travel insurance to armenia

Armenia Travel Insurance

Embark on a journey through the ancient landscapes and cultural treasures of Armenia, where each step whispers tales of history. As you prepare for your adventure, let’s unravel the secrets to a worry-free exploration with the right Armenia travel insurance.

Why Choose Armenia As Your Travel Destination?

Cultural Richness and Heritage:  Armenia boasts a rich cultural heritage with ancient monasteries, historic landmarks, and vibrant traditions. Armenia Travel insurance should account for potential cultural activities and visits to historical sites.

Natural Attractions:  Armenia’s diverse landscapes, including mountains, lakes, and forests, make it vital to consider insurance coverage for outdoor activities and potential natural disasters.

Unique Experiences:  With unique festivals and events, travellers should assess insurance coverage for participating in local experiences to ensure a well-rounded protection plan.

Types of Travel Insurance

Basic Coverage: 

• Medical Expenses: Covers medical emergencies and healthcare expenses.
• Trip Cancellation: Provides reimbursement for cancelled trips due to unforeseen events.

Comprehensive Coverage:

• Baggage Protection: Ensures coverage for lost, damaged, or stolen baggage.
• Emergency Evacuation: Covers evacuation costs in case of natural disasters or medical emergencies.

Choosing The Right Travel Insurance For Armenia

Assessing Personal Needs:  Tailor insurance is based on individual preferences, health conditions, and the nature of the trip.

Duration of Stay Considerations:  Longer stays may require more extensive coverage, especially for potential health issues or trip interruptions.

Activities and Adventures:  Customize coverage based on planned activities, including adventure sports or cultural events.

Local Transportation Considerations

Public Transportation Safety:  Provide information on the safety of public transportation options, emphasizing precautions and potential insurance coverage related to transportation mishaps.

Rental Car Insurance:  If renting a car, outline insurance options, coverage details, and potential liabilities, ensuring travelers make informed decisions.

Communication And Connectivity

Local SIM Cards and Communication Services:  Guide on obtaining local SIM cards for communication and staying connected, including any coverage for lost or damaged devices.

Emergency Communication Protocols:  Advise on emergency communication procedures, ensuring travellers are aware of local emergency numbers and procedures.

best places to visit in Armenia

Dilijan national park.

Dilijan National Park  is one of the four national parks of Armenia. Occupying an area of 240 km², it is located in the north-eastern Tavush Province of Armenia.

The park, which was only established in 2002, is known for its forest landscapes, rich biodiversity, medicinal mineral water springs, natural and cultural monuments, and extensive network of hiking trails. Many of Armenia’s important cultural locations can be found within the grounds of the park (i.e., Haghartsin Monastery, Goshavank Monastery, Jukhtak Vank, Matosavank Monastery and the Akhnabat church).

 Yerevan  is the capital (since 1918) and largest city of Armenia as well as one of the world’s oldest continuously inhabited cities. It is the administrative, cultural, and industrial center of the country.

A visit to the Armenian Genocide Memorial can teach you a lot about Armenia’s past, while climbing the Cascade stairs is also a must. Other places worth visiting include the Vernissage flea market, the Blue Mosque, and Levon’s Amazing Underground World (one of Europe’s most unique attractions). Furthermore, a walk through the Hrazdan gorge is also highly recommended.

Lake Sevan is the largest body of water in both Armenia and the Caucasus region. The lake is located in the Gegharkunik Province, at an altitude of 1,900.44 meters above sea level and its total surface area amounts to about 5,000 km² . Lake Sevan makes up 1/6 of Armenia’s territory and it is fed by 28 rivers and streams.

Sevan has significant economic, cultural, and recreational value. Its peninsula is home to a Sevanavank Monastery. Additionally, sunbathing and windsurfing are among the popular recreation activities available at the lake, which also has a wide choice of excellent seafood restaurants along its shore.

Travel Insurance

Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies.

Update April 12, 2024

Information for u.s. citizens in the middle east.

• Travel Advisories |
• Contact Us |
• MyTravelGov |

Find U.S. Embassies & Consulates

Travel.state.gov, congressional liaison, special issuance agency, u.s. passports, international travel, intercountry adoption, international parental child abduction, records and authentications, popular links, travel advisories, mytravelgov, stay connected, legal resources, legal information, info for u.s. law enforcement, replace or certify documents.

Before You Go

Learn About Your Destination

While Abroad

Emergencies

Share this page:

Travel Advisory April 9, 2024

Armenia - level 2: exercise increased caution.

Updated to reflect changes in the Do Not Travel section.

Exercise increased caution in Armenia due to areas of armed conflict. Some areas have increased risk. Read the entire Travel Advisory.

Do Not Travel To:

• The border region with Azerbaijan.

U.S. Embassy Employees and their families remain prohibited from any non-essential travel to the following areas:

• Gegharkunik region east of Vardenis.
• Syunik region east of Goris;
• Syunik region south of Kapan;
• Travel through Yeraskh village in Ararat region is allowed, stopping is not.

Country Summary: U.S. citizens should exercise increased caution in Armenia. Further military activity could occur in the region.  

Read the  country information page  for additional information on travel to Armenia.

If you decide to travel to Armenia:

• Enroll in the  Smart Traveler Enrollment Program  ( STEP ) to receive Alerts and make it easier to locate you in an emergency.
• Follow the Department of State on Facebook  and  Twitter .
• Review the  Country Security Report  for Armenia.
• Prepare a contingency plan for emergency situations. Review the  Traveler’s Checklist .

Border with Azerbaijan – Level 4: Do Not Travel

There is the potential for armed conflict near the Armenia-Azerbaijan border. U.S. citizens should avoid the area. Exercise caution on roads near Armenia’s border with Azerbaijan. Be aware that some portions of the road may cross international boundaries without notice. Roads may be controlled by checkpoints or closed to travelers without notice.  The U.S. embassy has prohibited embassy employees and their families from non-essential travel to the border region, as well as other areas of Armenia listed above.

Visit our website for Travel to High-Risk Areas .

Embassy Messages

View Alerts and Messages Archive

Quick Facts

Must be valid at time of entry and departure

No requirement

None for U.S. Citizens staying for less than 180 days per year

$10,000 USD

Embassies and Consulates

U.s. embassy yerevan.

1 American Avenue Yerevan 0082, Republic of Armenia Telephone: +(374) 10-464-700 Emergency After-Hours Telephone: +(374) 10-494-444 and during business hours (M-F 9:00am-5:30pm) +(374) 10-494-585 Fax: +(374) 10-464-742 Email:  [email protected]

Destination Description

Learn about the U.S. relationship to countries around the world.

Entry, Exit and Visa Requirements

You need a valid passport to enter Armenia . U.S. citizens are allowed visa-free entry to Armenia for up to 180 days per year. For visits of longer than 180 days, you must apply for a residency permit through the Armenian Ministry of Foreign Affairs. Visit the website of the  Embassy of Armenia  for the most current visa information.

• Armenian law requires that Armenian citizens, including dual nationals, enter and depart Armenia on Armenian passports . Even if you naturalized in the United States,  the Government of Armenia may still consider you an Armenian citizen . Children born in the United States to two Armenian citizens may also be considered Armenian citizens. Please read the information about Armenian citizenship at the website of the  Embassy of Armenia  and also review the Dual Nationality information in the “Local Laws and Special Circumstances” section below.
• If you possess an Armenian “special passport” (a residency permit), you still need a valid U.S. passport to enter Armenia. Border guards have refused to admit U.S. citizens carrying “special passports.” Please visit the  Embassy of Armenia  website for further details. 

Borders with Turkey and Azerbaijan : Land borders with Turkey and Azerbaijan  remain closed  and are patrolled by armed troops. There are intermittent armed hostilities on the Armenia-Azerbaijan border.  

Border with Iran: See the  Iran travel advisory. The Department of State continues to warn U.S. citizens against all travel to Iran  due to arbitrary arrest and detention of U.S. citizens. The Department of State maintains its  “Do Not Travel”  advisory, noting the “very high risk of arrest and detention of U.S. citizens in Iran, particularly U.S.-Iranian dual nationals.”

Russian Arrest Warrants: Armenia routinely shares information about foreign visitors with Russian law enforcement and security services.  U.S. citizens may be detained by Armenian authorities upon entry or exit based on Russia law enforcement or security service information.  Former and current U.S. government and military personnel with prior travel to Russia may face increased scrutiny.

Traveling Through Europe: While Armenia is not located in the Schengen area, many flights to Armenia originate in that area of Europe. If you are planning to visit or travel through European countries, you should be familiar with the requirements of the Schengen Agreement. 

• Your passport should be valid for at least three months beyond the period of stay if you plan on transiting a Schengen country.   Review our U.S. Travelers in Europe page .
• You will need sufficient proof of funds and a return plane ticket.

HIV/AIDS Entry Restrictions : The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to or foreign residents of Armenia.

Find information on  dual nationality ,  prevention of international child abduction  and  customs regulations  on our websites.

