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Asuransi Perjalanan Covid-19 untuk Liburan Aman

Berlibur di masa pandemi Covid-19 memerlukan perlindungan ekstra supaya tetap terjaga. Agar perjalanan tetap nyaman dan bebas dari rasa khawatir, Cermati.com berkomitmen untuk memberikan perlindungan menyeluruh untuk kamu dan keluarga tercinta.

Cermati.com kini menghadirkan Asuransi Covid-19 untuk melindungi perjalanan dan liburan kamu bersama keluarga setiap saat. Nikmati perlindungan menyeluruh terhadap Covid-19 untuk perjalanan domestik dan internasional dengan biaya pertanggungan hingga Rp1.500.000.000. Dapatkan Asuransi Perjalanan Covid-19 Terbaik di Cermati.com sekarang

Beli Asuransi Perjalanan Covid-19 Sekarang

Jaminan perlindungan terhadap risiko Covid-19 selama perjalanan hingga Rp1.500.000.000,- dan memenuhi kriteria pengajuan visa

Jaminan perlindungan lengkap mulai dari biaya kecelakaan, perawatan medis, kerusakan atau kehilangan bagasi, hingga jaminan tambahan lainnya

Layanan Call Center 24 jam yang siap menangani segala keluhaan dan menjawab pertanyaan setiap saat

Tentang Asuransi Covid-19 untuk Perjalanan di Cermati.com

Asuransi Perjalanan Covid-19 adalah sebuah jenis asuransi yang diperuntukkan untuk menanggung segala biaya perawatan atau pengobatan terhadap risiko Covid-19 selama perjalanan atau liburan berlangsung

Berikut ini adalah daftar negara tujuan yang membutuhkan asuransi perjalanan Covid-19 sebagai syarat tambahan untuk masuk.

Sebagian besar negara di seluruh dunia memiliki kebijakan yang mewajibkan para pengunjung yang berasal dari luar negaranya masing-masing untuk memiliki asuransi Covid-19 Meskipun memiliki kebijakan yang berbeda-beda, kepemilikan asuransi Covid-19 secara umum dibutuhkan untuk memenuhi kriteria pengajuan Visa sekalipun sudah melakukan vaksinasi.

Apabila seorang pengunjung dari luar negara tujuan terdeteksi terjangkit Covid-19 di negara tersebut, tentunya bisa dirawat di fasilitas kesehatan terdekat dengan biaya perawatan atau pengobatan yang bisa langsung ditanggung selama perjalanan Selain itu, perlu diketahui juga setiap negara juga memiliki kebijakan tersendiri akan minimum besaran uang pertanggungan untuk asuransi Covid-19 yang harus dimiliki sebagai syarat perjalanan.

Jadi, pastikan sebelum bepergian atau berlibur untuk mengajukan dan memiliki asuransi perjalanan dengan cakupan perlindungan Covid-19 Perhatikan juga kebijakan jumlah minimum uang pertanggungan untuk asuransi Covid-19 di negara tujuan supaya bisa mendapatkan asuransi perjalanan dengan jumlah yang tepat.

Untuk memastikan perjalanan kamu dan keluarga tetap aman, Cermati.com menawarkan Asuransi Perjalanan Covid-19 dengan berbagai manfaat terbaik sebagai berikut:

Perlindungan Hingga Rp1,5 Miliar: Jaminan perlindungan terhadap risiko Covid-19 senilai hingga Rp1.500.000.000,- Asuransi ini juga telah memenuhi kriteria pengajuan Visa untuk perjalanan ke luar negeri
Cakupan Perlindungan di Seluruh Dunia: Dapatkan cakupan perlindungan untuk perjalanan domestik dan internasional di seluruh dunia
Jaminan Perlindungan Komprehensif: Jaminan perlindungan yang lengkap mulai dari pertanggungan biaya kecelakaan perjalanan, perawatan medis, ketidaknyamanan perjalanan, kehilangan atau kerusakan bagasi, serta jaminan tambahan lainnya
Biaya Premi Fleksibel: Biaya premi dihitung berdasarkan hari perjalanan sehingga bisa disesuaikan dengan kebutuhan dan rencana perjalanan
Layanan Medis Cashless: Kemudahan memperoleh layanan medis tanpa dana tunai (cashless) di daerah atau negara tujuan perjalanan
Call Center 24 Jam: Tersedia layanan call center 24 jam yang siap menangani segala keluhan dan menjawab pertanyaan setiap saat

Cermati tabel manfaat yang akan kamu dapatkan di bawah Ini:

Berikut langkah-langkah pengajuan asuransi Covid-19 untuk perjalanan di Cermati.com:

Kunjungi situs Cermati.com atau unduh aplikasi Cermati.com di smartphone kamu.
Pergi ke halaman asuransi perjalanan, lengkapi data, dan pilih cari sekarang.
Pilih produk asuransi perjalanan dengan manfaat Covid-19 lalu klik beli.
Lakukan verifikasi dan pembayaran.
Transaksi selesai dan kini perjalanan kamu dan keluarga sudah terlindungi.

Jl. Tomang Raya No. 38, Jatipulo Palmerah, Jakarta Barat 11430

PT Dwi Cermat Indonesia - [email protected]

Direktorat Jenderal Perlindungan Konsumen dan Tertib Niaga Kementerian Perdagangan RI

(Directorate General of Consumer Protection and Trade Compliance)

Disclaimer: Kami akan menjaga informasi yang akurat dan terkini, namun Kami tidak dapat menjamin keakuratan informasi. Silakan verifikasi informasi kartu kredit, dan tingkat suku bunga selama proses aplikasi.

Instant travel insurance with Travel Cover

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Why Travel Cover

Quick and easy.

Get an instant quote and purchase our affordable travel insurance directly in the Grab App. Simply indicate your trip duration, destination and who the coverage is for. Your travellers' information will automatically be saved for future purchases.

Travel insurance benefits

Whether you’re on a trip overseas or exploring Indonesia, we’ll cover you for overseas medical expenses, travel delays, lost baggage and more! The additional COVID-19 benefits reimburses you for trip curtailment, overseas hospital confinement and other quarantine benefits.

Great value

With premiums starting as low as Rp3,8rb a day for domestic travel and Rp17,1rb for International travels, why wait? Buy travel insurance with the Grab App right away.

Premi harian / Daily Premium

Cakupan perjalanan / travel coverage view full policy wording, got questions we’ve got answers..

For more questions, please visit our Help Centre .

No, you’ll need make your purchase before departing Malaysia.

I’ve extended my trip. Can my travel insurance policy be extended too? Yes, simply purchase a new policy to cover the extended dates. This purchase must be done before or during your trip. Do remember to provide all policy numbers when making a claim.
You’ll be glad to hear that cover starts from the time you leave your home in Indonesia to go directly to your departure point, or 3 hours before the scheduled departure time of the carrier in which you have arranged to travel, whichever is later.
Coverage stops when you return to your place of residence in Indonesia, or 3 hours after the scheduled arrival time of the carrier in which you travel, or the date on which the policy is terminated, whichever is the earliest.
You are covered for activities that are accessible to the general public without restriction (other than height or general health or fitness warnings) and which are provided by a recognised local tour operator are covered. You should be acting under the guidance and supervision of qualified guides and/or instructors of the tour operators when carrying out such tourist activities
The policy does not cover any sports or sporting activities that present a high level of inherent danger (i.e. involves a high level of expertise, exceptional physical exertion, highly specialised gear or stunts) including but not limited to big wave surfing, canoeing down rapids, cliff jumping, horse jumping, ultra-marathons, biathlons, triathlons and stunt riding

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The 5 Best COVID-19 Travel Insurance Options

Travelex Insurance Services »

Allianz Travel Insurance »

World Nomads Travel Insurance »

Generali Global Assistance »

IMG Travel Insurance »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best COVID Travel Insurance Options.

Table of Contents

Rating Details
Travelex Insurance Services
Allianz Travel Insurance

Even though COVID-19 is no longer considered a global emergency, concerns around illness-related costs remain for many travelers. If you're looking for travel insurance that covers COVID – as well as other potential disruptions like flight delays and lost luggage – these are your best options.

Travelex Insurance Services: Best Optional Coverage Add-ons
Allianz Travel Insurance: Best for Multitrip and Annual Plans
World Nomads Travel Insurance: Best for Active Travelers
Generali Global Assistance: Best for Comprehensive Travel Insurance
IMG Travel Insurance: Best for Travel Medical Insurance

Best COVID Travel Insurance Options in Detail

Plans include coverage for COVID-19

Optional CFAR coverage is available with Travel Select plan

Some coverages require an upgrade, including rental car collision, accidental death and dismemberment, and more

Not all add-ons are available with every plan

Allianz offers some travel insurance plans that come with an epidemic coverage endorsement

Single-trip, multitrip and annual plans available

COVID-19 benefits don't apply to every plan

Low coverage limits with some plans (e.g., only $10,000 in emergency medical coverage with OneTrip Basic plan)

24-hour travel assistance services included

More than 200 sports and activities covered in every plan

Low trip cancellation benefits ($2,500 maximum) with Standard plan

No CFAR option is offered

Free 10-day trial period

Some coverage limits may be insufficient

Rental car damage coverage only included in top-tier Premium plan

Offers travel medical insurance, international travel health insurance and general travel insurance plans

Some plans include robust coverage for testing and quarantine due to COVID-19

Not all plans from IMG offer coverage for COVID-19

Cancel for any reason coverage not available with every plan

Frequently Asked Questions

When comparing COVID-19 travel insurance options, you'll want to make sure you fully understand the coverages included in each plan. For example, you should know the policy inclusions and limits for COVID-related claims, including coverage for testing, treatments, trip cancellation or COVID-related interruptions that can occur. Meanwhile, you should understand how your coverage will work if you contract some other illness while away from home.

Also ensure your travel insurance coverage will kick in for other mishaps that occur, and that limits are sufficient for your needs. If you're planning a trip to a remote area in a country like Costa Rica or Peru , you'll want to have emergency evacuation and transportation coverage with generous limits that can pay for emergency transportation to a hospital if you need treatment.

You can also invest in a travel insurance policy that offers cancel for any reason coverage. This type of travel insurance plan lets you cancel and get a percentage of your prepaid travel expenses back for any reason, even if you just decide you're better off staying home.

It depends on your private health insurance provider and/or travel insurance policy. As of May 11, 2023, private health insurers are no longer required to cover the cost of COVID-19 testing. Out-of-pocket costs for COVID-19 test kits at local drugstores and on Amazon are relatively affordable, however.

As you search for plans that will provide sufficient coverage for your next trip, you'll find travel insurance that covers COVID-19 quarantine both inside and outside the United States. However, you'll typically need to have your condition certified by a physician in order for this coverage to apply. Also make sure your travel insurance plan includes coverage for travel claims related to COVID-19 in the first place.

Many travel insurance plans do cover trip cancellation as a result of COVID-19, although the terms vary widely. You typically need to be certified by a physician in order to prove your condition. Disinclination to travel because of COVID-19 – such as fear of exposure to illness – will generally not be covered. This means you will actually have to test positive for coronavirus for benefits to apply; simply not wanting to travel is not a sufficient reason to make a claim.

If you want more flexibility in your COVID-19 travel insurance, ensuring you have a cancel for any reason policy may be your best bet, but be sure to check with your chosen travel insurance provider to assess your options.

Why Trust U.S. News Travel

Holly Johnson is an award-winning writer who has been covering travel insurance and travel for more than a decade. She has researched the best travel insurance options for her own trips to more than 50 countries around the world and has experience navigating the claims and reimbursement process. Over the years, Johnson has successfully filed several travel insurance claims for trip delays and trip cancellations. Johnson also works alongside her travel agent partner, Greg, who has been licensed to sell travel insurance in 50 states.

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Things to Do

Covid-19 insurance is now available on traveloka.

Add an extra layer of protection for your next trip with a range of coverage from COVID-19 Insurance.

Now available on Traveloka App

Traveling in this pandemic requires you to be cautious. As your trusted traveling partner, we are committed to help you provide an additional layer of protection to you and your loved ones.

Together with Asuransi Takaful Umum and powered by Qoala Insurtech, Traveloka provides protection during your trip with COVID-19 Insurance plan: COVID-19 Health Insurance.

