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U.s. bancorp to acquire travelbank, an expense and travel management solution, a leader in corporate payment solutions, u.s. bank integration with travelbank’s platform provides customers an end-to-end expense, travel and payment program..

U.S. Bancorp, the parent company of U.S. Bank, has entered into an agreement to acquire TravelBank , a San Francisco-based fintech company that provides an all-in-one, tech-driven expense and travel management solution. TravelBank is easy to use for employees and helps businesses control and track expenses, automate processes, streamline approvals and reporting, and ensure compliance with company policies.

“We are focused on giving businesses more confidence, control and convenience in managing payments and expenses. TravelBank will help us accelerate these efforts,” said Shailesh Kotwal, vice chair of Payment Services at U.S. Bank. “ In partnering with TravelBank over the past year, we’ve seen how effective the solution is in improving efficiencies for businesses. This acquisition will allow us to significantly expand our client base and deliver even more value to our customers.”

Many companies have employee expense reporting and travel systems that are paper-based, not mobile friendly and require extensive manual work. The all-in-one TravelBank platform, which easily syncs into common accounting systems, automates this work and can be tailored to meet the unique needs of each organization.

“With its track record of delivering innovative payment solutions that improve efficiencies for businesses, we couldn’t be more excited to join the U.S. Bank family,” said Duke Chung, co-founder and CEO of TravelBank. “We created TravelBank to provide a single experience for expense reporting and travel management. Our combined offering with U.S. Bank will be the most comprehensive expense, travel and payment management solution in the industry.”

The acquisition allows U.S. Bank to accelerate the integration of digital payments within the commercial segment. U.S. Bank is an industry leader in delivering innovative corporate payment solutions, including virtual corporate credit cards and tools to improve working capital. U.S. Bank Instant Card , for example, provides a quick, efficient way for employees and contractors to make authorized purchases with a card pushed directly to the user’s mobile phone for immediate use. In 2020, U.S. Bank and TravelBank partnered to integrate Instant Card seamlessly into the TravelBank solution. U.S. Bank is also helping clients to maximize the working capital benefits of their commercial card program by being the first bank to utilize Real Time Payments (RTP) to allow companies to fund their card accounts or pay their program immediately, 24-hours a day, 365-days a year.

The purchase agreement with TravelBank was signed on November 14, 2021 and the transaction is expected to close in the fourth quarter of this year. Financial details of the transaction were not disclosed. 

Todd Deutsch, U.S. Bank Public Affairs & Communications

[email protected] | 612.303.4148

About U.S. Bank

U.S. Bancorp, with nearly 70,000 employees and $567 billion in assets as of September 30, 2021, is the parent company of U.S. Bank National Association. The Minneapolis-based company serves millions of customers locally, nationally and globally through a diversified mix of businesses: Consumer and Business Banking; Payment Services; Corporate & Commercial Banking; and Wealth Management and Investment Services. The company has been recognized for its approach to digital innovation, social responsibility, and customer service, including being named one of the 2021 World’s Most Ethical Companies and Fortune’s most admired superregional bank. 

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6 Things to Know About United TravelBank

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Whether you're saving up for a special occasion — like a honeymoon — or just an upcoming getaway, many travelers opt to save future travel funds in a dedicated bank account. For United Airlines loyalists, this process can be even simpler.

United MileagePlus account members can access a budgeting tool called United TravelBank. Let's dive into the things you'll want to know about the service, how to use it and if it's worth "saving" money in this account at all.

What is United TravelBank? How does it work?

United's TravelBank is pretty much what it sounds like — an online account designed for accumulating travel funds for future United flights. It aims to simplify United MileagePlus members’ budgeting for future personal and/or business flights.

Once the account is set up and has money in it, it syncs with both united.com or the United mobile app as a payment option.

» Learn more: How to use the United MileagePlus X app to earn miles

What to know about United TravelBank

1. you can purchase united travelbank credits for your account.