Safety and Security

Terrorism: Terrorist groups and those inspired by such organizations are intent on attacking U.S. citizens abroad. Terrorists are increasingly using less sophisticated methods of attack – including knives, firearms, and vehicles – to more effectively target crowds. Frequently, their aim is unprotected or vulnerable targets, such as:

• High-profile public events (sporting contests, political rallies, demonstrations, holiday events, celebratory gatherings, etc.)
• Hotels, clubs, and restaurants frequented by tourists
• Places of worship
• Shopping malls and markets
• Public transportation systems (including subways, buses, trains, and scheduled commercial flights)

Natural Disasters : Armenia is prone to earthquakes and landslides.

The Nagorno-Karabakh Area and Conflict :

Following armed hostilities in the fall of 2020 and fall of 2023, Azerbaijan took control of Nagorno-Karabakh. Further military activity could occur in the region.  

Crime: Crime is relatively low, and violent crime is infrequent. When police are called they routinely show up; however, they generally do not speak English. Vehicle break-ins  and  theft  are rare but are the most common crimes. Police indicate that there is a criminal group in Yerevan that targets foreigners and burglarizes rented apartments when the victims are away.

• Matters involving  commercial and investment disputes  can take months or years to resolve as they work their way through the civil courts. The U.S.-Armenia Bilateral Investment Treaty (BIT) provides that in the event of a dispute between a U.S. investor and the Republic of Armenia, the investor may take the case to international arbitration.
• Credit card fraud and ATM card skimming occurs . See the  Department of State  and  FBI  webpages for information on scams.

Demonstrations occur frequently. They may take place in response to political or economic issues, on politically significant holidays, and during international events.

• Even demonstrations intended to be peaceful can turn confrontational and possibly become violent.
• Avoid areas around protests and demonstrations.
• Check local media for updates and traffic advisories.

International Financial Scams: See the  Department of State and the  FBI pages for information.

Victims of Crime : U.S. citizen victims of sexual assault should first contact the  U.S. Embassy  at (+374) 10-494-585 during business hours and (+ 374) 10-494-444 after hours.

Report crimes and requests for emergency services to local authorities by  dialing 911 . English speaking operators are available. Also contact the U.S. Embassy to report your situation.

Remember that local authorities are responsible for investigating and prosecuting the crime .

See our webpage on  help for U.S. victims of crime overseas .

• help you find appropriate medical care
• assist you in reporting a crime to the police
• contact relatives or friends with your written consent
• explain the local criminal justice process in general terms
• provide a  list of local attorneys
• provide our information on  victim’s compensation programs in the United States
• connect you to assistance for victims of domestic violence
• provide an emergency loan for repatriation to the United States and/or limited medical support in cases of destitution
• help you find accommodation and arrange flights home
• replace a stolen or lost passport

Domestic Violence : U.S. citizen victims of domestic violence may contact the Embassy for assistance. Local resources for victims of domestic violence include shelters, medical assistance, and legal aid. Victims of domestic violence may contact the Women’s Rights Center at + (374) 10-542-828 or (0800) 80-850, 24 hours a day. The  Women’s Support Center  at + (374) 099-887-808 provides assistance to victims of domestic violence and the  Light House shelter  at + (374) 93-327-834; + (374) 43-500-503 or “20-80” provides shelter and support to victims. In cases of sexual violence or domestic violence, victims may contact the Women’s Resource Center at + (374) 077-991-280 and (0800) 01-280, from 9:00 AM to midnight.

Tourism: The tourism industry is unevenly regulated, and safety inspections for equipment and facilities do not commonly occur. Hazardous areas/activities are not always identified with appropriate signage, and staff may not be trained or certified either by the host government or by recognized authorities in the field. In the event of an injury, appropriate medical treatment is typically available only in/near major cities. First responders may be unable to access areas at a distance from major cities to provide urgent medical treatment. U.S. citizens are encouraged to purchase medical evacuation insurance. See our webpage for more information on insurance providers for overseas coverage .

Local Laws & Special Circumstances

Criminal Penalties: You are subject to local laws. If you violate local laws, even unknowingly, you may be expelled, arrested, or imprisoned. Individuals establishing a business or practicing a profession that requires additional permits or licensing should seek information from the competent local authorities prior to practicing or operating a business.

Furthermore, some laws are also prosecutable in the United States, regardless of local law. For examples, see our website on crimes against minors abroad and the Department of Justice website.

Please review the State Department’s page on  Arrests or Detention of U.S Citizens Abroad.   In addition, many people accused of crimes are held in local prisons in pretrial detention for between two and twelve months with the possibility of posting bail while waiting for a court hearing.

Arrest Notification: If you are arrested or detained, ask police or prison officials to notify the U.S. Embassy immediately . See our webpage for further information.

• Possession, trafficking, or the uses of drugs, including marijuana, are illegal . A prescription for  medical marijuana  will not protect you from prosecution. If you are arrested for a drug offense, you could face detention during the investigation and a prison sentence after conviction. 
• Electronic cigarettes and related paraphernalia may be perceived as drug related.
• Armenia does not allow the import of various psychotropic drugs. Please review Armenia’s rules on medication at the websites for  customs  and for  health .

Customs and Exports :

• Local officials may occasionally seek bribes to perform basic duties.
• Customs authorities may enforce regulations concerning the import/export of items like firearms, pornography, and communications equipment. Please refer to the Armenian Customs Service for further information.
• The export of items of historical value, such as paintings, carpets, and old books, requires advanced authorization from the Armenian Ministry of Culture . Contact the Embassy of Armenia for further information.

Counterfeit and Pirated Goods : Although counterfeit and pirated goods are prevalent in many countries, they may still be illegal according to local laws. You may also have to pay fines or give up the items if you bring them back to the United States. See the U.S. Department of Justice website for more information.

Dual nationals :

• Armenian legislation permits Armenian citizens to hold dual citizenship. Even if you naturalized in the United States,  the Government of Armenia may still consider you an Armenian citizen . Children born in the United States to two Armenian citizens may also be considered Armenian citizens. Please consult the Armenian government’s website on citizenship and read the  Armenian law on citizenship .
• Armenian law requires that Armenian citizens enter and depart Armenia on Armenian passports. Individuals who are dual citizens, or could be, should consult with the Embassy of Armenia  in Washington prior to traveling.
• Armenian males over the age of 18 are subject to mandatory military service. Penalties for evading military service include  jail time  and a  substantial fine . Young dual-citizen U.S.-Armenian men are advised to  consult with the Embassy of Armenia prior to traveling. There have been instances where dual nationals have been detained at the airport upon arrival until they can resolve their military service issues. 

Faith-Based Travelers: See the following webpages for details:

• Faith-Based Travel Information
• International Religious Freedom Report – see country reports
• Human Rights Report – see country reports
• Best Practices for Volunteering Abroad

LGBTQI+ Travelers:  There are  no antidiscrimination laws protecting  lesbian, gay, bisexual, transgender, queer, and intersex (LGBTQI+) individuals in Armenia. There are  no hate crime laws  or other criminal judicial mechanisms to aid in the prosecution of crimes against LGBTQI+ persons. Individuals face the potential of discrimination and harassment by state and private actors. The Department of State’s Human Rights Report documents that LGBTQI+ persons experienced physical violence, threats of violence, blackmail, and harassment. Police were unresponsive to reports of abuse against LGBTQI+ individuals and at times, themselves mistreated LGBTQI+ persons.

See the  LGBTQI+ travel information  page and section six of the  Human Rights Report  for further details.

Travelers Who Require Accessibility Assistance: Although Armenia signed the Convention on the Rights of Persons with Disabilities in 2007, Armenian authorities have yet to enforce it. Facilities with accommodations for individuals with disabilities are rare and, in rural areas, usually nonexistent.

Students: See our Students Abroad page and FBI travel tips .

Women Travelers: Informal taxis or mini buses pose threats to people unfamiliar with local conditions, especially to women traveling alone. There have been occasional reports of taxi drivers sexually harassing single, female travelers. See our travel tips for  women travelers .

Outside major cities, medical facilities in Armenia are limited. The U.S. Embassy maintains a list of  English-speaking doctors. Elderly travelers  and those with  existing health problems  may be at risk from  inadequate medical facilities .

For emergency services in Armenia, dial 911.

Visit the U.S. Centers for Disease Control and Prevention website for more information about Resources for Travelers regarding specific issues in Armenia.

The risk of diarrheal disease is high throughout Armenia. Food and water precautions are recommended. Additionally, cases of  brucellosis  from consuming unpasteurized dairy products have been reported.

We do not pay medical bills. Be aware that U.S. Medicare/Medicaid does not apply overseas . Most hospitals and doctors overseas do not accept U.S. health insurance.

Medical Insurance

• Make sure your health insurance plan provides coverage overseas. Most care providers overseas only accept cash payments. See our webpage for more information on insurance coverage overseas. Visit the U.S. Centers for Disease Control and Prevention for more information on type of insurance you should consider before you travel overseas.
• We strongly recommend supplemental insurance to cover medical evacuation.

Vaccinations: Be up-to-date on all vaccinations recommended by the U.S. Centers for Disease Control and Prevention.

