fab elite travel card

New FAB Travel Visa Card Offers Rewarding Travel Benefits

First Abu Dhabi Bank (FAB) has joined with Visa to launch the new FAB Travel Visa Credit Card, offering UAE customers a market-leading choice of flexible, added-value benefits when planning and booking travel abroad, or for turning purchases at home into holiday savings.

Available in three levels – ‘Elite Infinite’, ‘Infinite’ and ‘Signature’ – the FAB Travel Visa Credit Card is notable for the wide range of practical travel extras it provides.

Cardholders earn FAB Miles for every US dollar spent on retail purchases and can use these to book tickets across more than 800 airlines, accommodation at over 500,000 hotels worldwide, car rentals, and many other purchases. There are zero foreign transaction fees from FAB on purchases when using the card abroad, plus desirable features such as unlimited airport lounge access and travel insurance bundled into the package. All this through an easy-to-use Travel Portal accessed through the FAB Mobile app.

Futoon AlMazrouei, Group Head of Consumer Banking UAE at FAB, said: “The FAB Travel Visa Credit Card offers what we believe are the best benefits of any equivalent product available today. Card features provide value, convenience and confidence when travelling, including bookings with a best-in-class selection of trusted airline and accommodation brands. With enthusiasm for international travel returning, customers will appreciate top-quality travel insurance bundled with flight purchases made using the card, while access to airport lounges and private transfers also provide added peace of mind, as well as added comfort, during every journey.”

Shahebaz Khan, Visa's General Manager for the UAE, commented: "With many destinations easing their travel restrictions thanks to increasing vaccination rates in many parts of the world, we are starting to see demand return for international tourism. We are therefore pleased to partner with FAB in offering the Travel Visa credit card to the bank’s UAE customers.  It offers a compelling combination of convenience and security, with benefits – such as a selection of discounts at top brands - that enhance the travel experience. On top of it all, frequent travellers will be able to enjoy global acceptance at over 70 million Visa merchant partners worldwide."

Customers signing up to the Visa credit card will receive a ‘welcome’ travel voucher of between AED 1,000 and AED 2,000 to spend on their next holiday booking. Depending on the level of card, the FAB Travel Card can offer free airport transfers in the UAE, Careem by Visa and International UBER discounts, lounge access including up to 2 guests, concierge service with access to exclusive events including spa offerings, along with personal travel advisors and expert assistance.

Other discounts include meet-and-greet services at over 450 destinations internationally. Customers can receive one hotel night free for each three nights booked using the FAB Travel Portal, and there are offers on staycations and dining, including special rewards with Jumeirah Hotels and British Airways.

The inclusive insurance covers travel accident cover, international medical and travel assistance.  For those with memberships of other travel rewards programmes, customers can exchange FAB Miles to miles or points with participating airline or hotel partners.

The FAB Travel Visa Card is powered by global loyalty technology leader Ascenda who helped bring the highly compelling card value proposition to life.

For more information on the FAB Visa Travel Credit Card visit  www.bankfab.com .

© 2000 - 2024 Al Bawaba (www.albawaba.com)

Background Information

First abu dhabi bank.

FAB, the UAE’s largest bank and one of the world’s largest and safest institutions, offers an extensive range of tailor-made solutions, and products and services, to provide a customised experience. Through its strategic offerings, it looks to meet the banking needs of customers across the world via its market-leading Corporate and Investment Banking and Personal Banking franchises.

Company Profile

Check out our pr service.

Gold prices in Jordan Today 25 April, Thursday

Gold prices in Riyadh Today 25 April 2024

Gold prices in Doha Today Thursday, April 25, 2024

Moulin Rouge windmill blades reportedly collapse

Gold prices in Dubai Today Thursday, April 25, 2024

FAB Infinite Travel Card

• Endless choices on redeeming across 800+ airlines, 500,000+ hotels and car rental
• Travel benefits including Miles Transfer to other partners and exclusive travel discounts
• No international transaction bank fees

TRAVEL BENEFITS

Experience travel benefits that give you endless choices.

