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Big Cat Travel Insurance   Reviews

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Reviews 4.7.

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Straightforward comprehensive process.

Advice was easy to follow. Activity packs made choosing suitable cover straightforward and our online chat answered our questions quickly with email follow-up. The medical screening process was also straightforward.

Date of experience : 23 April 2024

Glad I managed to get insured whilst…

Glad I managed to get insured whilst abroad Forget to get insurance before I left but was four times the amount I would have paid if I’d have done it before I left the U.K. Lesson learnt

Date of experience : 16 April 2024

Just what I needed

I found the website and application process clear and easy to navigate. I was able to buy the insurance I needed with no problems.

Easiest Insurance purchase!

Easy site to navigate, simple and straightforward categories, phone call I made went straight to a very helpful member of staff and booking the policy was equally easy and speedy!

Date of experience : 19 April 2024

Highly recommend

I have used Big Cat for more than 5 years. The quotes are always very easy to obtain, the policy information is clear and they always offer a good, competitive price.

Date of experience : 14 April 2024

competitive and easy to personalise

easy to navigate easy to personalise cover competitive price easy to add medical conditions (can have cover with or without adding these)

Date of experience : 17 April 2024

Highly recommend!

Would highly recommend! Straightforward and easy to take out insurance with and an easy refund process for the rest of the time left on my policy that I no longer needed. Would definitely use again!

Date of experience : 27 October 2023

Great insurance

A really good travel insurance company. Used for a 4 month trip in Asia. I had heard of other insurance companies making claims very difficult or impossible, requiring so much information and making the process take a long time going back and forth, or refusing to pay based on tiny details. I (unfortunately) had to claim twice, once for dental treatment. I claimed after the treatment was obtained both times, and provided receipts and invoices etc on the online portal, and they never asked me for further information and paid out for both within a week. So glad I went with a good company as when you are ill abroad the last thing you need is troubles with insurance. Highly recommend.

Date of experience : 10 February 2024

Great customer service

Great customer service. I took out a new policy but was advised it was cheaper to extend my existing, saved me over £130. I have never claimed, so cannot comment on that, which is the most important part of insurance.

Date of experience : 20 March 2024

Raincoat in the desert

It looks great, fabulous, comprehensive cover, at a reasonable price. The website is kinda glitchy, providing different results, at different times, for the same input. Calling and buying is the safest bet. Illogically, replacing the activity pack with the extreme activity pack made my policy significantly cheaper. I'm very happy to have found Big Cat as no one else offers so much flexibility. Travel insurance is like taking a raincoat to the Sahara. You'll only know if it's waterproof when it rains. You can't really review a product you have not tried to use. I hope I never need to use it, but if I do I hope even more that they deliver what is promised without it being too painful.

Date of experience : 07 March 2024

Super easy website to follow

Super easy website to follow. Even when I phoned to check about offshore non-coastal sailing they were very helpful. Documents arrived in minutes with full cover info.

Date of experience : 19 March 2024

Very easy experience

Very easy experience, even dealing with a third party to cover pre-existing conditions. States clearly on the website that the planned activity (Ha Giang loop as a pillion passenger) is covered.

Date of experience : 15 March 2024

I highly recommend them

They are part of Allianz, and by far the best insurers I've ever come across for far. I had a medical emergency abroad and I cannot fault them at all. Always called back when promised and also called me out of courtesy to ensure my wellness and safety on a few other occasions following the unfortunate even. I highly recommend them.

Date of experience : 27 January 2024

Great customer service and reasonably priced.

I wanted to speak to someone in person about travel insurance to ensure I would definitely be covered for volunteering abroad. Chris was really helpful, confirming by email that I’d be covered for my chosen activities. He also prepared the quote for me to ensure I had the correct package in place and emailed it to me for finalising. Very reasonably priced too.

Date of experience : 22 January 2024

It was great to be able to take out…

It was great to be able to take out travel insurance whilst being on holiday

Date of experience : 29 March 2024

Big Cat was the best company for…

Big Cat was the best company for insurance which satisfied my needs. Because of my age, all the other companies gave ridiculous quotes of £300+. My Big Cat policy covers my needs at a sensible price. I would recommend Big Cat if you are under 18 and need travel insurance. Taking out the policy online was a breeze!

Date of experience : 18 January 2024

I had to make a claim - not a great experience

I took out travel insurance with big cat at the end of 2023 for a 3-month backpacking trip. After falling very ill on a remote island in Cambodia on boxing day (26/12) I required an emergency ferry off the island and admission into hospital. In Big Cats T&Cs it states you need to inform big cat of any medical spend over £500 - now due to the way this is, in my opinion, unclearly written I thought this meant I had to get permission from big cat first before being able to spend that money. I now realise you didn't have to let them know beforehand but instead just let them know at some point, but when insurance companies can be very sly i guess I just wanted to make sure I did things correctly to avoid giving them any reason not to pay out. The first issue is that although they have a 24/7 emergency service, they don't provide a non-UK contact number. Therefore I had no way of calling them and speaking to anyone. I then tried to get my mum in the UK to call them, to then call my Cambodian number, however they said they weren't able to get through however my mum could get through to my number fine, which made me think they weren't trying at all. They then said to my mum I can contact them via email, which I did, however I didn't receive a prompt response at all. So after trying for over 2 hours, in the end we gave up and decided that it was an emergency, we tried, and I had no option but to get on the ferry. So clearly, when already stressed and feeling very unwell, this did not help support the situation which I hoped going for a decent insurance company would. I then arrived to hospital and underwent treatment for over 3 days. They could then call me a few times but via an unknown number so if i needed to call them I couldn't. I asked a few times if they had a whatsapp number or something so that I could be able to call them via wifi but they said this isn't possible. We communicated mostly via email but they would always take around 24 hours to reply to me. When it came to paying the hospital bill, i emailed them the day before i was discharged saying I was likely to be discharged the day after so they need to get in touch to pay the bill. They didn't get back to me so the day after me and my partner had to pay the hospital bill ourselves meaning we were now the equivalent of £1900 down. Obviously we were really lucky we had that extra cash to be able to pay for it, otherwise we may of had to cut our trip short and come home. We then finally got our money back at the end of March so it took nearly 3-months to get this money back. Which obviously I am really glad we have got all of the money back but disappointed it took so long, considering how much money it was. However with all of that in mind, when I did get home they would answer the phone promptly, always be very helpful, and we still got our claim accepted at the end of the day so I will still give them 3 stars. But there are just things I think they could do to make it smoother and better, hence giving them 2 less stars and making other people aware. Such as: having a non-uk call number for the medical emergency line, making the t&cs for medical emergencies more clear, not take as long to pay out, reply more promptly via email with the medical support service teams.

Date of experience : 31 December 2023

Really helpful on the Phone

Was recommended by a friend but had a few questions about which policy to go for. Phoned late Friday afternoon and had a really helpful phone discussion. They gave me lots of information to make a proper decision on which policy type to purchase. All documentation was sent promptly and feel confident that I have the right policy. Would highly recommend.