Further health information:

• World Health Organization
• U.S. Centers for Disease Control and Prevention (CDC)

Air Quality: The air quality varies considerably and fluctuates with the seasons in Armenia. It is typically at its worst in the winter, with smog and particulate pollution in or near cities. Consider the impact air pollution may have on you and consult your doctor before traveling if necessary.

Visit AirNow  for information on air quality at U.S. Embassies and Consulates.

Health facilities in general

• Ambulance services are widely available, but training and availability of emergency responders may be below U.S. standards.
• Adequate health facilities are available in Yerevan and other major cities, but health care in rural areas may be below U.S. standards.
• Medical staff may speak little or no English.
• Medical emergency services at Armenian airports are not on par with U.S. airports.
• Psychological and psychiatric services are limited, even in the larger cities, with hospital-based care only available through government institutions

Pharmaceuticals       

• Always carry your prescription medication in original packaging, along with your doctor’s prescription. Check with the Armenia Ministry of Health or The National Institute of Health to ensure the medication is legal in Armenia.
• U.S. Customs and Border Protection and the Food and Drug Administration are responsible for rules governing the transport of medication back to the United States. Medication purchased abroad must meet their requirements to be legally brought back into the United States. Medication should be for personal use and must be approved for usage in the United States. Please visit the and the Food and Drug Administration websites for more information.

Assisted Reproductive Technology and Surrogacy

• If you are considering traveling to Armenia to have a child through use of assisted reproductive technology (ART) or surrogacy, please see our ART and Surrogacy Abroad page .
• Surrogacy is legal for foreigners in Armenia. For additional information visit the website of Armenia’s Ministry of Health .

Adventure Travel

• Visit the U.S. Centers for Disease Control and Prevention website for more information about Adventure Travel .

Travel and Transportation

Road Conditions and Safety:   The information below is provided for general reference only. Road conditions in Armenia differ significantly from those in the United States. Exercise caution when driving in Armenia. Reckless driving is common. Drivers frequently ignore traffic laws.

• Avoid traveling at night  due to poor road conditions and limited emergency response resources. Pedestrians often cross dark streets away from designated pedestrian crossings while wearing dark clothing. U.S. Embassy employees are prohibited from driving at night outside the city limits of Yerevan.
• Yield to aggressive drivers  to reduce your risk of being a victim of aggression. Police may seek bribes during traffic stops.
• Winter travel can be hazardous, especially in mountainous areas.
• Practice defensive driving and watch out for  drunk drivers , especially on the weekends.
• Primary roads  are frequently in poor condition with stretches of missing pavement and large potholes. Some roads shown as primary roads on maps are unpaved and can narrow to one lane. Maps may be inaccurate.
• Secondary roads  are normally in poor condition and are often unpaved. Roads may not have signs. Police and emergency medical services may take a long time to reach remote regions.
• Gasoline quality ranges from good, at reliable stations in cities, to very poor. Do not buy gasoline and other fuels sold out of jars, barrels, and trucks by roadside merchants.
• Drivers licenses from the United States are not valid for driving in Armenia.  For more information, please visit this website .
• Exercise caution on roads near the border with Azerbaijan. Be aware that some portions of the road may cross international boundaries without notice. Roads may be controlled by checkpoints or closed to travelers without notice.

Traffic Laws: In case of an accident, all vehicles must remain in place and stay until the arrival of the police. Tourists should always carry a copy of their passport.

Driving regulations are often ignored by drivers, and, as a result, accidents are common. The driving culture is aggressive. Pedestrians and bicycles may not be granted the right of way.

Public Transportation: Public transportation, while inexpensive, may be unreliable and uncomfortable. Sexual assaults have been reported on public transportation. Minibuses are dangerous, overcrowded, poorly maintained, lack seatbelts, and are frequently involved in accidents. Traveling by local unregistered taxis without meters can also prove difficult if a price is not negotiated ahead of time.

See our Road Safety page for more information. Visit the website of Armenia’s national tourist office website and national authority responsible for road safety.

Aviation Safety Oversight: As there is no direct commercial air service to the United States by carriers registered in Armenia, the U.S. Federal Aviation Administration (FAA) has not assessed the government of Armenia’s Civil Aviation Authority for compliance with International Civil Aviation Organization (ICAO) aviation safety standards. Further information may be found on the  FAA’s safety assessment page .

For additional travel information

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive security messages and make it easier to locate you in an emergency.
• Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
• See the  State Department’s travel website  for the  Worldwide Caution  and  Travel Advisories .
• Follow us on  Twitter  and  Facebook .
• See  traveling safely abroad  for useful travel tips.

Review information about International Parental Child Abduction in Armenia .  For additional IPCA-related information, please see the  International Child Abduction Prevention and Return Act ( ICAPRA )  report.

Travel Advisory Levels

Assistance for u.s. citizens, armenia map, learn about your destination, enroll in step.

Subscribe to get up-to-date safety and security information and help us reach you in an emergency abroad.

Recommended Web Browsers: Microsoft Edge or Google Chrome.

Make two copies of all of your travel documents in case of emergency, and leave one with a trusted friend or relative.

Afghanistan

Antigua and Barbuda

Bonaire, Sint Eustatius, and Saba

Bosnia and Herzegovina

British Virgin Islands

Burkina Faso

Burma (Myanmar)

Cayman Islands

Central African Republic

Cote d Ivoire

Curaçao

Czech Republic

Democratic Republic of the Congo

Dominican Republic

El Salvador

Equatorial Guinea

Eswatini (Swaziland)

Falkland Islands

France (includes Monaco)

French Guiana

French Polynesia

French West Indies

Guadeloupe, Martinique, Saint Martin, and Saint Barthélemy (French West Indies)

Guinea-Bissau

Isle of Man

Israel, The West Bank and Gaza

Liechtenstein

Marshall Islands

Netherlands

New Caledonia

New Zealand

North Korea (Democratic People's Republic of Korea)

Papua New Guinea

Philippines

Republic of North Macedonia

Republic of the Congo

Saint Kitts and Nevis

Saint Lucia

Saint Vincent and the Grenadines

Sao Tome and Principe

Saudi Arabia

Sierra Leone

Sint Maarten

Solomon Islands

South Africa

South Korea

South Sudan

Switzerland

The Bahamas

Timor-Leste

Trinidad and Tobago

Turkmenistan

Turks and Caicos Islands

United Arab Emirates

United Kingdom

Vatican City (Holy See)

External Link

You are about to leave travel.state.gov for an external website that is not maintained by the U.S. Department of State.

Links to external websites are provided as a convenience and should not be construed as an endorsement by the U.S. Department of State of the views or products contained therein. If you wish to remain on travel.state.gov, click the "cancel" message.

You are about to visit:

Travel insurance

Travel Insurance Armenia

Standard Cover

• Flexible cover levels up to £7,500
• Covid Cover For Cancellation, Medical & Repatriation
• 24/7 Worldwide Emergency Medical Cover
• Optional Upgraded Phone and Gadget Cover
• Up to 91 days cover on single trip

Enhanced Cover

• Better Value For Severe Medical Conditions
• Covid Cover for Cancellation, Medical & Repatriation Available
• No Upper Age Limit
• Secure Online Screening Process
• 1000s Of Medical Conditions Covered

Terms and conditions apply. Always check our policy wording before purchasing to make sure our cover is right for you.

If you’re looking for travel insurance Armenia then don’t hesitate to get a fast online quote now.

Emerald Life was started as a fresh take on the insurance industry that puts equality and diversity at its core.

Visit our online quote form and see how much you could save on travel insurance for Armenia today.

Table of Contents

Healthcare for Brits in Armenia

It’s a good idea for UK citizens to check with NaTHNaC (National Travel Health Network and Centre) at least 2 months before their trip to Armenia.

They offer vaccine recommendations and the latest news on outbreaks and other health risks as well as factsheets that contain useful information for staying healthy during your travel.

Note that the government of Armenia does not offer free medical care for Brits in Armenia. This means that without travel insurance, you’ll have to pay for medicines, doctor and hospital fees out of pocket. And hospitals or medical centres may want to see proof of ability to pay upfront.

As you might imagine, these unforeseen expenses can be significant, which is why it’s important to ensure that you get sufficient travel insurance before you leave on your trip.

If you take prescription medication for an existing health condition, the NHS recommends that it’s also a good idea to get in touch with the embassy of Armenia for assurance that you can safely bring those medicines with you inside the country.

You’d also want to make sure that you bring a note from your doctor verifying that you need the medicine to manage an existing health condition.

You can check the NHS website for advice on pertinent vaccinations and health checks for more information.

What About Pre-Existing Medical Conditions?

• Many medical conditions covered

Over 75/Serious Medical

• Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
• Up to a high level of severity and even a terminal prognosis
• chemotherapy or radiotherapy
• Mental health conditions

As is usual with UK travel insurance, you need to disclose any pre-existing medical condition you have to your policy provider, unless you have been told specifically by your insurer that you do not need to declare that condition.

While this means that you may have to pay more to obtain travel insurance for Armenia – although not all pre-existing conditions result in an increase in premium- , it’s better than falling ill during your travel (related to your pre-existing medical condition) and being denied coverage.

