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Swiss Travel Pass

Exploring Switzerland has never been easier! For foreign guests, the all-in-one ticket Swiss Travel Pass is the key to Switzerland’s public transport network.

All Swiss Travel Passes

This single ticket enables visitors to explore Switzerland from end to end by train, bus and boat on 3, 4, 6, 8 or 15 consecutive days. With the Swiss Travel Pass Youth, young people up to their 25th birthday travelling through Switzerland benefit from a 30% discount off the regular Swiss Travel Pass ticket fare.

  • Unlimited travel by train, bus and boat.  View area of validity
  • Unlimited travel on premium panoramic trains (seat reservation fees and/or surcharges apply).
  • Unlimited use of public transport in more than 90 towns and cities.
  • Free admission to more than  500 museums .
  • Mountain excursions included:  Rigi ,  Stanserhorn  and  Stoos
  • Up to 50% discount on many other mountain excursions.
  • Up to 30% discount on SBB RailAway offers. Available at all ticket counters within Switzerland.
  • Children from their 6th up to their 16th birthday accompanied by at least one parent (holding a Swiss Travel System ticket) travel free of charge with the complimentary  Swiss Family Card .
  • Children under 6 years of age who are accompanied by a holder of a valid Swiss Travel System ticket travel free of charge.
  • The Swiss Travel Pass is available as e-ticket.

Information

  • A seat reservation and/or supplement is required to travel on some trains/buses/boats such as Glacier Express, Bernina Express, Gotthard Panorama Express and Palm Express.
  • Swiss Travel System tickets are available to persons with residence outside Switzerland and the Principality of Liechtenstein
  • In Switzerland, fares apply in Swiss Francs as detailed in the chart (in case of cash payment in EUR, USD or GBP: current exchange rates apply)

General provisions and legal information

Price – adult.

Consecutive travel days

Price – Youth

Valid for young travellers up to their 25th birthday (30% discount)

Swiss Family Card

With the Swiss Family Card , children from their 6th up to their 16th birthday travel free of charge.

On request, a Swiss Family Card is provided free of charge, entitling children from their 6th up to their 16th birthday to travel free if accompanied by at least one paying parent.

Bonus Benefits with the Swiss Travel Pass

Regional passes, sales outlet swiss travel system.

Swiss Voyages

Swiss Voyages

Switzerland Destination Management Company

Swiss Travel Pass FLEX

Switzerland by swiss travel pass.

Switzerland, the hub of tourism in Europe has earned its name as it provides to its visitors a vast range of exotic natural beauty with lush green alpine meadows, high alpine peaks, mountain passes, pristine lakes, gushing rivers with glacial waters, beautiful & cozy Swiss Chalets, excellent gourmet services, world class hotels and the unparalleled Swiss Travel System which is considered as the 8th wonder of the world.

Undoubtedly,  the Swiss Travel System being a wonder as it provides quick connections with highly optimized time tables that make every city, town, village and even mountain tops accessible with quite impressive frequency.   Travelling by Swiss Travel System is the most impressive way of exploring the country.  The wide range of products of Swiss Travel System ensures that there is an appropriate ticket to match your specific needs and travel plans. With this system one can choose from a plethora of destinations on its network of over 20’000kms by Train, Tram, Boat and Buses.

Swiss Travel Pass for adult and youth

A highly recommended powerful travel tool for every tourist traveling to Switzerland allowing unlimited access to the entire Swiss rail, bus, tram and boat network for consecutive days. There are passes for 3, 4, 6, 8 and 15 days Anyone who is neither a permanent resident of Switzerland nor the Principality of Liechtenstein is eligible to buy these passes. Children under the age of 16 years travel free of cost with their parents. Youth below the age of 25 years get a special discount of 15%.

Swiss Travel Pass Flex

Advantages:.

  • Unlimited travel on entire Swiss public transport system including Train, Bus, Tram and Boat.
  • Free travel on all of the panoramic routes like Glacier Express, Bernina Express, GoldenPass Line, Gotthard Panorama Express, Chocolate Train, Pre-Alpine Express etc.
  • Free travel on public transport in 75 towns and cities
  • Free admission to more than 500 museums
  • 25-50% discount on most of the mountain railways and cableways
  • Free travel to Chamonix in France, Konstanz (Lake Constance) in Germany, Domodossola in Italy.
  • Children under age 16 travel free of charge when accompanied by at least one parent holding a Swiss Family Card

Information:

  • Panorama routes may be subject to a seat reservation charge
  • Only persons domiciled outside Switzerland and the Principality of Liechtenstein are entitled to purchase this  ticket.

Any questions related to Swiss Travel Pass FLEX?

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The Swiss Travel Pass (Flex, Youth) – Everything You Need

The Swiss Travel Pass is the perfect pass for those who want flexibility on their trip to Switzerland , but do not want to pay the full price on what is one of the most expensive transport systems in Europe.

You can choose if you want 3, 4, 8, or 15 days of travel within a given month. And, which class of travel you wish to use.

With the standard Swiss Travel Pass, you are expected to travel on consecutive days (in a row). If you don’t, you lose those days.

The Swiss Travel Pass Flex allows you to choose which when you want to travel. So, if your trip is not 100% planned or you want to have some flexibility, you can choose when to apply for the pass. You simply use the given day when you book your ticket to travel.

The Swiss Travel Pass (Standard and Flex) also comes with a massive list of other benefits including discounts on mountain trips, free entrance to museums and use of public transport in cities on the days you choose (see more below).

Details, Benefits & Conditions

Benefits of the swiss travel pass & flex.

  • Unlimited travel free on the chosen days – train, bus and boat ** See Map Of Valid Travel Areas
  • Unlimited travel on city public transport (over 90 cities & urban areas) ** See Map Of Valid Travel Areas
  • Free travel on premium trains (such as: Glacier Express, Golden Pass, Bernina Express etc. * Seat reservation required, surcharge applies for that)
  • 50% discount on many mountain cablecars and trains (some free, see next point)
  • Free mountain excursions to: Pilatus, Rigi & Schynige Platte
  • Free access to museums (500 museums)

Traveling With Children

Children can travel free when :

  • Between the ages of 6 and 16 , who are accompanied by at least one parent (holding a valid Swiss Pass) with the complimentary Swiss Family Card (available upon request)
  • Under the age of 6, who are accompanied by a parent with a valid Swiss ticket

Delivery Of Passes

The Swiss Travel Pass can either be ordered online and delivered per post or courier OR printed at home.

Paper passes that need to be delivered are subject to delivery fees.

Seat Reservations

  • In general, seat reservations are not required on regional Swiss trains (although they can be purchased if you wish). Simply enter the train and take any available seat in the class you have purchased.
  • Tip: Travel during peak periods (public holidays, school holidays) seat reservations on major lines may be necessary to avoid standing (ask when traveling)
  • Reservations are required on special trains such as: Bernina Express, the Chocolate Train, the Glacier Express and the Gotthard Panorama Express. Also required for international trains.

* Seat reservations can be made within 90 days of travel (ie. not a year ahead)

Swiss Travel Pass Validity Map

The following is a map of the Swiss travel system in its entirety. You can use the Swiss Travel Pass on the majority of the lines (boat, train, bus).

Click Here To Open Map (Downloadable PDF)

Swiss Travel Pass Prices

The following are the prices for a Swiss Travel Pass for the number of consecutive days you wish to travel in a month, and the class of travel (1st or 2nd) you wish to take. You have the option of traveling for 3, 4, 8, or 15 days in total.

Remember, buying this standard pass means you should be traveling every day. Otherwise, the Swiss Travel Pass Flex below is a better option.

Swiss Travel Pass Adult

Swiss travel pass youth, (under 26 years old), swiss travel pass flex prices.

The following are the prices for a Swiss Travel Pass for the number of days you wish to travel within a given month, and the class of travel (1st or 2nd) you wish to take. Remember, buying this standard pass means you can choose to travel on whichever day you want. That means it will cost a little bit more, but the flexibility is often worth it, especially if you are staying multiple days in one location and not moving around much.

Swiss Travel Pass Flex Adult

Swiss travel pass flex youth.

