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Do I Need Travel Insurance For Austria?

Did you plan to go to austria.

With around 46 million visitors in 2019, Austria is an extremely popular travel destination in Europe - whether it’s skiing in the Austrian Alps, at resorts like St. Anton and Kitzbuhel, biking or walking in the mountains in summer, or a city break to see the stunning sights of Vienna, like the Schönbrunn Palace or the Kunsthistorisches Museum, home to masterpieces by Rubens and Rembrandt – there's something for everyone. Music lovers can visit Mozart’s birthplace in Salzburg, while foodies can dine on Austria’s national dish, Wiener schnitzel. Or simply relax in a spa hotel drawing on some of the finest and most picturesque hot springs in central Europe.  

If you are traveling to Austria, AXA’s Schengen travel insurance offers extensive protection as it can cover medical expenses up to €100,000 in Austria and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your visa application. 

What does AXA Schengen travel insurance for Austria cover?

Starting at €33 per week of your trip, our Schengen Travel insurance covers:

• Up to €100,000 coverage in medical expenses
• Medical repatriation & transport
• 24/7 medical assistance in English or French in case of urgency
• Up to 180 days of coverage
• All Schengen, European Union countries as well as the United Kingdom (depending on the chosen insurance)
• Insurance certificate issued immediately and approved by the embassies
• No age limit
• Zero deductible - which will allow you to avoid some upfront and early costs with your claim

Is a travel insurance required for Austria?

Travel insurance is mandatory if you need a Schengen visa for Austria. If you don’t need a visa, travel insurance is optional but strongly recommended as medical costs can be high for foreigners, especially as you will need to pay for any prescriptions.

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Do you cover emergency medical costs related to coronavirus? 

We will cover your medical costs related to coronavirus provided you haven't traveled against World Health Organization advice, personal medical advice from your doctor, or any other government body’s advice in your home country or the country you are traveling to. Emergency and additional travel costs are also covered providing you have stuck to this advice. All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”. This will satisfy any embassy rules that state you must get an insurance certificate with coronavirus protection. 

Will AXA Schengen travel insurance be accepted with my Austrian visa application?

Yes! For over 10 years, AXA has been delivering insurance certificates that meet Schengen countries’ requirements to obtain a visa. All you need to do is print the electronic health insurance certificate form and enclose it with your visa application. Each AXA Schengen insurance certificate is individualized and bears a number which is verifiable on our website.

What are the requirements for travel insurance for my Austria visa?

To obtain a Schengen visa to Austria your insurance must meet the following criteria:

• Minimum coverage for at least €30,000 in medical expenses
• It should cover all member states of the Schengen Area
• It should cover any expenses which might arise in connection with repatriation for medical reasons

I don’t need a Schengen visa to visit Austria - can I still purchase your insurance to cover my possible health expenses?

As the saying goes, "better safe than sorry". Even though Schengen travel insurance is not mandatory for some travelers, that doesn’t mean you won’t be injured or get ill. A broken wrist or nasty infection can happen to anyone! We thus strongly recommend that you subscribe to our insurance for travelers visiting Europe to make sure your trip is as safe and peaceful as possible.

What are the main advantages of AXA Schengen insurance?

• Compliant with European requirements for Schengen visa - 10 years of existence
• Immediate coverage. Your insurance covers you from the first day you need it
• No age restriction, zero deductible
• No price variation because of nationality or age
• Refund if your Schengen visa application is denied

Why should you trust us?

• Medical files processed by AXA Schengen in 2021: 2292
• Medical calls processed by our agents in 2021: 3845

Which insurance plans to consider?

What should i do if i am injured or ill while in austria.

Don’t worry - AXA’s Schengen insurance is here to guide, help, and protect you. In case of a medical emergency, you must contact the AXA Schengen call center at the number provided on your insurance policy. Medical assistance professionals will answer your questions and advise you 24/7 to help you find the medical center best suited to your situation and the closest to your location .

The following information must be given to the call center:

• The number of your policy, which begins with “SCH”
• The address and telephone number at which you can be reached and the details of the people that can be contacted locally
• The dossier number, which is communicated at the time of the first call

IMPORTANT: Remember to always keep bills/ invoices and enclose them with your file.

What should I know when preparing for my trip to Austria?

Security : Austria is mostly a safe country but you should beware thieves operating in busy tourist neighborhoods and the U-Bahn metro trains. One must always remain vigilant and be careful with personal items. As in other busy cities around the world, it’s a good idea to avoid using mobile phones on public transport or on the street or brandishing valuables.

Public transport : Like many European countries, Austria has excellent public transport, with a high speed rail network. Vienna is served by its U-Bahn metro system. In Vienna only, masks may remain compulsory on public transport as a precaution against COVID-19.

Opening hours : Shops are usually open Monday to Friday from 8 or 9 a.m. to 6 p.m., but in smaller towns and villages, shops may close for 1 to 3 hours at midday. They usually open from 8 or 9 a.m. to midday or 1 p.m. Some open on Sundays but it is exceptional. Most of Vienna’s famous museums open from Tuesday to Sunday. 

Driving license : Visitors from most countries can drive on Austrian roads for up to six months as long as they have a valid license from their country of residence.

Restaurants : The vast majority of cafés, bars and restaurants in Vienna are table service only, often even those that look like you should order at the bar. It can be considered rude to do otherwise. Most will open for lunch and dinner service.

Visa : Although many countries have visa-free travel with Austria and the Schengen Area, if you think you do need a visa to Austria you can find out more, here .

Get Schengen insurance

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June 1, 2020

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Are you ready for ski season? Whether you are hitting the bunny slopes or a seasoned pro, there's something for you in our ski travel section; including guides to the best experience, tips for packing and planning, and, how to save money along the way. And remember, a travel insurance plan from Allianz Global Assistance is a great way to protect your investment on and off the slopes.

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Carré Neige

With « Carré Neige » coverage, you’ll get the best possible professional help available locally and full insurance cover, from the payment of your rescue on the slopes, to the refund of the unused days of your « ski-lift passes » and/or « skiing lessons », to your ambulance transport.

Carré Neige Intégral

With « Carré Neige Intégral » coverage you can book your « ski-lift passes », « skiing lessons » and/or halte-garderie (sold by the ski schools) in advance with no worries. If you then have a health problem that prevents you going, or your holiday dates are changed, « Carré Neige Intégral » covers all that. And during your stay, you’ll have the benefit of full insurance cover adapted to your winter sport activity.

Carré Neige Nordique

With « Carré Neige Nordique », you’ll be fully covered by a policy adapted to the demands of your Cross Country skiing and/or other nordic activites : payment of your rescue on the slopes, repatriation, refund of medical costs in addition of the refunds from your health organisation(s)… You cover yourself, and your family, and help limit the rescue and medical costs that can often be very expensive up in the mountains.

