youth travel insurance

Travel protection for student groups.

Supporting youth journeys all the way.

Protect your investment and plan for the unexpected with a group-discounted travel insurance + protection package specially designed to support student journeys close to home and far away. Our group plans are offered through Travel Insured International.

ELIGIBLE TRAVELERS RESIDE IN THE UNITED STATES – VIEW PLANS FOR CANADIAN TEENS AND WORLDWIDE TEENS

Due to regulatory considerations, "Cancel for Any Reason" is only available to New York State residents who purchase an  Individual Plan within 21 days of their first trip payment.

NOTE: If you are signed up for a trip that includes Israel travel and you are a resident of NY State who wishes to purchase "cancel for any reason" coverage, solutions are available via Travel Guard (not via the link above).

The "Cancel for Any Reason" add-on benefit is currently not available for Israel travel

Coverages may vary and not all coverage is available in all jurisdictions. Review more details of coverage and refer to the full plan document for a complete description of coverage.

• Up to the lesser of the Trip Cost paid or the limit of coverage on your confirmation of coverage. Subject to the maximum benefit amount of $15,000 ( individual plans available for trip costs exceeding $15,000). Trip Cancellation and Trip Interruption coverage only applies if trip is cancelled/interrupted by a covered peril.
• Cancel for any reason coverage (CFAR) is up to 75% of the nonrefundable trip cost (subject to $15,000 maximum). CFAR is optional and available if purchased within 14 days of your initial trip payment and if you insure the full non-refundable cost of the trip. Trip cancellation must be 48 hours or more prior to scheduled departure. NOTE: CFAR is not available to New York State residents as a group plan, but it is available as an  individual plan  for New York State residents when purchased within 21 days of your initial trip payment.
• If $0 Trip Cost is displayed for Trip Cancellation on your confirmation of coverage, a maximum of $500 return air ticket is covered under Trip Interruption.
• Pre-existing conditions may be covered under the Accident & Medical Expense benefit if purchased within 14 days of your initial trip payment, if you insure the full non-refundable cost of the trip, and if you are not disabled from travel at the time you pay the plan cost. Losses due to, arising, or resulting from pre-existing conditions are normally excluded from coverage. However, such losses are covered on the same basis as losses due to, arising, or resulting from all other sicknesses and injuries if you qualify for the Pre-Existing Medical Condition Exclusion Waiver.

The cost of your plan is a function of your total non-refundable travel costs – including the cost of your program and any connecting travel (e.g. flights). Not sure about your final travel costs? Purchase your plan now with the no-hassle option to modify your coverage amounts later.

• Scholarships for which you may be financially responsible to the donor in the event you cancel may be counted towards the cost of your travel.
• For travel over 30 days, a $5/day surcharge applies Maximum trip length is up to 60 days for all states, except Hawaii. For Hawaii residents, a maximum trip length of 30 days applies.
• The rates above do not apply to residents of Pennsylvania, California, Hawaii, and Virginia. Obtain a quote  to view these rates.
• If your travel costs will exceed $15,000, you can obtain similar coverage via an individual travel protection plan .

Yes, these plans provide coverage for travel within the United States and abroad.

Group Student Deluxe plans are available to travelers up to age 35, and up to 20% of the travelers in the group who purchase a Student Deluxe plan may be above the age of 35. Travelers must also reside in the United States, regardless of citizenship status. Not a USA resident? Review plan options for Canadian teens and worldwide teens .

Include all travel costs, including your group travel program, your connecting travel, and any personal travel outside of the group program.

You can purchase a plan now based on your anticipated or estimated total travel costs. If your final travel costs end up being different than what you expected, contact [email protected] to update your plan coverage costs, and be sure to reference your group name, plan code, and policy confirmation number in your message.

The group Student Deluxe plan may be purchased until the day before your travels begin. However, your medical benefit will only include coverage for pre-existing conditions if the plan is purchased within 14 days of your initial trip payment date (including travel costs purchased privately). Similarly, if you are including the Cancel for Any Reason supplement, the plan must be purchased within 14 days of your initial trip payment date.

Yes, you can round up to the highest value in your applicable trip cost bracket to give yourself a coverage cushion in case you add on additional travel expenses prior to your trip. However, any claimed benefits will be calculated based on actual documented trip costs.

Student Deluxe group rates are valid for travel costs that do not exceed $15,000. If your travel costs will exceed this threshold, you can obtain similar coverage via an individual travel protection plan .

NOTE: With individual plans, the Cancel for Any Reason benefit and the Pre-Existing Medical Conditions Exclusion Waiver is only available if the plan is purchased within 21 days of the first trip payment.

No, all direct program and travel costs that you paid for must be covered*. Exceptions may be reviewed on a case-by-case basis by contacting [email protected] .

*If you received a grant or scholarship, its value may be counted towards your total covered travel costs at your discretion. We encourage you to include the value of a grant or scholarship in your covered costs if you will be held financially responsible for the repayment of the grant or scholarship in the event you are unable to participate in the program.