With our coverage and hassle-free insurance experience, now you can travel with ease in this new normal.

Coverage and Eligibility

Who are eligible for this plan.

You are eligible to be insured with COVID-19 Health Insurance if you are an Indonesian citizen aged between 6 months – 65 years old.

How to get protected

Book your ticket

Go to Traveloka website or open your Traveloka app and proceed with your ticket booking.

Add COVID-19 Insurance to your booking

Fill in the contact information needed and tick the COVID-19 Insurance checkbox.

Submit Payment

Complete your payment using the selected method.

Your trip is now protected

Once payment is confirmed, your insurance certificate will be sent to your registered email.

How to claim

Qoala Insurtech

GoWork Menara Standard Chartered

Jl. Prof. DR. Satrio No. 164, RT.3/RW.4

Karet Semanggi, Kecamatan Setiabudi

Jakarta Selatan 12930

Call Center: +62 21 5064 5035

Email: [email protected]

WhatsApp: +62 811 1171 708

PT Asuransi Takaful Umum

Graha Kospin Jasa Lantai 3, Jl. Jend. Gatot Subroto Kav. 1

Jakarta Selatan 12870, Indonesia

Call Center: +62 21 285 43111

Email: [email protected]

Whatsapp: +62 812-9321-9318

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How COVID-19 Travel Insurance Works

From weekend getaways to extended vacations, specialized covid-19 travel insurance can provide security if the virus affects your travel plans..

3+ years writing about auto, home, and life insurance

7+ years in personal finance and technology

Amy specializes in insurance and technology writing and has a talent for transforming complex topics into easy-to-understand stories.

Read Editorial Guidelines

Featured in

Licensed auto and home insurance agent

4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Updated September 18, 2023

Reading time: 4 minutes

Pandemic insurance
What’s covered
Is it worth it?
Secure a policy

Travel lets you see new places, meet new people, and experience different cultures. But the lurking shadow of COVID-19 can make traveling uncertain. Almost half of canceled trips in 2020 were due to the virus, according to the U.S. Travel Insurance Association (UStiA). [1]

Travel insurance can help if something goes wrong before or during your trip, but not all policies cover COVID-19 issues. Let’s explore how COVID-19 travel insurance works and how it might — or might not — shield you on your next journey.

How pandemic travel insurance works

Most travel insurance policies include protections for trip cancellations, delays, or other trip interruption coverage. However, many policies don’t cover disruptions due to pandemics. [2] That’s where COVID travel insurance comes into play.

COVID travel insurance is a specialized policy that can refund your money if the virus throws a wrench into your plans. It typically has three coverage levels: coverage for a trip delay, canceling for any reason, and medical care if you get sick.

Travel delay coverage

Illness, injury, jury duty, and other circumstances beyond your control can delay your travel plans. Travel delay insurance covers flight issues, bad weather, sudden breakdowns, and unexpected illnesses or injuries that happen before reaching your destination. It can pay you back for non-refundable expenses and cover extra costs, too — like food, hotel rooms, or cab rides.

Cancel for any reason

Travel insurance policies typically have strict rules, but a cancel-for-any-reason (CFAR) option offers more leeway, allowing you to cancel for reasons not covered in the original policy.

But with CFAR benefits, you might only get a partial refund amount. Reimbursements usually range from 50% to 75% of the total price. [2]

Medical coverage for COVID-19

If your health insurance is only valid in a specific area and doesn’t cover international travel, travel insurance with medical expenses coverage can fill the gap.

If medical insurance is included in your trip policy, it can help pay for medical attention and treatment costs if you, a family member, or another traveling companion becomes ill from COVID-19 before or during your trip.

Will travel insurance cover you if you need to quarantine?

Some travel protection plans cover quarantine or self-isolation due to COVID-19 concerns. It can reimburse you for lost prepaid expenses and cover additional lodging and meal costs. However, it depends on your policy and the conditions leading to the cancellation, delay, or disruption.

Protection often hinges on two factors:

Not all travel insurance plans include a pandemic as a covered reason. If COVID-19 was a significant public concern when you purchased the policy, insurers may not provide coverage because it’s a “foreseeable” threat. But some plans let you add COVID-19 coverage as an endorsement.

Even if you set out to buy COVID-19 travel insurance, it may not be available for your plan or location. Review your benefits and endorsement options to look for “pandemic” or “epidemic-related” language to see if COVID-19 is a covered event.

Is travel insurance worth it?

The Centers for Disease Control and Prevention (CDC) declared the COVID-19 public health emergency over in May 2023, but there’s still a risk of infection, according to the World Health Organization (WHO). [3] [4]

Your credit card’s travel protections are worth considering, but you may not want to rely on that alone. Credit cards often limit travel coverage, and most companies don’t include trip cancellation coverage. [5]

Travel delay benefits can fill the gap — especially benefits with COVID-19 coverage. Compare the policy cost against the potential loss if you have to cancel or delay your trip to determine if it’s worth it. The up-front payment for travel insurance is typically a fraction of what you might spend out of pocket if plans go south.

The CDC reports that medical bills in the first six months of a COVID-19 diagnosis average nearly $8,400. [6] Factor in non-refundable trip costs, accommodation charges, and other miscellaneous expenses, and the expenses can skyrocket.

How to find the best travel insurance

If you’re concerned about the pandemic and the potential effects on your travels, here are some tips to help you secure a policy with the best travel insurance plan:

Research coverage and services

Compare multiple companies and policies and read reviews to see others’ experiences.

Check for pandemic coverage

Not all policies cover travel disruptions from COVID-19. Review your coverage to make sure it specifically addresses pandemic reasons.

Buy medical coverage

Travel policies don’t automatically include medical emergencies. Consider adding medical travel insurance, and ask about emergency assistance coverage and medical evacuation in case of a natural disaster.

Consider a cancel-for-any-reason insurance policy

CFAR policies can be beneficial, especially with unpredictable pandemic-related concerns and travel restrictions.

Understand refund policies

Read the fine print and policy information to verify how the insurer handles refunds. Some policies might offer partial refunds.

COVID travel insurance FAQs

The COVID-19 virus has made travel plans tricky. Whether you’re planning a weekend getaway or a month-long vacation, here’s what you need to know about COVID-19 travel insurance.

Will travel insurance cover COVID cancellations?

It depends. Standard travel insurance policies don’t cover COVID-19 or other pandemic-related reasons, but some travel insurance companies offer specialty COVID-19 coverage against the virus’ potential interference. If you cancel your trip due to the virus, a COVID travel insurance policy may provide refunds or reimbursements for your expenses.

Do you get your travel insurance premium refunded if you cancel your trip?

Travel insurance offers varying refund policies depending on the travel insurance company, but it doesn’t refund your premium. Instead, coverage can reimburse you for prepaid trip costs, meals, hotel rooms, or cab rides because of the interruption.

Will travel insurance cover quarantine outside the U.S.?

It’s possible. Travel insurance policies may cover quarantine or self-isolation expenses outside the United States due to COVID-19 concerns. However, coverage depends on your specific policy and the circumstances leading to the quarantine. It’s crucial to review the specific details and look for “pandemic” or “epidemic-related” language to ensure coverage.

How does COVID travel insurance differ from regular travel insurance?

Regular travel insurance often covers typical trip cancellations, interruptions, or delays. However, many don’t address pandemic-related disruptions. COVID travel insurance provides specialized coverage for travel hiccups related to the virus, ensuring you’re shielded financially if COVID-19 affects your journey.

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The best Covid-19 travel insurance companies to protect yourself against the uptick in cases

Travel insurance can help if you have to cancel or cut a trip short due to covid..

Though the height of the pandemic may have passed, Covid-19 continues to be a consideration in everyday life. And that's especially true for those who are traveling or booking a trip.

Getting sick on the road or having to cancel your vacation because of illness is a common concern. However, travel insurance can help you ensure you're covered. Many travel insurance policies consider Covid like they would any other illness, but not all. So, you'll still want to carefully read any travel insurance policy you're considering to make sure Covid isn't excluded. For the most comprehensive coverage, you'll want to opt for a plan with cancel for any reason (CFAR) coverage.

To find the travel insurance policies best suited to handle Covid-related issues, CNBC Select looked at Covid coverage and limits for medical coverage and evacuation, among other factors. We found four standouts for the best Covid travel insurance policies. (See our methodology to learn more about how we created this list.)

Best Covid-19 travel insurance

Best overall : AXA Travel Insurance
Runner up : Nationwide Travel Insurance
Best for luxury travel : Berkshire Hathaway Travel Protection
Best for cancel for any reason coverage : Allianz Travel Insurance

Best overall

Axa assistance usa travel insurance.

The best way to estimate your costs is to request a quote

Policy highlights

AXA Assistance USA offers several travel insurance policies that include travel interruption, trip cancellation, and the option of cancel for any reason (CFAR) coverage.

24/7 assistance available

Three tiers of plans available
Highly rated for financial strength
Cancel for any reason only available on highest-tier coverage

Who's this for? AXA Travel Insurance is ideal for those seeking high coverage limits for emergency accident and sickness medical expenses, as well as emergency evacuations.

Standout benefits: AXA's silver plan offers up to $25,000 of medical emergency accident and illness coverage and $100,000 of emergency evacuation coverage, higher than many of the base travel plans we compared. The company's gold and platinum plans offer higher limits, up to $250,000 of medical emergency coverage and $1 million of evacuation coverage. When comparing AXA policies, make sure you have the "Epidemic Coverage Endorsement" included.

[ Jump to more details ]

Runner up

Nationwide travel insurance.

Nationwide's wide coverage for travel insurance allows many different types of travelers to find coverage that fits their needs. Three levels of cruise insurance coverage gives extra options to cruise passengers.

10-day review period on cruise insurance policies to make sure the plan meets your needs (not available in NY or WA)
Most basic cruise plan doesn't offer CFAR coverage

Who's this for? Nationwide's travel insurance offers higher limits than many other base plans we reviewed, with limits of $75,000 for medical coverage and $250,000 of emergency evacuation coverage in its essential plan.

Standout benefits: Nationwide offers several plans tailored to different needs, including a cruise-specific travel insurance plan and an annual plan for frequent travelers.

Best for luxury travel

Berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection has multiple plans to cover vacations from luxury travel to adventure travel. The brand's LuxuryCare offers the highest limits of travel insurance coverage offered by the company. Quotes and policies are available online.

Wide variety of policies available
Strong financial strength rating by AM Best
Cancel for any reason only provides reimbursement for up to 50% of non-refundable trip payments

Who's this for? Those considering expensive travel can find sufficient coverage with Berkshire Hathaway Travel Protection that meets a variety of needs, including coverage for Covid if needed.

Standout benefits: Berkshire Hathaway's top-tier LuxuryCare Travel Insurance includes coverage for up to 150% of the trip cost for trip interruption coverage and $100,000 of medical expense coverage.

Best for cancel for any reason coverage

Allianz travel insurance.

10 travel insurance plans make it possible to customize your coverage. For families, Allianz's OneTrip Prime package covers children age 17 and younger when traveling with a parent or grandparent.

Trip cancellation benefits can reimburse your prepaid, nonrefundable trip payments if you have to cancel your trip for one of the covered reasons stated in your plan documents.
Limited coverage for risky sports

Who's this for? For those wanting the option to cancel for any reason (CFAR), Allianz Travel Insurance plans offer lots of different options, including CFAR add-ons.

Standout benefits: Allianz's Cancel Anytime upgrade can reimburse up to 80% of non-refundable trip costs for almost any unforeseeable reason not already covered by the policy. That's higher than most other CFAR coverage, which generally covers 70% to 75% of non-refundable trip costs. It's only available on the brand's OneTrip Prime and OneTrip Premier policies.

More on our top Covid travel insurance companies

Axa travel insurance .

AXA offers three travel insurance plans starting at $16. Its silver plan, the lowest tier of coverage, offers high limits for emergency medical expenses at $25,000 and up to 100% of trip costs for trip interruption coverage. Many policies now include epidemic-related covered reasons.

CFAR coverage available?

Yes, up to 75% of prepaid, nonrefundable trip costs

24/7 assistance?