Carré Neige Saison

« Carré Neige Saison » is the snow sports insurance for the practise of ski reassured all the year. In the case you are unable to ski for the rest of the season, your « season pass » is refunded in proportion to its use. You are finally covered during the practice of summer sports accessible with the « season pass ».

Carré Neige Nordique Saison

This is the insurance you need to support your Nordic season pass. It will cover all your Nordic practices, wherever you are in France. In case of prolonged unavailability, your passes and lessons will be reimbursed in proportion to their use.

These products are not sold on this website, please contact directly the resort where you want to go.

Just how much can rescue cost?

Here are a few average costs incurred when you have a winter sports accident.

Helicopter rescue

Rescue on the slopes

Ambulance or taxi transport from the slopes to the medical center

Testimonials

My 19 years old’s son went to a ski trip with friends. He didn’t want to take an insurance even if we advised him to take it (he is an adult and don’t need us). Unfortunatly, he broke his arm. The amount was more than 700 € : Rescue operations, evacuation, ambulance… Next time, no choice, he will take his insurance…

I booked my ski lessons last august. I took the Carré Neige Integral insurance « in case of… ». What a good idea I had ! We have been house burglary victims 5 days before our ski trip… Burglars took our ID, Passports and other personal things. Thanks to the Carré Neige, the ski lessons and skipasses were repaid. Thank you very much Carré Neige !

I’m a seasonal worker in a small ski resort. 2 years ago, I decided to ski during my day-off with some friends. I was not physically well prepared and we went to a off-piste skiing. I fell and broke my ACL. That means no more ski, an helicopter flight, many medical costs, surgery, hospital stay and more… Nowadays, my knee is great, I feel better and I took my Carré Neige Saison obviously ! Prevention is better than cure !

Every year, with my group of friends, we try to spend a day exploring the mountains. This particular time we’d decided to do cross-country skiing. It’s not too challenging and everyone was happy with the idea. As we were buying our passes the cashier asked if we’d like Carré Neige Nordique insurance. We hadn’t heard of it but decided to take it anyway. Generally speaking, I don’t really believe in coincidence. But a badly-fitted binding and a bit of a skid-out later and the damage was done. Off for a ride on the rescue sledge, which took me straight to the nearest doctor’s surgery. Verdict ? Sprained ankle. Total panic at this point, how am I going to get my car home from the mountains with a sprained ankle ? Carré Neige Nordique made sure I was rescued from where I was, taken away and treated, then taken home, and so was my car too.

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Vacation in Austria

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Ski holidays, thermal- and spa treatment or.

... or would you prefer a farm holiday? Skiing in winter and hiking in summer. Holidays in Austria offer pure variety, in addition to the multifaceted nature, there are historical buildings and cultural peculiarities to discover. The most beautiful thing is what pleases. With a travel insurance such as Hotelstorno Plus, numerous reasons for cancellation are insured, including illness and also Covid-19, or accident.

Taking out travel insurance helps save money and can save lives.

Anita L., 34 years old, says: "I was so looking forward to the family vacation! But two days before the trip I broke my toe. The skiing vacation was over, I had to cancel it. The employee at Europäische Reiseversicherung said this can happen to everyone and they immediately reimbursed all costs." With travel insurance such as Hotel Cancellation Premium , numerous reasons for cancellation are insured, including illness and also Covid-19, or accident. If an existing illness unexpectedly becomes acute this is insured. If family members who are not traveling with you suffer an unexpected serious illness or serious physical injury caused by an accident, which urgently requires the presence of the insured person, this is also a reason for cancellation and is covered by our travel insurance policies with cancellation benefits.

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Hotel Cancellation Premium

Our top cancellation and accident package for your hotel stay

Hotel Cancellation Plus

Cancellation and accident insurance for one hotel stay

Annual-CompleteCover

For all trips in a year, top travel and cancellation protection

Are you planning a city trip within Austria?

For vacations in Austria, we offer travel insurance for cancellation and accidents for people who have statutory health insurance here. If you opt for our Annual-CompleteCover, all trips in a year worldwide are included, in Austria and abroad. Why don't we offer any medical services in Austria? Almost the entire Austrian resident population is covered by statutory health insurance which offers protection in the event of illness, even at your Austrian holiday destination.

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• Tele-Traveldoc, a 24/7 connection to the Austrian doctor for quick medical advice when travelling
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• Medical Conditions
• Sports & Activities

Benefits of Wintersport & Ski Travel Insurance

• Easy to arrange each time you travel Our Wintersports policy is a single-trip insurance, ideal for the occasional skiier or snowboarder. Cover for your holiday can be arranged quickly, even for last-minute bookings, ensuring that you can Ski or Snowboard with complete peace of mind.
• High levels of cover, even on a short trip Medical emergencies can arise whenever you travel, even on a skiing mini-break . Minor injuries on the slopes are common and major injuries can be financially and emotionally devastating, so take out a wintersport & skiing travel insurance policy with Worldwide Insure.
• 24-hr Multi-lingual Emergency helpline Worldwide Insure travel policies provide high levels of cover for urgent medical treatment from a GP or in hospital. Our Assistance Service can liaise with overseas medical staff and your own doctor so you don't have to. Treatment overseas and repatriation costs to return home after a medical emergency can be costly, so travel safe in the knowledge that your Worldwide Insure policy provides help if something goes wrong.
• Protection A holiday can be ruined by the theft or loss of personal baggage or Wintersports equipment; delayed departure; a missed flight – or trip cancellation. Taking out insurance means you won’t suffer the financial impact too.
• Specialist cover for Wintersports holidays Our travel insurance for skiing or snowboarding provides cover whether you're skiing for just for a few hours or for most of your trip, including cover for Ski equipment (your own or hired), reimbursement of Ski Pass costs if you cannot ski, & compensation for Piste Closure.
• Many other Sports & Activities covered As well as Skiing and Snowboarding, this policy covers a wide range of Sports and Activities.

Not Skiing or Snowboarding on your next trip?

Annual multi-trip travel insurance.

If you are a frequent traveller, our Annual Multi-Trip Insurance can cover any number of trips during the year, so it's ideal for last minute bookings. Cover travel in Europe or Worldwide, with options to cover Business as well as holiday trips. Many Sports, including Skiing, covered. Great value family policies!

Single Trip Travel Insurance

Whether taking a short break, a family holiday, or travelling on business, our Single Trip Insurance can cover you. Holiday or Business cover available for most destinations. Great value family policies!

Longstay Travel Insurance

Cruise travel insurance.

If you are planning a Cruise, our Travel Insurance policies offer cover in the event that you need to cancel, and cover for medical expenses if you become ill during the trip. In addition, our policies for UK residents offer optional Cruise cover for risks such as missed port of call; cabin confinement; shore excursions

Already overseas?

If you have already left your Home Country and forgot to arrange cover, or your original policy has expired, don't leave yourself uninsured. We offer policies if you are already away from home for a few days, or to up to 3yrs. We also cover Students studying overseas, and our Private Medical Insurance is available even if you are currently living away from home.