Insurance providers typically offer free screenings for thousands of medical conditions and provide ample coverage to offset the cost of repatriation and medical care while abroad.

While it’s unlikely that you’ll get injured or fall victim to a crime if you confine your activities to safer regions in the country, it’s best not to take any chances and obtain a suitable single or multi-trip travel insurance policy before your departure.

Make sure you disclose all pre-existing medical conditions that you are required to do so when applying for travel insurance for Armenia. Doing so would help ensure that you don’t run into any problems should you need to file a claim.

The human body is an incredible work of evolution and as such there are plenty of things that can go wrong in both the short and long term.

For that reason it can often be difficult to understand what constitutes a medical condition that you have to declare to your travel insurance provider.

However, in general, the insurers’ questions will tend to follow the same general lines, such as:

Have/are you or anyone in your party:

• taken any prescribed medication, or received any medical treatment in the last 2 years;
• attended a medical practitioner’s surgery, or hospital or clinic (out-patient or in-patient) in the last two years;
• awaiting medical treatment or investigation;
• been diagnosed by a medical practitioner as suffering from a terminal illness.

All medical conditions you have must be disclosed as well as any previous medical conditions if they could have an impact on your current health.

So, while it is vitally important to declare what you need to declare, your policy provider will let you know if your pre-existing condition is not a factor for your trip cover.

For example, here at Emerald Life, we don’t require clients to disclose their HIV status for as long as they meet the following conditions:

• They have been on antiviral treatment for no less than 3 months.
• They have not been advised to switch to a different/new type of antiviral regimen.
• If their CD4 count is above 350 or they have been advised by a doctor that CD4 monitoring is not necessary.
• They have an undetectable viral load or less than 50ppm.

Note that non-declarable conditions can vary from one policy provider to another. It’s ultimately up to the insurance company to decide which pre-existing medical conditions are exempted from disclosure and set pertinent conditions for the exemption. However, Emerald leads the field on some of these.

What to Look For When Shopping for Armenia Travel Insurance

At this point, you probably already have an idea of just how important it is to obtain Armenia travel insurance before you travel to Armenia (whether multiple or a single trip cover).

This begs the questions — what factors do you need to keep in mind before buying travel insurance?

Well, the answer doesn’t need to be all that complicated. After all, the purpose of travel insurance is to give you peace of mind while you enjoy the sights and wonders that Armenia has to offer. For that, you can focus on a few essential factors:

Repatriation and Medical Cover

• Medical Up to £10 Million

The most important part of any travel insurance policy is emergency medical expenses cover. Typically ranging from £5 million to £10 million – the higher in our case – this covers your costs if you become ill or injured abroad and require medical treatment.

Medical expenses should include repatriation cover so that if your condition means you have to return to the UK urgently then there is cover for transporting you along with any necessary medical equipment and staff. Unsurprisingly, these costs can be staggering.

Before you leave for Armenia, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK.

Here at Emerald Life, we provide coverage of up to £10,000,000 with our Armenia travel insurance.

Travel Insurance Armenia Cancellation and Curtailment Cover

Silver - Up To £1000

Gold - Up To £3000

Platinum - Up To £7500

Silver - Not Covered

Gold - Up To £2000

Platinum - Up To £5000

If you are ill or injured before you travel then you may have to cancel your trip. Some policies will also cover you if a close relative is ill or injured, or your home is burgled, and you have to cancel as a result.

If you expect to make multiple trips to Armenia in a given year, you can probably secure a better deal if you sign up for annual multi-trip travel insurance.

An annual policy will help you save time since you don’t have to reapply before every departure. More importantly, annual multi-trip insurance cost is bound to be cheaper than obtaining numerous single trip policies over the course of a year.

Armenia Travel Insurance Luggage Cover

Luggage can get lost during transit, and if that happens, it’ll be a major inconvenience in your travel plans. That’s why you need travel insurance that will reimburse you for the trouble should it happen.

For luggage delays of more than 24 hours, Emerald Life offers baggage cover which serves as compensation for the inconvenience and covers the cost of essential replacement clothing and toiletries if your baggage is delayed on your outward journey, up to the amount specified

If the luggage is lost (missing for more than 21 days), you’ll be paid the amount stipulated in the luggage cover for the accidental loss, damage or theft of your baggage and personal effects, up to the amount specified.

Travel Insurance Excesses and Exclusions

Silver - £100

Platinum - £35

Silver - £500

Gold - £150

Platinum - £0

While it can be tempting when buying travel insurance to just look at the final price, it is important that you check any excesses you have to pay.

That is because some cheap policies will have very high excesses which means any claims could be very expensive despite having the insurance. Sometimes excesses are so high it might not even be worth claiming.

Therefore, make sure you buy a Armenia travel insurance policy that balances a good price with reasonable excesses. Also, there may be other exclusions that reduce the premium precisely because payouts are limited. If you need travel insurance, then it is advisable to make sure that you have the best cover you can afford.

Most travel insurance policies will also include different excesses for different types of claims and you can find these in your policy documentation, but generally the medical excess is the most significant.

Do You Need Insurance to Travel to Armenia?

It can be argued that the real question is — can you afford not to have Armenia travel insurance when you leave for Armenia?

Again, tourists have no free access to healthcare services when visiting the country, and private medical care can be costly.

Armenia travel insurance should cover the cost of medical treatment if you fall ill or become injured during your travel.

While no one expects to get sick or become injured while holidaying in Armenia, accidents can happen. If things go south, it’s always helpful to know that you have travel insurance to rely on.

Greece Travel Advice

Following In Darwin’s Footsteps In The Galapagos

Travel insurance guatemala, travel insurance malta, single supplements scrapped in favour of the solo traveller, travel insurance for disabled people.

• Home & Contents
• Landlord Insurance
• Unoccupied House Insurance

Why Emerald?

• Our Systems
• Part of the Community
• The Emerald Difference
• Employee Benefit Programmes
• Diverse Families

Press/Media

• In The Press

OUR FOUNDERS

• Our Partners
• Home Insurance FAQs
• Landlord Insurance FAQs
• Unoccupied Home Insurance FAQs
• Wedding Insurance FAQs
• Travel Insurance FAQs
• Company FAQs
• Claims FAQs

©2023 Emerald Life Limited. All rights reserved. This website contains information on the products and services of Emerald Life only unless otherwise stated. Emerald Life is directly authorised by the FCA under number 945500, registered address 286 Queensbridge Road, London E8 3NH.

Is travel insurance mandatory for obtaining a tourist visa for Armenia?

When planning a trip to Armenia, it is important to understand the visa requirements and whether travel insurance is mandatory. While travel insurance is not a specific requirement for obtaining a tourist visa for Armenia, it is highly recommended.

Travel insurance provides financial protection and coverage for unexpected situations that may arise during your trip, such as medical emergencies, trip cancellations, or lost baggage. Having travel insurance can give you peace of mind and ensure that you are financially protected in case of any unforeseen circumstances.

Additionally, some countries may require proof of travel insurance as a condition of entry. So, it is advisable to have travel insurance to protect yourself and your belongings during your trip.

When choosing a travel insurance policy, make sure to carefully read and understand the terms and coverage. Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, emergency evacuations, and baggage loss or delays.

It is also important to check whether your travel insurance policy covers the entire duration of your stay in Armenia. Some policies may have restrictions on the maximum number of days of coverage or may not cover certain activities or destinations.

In conclusion, As travel insurance is mandatory for obtaining a tourist visa for Armenia, it is highly recommended to have it for your own protection and peace of mind. Make sure to choose a comprehensive policy that suits your needs and covers the entire duration of your trip.

Search Visa and Apply Now

Recent post, blog search by country.

Armenia Visa

Comprehensive travel insurance coverage for Armenia from Tata AIG starts at just ₹40.82.

Situated at the confluence of Eastern Europe and Western Asia, Armenia is a captivating country renowned for its deep historical roots, breathtaking landscapes, and vibrant cultural tapestry.

Armenia's heritage is steeped in antiquity, with a notable role as the first country to embrace Christianity in the early 4th century. Its capital, Yerevan, boasts a historic lineage as one of the world's oldest continually inhabited cities, showcasing an intriguing blend of classical landmarks and contemporary architectural marvels.

Indian travellers embarking on a journey to Armenia can anticipate a rich and immersive encounter. From the tranquil shores of Lake Sevan, often dubbed the "Gem of Armenia," to the commanding peaks of the Caucasus Mountains, the country provides a haven for nature aficionados and adventure enthusiasts alike.

Armenia's hospitable culture is mirrored in its delectable cuisine, a medley of Middle Eastern and Mediterranean flavours. Traditional dishes such as lavash (flatbread), dolma (stuffed grape leaves), and succulent kebabs offer a culinary voyage that resonates harmoniously with Indian tastes.

For history aficionados, Armenia offers a trove of ancient sites, including the UNESCO-listed Geghard Monastery and Garni Temple, remnants of the nation's pre-Christian legacy. The poignant Tsitsernakaberd Memorial Complex in Yerevan is a tribute to the victims of the Armenian Genocide.

