travel seguro viagem

SEGURO VIAGEM DESCOMPLICADO.

O My Travel Assist é um seguro viagem completo, com mais de 30 coberturas e assistências e um preço incrível!

Não importa como e para onde você viaja, nós te protegemos.

Confira alguns de nossos benefícios:

30 SERVIÇOS E COBERTURAS

ORIENTAÇÃO MÉDICA ONLINE

COBERTURA PARA COVID

PREÇOS IMBATÍVEIS

Um seguro viagem digital, rápido e barato.

Nossa estrutura é menos burocrática, sem intermediação, e assim conseguimos preços de seguros viagem diferenciados para nossos clientes.

América Latina (inclui México)

Múltiplos destinos, ásia, áfrica e oceania, mercosul (argentina, paraguai e uruguai).

Sabemos os perrengues que uma viagem pode ter.

Somos viajantes e especialistas em seguro viagem. Por isso, reunimos 30 modalidades de coberturas e assistências para que você possa viajar tranquilo!

Todos os planos contam com o Pronto Atendimento Virtual | Seguro Viagem , um serviço de orientação médica online para atendimento de sintomas de baixa complexidade com profissionais da Telemedicina do Einstein. O acesso a este benefício é rápido e fácil por meio do celular ou computador, basta apenas ter conexão com internet e que fica disponível 24h por dia 7 dias por semana.

Você poderá resolver casos com sintomas não urgentes, como:

• Sintomas COVID-19
• Dor de garganta
• Dor de cabeça
• Sintomas oculares
• Sintomas urinários
• Sintomas auditivos
• Sintomas respiratórios
• Dor no peito
• Perda de força
• Dor de barriga

Precisa de ajuda? Como acionar o seguro viagem?

Nos envie um WhatsApp ou ligue de qualquer lugar que responderemos imediatamente. Atendimento em português, 24h por dia, 7 dias por semana!

Números de emergência

Brasil +55 11 50399010

Reemitir Apólice

Existe um seguro de viagem que as pessoas realmente gostam.

O atendimento de excelência e a satisfação de nossos clientes são nossa maior prioridade!

Ana Lucia e Felipe

Meu marido precisou de atendimento médico devido a um mal-estar que sentiu em nossa viagem pelo sul da Itália e conseguimos todas as orientações de onde ir e como proceder pelo whatsapp e de maneira imediata. Tudo funcionou muito bem!

Heitor e Bia

Contratação muito fácil e melhor preço do mercado. Sempre que viajamos compramos o seguro viagem da My Travel Assist .

Tive uma viagem a trabalho para Ásia e achei melhor contratar o seguro viagem. Valeu muito a pena pois tive problemas com minha bagagem que foram cobertos pelo My Travel Assist .

Tem dúvidas sobre nosso seguro viagem? Estamos aqui para explicar tudo!

Clique abaixo nas dúvidas mais frequentes sobre o seguro viagem.

1 - Porque eu devo contratar um seguro viagem e para que serve? ›

2 - quais os tipos de viagem que o seguro cobre ›, 3 - o seguro viagem tem cobertura para covid-19 ›, 4 - posso contratar um seguro já estando em viagem ›, 5 - o seguro viagem cobre sinistros decorrentes de prática esportiva ›, pode comprar tranquilo.

Te protegemos também na hora da compra!

Aceitamos os principais cartões. Pague em até 6x sem juros!

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June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

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At Allianz, we continue to show our commitment to sports through our sponsorship with the International Olympic Committee and the International Paralympic Committee. Read More >>

Entry Requirements & COVID-19 Travel Resources 

Confused about entry requirements for your destination? Our  interactive map shows current travel rules and restrictions for each destination, including info on COVID-19 testing, necessary travel documents and quarantine periods.

Find out how our  Epidemic Coverage Endorsement can protect your next trip from certain losses related to COVID-19.

Why do I need travel insurance?

Because sometimes..., you have to cancel a trip last-minute..

Travel insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.

Travel delays leave you stranded.

Travel insurance can reimburse you for eligible meals, accommodation and transportation expenses during a covered delay.

You get sick or hurt when you're far from home.

Travel insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.

Fender-benders are unavoidable.

Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.

You need help in a hurry.

Whether you're planning a week-long road trip or a weekend getaway, you never know what might happen. Travel insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.

Why go with Allianz Travel Insurance?

As a world leader in travel protection, we help more than 70 million people answer the call of adventure with confidence every year.

We're Protecting You

From protection for trip cancellation to medical bills abroad, our benefits are designed to help you explore reassured.

We're There For You

We've got your back with award-winning 24/7 assistance and a worldwide network of prescreened hospitals to help you get the right care.

