mandatory.

Travel Medical Insurance

Emergency medical coverage, including COVID-19 treatment costs.

Competitive pricing from global insurers.

Global medical insurance coverage for evacuation and accidents.

Cancellation and trip delay coverage.

Protection for loss of passport and travel documents.

Frequently asked questions

View all FAQ's

1 . What is Travel Medical Insurance?

Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan.

2. Why do I need Travel Medical Insurance?

Travel Medical Insurance provides coverage for various risks that may arise during your overseas travel, including medical emergencies, COVID-19, and loss of passport. The coverage offered ensures an additional layer of protection against potential financial losses. For more detailed information on the coverage, please refer to the Travel Medical Insurance policy documents.

3. Why should you buy Travel Medical Insurance online?

Purchasing overseas travel insurance online is a convenient way to access a wide range of best plans at competitive prices from global insurers. This allows you to choose a suitable plan without incurring any extra commissions.

4. How much will overseas Travel Insurance cost?

The cost will depend on the kind of overseas Travel Medical Insurance policy you opt for, and it will vary from country to country. Multiple underlying health conditions will determine the final insurance premium you will have to pay.

5. How far in advance should I purchase Travel Medical Insurance?

It's best to purchase travel insurance within the first 14 days of your initial trip.

With Travel Medical Insurance assistance provided by VFS Global, you can book your insurance and submit your visa application together.

Even if you missed purchasing the insurance plan before or during the visa application process, you can still buy Travel Medical Insurance by visiting our website.

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The VFS Global website may contain links to third-party sites promoting various products and/or services that VFS Global does not own or operate. These links to websites are in the nature of paid advertising and are not verified by VFS Global.

These links are provided for convenient access. Access to these links is voluntary and does not indicate that VFS Global endorses or is associated with any of these third-party websites. Users are requested to use these links at their own discretion, risk, and cost when dealing with these websites, and neither VFS Global nor its officers, employees, or agents shall have any responsibility or liability of any nature whatsoever for these other third-party websites/links or any other information contained in them.

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In the event that you wish to avail of any of our collaboration partners' products or services, you agree and understand that by proceeding to avail of these products and services, you consent to share your personal information with them. By clicking on the box below, you confirm that you have provided your consent to us sharing your personal information with our collaboration partners for the purpose of providing products and services and receiving quotes from them.

For more information about how we use your personal information, please review our Privacy Policy. You can also review our partners' Privacy Policies - you'll be able to find these on their websites when you click through to the next page.

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comprehensive Insurance Plan For Travelers

Join with green delta insurance now, ensuring best available insurance facilities, business & holidays – travel insurance, sum insured: tk., other information for travel insurance, get instant access to your policy.

• A soft copy of your policy will be available in your e-mail immediately after purchase.
• You'll also receive a hard copy in your provided address within 3-5 business days if you're located in Dhaka, or 5-7 business days outside Dhaka.
• Your coverage starts as soon as your payment is confirmed.

Key Benefits of Travel Insurance

Business & Holidays Travel Insurance is a comprehensive plan for travelers that covers expenses for physician service, hospital, physician and medical services and local emergency medical transportation. For periods up to 180 days; with a coverage of up to US$50,000 (€30,000 for Schengen Countries). You can purchase this plan online by providing necessary information’s above. Download policy wording to know more.

Corporate Frequent Travel Insurance is a plan designed for Bangladeshi business travelers who take regular trips abroad, particularly to the United States and Canada. This type of insurance is typically more affordable than purchasing single trip travel insurance each time you travel. Download policy wording to know more. Visit our nearest branch https://green-delta.com/branches/ to purchase policy

Employment & Studies Travel Insurance is designed for students studying abroad and for employment purpose, it covers medical expenses, personal belongings, and emergency repatriation. For periods exceeding 180 days but not exceeding 12 months, with a coverage of up to US$75,000 (or Euro equivalent for Schengen Countries). Download policy wording to know more. Visit our nearest branch https://green-delta.com/branches/ to purchase policy.

Worldwide Probashi Insurance is a comprehensive plan for travelers that includes USA & Canada.

Travel Insurance Products

Business and holidays, corporate frequent travel.

Corporate Frequent Travel Insurance is a plan designed for Bangladeshi business travelers who take regular trips abroad, particularly to the United States and Canada. This type of insurance is typically more affordable than purchasing single trip travel insurance each time you travel. Download policy wording to know more. Visit our nearest branch https://green-delta.com/branches/ to purchase policy.

Employment & Studies

Probashi insurance.

Get the best Travel Insurance Plan online

A travel insurance policy can protect you from a variety of unexpected circumstances while you're traveling. Whether you're looking for trip cancellation coverage to reimburse you for the costs of hotels and flights, robberies, baggage loss as well as flight delays and cancellation or if you need medical expense coverage to protect you from the extensive costs of overseas treatment and hospitalization, a travel insurance policy can drastically decrease your risks.

Green Delta Insurance offers some of the best travel insurance in Bangladesh to travelers who wish to go exploring the foreign countries. Citizens and residents can spend a delightful time overseas with our travel insurance plans. We not only provide a variety of comprehensive insurance plans but also cheaper travel insurance plans to our customers, giving them a completely cost-effective financial protection and assistance when going abroad, securing them from unpredicted crises that may occur while travelling.

Travelers can easily purchase and renew travel insurance online for a hassle-free and quick insurance. Protect yourself and your dependents from the risks that come with travelling to a foreign country with Green Delta Travel Insurance.

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Applicants who wish to apply for a Visa are kindly requested to carefully read the provided information. The guidelines listed on this website are to help you prepare your documents as accurately as possible, on the basis of the common list of supporting documents to be presented by applicants for short stay Schengen visas in Bangladesh. This will reduce the chances of your application being incomplete or a delay in being processed.

A short stay type C Schengen Visa is for any person who plans to visit Greece and remain in the Schengen area for up to 90 days over a period of 180 days (6 months) (You will find information on how to calculate your visa travel days on this page in the category Travel Days Calculator).  The purpose of travel could be Tourism, Business, Visiting Family or Friends, Cultural and Educational, Sports, Medical reasons, Studies, Airport transit, Seafarers and Other. A visa application may now be lodged six (6) months before and not later than thirty (30) calendar days before the date of the intended visit.

Please note that for non-Bangladeshi passport holders to be eligible to submit an application, it is necessary to have a permanent or temporary residency permit valid for more than 3 months after the intended date of return to Bangladesh in order to apply. In any other case the Greek Consular Authorities will not be able to process your application.

The visa applications may be submitted either at the Visa Application Center for Greece in Bangladesh orat the Greek Embassy- Consular Office, as part of Art. 17 (5) Visa Code.

All applications will be assessed by the Greek Embassy-Consular Office in New Delhi. The Visa Application Center for Greece offer the option of courier service for the return of your passport, directly at your doorstep. You may be required to appear before a Visa Officer for a skype personal interview at the Greek Embassy-Consular Office in New Delhi, prior to a decision being taken on your application.

Important Note: PROCESSING TIME OF APPLICATIONS FOR SCHENGEN VISA Dear Applicant, on instructions of the Greek Consulate in New Delhi, there are important time constraints as to the granting of Schengen visas.

Kindly be informed that Visa applications may take up to 15 days to process. Some applications may require further processing due to consultation from other Schengen countries and therefore the processing time may be extended up to 45 calendar days. Visa applications should be lodged no later than 15 calendar days prior to departure. Applicants submitting their visa application at Visa Application Center for Greece in Dhaka, need to calculate at least 7 extra working days because the logistic time of returning the passport depends on the location where applicants submit their application.

