rbc visa travel rewards login

Welcome to Online Banking

Sign in to online banking, help - client card or username.

Enter the 16-digit number from the card you use for debit and ATM transactions. If you don’t have a card, you can use the number you were given at the branch to access Online Banking.

If you have set up a username, you can enter it in this field to log in to Online Banking.

Help - Remember your client card or user name

Check this box if you’d like to save your Client Card number or username on this computer, so you don’t have to enter it again the next time you log in to Online Banking.

We don’t recommend this option if you’re using a public or shared computer.

If you delete the cookies on your computer, you’ll erase any saved Client Card numbers or usernames.

Help - RBC Security Guarantee

We’ll fully reimburse any unauthorized transactions made in RBC Royal Bank Online Banking.

New to Online Banking?

Discover Opens new tab what it can do for you.

Other Online Services Other Online Services RBC Direct Investing Dominion Securities Online RBC InvestEase Avion Rewards PH&N Investment Counsel RBC Royal Trust RBC Bank USA RBC Caribbean RBC Express RBC Global Trade Other Services

How can we help you.

Royal Bank of Canada Website, © 1995-2024

RBC Avion : How to Use Your RBC Avion Points for Travel Rewards

RBC Avion Rewards Credit Cards

There are several RBC Avion credit cards part of the Avion Rewards program . One of the best is the RBC Avion Visa Infinite Card .

It has excellent insurance, including one for mobile devices, which is rare. In addition, as a welcome offer, it offers a lot of points with little effort.

Other cards that earn Avion Points are:

• RBC Avion Visa Infinite Card
• RBC ION+ Visa Card
• RBC ION Visa Card
• RBC ® Avion ® Visa Infinite Privilege* Card
• RBC Avion Visa Platinum
• RBC Avion Visa Infinite Business Card
• RBC Avion Visa Business Card

With this exceptional offer for the RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion points:

• 35,000 Avion points on approval
• 20,000 Avion bonus points when you spend $5,000 in your first 6 months

You can use your Avion Rewards points for travel or redeem them with other loyalty programs such as :

• American Airlines AAdvantage
• British Airways Executive Club (and Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

For example, with the current welcome offer, you can get 55,000 British Airways Avios Points or 550 WestJet Dollars .

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

And you’ll benefit from a wide range of insurance coverage: Trip Cancellation and Interruption Insurance, Out-of-Province/Country Emergency Medical Insurance, Rental Vehicle Collision/Loss Damage Insurance, Mobile Device Insurance.

How to Use Your Avion Points for Travel Rewards

Use the fixed fare chart for airline tickets.

One way to use your Avion points for travel is with the purchase of an airline ticket. This is the best way to get the most value out of the RBC Avion Rewards program . This is described in detail in this article .

Depending on the destination, 15,000 to 100,000 Avion points are required per ticket.

RBC Avion Rewards points can be used to travel anywhere in the world with a round-trip ticket. A one-way trip requires half as many Avion points. Here is the airfare table for a round-trip flight:

On average this equals about 2 cents per Avion point .

Use the Flexible Fare Chart for Airfare

The Flexible Fare Plan uses 100 Avion points for a $1 discount on your airfare. The transaction must be made directly on the Avion Rewards website, using the flight search tool.

For example, with the flat rate fare, 35,000 points will get you a round-trip ticket anywhere in Canada and the U.S., up to a value of $750.

If you choose to purchase that same $750 ticket with the flexible fare structure , you will need 75,000 points. So using the flexible fee schedule would be more of a disadvantage in this case. It’s up to you to make your calculations, depending on the number of points you have banked.

Redeem Avion Points for Any Trip

For even more flexibility, book your hotel, car rental, cruise or airline tickets as you wish on the Avion Rewards site to have your account credited.

Avion credit cardholders can redeem 100 Avion points to deduct $1 from this travel expense. For example, for a night at the hotel that cost $200, 20,000 points are required to bring the balance down to zero.

For ION and ION+ credit card holders, it’s different. They redeem their points using a conversion rate of 172 points = $1.

Buy Gift Cards

There are approximately 250 gift cards to purchase with Avion points. About ten of these geared towards travel. For example, buying a gift card for future stays at Fairmont or Best Western hotels. Or Tim Hortons, for roadtrips !

