online travel insurance for uae visit visa

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Travel insurance that meets your needs

Millions of travelers rely on Travel Guard® travel insurance from AIG UAE, to help them recover from unexpected circumstances that can interrupt their travel plans. Travel Guard® is a comprehensive insurance plan that caters to travelers worldwide.

Platinum Plan

Silver plan.

Our most comprehensive travel insurance plan going above and beyond Schengen visa requirements.

• Up to $500,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $250,000
• Baggage Loss or Damage up to $2,500
• Trip Cancellation up to $5,000
• Up to $1,000 in Travel Delay Cover
• Emergency Family Travel up to $2,500
• Secure Wallet up to $1,000 in Credit Card Fraud
• 24h Worldwide Assistance Services

Our most popular travel insurance plan covering Schengen visa requirements.

• Up to $100,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $100,000
• Baggage Loss or Damage up to $1,000
• Trip Cancellation up to $2,500
• Up to $500 in Travel Delay Cover
• Secure Wallet up to $500 in Credit Card Fraud

Our basic travel insurance plan covering Schengen Visa requirements.

• Up to $50,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $50,000

Why AIG Travel Guard ® ?

Schengen Visa Compliant

All our three travel Insurance plans (Silver, Gold & Platinum) are Schengen Visa Compliant.

Exceptional Price Tag

Whether you are heading near or far, our annual & single trip covers comes at an affordable price letting you get on with your holiday.

Cover Plans To Suit You

AIG offer 3 types of Travel insurance cover plans with optional additions to ensure that we have a policy to match your needs.

Covid-19 Covered

• COVID-19 Medical Expenses up to $250,000 under Platinum plan
• COVID-19 Medical Expenses up to$100,000 under Gold plan
• COVID-19 Medical Expenses up to$50,000 under Silver plan.
• USD 150 per day, per person for up to 14 consecutive days if you test positive for COVID-19 and are unexpectedly placed into mandatory quarantine while overseas.

Enjoy a worry-free holiday with a comprehensive travel insurance from AIG UAE

Pick up a travel policy and explore more with our fantastic cover that provides a range of benefits.

Get Your Travel Insurance in Dubai, Abu Dhabi & The Rest of Emirates Online From AIG UAE

24/7 worldwide support.

Whenever you need us, our 24/7 emergency assistance helpline are here to help as standard.

Get your Travel Insurance online in 4 easy steps

Provide trip information

Enter details about the trip.

Select the preferred plan

Choose the Silver, Gold or Platinum plan.

Fill out personal details

Provide personal information about the traveller.

Review & Pay

Pay online, and the system will successfully issue the policy.

What is AIG Travel Insurance?

AIG Travel Insurance is insurance that is designed to protect your health, belongings and the cost of your trip should anything go wrong while you are abroad or in some cases before you leave.

Travel Guard FAQs

What is travel guard.

Travel Guard is a travel insurance product, underwritten by American Home Assurance Co (Dubai Branch) a subsidiary of American International Group, Inc (AIG). Travel Guard provides coverage in case of unforeseen circumstances that may force you to cancel or shorten your trip or seek emergency medical treatment while traveling. Your travel insurance also offers coverage for the loss or delay of your baggage, in addition to many other benefits described in the policy, which you can review before making your purchase. All coverage is subject to the policy terms and conditions.

How do I buy a Travel Guard policy?

You can buy a Travel Guard policy via  www.aig.ae .

Who is eligible to be covered under a Travel Guard policy?

Individuals in the age bracket from 3 months to 74 years and 364 days who are residents or citizens the United Arab Emirates.

Is there a special rate for children?

Yes. There is a 50% reduction on standard rates for a person aged between 3 months and 17 years and 364 days.

Does the Travel Guard policy cover a family traveling together? How is family defined?

Yes. There is a family rate under the Travel Guard policy. Family is defined as insured person, his/her spouse, and unlimited number of their children.

What is the Annual Multi Trip option?

The Annual Multi Trip option covers you for one-year period for unlimited number of trips, but each trip should not exceed 90 days.

Who do I contact for an emergency assistance or if I need to be admitted to a hospital while overseas?

For 24-hour emergency assistance or if you need to be admitted to a hospital, please contact  +1 (817) 826 7276  and quote your policy number.

Can I amend my policy?

Yes, the Travel Guard policy can be amended in special cases, but amendment can only be made prior to the departure of the first part of the journey.