We're Built For You

From our TravelSmart app to proactive SmartBenefits, we innovate for the way you travel today - and tomorrow.

TRAVEL RESOURCES

How Travel Insurance Works

How the Cancel Anytime Upgrade Works

What Does Rental Car Insurance Cover?

Is It Too Late to Buy Travel Insurance?

The Comprehensive Guide to Annual Travel Insurance

5 Ways the TravelSmart App Can Help During Winter Travels

Travel Insurance with Emergency Medical Benefits

Destination Guide: Croatia

Travel Insurance & COVID-19: The Epidemic Coverage Endorsement Explained

More Travel Resources »

LATEST COVERAGE ALERTS

The events listed below are considered "known and foreseeable" for travel insurance purposes on the date listed next to the event. Please consult your policy for more information.

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Digite todos os países que farão parte de sua viagem, separados por vírgula:

Os destinos foram adicionados com sucesso!

Allianz Travel Informa: alguns países estão exigindo seguro viagem com cobertura de despesas médicas e hospitalares com capital segurado específico em caso de Covid-19 na viagem (entre outras coberturas). Consulte as regras do seu local de destino e confira se o plano que pretende comprar é compatível com as exigências. Clique e saiba mais .

• Seguro Viagem Internacional

Conhecer novos países é uma das experiências mais únicas na vida de qualquer pessoa. No entanto, sabemos que nunca estamos livres de passar por algum tipo de imprevisto, seja com as malas extraviadas ou com algum tipo de urgência médica. É nesse cenário que o Seguro Viagem Internacional da Allianz Travel Brasil se torna indispensável, te dando a tranquilidade de viajar protegido.

Neste post, você ficará por dentro de tudo sobre o Seguro Viagem Internacional da Allianz Travel, que vai muito além de uma simples precaução, oferecendo uma verdadeira rede de assistência em diversos países do mundo. Saiba como o Seguro Viagem Internacional pode tornar suas viagens ainda mais seguras e inesquecíveis.

O que é o Seguro Viagem Internacional da Allianz Travel?

O Seguro Viagem Internacional da Allianz Travel é um serviço essencial para quem planeja conhecer destinos ao redor do mundo com total segurança e tranquilidade. Este seguro oferece uma ampla gama de coberturas que vão desde assistência médica em território estrangeiro até reembolso de despesas farmacêuticas.

Além disso, ele abrange situações como extravio definitivo de bagagem, assistência jurídica em caso de acidentes de trânsito em viagem e muito mais. O Seguro Viagem Internacional da Allianz Travel proporciona a você a confiança de que estará protegido, garantindo que sua viagem seja inesquecível pelos melhores motivos.

Quais são as vantagens do Seguro Viagem Internacional da Allianz Travel Brasil?

Além dos mais de 20 itens de cobertura e atendimento em mais de 6 mil hospitais espalhados pelo mundo, o Seguro Viagem Internacional da Allianz Travel oferece uma ampla gama de benefícios que se destacam, sobretudo, pela sua flexibilidade em atender às necessidades dos viajantes. Com diversas opções de planos, é possível escolher a que melhor se adapta às suas necessidades e ao seu orçamento.

Além disso, a agilidade e a simplicidade na contratação do Seguro Viagem Internacional da Allianz Travel Brasil são outras grandes vantagens. Com um processo descomplicado, que pode ser concluído de forma totalmente online, você pode assegurar sua proteção antes mesmo de iniciar a viagem. Isso elimina qualquer preocupação com burocracia, permitindo que você viaje com a certeza de estar devidamente amparado.

O atendimento garante que você tenha suporte constante, 24 horas por dia, 7 dias por semana, para lidar com urgências e solicitar assistência sempre que necessário, proporcionando uma viagem segura em todos os momentos.

O segurado Allianz Travel pode usufruir de vários benefícios como, condições diferenciadas em lounges e salas vips da rede Lounge Pass nos principais aeroportos do Brasil e do mundo, acesso a plataforma Clube do Viajante que oferece vantagens e descontos exclusivos em lojas e empresas conveniadas, desconto em compras no site do Free Shop ou nas lojas físicas dos aeroportos onde vai viajar.

Por último, mas não menos importante, o Seguro Viagem Internacional da Allianz Travel proporciona a você a tranquilidade e a segurança necessárias para aproveitar ao máximo a sua viagem. Saber que está protegido contra imprevistos que possam surgir durante a jornada cria uma sensação de segurança que permite que você aproveite a experiência de viajar da melhor forma possível.

Como adquirir o Seguro Viagem Internacional da Allianz Travel Brasil?