As is foreseen in the Schengen Visa Code, namely that applicants can apply for their visa to Greece 6 months before the actual travel, and as there are always difficulties in finding a last-minute appointment, GVC World is urging prospective travelers seeking a Schengen visa to Greece to submit their applications now and not later.

Please note that, if however, you do decide to apply for a visa later than 15 calendar days prior to your departure, you are at risk of your application not being processed in time.

When lodging the application at the Visa Application Center for Greece, applicants shall pay the Visa Fee and Service Fee, which may only be paid in BDT, and present the following  Basic Documents :

Additionally, and according to the purpose of the journey, applicant shall present the necessary required documents .

The GVCW Visa Application Center for Greece is authorised by the Diplomatic and Consular Authorities of Greece in India to collect visa applications on their behalf. The VAC for Greece is only responsible for collecting/ retrieving visa applications, and play no part in the decision making process of visa applications.

Holders of  ordinary passports  who wish to apply for a Visa are kindly requested to carefully read the information on this website. The guidelines listed on this website are to help you prepare your documents as accurately as possible. This will reduce the risk of your application being incomplete or unnecessarily delayed.

Holders of  Diplomatic, Service and Public affairs passports  are welcome to submit their applications through the Embassy/ Consular Office - Visa Section in New Delhi.

The Consular Authorities of Greece reserve the right to ask for additional documents and may call the applicant for an interview.

To download the visa application form, please click here .

For visa applicants' rights in case of rejection due to registration in the Schengen Information System or the National Record of Undesirable Foreigners, please click here .  

For information request form about personal data processed in the National SCHENGEN Information System(N-SIS), please click here .

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You are kindly advised to check the list of required documents before submitting your application. This will minimize the chances of your application being delayed or declined due to inadequate or incorrect submission of documents. 

Following this, we advise you to download, print out and fill in the checklist which contains and explains what documents you need to hand in along with your passport when visiting VAC for Greece to submit your application . This is done in order to help you prepare your application more effectively and save you time and efforts while you visit the GVCW Application Centers in Dhaka.

You will need to prepare a separate application pack of supporting documents and Visa Application Form for each applicant (e.g. in case parents travel along with their children, confirmation of accommodation has to be given separately for every application pack). Only documents in A4 format are accepted. The list of documents is not an exhaustive list of documents and the applicant can always be asked to provide additional information/ documents, if desired by the Mission.

You will need to fill out the application form and submit it at the Visa Application Centers for Greece in Dhaka. You are kindly advised to carefully read the presentation list below. Please ensure that you provide all of the required documents, and that the application form is fully filled in and signed.

A specific Travel Medical Insurance, 100% compliant with the Schengen requirements is mandatory for your visa application under the European Union regulation - Decision 810/2009 of 13 July 2009. You can purchase insurance coverage from any insurer of your selection. However, in order to expedite and facilitate your application, we wish to bring to your knowledge that GVCW is partnering, through INSURTE, a European company acting under EU laws, with first-class European Insurance Companies. Should you wish so, please click the following button *:

FIND A MEDICAL INSURANCE

Under the new visa system (link to VIS document) implemented by all Schengen missions in Bangladesh as of November 2, 2015, all VIS visa applicants must submit their application in person in order for their biometric data (10 fingerprints and digital photo) to be taken. Please note that appearance in person for all applicants regardless of age is mandatory for biometrics.

Important  - Visa applications may take up to 30 calendar days to process due to consultation from other Schengen countries. Some applications may require further processing and therefore the processing time may be extended up to 45 calendar days. Applications may be submitted at the earliest six (6) months before departure.

* Disclaimer: By clicking “Find a medical insurance”, you will be redirected outside the Global Visa Center World (GVCW) website under our Privacy Notice. GVCW does not accept any liability arising from the purchase or use of the insurance services by any person.

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CONSULAR SCHENGEN VISA (C) FEE: 

The below rates are applicable and they may vary at any time:

* Note: Citizens of: Albania, Bosnia and Herzegovina, Georgia, Moldova, Montenegro, North Macedonia, Serbia and Ukraine holders of biometric passports do not require Schengen visa. Please consult here for nationals of countries with which the EU has concluded Visa Facilitation Agreements.

PLEASE NOTE:

• All Visa Fees are payable by TT (Telegraphic Transfer) in Euro (EUR) to the below bank account.
• All Visa Fees are non-refundable.

Prospective applicants must visit the bank of their choice, carrying with them a copy of their passport and a printed copy of the relevant visa fee charges as shown on the website. In the bank they must fill out a deposit slip and a TM form, with the details of the below account:

SERVICE FEE:

The Service Fee amounts to BDT 3570  (inclusive of Goods & Service Tax –SGST @9% and CGST@9%) per application over and above the Visa Fees.

Service Fee and Value-Added Services are payable in cash in the equivalent amount in Bangladeshi Taka (BDT), as per the current exchange rate, at the time of submission of application at the Visa Application Center for Greece in Dhaka and are subject to change without notice.

As of 2 November 2015 all applicants applying for a Schengen visa will be required to present their biometric data - ten fingerprints and a digital photo. Biometric data will be stored in the Visa Information System (VIS), which is a central database for the exchange of data on short-stay visas (for stays up to 90 days in any 180-day period) between Schengen States. The main objectives of the VIS are to facilitate visa application procedures and checks at external border as well as to enhance security.

Therefore, as of 2 November 2015 all visa applicants will have to appear in person at the Visa Application Center for Greece, when lodging the application, in order to provide their fingerprints. Upon approval from the Consulate, for subsequent applications within next 59 months the fingerprints may be copied from previous application file of the VIS.

Under the VIS, mandatory fingerprinting is introduced for all passport categories. Consular sections must collect biometric data – digital photo and fingerprinting often fingers - from all visa applicants. Consequently, all visa applicants, irrespective of nationality, shall be required to present themselves at the Visa Application Center for Greece at the time of their visa application for the biometric data collection.

(*)[1]Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

The following categories of applicants are exempt from the requirement to provide fingerprints (Article 13(7) of the Visa Code):

• Children under the age of 12;
• Persons for whom fingerprinting is physically impossible. If the fingerprinting of fewer than 10 fingers is possible, the maximum number of fingerprints shall be taken. However, should the impossibility be temporary, the applicant shall be required to give the fingerprints at the following application. The authorities competent in accordance with Article 4(1), (2) and (3) shall be entitled to ask for further clarification of the grounds for the temporary impossibility. Member States shall ensure that appropriate procedures guaranteeing the dignity of the applicant are in place in the event of there being difficulties in enrolling;
• Heads of State or government and members of a national government with accompanying spouses, and the members of their official delegation when they are invited by Member States’ governments or by international organizations for an official purpose;
• Sovereigns and other senior members of a royal family, when they are invited by Member States’ governments or by international organizations for an official purpose.

Basic Procedure: Biometrics will be collected using a quick, discreet and non-intrusive process that captures a facial image with a digital camera and a 10-digit fingerprint scan with a digital finger scanner. Your face must be clearly visible for a photograph to be taken. This means that you cannot:

• have hair that covers the eyes
• wear a hat or scarf or any other item that obscures the face, hair or neck (with the exception of religious head coverings detailed below)
• If you wear a head or neck covering for religious reasons you must ensure your face is clearly visible, from the bottom of your chin to above your eyebrows including both cheeks. If possible both ears should also be displayed. You may also need to remove your glasses when the photograph is taken.

If you have cut or damaged your fingertips, you should make an appointment with the Visa Application Center for Greece when the injury has healed. If you have a temporary decoration, such as mehndi, you should advise the Visa Application Center for Greece when booking your appointment to determine whether a scan will be possible.

If you refuse to submit your biometric data, your visa application cannot be processed and you will be referred to the Consulate General of Greece.