Date of experience : 05 January 2024

Happy to amend this but at the moment…

21.12.2023 - thank you for acknowledging my enquiries. 20.12.2023 Happy to amend this but at the moment I'm not particularly happy - my daughter had to cut short her trip due to unforseen circumstances so am wanting a refund for the remainder of the policy - have emailed through their online form twice and spoken to someone too who said it would be escalated but hasn't been.

Date of experience : 15 December 2023

Reply from Big Cat Travel Insurance

Hi, Many thanks for your recent feedback. We have received an email requesting the cancellation and refund of this policy 4 days ago. As this policy has already started and is outside of the 14-day cooling off period, we will need to refer this to our underwriters to see what can be done in this instance - which we have done. As soon as we have received a response we will be in contact directly with your options moving forward. Big Cat Travel Insurance

Third time I’ve used them for a…

Third time I’ve used them for a European motorcycle trip, really easy.

Date of experience : 12 April 2024

Big Cat Travel Insurance Review

Everything you need to know before you buy travel insurance from Big Cat!

The experts say:

What big cat customers are saying right now:.

• 🤩 Quickly resolved claims
• 😌 Straightforward process
• 😊 Helpful staff
• 🤗 Offered insurance for preexisting conditions
• ✅ Provided the perfect policy at a great price
• 😰Misleading information regarding partial refund
• 🤯Ignored customer emails
• 🤬Took a year to deal with claim and added immense stress

Big Cat customer reviews summary

Big Cat travel insurance has been a hit with customers for its competitive rates and reliable customer service. From offering cover for an annual trek to covering one-way trips, Big Cat has delivered on its promise of providing peace of mind to all its customers. While some have raised concerns about slow response times and miscommunication on claims, the majority of customers have praised the company's personal approach and affordability. All in all, Big Cat travel insurance is a great option for those looking to stay covered while they explore the world. Score: 8/10.

Frequently Asked Questions about Big Cat Travel Insurance

Can you come back home during a trip if you have big cat travel insurance.

Yes, if you buy single trip travel insurance from Big Cat, as long as the duration of your policy is longer than 4 months, you can head home to visit friends or family as many times as you like 👌.

Who underwrites Big Cat Travel Insurance?

Big Cat's policies are underwritten by different parts of Allianz Group, one of the world's largest insurance companies, with its HQ in Munich, Germany. Specifically, AWP P&C SA does the underwriting, while policy administration in the UK is handled by Allianz Global Assistance, itself a trading name of AWP Assistance UK Ltd 🏦.

Deep-dive into Big Cat Premier policy features

Big Cat's Premier policy is designed with the intrepid traveller in mind. Let's take a closer look at the key features that make this policy a roaring success:

Medical Excess : With a modest £50 medical excess, Big Cat ensures that you won't be left to bear the financial burden in case of any medical emergencies during your trip. Your well-being is their top priority.

Personal Possessions and Baggage : Imagine the heartache of losing your luggage or having your personal possessions damaged or stolen. Big Cat has you covered with a cover limit of £2,000, providing you with the peace of mind to enjoy your journey worry-free.

Emergency Medical Cover and Repatriation : Accidents and injuries can happen anywhere, even when you're far from home. Big Cat's Premier policy offers an impressive cover limit of £10,000,000 for emergency medical treatments and repatriation needs. Your safety is paramount to them.

Mental Health Cover : Big Cat understands that mental health is just as crucial as physical health. That's why their Premier policy includes coverage for new mental health problems that arise during your trip.

Optional Add-Ons: Cruise and Winter Sports

With their Premier policy, Big Cat offers a comprehensive coverage package that will leave you purring with peace of mind. But that's not all - they also have optional add-ons for cruises and winter sports, ensuring that no matter where your travels take you, Big Cat has got you covered.

Cruising with Confidence

For those setting sail on a cruise, Big Cat's Missed Port Departure cover limit of £300 ensures that you can catch up with your cruise if you miss the initial departure. Additionally, they provide coverage for Cabin Confinement (£500), Timetable/Itinerary Changes (£750), and Unused Excursions (£500). Bon voyage, adventurers!

Winter Sports Protection

If your upcoming trip involves hitting the slopes, Big Cat offers a selection of winter sports add-on covers that will keep you protected in the snow. Their ski equipment coverage includes both owned (£600) and hired equipment (£300), with a single item limit of £300. They even cover piste and avalanche closures, helping you overcome any financial bumps on your skiing journey.

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Reviewed: 100+ UK travel insurance providers

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Check out reviews of TrueTraveller on Trustpilot and Feefo .

BigCat is generally well reviewed with particular comments on their friendly customer support. There are some negative reviews mostly relating covid-related claims. Claims Settlement Agencies Limited is generally poorly reviewed, although they handle claims across a number of insurers so this may not necessarily be indicative.

TrueTraveller covers more than 144 activites, with a number of different add-on packs. levels.

Mountaineering

Paragliding, flexibility.

Bigcat offers the ability to purchase cover when you are already travelling along with both single and multi-trip coverage. Add-ons include Baggage & Personal Effects, Gadgets & Valuables and both Excess Waiver and Car Hire Excess Waiver.

Big Cat Travel Insurance   Reviews

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Reviews 4.7.

Most relevant

Poor service and not suitable for long term travel

Paid out for broken sunglasses however I paid for an excess waiver and they still deducted an excess. Very slow response from the claims department. Also not suitable for backpacking despite being advertised for backpackers. Would only cover cancellations and delays for hotels or flights booked prior to leaving the UK however the majority of my trip was booked after I left (since I was away for 1 year).

Date of experience : October 26, 2023

Reply from Big Cat Travel Insurance

Hi there, Many thanks for your recent feedback. Would you be able to contact us at [email protected] with your claims number so that we can rectify this for you? In regards to your comments below about backpacking, all travel insurance policies under a single trip / backpacker / one way trip type will only provide cancellation cover once, prior to your initial departure from the UK on your first outbound trip. After all, you can only 'cancel' your entire trip before you leave, once. If you would like to have cancellation cover on each and every trip that you take from your home country, you would need to purchase an 'Annual multi trip' policy, but this would cap you at 30 or 70 days outside of the UK at one time and tends to not be so suitable for someone who plans on spending a whole year outside of the UK. Travel Delay cover is applicable to each and every trip that you take during your policy term, this does not only apply once. If you have any questions about the cover provided under our policy before or after purchase, just give us a call or send us an email and we can clear those up for you. Big Cat Travel Insurance.

Expired travel policy

My insurance policy has expired whilst travelling. I am 69 years old. Have been looking at other companies but so far this one looks straight forward than others and after reading the reviews I'm going to go for it. Hope I've made the right choice.

Date of experience : January 01, 2024

Awful service when you actually need to claim. Still waiting for claim to be settled TEN WEEKS LATER.