Para contratar o seu Seguro Viagem Internacional basta acessar o nosso site oficial e selecionar os países para onde irá, as datas de ida e volta da sua viagem e o número de passageiros de acordo com as idades. Depois de escolhido o plano mais adequado para a sua viagem, basta registrar os passageiros e efetuar o pagamento. Simples, fácil e rápido!

Todo o processo de compra e pagamento é realizado de maneira 100% segura e online, são aceitos como forma de pagamento as bandeiras: MasterCard, Visa, Elo e American Express, além de PayPal e Pix.

O que está incluso na cobertura do Seguro Viagem Internacional da Allianz Travel Brasil?

Confira abaixo as principais coberturas que estão incluídas no Seguro Viagem Internacional da Allianz Travel Brasil:

• Despesas Médicas e Hospitalares (incluso COVID-19)
• Despesas Odontológicas
• Traslado Médico
• Cancelamento e Interrupção de Viagem
• Despesas com Fisioterapia
• Despesas Farmacêuticas
• Despesas Jurídicas
• Extravio Definitivo de Bagagem
• Hospedagem Após Alta Hospitalar
• Hospedagem de Acompanhante
• Invalidez Permanente Total ou Parcial por Acidente
• Morte AcidentalRegresso Antecipado do Segurado
• Regresso Antecipado do Segurado
• Regresso Sanitário
• Retorno de Acompanhantes
• Retorno de Menores
• Traslado do Corpo
• Visita ao Segurado Hospitalizado
• Atendimento Telemedicina
• Garantia de Viagem de Regresso

Conheça os tipos, condições e regiões que atendemos em nosso seguro viagem

Tipos de Seguro Viagem:

• Seguro Viagem Nacional
• Seguro Viagem Aéreo
• Seguro Viagem Terrestre
• Seguro Viagem Marítimo

Seguro Viagem para América do Sul

Confira todos os países que atendemos e condições de seguro viagem para América do sul .

• Seguro Viagem para Argentina
• Seguro Viagem para Colômbia
• Seguro Viagem para Peru
• Seguro Viagem para Chile
• Seguro Viagem para Equador
• Seguro Viagem para Bolívia
• Seguro Viagem para Paraguai
• Seguro Viagem para Uruguai

Seguro Viagem para Europa

Confira todos os países que atendemos e condições de seguro viagem para Europa .

• Seguro Viagem para França
• Seguro Viagem para Reino Unido
• Seguro Viagem para Itália
• Seguro Viagem para Espanha
• Seguro Viagem para Polônia
• Seguro Viagem para Romênia
• Seguro Viagem para Portugal

Cote agora seu Seguro Viagem

• Single Trip Plans
• Annual Plans
• Air Ticket Plan
• Car Rental Plan
• Why Travel Insurance
• Travel Assistance
• North America
• Caribbean-Mexico
• South America

ASSIST CARD: Travel Insurance from the experts.

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Founded in Switzerland in 1972, ASSIST CARD is a first-class global organization dedicated exclusively to providing comprehensive assistance to travelers 24 hours a day, 365 days a year.

Pioneers in developing assistance services aimed for the traveler, ASSIST CARD has earned more than 45 years of experience delivering immediate response for any eventuality, anytime, anywhere and for any reason. Our products are available to residents of all 50 states, Puerto Rico and the District of Columbia.

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How to Find the Best Travel Insurance

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Table of Contents

What travel insurance covers

How much does travel insurance cost, types of travel insurance, how to get travel insurance, what to look for in travel insurance, best travel insurance comparison sites, which insurance company is best for travel insurance, when to skip travel insurance, travel insurance, recapped.

Travel insurance can cover medical expenses, emergencies, trip interruptions, baggage, rental cars and more.

Cost is affected by trip length, pre-existing medical conditions, depth of coverage, your age and add-ons.

You can get it through credit cards or third-party companies, & can shop on travel insurance comparison sites.

Before buying, evaluate risks, know existing coverage, obtain quotes online and review policy details warily.

Skip it if you buy flexible airfare and hotels, already have coverage or only book refundable activities.

Booking travel always carries some degree of uncertainty. Travel insurance provides a safety net so you can step out with confidence. You may not need travel insurance for inexpensive trips, but it can provide a sense of security when you prepay for pricey reservations, a big international trip or travel during cold and flu season, which can be unpredictable.

According to insurance comparison site Squaremouth, travelers in 2023 spent an average of $403 for comprehensive coverage, compared to $96 for medical-only policies. Comprehensive plans typically cost between 5% and 10% of the insured trip cost.

Since that price tag is no small amount, it helps to know how to shop smart for travel insurance. Here's how to find the right travel insurance plan for you and your next adventure.

