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10 Secret Amazon Prime Perks You Probably Aren’t Using

Ashley Rossi

Ashley Rossi is always ready for her next trip. Follow her on Twitter and Instagram for travel tips, destination ideas, and off the beaten path spots.

After interning at SmarterTravel, Ashley joined the team full time in 2015. She's lived on three continents, but still never knows where her next adventure will take her. She's always searching for upcoming destination hotspots, secluded retreats, and hidden gems to share with the world.

Ashley's stories have been featured online on USA Today, Business Insider, TripAdvisor, Huffington Post, Jetsetter, and Yahoo! Travel, as well as other publications.

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Travelers know convenience often comes at a price. And while some services don’t pay for themselves, Amazon Prime and the included Amazon Prime perks can be a worthwhile investment for tech-savvy and entertainment-driven travelers.

Membership now costs $139 annually (or $14.99 monthly); for that price, you get well-known benefits like free two-day shipping, access to exclusive deals, and Prime Video . But the real boon for travelers are the lesser-known Amazon Prime perks that deliver trip-ready extras like entertainment, last-minute delivery, photo storage, and even frequent flyer points. Here’s how to use Amazon Prime perks to become a more prepared and happier traveler.

How to Use Amazon Prime Perks for Travel

Want to give it a go? Try the Amazon Prime 30-Day Free Trial .

Already a Prime member? Sign up here to receive a weekly member-benefits newsletter and make the most of your membership.

Free 30-Day Trial

Prime Reading and Audible

As an Amazon Prime member, you can read books like The Handmaid’s Tale and classics from Jane Austen or Louisa May Alcott for free with Prime Reading . The feature offers over a thousand free books and magazines to download on any device with a Prime membership. Amazon also offers readers access to one pre-released book per month through Amazon First Reads . I think it’s one of the best secret Amazon Prime perks out there, especially for frequent travelers. As a Fire Tablet user, I browse this section before any long flight and download at least one free book for my trip.

The 100 Best Books of 2021

Offline Downloads for Entertainment

One of the best lesser-known Amazon Prime perks perfect for travelers is offline downloading for TV shows and movies . You can even search for this feature on the Amazon Video app. Just go to the Library icon, hit “Refine,” and filter by the “On Device” option. All downloads will go to a download folder on the app, or you can watch directly from the show’s or movie’s page.

The 10 Best Travel Podcasts

Shipping Benefits: Prime Now

Yes, most people know free two-day shipping comes with a Prime membership, but did you know about the Amazon Prime perk that offers free same-day delivery? This feature is available in 10,000 cities (you can check availability by zip code here ), and it’s perfect for travelers. Whether you’re packing last-minute and need a specific item or you forgot something and need it delivered to your hotel room, Prime Now is a great benefit for travelers. In select areas, Prime Members can get secure in-home, in-garage, and even in-car deliveries with Amazon Key .

Insider Tip:  Did you know that you can earn rewards for future purchases with free, no-rush shipping? If you don’t need your Prime order right away, select No-Rush Shipping and receive a discount or reward for a future purchase. Prime members can also select an Amazon Day, which means you can have all of your orders arrive on a specific day of the week.

9 Smart Ways to Use Your Amazon Prime Account While Traveling

Access to Exclusive Products and Deals

An Amazon Prime membership grants access to a variety of products and deals that can save you money on travel-related products and clothes. Prime members have early access to Lightning Deals (also called Prime Early-Access Deals ), Prime Exclusives , and a whole day or two dedicated to member shopping deals, Prime Day , which this year falls on July 12th and 13th.

Another one of the lesser-known Amazon Prime perks is a service called Amazon Elements . This Prime-exclusive line is limited right now, but the idea behind it—a dedicated store that uses customer feedback and reviews to create better products—has the potential to become an invaluable tool for travelers who only have enough suitcase space for high-performing products.

Amazon is also providing discounts at Whole Foods for Prime members: Get an additional 10 percent off sale items and special deals on select items.

Insider Tip : If you order through Alexa-enabled voice shopping , you get access to even more deals and discounts as a Prime member.

Prime Photos and Drive

With Amazon Prime, you get unlimited photo storage via Amazon Photos , which is perfect for backing up your vacation photos and storing your favorite memories. Photos are easily organized, you can share photos in a “Family Vault,” and you can even order prints directly from Amazon.

Prime members also get 5G of free storage for files, videos, and anything else you want to store on the cloud with Amazon Drive .

9 Stylish Camera Bags You’ll Actually Want to Use

Prime Music and Video

With Amazon Prime, you get unlimited, ad-free streaming on Amazon Music . And while Prime Music has over two million songs, Prime members also get a discount with Amazon’s other music streaming service, Amazon Music Unlimited .

Another one of the lesser-known Amazon Prime perks is Prime Video streaming, which grants you access to award-winning original movies and TV shows like Manchester by the Sea and The Man in the High Castle. Amazon also hosts other network TV shows like Mr. Robot and The Sopranos. Prime Video also has a library of popular shows and movies to rent and buy.

Insider Tip: You can add premium network subscriptions to your Prime membership via Amazon Channels . This allows you to watch channels like HBO, STARZ, and Showtime without having a cable or satellite account.

Is Amazon Prime Day Worth It For Travelers?

JetBlue Affiliation

JetBlue passengers can  earn three TrueBlue points for Amazon purchases made in flight. Just make sure you understand which products are excluded from the offer—this includes things like subscription Kindle products and Amazon Fresh .

Amazon Credit Cards and Points

Making the most of every dollar you spend is another Amazon Prime perk. Prime members have exclusive access to certain credit cards: The  Amazon Prime Store Card and Amazon Prime Rewards Visa Signature Card .

The Visa card gives you five percent back on Amazon and Whole Foods purchases and two percent back at restaurants, gas stations, and drugstores, with no annual fee. You can redeem your points for Amazon purchases, and the card also has travel benefits like no foreign transaction fees, baggage delay insurance, and travel accident insurance.

The Store card lets Prime members receive five percent back on Amazon and Whole Foods purchases, has no annual fee, and gives access to promotional financing.

Some credit card companies let you “ Shop With Points ” on Amazon, though you won’t get Prime benefits.

The Best Credit Cards for Travelers

Food Delivery: Amazon Fresh

If you want to schedule a delivery at a vacation rental or to have items waiting upon your return home, check out Amazon’s grocery delivery service, Amazon Fresh . Amazon Prime members have access to free delivery or pickup above a certain order minimum. Similarly, customers can place an order for delivery or pickup at nearby Whole Foods locations. Check your zip code to see available stores near you.

Discounted Memberships: Student and Family

If you’re ready to join Amazon Prime, look into some of the discounted membership services first to see if you qualify. Right now Amazon offers Amazon Family and Prime Student at discounted rates.

Amazon Family costs $119 per year with a free 30-day trial, but lets you create a household—meaning multiple users—for shared family benefits. Amazon Family also comes with discounted prices on Amazon Kids+ (previously FreeTime Unlimited)—a subscription service for kids’ entertainment—as well as special discounts on household products and diapers.

Prime Student comes at the discounted rate of $59 per year with a six-month free trial to start and a special student page filtered for college-specific needs.

Editor’s note: SmarterTravel.com is a participant in the Amazon  Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to  Amazon.com . This story was originally published in 2017. It has been updated to reflect the most current information.

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Prime Visa benefits guide

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Key takeaways

• The Prime Visa is a great card for Amazon Prime members who regularly shop on Amazon.com, at Whole Foods or Amazon Fresh.
• Additional travel benefits are available, which you may not find with other cash back credit cards
• If you don't regularly shop at Amazon.com, Amazon and Whole Foods or aren't a Prime member, another type of cash back card would likely be better suited.

If you’re a regular Amazon Prime shopper, having the Amazon Prime Visa card in your wallet is a no-brainer.

This card lets you earn an impressive cash back rate of 5 percent back on Amazon, Amazon Fresh and Whole Foods purchases and 2 percent back at gas stations, restaurants and on local transit and commuting — including rideshare.

Additionally, you’ll receive 5 percent back on Chase Travel purchases, choose to earn rewards or pay over time with certain purchases over $50 on Amazon and earn unlimited 1 percent cash back for all other purchases where Visa is accepted.

You’ll even get up to a $100 Amazon gift card upon approval and receive access to exclusive limited-time cardholder offers of 10 percent or more back on select items from Amazon.com.

However, this card isn’t just rewarding for online shopping. If you hit the roads and the skies as much as you shop online, you’ll love this card’s travel protections and perks, like travel accident insurance. Read on to learn more about the Amazon Prime Visa card and whether it could be the next great addition to your rewards credit card rotation.

Amazon Prime Visa card travel benefits

While the Amazon Prime Visa card is a cash back credit card at heart, it comes with more perks than most people realize. This includes a range of Amazon Prime Visa card benefits for travel, many of which are uncommon for this type of card.

Because this is a Visa credit card, a range of travel benefits are automatically included. For example, select cardholders can receive upgraded benefits at different resorts, hotels and spas with The Luxury Hotel & Resort Collection . You’ll benefit from automatic room upgrades (based on availability), complimentary Wi-Fi (where available), complimentary breakfast for two guests and early check-in and late check-out upon request (when available), among other perks.

Secondary auto rental coverage

This card comes with rental car coverage , although it works secondary to any insurance policies you already have. This coverage is good for most car rentals in the U.S. and abroad and applies to losses caused by damage or theft.

Travel accident insurance

Cardholders also get travel accident insurance when they travel by air, bus, train or cruise transportation and pay with the Amazon Prime Visa card. This protection includes accidental death or dismemberment coverage worth up to $500,000.

Lost luggage reimbursement

Lost luggage reimbursement can pay for losses when a checked bag or carry-on luggage is lost or damaged by a common carrier. This protection is good for the cardholder and their immediate family members, and it’s worth up to $3,000 per passenger.

Baggage delay insurance

Cardholders can rest easy on flights knowing that if their baggage arrives more than six hours late, they’ll receive up to $100 per day for up to three days to cover essentials like clothing and toiletries.

Travel and emergency assistance

If you need legal or medical help while away from home, you can call the card’s Benefits Administrator for travel and emergency assistance.

Roadside dispatch

You can also get help through this card when you’re in a pinch on the road, whether it’s your car or a rental car. With Visa’s Roadside Dispatch , you can call a hotline to be towed, jump start your car, get help changing your tire, access fuel delivery and more. These services aren’t free, but you’ll be glad you can count on them in case of an emergency.

No foreign transaction fees

This rewards credit card doesn’t tack on any foreign transaction fees when you use it for purchases overseas. This makes it a solid card option for international travel.

Amazon Prime Visa card consumer protections

The Amazon Prime Visa card also comes with some protections for purchases you make. These perks can help you save money or get a replacement if a product you buy with the card is damaged or stolen, or if an expensive item you purchase stops working in a set timeframe.

Purchase protection

Use your card for purchases and get protection that applies for damage or theft within 120 days. This coverage is good for up to $500 per claim and up to $50,000 per account.

Extended warranties

For items with eligible U.S. warranties that you pay for with your Prime Visa card, the extended warranty protection will extend the warranty by another year. This coverage is good for eligible items with extended manufacturer’s warranties of three years or less.

Maximizing the Amazon Prime Visa card

To make the Amazon Prime Visa card worth it for you, you’ll need an eligible Prime membership and use the card for all your Amazon.com, Amazon Fresh and Whole Foods purchases. You should also consider booking travel, such as hotels, rental cars, cruises or airfare, through Chase Travel. All will net you 5 percent cash back, which you can redeem for statement credits or more merchandise from the online retailer.

And since it’s a Visa credit card, you can also use it for any other purchases you make. You’ll even earn 2 percent back at restaurants, gas stations, local transit and commuting and 1 percent back on all other purchases when you do.

That said, you should have a plan to pay your balance in full each month if you see yourself using this card for everyday spending and bills. After all, its 19.49 percent to 27.49 percent variable APR will make carrying a balance a costly experience.