Generally, the cost is 1 cent per Avion point, so 5,000 points for a $50 gift card .

Uber is different, with 7,000 points for $50.

Transfer to Other Airline Loyalty Programs

Did you know that it is possible to transfer your Avion points to other airline loyalty programs? We explain how in our tutorial on this subject:

Another way of exchanging RBC points in the event of technical problems

Occasionally, the Avion Rewards site may experience technical difficulties or your flight may not appear in the search results.

During that time, call Avion Rewards Customer Service at 1-800-769-2512.

• Get an authorization number to book the flight you want;
• Book your own flight directly on the desired airline’s website;
• Send an e-mail to [email protected] with your authorization number obtained earlier from Customer Service, your name, the number of tickets reserved, proof of ticket purchase and itinerary details.

Avion Rewards will then deduct the required points from your RBC Rewards points account to credit the cost of your airline tickets, according to their fare structure.

Frequently asked questions about the Avion Rewards program

How many avion points are needed for a free airline ticket.

Depending on the destination, 15,000 to 100,000 Avion points are required.

Can I buy a ticket for another person?

Yes , make sure that the person’s personal information is written down perfectly at the time of booking.

What is the definition of a basic Avion Rewards account?

These are the people enrolled in the Value Program , who earn Avion Rewards points.

Where can I redeem my Avion Rewards points for travel?

Go to the site Avion Rewards or click on the Avion Rewards icon in your RBC Direct Banking session. Then go to the Travel section.

All posts by Caroline Tremblay

Suggested Reading

Sign In to Avion Rewards

Sign in with:

If you have a personal credit card or deposit account, you need to enrol in RBC Online Banking to enjoy Avion Rewards. It’s easy and secure.

Redeem your points for gift cards, merchandise, travel and more

All Avion Rewards members can use points to...

Use points to...

Redeem top brands

Use your points for a huge selection of merchandise and gift cards from top brands like Apple, Best Buy and more 1 .

Take that dream vacation

Use your points to book travel, including hotels, flights and package deals.

Donate to charity

Redeem your points wherever they matter most by donating to a charity of your choice.

Avion Premium and Elite members can also use points to...

Make payments online.

Use your points for Interac transfers, credit cards and bill payments and leave more in your wallet.

Save for the future

Use your points to contribute to investments such as mortgages and lines of credit.

See all membership levels and benefits

Join now to get all your personalized offers

Here are just a few examples of offers you’ll find to help you earn and save.

Avion Elite members can travel more for less

Avion Elite members can use fixed points pricing to book deals to top destinations – any airline, any flight, any time.

Do it all with points in the Avion Rewards app

The Avion Rewards app lets you access your account quickly and easily. Use your points for gift cards, merchandise, travel and more. Shop, earn, save and redeem – all in the app.

Download the app

View Legal Disclaimers Hide Legal Disclaimers

• Personal Banking
• Everyday Banking
• Savings Accounts
• Regular Savings
• Premium Savings
• Future Fortune
• Plus Savings
• Certificates of Deposit
• Chequing Accounts
• Credit Cards
• Current Promotion
• RBC Rewards Visa Platinum flies above the competition

RBC Rewards Visa Platinum

• RBC Caribbean Airlines Visa
• Visa Classic International
• MasterCard Standard
• RBC Rewards Visa Business Platinum
• Visa Business
• International Money Transfer
• Special Products
• Online Banking
• Other Ways to Bank
• SMS Service
• Telephone Banking
• Borrowing and Credit
• Christmas Promotion
• Loan Instalment Calculator
• Current Mortgage Offer
• Contact a Mortgage Specialist
• RBC Mobile Mortgage Specialists
• Residential Real Estate Mortgage Market Guideline
• Mortgage Payment Calculator
• Investments
• Roytrin Mutual Funds
• Investment News
• Roytrin High Yield Mutual Fund
• FutureCash News
• Trustee Services
• Personal Trust
• Corporate Trusteeship
• Employee Benefit Plans
• Life Stage Solutions
• Professional Solutions
• Students & Interns Portfolio
• Business Portfolio
• Personal Portfolio
• Financing Solutions
• Short-Term Needs
• Long-Term Needs
• Cash Management, Business Deposits and Payment Solutions
• Current Offer
• Business Deposit Solutions
• Online Banking Solutions
• Payment Solutions
• Trade Solutions
• Merchant Services
• Foreign Exchange Solutions
• Investment Solutions
• Specialised Business Services
• Resource Centre
• Starting a Business
• Expanding your Business
• Business Succession
• Corporate Banking
• Cash Management
• Reducing Business Risk
• Working Capital
• Capital Expenditure
• Bonds and Guarantees
• International Financing
• Investment Products
• Business Enabling Services
• Young Leaders
• About Young Leaders
• Young Leaders Debates
• Young Leaders Projects
• Objectives and Benefits
• Important Reminders
• Most Outstanding Young Leader
• Register Your School