Endless choices and benefits across everything travel, including flights, hotels, car hire, and much more.

Get a guaranteed AED 1,500 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.

Use your Travel Card abroad with no foreign transaction bank fees on your purchases (excluding currency conversion/scheme charges).

One complimentary night for every three paid nights when booked through the FAB Travel Portal.

Unlimited free access across over 1,000+ airport lounges globally for the cardholder and one guest.  Learn more

Exchange 1 FAB Mile to 1 mile / point or more of participating airline and hotel partners. Participating partners include: - Aeroplan - Avianca LifeMiles - BIG Rewards  - British Airways Executive Club - Club Vistara - Emirates Skywards - Flying Blue  - Fortune Wings Club  - IHG ®  Rewards - Jumeirah One - Turkish Airlines Miles&Smiles - Wyndham Rewards

BRITISH AIRWAYS DISCOUNT

Enjoy up to 10% discount for First, Business (Club World), Premium Economy (World Traveller Plus) and Economy (World Traveller) classes when travelling from the UAE. Use promo code “BAOFFER” on the FAB Travel Portal to access the offer.

Enrol as Jumeirah One member and receive exclusive benefits with tier level upgrades for select cardholders.

Use your FAB Infinite Travel Card on UBER internationally and get up to US $25 credit per ride (up to six rides).

Get up to eight free airport transfers a year within the UAE no matter which airport you are using. - One free ride per trip within the same emirate - Two free rides per trip between emirates

As a VISA Infinite Elite cardholder, get 20% off three Careem rides by VISA.

 EARN FAB MILES WITH EACH USD 1

- Get 1.5 FAB Miles for each USD 1 spent on retail purchases anywhere - Get 2 FAB Miles for each USD 1 spent on any travel purchase

Access the FAB Travel Portal through your  FAB Mobile  app or  Online Banking .

LIFESTYLE BENEFITS

Visa cardholder benefits that make life more rewarding.

As a Visa cardholder, get great travel and entertainment benefits with your Visa FAB credit card.

Receive 30% off airport Meet and Greet services in over 450 destinations globally with your FAB Visa Travel Card.  Learn more

Visa’s 24-hour concierge provides a personal service for all Visa Infinite cardholders. They take care of the details so you can take your seat and enjoy.  Learn more

Discounts on green fees at a growing number of golf clubs across the globe.  Learn more

Enjoy ‘buy one get one free’ offers through the "Visa Offers MENA" app.  Learn more

- Jumeirah Hotels: Up to 20% off at Jumeirah dining establishments - Meraas: Up to 20% off at Meraas dining, leisure and entertainment venues Learn more

As a Visa cardholder, get up to 35% discount on standard rates and 30% off international leisure rates.

We’ve got you and your purchases covered

Benefits to help you feel protected wherever you go and whenever you spend.

Free travel accident insurance of up to USD 1m when you use your FAB Travel Card to purchase your travel tickets.  Learn more

Free international medical and travel assistance when you use your FAB Travel Card to purchase your travel tickets.  Learn more

Your credit card’s outstanding balance is taken care of with Credit Shield programme if you can’t meet your credit card payments due to unforeseen circumstances.  Learn more

All purchases on your FAB credit card are automatically covered for up to 365 days from the purchase date.  Learn more

Enjoy double the original manufacturer’s or retailer’s warranty for up to one year. For claims, email  [email protected]

Benefit from automatic protection against unauthorised transactions or fraudulent use of your card

• Credit Cards
• FAB Credit Cards

FAB Infinite Travel Credit Card

Popular credit cards.

