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Why be a member of the RCN

Student membership makes sense.

The Royal College of Nursing is more than just a trade union. We're the world’s largest trade union for nursing. We represent your interests and campaign on issues that matter to you - while you study, in the workplace and nationally. For just 84p per month, we’ll see you through your student journey with access to Europe’s largest nursing library, support during your placements and advice from our team of experts. Take a look at all the benefits of student membership and start your journey with us today.

Did you know?

Our library services include access to over 20,000 eBooks and 2,000 full-text eJournals, as well as databases and online learning resources for assignments and dissertations? In addition to one-to-one careers telephone coaching and online materials, the RCN has over 35 professional forums so you can network with fellow members and explore the variety of nursing roles available. We also offer support with your practice placement, because we understand that going from a lecture theatre to a ward can be daunting.

Because we know there's more to life than just work, your student membership gives you access to a host of  wellbeing resources  that aren't just focused around your work and studies, including a  counselling service  should you need it, and a peer support network. We know money can be tight when you’re studying, so we offer financial advice, an online Student Money Guide, and our money-saving RCNXtra scheme.

Nursing is a caring profession and we care about nursing staff. Once you join the RCN as a student member you will have our full support - from help with your studies to careers advice, counselling, financial support and health and wellbeing resources. You also have access to our advice team, RCN Direct, who are available over the phone and via web chat or email, seven days a week.

Keep up-to-date 

Stay up-to-date with the latest news on current nursing issues, or find out what other members are writing about via our magazines. RCN Students is written by students , for students. Find inspiring student stories and see the latest guidance from the RCN to help with your placements and studies.  RCN Bulletin is our main member magazine. It brings together all you need to know about RCN developments in one place and includes clinical, career and wellbeing advice. 

Member discounts

We like to reward our members for the great work they do. When you join as a student member you’ll get an exclusive gift bag including crib cards to help you through your studies and beyond.

RCNXtra is our exclusive member discounts platform, with over 3,000 offers available. Whether you’re buying your weekly shop or paying utility bills, we help you to make real savings straightaway. Last year, our members saved over £2.4 million with RCNXtra.

You can access travel, car and home insurance offers with LV= - with car and home insurance options available exclusively to you as an RCN member. Existing LV= Car and Home customers can also save on their pet insurance. RCNXtra also gives you access to discounted services from our financial and mortgage advice partner, Quilter Financial Advisers, as well as expert personal injury representation and a discounted will writing service through RCN Law.

Help with your studies 

The RCN is committed to lifelong learning and the development of our members. We'll provide you with everything you need for your studies, placement and the search for your first nursing role, from subject and clinical guides, to library access and support.

Be part of a team

As an RCN student member, you can get more involved by becoming a student ambassador, attending Congress or standing for election to represent your peers.

We also want you know that our members are never alone: we have a range of advice and support services just for you. Whether it’s confidential counselling, practical online guidance or chatting to our advice team – we are always here to help.

The RCN is home to Europe's largest nursing-specific collection of resources.

Search our large range of books, journals and publications or discover the services on offer at your local RCN library.

Join the RCN

Are you ready to join the world’s largest nursing union and professional body? We represent your interests and campaign on issues that matter to you. Be part of our community of close to half a million nurses, midwives, health care assistants (HCAs), assistant practitioners (APs), nursing associates (NAs), trainee nursing associates (TNAs) and nursing students.

“Being a member of the RCN has given me the opportunity to develop myself as a Student Nurse and has helped me to prepare for my future career in the highly-skilled profession of nursing” Dann Gooding RCN Student member

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RCN indemnity scheme

Here you'll find information about our indemnity scheme including our most commonly asked questions. .

The RCN indemnity scheme may cover you against the financial consequences of a claim against you for clinical negligence. 

Generally, the RCN scheme could cover the following groups of members:

• the self-employed
• members who don’t work under a contract of employment (such as agency or bank workers)
• v olunteers, and
• those acting in a Good Samaritan capacity.

