does agoda offer travel insurance

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Agoda travel insurance.

Traveling is one of life’s greatest pleasures, but it can also come with unexpected challenges. From canceled flights to lost luggage, there are many things that can go wrong on your journey. That’s why it’s important to have travel insurance that covers you in case of emergencies. Agoda, one of the world’s leading online travel booking platforms, offers travel insurance to provide peace of mind for its customers. In this article, we’ll explore all you need to know about Agoda travel insurance.

What is Agoda travel insurance?

Agoda travel insurance is a product that provides coverage for unforeseen events that may occur during your travels. It is designed to protect you from financial losses that could result from accidents, illnesses, or other emergencies that happen while you are away from home. Agoda travel insurance is available to customers who book their trips through the Agoda website or app.

Why do you need travel insurance?

Travel insurance provides several benefits that can help you have a worry-free trip. Here are some reasons why you need travel insurance:

• Medical coverage: In case you get sick or injured during your travels, travel insurance can cover the medical expenses you may incur.
• Trip cancellation or interruption coverage: Travel insurance can help you recoup your expenses if you have to cancel or cut your trip short due to unforeseen circumstances.
• Luggage and personal effects coverage: Travel insurance can provide compensation if your luggage or personal belongings are lost, stolen, or damaged during your trip.
• Emergency evacuation coverage: In case you need to be evacuated due to a medical emergency, travel insurance can cover the expenses.

What does Agoda travel insurance cover?

The coverage provided by Agoda travel insurance may vary depending on the plan you choose. However, some of the common coverage options include:

• Medical expenses coverage
• Trip cancellation or interruption coverage
• Luggage and personal effects coverage
• Emergency evacuation and repatriation coverage
• Accidental death and dismemberment coverage

How to purchase Agoda travel insurance?

Purchasing Agoda travel insurance is a simple process. You can buy Agoda travel insurance when you make your booking on the Agoda website or app. During the booking process, you will be prompted to add travel insurance to your itinerary. You can choose the plan that suits your needs and complete the purchase process. The cost of Agoda travel insurance varies depending on the plan you select and the duration of your trip.

How to make a claim on Agoda travel insurance?

If you need to make a claim on your Agoda travel insurance, you can do so by following these steps:

• Contact the Agoda customer service team to report your claim
• Provide all the necessary information and documentation to support your claim
• Wait for Agoda to assess your claim and provide a response

It is important to note that the process for making a claim may vary depending on the specific policy you have purchased. Make sure to review the terms and conditions of your policy to understand the claims process.

FAQs about Agoda travel insurance

Agoda travel insurance can provide peace of mind while traveling. It offers coverage for unforeseen events that may occur during your trip. Whether you want medical coverage or protection for your luggage, Agoda travel insurance has you covered. Make sure to review the terms and conditions of your policy before purchasing to understand what is covered and how to make a claim.

Thai travel protection boosted by Cover Genius option

Cover genius partners with agoda to offer customers embedded travel protection in thailand.

Agoda, the digital travel platform with a global network of over 2.9 million properties worldwide, has teamed up with Cover Genius to offer travellers comprehensive travel protection in a deal that will bring Agoda’s consumers protection that is curated for their itinerary and instant claims payments.

The deal follows the results of a recent travel insurance survey that shows that 44 per cent of Thai travellers plan to switch from their current travel insurance channel due to dissatisfaction with coverage and claims experiences. The survey was conducted by Momentive.ai, and commissioned by Cover Genius, and polled 543 Thai travellers to better understand sentiments regarding travel insurance, their preferred channels for obtaining it, and their experience when making a claim.

Why do Thai travellers buy insurance?

In comparing recent purchases versus future purchase preferences for travel insurance, 64 per cent who got insurance through their health insurer indicated a preference to switch to another source. Of those who purchased from their travel provider or agent in the past 18 months, 61 per cent prefer to purchase this way again. Findings show that while 69 per cent of Thai travellers got travel insurance to protect themselves from pandemic-related issues since March 2020, 8 per cent of these travellers had pandemic-related claims rejected. This makes Thailand the global lead across the 20 countries polled for handling and paying out claims suitable to the times.

“Since the start of COVID-19, our network of travel partners have seen a 647 per cent increase in attach rates, showcasing the accelerated need for protection,” said Arijit Chakraborty, Managing Director, APAC, for Cover Genius. “In today’s environment, the nation’s leading digital and digitally-enabled companies — whether airlines, OTAs, cruise lines or even banks and fintechs — need to lean on insurtechs for tailored protection suitable for their customers, rather than relying on traditional insurers and legacy systems to administer protection to their customers in their time of need.”

Customer claims experience key to loyalty

When asked to rate their claims experience, customers scored an NPS of +8 for all sources of travel insurance (travel provider/agent, online insurer, credit card or health insurer). Thai customers who obtained insurance from their online insurer rated their experience with a post- claims NPS of -2 and an average completion time of 9 days. 

The study also showed a correlation between NPS and resolution time for claims , suggesting that claims backed by faster payments, clearer policy wordings, online status updates, online filing and avoidance of data re-entry can all increase satisfaction rates. The majority of claims were still filed in less than efficient ways, in particular via phone call (42 per cent), the highest rate globally for this method of claiming.

“As customers expect a digital-first experience, now is the time for major brands to step up and protect their customers with embedded, hyper-relevant products that reduce friction and are fit for a future where customers increasingly want their protection to come from their favourite brands,” said Chakraborty.

Does Agoda offer refunds for cancellations?

• January 8, 2024

Agoda’s Cancellation Policy:

Agoda offers a convenient and transparent cancellation policy for its customers. Cancellations can be easily done through the Agoda app or website, and the cancellation fee, if any, is determined by the property. Customers are not charged a cancellation fee if it is not included in the property’s policy. After cancellation, a confirmation email is sent, and the refunded amount is directly transferred to the customer’s bank account. With its easy process and transparent policies, Agoda ensures customer satisfaction and peace of mind.

Key Takeaways

• Cancellations can be easily done through the Agoda app or website
• The cancellation fee is determined by the property
• No cancellation fee is charged if not included in the property’s policy
• A confirmation email is sent after cancellation
• Refunded amount is directly transferred to the customer’s bank account

What is Agoda’s cancellation policy?