Terrible experience if you actually need help while abroad or you submit a claim. Slow in helping when an accident happened in France and now slow in dealing with my claim. Submitted TEN WEEKS AGO and still having to chase them up for any progress on my claim, of which there is none. Formal complaint submitted and still nothing. Extremely frustrating situation that has caused more stress than the accident itself!

Date of experience : March 31, 2023

Hi there, Many thanks for your recent review. We would like to point out that this review is not about the service provided by Big Cat Travel Insurance. We have since reached out to this client and offered our assistance on the matter, there was a slight delay in the processing of this claim due to our Underwriters needing to confirm coverage. This has since been provided and this claim is due to be authorised today. Big Cat Travel Insurance.

Most travel agencies try to wriggle out…

Most travel agencies try to wriggle out of their obligations. I was happily surprised to learn that the insurance policy I bought was actually BETTER than I thought, covering me for my ENTIRE single trip, that went well over 3 months, rather than expiring after the 3 month period I thought I was covered for. I couldn't have been happier to not have to extend or buy a new policy after my 3 months - will definitely be going with them again as they were also very reasonable. Answered query quickly when I was overseas as well. Couldn't be happier.

Date of experience : April 18, 2023

Very clear on the website which policy…

Very clear on the website which policy was needed which was important as I was on an activity trip, and I received confirmation very quickly.

Date of experience : March 05, 2024

New 1-year policy

I was setting up a new 1-year policy to come into effect at the end of an existing Big Cat 2-year policy. Because it was a bit non-standard I telephoned to check exactly what was needed. There was no waiting in queues (~20 seconds to get through) and then very helpful and knowledgeable customer services staff and medical screening staff meant I could check everything very easily. After that it was straightforward to complete the on-line order. A fair price for a fair product with good service.

Date of experience : October 20, 2023

Long stay visa request

Long stay visa request. Responded to emails with the information I asked for.

Date of experience : April 01, 2024

Great travel insurance

Reminder sent when policy is up for renewal. Queries answered in a timely fashion. Getting a quote is a simple straightforward process.

Date of experience : February 11, 2024

Wanted to extend my holiday

Wanted to extend my holiday but was unsure S I had a hip replacement before I left. With Big Cat I was able to extend my insurance fill in a health declaration and pay. The whole process was quick and easy.

Date of experience : January 18, 2024

5 star service

Super helpful when needing to raise a claim. Even when the portal didn’t approve it because of confusion, the team in the office sorted it within a couple of days for me. Awesome company and lovely staff - def recommend

Date of experience : July 15, 2023

Peace of mind

My travel insurance ran out while I was already abroad and the company I was with were making it impossible for me to extend my policy. I tried a couple of other companies but they wouldn't Insure me because I am over 65. Big Cat Travel came to my rescue so I am happy to recommend them.

Date of experience : December 08, 2023

Useless when we needed them

Useless when we needed them. Avoid Edit: unsure why they are saying they cannot see any correspondence. We spoke over the phone before I posted the review, they were supposed to call me back, but never did.

Date of experience : October 08, 2023

Hi there, Many thanks for your recent feedback. We are very sorry to hear that you felt we were not here when you needed us! We have no open claims under your policy number and cannot see any previous correspondence from you either via phone or email. Feel free to contact our office on 0333 003 3161 so that we can assist you with any ongoing issues. Big Cat Travel Insurance

3 weeks from claim to payout

I think the portal needs a better updating system as once I submitted my claim, I was left unsure of its progress until I chased. Only then was my portal updated. However, all in all, the process was without complication. It took 3 weeks from claim to payout which I was very happy with!!

Date of experience : September 03, 2023

Theo at your call centre was super…

Theo at your call centre was super helpful and provided all the reassurance a mother needs for Worldwide travel & medical insurance, for son already travelling. Thank you Theo..

Date of experience : January 24, 2024

BEWARE THIS COMPANY USES CSA as a…

BEWARE THIS COMPANY USES CSA as a underwriter . Search CSA reviews on Trust pilot and book else where. CSA is a scam and should be shut down, I provided all necessary documents for my claim and After approving my claim almost 2 months ago ( Which i was told would be paid in 5 days ) they have now popped up to request additional information. when this was provided they are requesting additional information which is now unattainable due to the length of time passed It takes minimum 1 Hour at a time to get through on the phone which is ridiculous and almost a week at a time for them to respond to emails I have called BIG Cat insurance multiple times for help on this matter they take no responsibility after taking my money Typical insurance - Fast to take your money , no where to be seen in the event of a claim Will be reporting to the financial ombudsman

Date of experience : October 23, 2023

Hi there, Thank you very much for your recent feedback. Having established the details of the claim with our claims team, this claim has been declined as it did not fall within the terms and conditions of the policy wording. The Insurer will always reserve the right to request additional documentation in order to preserve the integrity of the claims procedure and to show without reasonable doubt that the claim submitted is valid under the terms of the policy. We would also like to point out that CSAL is not the underwriter of the Big Cat Travel Insurance scheme, Allianz underwrites our policy and they have appointed CSAL as the 3rd party administrator of claims. Big Cat Travel Insurance

Big Cat advises really now the needs of…

Big Cat advises really now the needs of the adventurer traveller. Especially good for Long distance thru hikers.

Date of experience : February 13, 2024

Using Big Cat again after positive experience

I used Big Cat for my son’s trip to USA working as a ski instructor. He did have a few different claims all relating to a single ski accident - these were all paid in full with no problems. They offered the most comprehensive coverage for a long trip of this type when I was deciding. Therefore I have no hesitation in using them again for his next long trip + indeed recommending them to others as it does feel a bit of a lottery when deciding between different insurers!

Date of experience : February 01, 2023

Had to extend trip

Had to extend trip, it was good to find a company that could extend the insurance. You’d think in this day and age all travel insurance could be extended as circumstances can change which aren’t necessarily covered by your insurance. Quite quick easy to do online. Will use again if I need to.

Date of experience : August 21, 2023

Big Cat to the rescue!😺🙏

Big Cat to the rescue!😺🙏 Only a handful of companies offer insurance cover if you have forgotten and already begun your journey and some companies REALLY take advantage of this scenario by then offering very limited cover for extortionate prices BUT NOT BIG CAT!🥳 Big Cats entire website layout is VERY clear, VERY simple and straightforward and at a great low price for “like for like” cover, simply superb! The layout presentation struck me as odd at first (like a teenager had designed it) HOWEVER I get it now! Big Cat is simply trying to keep things clear and concise and dare I say it light and fun? (If…Insurance and fun can go together!!!) Outstanding and unique product identity.

Date of experience : March 30, 2023

Best Travel Insurance for Winter Sports

I have used BCTI three times now and twice I have made a claim. They were fast, responsive and I got money back once and on the second claim they took care of everything without me having to worry. For all my winter sports travel I use them because it may cost a little more but you KNOW you are covered for everything that can happen on the mountain.

Date of experience : March 27, 2023

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Big cat travel insurance.