Depending on the type of coverage you’re looking for, the chart below will help you determine what to look for when selecting a policy:

Depending on the policy, travel insurance reimburses you or offers services when something goes awry. There’s even coverage for the worst-case scenario: if you die in an accident while traveling. Accidental death coverage pays your beneficiary a lump sum in that case.

Before you buy, take a little time to get familiar with different types of travel insurance products, how it’s priced, and what it covers and excludes. If you’re traveling during these uncertain times, you’ll want to make sure that the policy you select covers coronavirus-related emergencies. Usually, the more thorough the coverage, the more it will cost.

Travel insurance costs vary depending on:

Length and cost of the trip: The longer and more expensive the trip, the higher the policy cost.

Cost of local health care: High health-care costs in your destination can drive up the price of trip insurance.

Medical conditions you want covered: Conditions you already have will increase the cost of travel insurance coverage.

Amount and breadth of coverage: The more risks a policy covers, the more it will cost.

Your age: Generally the older you are, the higher the price.

Any optional supplement you add to your policy : Cancel For Any Reason , Interrupt For Any Reason and more.

Keep these factors in mind when considering different travel insurance options.

You’ll find a wide selection of travel protection plans when you shop for a policy.

Typically, travel insurance is sold as a package, known as a comprehensive plan, which includes a variety of coverage.

Here are seven of the most common types of travel insurance:

Travel medical insurance

These plans provide health insurance while you’re away from home. Although in some ways these policies work like traditional health plans, generally you cannot use travel health insurance for routine medical events. For example, a routine medical checkup is usually not covered. In addition, these policies often include limitations on coverage and exclusions for pre-existing conditions.

Although most travel insurance plans cover many recreational activities, such as skiing and horseback riding, they often exclude adventure sports, such as skydiving or parasailing, or competition in organized sporting events. You may need to buy a special travel policy designed for adventure or competitive sports.

International travel insurance

Most likely, your U.S.-based medical insurance will not work while you’re traveling internationally, and Medicare does not provide any coverage once you leave the United States outside of a few very specific exemptions. If you plan on traveling abroad, purchasing travel medical insurance could make a lot of sense.

» Learn more: Travel medical insurance: Emergency coverage while you travel internationally

Trip cancellation, interruption and delay

Trip cancellation coverage reimburses you for prepaid, nonrefundable expenses if the tour operator goes out of business or you have to cancel the trip for one of the covered reasons outlined in the policy, such as:

Your own illness.

The illness or death of a family member who’s not traveling with you.

Natural disasters.

Trip interruption insurance covers the nonrefundable cost of the unused portion of the trip if it is interrupted due to a reason outlined in the policy.

Trip delay coverage reimburses you for expenses such as lodging and meals if you’re delayed during a trip (e.g., your flight gets canceled due to weather ).

Many package policies cover all three. These policies are different from the cancellation waivers that cruise lines and tour operators offer, the Insurance Information Institute says. Waivers are cheap, ranging from $40 to $60, and often include restrictions. For example, according to the institute, waivers might not refund your money if you cancel immediately before departure. Waivers are technically not insurance policies.

Some companies offer additional layers of coverage at extra cost. “Cancel For Any Reason” coverage will reimburse a large part of the trip cost, no matter why you back out. And some companies let you pay extra to cover pre-existing conditions if you cancel for medical reasons.

Some insurers and comparison sites let you customize a policy by choosing types of coverage a la carte. For example, TravelInsurance.com is a comparison site that provides quotes from different providers.

Baggage and personal belongings

How does lost luggage insurance work? This coverage reimburses you for baggage and personal belongings that are lost, stolen or damaged during the trip. Some plans also reimburse you for extra expenses if you experience a baggage delay for more than a certain period, such as 12 hours.

Your renters or homeowners insurance may cover personal belongings while you are traveling. It’s best to review your homeowners insurance policy to determine the level of coverage it provides so you do not end up paying for a benefit you already have.

» Learn more: Baggage insurance explained

Emergency medical assistance, evacuation and repatriation

This coverage pays medical expenses if you get sick or injured on a trip . Medical evacuation coverage pays for transporting you to the nearest hospital, and medical repatriation pays for flying you to your home country.

» Learn more: Can I get travel insurance for pre-existing medical conditions?

24-hour assistance

This service is included with many package plans. The insurer provides a 24-hour hotline that you can call when you need help, such as booking a flight after a missed connection, finding lost luggage, or locating a doctor or lawyer.

Generally, travel insurance companies do not cover sports or any activity that can be deemed risky. If you’re thinking of incorporating adventurous activities into your vacation, choose a plan that includes adventure sports coverage.