Existing Medical Conditions

Travellers with medical conditions can face obstacles when arranging insurance for a holiday or business trip. We understand the impact that an existing condition can have when planning a trip. Cover is available for most existing medical conditions. We offer a specialised screening service to take you through the options.

• Worldwide Travel Insurance, a specialist in travel insurance and related products, has over 20yrs experience in offering high quality cover at great prices.
• All policies purchased online are emailed immediately - ideal for last-minute bookings.
• Cooling-off Period: You have 14 days following receipt of your documents during which you can obtain a full refund if you have not travelled and no claim has arisen.

Customers with Serious Medical Conditions

If you are resident in the UK, the Money & Pensions Service (MaPs) has developed a directory of specialist Travel Insurance providers to assist UK-based travellers with existing medical conditions to obtain travel insurance that is affordable. If, due to a serious medical condition, we are unable to offer cover and you are having difficulty finding suitable insurance, you can use the MaPs travel insurance Directory to find a Company that may be able to help. Go to www.moneyadviceservice.org.uk or call 0800 138 7777 (Mon to Fri 8am – 6pm).

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Top Travel Insurances for Austria You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Austria is a small, landlocked central European country with stunning mountain landscapes, charming cities, and renowned classical music and architecture such as the Vienna State Opera. Although travelling to Austria can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Austria and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Austria Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Austria:

Best Travel Insurances for Austria

• 01. Should I get travel insurance for Austria? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Austria scroll down

Heading to Austria soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Austria?

Yes, travel insurance is mandatory when travelling to Schengen countries, including Austria. If you're entering the Schengen Area from a non-Schengen country, you must show a valid passport and travel insurance that covers the duration of their stay and a minimum coverage of 30,000 euros. Being insured is one of the necessary steps to secure a visa and enter the Schengen Area, and failure to comply may result in a denial of entry.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Austria or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Austria:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Austria. It lets you choose between various plans tailored to meet the specific needs of your trip to Austria, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Austria:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Austria? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Austria

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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Travel Insurance for Skiing

Purchase insurance online on the website. Payment by any bank card. The insurance policy will be sent to your email within 3-5 minutes after payment. Valid worldwide electronically or print yourself

The insurance is valid in any country of the world

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Insurance is suitable for citizens from any country and with any citizenship

The insurance is valid for people from 1 to 100 year old

Visa & Embassy

Insurance is suitable for submitting documents to the embassy and applying for a visa

The perfect travel health insurance that quickly solves problems of the tourist

The best health insurance for tourists. A single convenient tariff plan that includes all options. Price 1,5 USD for each day of travel

• Coverage of treatment for COVID-19
• Coverage for the treatment of other viral diseases
• Medication provision
• Treatment due to injury
• Calling a doctor
• Examination / doctor's consultation
• Emergency dental care
• Obstetric care until the 27th week
• Outpatient treatment
• Inpatient treatment
• Emergency call
• Calling a taxi to the hospital
• Transportation by medical aviation
• Medical evacuation to the country of residence
• Medical care
• Repatriation of the body to the homeland
• Burial in place
• Monetary compensation as a result of damage to the life or health of third parties
• Monetary compensation as a result of moral damage caused to third parties
• Monetary compensation as a result of damage to the property of third parties
• Transportation after inpatient treatment
• Depositing the deposit necessary for the release of the insured person from arrest

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35,000 USD (deductible 100 USD) , Calm

• 500 000 USD
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• Extreme Wakeboard, freeride, wrestling
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Medical coverage on 35,000 USD (deductible 100 USD) , Calm

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We recommend including additional insurance in the policy

No deductible Deductible is the amount that the client must pay upon the occurrence of an insured event. Example: The hospital fee is $1,000. The deductible under tariff is 100 USD, the client pays 100 USD, and the insurance company pays 900 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

Trip cancellation any serious injury of unforesseen medical condition that makes you unfit for travel (by order of licensed physician). the death of you or your travelling companion, or the death of a non-travelling family member. strikes or severe weather that result in travel services being unable to operate.unforeseen natural disasters at home or at the destination that make them uninhabitable. a legal obligation such as jury duty or being served with a court order or subpoena., search and rescue operation including evacuation by helicopter. up to 6000m, premium loss of baggage.

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What is a deductible, is travel insurance required, can i buy an insurance policy when i am already in another country, when does the insurance policy take effect, in what language should i write the information when buying, what should i do if the data is entered incorrectly, how to buy insurance for a child, how to issue an insurance policy for another person, which country should be indicated in the policy if i plan to travel to two or more countries in a row, what should i do if the payment has not gone through, how long does it take to receive the insurance policy after payment, how will the policy be sent, i have not received my policy. what should i do, what to do if an insured event occurs, how is monetary compensation after an insured event carried out, can i buy insurance for one day, is it necessary to buy insurance when flying on a transit flight, select a country and language, write to the director, type of travel.

Please select the type of travel that covers the majority of risks during your trip.

• Running and walking;
• Fitness, yoga and pilates
• Aerobics and aqua aerobic;
• Fishing (except underwater fishing);
• Descent into the cave with an excursion;
• Snorkeling;
• Organized animal riding tours;
• Billiards and bowling;
• Swimming (except diving).
• Weightlifting and bodybuilding;
• Cycling (except road cycling, cycling motocross, cycling track, cycling triathlon, and mountain biking);
• Military and historical reenactments;
• Rowing (kayaking and canoeing);
• Ice skating (except figure skating), sledding (except bobsledding, tobogganing, and skeleton), tubing, snow skates;
• Ball games (football, basketball, American football, rugby, volleyball, and others);
• Tennis (any);
• Roller skating (except rollerblading), scooters, segways (and other self-balancing personal transporter devices);
• Travel as a driver or passenger on ATVs, scooters, mopeds, scooters and motorcycles, snowmobiles;
• Visiting water parks, amusement parks, jumping on a trampoline;
• Water activities (other than those explicitly mentioned in the riskier options), including the use of water bicycles (except aquabikes and jet skis), towed inflatables and parachutes (parasailing), boats and watercraft;
• Recreational organized shooting at specially equipped sites (including archery);
• Water skiing, water motorcycles (aquabike), water tourism including yachting and participation in regattas;
• Alpine skiing and snowboarding on specially equipped or marked tracks (except freestyle);
• Trekking (cross-country hiking without mountaineering equipment) up to 3000 meters above sea level;
• Jeep safari;
• Surfing (including windsurfing and wakesurfing, except skysurfing);
• Sandboarding;
• Unaccompanied animal riding (including horseback riding);
• Sports and ballroom dancing.
• Motor sports on special tracks;
• Arm wrestling;
• Bungee jumping, rope jumping, base Jumping and other types of bungee jumping;
• Bobsledding and Luge;
• Wakeboarding;
• Cycling (including motocross, road, BMX, track, mountain biking, trials);
• Alpine skiing and snowboarding (including freeride and heliskiing);
• Martial Arts (including all types of boxing and wrestling: boxing, MMA, Muay Thai, kickboxing, and others);
• Paragliding;
• Hot Air Balloon;
• Cliff diving;
• Mountaineering (mountain hiking, rock climbing, mountain biking, trekking (climbing) in mountains above 3,000 meters);
• Participation in any flight and parachuting;
• Hunting with any type of weapon;
• Hang Gliding;
• Parkour and freerunning;
• Rodeo (bull riding);
• Rollerblading;
• Trolley rappelling;
• Street luge racing;
• Flyboarding;
• Freestyle (skiing and snowboarding);
• Pogo-stick;
• Rock and ice climbing;
• Figure skating;
• Kiting (including kitesurfing and snowkiting);
• Scuba diving;
• Underwater fishing;
• Mountainboarding.
• Exacerbation of chronic diseases
• Coverage of the diagnosis of COVID-19
• Compulsory observation for up to 15 days
• Amount of compensation in case of an accident
• Return of adults
• Returning home minor children
• Standart loss of baggage
• Flight delay over 4 hours
• Loss of documents
• Expenses for staying abroad
• Payment of attorney's services
• Payment of interpreter services
• Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
• Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
• Payment of the cost of telephone communication
• Car transportation to the nearest service station
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• Sudden technical breakdown or damage due to a road accident