Before submitting Schengen Visa photos make sure that they are absolutely in a high quality form in order to make their reproduction easy – something needed when facial biometrics applies in the ID Document of the visa holder. The applicants should present two recent (not more than 6 months old) passport-sized photos that should be:

• 3,5 x 4 cm (approx. 1.2 x 1.6 inch)
• with a light background (white or off-white) so that features are distinguishable and contrast against the background
• in color and with facing forward
• with the forehead and ears visible, without heavy jewelry
• full face, non-smiling (without sunglasses, a hat/ cap or other head covering, unless the applicant wears such items because of their religions belief or ethnic background)
• of high quality and printed on normal photographic paper (camera print), preferably not glossy

Please click here for the specifications.

Knowing and meeting properly these requirements is essential, as only if in the needed format, the biometric recognition of the applicant and perfect reproduction can be authorised correctly.

Note: Please follow these instructions carefully. If photographs presented do not meet these requirements, your application will be considered incomplete.

Learn more about our photo booth service!

Pursuant to Regulation (EC) No 810/2009 (Article 15) of the European Parliament and of the Council of 13 July 2009”, which entered into force on April 5 of 2010, applicants must purchase a travel insurance product before they apply for a travel visa. Purchasing adequate travel insurance is one of the requirements of the Schengen visa.

The requirements for Schengen travel insurance:

• The travel insurance should include medical evacuation/ repatriation. The minimum coverage shall be EUR 30,000 (denominated in Euros).
• The insurance company must have a representative office in European Union countries.
• The insurance must be valid for duration of stay in the Schengen countries.

Dear Applicants, You can purchase insurance coverage from any insurer of your selection. However, in order to expedite and facilitate your application, we wish to bring to your knowledge that GVCW is partnering, through INSURTE, a European company acting under EU laws, with first-class European Insurance Companies. Should you wish so, please click the following button:

BOOK NOW YOUR INSURANCE

Disclaimer: By clicking “Book now your insurance”, you will be redirected outside the Global Visa Center World (GVCW) website under our Privacy Notice. GVCW does not accept any liability arising from the purchase or use of the insurance services by any person.

Regulation (EU) No 610/2013 of 26 June 2013, amended the Convention Implementing the Schengen Agreement, the Schengen Borders Code and the Visa Code and – among others – re-defined the concept of "short stay" for third-country nationals in the Schengen area which is a fundamental element of the Schengen acquis.

As from 18 October 2013 for the vast majority of the third-country nationals – irrespective of being visa required or exempt – who intend to travel to the Schengen area for a short stay (contrary to reside in one of the Member States for longer than 3 months) the maximum duration of authorised stay is defined as "90 days in any 180-day period […]". "The date of entry shall be considered as the first day of stay on the territory of the Member States and the date of exit shall be considered as the last day of stay on the territory of the Member States. Periods of stay authorised under a residence permit or a long-stay visa shall not be taken into account in the calculation of the duration of stay on the territory of the Member States."

Contrary to the definition which was in force until 18 October 2013, the new concept is more precise by setting the duration in days, instead of months. Moreover, the term "from the date of first entry" which gave rise to many uncertainties and questions (especially after a judgment of the Court of Justice of the EU from 2006 (Case 241/05 "Bot)) has been dropped from the provision.

The notion of "any", implies the application of a "moving" 180-day reference period, looking backwards at each day of the stay (be it at the entry or at the day of an actual check), into the last 180-day period, in order to verify if the 90 days / 180-day requirement continues to be fulfilled.

Among others, it means that an absence for an uninterrupted period of 90 days allows for a new stay for up to 90 days. Stays in Bulgaria, Croatia, Ireland, Romania, Cyprus and the United Kingdom shall not be taken into account as they are not (yet) part of the Schengen area without internal borders. At the same time, the non-EU Member States Iceland, Liechtenstein, Norway and Switzerland belong to the Schengen area; short stays in these countries count in when assessing the compliance with the 90 days / 180-day rule. Please note that the change does not apply to the visa waiver agreements concluded between the EU and Antigua and Barbuda, The Bahamas, Barbados, Brazil, Saint Kitts and Nevis, Mauritius, and Seychelles where the old definition ("3 months during a 6 months period following the date of first entry") continues to apply . For citizens of these 7 third countries the calculator is not recommended to be used.

The length of stay of non-EU citizens traveling with a visa issued in accordance with the visa facilitation agreements concluded by the EU and certain third countries is to be calculated according to the new calculation method as there is reference in these agreements to "90 days per period of 180 days".

USER MANUAL FOR SHORT-STAY SCHENGEN CALCULATOR

TRAVEL DAYS CALCULATOR

After you submit your application we strongly encourage you to use our online service provided in order to track your application online and to check whether your passport is ready for collection. It is a secure procedure that is designed to help you to better plan and save your time.

In order to track your application you need to know the application ID, which is on the Payment Receipt given to you during the submission, and the applicant's passport number.

TRACK YOUR APPLICATION

Get SMS Notifications right at your hands!

After having tracked online whether your passport is ready for collection, you can collect your passport in person at the end of the visa application process. Please note that in order to collect your passport in person you need to bring your ID and the Payment Receipt given to you during the submission which will be collected from you as a proof of delivery of your passport.

Please click  here  for passport collection times at the Visa Application Center for Greece of your choice.

If collecting in person is not possible, you may authorize another person to collect your passport on your behalf.

The  authorized person  will need to bring:

• Original Payment Receipt of the applicant(s)
• An original signed and certified authorization letter from the applicant (please  click here )
• A photocopy of the applicant’s ID
• The original ID proof of the authorized person
• A photocopy of the ID proof of the authorized person

In case of  minors , the authorized person will need to bring:

• An original signed and certified authorization letter from the minor's father and mother (please  click here )
• A photocopy of the mother's and father's IDs
• A photocopy of the unabridged birth certificate of the minor

The  authorized Travel Agent  will need to bring:

• Original signed and certified authorization letter(s) from all applicants (please  click here )
• A photocopy of all applicants' IDs
• Original signed and certified authorization letter from Travel Agency mentioning all applicants' names, passport numbers and reference numbers (please  click here )
• The original Agency ID proof of the Travel Agent
• A photocopy of the Agency ID proof of the Travel Agent

INFORMATION SHEET TO VISA HOLDERS

Please check your visa sticker. It is your responsibility to notify the Consulate General immediately for any incorrect data printed on it, in order to avoid problems or extra costs when using your visa.

Upon collection of passports, applicants are advised to immediately check that the visa granted meets their intended travel schedule and that all the information it contains is correct.

You have been issued a visa for the territories of the Schengen States. As soon as you receive your short-stay visa, make sure that all the information it contains is correct. Check the following:

• Your passport has a passport number. This number is also indicated on the visa sticker. Make sure that these numbers are the same.
• You applied for your visa for a specific period or periods. Check that your air ticket corresponds with the entry and exit dates indicated on the visa sticker.
• Check that the number of entries you applied for (one, two, or multiple) corresponds with the number of entries indicated on your visa sticker.
• Check that your name is spelled correctly.
• Do this yourself in order to avoid any problems or extra costs arising when using your visa. If you think that the information on the visa is incorrect, tell the consular authority immediately, so that any errors can be corrected.

How to read the visa sticker:   

DURATION OF STAY.........DAYS indicates the number of days, you may stay in the Schengen area. The days should be counted from the date you enter the Schengen area (the entry stamp) to the date you exit the Schengen area (the exit stamp), i.e. both days included.

The period of time between “FROM ...UNTIL” is usually longer than the number of days printed in the “DURATION OF STAY” field. The difference in period is meant to give you flexibility to plan your entry into and exit from the Schengen area, but your stay in the Schengen area must never exceed the exact number of days in the “DURATION OF STAY ...DAYS” field. No matter how many days you have stayed in the Schengen area, you must leave no later than the date printed in the “UNTIL” field."