United gives MileagePlus members the opportunity to buy deposits for their own TravelBank account. However, you can only purchase TravelBank credits in one of six amounts:

If you want to deposit a different amount, you can do so across multiple transactions. Say you want to deposit $150. Just purchase $50 in funds and then make another purchase of $100.

The only limitation is that you can't exceed $5,000 per day per MileagePlus account, meaning that you can do at least five purchases per day.

2. United TravelBank credits are valid for five years

Does United TravelBank expire? Yes. Purchased funds are valid for five years from the date the funds are deposited into your TravelBank account. That gives you plenty of time to use the funds.

That's a much longer validity than other types of airline travel credits. For instance, when purchasing airfare on United, you generally only have 12 months from the date of purchase to use those funds for a flight. So, if you really aren't sure that you'll be able to travel in the next year, you can use the United TravelBank to stash money away for future airfare purchases.

Even with the generous expiration policy, we recommend using up your full TravelBank balance whenever possible to avoid leaving money on the table.

3. You can get United TravelBank credits by holding an IHG card

One of the unexpected ways to get United TravelBank credits is through select IHG credit cards. IHG One Rewards Premier Credit Card and IHG One Rewards Premier Business Credit Card customers can enroll to get up to $50 in TravelBank Cash each calendar year. Cardholders get one deposit of $25 in early January of each year and another $25 deposit in early July.

However, these funds work differently from purchased TravelBank funds. Instead of having five years of validity, you only have a little over six months to use these funds before they expire. The $25 deposited in early January expires on July 15 of the same calendar year, and the $25 funded in July will expire on Jan. 15 of the next year.

During the two-week crossover period, you could have up to $50 in active TravelBank funds from this IHG credit card benefit. That's probably not going to be enough to cover an entire flight, but at least it can save you some out-of-pocket cost on your next United flight.

Eligible cardholders can go to ihg.com/united to register to start receiving this new card benefit. You'll need to log into your IHG One Rewards account and then provide your United MileagePlus number and last name to complete registration. The terms and conditions note that it may take up to two weeks after registration before you receive your first $25 TravelBank deposit.

on Chase's website

4. It’s possible to use credit card travel credits to fund your United TravelBank

United TravelBank purchases often code as travel expenses on your credit card bill. That means you can earn bonus points when using credit cards with a travel bonus category. And you might even be able to use credit card travel credits — such as the Chase Sapphire Reserve® $300 annual travel credit , the Citi Prestige® Card $250 air travel credit or certain other credit card incidental fee credits.

» Learn more: The best airline credit cards right now

5. You can't use United TravelBank funds for other travel purchases

A major downside of the United TravelBank is that funds can only be used to book United-operated or United Express-operated flights, plus certain subscription products.

Travelers living near an airport with a strong United presence may not mind being limited to flying United. However, if Delta Air Lines, Alaska Airlines or American Airlines offers a much cheaper airfare, you won't be able to use your United TravelBank funds to purchase those flights.

Likewise, United TravelBank funds can't be used for hotels or car rental purchases.

» Learn more: United vs. Delta — Which is best?

6. The United TravelBank doesn't earn interest

Another downside of saving funds through the United TravelBank is that you won't earn interest on the saved funds. Over the past few years, interest rates have been so low that you wouldn't have missed out on much interest income by placing funds in the United TravelBank instead.

However, now that interest rates are increasing , you might be able to grow your travel funds faster by saving funds in an actual savings account rather than the United TravelBank.

» Learn more: Compare savings account rates in your ZIP code

How to use United TravelBank

Once you’ve added money to the TravelBank account, you can select TravelBank cash as a payment option when logged into united.com or the United app.

When you're ready to use your travel funds, just log into your United MileagePlus account and search for a paid flight. On the checkout page, select the TravelBank payment option. Then, you can then enter precisely how much of your funds you want to apply to this booking.

Note that you can only use TravelBank funds for flights priced in U.S. dollars. And unfortunately, you can't use TravelBank funds to pay taxes and fees on a MileagePlus award ticket. For cash bookings, TravelBank monies can be used to cover the ticket price, taxes and surcharges.