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Find the perfect policy: Compare ski and snowboard travel insurance policies for off piste, backcountry, heli-skiing and more.

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How Travel Insurance Can Rescue a Ski Trip

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Trip delay or cancellation coverage

Accidental injury, travel inconvenience, lost or damaged equipment, should i insure my ski trip.

Snow in the forecast can send winter sports enthusiasts flocking to the mountains for some fresh powder. But unpredictable weather doesn't always make for the easiest travel. Inherently, ski trips might be one of the riskiest to book since you can spend big bucks on ski lift tickets, lodging, airfare and equipment rentals, only to lose the money if the weather doesn't cooperate or an injury occurs.

These kinds of travel woes could affect more travelers as skiing and snowboarding grow in popularity. According to the National Ski Areas Association, there were more than 60 million visits to U.S. ski slopes during the 2021-2022 season, the highest since the organization started keeping track in 1978.

To reduce the risk of losing money on an interrupted or canceled ski trip due to adverse weather, travel insurance can be an option to consider. Some of the more common travel insurance benefits, such as trip delay or cancellation coverage, can come in handy for vacations in winter destinations. Plus, some travelers might already have those benefits through a travel credit card .

» Learn more: The best travel credit cards right now

Standalone travel insurance plans, which can offer more specific coverage tailored to ski trips, are also available. With these policies, travelers can get reimbursed for more particular expenses related to winter sports travel. 

Here are the types of coverage travelers can expect to find when shopping for travel insurance for a ski trip.

Trip delay and cancellation coverage is a standard part of most travel insurance plans and can benefit those heading toward winter weather. For example, if flights are delayed because of a snowstorm, this type of coverage can help travelers get money back for days they might've missed at the resort. This usually includes reimbursements for nonrefundable travel expenses such as prepaid lift tickets, equipment rentals and other similar expenses.

Trip delay and cancellation insurance could also pay for extra meals and lodging that travelers may have incurred as a result of a delay.

One important caveat is that this coverage usually kicks in for covered reasons only. An airline delaying a flight would be covered, but a traveler looking at the weather report and wanting to bail on the trip for fear of getting stuck wouldn't be. 

Skiers and snowboarders who want complete flexibility to cancel as they please should consider Cancel For Any Reason insurance. This coverage is a special add-on that costs more, but travelers typically receive 50% to 75% of their travel costs back if they cancel for any reason.

» Learn more: 10 best ski hotels to book with points

Injury is another big risk for ski trips. Injured skiers and snowboarders would most likely have to cut their trip short. That's when ski travel insurance with trip interruption coverage would help pay for the costs associated with returning home early.

Note that this coverage differs from travel medical insurance and medical evacuation insurance . Injured travelers will typically have to use some combination of their regular health insurance and travel medical insurance from their winter sports insurance policy (regardless if it's provided through a credit card or bought separately). 

"Depending on where you're skiing, your home health insurance might cover you for an accident. But it also might not if you're outside of your home health network, and certainly not if you're traveling internationally," says Stan Sandberg, co-founder of TravelInsurance.com.

Advanced skiers and snowboarders will likely need even more coverage. If adventuring into the backcountry, outside of resort bounds or heli-skiing, consider getting additional insurance coverage for adventure sports. 

» Learn more: How to save on a ski trip

This is a vague name for coverage, but it's a good add-on to a travel insurance policy for winter sports trips. "Travel inconvenience," sometimes called "Lost Skier Days," will reimburse travelers if the resort closes because of too much or too little snow.

This type of coverage is typically available from Dec. 1 to March 31 for resorts in the Northern Hemisphere and can reimburse up to $125 in lost expenses per day.

Many travelers are familiar with baggage loss or delay coverage , but some might not know that expensive ski or snowboarding gear might not be covered entirely. After all, typical travel insurance policies insure up to a certain dollar amount only. So if the airline loses your expensive skis, you might not be reimbursed for the full value.

Getting ski travel insurance with coverage for items like skis and snowboards can help. With this coverage, if your gear is delayed, the ski insurance provider will reimburse you, up to a limit, for equipment rentals.

If you're worried about losing the nonrefundable costs of your winter sports-focused vacation, ski travel insurance can provide some peace of mind. Look for coverage that reimburses you in case of winter weather delays or accidental injuries. In addition, travel inconvenience or sports equipment coverage are add-ons that can help you recoup the costs associated with lift tickets and equipment rentals.

Skiing and snowboarding are always an adventure, but delays and accidents don't have to be so costly.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

• Single Trip
• Annual Multi-Trip
• Winter Sports & Ski
• Collision Damage Waiver
• Sport & Leisure
• Medical Conditions
• Travel Insurance for Non-UK Residents

Group Travel Insurance

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• Covid-19 travel insurance
• About Our Travel Insurance
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• Comprehensive
• What's Covered
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Winter Sports Travel Insurance

• Unlimited access to HealthHero - our 24/7 video or telephone GP helpline based in the UK.
• Providing cover if your ski equipment is damaged, stolen, lost or destroyed on your trip. This includes equipment you own and equipment you’ve hired.
• Covering the cost of extra transport and accommodation if you cannot reach your destination or get back home because of an avalanche.
• Protection against the closure of ski lifts, ski schools and piste at your resort due to weather.

What is Winter Sports and Ski insurance? 

What does our winter sports & ski travel insurance cover.

With our ski insurance add-on, you receive the same level of protection you get with our standard travel insurance policies, but with additional cover for unique risks associated with winter sports. You can add winter sports cover to your policy to protect yourself and your equipment when taking part in sports like skiing and snowboarding.