[ Return to summary ]

Nationwide Travel Insurance

Nationwide offers travel insurance plans for single trips, multi-trips and cruise-specific plans. The company has an A+ rating for financial strength from rating agency AM Best, and its most basic single trip and cruise plans offer a high limit of $75,000 of medical coverage.

Berkshire Hathaway Travel Protection

Berkshire Hathaway's travel coverage can be tailored towards the specific needs of cruise and luxury travelers, with options for higher coverage limits for medical coverage and trip interruption benefits.

Yes, up to 50% of prepaid, nonrefundable trip costs

Allianz Travel Insurance

Allianz Travel Insurance stands out for those who want cancel for any reason coverage, as the percentage reimbursed is higher than other travel insurance providers we reviewed. For traveling families, the company's OneTrip Prime plan also offers free coverage for children ages 17 and younger with a parent's coverage.

Yes, up to 80% of prepaid, nonrefundable trip costs through the optional Cancel Anytime upgrade

Does travel insurance cover Covid?

Travel insurance generally covers Covid-19 as it would any other illness. While fear of catching an illness isn't a cause for cancellation under most policies without a cancel for any reason (CFAR) add-on, being diagnosed with Covid-19 right before or during your trip could qualify you for cancellation, interruption or travel delay coverage.

As with any insurance coverage you're considering, read your travel insurance policy carefully to understand what it does and doesn't cover.

What does travel insurance cover?

Travel insurance can cover your trip expenses if you're unable to go due to an unforeseen, covered reason or face an illness or injury during your trip. It can also help in the event that you lose your bags or face delays in your itinerary.

Bottom line

If you find yourself coming down with Covid before or during a trip, travel insurance could help you recoup funds from a lost trip or cover medical bills while you're abroad. Look for a travel insurance plan with strong medical coverage and flexible cancellation options.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here .

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every travel insurance review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of travel insurance products . To research the best travel insurance companies, we compiled over 100 data points on more than a dozen travel insurance companies. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best travel insurance.

Our methodology

To determine the best Covid-19 travel insurance companies, CNBC Select analyzed dozens of travel insurance companies and compared them based on their Covid policies, and medical and evacuation coverage limits.

While narrowing down the best travel insurance companies, we focused on Covid-19 coverage, availability of cancel for any reason coverage, and the limits of emergency medical coverage and emergency medical evacuation coverage. We also considered factors like whether 24-hour assistance was available, Better Business Bureau ratings, and financial strength ratings from AM Best .

Note that the premiums and policy structures advertised for travel insurance companies are subject to fluctuate in accordance with the company's policies.

Catch up on CNBC Select's in-depth coverage of credit cards , banking and money , and follow us on TikTok , Facebook , Instagram and Twitter to stay up to date.

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How do you choose travel insurance that covers COVID-19?

Oct 26, 2021 • 5 min read

couple discussing over travel insurance and bills while using laptop at table.

COVID-19 has made it more important to check the health coverage on your travel insurance © Maskot/Getty Images

After 18 months of pandemic-related travel restrictions, you may be itching to act on your pent-up wanderlust⁠⁠—but the situation and the rules are still continuously evolving. So before you go anywhere, it’s best to have a travel insurance plan that protects the investment you’ve made in a long-awaited trip.

A robust travel insurance plan will reimburse pre-paid trip costs and non-refundable deposits if you have to cancel or interrupt your trip, encounter trip delays, experience baggage loss or require medical expense and medical evacuation. Your policy will also reimburse “covered reasons” in your plan, such as death, illness or injury, serious family emergencies, unplanned jury duty, military deployment, acts of terrorism, or your travel supplier going out of business.

But COVID-19 has added an additional checklist to your usual insurance needs⁠—it’s now important to check to ensure your travel insurance plan includes coverage for COVID-19 medical expenses, and losses related to illness. Your policy should also cover quarantine costs if you need to self-isolate after testing positive for the virus.

What do I look for in COVID-19 insurance coverage?

When you’re shopping for a travel insurance plan that covers COVID-19, you need to do your research and read the fine print of your plan.

Look for a travel insurance product that will protect your non-refundable, prepaid expenses if you have to cancel your trip due to illness caused by COVID-19. Your policy should also cover emergency medical treatment and emergency medical transportation. With regard to COVID-19 coverage, be sure your policy covers medical care, medicine, hospitalization and quarantine expenses.

“The type of coverage you should look for depends on you, your needs, travel dates, and the type of trip you’re taking,” says Sasha Gainullin, CEO of battleface , a travel insurance carrier. He says some travel insurance companies have now excluded COVID-19 coverage because it has been labeled a “known/foreseeable event”, while others may exclude pandemics altogether.

“It’s important to search for plans that include medical and quarantine expenses as well⁠—this will be critical in the event you become ill and need to receive treatment while traveling,” continues Gainullin.

One additional tip is to confirm there are no exclusions based on the destinations you’re traveling to⁠—this can happen with countries under government-issued travel warnings, Gainullin says.

“If a traveler feels uncertain, I recommend speaking with the travel insurance company directly. They can review the policy details with you, answer all of your questions, and confirm all of your required coverage options are included,” he adds.

Is getting coverage dependent on vaccination?

While it’s a good idea to be fully vaccinated before traveling, vaccination is not required to purchase a travel insurance policy, says Daniel Durazo, spokesperson with Allianz Partners USA.

What are the medical costs that are covered by travel insurance?

Travel insurance can cover the cost of both medical treatment and emergency medical transportation. A US health insurance plan, as well as Medicare, generally will not cover overseas medical expenses, so it’s best to check with your personal health insurance provider if any global coverage is available.

“While losing the cost of a trip due to an unexpected cancellation would be painful, paying for expensive emergency medical treatment or emergency medical transportation can be financially devastating,” Durazo says.

Under a travel insurance plan, medical costs could range doctor visits, pharmacy expenses, imaging costs and covering a hospital stay if required. Other expenses that can be covered are transportation to medical care and medicine.

Read more: Will my health insurance cover getting COVID-19 while traveling in the US⁠⁠—or abroad?

What about covering an unexpected quarantine due to COVID-19?

Many international destinations are now requiring that visitors purchase travel insurance coverage for an unexpected quarantine. Allianz Travel Insurance has added coverage to many of its products that includes reimbursement for quarantine-related accommodations if you or a traveling companion is individually-ordered to quarantine while on their trip, says Durazo.

This coverage typically covers the cost of additional food, lodging and transportation while quarantined. In addition, trip interruption and travel delay benefits on certain Allianz plans also provide coverage if you or your travel companion is denied boarding by your travel carrier due to suspicion of illness.

The benefits for quarantine coverage vary from carrier to carrier. For example, on select Trawick International plans, they offer $2,000 in quarantine benefits and for an additional charge, and you can increase it up to $7,000.

What about pre-flight COVID-19 testing?

Your plan may provide coverage for flights if you are turned away at a border for not passing a health inspection. Foster says Trawick’s travel insurance plans that cover COVID-19 would cover the expenses if you could not pass your pre-health inspection. Also, the plan would cover the costs of the failure of your PCR test to return to the United States, such as having to quarantine abroad.

Doctor in protective workwear taking nose swab test from young woman.

It’s important to note that the actual cost of the PCR test is not covered by your policy, just the loss associated with the negative test.

Read more: PCR tests for travel: everything you need to know

Some destinations require COVID-specific insurance coverage⁠—how do I comply with those restrictions?

Before any international travel, you should check the country where you are headed to make sure you comply with insurance coverage requirements. Countries like Spain, Turks and Caicos and Thailand are among the nations that mandate COVID-19 insurance coverage.

“You first must check the countries’ specific COVID regulations for entry into the country. Some countries require travelers to provide proof of travel insurance that covers COVID-19 related expenses purchased from a third party,” explains Foster. Providing proof coverage is key; so travelers need to ensure they receive documentation from their insurance provider that their policy covers COVID-19 related expenses to show customs officials, she says.

Should you arrive in a country that requires proof of insurance to cover COVID-19 medical expenses and quarantine costs, and you don’t hold a policy, you will not be granted entry.

For more information on COVID-19 and travel, check out Lonely Planet's Health Hub .

You may also like: What happens if I'm denied entry to a country on arrival? What is a vaccine passport and do I need one to travel? What is the IATA Travel Pass and do I need it to travel?

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Is There Travel Insurance That Covers COVID Quarantine?

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

We get it — traveling these days can be an uncomfortable experience. In the ever-changing world of COVID-19 variants, border restrictions and PCR tests, learning how to stay protected is important.

Travel insurance can insure you against a variety of complications during travel, including trip delay, trip cancellation and medical issues. But not all policies are the same, and coverage can vary not only across providers, but across policies themselves.

Let’s take a look at travel insurance that covers COVID-19 quarantine, plus the best COVID-19 travel insurance.

What does travel insurance usually cover?

Travel insurance can provide peace of mind on vacation, especially when things go awry. There are varying types and levels of coverage for travel insurance, though these are common inclusions for travel insurance policies:

Trip cancellation insurance.

Trip interruption insurance.

Trip delay insurance.

24-hour hotline assistance.

Emergency medical insurance.

Primary/secondary medical insurance.

Lost or delayed baggage insurance.

Rental car insurance.

There's a lot of variety when it comes to travel insurance and the types of incidents it’ll cover. The cost of your premium will vary according to the plan you select.

Cancel for Any Reason insurance allows you to cancel your trip and recoup your costs, no matter why you’ve chosen to cancel.

Before buying travel insurance, check to see if any of your credit cards offer trip insurance . Some travel credit cards offer this insurance free of charge when you use your card to pay.

The Chase Sapphire Preferred® Card , for example, provides primary rental car insurance when you charge the car to your card.

The Platinum Card® from American Express , meanwhile, will cover trip cancellation, trip delay and lost luggage insurance. Terms apply.

There are no credit cards whose benefits include medical insurance. You’ll want to read the terms carefully to be sure that any travel insurance you purchase covers instances of COVID-19.

» Learn more: Will my travel insurance cover coronavirus?

Finding insurance that covers COVID quarantine

In the beginning of the pandemic, many insurance policies covered losses related to COVID-19, including trip cancellation and medical issues.

Since then, some providers have chosen to exclude coverage for coronavirus-related issues. So you’ll need to search specifically for an insurance policy that covers COVID-19.

Fortunately, there are still insurance providers that’ll provide coverage in the event you’re affected by COVID-19, including:

Trip cancellation.

Trip delay.

Medical care/hospitalization.

Quarantine.

Several countries — like Thailand — actually require that you purchase this insurance before traveling.

If you already have an insurance provider in mind, take a look at their coverage options — and any available add-ons — to see if COVID-19 quarantines are covered.

» Learn more: The best travel insurance companies

If you aren’t already committed to an insurance company, sites such as SquareMouth, a NerdWallet partner, will allow you to search for and compare policy coverage from multiple companies at once.

You’ll be asked to provide a variety of information, such as your destination, dates of travel, age, and whether you’d like to be reimbursed for cancellations.

SquareMouth’s search also includes the ability to filter search results so you’ll only see policies with COVID-19 protections.

Once you’ve found a provider whose policy includes COVID-19 coverage, you’ll want to make certain that quarantine will also be reimbursed. Reading the policy in full will tell you; it can look something like this:

» Learn more: What to know before buying travel insurance

How much will COVID quarantine travel insurance cost?

The price of travel insurance is going to depend on many factors, including the length of your trip, your age, your destination and your coverage limits.

As you’d expect, the more comprehensive your coverage and the higher your limits, the more expensive your policy will be. The same is true if you’re heading out of the country for an extended period of time.

When comparing insurance policies, you’ll want to think about coverage limits as well as whether the insurance will provide primary or secondary coverage. Compare these factors against other policies to see which policy is the right fit for you.

Here’s a comparison between two different policies. Although neither of these requires a deductible, one of these is secondary (it pays out after other insurance) and caps out at $15,000 per person in emergency medical expenses.

The other is primary (it pays out before other insurance policies) and covers up to $100,000 per person in emergency medical expenses:

While $15,000 may seem like a lot of money, remember that this total includes all doctor visits, tests and medications — in addition to the cost of your quarantine stay.

If you’re staying somewhere expensive, those costs can quickly add up.

Although some communities, such as New York City, may provide cost-free isolation accommodation, others will leave you to fend for yourself.