The bottom line

If you’re already an Amazon Prime member, adding the Amazon Prime Visa card to your wallet can make Amazon’s low prices an even sweeter deal. If you use Prime regularly, the welcome bonus gift card and high-earning rewards categories for Amazon.com and Whole Foods purchases can cover the cost of your membership.

This card also offers competitive rewards rates for non-Amazon purchases at gas stations, restaurants and on local transit, commuting and ridesharing. It also comes with a bevy of benefits — roadside protections, a concierge service, hotel perks and travel protections — that make it a great option for travelers.

At the end of the day, all the perks and rewards you’ll get make this card well worth it over the long run, but don’t forget to check out other options on our list of the best credit cards for shopping on Amazon .

Amazon Prime Visa offers ample points for online shopping

Amazon store cards vs. Amazon Visa credit cards

Amazon Prime Rewards Visa Signature Card review: A role model retail card

How much could you save?

How to use your rewards, travel perks, comparing the prime visa to other travel credit cards, the bottom line, how the prime visa card can help you save on your next vacation.

Amazon’s Prime Visa card is more than just a retail card. Here are the perks you might not know about.

Evan Zimmer

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The Prime Visa can do a lot -- from earning rewards for your Amazon shopping sprees and Whole Foods grocery hauls to insuring your new purchases from damage or theft with a myriad shopping protections. 

It’s become my go-to credit card when I need to buy anything online. And its versatility doesn’t stop there. In lieu of opening a travel credit card, you might find the Prime Visa could save you a decent amount on your travel bookings by using its rewards to fund them.

The Prime Visa is a rewards powerhouse when it comes to all things Amazon, but as a Chase credit card, it comes with a lesser-known bonus category for travel. Not only will you earn 2% cash back for local transit and commuting (including rideshares), but you can also earn 5% cash back when you book your travel through Chase. It even includes a number of travel protections like travel accident insurance, baggage delay insurance, lost luggage reimbursement, roadside dispatch and an auto rental collision damage waiver.

You can learn more in our Prime Visa review .

Most avid travelers like to shop around to find the best rate, rather than going through one booking service or travel portal. However, even if you’re able to book a single aspect of your trip through Chase, it can put some money back in your pocket.

Chase’s travel portal lets you book hotels, rental cars, airfare, activities and cruises. If you booked a $807 weekend hotel for two in Denver with an $83 rental car, you’d earn $44.50 in rewards to put toward another trip or toward your account to lower your overall balance.

However, unlike some of Chase’s other credit cards (specifically those in the Chase Ultimate Rewards program), you aren’t able to utilize point transfers with the Prime Visa. Point transfers are a way to potentially get even more value from your points by transferring them to partner airlines or hotels.

The Prime Visa lets you redeem your rewards for cash back, merchandise through Amazon or for travel. However, you’ll get the best value if you redeem your points as cash back or travel. While convenient, if you redeem them when you checkout with Amazon, you’ll miss out on earning rewards for those purchases.

Your points will be worth 1 cent each. Whether you want to use them for travel or cash back depends on your preferences. If you travel frequently, putting your rewards toward covering some of the expenses could help save money toward activities when you land.

If you’ve been booking your travel using a debit card or a non-travel credit card, you’re missing out on both rewards and protections that could help avoid financial headaches in certain circumstances. The Prime card comes equipped with more travel protections than some dedicated travel cards.

• Travel accident insurance: Charging your airfare, bus fare, cruise fare or train fare to the card provides up to $500,000 in coverage against accidental death and dismemberment.
• Baggage delay insurance: If your baggage is delayed for longer than six hours, you can get reimbursed for the cost of essential purchases like toiletries and clothing by up to $100 per day for three days.
• Lost luggage reimbursement: If you or an immediate family member has luggage lost or damaged by the carrier, you’re covered by up to $3,000.
• Roadside dispatch: If you run into car trouble -- whether it’s a flat tire, dead battery or you’ve locked your keys in your car -- you can call 1-800-847-2869 for assistance.
• Auto rental collision damage waiver: If you decline the rental car provider’s insurance offer and charge the full amount to your Prime Visa card, you’ll get secondary coverage for your rental against damage or theft.

While the Prime Visa could fill the spot of travel credit card in your wallet, it’s not the only option available.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card* is a great choice if you’re looking for flat-rate rewards that you don’t have to think about. Whereas the Prime Visa provides a different reward rate depending on which purchase you’re using it for, the Venture will earn the same amount no matter what you’re buying.

Despite being a dedicated travel credit card, it has fewer travel protections than the Prime card. However, it does provide an application fee credit for TSA PreCheck or Global Entry , which can save avid travelers a lot of time at the airport.

It comes down to how much flexibility you want, and if you’d rather lean more into travel rewards. With the Venture card, you’ll have more choices when it comes to booking travel, but you’ll miss out on higher rewards at Amazon with the Prime Visa.

You can learn more in our Capital One Venture Rewards Card review .

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred Card has the Prime Visa beat when it comes to travel. But that makes sense, considering the Sapphire Preferred is a dedicated travel card whereas the Prime merely dabbles in it. It comes with one of the best reward programs thanks to its 25% redemption bonus when you redeem for travel through Chase Travel and its 1:1 point transfer rate to Chase’s travel partners.

Point transfers are how you can get even more value from your points. The Prime Visa is unable to take advantage of point transfers, which is one of the most lucrative features of a travel card. That means it can’t really compete with the Chase Sapphire Preferred’s reward program redemption opportunities.

You can learn more in our Chase Sapphire Preferred Card review .

American Express® Gold Card

While the Prime Visa offers a great rewards rate at Whole Foods, the American Express Gold Card* offers rewards at all restaurants and U.S. supermarkets. The reward rate is slightly less than what you’d get from the Prime Visa, but it gives cardholders more places to eat and earn rewards with.

It also features rewards for flights booked directly with airlines or through amextravel.com. It’s a bit more restrictive than the other cards here, considering you won’t be able to earn many rewards for your hotel or rental car or for rideshares, but you could earn rewards beyond Whole Foods on your travels.

The Amex Gold also lets cardholders use points to fund your Amazon purchases. But you’d get only 0.7 cent per point for doing so, which is less than if you redeem your rewards for statement credits with the Prime Visa. The Gold card also costs $250 annually, which is over $100 more than a Prime membership.

You can learn more in our American Express Gold Card review .

The Prime Visa is unmatched when it comes to earning rewards with Amazon and its brands. I use it whenever I need to buy something online or if I’m craving the Whole Foods hot bar or baked goods -- but I leave it alone for anything else. 

If you don’t have a travel credit card in your wallet, it can fill that space – and be pretty rewarding too. The caveat is that you’ll need to book your travel through Chase rather than shopping around with different travel portals. If you’re an avid traveler though, there are other dedicated travel credit cards that do it better.

*All information about the Capital One Venture Rewards Credit Card and the American Express Gold Card has been collected independently by CNET and has not been reviewed by the issuer.

For rates and fees of the American Express Gold Card, click  here .

CNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. For many of these products and services, we earn a commission. The compensation we receive may impact how products and links appear on our site.

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Credit Cards > Reviews

Prime Visa card review: More perks for Amazon Prime members

Glen Luke Flanagan

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 7:07 a.m. UTC Nov. 14, 2023

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Amazon Prime members can greatly benefit from the generous rewards the card earns for spending within the brand.

Why trust our credit card experts

Our team of experts evaluates hundreds of credit cards and analyzes thousands of data points to help you find the best card for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

• 50+ cards analyzed.
• 8 data points considered.
• 5-step fact-checking process.

About the Prime Visa * The information for the Prime Visa has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

If you’re an Amazon Prime member, the Amazon Prime Visa Card should be in your wallet. This card earns 5% back at Amazon.com, Amazon Fresh and Whole Foods Market with an eligible Prime membership, 5% back on travel booked through Chase, 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and 1% back on all other purchases. But note, if you’re not a Prime member, you’re only eligible for a scaled-down card earning a lower rate on Amazon and at Whole Foods.

Amazon also offers a rotating selection of items and categories on which cardholders can earn an elevated rate of 10% cash back or more. And, unlike some retail credit cards, you can use the Amazon Prime Visa Card anywhere Visa is accepted.

As a new cardholder, you’ll earn a $100 Amazon gift card for Prime members upon approval. This card does not offer traditional 0% intro APR periods. However, cardholders may be eligible to choose a 0% APR period where they make equal monthly payments ranging from six to 18 months on qualifying purchases of $50 or more. After that a variable APR of 19.49% to 27.49% applies. A balance transfer fee of either $5 or 4% of each transfer, whichever is greater, applies. Note that if you opt for promotional financing on your purchase, you won’t earn cash back.

The card has no annual fee or foreign transaction fees. That said, while it’s a good fit for Prime members when shopping at Whole Foods or Amazon, the card’s low base rewards rate makes it less attractive as an everyday spending card.

Amazon Prime Visa Card basics

• Annual fee: $0 with Prime membership.
• Welcome bonus: $100 Amazon gift card for Prime members upon approval.
• Rewards: 5% back at Amazon.com, Amazon Fresh and Whole Foods Market with an eligible Prime membership, 5% back on travel booked through Chase, 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and 1% back on all other purchases.
• Regular APR: 19.49% to 27.49% Variable.
• Other perks and benefits:  Intro APR promotions on eligible Amazon purchases, travel insurance protections, bonus cash back on select Amazon purchases.
• Does the issuer offer a preapproval tool? No.
• Recommended credit score: Good to excellent.

Amazon Prime Visa Card rewards

Amazon will add a $100 Amazon gift card for Prime members upon approval, which you can use for purchases on the website.

If you’re a Prime member, you’ll earn 5% back at Amazon.com, Amazon Fresh and Whole Foods Market with an eligible Prime membership, 5% back on travel booked through Chase, 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and 1% back on all other purchases. If not, you’ll only be eligible for the Amazon Visa * The information for the Amazon Visa has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. , and will earn 3% cash back in rewards at Amazon.com and Whole Foods Market, 2% back at restaurants, gas stations, drugstores and on local transit and commuting and 1% back on all other purchases.

Additionally, you can earn extra back on top of the elevated rewards your card offers on thousands of items listed on Amazon’s Prime card bonus deals page , with some offers at the time of writing showing total earnings of up to 15% or even 20% cash back.

You can redeem your rewards for Amazon.com purchases, a statement credit on your account or a deposit into a U.S. bank account. Note, however, that if you put your cash back toward Amazon.com shopping, you won’t earn cash back on purchases made with your rewards, so it’s better to opt for a statement credit or deposit. 

Amazon Prime Visa Card rewards potential

Using government data and other publicly available information, we estimate that a household in the U.S. that would be in the market for this card has an annual income of $84,352 and $25,087 in expenses they are likely to be able to charge to a credit card.

Here’s how that could break down for this card:

Of course, that assumes that you’re doing all of your grocery shopping at Whole Foods, which won’t be true for all cardholders. This calculation also doesn’t include Amazon-specific online purchases, which could help you earn potentially hundreds more each year in rewards. 

Amazon Prime Visa Card APR details

This card does not offer traditional 0% intro APR periods. However, cardholders may be eligible to choose a 0% APR period where they make equal monthly payments ranging from six to 18 months on qualifying purchases of $50 or more. After that a variable APR of 19.49% to 27.49% applies. A balance transfer fee of either $5 or 4% of each transfer, whichever is greater, applies. Here’s how that breaks down:

Note that this is not the same as the promotional financing you might receive from other stores, which can charge interest retroactively if you don’t pay the balance in full by the end of the promotional period.

Instead, Amazon will post the total purchase price to your credit line, and you’ll make equal monthly payments toward the purchase, which will be added to your minimum monthly payment. 