However, it is very important that you check the terms and conditions  as outlined in  our comprehensive terms and conditions document . 

There’s no need to pay anything extra. RCN indemnity is included in your membership fee, provided you meet the eligibility criteria.

Some of our frequently asked questions about RCN indemnity.

Find out more about RCN indemnity

Here  we address some common questions and misconceptions about the RCN indemnity scheme. You can also read the full terms and conditions of the scheme  here .

Please read section 2 of the indemnity terms and conditions  for background if you need it .

If you're not sure whether you're an employee, you should ask for a copy of your contract and seek clarification from your manager without delay. 

If you're sure, select Yes or No below:

Contracts of employment

If you work under a contract of employment, you should not need to arrange your own indemnity cover.

Your employer has vicarious liability (in other words, is responsible) for your actions and omissions at work and should provide appropriate indemnity cover for you. It is not appropriate for your employer to try to shift that responsibility, either onto you as an employee or onto the RCN as your union. This applies whether you work for the NHS or a private employer and as a result, the RCN scheme will not cover work undertaken under a contract of employment.

There is one very specific exception to this - where employed members provide paid-for travel vaccinations in a General Practice setting. For more information please see our indemnity scheme FAQ.

If your employer is refusing to provide cover for you, please contact us .

We're still here for you

Membership of the world’s largest nursing union means so much more than indemnity cover. You can still access a wide range of other services including  workplace support ,  learning resources ,  professional forums  and  member discounts .

In particular, you can still access:

• advice and support following employment difficulties (such as disciplinary proceedings, contractual disputes, dismissals, discrimination)
• advice and representation before the Nursing and Midwifery Council (NMC)
• resources and support with your  professional development  (including areas such as  revalidation  and  support for health care assistants )
• legal support with criminal proceedings arising in the course of employment
• legal support if you have an accident – anywhere, at any time.

So, even if you don’t need RCN indemnity, we’re still here for you.

This FAQ may help answer any questions you have about your membership. It will also tell you the best ways to get in touch if you need to update anything.  

There are three main categories of RCN membership:

• Nurse (full or first year discount; for nurses and midwives)
• Health Practitioner (full or first year discount; for health care assistants, assistant practitioners, Nursing Associates and other support workers)
• Student (for student nurses, student midwives and nursing degree apprentices)

Within each category, there are sub-categories.

The following sub-categories do not include RCN indemnity cover as a benefit:

• Voluntary break
• Joint educational membership (between the RCN and the RCM/UCU/EIS;  please check your eligibility for indemnity cover with them ).

If you’re unsure, you can check your membership at MyRCN .

Need to change your membership category?

Please call one of our Member Consultants on 0345 772 6100 , choosing option 1 for membership (Monday to Friday 8.30am – 8.30pm excluding bank holidays). This call will be charged at a local rate. If you'd prefer you can email us at [email protected]. 

Membership of the world’s largest nursing union means so much more than indemnity cover. So, if you don't want to change your membership category you can still access a wide range of other services including  learning resources ,  professional forums  and  member discounts .

• advice and support via Get help  and our dedicated advice service
• resources and support with your  professional development  (including areas such as  revalidation  and  support for health care support staff )

So, even if you don’t qualify for RCN indemnity, we’re still here for you.

Indemnity for bank or agency work

Please read our indemnity terms and conditions , particularly section 3: Working on a self-employed basis or running your own business and the sections around agency/bank work. Please note in particular the information about umbrella companies.

You’ll also need to ensure you meet all of the conditions of the scheme (see section 5) and none of the exclusions apply to your work (see section 6).

Finally, you need to ensure you are providing a health and social care service that is deemed acceptable under the RCN scheme. You can find out more about what this means in sections 7 and 8 of our  indemnity terms and conditions .