Travelling can be an exhilarating experience, but it is important to be prepared for any unforeseen circumstances when on the road. One way to ensure peace of mind is by purchasing travel insurance. However, not all travel insurance policies are created equal. If you are planning a trip and have concerns about big cats, then you should consider getting big cat travel insurance. Here’s everything you need to know about it.

What is Big Cat Travel Insurance?

Big cat travel insurance is a type of insurance policy that provides coverage for individuals who are travelling to areas where big cats (lions, tigers, leopards, etc.) are present. This type of insurance is particularly useful for those who are planning on going on safari tours, visiting zoos or wildlife parks, or doing any other activity that involves being in close proximity to big cats.

What Does Big Cat Travel Insurance Cover?

Big cat travel insurance typically covers a variety of scenarios that could arise when travelling in areas where big cats are present. Some of the common coverage areas include:

• Medical expenses incurred due to an injury caused by a big cat
• Emergency medical evacuation due to a big cat attack
• Cancellation or interruption of the trip due to a big cat-related incident
• Lost or stolen luggage that contains items necessary for protection against big cats (e.g. pepper spray, high-powered flashlights, etc.)

How Much Does Big Cat Travel Insurance Cost?

The cost of big cat travel insurance varies depending on a number of factors, including the length of the trip, the destination, and the level of coverage required. As with any type of insurance policy, it is important to shop around to find the best deal. In general, however, big cat travel insurance is relatively affordable and can provide valuable peace of mind when travelling in areas where big cats are present.

How to Purchase Big Cat Travel Insurance

There are a number of insurance providers that offer big cat travel insurance. Some of the key things to consider when choosing a policy include:

• The level of coverage offered
• The cost of the policy
• The reputation of the insurance provider
• The ease of making a claim

When purchasing big cat travel insurance, it is important to read the policy documents carefully to ensure that you understand what is covered and what is not. In addition, it is a good idea to talk to the insurance provider directly to ask any questions you may have about the policy.

Big cat travel insurance can provide valuable peace of mind for those who are planning on travelling to areas where big cats are present. By understanding what is covered and shopping around for the best deal, you can ensure that you are protected in case of an emergency. So if you are planning a trip that involves big cats, be sure to consider purchasing big cat travel insurance.

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Cat 70 Travel Insurance Review: Is it Worth The Cost?

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Table of Contents

What does Cat 70 travel insurance cover?

Cat 70 plan cost, what isn't covered by cat 70 travel insurance, can you buy cat 70 travel insurance online, is cat 70 travel insurance worth it.

• Solid coverage limits.
• CFAR available as an add on.
• Includes emergency medical coverage up to $500K.
• Only offers one plan.
• No rental car coverage.
• No extreme sports coverage.

If it’s time to plan your next adventure, travel insurance may be on your mind. And for good reason: It can help protect the investment you’ve made in plane tickets and accommodations, and your own health and safety, too. But there are so many insurance companies out there it can be hard to choose.

So here’s a look at one of them — Cat 70 travel insurance. What does Cat 70 offer? Is it the right choice for you?

Cat 70 coverage is designed for both domestic and international travel. In contrast to several other travel insurance companies, Cat 70 only offers one plan: the Cat 70 Travel Plan.

Coverage in the the Cat 70 Travel Plan includes:

Trip cancellation and interruption, including due to COVID-19 illness .

Emergency medical .

Pre-existing conditions .

Accidental death and dismemberment .

» Learn more: What to know before buying travel insurance

To better understand coverage in this Cat 70 travel insurance review, we searched for coverage for a $2,000, one-week trip to Canada for a 35-year-old Texas resident.

Here are more details about what is included. The cost for this plan is $113, roughly 5.65% of the total trip cost.

Since there is only one travel insurance plan offered by Cat 70, it’s easy to assess the benefits and compare it to plans from other insurance providers. One main benefit to note is the presence of coverage for COVID-19 sickness, including treatment during travel and trip cancellation.

While emergency medical evacuation isn’t as robust as with some other plans, baggage delay includes sporting equipment loss, and trip interruption and travel delay are on par with many other plans.

Additional options and add-ons

Cancel For Any Reason, or CFAR, coverage offers peace of mind if you have to cancel your trip, regardless of reason — not just typically covered reasons (like medical emergencies). If you opt for this add-on to coverage, you’ll be reimbursed up to 75% of prepaid, nonrefundable trip payments .

You do have to purchase this additional CFAR coverage within 14 days of the date of your first payment, so if you think you might need it, don’t delay. You must cancel your trip at least two days before you’re scheduled to depart to receive the reimbursement.

» Learn more: Cancel For Any Reason (CFAR) travel insurance explained

Naturally, few travel insurance policies cover everything. Areas not covered in the Cat 70 insurance policy include:

Extreme sports: Adventure sports and activities like rock climbing, horse racing and bungee jumping aren’t covered.

Canceling for fear of COVID-19: Unless you purchased CFAR add-on coverage, you can’t cancel simply because you’re worried travel might expose you to COVID-19.

Loss of certain items in checked luggage: If your luggage is lost, you may be shocked to learn not everything inside your bag will be covered. Examples of items not covered in the event of lost luggage are art, event tickets, glasses, hearing aids, money and prosthetics.

To search for a Cat 70 travel insurance policy for your trip, head to Cat 70’s website and select “Search Policies.” You’ll be taken to the Squaremouth search portal where you will enter your trip details.

The website will then provide a list of policies to compare, with Cat 70 at the top.

» Learn more: The best travel credit cards right now

Almost anyone traveling domestically or internationally could benefit from purchasing a Cat 70 Travel Plan. Trip cancellation coverage is good, delayed luggage policies are on par with other companies’ offerings and the option to cancel for financial default is a plus.

That said, if you’re planning on participating in extreme sports during your trip, want included rental car coverage , or are looking for more robust emergency medical evacuation or trip delay insurance , you might consider looking elsewhere.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

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60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

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Can I extend my Big Cat Travel Insurance policy?

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If you have purchased a policy that is less than 24 months in duration, you can extend this by using our online extension portal which is found here - https://www.bigcattravelinsurance.com/extend-my-policy/. This can be done anywhere in the world and can even be done by a family member on your behalf if you provide them with your policy details to log in.

If you have purchased a 24 month policy with us, we could not extend that particular policy any further, however, you could always purchase a new policy via our website, just make sure to indicate that you are already travelling outside of the UK.

If you would like to extend your cover but make certain changes (like adding / removing optional extras and add-ons) just give us a call or send us an email and we can assist you this way instead.

Big Cat Travel Insurance Services, a trading name of Flynow.com Ltd (registration No.FRN 745388)   is an Appointed Representative of Campbell Irvine Ltd (registration No.306242) who are authorised and regulated by the Financial Conduct Authority. You may check this on the Financial Services register www.fca.org.uk  or by contacting them on (0) 800 111 6768. © 2023 Big Cat Travel Insurance Services.  All rights reserved.