Amazon Prime Visa Card pros

• Great rewards on Amazon and Whole Foods purchases: You’ll be hard-pressed to find a better rewards rate on Amazon.com purchases, and while there are credit cards out there that offer higher rates on grocery spending, there are no caps on this card’s elevated rate at Whole Foods.
• APR promotions on select Amazon products: If you need to make a large purchase on Amazon.com, but you aren’t sure if you’ll be able to pay it off immediately, the card’s APR promotion feature could save you some money.
• No spending requirement for part of the welcome bonus: While the Amazon gift card isn’t the best welcome offer you’ll see, it doesn’t require you to spend any money to get it, which is extremely rare.
• Travel protections: It’s not common for cash-back credit cards to offer a variety of travel protections. But with the Amazon Prime Visa Card, you’ll get travel accident insurance, lost luggage reimbursement, baggage delay insurance, travel and emergency assistance, roadside dispatch and auto rental collision damage waiver. The card also offers purchase protection and extended warranty coverage.

Amazon Prime Visa Card cons

• Non-Amazon spending won’t earn much: While you’ll get great rewards with Amazon and Whole Foods, you can easily find other cards that will give you better rewards on your everyday spending.
• Lower rewards for non-Prime members: Many Amazon users have a Prime membership, but those who don’t will only be eligible for a card that earns a lower rate of 3% back on Amazon and Whole Foods purchases.
• No introductory APR on most purchases: While the APR promotion on Amazon.com purchases is an excellent feature, you won’t be able to use that benefit on other purchases. If you need to make a large purchase somewhere else or pay down a high-interest balance with a balance transfer, you’ll want to look elsewhere.

How the Amazon Rewards Visa Card compares to other cash-back cards

Amazon prime visa card vs. blue cash preferred® card from american express.

If you’re looking for a card with great rewards on groceries, consider the Blue Cash Preferred® Card from American Express (terms apply, rates & fees ). The card offers 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, 3% cash back on transit and 1% cash back on other purchases. Cash back is received in the form of Rewards Dollars that can be redeemed as a statement credit or for eligible items at Amazon.com checkout.

You’ll also get a $250 statement credit after spending $3,000 in purchases in the first six months of card membership and get a 0% intro APR for 12 months on purchases and balance transfers requested in the first 60 days, then a variable APR of 19.24% to 29.99%. A balance transfer fee of $5 or 3%, whichever is greater, applies. The card has a $0 intro annual fee for the first year, then $95.

Amazon Prime Visa Card vs. Chase Freedom Flex℠ * The information for the Chase Freedom Flex℠ has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

If you like the idea of earning more on Amazon but don’t want to restrict your rewards on other spending, consider the Chase Freedom Flex . The card offers 5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% cash back on travel purchased through Chase Travel℠, 3% cash back on dining and drugstores and 1% cash back on all other purchases.

The  rotating bonus rate has included Amazon in the past, but it also includes other everyday spending categories. The card also offers a $200 bonus after spending $500 on purchases in the first three months of account opening. There’s a0% intro APR for the first 15 months on purchases and balance transfers, then a variable APR of 20.49% to 29.24%. There is an intro balance transfer fee of either $5 or 3% of each transfer, whichever is greater, in the first 60 days. Then the fee is the greater of $5 or 5% of each transfer. The card has no annual fee.

Amazon Prime Visa Card vs. Wells Fargo Active Cash® Card

If you prefer simplicity, the Wells Fargo Active Cash Card should be on your radar. The card offers a flat 2% cash rewards on purchases, plus a $200 cash rewards bonus after spending $500 in purchases in the first three months of account opening. 

New cardholders will also get a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies thereafter. Balance transfers made within 120 days qualify for the intro rate and fee of 3%. After that a fee of up to 5%, with a minimum of $5 applies. The card has no annual fee.

Chase Sapphire Preferred® Card

Welcome bonus.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s Take

• Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
• $50 annual statement credit toward Chase Travel hotel bookings.
• Valuable travel protections.
• $95 annual fee.
• Category bonuses are limited and not competitive against other travel cards.
• Transfer partner list is limited compared to programs like Amex Membership ® Rewards and Citi ThankYou ® .

Card details

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Should you get the Amazon Prime Visa Card?

If you’re an Amazon Prime member and do most of your online shopping with Amazon, it’s worth getting the card, even if you only use it for purchases with Amazon and Whole Foods. It can be especially useful if you make larger purchases on the website and want to save money on interest as you pay them off. 

With that said, the card isn’t a great one for everyday use, so it might be worth it to pair the Amazon Prime Visa Card with one or more other rewards credit cards to ensure you’re making the most of all of your biggest spending categories. 

Amazon Prime Visa Card summary

Methodology

Our credit card team has spent hours analyzing hundreds of credit cards. We took a deep dive into the details of each product and that analysis, combined with our years of experience covering credit cards, informed us as we developed these credit card rankings.

Some of the factors evaluated in selecting the best rewards credit cards included:

• Rewards potential and redemption options.
• Welcome bonuses.
• Travel and shopping benefits.
• Intro APRs.
• Annual fees.

Frequently asked questions (FAQs)

Chase, which issues the credit card, does not disclose a minimum credit score requirement. However, for a solid chance of your application being approved, it’s generally best to have good-to-excellent credit — which is typically considered to start at a FICO Score of 670.

Yes. When you apply for the card, Chase will run a hard inquiry on your credit reports, which can knock a few points off your score temporarily. Additionally, when you open an account, it can impact the average age of your accounts, which affects your length of credit history.

Finally, as you use the card and make payments, the percentage of your balance that you’re using at a given time — referred to as your credit utilization rate — and your on-time payment history will influence your credit score.

As a result, it’s crucial that you use the card responsibly, which can help you build your credit history rather than hurt it.

No, the card does not charge an annual fee.

You can use the card anywhere Visa is accepted. What’s more, if you use the card abroad, you won’t be charged any foreign transaction fees.

For rates and fees for the Blue Cash Preferred® Card from American Express please visit this page .

*The information for the Amazon Visa, Chase Freedom Flex℠ and Prime Visa has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Ben Luthi is a freelance writer who covers all things personal finance and travel. His work has appeared in dozens of online publications. Ben lives in Salt Lake City with his two children and two cats.

Glen Luke Flanagan is a deputy editor on the USA TODAY Blueprint credit cards team. Prior to joining Blueprint, he served as a deputy editor on the credit cards team at Forbes Advisor, and covered credit cards, credit scoring and related topics as a senior writer at LendingTree. He’s passionate about helping people understand personal finance so they can make the best decisions possible for their wallet. Glen holds a master's degree in technical and professional communication from East Carolina University and a bachelor's degree in journalism from Radford University.

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• Is the Amazon Prime Visa the Best Credit Card for You?
• Benefits and Features
• Annual Fee and Other Costs

How the Amazon Prime Visa Card Compares

• Frequently Asked Questions

Prime Visa Card Review 2024: Best Credit Card for Amazon Prime Members

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews .

The information for the following product(s) has been collected independently by Business Insider: Chase Freedom Flex℠. The details for these products have not been reviewed or provided by the issuer.

Earn 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership (earn 3% without an eligible Prime membership). Earn 2% back on restaurant, gas station, and local transit and commuting purchases, including rideshare. Earn 1% back on all other purchases.

19.49% - 27.49% Variable

Earn a $100 Amazon gift card

Good to Excellent

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. 5% cash back at Amazon, Whole Foods, and travel booked through Chase is hard to beat
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good travel benefits and purchase protections
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee
• con icon Two crossed lines that form an 'X'. Must be an Amazon Prime member to qualify
• con icon Two crossed lines that form an 'X'. Other cards offer higher cash-back rates on non-Amazon purchases

The Amazon Prime Visa is a good choice if you're already an Amazon Prime member — and do quite a bit of online shopping. It comes with decent benefits for a no-annual-fee credit card, and its earning rates are exceptional.

• Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
• Earn unlimited 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market with an eligible Prime membership
• Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership
• Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
• Earn unlimited 1% back on all other purchases
• No annual credit card fee
• No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
• Member FDIC

The Amazon Prime Visa is a good choice if you're already an Amazon Prime member — and do quite a bit of online shopping. It comes with decent benefits for a no-annual-fee credit card , and its earning rates are exceptional.

Amazon Prime Visa Card Review: Is the It Best Credit Card for You?

Chase recently rolled out changes to its Amazon credit cards, including new names, bonuses, earning categories, and benefits. Formerly known as the Amazon Prime Rewards Visa Signature Card, the newly renamed Prime Visa is now even more valuable for Amazon shoppers. And there's a new welcome bonus offer: $100 Amazon gift card instantly upon approval as a Prime member.

If you're an Amazon Prime member and spend a lot at Amazon, Whole Foods, or both, the Prime Visa is worth considering. Amazon Prime members earn 5% cash back on Amazon and Whole Foods purchases***, 5% cash back on travel booked through Chase***, 2% cash back at restaurants, gas stations, and local transit and commuting (including rideshare), and 1% back on all other purchases.

There's no annual fee for Amazon Prime members, and because it's a Visa Signature card, it offers solid benefits including extended warranty, purchase protection, and car rental insurance.

The card also offers a unique pay-over-time feature that can be useful if you want to avoid interest charges, but if you take advantage of this option, you won't earn rewards for your purchase.

While this is a great card if you do the bulk of your spending at Amazon and/or Whole Foods, there are other credit cards that earn bonus cash back in a wider variety of categories that might be a better fit. Depending on your spending habits, a card with a flat earning rate everywhere, like the Wells Fargo Active Cash® Card (2% cash rewards on all purchases), could earn you more rewards overall. 

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Amazon Prime Visa Card Rewards

Welcome bonus offer

The Prime Visa is offering a $100 Amazon gift card instantly upon approval as a Prime member. Rarely do cards offer welcome bonuses without some sort of minimum spending requirement. 

How to earn points

The Prime Visa earns the most cash back on Amazon, Whole Foods, and Chase Travel Portal purchases. But to get this rate you must have an active Prime Membership ($139 per year for most members) and the card must be loaded as a method of payment on your Amazon account. If your Prime Membership lapses or your card isn't loaded to your account, you'll earn 3% back at Amazon and Whole Foods.

Cardholders earn:

• 5% cash back at Amazon, Amazon Fresh, Whole Foods, and on travel purchased through Chase Ultimate Rewards ®
• 2% cash back at restaurants (including takeout and delivery services if they're classified as a restaurant merchant)
• 2% cash back at gas stations (paid for either at the pump or inside the station)
• 2% cash back on local transit and commuting (including rideshare, passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages)
• 1% cash back on all other eligible purchases

With the Prime Visa, you'll actually earn rewards as points, with 100 points = 1 dollar. Note that you won't earn bonus rewards for purchases made through international Amazon sites or certain third-party vendors.

How to use points

The simplest way to use rewards from the Prime Visa is to redeem them toward Amazon purchases at checkout. You can also request cash back as a statement credit or direct deposit to a linked bank account, or use points toward gift cards or travel.

Another positive change with the recent refresh to the card is that the rewards you earn on purchases will post daily and you can immediately use them. Previously, your earned rewards would only post to your account once per month. 

Amazon Prime Visa Card Benefits and Features

For a no-annual-fee card, the Prime Visa offers a solid range of benefits. 

Interest-free equal monthly payments

At Amazon checkout, you'll have the option to select equal monthly payments (from six to 12 months) with a 0% APR on eligible purchases over $50 (then a 19.49% - 27.49% Variable APR).

You can set up monthly payments as follows:

• Purchases of $50 or more: Six equal monthly payments
• Purchases of $250 or more: 12 equal monthly payments

You won't earn rewards if you go this route, but it's a handy feature if you have a large Amazon purchase you want to pay for over time without incurring interest charges. Note that the full price will be charged to your card at the time of purchase; you'll be responsible for the monthly payment amount which will appear on each statement.

Car rental insurance

When you decline the rental company's collision insurance and charge the entire rental cost to your card, you're covered for theft and collision damage on most cars. In the US, coverage is secondary to your personal insurance — otherwise, it's primary car rental insurance.

Lost luggage reimbursement

When you pay for your fare with the Prime Visa and the carrier damages or loses your bags, you and your immediate family members could be covered for up to $3,000 per passenger. 