Understanding Agoda’s cancellation policy

Agoda’s cancellation policy is easy and customer-friendly . Cancellations can be done via the Agoda App or Website, and the cancellation fee is determined by the property. If there is no cancellation fee, customers won’t be charged. After cancellation, a confirmation email is sent, and the refunded amount is directly transferred to the customer’s bank account. Agoda ensures transparency in their policies, making customers feel safe and confident in their transactions.

When can you cancel your booking?

Agoda allows cancellations up to 24 hours before check-in for flexible bookings. For moderate bookings, cancellations must be made at least 5 days before check-in. For firm bookings, cancellations must be made at least 30 days before check-in. Strict bookings allow cancellations within 48 hours of booking and at least 14 days before check-in. Non-refundable bookings have stricter cancellation policies.

What are the refund options?

While the booking terms are set for specific reasons, we’re committed to finding the best possible solution for you. Our non-refundable bookings secure the best rates, but we’re here to help within our policies. We value your choice to use Super.com and are here to support you.

Are there any cancellation fees?

Agoda’s cancellation fees vary depending on the booking and the cancellation policy set by the property owner . Some bookings may have no cancellation fees, while others may have a percentage-based fee. It is important to check the cancellation policy before making a booking to understand the potential fees involved.

How to cancel a booking on Agoda

Step-by-step guide to cancelling a booking

To cancel a booking on Agoda, follow these steps:

• Log in to your Agoda account.
• Go to your bookings page.
• Find the booking you want to cancel.
• Click on the ‘Cancel’ button.
• Follow the prompts to confirm the cancellation.

If you need to cancel last-minute or require assistance, you can contact Agoda directly for support.

Can you cancel a booking online?

Yes, you can cancel a booking on Agoda online. Simply log in to your Agoda account, go to your bookings, and select the booking you want to cancel. Click on the ‘Cancel’ button and follow the prompts to complete the cancellation process.

What if you need to cancel last-minute?

If you find yourself needing to cancel your booking at the last minute, Agoda’s cancellation policy may vary depending on the specific property. It’s important to check the cancellation policy for your reservation to understand the refund options available. In some cases, you may be eligible for a full refund if you cancel within a certain timeframe before check-in. However, keep in mind that there may be non-refundable bookings or cancellation fees in certain situations.

Contacting Agoda for cancellation assistance

If you need assistance with cancelling your booking, you can contact Agoda’s customer support. They can be reached via phone or email to help resolve any cancellation issues.

Exceptions to Agoda’s cancellation policy

Force majeure situations.

In unforeseen circumstances like natural disasters or political unrest, Agoda may provide refunds or alternative accommodations.

Hotel-specific cancellation policies

Each property on Agoda has its own cancellation policy, which is set by the property owner. The cancellation policy determines the refund options available to guests in case of a cancellation. It is important to review the cancellation policy of the specific property you are booking to understand the refund options and any potential cancellation fees.

Non-refundable bookings

Our non-refundable bookings are designed to secure the best rates, which does mean certain limitations. While our options to alter these bookings are restricted, we are committed to helping you within the scope of our policies.

Special circumstances

In special circumstances, such as emergencies or unforeseen events, Agoda understands the need for flexibility. While our cancellation policy may have limitations, we are committed to finding the best possible solution for you. If you find yourself in a situation where you need to cancel a non-refundable booking, we recommend reaching out to our support team for assistance. They will review your case and work with the hotel to find a resolution.

Tips for avoiding cancellation fees on Agoda

Booking flexible rates

When booking on Agoda, it’s recommended to choose flexible rates to have the option to cancel without any fees.

Checking the cancellation policy before booking

Before making a booking, it’s important to check the cancellation policy provided by the property owner. Policies can vary and may include options such as flexible, moderate, firm, or strict. Make sure to review the policy to understand the refund options and any cancellation fees that may apply.

Considering travel insurance

When planning your trip, it’s worth considering purchasing travel insurance . Travel insurance can provide coverage for unexpected events such as trip cancellations, medical emergencies, or lost luggage. It gives you peace of mind knowing that you’re protected financially in case something goes wrong during your travels. Make sure to read the policy carefully and understand what is covered and any exclusions or limitations. Remember, accidents can happen, so it’s better to be prepared with travel insurance.

Contacting the hotel directly

If you need to get in touch with the hotel directly, the best way to do so is by using the contact information provided on their website or in your booking confirmation email. You can reach out to them via phone or email to discuss any issues or concerns you may have. Keep in mind that response times may vary, so it’s important to be patient while waiting for a reply. Remember, direct communication with the hotel can often lead to quicker resolutions and personalized assistance.

In Conclusion

In conclusion, Agoda offers a hassle-free cancellation process for its customers. Cancellations can easily be done via the Agoda App and Website, with the cancellation fee determined by the property. If there are no cancellation fees, customers will not be charged when canceling. After cancellation, a confirmation email is sent, and the refunded amount is directly transferred to the customer’s bank account. With transparent policies and easy transactions, Agoda ensures customer satisfaction and peace of mind. So, if you’re looking for a reliable platform for your travel bookings, Agoda is a great choice.

Frequently Asked Questions

Agoda’s cancellation policy varies depending on the property. You can easily find the cancellation details on each listing, with some properties offering full refunds for cancellations made as late as 24 hours before check-in.

How can I cancel a booking on Agoda?

You can cancel a booking on Agoda by following a step-by-step guide provided on their website or app. The cancellation fee, if any, is decided by the property. If there are no cancellation fees mentioned, you won’t be charged for canceling.

Can I cancel a booking online?

Yes, you can cancel a booking on Agoda online through their website or app. They provide an easy and convenient process for cancellations.

What should I do if I need to cancel last-minute?

If you need to cancel a booking last-minute, it is recommended to contact Agoda directly for cancellation assistance. They have a customer support team that can help you with your cancellation.

What are the exceptions to Agoda’s cancellation policy?

There are a few exceptions to Agoda’s cancellation policy. These include force majeure situations, hotel-specific cancellation policies, non-refundable bookings, and special circumstances. It is important to check the specific cancellation policy of the property you have booked.

How can I avoid cancellation fees on Agoda?

To avoid cancellation fees on Agoda, you can consider booking flexible rates, checking the cancellation policy before booking, considering travel insurance, and contacting the hotel directly for any changes or cancellations.