Controls at the border

Your short-stay visa allows you to travel to Greece and usually to other Schengen States. But it does not automatically entitle you to enter the Schengen area. So you may have to provide certain information at border or other controls. You may, for instance, have to provide information on your means of support, how long you intend to stay in Greece and in the Schengen area, and why you are visiting. In some cases, such checks may result in a refusal for the visa holder to enter Greece or the Schengen area. It is therefore recommended that you carry with you copies of the documents which you presented when you applied for the visa (e.g. letters of invitation, travel confirmations, other documents stating the purpose of your stay). This will help to make the border control procedure easier and avoid delays at the border.

IMPORTANT NOTICE:

You must keep to the period of stay allowed by your visa. Misuse and overstay may result in you being expelled and banned from obtaining a new visa for a certain period of time.

The decision to refuse a Schengen visa and the reasons for the refusal are notified using a standard form that is handed out by the Member State's Consulate that refused the visa. The notification of the refusal must include the reasons, on which the refusal was based, and the procedures and deadlines for submitting an appeal.

Applicants who have been refused a visa may appeal against this decision. Appeals shall be conducted against the Member State that has taken the final decision on the application and in accordance with the national law of that Member State. Member States shall provide applicants with information regarding the procedure to be followed in the event of an appeal.

Applicants are free to re-apply if their application has been refused earlier. However, it is recommended to take note of the reasons for the earlier refusal before submitting a new application and make amendments, where necessary.

The visa fee is not refunded if the visa is refused. The visa fee covers the cost of the examination of the visa application.

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USEFUL LINKS

Ministry of Foreign Affairs of the Hellenic Republic

Embassy of the Hellenic Republic in the Republic of India

• Travel to Europe

Schengen visa insurance for Bangladesh travelers

Europe schengen visa insurance quote, satisfy mandatory schengen insurance requirements.

• Travel insurance coverage of €30,000 (about $50,000 USD)
• A repatriation benefit.
• An emergency medical evacuation benefit.
• The insurance provider must have an office in Europe.

Buying European travel health insurance for Schengen visa application for European consulates

• Schengen travel insurance can be purchased online both quickly and with ease
• Compare Schengen health insurance for travelers to Europe may find travel best insurance for schengen visa.
• Provide relevant information (age, travel dates, total amount of coverage desired) to compare prices of Schengen travel insurance for US residents. A list of cheap schengen travel insurance from USA with the cost and medical coverage details is displayed.
• The Schengen Visa applicant can buy the best schengen visa insurance they like by completing the application and payment using a credit card.
• On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and and instant Schengen visa letter for Schengen visa that may be presented to the consulate as proof of coverage.

What does Schengen visa travel insurance cover?

Satisfies visa requirements, doctor visit, medical evacuation, health care expenses, repat of remains, pre-existing conditions, testimonials - from our customers.

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What are the types of Schengen visas?

1 schengen visa type a.

Non Schengen country citizens who are transiting through or waiting from a connecting flight in the international terminal in a Schengen nation airport is issued an A visa. It is also commonly known as the airport transit visa

2 Schengen visa Type B

The Schengen type B visa is for trips of less than five days and is with the qualifier “transit”.

3 Schengen visa Type C

• A single-entry visa which entitles the visa holder to a single entry into the Schengen region.
• A double-entry visa entitles the visa holder to two entries to the Schengen region during the visa’s periods validity.
• A multiple-entry visa entitles the visa holder to as many entries and exits from the Schengen region as desired.

4 Long Stay visa or Type D Schengen visa

The following are valid reasons for the Type D Schengen visa : vacations or personal visits, work-related travel, study related travel, to participate in a training program, to complete an internship

Advantages of buying Schengen visa insurance on American visitor insurance

Satisfy Schengen visa requirements to apply for visa

Compare several plans to find what fits your needs best

Travel medical insurance protection for health emergency

Travel to Europe in peace with good insurance coverage

Travel insurance for Europe

Europe has been among the most visited and aspired travel destinations for international travelers all over the world. It offers its rich cultural heritage and diversity, interesting history, everlasting artefacts, ancient Castles and cathedrals. Europe has many countries within itself offering unique and distinct attractions .Individuals from all over the world move to Europe for better socio and economic life.

Europe also offers skilled graduates various career opportunities .There are many Bangladesh who live in Europe. According to the International Migrants stock 2020 there are a total of 456,516 Bangladeshi nationals living in Europe. Among these majorities of them are living in Italy. Several Bangladeshis visit Europe for work, business and for vacation.

While planning to travel to Europe, Bangladeshi travelers should consider the challenges and the chances of illness and may face a sudden medical or travel emergency in a new country. It is crucial to have good travel medical insurance especially given the Covid pandemic and Ukraine war.

A travel insurance plan will provide coverage for medical expenses incurred while staying in Europe. At American Visitor Insurance, Bangladeshi visitors can buy reasonable travel medical insurance according to their requirements.

How much does Schengen Visa health insurance cost?

Europe schengen travel insurance cost, patriot international lite.

• The policy maximum options available are $50k to $1M.
• The deductible options available are $0 to $2.5k.
• Coinsurance is available 100% up to the maximum limit.
• IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
• Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1M (whichever is lower)

Safe Travels International Cost Saver

• The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
• The deductible options on this plan are $0 to $5K.
• Coverage period of the plan is from 5 days to 364 days and the plan is extendable.
• Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
• Available for Non US Citizens and Non US Residents applying for Schengen visa.
• Covers unexpected recurrence of a pre-existing medical condition.

Safe Travels International

• Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
• Covers unexpected recurrence of a pre-existing medical condition up to $20K of covered expenses up to age 65 or the first $10K for age 65 or over

Atlas International

• The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
• Plan pays Coinsurance 100% after the deductible up to the overall limit.
• Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
• Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)

Travel Medical Choice

• The policy maximum is available up to $5M for people up to 79 years and reduces to $10K for people above 80 years.
• The maximum lifetime of the plan is 365 days and is renewableThere is a co insurance factor applicable to this insurance which pays 100% for outside of the US.
• Travel Medical Choice satisfies Schengen visa insurance requirements.
• Acute onset of pre-existing conditions are covered up to $50K up to the age of 64 years and a coverage of $10K is available for people above the age 65 to 79 years.

Factors for the cost of Schengen visa travel insurance

The cost of Schengen visa insurance depends on the following:

The older the Schengen visa applicant, the more expensive the cost of travel insurance.

The higher the coverage amount, the higher the premium, options ranging from $50,000, up to $1 Million.

A 'deductible' or 'excess' is the amount the customer pays before the insurance plan kicks in.

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid.

The Schengen insurance cost is directly proportional to the length of travel insurance.

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Select the type of travel health insurance for visiting Europe...

Travel insurance for quarantine coverage.

• Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
• Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
• Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
• Covid-19 is covered as any other sickness
• Travel medical insurance coverage outside USA
• Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
• Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

Best travel insurance

Best international travel insurance.

• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• USA travel medical insurance coverage outside USA for US citizens
• Available up to 365 days
• Offers maximum coverage up to $2,000,000
• Offers insurance coverage for Covid expenses
• US travel health insurance for US citizens outside USA
• Available up to 364 days
• Offers maximum coverage up to $1,000,000
• Travel Medical Plus insurance offers coverage for expenses related to COVID-19
• Offers coverage for travelling outside your home country
• It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

Best Expat insurance, Best Expatriate insurance

Expat insurance plans.

• Ideal for US expatriates and for those global citizens living and working outside their home country.

Best Annual travel insurance, Best yearly travel insurance

Annual travel plans.

• Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
• Covers non US Citizens travelling multiple times annually outside their home country
• Offers coverage for covid19 illness.
• Available for both US and Non US citizens up to 75 years
• Maximum trip length is 30 or 45 days per trip
• The applicant must be aged between 14 years and 75 years at the time of applying.

Review and compare the best Annual insurance.

Steps to buy Travel insurance for Schengen visa online

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

Review the 30,000 euro travel insurance cost documents received by email closely for coverage details and relevant contact numbers

Europe Travel Insurance, Travel medical insurance Europe – FAQ’s

How to buy schengen visa medical insurance.

American Visitor Insurance offers travel insurance to various countries across the globe and not just to America as the name depicts .Travelers can purchase Schengen visa travel insurance on easily. There are several international travel insurance plans particularly that fulfill Schengen visa requirements as it is a mandatory for travelers visiting Schengen countries.

The comparison tool of the Schengen visa insurance quote gives the list of various cheap travels insurance enabling buyers to make an informed decision. Travelers can immediately download the Schengen visa letter that is required to apply for a Schengen visa after purchasing the Travel medical insurance on our website.

What kind of travel insurance is best suited for Europe?

Concluding on one single Schengen travel insurance plan that will work best for all travelers to Europe will be difficult .The travel insurance requirement varies from traveler to traveler based on the requirements.

While some European travelers just want to satisfy the Schengen visa requirement and some others look for the cheapest insurance with basic coverage.The price also varies, if the traveler needs to travel insurance cover with pre-existing conditions the price will be high .Travelers can compare the various options available with price and benefits and coverage options on the comparison tool. It is advisable that travelers should read different Schengen travel insurance reviews before purchasing Schengen visa travel insurance policy.

What is the cost of travel insurance for a Schengen Visa? How much does it cost for Europe travel insurance?

There are various factors that determine the cost of the travel insurance cover. The age of the traveler and the duration of required coverage plays a vital role. Older the traveler, the higher will be the cost and longer the duration of coverage Schengen visa required, greater will be the cost for the travel insurance for Schengen visa. Travelers can find the cheapest insurance for Schengen visa on our American Visitor Insurance.

What is travel insurance and do I need it for Europe?

Schengen visa insurance is mandatory while applying for the Schengen visa for Bangladesh citizens. Travel insurance is a safety cover against any unforeseen illness or injury that may cause while travelling away on a holiday. Yes, visitors to Europe need to include travel insurance for a safe trip to avoid any financial loss. Travel insurance will pay for all sudden medical treatment and other charges as per the policy chosen by the traveler.

When should one buy travel insurance?

Travel insurance can be brought either before the trip begins or even after the start of the holiday. It is best to buy travel insurance with the 14-15 days of booking of the holiday or to the date when the first payment was made for the trip like flight ticket or hotel booking. Buying the travel insurance early will give the traveler the flexibility to enjoy benefits like trip interruption if included in the policy. Travel insurance purchased after the start of the trip will cover any illness or injury that has after the inception date of the policy.

How much does it cost for international insurance?

The cost of international travel insurance varies from policy to policy .The cost of travel insurance to Europe depends on various factors like the traveler’s age, duration of tourist visa medical insurance coverage required, type of travel insurance, the need for pre-existing conditions coverage or any add-on riders included. Travelers can compare different travel insurance plans available and purchase an insurance plan that suits their travel requirement best.

What does International travel insurance cover?

An international travel insurance plan offers coverage for Health care expenses, Doctor visit, Pharmacy drugs, acute onset of Pre-existing conditions, Medical evacuation and repatriation of remains

What are the best travel insurance policies?

A travel insurance that offers the visitor with complete coverage according to the travel requirements is best. A comprehensive travel insurance plan offers a wide range of cover to the travelers. Travelers can compare from the different travel insurance plans available and buy the plan that fits the travel needs.

Where is the best place to buy travel insurance?

There are several websites to purchase International travel insurance, with American Visitor Insurance being one of the more popular websites. The process is very easy and simple. Travelers can compare various travel insurance plans on the caparison tool and make an informed decision.

Do Bangladeshi Citizens need a Visa to enter the Schengen region of Europe?

Yes, Bangladeshi citizens must have a valid Schengen visa to enter any country in the Schengen Zone. The following are some categories of people living in Bangladesh that are exempt from the Schengen visa requirement:

• Citizens of countries living in Bangladeshi Arabia who do not need a Schengen visa for short travel (usually up to 90 days)
• Bangladeshi citizens who have a dual citizenship in one of the Schengen nations

What travel documents do Bangladeshi citizens need to travel to the Schengen region?

Bangladeshi citizens traveling to the Schengen region will need to carry the following documents:

• A valid passport : The passport must be valid for at least three more beyond the departure date from the Schengen Area.
• A valid Schengen Visa : The Schengen visa must be valid for the entire length of travel to the Schengen region.
• Proof of finances : Documents reflecting adequate financial means to visit the Schengen region.

What are the Schengen Visa insurance requirements for Bangladeshi Citizens or Bangladeshi Residents?

Travel insurance for a Schengen visa application in Bangladesh must satisfy the following conditions:

• A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
• Coverage should be available across all Schengen member states.
• Coverage should to valid for the entire length of one’s stay in the Schengen region.

Can one enter the Schengen region on land?

Yes, one can enter the Schengen Area on a land border crossing.

Can I travel to other Schengen countries with one single entry visa?

Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.

Popular tourist destinations in Europe

Venice may conjure up images of romantic gondola rides down the Grand Canal, but this European city isn't only for swooning lovebirds.

Paris, France's capital, is a major European city and a global center for art, fashion, gastronomy and culture.

There's more to Amsterdam than its notorious coffee shop culture and Red Light District. Spend the day biking along the city's canals and stylish streets.

Athens was made for history buffs and architecture aficionados, but it also serves as a great European getaway for the everyday travel.

Popular destination in Europe

United Kingdom

The United Kingdom is a fascinating travel destination for travelers from all over the world with beautiful natural landscapes, Castles, the tower of London, world-class art galleries, Buckingham Palace, the London Eye and British pubs. It is quite natural that Bangladesh citizens travel to the UK looking for better living and work. In the year 2021 there were about 70 thousand Bangladeshi nationals residing in the UK. Majority of these Bangladeshis have settled in the boroughs of east London.

Top European River Cruises

Rhine River - Know more

Danube River - Know more

Elbe River - Know more

Rhone River - Know more

Resourceful tourist insurance USA information

Find the best travel insurance, how does travel insurance work, how to buy travel insurance, travel insurance glossary, travel insurance for specific groups, compare travel insurance plans, list of schengen countries, travel insurance for austria, travel insurance for belgium.

Travel insurance for Croatia

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Schengen Visa insurance blogs and articles

Europe travel information.

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Impact on travel to Europe

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Travel Insurance

Travel Insurance For 1 person by Sena Kalyan Insurance Company Limited

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Gift them something that will benefit them financially.​

Coverage Type

• Permanent Disability
• Out-patient service
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Coverage Details

What Is Schengen Travel Insurance?

Quick answer.

S chengen travel insurance is a specific type of travel insurance policy tailored to meet the travel medical coverage requirements set by the 27 (soon to be 29) European destinations within the Schengen Area. Travelers must present proof of sufficient coverage as part of the Schengen visa application process.

Schengen member countries have abolished their internal borders, allowing more accessible travel within the area. While this is incredibly convenient, some travelers may need a visa to visit Schengen countries. And one of the requirements to obtain that visa is to purchase sufficient travel medical insurance coverage.

Read on to learn more about Schengen visa travel insurance requirements and find the best travel insurance policy for your upcoming trip.