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List of automatically covered medical conditions that do not need to be declared

Acne, ADHD, Allergic reaction (Anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years, Allergic rhinitis, Arthritis (the affected person must be able to walk independently at home without using mobility aids), Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication), Blindness or partial sightedness, Carpal tunnel syndrome, Cataracts, Chicken pox - if completely resolved, Common cold or flu, Cuts and abrasions that are not self-inflicted and require no further treatment, Cystitis - provided there is no on-going treatment, Deafness, Diabetes (which is controlled by diet or tablets only), Diarrhoea and vomiting - if completely resolved, Eczema, Enlarged prostate - benign only, Essential tremor, Glaucoma, Gout, Haemorrhoids, Hay fever, Ligament or tendon injury - provided you are not currently being treated, Macular degeneration, Menopause, Migraine - provided there are no on-going investigations, Nasal polyps, PMT, RSI, Sinusitis - provided there is no on-going treatment, Skin or wound infections that have completely resolved with no current treatment, Tinnitus, Underactive Thyroid (Hypothyroidism), Urticaria, Varicose veins in the legs.

Important information

If you have a medical condition in addition to any of the automatically covered medical conditions, all conditions will be excluded from cover unless declared to the medical screening helpline.

What is classed as a medical condition?

a Any respiratory condition (relating to the lungs or breathing), heart condition, stroke, Crohn’s disease, epilepsy, allergy, or cancer for which you have ever received treatment (including surgery, tests or investigations by your doctor or a consultant/ specialist or prescribed medication).

b Any psychiatric or psychological condition (including anxiety, stress and depression) for which you have suffered which you have received medical advice or treatment or been prescribed medication for in the last five years.

c Any medical condition for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last 12 months, or for which you are prescribed medication.

Any premium for medical screening quoted can be paid directly. This can be done either before or after taking out a policy with us. The policy and medical extension connect automatically, no reference numbers need to be exchanged.

Choosing not to declare a medical condition will not invalidate cover, but any costs incurred in relation to an undeclared condition will not be covered.

If making a declaration all medical conditions must be declared, you can't choose to only declare certain conditions.

Medical conditions can only be declared for up to 12 months at a time. A second declaration will have to be made after 12 months if necessary.

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Big Cat Travel Insurance   Reviews

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Reviews 4.7.

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Poor service and not suitable for long term travel

Paid out for broken sunglasses however I paid for an excess waiver and they still deducted an excess. Very slow response from the claims department. Also not suitable for backpacking despite being advertised for backpackers. Would only cover cancellations and delays for hotels or flights booked prior to leaving the UK however the majority of my trip was booked after I left (since I was away for 1 year).

Date of experience : October 26, 2023

Reply from Big Cat Travel Insurance

Hi there, Many thanks for your recent feedback. Would you be able to contact us at [email protected] with your claims number so that we can rectify this for you? In regards to your comments below about backpacking, all travel insurance policies under a single trip / backpacker / one way trip type will only provide cancellation cover once, prior to your initial departure from the UK on your first outbound trip. After all, you can only 'cancel' your entire trip before you leave, once. If you would like to have cancellation cover on each and every trip that you take from your home country, you would need to purchase an 'Annual multi trip' policy, but this would cap you at 30 or 70 days outside of the UK at one time and tends to not be so suitable for someone who plans on spending a whole year outside of the UK. Travel Delay cover is applicable to each and every trip that you take during your policy term, this does not only apply once. If you have any questions about the cover provided under our policy before or after purchase, just give us a call or send us an email and we can clear those up for you. Big Cat Travel Insurance.

Expired travel policy

My insurance policy has expired whilst travelling. I am 69 years old. Have been looking at other companies but so far this one looks straight forward than others and after reading the reviews I'm going to go for it. Hope I've made the right choice.

Date of experience : January 01, 2024

Awful service when you actually need to claim. Still waiting for claim to be settled TEN WEEKS LATER.

Terrible experience if you actually need help while abroad or you submit a claim. Slow in helping when an accident happened in France and now slow in dealing with my claim. Submitted TEN WEEKS AGO and still having to chase them up for any progress on my claim, of which there is none. Formal complaint submitted and still nothing. Extremely frustrating situation that has caused more stress than the accident itself!

Date of experience : March 31, 2023

Hi there, Many thanks for your recent review. We would like to point out that this review is not about the service provided by Big Cat Travel Insurance. We have since reached out to this client and offered our assistance on the matter, there was a slight delay in the processing of this claim due to our Underwriters needing to confirm coverage. This has since been provided and this claim is due to be authorised today. Big Cat Travel Insurance.

Most travel agencies try to wriggle out…

Most travel agencies try to wriggle out of their obligations. I was happily surprised to learn that the insurance policy I bought was actually BETTER than I thought, covering me for my ENTIRE single trip, that went well over 3 months, rather than expiring after the 3 month period I thought I was covered for. I couldn't have been happier to not have to extend or buy a new policy after my 3 months - will definitely be going with them again as they were also very reasonable. Answered query quickly when I was overseas as well. Couldn't be happier.

Date of experience : April 18, 2023

Very clear on the website which policy…

Very clear on the website which policy was needed which was important as I was on an activity trip, and I received confirmation very quickly.

Date of experience : March 05, 2024

New 1-year policy

I was setting up a new 1-year policy to come into effect at the end of an existing Big Cat 2-year policy. Because it was a bit non-standard I telephoned to check exactly what was needed. There was no waiting in queues (~20 seconds to get through) and then very helpful and knowledgeable customer services staff and medical screening staff meant I could check everything very easily. After that it was straightforward to complete the on-line order. A fair price for a fair product with good service.

Date of experience : October 20, 2023

Long stay visa request

Long stay visa request. Responded to emails with the information I asked for.

Date of experience : April 01, 2024

Great travel insurance

Reminder sent when policy is up for renewal. Queries answered in a timely fashion. Getting a quote is a simple straightforward process.

Date of experience : February 11, 2024

Wanted to extend my holiday

Wanted to extend my holiday but was unsure S I had a hip replacement before I left. With Big Cat I was able to extend my insurance fill in a health declaration and pay. The whole process was quick and easy.

Date of experience : January 18, 2024

5 star service

Super helpful when needing to raise a claim. Even when the portal didn’t approve it because of confusion, the team in the office sorted it within a couple of days for me. Awesome company and lovely staff - def recommend

Date of experience : July 15, 2023

Peace of mind

My travel insurance ran out while I was already abroad and the company I was with were making it impossible for me to extend my policy. I tried a couple of other companies but they wouldn't Insure me because I am over 65. Big Cat Travel came to my rescue so I am happy to recommend them.

Date of experience : December 08, 2023

Useless when we needed them

Useless when we needed them. Avoid Edit: unsure why they are saying they cannot see any correspondence. We spoke over the phone before I posted the review, they were supposed to call me back, but never did.