Aemilius Dost is originally from the Netherlands but moved to Mexico more than two years ago. He started traveling when he was 19 and visited over 20 countries spread over North, and Central America, Europe and Asia. He currently works as a freelance SEO specialist and has worked with companies such as Surfshark, SafetyWing, and BP.

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Cover Genius strikes partnership with Agoda to offer customers embedded Travel Protection in Thailand

Follows research that reveals 44% of Thai travellers intend to switch to an alternative channel for Travel Protection due to dissatisfaction with pandemic-related insurance coverages and claims.

BANGKOK — Cover Genius , the leading global insurtech for embedded insurance, announced a strategic partnership with Agoda, the digital travel platform with a global network of over 2.9 million properties worldwide, to offer travellers comprehensive travel protection. Agoda’s consumers will enjoy peace of mind with protection that is curated for their itinerary and instant claims payments.

This partnership follows a recent travel insurance survey that shows that 44% of Thai travellers plan to switch from their current travel insurance channel due to dissatisfaction with coverage and claims experiences. This is according to a survey, conducted by Momentive.ai , and commissioned by Cover Genius that observed 543 Thai travellers to better understand sentiments regarding travel insurance, their preferred channels for obtaining it, and their experience when making a claim.

In comparing recent purchases versus future purchase preferences for travel insurance, 64% who got insurance through their health insurer indicated a preference to switch to another source. Of those who purchased from their travel provider or agent in the past 18 months, 61% prefer to purchase this way again. Findings show that while 69% of Thai travellers got travel insurance to protect themselves from pandemic-related issues since March 2020, 8% of these travellers had pandemic-related claims rejected. This makes Thailand the global lead across the 20 countries polled for handling and paying out claims suitable to the times.

“ Since the start of COVID-19, our network of travel partners have seen a 647% increase in attach rates, showcasing the accelerated need for protection ,” said Arijit Chakraborty , Managing Director, APAC, for Cover Genius. “ In today’s environment, the nation’s leading digital and digitally-enabled companies — whether airlines, OTAs, cruise lines or even banks and fintechs — need to lean on insurtechs for tailored protection suitable for their customers, rather than relying on traditional insurers and legacy systems to administer protection to their customers in their time of need .”

When asked to rate their claims experience, customers scored an NPS of +8 for all sources of travel insurance (travel provider/agent, online insurer, credit card or health insurer). Thai customers who obtained insurance from their online insurer rated their experience with a post- claims NPS of -2 and an average completion time of 9 days. Cover Genius’ post-claims NPS stands at +65, the highest independently monitored score for any insurance company worldwide.

The study also showed a correlation between NPS and resolution time for claims, suggesting that claims backed by faster payments, clearer policy wordings, online status updates, online filing and avoidance of data re-entry can all increase satisfaction rates. The majority of claims were still filed in less than efficient ways, in particular via phone call (42%), the highest rate globally for this claims lodgement method.

“ As customers expect a digital-first experience, now is the time for major brands to step up and protect their customers with embedded, hyper-relevant products that reduce friction and are fit for a future where customers increasingly want their protection to come from their favourite brands ,” said Chakraborty.

The study follows on from two groundbreaking reports that showed customers — universally because it’s more convenient — have a strong preference for bank-embedded protection based on transaction monitoring, and they want the peace of mind knowing that their favourite retailers can tailor warranties and shipping insurance to their underlying items.  

Vicky Karantzavelou

Vicky is the co-founder of TravelDailyNews Media Network where she is the Editor-in Chief. She is also responsible for the daily operation and the financial policy. She holds a Bachelor's degree in Tourism Business Administration from the Technical University of Athens and a Master in Business Administration (MBA) from the University of Wales. She has many years of both academic and industrial experience within the travel industry. She has written/edited numerous articles in various tourism magazines.

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How to Use Agoda to Book Cheap Hotels, Flights, Cars & More [Review]

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Agoda’s Best Price Guarantee

Price comparisons, covid-19 prepared, agoda things to do, agoda pointsmax, agoda coupon codes, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Agoda is an online travel agency and metasearch engine that’s designed to help you find cheap hotels, home rentals, flights, and airport transfers. It’s owned by Agoda Company Pte. Ltd, headquartered in Singapore, and is a subsidiary of Booking Holdings, which also owns popular websites like Booking.com , Priceline.com , and Kayak .

In this post, we’ll take you through this site to show you how to use it and we’ll do some price comparisons to see if you’ll save money by using Agoda.

Agoda Hotels & Homes

With Agoda , you can search for any type of accommodation, from hotels and resorts to hostels or vacation rentals.

To get started, enter your destination (or specific property) along with your travel dates and number of travelers in the main search box on the home page. If you want to search for a home rental, you can click on agodaHomes or you can filter your Hotels & Homes search results to show just home rentals.

The filtering options on Agoda aren’t quite as robust as on sites like Airbnb or VRBO , but there are a few options. You can filter your results by:

• Homes (this is the same as searching through the agodaHomes tab on the home page).
• Family Friendly (narrows your list to properties with larger rooms and family-friendly amenities).
• I want free breakfast
• Book without a credit card

You’ll find these options on the upper left-hand side of your screen. You’ll also be able to sort your results list by options like price, locations, and reviews.

Each property’s result box will give you basic information including price, cancellation policy, and hotel highlights. The price you see on the search results page does not include taxes and fees . You’ll need to click through and select your room before you see the full price. Be sure to read carefully because sometimes the price won’t include certain fees like a “destination fee” that you’ll have to pay at the hotel.

Agoda’s prices don’t include taxes and fees until you get to the payment section. At first glance, Agoda may appear to offer the cheapest prices, but you’ll need to click through to the final booking stages to see the full price including taxes and fees.

When you’re booking a hotel room on Agoda , you might notice a price match guarantee. This guarantee says that Agoda will match or beat a better price on a hotel room. If you want to submit a Best Price Guarantee claim , be sure the lower rate matches all of Agoda’s criteria:

• Same room and bed type
• Same terms (advance purchase, prepayment, and deposit)
• Same cancellation and change policies
• Must be viewable and instantly bookable on another website
• Must not be part of a third-party loyalty program, promotional offer, or vacation package deal
• Must not require membership (like AAA or AARP )

Let’s take a look to see if you can save money by booking a hotel room through Agoda. We priced out 2 hotel rooms on Agoda and several other leading booking websites to see who had the best prices.