Table of contents

What is schengen travel insurance, schengen countries, visa and travel insurance requirements for the schengen area, key coverages in schengen travel insurance, how to get schengen travel insurance, schengen travel insurance faqs, summary of money’s guide to schengen travel insurance.

Schengen travel insurance is designed for travelers entering the Schengen zone, which comprises 27 (soon to be 29) European nations that have abolished internal borders.

Many visitors, including citizens from non-EU countries like India and China, must obtain a travel visa to enter the Schengen Area. And a requirement for a Schengen Visa is to have insurance covering at least €30,000 (around $32,720) in medical costs.

However, there are exemptions. For example, U.S. citizens and residents of countries such as Canada, Brazil and Mexico don’t need a Schengen visa or travel insurance for stays of up to 90 days within a 180-day period.

The Schengen Area consists of a diverse tapestry of countries. Among the member nations are some of the best places to visit in Europe , including France, Italy, Germany, Spain, Greece and the Netherlands.

Here’s the complete list:

Ireland and Cyprus are the only E.U. member states not currently part of the Schengen Agreement.

Having a valid U.S. passport allows you to spend up to 90 days within a 180-day period in the Schengen Area, whether for tourism or business purposes.

Once officially admitted, you can travel freely within the member countries without passing through customs each time. Stays under 90 days don’t require a visa for U.S. nationals, but your passport should be valid for at least six months past your travel dates.

Short stays don’t require travel medical insurance either, though travel insurance may still be worth it . That could be especially true if you plan to participate in adventure sports or other high-risk activities.

Travel insurance generally also covers cancellations and delays. Purchasing a policy could pay off if you’ve booked expensive, non-refundable flights or accommodations and didn’t purchase them with one of the best travel credit cards that offer insurance.

European Travel Information and Authorisation System (ETIAS)

Travel requirements for European Union countries are projected to change by mid-2025. Visa-exempt travelers to all 27 (soon to be 29) Schengen countries and Cyprus will need an ETIAS authorization.

Here’s what you need to know:

• You must complete an online application and pay a small fee for an ETIAS authorization.
• The authorization is tied to your passport and is valid for three years or until your passport expires.
• With a valid travel authorization, you can enter 30 European countries for short stays of up to 90 days within a 180-day period.
• ETIAS authorization does not guarantee entry into any of these countries. You still have to present your passport and documents at the border.
• The above applies to people from the U.S., Canada and dozens of other countries, so check the E.U.’s official travel website or your country’s embassy for more information. An ETIAS is not a visa and doesn’t mandate travel medical insurance.

Schengen visa requirements

You’ll need a visa if you’re from a visa-exempt country, like the U.S., and planning to stay in the Schengen Area beyond the 90-day threshold. Regardless of the length of the stay, nationals traveling from certain countries always require a visa.

Determine which Schengen country you’ll spend most of your time in and check with their official tourism or embassy website for instructions on applying for a visa. The embassy will inform you about the required documentation and instructions to meet their regulations.

Schengen visa processing time can vary depending on your country of origin and your destination country, so be sure to start the process as early as possible.

Besides the application form, the following are required to obtain a Schengen visa:

• Valid passport: Your passport must be valid for at least three months after departure.
• Passport photo: You must submit a picture of yourself that complies with the International Civil Aviation Organisation (ICAO) standards.
• Travel medical insurance: You must carry at least €30,000 (approximately $32,720) in coverage for medical emergencies, hospitalization and repatriation that’s valid in the entire Schengen Area for the duration of your stay.
• Documentation: You must provide evidence of the purpose of your visit through supporting documentation, demonstrate you have the financial means to cover expenses and accommodations and show intent to return to your home country after the stay.
• Fingerprints: Most, but not all, applicants will be required to submit their fingerprints along with their application.

Consulates of particular countries may require additional documentation.

Understanding what travel insurance covers can help you plan a worry-free journey. While plans and coverage options vary by company, here’s a breakdown of what Schengen travel insurance generally covers.

• Medical expenses: Travel medical insurance covers the cost of treating unexpected illnesses or injuries you suffer during your trip, up to your policy limits. These include the cost of medications, hospitalization and other essential medical treatments.
• Medical repatriation: Some travel medical policies also include emergency medical evacuation or repatriation, which covers some of the costs of transporting you back home or to a different medical facility to receive necessary medical treatment.
• Repatriation of remains: As the name suggests, this coverage will pay (up to your policy limits) for expenses related to transporting your body or cremated remains to your home country or point of origin.
• 24/7 Travel Assistance: Travel insurance companies generally offer round-the-clock assistance services, including language support, help recovering lost passports or prescriptions and even booking accommodations and medical transportation.

Note that some companies may require you to meet a deductible for the travel medical plan to start paying out.

Other travel-related coverage options

Most travel insurers sell policies covering medical emergencies and travel-related inconveniences such as delays, cancellations, lost luggage, and more. While you don’t need these coverage options to obtain a Schengen visa, you may still find them worthwhile.

• Trip cancellation and trip interruption: Covers non-refundable expenses if you need to cancel or cut your trip short due to unforeseen events like illness or accidents.
• Baggage loss or delay: Helps cover the cost of replacing essential items if your baggage is lost or delayed by a specified number of hours.
• Delayed flights and missed connections: Provides compensation for additional expenses caused by inconveniences such as delays or missed connections.

It’s easy to buy travel insurance for your Schengen Area trip. Many providers offer policies that fulfill the visa requirement and include additional coverage that can be tailored to your needs.

Here are some steps to help you get the right coverage.

1. Research reputable travel insurance providers

Most travel insurers bundle travel medical insurance coverage with trip cancellation, interruption, and other coverage options. If you only want to satisfy Schengen visa requirements, look for a provider that explicitly markets Schengen travel insurance or offers stand-alone travel medical coverage.

2. Select a plan that meets your needs and get a quote

Remember that you may not need trip insurance beyond the €30,000 in travel medical coverage required for a Schengen visa, so read plan details carefully to avoid buying unnecessary coverage.

It also pays to shop around and get quotes from several insurers, as travel insurance costs between 3% and 14% of the total cost of your trip, depending on the company and policy you choose.

3. Read your policy details

When shopping for travel insurance online, you’ll typically find that most companies include a policy summary or schedule. This document outlines critical details such as the policy’s coverage limits and exclusions. Carefully reading it can help you avoid surprises and frustration if you ever need to file a claim.

If you still have questions after reading the policy summary, contact the insurer before finalizing your purchase.

4. Get to know the claims process

Similarly, reading about your insurance provider’s claims process can save you time and energy in an emergency. Your policy summary should include a list of documents you’ll be required to provide as part of the claims process, which may include receipts and medical bills.

After a covered incident, contact your insurer through the company’s website or mobile app as soon as possible. Most insurers also offer travel assistance services around the clock.

5. Purchase and safeguard your policy

You will need proof of your travel medical insurance plan to apply for a Schengen visa. Keep your insurance certificate in a secure yet accessible location, whether a digital version on your smartphone or a physical printout in your travel folder.

It may also be a good idea to share a copy of your policy with a trusted friend or family member back home so they can contact your insurance provider if you cannot request medical assistance due to an emergency.

Should I get travel insurance for Europe?

Travel insurance, especially within the Schengen Area, is not just recommended but often mandatory. To obtain a visa to visit the Schengen zone, you must show proof of having sufficient travel medical insurance.

How much travel insurance do I need for Europe?

What countries does europe travel insurance cover.