Even if you have enough funds to cover the entire purchase, you may want to charge part of your flight booking to a credit card that provides travel insurance .

TravelBank cash can be used alone or in combination with other accepted forms of payment, such as Apple Pay, Visa Checkout or PayPal.

Is United TravelBank worth it?

The United TravelBank provides travelers with another way of stashing away funds for future travel. MileagePlus members can fund as little as $50 at a time, up to $5,000 per day. Your funds are valid for five years from the date of deposit, giving you plenty of time to use them.

However, funding the United TravelBank locks you into booking paid flights through United, decreasing the flexibility of your money. You can't even use TravelBank to pay for taxes and fees on award travel. So, you may only want to deposit funds in the TravelBank if you're sure that you will be paying for a United flight in the near future.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

1x-2x Earn 2 miles per $1 spent on dining, hotel stays and United® purchases. 1 mile per $1 spent on all other purchases

50,000 Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

1x-2x Earn 2 miles per $1 spent on United® purchases, dining, at gas stations, office supply stores and on local transit and commuting. Earn 1 mile per $1 spent on all other purchases.

75000 Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

1x-3x Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases

60,000 Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

Bon Voyaged

20 Best Travel-Friendly Dog Breeds

Posted: April 27, 2024 | Last updated: April 27, 2024

Traveling with a dog can enhance the experience of exploring new places, bringing joy and companionship to your journey. Not all dog breeds are suited for the rigors of travel, whether it be by car, plane, or foot. The ideal travel companion is one that is adaptable, manageable, and comfortable with changes in environment and routine. From small breeds that fit snugly under airplane seats to energetic dogs that thrive on outdoor adventures, certain breeds stand out as perfect travel buddies. These dogs not only adapt well to new settings but also possess temperaments that make them easy to manage on the go. Here, we highlight twenty dog breeds known for their travel-friendly characteristics, ensuring your next adventure is enjoyable for both you and your furry friend.

French Bulldog

French Bulldogs are small, making them great companions for travelers with limited space. Their quiet demeanor ensures they’re well-suited for hotel stays and public transportation. Adaptable and easygoing, these dogs are perfect for urban explorations and relaxed vacations.

Labrador Retriever

Labrador Retrievers are known for their friendly nature, making them ideal companions for family trips. They are outgoing and enjoy being active, perfect for outdoor adventures like hiking and camping. Their adaptability and easygoing nature make them suitable for various travel settings, from countryside to beach vacations.

Cavalier King Charles Spaniel

Cavalier King Charles Spaniels are adaptable and affectionate, thriving in both quiet countryside and bustling city environments. Their small size and gentle nature make them excellent companions for long flights and car rides. This breed’s loving demeanor ensures they are always ready for cuddles, making every trip more enjoyable.

Golden Retriever

Golden Retrievers are friendly, patient, and great for families, making them wonderful travel companions. Their love for adventure and outdoor activities makes them perfect for exploring new places. They are known for their adaptability and can easily settle into new environments, ensuring a smooth travel experience.

Yorkshire Terrier

Yorkshire Terriers are small and easily adaptable, making them perfect for travelers who are always on the move. Their compact size allows them to travel comfortably in carriers, ideal for air travel. Despite their small stature, they are spirited and enjoy exploring new sights and smells.

Dachshunds are small, curious, and have a brave nature, making them great companions for those who love to explore. Their compact size makes it easy for them to accompany their owners on various adventures, from road trips to outdoor explorations. Despite their small size, they have a big personality and can be quite adventurous.

Chihuahuas are the perfect travel companion due to their tiny size and ability to fit in small carriers. They are adaptable and can easily adjust to new environments, whether it’s a cozy hotel room or a bustling city. Their loyal and affectionate nature makes them great companions, always ready to accompany their owners on new adventures.

Poodle (Toy or Miniature)

Poodles, particularly Toy and Miniature sizes, are intelligent, easy to train, and great for travelers looking for a well-behaved companion. Their hypoallergenic coats make them suitable for travelers with allergies. Poodles are adaptable and can enjoy both city sightseeing and countryside walks, making them versatile travel companions.

