travel insurance zurich malaysia

• Net Zero 2050
• Editor’s Choice
• Entrepreneur
• Environment
• Human Resource
• Travel & Dining

MyAirline Selects Zurich As Official Travel Insurance Provider For Up To RM100k Coverage

RELATED ARTICLES MORE FROM AUTHOR

Moh issues advisory after 45 cases of heat related illness reported, us release official statement of iran’s attack, govt issues travel advisory to malaysian in four countries, leave a reply cancel reply.

Save my name, email, and website in this browser for the next time I comment.

Foreign Affairs Ministry On Standby Over Iran Situation

3 Takaful Travel Insurance Offering The Best Coverage

Going on a vacation without insurance is a no-no because there are endless possibilities that your trip something may go wrong during your trip. When it comes to buying insurance, some of us prefer certain policies over others for various reasons, one of them being religious.

However, finding the ideal takaful travel insurance can be a daunting task cause there are plenty of choices out there. But these 3 policies are top-rated takaful insurance in Malaysia and are preferred by many people. Read on to find out what they are.

Zurich Z-Travel Takaful

Z-Travel Insurance offers comprehensive coverage for both international and domestic travel in Malaysia. It comes in two variants: Z-Travel Insurance (International) and Z-Travel Insurance (Domestic), which cater to different needs. Here are the key benefits of the international plan.

Key benefits

With a cover amount of up to RM1,000,000, you will receive cover:

• Accidental Death & Permanent Disability up to RM500,000
• Unlimited Medical Expenses for Diamond Plan customers
• Unlimited Medical Evacuation and Repatriation for all plans
• Travel Cancellation/Curtailment – up to RM30,000
• Personal Liability up to RM1 million
• Emergency Cash up to RM5,000 and more

Takaful myTravel PA

myTravel PA is an all-in-one travel and personal accident plan by Takaful Malaysia that covers local and overseas trips. The local coverage comes in a single plan while the international trip is offered in Bronze, Silver and Gold. The most significant element of this takaful travel insurance is that it offers unlimited coverage amount for medical evacuation and repatriation.

• Accidental Death or Permanent Disablement up to RM500,000 per adult (up to RM1.5 million per family)
• Medical Expenses up to RM500,000 per adult (up to RM1.5 million per family)
• Compassionate Visitation and Child Guard Benefit of up to RM10,000
• Hospital Allowance of up to RM10,500
• Unlimited coverage amount for medical evacuation and repatriation (for Bronze, Silver and Gold plans)
• Travel Cancellation and Curtailment up to RM25,000
• Personal Liability coverage of RM1 million
• Optional COVID-19 coverage up to RM200,000 for medical expenses overseas and RM100,000 for medical evacuation and repatriation

Etiqa TripCare360 Takaful

TripCare 360 by Etiqa is offered for both domestic and international trips. The domestic coverage is offered as a single plan while the international coverage is offered in Silver, Gold, and Platinum plans. Some of the major events covered by these plans and their amounts are summarised below:

With an Aggregate Limit of Liability up to RM5,000,000 per certificate, it covers:

• Accidental death or permanent disability up to RM500,000
• Medical-related expenses up to RM500,000
• Loss or damage to your baggage up to RM5,000
• Flight delays of up to RM5,000
• Loss of travel documents up to RM1,500
• Alternative treatment expenses up to RM1,000 and more

Cashless Medical Care  (for overseas trips) – Guarantee Letters (GL) are provided with just one phone call to our 24/7 hotline +603-2785-6565 so that you can be admitted to the hospital without payment.

Loss of Valuables  – Get paid up to RM5,000 for loss or damage to your baggage, money, travel documents, and personal belongings. Valid for theft, mishandling of your property, and more.

Fast & Easy Claims  – Make quick claims via WhatsApp at +603-27804677 or www.eti.qa/whatsapp.

Travel Delay  – Get paid RM100 for a 2-hour flight delay for all plans

COVID-19 Add-on Coverage  – Enjoy extra peace of mind on your overseas trip by adding COVID-19 coverage to your TripCare 360 plans, with an additional premium.

Where to buy these policies?