Even if staying in a moderately priced hotel, five to 10 days (or more) of isolation can quickly run into the thousands of dollars. You’ll want to be sure your insurance policy can cover this.

» Learn more: Does travel insurance cover COVID-19?

Final thoughts on travel insurance that covers COVID quarantine

Although the world is still trying to grapple with the COVID-19 pandemic, you may be looking to get out and travel again. Being protected in the event something happens can give you peace of mind when away from home.

This is especially true when it comes to mandatory COVID-19 quarantine, when costs can easily pile up. Acquiring travel insurance with COVID-19 quarantine protection can save you — and your wallet — in case of an emergency.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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What You Need to Know Now About Travel Insurance

A spate of new travel insurance policies have begun covering Covid-19, just as many international destinations begin to require it. Here’s what to look for.

Share full article

By Elaine Glusac

When the pandemic struck, many travel insurance policies failed to cover Covid-19-related trip interruptions and cancellations, often because they excluded pandemics. But in the intervening months, the travel insurance industry has introduced a spate of new policies covering the disease just as many foreign destinations begin to require them.

“We’ve seen progress in that many plans will now treat Covid like any other unexpected sickness or illness,” said Stan Sandberg, a co-founder of the comparison website Travelinsurance.com . “If you have a trip and travel insurance and came down with Covid-19, which made it impossible to travel, that would fall under cancellation coverage as an unexpected illness that prevents you from traveling.”

Likewise, policies now including Covid-19 would cover holders in the event that a doctor diagnosed them with the virus while traveling under the trip interruption benefit.

Not all travel insurance excluded pandemics when the coronavirus began to spread early this year; Berkshire Hathaway Travel Protection was one exception. But the broader change partially arises from consumer demand, a better understanding of the virus — including mortality rates and hospital costs — and the industry’s eagerness for travel to resume.

“People who are traveling are more conscious of their risks and thinking about protecting themselves and their investment,” said Jeremy Murchland, the president of the travel insurer Seven Corners. The company launched policies that included Covid-19 coverage in June; they now account for more than 80 percent of sales.

But, like all insurance, the devil is in the details when it comes to understanding travel insurance, including what’s covered, destinations where it’s required, and the inevitable caveats, as follows.

How travel insurance covers Covid-19

The new Covid-inclusive insurance generally covers travelers from the day after purchase until their return home. During that period, if you become sick and a doctor determines you cannot travel (because of the virus or another illness), trip cancellation and trip interruption benefits would kick in.

These benefits vary by policy, but a search to insure a $2,000 weeklong trip to Costa Rica in December on Travelinsurance.com turned up a $69.75 Generali Global Assistance Standard policy with Covid-19 benefits that would be triggered if you, your host at your destination, a travel companion or a family member tested positive for the virus.

If this happened before your departure, the policy would cover your prepaid travel expenses. If you or your travel companion contracted Covid-19 during the trip and were diagnosed by a physician, it would reimburse prepaid arrangements, such as lodgings, and cover additional airfare to return home — once a doctor deems it safe to travel — up to $2,500. Should you be required to quarantine and can’t travel, travel delay coverage for lodging, meals and local transportation would pay up to $1,000. The policy also covers medical expenses for up to one year, even after you return home, up to $50,000 — though the policy also states that a holder would have to exhaust their own health insurance benefits before seeking coverage under the travel insurance plan.

Travelers should read these policies carefully to understand the benefits (for example, some rules vary by your state of residence), but brokers like TravelInsurance.com, InsureMyTrip and Squaremouth are making them easier to find through filters, F.A.Q.s and flags.

The new more comprehensive policies don’t necessarily cost more. On a Squaremouth search for insurance for two 40-year-olds on a two-week trip costing $5,000, the site turned up a variety of policies with or without coronavirus exclusions from $130 to $300, with no apparent premium for Covid-19 coverage.

Not every Covid-19-related expense is covered by many of these policies, including tests for the virus that many destinations require before arrival (those may be covered by private insurance).

Many policies include medical evacuation to a nearby facility, but won’t necessarily transport you home. For those concerned about treatment abroad, Medjet , a medical evacuation specialist, now offers Covid-19-related evacuations in the 48 contiguous United States, Canada, Mexico and the Caribbean that will transport you to the hospital of your choice in your home country (trip coverage starts at $99; annual memberships start at $189).

“Covid-19 requires special transport pods to protect the crew and others, which adds logistical issues,” said John Gobbels, the vice president and chief operating officer for Medjet.

In addition to the Medjet plan, travelers would need separate travel insurance with medical benefits to cover treatment costs and trip interruption.

Destination insurance requirements

Travelers aren’t the only ones worried about health. A growing list of countries are mandating medical coverage for Covid-19 as a prerequisite for visiting, often along with other measures like pre-trip virus testing and health screenings for symptoms on arrival.

Many Caribbean islands are among those requiring travel medical insurance, including Turks and Caicos and the Bahamas . St. Maarten requires health insurance coverage and strongly recommends additional travel insurance covering Covid-19.

Farther-flung countries also require policies that cover Covid-19, including French Polynesia and the Maldives .

Some destinations specify the required plan as a way to ensure travelers have the correct coverage and to expedite treatment. Aruba requires visitors to buy its Aruba Visitors Insurance, regardless of any other plans you may have.

“Insurance through a destination typically only covers Covid and infection while you’re there,” said Kasara Barto, a spokeswoman for Squaremouth.com. “If you catch Covid before, they don’t offer cancellation coverage. If you break a leg, the policy may only cover Covid medication. It varies by country.”

Costa Rica also requires insurance that includes an unusual benefit stipulating a policy cover up to $2,000 in expenses for a potential Covid-19 quarantine while in the country.

In response to the new requirement, which Costa Rica announced in October, insurers, including Trawick International , have begun introducing policies that meet the standard.

“It was a pretty quick and nimble reaction,” Mr. Sandberg of TravelInsurance.com said.

Normally, travel insurance varies by factors including the age of the traveler, destination, trip length and cost (most range from 4 to 10 percent of the trip cost). But some destinations are providing it at a flat fee, with most policies spelling out coverage limits and terms for emergency medical services, evacuation and costs associated with quarantines.

Jamaica, which will require insurance, but has not said when the new rule will go into effect, plans to charge $40 for each traveler. The Bahamas will include the insurance in the cost of its Travel Health Visa, an application that requires negative Covid-19 test results, which runs $40 to $60 depending on length of stay (free for children 10 and younger). The Turks and Caicos is offering a policy for $9.80 a day, and Costa Rica ’s policies, if purchased locally, cost roughly $10 a day.

Expect this list of destinations to grow. In January, the Spanish region of Andalusia plans to require travel medical insurance and is working on finding a provider to make it easy for travelers to buy it.

Gaps in travel insurance

Policies that cover Covid-19 as a medical event that may cause trip cancellation or disruption, or those that provide coverage for medical treatment and evacuation still don’t necessarily cover travelers who have a change of heart when they learn they will have to quarantine upon arrival, even if they don’t have the virus. Nor are policies necessarily tied to conditions on the ground, like a spike in infections, State Department travel warnings, a government travel ban or the cessation of flights to and from a destination.

For those events, there’s Cancel For Any Reason, or CFAR, an upgrade to plans that generally only returns 50 to 75 percent of your nonrefundable trip costs.

“Prior to the pandemic, we wouldn’t necessarily recommend CFAR because most of travelers’ concerns were covered by standard plans,” Ms. Barto of Squaremouth.com said. “It’s about 40 percent more expensive and we didn’t want travelers to pay for additional coverage.” Now, she added, there’s been a surge in interest in the upgrade, including in 22 percent of policies sold at the site since mid-March.

Industry experts predict some of these outstanding issues may work their way into policies of the future as they adapt to enduring realities, much as they did after 9/11 in covering travelers in case of terrorist events, which was not the norm before.

The pandemic “was unprecedented, but once it happened, the industry has been pretty quick to react and create coverage, and that’s in the spirit of how this industry is trying to define itself, to be one of those subtle but valuable assets,” Mr. Sandberg said. “Once the world opens back up, we expect travel insurance to be much more top of mind with travelers.”

Follow New York Times Travel on Instagram , Twitter and Facebook . And sign up for our weekly Travel Dispatch newsletter to receive expert tips on traveling smarter and inspiration for your next vacation.

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Travel Insurance

Best COVID travel insurance of 2024

Amy Fontinelle

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 4:00 a.m. UTC April 1, 2024

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

The best COVID travel insurance is Seven Corners’ Trip Protection Basic, according to our analysis of travel insurance plan rates and coverage options.

Editor’s note: This article contains updated information from a previously published story .

Seven Corners

Travel insured, usi affinity.

Why trust our travel insurance experts

Our team of experts evaluates hundreds of insurance products and analyzes thousands of data points to help you find the best product for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

851 coverage details evaluated.
161 rates reviewed.
5 levels of fact-checking.

Top-rated travel insurance for COVID-19

Top-scoring plan

Medical limit per person, emergency evacuation limit per person, what you should know.

Seven Corners’ Trip Protection Basic plan is the most affordable of all COVID travel insurance plans we analyzed. This 5-star plan comes with basic coverage levels for emergency medical and medical evacuation.

If you’d like higher coverage limits, consider Seven Corners’ Trip Protection Choice plan which gets 4 stars in our rating. It’s more expensive but comes with $500,000 per person in primary medical coverage and $1 million per person in medical evacuation coverage.

Pros and cons

A low cost option for COVID travel insurance.
“Cancel for any reason” and “interruption for any reason” upgrades available.
Average cost of a CFAR upgrade is lower than many competitors.
Basic plan has secondary emergency medical coverage, not primary.
No coverage for non-medical evacuation with Basic plan ($20,000 with Choice plan).

Top-scoring plans

Medical evacuation limit per person.

WorldTrips has two COVID travel insurance plans that tie with 4.5 stars: Atlas Journey Preferred and Atlas Journey Premier.

The Preferred plan is more affordable and provides $100,000 per person in emergency medical benefits as secondary coverage, with an optional upgrade to primary coverage. Atlas Journey Preferred is also the best travel insurance for cruises .

The more expensive Premier plan comes with $150,000 in travel medical insurance that’s primary coverage.

Both plans have top-notch $1 million per person in medical evacuation coverage.
Each plan includes travel inconvenience coverage of $750 per person.
12 optional upgrades, including destination wedding and rental car damage and theft.
No non-medical evacuation coverage.
“Interruption for any reason” upgrade is only available with the Premier plan and only offers up to 50% reimbursement if you want to end your trip early.

Travel Insured’s Worldwide Trip Protector plan provides strong benefits overall for the price. It falls short of our emergency medical coverage benchmark but offers superior evacuation benefits at a competitive price.

Emergency medical evacuation coverage is a superior $1 million.
Excellent 75% “cancel for any reason” upgrade available.
Very good 75% “interruption for any reason” upgrade available.
Lost baggage and personal items coverage of $1,000 per person could be better.
Relatively low emergency medical coverage of $100,000.
Optional “Interruption for any reason” coverage doesn’t start until 72 hours into your trip.

Travel Guard Preferred from AIG allows you to customize your policy with a host of optional upgrades. These include “ cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.

Bundle upgrades allow you to customize your travel insurance policy.
Emergency medical and evacuation limits can be doubled with optional upgrade.
Base travel insurance policy has relatively low medical limits.
$300 baggage delay benefit requires a 12-hour delay.
Optional CFAR upgrade only reimburses up to 50% of trip cost.

Emergency medical limit per person

USI’s Ruby plan meets our standards for emergency medical evacuation and healthcare coverage. Plan costs increase by an average of 50% when you add “cancel for any reason” coverage.

Good emergency medical primary coverage of $250,000 per person.
Great 75% “cancel for any reason” upgrade available at a competitive price.
$300 per person baggage delay and $1,000 baggage loss coverage are just okay.
No “interruption for any reason” upgrade available.
One of the higher-priced options among our top-rated plans.

Tin Leg’s Gold plan provides plenty of medical and evacuation coverage to help you get health care if you catch COVID or have another medical problem during your trip. Plan costs increase by an average of 50% when you add “cancel for any reason” coverage.