With our ski travel insurance, you get all the great benefits of our Silver or Gold policies, depending on which level of winter sports insurance cover you choose. You can choose either a Single Trip policy, an Annual policy or a Backpacker   policy, depending on how you travel. These policies will include cover for:

• Cancelling or curtailing your trip
• Emergency medical and associated expenses
• Loss of passport*
• Delayed personal possessions
• Lost, stolen or damaged personal possessions*
• Loss of personal money*
• Personal accident cover
• Missed departures
• Delayed departures
• Personal liability
• Legal expenses
• End-supplier failure**

We no longer be offer travel insurance policies to cover people's pre-existing medical conditions. This is only a temporary measure due to the improvements we are making to our online booking engine. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.

Our Winter Sports and Ski add-on gives you even more cover. In addition to the above, you’ll be protected against:

• Avalanche closure: We’ll cover the cost of extra transport and accommodation (up to your payment limit) if you cannot reach your destination or get back home because of an avalanche.
• Ski-pack costs: If you have to cancel your trip, cut it short or you cannot ski due to injury or illness, we’ll cover your ski-pack costs up to the amount shown in your policy documents. This includes the cost of hired ski equipment, ski-school fees and lift passes.
• Delayed ski equipment: We’ll provide cover for alternative ski equipment if yours is stolen or delayed for more than 12 hours from when you arrive at your destination.
• Ski equipment: We’ll provide cover if your ski equipment is damaged, stolen, lost or destroyed on your trip. This includes equipment you own and equipment you’ve hired.
• Piste closure: If the ski lifts and ski schools at your resort are closed because of the weather, we’ll pay up to the amount shown in your schedule for the cost of extra transport or lift passes to let you ski or snowboard at another resort; or as compensation if no other resort is available.
• *Not available with Bronze level cover
• **Only available with Gold level cover
• Terms and Conditions apply.  

Our Winter Sports & Ski add-on gives you even more cover

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Annual Multi-Trip Silver with Ski

Single trip gold with ski, backpacker with ski, frequently asked questions.

When you head away on a skiing or winter sports holiday, you’ll likely encounter risks that you wouldn’t on a regular trip; these things aren’t usually covered by a standard travel insurance policy.

But, with specialist winter sports travel insurance, you’re covered against things like piste closure, avalanches and emergency medical expenses. Plus, your equipment is covered, so there’s no need to worry about it getting lost or damaged.

Whether you’re taking on the thrill of a Black Run in Klosters or snowboarding in Whistler, our winter sports insurance covers you, so you can test your skills or learn a new hobby with confidence.

The best winter sports insurance policies cover you for far more than just skiing. When you purchase our Winter Sports and Ski add-on, you’ll be covered for the following activities – providing that you’re not taking part as a professional, or as part of a race or competition:

• Bigfoot skiing
• Cross-country skiing
• Glacier skiing
• Mono-skiing
• Snowboarding
• Snowblading
• Tobogganing

Please note that off-piste skiing and snowboarding are only covered by our winter sports travel insurance policies when you are skiing within the ski-area boundaries of a recognised ski resort, and following ski-patrol guidelines.

Whether you’re looking for travel insurance for skiing in France or somewhere further afield, at Allianz Assistance, we’ve got you covered.

If you’re looking for travel insurance for skiing in Europe, select the European country you're travelling to for our Single Trip cover.

For our Annual policy, you should choose our ‘Europe’ cover. This means you’re covered in the European countries listed in our policy documents, so you’ll get to enjoy some of the most popular places in the world for a winter sports break – like St. Moritz in Switzerland, Borovets in Bulgaria and Chamonix in France.

If you choose ‘Worldwide (excluding USA and Canada)’, the area of cover is anywhere in the world except the USA and Canada. This is a great option if you’re looking to travel to some of the world’s most impressive resorts, like the four ski resorts within an easy drive of Queenstown, New Zealand. If you prefer, you can even take a holiday to Niseko in Japan, which is widely regarded as being one of the snowiest places on the planet. 

If you choose ‘Worldwide (including USA and Canada)’, the area of cover is any country in the world, so you can explore far-flung ski resorts like Whistler Blackcomb in Canada. 

Although the European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) can currently help to protect you on your break, it doesn’t offer comprehensive cover.

For example, neither your EHIC nor your GHIC will cover the cost of medical treatment in a private hospital, mountain rescue or repatriation to the UK. As a result, if you don’t have winter sports cover and you have an accident in a ski resort, you’ll have to pay for mountain rescue and repatriation to a UK hospital, which could cost tens of thousands of pounds. 

We’re sure that you’ll take all possible precautions before you hit the slopes, but unfortunately accidents do still happen. So, before you embark on your winter sports holiday, you should pack your EHIC or GHIC and consider taking out travel insurance too. This way, even if something does go wrong, you’re covered. 

Winter sports safety tips

Taking part in winter sports like skiing and snowboarding comes with some risks, so make sure you take steps to prevent accidents on the slopes.

• Wear a helmet - Protect yourself from serious head injuries when taking part in winter sports, many ski resorts make helmets mandatory for these activities
• Wear appropriate clothing - You'll want to invest in a good waterproof ski jacket and trousers to keep you warm enough and to help you stay dry when you land in the snow.
• Stay in the roped areas - Going outside of the designated resort boundaries can put you at risk of getting lost or caught in an avalanche, especially if you're inexperienced.
• Wear sunscreen - Though most of your body will be covered, you'll want to avoid the dreaded skier's sunburn on your face so be sure to keep topping up the sun lotion for any exposed areas.

How to ensure you have the right cover

Does your bank or credit card company provide cover.

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

Are you covered by ABTA or ATOL?

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

What is an EHIC or GHIC and what can it offer you?

Looking for more cover? Here's what else we offer:

Annual Multi-Trip Travel Insurance

Single Trip Travel Insurance

Family Travel Insurance

Travel Insurance for Medical Conditions

Sports & Leisure Travel Insurance

Popular ski and winter sports destinations

Travel Insurance for Bulgaria

Travel Insurance for France

Travel Insurance for Europe

Policy documents

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.

Claims assessment

Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

Your claims outcome

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.

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Make A Claim?

Policy documents.

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers  featured in the MoneyHelper  directory  of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm) or Email: [email protected]

The 10 best ski resorts in Austria

If staying in a picturesque ski resort with a warmly welcoming atmosphere is a high priority, Austria will come up trumps.

Many of its ski resorts have grown up around traditional farming villages with onion-domed churches that benefited from generous long-term grants under the US Marshall Plan for the rebuilding of European economies after World War II. Down the generations, Austrian hoteliers have grown rich on the tourist harvest, but the cosy hospitality embodied by the German word Gemütlichkeit is very much in evidence.

Austrian resorts are famed for foot-stomping, but friendly après-ski that starts on the slopes in the afternoon – traditionally with ski boots on – and continues until the small hours in the most party-orientated resorts. Think everything from convivial times in rustic mountain huts to clashing Steins and Schnapps in lively bars.