* Fares for the Swiss Travel Pass are estimated only due to currency fluctuations. Check current prices when purchasing.

Swiss Half Fare Card

Another option is the Swiss Half Fare Card, which is something locals use to get tickets for half price. The challenge for short-term visitors like yourself is that the cost is rarely worth it.

As of the time of writing (early 2022) the Half Fare Card cost 120 CHF (around 120 USD) for one month. 

It provides you with 50% off all train, bus and boat tickets as well as various discounts on most mountain gondolas.

About the Author Roger Timbrook

Roger is a little obsessed with travel. He has been to over 40 countries, broken 3 suitcases and owned over 10 backpacks in 12 months. What he doesn't know about travel, ain't worth knowing!

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Swiss Travel Pass

How to Buy, Activate and Use the Swiss Travel Pass

The Swiss Travel Pass is an all-in-one transport pass that makes it easier and more affordable to travel around Switzerland, where the public transport system is renowned for its efficiency. 

Also sometimes referred to as the Swisspass, Swiss Train Pass or Swiss Pass, the pass is valid for various durations.

It even gives holders access to discounted travel on many mountain railways and cable cars as well as trains, buses and boats. 

Now you have decided to purchase the Swiss Travel Pass, where do you buy it? When and how can you activate it? And how do you actually use the Swiss Travel Pass? 

In this guide we cover everything you need to know before setting off on your travels around the incredible country of Switzerland. 

From how to buy the Swiss Travel Pass and whether or not your type of pass needs activating to how to use your pass on the go, this article covers it all. 

[ This post may contain compensated links. Please see my  disclosure policy  for more information. ]

What's in this Article

Where to buy the Swiss Travel Pass

Let’s get started by taking a look at where you should buy your pass. 

First, you need to decide whether to purchase a regular Swiss Travel Pass (for travel on consecutive days) or a Swiss Travel Pass Flex. The differences are explained in > this article.

Then it’s super simple to purchase a Swiss Travel Pass. I recommend you buy the pass via GetYour Guide , an authorised reseller of Swiss Travel System.

What’s great about using GetYourGuide is that they offer full refunds on many products, including the Swiss Travel Pass, if you cancel up to 24 hours before use. 

Consecutive Day Swiss Travel Pass Prices

Swiss Travel Pass Flex Prices

How to buy your Swiss Travel Pass step-by-step

The GetYourGuide site is also really user-friendly. After clicking the link to purchase your pass ( this link for the consecutive day pass and this link for the Flex pass ), the first step is to choose how many adults, youths (aged 16 to 25) and children (aged 6 to 15) are travelling. 

This can be done directly beneath ‘About this activity’. Kids aged 5 or under don’t need a ticket or a pass, as they travel for free.

Instructions for purchasing a Swiss Travel Pass online

Next, select the start date you want: you can skip through months here by clicking the arrow on the top right.

Then, when you have selected the date you will first use your pass, click on ‘Check availability’. 

Instructions for purchasing a Swiss Travel Pass online

Now you can choose the pass you’d like to buy.

Instructions for purchasing a Swiss Travel Pass online

Add the pass you want to your cart. 

Instructions for purchasing a Swiss Travel Pass online

📍 I recommend double checking at this point that you have selected the right class of travel and duration. 

Then click ‘Checkout’. 

Next it’s just a case of adding your billing details as with any online purchase. 

You’ll also be asked to complete the full names and dates of birth for each traveller. Make sure these match your passports exactly to prevent any problems later on. 

Instructions for purchasing a Swiss Travel Pass online

How you’ll get your Swiss Travel Pass

Once you have made your purchase, when and how is your pass delivered? 

The Swiss Travel Pass (for travel on consecutive days) will be emailed to the address you provided in the booking process, and will come in the form of a PDF attachment which can be downloaded to your mobile device.

Example of a Swiss Travel Pass in PDF format.

I highly recommend printing a paper copy of this as a back-up, though you can simply present the mobile version when using transport in Switzerland. 

While both paper and digital versions of the pass are accepted, your phone could suddenly run out of battery and then you’d have no way of proving you have a pass! 

You should also carry your passport or another form of photo ID each time you travel. 

> Click here to buy your Swiss Travel Pass

How you’ll get your Swiss Travel Pass Flex

If you purchase a Swiss Travel Pass Flex, you will receive a purchase receipt and a voucher by email.

The voucher is NOT valid for travel.

Each day you wish you travel you should activate your pass (see the instructions below). By doing this, you will receive a valid ticket for travel on that date.

Example of Swiss Travel Pass Flex purchase receipt.

> Click here to buy your Swiss Travel Pass Flex.

When and how to activate the Swiss Travel Pass

There is often confusion about whether or not a Swiss Travel Pass has to be activated. The answer varies according to the type of pass you’ve bought so follow the instructions below to learn how to activate your Swiss Travel Pass.

Activating your Swiss Travel Pass (consecutive days)

The regular, consecutive days Swiss Travel Pass does not need to be activated. All you need to do is show it to the ticket inspector when requested.

Activating your Swiss Travel Pass Flex

The Swiss Travel Pass Flex, however, must be activated in advance and before each day that you use the pass. You can do this via Activate Your Pass here .

Screenshot of ActiveMyPass website

Your pass should be activated before your first trip, and you’ll need to enter your reference number as well as your full name and date of birth. 

For every travel date you activate, a valid ticket will be generated. This e-ticket can then be seen at activateyourpass.com . You can show this e-ticket to the ticket inspector on your phone or tablet, or use a printed copy. 

What if your plans change along the way? 

If you have already activated a travel date that you want to change, the Swiss Travel Pass allows you to change these as much as you want to until the start of each validity period.

The validity period commences at 23:59. Once the clock hits midnight, you can no longer change or deactivate this particular ticket. 

For example, if you have activated your Swiss Travel Pass Flex to be used on 17 July and you no longer wish to use your pass that day, you can change the date of travel until 23:59 on 16 July.

Interior of a 1st class Belle Epoque carriage on the GoldenPass Line.

How to use the Swiss Travel Pass

So now let’s cover how to use the Swiss Travel Pass Flex or consecutive-days pass. 

When travelling with a Swiss Travel Pass – either consecutive days or Flex, you simply board the train and sit wherever you wish in the correct carriage for your class of travel. 

The only exception to this is when travelling on the Bernina Express or Glacier Express, which we cover below.

When requested by the ticket inspector, simply present your Swiss Travel Pass.  You may also be asked to present some photo ID, such as your passport to verify that you are the pass holder.

Beautiful view from train window in Switzerland

Using the Swiss Travel Pass on panoramic trains

The Bernina Express and Glacier Express , two of Switzerland’s most famous premium panoramic trains, are the only Swiss trains on which reserving a seat is compulsory.

The actual ticket price of the journey on these trains is covered by the Swiss Travel Pass but seat reservation fees are compulsory and should be purchased online well in advance of your travel date.

Seat reservations for the Bernina Express can be purchased here and Glacier Express seat reservations can be purchased here .

On all other panoramic trains* – Luzern – Interlaken Express, GoldenPass Line and Gotthard Panorama Express – seat reservations are not required. Simply board the train and sit anywhere in the correct carriage for your class of your travel.

*Note that the Gotthard Panorama Express only offers 1st class train travel. If you hold a 2nd class Swiss Travel Pass or Swiss Travel Pass Flex you must pay a class upgrade for this journey.

Additionally there is a compulsory supplement of CHF 16 for each passenger that travels on the Gotthard Panorama Express. > Purchase class upgrades and the compulsory supplement here .

Bernina Express with Morterasch Glacier in the background

Using the Swiss Travel Pass on buses, boats and mountain transport

Don’t forget that Swiss Travel Pass holders can also use boats, buses and some mountain transport services. Even when this isn’t the case, you may qualify for a generous discount as a pass holder. 

When boarding boats and buses, simply show your Swiss Travel Pass when you enter.  For free (where applicable) or discounted travel on cable cars, funiculars and mountain railways, present your pass at the ticket counter.

Selected museums also allow pass holders to enter for free. Just show your Pass at the ticket counter.

A ticket inspector checking tickets on a Lake Lucerne boat cruise.