Do I have to carry a copy of my certificate of insurance with me while traveling?

No, you don't need to carry a copy of your certificate of insurance with you. All you need is your policy number which can be found on your certificate of insurance.

What do I do if I lose my certificate of insurance?

Please  Click here  to download your certificate of insurance.

When does my coverage begin?

For Trip Cancellation:

• For a single trip policy, cover starts at the time that you book the trip or pay the premium, whichever is later;
• For an  annual multi trip policy  cover starts at the time you book a trip, or the effective date shown on the certificate of insurance, whichever is later.

For other benefits, coverage begins when you leave your country of residence. The initial departure point has to be from the United Arab Emirates.

How will my out-patient medical expenses be paid ?

The medical expenses incurred will be reimbursed to you subject to policy T&Cs. Please retain all original medical bills/invoices, medical reports, and laboratory tests (if applicable) and submit them as part of your claim.

Does the Travel Guard policy cover sports and other similar activities?

Travel Guard policy offers an optional coverage for hazardous & winter sports with 100% loading on standard rates.

Can I cancel my trip for any reason and get all my money back under the “Trip Cancellation” Benefit?

The Trip Cancellation Benefit provides coverage for specific reasons as described in your policy terms and conditions and reason for cancellation should be amongst those reasons for the claim to be covered.

Can I buy a Travel Guard policy, if I have a pre-existing medical condition?

Yes. However, Travel Guard policy has an exclusion for pre-existing medical conditions as detailed in the policy wording.

Does “Baggage & Personal Effects” benefit cover theft?

Yes, Travel Guard policy covers theft (and damage due to an attempted theft) as long as incidence occurs while travelling outside of your country of residence and within the period of insurance as stated in your certificate of insurance. Please refer to the Terms & Conditions of the Travel Guard policy to know more on this benefit.

How do I report a claim?

You can submit your claim online by clicking  here

Alternatively, you can contact our local office with the below contact details:

How long is the claim processing time?

Claims will be processed within 7 working days after you have submitted all the required documentation.

Can I cancel my Travel Guard policy?

Yes, provided it is before the policy effective date as stated in your certificate of insurance and there is no claim registered under your policy.

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Travel Insurance Documents

Table of benefits, policy wordings, verify insurance policy & check coverage, travel insurance claim.

Submit online your claim in few easy steps

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Financial care for every day of hospitalization

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• Sports Cover
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• BUY ALLIANZ TRAVEL

INTERNATIONAL TRAVEL INSURANCE DUBAI

Discover our travel insurance products and select the cover that best suits your needs., enjoy a stress-free trip wherever your travels may take you with allianz travel insurance. we've got you covered from medical emergencies to lost passports, from flight cancellations to baggage mishaps. start your next adventure with confidence, knowing allianz travel has your back..

• Medical and Dental Emergencies : Immediate assistance and coverage, ensuring you receive essential care without the stress of hefty medical bills.
• Trip Cancellations and Delays : Reimbursements for non-refundable expenses, providing support if your trip faces unexpected interruptions or cancellations.
• Lost or Delayed Baggage : Compensation and assistance if your baggage is delayed for over 6 hours, or if it's damaged or lost during your journey.
• Loss of Travel Documents : Swift assistance to help you navigate the situation if your vital travel documents go missing.

Medical benefits include coverage for accidental death, emergency medical expenses, a daily cash allowance during hospital stays, compensation for lost baggage, and support for trip cancellations. Additionally, missed departures or connection flights are also covered.

Why go with Allianz Travel Insurance ?

Here's why allianz should be your first choice for travel insurance.

Globally recognised expertise

Tailored protection for you

24/7 assistance in case of emergency

Online Quote and Purchase 

Why do i need travel insurance .

When do I get travel insurance?

Who should buy travel insurance,  allianz travel insurance products,   schengen travel insurance  .

The perfect travel insurance in the UAE  to obtain your Schengen Visa. Buy your Schengen travel Insurance starting from 56 AED* with Allianz Travel and rest assured for your trip, we’ve got you covered.

From 56 AED*

  global travel insurance  .

Our comprehensive Travel Insurance insures you against the unexpected whilst travelling abroad, whether that be alone or with your family. Buy online today with prices starting from 76 AED* per person.

From 76 AED**

  travel insurance uae  .

Having some family or friends over ? Our Inbound travel insurance to the UAE is available to protect your loved ones from the unexpected. In a few clicks, you can get this travel insurance right until they enter the country.