So, if you are planning a trip to Armenia from India anytime soon, this comprehensive guide will help you plan your entire trip. It shares necessary information related to the Armenia visa for Indians, the visa cost, the need for a travel insurance plan and much more.

Entry Requirements and Armenia Visa for Indians

Indian citizens can enter Armenia without a visa for up to 180 days. However, if you plan to stay longer, you must apply for a visa at the Armenian embassy or consulate in India. The Armenia visa application process is relatively straightforward and may only take a few days.

Along with a visa application form, provide your passport, a recent photograph, and proof of travel insurance.

As regulations can change, checking with the nearest Armenian diplomatic mission or official government sources for the most up-to-date information on visa requirements is advisable.

Additionally, travellers should ensure that their passport has sufficient validity beyond their intended stay in Armenia. It's recommended to plan ahead and initiate the visa application process well in advance of your intended travel dates to ensure a smooth and hassle-free journey.

To meet the visa requirements for Armenia when travelling from India, you must fulfil the following conditions:

Valid Passport: An Indian passport with validity beyond your intended stay is a primary requisite for entry.

Visa Application: Apply for the appropriate Armenian visa category based on the purpose of your visit, such as tourism, business, or work. Application forms and supporting documents will be necessary.

Passport Photos: Provide recent passport-sized photos as per the specifications outlined by the Armenian embassy or consulate.

Travel Itinerary: Furnish details of your travel plans, including flight reservations and accommodation arrangements.

Financial Proof: Present evidence of sufficient funds to cover your expenses during your stay in Armenia.

Invitation Letter: If applicable, a letter of invitation from an Armenian host or inviting organisation can support your visa application.

Health Insurance: Obtain travel health insurance that covers medical expenses during your stay in Armenia.

Criminal Record Check: Some visa categories might require a criminal background check or police clearance certificate.

Consular Fees: Pay the necessary visa application fees as per the embassy's guidelines.

Please be aware that visa requirements may change and differ based on your purpose of travel and individual circumstances. For the most current and accurate information, it's recommended to consult the official website of the Armenian embassy or consulate in India before making your travel arrangements.

Is There an Armenia Visa on Arrival for Indians?

No, there is no visa on arrival for Indian citizens in Armenia.

Indian citizens must obtain a visa in advance from an Armenian embassy or consulate. The visa application process can take several weeks, so it is important to apply well in advance of your travel date.

Is Armenia a Part of the Schengen Region?

Armenia is a non-Schengen country. This means that it is not part of the passport-free travel zone that exists between most European countries. So, if you wish to travel to a Schengen country from Armenia, you will require a visa for that particular country.

Types of Armenia Visa for Indians

An Armenian visa can be obtained through the Armenian Embassy or Consulate in India prior to departure. Here are the different types of Armenia visas available for Indian citizens:**

Tourist visa: An Armenia tourist visa for Indian citizens is for tourists who want to stay in Armenia for up to 180 days. It can be single-entry or multiple-entry.

Business visa: This visa is for business travellers who want to stay in Armenia for up to 90 days. It can be single-entry or multiple-entry.

Student visa: This visa is for students who want to study in Armenia. It can be single-entry or multiple-entry, and the duration of the visa will depend on the length of the study program.

Work visa: This visa is for foreigners who want to work in Armenia. It can be single-entry or multiple-entry, and the duration of the visa will depend on the length of the employment contract.

Diplomatic visa: This visa is for diplomats and their family members accredited to Armenia.

Official visa: This visa is for government officials and their family members travelling to Armenia on official business.

Eligibility Criteria for Armenian Visa

The eligibility criteria for an Armenian visa for Indian citizens vary depending on the type of visa you are applying for. However, in general, you must meet the following requirements:

Have a valid passport that has at least six months of validity remaining at the time of your travel

Have a return ticket or onward travel documentation

Have a visa application form duly filled and signed

Have a recently taken passport-sized photograph (3.5 x 4.5 cm)

Have proof of sufficient funds to support your stay in Armenia

Have an Armenia invitation letter from a sponsor in Armenia (if applicable)

Adequate financial means are necessary to cover all expenses and sustain both yourself and any accompanying dependents during your entire stay

Armenia Visa Requirements for Indian Citizens: Documents Required for Application

The list of documents for an Armenia visa for Indian citizens varies depending on the type of visa you are applying for. In general, however, you will need to provide the following documents:

List of General Documents for Armenia Visa for Indians

A valid passport

A visa application form

A recent photograph

Proof of international travel insurance

Proof of sufficient funds to support your stay

Proof of accommodation

Return air tickets proving that you would exit the country before your visa expires

Here are the documents required for different types of Armenia visas for Indian citizens:

Documents for Tourist visa:

A valid passport that is at least six months old before the expiration date

Visa application form duly filled and signed

Recent passport-sized photograph (3.5 x 4.5 cm)

Proof of sufficient funds to support your stay in Armenia (bank statement, letter from employer, etc.)

Travel itinerary and proof of accommodation in Armenia

Proof of travel insurance

Documents for Business visa:

Letter from your employer or business sponsor in Armenia

Documents for Student visa:

Proof of sufficient funds to support your stay in Armenia (bank statement, letter from sponsor, etc.)

Letter of acceptance from a university or school in Armenia

Documents for Work visa:

Work permit from the Armenian government

Documents for Diplomatic visa:

Letter from your employer or diplomatic mission in Armenia

Documents for Official visa:

Letter from your employer or government agency in Armenia

Armenia Visa Process for Indians

Online Visa Processing

The online process is the most convenient way to apply for an Armenia e-visa. You can apply through the official website of the Armenian embassy or consulate in India.

The website provides a step-by-step guide on how to apply for a visa.

You must provide your passport details, travel information, and payment information.

The visa application fee can be paid online using a credit or debit card.

Once you have submitted your application, you will receive an email confirmation.

You will be notified of the decision on your visa application via email.

Offline Visa Processing

The offline process is the traditional way to apply for an Armenia visa. You can apply at the Armenian embassy or consulate in India. You will need to submit the following documents:

A recent passport-sized photograph

Proof of sufficient funds to support your stay in Armenia

A letter of invitation from a sponsor in Armenia (if applicable)

The Armenia visa fee for Indian travellers can be paid in cash or by check.

Armenia Visa Processing Time in India

The processing time for an Armenia visa in India depends on the type of visa you are applying for and the method you choose to apply.

Online application: The processing time for an online Armenia visa is typically 5-10 working days.

Offline application: The processing time for an offline Armenia visa is typically 10-15 working days.

However, the processing time may be longer if the Armenian embassy or consulate is experiencing a high volume of applications. It is always best to check with the embassy or consulate in advance to get an estimate of the processing time.

Here are some additional things to keep in mind about the Armenia visa processing time in India:**

The processing time may be longer during peak travel seasons, such as summer and winter holidays.

The processing time may also be longer if you are applying for a visa at a time when the Armenian embassy or consulate is closed.

You can apply for an expedited visa if you need your visa urgently. However, there will be an additional fee for an expedited visa.

Armenian Visa Cost for Indians

The Armenian visa fees for Indian citizens vary depending on the type of visa you are applying for.

[*Note: The prices may change at any time. It is always best to check with the Armenian embassy or consulate in India for the latest prices.]

Embassy of Armenia in India

Embassy of india in armenia, the need for travel insurance to visit armenia from india.

Travel insurance is essential for Indian travellers planning a trip to Armenia. It provides a safety net that offers financial protection and peace of mind in case of unexpected events or emergencies during your journey.

When purchasing travel insurance for your Armenia trip, carefully read the policy terms and coverage details. Different policies offer varying levels of coverage, so select one that aligns with your specific needs and travel plans.

While Armenia is relatively safe, unexpected situations can arise, and having international travel insurance provides a safety net that allows you to focus on enjoying your journey with confidence and security.

Benefits of Buying Tata AIG Armenia Travel Medical Insurance

As previously discussed, securing travel insurance is essential when planning your journey to Armenia. The Tata AIG International Travel Insurance Plan presents a comprehensive range of coverage options, delivered through a streamlined process that ensures swift results and customer contentment—all offered at competitive and affordable rates.

You can enjoy many benefits upon your travel insurance claim with Tata AIG while travelling in Armenia.

For those considering travel health insurance tailored to Armenia, Tata AIG offers plans starting at just ₹40.82 per day*. Calculate your premium promptly to kickstart your secure and worry-free travel experience.

Armenia: Quick Facts

Information last updated Oct 23. While this information is sourced reliably, visa requirements can change. For the most current visa details, visit the official Consulate/Embassy website.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

Why senior citizens travel insurance is must?

Going for a vacation. Here are five reasons you need travel insurance

5 Myths of Travel Insurance

How do indian citizens obtain a visa to travel to armenia.

Indian citizens must apply for an Armenian visa through the Armenian Embassy or Consulate in India before their trip. The process involves submitting necessary documents, including a valid passport, application form, passport-size photographs, and proof of accommodation and travel itinerary.