Requests for ‘proof of RCN indemnity’

There isn’t a specific policy number for RCN indemnity - like you would have for home or car insurance. Provided you satisfy our eligibility criteria, all you need is a letter from us confirming your RCN membership and a copy of our indemnity terms and conditions . The combination of these two documents should be sufficient. Visit  MyRCN  now to view and download written confirmation of your membership.

Indemnity for self-employed work

Please read our indemnity terms and conditions , particularly section 3: Working on a self-employed basis or running your own business.

There isn’t a specific policy number for RCN indemnity - like you would have for home or car insurance. Provided you satisfy our eligibility criteria, all you need is a letter from us confirming your RCN membership and a copy of our indemnity terms and conditions . The combination of these two documents should be sufficient.

Visit MyRCN now to view and download written confirmation of your membership.

Indemnity for voluntary work

Please read our indemnity terms and conditions , particularly section 4: Voluntary work. You’ll also need to ensure you meet all of the conditions of the scheme (see section 5) and none of the exclusions apply to your work (see section 6). Finally, you need to ensure you are providing a health and social care service that is deemed acceptable under the RCN scheme. You can find out more about what this means in sections 7 and 8 of our  indemnity terms and conditions . 

There isn’t a specific policy number for RCN indemnity - like you would have for home or car insurance. Provided you satisfy our eligibility criteria, all you need is a letter from us confirming your RCN membership and a copy of our  indemnity terms and conditions . The combination of these two documents should be sufficient.  Visit  MyRCN  now to view and download written confirmation of your membership.

This includes both:

• members in the Student category of membership undertaking work placements, and
• full members undertaking postgraduate study (through an educational institution) to gain a qualification in health care or a NMC approved Return to Practice course.

Indemnity for student placements

The RCN scheme will cover student members wishing to undertake elective placements abroad, subject to the conditions and exclusions explained in our terms and conditions document . See page 10 in particular.

Please note that the scheme will not cover you for any claim made in either the United States of America or Canada, irrespective of where the alleged negligence occurred. Also, student midwives will not be covered for providing intrapartum care (wherever in the world this takes place).

Visit your MyRCN page to download written confirmation of your membership and keep it for you records.

There isn’t a specific policy number for RCN indemnity - like you would have for home or car insurance. Provided you satisfy our eligibility criteria, all you need is a letter from us confirming your RCN membership and a copy of our  indemnity terms and conditions .  The combination of these two documents should be sufficient.  Visit  MyRCN  now to view and download written confirmation of your membership.

Contact us for further help

On the basis of the answers you’ve given, we would like to put you in touch with a member of our advice team for a more detailed conversation - please  contact us .

Go to MyRCN  and select 'Membership Confirmation Letter'

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Your benefits

Bo undless members can enjoy savings on LV=’s flexible travel insurance. Choose from their Essential policy or Defaqto 5 Star rated Premier policy to find the right cover for you

• Boundless members get 5% off LV= public prices
• Buy online and save a total of 14.5% including your Boundless membership discount.

Essential and Premier Travel Insurance with LV=

From a weekend in the Cotswolds to a cruise around the world, you’ll love LV=’s top-rated Premier travel insurance. You can choose from two levels of cover, their Essential policy or their Defaqto 5 Star Rated Premier policy.

LV’s Premier travel insurance includes everything in the Essential travel insurance policy and more. Here’s some of the things you can expect from the two policies:

Tailored to you

Travel insurance with covid-19 cover.

In response to the COVID-19 pandemic LV= made some important changes to their travel insurance policies. These include details of Coronavirus cover for all new customers and existing customers renewing with them.

To find out more about Coronavirus cover, please visit https://www.lv.com/boundless/travel-insurance/coronavirus/coronavirus-update

Click here for full details of coverage exclusions

Terms and conditions

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Boundless by CSMA act as an introducer to Liverpool Victoria Insurance Company Limited for general insurance.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514, are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB. Tel 0330 123 9970.

Discounted Travel Insurance from LV= click the link below or call 03306786207

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