From 50 AED***

  annual multi-trip  .

Our annual multi-trip travel insurance products cover you for all of your trips below 92 days within a year. This is the best cost-effective travel insurance if you are a frequent traveller. Always buy the best with Allianz Travel.

From 664 AED****

  sport cover  .

At Allianz Travel, we know travelling is about experiences and we want you to be covered when you are taking this extra risk that will make the difference. Our Sport cover accompanies you a step further !

From 169 AED*****

  travelsmart app  .

* Schengen Travel-price based on a 30 year old travelling up to 5 days within a Schengen Destination with no pre-existing medical conditions.

**Travel Standard -Price based on a 30 year old travelling up to 5 days within Worldwide excluding USA & Canada geographical zone.

***Travel UAE-Inbound - price based on a 30 year old travelling up to 5 days to the United Arab Emirates

**** Standard Annual Multi-trip  - price based on an Adult (19-65) purchasing an annual multi-trip insurance. 

***** Travel Insurance to UAE - price based on a 30 year old travelling up to 5 days within Worldwide excluding USA & Canada geographical zon and getting a Sport cover

Main covers across our travel insurance products

Emergency medical expenses, loss of travel documents, missed or delayed departure.

If unforeseen circumstances cause you to miss your departure, we will cover the additional expenses for alternative transportation and accommodation. Similarly, if your departure is delayed for more than 6 hours, we offer benefits after the initial 12-hour delay, with further benefits for each subsequent 12-hour delay.

Not every of our products offers this cover, we recommend you to read the terms and conditions for the travel insurance you are about to purchase. Your policy will specify the maximum payable amount, and covered circumstances will be detailed in the Policy Documen t. Additionally, if you decide to cancel your trip after a 24-hour delay, you may be eligible for compensation up to the specified amount in your policy.

Lost Baggage and Personal Belongings Protection

Travel insurance ensures that lost luggage doesn’t derail your trip. It provides compensation for misplaced items and support in replacing essential belongings. Additionally, the insurance covers the loss of personal documents, offering financial assistance and helping you recover lost time spent tracking down your possessions. Our insurance covers temporary loss or theft of your possessions during your departing journey—excluding valuables—if the delay extends beyond six hours from your arrival destination.

As for the previous benefits, not every of our products includes this benefit. You should read the terms and conditions that apply for the travel insurance you are about to purchase. 

Personal Liability Coverage

Covid-19 cover.

In these uncertain times, we understand the importance of having COVID-19-related cover. Our travel insurance policies include:

• Emergency Medical and Associated Expenses specifically related to COVID-19.
• If you are infected while travelling and require quarantine, we will cover your accommodation costs during this period.

Travel Insurance Documents

Frequently asked questions, understanding travel insurance, what is travel insurance .

Travel insurance is an insurance you can take on when travelling abroad in order to cover yourself, your family or your belongings in case something goes wrong during your trip.  The number of covers and their limits depend on which travel insurance product you choose: usually insurance companies offer different ranges of product (from the most basic to the most comprehensive).

At Allianz Travel, we offer 3 main products: 

• A basic product: Also called Schengen product , this travel insurance offers the basic coverages required to apply for a schengen visa. It mostly offers coverage for emergency medical expenses
• The Extra product : this is the mid-range product offering higher limits and more coverages than the Schengen travel insurance above.  On top of the medical emergency coverages, it also provides insurance for your belongings and trip cancellation or curtailment. 
• The Gold product : this is the most comprehensive product offering higher limits than the 2 other products so you can travel with peace of mind.

What does travel insurance cover?

Travel insurance covers emergency medical expenses in most cases. This means if the traveler gets sick or hurt while travelling, the travel insurance will cover the medical expenses if the claim falls under the Terms and Conditions of the policy.

Aside from the emergency medical expenses, travel insurance can also cover your belongings (delays, loss, thief) as well as expenses if you cut your trip short or if you must cancel your trip. 

Every travel insurance product offers different coverages and limits - it is critical for you to carefully read what the product covers before purchasing any travel insurance. We also encourage you to read the Terms and Conditions to make sure the product is aligned with your expectations.

Which travel insurance is the best for UAE and international travellers ?

There is no right answer here. It depends on what YOU need and what the travel insurance offers. One travel insurance product might be the perfect fit for one traveler while not matching someone else's needs.