Travelling beyond the Swiss border with a Swiss Travel Pass

When travelling to an area beyond that covered by the pass – such as into another country – you’ll need to buy a ticket for that sector. This will apply, for example, to journeys into France, Italy, Germany or Austria. 

International tickets are generally not available for purchase on the Swiss Railways website or app so we recommend buying them from the railway of the country concerned.

The Swiss Travel Pass covers travel as far as the major rail border points of Basel and Le Chatelard-Frontiere on the French border, Chiasso on the Italian border, Konstanz on the border with Germany and St. Margrethen on the Austrian border.

Some postal bus services within Liechtenstein and Austria are also covered by the Swiss Travel Pass.

You can view a map of the Area of Validity of the Swiss Travel Pass > here .

The SwissPass app 

Is there a Swiss Travel Pass app? No, there isn’t.  

Many travellers notice a reference to the SwissPass on the SBB Mobile app however this refers to a digital travel account for residents only. 

A SwissPass account is for Swiss citizens only, not tourists, and is a separate product that uses a chip and pin card.

The Swiss Travel Pass doesn’t have to be added to an app. All you need is to be able to show the ticket inspector a paper or digital copy, and photo ID if requested.

The excellent SBB Mobile app ( which we explain here ) can be used for checking timetables but it is not necessary (or possible) to connect your Swiss Travel Pass to the app.

Another app that is useful is the Swiss Travel Guide app which has an integrated map and timetable and points out more than 500 Swiss highlights.

Planning a trip to Switzerland? At Holidays to Switzerland we are passionate about sharing our love of Switzerland and helping you to plan the perfect trip. Read our guide to planning a trip to Switzerland to kick start your travel plans and join our free Switzerland Travel Planning group on Facebook to chat with other past and future travellers. Want monthly news and podcast updates, helpful travel tips and special deals sent straight to your inbox? Subscribe to Holidays to Switzerland and we’ll send you a bonus copy of our 10 Useful Things to Know Before You Visit Switzerland guide. 🇨🇭 Check out our exclusive discount offers and save on your Swiss vacation. 🇨🇭

Buying, activating and using the Swiss Travel Pass summary

The Swiss Travel Pass allows you to use the clean, fast and efficient public transport system in Switzerland. It can be used on trams, buses and boats as well as trains, and can save you a lot of time and money. Exclusive free entry to museums and generous discounts can also apply. 

Buying your pass is easy, and purchasing it through our preferred supplier means you won’t even lose money if your plans change, as long as you cancel 24 hours before the start date. 

Only the Swiss Travel Pass Flex requires activation, which is easy to do via this link . 

Once you have your chosen pass, I recommend taking a paper copy as well as the digital version as back-up. Also carry your passport or other photo ID in case it’s requested. 

Unless you want to travel on the popular scenic Swiss train routes, seat reservations are not normally required. 

Wherever your Swiss Travel Pass takes you, I’m sure you’ll fall in love with beautiful Switzerland and will want to return time and time again!

Interior of a 1st class carriage on the Matterhorn Gotthard Railway

How to Buy, Activate and Use the Swiss Travel Pass – Summary

Now that you have read this guide, you can confidently buy, activate (if necessary) and use your Swiss Travel Pass.

This all-in-one transport pass is the perfect hop on hop off ticket for travelling in Switzerland.

🇨🇭 Ready to buy yours? > Click here to buy the Swiss Travel Pass and > Click here to buy the Swiss Travel Pass Flex .

If you’re still unsure whether the pass is the best value for your trip, we answer the question Is the Swiss Travel Pass worth it? here .

Switzerland Travel Essentials

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Carolyn Schönafinger

Carolyn Schönafinger is a frequent visitor to Switzerland, the country she fell in love with more than 30 years ago. She now visits Switzerland every year in her quest to explore every inch of the country. Carolyn is a certified Switzerland Travel Expert and she has achieved the Swiss Travel System Travel Expert diploma. She loves sharing her Switzerland travel expertise and helping others to plan their dream Swiss vacation on this website and the Holidays to Switzerland Travel Podcast. Read more

View from Birg intermediate station at Schilthorn

Mountain Excursions in Switzerland Discounted with the Swiss Travel Pass

Train travelling through Hasli Valley in Switzerland

How to Get from Zurich to Grindelwald

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Swiss Travel Pass

The Matterhorn Gotthard Railway between Disentis and Andermatt.

The 'loetschberg' steamship is the flagship of the fleet on lake brienz in the bernese oberland., glacier express on the landwasser viaduct near filisur, swiss travel pass flex, buy now a swiss travel pass flex and start to explore the swiss travel system flexible..

swiss travel card flex

Your benefits at this store:

  • Low prices guaranteed
  • Secure booking guaranteed
  • Immediate confirmation

Exclusive to this online shop:

  • Several articles are available as „e-ticket“ and can be printed at home. E-tickets will be sent separately.

Benefit even more now:

  • Don't forget to add the new Swiss Coupon Pass to your order.

This is an official website for the sale of the Swiss Travel Pass as well as other Swiss Rail Passes within the Swiss Travel System.

swiss travel card flex

Full Suitcase Travel Blog

Swiss Travel Pass 2024: What’s Included & What’s Not (& Is It Worth It)

By Author Jurga

Posted on Last updated: March 25, 2024

Swiss Travel Pass 2024: What’s Included & What’s Not (& Is It Worth It)

When planning a trip to Switzerland, you’ll likely see the Swiss Travel Pass mentioned everywhere.

But what exactly is the Swiss Travel Pass, what does it include, where can you buy it (hint – here ;)), and is it worth it?

We get so many questions from our readers about the Swiss Pass (and Swiss Pass Flex), which discounts it offers, and whether it covers some of the most popular destinations in the Swiss Alps. Many first-time visitors find it a bit confusing and I keep answering the same questions all over again…

So to save all of us some time, here is our complete guide to the Swiss Travel Pass. It should answer all your questions, give you a good overview of what exactly is included (and what is not), and help you decide whether it’s worth getting it for your trip.

READ ALSO: Switzerland Itinerary for First Trip

Red train in Swiss mountains in Jungfrau region Switzerland

What is the Swiss Travel Pass

The Swiss Travel Pass is a ticket for international visitors that includes unlimited travel on public transportation in Switzerland for a selected number of days. You can buy this pass for 3, 4, 6, 8, or 15 days of travel.

All the information is available on the official website of the Swiss Railways (SBB), but apparently, it’s still too confusing for many people (thus, this article).

TIP: You can also find the most important information in a nutshell and purchase the pass on GetYourGuide . We recommend this website for all tickets/tours/passes and we personally use it for all our trips, not just in Europe. It’s very simple to use.

Good to know: Traveling by train is the most convenient way to cover bigger distances in Switzerland and explore many of the nicest places in the country (not just cities, but also mountains). Furthermore, public transportation in Switzerland is very efficient and we sometimes joke that you can set your watch by how punctual the trains are. So for the majority of international visitors, it doesn’t even make sense to consider renting a car, and that’s what makes the Swiss Travel Pass so popular.

Below, you can find our explanation of what is and is not included with the Swiss Travel Pass, and how it differs from the Swiss Travel Pass Flex. Read on!

Red tram in Bern old town, Switzerland

Swiss Travel Pass vs. Swiss Travel Pass Flex

To make things a bit more confusing, there are two types of Swiss Pass: the regular one and the Flex Pass , which is 15% more expensive.

What’s the difference? Both these passes include exactly the same tickets and offer the same discounts (that differ depending on your age). The main difference is that the flex pass allows you to freely choose on which days you use it within its month-long validity, whereas the regular pass is valid on consecutive days (depending on which validity you choose, 3, 4, 6, 8, or 15 consecutive days).

So, for example, you are visiting Switzerland for 5 days and you plan on traveling by public transport daily during your entire stay. In that case, you can simply get a regular pass for 5 days.

On the other hand, if you are in Switzerland for a longer time, but will be visiting different regions and spending a few days in each before traveling further, then it’s better to get a flexible pass. That way, you can use it only on those days when you will be taking public transportation a lot. Further below, you can find a bit more information about how to use both these passes.