Best-in-class emergency medical primary coverage of $500,000.
Optional 75% “cancel or any reason” upgrade available.
“Interruption for any reason” coverage isn’t available.
Subpar baggage delay ($200 per person) and baggage loss ($500 per person) coverage.
One of the more expensive options among our top-rated plans.

Compare the best COVID travel insurance plans

Methodology

Our insurance experts reviewed 851 coverage details and 161 rates to find the best COVID travel insurance plans. For this rating, we only scored travel insurance plans that cover COVID.

The benefits we scored out of a possible 100 points include:

Cost: 70 points. We scored the average cost for each COVID travel insurance policy with “cancel for any reason” (CFAR) coverage for a variety of international trips and traveler profiles.

Emergency medical expense: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with travel medical expense benefits of $250,000 or more per person were given the highest score of 10 points.

Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.

“Interruption for any reason” upgrade: 10 points. We gave travel insurance plans with the option of “interruption for any reason” coverage 10 points. This coverage allows you to end your trip early for any reason, including reasons not listed in your policy, and get reimbursed for a certain percentage of your prepaid expenses.

How to buy COVID-19 travel insurance

“Look for travel insurance that covers trip cancellation , trip interruption, emergency medical and emergency medical transportation ,” said Daniel Durazo, director of external communications at Allianz Partners USA. A policy that provides epidemic-related coverage may reimburse you for costs associated with a canceled trip, travel delays, mandatory quarantines and being denied boarding due to suspected illness.

Plans that offer emergency medical coverage usually provide medical coverage for treating COVID-19, but you’ll want to read the policy to be sure.

Most travelers are surprised to learn about the 15-day review period that comes with many travel insurance policies, Durazo said. “Consumers should take the time to read their policy and call their provider with questions. If they don’t feel that their policy meets their needs, they can exchange it for a new product or cancel it for a full refund.”

Average cost of COVID travel insurance

The average cost of our top-scoring COVID travel insurance plans is $415 . By adding optional “cancel for any reason” (CFAR) coverage, the average cost of COVID travel insurance rises to $615, an increase of 48%.

CFAR coverage gives you the flexibility to cancel your travel plans for any reason, as long as you do so at least two days before your scheduled departure. When you cancel, you will typically be reimbursed up to 75% of your prepaid, nonrefundable trip expenses. If you’re interested in adding CFAR coverage to your travel insurance plan, you usually need to do so within two to three weeks of making your first trip deposit.

How much you pay for travel insurance will depend on factors such as how many travelers you’re insuring and their ages, your trip destination, trip length and total trip cost. On average, travel insurance costs 5% to 6% of your prepaid, nonrefundable trip expenses, and adding CFAR coverage to your plan could increase the cost of travel insurance by about 50%.

What travel restrictions are still in place?

Many travel restrictions that existed in the past three years due to COVID-19 are no longer in place. However, if a new, more dangerous variant emerges or if another infectious disease becomes a serious concern, national governments might reinstate previous restrictions such as requiring a negative virological test or proof of vaccination to enter the country. States and territories may have requirements that differ from national requirements.

Things are always changing, so it’s best to consult the official government website of the country you’re visiting and Travel.State.gov for the latest entry requirements and travel recommendations before booking your trip. Then, continue to check these websites as your trip date approaches to see if you’ll still be able to enter and leave your destination and re-enter the United States.

Quarantine reimbursement from travel insurance

Getting reimbursed by your travel insurance provider requires submitting documents that support your claim. Your policy should spell out what documents you’ll need.

“Failure to get proper documentation for a claim will almost always delay processing of the claim,” said Daniel Durazo, director of external communications at Allianz Partners USA. “Never assume that your insurance company will accept less than what they ask for. Call your insurance provider if you have questions about what documentation they’ll need to process your claim.”

In the case of a quarantine claim, you’ll typically need proof of getting infected with or being exposed to COVID-19, proof that you were required to quarantine, and invoices and receipts from any medical treatment and additional lodging costs.

For coverage purposes, “a COVID diagnosis has to be from a licensed physician who determines that you can’t travel,” said Stan Sandberg, co-founder and CEO of TravelInsurance.com. “An at-home, self-administered COVID test won’t be enough to pursue a claim under a travel insurance policy.”

What does COVID-19 travel insurance cover?

“Most travel insurance providers today consider COVID like any other unexpected sickness for purposes of coverage,” said Sandberg.

If your plan does not exclude costs related to COVID-19, specific types of coverage under your plan can reimburse some or all of your expenses. These might include additional hotel nights, transportation, meals, medical care, flight changes and more. Here’s how different parts of a travel insurance policy would apply as it pertains to COVID.

Extension of coverage. Applies if you have to stay at your destination longer than planned because you get sick and have to quarantine or new travel restrictions emerge.
Travel delay. Applies if you or someone traveling with you gets sick or injured en route to, at or returning from your destination or if, say, an airline refuses to let you board because of suspicion of illness.
Trip cancellation . Applies if you get sick before you leave for your trip and have to cancel the whole thing. Be sure to get a diagnosis from a licensed physician.
“ Cancel for any reason ” upgrade. Applies if you decide you don’t want to travel because of a spike in COVID cases or national entry and exit requirements change. Not all plans offer this upgrade, and it can add quite a bit to the cost of your insurance.
Trip interruption. Applies if you have to interrupt your trip after reaching your destination — for example, if you have to fly home early because you or someone traveling with you gets sick.
“Interruption for any reason” upgrade. Applies if you miss part of your trip for a reason your policy doesn’t otherwise cover — for example, because you have to quarantine, but you don’t actually have COVID. Not all plans offer this upgrade.
Emergency medical treatment. Applies if you unexpectedly get COVID during your trip and need health care. Pre-existing conditions are usually excluded. Plan to pay out of pocket and wait for reimbursement.
Medical evacuation and repatriation . Applies if you need to be transported to the nearest adequate medical facility for treatment. If, God forbid, you should die of COVID during your trip, this coverage would reimburse you for costs associated with transporting your body back home.

What does COVID-19 travel insurance not cover?

“Most travel insurance providers that offer comprehensive policies have done a great job at accommodating COVID-related disruptions, providing reimbursement for events like quarantines and hospital stays,” said James Clark. Clark is a spokesperson for the travel-insurance comparison site Squaremouth, which is also the company behind Tin Leg and Cat 70 travel insurance.

“However, there have been a handful of events that travel insurance simply does not cover,” Clark said. “During the height of the pandemic, when countries would close their borders for travel due to the coronavirus outbreak, many customers were unhappy that border closures were not covered by their standard trip cancellation policy.”

“Policyholders that no longer wanted to travel due to negative test and face mask requirements were also unable to receive reimbursement through standard policies,” he said. “In order to receive reimbursement in these scenarios, a customer would have needed the ‘cancel for any reason’ upgrade.”

That upgrade also covers “fear of travel,” which almost all travel insurance policies usually exclude, according to Clark. Canceling your trip out of fear of COVID infection or fear that the virus will disrupt your trip somehow is only covered by the CFAR upgrade, he explained.

Best COVID travel insurance FAQs

If you’re traveling within the United States or the U.S. territories, check with your health insurance company to see what coverage you get outside your state of residence. You may have coverage for emergency care and telehealth visits, but not for routine care. It’s also possible that your in-state plan may have arrangements with providers in other states that give you reduced rates.

With the end of the U.S. national emergency and public health emergency declarations related to the COVID-19 pandemic ending in May 2023, group health plans and individual health insurance plans will no longer be required to cover COVID tests and testing-related services without cost-sharing or prior authorization. This, too, could mean an extra expense for you.

Medicare usually does not pay for health care you receive abroad (unless you’re in a U.S. territory, or, in rare cases, near the border of Canada or Mexico ).

Other U.S. health insurance may not cover international health care, either, or the health insurance deductible may be high.

For these reasons, it’s important to choose a travel insurance policy with good emergency medical coverage — which usually has no deductible — when you’re traveling abroad.

Yes, as long as the policy covers COVID-19 and travel to the country or countries you visit. All of the travel insurance plans in our Best COVID travel insurance cover COVID.

Your travel insurance policy’s trip cancellation benefits will apply if you have to cancel your trip before you leave because you test positive for COVID-19. But you need to get diagnosed by a licensed physician if you hope to file a successful claim for your prepaid, nonrefundable trip costs like airfare and lodging.

Cruise travel insurance is just travel insurance that doesn’t exclude cruise-related issues or has additional cruise-specific benefits. If you’re going on a cruise and want COVID-19 coverage, make sure your travel insurance policy covers COVID-19 and has high coverage limits for emergency medical and emergency medical evacuation .

You should expect to spend your own money if you need proof of a negative COVID-19 test for travel because travel insurance does not cover predictable expenses. In some cases, such as when you’re recovering from a COVID infection, your health insurance or travel insurance may cover a doctor-ordered test.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Amy Fontinelle has more than 15 years of experience helping people make informed decisions about their money, whether they’re refinancing a mortgage, buying insurance or choosing a credit card. As a freelance writer trained in journalism and specializing in personal finance, Amy digs into the details to explain the products and strategies that can help (or hurt) people seeking greater financial security and wealth. Her work has been published by Forbes Advisor, Capital One, MassMutual, Investopedia and many other outlets.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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Chubb di Indonesia
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Asuransi Perjalanan untuk Wisata

Berwisata bisa menjadi aktivitas yang sangat menyenangkan jika semuanya berjalan lancar. Tetapi tidak demikian ketika terjadi sesuatu yang menimbulkan kerugian, misalnya kehilangan paspor atau keterlambatan penerbangan.

Wujudkan impian menjelajah dunia dan lindungi diri dengan asuransi perjalanan dari Chubb yang menyediakan berbagai pilihan pertanggungan untuk memenuhi kebutuhan semua golongan wisatawan.

Jenis Asuransi dengan Pertanggungan Medis COVID-19

Asuransi perjalanan domestik.

Perjalanan liburan maupun bisnis seharusnya berjalan lancar mulai dari saat Anda akan berangkat hingga perjalanan tersebut berakhir. Namun pada kenyataannya, hal-hal yang tidak terduga dapat dan sering kali terjadi, dan membuat kenyamanan perjalanan Anda dapat berubah seketika. Asuransi Perjalanan menjadi salah satu persiapan penting, yang diperlukan sebelum keberangkatan Anda.

Chubb mempersembahkan Asuransi Perjalanan Domestik, produk asuransi yang memberikan perlindugan kemanapun perjalanan domestik Anda, didukung dengan keunggulan proses klaim yang mudah, cepat dan akurat.

Beberapa manfaat unggulan yang diberikan:

Kematian dan cacat tetap akibat kecelakaan sampai dengan Rp150.000.000
Biaya-biaya medis karena kecelakaan sampai dengan Rp150.000.000
Biaya-biaya medis karena sakit sampai dengan Rp15.000.000
Keterlambatan Perjalanan sampai dengan Rp500.000/6 jam
Kehilangan atau kerusakan barang pribadi & bagasi sampai dengan Rp5.000.000
Evakuasi medis darurat & repatriasi sampai dengan Rp50.000.000
Tanggung jawab hukum pribadi sampai dengan Rp50.000.000

Manfaat perluasan COVID-19:

Biaya-biaya medis akibat dari COVID-19 sampai dengan Rp50.000.000
Pembatalan perjalanan akibat dari COVID-19 sampai dengan Rp3.000.000
Pengurangan perjalanan akibat dari COVID-19 sampai dengan Rp2.500.000
Repatriasi jenazah akibat dari COVID-19 sampai dengan Rp30.000.000
Biaya karantina wajib sampai dengan Rp500.000/hari (Maksimal 14 hari)

Pemilik polis Asuransi Perjalanan Domestik dari Chubb juga mendapatkan akses ke hotline 24jam Chubb Assistance, jaringan dukungan global yang terdiri dari tim ahli medis untuk membantu memberikan layanan rujukan jika Anda sakit atau celaka selama bepergian.

Asuransi Perjalanan Internasional

Sebelum Anda berangkat berlibur, pastikan Anda telah terlindungi. Dengan memiliki asuransi perjalanan dari Chubb, yakinlah bahwa Anda akan siap menghadapi berbagai kemungkinan yang dapat terjadi. Ke mana pun perjalanan membawa, Anda dapat menikmatinya dengan penuh percaya diri, mengetahui bahwa Anda memiliki perlindungan yang tepat.