There’s no better place to buy these policies than at Bjak. As Malaysia’s No.1 Insurance Comparison Site, Bjak instantly compares takaful travel insurance policies from up to 10 brands, including the ones mentioned in the list above.

Have the ease of comparing and customising your add-on on our platforms and enjoy huge savings online. Simply click on the button below to receive a free travel quote from us and start seeing prices for free.

Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!

• Travel Insurance FAQ: Answers To Questions You May Have
• 5 Best Flight Insurance Policies In Malaysia
• Pros & Cons Of Buying Your Flight Insurance Online

Best Travel Insurance in Malaysia (2023)

by fatberry.com | Jul 7, 2023 | Travel Insurance

Best Travel Insurance in Malaysia

Planning on an overseas trip for you and your loved ones with no travel insurance? Whoops, you got to stop there for a moment. We don’t want to jinx anything bad to happen but no travel insurance is quite a risk.

We understand that you may be unsure about which is the best travel insurance in Malaysia for you, but don’t worry! As always, we’ve got you covered with our travel insurance comparison in Malaysia. Continue reading to find the best one for you!

What Is Travel Insurance?

Travel insurance protects you financially if you encounter certain problems when travelling or on vacation with your loved ones. They range from little issues like lost, damaged, or delayed luggage to major ones like emergency medical care overseas.

Why Do I Need Travel Insurance?

When we think of holidays, we always think of having peace of mind and protection when travelling. And, certainly, with travel insurance, you’ll be able to enjoy both with no worries at all! International travel insurance covers not only lost luggage and medical expenses but also changes in plans, unexpected death or disability. All of these are things that you never know if they will happen or not, but it is always important to be cautious!

How Much Does Travel Insurance Cost?

You might think travel insurance is expensive and is only applicable when travelling overseas – yes, we do get that a lot so you’re not alone! But there’s good news for you, the price of travel insurance is not as high as most people believe, and it is determined by numerous criteria such as coverage quantity, length, and destination. You can also choose between individual and family travel insurance coverage.

Malaysia provides a broad choice of travel insurance plans with various coverage levels in order to accommodate all sorts of travellers. We will list them out for you from the cheapest travel insurance in Malaysia to the highest price (which is still a good price) in a moment!

Top 5 Travel Insurance in Malaysia

1. msig travelright plus insurance.

MSIG TravelRight Plus Insurance is one of the best travel insurance in Malaysia that compensates you for accidents and specified occurrences that occur during your trip within the term of the policy. For example, travel delays, luggage damage or loss, injury, mishaps, and the list continues.

This coverage ensures that whether you are travelling for business or pleasure, you are always protected throughout your trip. You can choose between a short-term policy for a single trip and annual coverage for an infinite number of journeys during the policy year. All Malaysians, Permanent Residents, Non-Residents, Work Permit/Employment Pass Holders, and other lawfully working Malaysians, as well as their dependents, are eligible to apply.

In addition to your TravelRight Plus Insurance Policy, you can choose from the following add-on plans to extend your Travel Insurance coverage:

• COVID-19 Benefit – Pays medical expenditures for COVID-19 therapy if you are affected and hospitalised abroad.
• Travel Add-On: Alternative Transport Top Up – Pays additional costs for alternative transportation or alternate routes to your following destination if your booked transport is cancelled or delayed for any more than 24 hours abroad.

You can get your travel insurance covered for as low as RM138! Refer here for a more detailed explanation of the benefits of MSIG TravelRight Plus Insurance and here to get your quote with Fatberry!

2. Berjaya SOMPO TravelSafe

A vacation is never enjoyable when you are preoccupied with worries. SOMPO TravelSafe gives you peace of mind when travelling by protecting you from COVID-19* with up to RM500,000 – related issues and more. Make your long-awaited fantasy of a postcard-perfect vacation a safer reality with the cheapest travel insurance in Malaysia for as low as RM52 per plan!

*Only valid for fully vaccinated travellers.

Even after the COVID-19 pandemic, your holiday trip should still be safe and memorable. Although the pandemic may have affected our travel lives and habits, we want you to have the best travel moments possible! But when unforeseen circumstances arrive, the last thing we should be concerned about is the financial burden.