• Contact Customer Service
• Call 1-800-769-2553
• Locate a No-Fee 2 U.S. ATM
• RBC Bank (U.S.) Online Banking
• RBC Royal Bank Online Banking

Visa ‡ Platinum

Earn Rewards with Every Purchase You Make. Redeem for Cash Back, Travel, Gift Cards and More.

Annual Fee: $0 20

Additional Card: $0

Purchase Rate: Low introductory APR offer

0% introductory APR for 6 months. After the introductory period, a variable interest rate of between #include virtual="/cross-border/_assets-custom/includes/prime-rate-info-from.html" and #include virtual="/cross-border/_assets-custom/includes/prime-rate-info-to.html" will apply. This APR will vary with the market based on the prime rate 22 .

0% introductory APR for 6 months. After the introductory period, the Annual Percentage Rate which is Prime Rate plus a margin between 9.99% and 16.74% based on your credit worthiness will apply. This APR will vary with the market based on the Prime Rate 22 .

• Make your transaction in U.S. dollar and avoid daily currency fluctuations
• Earn 1 Avion point for every $1 spent on your card 6
• Redeem your Avion points for 1.00% cash back 24
• No annual fee 20

Use your card. Earn points. Get free stuff

Every time you make a purchase with your card, you automatically earn Avion points that you can redeem for travel, cash back, gift cards, merchandise and more.

Pool and transfer points 7

Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian Avion Rewards account at face value. Points are transferred at a 1:1 value. One U.S. Avion point is equal to one Canadian Avion point.

So many rewards to choose from!

Redeem points for gift cards at some of your favorite spots—like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today’s hottest brands.

Easy to Use, Easy to Pay Off

Use your RBC Bank credit card anywhere Visa is accepted in-store, online and over the phone. And pay your credit card bill by just clicking the “Pay Now” button in Online Banking. Sound simple? It is.

A Secure Way to Pay

Chip technology is embedded into your RBC Bank credit card, which means you’re protected by several layers of fraud prevention technology. And if something goes wrong, you’re protected by Visa’s Zero Liability 10 .

Insurance 9

Enjoy built-in insurance benefits that protect you and your money.

• Travel accident insurance up to $250,000
• Auto rental collision damage waiver

Plus a Few Extras That Offer Additional Benefits For Our Cardholders

• Roadside assistance
• Emergency cash and card replacement

Credit Card Features & Benefits

Credit Card Disclosures

Cardholder Agreement

• Find a Branch
• Call 1-800-769-2511

RBC Day to Day Banking

The essentials you need, for a low monthly fee

Monthly Fee legal bug 1 : $4 (or less with rebate) legal bug 2

Features At-a-Glance

Low-fee banking for those who don’t make a lot of transactions

12 debits/month plus unlimited free debits for eligible public transit legal bug 4 , $1.25 each thereafter

Send and receive money quickly and easily

FREE Interac legal bug ‡ e-Transfer transactions legal bug 5 , legal bug 6

No minimum balance (even to get rebates)

$0 monthly fee with Value Program Rebate legal bug 7

$0 monthly fee for seniors legal bug 8 and RDSP beneficiaries legal bug 9

Other Features Included in this Account

Avion Points (i)

Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account.

Assisted and Self-Serve Transactions

Optional Services

For details about other services, see additional account services .

Introducing RBC Vantage. Unlock More from Your Everyday Banking.

With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. Only at RBC.

See all your cost savings and rewards—in one place.

Keep track of the benefits you get with an eligible RBC bank account using the Vantage Snapshot in the RBC Mobile app.

Get the right account—or your money back.