Musibah seperti kecelakaan dan masalah kesehatan dapat terjadi kapanpun secara tidak terduga, termasuk saat Anda sedang berlibur. Jangan lupakan juga risiko terjadinya penundaan perjalanan, miskoneksi pesawat dan kehilangan bagasi yang juga kaan menimbulkan ketidaknyamanan dalam perjalanan Anda.

Kami menawarkan Asuransi Perjalanan Internasional dari Chubb, asuransi perjalanan yang dapat disesuaikan dengan kebutuhan Anda dan keluarga Anda, serta telah diterima oleh negara-negara Schengen.

Kematian dan cacat tetap akibat kecelakaan sampai dengan Rp2 miliar
Biaya-biaya medis karena kecelakaan dan sakit termasuk COVID-19 sampai dengan Rp4 miliar
Biaya medis lanjutan di Indonesia sampai dengan Rp40.000.000
Santunan harian rawat inap rumah sakit akibat kecelakaan dan penyakit (termasuk COVID-19) sampai dengan Rp 1.000.000 / hari
Pembatalan perjalanan dan pengurangan perjalanan termasuk akibat COVID-19 sampai dengan Rp 60.000.000
Keterlambatan perjalanan dan miskoneksi perjalanan sampai dengan Rp 1.000.000 / 4 jam
Kehilangan atau kerusakan barang pribadi, bagasi dan uang sampai dengan Rp35.000.000
Evakuasi medis darurat dan repatriasi jenazah termasuk akibat COVID-19 sampai dengan Biaya Aktual
Tanggung jawab hukum pribadi sampai dengan Rp2,5 miliar

Pastikan perjalanan Anda berikutnya ke luar negeri berjalan selancar mungkin.

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Travel Insurance and COVID-19: The Epidemic Coverage Endorsement Explained

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Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Money Management

Your Guide To Travel Insurance With Covid-19 Coverage

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How COVID-19 has changed travel insurance

Berjaya sompo, tune protect, why travel insurance is important.

Travel insurance used to be considered as something that involved extra expenses if you have spare cash left over after paying for airline tickets and hotel rooms. For most of us, when it is finally time for that long-awaited overseas vacation or business trip, the last thing you want to think about is things going wrong.

Fast forward to 2022 and with borders opening up around the world, travel insurance is no longer something that you can choose not to buy. In fact, many countries require travellers to have some form of Covid-19 travel insurance, or at the very least pay for their Covid-19 screening and quarantine costs before they are allowed to enter.

The world has made much progress in the fight against the COVID-19 pandemic. However, there are still some lingering risks, especially with the potential for new waves or strains to pop out of nowhere.

Travellers may find themselves completely stuck if their host country experiences a sudden spike in COVID-19 cases. The pandemic has proven itself to be highly unpredictable. As such, lockdowns can occur in the blink of an eye. Travellers who find themselves stranded in a strange and foreign land will find that travel insurance can help to cover these extra unforeseen costs.

In order to make it simple, we have compiled a list of travel insurance with Covid-19 coverage that Malaysians can buy.

Travel insurance with COVID-19 coverage

AIG travel insurance policies offer a wide range of benefits. For medical coverage, AIG covers hospitalisation expenses incurred up to RM1 million, as well as providing a travel assistance team that is on call to provide emergency help and advice.

Other benefits:

Up to RM400,000 paid out if customers suffer from an accidental death or permanent disablement during their trip.
Covers transport & accommodation costs due to trip cancellations, as well as extra expenditures as a result of travel inconveniences or natural disasters.
If the customer is diagnosed with COVID-19, AIG will provide COVID-19 coverage including medical and emergency evacuation & repatriation expenses up to RM700,000, travel cancellation, travel curtailment and quarantine allowance benefits.

AXA has recently introduced its Smart Traveller Enhanced package to complement its other travel insurance offerings. The package provides the option to add on their Pandemic Cover scheme for overseas trip to cover trip cancellation, trip curtailment, medical, hospital and treatment expenses, hospital allowance, emergency medical evacuation, emergency medical repatriation and repatriation of mortal remains if they are diagnosed with a pandemic illness, especially COVID-19 related cases.

Up to RM300,000 in overseas emergency medical, hospital and dental expenses.
Hospital Allowances up to RM10,500 (or RM350/day for overseas travel).
Compensation for trip delays, cancellations, and curtailments, reimbursements for damaged baggage and trip inconveniences up to RM7,500.
Unlimited emergency medical transportation.

SOMPO’s TravelSafe insurance plan is a comprehensive travel insurance that covers customers against any injury, illness, accident, and travel inconvenience during their Trip. The plan is split up into 3 different Elite packages with medical and hospital expense compensation that can range from RM150,000 to RM500,000 depending on the package chosen.

All COVID-19 related cases are also covered under the TravelSafe plan.
Reimbursements for compassionate visits, child care, hospital allowance, COVID-19 quarantine allowance, and follow-up treatment upon return to Malaysia.
Comes bundled with Emergency evacuation and repatriation, along with personal accident coverage.
Covers travel inconveniences including loss of baggage, baggage delay, travel delays, re-routings, cancellations, travel curtailment, loss of deposits, missed departures, personal liability, and more.

ETIQA offers 3 unique plans for customers, TripCare 360 (Overseas), SingBorder Travel (For trips to Singapore), and Travel Ezy (Domestic). There is also a Takaful option for each of these packages. Under the TripCare 360 scheme, beneficiaries receive a cashless medical coverage plan allowing for hospital admittance via a letter of guarantee obtainable through a 24/7 hotline.

Additional add-on for COVID-19 coverage (areas that are classified as level 4 risk by the CDC will not be covered).
Up to RM5,000 for loss or damage to baggage, money, travel documents, and personal belongings.
Compensation of up to RM100 for flights that are delayed by no more than 2 hours.
Features add-on options for adventurous activities and a 25% rebate when purchasing this plan online.

MSIG TravelRight Plus Insurance is a comprehensive insurance that provides compensation for mishaps and covered events during your journey within the policy period. Customers can opt for a short-term policy for a single trip or an annual policy to cover an unlimited number of trips in a policy year. Depending on the plan chosen, customers can get up to RM500,000 insured on medical expenses. COVID-19 coverage comes in the form of an add-on package.

COVID add-on includes up to RM450,000 insured COVID-19 coverage and up to RM500,000 in medical evacuation and repatriation expenses.
Up to RM100,000 in terms of follow-up treatment once they have returned to Malaysia.
Includes benefits for luggage delays, reimbursement for luggage loss or damages, travel cancellations, curtailments, and delays.
Coverage for home damages or losses while customers are away on their trip.

Tune Protect’s Travel Easy COVID Plus Plan is divided into individual and family plans. Under this plan, individuals can get up to RM250,000 insured up to the first 30 days of trip duration, while the family plan can go up to RM750,000 insured. Additionally, the plan also offers a daily quarantine allowance up to RM1,400 in total for individuals and RM4,200 for families.

Includes emergency overseas evacuation & repatriation, hospital income, compassionate visit, bereavement allowance, compensation for trip curtailment and trip cancellations.
Offers a COVID Lite Plan which includes RM100,00 in medical expenses for the first 30 days of the trip duration (RM300,000 for families).
COVID Light Plan includes emergency overseas evacuation & repatriation benefits, but foregoes the other benefits listed within the Plus Plan.
Both COVID plans include the basic Travel Easy package benefits, but customers are able to purchase the basic plans separately.

*Basic plans do not include COVID-19 coverage.

Covid-19 aside, we still have to acknowledge that there are plenty of risks involved, ranging from minor to serious.

Here’s why travel insurance should always be considered:

It covers medical emergencies

Accidents can happen anywhere, so having the assurance that an insurance company will reimburse part of the cost for emergency medical treatment can help put minds at ease.
Common coverage includes death and permanent disablement, hospitalisation, and medical expenses as well as repatriation.

It covers travel risks

Travel insurance can also help out with non-medical related emergencies. A fairly common problem that occurs during travel is the loss of a passport or checked-in baggage. These can drain a traveller’s wallet and time if they are not insured.
At the very least, travel insurance can offer compensation up to a certain limit should such unfortunate circumstances occur.

It covers trip disruptions

Sometimes, problems can occur that are completely out of a traveller’s hands. Trip cancellations are common occurrences. Your travel Insurance can provide coverage for bookings that are cancelled, and in certain policies, provide compensation for entire trip cancellations.
Having these risks covered provides a hefty financial safety net.

Whether you are taking a flight overseas, or going on a road trip across the country, it is far better to be safe than sorry.

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Rencanakan perjalanan
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Asuransi perjalanan

Travel insurance

Embarking on your next trip is exciting, and while you hope the unexpected does not happen, it is best to be prepared. When you fly with Singapore Airlines, travel with a peace of mind by adding travel insurance to your booking and ensuring that you receive help and care in some unexpected situations. The travel insurance is provided by Allianz Partners. From protection for trip cancellation to medical bills abroad, our benefits are designed to help you explore with ease. Travel has changed dramatically since Covid-19 became a worldwide pandemic. Singapore Airlines cares that our passengers are able to travel safe with confidence again. Our travel insurance covers selected benefits if, during your period of cover, you are positively diagnosed as suffering Covid-19 sickness and depending on your policy. All passengers planning to enter Singapore are to ensure that they check all entry requirements prior to their travel here . Please note that exclusions and conditions may apply. For more information on travel insurance and on the licensed insurer undertaking the risk in your country of residence, please refer to the links below. Add travel insurance Our travel insurance, in partnership with Allianz Partners, is available for purchase when you depart from these countries: 

Netherlands
New Zealand
Switzerland
United Kingdom
United States

Asuransi Kecelakaan Perjalanan Otomatis

Perjalanan jadi lebih nyaman

Mengapa Asuransi Kecelakaan Perjalanan Otomatis?

Santunan kecelakaan.

Perlindungan perjalanan baik di darat, laut, atau udara di dalam maupun di luar negeri dengan angkutan umum yang dioperasikan berdasarkan izin untuk pengangkutan umum secara komersial

Santunan Medis

Perlindungan untuk penggantian biaya medis yang dikeluarkan di luar negeri atau perawatan lanjutan di Indonesia ketika kembali dari luar negeri

Perlindungan untuk Semua

Berlaku bagi pemegang kartu utama maupun kartu tambahan, berikut 1 (satu) orang istri atau suami dan anak kandung dengan jumlah maksimal 3 (tiga) orang

Asuransi Perjalanan

Asuransi kecelakaan diri selama perjalanan merupakan salah satu fasilitas yang disediakan secara otomatis bagi pemegang Kartu Kredit BCA yang melakukan pembelian tiket angkutan darat, laut, dan udara untuk perjalanan dalam negeri maupun ke luar negeri berupa pertanggungan terhadap:

Travel Accident (Kecelakaan Perjalanan)
Oveseas Medical Reimbursement (Biaya Pengobatan di luar negeri)

Perlu Diketahui

Polis induk diterbitkan oleh PT. Asuransi Umum BCA (BCAInsurance) untuk PT. Bank Central Asia Tbk.
PT. Bank Central Asia Tbk sebagai “Pemegang Polis”
PT. Asuransi Umum BCA (BCAInsurance) disebut “Penanggung”
Pemegang Kartu Kredit BCA disebut “Penerima Manfaat”

Syarat dan Ketentuan

Berlaku untuk pemegang kartu utama maupun kartu tambahan
Berlaku untuk 1 (satu) orang istri atau suami dan anak kandung sah dengan jumlah maksimal 3 orang yang berusia antara 3 bulan sampai 23 tahun
Jenis angkutan darat, laut atau udara, baik di dalam negeri maupun di luar negeri yang digunakan harus merupakan angkutan umum yang dioperasikan secara komersial
Proses klaim asuransi akan ditangani oleh PT. Asuransi Umum BCA (BCAInsurance)

Travel Insurance: Kartu Kredit BCA

Terdapat 2 (dua) macam jaminan asuransi/pertanggungan yang dapat Penerima Manfaat peroleh dari asuransi perjalanan yaitu:

Kecelakaan Perjalanan ( Travel Accident )

Apabila Penerima Manfaat mengalami kecelakaan yang terjadi dalam suatu perjalanan pergi/pulang, dari dan ke tempat keberangkatan dan tempat tujuan (seperti yang tercantum dalam tiket), maka Penanggung akan memberikan santunan sesuai yang tertera pada tabel santunan di bawah ini, dengan syarat, kecelakaan tersebut terjadi sewaktu Penerima Manfaat menjadi penumpang alat transportasi komersial, bukan sebagai pilot atau awak pesawat. Khusus perjalanan melalui udara, jaminan asuransi atau pertanggungan ini termasuk kecelakaan yang terjadi pada Penerima Manfaat yang bersangkutan yang melakukan perjalanan dimaksud yang terjadi di terminal/bandar udara dan dalam suatu perjalanan dari dan ke bandar udara dengan menggunakan angkutan umum atau kendaraan pribadi.