What is Berjaya SOMPO TravelSafe About?

This policy is another best travel insurance in Malaysia that covers anyone travelling overseas (as well as within Malaysia) in the occurrence of injuries, disability, or death caused exclusively by violence, accidental, external, and fairly evident.

This policy also reimburses expenses incurred during the trip as a result of travel problems.

What Will Berjaya SOMPO TravelSafe Cover?

Some of the things that will be covered by Berjaya SOMPO TravelSafe:

• Medical, Hospital & Other Expenses up to RM500,000
• Travel Curtailment
• Emergency Medical Evacuation & Repatriation
• Loss of Deposit or Cancellation
• Overseas Quarantine Allowance Due to COVID-19

Refer here for a more detailed explanation of the benefits of Berjaya SOMPO TravelSafe and here to get your quote with Fatberry!

3. Zurich Z-Travel Insurance

Zurich Z-Travel Insurance is one of the best travel insurance in Malaysia that covers compensation in the event of accident-related injuries, disability, or death, medical expenditures received as a result of accident or sickness, travel difficulty, and travel assistance for your international trip. This product also offers optional compensation if you become contaminated with Covid-19.

You can select from four (4) distinct levels of cover types:

1. Trip type – single trip, one-way trip, or annual trip. 2. Coverage type – individual cover, individual & spouse cover, family cover, or senior cover. 3. Types of Plan – Silver, Gold, or Diamond. 4. Travel area – Area 1, Area 2, or Area 3.

What Are The Covers/Benefits Provided?

• 24-Hour Emergency Medical Assistance Benefits
• Protection for Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More
• High Medical Coverage
• Home Care Benefits
• Rental Car Excess
• Personal Accident Coverage
• 24/7 Worldwide Zurich Travel Assistance
• Travel Inconvenience Coverage
• Optional Covid-19 Add-On

You can get your travel insurance covered with Z-Travel for as low as RM99! Refer here for a more detailed explanation of the benefits of the insurance plan and here to get your quote with Fatberry!

4. Allianz Travel Insurance

Allianz is a well-known name in the insurance industry, as well as one of the best travel insurance in Malaysia. It has upped the bar for the coverage and advantages that travel insurance can provide with its multi-award-winning insurance firm.

Allianz’s services are rather clear. You can apply for two of these online: Allianz Travel Insurance and Allianz Flight Care. However, we personally favour Allianz Travel Insurance over Alliance Flight Care because the former provides more complete coverage, both internationally and domestically compared to the latter.

Aside from the standard coverage provided by most insurance companies, Allianz goes above and beyond by providing coverage for funeral expenses, hijacking, terrorism, and — on a lighter note — pet hotel and sports activities like mountain climbing.

What Does Allianz Travel Insurance Covers?

• International and domestic travel for your family
• Medical costs
• Travel or luggage delay
• Delays in travel or luggage Emergency medical evacuation and repatriation programme
• Death by accident and lasting disability

You can get this plan for as low as RM200! Refer here for a more detailed explanation of the benefits of the insurance plan and here to get your quote with Fatberry!

5. TripCare 360 Takaful

Etiqa Takaful is yet another best insurance in Malaysia that we bring to you. It offers four different types of travel insurance plans, but the TripCare 360 Takaful is the most beneficial, which is why it is so popular. One feature that will appeal to you about TripCare 360 Takaful is its 25% rebate, which distinguishes it from competitors. It also has a cashless medical benefit that allows you to be hospitalised without having to pay anything. All you need are the Guarantee Letters (GL) and a phone call to the company’s 24-hour helpline.

Some other benefits it covers:

• Up to RM5,000 for baggage loss and damage, personal money and travel document theft.
• Get up to RM100 in compensation for any airline delays.
• Terrorist coverage
• 25% when applied online
• Add-ons for adventurous activities
• Cashback when you make no claims for the annual plan

If you are wondering how much you would have to pay for the TripCare 360 Takaful, you can click here to get your quote with Fatberry!

Why Should I Buy Travel Insurance with Fatberry?

1. low market rates.

Fatberry simply offers the best savings available, and nothing else! We compare insurance costs instantaneously online, and you may even be eligible for a refund if you find a lower price on another site. If you provide proof that the other bids are lower, Fatberry will guarantee to repay the difference within 7 working days.