For this example, we priced out a week-long stay at the Fairmont Copley Plaza in Boston . Prices are for the lowest cost room for 7 nights and include all taxes and fees (including any that need to be paid upon arrival at the hotel).

*This price happens to be through Agoda

The interesting thing about this example is that the 3 lowest prices actually came from Agoda! While Trivago offered the lowest price, the booking was through Agoda. The same thing happened when we priced out this hotel on Google Hotels — the lowest price option came from Agoda.

So, in essence, Agoda is selling the same hotel room at 3 different prices — 1 price if you go to Agoda directly, a different price if you go to Agoda through Trivago, and an entirely different price if you get to Agoda through Google Flights.

Hot Tip: Don’t forget, when you book a hotel like Fairmont through a third party, you might not earn loyalty points and any elite status you have may not be recognized. This also applies to popular brands like Marriott , Hyatt, Hilton , and IHG .

In this example, we priced out a week-long stay at The Sofia Hotel in San Diego. Prices are for the lowest cost room for 7 nights and include all taxes and fees (including any that need to be paid upon arrival at the hotel).

In this example, Google Hotels came in with the lowest price, and unfortunately, Agoda had the highest price of all the websites we checked. As you can see, you’ll generally need to shop around a bit to find the best prices on a hotel room.

Agoda Flights

In addition to hotels, you can also use Agoda to find cheap prices on flights. When using Agoda to book flights , the site acts as a metasearch engine. That means you’ll use Agoda to search for your flight but will then be transferred to a separate booking website to complete your purchase. This is a similar model to other popular sites like Kayak or Google Flights .

To get started, just click on Flights in the menu at the top of the screen.

Next, you’ll need to enter your departure location, destination, travel dates, number of travelers, and a class of service in the main search box.

To the left of the search results, you’ll find lots of filtering options including:

• Booking sites
• Flexible options (due to COVID-19 )
• Flight quality
• Layover airports
• Transportation type

On some search results, you may notice a flight labeled as a Hacker Fare . This just means that the ticket is made up of segments from more than 1 airline or booking website and you’ll need to book these parts separately. Hacker Fares can be a good way to save money, but be sure to double-check that both parts are actually available before you start booking the ticket.

By clicking View Deal you’ll be transferred to a separate website to complete your booking.

Hot Tip: Agoda Hacker Fares are made up of separate tickets from different airlines or booking websites. This is a common practice among online travel agencies and metasearch engines. When you’re booking a Hacker Fare, be sure to check that all segments of your flight are available before you start booking your ticket! The only downside is that if you do experience problems or need to make a change to your itinerary, you’ll have more than 1 website to deal with.

Let’s take a look at a couple of examples to see if Agoda can save you money on your next flight. For the first example, we searched for the cheapest option from Chicago O’Hare ( ORD ) to Orlando ( MCO ) on Agoda as well as some other popular flight booking websites.

In the second example, we searched for the cheapest flight option from New York ( JFK ) to Dublin, Ireland (DUB).

In the first example, Expedia offered the lowest price by a few dollars. All of the other websites we checked offered the same price.

In the second example, Agoda tied with Google Flights and Skyscanner to offer the lowest price.

Hot Tip: Don’t forget, when you’re using an online travel agency or metasearch engine like Agoda, flights from Southwest Airlines  won’t show up in the search results.

Agoda Airport Transfer

Agoda can help you book airport transfers from over 2,000 locations worldwide. To get started booking your airport transfer on Agoda, just click on Airport transfer in the top menu.

Then enter your pick up and drop off locations plus pickup date, pickup time, and the number of travelers. If you’re getting picked up at the airport, you can toggle to Landing time to enter your flight information.

Each search result will include important information including:

• Number of passengers allowed
• Number of bags allowed
• Amount of Free Waiting Time
• Meet & Greet eligibility
• Cancellation policy

Then, when you’re ready to book, click Book Ride to complete your reservation.

Hot Tip: If you’re looking for another online travel agency that offers airport transfers, try Vayama .

When you’re searching for an airport transfer, you may notice that some listings carry the COVID-19 Prepared label. This means that at least 2 of the following safety guidelines are being followed.

• The driver wears a face mask
• The vehicle is equipped with sanitizing wipes
• The driver sanitizes the back seat after each trip
• The driver provides hand sanitizer during the ride

Agoda Car Rentals

Agoda also allows you to search for rental cars. To start your search, click on the 3 dots in the menu at the top of the screen and then click on Car rentals .

What you’ll notice next is that you’ll be transferred to Rentalcars.com. Agoda acts as an affiliate for Rentalcars.com so they’ll earn a commission if you choose to rent a car after clicking over from the main website.

To get started with your rental car search, just enter your pick up location plus pick up and drop off dates and times.

In the search results list, you’ll find options from all of the major car rental companies like Alamo , Hertz , Budget , Enterprise , National , Sixt , and Thrifty .

Each search result will clearly display lots of information including:

• The car rental company
• The final price with a breakdown of what you’ll pay now and what you’ll pay at pick up
• Free cancellation, if applicable
• The type of car, including amenities

You may notice that some results are labeled Wild Card . These are what’s known as opaque rentals . That simply means that you won’t know every detail of the car you’re renting until after you complete your reservation. This is a common practice among rental car companies and can often help you save money if you’re not too particular about what type of car you’re renting.

After clicking the blue Select Car button, you’ll be prompted to add a Collision Damage Waiver (CDW) and Theft Coverage. While it’s always a good idea to have insurance when you’re renting a car, you may already have plenty of coverage from the credit card in your wallet.

There are many popular credit cards with rental car insurance , and some, like the Chase Sapphire Preferred ® card or the Chase Sapphire Reserve ® come with primary insurance. Primary insurance is great because you don’t have to make a claim with your existing insurance first.

You’ll also be able to add extras to your rental like an additional driver, child car seat, or GPS at this time.

Then, before you finalize your payment information, you’ll be able to see the breakdown of your price, including what you’ll need to pay upfront and what’s payable at the time of rental.

Let’s take a look at some examples to see if you can save money by renting a car through Agoda.

For the first example, we priced out a week-long rental on Agoda as well as some other popular websites to see who offered the lowest price.