Important to know! This is where it starts to get confusing to foreigners visiting Switzerland for the first time because they think that they will be using public transport every day, also in the mountains. But there is a big difference between let’s say an inter-city train between Zurich and Geneva or a train that brings you to Gornergrat in Zermatt or Jungfraujoch in Berner Oberland.

!!! The majority of gondolas, funiculars, and mountain trains are not part of the Swiss public transport network (and thus not included with the Swiss Travel Pass). However, to make things yet a bit more confusing, there are a couple of exceptions here too. You can find more info below, but first – how much does it cost.

Lake Lucerne ferry boats are free with Swiss Travel Pass

How to use Swiss Travel Pass & Travel Pass Flex

For all passes , you can either print it on a white A4 paper or show an electronic version of the pass on your smartphone or tablet. You can also add it to your Apple Wallet, for example. Since the pass is issued in your name, you might be asked to show your ID as well.

Using the regular Swiss Travel Pass is pretty straightforward since it’s valid for a set number of consecutive days. You’ll simply have to show a printed or electronic version of the pass.

Using the Flex Pass is a bit more complex since you can choose the specific dates on which you will be using it. To avoid misunderstandings, you will have to activate the dates on which you want to use your pass online on this website . It’s important to activate the dates before your first journey, so e.g. you cannot do it when you are already on a train.

You will get all the information and clear instructions when you get the pass, so don’t worry about it too much in advance. Also, you can still adjust your chosen dates as long as you do it before midnight at the start of the day on which you want to use it.

Matterhorn Gotthard Train in Switzerland

How much does the Swiss Travel Pass cost in 2024?

The price of the Swiss Travel Pass depends on several factors: your age, the number of days, and whether you opt for a regular pass or flex. In addition, you can choose to travel in the 2nd Class or upgrade to 1st Class.

Additional discounts: Children under 6 are free of charge. Children from 6 to 16 travel free when accompanied by a paying parent (you need to order a ticket for them, but it’s free, and you will get the necessary instructions). Youth from 16 to 25 get almost 30% discount.

Here are the prices of the regular pass in Second Class in 2024 for adults:

3 DAYS: 244 CHF. 4 DAYS: 295 CHF. 6 DAYS: 379 CHF. 8 DAYS: 419 CHF. 15 DAYS: 459 CHF.

Good to know: Flex Pass costs 15% more and you’ll have to pay over 55% extra if you opt for First Class tickets.

As you can see, the longer the duration, the cheaper the price that you pay per day. If you just get it for 3 days, it costs you about 81 CHF per day, whereas if you get it for two weeks, it costs you just around 30 CHF per day – a huge difference!

Further below, you can find our observations on whether it’s worth getting the Swiss Travel Pass. But first, let’s take a look at what exactly is included.

Gornergrat scenic railway and the Matterhorn in Zermatt Switzerland

What is included with the Swiss Travel Pass

This is what IS INCLUDED with the Swiss Travel Pass:

  • Unlimited travel on trains, buses, and boats that belong to the public transport network. So all the inter-city trains as well as trams and buses in more than 90 towns and cities are included. Passenger ferries (not cruises) on Lake Lucerne or the lakes near Interlaken are included as well.
  • Unlimited travel on premium panorama trains (however, there might be extra fees for advance seat reservations). These include the famous Bernina Express, Glacier Express, Golden Pass Line, and a few other panoramic train routes.
  • Free entry to over 500 museums in Switzerland . You can find a complete list of all the museums here .
  • Free travel on the following mountain excursions : Mt Rigi, Stanserhorn, and Stoos. All of these are located close to Lucerne and are among our top recommendations for the best day trips from Lucerne .
  • Up to 50% discount on mountain excursions all over Switzerland. So you get a big discount on the majority of the cable cars, mountain trains, funiculars, etc. There are also discounts on certain lake cruises and similar.

Below, you can find a bit more info about what is not included with the Swiss Pass (but where you get a discount).

Stoos funicular in Switzerland

What is not included (but gives you a discount)

Because I get this question almost daily, here is once again an explanation of what IS NOT INCLUDED with the Swiss Travel Pass.

Mountain excursions are not included with the Swiss Travel Pass (with the exception of Mt Rigi, Stanserhorn, and Stoos as mentioned above), but you do get a discount on most of them. Under ‘mountain excursions’ they mean cable cars, gondolas, funiculars, cogwheel trains, trains to the mountain peaks, etc.

Here are a few examples of the most popular mountain excursions that our readers ask about and where the Swiss Pass does not include free travel, but gives you a discount:

  • Grindelwald-First cable car – 50% discount.
  • Mt Pilatus cable car and/or cogwheel train – 50% discount.
  • Mt Titlis gondolas – 50% discount.
  • Schynige Platte railway – 50% discount.
  • Oeschinensee cable car – 50% discount.
  • Gornergrat railway and Matterhorn Glacier Paradise gondolas – 50% discount.
  • Jungfraujoch – about 25% discount. Or about 40% if you only go to Kleine Scheidegg.

There are many other destinations in the Swiss Alps where you get similar discounts with the Swiss Travel Pass.

Also, most lake sightseeing cruises are not included, whereas regular, scheduled passenger ferries are included with the Swiss Travel Pass. So if you are taking a ferry that stops in various places, your pass will be valid, but if you want to take a scenic cruise on e.g. Lake Geneva or Lake Lucerne, you’ll have to pay for it.

Mt Titlis rotating gondola in Switzerland

Is the Swiss Travel Pass worth it?

One of the most frequently asked questions by our readers is whether it’s worth getting the Swiss Travel Pass. My answer is always the same – it depends. Here are a few examples:

If you are traveling around Switzerland for a longer time (6-10 days or more) and plan on visiting many different areas all over the country using public transportation, then the Swiss Travel Pass is definitely worth it. The pass gives even better value if you are traveling with children.

If, however, you are only coming for a few days, renting a car, and/or planning on staying in one region in the mountains (where this pass only gives you a discount and not free travel), then it’s usually not worth it. In that case, look for a regional card of the area that you are visiting.

Most likely, your trip includes a mix of destinations that you only visit for a day as well as others where you stay for several days. In that case, you can look up the prices of all the mountain excursions that you are planning to do, see how big the discount is with the Swiss Travel Pass, add the price of the pass itself, and then compare that versus the prices of individual tickets of all the transportation and places you plan to visit. (Good luck with the math! It’s doable, but you’ll need a lot of time and patience).

In most cases, the Swiss Travel Pass is worth it, especially if you are traveling for at least 6-8 days and are visiting multiple destinations in Switzerland. Plus, it saves you lots of time, research, and math. Another advantage is that you can just take the next suitable train, boat, etc. without having to waste time looking for tickets.

Furthermore, you can always opt for a Swiss Pass Flex that you only use on travel-intensive days. And then get a regional card to use on the other days, when you are staying in one area. The longer you stay in one place (typically, 3-4 days or longer), the better value you get with the regional cards.

A goat at Oeschinensee in Switzerland

Where can you buy the Swiss Travel Pass?

You can buy the Swiss Travel Pass online, at every major railway station in Switzerland (including Zurich or Geneva airports), and also at some tourist offices in the main cities.

We recommend getting it online in advance as it will save you time and stress (you’ll have enough to think about upon arrival as it is).

You can get the Swiss Pass on the official SBB website , but also via various online retailers, such as our GetYourGuide as mentioned before (our personal favorite one-stop shop for all tickets). The price is normally exactly the same everywhere and you get the same discounts for kids, etc.

At the moment of writing, GetYourGuide allows you to cancel for free up to 3 days in advance (and it’s really easy to cancel or amend your tickets). You can buy a regular Swiss Travel Pass here and a Swiss Travel Pass Flex – here .

In any case, it’s best to buy your tickets at least a few days before your trip. When you purchase a pass, you will receive detailed instructions on how to use it (or how to activate the individual travel dates if you opt for the Flexi Pass).

Mountain train near Wengen in Switzerland

So, this is our guide to the Swiss Travel Pass. I hope that it answers all your questions and helps you decide whether it’s worth it for your trip.