HSBC Credit Card

Rakbank Credit Card

Standard Chartered Credit Card

Emirates NBD Credit Card

Dubai Islamic Bank Credit Card

Citi Credit Card

Dubai First Credit Card

FAB Credit Card

Other Credit Cards From FAB

Visa Platinum Credit Card

Blue FAB Infinite Credit Card

Blue FAB Platinum Credit Card

Blue FAB Signature Credit Card

Cashback Credit Card

du Titanium Credit Card

Elite Infinite Credit Card

Etihad Guest Infinite Credit Card

Etihad Guest Platinum Credit Card

Etihad Guest Signature Credit Card

GEMS Titanium Mastercard Credit Card

Manchester City Titanium Credit Card

Share Platinum Credit Card

SHARE Signature Credit Card

Visa Infinite Credit Card

Visa Signature Credit Card

World Elite Credit Card

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Provide the following details to get a quick response

No of years in the current job:

  (0/5)

0 People rated this page

Infinite Travel Credit Card

Interest Rate

Minimum Salary

Balance Transfer

View details on bank page

• High travel benefits and offers are provided
• Get access to airport lounges for free
• Earn travel miles on the expenses made using the card
• Offers on travel bookings & travel vouchers are provided
• The retail interest rate of upto 3.75% is charged monthly
• A minimum salary of AED 30,000 is required
• Annual fees of AED 1500

Main Benefits

• Get AED 1500 travel voucher on card activation
• With no foreign transaction fees levied can use the card outside UAE
• Per every three nights get one complimentary night for free on bookings made on the FAB travel portal
• Free unlimited access to 1000+ airport lounges globally for cardholders and one guest
• Can exchange FAB miles with partnered airlines and hotels
• Get upto 10% off on British Airways
• Exclusive benefits on Jumeriah One membership
• Can use the card on Uber internationally and get USD 25 credit per ride for the first 4 rides
• Get 8 free airport transfers per year in the UAE
• Get 20% off on three careem rides
• Earn 1.5 FAB miles per USD spent on retail purchases and 2 FAB miles per USD spent on travel purchases
• Get Visa cards benefits on dining, entertainment, golf, airport meet & greet discounts, car rental
• Free travel accident insurance, international travel and medical assistance

Frequently Asked Questions

Q. Is there a VAT levied on the primary card annual fee on FAB Infinite Travel Credit Card?

A. Yes. 5% VAT is levied on the annual fees on the credit card.

Q. When is the payment due date on FAB Infinite Travel Credit Card?

A. The payment due date on the FAB Infinite Travel Credit Card is 25 days from the date of statement received.

Q. What is the minimum monthly payment required on the FAB Elite Infinite card?

A. 5% of the monthly bill payment is the minimum payment required.

   Get in touch with FAB Customer Care

Product of the Month

Discover Exclusive Benefits: Explore Our Card of the Month

Easy-to-Use Credit Card

Write a Review

Ask questions and share your comments.

We encourage our users to have discussion on questions they might have on financial products and help other users by sharing their insights. Kindly help us in making this site useful. We don't encourage any spam posts here. This is a public forum, so we request you to be safe by not disclosing personal information such as bank account or phone numbers etc. Please follow our posting guidelines.The comments will be reviewed and answered by MyMoneySouq.

FAB Visa Infinite Travel Card

Top reasons to choose.

• Guaranteed AED 1500 travel voucher as joining offer
• No international transaction bank fee
• 1 complimentary night for every 3 paid nights on FAB portal
• Redeem across 800+ airlines, 500,000+ hotels and car rental
• Unlimited free access across over 1,000+ airport lounges

Things To Be Aware Of

Discover an exclusive range of privileges to enjoy life’s luxuries with FAB Visa Infinite Credit Card. Endless choices on redeeming across 800+ airlines, 500,000+ hotels and car rental. Travel benefits including Miles Transfer to other partners and exclusive travel discounts. There are no international transaction bank fee on this card.

Reward Features

Get 1.5 FAB Mile for each USD $1 spent on retail purchases anywhere

Get 2 FAB Miles for each USD $1 spent on any travel purchase 

Exchange 1 FAB Mile to 1 mile / point or more, of participating airline and hotel partners.