Date of experience : October 08, 2023

Hi there, Many thanks for your recent feedback. We are very sorry to hear that you felt we were not here when you needed us! We have no open claims under your policy number and cannot see any previous correspondence from you either via phone or email. Feel free to contact our office on 0333 003 3161 so that we can assist you with any ongoing issues. Big Cat Travel Insurance

3 weeks from claim to payout

I think the portal needs a better updating system as once I submitted my claim, I was left unsure of its progress until I chased. Only then was my portal updated. However, all in all, the process was without complication. It took 3 weeks from claim to payout which I was very happy with!!

Date of experience : September 03, 2023

Theo at your call centre was super…

Theo at your call centre was super helpful and provided all the reassurance a mother needs for Worldwide travel & medical insurance, for son already travelling. Thank you Theo..

Date of experience : January 24, 2024

BEWARE THIS COMPANY USES CSA as a…

BEWARE THIS COMPANY USES CSA as a underwriter . Search CSA reviews on Trust pilot and book else where. CSA is a scam and should be shut down, I provided all necessary documents for my claim and After approving my claim almost 2 months ago ( Which i was told would be paid in 5 days ) they have now popped up to request additional information. when this was provided they are requesting additional information which is now unattainable due to the length of time passed It takes minimum 1 Hour at a time to get through on the phone which is ridiculous and almost a week at a time for them to respond to emails I have called BIG Cat insurance multiple times for help on this matter they take no responsibility after taking my money Typical insurance - Fast to take your money , no where to be seen in the event of a claim Will be reporting to the financial ombudsman

Date of experience : October 23, 2023

Hi there, Thank you very much for your recent feedback. Having established the details of the claim with our claims team, this claim has been declined as it did not fall within the terms and conditions of the policy wording. The Insurer will always reserve the right to request additional documentation in order to preserve the integrity of the claims procedure and to show without reasonable doubt that the claim submitted is valid under the terms of the policy. We would also like to point out that CSAL is not the underwriter of the Big Cat Travel Insurance scheme, Allianz underwrites our policy and they have appointed CSAL as the 3rd party administrator of claims. Big Cat Travel Insurance

Big Cat advises really now the needs of…

Big Cat advises really now the needs of the adventurer traveller. Especially good for Long distance thru hikers.

Date of experience : February 13, 2024

Using Big Cat again after positive experience

I used Big Cat for my son’s trip to USA working as a ski instructor. He did have a few different claims all relating to a single ski accident - these were all paid in full with no problems. They offered the most comprehensive coverage for a long trip of this type when I was deciding. Therefore I have no hesitation in using them again for his next long trip + indeed recommending them to others as it does feel a bit of a lottery when deciding between different insurers!

Date of experience : February 01, 2023

Had to extend trip

Had to extend trip, it was good to find a company that could extend the insurance. You’d think in this day and age all travel insurance could be extended as circumstances can change which aren’t necessarily covered by your insurance. Quite quick easy to do online. Will use again if I need to.

Date of experience : August 21, 2023

Big Cat to the rescue!😺🙏

Big Cat to the rescue!😺🙏 Only a handful of companies offer insurance cover if you have forgotten and already begun your journey and some companies REALLY take advantage of this scenario by then offering very limited cover for extortionate prices BUT NOT BIG CAT!🥳 Big Cats entire website layout is VERY clear, VERY simple and straightforward and at a great low price for “like for like” cover, simply superb! The layout presentation struck me as odd at first (like a teenager had designed it) HOWEVER I get it now! Big Cat is simply trying to keep things clear and concise and dare I say it light and fun? (If…Insurance and fun can go together!!!) Outstanding and unique product identity.

Date of experience : March 30, 2023

Best Travel Insurance for Winter Sports

I have used BCTI three times now and twice I have made a claim. They were fast, responsive and I got money back once and on the second claim they took care of everything without me having to worry. For all my winter sports travel I use them because it may cost a little more but you KNOW you are covered for everything that can happen on the mountain.

Date of experience : March 27, 2023

Cycle Touring Insurance: What You Need To Know and the 6 Best Insurance Providers

Finding a good travel insurance policy to cover you for a cycle tour is really important. The risks of cycling in foreign places are generally higher than cycling at home, and being stuck with a huge medical bill is something you really want to avoid.

And while it’s important to be covered for your trip, finding good cycle touring insurance can be a headache. A real headache.

Most travel insurance providers will only cover cycling if it’s incidental to your trip, i.e. if you hired a bike for a day during your two-week vacation, but not if the primary purpose of the trip is cycling. As you can see, cycle touring is not covered under these grounds.

Many travel insurance providers see cycle touring as an “extreme sport,” which means they usually won’t cover it in their policies. Cycle tourists, therefore, need to find a travel insurance policy that explicitly includes cycle touring as an activity. This can make the search for cycle touring insurance a little challenging.

In this article, I’ll walk you through everything you need to know about choosing a cycle touring insurance policy and show you 6 providers that I recommend.

Bicycle insurance vs cycle touring insurance

Remember when I said that finding good cycle touring insurance can be a real headache? Well, one of these headaches is that most travel insurance policies won’t cover the theft of your bicycle. This is because bicycle insurance and cycle touring insurance are, unfortunately, two different things.

Bicycle insurance covers theft, damage and vandalism to your bicycle .

Cycle touring insurance is travel insurance that will cover you for medical expenses, personal liability etc while you are cycling abroad.

Most insurance providers will either protect you or your bicycle, but very few will protect both under one policy. Those that do usually only cover a bike worth £1,000 or less. If this is you, then great! But if you’re the proud owner of a £1,000+ touring bike, this might not be good enough.

SportsCover Direct is the only provider I’ve been able to find that will allow you to add over £1,000 of equipment cover onto your travel insurance policy. They allow a whopping £5,600 of sporting equipment (bikes included) to be added to your plan, but you will pay through the nose for this.

If you want your bicycle to be covered as well as yourself, and don’t want to spend a small fortune on insurance, you’ll likely need to take out two separate policies: 1) Travel insurance to cover you for medical expenses etc while cycling. 2) Bicycle insurance to cover your bike against theft and vandalism.

If you own an expensive touring bike, you probably already have insurance for it. Just check that this insurance covers you in the countries you’ll be visiting and allows for cycle touring as an activity. You’ll also want to check if the insurance will still cover theft of the bike if it were to be taken from, say, a campsite or while it’s locked up outside a shop.

Luckily for me, my bike is not worth much in terms of actual money, so I don’t bother insuring it while I tour.

What you need to know when choosing cycle touring insurance

What doesn’t insurance cover.

Cycle touring insurance is unlikely to cover accidents that happen if:

• You are under the influence of drugs or alcohol
• You are not wearing a helmet
• You are cycling recklessly or unlawfully, such as passing through a red light
• You crash on a path or road where cycling is prohibited
• You travel to countries against FCDO advice, e.g. Syria, Afghanistan

Make sure to read up on the small print to understand what might make any claims void.

Does the policy protect your bicycle as well as you?