By contrast, the ubiquitous hotel spa provides a more soothing alternative – though be warned, the wearing of swimming costumes is not permitted in most sauna and steam rooms. To bare all may not in essence be part of repressed British wellness culture, but in the interests of hygiene and Germanic health rules, we are forced to comply in some of Europe’s smartest spa facilities.

On the slopes, while Austria may not always compete with the giant linked ski areas of France, its traditional villages are backed up by some heavyweight state-subsidised lift systems. Major investment in resorts including St Anton and Saalbach, for example, now mean fewer queuing bottlenecks, better linking and easier travel around these decent-sized ski areas. Improvements this season include new ten-person gondolas in Serfaus-Fiss-Ladis, Gerlos in the  Zillertal, and Schlick 2000 in the Stubaital, as well as two new six-seater chairs in the Jochberg area of Kitzbühel.

It’s difficult now to imagine that back in the 1960s and even 1970s, Tirol and Salzburgerland attracted more British skiers each winter than France. Austria then fell far behind, but the gap between the two is again closing. However, future winter supremacy must surely be down to which country will manage to maintain the most reliable snow cover.

Many resorts have invested in sophisticated snowmaking, and while the low altitude of some villages – 1,000m or less – sounds discouraging for snow security in poor snowfall years, Austrian pastureland requires just a handful of centimetres to become skiable compared to high-altitude rocky crags in France and Switzerland. Resorts with slopes that go above 3,000m, including some on glaciers, also bely Austria’s low-altitude reputation. 

Here’s where to go to enjoy the very best the Austrian slopes have to offer.

Best for beginners

Complete beginners really don’t need the complexity of a large resort, so a novice’s visit to this Tirolean chocolate-box with oodles of atmosphere – it regularly wins prizes as the prettiest village in Austria – should result in a lifetime of piste enthusiasm. 

Resort purists reacted with alarm when Alpbach’s ski area was linked to that of Auffach in the neighbouring Wildschönau valley in 2013, but they needn’t have worried. While the number of pistes and lifts more than doubled, attracting a substantial number of new visitors, Alpbach itself, only a 40-minute drive from Innsbruck airport, has remained remarkably unchanged.

The next generation of adults who perfected their first turns as children in Alpbach now return to explore the respectable 97km of slopes served by 46 lifts in the two valleys that make up Ski Juwel Alpbachtal Wildschönau. The ski area continues to improve –  a children’s area and nursery slope at the bottom station of the Reitherkogel gondola in the Reith sector, reached by ski bus, is one of the more recent additions.

Alpbach has a special relationship with the British that began more than 60 years ago when a Major Billy Patterson came here on leave from his army base in Germany and enjoyed the pistes and the pubs. He told his army friends in the British Army on the Rhine (BAOR) and they told others. Thousands of Britons have since learnt the basics on Alpbach’s slopes, and many return year after year and generation after generation. British regimental ski teams still train here.

The main ski area is a three-minute bus ride, followed by a gondola ride, away from town. But there is also a single nursery slope in the village centre, ideal for practising snowplough turns after lessons. Of the three ski schools in the resort, Alpbach-Inner Alpbach is the original learning establishment, while Alpbach Aktiv and Skischule Alpbachtal also have fine reputations.

Alpbach also offers great value for money – prices are low, even by Austrian standards. Visiting the resort during the dedicated family weeks, when special offers are available to families, makes it even more so.

Where to stay  

Positioned five minutes’ walk from the village centre and nursery slopes is the friendly, family-run Pension Furstenberg. 

From £472 B&B, with Crystal Ski . 

Alternatives

Niederau in the neighbouring Wildschönau valley to Alpbach has similar small-village appeal, along with Kühtai near Innsbruck.

Best for intermediates

Saalbach hinterglemm leogang fieberbrunn.

Located a 90-minute drive from Salzburg airport, the two main villages of this all-encompassing ski area, Saalbach Hinterglemm, are at the centre of a magical ring of 2,000m peaks that form a natural circuit of pistes that can be navigated in either direction to give adventurous intermediates a sense they are actually going somewhere each day.

The ski area, which is one of the biggest in Austria, with 270km of slopes accessed by 70 lifts, also encompasses the smaller villages of Fieberbrunn and Leogang, and they all share one of the most sophisticated lift systems in Austria, with new lifts being added each winter. This season the 29-year-old Limberg chairlift has been replaced by a high speed eight-seater.

In 2019 the old eight-seater Zwölferkogelbahn in Hinterglemm was replaced by a high-speed 10-person gondola that increased uphill capacity from the Hinterglemm end of valley to the 1,984m Zwölferkogel peak from 2,400 to more than 3,500 people per hour.

Saalbach village is larger than Hinterglemm, and has a lively centre with bars, designer boutiques and four-star hotels. Hinterglemm is more peaceful and better for families, while straggling Leogang doesn’t have a centre as such, but offers some ski-in ski-out hotels so is extremely convenient for mountain access.

Where to stay

If you want to be in the centre of the action, then a good option is to stay in Saalbach where most of the après-ski is based. Sportpension Enzian is ski-in/ski-out with an in-house restaurant, bar and sauna. From £988, B&B, including, with Heidi. Find more of the best hotels and chalets in Saalbach here .

Ellmau is a pleasant little village in the heart of the SkiWelt, Austria’s second largest interconnected ski area. Bad Gastein in Salzburgerland gives access to around 200km of mainly intermediate runs.

Best for experts

The ability to handle the slopes like a god, party until dawn, and still be smiling enthusiastically on the first lift the following morning, makes or breaks a stay in what must be regarded as one of the top resorts  in Europe for serious skiers, snowboarders, and committed night owls.

The first time visitor to St Anton will find it surprisingly small for a destination with such a huge reputation. The core of the village is just one main street – pedestrianised during the day – lined with some fine, old hotels and inns, sports shops and cafés.

It is situated at 1,305m and the Valluga cable car, the highest lift, goes up to 2,810m. In between lies an array of runs that vary from the moderately demanding to the just plain wicked – with waist-high moguls to boot. This is not a place for the faint-hearted – a blue slope here might well be classified dark red in a lesser resort – but the kind of person who feels confident on steepish intermediate runs and is game to tackle blacks will have a lot of fun.

Snow cover is usually reliable and the main action takes place on the Valluga side of the village, on and above the slopes of the Gampen and Galzig sectors. The Rendl ski area on the other side of the valley is more benign (and sunnier). Less accomplished members in the a group can always head to the altogether more friendly slopes of Lech and Zürs, also covered by the regional Arlberg lift pass, and linked to St Anton by lift. The main connecting lift is the Flexenbahn 10-seater gondola, which links Zürs with Stuben on the St Anton side in six minutes. In all, the Arlberg pass covers 85 lifts serving 300km of pistes, including the slopes of Warth-Schröcken on the far side of Lech.

A good day out is the Run of Fame piste circuit, which starts from Warth in the north and goes via Lech to St Anton’s Rendl sector, covering 18,000m vertical. However, when exploring the outer reaches of this enormous ski area, be sure to return in time for the evening action. St Anton is as serious about its more muted, but still lively post-Covid nightlife as it is about its on-slope action.