Baggage delay insurance

Credit card travel insurance like baggage delay insurance can give you peace of mind on a trip. If your bags are delayed for six hours or more, you could be reimbursed for essential purchases (like clothing and toiletries) up to $100 per day for up to three days.

Purchase protection

If an eligible item you've bought with your card is damaged or stolen within 120 days of purchase, the card's purchase protection could make you eligible for up to $500 in reimbursement per claim, and up to $50,000 per account.

Extended warranty

Eligible items you purchase with the Prime Visa with a manufacturer's warranty of three years or less can receive an additional year of extended warranty coverage.

Visa Signature concierge

The Visa Signature concierge can help you arrange things like hard-to-get restaurant reservations or theater tickets. It doesn't cost anything to use the service, but any third-party costs are your responsibility.

Travel and emergency assistance services

Suppose you're away from home and run into trouble. In that case, you'll have access to a travel and emergency assistance hotline that can help arrange legal and medical referrals, prescriptions, translation services, and more. Keep in mind any third-party costs are your responsibility.

Roadside dispatch

Cardholders have access to a 24/7 roadside dispatch hotline which can help you arrange services like towing, winching, or jump-starting. The dispatch service itself is free, but you'll be charged for any services rendered.

Travel accident insurance

When you pay for your air, bus, cruise, or train transportation with the card, you're eligible for accidental death or dismemberment coverage of up to $500,000. Be sure to read the terms and conditions for details on what's covered.

Amazon Prime Visa Card Annual Fee and Other Costs

The Prime Visa doesn't have an annual fee as long as you have an Amazon Prime membership, and it doesn't add foreign transaction fees , so it's a good choice for international purchases. You'll want to avoid carrying a balance on this card, because you'll be charged interest (currently a 19.49% - 27.49% Variable APR).

Prime Visa vs other Chase credit cards

*limited-time offer

***5% cash back at Amazon and Whole Foods requires a Prime Membership and that your card is loaded to your eligible Amazon account; otherwise earn 3% back on these purchases

Prime Visa vs other cash-back credit cards

****3% back on up to $6,000 spent at US supermarkets in a calendar year, then 1% back

Amazon Prime Visa Card Frequently Asked Questions

To qualify for the Prime Visa, you'll typically need a credit score in the good or excellent range; that is, a  FICO score of at least 670. If your score isn't quite there yet, be sure to check out our guide to the best credit cards for average credit scores for other options.

If you're a big Amazon (or Whole Foods) shopper, the 5% cash back earning rate on the Prime Visa is hard to beat. Plus, you'll earn a respectable 2% cash back at restaurants, gas stations, and on local transit and commuting — so if these categories line up with your usual spending habits, it's an even better deal.

Yes, you'll need an eligible Prime membership to open the Prime Visa, and your membership must stay active to earn 5% back at Amazon, Whole Foods, and Chase Travel purchases (otherwise, the earning rate on these purchases drops to 3%).

You can use the Prime Visa anywhere Visa is accepted; it's not just for Amazon and Whole Foods.

The easiest way to pay your Amazon Prime card bill is to log in online through Chase or its mobile app. You can also pay your bill by calling the number on the back of your card, by mail, or at a Chase branch.

The Prime Visa is issued by Chase.

Methodology: How We Reviewed the Amazon Prime Visa Card

The Prime Visa is a cash back credit card. We also consider it to be one of the best credit cards for online shopping . Therefore, we pitted its benefits and earning rates against credit cards in the same arena.  

Thanks to an unparalleled return with Amazon and Whole Foods — as well as the ability to choose interest-free financing on many purchases — this card earned a solid 4.05 out of 5 stars.

You can read a full rundown of how we rate credit cards  at Insider.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

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Amazon prime rewards visa signature card benefits guide.

Key takeaways

The Prime Visa is a great card for Amazon Prime members who regularly shop on Amazon.com, at Whole Foods or Amazon Fresh.

Additional travel benefits are available, which you may not find with other cash back credit cards

If you don't regularly shop at Amazon.com, Amazon and Whole Foods or aren't a Prime member, another type of cash back card would likely be better suited.

If you’re a regular Amazon Prime shopper, having the Amazon Prime Visa card in your wallet is a no-brainer.

This card lets you earn an impressive cash back rate of 5 percent back on Amazon, Amazon Fresh and Whole Foods purchases and 2 percent back at gas stations, restaurants and on local transit and commuting — including rideshare.

Additionally, you’ll receive 5 percent back on Chase Travel purchases, choose to earn rewards or pay over time with certain purchases over $50 on Amazon and earn unlimited 1 percent cash back for all other purchases where Visa is accepted.

You’ll even get up to a $150 Amazon gift card upon approval and receive access to exclusive limited-time cardholder offers of 10 percent or more back on select items from Amazon.com.

However, this card isn’t just rewarding for online shopping. If you hit the roads and the skies as much as you shop online, you’ll love this card’s travel protections and perks, like travel accident insurance. Read on to learn more about the Amazon Prime Visa card and whether it could be the next great addition to your rewards credit card rotation.

Amazon Prime Visa card travel benefits

While the Amazon Prime Visa card is a cash back credit card at heart, it comes with more perks than most people realize. This includes a range of Amazon Prime Visa card benefits for travel, many of which are uncommon for this type of card.

Because this is a Visa credit card, a range of travel benefits are automatically included. For example, select cardholders can receive upgraded benefits at different resorts, hotels and spas with The Luxury Hotel & Resort Collection . You’ll benefit from automatic room upgrades (based on availability), complimentary Wi-Fi (where available), complimentary breakfast for two guests and early check-in and late check-out upon request (when available), among other perks.

Secondary auto rental coverage

This card comes with rental car coverage , although it works secondary to any insurance policies you already have. This coverage is good for most car rentals in the U.S. and abroad and applies to losses caused by damage or theft.

Travel accident insurance

Cardholders also get travel accident insurance when they travel by air, bus, train or cruise transportation and pay with the Amazon Prime Visa card. This protection includes accidental death or dismemberment coverage worth up to $500,000.

Lost luggage reimbursement

Lost luggage reimbursement can pay for losses when a checked bag or carry-on luggage is lost or damaged by a common carrier. This protection is good for the cardholder and their immediate family members, and it’s worth up to $3,000 per passenger.

Baggage delay insurance

Cardholders can rest easy on flights knowing that if their baggage arrives more than six hours late, they’ll receive up to $100 per day for up to three days to cover essentials like clothing and toiletries.

Travel and emergency assistance

If you need legal or medical help while away from home, you can call the card’s Benefits Administrator for travel and emergency assistance.

Roadside dispatch

You can also get help through this card when you’re in a pinch on the road, whether it’s your car or a rental car. With Visa’s Roadside Dispatch , you can call a hotline to be towed, jump start your car, get help changing your tire, access fuel delivery and more. These services aren’t free, but you’ll be glad you can count on them in case of an emergency.

No foreign transaction fees

This rewards credit card doesn’t tack on any foreign transaction fees when you use it for purchases overseas. This makes it a solid card option for international travel.

Amazon Prime Visa card consumer protections

The Amazon Prime Visa card also comes with some protections for purchases you make. These perks can help you save money or get a replacement if a product you buy with the card is damaged or stolen, or if an expensive item you purchase stops working in a set timeframe.

Purchase protection

Use your card for purchases and get protection that applies for damage or theft within 120 days. This coverage is good for up to $500 per claim and up to $50,000 per account.

Extended warranties

For items with eligible U.S. warranties that you pay for with your Prime Visa card, the extended warranty protection will extend the warranty by another year. This coverage is good for eligible items with extended manufacturer’s warranties of three years or less.

Maximizing the Amazon Prime Visa card

To make the Amazon Prime Visa card worth it for you, you’ll need an eligible Prime membership and use the card for all your Amazon.com, Amazon Fresh and Whole Foods purchases. You should also consider booking travel, such as hotels, rental cars, cruises or airfare, through Chase Travel. All will net you 5 percent cash back, which you can redeem for statement credits or more merchandise from the online retailer.

And since it’s a Visa credit card, you can also use it for any other purchases you make. You’ll even earn 2 percent back at restaurants, gas stations, local transit and commuting and 1 percent back on all other purchases when you do.

That said, you should have a plan to pay your balance in full each month if you see yourself using this card for everyday spending and bills. After all, its 19.49 percent to 27.49 percent variable APR will make carrying a balance a costly experience.

The bottom line

If you’re already an Amazon Prime member, adding the Amazon Prime Visa card to your wallet can make Amazon’s low prices an even sweeter deal. If you use Prime regularly, the welcome bonus gift card and high-earning rewards categories for Amazon.com and Whole Foods purchases can cover the cost of your membership.

This card also offers competitive rewards rates for non-Amazon purchases at gas stations, restaurants and on local transit, commuting and ridesharing. It also comes with a bevy of benefits — roadside protections, a concierge service, hotel perks and travel protections — that make it a great option for travelers.

At the end of the day, all the perks and rewards you’ll get make this card well worth it over the long run, but don’t forget to check out other options on our list of the best credit cards for shopping on Amazon .

Amazon Prime Rewards Visa Signature Card benefits guide

Key takeaways.

• The Prime Visa is a great card for Amazon Prime members who regularly shop on Amazon.com, at Whole Foods or Amazon Fresh.
• Additional travel benefits are available, which you may not find with other cash back credit cards
• If you don't regularly shop at Amazon.com, Amazon and Whole Foods or aren't a Prime member, another type of cash back card would likely be better suited.

If you’re a regular Amazon Prime shopper, having the Amazon Prime Visa card in your wallet is a no-brainer.

This card lets you earn an impressive cash back rate of 5 percent back on Amazon, Amazon Fresh and Whole Foods purchases and 2 percent back at gas stations, restaurants and on local transit and commuting — including rideshare.

Additionally, you’ll receive 5 percent back on Chase Travel purchases, choose to earn rewards or pay over time with certain purchases over $50 on Amazon and earn unlimited 1 percent cash back for all other purchases where Visa is accepted.

You’ll even get up to a $150 Amazon gift card upon approval and receive access to exclusive limited-time cardholder offers of 10 percent or more back on select items from Amazon.com.

However, this card isn’t just rewarding for online shopping. If you hit the roads and the skies as much as you shop online, you’ll love this card’s travel protections and perks, like travel accident insurance. Read on to learn more about the Amazon Prime Visa card and whether it could be the next great addition to your rewards credit card rotation.

Amazon Prime Visa card travel benefits

While the Amazon Prime Visa card is a cash back credit card at heart, it comes with more perks than most people realize. This includes a range of Amazon Prime Visa card benefits for travel, many of which are uncommon for this type of card.

Because this is a Visa credit card, a range of travel benefits are automatically included. For example, select cardholders can receive upgraded benefits at different resorts, hotels and spas with The Luxury Hotel & Resort Collection . You’ll benefit from automatic room upgrades (based on availability), complimentary Wi-Fi (where available), complimentary breakfast for two guests and early check-in and late check-out upon request (when available), among other perks.

Secondary auto rental coverage

This card comes with rental car coverage , although it works secondary to any insurance policies you already have. This coverage is good for most car rentals in the U.S. and abroad and applies to losses caused by damage or theft.

Travel accident insurance

Cardholders also get travel accident insurance when they travel by air, bus, train or cruise transportation and pay with the Amazon Prime Visa card. This protection includes accidental death or dismemberment coverage worth up to $500,000.

Lost luggage reimbursement

Lost luggage reimbursement can pay for losses when a checked bag or carry-on luggage is lost or damaged by a common carrier. This protection is good for the cardholder and their immediate family members, and it’s worth up to $3,000 per passenger.

Baggage delay insurance

Cardholders can rest easy on flights knowing that if their baggage arrives more than six hours late, they’ll receive up to $100 per day for up to three days to cover essentials like clothing and toiletries.