If you’re not 100% satisfied within the first 4 months, we’ll refund up to 3 months of monthly fees. legal bug 11 That’s our Right Account Guarantee ® .

Know your money is safe.

Your account is CDIC-insured for up to $100,000 and protected against unauthorized transactions with our Security Guarantee. legal bug 19

Never worry about a lost card.

Easily lock a misplaced debit or credit card in the RBC Mobile app. Unlock it just as fast.

Enjoy personalized offers from the brands you love.

Load available offers to your eligible RBC debit card and get rewarded with offers from popular brands. legal bug 20

Save money you didn’t even know you had.

Available in the RBC Mobile app, NOMI Find & Save legal bug 21 learns your spending patterns to find your extra dollars and moves them to a savings account.

Get rewarded for the things you do every day

Now earn Avion points with your account. legal bug 10

Avion Rewards gives you the opportunity to earn Avion points in many ways and the flexibility to redeem them for nearly endless options—travel the world, buy merchandise and gift cards from some of your favourite brands, pay down bills, invest in your future and much more.

There are several ways to earn points. For example, you can earn points when you make debit purchases with an eligible RBC bank account that is enrolled in the Value Program or when you make purchases with an Avion Rewards credit card.

Avion Rewards also gives you access to discounts, bonus points, special offers and savings you’ll only find at Canada’s largest bank-owned loyalty program. Explore Avion Rewards

You can now earn Avion points when you enrol an eligible account in the Value Program and use your account to make debit purchases in-store or online. legal bug 10 Combine points with those earned with your Avion Rewards credit card and redeem them for gift cards, travel and much more!

Earning Rewards

Save on monthly fees—no minimum balance needed

Pay as low as $0/month when you use your account and have other products. legal bug 7

See How Much You Could Save and Earn

Save on your account’s monthly fees and earn Avion points faster when you enrol in the Value Program and have other RBC products.

The Essentials

Unlimited Debits & More

RBC Advantage Banking

Unlimited Debits & Even More

RBC Signature No Limit Banking

All-Inclusive

RBC VIP Banking

1 avion point per, spent on debit, monthly fee, after $0 rebate*.

Choose the product categories you’re interested in or already have:

Find the Right Account Open this Bank Account

*For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate.

Save cash on gas

Save 3¢/L on gas at Petro-Canada using your linked RBC card. legal bug 12

Link your eligible RBC debit card or credit card to your Petro-Points card to save 3¢/L on gas legal bug 12 and earn 20% more Petro-Points legal bug 17 at Petro-Canada locations.

Saving on Gas

Get personalized insights with NOMI

See where you're spending money—and more.

Want to know what you spent on groceries last month or if a payment might be due? NOMI Insights can tell you this and more. It can even let you know if an unusual transaction was made on your account. Only available in the RBC Mobile legal bug 18 app.

Explore NOMI

Explore RBC Vantage

Support & Resources

How can we help you today?

Your Top Questions Answered

No, you can only receive one monthly fee rebate per bank account. For example, you cannot receive both the Value Program Rebate legal bug 7 and the Seniors Rebate legal bug 8 on the same account in the same month. We automatically apply to your account the highest value rebate you are eligible for each month.

If you have multiple bank accounts, you could receive a different monthly fee rebate for each account, as long as you meet the eligibility requirements to receive each of the rebates.

No, RBC Vantage isn’t a bank account—it describes all of the powerful benefits you get with any eligible RBC bank account.

There are several ways to earn points. For example, you can earn points when you make debit purchases with an eligible RBC bank account legal bug 10 that is enrolled in the Value Program or when you make purchases with an Avion Rewards credit card.

Avion Rewards also gives you access to discounts, bonus points, special offers and savings you’ll only find at Canada’s largest bank-owned loyalty program.

Learn more about Avion Rewards.

If you are opening a new account , you can enrol it in the Value Program at the same time you open the account. If you open an account online, simply enrol in the Value Program when you are invited to do so.

If you already have an eligible bank account, an RBC advisor can enrol your account in the Value Program for you. Please book an appointment Opens in new window , call 1-800-769-2511 1-800-769-2511 or visit a branch Opens in new window .

RBC Online and Mobile Banking maintain the highest security standards.

Every time you access your account, you’re protected with the latest security and encryption features. These, along with timed automatic logouts, ensure the safety and privacy of your personal information.