TIP: If you are planning your itinerary in Switzerland, check out our Switzerland travel page . It contains an overview of all our travel guides for a wide variety of destinations all over the country. We live in Belgium and Switzerland is just a half-day drive from home. So we visit Switzerland at least a few times a year – in summer as well as in winter. On our blog, you’ll find many detailed guides for all of our favorite places.

READ ALSO: Traveling to Europe: How to Plan a Trip & Useful Tips

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Swiss Travel Pass in Switzerland - what is included and is it worth buying it

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Saturday 30th of March 2024

Hi Jurga My wife and I will be traveling to Swizerland and planning to go thru several places from Zurich to Lucerne - Interlaken -Lauterbrunnen-Murren-Wengen-Gimmewald-Gridelwald and train to Milan.

Is the Swiss Pass a good option getting around for 10 days?

Thursday 4th of April 2024

@Jurga, Jurga, thank you very much for your response.

One more question: I read that the Bernese Oberalnd Pass better to use in my situation. What do you recommend between the two? Thank you.

Hi Robert, yes, if you are staying for 10 days and plan on using public transportation daily, a Swiss Pass definitely a good idea.

Sunday 24th of March 2024

Thanks. Good information. One question: If I buy a flex pass for, say, 6 days, but will be in Switzerland for 9 days and 8 nights, is the pass good for local busses, say in Bern or Zurich, on days I am not traveling between regions, without it counting as a full day of use?

Monday 25th of March 2024

@Jurga, thanks for the helpful answer. We'll buy two 8 day passes. Only 20 Francs more than the 6 day flex pass. Cheers!

Hi Bruce, I'm afraid that any use will count for that day (also museums, buses, etc.). With the flex pass, you will have to activate the dates on which you are using it online (you'll get the instructions when you get the pass) and if someone checks it on the day you didn't activate it for, you may get a fine. It might be simpler/cheaper to buy a local ticket if you need it for just one or two short rides on those days and keep your Swiss Pass for the days when you embark on the much more expensive journeys.

Sunday 3rd of March 2024

Thank you Jurga, for your Travel Pass explained, you saved my sanity! The official sites are good but not usually for a first-time visitor. Like how you explained one should board the N1 trolley and not the bus from Lucerne railway station to get to Kriens. Additionally, your guides to Lucerne and the various day trips from the picturesque city are very insightful. I am now confident with my decision to take the acclaim Swiss public transportation from Geneva to Lucerne in the spring for a girls' trip. Fingers crossed ;)

Monday 4th of March 2024

Glad to help, Jacqi. Have a great time in Switzerland!

John Altshuler

Tuesday 27th of February 2024

Most helpful discussion of the various Swiss passes I've seen so far.

Wednesday 28th of February 2024

Glad to help, John. Have a great time in Switzerland!

Andrea Dulanska

Welcome to Switzerland Travel Centre! You are welcome to contact us by e-mail or by phone on +44 207 420 4900 .

Roter Zug Schweizer Alpen

Swiss Travel Pass Flex

Buy the Swiss Travel Pass Flex for more flexibility in planning your trips on Swiss public transport. It is the ideal solution if you want to be able to select freely and spontaneously the travel days within one month.

Swiss Travel Pass ÖV

What is included?

In addition to the flexibility, you get the same benefits as with the Swiss Travel Pass:

  • Unlimited travel in Switzerland by train, bus, boat during 3, 4, 6, 8 or 15 non-consecutive days. An additional seat reservation is required for the panoramic trains. For more information, see this detailed map with the area of validity.
  • Up to 50% discount on most mountain railroads such as Gornergrat, Pilatus, Jungfraujoch on the selected days. Exceptions: Rigi, Stanserhorn and Stoos are free.
  • Free admission to over 500 museums on the selected days.

The Swiss Travel Pass Flex can only be sold to non-residents of Switzerland or Liechtenstein.

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TripTins

Swiss Travel Pass vs Half Fare Card (Which One is Best for You!)

By: Author Charles

Posted on October 25, 2023

Swiss Travel Pass vs Half Fare Card (Which One is Best for You!)

By far the most asked question when it comes to Switzerland train travel is whether to get a Swiss Travel Pass or Half Fare Card.

And when it comes to answering that question, it will always come down to the cost breakdown & convenience factors based on your particular itinerary.

This overview is here to help you make the best-informed decision possible for your trip to Switzerland.

By the end of reading through, I hope you will better understand the thought process between choosing the Swiss Travel Pass vs Half Fare Card.

*  Affiliate Disclosure : This post may contain affiliate links, which means I may receive a commission if you make a purchase through the links provided, at no additional cost to you. Thanks for supporting the work I put into TripTins!

1) Switzerland Travel

When traveling around Switzerland, the main mode of transport will be the vast train network that runs throughout all corners of the country.

In addition to the train network, there are also busses, boats, mountain railways, cable cars, & more to help travelers get from point A to point B.

Now, for those taking a trip to Switzerland, odds are these modes of transport will be used frequently. And since Switzerland is not a cheap country to visit, you can imagine that all of these various rides will add up in cost.

That is where Switzerland travel passes come into play.

Instead of paying full fare for each and every train, bus, cable car, and boat ride you take, there are ways to drastically cut down on the costs.

While there are a few different travel pass options to consider (all of which I will talk about), the main two passes are the Swiss Travel Pass and the Half Fare Card.

You can learn more about general transport by reading through the Train Travel in Switzerland guide up on the site.

Switzerland Hikes and Trails

2) Swiss Travel Pass vs Half Fare Card Overview

To better help you understand the comparison from a high level, below are the main differences between the Swiss Travel Pass & Half Fare Card:

Swiss Travel Pass

  • The Swiss Travel Pass gives unlimited travel on the public Switzerland train/bus/boat network over a certain period of time for one cost.
  • You can purchase a pass that covers 3, 4, 6, 8, or 15 consecutive days (either Second or First class tickets).
  • While much train, bus, & boat travel is unlimited, not all transport is included . With a Swiss Travel Pass you will get discounted prices on mountain transport (25% – 50% discounts). Some mountain transport is included though (i.e. Mount Rigi).
  • In addition to the transport, there are over 500 museums that are included with the purchase of a Swiss Travel Pass. This can end up saving you hundreds if museums are a large part of your travels.
  • With a Swiss Travel Pass, you do not need to purchase individual train tickets ahead of time . Simply show up to the station, hop on the train, and show the conductor your Swiss Travel Pass and passport.
  • However, when taking mountain transport, you will still need to purchase those tickets beforehand (and receive a discount at the ticket office by showing your pass). Same holds true for some of the scenic panorama train rides, where a seat reservation may be required to purchase ahead of time.
  • The pass can also be purchased as a Swiss Travel Pass Flex . Instead of having consecutive days, you can use it for a certain number of days within a month long time period. This will in turn make it more expensive to purchase, but it may make financial sense based on your itinerary (usually best for those that only plan to travel on a lower proportion of days during their trip).
  • Purchase a Swiss Travel Pass ahead of time to get you all set for Switzerland!

Half Fare Card

  • A Half Fare Card gives you the ability to purchase all your public train, bus & boat transport at 50% off the full fare ticket over a 30 day time period.
  • Similarly, Half Fare Cards also apply to mountain transport , where you will usually get 50% off the full fare rate. There are instances though when the discount may be lower (i.e. 25%).
  • When it comes to museums, there is no discount available . You will simply just need to purchase a ticket to the museum of choice.
  • With the Half Fare Card, you will ALWAYS need to purchase tickets ahead of time (whether they are regular train rides or mountain transport). When buying tickets online or at the ticket office, you will need to choose the “Half Fare” option. Once on the train, the conductor will then check your tickets & half fare card.
  • It is only available to non-residents of Switzerland and Lichtenstein .

Swiss Family Card

One of the top benefits of purchasing either a Swiss Travel Pass or Half Fare Card, is the free Swiss Family Card that is offered along with it.

In essence, if one family member has a Swiss Travel Pass or Half Fare Card, then any children between the ages of 6 to 15 years old can travel for free with them (children under 6 do not require a Family Card and can travel for free either way).