The best advice we can give you is to read what the travel insurance product covers so you do not get bad surprises at claim stage. At Allianz Travel we try our best to clearly state what each of our product offers. If you have any doubt about one of our products, you can also reach out to us directly and we will be more than happy to answer your question. 

Allianz offers tailored packages for both UAE and international travellers, ensuring comprehensive coverage. Our cover options include: 

• Single-global trip insurance 
• Annual Multi-trip insurance 
• Inbound UAE travel insurance
• Schengen travel insurance 

What is annual multi-trip travel insurance ?

Annual multi-trip travel insurance covers you for any trips below 90 days  you take throughout an entire year. You buy your travel insurance once and then get covered whenever you travel for the next 365 days. 

This product is the best fit for frequent travelers since you do not need to buy a new travel insurance every time you travel. Aside from being convenient, it is also much cheaper if you travel a lot for work or for leisure. 

As  for any other travel insurance products, the terms and conditions apply.

Can I buy travel insurance when I am already abroad ?

You need to buy your travel insurance before you start your trip. Once your trip has started you cannot buy travel insurance. There are no exceptions to this rule. 

Please note: this is verified when a customer opens a claim - if you purchased your travel insurance after your trip started, your claims will not be eligible. 

What Does Allianz Travel insurance cover ?

Allianz Travel offers different travel insurance products. In order to match your expectations, our real-time quotation engine will ask you a few questions to get you the best travel insurance products based on your trip and profile. 

For each quotation, we usually offer 2 to 3 products - you can then choose which level of cover you want. Before buying one of our travel insurance products, we recommend you to carefully check the coverages, their limits as well as our terms and conditions . If you have any questions, please feel free to reach out to us ! 

What to look for in a travel insurance ?

Most people buy travel insurance to travel with peace of mind knowing they are covered if the unexpected comes up.  Before buying travel insurance, you need to know what type of trip you are going to have to make sure the travel insurance product you pick covers you properly.

For example, if you are going skying in the Alps, you will need to get the Winter Sport add-on on top of your travel insurance so you are sure you will be covered in case you get hurt while snowboarding.

As previously mentioned, it is critical you read the terms and conditions before you take on any travel insurance. If you have a doubt about any coverage, then you can call or whatsapp us . 

What insurance do I need when travelling ?

Travel insurance is the ideal type of insurance for travelling abroad.  Depending on the policy you choose it covers a wide range of things such as medical emergencies, trip cancellations, lost baggage, and more. Choose a plan that aligns with your travel needs.

 You can get a free quote online   in real-time in a few steps. 

Travel Insurance to the UAE

Is it mandatory to have a travel insurance for dubai.

Travel insurance for Dubai is recommended by multiple sources as it will cover you for emergency medical expenses and many other benefits. In a recent   news article , the Indian Embassy strongly advises that anyone travelling to the UAE take out travel insurance. It follows the case of someone who was visiting the UAE and faced high bills after an accident.

Financial burden of unforeseen circumstances is covered with a policy such as ours and prevents financial burden at such a difficult time. Money is not something someone should be worried about when someone is ill, injured or in trouble.

Allianz Travel insurance to the UAE also covers quarantine and emergency medical expenses related to COVID-19. Our online travel insurance is easy to buy in a few clicks and will give you peace of mind while exploring Dubai and the rest of the UAE. 

Does Dubai visa include travel insurance?

Can i get travel insurance for covid-19 in dubai.

Yes, you can get a travel insurance with COVID-19 cover for your trip to Dubai. You just need to buy your travel insurance to the UAE before you arrive in the country. As any other international travel insurance, an Inbound travel insurance to the UAE needs to be bought before your trip starts otherwise your claims will not be eligible.

Allianz Travel has added specific benefits to its travel insurance for the UAE in order to cover quarantine and emergency medical expenses if you get tested positive to COVID-19 while you are travelling in the UAE.

You can check the Allianz travel insurance to the UAE   here .  Buying our online travel insurance is easy and fast. In just a few clicks, you can get a quote and buy online your travel insurance with Allianz Travel.

How much does travel insurance cost?

Prices vary depending on the policy type, duration of the trip, where you are travelling to, the age and number of people travelling and whether any options are required.

To find out how much a policy costs:

• Click " Get A Quote "
• Choose the policy type (single trip or annual trip)
• Add any options you require (Winter sports, Hazardous activities, Terrorism cover)
• Enter the dates and destination of the trip you require
• Enter details of the persons requiring cover
• Click 'Submit'

How can I buy travel insurance ?