Most travel insurers cover a wide array of services, but the specific options vary. Some plans include concierge services, providing help with restaurant referrals, tee time reservations and more. Many services also offer information before the trip, such as required vaccinations. The only way to know what’s included is to read the policy.

» Learn more: Should you insure your cruise?

Accidental death and dismemberment insurance

This coverage pays a lump sum to your beneficiary, such as a family member, if you die in an accident while on the trip. Accidental death and dismemberment insurance policies also pay a portion of the sum to you if you lose a hand, foot, limb, eyesight, speech or hearing. Some plans apply only to accidental death in a plane.

This coverage may be duplicative if you already have sufficient life insurance, which pays out whether you die in an accident or from an illness. You may also already have accidental death and dismemberment insurance through work, so it's best to check your policies to ensure you’re not overpaying.

» Learn more: NerdWallet's guide to life insurance

Rental car coverage

Rental car insurance pays for repairing your rental car if it’s damaged in a wreck, by vandals or in a natural disaster. The coverage doesn't include liability insurance, which pays for damage to other vehicles or for the medical treatment of others if you cause an accident and are held responsible.

Ask your car insurance company whether your policy will cover you when renting cars on the trip. U.S. car insurance policies generally don’t cover you when driving in other countries, except Canada.

Car insurance requirements are complex because they vary among countries. You can usually purchase liability insurance from the rental car company. Learn about car insurance requirements by searching for auto insurance by country on the U.S. Embassy website .

» Learn more: Best credit cards for rental car coverage

A note about single vs. long-term policies

Single trip insurance plans are a great option for those going on a single trip for a specific length of time (e.g., a two-week vacation) and then returning home. The price of the policy is usually determined by the cost of the trip.

Long-term travel policies cover you for multiple trips, but there are limitations to how long you can be away from home, if you can return home during your travels and how many trips you can take. In addition, trip cancellation and interruption coverage is either not offered or capped at a dollar amount that can be significantly below the total cost of all the trips taken during the covered period.

Long-term travel insurance plans — often called 'multi-trip' or 'annual travel insurance' — are a suitable option for those who travel often and are satisfied with the amount of trip cancellation coverage for all the trips they take over the duration of the policy.

» Learn more: How annual (multi-trip) travel insurance works

Below, we include how to obtain travel insurance, along with the pros and cons of each option.

Some credit cards offer trip cancellation and rental car insurance if you use the card to book the trip or car.

When you book a trip with your credit card, depending on the card you use, you may already receive trip cancellation and interruption coverage.

» Learn more: 10 credit cards that provide travel insurance

Here are a handful of credit cards with travel insurance benefits.

on Chase's website

on American Express' website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Travel accident: Up to $500,000.

• Rental car insurance: Up to $75,000.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Travel accident: Up to $1 million.

• Rental car insurance: Up to the actual cash value of the car.

• Trip delay: Up to $500 per trip for delays more than 6 hours.

• Trip cancellation: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

• Trip interruption: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

Terms apply.

Pros: Coverage is free.

Cons: You can’t customize the insurance to meet your needs. Most credit cards offer secondary car rental insurance, which pays for the costs not covered by your regular car insurance plan.

Travel agents and travel reservation sites

You can buy travel insurance when you book your flight, hotel and car rental.

Pros: Buying is as quick and easy as clicking “yes” when you book reservations. Coverage is inexpensive.

Cons: You can’t customize the coverage.

» Learn more: Airline travel insurance vs. independent travel insurance

Travel insurance comparison sites

You can compare different policies and review quotes at once based on the trip search criteria you’ve input into the search form. Examples include marketplaces like Squaremouth or TravelInsurance.com.

Pros: You can choose a policy that fits your needs and compare policies and pricing in one place.

Cons: Comparing multiple policies takes time.

Travel insurance companies

You can purchase travel insurance directly from an insurance provider.

Pros: You can choose a policy that fits your needs. Many travel insurer websites also offer information to help you understand the coverage.

Cons: You’ll need to go to multiple websites to compare coverage and pricing.

» Learn more: The best travel insurance companies right now

Keep these tips in mind when you’re considering a trip insurance policy.

Evaluate the financial risks you face when traveling. Can you bear those costs yourself, or do you want insurance?

Examine what coverage you already have: Does your credit card offer travel insurance? Do you have renters or homeowners insurance to cover belongings? What is the deductible? Will your health plan cover you in all the locations where you travel?

Get quotes for trip insurance online. Choose a package of the benefits you need and compare prices for similar coverage among carriers.

Narrow your choices and then read the policy fine print to understand what’s covered, what’s excluded and the limits on coverage. You may find that the lowest-priced policy is too restrictive and that paying a little more gets you the coverage you need. Or you might find that the cheapest, most basic policy fits the bill.