2. The Quote Is Ready Right Away!

Don’t worry about finding time to speak with a sales representative since Fatberry can provide you with a fast quote in only 3 minutes. And, as an added benefit, getting a quote from Fatberry is entirely free!

3. Easily Compare Pricing

On Fatberry, you can compare insurance brands from all across Malaysia. All it takes is one page to see a comparison of the features and rates of all accessible insurance products. That is not difficult; all you need is a few clicks and you are ready to go.

Now, make sure to select a travel insurance plan that suits you the best!

Check the list to determine which travel insurance plan is the perfect one for you:

• Destination
• Personal Belongings
• Sports & Activities
• Trip Cancellations

Once they are all checked, you can click here to get your quotations as soon as possible with Fatberry!

Recommended Reads

Zurich Travel Insurance

Travel Insurance

Zurich Travel Insurance Photo: Zurich Malaysia Every year, many people are eager to embark on a journey that will extend their horizons and provide...

MSIG Travel Insurance 2023: Find Out More!

MSIG Travel Insurance Having a presence in 46 countries worldwide, MSIG is a division of MS&AD Insurance Group, the top general insurance brand...

Follow Us For Latest Updates!

Best Travel Insurance Malaysia: Travel with Peace of Mind

By aisha liyana.

You purchased your flight ticket, booked your hotel, and planned the itinerary.

But have you thought of travel insurance? Among all the fancy planning for a great voyage, people tend to forget about travel insurance.

So what is it?

Table of Contents

What is Travel Insurance?

Travel insurance is a specialised coverage designed to meet the specific hazards of travelling.

It is a precaution, shielding travellers from unanticipated costs such as medical problems, misplaced luggage, or trip delays.

Choosing the best travel insurance in Malaysia offers a simpler and worry-free experience for anyone planning a vacation from or inside Malaysia.

Why Do I Need The Best Travel Insurance in Malaysia?

Travelling overseas is fraught with uncertainty for Malaysians. Even for domestic travel, while Malaysia’s tropical weather is appealing, it can sometimes cause unexpected disruptions.

Having the best travel insurance in Malaysia assures you won’t have to shoulder the bills alone if you get trapped in a storm on the islands or have a medical emergency while trekking up Gunung Kinabalu.

Whether domestic or worldwide, plans can change due to personal situations or global events. With what the best travel insurance in Malaysia can offer, you won’t have to worry much and focus on making golden memories.

“But…which one is the best?” you asked.

How To Choose The Best Travel Insurance in Malaysia?

With so many insurance policies out there, you need to do your study to find the most suitable for you.

With the correct considerations, however, you can build a policy that suits your needs, ensuring that your excursions, whether near or far, are adequately insured. As a result, choosing the best travel insurance Malaysia has to offer necessitates carefully evaluating several variables.

Keep the following critical factors in mind when deciding to provide proper protection:

Destination

When choosing Malaysia’s best travel insurance, your journey destination comes first. Different locales present different risks and challenges.

For example, if you’re travelling within Asia, you might concentrate on local health dangers. In contrast, visits to Europe or North America may prioritise hefty medical bills.

Check that your insurance is region-specific and tackles any potential issues of your chosen trip.

Number of Individuals

The number of people travelling with you greatly impacts your insurance selection.

Solo travellers have distinct needs from families or groups.

If you travel in a group, the best travel insurance in Malaysia should include group or family packages, often less expensive than individual plans.

It is critical to ensure that each travel group member is appropriately insured, considering their unique requirements.

Travelling Period

The length of your journey is critical in establishing your insurance requirements.

A basic policy may be sufficient for short journeys. On the other hand, extended stays necessitate more comprehensive coverage that protects a longer length of time.

Consider annual insurance policies given by Malaysia’s best travel insurance companies if you travel frequently.

These are frequently more cost-effective and convenient than obtaining insurance for each individual trip.

Travel Insurance Coverage

When looking for the best travel insurance Malaysia offers, it’s critical to understand the policy’s coverage and exclusions. Let’s have a better understanding.

What is Covered?