Boston Terrier

Boston Terriers are known for their friendly and sociable nature, making them great companions for travelers. They are small and manageable, which makes traveling by public transport or staying in hotels easier. Their adaptability and easygoing personality make them well-suited for both city tours and relaxing vacations.

Maltese dogs are small, light, and easy to carry, making them excellent travel companions for those who prefer to keep their pets close. They adapt well to new environments, whether it’s a quiet countryside or a bustling urban center. Their affectionate nature ensures they’re always ready for a cuddle, making every trip more enjoyable.

Border Collie

Border Collies are highly intelligent and energetic, making them perfect for active travelers who enjoy outdoor activities like hiking. They are known for their agility and love for adventure, thriving in environments where they can explore and be active. Their loyalty and keenness to please make them excellent companions, always ready for the next adventure.

Shih Tzus are calm and adaptable, making them great companions for both short and long travels. Their friendly nature ensures they get along well with other pets and people, making social interactions during travels easy. Despite their small size, they have a robust personality and enjoy exploring new places with their owners.

Australian Shepherd

Australian Shepherds are highly energetic and love adventures, making them great for hiking and camping trips. Their intelligence and trainability make them easy to manage on the go, adapting well to new environments and situations. They are loyal and protective, ensuring a sense of security and companionship during travels.

Beagles are curious and friendly, making them ideal travel companions, especially for families. Their manageable size and robust health make them suited for various types of travel, from road trips to flights. Beagles are known for their keen sense of smell and love of exploration, adding an element of adventure to every trip.

Boxers are known for their high energy and playful nature, making them suitable companions for active travelers. They are loyal and protective, ensuring a safe and enjoyable travel experience. Their sociable nature makes them great at making new friends, whether it’s other dogs or people, during their travels.

Pugs are adaptable, friendly, and well-suited for both city and countryside settings, making them versatile travel companions. Their small size and easygoing nature make them ideal for travelers looking for a pet that’s easy to manage on the go. Pugs enjoy being with their owners and can make any trip more enjoyable with their playful and affectionate demeanor.

Cocker Spaniel

Cocker Spaniels are adaptable, friendly, and enjoy exploring new environments, making them excellent travel companions. They have a joyful and outgoing nature that makes them get along well with both humans and other animals. Their medium size and manageable temperament make them suited for various travel adventures, from long road trips to leisurely stays in pet-friendly accommodations.

Pomeranians are small, making them easy to travel with, and their adaptable nature allows them to settle into new environments quickly. They are lively and spirited, often providing entertainment and companionship on the go. Despite their size, Pomeranians have a bold personality, making them fearless adventurers ready to explore new destinations with their owners.

Vizslas are known for their loyalty and affectionate nature, making them great companions for long trips. They are highly adaptable and enjoy being active, making them suitable for various outdoor activities. Their calm demeanor and eagerness to please make them easy travel companions, always ready for a new adventure.

Italian Greyhound

Italian Greyhounds are small, quiet, and love being with their owners, making them perfect companions for travelers. Their slender build and gentle nature make them well-suited for travel, especially in tight spaces like airplane cabins. They are adaptable and can easily adjust to new settings, ensuring a smooth and enjoyable travel experience for both the pet and the owner.

Choosing the right dog breed for travel involves careful consideration of your pet’s temperament, size, and adaptability to new environments. Whether you’re embarking on a long road trip, flying to a new destination, or exploring the great outdoors, the companionship of a travel-friendly dog can make your adventure even more memorable. The breeds highlighted here are known for their ability to adapt and thrive alongside their human companions in various travel scenarios. By selecting a breed that matches your travel style and preparing them for the journey ahead, you can ensure a smoother, more enjoyable travel experience for both you and your furry friend. Remember, the key to a successful trip with your dog lies in understanding their needs and ensuring their comfort and safety throughout your travels.

For the Latest Travel News, Headlines & Videos, head to Bon Voyaged

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