How do i know that buying my policy online is secure, can i receive a refund for unused days on my travel insurance policy , can i buy travel insurance while on vacation , what if i change my mind about buying the policy, can i buy allianz travel travel insurance if i am not a resident of united arab emirates, does it matter who i book my travel arrangements through, does allianz travel offer an annual multi-trip policy, is there an age limit on the travel insurance policy, when does cover begin and end, what is the maximum trip length, if i return home early do i get a refund of my premium, are there any exclusions to the policy, am i covered for any existing medical conditions.

The policy does not cover claims relating directly or indirectly to any existing medical conditions, if you or anyone to be insured has at the time of taking out this insurance or booking your journey (whichever is the later):

• Been prescribed regular medication
• Received treatment or had a consultation with a doctor or hospital specialist for any medical conditions in the past 6 months
• Been referred to, treated by or are currently under the care of a doctor or a hospital specialist
• Been diagnosed as having a terminal illness

Please click here  to read the Health Declaration for more information.

Am I covered for skiing or other adventure activities?

Am i covered for loss of cash, does travel insurance cover for everything .

Travel insurance provides a broad range of coverage to protect you during your trip, but it's important to understand that not every activity or situation is covered.

If you have a doubt - please reach out to us  to double check with one of our customer care representatives. 

Here’s a more in-depth look at what might not be covered:

• Pre-existing medical conditions : Many travel insurance policies do not cover pre-existing medical conditions unless you purchase a waiver or additional coverage. It’s crucial to disclose any existing conditions and understand your policy’s terms to ensure you have the necessary protection.
• Incidents occurring under the influence : Incidents that occur while you are under the influence of drugs or alcohol are typically not covered by travel insurance. This includes injuries, accidents, or losses that happen during such times
• Travel to high-risk areas : Travelling to areas with travel advisories or known risks may not be covered under standard travel insurance policies. It’s important to check the travel advisories for your destination and understand your policy’s coverage limitations.
• Cancellation for any reason : Standard trip cancellation coverage applies to specific covered reasons. If you want the flexibility to cancel your trip for any reason and still receive reimbursement, you might need to purchase an additional “Cancel For Any Reason” (CFAR) coverage
• Long-term medical care : Travel insurance is designed for short-term emergencies and might not cover long-term medical care or rehabilitation costs.

Do travel insurance policies cover families travelling together?

Do children need travel insurance , what is the minimum age limit for travel insurance, does travel insurance cover me if i lose my passport, does travel insurance reimburse me if i have to cut my trip short because of a family emergency , can i claim from my travel insurance if i get sick before my trip, how do i get my insurance documents, can i purchase a policy if i have already started my journey, if i have any queries, who do i contact, can i still claim even if i don't have receipts for all my personal possessions, who do i contact in the event of a medical emergency, who do i contact to make a claim, how am i ever going to remember all these different contact numbers, more about travel insurance ....

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Daman Health Insurance Plan For Visitors - 190 Days UAE Coverage (Multi Trips)

Daman’s Travel Health Insurance Plan for the UAE visitor covers a wide range of protection in case immediate and unexpected medical inpatient attention is required during your travel to the UAE, including COVID hospitalizations.

Kindly note that the Visitor’s Travel Health Insurance plan is non-refundable plan and coverage dates are non-changeable once purchased

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Visit visas

The UAE grants a foreigner a multi-entry or one-entry visa that allows him/her to visit the country for a specific purpose. A visit visa is also called an entry permit , and its purposes include tourism, vising a friend or a relative, a mission, exploring business or job opportunities, treatment, study and training, and transit.

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Is Having Insurance for Visit Visa in UAE Mandatory?

July 09, 2022 | 13 min read

It is not mandatory to have insurance when traveling to UAE. Still, getting insurance when processing the uae visit visa by arabiers is prudent because you never know what might happen. You mage get sick while in UAE, and the insurance will cover the treatment expenses.

The United Arab Emirates (UAE) is a country that features a variety of landscapes, contributing to the country's high level of tourism. These landscapes range from magnificent deserts to the mesmerizing Arabian Sea.

Dubai, Abu Dhabi, Fujairah, Sharjah, Ras Al Khaimah, Umm Al Quwain, and Ajman make up the federation of the seven Arab Emirates that make up the United Arab Emirates. Deserts, pristine beaches, towering skyscrapers, and opulent resorts are some of the things that make this place famous.