The following are typical inclusions from the best travel insurance in Malaysia:

• Medical Emergencies: Take care of hospital fees, treatments, and sometimes medical evacuations if you become ill or wounded while travelling.
• Trip Interruptions or Cancellations: Protect your investment if you change your plans due to unforeseen occurrences.
• Lost or Delayed Baggage: Offering recompense for lost items and covering necessary purchases if your luggage is temporarily misplaced.
• Travel Delays: Assisting with costs incurred due to unplanned delays, such as lodging or meals.
• Personal Liability: Providing financial protection if you inadvertently cause harm or injury to someone else while travelling.
• Accidental Death or Dismemberment: A sombre but important provision offering recompense in the event of serious injury or death.

What is Not Covered?

While travel insurance provides comprehensive coverage, certain scenarios are often excluded from ordinary policies. Be mindful of the usual exclusions when navigating the best travel insurance in Malaysia offers:

• Pre-existing Medical Conditions: Treatments associated with previously known conditions may not be covered unless expressly stated.
• High-Risk Activities: Are you into high-adrenaline activities like bungee jumping or skydiving? They may require further protection.
• Conflict Areas: Travel to areas experiencing civil turmoil, conflict, or significant security threats is typically not covered.
• Irresponsible Behavior: Intoxication, for example, can render certain portions of your coverage null and void.
• Undeclared Items: If you’re transporting high-value things, you must declare them, or they may not be safeguarded.
• Visa Issues: A trip cancelled due to visa refusal or other documentation concerns are usually not covered.

What is The Best Travel Insurance in Malaysia?

• Etiqa TripCare 360 Insurance : Etiqa TripCare 360 offers complete travel protection, emphasising quick claims and broad coverage for various travel disasters.
• RHB Annual Travel Protector Insurance : RHB’s Annual Travel Protector provides all-year coverage, making it suitable for regular travellers looking for comprehensive coverage for several journeys.
• Tokio Marine Annual Explorer : Tokio Marine Explorer provides foreign coverage emphasising medical costs, travel hassles, and personal accidents.
• Pacific Travel Pro Insurance : Pacific Travel Pro tailors its plans to modern travellers, offering various solutions from basic to premium for various travel requirements.
• Zurich Z-Travel Insurance : Zurich Z-Travel provides comprehensive coverage with distinctive features such as emergency medical evacuation, allowing travellers to travel confidently.
• Allianz Travel Care : Allianz Travel Care from Allianz Bank Malaysia offers comprehensive coverage for personal accidents, medical emergencies, and travel difficulties.

Rest assured of these companies’ credibility. Aside from the best travel insurance in Malaysia, they also provide some of the best car insurance in Malaysia and e-hailing insurance .

1. Etiqa TripCare 360 Insurance

Etiqa TripCare 360 Insurance is a comprehensive travel protection package that meets various travel requirements.

It covers medical emergencies, journey interruptions, and personal injuries. It is well-known for its quick claim processing, ensuring policyholders receive timely assistance.

With global assistance available 24 hours a day, travellers may get aid no matter where they are.

Individuals, families, and groups can all benefit from the plan’s flexibility and peace of mind.

Special Highlights

• Comprehensive Coverage: Etiqa TripCare 360 is intended to provide complete coverage for various travel-related risks and accidents.
• Trip Cancellation/Interruption: Coverage for non-refundable trip expenses if your trip must be cancelled or interrupted due to covered causes such as sudden illness, injury, or certain unforeseen incidents.
• Medical Expenses: If you have a medical emergency while travelling, you will be covered for medical care, hospitalisation, and emergency medical evacuation.
• Baggage Loss/Delay: Compensation for lost, stolen, or delayed baggage, as well as coverage for critical items if your baggage is delayed for an extended period of time.
• Travel Delays: The policy will cover your lodging, meal, and transportation expenses with reimbursement should there be any travel delays over which you have no control.
• Emergency Assistance: During your journey, you can access a 24-hour helpline for medical support, travel information, and emergency services.
• Personal Liability: Coverage for legal fees and damages if you cause bodily harm or property damage to others while on vacation.
• Optional Add-Ons: Depending on the plan, you may be able to add services such as adventure sports coverage, rental car insurance, and more.
• Coverage for Pre-Existing Medical Conditions: Subject to specific circumstances, certain plans may provide coverage for pre-existing medical issues.