The off piste offered by the ski area as a whole is one of the major attractions, and an excursion to Zürs off the back of the Valluga is a must for any expert. In good snow conditions its hype is worse than its bite, but what really gets the adrenalin flowing is the fact that those carrying skis or a snowboard are only allowed up the final cable car to the 2,810m summit if accompanied by a mountain guide. Piste to Powder offers expert guiding and off-piste tuition in St Anton.

Chalet Valluga is one of Skiworld’s five chalets in the resort. This chalet-apartment is decorated in a modern Tirolean style and sleeps six. From £919 with SkiWorld . Find more of the best hotels and chalets in St Anton here .

Zürs on the Flexenpass above Lech has plenty of challenges both on and off-piste as do Fieberbrunn and Leogang, both part of the same huge ski area as Saalbach and Hinterglemm.

Best for snow reliability

This is one of the highest ski areas of Europe with glacier slopes that remain open 365 days of the year and gradients – remarkably steep for a glacier – that allow for serious downhill race training by national ski teams during the off-season. In winter the ski area reverts to a playground for all abilities, with 60km of runs (and 13km of marked, but unpatrolled off-piste ski routes), six different ski schools and two terrain parks.

A choice of extended and regional lift passes give visitors access to some or all of the other Zillertal resorts. The Hintertux ski area lies at the head of a remote and beautiful valley beyond better-known Mayrhofen , and the winding road up to it passes through the communities of Vorderlanersbach, Tux, Madseit and Juns before reaching the lift station that gives access to the glacier. Hotels are scattered all along the road and these collectively provide the accommodation base, served by the regular ski bus. Consequently, après-ski is largely limited to hotel bars scattered along the valley.

However, Hintertux is a great destination for families, thanks to the Playarena in the village of Vorderlanersbach at the foot of the Eggalm slopes just down the valley. There’s something here for children of all ages, ranging from babies to 16 year olds, with facilities including a soft play area, bouncy castle, indoor high ropes and climbing wall, kids’ cinema and theatre. Entry is free of charge.

Four-star Hotel Hintertuxerhof is a three-minute walk or a short bus ride away from the glacier lifts. It also has a beginner lift outside the door. Facilities include a wellness area with Finnish sauna and steam bath. From £1,465 with Ski Solutions.

Obertauern is Austria’s best shot at a purpose-built resort, with a strong reputation for reliable cover throughout a long season. Sölden in the Otztal has two glaciers and remains open for much of the year.

Best for charm and romance

Watching the annual Hahnenkamm , the toughest of all World Cup downhill ski races, held in mid-January, is breath-taking. At one point, the course plunges away at an angle of 85 degrees.

The funny thing is, the Hahnenkamm isn’t really what Kitzbühel is about. This former medieval mining town, set against the beautiful backdrop of the Wilder Kaiser mountains, is actually one of the softies of the Alpine world. Its slopes are, for the most part, flattering rather than frightening. Even the notorious Streif racecourse, the venue for the Hahnenkamm, becomes a Familienabfahrt – a family run – once the World Cup circus has left town.

The local slopes are divided into three areas – the Kitzbüheler Horn, the much more extensive Hahnenkamm and neighbouring Bichlalm, a little area given over to freeride. Bichlalm is accessed by a chairlift, and there’s a snowcat for continuing the journey beyond the top of the lift. There’s one blue run and a choice of off-piste itineraries back down to the valley.

Apart from its own 205km of runs and 68 lifts in the local area, Kitzbühel links (by a short bus ride) to the 270km of piste and 83 lifts of the SkiWelt area, which includes Westendorf and Söll. The two giant areas are similarly linked from Going across to the Kitzbüheler Alps to Hollersbach in the Hohe Tauern. Kitzbühel and the SkiWelt both have their own separate ski passes, while the KitzSkiWelt Ticket covers the entire area. You are, of course, limited by how much terrain you can cover in a day. Remember to check your watch in the afternoon – taxi rides home from distant corner of the ski area can be expensive. 

The medieval town with its heavily buttressed walls and delicate painted frescoes is one of the most beautiful in all of the Alps. It is also one of those rare resorts that genuinely appeals to non-skiers. Its pretty pedestrianised streets are lined with luxury hotels, upmarket boutiques and cafes.

The four-star Q Hotel Maria Theresia blends modern style with traditional Tirolean, and it has a good spa area. The building is a short walk from the pedestrian centre and four minutes’ walk from the Hahnenkamm gondola. From £1,429 with Inghams . Find more of the best hotels and chalets in Kitzbühel here .

Lech is Austria’s smartest ski destination, but it still retains much of the atmosphere of the farming village that it once was. Seefeld, set on a wooded plateau 25 minutes from Innsbruck, has limited downhill slopes, but cross-country skiing, curling and sleigh rides are popular alternatives for those who want to holiday in comfort in a range of sophisticated four- and five-star hotels.

Best for entertainment

Ischgl is often overlooked by the British – which is surprising, given its history of lively entertainment and high-quality intermediate pistes.

It’s famed for its opening and closing parties featuring some of the world’s most celebrated artists. The concerts started with Elton John in 1994 and have since featured an array of A-list celebrity artists, including Bob Dylan, Tina Turner, Robbie Williams and Kylie Minogue.

The resort is an old farming village that has developed over the years into a sophisticated tourist centre, with a collection of smart hotels and traditional B&Bs. In recent years, the resort has shifted its focus from late nights to luxury, so the immediate post-skiing and the evening scene is much more restrained than it used to be.

The 239km of pistes and 46 lifts in Ischgl – the area is linked to Samnaun in Switzerland – offer runs to suit all standards and the lift system is constantly being updated. Intermediates can have a ball here, and while there is an overall absence of truly steep slopes, the off-piste and ski touring opportunities with a guide are excellent.

The Skyfly, two parallel zip-lines from the Silvretta mid-station to the village, is a 2km-long exciting ride that can be done in ski boots with skis attached behind in a harness.

Hotel Val Sinestra is a cosy and traditional Tirolean three-star B&B with 12 rooms on the side of the piste. You can ski back at the end of the day and the centre of town is within a short walk. From £849 with Iglu Ski . Find more of the best hotels and chalets in Ischgl here .

St Anton and Saalbach . At both, the party begins in huts on the slopes before the lifts close for the day.

Best for families

Obergurgl and neighbouring Hochgurgl have rebranded for marketing purposes as plain Gurgl, although the two villages seem to retain their separate names.

If taking young children to the Alps, the ideal is guaranteed snow cover at village level throughout a long season so that a holiday is possible either pre-Christmas or after the latest of April Easters. At 1,930m, very high for a resort at the eastern end of the Alps, Gurgl can happily oblige.

A short transfer and a low-risk environment is also preferable. This traditional village is set around a fine church, an easy one-hour drive from Innsbruck. There’s no through traffic and the ambience is essentially family-friendly.