In addition, the migratory birds that stop off on its beaches draw in birdwatchers from all over the world. Due to the weather in the UAE, tourists are more likely to suffer from heat strokes or heat exhaustion, which could lead to unexpected medical costs.

Almost all people who travel to the UAE will experience weather like this. In addition, participating in activities such as water sports or desert safari can put you in danger of being involved in an accident.

Table of Contents

• Key Benefits
• Is Healthcare Expensive in the UAE for Tourists ?

Where Can I Get Travel Health Insurance for UAE?

When buying a travel insurance policy, keep the following in mind:, will my uae travel medical insurance cover all my activities, travel insurance to uae packages, points to remember, key benefits of travel insurance for uae.

You may wonder why we recommend getting insurance when traveling to UAE, and here we will explain the benefits of travel insurance for the UAE.

The United Arab Emirates (UAE) is renowned for its tourism and hospitality, which brings visitors from all over the world. If you're considering visiting this place, you are designated for a thrilling adventure.

To ensure your time in the UAE is as stress-free as possible, purchase appropriate travel insurance before you arrive. The following are some of the most important advantages of purchasing a travel insurance plan in the UAE:

• Medical Emergencies & Accidents
• Trip disruption
• Personal belongings loss coverage
• Emergency evacuation or repatriation of mortal remains coverage
• Hijack coverage
• 24x7 assistance
• Covid-19 Coverage Advantages

Aside from this, the specifics of your benefits package can be adjusted according to the plan. Add-ons like coverage for pre-existing conditions, coverage for loss of personal items, coverage for participation in adventure sports, coverage for pre-existing diseases, and coverage for house burglary insurance may be available under some plans.

Is Healthcare Expensive in the UAE for Tourists?

The healthcare system in the UAE is so highly regarded hence you won't have to worry about getting adequate treatment if you become ill or are injured while traveling to UAE .

However, with the exception of UAE citizens, there is a cost associated with receiving medical care. Individuals who do not have any kind of health insurance face extremely significant medical bills.

Remember that the additional cost of the insurance policy is only a fraction of what you may have to pay if you require medical care, so if you are considering whether or not to purchase travel health insurance, keep in mind this fact.

It is easy to get travel insurance to Dubai and the UAE. You need to contact a travel insurance company based in your home country or an online comparison marketplace such as Insubuy.

At Insubuy, you will also have the opportunity to compare several insurance policies and select the plan that best meets your requirements.

• Get it in advance. Once you have booked your trip, purchasing travel insurance ought to be one of the first things you do, especially if your deposits are non-refundable and you are going to a country like the United Arab Emirates, which has a reputation for having expensive lodging options. If you are required to cancel, you will be eligible to receive some or all of your money back.
• Conduct research and make a comparison of the various policies online.
• Pay close attention to reading the entire policy, including any small print that may be present. If you do need to file a claim, being aware of the specifics of your coverage will prevent you from being surprised by the amount of money you are required to pay

That is entirely dependent on the activities that you have planned. Generally speaking, travel insurance does not cover high-risk activities because they are not considered low-risk. In addition, there are a lot of high-risk, exciting activities that you can participate in anywhere in the UAE, including Dubai. Still, they might not be covered by your insurance.

Skydiving, dune bashing, scuba diving, car racing, (indoor) skiing, and other extreme sports might not be covered under a standard travel health insurance policy, for instance.

If you intend to participate in activities of this nature, you should inquire with your insurance providers about the possibility of purchasing additional coverage for these endeavors.

A higher premium must be paid for an insurance plan to receive protection for high-risk pursuits, and even then, certain dangerous pursuits might not be covered.

Normal Packages

• Rates range from 75 AED to 600 AED
• Coverage is available in the United Arab Emirates (7 Emirates)
• Cover is underwritten by Union Insurance UAE (Based in 7 Emirates)

Covid-19 & Related Coverage

• Accidental Death and Permanent Disability: $1,500 to $500,000
• Medical Reimbursement for Accidents and Sickness from USD 15,000 to USD 500,000
• Benefits for evacuation and repatriation ranging from USD 5,000 to USD 200,000

Premium Duration

• All claims must be reported within seven days of the patient being discharged from the hospital.
• The insurance policy does not cover pre-existing medical conditions, regardless of whether or not the condition was disclosed by the policyholder, except for treatment received in an emergency room.
• In an emergency, treatment received outside of the authorized network is only eligible for reimbursement up to the network tariff in effect. Our website contains a comprehensive list of authorized networks in its entirety.
• The maximum age allowed for coverage under the policy is 75 years.
• If the United Arab Emirates (UAE) authorities deny the applicant a visa or refuse the applicant entry into the UAE, the policy will be automatically canceled.
• The policy is only applicable to travelers to the UAE who have a current visa for the UAE.
• The insurance certificate cannot be transferred to another party, and there is no provision for a refund once it has been issued.