2. RHB Annual Travel Protector Insurance

RHB Annual Travel Protector Insurance is designed for regular travellers, covering many journeys throughout the year.

This policy protects you against medical emergencies, travel problems, and personal accidents.

Its yearly structure means a one-time payment for ongoing coverage, making it convenient for frequent travellers.

Policyholders can rely on global assistance 24 hours a day, seven days a week.

Many Malaysian travellers like it because of its extensive features and the simplicity of annual coverage.

Premiums shown are subject to a 6% service tax. Please take note that RM10 of stamp duty shall be charged.

Region 1: Malaysia (Travel from Peninsular Malaysia to East Malaysia or vice-versa only), Brunei, China, Hong Kong, Cambodia, Laos, Macao, Singapore, Myanmar, Indonesia, South Korea, Japan, Taiwan, Thailand, Vietnam, Timor Leste, Philippines

Region 2: Worldwide, excluding the United States of America (USA) and Canada.

Region 3: Worldwide, including the United States of America (USA) and Canada.

• Year-Round Protection: One subscription covers many journeys over the course of the year.
• Comprehensive Coverage: Medical emergencies, travel inconveniences, and personal accidents are all covered.
• 24/7 Global Assistance: During travels, immediate assistance is available at all times and from any location.
• Hassle-Free: The annual structure avoids renewing policies before each trip.
• Flexible Plans: There are options for both solitary and family travellers.

3. Tokio Marine Annual Explorer

Tokio Marine Annual Explorer is designed for regular travellers, providing continuous coverage for various journeys throughout the year.

On a global scale, the plan provides comprehensive coverage, including medical bills, travel hassles, and personal accidents.

Because it is a yearly policy, it provides the simplicity of a single payment for a full year of coverage, avoiding the need for several policy purchases.

Policyholders are assured of assistance in any part of the world with 24-hour international assistance.

Also, Tokio Marine’s global reputation ensures dependability and peace of mind for its passengers.

Premiums shown are subject to 6% service tax. Please take note that RM10 of stamp duty shall be charged.

• Global Coverage: International destinations are covered, giving you peace of mind.
• Diverse Protection: Medical bills, travel inconveniences, and personal accidents are all covered.
• 24/7 Assistance: Travellers can get help around the clock, no matter where they are.
• Flexible Plans: Options for many forms of travel, whether for work or pleasure.
• Reputation: Tokio Marine is a reputable insurance company that has earned the trust of many

4. Pacific Travel Pro Insurance

Pacific Travel Pro Insurance is a versatile travel protection solution designed to meet the needs of modern travellers.

The plan provides various coverage options, from basic essentials to more premium protections, for medical emergencies, travel interruptions, and personal accidents. It is designed to meet various travel needs and budgets by providing value and comprehensive protection.

The 24-hour global help assures that travellers are never alone, regardless of location.

Its plan’s flexibility makes it a top choice for travellers looking for both budget and comprehensive coverage.

• Versatile Options: Plans range from basic to luxury, providing a variety of traveller requirements.
• Broad Coverage: Medical crises, travel difficulties, and personal mishaps are all covered.
• 24/7 Global Support: Continual aid is offered for travellers, regardless of their location.
• Adaptable Plans: Designed for both solitary and group travellers.
• Affordability: Competitive pricing that delivers value without sacrificing coverage.

5. Zurich Z-Travel Insurance

Zurich Z-Travel Insurance is a well-organized package designed to address various travel issues.

Travellers can confidently travel because coverage includes medical emergencies, trip interruptions, and personal accidents.

Its standout feature is the emergency medical evacuation capability, which ensures safety in severe health conditions.

Besides, Zurich’s 24-hour global assistance strengthens the plan by providing rapid assistance whenever and wherever required.

International

Area 1: Australia, Bangladesh, Bhutan, Brunei, Cambodia, China [excluding Tibet & Mongolia (Inner & Outer)], Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam.