We also offer our RBC Online Banking Security Guarantee+ to protect you against unauthorized transactions.

There are some simple steps you can take to ensure the security of your information and the protection of your privacy:

• Protect your password. It's your key to accessing your accounts. Don't reveal it to anyone.
• Memorize your password. Never write it down or store it on your smartphone.
• Don’t choose passwords that include your name, telephone number, address or birthday or those of any close friend or relative.
• Never share your device passcode or leave your smartphone unattended while using the RBC Mobile app.
• Ensure that you download the app created by Royal Bank of Canada. Just to be safe, you can go to our site at www.rbcroyalbank.com/mobileapps , select your device and you will be directed to our app on the appropriate store.

Please visit our Privacy and Security page for more detailed information.

+ For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Online Banking Security Guarantee, please see your Electronic Access Agreement. This guarantee is given by Royal Bank of Canada in connection with its Online Banking service.

NOMI Find & Save is a free service that makes savings simple and effortless. It's a smart, predictive and personalized savings solution that looks for pockets of money in your cash flow to automatically save.

NOMI Find & Save will move money from your source Chequing account up to three times per week. Since NOMI Find & Save understands your transaction behaviours, it will not set aside more savings than you can afford. There is no need for you to add money directly. NOMI Find & Save finds and saves the money for you. What's more, deposit interest is calculated daily and paid monthly on the balance saved and held in your NOMI Find & Save.

In addition, NOMI Find & Save identifies upcoming cheques and pre-authorized payments in excess of your source account balance and automatically moves money into the source account to avoid fees.

To enrol, simply sign in to RBC Mobile, tap "More" and then tap "Find & Save". If you are eligible, you will be presented with the Getting Started page. You will receive push notifications alerting you every time money is saved to help balance savings and day to day banking. If push notifications for your RBC Mobile app have been disabled, they can be re-enabled at any time through device settings. Alerts will also be sent to your Alerts Inbox within the RBC Mobile app.

You can access your money in NOMI Find & Save anytime by going to your NOMI Find & Save details and selecting Transfer Money. From there you will be able to transfer any amount available in NOMI Find & Save back into any eligible chequing or savings account. You can do this from within the RBC Mobile app or through RBC Online Banking.

Need Some Additional Help?

Your privacy matters to us.

Protecting your privacy and safeguarding your personal information is a cornerstone of our organizational ethics and values and will always be one of our highest priorities.

RBC Digital Banking Security Guarantee

With the RBC Digital Banking Security Guarantee, you’re fully protected against any transactions you didn’t make or approve.

Right Account Guarantee

That’s the Right Account Guarantee™. If you open or upgrade to an eligible* RBC banking account and you’re not completely satisfied with it, we will refund your monthly fees for up to 3 months.

Digital Channel Privacy

What information does RBC collect and how is it used? Does RBC share my information?

Things our lawyers want you to know Things our lawyers want you to know

• transactions that occur after you notify us that you believe that any of your Passwords may have become known by someone, or that you noticed unusual, suspicious or fraudulent activity on any of your Accounts;
• transactions where it can be shown that you have been a victim of fraud, theft or have been coerced by trickery, force or intimidation, so long as you report the incident to us immediately and cooperate and assist us fully in any investigation;
• transactions resulting from negligent conduct by us, our employees or Third-Party Service Providers;
• Interac Online Payment transactions resulting from negligent conduct by any Third Party participating in Interac Online Payment; and
• any failure, error, malfunction, or technical problem of our system or equipment or that of any Third-Party Service Provider or any Third Party participating in Interac Online Payment.
• you do not comply with any of your obligations under this Agreement or you do not comply with any instructions we may provide to you in connection with Digital Banking or Mobile Payments;
• you engage in any fraudulent, criminal or dishonest acts related to Digital Banking or Mobile Payments;
• you access Digital Banking or Mobile Payments via a Device that you know or reasonably should know contains software that has the ability to reveal or otherwise compromise any of your Passwords, Personal Verification Questions or an e-Transfer Question and Answer;
• you carry out the transaction, including if the transaction is a result of any mistake, error, omission, inaccuracy or other inadequacy of, or contained in any data or information that you give to us;
• you share any of your Passwords or Personal Verification Questions; or
• you consent to, contribute to or authorize a transaction in any way.