Participating partners include :

• Avianca LifeMiles
• BIG Rewards
• British Airways Executive Club
• Club Vistara
• Emirates Skywards
• Flying Blue
• Fortune Wings Club
• IHG® Rewards
• Jumeirah One
• Turkish Airlines Miles&Smiles
• Wyndham Rewards

Joining Offers

Get a guaranteed AED 1500 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.

Detailed Features

TRAVEL BENEFITS

Experience travel benefits that give you endless choices. Endless choices and benefits across everything travel, including flights, hotels, car hire, and much more. No International Transaction Bank Fee Use your Travel Card abroad with no international transaction bank fee on your purchases (excluding currency conversion / scheme charges). Free Hotel Nights One complimentary night for every three paid nights when booked through the FAB Travel Portal. Free Airport Lounge Access Unlimited free access across over 1000+ airport lounges globally for the cardholder and one guest. Jumeirah Hotels & Resorts benefits Enrol as Jumeirah One member and receive exclusive benefits with tier level upgrades for select cardholders . International airport transfers with UBER Use your FAB  Elite Infinite  Travel Card on UBER internationally and get up to US $25 credit per ride (up to six rides). Free UAE airport transfers Get up to 8 free airport transfers a year within the UAE no matter which airport you are using. 

• One free ride per trip within the same emirate 
• Two free rides per trip between emirates  

UAE Careem discount

As a Visa Signature and Visa Infinite cardholder, get 20% off three Careem rides by Visa. For details visit ae.visamiddleeast.com.

Fast, convenient and easy with the FAB Travel Portal Access the FAB Travel Portal through your FAB Mobile app or Online Banking. Use the portal to redeem your FAB Miles :

• Book travel across a choice of 800+ airlines, 500,000+ hotels and car rental
• Transfer FAB Miles to a partner travel program
• Buy gift cards for international brands with your FAB Miles
• Cash-in FAB Miles and turn into credit on your Travel Card

Use the portal to pay with FAB Miles:  Use the FAB Miles on your FAB Travel Card to:

• Book and pay for travel bookings
• Get complimentary hotel nights when you book hotel stays through the portal

Use the portal to get exclusive benefits from FAB partners Enjoy benefits exclusive to FAB Travel Card including airline discounts with leading airline brands and great accommodation offers with global hotel partners. LIFESTYLE BENEFITS

Visa cardholder benefits that make life more rewarding. As a Visa cardholder, get great travel and entertainment benefits with your Visa FAB credit card. Discounted Airport Meet & Greet Services Receive 30% off airport Meet and Greet services in over 450 destinations globally with your FAB Visa Travel Card. Visa Premium Concierge – at your service Visa’s 24-hour concierge provides a personal service for all Visa Infinite cardholders. They take care of the details so you can take your seat and enjoy. Golf Discounts Discounts on green fees at a growing number of golf clubs across the globe. Entertainer Discounts Enjoy ‘buy one get one free’ offers through the "Visa Offers MENA" app. Dining Discounts:

• Jumeirah Hotels: Up to 20% off at Jumeirah dining establishments
• Meraas:   Up to 20% off at Meraas dining, leisure and entertainment venues

Avis Car Rental As a Visa cardholder, get up to 35% discount on standard rates and 30% off international leisure rates. PROTECTION

Benefits to help you feel protected wherever you go and whenever you spend. Free travel accident insurance Up to USD 1m when you use your FAB Travel Card to purchase your travel tickets. International Medical & Travel Assistance Free international medical and travel assistance when you use your FAB Travel Card to purchase your travel tickets. Credit Shield Your credit card’s outstanding balance is taken care of with Credit Shield program if you can’t meet your credit card payments due to unforeseen circumstances. Purchase Protection All purchases on your FAB credit card are automatically covered for up to 365 days from the purchase date. Extended Warranty Enjoy double the original manufacturers or retailer’s warranty for up to one year. Fraudulent Transaction Protection Benefit from automatic protection against unauthorized transactions or fraudulent use of your card.