Travel and emergency assistance

If you need legal or medical help while away from home, you can call the card’s Benefits Administrator for travel and emergency assistance.

Roadside dispatch

You can also get help through this card when you’re in a pinch on the road, whether it’s your car or a rental car. With Visa’s Roadside Dispatch , you can call a hotline to be towed, jump start your car, get help changing your tire, access fuel delivery and more. These services aren’t free, but you’ll be glad you can count on them in case of an emergency.

No foreign transaction fees

This rewards credit card doesn’t tack on any foreign transaction fees when you use it for purchases overseas. This makes it a solid card option for international travel.

Amazon Prime Visa card consumer protections

The Amazon Prime Visa card also comes with some protections for purchases you make. These perks can help you save money or get a replacement if a product you buy with the card is damaged or stolen, or if an expensive item you purchase stops working in a set timeframe.

Purchase protection

Use your card for purchases and get protection that applies for damage or theft within 120 days. This coverage is good for up to $500 per claim and up to $50,000 per account.

Extended warranties

For items with eligible U.S. warranties that you pay for with your Prime Visa card, the extended warranty protection will extend the warranty by another year. This coverage is good for eligible items with extended manufacturer’s warranties of three years or less.

Maximizing the Amazon Prime Visa card

To make the Amazon Prime Visa card worth it for you, you’ll need an eligible Prime membership and use the card for all your Amazon.com, Amazon Fresh and Whole Foods purchases. You should also consider booking travel, such as hotels, rental cars, cruises or airfare, through Chase Travel. All will net you 5 percent cash back, which you can redeem for statement credits or more merchandise from the online retailer.

And since it’s a Visa credit card, you can also use it for any other purchases you make. You’ll even earn 2 percent back at restaurants, gas stations, local transit and commuting and 1 percent back on all other purchases when you do.

That said, you should have a plan to pay your balance in full each month if you see yourself using this card for everyday spending and bills. After all, its 19.49 percent to 27.49 percent variable APR will make carrying a balance a costly experience.

The bottom line

If you’re already an Amazon Prime member, adding the Amazon Prime Visa card to your wallet can make Amazon’s low prices an even sweeter deal. If you use Prime regularly, the welcome bonus gift card and high-earning rewards categories for Amazon.com and Whole Foods purchases can cover the cost of your membership.

This card also offers competitive rewards rates for non-Amazon purchases at gas stations, restaurants and on local transit, commuting and ridesharing. It also comes with a bevy of benefits — roadside protections, a concierge service, hotel perks and travel protections — that make it a great option for travelers.

At the end of the day, all the perks and rewards you’ll get make this card well worth it over the long run, but don’t forget to check out other options on our list of the best credit cards for shopping on Amazon .

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14 Benefits and Perks of the Prime Visa Card [$1,500+ Value]

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1. Welcome Bonus Offer [$100]

2. 5% cash-back categories [$1,000+], 3. 2% cash-back categories [$180], 4. amazon credit or cash-back, 5. no annual fee, 6. additional cash-back on select items [$25], 7. purchase protection [$50], 8. extended warranty coverage [$25], 9. access to chase offers [$50], 10. no foreign transaction fees [$50], 11. baggage delay insurance [$50], 12. lost luggage insurance [$50], 13. auto rental collision damage waiver [$50], 14. travel accident insurance [$50], final thoughts.

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For those who frequently shop with Amazon, you won’t find a card that offers more cash-back for these purchases than the Prime Visa card.

If you’re still on the fence and trying to determine whether the card is right for you, this complete guide will break down every benefit and perk of the card to help you determine just how much value it can offer you each year.

Earning Cash-Back

New cardholders of the Prime Visa card can find the current welcome offer below. If you don’t already have an Amazon Prime membership , this welcome bonus can help make up for the $139 annual Amazon Prime membership fee.

Prime Visa Card

A strong rewards card if you shop regularly at Amazon.com and Whole Foods.

We all do our fair share of shopping on Amazon, some of us more than others, and when we shop with Amazon, we obviously want to get the best deal possible. Now, with the Prime Visa Card , you can add a credit card to your wallet that will help you do just that.

You’ll not only earn rewards on all of your Amazon and Whole Foods purchases, but on 4 other bonus categories as well, along with flexible redemption options, all for no annual fee!

When you consider everything that the Prime Visa card offers, it is basically a no-brainer for those who frequently shop with Amazon . Let’s dig a little deeper to see just how much the card can save you.

• Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
• Earn 2% back at gas stations, restaurants and on local transit and commuting (including rideshare)
• Earn 1% back on all other purchases
• No annual fee
• No foreign transaction fees
• Flexible redemption options
• Purchase protection/extended warranty protection
• Amazon Prime membership required
• Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
• Earn unlimited 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market with an eligible Prime membership
• Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership
• Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
• Earn unlimited 1% back on all other purchases
• No annual credit card fee
• No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.49% Variable
• Foreign Transaction Fees: $0

Card Categories

• Credit Card Reviews
• No Annual Fee Cards
• Amazon Rewards & Prime Rewards Visa Signature Credit Card Review
• Best Cards for Amazon.com Purchases

With the Prime Visa card, you’ll earn a market-leading 5% cash-back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel purchases.

That’s right, your 5% cash-back rewards are not just limited to purchases made on the website, but also extend to grocery purchases made via Amazon Fresh or Whole Foods, plus travel purchases made through the Chase Travel portal.

According to Amazon survey results conducted by Upgraded Points, the average Amazon Prime member spends $110 on Amazon each month , or $1,320 a year. Earning 5% back on these purchases would amount to $66 in cash-back savings.

In a study done by U.S. News, an average grocery budget for a family of 4 is $1,300 per month , or $15,600 a year. If you’re willing to do your grocery shopping through Amazon Fresh and/or Whole Foods, earning 5% cash-back on these expenses would amount to $780 per year.

Lastly, Forbes found that most Americans plan to spend $4,000 per year on travel . Again, if you’re willing to purchase your travel through the Chase Travel portal, earning 5% cash-back on your travel would earn you $200 in cash-back.

Combining the estimated cash-back earned on Amazon purchases, grocery purchases, and travel purchases amounts to a cash-back savings of over $1,000 per year! That said, the exact amount you’ll save might differ based on how much you spend on each of these categories each year.

The cash-back rewards don’t stop there, though, as cardholders also earn 2% cash-back at gas stations, at restaurants, and with local transit and commuting purchases (including rideshares).

JD Power states that the average American household spends $5,000 per year on gas for their vehicles. If you’re not already earning cash-back on these purchases, earning 2% back with the Prime Visa card would save $100 in cash-back each year.

According to the Bureau of Labor Statistics, the average U.S. household spends roughly $300 a month at restaurants , or $3,600 a year. Earning 2% cash-back on these purchases would amount to $72 in cash-back each year.

Depending on where you live, you might not make purchases that fall within the local transit and commuting category often, but it does include trains, taxis, rideshare services, ferries, tolls, parking, buses, and subways. If you spend roughly $50 a month on these purchases, by the end of the year you’ll have earned $12 in cash-back.

Redemption Options

The cash-back you’ve earned with your Prime Visa card comes in the form of points that are worth 1 cent apiece.

When you’re ready to redeem you can use them during checkout when making new purchases via Amazon and its affiliates, or you can just as easily apply the cash-back you your credit card bill to offset any purchases you’ve already made. Further, there is no redemption minimum , so you can redeem your cash-back whenever you’d like.

Shopping Benefits and Protections

Despite the card requiring an Amazon Prime subscription in order to open it, the odds are that you already have an Amazon Prime subscription for your household. Plus, the card has a $0 annual fee, so you can start taking advantage of the cash-back and benefits the card provides at no added cost to you.

Thanks to your Prime Visa card, you can earn an additional 5% cash-back on a rotating selection of items and categories on Amazon.com, for a total of 10% cash-back on these purchases. You’ll see which items are eligible as you navigate the Amazon website, and the extra cash-back will post to your account within a week of the transaction posting.

New purchases made with your Prime Visa card are covered against accidental damage or theft within 120 days from the purchase date up to $500 per claim and $50,000 per account.

To qualify, at least part of your purchase needs to be made with your card, and your item may be eligible for replacement, repair, or reimbursement.

Eligible items purchased with your card have their U.S. manufacturer’s warranty increased by 1 year if the original warranty is less than 3 years.

With Chase Offers , you’ll receive discounts from dozens of different merchants each month. This is a great way to receive even more value by saving additional cash on purchases you were planning to make anyway.

Travel Benefits and Protections

The Prime Visa card does not charge foreign transaction fees, so you can freely use it when traveling overseas to continue earning cash-back.

While you won’t get charged foreign transaction fees with the Prime Visa card, there are far better options for overseas purchases. To learn which cards you should consider, read our guide on the best credit cards with no foreign transaction fees .

If your travel carrier delays your bag by more than 6 hours, you will be covered up to $100 per day, for up to 3 days, for emergency supplies like toiletries or clothing purchases.

If the carrier you are traveling with loses your bag or damages it during transit, you’re covered for up to $3,000 per person per trip.

In the U.S., rental car coverage is secondary when you decline the rental company’s collision insurance and pay for your rental car with the Prime Visa card.

When you pay for your air, bus, train, or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.

If this wasn’t obvious already, the Prime Visa card is an excellent option for frequent Amazon shoppers thanks to the value it can offer you each year. That said, the exact value you’ll receive depends entirely on how much you use the card for daily purchases and its benefits, so your annual value may differ from our figures above.

If your household already has an Amazon Prime subscription, and you regularly shop with Amazon and its affiliates like Amazon Fresh and Whole Foods, you’ll be hard-pressed to find a better card for these purchases than the Prime Visa card.

Frequently Asked Questions

What credit score is needed for the prime visa card.

There is no set credit score that will guarantee your approval for the Prime Visa card. Application factors include your credit score, income, years of credit history, and more. That said, it’s recommended to have a credit score of 670 or higher.

Do you need an Amazon Prime subscription to get the Prime Visa card?

Yes, you can only open the Prime Visa card if you have an Amazon Prime subscription.

Does the Prime Visa Card have an annual fee?

No, the Prime Visa card has a $0 annual fee.

Is the Prime Visa card worth it?

If you regularly order items through Amazon, and/or shop with its affiliates like Amazon Fresh and Whole Foods, then Prime Visa card will most likely be worth it to you thanks to its 5% cash-back on these purchases alone.

Can the Prime Visa card be used anywhere?

Yes, the Prime Visa card can be used anywhere that Visa credit cards are accepted.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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Should you redeem Amazon Prime Card rewards for travel?

Update: Some offers mentioned below are no longer available. View the current offers here .

The Amazon Prime Rewards Visa Signature Card is technically a cash-back credit card , but the redemption options are actually broader than you might expect.

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Besides getting cash back — available in the form of a statement credit or as an electronic deposit into an eligible U.S. checking or savings account — you can redeem your rewards to pay for all or part of your Amazon purchases, for gift cards or for travel through Chase's travel portal .

Related reading: Best cash-back cards of 2020

In fact, all rewards are technically earned as points no matter how you end up redeeming them. No matter what you do, you'll receive a flat value of one cent for each point when you redeem them.

The information for the Amazon Prime Rewards Visa Signature Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Using Amazon rewards for travel

Because your points are always worth one cent each, there's no advantage to redeeming them for travel. You won't get a boost as you would with the Chase Sapphire Reserve, where points are worth 1.5 cents each when redeemed for travel on the Chase Ultimate Rewards travel portal. And there are no travel partners to which you can transfer your points in search of even more value.

However, flexibility is what makes the option of travel redemptions valuable for some.