This essentially means that if a family of 2 adults and 2 children under 16 are traveling, only the parents need to purchase train passes, while the 2 kids travel for free. What may have first seemed like a much more expensive trip, just turned into half the cost to travel around.

The card can be acquired at any Switzerland railway station across the country.

Other Passes

There are two options for those that are looking for unlimited one day travel in Switzerland – the Saver Day Pass and 1 Day Travelpass.

1 Day Travelpass (Day Pass)

The 1 Day Travelpass (75 CHF) gives you unlimited travel on trains, boats & busses (and some mountain transport) for just for one single day. This can only be purchased if you already have a Swiss Half Fare Card.

The thought here is if you have one big day of travel with some expensive routes, purchasing this pass will end up being more economical friendly for you than just purchasing tickets with the Half Fare Card.

Saver Day Pass

There is also a Saver Day Pass for those that don’t have a Swiss Travel Pass or Half Fare Card (although it still can be purchased if you have a Half Fare Card). For one price, you will be able to travel on public trains, boats & busses for free.

Prices vary depending on how early you book the pass (starting at 29 CHF) and can be bought ~60 days in advance.

Switzerland Trains

3) What is Included?

Now that you have a good understanding on what these two travel passes are, let’s talk about exactly what is and what is not included with each one.

What Is Included with the Swiss Travel Pass?

  • All public train routes, bus routes, and boat routes in the country are covered by the Swiss Travel Pass.
  • Most mountain transport is 50% off with select routes at a 25% discount (and some mountain transport is completely included – Rigi, Stoos, and Stanserhorn).
  • There are also over 500 museums in the country that are covered with the Swiss Travel Pass.
  • Seat reservations for panorama trains are not included, and must be purchased separately.

What Is Included with the Half Fare Card?

  • All public train routes, bus routes, and boat routes in the country will receive a 50% discount with the Half Fare Card.
  • Most mountain transport is 50% off with select routes at a 25% discount (there are even some routes that offer better discounts than the Swiss Travel Pass).

You can check out the map that shows the various areas of validity and discounted routes ( PDF version linked ).

4) Swiss Travel Pass & Half Fare Card Prices

Due to the fact that these two cards work in very different ways, the prices of course will be reflected accordingly.

Swiss Travel Pass Prices

Below are the prices for the Swiss Travel Pass based on number of days & class:

Swiss Travel Pass Prices 2022

Swiss Travel Pass Flex Prices

Below are the prices for the Swiss Travel Flex Pass based on number of days & class:

Swiss Travel Pass Flex Prices 2022

Half Fare Card Prices

Half Fare Card are simply 120 CHF for the 30 days, so that should make things a bit more simple.

Train to Wengen

5) How to Purchase

When it comes to purchasing a Swiss Travel Pass and Half Fare Card, you can do so ahead of time online or at train ticket booths.

  • Swiss Travel Pass -> purchase the Swiss Travel Pass online
  • Swiss Travel Pass Flex -> purchase the Swiss Travel Pass Flex online
  • Half Fare Card -> purchase the Half Fare Card online

Grindelwald Activities Switzerland

6) Pros & Cons

To summarize the main pros & cons of the Swiss Travel Pass and Half Fare Card:

Swiss Travel Pass Pros

  • For one price, you will have access to all public trains, boats, and busses in Switzerland.
  • There is no need to purchase individual tickets for any of those included rides. Simply show up with your pass and hop on the train.
  • In addition, the pass offers free admission to over 500 museums all throughout the country. This can be very beneficial for those that include museum hopping on an itinerary.

Swiss Travel Pass Cons

  • The pass is only valid for a limited number of days (3, 4, 6, 8, or 15). However, the more expensive Swiss Travel Pass Flex does give you the flexibility to travel a certain number of days over a month’s time.
  • Most mountain transport is not included and you must purchase these tickets separately with a discounted fare (25% – 50%).
  • Seat reservations for panorama train rides are not included and must be purchased separately beforehand.
  • The Swiss Travel Pass is expensive. To figure out if it is worth the purchase, you must do the calculations (and take into consideration the ease of not needing to buy tickets for each ride).

Is Swiss Travel Pass Worth It?

There are several reasons why the Swiss Travel Pass is worth it. Some of these include:

  • If you are planning a lot of travel throughout your trip, especially longer & more expensive routes in the country.
  • Not needing to worry about purchasing individual tickets for the journey (unless its mountain transport). Simply show up and be on your way.
  • The idea that you can always be flexible with your travel plans and change them at a moment’s notice without any financial impact. Since train travel is unlimited, you may have more freedom to go back & forth as you see fit.

Purchase Today : If the Swiss Travel Pass is best for you, don’t forget to purchase the Swiss Travel Pass ahead of time to get you all set for your trip to Switzerland!

Half Fare Card Pros

  • The Half Fare Card is cheaper than the upfront money needed for the Swiss Travel Pass. However, doing the math is always needed to better understand what is the best choice.
  • All public train/bus/boat transport is 50% off. Most mountain transport is 50% with some at 25% (with some routes being even cheaper than the Swiss Travel Pass).
  • The card is valid for up to one month, which does give travelers more flexibility when it comes to traveling.

Half Fare Card Cons

  • With a Half Fare Card, you must purchase tickets for every route you take. This is much less convenient than the Swiss Travel Pass in that regard.
  • There are no museums that are included with the Half Fare Card. If going to a museum in Switzerland, you must pay the full fare.

Is Swiss Half Fare Card Worth It

In general, the Half Fare Card is worth it if you are not traveling as much within your time in the country.

You can still get that large 50% discount on the routes that you do take, and the 120 CHF + 50% discount can certainly be less than purchasing tickets at full cost.

However, if you have more and more travel planned, you may need to consider the Swiss Travel Pass instead.

And remember, with the Half Fare Card, you still need to buy those individual train tickets each time.

Lauterbrunnen Switzerland

7) Example 10 Day Itinerary Calculations

When it comes down to which pass is best for your trip, a financial calculation must be done.

Now, the financials may not be the only deciding factor. You may also consider the convenience factor & flexibility of the Swiss Travel Pass. But of course, the numbers are always important to think about.

Every trip to Switzerland is going to be different. So, without understanding each and every route you want to take, it will be difficult to give an exact answer.

However, I do have several itineraries up on the site. One of which is this 10 Day Switzerland Itinerary . Below is a breakdown of the costs – full fare, Swiss Travel Pass, & Half Fare Card for this itinerary.

There are some assumptions & things to note:

  • Prices reflect second class tickets throughout the trip
  • This would be using the 8 day Swiss Travel Pass, with the first day of use on day #2. Days 1 & 10 would have limited (if any) transport needed anyways.
  • If buying full fare tickets or the Half Fare Card, it is possible to save even more using the 1 Day TravelPass or Saver Day Pass.
  • Assumes overnights in Interlaken during the Jungfrau Region portion of the trip

Swiss Travel Pass or Half Fare Card

As you can see, given the itinerary provided, the Half Fare Card is slightly less expensive compared to the Swiss Travel Pass (~60 CHF).

However, the idea of not needing to purchase individual tickets for most of these journeys + the flexibility to add more transport at no extra cost, makes me still inclined to buy the Swiss Travel Pass in this exact situation.

As I said though – every itinerary is different, and it will all depend on your exact route/s in order to choose the best option for your trip.

Purchase Today : If the Swiss Travel Pass is best for your trip to Switzerland, don’t forget to purchase the Swiss Travel Pass ahead of time!

Lake Lucerne Switzerland

I hope that helps you best decide whether to purchase the Swiss Travel Pass or Half Fare Card.

If you have any questions or comments, feel free to add them in below.

Also, be sure to check out the other Switzerland itineraries and guides up on the site.

Have fun out there and safe travels!

Swiss Travel Pass Half Fare Card

Related posts:

Bachalpsee Lake Eiger Hike Guide

Sharing is caring!

Sunday 3rd of March 2024

I will be in Zurich for one day and will need a round trip ticket to and from Lucerne. Would I purchase the half off pass?