Yes. Due to state-level regulatory considerations, Student Deluxe with Cancel for Any Reason (CFAR) is not available to travelers who reside in New York State. However, if you live in New York State and want to secure CFAR benefits, you can purchase an  individual travel protection plan  provided you do so within 21 days of your initial trip payment.

If your travel dates exceed the arrival and departure dates posted on the purchase form, your coverage can be extended for up to 10 total days beyond your officially registered group travel dates. Contact [email protected] to extend your coverage dates, and be sure to reference your group name and plan code in your message. If your travel dates extension exceeds 10 days, you can obtain similar coverage via an individual travel protection plan .

In some cases, the travel dates posted on the purchase form will exceed the actual dates of the group travel program to provide a cushion for those travelers arriving early or extending their travels. If your travel dates exceed the arrival and departure dates posted on the purchase form, contact [email protected] to extend your coverage dates. Be sure to reference your group name and plan code in your message.

The rate table is based on a maximum of 30 travel days. If you will be traveling for more than 30 days, a $6 per day supplement will apply. A maximum of 60 travel days applies (30 days is the maximum for Hawaiian residents).

You may cancel your plan within 14 days of the effective date of your coverage for a full refund of your plan cost provided there has been no incurred loss, your scheduled trip has not departed, and you have not filed a claim under the plan.

Should your group travel program be entirely canceled by the organizer, in most cases your premium will be considered refundable provided there has been no incurred loss, you have not departed on your trip, and you have not filed a claim under the plan

If you received a grant or scholarship, its value may be counted towards your total covered travel costs at your discretion. We encourage you to include the value of a grant or scholarship in your covered costs if you will be held financially responsible for the repayment of the grant or scholarship in the event you are unable to participate in the program.

Certificates and discounts applied (in part or in full) towards the cost of your travel arrangements are not considered payments in this context and are not eligible for coverage.

Frequent flyer and/or rewards points applied (in part or in full) towards the cost of your travel arrangements are not considered payments or deposits in this context.

Yes, you may still purchase a plan based on entering a $0 trip cost, and the plan will entitle you to all benefits apart from trip cancellation and trip interruption. If you will be held financially responsible to the outside sources for the cost of your trip in the event you are unable to participate in the program, consider covering those costs.

Yes, provided that no more than 20% of the travelers in the group purchasing a plan exceed the age of 35. Chaperones whose travel costs are covered by the program may still purchase a plan based on entering a $0 trip cost. A $0 trip cost plan will entitle the traveler to all benefits apart from trip cancellation and trip interruption.

To upgrade your Student Travel Protection Plan to include Cancel for Any Reason coverage, contact [email protected] and be sure to reference your group name, plan code, and policy confirmation number in your message. Cancel for Any Reason coverage is only available if you are within 14 days of making your initial trip payment.

No, the plans provide global coverage and are merely registered using one primary destination of travel.

Yes, we also offer individual plans , available for all ages.

We can help. There are many benefits associated with offering group travel insurance:

• Providing a better value for your travelers
• Ability to identify who in your group has purchased a plan
• Possibility to make a bulk claim, if applicable

Student Deluxe plans can be included in the cost of your travel program or can be offered individually to members of your group. Contact us to learn more.

Choose your group travel program from the option(s) below.

ELIGIBLE TRAVELERS RESIDE IN THE USA VIEW ALTERNATE PLANS FOR CANADIAN TEENS OR WORLDWIDE TEENS

Upon selecting a plan, you will be redirected to the Travel Insured International website to complete your purchase. By checking this box I acknowledge that all offers are subject to the issuer’s conditions and exclusion clauses, which have been made available to me for review in the full plan documents .

• Plans are fully refundable within 14 days from the date of purchase.
• The Student Travel Protection Plan may be booked up to a full day prior to departure. The Cancel for Any Reason supplement must be booked within 14 days of your initial trip payment.

Review our FAQs for answers to common questions, and contact us for any additional guidance!

Teen Travel Insurance is a project of Tlalim Tours Inc. 5185 Macarthur Blvd., NW #640 | Washington, DC 20016 

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Studying abroad? Here are the best international student travel insurance companies

Travel insurance can not only save students money when studying abroad, but many schools also require it..

Studying abroad is a valuable educational and cultural experience and could give you an advantage in the job market after graduation. Buying travel insurance is a way to protect yourself financially while studying abroad. 

Many international programs require travel insurance , and some offer it through a predetermined provider. But if you're on the hunt for a comprehensive travel insurance plan on your own, CNBC Select has made it a little easier. We compared dozens of top travel insurance companies for students and narrowed down the five best options that stood out for their strong coverage and affordability . (See our methodology for more information.)

Best student travel insurance

• Best overall: AXA Assistance USA Travel Insurance
• Best for medical expenses: USI Affinity Travel Insurance
• Best for trip interruptions: Travel Guard Travel Insurance
• Best for customizable coverage: Allianz Travel Insurance
• Best for students on a budget: Berkshire Hathaway Travel Protection

Best overall

Axa assistance usa travel insurance.

The best way to estimate your costs is to request a quote

Policy highlights

AXA Assistance USA offers several travel insurance policies that include travel interruption, trip cancellation, and the option of cancel for any reason (CFAR) coverage.