The resort attracts a loyal band of regulars, who love its low-key atmosphere and well-run, traditional hotels and  scattering of chalets.

The drawback is an undersized ski area, which can irritate those looking for endless action on groomed pistes. The village of Obergurgl is linked by lift to higher Hochgurgl, but together they still only offer 112km of runs and 26 lifts. The off-piste in Obergurgl is good and the spring touring opportunities are renowned.

One added attraction is the Top Mountain Crosspoint at the Hochgurgl end of the ski area, which comprises a table-service restaurant serving authentic local dishes and a 500 exhibit motorbike museum – rebuilt after a devastating fire. This is also the base station of an efficient 10-person gondola.

Obergurgl Ski School has been teaching the basics to children and adults since 1922. Hochgurgl Ski School has less of a pedigree, but a strong reputation. Most instructors speak reasonable English, but don’t expect to learn cutting-edge technique. There’s no non-ski kindergarten, but many of the hotels offer their own child-care.

Hotel Jenewein is ski-in/ski-out, located opposite the Hohe Mut gondola and Rosskar chair lift. The in-house après-ski bar faces onto the slopes and is a popular gathering place for lunch or after skiing. All bedrooms are decorated in an attractive rustic style. From £1,509, self drive including ferry crossings, with SNO . Find more of the best hotels and chalets in Obergurgl here .

Westendorf in the SkiWelt area has free-to-use nursery slopes and claims to have taught more British children over the years than any other Austrian resort, although St Johann in Tirol might well dispute that. Both have gentle local slopes and are charming bases for families.

Best for terrain parks

This once-traditional village in the Zillertal – the Ziller valley – was one of the original migration points for British skiers in the Seventies, and its allure has never faded. These days Mayrhofen is equally popular with snowboarders.

Both riders and skiers are drawn to one of Austria’s most highly-rated terrain parks, as well as wide, open slopes above the tree line that are heaven for powderhounds after a fresh snowfall. The main ski area is on the Penken mountain, reached by the Penkenbahn from town, a state-of-the-art gondola with 24-seat cabins that has to be taken both up and down the mountain, but makes quick work of any queues.

The Penken terrain park is set at 2,100m, beneath the Sun Jet chairlift. It’s crammed full of kickers, boxes and rails. It has five separate areas: intermediates, advanced, pro, jib area,  and kids park.

Mayrhofen’s local ski area has 150km of pistes and 52 lifts, but that’s just a fraction of what’s on offer in the region. The lift pass, the Zillertaler Superskipass, gives access to seven resorts, a mighty 487m of pistes in the valley, served by 170 lifts.

Après used to be hectic here, although, as in other resorts, it is more muted these days. In past times, the Dutch tended to lead the way at bars on the mountain, long before the lifts closed for the day. The action then switched to the Ice Bar next to the bottom gondola station.

Each April, Mayrhofen hosts Snowbombing , a sort of Glastonbury-on-snow complete with live bands, DJs and ski and snowboard competitions. The week-long festival acts as a major boost to accommodation and lift pass sales.

The Foersterhaus is a comfortable and good-value annexe of the Alpenhotel Kramerwirt, set above the supermarket, 50m from the main hotel. The property is within a short walk of the gondolas and there is a ski bus stop nearby. From £789 with Inghams . Find more of the best hotels and chalets in Mayrhofen here .

Nordkette on the outskirts of Innsbruck , St Anton and Sölden are also good destinations for freestylers.

Best for value

It’s not difficult to find low-cost in Austria, if you are prepared to compromise on either the quality or quantity of the slopes. There are dozens of small villages with loads of charm, but limited terrain and lift systems. Söll is a serious exception. It lies at the heart of the third largest ski area in Austria and has plenty of budget accommodation.

It is the unofficial capital of the SkiWelt, a dozen villages with 270km of largely intermediate pistes and 83 lifts. If that’s not enough, the region is directly linked (with a short bus connection) from Kirchberg to Kitzbühel. This adds another 233km of runs and 57 lifts to the tally.

20 years ago Söll was best-known for its nightlife. But with the highest density of hotel beds in the region, it is now trying to appeal to a much wider clientele, including families. Nevertheless, it is best suited to those who want to attack the slopes with gusto or to party – or both.

The traditional Tirolean village with its onion-domed church is set in the middle of a wide valley. The slopes are a kilometre away and best reached by ski bus.

At the Hotel Gänsleit, Austrian Rosi and her English husband Steve combine the familiarity of home with genuine Austrian hospitality and style, and a friendly and welcoming atmosphere. The hotel has been beautifully decorated and includes a modern spa and wellness suite. From £818 with Crystal Ski .

St Johann-in-Tirol and Kühtai have a good choice of budget accommodation.

Best for weekends

Finding a hotel in the Alps that will take bookings of less than a week is not always easy. Not so in Innsbruck with its huge choice of urban accommodation. This is one of Austria’s most beautiful cities, boasting a medieval old town of narrow cobbled streets and colourful buildings along the banks of the River Inn. The short transfers and regular flights – the airport’s just a 16-minute drive from the city centre - make the Tirolean capital one of the most convenient of all hubs for weekends.

Apart from being the capital of the Tirol, Innsbruck is a ski resort in its own right. It’s possible to be on the slopes within an hour of leaving the airport as the Nordkette ski area is reached by a funicular and a cable car from the city in 20 minutes. The Hungerburg funicular runs from across the river in the centre of Innsbruck to the base station of the Nordkette ski area at Hungerburg (860m) in just eight minutes.

After reaching the Hungerburg station, visitors can take a cable car up to Seegruben (1,905m) and then another cable car to the top of the Nordkette area at Hafelekar (2,256m), where novices can admire the city and Alpine views and experts can tackle Karrinne, a truly challenging off-piste run.

This is one of the Tirol’s steepest ski areas with plenty of spectacularly gnarly off-piste terrain for experts. There are 5km of marked off-piste runs here and 11km of mostly red pistes, but even these are steep by other resorts’ standards. There’s also a good terrain park, Skylinepark, with kickers, rails, rollers and boxes.

Nordkette is part of the Ski Plus City pass that covers 296km of piste in 13 ski areas within reach of Innsbruck, including Axamer Lizum, Kühtai, the Stubai Glacier, Muttereralm and Patscherkofel. These are all easily reached by free ski bus.

The four-star Hotel Weisses Kreuz dates back to 1465 and is located in the pedestrian centre of Innsbruck, close to the famous Golden Roof and the Imperial Palace. Facilities include a loft bar. From €138  per room/per night B&B, excluding travel, booked direct . Find more of the best hotels in Innsbruck here .

Zell-am-See, Fugen, and St Anton are also suitable for short winter getaways.

Unless stated otherwise, package prices are per person, based on two sharing a double or twin room, half-board, for seven nights, including flights and transfers.

Where is your favourite place to ski in Austria? Leave your tips in the comments below.

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