• The first step before you travel to any Schengen country is to determine whether you need a visa and, therefore, mandatory travel medical insurance for a Schengen visa.
• Check with your country’s embassy, Department of Foreign Affairs or the tourism website of the country you plan to visit for specifics about medical travel insurance for Schengen visa requirements.
• You don’t need a visa or international travel insurance if you have a valid U.S. passport and are visiting the Schengen zone for less than 90 days in a 180-day period.
• If you’re a U.S. national planning to visit the Schengen Area for more than 90 days, you must apply for a visa and secure adequate travel health insurance (at least €30,000 in travel medical and repatriation coverage).

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Travel to beautiful Bangladesh

Please note that this policy is not applicable for more than 90 days on an immigrant visa. Kindly ensure your travel duration is 90 days or less.

Please note that this policy is not applicable for more than 180 days on a non-immigrant visa. Kindly ensure your travel duration is 180 days or less.

List of USA and Canada Countries

• France Belgium Czech Republic Denmark Estonia Finland
• Austria Germany Greece Hungary Iceland
• Italy Latvia Liechtenstein Lithuania Luxembourg
• Malta Netherlands Norway Poland Portugal
• Slovakia Slovenia Spain Sweden Switzerland

List of European Union Member States These are not Schengen States but with similar travel insurance requirements.

List of schengen countries, list of european union member states these are not schengen states but with similar travel insurance requirements. our schegen travel insurance covers these countries., list of asia countries.

• Afghanistan Armenia Bahrain Bangladesh Bhutan
• Brunei Cambodia China Cyprus Indonesia
• Iraq Israel Japan Jordan
• Kuwait Kyrgyzstan Laos Lebanon Malaysia
• Maldives Mongolia Nepal
• Oman Pakistan Palestine Philippines Qatar
• Saudi Arabia Singapore South Korea Sri Lanka
• Taiwan Tajikistan Thailand Timor-Leste Turkmenistan
• United Arab Emirates (UAE) Uzbekistan Vietnam Yemen
• Rest of the World
• Russia Turkey Azerbaijan Georgia Kazakhstan

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List of Schengen States

List of asian countries, non schengen european union states covered under icici schengen travel insurance.

• USA or Canada

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You'll Love it in Bangladesh

At ICICI Lombard, we are always beside you and our International Travel Insurance allows you to travel anywhere, anytime, with peace of mind. Travelling should be a time for relaxation, discovering new places, trying exotic cuisines and capturing ever-lasting memories. But, when things go wrong far away from home, you may feel helpless. Not with an ICICI Lombard Travel Insurance.

The amazing tiger safari in the mangrove swamps of the Sundarbans and a white knuckled rickshaw ride on the crazy streets of Dhaka attracts millions of tourists to Bangladesh every year. Often underestimated by Indians as a tourist destination, Bangladesh has a lot to offer.

The cool turquoise waters of China Clay Hills, the fantasising ruins of Muktagacha Rajbari and the floating rice market are worth a visit. Despite several other beautiful outdoor locations, the Royal Bengal Tiger of the Sundarbans remains the centre of attraction of almost every tourist that visits Bangladesh.

While the tigers in the Sundarbans may not harm you, things could sometimes go wrong. Though medical emergency costs in Bangladesh may not be as high as in western countries, but they definitely pose a potential threat to a delightful trip. Be it luggage loss, travel delays or the need for emergency medical attention, you are always in caring hands with ICICI Lombard.

Benefits of Travel Insurance in Bangladesh

Coverage for Total Loss of Checked-in Baggage

Coverage against Trip Delays and Accidents

Travel Plans Without Prior Medical Tests

Cashless Hospitalisation Worldwide

Enhanced Coverage up to $500,000

Affordable Cover for Asia

Frequent Trip Assurance

Things to Do in Bangladesh

If you are planning to visit Bangladesh, then Sundarbans has to be on the top of your list. Spread across approximately 10,000 square kilometres, Sundarbans is the largest mangrove forest in the world and a UNESCO World Heritage Site.

An enormous network of interconnected waterways and a wild terrain makes it look haunting at times. A 3-4 day boat trip into the heart of the magnificent Sundarbans is the major highlight of any trip to Bangladesh.

The bustling capital of Bangladesh, Dhaka is home to more than 17 million people. It is extremely chaotic and full of energy. A reflection of Mughal and British Empires in its monuments, the true essence of Dhaka can only be felt on a colourful rickshaw ride through the streets of Dhaka.

Here, you can visit the Sadarghat and witness the lifeline of the city, the Buriganga River that flows like an artery through the heart of Old Dhaka. To escape from the hustle and bustle of Dhaka, you can visit the Lalbagh Fort, an incomplete yet serene fort built during the time of Mohammed Azam, Mughal Emperor Aurangzeb's third son.

Apart from these, you can also visit Liberation War Museum, Ahsan Manzil, National Assembly Building, Bara Katra, Armenian Church of the Holy Resurrection, National Museum, Star Mosque and Botanical Gardens during your stay in Dhaka.

Srimangal and the surrounding regions are covered in dense forest sanctuaries and tea plantations on rolling hills, and inhabited by the local villagers. An idyllic town that is pleasant and worth visiting!

Lowacherra National Park and Satchari National Park are the closest national parks and Dolubari, the closest Tripuran village in the region. There are beautiful tea estates in the region including the Finlays Tea Estate, Zareen Tea Estate and Bangladesh Tea Research Institute that are simply breath taking.

Embassy Information

In case of any problems relating to official documents, you can always reach out to the Indian Embassy in Dhaka. The details of the embassy are:

List of International Airports in Bangladesh

Visa procedure.

To apply for a Bangladeshi Visa, you need to fill and submit the visa application form. The form can be availed through Bangladesh online MRV portal ( https://www.visa.gov.bd/ ) or through third party vendors like Travel Visa Services ( https://bangladesh.visahq.in/ ).

To apply for visa, keep the following information handy:

• 45mm x 35mm Digital Photo in JPEG Format under 300kb (Photo is Optional)
• Address in Bangladesh
• Email Address

The current visa application charges for Indian residents can also be availed through Bangladesh online MRV portal. The same portal can be referred for all other visa related queries. For further details and queries, you can also reach out to the Bangladeshi Embassy and Consulates in India.

List of Well-known Indian Restaurants in Bangladesh

While Bangladeshi cuisine is delicious in itself here are a few Indian restaurants in Dhaka in case you yearn for the home cuisine while there:

Customer Reviews

Mr. & Mrs. Vishal Sikka

2 years ago, we visited Bangladesh to see the finals of T20 World Cup and cheer for India. Unfortunately, India lost the match and even we lost our luggage while returning. But thanks to ICICI Lombard's travel insurance we got reimbursement for the possessions lost.

Gaurav Solanki

I visited Dhaka a year ago. Sadly, I fell from the rickshaw and nearly fractured my hand. I was admitted to a local hospital. Thanks to ICICI Lombard's travel insurance, I did not have to pay the hospital bill. I would strongly recommend it to others.

International Travel Insurance

ICICI Lombard also offers insurance for the below products

Two Wheeler Insurance

Car Insurance

Health Insurance

Home Insurance

Please select the purpose of your travel (আপনার ভ্রমণের উদ্দেশ্য নির্বাচন করুন) Learn More

Travel Insurance in Bangladesh

Find the best travel insurance deals in Bangladesh only at Bimafy. Get your customized price quote and order online quickly using the Bimafy website or mobile app . Secure yourself and your loved ones while travelling abroad with travel insurance that provides coverage against unexpected events and medical emergencies such as accidental injuries, illness, death, etc.

Travel Insurance, more commonly known as Overseas Mediclaim Policy, provides coverage for Bangladeshi nationals visiting abroad; for multiple purposes, including business, holidays, tours, studies, employment, or temporary residency in foreign lands outside of Bangladesh.

Select your travel insurance from various insurance companies and get your digital policy certificate within a few minutes, with free delivery of the original policy certificate anywhere in Bangladesh.