Nilai Pertanggungan adalah sebagai berikut:

Tabel santunan

Tanggung jawab Penanggung untuk setiap kejadian kecelakaan atas setiap diri Penerima Manfaat tidak akan melebihi nilai jaminan sebesar yang tercantum pada tabel nilai pertanggungan, namun untuk setiap kejadian kecelakaan untuk setiap alat angkutan umum penumpang tidak melebihi Rp10.000.000.000 (sepuluh miliar rupiah) untuk setiap jenis Kartu Kredit BCA dan tidak melebihi Rp 40.000.000.000 (empat puluh miliar rupiah) untuk semua jenis Kartu Kredit BCA.

Bilamana jumlah akumulasi santunan dalam satu alat angkutan umum penumpang melebihi nilai yang disebutkan masing‐masing tersebut di atas, maka nilai santunan untuk setiap Penerima Manfaat akan dibagikan secara proporsional.

Pengecualian Umum

Polis ini tidak menanggung segala kerugian yang disebabkan oleh atau akibat dari:

Bunuh diri atau percobaan bunuh diri oleh Penerima Manfaat yang dilakukan baik secara sadar atau tidak sadar.
Keadaan perang
Bertugas dalam militer atau layanan udara di negara manapun
Kerugian yang timbul dari tindakan terorisme dengan cara apapun
Kondisi penyakit yang sudah ada sebelumnya
Covid-19 beserta mutasi dan variasinya, SARS-CoV-2 beserta mutasi dan variasinya, segala ketakutan dan ancaman dari poin ini

Pengecualian untuk asuransi kecelakaan perjalanan

Polis ini tidak menanggung kerugian langsung atau tidak langsung yang disebabkan oleh:

Cedera tubuh yang disebabkan baik secara langsung maupun tidak langsung, karena tindakan melanggar hukum yang dilakukan oleh Penerima Manfaat.
Keadaan tubuh yang sudah cacat, atau penyakit yang sudah diderita sebelum kecelakaan.
Penerima Manfaat dalam keadaan mabuk atau karena penyalahgunaan narkoba

Hilangnya Penerima Manfaat

Bilamana Penerima Manfaat hilang akibat suatu peristiwa yang dijamin polis dan tidak diketemukan dalam waktu 12 (dua belas) bulan kalender sejak terjadinya peristiwa, hal ini akan dianggap sebagai kematian, dengan syarat hilangnya Penerima Manfaat telah diumumkan oleh pihak yang berwenang disertai dengan bukti pendukung dari ahli waris kepada Penanggung. Sehubungan dengan hal tersebut, Penanggung akan menanggung sesuai dengan syarat dan kondisi polis.

Biaya Pengobatan di Luar Negeri* Penanggung akan mengganti kepada Penerima Manfaat biaya pengobatan Penerima Manfaat untuk biaya pengobatan yang layak dan wajar yang dikeluarkan oleh Penerima Manfaat yang terjadi pada saat Penerima Manfaat sedang berada di luar negeri sebagai akibat kecelakaan atau sakit (“pre‐existing condition” berlaku), dengan nilai pertanggungan sebagai berikut:

*Hanya berlaku untuk Kartu Kredit BCA Card Platinum, BCA Visa Platinum/Black, BCA MasterCard Platinum Taz/Black, BCA JCB Black

**Keluarga yakni suami atau istri yang sah dan anak kandung sah maksimal 3 orang dengan range usia 3 bulan sampai 23 tahun.

Sakit berarti sakit atau penyakit yang diderita dan terjadi selama Penerima Manfaat melakukan perjalanan. Perlindungan ini memberikan penggantian atas biaya medis yang terjadi untuk perawatan atau perawatan lanjutan di Indonesia apabila Penerima Manfaat telah kembali dari luar negeri. Perlindungan ini diberikan apabila Penerima Manfaat dirawat inap di Rumah Sakit dalam waktu 12 (dua belas) jam setelah kedatangan kembali di Indonesia dan harus merupakan perawatan lanjutan yang diperlukan dari perawatan yang diterima oleh Penerima Manfaat pada saat Penerima Manfaat dirawat di luar negeri. Penggantian untuk perawatan di rumah sakit di Indonesia maksimal sampai dengan 7 (tujuh) hari secara terus‐menerus atau 5% dari maksimum manfaat ini.

“Medical Expense” / Biaya pengobatan; berarti semua biaya yang dikeluarkan di luar negeri dalam waktu 30 (tiga puluh) hari sejak Penerima Manfaat mengalami kecelakaan atau sakit dan telah dibayar terlebih dahulu oleh Penerima Manfaat kepada ahli medis yang berwenang, Rumah Sakit atau biaya ambulan, biaya operasi, x‐ray, biaya perawat atau perawatan medis lain yang diperlukan dan ditentukan oleh dokter yang sah.

Bila Penerima Manfaat mendapatkan penggantian atas Biaya Pengobatan tersebut dari perusahaan asuransi lain, maka Penerima Manfaat hanya berhak atas selisih kurang dari jumlah penggantian yang diterima dari perusahaan asuransi lain.

Pengecualian untuk biaya pengobatan di luar negeri

Penanggung tidak akan bertanggungjawab atas biaya pengobatan yang terjadi:

Pada saat dan setelah Penerima Manfaat mamasuki usia 70 tahun.
Bila perjalanan yang dilakukan Penerima Manfaat bertentangan dengan nasihat ahli medis yang berwenang.
Jika sebelumnya sudah ada kondisi kesehatan atau penyakit, dimana gejala tersebut sudah ada dalam waktu 12 (dua belas) bulan sebelum perjalanan dan Penerima Manfaat telah mendapat nasihat medis atau menjalani perawatan medis dari ahli medis yang berwenang.
Untuk cedera yang timbul dari kegiatan yang berkaitan dengan profesi atau pekerjaan Penerima Manfaat dalam industri minyak dan gas.
Terhadap penggantian yang diberikan ganti rugi dari polis asuransi lain yang dimiliki oleh Penerima Manfaat.
Setelah 60 (enam puluh) hari dari tanggal biaya pengobatan yang pertama kali terjadi.
Untuk prosthesis, lensa kontak, kacamata, alat bantu pendengaran, peralatan yang berhubungan dengan gigi dan peralatan medis lainnya.
Untuk perawatan medis rutin, pembedahan kosmetik, perawatan dan pembedahan khusus lainnya.
Untuk biaya gigi dan mata lainnya kecuali terjadi karena keadaan darurat.
Untuk perawatan karena AIDS atau setiap cedera tubuh atau sakit yang timbul pada saat awal tes positif untuk HIV, dan penyakit yang berhubungan dengannya.

Keterlambatan Perjalanan**

Apabila angkutan umum berjadwal yang akan digunakan oleh Tertanggung dalam perjalanan mengalami keterlambatan yang disebabkan oleh aksi pemogokan/ industrial, cuaca buruk, kerusakan mesin, dan cacat pada struktur angkutan umum tersebut, Penanggung akan memberikan penggantian kepada Tertanggung sebesar nilai pertanggungan sebagai berikut :

Rp 200.000 per 6 jam, maksimum Rp 800.000/orang atau maksimum Rp 2.000.000/keluarga

Keterangan : Keterlambatan dihitung dari jam keberangkatan angkutan umum yang dimaksud dalam jadwal perjalanan.

Pengecualian untuk Keterlambatan Perjalanan

Manfaat tidak akan dibayarkan untuk keterlambatan:

Yang terjadi karena Tertanggung tidak melakukan “ Check-in ” sesuai dengan jadwal yang diberikan kepadanya, atau bila Tertanggung tidak memperoleh konfirmasi tertulis dari maskapai atau agennya mengenai berapa jam keterlambatan dan sebab keterlambatan tersebut.
Karena pemogokan atau aksi perindustrian yang telah ada saat perjalanan direncanakan.

**Hanya berlaku untuk Kartu Kredit World Card, Visa SQ PPS dan BCA UnionPay

Kehilangan / Kerusakan Bagasi**

Penanggung akan memberikan penggantian kepada Tertanggung atas kehilangan atau kerusakan yang dialami terhadap bagasi pribadi yang dibawa atau dibeli, termasuk pakaian dan barang-barang pribadi yang dipakai atau dibawa oleh Tertanggung di dalam koper, tas, dsb sebesar nilai pertanggungan sebagai berikut :

Maksimum Rp 10.000.000/orang atau maksimum Rp 20.000.000/keluarga.

Semua barang harus merupakan milik pribadi Tertanggung, bukan barang sewaan, pinjaman atau titipan.

Dalam hal barang milik Tertanggung ternyata tidak bisa diperbaiki secara ekonomis, maka klaim berdasarkan Polis ini akan ditangani seolah-olah barang itu hilang.

Dalam hal barang yang rusak atau hilang merupakan bagian dari sepasang atau satu set, maka tanggung jawab Penanggung tidak akan melebihi nilai secara proporsional untuk sepasang atau satu set tersebut.

Penanggung dapat memberikan penggantian atau atas pilihannya sendiri memulihkan atau memperbaiki dengan memperhitungkan faktor tingkat keausan dan depresiasi.

Depresiasi tidak berlaku untuk barang-barang elektronik yang dibeli kurang dari 1 (satu) tahun dari tanggal kecelakaan jika Tertanggung dapat menunjukkan dokumen pendukung (yaitu kuitansi pembelian asli atau kartu garansi asli) untuk klaim.

Kerugian harus segera dilaporkan ke polisi atau pihak otoritas yang relevan seperti manajemen hotel dan perusahaan pengangkutan yang memiliki yurisdiksi di lokasi kehilangan. Setiap klaim harus disertai dengan dokumentasi tertulis dari otoritas tersebut.

Tertanggung harus mengambil setiap langkah yang diperlukan untuk memastikan bahwa bagasi atau barang-barang pribadinya:

tidak ditinggalkan tanpa pengawasan di tempat umum
dan harus mengambil semua tindakan pencegahan yang wajar untuk menjaga keselamatan barang milik pribadi dan bagasinya.