Please fill in the details to receive a call back with more details about this product

• FAB Abu Dhabi Platinum Card
• FAB Abu Dhabi Titanium Card
• FAB Al-Futtaim Platinum Credit Card
• FAB Al-Futtaim World Elite Credit Card
• FAB Blue FAB Infinite Credit Card by Al-Futtaim
• FAB Blue FAB Platinum Credit Card by Al-Futtaim
• FAB Blue FAB Signature Credit Card by Al-Futtaim

FAB Cashback Credit Card

• FAB Cashback Islamic Credit Card (for Expats)
• FAB Cashback Islamic Credit Card (For UAE Nationals)
• FAB Classic Credit Card
• FAB du Platinum Credit Card
• FAB du Titanium Credit Card
• FAB Elite Infinite Travel Card
• FAB Etihad Guest Infinite Credit Card
• FAB Etihad Guest Platinum Credit Card
• FAB Etihad Guest Signature Credit Card
• FAB Ferrari Infinite Credit Card
• FAB Ferrari Signature Credit Card
• FAB GEMS Titanium Credit Card
• FAB Islamic Gold Credit Card
• FAB Islamic Titanium Credit Card
• FAB Manchester City FC Infinite Card
• FAB Manchester City FC Titanium Card
• FAB Masdar Infinite Credit Card
• FAB Masdar Platinum Credit Card
• FAB Platinum Credit Card
• FAB Rewards Elite Infinite Credit Card
• FAB Rewards Infinite
• FAB Rewards Platinum Credit Card
• FAB Rewards Signature Credit Card
• FAB SHARE Platinum Credit Card
• FAB SHARE Signature Credit Card
• FAB SHARE Standard Credit Card
• FAB Signature Travel Card
• FAB Standard Credit Card
• FAB Visa Infinite Credit Card

Popular Searches

• Credit Cards
• Bank Accounts
• Personal Loan
• Best Credit Cards in Uae
• Citi Bank Credit Card
• Emirates Nbd Credit Cards
• Emirates Islamic Credit Cards
• Standard Chartered Bank Credit Card
• Hsbc Credit Cards
• Mashreq Credit Cards
• Fab Credit Cards
• Best Cashback Cards in Uae
• Emirates Skywards Credit Cards
• Rak Bank Credit Card
• Dubai Islamic Bank Credit Card
• Balance Transfer Credit Cards
• Adib Credit Card
• FAB Blue Al Futtaim Credit Cards
• Open Account Emirates Nbd
• Open Account in Citi Bank
• Standard Chartered Bank Account Opening
• Emirates Islamic Bank Account Opening
• Mashreq Neo Account Opening
• Mashreq Bank Account Opening
• Hsbc Savings Account
• Al Masraf Bank Account Opening
• Fab Bank Account
• Adcb Account Opening
• Rak Bank Account Opening
• Cbd Account Opening
• Adib Bank Account Opening
• Cbi Saver Account
• Personal Loan in Uae
• Emirates Islamic Bank Personal Loan
• Fab Personal Loan
• Emirates Nbd Personal Loan
• Adcb Personal Loan
• Citibank Loan Personal
• Cbd Personal Loan
• Rakbank Personal Loan
• Home Loan in Uae
• Fab Home Loan
• Emirates Islamic Bank Home Loan
• Emirates Nbd Home Loan
• Adib Home Finance
• Cbd Home Loan
• Standard Chartered Home Loan
• Car Loan in Uae
• Emirates Islamic Bank Car Loan
• Cbd Car Loan
• Fab Car Loan

Apply Online

Minimum Salary AED 5,000

Annual Fee AED 315

• Free Supplementary Card
• 5% cashback on supermarket , fuel & Utilities
• Cinema Offers
• AED 300 Cashback Welcome Bonus

Are you sure you want to exit?

Currently you cannot apply for this product through us. However, we can help by showing you other options that you could apply for. Click Here

Wells Fargo Autograph Journey Credit Card Review 2024: Earn up to 5X Points on Travel Purchases

Wells fargo autograph journey℠ card.