As you can see in this example, Agoda actually came in as the most expensive, with Hotwire offering the best deal.

Example #2:

In this example, we searched for a weekend rental for a standard SUV and compared the prices on all of the websites.

In this example, Agoda was in the middle of the road for pricing, with Priceline coming in with the lowest price.

Bottom Line: No single website will have the lowest prices on rental cars all of the time. It’s best to price out a rental on a few sites before making your reservation to ensure you’re getting the best deal.

If you need some ideas for things to do on your next trip, Agoda can help with that, too! To get started, click on the 3 dots in the top menu and then click on Things to do .

Next, you’ll need to select your destination country and city from the drop-down menu options and fill in your travel dates.

You can scroll through your search results or refine the list by selecting one of the categories at the left-hand side of your screen.

Once you’ve selected your activity, you’ll be transferred to Viator to complete your purchase. Viator is part of TripAdvisor and is a popular website for booking activities.

Bottom Line: You can use Agoda to book flights, hotels, airport transfers, rental cars, and activities.

PointsMAX allows you to earn points in your favorite loyalty program when you use Agoda to book accommodations.

Agoda PointsMAX partners with the following loyalty programs:

• Aer Lingus AerClub Avios
• American Airlines AAdvantage
• Asiana Airlines Asiana Club
• Bangkok Airways FlyerBonus
• AirAsia BIG Loyalty
• British Airways Executive Club
• Cathay Pacific Asia Miles
• China Eastern Eastern Miles
• Etihad Guest
• Flying Blue [Air France/KLM]
• Garuda Indonesia Garuda Miles
• Iberia Plus Avios
• Malaysia Airlines Enrich Miles
• Philippine Airlines Mabuhay Miles
• Qatar Airlines Privilege Club
• Singapore Airlines KrisFlyer
• SMAC BDO Rewards
• Thai Airlines Royal Orchid Plus
• United Airlines MileagePlus
• Virgin Australia Velocity Frequent Flyer
• Vueling Airlines Vueling Club
• Wagon Point

To earn loyalty points through the PointsMAX program, you’ll need to start your hotel search on the PointsMAX page . You can use the main search box and then select your loyalty program afterward or scroll down the page first until you see the list of loyalty programs to select your favorite.

When you’re searching for a hotel through the PointsMAX program, you’ll be able to see how many points you’ll earn for that booking in the search results.

There are a couple of things you’ll want to keep in mind when you’re making a PointsMAX booking.

• PointsMAX bookings may have different rates than regular bookings for the same hotel
• The Agoda Price Match Guarantee does not apply to PointsMAX bookings
• To earn points, the loyalty program you choose must belong to the main guest on the hotel reservation
• PointsMAX bookings can not be adjusted; if you need to make changes, you’ll have to cancel your reservation and start a new one

Bottom Line: PointsMAX is a program that lets you earn points in your favorite loyalty program when you make a hotel booking through Agoda.

AgodaCash is a loyalty program that lets you earn credits that can be applied to hotel bookings through Agoda. You’ll have to sign up for a free Agoda account to see any information about the AgodaCash program.

Once you create an account, click on the drop-down menu next to the dollar sign icon in the upper right-hand corner of your screen, then click on AgodaCash .

Next, you’ll be able to see how much AgodaCash you’ve earned and redeemed. You’ll earn AgodaCash by booking eligible hotels and homestays. If a location is participating in the AgodaCash program, you’ll see how much cash you’ll earn in the search results box.

Once you’ve earned AgodaCash, it can be used to pay for any eligible booking. There aren’t any minimums when redeeming your AgodaCash and you can even earn AgodaCash on bookings where you’re using AgodaCash as payment.

Bottom Line: AgodaCash can be earned on select hotel and home bookings through Agoda. Once you’ve earned AgodaCash, it can be used to pay for all or part of any eligible booking. You must create a free Agoda account to access AgodaCash.

AgodaVIP is a loyalty program that rewards you for booking hotels through Agoda. There are 3 levels of membership — Member, VIP Silver, and VIP Gold — that are based on the number of your completed bookings in the last 2 years.

Once you create a free account, you’ll be a Member and have access to Insider Deals and the Best Price Guarantee.

After 2 completed bookings in the previous 2 years, you’ll be a Silver VIP member which makes you eligible for VIP deals up to 12% off. After 5 completed bookings in 2 years, you’ll be a Gold VIP member, eligible for VIP deals up to 18% off.

You can find Agoda coupon codes in a few different places. First, you’ll want to keep an eye out for coupon codes right on the website.

You can also search for Agoda coupon codes on many popular coupon and cash-back sites:

• CNN Coupons
• Coupon Chief
• Giving Assistant
• Retail Me Not
• TopCashback

Hot Tip: Save even more on your reservation with cash-back offers from sites like Rakuten , or check for Agoda on Amex Offers or Chase Offers!

Agoda is an online travel agency and metasearch engine that can help you book hotels, home rentals, flights, airport transfers, and activities.

One of the nice things about this site is that it offers a few perks when booking, including AgodaCash, the AgodaVIP loyalty program, and the PointsMAX program.

Unfortunately, all of those perks only apply when you’re booking accommodations , so they won’t be helpful if you’re in the market for a flight, rental car, or airport transfer.

Agoda is just one of many booking websites out there to help you find great deals on hotels, flights , and rental cars . No matter which website you choose to book your next trip, it’s always smart to do some price comparisons first so you know you’re getting a great deal.

Frequently Asked Questions

Is agoda legit.

Yes, Agoda is a legitimate website that acts as an online travel agency and metasearch engine. It is a subsidiary of Booking Holdings, which also owns popular websites like Booking.com, Priceline.com, and Kayak.

Why is Agoda so cheap?

Agoda may appear to be cheaper at first glance, but that’s because the site doesn’t include taxes and fees in the displayed prices until the final booking stage. Once you go through and get the final price, they aren’t necessarily cheaper than other sites.

What is the Agoda contact phone number?

In the United States, you can call Agoda at 866-656-8207. Contact numbers for other countries can be found on the Customer Service page by clicking on Flight then scrolling to the bottom of the screen.

How do I cancel my hotel booking on Agoda?

To cancel a hotel that you booked through Agoda, you’ll need to log in to your account online or on the mobile app. The cancellation policy and any refund you may be due is determined by the hotel.