Earning on the Amazon card

The Prime Rewards Visa does offer some high-value rewards for category spending, so this card still may be worth it to some consumers, particularly if you shop frequently at either Amazon or Whole Foods. You'll earn:

• 5% cash back at Amazon.com and Whole Foods Market
• 2% back at restaurants, gas stations and drugstores
• 1% back on all other purchases

Related reading: Best cards to use for Amazon shoppers

There are a number of no-annual-fee cards that offer more valuable rewards on non-bonus spending including:

• Citi® Double Cash Card: 2% cash back on all purchases (1% when you make purchases, 1% when as you pay your bill)
• Chase Freedom Unlimited: 1.5% cash back on purchases
• The Blue Business® Plus Credit Card from American Express: 2x Amex points on the first $50,000 spent on the card per calendar year; then 1x

But no card can top the Prime Rewards bonus on spending at Amazon.com . You'll pay no annual fee to own the card, but you must maintain a Prime membership to be eligible. The membership costs $119 annually. On the plus side, new cardmembers receive a $70 Amazon.com gift card instantly upon approval.

Related reading: Is the Amazon Prime Rewards card worth it?

How to redeem points for travel

There are a few things to be aware of when redeeming rewards from your Amazon card for travel. You can use your points to purchase airline tickets, hotel rooms, car rentals and cruises, but you'll have to book over the phone, and Chase says that "travel rewards are subject to availability." If you don't have enough points to book your travel, you can pay the additional cost with your card account.

If you need to make a change or cancellation , you have to call back. Fees may apply and will be charged directly to your card account. If a refund is granted for travel booked in whole or in part with points, you'll receive a credit to your points balance for the number of points used.

Related reading: Top travel rewards card of 2020

Is there a strategy to use your Amazon points for travel?

Because all redemptions are worth a flat one cent each, there really isn't a particular travel reward that stands out. However, Chase's travel portal is powered by Expedia , so it's a good idea to compare pricing directly with an airline , hotel, rental car company, or activity provider.

Although you can typically earn redeemable airline miles and elite-qualifying miles when you book airfare with Chase , the same can't be said about hotels. You usually won't receive credit toward elite status and you probably won't be offered the benefits of any status that you already have.

Related reading: Should I book through the Chase portal if I'm not redeeming points?

Bottom line

Amazon and Chase don't make redeeming your points for travel easy, nor is there any incentive to go this route since points aren't worth any more by redeeming them for airfare or hotels than they are for paying your Amazon bill. However, flexibility is nice, so you could pay your Amazon bill one month and buy airline tickets the next month and do it all from one account.

If you're a big Amazon shopper , your best bet is to use the points to discount your Amazon purchases or to have cash directed to your bank account. Then you can use it to pay off the expenses you incurred by booking travel with your favorite travel rewards credit card .

Related reading: Cash Back vs. Points and Miles Credit Cards: The pros and cons of each

Additional reporting by Mike Cetera

When you use our links to explore products, we may earn a fee but that in no way affects our editorial independence. Some of these links are from our partners and terms apply.

Advertiser Disclosure

Terms Apply

The information for the Amazon Rewards Visa Signature Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

Amazon Rewards Visa Signature Card

The Amazon Rewards Visa Signature Card offers strong rewards for spending at Amazon.com and Whole Foods Market, but eligible Amazon Prime members can earn even more with the Prime Visa.

Credit Needed

Good/Excellent

Rewards Rate

3% Cash back at Amazon.com and Whole Foods Market

Amazon Rewards Visa Signature Card cardholders earn 3% cash back at Amazon.com, Amazon Fresh, Whole Foods and Chase Travel.

Cardholders can take advantage of a large suite of Visa Signature benefits, including travel and shopping benefits.

The card requires no minimum rewards balance to redeem, and rewards can be redeemed for Amazon.com purchases, cash back, gift cards, travel and more.

An Amazon Prime membership is required to qualify for the Prime Visa, which earns rewards at a higher rate than the Amazon Rewards Visa Signature Card at Amazon.com, Amazon Fresh, Whole Foods and Chase Travel.

The Amazon Rewards Visa Signature Card offers a $60 Amazon.com gift card upon approval, which is small compared to other sign-up bonuses.

The card has no 0% introductory offer.

Why Trust U.S. News

Your trust is important to us. To earn it, we conduct a rigorous, unbiased analysis with a transparent methodology, and maintain strict editorial standards and independence.

Amazon Rewards Visa Signature Card Summary

The Amazon Rewards Visa Signature Card is a rewards credit card designed for frequent Amazon.com and Whole Foods Market shoppers. The card earns 3% back in points for spending at Amazon.com, Amazon Fresh, Whole Foods and Chase Travel; 2% back at U.S. gas stations and U.S. restaurants and on local commuting; and 1% back on all other purchases.

The Amazon Rewards Visa Signature Card offers a $60 Amazon.com gift card upon approval. The gift card value will increase to $100 if you have an eligible Amazon Prime membership upon approval for the card .

• Rates and Fees
• Highlights from Issuer
• Issuer Name Chase
• Credit Needed Good/Excellent
• Annual Fee $0
• Regular APR 18.99% - 26.99%
• Balance Transfer Fee $5 or 5% of the amount of each transfer, whichever is greater
• Cash Advance Fee Either $5 or 4% of the amount of each transaction, whichever is greater

Is the Amazon Rewards Visa Signature Card Right for Me?

Yes, if you:

• Make frequent purchases at Amazon.com or Whole Foods Market.
• Don't want to pay an annual fee or foreign transaction fee.
• Aren't looking for a big sign-up bonus.

Tips for Using the Amazon Rewards Visa Signature Card

Frequent Amazon shoppers can get value from the Amazon Rewards Visa Signature Card. Rewards earning is the main draw and the rewards are easy to redeem. You might save up your Amazon rewards to cash out for holiday spending on Amazon.com.

Amazon Rewards Visa Signature Card rewards can be redeemed on your Amazon checkout screen when you pay for purchases. Or you can opt to get cash back, gift cards or travel on Chase.com. If you pay for your Amazon.com purchases with your Amazon Rewards Visa Signature Card and then redeem cash back to your card, you can still earn rewards while making a redemption – a bit of a double dip.

Just don’t let rewards earning encourage you to overspend, as this is not a card you should carry a balance on. With no 0% introductory APR and a 18.99% to 26.99% APR, you’ll pay interest on any balance you carry month to month.

Editor's Take

The Amazon Rewards Visa Signature Card is one of a handful of cards you can use to earn rewards on Amazon purchases. It’s not as powerful as the Prime Visa, which earns a larger gift card on approval and earns more rewards on Amazon, Amazon Fresh, Whole Foods and Chase Travel purchases. However, the Amazon Rewards Visa Signature Card doesn’t require a paid Prime membership to use the card, which the Prime Visa does.

If you use Amazon.com for business purchases, you might benefit from the Amazon Business American Express Card, which earns 3% back on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market on the first $120,000 in purchases each calendar year. Alternatively, you can choose 60-day terms to spread out payments instead of earning rewards. Amazon Business cardholders with a Prime membership will earn even more rewards.

Current Welcome Offers 

The Amazon Rewards Visa Signature Card offers a $60 Amazon.com gift card upon approval. The gift card value will increase to $100 if you have an eligible Amazon Prime membership upon approval for the card . The sign-up bonus is automatic and requires no minimum spending.

How to Maximize Rewards With Amazon Rewards Visa Signature Card

The Amazon Rewards Visa Signature Card earns rewards at its highest rate – 3% back – at Amazon.com, Amazon Fresh, Whole Foods and Chase Travel. It’s also a good idea to use the card when making purchases with U.S. restaurants, U.S. gas stations or local transit, where you’ll earn 2% back. The card offers 1% back on all other purchases.

If you frequently shop with Amazon and Whole Foods, you might consider investing in an Amazon Prime membership, which costs $14.99 per month or $139 a year. A Prime membership comes with free shipping benefits on Amazon.com, which means the membership cost may pay for itself for frequent Amazon shoppers. Eligible Prime members can also get the Prime Visa, which earns 5% back on Amazon.com, Amazon Fresh, Whole Foods and Chase Travel.

You can redeem your points for cash or to make purchases at Amazon.com. It's also possible to redeem for travel, gift cards and more.

Comparing the Amazon Rewards Visa Signature Card With Other Credit Cards

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Comparative assessments and other editorial opinions are those of U.S. News and have not been previously reviewed, approved or endorsed by any other entities, such as banks, credit card issuers or travel companies. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

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Payments and Cards

Chase and amazon announce new benefits and features on the amazon visa card portfolio.

New cardmembers are eligible for a limited time offer to earn 5% back (Prime members) and 3% back (non-Prime members) on all purchases for three months

WILMINGTON, DEL. – May 1, 2023 – Today, Chase and Amazon announced new benefits and features on the Amazon Visa card portfolio, providing cardmembers with increased opportunity to earn cash back on purchases made with their card and a newly added feature to earn and redeem their rewards daily. The credit cards also feature new names—Prime Visa and Amazon Visa—and updated designs.

Prime Visa and Amazon Visa cardmembers can now earn 5% back and 3% back, respectively, on purchases made through Chase Travel, Chase’s new and enhanced travel booking platform. Both Prime Visa and Amazon Visa cardmembers can also now earn 2% back on local transit and commuting, including rideshare. Additionally, cardmembers are able to earn, view, and redeem rewards earned on their card daily, rather than monthly, with the introduction of daily rewards. Prime Visa cardmembers will continue to earn uncapped 5% back on Amazon purchases—on top of the savings, convenience, and entertainment that comes with Prime in one, single membership—while Amazon Visa cardmembers will receive 3% back on Amazon purchases.

“The addition of travel-based earn opportunities on the cards and ability to now redeem rewards points earned on purchases as soon as the next day means we’re providing even more value to our cardmembers, faster,” said William Mahoney, General Manager of Amazon Visa cards at Chase.

To celebrate the new benefits, for a limited time, new Prime Visa cardmembers will receive a $150 Amazon gift card and can earn 5% back on all purchases, up to $2,500, for three months after account opening. New Amazon Visa cardmembers will receive a $60 Amazon gift card and can earn 3% back on all purchases, up to $1,500, for three months after account opening.

“We’re excited to offer cardmembers—whether Prime members or not—even more ways to earn rewards for their Amazon purchases and every day activities,” said Tyler Aldrich, director of Amazon Payment Products. “We’re committed to providing customers value during their shopping experience, and we look forward to introducing more ways for customers to save and earn on Amazon.”

Customers interested in a Prime membership can sign up for a free 30-day trial at amazon.com/prime , and can earn rewards on either the Prime Visa or Amazon Visa during the Prime trial membership period.

A full list of Prime Visa and Amazon Visa benefits include:

Prime Visa (Formerly the Amazon Prime Rewards Visa Signature Card)

• NEW: 5% back on purchases made through Chase Travel, with an eligible Prime membership
• NEW: 2% back on local transit and commuting, including rideshare
• 5% back at Amazon and Whole Foods Market, with an eligible Prime membership
• 2% back at restaurants and at gas stations
• 1% back on all other purchases
• No annual fee
• No foreign transaction fees
• Auto Rental Collision Damage Waiver
• Baggage Delay Insurance
• Lost Luggage Reimbursement
• Roadside Dispatch
• Travel Accident Insurance
• Travel and Emergency Assistance
• Extended Warranty Protection
• Purchase Protection

Amazon Visa (Formerly the Amazon Rewards Visa Signature Card)

• NEW: 3% back on purchases made through Chase Travel
• 3% back at Amazon and Whole Foods Market
• Same protection benefits and services as the Prime Visa, noted above.

For more information on the welcome offer, as well as the Amazon Visa or Prime Visa, please visit Amazon.com/PrimeVisa .

About Chase

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading financial services firm based in the United States with assets of $3.7 trillion and operations worldwide. Chase serves nearly 80 million consumers and 5.7 million small businesses, with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank: More than 4,700 branches in 48 states and the District of Columbia, 16,000 ATMs, mobile, online and by phone. For more information, go to chase.com.

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Chase's website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

Prime Visa and Amazon Visa

No annual credit card fee plus no foreign transaction fees †.