A lot of countries around the world require travel insurance to enter. These countries include the United Kingdom, Turkey, Egypt, Oman, Qatar, Indonesia, Nepal, Philippines, Russia, Saudi Arabia, Singapore, United Arab Emirates, Vietnam, Thailand, etc., and all 26 Schengen Countries. Notable Schengen countries include Austria, Belgium, Czech Republic, Finland, France, Germany, Italy, Malta, Poland, Portugal, Spain, and Sweden.

Travel Insurance Purchasing Guide - Which policy suits me best?

There are different types of travel insurance policies available at Bimafy and you can select the best-suited plan for you from the available plans. Usually, travel insurance plans are categorized based on the purpose of travel such as holiday, business, study, employment, etc. You should also check your visa/travel requirements so that you can get the right insurance policy before your visa application/departure. 

If you are going to a Schengen state then your travel insurance policy must provide at least €30,000 in coverage against illnesses and accidents. Some countries require travel insurance to enter but do not specify any minimum coverage amount. However, all of the travel insurance plans available at Bimafy provide at least US$50,000 (€30,000 for Schengen Countries) coverage and are accepted almost everywhere in the world.

If you are a casual traveller, then a Business & Holiday  plan would be the most suitable one for you. But, if you are a frequent traveller and go abroad multiple times in a calendar year then a Frequent Traveling  plan can be the best option as it provides coverage for multiple trips (up to 30 days per trip) within the policy validity period of one year.

For study purposes, you may need to get a travel insurance policy before your visa application or departure. Travel insurance for Study is the right choice for you if you are going abroad with a student visa. This plan provides coverage for up to one year in a single policy and provides coverage up to US$75,000.

If you are going abroad for employment purposes then the Employment plan would be the most suited one as this policy provides coverage of up to US$75,000 for up to one year in a single policy.

For your better understanding, the available travel insurance plans are listed below in short:

• Travel Insurance for Business & Holiday : For periods up to 180 days; with a coverage of up to US$50,000 (€30,000 for Schengen Countries)
• Travel Insurance for Frequent Traveling : For a period of 365 days, but a maximum of 30 days per trip; with a coverage of up to $100,000 (or Euro equivalent for Schengen Countries)
• Travel Insurance for Employment :  For periods exceeding 180 days but not exceeding 12 months, with a coverage of up to US$75,000 (or Euro equivalent for Schengen Countries)
• Travel Insurance for Study : For periods exceeding 180 days but not exceeding 12 months, with a coverage of up to US$75,000 (or Euro equivalent for Schengen Countries)

For more details, please call Bimafy Customer Support at +88 09606991991 or write an email to: [email protected]

Travel Insurance Coverage - All Plans

• Coverage for Medical Expenses (refer to the List of Covered Medical Expenses below)

For Schengen Countries: Insurance will pay up to the insured person's total coverage limit as per the plan (i.e., $50,000/$75,000/$100,000). No deductible applies per accident or illness in respect of the following medical-related expenses, reasonably and necessarily incurred outside the People’s Republic of Bangladesh by the Insured Person as a direct result of the Insured Person suffering bodily injury, sickness, disease, or death during the Period of Insurance.

For Non-Schengen Countries: Insurance will pay up to the insured person's total coverage limit as per the plan (i.e., $50,000/$75,000/$100,000), subject to the deductible stated on the policy schedule (typically $100), which deductible applies per accident or illness, in respect of the following medical related expenses, reasonably and necessarily incurred outside the People’s Republic of Bangladesh by the Insured Person as a direct result of the Insured Person suffering bodily injury, sickness, disease, or death during the Period of Insurance.

Notwithstanding the above, if the TPA/Claims Handler appointed by the insurance company recommends that continued treatment in Bangladesh is appropriate, the policy is extended to cover medical expenses incurred in Bangladesh as specified in Covered Expenses herein. Provided that expenses will only be paid at the usual and customary level for such services, and further provided that expenses will only be paid for treatment incurred within the 90 days immediately following the first manifestation of the bodily injury, sickness, or disease and the Insured Person had to return earlier than the expiry date of the trip.

1. Expenses for physician service, hospital and medical services, and local emergency medical transportation

2. Dental services:

• For Schengen Countries: Up to $500 or equivalent Euro per occurrence of dental services for immediate dental pain relief only. However, dental care rendered necessary due to a covered accident shall be subject to the limit of cover as per the policy. No deductible applies.
• For Non-Schengen Countries: Up to $500 per occurrence of dental services for immediate dental pain relief only. However, dental care rendered necessary due to a covered accident shall be subject to the coverage limit as per the policy and the Deductible stated in the policy schedule (typically $50).

3. Expenses for physician-ordered emergency medical evacuation, including medically appropriate transportation and necessary care, en route to the nearest suitable hospital when the Insured Person is critically ill or injured, and no suitable local care is available, subject to the prior approval of the Program Medical Advisors. In dire emergencies in a remote area where TPA/Claims Handler cannot be contacted, the medical evacuation must be reported to the first available physician and the nearest Bangladesh Consulate.

4. Expenses for medical evacuation, including transportation and medical care En-route to a hospital or the Insured Person’s usual place of residence in the People’s Republic of Bangladesh when deemed medically advisable by the Program Medical Advisor and the attending physician.

5. If the Insured Person dies outside of the People's republic of Bangladesh, the expenses for preparing the air transportation of the remains for repatriation to the People’s Republic of Bangladesh of up to an equivalent amount for a local burial or cremation in the country where the death occurred. All expenses must be approved by the TPA/Claims Handler before the remains are prepared for transportation to the People’s Republic of Bangladesh or local burial or cremation.

Price of Travel Insurance

Travel Insurance premium is determined based on your travel destination (countries you are visiting), duration of your travel (policy duration), and your age. You can quickly get a personalized price quote using the Bimafy website or mobile app by providing basic information, such as your date of birth, destination country, and travel duration.

Some of the notable coverage exclusions of the Travel Insurance policy are listed below:

• Pre-existing conditions
• Travelling against the advice of the physician
• Travelling to obtain treatment for an identified illness/medical condition
• Applicable deductibles under the travel insurance policy schedule
• Cosmetic surgeries, unless required against a covered accident
• AIDS/HIV-related conditions
• Routine physical examinations or health checkups
• War, invasion, civil wars, mutiny, riot, rebellion, civil commotions, military or usurped power, terrorism, mass destruction, etc.
• Mountaineering and any other potentially dangerous sports/activities
• Professional sports
• Pregnancy/maternity and its related complications
• Applicable for children aged 5 years and under: treatment relating to Mumps, Chicken Pox, Measles, German Measles, Spina Bifida Whooping Cough, Diphtheria, Poliomyelitis, Meningitis, and Scarlet Fever" and for consequences attributable thereto, accelerated thereby or arising therefrom.

Please refer to the product details or the policy wording file to see the policy's complete exclusion list and other terms. You can view the product details after getting a price quote by clicking on the “Details” tab.

Basis of Claim Settlement

Travel Insurance or Overseas Mediclaim Policy shall pay up to the limit of cover shown on the Overseas Mediclaim Identification and Schedule in total for the Insured Person and subject to a Deductible (No Deductible in the case of Schengen Countries) stated in the Overseas Mediclaim Identification and Schedule, which categorizes deductible applied per accident/illness, in respect of the related medical expenses, reasonably and necessarily incurred outside the People’s Republic of Bangladesh by the Insured Person as a direct result of the Insured Person suffering from bodily injury, disease, sickness or death during the Period of Insurance.

To know more about travel insurance and for any other information, send us an email or call Bimafy Customer Support.

Customer Support Hotline: +88 09606991991

E-mail: [email protected]