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About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

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Compare and quote travel insurance to find the right coverage for your trip

Access the industry's best vacation insurance companies through Progressive travel insurance from InsureMyTrip. You can quote, compare, and buy affordable plans to cover your concerns at a price that fits your budget. Plus, you'll travel worry-free knowing your trip is insured and backed by three guarantees:

• Best Plans Guarantee: InsureMyTrip uses feedback from real customers to help filter plans. And the actual provider rating is considered when making recommendations.
• Best Prices Guarantee: Federal law requires regulation of travel insurance rates. As a result, you won't find the same plan for a lower price on any other site.
• Money Back Guarantee: While details vary by plan, you can typically cancel your plan anytime within the refund period and get a refund if you're not satisfied.

Travel insurance coverages

A comprehensive travel policy gives you the most coverage — it typically includes trip cancellation, trip interruption, lost baggage, emergency medical coverage, emergency evacuation, and more. But each policy and insurer is different, so compare your options carefully. Here's how each of the coverages on a comprehensive policy generally work.

COMPREHENSIVE PLAN COVERAGES

Trip cancellation

Get reimbursed for up to 100% of your prepaid, nonrefundable trip costs if you need to cancel your trip before you leave due to qualifying unforeseen reasons.

Find out how canceled flights are covered .

Trip interruption

If your trip is interrupted for specific unforeseen circumstances covered by your plan, you may be reimbursed up to your plan's limits. Trip interruption covers your unused, prepaid, nonrefundable costs like flights, tours, and accommodations, plus qualifying cancellation fees.

Cancel for any reason

You can add optional cancel for any reason (CFAR) trip protection to some comprehensive policies. If you need to cancel your trip for something other than one of the trip cancellation reasons listed on your policy, CFAR may allow you to be reimbursed for a portion of your prepaid, nonrefundable trip costs (usually 50–75%). *

Medical and dental

If you need emergency medical or dental treatment due to a covered illness or injury during an international trip, you may be reimbursed for care costs up to your coverage limits. Treatment for pre-existing conditions is typically excluded from coverage.

Pre-existing conditions

An optional pre-existing conditions waiver may be available on some plans if you purchase travel insurance within a certain time frame after your initial trip payment and you meet all other eligibility requirements. This waives the pre-existing conditions exclusion that applies to many other coverages like trip cancellation, trip interruption, and emergency medical.

Accidental death and dismemberment

If you suffer accidental death or a qualifying injury during your trip, your plan may pay out a benefit to you or your beneficiary.

Baggage loss, delay, or damage

Get reimbursed if your personal property is lost, stolen, or damaged on your trip. Learn more about coverage for lost luggage .

24/7 assistance

You'll have access to 24-hour assistance if you need emergency medical care or evacuation, travel support, or business services during your trip.

What doesn't a travel insurance plan cover?

Each travel insurance policy has its own coverages, so read the plan details carefully to understand what's covered and what's excluded.

Cancel for any reason coverage can be added to, but is not automatically included in, some comprehensive plans. Vacation rental damage coverage is only included on a standalone vacation rental policy. Pre-existing health conditions are generally excluded from coverage unless you add on a pre-existing conditions waiver.

Types of travel insurance plans

Through InsureMyTrip, you can compare and quote comprehensive plans or standalone coverages like medical, accidental death, vacation rental, and more. Review the coverage each plan type offers before deciding which is best for your trip. These are the plan types available via InsureMyTrip:

Comprehensive

Comprehensive plans offer the most protection for your trip and usually include coverage for trip cancellation, trip interruption, trip delay, lost baggage, overseas medical and dental, emergency evacuation, 24-hour traveler assistance, and accidental death benefit. You may also be able to add on cancel for any reason coverage.

Travel medical

Travel medical insurance is designed to fill in the gaps of your primary health insurance while you're traveling internationally. This plan is best if you're primarily concerned about emergency medical costs while you're out of the country and you don't plan to get a comprehensive policy, which also includes medical coverage.

Emergency medical evacuation

A medical evacuation plan covers your transport assistance and costs if you become ill or injured while traveling. If your physician and the assistance company feel you'd be better cared for at a different facility, this plan type generally covers your transportation to the nearest suitable facility. If you'd like to determine which hospital you'll be transported to, look for evacuation plans with a "hospital of choice" benefit.

Travel accidental death and dismemberment

Similar to how AD&D life insurance works , an AD&D travel plan can pay out the coverage amount to your named beneficiary if you die on your trip. Many can also pay out to you if you suffer a qualifying serious injury on the trip. The payout would be in addition to any applicable life insurance you have. When you compare AD&D travel plans, you may be able to choose between 24/7 coverage and flight-specific coverage.

Vacation rental

If you're a U.S. resident and your vacation rental is accidentally damaged during your trip, a vacation rental policy can cover up to a set limit of property damage costs. You may be able to choose your coverage limit. Some vacation rental plans also include coverage for trip cancellation, trip interruption, baggage loss, and more.

Remember, comprehensive plans typically include the most benefits. Consider other plans if you only need specialized or increased coverage. Learn more about how travel insurance works .

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Take the worry out of your travels with affordable flight or trip insurance.

Looking to plan the vacation of a lifetime or flying home for the holidays? Trip insurance and flight insurance can provide the peace of mind you need for your next journey. The GEICO Insurance Agency, with Berkshire Hathaway Travel Protection (BHTP), offers comprehensive travel insurance coverage, with prompt service and global assistance. Get an online travel insurance quote today and confidently protect your next adventure.

AirCare Flight Insurance

If you only need to protect your travel costs for a flight, AirCare may be what you need. With affordable coverage for both domestic and international flights, AirCare flight insurance helps you plan with peace of mind.

ExactCare Travel Insurance

If you want to cover your flight and other trip arrangement's ExtraCare can help. An ExactCare Travel Insurance policy can help with the unexpected like:

• Trip Cancellations/Interruptions/Delays
• Lost/Stolen travel documents
• Unexpected medical expenses

What's the difference between flight insurance and travel insurance?

The main difference is that a flight insurance policy only covers your airfare. On the other hand, a travel insurance policy helps protect your flight as well as other parts of your trip. While you're planning your next trip, think about where you're going and what you'll be doing. Once you have that, it'll be easier to choose which policy works best for your trip.

What does a flight insurance policy cover?