Wells Fargo’s new travel rewards card earns up to 5X points on travel-related purchases.

Expert Take : The Wells Fargo Autograph Journey℠ Visa® Card is an excellent choice for travelers who want to maximize rewards on travel purchases booked directly with airlines, hotels and other providers. While it has an annual fee, the $50 annual flight credit covers more than half of the cost. It also includes complimentary travel protections and cell phone insurance to cover unexpected situations.

• Earns up to 5X points on travel-related purchases
• $50 annual flight credit with a minimum $50 airline purchase
• Flexible rewards redemptions include transfers to airline and hotel partners
• Missing bonus categories on everyday purchases, like gas and groceries
• Does not include an intro APR offer on purchases or balance transfers
• Current list of transfer partners is smaller than competitors

Vault’s Viewpoint on Wells Fargo’s Autograph Journey Card

As competitors like Chase, Amex and Capital One gained legions of loyal followers, Wells Fargo missed out on the growth because of its meager credit card lineup. With the introduction of the Autograph Journey credit card and transferable points, Wells Fargo is taking a huge step forward.

The Wells Fargo Autograph Journey Card is designed with travelers in mind by earning 5X points on hotels, 4X points on airlines and 3X points on dining and all other travel purchases. With the introduction of transferable points, cardholders can redeem for cash back, travel, gift cards and more or transfer points to a growing list of Wells Fargo airline and hotel partners. Plus, it includes a $50 annual statement credit toward airline purchases. Travelers are also covered with an array of travel protections and cell phone insurance in case something goes wrong.

About the Wells Fargo Autograph Journey Travel Credit Card

The Wells Fargo Autograph Journey credit card builds upon the success of the original Wells Fargo Autograph℠ Card , as it also earns flexible points but with a focus on travel and dining purchases.

With the Autograph Journey, you’ll earn up to 5X points on travel-related purchases and an unlimited 3X points on dining worldwide. The card includes an annual flight credit that’s good on any airline, without having to choose an airline ahead of time. When you book trips with the Autograph Journey Card, you’ll receive valuable travel benefits to protect your trip, like rental car protection, trip cancellation/interruption protection, lost baggage reimbursement and more. Your cell phone is also covered up to $1,000, up to two times per 12-month period, when you pay the bill with your Autograph Journey Card (subject to a $25 deductible).

As a new cardholder, you can earn 60,000 bonus points by spending at least $4,000 on purchases within the first three months. These points are worth $600 toward travel and have numerous redemption options, including booking flights and hotels, getting cash back or buying gift cards. Wells Fargo also introduced transfer partners in April 2024, so you can transfer points to airlines and hotels to book award reservations worth potentially even more.

Benefits of the Wells Fargo Autograph Journey Card

In this Wells Fargo Autograph Journey Card review, you’ll learn about the card’s numerous benefits and how they can improve your travel experience.

Earning Power

People who love to travel can maximize their rewards with the Autograph Journey Card. This card’s bonus categories target the areas where travelers spend the most—flights, hotels, dining and other travel purchases.

Flexible Redemptions and Transfer Partners

The points earned from the Autograph Journey credit card have multiple redemption options. You can redeem them as a credit to your Wells Fargo credit card statement, as a deposit to your Wells Fargo bank account or to reduce your Wells Fargo mortgage balance. Points can be used to pay for online shopping or to buy gift cards. You can also book travel through Wells Fargo.

As of April 2024, Wells Fargo introduced hotel and airline transfer partners. The initial partners include:

• Choice Privileges®
• Air France-KLM Flying Blue
• Avianca LifeMiles
• British Airways Executive Club
• Aer Lingus AerClub
• Iberia Plus

Wells Fargo plans to expand this lineup to offer even more transfer opportunities to cardholders.