Pengecualian untuk Kehilangan/Kerusakan Bagasi

Binatang, kendaraan bermotor (termasuk aksesoris), sepeda motor, kapal, mesin, kendaraan lain, perlengkapan ski salju, buah-buahan, bahan yang mudah busuk dan bahan makanan, alat-alat rumah tangga, barang antik, artefak, lukisan cat, benda seni, komputer (termasuk komputer genggam, perangkat lunak dan aksesoris), naskah, perhiasan, batu-batu berharga, arloji, telpon genggam, lensa kontak atau lensa kornea, sekuritas, cinderamata, alat-alat musik, ‘jembatan’ gigi, gigi palsu, peralatan golf.
Kehilangan atau kerusakan karena aus dan usang, kondisi semakin lama semakin memburuk, ngengat, kutu, keburukan atau kelemahan pada barang, kerusakan yang ditimbulkan oleh suatu proses atau yang terjadi ketika sedang mengerjakan barang tersebut.
Kehilangan atau kerusakan pada peralatan yang disewa; dan kehilangan atau kerusakan pada harta benda sebagai akibat langsung atau tidak langsung dari suatu huru-hara, pemberontakan, revolusi, perang saudara, kekuasaan yang direbut, atau tindakan yang diambil oleh otoritas pemerintah untuk menghalangi, melawan atau membela negara terhadap kejadian tersebut; perampasan atau penghancuran sesuai dengan aturan tentang karantina atau peraturan kepabeaan; penyitaan oleh Pemerintah atau otoritas publik; atau risiko sebagai barang selundupan atau transportasi illegal atau perdagangan gelap.
Kehilangan atau kerusakan atas harta benda yang diasuransikan oleh polis asuransi lain; atau akan diganti oleh perusahaan pengangkutan lain, hotel, atau pihak lain.
Kehilangan atau kerusakan atas bagasi Tertanggung yang telah dikirim lebih dahulu, dikirim melalui pos atau dikapalkan secara terpisah.
Kehilangan atau kerusakan atas bagasi yang ditinggalkan tanpa pengawasan di tempat umum.
Sebagai akibat dari kelalaian Tertanggung untuk merawat dan melakukan tindakan pencegahan untuk menjaga keamanan barang miliknya.
Kehilangan atau kerusakan barang-barang usaha atau barang contoh/sampel, atau perlengkapan apapun.
Kehilangan atau kerusakan terhadap data yang direkam pada pita rekaman, kartu, disk atau lainnya.
Kehilangan atau kerusakan uang tunai, uang kertas, obligasi, kupon, materai, instrumen yang dapat dijual-belikan, sertifikat tanah, naskah, sekuritas jenis apapun, kehilangan kartu kredit atau penggantian kartu kredit, kartu identitas, Surat Izin Mengemudi, dokumen perjalanan.
Hilang secara misterius atau tidak dapat dijelaskan.

Klaim untuk kematian akan dibayarkan kepada ahli waris Penerima Manfaat, sedangkan klaim atas cacat tubuh dan biaya pengobatan akan dibayarkan kepada Penerima Manfaat.

Pemberitahuan Klaim dan Informasi Produk

Pemberitahuan klaim harus dibuat secara tertulis dan disampaikan oleh Penerima Manfaat atau ahli waris Penerima Manfaat dalam waktu 30 (tiga puluh) hari dari tanggal terjadinya kecelakaan atau sakit yang menimpa Penerima Manfaat kepada Departemen Klaim PT. Asuransi Umum BCA (BCAinsurance). Untuk informasi lebih lanjut mengenai fasilitas produk Asuransi Perjalanan ini, anda dapat menghubungi:

PT. ASURANSI UMUM BCA (BCAinsurance) Sahid Sudirman Centre Building lantai 10 / Unit F Jl. Jend. Sudirman Kav.86, Jakarta 10220 Tel: (021) 27889588 Fax: (021) 27889577 www.bcainsurance.co.id

Travel Insurance: Kartu Kredit BCA Singapore Airlines Krisflyer Visa Signature dan Infinite Card

Nilai Pertanggungan yang dijamin adalah Rp1.000.000.000 (satu miliar rupiah) dengan perincian sebagai berikut:

Tanggung jawab Penanggung untuk setiap kejadian kecelakaan atas setiap diri Penerima Manfaat tidak akan melebihi nilai jaminan sebesar yang tercantum pada tabel nilai pertanggungan, namun untuk setiap kejadian kecelakaan untuk setiap alat angkutan umum penumpang tidak melebihi Rp1.000.000.000 (satu miliar rupiah) untuk setiap jenis Kartu Kredit BCA dan tidak melebihi Rp10.000.000.000 (sepuluh miliar rupiah) untuk semua jenis Kartu Kredit BCA.

Keadaan perang.
Bertugas dalam militer atau layanan udara di negara manapun.
Kerugian yang timbul dari tindakan terorisme dengan cara apapun.
Kondisi penyakit yang sudah ada sebelumnya.

Polis inti tidak menanggung kerugian langsung atau tidak langsung yang disebabkan oleh:

Penerima Manfaat dalam keadaan mabuk atau karena penyalahgunaan narkoba.

Biaya Pengobatan di Luar Negeri

Untuk biaya gigi da HTML n mata lainnya kecuali terjadi karena keadaan darurat.

Pembayaran Klaim

PT. ASURANSI UMUM BCA (BCAinsurance) Sahid Sudirman Centre Building lantai 10 / Unit F Jl. Jend. Sudirman Kav.86, Jakarta 10220 Tel: (021) 27889588 Fax: (021) 27889577 Call Center kami : HaloBCA 1500 888 www.bcainsurance.co.id

Travel Insurance: Kartu Kredit BCA Singapore Airlines PPS Club Visa Infinite Card

Kecelakaan Perjalanan ( Travel Insurance ) Apabila Penerima Manfaat mengalami kecelakaan yang terjadi dalam suatu perjalanan pergi/pulang, dari dan ke tempat keberangkatan dan tempat tujuan (seperti yang tercantum dalam tiket), maka Penanggung akan memberikan santunan sesuai yang tertera pada tabel santunan di bawah ini, dengan syarat, kecelakaan tersebut terjadi sewaktu Penerima Manfaat menjadi penumpang alat transportasi komersial, bukan sebagai pilot atau awak pesawat. Khusus perjalanan melalui udara, jaminan asuransi atau pertanggungan ini termasuk kecelakaan yang terjadi pada Penerima Manfaat yang bersangkutan yang melakukan perjalanan dimaksud yang terjadi di terminal/bandar udara dan dalam suatu perjalanan dari dan ke bandar udara dengan menggunakan angkutan umum atau kendaraan pribadi. Nilai Pertanggungan yang dijamin adalah Rp1.500.000.000 (satu miliar lima ratus juta rupiah) dengan perincian sebagai berikut:

Tanggung jawab Penanggung untuk setiap kejadian kecelakaan atas setiap diri Penerima Manfaat tidak akan melebihi nilai jaminan sebesar yang tercantum pada tabel nilai pertanggungan, namun untuk setiap kejadian kecelakaan untuk setiap alat angkutan umum penumpang tidak melebihi Rp1.500.000.000 (satu miliar lima ratus juta rupiah) untuk setiap jenis Kartu Kredit BCA dan tidak melebihi Rp10.000.000.000 (sepuluh miliar rupiah) untuk semua jenis Kartu Kredit BCA.

Kerugian yang timbul dari tindakan terorisme dengan cara apapun
Kondisi penyakit yang sudah ada sebelumnya
Cedera tubuh yang disebabkan baik secara langsung maupun tidak langsung, karena tindaka melanggar hukum yang dilakukan oleh Penerima Manfaat.
Setelah 60 (enam puluh) hari dari tanggal biaya pengobatan yang pertama kali terjadi
Untuk perawatan medis rutin, pembedahan kosmetik, perawatan dan pembedahan khusus lainnya
Untuk biaya gigi dan mata lainnya kecuali terjadi karena keadaan darurat

Travel Insurance: Kartu Kredit BCA Union Pay

Covid-19 beserta mutasi dan variasinya, SARS-CoV-2 beserta mutasi dan variasinya, segala ketakutan dan ancaman dari poin ini.
Pertanggungan Keterlambatan Perjalanan & Kehilangan/Kerusakan Bagasi

Anda akan meninggalkan BCA.co.id

Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan ketersediaan dan perspektif atas produk-produk atau layanan-layanan yang ditawarkan atau dinyatakan oleh website tersebut.

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Best Travel Insurance in Singapore with Covid-19 Coverage
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How to Find Travel Insurance That Covers COVID
Travel insurance comparison site Squaremouth (a NerdWallet partner) is one of the very few comparison sites that allows you to filter by policies that offer coronavirus coverage. To find a policy ...
COVID-19 Insurance by Traveloka Will Protect Your Trip
Together with Asuransi Takaful Umum and powered by Qoala Insurtech, Traveloka provides protection during your trip with COVID-19 Insurance plan: COVID-19 Health Insurance. With our coverage and hassle-free insurance experience, now you can travel with ease in this new normal. Guaranteed Acceptance 100% acceptance, no medical check-up required ...
PDF Chubb Travel Insurance (dengan manfaat Covid-19)
PT Chubb General Insurance Indonesia Chubb Square, Lantai 6 Jl. M.H. Thamrin No. 10 Jakarta 10230, Indonesia T +62 (21) 2949 8500 F +62 (21) 2949 8511 E [email protected] www.chubbtravelinsurance.co.id Hotline 24 jam 1500 257 Tentang Chubb di Indonesia Chubb memiliki tiga perusahaan asuransi di Indonesia: asuransi
How COVID-19 Travel Insurance Works
From weekend getaways to extended vacations, specialized COVID-19 travel insurance can provide security if the virus affects your travel plans. Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes.
Best Covid-19 Travel Insurance of 2024
AXA Travel Insurance. AXA offers three travel insurance plans starting at $16. Its silver plan, the lowest tier of coverage, offers high limits for emergency medical expenses at $25,000 and up to ...
How do you choose travel insurance that covers COVID-19?
Foster says Trawick's travel insurance plans that cover COVID-19 would cover the expenses if you could not pass your pre-health inspection. Also, the plan would cover the costs of the failure of your PCR test to return to the United States, such as having to quarantine abroad. It's important to note that the actual cost of the PCR test is ...
What Travel Insurance Covers COVID Quarantine?
Fortunately, there are still insurance providers that'll provide coverage in the event you're affected by COVID-19, including: Trip cancellation. Trip delay. Medical care/hospitalization ...
What You Need to Know Now About Travel Insurance
By Elaine Glusac. Nov. 26, 2020. When the pandemic struck, many travel insurance policies failed to cover Covid-19-related trip interruptions and cancellations, often because they excluded ...
Best COVID Travel Insurance of 2024
What you should know. WorldTrips has two COVID travel insurance plans that tie with 4.5 stars: Atlas Journey Preferred and Atlas Journey Premier. The Preferred plan is more affordable and provides ...
Asuransi Perjalanan untuk Wisata
Chubb mempersembahkan Asuransi Perjalanan Domestik, produk asuransi yang memberikan perlindugan kemanapun perjalanan domestik Anda, didukung dengan keunggulan proses klaim yang mudah, cepat dan akurat. Beberapa manfaat unggulan yang diberikan: Manfaat perluasan COVID-19: Pemilik polis Asuransi Perjalanan Domestik dari Chubb juga mendapatkan ...
Travel Insurance and COVID-19: The Epidemic Coverage Endorsement
If your destination requires proof of travel insurance with COVID-19-related benefits, please call us at 1-866-884-3556. We can provide a summary letter of plan benefits. Please note, customers are responsible for being aware of the requirements for travel to, from, and within their destination(s), including any minimum insurance coverage ...
BCA
Insurance benefits. Various compensation for losses for both domestic and international travel such as: Personal Accident - Death & Disability, Cancellation, Postponement, Curtailment, & Delay. Benefits available for family package.
Which Travel Insurance Covers Covid-19?
All COVID-19 related cases are also covered under the TravelSafe plan. Reimbursements for compassionate visits, child care, hospital allowance, COVID-19 quarantine allowance, and follow-up treatment upon return to Malaysia. Comes bundled with Emergency evacuation and repatriation, along with personal accident coverage.
Travel insurance I Singapore Airlines
The travel insurance is provided by Allianz Partners. From protection for trip cancellation to medical bills abroad, our benefits are designed to help you explore with ease. Travel has changed dramatically since Covid-19 became a worldwide pandemic. Singapore Airlines cares that our passengers are able to travel safe with confidence again.
BCA
Manfaat Asuransi. Berbagai jaminan ganti rugi untuk kerugian saat perjalanan domestik dan internasional antara lain: Kecelakaan Diri - Kematian & Cacat, Pembatalan, Penundaan, Pengurangan, & Keterlambatan Perjalanan. Tersedia benefit untuk paket keluarga.
BCA
Travel Insurance: Kartu Kredit BCA. Terdapat 2 (dua) macam jaminan asuransi/pertanggungan yang dapat Penerima Manfaat peroleh dari asuransi perjalanan yaitu: ... Kerugian yang timbul dari tindakan terorisme dengan cara apapun; ... Covid-19 beserta mutasi dan variasinya, SARS-CoV-2 beserta mutasi dan variasinya, segala ketakutan dan ancaman dari ...
Planning A Vacation? Here's Your 2024 Summer Travel Insurance Guide
Heidt says she's seen a 10% boost in travel insurance sales for this summer compared with the same time last year, and many people are opting for the pricier "cancel for any reason" policies ...