AirCare Flight Insurance has a variety of benefits including emergency travel assistance, 24/7/365. Some common flight coverages are:

• Airfare incase flights are cancelled or you miss a connection
• Personal items like lost or delayed luggage
• Flight delays in your departure (at the gate or on the tarmac)

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What does a travel insurance policy cover?

ExactCare Travel Insurance provides all-in-one travel protection, with family friendly pricing and worldwide emergency travel assistance 24/7/365. Common things covered by travel insurance are:

• Trip cancellation or interruption
• Personal items like passports and luggage
• Medical costs like hospital and doctor expenses, medical evacuations, and more

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What is not covered by travel insurance?

Your coverage is based on the plan you choose. However, in general some things that aren't normally covered by travel insurance are:

• Action and team sports, for example auto racing, pro sports travel, or other extreme sport activities
• Travel to get medical care
• Trip Cancellation because you changed your mind

For more information, please check your policy.

Is travel or trip insurance worth the cost?

Travel insurance can help protect your vacation or trips from unexpected things happening. You can travel without trip insurance but doing so brings greater risk if something goes wrong or you encounter unexpected delays. Flight insurance or trip insurance coverage can include things like flight cancellation, lost luggage, trip cancellation, emergency medical transportation, and more. Learn more about travel insurance and why you should get a travel insurance quote today!

How much does travel insurance cost?

Travel insurance typically costs 5 to 10 percent of your total trip cost, though that can be influenced by several things.

• The cost of the trip
• The length of your trip and destination
• The amount of coverage selected
• The number of travelers covered under the policy

Worldwide service and claims information.

It's easy to manage your travel insurance..

Berkshire Hathaway Travel Protection (BHTP) has made it easy to manage your travel insurance. You can:

• Visit Berkshire Hathaway Travel Protection's website
• Email [email protected]

Is travel insurance worth it?

Yes. Things happen that are out of your control. Whether it's your flight being cancelled or delayed to a family emergency. Life happens and that's how travel insurance can help. Plan for the unexpected with a travel insurance policy so you can rest easy knowing you're covered.

Travel Insurance: Get the answers you're looking for.

• What travel insurance plans are available? BHTB offers AirCare (flight only) and 3 main plans: ExactCare Value, ExactCare, and ExactCare Extra. ExactCare Value provides great traveling insurance coverage for budget minded travelers. You can rest easy knowing you're covered for things like trip cancellation, trip interruption, and medical expenses. The main difference is the maximum amount that will be covered. ExactCare and ExactCare Extra's insurance cover the same things as ExactCare Value and add coverage for missed connections and accidental death & dismemberment. The overall amount covered is also increased for each plan respectively.
• Can I get trip insurance for an extended overseas stay? Yes. We can help you with getting insurance for overseas. Please visit our overseas insurance page for information about all the options we have for you!
• Is there travel insurance that can cover my vehicle while traveling to Mexico? Your US auto insurance policy won't cover your vehicle when you drive into Mexico. We're here to help you find the Mexico car insurance you need to insure your car.
• Tips for saving money on your next vacation. No one wants to overpay things. We're here to help. Check out our 5 ways to save your money on your next family vacation.
• Where you're going
• Number of days you're traveling
• Cost of your overall trip
• Coverage you pick
• Number of people covered under your policy

If you choose to get a rate quote or service your policy online, you will be taken to the Berkshire Hathaway Travel Protection website which is owned by Berkshire Hathaway Specialty Insurance Company, not GEICO. Any information that you provide directly to Berkshire Hathaway Specialty Insurance Company on its website is subject to the privacy policy posted on their website, which you should read before proceeding. GEICO assumes no responsibility for their privacy practices or your use of their website.

ExactCare is provided through Berkshire Hathaway Global Insurance Services, LLC. ExactCare and AirCare are underwritten by Berkshire Hathaway Specialty Insurance Company. Both coverages are secured through the GEICO Insurance Agency, LLC.

Benefits may vary by jurisdiction. Please contact a representative to confirm availability.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

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Is travel insurance worth it?

April 30, 2024 | 2 min read

Planning a trip and wondering if you need a travel insurance policy? Keep reading to learn more about travel insurance to decide whether it’s right for you.

Key takeaways

• Travel insurance can provide financial protection if things go wrong before or during a trip.
• You might get travel insurance to cover potential losses from trip cancellations or delays, lost baggage or medical issues.
• Factoring in details specific to your trip and balancing with existing coverage might help you decide whether travel insurance is right for you.

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What does travel insurance do?

Travel insurance is a type of specialized protection that might help protect against financial losses from airline delays, medical issues or other unexpected occurrences. Some travel insurance plans focus on specific things, like lost baggage or health care. Others offer a wide range of benefits under a single plan. It’s a good idea to make sure you understand the terms and conditions, because coverage varies.

When might travel insurance be beneficial?

Some of the situations where it can help to have travel insurance include:

Interruptions and cancellations

Trip delay insurance covers food and lodging expenses if you experience an airline delay. Trip cancellation insurance can reimburse your prepaid costs if an illness forces you to cancel entirely.

Baggage issues

Baggage loss coverage can reimburse you if your luggage is lost, stolen, damaged or delayed.

Medical emergencies

Travel health or medical insurance can cover everything from medication to emergency medical evacuation if you become sick or injured when traveling abroad .

When might travel insurance be unnecessary?

There’s no right or wrong time for travel insurance. It depends on your circumstances. But when deciding whether travel insurance is worth it, you can consider things like:

• Type and length of trip: If the trip’s refundable, you might not need extra protection. And a short or cheap trip might not be worth the cost of coverage.
• Your existing coverage: Check existing policies and agreements. If you have coverage through your health insurance provider, credit card issuer or card network, you may not need more.

Considering travel insurance in a nutshell

Travel insurance can offer peace of mind if anything goes wrong before or during a trip. But it may not always be worth it. If you’re considering travel insurance coverage, looking at your situation, your trip and the terms and conditions of your existing insurance policies could help you determine whether the benefits outweigh the costs.

If you’re interested in getting insurance coverage from a credit card, you can check out the benefits that come with Capital One rewards credit cards .

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7 Best Cheap Travel Insurance Companies in May 2024

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Finding the cheapest travel insurance is often a priority for travelers hoping to protect themselves and their finances while away from home.