If you don’t know which provider to go with, it makes sense to browse a list of plans on a travel insurance comparison site. These online marketplaces will often include plans from the best travel insurance companies along with customer reviews.

Squaremouth

Compare plans from more than 30 providers.

Over 86,000 customer reviews of insurers.

Under its Zero Complaint Guarantee, Squaremouth (a NerdWallet partner) will remove a provider if any customer complaint isn't resolved to its satisfaction.

Has a filter option to see policies that provide COVID-coverage.

TravelInsurance.com

Compare plans from 13 providers.

See good and poor customer ratings and reviews for each insurer when you receive quotes.

“Learning Center” includes travel insurance articles and travel tips, including important how-to information.

Quotes provided from each provider include a link to COVID-19 FAQs, making it easy for customers to review what’s covered or not.

InsureMyTrip

Compare plans from more than two dozen providers.

More than 70,000 customer reviews.

“Anytime Advocates” help customers navigate the claim process and will work on behalf of the customer to help with appealing a denied claim.

Includes a link to plans that offer COVID coverage.

Compare plans from 11 providers.

Search coverage by sporting activity, including ground, air and water sports.

Many types of plans available for students, visiting family members, new immigrants, those seeking COVID quarantine coverage and more.

Compare different insurance plans from 35 providers.

Over 5,600 customer reviews on Trustpilot, with an average 4.9 stars out of five.

Formerly known as AardvarkCompare, AARDY includes a “Travel Insurance 101” learning center to help customers understand various policies and benefits.

Quote search results page includes COVID-coverage highlighted in a different color to make it easier for customers to review related limits.

Whether you’re looking for an international travel insurance plan, emergency medical care, COVID coverage or a policy that includes extreme sports, these providers have you covered.

Our full analysis and more details about each organization can be found here: The Best Travel Insurance Companies Today .

Allianz Global Assistance .

Travel Guard by AIG .

USI Affinity Travel Insurance Services .

Travel Insured International .

World Nomads .

Berkshire Hathaway Travel Protection .

Travelex Insurance Services .

Seven Corners .

AXA Assistance USA .

There are a few scenarios when spending extra on travel insurance doesn't really make sense, like:

You booked flexible airline tickets.

Your hotel room has a good cancellation policy.

It's already included in your credit card.

You haven't booked any nonrefundable activities.

» Learn more: When you don't need travel insurance

Yes, especially for nonrefundable trips and travel during the COVID-era. Whether you purchase a comprehensive travel insurance policy or have travel insurance from your credit card, you shouldn't travel without having some sort of travel protection in place to safeguard you and your trip. Travel insurance can protect you in case of an unexpected emergency such as a canceled flight due to weather, a medical event that requires hospitalization, lost luggage and more.

There are many good travel insurance policies out there and a policy that may be great for you may not be good for someone else. Selecting the best plan depends on what coverage you would like and your trip details.

For example, World Nomads offers a comprehensive travel insurance policy that has excellent coverage for adventure sports. Allianz provides coverage for trips of varying lengths of time through its single trip plans and multi-trip plans. Some providers offer add-on options like Cancel For Any Reason travel insurance. If you’re not sure which plan to go with, consider looking at trip insurance comparison sites like Squaremouth or Insuremytrip.

Yes, you can. However, it's better to purchase it sooner rather than later, ideally right after booking your trip because the benefits begin as soon as you purchase a policy.

Let’s say you’re going on a trip in a month and a week before departure, you fall and break your leg. If you’ve purchased a travel insurance policy, you can use your trip cancellation benefits to get your nonrefundable deposit back.

Most comprehensive travel insurance plans offer trip cancellation, trip interruption, emergency medical and dental, medical evacuation, trip delay and lost luggage coverage. Many plans offer COVID coverage, but you’ll always want to check to ensure that the policy you choose provides that benefit if you’re traveling during these times. Some plans may also allow you to add features like Cancel For Any Reason travel insurance.

It depends which credit card you have. Premium travel cards like the Chase Sapphire Reserve® and The Platinum Card® from American Express offer travel insurance benefits if you book a trip using your card or points.

However, the coverage provided by the credit cards is usually lower than if you purchased a standalone policy. Review the travel insurance benefits on your credit card and check that the limits are adequate before foregoing from purchasing a separate plan.

Let’s say you’re going on a trip in a month and a week before departure, you fall and break your leg. If you’ve purchased a travel insurance policy, you can use your

trip cancellation benefits

to get your nonrefundable deposit back.

It depends which credit card you have. Premium travel cards like the

Chase Sapphire Reserve®

The Platinum Card® from American Express

offer travel insurance benefits if you book a trip using your card or points.