Sunday 26th of November 2023

Hi. Ok soo on the itinerary and prices. The Swiss pass came out more expensive than the half pass? Sorry if I didn't understand

Hi Jenny - yes you saw that correctly. Take a look at some of the comments I made underneath that though - you also need to think about the flexibility of the pass too / not needing to purchase tickets. The itinerary is only one very specific example, which can easily be expanded based on an individual's travel schedule. Hope you have a great trip.

Saturday 15th of July 2023

I plan to buy flex 15 days STP. Do I need to activate STP if I only use it for a mountain travel discount on certain days?

Sunday 16th of July 2023

Hi Stephen - from my understanding if you use the travel pass for just the mountain travel discount, it still counts as one of your days.

Tuesday 6th of June 2023

We are purchasing a Consecutive Day Swiss Travel pass, do we need to purchase cable cars or mountain excursions (ie Matterhorn) at time we buy pass? Can we use pass to purchase those tickets at a later time to get discount?

Hi there - no need to purchase the cable cars ahead of time. I would recommend doing so the day of just in case the weather is not ideal. You simply need to show up at the ticket office and show your travel pass. They will give you the discount when buying tickets. Enjoy!

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Find the best credit card for you

Here are the 3 best chase balance transfer credit cards of 2024, save money with these chase credit cards that offer 0% introductory aprs on balance transfers..

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Credit card interest rates are often higher than other financial products like personal loans or mortgages so it's best to pay off your credit card balance in full every month . However, that isn't always possible so many people may wind up with high-interest credit card debt. In these situations, taking advantage of a 0% balance transfer offer can reduce the interest you pay and help you pay off your credit card debt more quickly.

Chase is known for issuing some top travel credit cards , but it also has several cards that offer an intro 0% APR for balance transfers. Consider these Chase balance transfer credit cards if you're hunting for a balance transfer offer. (See our methodology for information on how we chose the best Chase balance transfer credit cards).

Best Chase balance transfer credit cards

  • Best for long intro APR: Chase Slate Edge℠
  • Best for cash back: Chase Freedom Unlimited®
  • Best for rotating bonus categories: Chase Freedom Flex℠

Best for long intro APR

Chase slate edge℠, welcome offer.

Get an automatic review for a credit limit increase when you pay on time and spend $500 in your first six months.

0% for 18 months from account opening on purchases and balance transfers

Regular APR

20.49% - 29.24% variable

Balance transfer fee

Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater.

Foreign transaction fee

Credit needed.

Excellent/Good

Member FDIC. Terms apply. Information about the Chase Slate Edge℠ has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

  • No annual fee
  • Lower your interest rate by 2% each year: Automatically be considered for an APR reduction when you pay on time, and spend at least $1,000 on your card by your next account anniversary
  • 3% foreign transaction fee
  • No rewards program

Who's this for? The Chase Slate Edge℠ does one thing, and it does it well — reduce the interest you pay. Its longer-than-usual introductory APR offer makes it ideal for those seeking more time to pay off their balance.

Balance transfer offer : New cardholders are eligible for an intro 0% APR on eligible balance transfers and purchases for 18 months from account opening, then a 20.49% to 29.24% variable APR applies. This is one of the longest intro APR offers available and is especially useful since it applies to purchases, too.

An intro balance transfer fee of either $5 or 3% of the amount of each transfer (whichever is higher) applies to transfers completed in the first 60 days of account opening. After that, the balance transfer fee is $5 or 5% of the amount of each transfer (whichever is higher).

[ Jump to more details ]

Best for cash back

Chase freedom unlimited®.

Enjoy 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 3% cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Welcome bonus

INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

0% for the first 15 months from account opening on purchases and balance transfers

3% of each transaction in U.S. dollars

Member FDIC. Terms apply.

Read our Chase Freedom Unlimited® review.

  • Rewards can be transferred to a Chase Ultimate Rewards card
  • Generous welcome bonus
  • 3% fee charged on foreign transactions

Who's this for? The Chase Freedom Unlimited® is geared toward those who want to earn cash back on their everyday spending and still want access to a helpful intro APR offer.

Balance transfer offer : New card members receive an intro 0% APR for purchases and balance transfer for the first 15 months, after that a variable 20.49% to 29.24% APR applies. For the first 60 days of account opening, there's an intro balance transfer fee of 3% of the amount of each transfer ($5 minimum). After that, a standard balance transfer fee of $5 or 5% of the amount of each transfer applies, whichever is greater.

Best for rotating bonus categories

Chase freedom flex℠.

5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%), 5% cash back on travel booked through the Chase Ultimate Rewards®, 3% on drugstore purchases and on dining (including takeout and eligible delivery services), 1% cash back on all other purchases

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

Member FDIC. Terms apply. Information about the Chase Freedom Flex℠ has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

Read our Chase Freedom Flex℠ review.

  • Opportunity to earn up to 5% cash back in select categories upon activation
  • Bonus categories must be activated each quarter

Who's this for? The Chase Freedom Flex℠ is a great card for anyone who enjoys squeezing the most value out of their credit card thanks to its generous rotating quarterly bonus categories.

Balance transfer offer : New cardholders can take advantage of a 0% intro APR for the first 15 months on purchases and balances transfer, then a 20.49% to 29.24% variable APR applies. An intro balance transfer fee of either $5 or 3% of the amount of each transfer applies to transfers completed in the first 60 days. After that, the standard balance transfer fee is 5% of the amount of each transfer or $5, whichever is greater.

More on our top Chase balance transfer credit cards

The Chase Slate Edge℠ is a no annual fee card with several features that can help you pay less interest, but doesn't earn rewards.

Get an automatic review for a higher credit limit when you pay on time and spend $500 in the first six months.

Notable perks

With the Chase Slate Edge , you are automatically considered for a 2% APR reduction if you pay your monthly bill on time and spend at least $1,000 on the card before your next account anniversary (terms apply). While you'll want a plan to pay off your balance transfer before the interest kicks in, this feature can help you lower your APR compared to what you might pay with other credit cards.

This card's insurance benefits include purchase protection, extended warranty protection, roadside dispatch and rental car collision and theft coverage (secondary in the U.S.).

[ Return to card summary ]

The Chase Freedom Unlimited® is one of CNBC Select's top no-annual-fee cash-back credit cards with a unique intro bonus and a handful of useful benefits to complement its cash-back earnings.

  • 6.5% cash back on travel booked through Chase Travel
  • 5% back on Lyft rides (through Mar. 31, 2025)
  • 4.5% cash back on dining
  • 4.5% cash back at drug stores
  • 3% cash back on all other purchases (on up to $20,000 spent in the first year)

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year).

Cardholders can earn 5% cash back on Lyft rides through March 2025 and enroll for three complimentary months of DashPass (activate by Dec. 31, 2024). Purchases are also covered by a range of built-in protections like rental car collision damage insurance (secondary in the U.S.), extended warranty coverage, purchase protection and trip cancellation and interruption insurance.

While this is a cash-back credit card , you can boost the value of the rewards you earn by pairing this card with a Chase card that allows points transfers (such as the Chase Sapphire Preferred® Card ). By transferring the rewards you earn to travel partners like World Hyatt, United MileagePlus and Air Canada Aeroplan, you can potentially book luxury hotels and flights for fewer points.

The Chase Freedom Flex℠ packs a punch with generous rewards in bonus categories that change every quarter and an easy-to-earn welcome bonus.

  • 5% cash back on the first $1,500 spent in categories that change each quarter, then 1% cash back (activation required)
  • 5% cash back on travel booked through Chase Ultimate Rewards®
  • 3% cash back on dining
  • 3% cash back at drug stores
  • 1% cash back on all other purchases

Earn a $200 bonus after spending $500 on purchases in the first three months from account opening. 

Cardholders receive discounts and special perks with partners like Lyft and DoorDash. There are also many valuable built-in protections for a no-annual-fee card, including:

  • Cell phone insurance
  • Rental car insurance (secondary in the U.S.)
  • Extended warranty coverage
  • Purchase protection
  • Trip cancellation and interruption insurance

When you have a Chase card that unlocks the ability to transfer Chase points to hotel and airline partners (like the Chase Sapphire Preferred® Card) , it increases the value of the Freedom Flex. So this isn't only a strong standalone rewards credit card , but it has synergies with other cards.