But is it better to err on the side of affordable travel insurance or opt for a more comprehensive plan? That depends on your needs .

On average, a comprehensive plan that covers some combination of trip cancellation and interruption costs, medical coverage and baggage protection (and perhaps a number of other things) will cost you 5%-10% of what you paid for the trip, according to NerdWallet partner Squaremouth, a travel insurance marketplace.

That means a comprehensive policy for a trip that costs you $3,000 could run you anywhere between $150 and $300. Factors like the cost and length of your trip, the age of the travelers and how much protection you want can significantly influence what you pay for your plan.

Ultimately, Squaremouth recommends “the least expensive policy that offers the coverage [travelers] need.”

» Learn more: The best travel insurance companies right now

Factors we considered when picking cheap travel insurance plans

We considered a few factors as we looked for the most affordable travel insurance plans.

Price: If your goal is to find cheaper travel insurance, you want the price to be affordable.

Breadth of coverage: The best budget travel insurance is typically going to be a plan that offers a wide range of protections at an affordable cost, ensuring you’re protected with at least some coverage for a wide range of scenarios.

Uniqueness or customizability : While many travel insurance plans have similar protections, some stand out for particular coverage that can be helpful to certain travelers, like those needing to Cancel For Any Reason , those going on a cruise, or travelers with preexisting health conditions. We didn’t spring for the priciest plans with broad, deep coverage; instead, we picked those that meet a sort of budget "sweet spot" when it comes to cost efficiency.

» Learn more: Is travel insurance worth getting?

An overview of the best cheap travel insurance plans

We looked at travel insurance quotes for a hypothetical 10-day trip to Italy in October 2023. The traveler is a 40-year-old man living in North Carolina who spent $2,000 on the trip, including airfare.

Reliable but cheap travel insurance providers

1. axa assistance usa (silver plan: $70).

Why we picked it:

The $500 missed connection benefit is great for cruise and tour participants. It covers additional transportation, accommodations and meal costs when you miss a cruise or tour departure.

Full trip cancellation and interruption coverage, along with up to $25,000 for out-of-pocket medical costs and baggage coverage.

Among the lowest prices we found.

If you’re willing to spend a bit more than AXA's $70 Silver plan, a Gold plan only costs $19 more and gets you deeper coverage amounts and up to $35,000 in collision rental car insurance.

2. Berkshire Hathaway Travel Protection (ExactCare Value plan: $56)

Cheapest plan we found while still offering a wide array of protections.

Includes a preexisting medical condition waiver.

Add-on rental car collision coverage optional for $10 per day. You can pick how many days you want the additional coverage — it’s not all or nothing.

At $56, this plan comes in at less than 3% of the $2,000 trip cost.

3. IMG (iTravelInsured Lite plan: $77)

Treats COVID-19 like any other illness, which is to say, if your claim accepts flu, strep throat or appendicitis as an acceptable, covered condition, the coronavirus is, too.

Covers costs related to trip interruption up to 125% 

Higher than normal limits on dental expenses, at $1,000. If your teeth are your Achilles heel (or your biggest fear), this plan might be for you.

The iTravelInsured Lite plan doesn’t offer some of the bells and whistles that other plans do, like rental car coverage , Cancel For Any Reason coverage or waivers for pre-existing conditions. But you’ll have relatively solid across-the-board trip protections.

4. John Hancock (Silver plan: $93 for a mid-tier plan)

Mid-level plan (as opposed to a basic plan) at an affordable price for travelers who want more coverage without paying too much.

Includes an optional Cancel For Any Reason add-on for travelers wanting flexibility. It is a bit pricey, at half the cost of the insurance ($46.50 extra for a $93 plan).

Reimburses up to $1,000 for lost baggage , far more than many basic plans.

Add-on rental car coverage for $9 per day.

At $88, John Hancock’s basic (Bronze) plan isn’t particularly affordable. But for just $4 extra, you can tap into the benefits of a mid-tier plan at still less than 5% of the total trip cost.

5. Nationwide (Essential plan: $76)

Includes a preexisting conditions waiver.

Add-on rental car coverage for $90. 

Covers trip interruption at 125% of the trip cost while providing comprehensive emergency medical and baggage coverage.

6. Seven Corners (Basic plan: $75)

On top of standard trip protections, it includes a relatively affordable Cancel For Any Reason option for $31.50 extra.

If you plan to rent expensive sporting equipment, you might consider paying $10 extra to cover lost, damaged, stolen or destroyed gear.

COVID-19 coverage reimburses you for costs incurred if you have to quarantine .

Rental car coverage comes in at an affordable $7 per day.

Seven Corners’ Basic plan stands out because it offers a little bit of everything, appealing to athletic travelers, those who need affordable trip protections, those who want the flexibility to cancel for any reason and those still concerned about getting quarantined due to COVID-19.

7. Travelex Insurance Services (Basic plan: $71)

Straightforward: What you see is what you get. This plan’s coverage has fewer rules and caveats than many. 

While not sporting the highest coverage amounts, it offers a solid range of protections to ensure you get at least something back when your travel is disrupted or you have a medical emergency.

Offers add-on rental car coverage for $10 per day.

At $71, the Travelex Basic plan’s cost is just over 3% of the $2,000 trip’s cost.

If you want to get travel insurance at the cheapest possible rate, here’s a trick. Put $0 as your trip cost, Stan Stanberg, co-founder of comparison site Travelinsurance.com said in an email.

“When excluding trip cancellation and trip interruption coverage the cost of a travel insurance plan goes down significantly,” Stanberg said.

That means you won’t get reimbursed if you need to cancel your trip or if it gets interrupted. But you may still have access to the plan’s medical, trip delay , missed connection, baggage and other protections.

You’ll often find comprehensive travel insurance plans cost 5%-10% of your total trip cost, according to Squaremouth. This will often get you full trip cancellation and trip protection, baggage protection, emergency medical coverage and often other benefits.

Typically, the more you pay, the broader and deeper the coverage.

For many plans, you can purchase travel insurance up until you depart. However, to get access to the most protections possible, booking two days to two weeks after making your initial deposit is the best rule of thumb.

That means you won’t get reimbursed if you need to cancel your trip or if it gets interrupted. But you may still have access to the plan’s medical,

, missed connection, baggage and other protections.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.