Earn unlimited 3% back on your Amazon.com purchases or 5% back with an eligible Prime membership*

Amazon Fresh

Earn unlimited 3% back at Amazon Fresh online or in-store or 5% back with an eligible Prime membership*

Whole Foods Market

Earn unlimited 3% back online or in-store at Whole Foods Market or 5% back with an eligible Prime membership*

Chase Travel

Earn unlimited 3% back on Chase Travel purchases or 5% back with an eligible Prime membership*

Gas stations

Earn unlimited 2% back at gas stations*

Restaurants

Earn unlimited 2% back at restaurants whether you dine in or take out*

Local transit and commuting

Earn unlimited 2% back on local transit and commuting, including rideshare*

All other purchases

Earn unlimited 1% back on all other purchases anywhere Visa is accepted*

Or redeem at Chase.com for cash back, gift cards, or travel

Earn 10% back or more on select products with Prime Card Bonus

Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon. Limited-time offers.*

Additional benefits built right in*

• Auto Rental Collision Damage Waiver • Baggage Delay Insurance • Extended Warranty Protection • Lost Luggage Reimbursement • Roadside Dispatch • Travel Accident Insurance • Travel and Emergency Assistance • Purchase Protection

Get it now, pay over time with equal monthly payments

Choose to earn rewards OR take advantage of 0% promo APR for 6 or 12 months on purchases of $50 or more when you use the card at Amazon.com or at eligible retailers with Amazon Pay. After the 0% promo period a variable APR of 19.49% to 27.49% applies †

Prime changes everything

Eligible Prime cardmembers earn 5% back at Amazon and Whole Foods Market — plus 10% or more on a rotating selection of items and categories on Amazon.com. And we’re just getting started.*

FAQ section

The Amazon Gift Card amount will be loaded into the Gift Card Balance of your Amazon account upon approval of your application, as long as you have not closed your account. You will receive the Amazon Gift Card amount based on your Prime membership status when your credit card application was submitted. This Amazon Gift Card offer is only awarded to new cardmembers at the time of approval.

To use your Amazon Gift Card, select your gift card balance as the payment method at checkout. Click here to view your card balance, or view it any time in your account by clicking View Gift Card balance and activity under Gift Cards. Amazon.com Gift Card balance does not expire. See Amazon Gift Cards terms and conditions .

You can earn unlimited 3% back at Amazon.com, Whole Foods Market, and on Chase Travel purchases, or 5% with an eligible Prime membership, 2% back in select categories, and 1% back on all other purchases. % back rewards are tracked as points and each $1 in % back rewards earned is equal to 100 points. Points will be credited to your Cardmember points balance as soon as the next day. Once points are added to your Cardmember account, the points balance can be seen on your Prime Visa or Amazon Visa rewards dashboard. Prime Visa or Amazon Visa Cardmembers can apply points to eligible purchases on Amazon.com by selecting to use points at checkout or redeemed at Chase.com for cash back, gift cards or travel. When you use points to redeem for eligible purchases at Amazon.com, or on travel, cash, and gift cards, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Redemption values for other reward options may be worth more or less than this. Purchases made under Equal Pay promotions do not earn % back rewards. Please see offer details for more information.

Earn unlimited 3% back on Chase Travel purchases, or unlimited 5% back with an eligible Prime membership. This category includes prepaid travel purchases made on chasetravel.com or by calling the number on the back of your card to book. Eligible travel purchases include airline tickets, hotels, car rentals, and cruises. Any items or charges not paid for on chasetravel.com or by calling the number on the back of your card will not qualify. Any portion of your purchase paid for using points will not qualify. You may see “travel purchased through Chase” or “travel purchased through Chase Ultimate Rewards” in marketing materials to refer to travel purchased through Chase Travel. To see a breakdown of your rewards earned from Chase Travel purchases, go online to your Rewards Activity page. You can also see it on your monthly card billing statement. Please see offer details for more information.

Once you’re approved, you’ll have a choice between paper or electronic statements. Your statement will include details on how to register and pay your bill. Bill payments are available online via the self-service site or mobile app, as well as by check or over the phone. For more details please visit https://www.chase.com/personal/credit-cards/amazon/online-services

Upon approval of your application, your new credit card will arrive in a plain, white envelope within two weeks.

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The Benefits of Amazon Prime when Travelling. Membership has Rewards

I have a secret: I’m slightly addicted to shopping on Amazon. I have a wishlist that may or may not be too long (spoiler: it’s most definitely too long) , and I can spend hours browsing the website any day. However, it took me a long time to join Amazon Prime.

I thought its only benefit was free and fast shipping, and I was unsure if that benefit alone was worth it. Little did I know there’s a lot more to Amazon Prime Membership than its shipping. The services and benefits offered are extremely useful for both regular life and travel life. 

With Amazon Prime Day 2023 for the USA announced for July 11-12 , there will be many exclusive deals on all sorts of items. In the past, there were crazy discounts on travel items, like Eagle Creek packing cubes, AirPods, water filters, Kindle e-readers, and more! 

However, as you’ve probably already guessed, Prime Day is exclusive to Prime members , and you may still be unsure if the membership is worth it. To help, I’ll be going through all the Amazon Prime perks I’ve found as it pertains to a life of travel.

Travelling with Amazon Prime Table of contents

Free and fast shipping, amazon prime exclusive deals – lightning deals, amazon credit cards, amazon prime photos, amazon prime video, amazon prime reading, audible app, prime gaming and twitch prime, amazon music prime, amazon fresh, family or student discounts on prime membership.

Okay, I had to get the obvious one out of the way. Amazon offers free two-day shipping for all Prime members and even same-day delivery in select postal codes. This quick-shipping is a life-saver before a trip (or even during a trip) if you forgot to buy something but are too busy to go out and get it that day.

Further, Amazon also offers Key by Amazon , where the driver places your package directly inside your garage and you don’t have to worry about someone stealing your package off of the front porch! Key by Amazon and their in-garage delivery is also a fabulous idea if you are out of town and you want to take advantage of a Lightning Deal (see below) but won’t be home to receive the package.

On the other hand, if you don’t need packages right away, you can earn rewards or discounts by choosing No-Rush Shipping . You can even organise your Amazon order, so multiple parcels arrive together on a specific day.

Another benefit of Amazon Prime is the 30-minute early access you get as a Prime member to Lightning Deals . There are only a limited amount of discounts for a certain period with these deals, so those extra 30 minutes are critical for scoring a bargain.

Further, Amazon is launching a new department, Amazon Elements, only available to Prime members in the US, that offers ethically made products.

Additionally, as you shop in-flight as an Amazon Prime member when flying with JetBlue, you can earn three TrueBlue points for every dollar.

Amazon also offers an Amazon Rewards Visa Signature card that essentially acts as a cash-back credit card. It offers 3% back on purchases from Whole Foods and Amazon, 2% at restaurants, etc., as well as the ability to redeem points. There are also travel benefits when using the Amazon Prime Rewards Visa abroad. Some of these benefits are no foreign transaction fees outside of the USA, reimbursement for lost luggage, baggage delay insurance, and more. In Canada, there is also a Rewards MasterCard that also offers benefits.

Check out our article: 10 Ways to Pay & Save by using a Credit Card for Travel

Amazon Photos offers safe and secure storage for all your photos and videos. Prime members get full-resolution, unlimited photo storage, and free video storage up to 5GB. There is also a Family Vault, where up to 5 members can use Amazon Photos and create photo collections together. This tool is perfect for travelling if you didn’t manage to capture a particular image, but someone else did, or if their promise to “send it to you later” is forgotten. (We’ve all been there). 

Additionally, suppose after your trip, you want to print some of the photos out. In that case, you can do it directly through Amazon, making your life a whole lot easier.

As someone whose years’ worth of travel photos got deleted by accident (I’m wincing just thinking about it) , trust me, this is worth it.

Amazon’s streaming service is another one of its well-known advantages, and for a good reason. After all, Netflix doesn’t have everything, and Amazon Prime Video has tons of shows like ‘The Marvelous Mrs Maisel’ and ‘The Boys’, and movies like ‘Aliens’ and ‘Knives Out.’ 

Check out our article: Food Travel Movies (and TV Shows) That Inspire Me

Also, Amazon offers offline downloading of their movies and TV shows. Meaning before going on a trip, you can download your favourites to watch on the plane or in the hotel room. No more watching movies and TV shows you may not be able to finish during the flight!

I am a pretty big reader, and it can be a pretty expensive (and heavy when travelling) hobby to keep up.

Amazon Reading has to be one of my favourite bonuses of Amazon Prime, as it offers hundreds of novels ranging from all genres to read for free. Usually, they provide the first book in a series for free, while you would have to pay for the next few. But, it’s still a great way to discover if you’re interested in the series or not or if you want to have a quick and easy read during vacation.

The books are available through Kindle , but even if you don’t own a Kindle device, you can download the Kindle app on iOS or Android and read through there. Also, as a Prime member, you get access to Amazon First Reads, where you get one free, early access Kindle book for free each month.

Audible , an audiobook subscription, has two types of memberships: 

• Audible Plus, which offers unlimited access to streaming from the Plus Catalog
• Audible Premium Plus provides the same unlimited access as Audible Plus. Extras include Credits to purchase any title from the Premium section, a 30% discount on anything in the catalog, and access to exclusive sales.

While Audible is an Amazon company, it is not directly associated with an Amazon Prime membership. That’s not to say that you don’t get some perks because Amazon Prime members get two free titles from the Premium section with a 30-day free trial of Audible Premium Plus. 

Additionally, Audible has more than just audiobooks, offering podcasts and Audible Originals that you can’t find anywhere else. Being a reader myself, Audible is one of my favourite subscription services. I find myself listening in the car, while doing housework or any other menial tasks; it’s a great way to read when you can’t actually read. Of course, listening to audiobooks during a road trip is an essential of mine, and something I’ve been doing since I was a child—it makes the time fly, whether I’m listening to old favourites or new releases. 

Yes, Amazon also offers a gaming channel subscription to Prime members!

Prime Gaming allows access to exclusive gaming content each month, free games, in-game additions, as well as a free subscription to streaming service Twitch. If travelling for more extended periods, in an RV, or going to a cottage, bringing your gaming console along with this free subscription can provide another source of entertainment when it’s pouring rain outside.

I was shocked when I discovered that Amazon had a music streaming service available with Amazon Prime! There are thousands of songs and playlists available with ad-free streaming, as well as personalised stations just for you. Also, if you already have a music streaming service, Amazon has pointed out some tools to help shift your music. Further, Prime members can discount Amazon Music Unlimited if they want to upgrade their listening experience.

Pro Travel Tip : One of my favourite things to do is make a playlist before and during a trip. This way, I am reminded of the beautiful memories and that on-vacation feeling whenever I listen to the playlist afterwards.

As mentioned in this article , shopping for groceries and cooking when you get home after a trip can be a hassle. With Amazon Fresh , free for Prime members, you can order your groceries through Whole Foods Market or Amazon Fresh and have them delivered right to your door! No more having to go out grocery shopping as soon as you get home; instead, it will be ready when you arrive.

Suppose you’re a student or a part of a family and still unsure about Prime Membership. In that case, there are discounts and bonuses available to you!

Using Amazon Household , you can add your family members to your household, so they also get the benefits of your Amazon Prime membership. Or, if you’re a student like me, Amazon offers a discounted price for Prime as well as a six-month free trial. 

As you can tell, I’m a big fan of Amazon Prime and I hope that this article helped illustrate all the Amazon Prime perks I’ve discovered and have introduced into my life of travel.

Best perk of all is that they offer a 30-day Free Trial so that you can try it out for yourself !

Can you think of any other travel tips and bonus benefits of Amazon Prime when travelling?

Sophia Ahola

Sophia Ahola is an English student at the University of British Columbia in Vancouver, Canada, and is pursuing a career in publishing. An obsessive reader, Sophia is captivated by places that look like they’ve come straight out of a storybook. Since she was a child, she has had a knack for relating any place she visits to a scene in the Harry Potter series. An explorer at heart, she has a genuine love for road trips and enjoys discovering hidden treasures and unique finds on every journey.