How to complete a Chase balance transfer

Chase typically charges a balance transfer fee from 3% to 5% with a $5 minimum. Before you complete a balance transfer , be sure the interest you save will outweigh the fee.

There are several ways to do a balance transfer with Chase. One of the best and easiest options is to complete a balance transfer when you apply for a card. When you do this, you'll be able to make the most out of your intro APR because any 0% interest timeframe you qualify for begins when you open the card.

If you want to perform a balance transfer with a Chase card you already have, you'll need to log in to your account and follow these steps:

  • Click "Pay & Transfer"
  • Then click on the "Transfer" dropdown menu
  • Select "Card balance transfers"

You can then select any of your Chase cards from a dropdown menu and see what balance transfer offers are available.

Are Chase balance transfers worth it?

When you make a balance transfer, you'll generally pay a fee of 3% to 5% of the balance. To determine whether a balance transfer is worth it, calculate how much you would save in interest compared to how much you'd pay in transfer fees.

What is one disadvantage of a 0% interest balance transfer card?

Aside from the balance transfer fees, the biggest downside to a balance transfer is you'll have the same amount of credit card debt as before. If you don't have a plan, or the resources, to pay off your debt before the intro APR expires, you'll be stuck paying interest once again.

Do balance transfers hurt your credit?

A balance transfer doesn't directly hurt your credit score and could help improve your credit if you're able to pay down your debt. However, you'll want to keep in mind that your credit score will temporarily dip when you apply for new credit (including a balance transfer card).

Bottom line

The top balance transfer cards Chase issues offer intro APR periods of 15 to 18 months, and these intro APR offers also apply to purchases, making them even more useful. If you're interested in paying less interest , these are some of the best offers available. When you're in credit card debt, your primary focus should be repayment, not earning rewards, but the fact that some of the cards on this list earn rewards is a nice bonus.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card   article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card   products .  While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See  our methodology  for more information on how we choose the best Chase balance transfer credit cards.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

Our methodology

To determine which Chase cards are best for balance transfers, CNBC Select analyzed the Chase credit cards with intro APR balance transfer offers. We compared each card on a range of features, including the annual fee, rewards, welcome bonus and balance transfer fee. We also considered additional perks, consumer protections, the application process when available and how easy it is to redeem rewards. However, when you're in credit card debt, your priority should be repayment, so we focused more on the cards that provide consumers with the cheapest ways to pay off their debt rather than the number of rewards they could potentially earn.

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date.

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swiss travel card flex

Better Together: How to combine Chase Freedom Flex℠ and Chase Sapphire Preferred® Card for maximum travel rewards

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.

If credit cards were food, the Chase Freedom Flex℠ and Chase Sapphire Preferred ® Card cards would definitely be peanut butter and jelly, respectively.

That’s because both cards start out perfectly solid on their own. Even if you never knew how to combine their powers, you’d be very happy using both on a daily basis. But once you discover how to make a PB & J sandwich, there’s no going back. You’ve discovered a treat that’s sweet, protein-rich and gives you an excellent excuse to eat Wonder Bread. 

It’s the same thing with the Sapphire and the Freedom Flex–combine them, and you’re in for a tasty treat that you wish you’d discovered sooner.

But what exactly is the “PB & J” of Chase rewards? Well, get your favorite white bread ready and let’s find out.

First, a little explanation of benefits…

Before I share the “recipe” to Chase’s PB & J, here’s a quick overview of both cards to provide some context.

Chase Freedom Flex - 5X rotating rewards

Here are the key highlights of Chase's peanut butter, the Freedom Flex card. 

  • 5% cash back on activated bonus category purchases each quarter (up to $1,500 in purchases, then 1%) , with the categories for Q2 2024 including Amazon.com, hotels and restaurants. 
  • 0% intro balance transfer APR for 15 months (intro balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days) on both purchases and balance transfers. 
  • $200 cash bonus after spending $500 on purchases within your first three months . 
  • $0 annual fee

For more detail, check out our full review of the Chase Freedom Flex .

Chase Sapphire Preferred - a grab bag of travel perks 

In a similar vein, here’s a quick breakdown of Chase’s homemade grape jam, the ever-popular Sapphire Preferred card: 

  • 2x points on travel purchases , plus 3x points on dining, 3x points on select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs), 5x points on travel purchased through Chase Travel℠ and 1x points on other purchases. 
  • 25% travel redemption bonus when you redeem your Chase Ultimate Rewards points through Chase Travel (e.g. redeem 10,000 points, get $125 in value). 
  • 60,000-point welcome bonus after spending $4,000 within three months. 
  • $50 annual statement credit good towards a hotel booked through Chase Travel. 
  • $95 annual fee

To learn more, check out our full review of the Chase Sapphire Preferred . 

Circling back to our “recipe,” notice how Chase is quick to point out that your 60,000-point welcome bonus is worth $750 in travel redemption–all thanks to that handy 25% redemption bonus. And if you think about it, that means the points you earn with the card are worth 1.25X towards travel, too. 

So in reality, as long as you’re redeeming points through Chase Travel, your rewards chart really looks like this: 

  • 5X > 6.25X on travel booked through Chase Travel
  • 3X > 3.75X on dining/online groceries/streaming
  • 2X > 2.5X on general travel
  • 1X > 1.25X on everything else

Those are some mighty impressive earnings rates, lending even more value to the CSP as a travel companion. 

But here’s the crazy thing: that 25% bonus multiplier applies to every Chase Ultimate Rewards point you earn, regardless of which card you earn it with . 

Here’s how it all works. 

Here’s how your Chase Sapphire Preferred account lets you earn 6.25X with your Freedom Flex card

In our Chase Ultimate Rewards guide we outline all of the dozen-ish ways you can redeem your hard-earned Chase points. From trips to back massages to cash back, there’s hardly a bad option. 

But perhaps the most underrated option is the Combine points feature. 

Combine points allows you to move Chase Ultimate Rewards points from one Chase card to another–meaning you can earn points with one card–and spend them with another. Another that has, say a 25% points multiplier on points redeemed for travel…

As you can see, the option only applies to Chase rewards cards that generate Chase Ultimate Rewards points. So the Prime Visa and the IHG One Rewards Premier Credit Card cards, for example, won’t appear here–but your Freedom and Sapphire cards will. 

Unlike a bank transfer, combining Chase Ultimate Rewards points is free and instantaneous. Plus, you can always move the points back if you wish (although I’ve never found a reason to move points from a Sapphire card back to a Freedom card).

Then, as soon as you’ve combined all of your Chase Ultimate Rewards points into your Sapphire account, you can go spend them at Chase Travel where you’ll get an extra 25% in value: 

This trick also works with the Chase Sapphire Reserve card where you’ll get 50% extra value (provided you’re cool with the card’s $550 annual fee). 

Now, while I heartily recommend this trick to most travelers I meet–especially if they already have both cards–you should know that it still comes with three big caveats. 

PB & Js aren’t perfect, and neither is this trick

Though delicious, peanut butter and jelly sandwiches aren’t perfect. They’re high in fat, sugar and carbohydrates, and unlike the Chase Sapphire Preferred card, they don’t travel especially well. 

In a similar vein, here are the caveats to the “PB & J of Chase cards”: 

  • The Chase Sapphire Preferred card charges a $95 annual fee and requires a 670+ FICO score to apply. 
  • With the Chase Freedom Flex, you can only earn 5% cash back on activated bonus category purchases each quarter (up to $1,500 in purchases, then 1%) (generating 7,500 Chase Ultimate Rewards points worth $93.75). 
  • Hotel rooms booked using points typically don't generate any additional rewards or allow you to utilize your status benefits. 

But if you’re OK with these caveats, I hope you enjoy this simple recipe for tastier travel rewards. 

And for more tips to help you get off the ground–quite literally–check out our Beginner’s guide to travel rewards .

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.

This story was originally featured on Fortune.com

Better Together: How to combine Chase Freedom Flex℠ and Chase Sapphire Preferred® Card for maximum travel rewards

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    2x points on travel purchases, plus 3x points on dining, 3x points on select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs), 5x points on travel ...