Area 2: Worldwide excluding Canada, Mongolia (Inner & Outer), Nepal, Tibet and USA.

Area 3: Worldwide.

• Comprehensive Coverage: Provides coverage for medical emergencies, journey interruptions, and personal calamities.
• Emergency Medical Evacuation: Ensures prompt and safe transportation during medical emergencies.
• 24/7 Assistance: Provides 24-hour global assistance for any travel-related difficulties.
• Multiple Plan Options: They cater to traveller needs, ranging from the basic to the upscale.
• Reputable Brand: Zurich’s global presence and acknowledged insurance expertise back it up.

6. Allianz Travel Care

Allianz Travel Care provides a strong travel insurance solution for people seeking comprehensive trip coverage.

The plan protects travellers from unanticipated events such as medical emergencies, travel delays, and personal injuries.

One of its distinguishing advantages is its quick claim processing, which ensures that travellers are inconvenienced as little as possible during unexpected incidents.

With global assistance available 24 hours a day, help is always available, ensuring peace of mind.

The reputable Allianz brand offers it and combines high insurance with exceptional customer care, making it a popular choice for many travellers.

• Medical Coverage: It covers up to RM300,000 for medical expenses, so you don’t need to worry about the money while getting sick on your trip.
• Travel & Luggage Delay: This insurance policy will give extra money up to RM2,000 for the Travel or Luggage delay.
• Protect Your Luggage: Allianz Travel Care can reimburse you up to RM5,000 when your luggage is lost or stolen while travelling.
• Different Options Offer: Most Malaysian insurance companies will exclude the protection of dangerous activities such as Ski, Scuba, Dive or Bungee Jump. But Allianz Travel Care allows customers to choose these activities’ protection to the insurance plan.
• Emergency Assistance: As a global insurance company, Allianz has 24/7 global support to immediately provide emergency assistance to its customers.

Choosing the best travel insurance in Malaysia is critical for a stress-free trip.

Etiqa TripCare 360, RHB Annual Travel Protector, Tokio Marine Explorer, Pacific Travel Pro, Zurich Z-Travel, and Allianz Travel Care are among the top contenders.

Each provides specific protections, ensuring that travellers’ needs are satisfied, whether frequent flyers or vacationers.

However, if it were up to me, I would choose Etiqa TripCare 360, as I am not a frequent traveller. Thus, I do not need to pay for one year of travel insurance.

The best travel insurance in Malaysia has to offer is about more than simply coverage; it’s about the peace of mind it provides.

Travellers with various plans can comfortably explore the world, knowing they are protected from unanticipated situations.

Remember that the core of a fantastic trip is found in the destination and the journey’s security and tranquillity.

**Disclaimer: This article is only offered for general informational reasons and is not meant to cover all facets of the subjects it addresses. It is not meant to be taken as legitimate insurance advice you should rely on. You must seek expert or professional advice before acting or refraining from acting based on the information in this publication. The content in this publication does not represent advice from the BizTech Community. A comparable outcome is not always assured by past performance. We give no assurances that the information in the publication is accurate, full, or up to date, either explicitly or implicitly.

Frequently Asked Questions (FAQs)

Which company is the best to get travel insurance in malaysia.

Etiqa, RHB, Tokio Marine, Pacific Insurance, Zurich, and Allianz are among Malaysia’s reputed travel insurance providers. Individual requirements frequently determine the “best” company. Many travellers prefer Etiqa TripCare 360 or Zurich Z-Travel for comprehensive coverage. You should evaluate these companies’ products to discover the greatest fit.

What is the best travel insurance in Malaysia that covers Covid-19?

As the global scenario changed, numerous Malaysian insurance companies added Covid-19 coverage to their policies. Etiqa TripCare 360, for example, includes Covid-19 coverage.

Is it ok to travel without insurance?

It is possible to travel without insurance, but it is not recommended. Travel insurance protects you from unanticipated circumstances like medical emergencies, travel cancellations, and lost luggage. Travellers who do not have it may face large out-of-pocket fees or other issues. It is best to be insured for peace of mind and financial security.

Aisha Liyana

Aisha Rahman, an expert in the Malaysian insurance market, specializes in life, health, and property insurance. Her articles, rich in...