As I mentioned previously, there are very few travel insurance policies that will cover the loss, theft or damage of an expensive bicycle. Those that do will usually only cover a bike up to the value of £1,000. If your bike is worth more than this, consider taking out a separate bicycle insurance policy to protect it.

How long will you be touring?

Some cycle touring insurance policies have a limit on how long they will cover you. For example, Snowcard will cover up to 60 days of cycling touring only.

6 best cycle touring insurance providers

Below are my recommendations for some of the best cycle touring insurance providers. I’ll give an overview of each insurance policy and detail what it covers, as well as the quote I received for 3 months touring in Europe and 12 months touring worldwide to give you an idea of costs. (As a 28-year-old with no pre-existing medical conditions).

Note: The information provided below is accurate as of July 2023. Policy details and prices are likely to change; make sure to check the terms to ensure you’re covered for what you need.

1) World Nomads

I’ve used World Nomads extensively over the last decade, as their flexibility and great customer service have always made them an excellent choice. Their policy is available to residents from 130+ countries, covers over 200 adventure activities (including cycle touring), and can be extended indefinitely. The only caveat is that they do not cover personal liability for cycle touring. This is why I stopped using them for cycle touring trips, but the choice is, of course, yours.

You can read World Nomads’ policy on cycling-related travel here , but essentially, you’ll need to select the ‘cycling – level 2 – independent cycle touring’  add-on when buying your policy. World Nomads do not cover intercontinental cycle touring, but they are a good choice for a tour of any length that’ll be taking place on a single continent.

For 3 months touring in Europe, I was quoted £261. For 12 months touring worldwide, I was quoted £1,073.

2) Adventures Cover

The policy offered by Adventures Cover is, in my opinion, the most comprehensive and best-value option out there for cycle tours of 6 months or less. They offer a generous cover of £10 million in medical expenses, £2 million in personal liability and up to £1,000 for activity equipment. Just make sure to add ‘cycle touring’ from the activity options when buying your policy.

I was quoted £155 for 3 months touring in Europe and £605 for 6 months touring worldwide.

3) Big Cat Travel Insurance

Big Cat Travel Insurance prides itself on “whatever you’re doing, we’ve got you covered” and offers specialist travel insurance for backpacking, winter sports and extreme activities. When buying their policy, you can “add on” a range of different things to tailor the plan to your needs.

You must ensure you select the ‘activity pack’ when choosing your add-ons, otherwise, cycle touring will not be covered. You can also choose the ‘gadgets and valuables’ add-on to cover your bicycle against theft, loss and damage up to a value of £1,000.

For 3 months in Europe, I was quoted £84 on the Standard Plan with the “activity pack” add-on included. With “gadgets and valuables” added also to this, the total came to £140. For a 12-month worldwide trip, I was quoted £563 on the Standard Plan with the “activity pack” add-on included. With “gadgets and valuables” added to this, the total came to £733.

4) Yellow Jersey

Yellow Jersey are a UK-based insurance company designed specifically for cyclists. They offer policies for both bicycles AND for cycle travel. Their policies will cover you for up to 120 days.

Under their cycle travel policy , you’ll get £10 million in medical expenses and £2 million in personal liability. You’ll also get some great cycling-related benefits such as a £200 bike breakdown benefit, £250 cycle repatriation benefit and £2,000 gadget cover. If you’d like to add cover for your bicycle against theft, damage and vandalism as well, Yellow Jersey offers a separate bicycle insurance policy.

For a 30-day tour in Europe, I was quoted £99. For a 120-day worldwide tour, I was quoted £363. If your tour will be more than 30 days, you’ll have to choose “annual multi-trip” and select the number of days your trip will be.

5) SportsCover Direct

Under SportsCover Direct’s policy, you’ll need to select ‘cycle touring’ as an activity to be covered. They offer a comprehensive £10 million in medical expenses and £2 million in personal liability under their Bronze Plan. For a 3-month tour in Europe, I was quoted £154. For a 12-month worldwide tour, I was quoted £612.

SportsCover Direct’s Gold Plan will also provide extensive cover for lost, damaged or stolen bikes and equipment. This plan allows you to choose the total amount of sports equipment you want to cover — up to an incredible £5,600. Bear in mind that it does make the policy very expensive when you add on, for example, a £2,100 bike.

6) Snowcard

Snowcard are a UK travel insurance provider that specialises in winter and adventure sports cover. They can cover up to 60 days of cycle touring, which includes £10 million in emergency medical and rescue insurance and £2 million in personal liability.

The cost of their insurance plan varies depending on whether you’ll be touring on tarmac roads or off-road tracks, so be sure to check their activities covered page to see which level of insurance you’ll need to take out.

For a 30-day tour in Europe on tarmac roads, I was quoted £53.17. For a 60-day tour in USA/Canada on off-road tracks, I was quoted £409.31.

And there we have it — everything you need to know about choosing a cycle touring insurance policy and 6 great providers to choose from. What’s your experience with insurance for touring? Why not drop any positive/negative reviews of providers in the comments below to help out the cycle touring community? 😊

About The Author

Lauren Pears is a freelance travel writer and blogger based in London. She writes about active adventure travel, aiming to encourage and inspire travellers to make the most of the great outdoors.

Thank you for reading! If you found this post useful, I’d be grateful if you would consider using the affiliate links below when planning your travels. I’ll make a small commission at no extra cost to you. This will help me to keep this blog running. Thanks for your support – Lauren. Hotels –  Booking.com Hostels –  Hostelworld Cheap flights –  Skyscanner Travel insurance –  World Nomads Outdoor gear –  Decathlon  /  GO Outdoors Cycling gear –  Chain Reaction Cycles Alternatively, you could buy me a coffee to say thanks!

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Very helpful…but not more me. I am a bit of an oddball because I am a British citizen but have no NHS ID in the UK and I live permanently in the Philippines. This last point means that these insurers won’t cover me. Also, I’m going to join a 12 day cycling endurance event (not a race) in Japan – The Japanese Odyssey. Again, this is a reason for excluding me. Nevermind, I’ll keep looking

After a year of being insured by SafetyWing, I realised they also specify in their policy that cycling and other sports need to be “incidental” to the trip. I verified with their customer service team and they confirmed: SafetyWing doesn’t cover bicycle touring, unfortunately…

Joanna, thank you so much for leaving this comment. I’ve just spoken with SafetyWing’s customer service team as well, and they have confirmed what you said. I’m quite shocked because I reached out to them when I first wrote this article and they told me it was covered. Perhaps the policy changed recently. Anyway, thanks again, I really appreciate it! I’ve removed them now 🙂

No worries 🙂 I don’t know when the policy changed but I was equally shocked as you 😉

There I was seeing the word “planet” and thinking this is about insurance for anyone on, well, the planet.

Not sure I follow? 😂

Only one of the six insurers, the last one, SportsCover Direct would insure me at the age of 72! And their website worked very well, all was understandable. Thanks

Hi Barry, thank you for letting me know about the age limits imposed by most insurers! That’s sad to hear, but I’m glad you were able to get a policy from SportsCover Direct. Have a great trip 🙂

Very helpful, thanks.