Is travel insurance required for visiting Armenia from India?

While travel insurance is not mandatory for entering Armenia, it is highly recommended. Travel insurance covers various unforeseen situations, such as medical emergencies, trip cancellations, baggage loss, and more, ensuring a secure and stress-free journey.

What does Tata AIG International Travel Insurance for Armenia offer?

Tata AIG International Travel Insurance offers comprehensive coverage tailored to the needs of travellers to Armenia. It includes benefits like medical expenses, baggage protection, personal liability coverage, travel assistance, reimbursement for fraudulent charges, hijack coverage, cancellation and delayed flight cover, and more.

Can I compare, buy, or renew Tata AIG travel insurance policies online for Armenia?

Absolutely, Tata AIG offers the convenience of comparing, purchasing and renewing travel insurance policies online.

Does Tata AIG travel insurance cover medical expenses related to COVID-19 in Armenia?

Yes, Tata AIG International Travel Insurance includes coverage for hospital expenses related to COVID-19 during your trip to Armenia.

Do I need to undergo pre-policy health check-ups to avail of Tata AIG travel insurance for Armenia?

No, Tata AIG travel insurance for Armenia does not typically require you to undergo pre-policy health check-ups, simplifying the application process.

Can I pay the Tata AIG travel insurance premium in Indian Rupees (INR) and get covered in US Dollars (USD) for my Armenia trip?

Yes, Tata AIG International Travel Insurance allows you to pay the INR premium and provides USD coverage for your journey to Armenia.

How do I calculate the premium for Tata AIG travel insurance for Armenia?

To calculate the premium for your travel insurance policy to Armenia, you can use the online premium calculator provided by Tata AIG. This helps you determine the cost based on the coverage and duration of your trip. Remember to verify the current rates and terms directly with Tata AIG, as circumstances might have changed since my last update.

**Disclaimer ** The display of trademarks, tradenames, logos and any other subject matter of intellectual property on this page pertains and belongs to their respective owners. The display of such intellectual properties on this page must not be construed as an indication of Tata AIG's association or partnership with the owners of said intellectual property. *Subject to change based on the travel insurance policy's nature, extent, and duration of the travel insurance policy.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

Liga Mobile Application

Easy and fast

Travel Insurance

Page Updated 21.07.2023 01:46

• Full Description
• Policy Coverage
• Online purchase instruction
• General Information
• Policy Exclusions

Travel Insurance Terms & Conditions, effective since 28.06.2023 (pdf, 863 kb)

Travel Insurance Terms & Conditions (effective 07.09.2018-27.06.2023) (pdf, 891 kb)

Travel Insurance Terms & Conditions (effective 10.03.2015-07.07.2018) (pdf, 825 kb)

Terms and Conditions for Insurance of Travellers Going Abroad, effective 26.11.2011-10.03.2015 (pdf, 780 kb)

Looking for peace of mind on your next trip? Our travel insurance plans have got you covered.

We understand that travel can be both exciting and unpredictable, which is why we offer comprehensive travel insurance plans to give you peace of mind on your journeys. Our travel insurance plans cover a range of situations, including medical emergencies, lost or stolen baggage, and more. Our team of insurance professionals is dedicated to providing personalized assistance in selecting the right travel insurance plan that meets your specific needs.

We offer medical coverage, including emergency medical expenses, emergency dental expenses, and medical evacuations. In addition, we offer coverage for lost or stolen baggage and delays in receiving your luggage.

Our travel insurance plans come with 24/7 assistance, providing you with support and guidance whenever you need it. We understand the importance of having a reliable support system while traveling, and our team of insurance professionals is always ready to assist you with any questions or concerns you may have.

At our company, we prioritize your safety and well-being. That's why our travel insurance plans are designed to provide you with peace of mind while traveling. Contact us today to learn more about our travel insurance plans and to find the plan that best meets your needs.  

• Insured Accident
• For Individuals
• For Business
• Online Services
• About Company

+(37412) 88-88-88

[email protected]

+(37460) 62-22-22  (Mon-Fri, 9:00-18:00)

[email protected]

[email protected]

• Armenia Tourism
• Armenia Hotels
• Armenia Bed and Breakfast
• Armenia Vacation Rentals
• Flights to Armenia
• Armenia Restaurants
• Things to Do in Armenia
• Armenia Travel Forum
• Armenia Photos
• All Armenia Hotels
• Armenia Hotel Deals
• Last Minute Hotels in Armenia
• Things to Do
• Restaurants
• Vacation Rentals
• Travel Stories
• Rental Cars
• Add a Place
• Travel Forum
• Travelers' Choice
• Help Center

Travel Insurance - Armenia Forum

• Asia    
• Armenia    

Travel Insurance

• United States Forums
• Europe Forums
• Canada Forums
• Asia Forums
• Central America Forums
• Africa Forums
• Caribbean Forums
• Mexico Forums
• South Pacific Forums
• South America Forums
• Middle East Forums
• Honeymoons and Romance
• Business Travel
• Train Travel
• Traveling With Disabilities
• Tripadvisor Support
• Solo Travel
• Bargain Travel
• Timeshares / Vacation Rentals
• Asia forums
• Armenia forum

My wife and I live in New Zealand and my wife (who is Armenian) is flying her parents over here to NZ to stay with us for 5 months. We are looking into travel insurance for them and was wondering what companies in Armenia would be good options for them to get a policy?

Her father is 71 and her mother is in her late 50's and they are staying for 5 months, we would like to compare prices between a few companies if possible.

2 replies to this topic

Insurance agencies in Armenia do not provide services to people of pension age to my knowledge. And I would suggest to go with local, NZ insurance agencies rather than Armenian. There were cases that Armenian insurance policies were invalidated abroad.

@Gira: Very good suggestion. Which, by personal experience, also applies for a Canadian travelling in the US. It was much cheaper, with a lot more options, for me (at 77, last year) to purchase « emergency medical » insurance in the US than in Canada!.

This year, travelling in Armenia, I chose to gamble (at 78 but in good condition) and took no insurance! But keeping my fingers crossed every time I take a cab here! Ha ha ha!

• E-Visa Declined 2:19 pm
• Yerevan - airport/currency/day trips 10:01 am
• Taxi price from yerevan to airport Apr 18, 2024
• Direct bus To Tabriz ( iran) Apr 18, 2024
• Minivan from Tbilisi to Yerevan Apr 08, 2024
• Keep getting Armenia eVisa Denied [Indian Passport] Apr 04, 2024
• How to get from Armenia to Turkey by car Apr 04, 2024
• Unable to download approved E-visa Apr 02, 2024
• 5Nights 6 days Tour to Yerevan and Tsaghkadzor Apr 01, 2024
• Which is better? Advantour or Arara Tour? Mar 28, 2024
• Road fines in Armenia Mar 28, 2024
• 1 day tour from Yerevan Mar 27, 2024
• Armenia itenary Mar 26, 2024
• Tourism Mar 25, 2024
• Armenia at Easter 7 replies
• Weather in October 2 replies
• 10 day trip in armenia 9 replies
• YEREVAN for one week, reccomendations please! 8 replies
• 2 days in Yerevan 5 replies
• General Armenia Info - specifically Yerevan. 6 replies
• Vegetarian food 3 replies
• Portable gas cooker- how to solve it in Armenia 5 replies
• need for vaccines when visiting Armenia 5 replies
• indian lady needs a 15 day trip to armenia azerbaijan and 8 replies

Armenia Hotels and Places to Stay

• Armenia Tourism
• Armenia Hotels
• Armenia Guest House
• Armenia Holiday Homes
• Armenia Flights
• Armenia Restaurants
• Armenia Attractions
• Armenia Travel Forum
• Armenia Photos
• All Armenia Hotels
• Armenia Hotel Deals
• Last Minute Hotels in Armenia
• Things to Do
• Restaurants
• Holiday homes
• Travel Stories
• Add a Place
• Travel Forum
• Travellers' Choice
• Help Centre

Travel Insurance - Armenia Forum

• Asia    
• Armenia    

Travel Insurance

• India Forums
• United States Forums
• Europe Forums
• Canada Forums
• Asia Forums
• Central America Forums
• Africa Forums
• Caribbean Forums
• Mexico Forums
• South Pacific Forums
• South America Forums
• Middle East Forums
• Honeymoons and Romance
• Business Travel
• Train Travel
• Traveling With Disabilities
• Tripadvisor Support
• Solo Travel
• Bargain Travel
• Timeshares / Holiday Rentals
• Asia forums
• Armenia forum

Is it mandatory to have travel insurance to enter Yerevan?

Insurance is not required.

Visa cost is fixed regardles of the point/way you get it. It is about USD 30 for 120 days stay. I strongly advice however to get is online through http://evisa.mfa.am portal to avoid unnecessary and long queue in the airport. It takes max 3 working days to get the visa online.