Unpredictability is one of the mind-opening joys of travel, but travel insurance should contain no surprises. The time you spend to understand your options will be well worth the peace of mind as you embark on your next adventure.

Whether you’re seeking a single or a long-term policy, each travel insurance option offers different strengths and weaknesses. Choosing the right policy depends on your trip needs, your budget and how important various benefits are to you.

Keep reading

If you want to dig in deeper to world of travel insurance, these resources will point you in the right direction.

What is travel insurance? How much is travel insurance? Is travel insurance worth it? What does travel insurance cover? Does travel insurance cover COVID?

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Viaje tranquilamente com o seguro viagem LATAM

Viaje com ainda mais tranquilidade.

Sempre que optar por contratar um seguro viagem, você estará protegido para lidar com qualquer inconveniente durante a sua viagem.

Nosso seguro tem o que você precisa para viajar com ainda mais tranquilidade seja. Garantimos toda a assistência necessária para possíveis imprevistos que possam ocorrer no período em que você estiver longe de casa.

Principais benefícios

Air010 conheça os planos disponíveis.

Despesas médicas e odontológicas

Central de atendimento

Cobertura por cancelamento

Seguro de vida

Localizar bagagem

As coberturas médica e odontológica não incluem condições pré-existentes;

O seguro começa a valer a partir do momento do seu embarque;

Em viagens com destino na América do Sul, mesmo que incluam paradas em algum outro ponto do Brasil, será necessário contratar o plano América Latina.

O nosso seguro viagem tem 5 diferentes planos, adequados ao seu destino:

Doméstico

América Latina

Estados Unidos e Canadá

Demais Regiões no Mundo

UID023 Ver termos e condições do seguro viagem

Se você sofrer um acidente durante a viagem, ligue a cobrar, de onde estiver, para a nossa central de assistência, no número +55 (11) 3526-8714. Você será atendido em português. Nessa linha, os executivos coordenarão suas necessidades diretamente com o serviço médico local. Outra opção é pagar as despesas do seu tratamento no destino e coordenar o reembolso com o seguro quando você retornar da sua viagem. Ligue a cobrar para +55 (11) 3526 8714

Quais são os limites de idade para contratar seguro de viagem? De 0 a 85 anos.

Qual plano se aplica a uma rota com Stopovers? O plano deve ser citado com maior cobertura, de acordo com a seguinte ordem: 1- Resto do Mundo; 2- Europa; 3- EUA - Canadá; 4- América Latina; 5- doméstico.

Você solicita vendas para bilhetes ou pacotes emitidos por outras agências de viagens ou companhias aéreas? Não, você só pode oferecer seguro de viagem aos clientes que compraram seu ingresso ou pacote na LATAM.

Até quando o passageiro pode retrair ou fazer mudanças em seu seguro de viagem? Até 24 horas antes da partida do voo.

Quando a cobertura começa? A cobertura começa a partir de 200 quilômetros da casa do passageiro ou quando passa pela polícia internacional. O que acontece primeiro.

A cobertura de cancelamento da viagem começa a partir do momento em que o segurado contrata o seguro e termina no início da viagem coberta.

Quando termina a cobertura? A cobertura termina quando o passageiro retorna ao país que passa pela polícia internacional ou no final da validade do certificado. O que acontece primeiro.

Onde a cobertura se aplica? Em todos os territórios indicados no contrato de cada plano.

Quantos dias oferecer ao passageiro? O mesmo número de dias que dura sua viagem (validade dos tickets).

O que acontece se o passageiro aumentar sua estadia? As mudanças para estender a duração da Assistência só podem ser feitas antes da viagem.

O seguro de viagem pode ser oferecido por mais de 180 dias? Não

O seguro de viagem pode ser vendido para um passageiro no destino? Não, só pode ser vendido antes do início da viagem.

O seguro de viagem pode ser oferecido por mais de 180 dias? Não.

A viagem pode ser cancelada por qualquer motivo? Não, o seguro de viagem cobre o cancelamento em caso de doença, acidente ou morte do passageiro e em caso de hospitalização por mais de 3 dias ou morte do cônjuge.

Como esse benefício é usado? O passageiro deve processar as devoluções junto a LATAM e, em seguida, enviar os documentos para a CHUBB, juntamente com os certificados que comprovem a incapacidade de viajar. Quais serviços são considerados na devolução? A cobertura aplica-se a todo o programa turístico contratado pelo passageiro (ar, hotel, cruzeiro, etc.) após o retorno feito pelas distintas empresas (operador, companhia aérea, etc.).