$50 Annual Airline Credit

Each year, you’ll receive a statement credit of $50 when you make an airline purchase of $50 or more. Unlike some airline credits, these can be used to buy airfare as well—and you don’t have to choose an airline ahead of time. Qualifying purchases include airfare, upgrades, checked baggage, change fees and more. So, whether you’re booking a flight or paying for a fee related to a flight you’re taking, this annual airline credit has your back.

Travel Protections

The best-laid travel plans can easily go astray when your flight is canceled, your bag is lost or something happens to your rental car. Your trip is covered when you use the Wells Fargo Autograph Journey Visa to book your reservations. Trip cancellation and interruption protection covers you up to $15,000 for lodging, flights and activities when your trip is canceled or interrupted for a covered reason.

If your checked or carry-on luggage is lost or stolen during transit, you’re covered for up to $3,000 per trip. Additionally, your rental car is protected against damage or theft with secondary rental car insurance. The card also comes with up to $1,000,000 in travel accident insurance, travel and emergency services assistance, roadside dispatch and more.

Cell phone Insurance

When you pay your cell phone bill with the Autograph Journey Card, you’re covered for up to $1,000 in cell phone insurance (up to two claims per 12-month period). This coverage protects you against damage, theft or loss, and it requires a simple $25 deductible.

Visa Signature Luxury Hotel Collection

As a Visa Signature credit card, this Wells Fargo credit card includes access to the Visa Signature Luxury Hotel Collection. Book a stay at one of the participating hotels to receive benefits similar to those who have elite status. Benefits include the best available rate guarantee, complimentary room upgrade (when available), complimentary breakfast for two, VIP guest status, late checkout upon request (when available) and a $25 food and beverage credit. Select hotels offer additional perks like a free hotel night, resort credits and more.

Autograph Card Exclusives

Eligible Wells Fargo cardholders also have access to Autograph Card Exclusives. These live, intimate events feature a limited number of tickets available exclusively to cardholders to purchase. Events occur throughout the U.S., and available artists and experiences change during the year.

Who Is the Wells Fargo Autograph Journey Card Best For?

The Autograph Journey from Wells Fargo is best for travelers who want to maximize rewards on travel purchases. This card’s bonus categories center around travel and dining, and it doesn’t require cardholders to book through the bank’s travel portal to earn maximum rewards. This card allows you to book directly with airlines, hotels and other travel providers to earn credit card rewards and perks from the loyalty programs.

While the card has a $95 annual fee, it is offset by its yearly $50 credit toward airline purchases. Simply book flights of $50 or more to automatically receive the statement credit on your next bill. The card’s complimentary travel protections and cell phone insurance also provide peace of mind for frequent travelers and people whose cell phone is an indispensable part of their daily lives.

Travelers who want to earn flexible rewards points that can transfer to airline and hotel loyalty programs will also be excited about this new Wells Fargo credit card . The Autograph Journey launches with five airline partners and one hotel partner. While this total is smaller than competing brands, Wells Fargo is working to expand its list of transfer partners, and more brands will be added throughout the year.

Who Should Consider an Alternative to the Wells Fargo Autograph Journey Card?

While the Wells Fargo Autograph Journey has much to offer, it may not be the right card for every traveler. Wells Fargo intends to add more transfer partners over time, but some consumers may not want to wait that long or roll the dice that new partners will be among their preferred brands. Consumers who want access to a greater array of transfer partners should look at alternatives from Chase , Citi, Capital One or American Express , since each of those programs has 14 or more partners to choose from.

Having access to TSA PreCheck or Global Entry while traveling is a huge timesaver. The Autograph Journey credit card does not offer reimbursement for these Trusted Traveler application fees. Some travel credit cards at the same price point, like the Capital One Venture Rewards Credit Card or the United℠ Explorer Card (whose benefit also applies to the NEXUS program), include reimbursement once every four years.

How Does the Wells Fargo Autograph Journey Card Stack Up to Its Competitors?

Before applying for the Wells Fargo Autograph Journey Card, compare it to these popular travel credit cards to decide which one is best for your wallet.