• E-Visa Declined 23:49
• Yerevan - airport/currency/day trips 19:31
• Taxi price from yerevan to airport 18 April 2024
• Direct bus To Tabriz ( iran) 18 April 2024
• Minivan from Tbilisi to Yerevan 08 April 2024
• Keep getting Armenia eVisa Denied [Indian Passport] 04 April 2024
• How to get from Armenia to Turkey by car 04 April 2024
• Unable to download approved E-visa 02 April 2024
• 5Nights 6 days Tour to Yerevan and Tsaghkadzor 01 April 2024
• Which is better? Advantour or Arara Tour? 28 March 2024
• Road fines in Armenia 28 March 2024
• 1 day tour from Yerevan 27 March 2024
• Armenia itenary 26 March 2024
• Tourism 25 March 2024
• Advice please: 2 weeks in Georgia and Armenia 11 replies
• Passport-size picture needed? 3 replies
• nagorno karabakh 10 replies
• getting admission in university in armenia 3 replies
• indian lady needs a 15 day trip to armenia azerbaijan and 8 replies
• YEREVAN for one week, reccomendations please! 8 replies
• armenian visa 5 replies
• Visiting Armenia between 30 aug and 5 Sept 5 replies
• Weather in Armenia on August 4 replies
• Do Not Visit Armenia 14 replies

Armenia Hotels and Places to Stay

DESCRIPTION

Traveling is one of the most important components of our life. The vast majority of our collection of happy moments comes from travel. Almost every family has a Travel Savings Container where annual travel funds are collected.

Unforeseen, unpleasant incidents in your trip should not spoil your experience.

INGO ARMENIA gives you the opportunity to receive a travel insurance package and trusts us with all the accidents that occurred during the trip. 50,000 people choose INGO ARMENIA every year.

WHO CAN BE INSURED? • Any individual under the age of 85, his family members (children, wife, husband, parents, etc).

FROM WHAT ACCIDENTS YOU CAN BE INSURED?

The insurance contract may include the following insurance programs:

• Medical expenses insurance,
• Insurance of medical transportation expenses
•  Organization of legal advice

OUR ADVANTAGES

• Our insurance policy is accepted by all consular services around the world, which help with visa issues:
• In any stressful situation at any time of the day you will receive detailed advice on who to contact and how to contact under the circumstances:
• The insurance policy can be easily renewed for a new period or canceled in case the trip does not take place

SIGNING OF THE CONTRACT

HOW TO ACQUIRE A POLICY?

• Purchase Online
• Approach one of the Company offices   or one of the points of sale
• Call 010 59 21 21 and invite an agent to a convenient place for you.

Individual travel insurance rules

Individual travel insurance rates

Application of compensation for assistance to an insured person on individual travel

51, 53 Hanrapetutyan Str., Yerevan 0010, RA

Тel.: +374 (10) 59 21 21

E-mail: [email protected]

• Motor insurers’ bureau of Armenia
• Shareholders and Investors
• Agent’s page
• Client’s rights
• What to do in case of insurance event?
• Republic of Artsakh
• Gegharkunik
• Vayots Dzor

Customer Support

+1 949 864 6017

• International Travel Insurance
• Visitor / Immigrant Insurance
• Senior Travel Insurance
• Business Travel Insurance
• Travel Insurance For Schengen Visa
• Student Insurance Plan
• How It Works
• Manage Your Policy
• Book Appointment
• Get A Quote

My Profile Details

Make payment history.

• Destination
• Armenia Insurance

How much does travel insurance for Armenia cost?

Travelers frequently inquire about the cost of travel insurance Armenia , but the answer is that prices vary depending on a number of factors. The number of travelers and their ages, for example, will influence the plan’s cost. A similar concept applies to the length of the trip. And the type of coverage included in the plan is the most essential factor in determining cost. Generally, the more coverage a plan offers, the higher the final price.

Similar Questions

How can i buy travel insurance for armenia.

Travelers can easily find and get travel insurance for Armenia through online travel agencies. Travelner offers many choices for travel insurance right on the website and mobile app, along with the most reasonable travel insurance.

Do I need travel insurance for Armenia

This answer is yes. If you are planning to travel to Armenia, Travelner is highly recommended to have Armenia travel insurance that covers unexpected events such as medical emergencies, trip delays, trip interruptions, and lost or stolen luggage.

Is travel insurance required for Armenia?

No, travel insurance is not required for Armenia. However, it is highly recommended to have travel insurance for Armenia that covers unexpected events during your trips.

Couldn't find an answer to your question?

Our Customer Success Team of licensed insurance specialists can help. Just click the button below and submit your question. Our experts will typically respond within 48 hours.

• Auto Insurance Best Car Insurance Cheapest Car Insurance Compare Car Insurance Quotes Best Car Insurance For Young Drivers Best Auto & Home Bundles Cheapest Cars To Insure
• Home Insurance Best Home Insurance Best Renters Insurance Cheapest Homeowners Insurance Types Of Homeowners Insurance
• Life Insurance Best Life Insurance Best Term Life Insurance Best Senior Life Insurance Best Whole Life Insurance Best No Exam Life Insurance
• Pet Insurance Best Pet Insurance Cheap Pet Insurance Pet Insurance Costs Compare Pet Insurance Quotes
• Travel Insurance Best Travel Insurance Cancel For Any Reason Travel Insurance Best Cruise Travel Insurance Best Senior Travel Insurance
• Health Insurance Best Health Insurance Plans Best Affordable Health Insurance Best Dental Insurance Best Vision Insurance Best Disability Insurance
• Credit Cards Best Credit Cards 2024 Best Balance Transfer Credit Cards Best Rewards Credit Cards Best Cash Back Credit Cards Best Travel Rewards Credit Cards Best 0% APR Credit Cards Best Business Credit Cards Best Credit Cards for Startups Best Credit Cards For Bad Credit Best Cards for Students without Credit
• Credit Card Reviews Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus
• Credit Card by Issuer Best Chase Credit Cards Best American Express Credit Cards Best Bank of America Credit Cards Best Visa Credit Cards
• Credit Score Best Credit Monitoring Services Best Identity Theft Protection
• CDs Best CD Rates Best No Penalty CDs Best Jumbo CD Rates Best 3 Month CD Rates Best 6 Month CD Rates Best 9 Month CD Rates Best 1 Year CD Rates Best 2 Year CD Rates Best 5 Year CD Rates
• Checking Best High-Yield Checking Accounts Best Checking Accounts Best No Fee Checking Accounts Best Teen Checking Accounts Best Student Checking Accounts Best Joint Checking Accounts Best Business Checking Accounts Best Free Checking Accounts
• Savings Best High-Yield Savings Accounts Best Free No-Fee Savings Accounts Simple Savings Calculator Monthly Budget Calculator: 50/30/20
• Mortgages Best Mortgage Lenders Best Online Mortgage Lenders Current Mortgage Rates Best HELOC Rates Best Mortgage Refinance Lenders Best Home Equity Loan Lenders Best VA Mortgage Lenders Mortgage Refinance Rates Mortgage Interest Rate Forecast
• Personal Loans Best Personal Loans Best Debt Consolidation Loans Best Emergency Loans Best Home Improvement Loans Best Bad Credit Loans Best Installment Loans For Bad Credit Best Personal Loans For Fair Credit Best Low Interest Personal Loans
• Student Loans Best Student Loans Best Student Loan Refinance Best Student Loans for Bad or No Credit Best Low-Interest Student Loans
• Business Loans Best Business Loans Best Business Lines of Credit Apply For A Business Loan Business Loan vs. Business Line Of Credit What Is An SBA Loan?
• Investing Best Online Brokers Top 10 Cryptocurrencies Best Low-Risk Investments Best Cheap Stocks To Buy Now Best S&P 500 Index Funds Best Stocks For Beginners How To Make Money From Investing In Stocks
• Retirement Best Gold IRAs Best Investments for a Roth IRA Best Bitcoin IRAs Protecting Your 401(k) In a Recession Types of IRAs Roth vs Traditional IRA How To Open A Roth IRA
• Business Formation Best LLC Services Best Registered Agent Services How To Start An LLC How To Start A Business
• Web Design & Hosting Best Website Builders Best E-commerce Platforms Best Domain Registrar
• HR & Payroll Best Payroll Software Best HR Software Best HRIS Systems Best Recruiting Software Best Applicant Tracking Systems
• Payment Processing Best Credit Card Processing Companies Best POS Systems Best Merchant Services Best Credit Card Readers How To Accept Credit Cards
• More Business Solutions Best VPNs Best VoIP Services Best Project Management Software Best CRM Software Best Accounting Software
• Manage Topics
• Investigations
• Visual Explainers
• Newsletters
• Abortion news
• Coronavirus
• Climate Change
• Vertical Storytelling
• Corrections Policy
• College Football
• High School Sports
• H.S. Sports Awards
• Sports Betting
• College Basketball (M)
• College Basketball (W)
• For The Win
• Sports Pulse
• Weekly Pulse
• Buy Tickets
• Sports Seriously
• Sports+ States
• Celebrities
• Entertainment This!
• Celebrity Deaths
• American Influencer Awards
• Women of the Century
• Problem Solved
• Personal Finance
• Small Business
• Consumer Recalls
• Video Games
• Product Reviews
• Destinations
• Airline News
• Experience America
• Today's Debate
• Suzette Hackney
• Policing the USA
• Meet the Editorial Board
• How to Submit Content
• Hidden Common Ground
• Race in America

Personal Loans

Best Personal Loans

Auto Insurance

Best Auto Insurance

Best High-Yields Savings Accounts

CREDIT CARDS

Best Credit Cards

Advertiser Disclosure

Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. We receive compensation from the companies that advertise on Blueprint which may impact how and where products appear on this site. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Blueprint. Blueprint does not include all companies, products or offers that may be available to you within the market. A list of selected affiliate partners is available here .

Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

• path]:fill-[#49619B]" alt="Facebook" width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg">
• path]:fill-[#202020]" alt="Email" width="19" height="14" viewBox="0 0 19 14" fill="none" xmlns="http://www.w3.org/2000/svg">

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Best cheap travel insurance

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

• Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
• Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

• Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
• Atlas Journey Premier offers $150,000 in primary medical coverage.
• Both plans have top-notch $1 million per person in medical evacuation coverage.
• Each plan offers travel inconvenience coverage of $750 per person.
• 12 optional upgrades, including destination wedding and rental car damage and theft.
• No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

• Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
• Cheap trip insurance for cruises.
• Offers a rare $150,000 for non-medical evacuation.
• $500 per person baggage delay benefit only requires a 3-hour delay.
• Optional rental car damage benefit up to $50,000.
• Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

• Free coverage for children 17 and under on the same policy.
• $2,000 travel delay coverage per person ($250 per day) after 5 hours.
• Hurricane and weather coverage after a common carrier delay of any amount of time.
• Only $50,000 per person emergency medical coverage.
• Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

• Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
• Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
• Non-medical evacuation benefit of $25,000 per person.
• Baggage loss benefits of $2,500 per person.
• Travel medical coverage is secondary.
• Trip cancellation benefit for losing your job requires three years of continuous employment.
• No “cancel for any reason” (CFAR) upgrade available.
• Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

• Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
• Bundle upgrades allow you to customize your affordable travel insurance policy.
• Emergency medical and evacuation limits can be doubled with optional upgrade.
• Base travel insurance policy has relatively low medical limits.
• $300 baggage delay benefit requires a 12-hour delay.
• Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

• Best-in-class $2,500 per person in missed connection coverage.
• $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
• Generous $2,500 per person baggage and personal items loss benefit.
• Most expensive of the best cheap travel insurance plans.
• No “interruption for any reason” coverage available.
• Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

• Age and number of travelers being insured.
• Trip length.
• Total trip cost.
• The travel insurance plan you choose.
• The travel insurance company.
• Any add-ons, features or upgraded benefits you include in the travel insurance plan.

Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

• Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
• Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

• Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
• Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
• Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
• Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

• How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
• Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
• The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

• Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
• Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
• Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

• Medical emergencies.
• Trip delays.
• Trip interruption.
• Trip cancellation.
• Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

• Rental car damage coverage. 
• Medical bundle.
• Security bundle.
• Accidental death and dismemberment coverage.
• Adventure sports bundle.
• Pet bundle.
• Wedding bundle.
• “Cancel for work reasons” coverage.
• “Interruption for any reason” (IFAR) coverage.
• “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

10 worst US airports for flight cancellations this week

Travel Insurance Heidi Gollub

AXA Assistance USA travel insurance review 2024

Travel Insurance Jennifer Simonson

10 worst US airports for flight cancellations last week

Average flight costs: Travel, airfare and flight statistics 2024

Travel Insurance Timothy Moore

John Hancock travel insurance review 2024

HTH Worldwide travel insurance review 2024

Airfare at major airports is up 29% since 2021

USI Affinity travel insurance review 2024

Trawick International travel insurance review 2024

Travel insurance for Canada

Travel Insurance Mandy Sleight

Travelex travel insurance review 2024

Best travel insurance companies of April 2024

Travel Insurance Amy Fontinelle

Best travel insurance for a Disney World vacation in 2024

World Nomads travel insurance review 2024

Outlook for travel insurance in 2024

‘Conan O’Brien Must Go’ Is a Keeper: TV Review

Legendary talk show host and hot wing evangelist returns to television with hilarious new Max travel show

By Stephen Rodrick

Stephen Rodrick

• ‘Conan O’Brien Must Go’ Is a Keeper: TV Review 2 days ago
• ‘The Dynasty’: How the Apple TV+ Documentary Chronicled the New England Patriots’ Legacy After Their Championship Run 1 month ago
• SXSW Doc ‘Clemente’ Showcases the Enduring Influence of a Pioneering MLB Star 1 month ago

The key to understanding Conan O’Brien’s comedy is knowing that it comes from a point of kindness. Yes, I know in this age of comics punching down , this kind of compliment may leave you with a neon “Must Avoid!” sign flashing in your bleary eyes — but stay with me.

Popular on Variety

Conan’s three-decade run as a talk show host ended in 2021 under less-than-optimal circumstances , as he wound down his TBS show during the pandemic year. He talked to longtime sidekick Andy Richter , who sat among dozens of cardboard cutout fans. O’Brien quipped that they were last in line for the vaccine because the CDC had looked at the shows and “they said ours is the least essential of pretty much all the non-essential shows.”

There was some truth in that, but Conan had already started his move to other outlets , starting with his “Conan O’Brien Needs a Friend” podcast in 2018.

The podcast is funny and sweet, especially the pre-interview segments with longtime associate Sona Movsesian and producer Matt Gourley. Conan mocks Sona’s legendarily bad work habits. and Gourley’s flea market predilections, but any kind of comedic acid is reserved for the self-lacerating O’Brien. (On a recent episode, Conan runs down his own looks, and it is cruel and hilarious, but part of me is thinking, “Dude, cut yourself a break.”). The only time things get contentious is when Conan visited by longtime friend Kevin Nealon — perhaps the podcast’s best episodes.

The podcast had an offshoot called “Conan O’Brien Needs a Fan,” on which O’Brien would talk to a fan, often in a faraway land. That led to O’Brien traveling to Norway, Thailand, Ireland and Argentina to meet them. Why? Well, a dour and ominous narrator, aka Werner Herzog, offered this rationale at the beginning of each episode: “Once a proud talk show host, he’s been driven by a changing ecosystem to a drier and harsher climate: the weekly podcast. Here , without the nourishment of his studio audience, this clown with dull , tiny eyes, the eye of a crudely painted doll , is forced to feed on that meagerest of morsels: the random call-in fan. Unhinged by the feral scent of their mild enthusiasm. He scavenges in distant lands uninvited, fueled by a bottomless hunger for recognition , and the occasional selfie.”

It’s a self-deprecating bit, but it’s also the truth. Conan has been doing travel shows for years, most notably one to Movsesian’s native Armenia , as well as a chaotic trip to Finland where O’Brien is treated as a god because of his physical resemblance to the Finnish president who happens to be a woman. He clearly loves the journey. And he loves the comedy set piece–see his classic “Old Timey Baseball” opus — which has always been an essential part of his appeal.

The encounters work because O’Brien doesn’t treat his new friends as fools — rather , he revels in the fact that he is the fool. (See his instant-classic appearance on “Hot Ones,” the show where interviews are conducted while the celebrity consumes increasingly acidic chicken wings. Conan rhapsodizes on comedy being all around us as green-yellow mucus drips down his nose.) Of course, there are exceptions made for old friends. Conan goes out for asada in Buenos Aires with the effete and erudite Jordan Schlansky, a longtime producer and frenemy. Schlansky and Conan are the Steve Coogan and Rob Brydon of American cable , and on his TBS show and podcast the two have tangled over Japanese customs, Conan hosting Schlansky’s bachelor party in his own office, and Schlansky hiding an expensive Espresso machine in an inaccessible part of their offices. (As with the Courtney Thorne-Smith segment, Conan’s visceral malice toward Schlansky works because it is so out-of-character).

During the Argentina episode, they get into a fierce argument about the proper pronunciation of the word “tango,” Conan then licks Schlansky’s favorite cut of meat — wait, that came out wrong. After, they go on an ill-fated trip to the Pampas, where both fail spectacularly at gaucho life.

Not everything works. O’Brien does a self-referential bit about the expensive drone he is using on the first show , and for the next four episodes I am distracted every time I see a beautiful shot thinking about the drone’s specifications and capabilities. Some of the stuff goes on a bit long, but so does my writing.

These are minor quibbles. If you’re a Conan fan, you’ll treasure the trips, just like his completists treasure encounters with a masturbating bear. The series ends with Conan tracing his family’s roots in Ireland. He comes across his ancestor’s land, makes a few jokes, but then looks at the land, clearly moved. Conan O’Brien has played the fool long enough; we grant him this moment of humanity with all our hearts.

All four episodes of “Conan O’Brien Must Go” are now available on Max.

More From Our Brands

Biden congratulates tennessee auto plant on historic unionization drive, inside the hidden world of vip perks at america’s marquee sports arenas, south carolina plans to buy women’s final four center court, be tough on dirt but gentle on your body with the best soaps for sensitive skin, two family guy holiday specials set to premiere on hulu in 2024, verify it's you, please log in.