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• Cat Behavior
• Health & Care

How Much Does It Cost to Euthanize a Cat? 2024 Price Guide

Image Credit: Nitiphonphat, Shutterstock

Last Updated on April 26, 2024 by Catster Editorial Team

VET APPROVED

REVIEWED & FACT-CHECKED BY

Dr. Paola Cuevas

MVZ (Veterinarian)

The information is current and up-to-date in accordance with the latest veterinarian research.

Unfortunately, saying goodbye to your beloved cat can be a difficult decision for pet owners. But in many cases, it’s necessary if the cat is suffering from an illness or age-related problems. Euthanasia is a humane and compassionate way to end an animal’s suffering and can be an important part of the end-of-life process.

Understanding cat euthanasia is essential for owners so they can make the right decision for their pets. In this post, we’ll provide all the information needed to understand cat euthanasia, including what it is, why it’s done, how much it is, the situations in which a cat should be euthanized, and how to cope with the loss. With the right knowledge and support, a cat owner can make sure their beloved pet has a peaceful and dignified end-of-life experience. How much does it cost to put a cat down? In general, it can cost anywhere between $60 and $300 to have a cat euthanized in the U.S.

• The Importance of Cat Euthanasia

Euthanizing cats is an important and often necessary decision that pet owners and animal shelters must make to ensure the well-being of cats and the greater community, meaning fewer homeless cats. Euthanasia can be the most humane option when a cat is suffering from a severe and incurable illness or injury or when they pose a danger to humans or other animals.

In the case of a severely ill or injured cat, euthanasia can end the cat’s suffering and can be a more humane option than leaving the cat to suffer in pain. It can also be the kindest option when the cat’s prognosis is not good and there is no hope that the cat will recover. In cases where the cat poses a danger to humans, euthanasia can prevent the cat from inflicting possible harm on people or other animals.

For animal shelters, euthanizing cats can be a necessary step in controlling the animal population, particularly when the shelters are over capacity. This can help ensure that cats are not living in overcrowded shelters, and it can help prevent the spread of disease. It can also be a cost-effective way of controlling the feral animal population, as it can be more economical than caring for large numbers of cats in shelters or desexing them. It can even be considered the only way of protecting endangered wild species populations from feral cat depredation.

Euthanizing cats can be a difficult decision to make, but the fact of the matter is that it’s often the best option in certain circumstances.

• How Much Does It Cost To Euthanize A Cat?

It can cost anywhere between $60 and $300 to have a cat euthanized in the U.S. The actual cost to euthanize a cat will depend on your location, the type of drugs administered, and any aftercare services that you request, such as cremation. There are also mobile services that can come to you and euthanize your cat at your home (sort of like a mobile vet). For this service, you’ll likely need to pay an additional fee.

Here’s a comparison chart of the cost to euthanize a cat in several cities across the United States.

• Additional Costs to Anticipate

Additional costs for cat euthanasia may include any travel fees, medications, additional anesthesia, memorial products, or other services that you want performed, such as burial or cremation offerings. The cost of these services can vary based on the provider, and things such as memorial products for your pet are optional. You may wish to ask for a full estimate before having the procedure so that you have an idea of what to expect financially.

• What’s the Process for Cat Euthanasia?

Before a cat is euthanized, the veterinarian will conduct a physical examination and discuss the cat’s medical history and the prognosis of their condition. The vet will also discuss the euthanasia process and answer any questions the pet owner may have.

The actual process of cat euthanasia begins with the pet being placed on a table, and in some cases, the vet may ask the owner to pet or hold the cat to help them relax. Then the vet will generally administer a sedative to the cat in order to make them more relaxed and to reduce any anxiety or distress. After the cat is sedated, the vet will administer the euthanasia drug, usually via an injection into the bloodstream, though other techniques are available, such as an injection directly to the liver, kidney, or heart. The cat will then pass peacefully as the drug starts to take effect.

During the process, the cat is monitored, and the vet may stroke the cat and talk to them in a comforting, reassuring way. After the cat has passed away, the vet will check for a heartbeat and confirm that the cat has died. The owner can decide if they would like to be present for the final moments or if they would prefer to say their goodbyes earlier. The vet will provide the pet owner with a certificate of euthanasia, which is a legal document verifying the cat’s humanitarian-assisted death.

• In What Situations Is Euthanizing a Cat Considered the Best Option?

Deciding to euthanize an animal is never easy, especially if they are a beloved family member. However, there are certain situations in which euthanizing a cat is the most humanitarian thing to do. Obviously, this is the last option that a vet will recommend, typically after trying every available option to treat and cure a sick cat. However, medicine has its limits, and when a cat is suffering constant discomfort and pain and their quality of life is affected, euthanasia is considered.

Examples of when euthanasia might be the best option for a cat are incurable disease, chronic debilitating illness (such as non-responsive cancer), a large traumatic injury with a poor prognosis, a birth defect that will result in a poor quality of life, a neurological condition that affects the animal’s ability to have a good quality of life, etc. Euthanasia is a hard decision, but it means not extending a cat’s suffering when they have no hope of recovery.

• What Happens After a Cat Euthanasia?

After a cat is euthanized , the owner must decide whether to bury or cremate their pet’s body. Burial is usually the more affordable option, but you should also check local regulations and make sure the burial site is appropriate. Cremation is more expensive, especially if it is a private and not a group cremation. While pricier, a private cremation provides pet owners with the option to keep their cat’s ashes to scatter them in a special place or put them in an urn or another container as a memorial.

• Does Pet Insurance Cover Cat Euthanasia?

It depends on the policy, the provider, and the circumstances. While some insurance policies may cover the cost of euthanasia, it’s not universal. Some policies may provide coverage only for certain types of euthanasia if the vet recommends it as the only option. Others may not cover euthanasia at all. Also, typically, a pet insurance policy will not cover cremation or burial services, and you’ll usually have to cover these costs yourself.

So, you’ll need to carefully review the policy details of any pet insurance you are considering. This will allow you to better understand the coverage that is provided, as well as what is excluded.

It can be very difficult to decide whether to euthanize your cat , and it may be one of the most difficult decisions of your life. That said, there are many benefits associated with euthanasia, and making the choice to have your cat put down may be the best thing for the cat if they’re suffering. Hopefully, this guide has provided you with the information you need as to how much the procedure costs and other aspects regarding euthanasia.

Featured Image Credit: Nitiphonphat, Shutterstock

About the Author

Christian Adams

Christian started writing for a local newspaper as a teenager, and he's been involved in the publishing industry for most of his adult life. Combining his love of writing with a passion for animals, he is currently the Director of Editorial at Pangolia and the Editor-in-Chief at Catster. Christian lives in the Philippines with his wife, son, and four rescue cats: Trixie, Chloe, Sparky, and Chopper.

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