Quando é aplicada a cobertura de "perda de bagagem"? Aplica-se apenas se a bagagem for perdida enquanto estiver sendo atendida por um meio de transporte autorizado. Uma certificação dada pelo transportador onde ele é responsável pela perda deve ser apresentada.

Claudia Looi

Touring the Top 10 Moscow Metro Stations

By Claudia Looi 2 Comments

Komsomolskaya metro station looks like a museum. It has vaulted ceilings and baroque decor.

Hidden underground, in the heart of Moscow, are historical and architectural treasures of Russia. These are Soviet-era creations – the metro stations of Moscow.

Our guide Maria introduced these elaborate metro stations as “the palaces for the people.” Built between 1937 and 1955, each station holds its own history and stories. Stalin had the idea of building beautiful underground spaces that the masses could enjoy. They would look like museums, art centers, concert halls, palaces and churches. Each would have a different theme. None would be alike.

The two-hour private tour was with a former Intourist tour guide named Maria. Maria lived in Moscow all her life and through the communist era of 60s to 90s. She has been a tour guide for more than 30 years. Being in her 60s, she moved rather quickly for her age. We traveled and crammed with Maria and other Muscovites on the metro to visit 10 different metro stations.

Arrow showing the direction of metro line 1 and 2

Moscow subways are very clean

To Maria, every street, metro and building told a story. I couldn’t keep up with her stories. I don’t remember most of what she said because I was just thrilled being in Moscow.   Added to that, she spilled out so many Russian words and names, which to one who can’t read Cyrillic, sounded so foreign and could be easily forgotten.

The metro tour was the first part of our all day tour of Moscow with Maria. Here are the stations we visited:

1. Komsomolskaya Metro Station  is the most beautiful of them all. Painted yellow and decorated with chandeliers, gold leaves and semi precious stones, the station looks like a stately museum. And possibly decorated like a palace. I saw Komsomolskaya first, before the rest of the stations upon arrival in Moscow by train from St. Petersburg.

2. Revolution Square Metro Station (Ploshchad Revolyutsii) has marble arches and 72 bronze sculptures designed by Alexey Dushkin. The marble arches are flanked by the bronze sculptures. If you look closely you will see passersby touching the bronze dog's nose. Legend has it that good luck comes to those who touch the dog's nose.

Touch the dog's nose for good luck. At the Revolution Square station

Revolution Square Metro Station

3. Arbatskaya Metro Station served as a shelter during the Soviet-era. It is one of the largest and the deepest metro stations in Moscow.

Arbatskaya Metro Station

4. Biblioteka Imeni Lenina Metro Station was built in 1935 and named after the Russian State Library. It is located near the library and has a big mosaic portrait of Lenin and yellow ceramic tiles on the track walls.

Lenin's portrait at the Biblioteka Imeni Lenina Metro Station

5. Kievskaya Metro Station was one of the first to be completed in Moscow. Named after the capital city of Ukraine by Kiev-born, Nikita Khruschev, Stalin's successor.

Kievskaya Metro Station

6. Novoslobodskaya Metro Station  was built in 1952. It has 32 stained glass murals with brass borders.

Novoslobodskaya metro station

7. Kurskaya Metro Station was one of the first few to be built in Moscow in 1938. It has ceiling panels and artwork showing Soviet leadership, Soviet lifestyle and political power. It has a dome with patriotic slogans decorated with red stars representing the Soviet's World War II Hall of Fame. Kurskaya Metro Station is a must-visit station in Moscow.

Ceiling panel and artworks at Kurskaya Metro Station

8. Mayakovskaya Metro Station built in 1938. It was named after Russian poet Vladmir Mayakovsky. This is one of the most beautiful metro stations in the world with 34 mosaics painted by Alexander Deyneka.

Mayakovskaya station

One of the over 30 ceiling mosaics in Mayakovskaya metro station

9. Belorusskaya Metro Station is named after the people of Belarus. In the picture below, there are statues of 3 members of the Partisan Resistance in Belarus during World War II. The statues were sculpted by Sergei Orlov, S. Rabinovich and I. Slonim.

10. Teatralnaya Metro Station (Theatre Metro Station) is located near the Bolshoi Theatre.

Teatralnaya Metro Station decorated with porcelain figures .

Taking the metro's escalator at the end of the tour with Maria the tour guide.

Have you visited the Moscow Metro? Leave your comment below.

January 15, 2017 at 8:17 am

An excellent read! Thanks for much for sharing the Russian metro system with us. We're heading to Moscow in April and exploring the metro stations were on our list and after reading your post, I'm even more excited to go visit them. Thanks again 🙂

December 6, 2017 at 10:45 pm

Hi, do you remember which tour company you contacted for this tour?

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