Wells Fargo Autograph Journey vs Chase Sapphire Preferred® Card

The Chase Sapphire Preferred is a solid travel credit card that earns Ultimate Rewards points. With this card, you’ll earn 5X points on travel when booking through Chase Travel and 2X points on other travel purchases, such as when purchasing directly with the airline, hotel or other provider. The Autograph Journey doesn’t require you to book through its portal to earn its top rewards rates and earns 50% more points on all other travel purchases. The Sapphire Preferred also earns 3X points on dining, select streaming services and on online groceries (excluding Target, Walmart and wholesale clubs), while the Autograph Journey earns 3X points only on dining.

When you redeem Ultimate Rewards points, you’ll get 25% more value when booking travel through Chase Travel. This extra value means you’ll redeem fewer points than booking similar travel through Wells Fargo. There are also 14 Chase airline and hotel partners , which is nearly three times as many options, and it features well-known domestic brands like United, Southwest, Hyatt and Marriott.

Wells Fargo Autograph Journey vs. Capital One Venture Rewards Credit Card

With the Capital One Venture Rewards Card , you’ll earn an unlimited 2X miles on every purchase and 5X miles on hotels and car rentals booked through Capital One Travel. While it doesn’t offer the same earning power as the Autograph Journey, the Venture Card offers a solid rewards rate on every purchase, which is ideal for people who don’t want to remember which categories offer extra rewards. The card also includes up to $100 reimbursement for Global Entry or TSA PreCheck membership application fees and complimentary Hertz Five Star elite status, which the Autograph Journey cannot match.

Capital One miles can be redeemed for cash back, travel, gift cards and more. Cardholders can also get statement credits for purchases made in the previous 90 days. Further, Capital One offers more than 15 airline and hotel transfer partners, which is three times as many options as Wells Fargo. The card does not charge foreign transaction fees, and it includes auto rental collision damage waiver and extended warranty protection on eligible purchases made with your card.

Wells Fargo Autograph Journey vs. Wells Fargo Autograph℠ Card

For people who want to earn Wells Fargo credit card points but don’t want to pay an annual fee, the Wells Fargo Autograph Card is a solid choice. This card earns an unlimited 3X points on travel, gas, restaurants, transit, popular streaming services and phone plans. These bonus categories are an excellent way to maximize common spending categories, and many of these household categories aren’t available from the Autograph Journey Card.

Additionally, the no-annual-fee Autograph card includes an introductory APR offer on purchases, which the Autograph Journey doesn’t offer. If you need extra time to pay off your purchases without incurring interest charges, the Wells Fargo Autograph Card is the best option. This card includes many of the same protections as the $95 annual fee Autograph Journey, and its points also can be redeemed for cash back, gift cards and more or transferred to airline and hotel partners.

Frequently Asked Questions

What credit score do you need for a wells fargo autograph journey card.

For the best approval odds, you should have good to excellent credit when applying for the Autograph Journey Card. A good FICO credit score ranges from 670 to 739, while very good to exceptional FICO credit score start at 740 and above. If your credit score is below these levels, take steps to improve your score before applying.

How Much Are 60,000 Wells Fargo Points Worth?

At the most basic level, Wells Fargo points are worth 1 cent each toward travel, cash back, gift cards and more. This means that the 60,000 welcome bonus points from the Wells Fargo Autograph Journey Card are worth $600. With the introduction of transfer partners, you may receive even higher value when transferring points to book award flights or hotel rooms.

Does the Wells Fargo Autograph Journey Card Have Lounge Access?

No, the Autograph Journey does not include lounge access. To receive airport lounge access, typically, you’ll need to get a premium credit card for travel with an annual fee that likely ranges $395 or higher. Premium travel credit cards are best for frequent travelers who can justify paying such a high annual fee.

The post Wells Fargo Autograph Journey Credit Card Review 2024: Earn up to 5X Points on Travel Purchases first appeared on Newsweek Vault .