Robeena Brown

It’s been amazing journey collecting, organizing & publishing UAE travel related information. We often hear our guests says it was some thing useful when I found Arabiers, that give me motivation to sit hours & hours with subject experts to extract right information that are useful but updated. I would love to write some thing that useful for any travelers, Recidents & locals, we at Arabiers trying our level best provide right information & aiming at updating our information page as much as we can, looking forward your feedback.

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• Visit Dubai
• Retirement in Dubai

Retire in Dubai

About the programme, why retire in dubai, how does it work, how do i apply.

Located in the United Arab Emirates, Dubai is an exciting destination with incredible attractions and an upbeat energy.

A sunshine-filled city, Dubai offers an outstanding quality of life for retirees. The city is famed for its friendly, multicultural population and array of lifestyle experiences that put convenience at the forefront – think on-demand home services and food delivery at the touch of a button.

The Dubai retirement visa is your chance to live in one of the world’s fastest growing, safest and most culturally-diverse places. It's time to enjoy your next exciting chapter.

Valid for 5 years, the renewable retirement visa is open to retired applicants who are at least 55 years old. They must also fulfil one of these financial options: 

Option 1 Minimum yearly income of AED180,000 (approx. US$49,000 annually or AED15,000/US$4,100 per month)

Option 2 AED1 million (approx. US$275,000) savings in a 3-year fixed deposit

Option 3 AED1 million (approx. US$275,000) unmortgaged property OR mortgaged property, for which the payment to date is at least AED1 million Option 4 A combination of Options 2 and 3, with a minimum value of AED1 million (approx. US$275,000) in a 3-year fixed deposit and property (worth at least AED500,000 each)

With the multiple-entry visa, you’ll be regarded as a resident of the UAE and can therefore freely travel and enter the country at your convenience. You’ll also have access to all the standard services that residents benefit from, including telecommunications and utilities.

Once you've decided which one of the three financial options you want to apply under – savings , property or a combination of both, you'll need to prepare official documentation that proves your financial status.

All international applicants will need to send their passport copy and those of their dependents (if any), along with a copy of their marriage certificate if sponsoring their spouse. UAE residents will need to additionally provide copies of their current visa and Emirates ID, both for themselves and any dependents. 

Once all your documents are ready, submit your application to one of two relevant authorities, based on which financial option you choose.

Financial criteria

Option 1: income.

A sustainable yearly income of at least AED180,000 (approx. US$49,000), which equates to AED15,000 (approx. US$4,100) per month.

Option 2: Savings

AED1 million (approx. US$275,000) savings in a 3-year fixed deposit

Option 3: Property

AED1 million (approx. US$275,000) in unmortgaged property or mortgaged property, for which the payment to date is at least AED1 million

Option 4: Savings & Property

A combination of Options 2 & 3 valued for at least AED1 million (approx. US$275,000) in a 3-year fixed deposit and property, worth AED500,000 each

Frequently asked questions

What is the retirement visa?

Will I have multiple entry to the UAE?

How long is the application process?

What is the cost of the retirement visa?

Do local health insurance providers cover COVID-19 expenses?

With the retirement visa, who am I allowed to sponsor? Is there a limit to the number of people that I can sponsor?

Whether you want to enjoy the sunshine, stay active by the sea or simply explore the city's hotspots with your family, there's never a dull moment in Dubai.

Let us guide you

Health insurance

Find top international healthcare specialists, supported by a robust health insurance system. Rest easy knowing that all your medical needs are taken care of.

Property in Dubai

By the beach or in the city centre, Dubai’s villas and apartments are stunning, and will make you want to spend quality time in the comfort of your own home.

Legacy management

There are many ways in which you are able to secure your assets and register your will while in Dubai. Let us guide you through the essentials.

Dubai Retirement Visa