Stunning Places to Visit and Photograph in Kodaikanal, India

A local’s guide for a perfect weekend in vancouver, british columbia.

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Does My Chase Credit Card Have Travel Insurance?

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Table of Contents

Chase credit cards with travel insurance

How it works, terms and conditions, how to make a claim with chase, when to consider adding additional insurance to your trip, if you want to use chase credit card travel insurance.

Chase is a major issuer within the U.S. credit card market — and with good reason. Whether you're looking for a card co-branded with a preferred hotel or airline or one that earns Ultimate Rewards® , Chase has various options. However, if you already have one of these cards, you may be wondering: "Does my Chase credit card have travel insurance?"

The happy answer is yes. Most Chase cards do offer some form of travel insurance . However, the type and standard of insurance available to you will depend on the card you hold. So let's take a look.

Nearly all of Chase's credit cards offer some form of travel insurance. For example, some provide rental car insurance, while others offer a span of travel insurance benefits, sometimes with multiple protections like those we detailed above.

Whether basic or more comprehensive, these current Chase cards provide some form of travel insurance:

Aer Lingus Visa Signature® Card .

Aeroplan® Credit Card .

Prime Visa .

British Airways Visa Signature® Card .

Chase Freedom Flex℠ .

Chase Freedom Unlimited® .

Chase Freedom® Student credit card .

Chase Sapphire Preferred® Card .

Chase Sapphire Reserve® .

Chase Slate Edge℠ .

Iberia Visa Signature® Card .

IHG One Rewards Premier Credit Card .

IHG One Rewards Premier Business Credit Card .

IHG One Rewards Traveler Credit Card .

Ink Business Cash® Credit Card .

Ink Business Plus® Credit Card.

Ink Business Preferred® Credit Card .

Ink Business Unlimited® Credit Card .

Marriott Bonvoy Bold® Credit Card .

Marriott Bonvoy Boundless® Credit Card .

Southwest® Rapid Rewards® Performance Business Credit Card .

Southwest Rapid Rewards® Plus Credit Card .

Southwest® Rapid Rewards® Premier Business Credit Card .

Southwest Rapid Rewards® Premier Credit Card .

Southwest Rapid Rewards® Priority Credit Card .

Starbucks® Rewards Visa® Card .

World of Hyatt Credit Card .

World of Hyatt Business Credit Card .

United Club℠ Business Card .

United Club℠ Infinite Card .

United℠ Business Card .

United℠ Explorer Card .

United Gateway℠ Card .

United Quest℠ Card .

» Learn more: The best travel credit cards right now

Chase's credit card travel insurance applies to any trips booked with your eligible card. There are several different types of travel insurance that Chase offers:

Trip delay insurance .

Trip cancellation insurance .

Trip interruption insurance .

Baggage insurance .

Rental car insurance .

Travel accident insurance.

Emergency medical and dental.

Emergency evacuation and transportation .

If you're already feeling overwhelmed by this new jargon, take a peek at our Beginner's Guide to Travel Insurance .

This credit card-provided insurance may either be secondary to your existing insurance — which means it will only kick in after any insurance policy you already have is exhausted — or primary, which you can claim before relying on other policies. But, again, the type of insurance you receive and the level of coverage will depend on your particular Chase card.

Chase's secondary credit card travel insurance will become primary if you don't have a separate travel insurance policy (beyond booking travel with your card).

» Learn more: Best credit cards for travel insurance benefits

Your total coverage amount will vary based on your card; more premium cards, such as the Chase Sapphire Reserve® , will provide superior coverage compared to others.

» Learn more: The NerdWallet guide to the Chase Sapphire Reserve® 's travel insurance benefits

To be able to claim any travel insurance, you'll need to have paid using your eligible Chase card. In addition, your specific event will also need to be covered — you'll find the full details of what is covered within the benefits guide for your card.

If you're booking award travel, the taxes and fees you pay with your card will still qualify you for travel insurance.

For example, in order to receive a reimbursement using trip delay insurance on your Chase Sapphire Preferred® Card , your trip must have been delayed by one of these causes: Equipment failure, inclement weather , strike or hijacking/skyjacking.

If you need to use your travel insurance, you'll need to file a claim with Chase. You can do so by using Chase's online Eclaim center or by emailing [email protected] . You can also call, but the contact number for claims varies by card — check out your guide to card benefits for details.

The documentation you'll need will depend on the type of claim and can similarly be found within your guide to card benefits. Moreover, the time you have to file a claim varies by the type of claim you're making but can typically be around 90 days. Therefore, the sooner you start the process, the better to ensure you're within the time frame.

For example, here's the paperwork you'll need to turn in when filing for reimbursement for reasonable expenses incurred during a covered trip delay:

All payment methods used to purchase the airfare (if you've also used points, vouchers, etc.).

Charge receipt showing the airfare transaction was made on your account.

Receipts for your claimed delay expenses.

Copy of the settlement from the carrier and any other reimbursements made to you.

Your original itinerary.

A statement from the carrier indicating why you were delayed.

Although Chase provides pretty decent travel insurance for trips overall, in some cases, you may want to consider adding additional travel insurance by purchasing a separate plan . This is particularly relevant in the current travel climate and may be required depending on your destination.

For instance, although the Chase Sapphire Reserve® will cover losses due to trip cancellation in the event that you have a physician-ordered quarantine, its medical coverage overall is relatively low.

The emergency medical benefit offered by this card caps out at just $2,500 while traveling — and will only cover recovery in a hotel if you've been released from the hospital and your attending physician determines that it's necessary. Nonetheless, you'll only be reimbursed up to $75 per day for five days. After that, you're on your own.

In this case, adding additional insurance for medical expenses , including hospital treatment and extensive quarantine , would be a good idea.

» Learn more: Airline travel insurance vs. independent travel insurance

Nearly all of Chase's credit cards offer varying levels of travel insurance, including its no-fee options. However, you'll want to be aware of limitations before relying on these for your trip.

In many cases, Chase's travel insurance will be a frontline answer to your issues — just make sure to double-check your coverage before travel. And under certain circumstances, you may want to consider adding additional insurance before you set out on your trip for peace of mind.

The information related to the Ink Business Plus® credit card and United Club℠ Business Card (annual fee: $450 ) has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Travel Erudition

Does amazon prime credit card have travel insurance?

There are many benefits to having an Amazon Prime credit card, but one of the best perks is the travel insurance. This insurance can protect you and your family while you are away on vacation. It can cover things like medical expenses, lost or stolen luggage, and even trip cancellation. So, if you are planning a trip and are considering using your Amazon Prime credit card, be sure to check if it comes with travel insurance. It could save you a lot of money and hassle in the long run.

No, the Amazon Prime Credit Card does not have travel insurance.

Does the Amazon Prime card have travel insurance?

The Amazon Rewards Visa Signature Card comes with travel accident insurance that covers the cardholder in the event of an accidental death or dismemberment while traveling by air, bus, train, or cruise ship. This protection is worth up to $500,000.

Thank you for inquiring about the Amazon.com Store Card. Unfortunately, this card does not come with travel insurance. We recommend that you consult your personal insurance policy or credit card agreement to see if you are covered while traveling. Thank you for choosing Amazon.com!

Does Chase Prime card have travel insurance

If you have a Chase credit card, you are automatically covered by their travel insurance policy. This policy provides coverage for trip cancellation, interruption, delays, baggage loss, and more. So if you’re planning a trip, be sure to bring your Chase card with you to enjoy the peace of mind that comes with knowing you’re covered.

The Amazon Prime Store Card is a great way to save on your Amazon purchases. You’ll earn 5% back on all Amazon.com purchases, and there is no annual fee. You can also take advantage of special financing offers on Amazon purchases of $150 or more. The regular APR is 27.49% variable, and there is no balance transfer fee.

What benefits are free with Amazon Prime?

If you’re a Prime member, you can enjoy fast, free delivery on thousands of items! Plus, you can watch popular movies and shows, and listen to ad-free music.

If you use your card for purchases made outside of the United States, you will not be charged any foreign transaction fees. This is a great benefit if you travel internationally or make purchases from international retailers.

Does trip insurance cover if I cancel my flight?

There are many different types of travel insurance, and not all of them will cover you in the event of a flight cancellation. Before you purchase a policy, make sure to read the fine print and find out what type of coverage you’re really getting.

Comprehensive travel insurance can be a great way to protect yourself when traveling. It can cover things like canceled flights, delays, and even trip cancellations. Be sure to check your policy carefully to see what is covered and what is not.

What is covered under trip Cancellation

Trip Cancellation Insurance can give you peace of mind on your upcoming trip. If you have to cancel for a covered reason, you’ll be reimbursed for your pre-paid, non-refundable travel expenses. Make sure to read the policy carefully to understand what is and isn’t covered.

Travel insurance is a type of insurance that covers the financial losses that can occur while traveling. It can cover expenses such as medical bills, lost luggage, trip cancellation, and more. Travel insurance is often worth the investment, as it can help reimburse you for hundreds of thousands of dollars of covered travel-related expenses.

Do I need to tell Chase if I’m traveling?

If you’re going on vacation, it’s a good idea to let your credit card company know. That way, if there are any card transactions from your vacation location, your company will know that they were likely authorized by you.

A comprehensive travel insurance policy can give you peace of mind when you’re on your trip. It usually covers delays, cancellations due to sickness or death, lost luggage, and some emergency medical costs. Having this type of coverage can help you enjoy your trip and not worry about the unexpected.

What’s the difference between Amazon card and prime card

If you frequently shop at Whole Foods, you might want to consider opting for the Amazon Prime Rewards Visa Signature Card* in order to take advantage of the 5% rewards on purchases. The Amazon Prime Rewards Visa Signature Card* also offers 5% rewards on purchases at Amazon, making it a great choice for those who shop at both retailers.

Amazon Prime Rewards cardholders earn 5% back on Amazon.com purchases (including Amazon Prime Day purchases), 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. There’s no annual fee, and cardholders also get access to special financing offers, such as extended payment terms on Amazon purchases.

To get the most out of the Amazon Prime Rewards card, you’ll need a good to excellent credit score — a 670 FICO score or higher or a 661 VantageScore or higher. Amazon Prime cardholders with this level of credit will have the best approval odds when applying for the card.

What is Amazon Prime credit card limit?

The minimum credit limit on the Amazon Prime Rewards Visa Signature Card is $500, but your credit limit will depend on your credit score and income. You may request an increase in credit limit by calling Chase’s Amazon.com credit card customer service at (888) 247-4080 to be connected to a representative.

Netflix is a streaming service that offers a wide variety of movies, TV shows, and other content. It is one of the most popular streaming services available, but it is not free with Amazon Prime. Amazon has its own digital media streaming service, Amazon Prime Video.

Is Amazon Prime free with Prime Credit Card

This is a great feature for those who are already Prime members and have an Amazon credit card. With this feature, you can pay for your Prime membership with rewards. This is a great way to save money on your Prime membership.

Amazon Prime Shipping Benefits

-Get unlimited FREE Two-Day Delivery on millions of items -No minimum order size -Instantly watch movies and TV episodes -Secure, unlimited photo storage in Amazon Cloud Drive -Read free Kindle books -Get exclusive deals and savings -Listen to millions of songs, ad-free

Final Words

Yes, Amazon Prime Travel Insurance is a thing. It’s a service offered by Amazon that provides you with protection when you book your travel through the Amazon Prime website.

There is no one-size-fits-all answer to this question, as the amount and type of travel insurance included with the Amazon Prime Rewards Visa Signature Card varies depending on the issuer. However, in general, the card does offer some level of travel insurance, which may include trip cancellation and interruption insurance, baggage insurance, and more.

Scott Johnson

Scott Johnson is passionate about traveling. He loves exploring new cultures and places, and discovering the world around him. He believes that travel can open up new perspectives and opportunities for growth and development. Scott has visited many countries in Europe, Africa, South America, and Asia, and he continues to seek out new destinations for his adventures.

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