24/7 assistance available

• Three tiers of plans available
• Highly rated for financial strength
• Cancel for any reason only available on highest-tier coverage

AXA Assistance USA 's most basic plan, the Silver Plan, includes all of the essentials a student will likely need while studying abroad: coverage for emergency medical expenses (up to $25,000 for accident or sickness and up to $100,000 for evacuation), baggage loss (up to $750) trip interruption and trip cancellation. 

It's budget-friendly as well and is one of the most affordable yet comprehensive travel insurance plans on the market. If you're interested in higher coverage limits, AXA offers two more premium plans, one of which includes a cancel for any reason (CFAR) option. 

[ Jump to more details ]

Best for medical expenses

Usi affinity travel insurance.

USI Affinity has travel medical policies in addition to trip cancellation policies. Travel medical plans include an option for frequent travelers to cover multiple trips. Trip cancellation options include coverage for road trips and group travel.

• Wide variety of plans for both trip cancellation coverage and travel medical insurance
• CFAR only covers up to 70% of non-refundable trip costs

USI Affinity is a good choice for students primarily concerned about potential medical expenses abroad. The company offers only one trip cancellation plan but offers a wide variety of travel medical plans tailored to specific situations.

Best for trip interruptions

Travel guard® travel insurance.

Travel Guard offers a variety of plans to suit travel ranging from road trips to long cruises. For air travelers, Travel Guard can help assist with tracking baggage or covering lost or delayed baggage.

• A variety of plans are available to help cover different types of trips
• Not all products are available for purchase online

Students who are concerned about trip interruptions should consider Travel Guard , which offers last-minute coverage. There are three base packages available online, with more options available through a representative. Its most basic plan includes typical coverage for travel medical expenses (up to $15,000 in medical expenses and $150,000 for evacuation), but robust coverage for trip cancellation, trip interruption, baggage theft as well as per-day compensation for trip delays.

Best for customizable coverage

Allianz travel insurance.

10 travel insurance plans make it possible to customize your coverage. For families, Allianz's OneTrip Prime package covers children age 17 and younger when traveling with a parent or grandparent.

• Trip cancellation benefits can reimburse your prepaid, nonrefundable trip payments if you have to cancel your trip for one of the covered reasons stated in your plan documents. 
• Limited coverage for risky sports

Allianz offers a whopping 10 different travel insurance policies. While many premium insurers offer cancel for any reason coverage that can cover up to 75% of prepaid, non-refundable trip costs, Allianz's Cancel Anytime upgrade can reimburse up to 80% of your prepaid, nonrefundable trip payments if you have to cancel your trip for one of the covered reasons stated in your plan documents. If you're planning to be adventurous during your study abroad experience, Allianz has a variety of add-ons to cover rental cars, hazardous sports and more. 

Best for students on a budget

Berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection has multiple plans to cover vacations from luxury travel to adventure travel. The brand's LuxuryCare offers the highest limits of travel insurance coverage offered by the company. Quotes and policies are available online.

• Wide variety of policies available
• Strong financial strength rating by AM Best
• Cancel for any reason only provides reimbursement for up to 50% of non-refundable trip payments

Berkshire Hathaway Travel Protection is a strong choice for students on a tight budget looking for strong coverage. Its most basic plan (the ExactCare Value plan) earned one of the cheapest quotes reviewed by CNBC Select and includes moderate-limit coverage for everything a student might need while studying internationally. 

More on our top travel insurance for studying abroad

AXA's travel insurance offers medical coverage for emergencies and accidents while traveling for up to $250,000. It offers three different plans for travelers starting as low as $16 according to its website.

CFAR coverage available

24/7 assistance?  

[ Return to summary ]

USI Affinity offers a number of travel plans, including travel medical plans for those traveling outside of the U.S. Its InterMedical Insurance plan has three levels of medical coverage available ranging from $50,000 to $150,000, and starts at $1.35 per day, according to the company's website.

Travel Guard Travel Insurance

Travel Guard's travel insurance could be a fit for students studying abroad with three levels of coverage. Its travel medical expense coverage can go up to $100,000 with the brand's deluxe plan.

Allianz offers several types of travel insurance for students, including its OneTrip Emergency Medical Plan with up to $50,000 in emergency medical benefits and $250,000 in evacuation benefits. Its OneTrip Prime and Premier plans offer cancellation and trip interruption benefits on top of emergency medical benefits up to $50,000.

Berkshire Hathaway Travel Insurance

Berkshire Hathaway Travel Protection offers several travel insurance plans that could be a fit for student travelers, including its ExactCare Value and ExactCare plans, offering both trip cancellation and interruption coverage in addition to medical coverage.

What does travel insurance cover for studying abroad? 

Medical expenses and emergency evacuation.

Stan Sandberg, a co-founder of the online marketplace TravelInsurance.com , said medical coverage is the most important area of coverage for students studying abroad. 

Most travel insurance plans, regardless of whether they are designed for students, cover medical expenses incurred abroad. Medical expense coverage can help to cover injuries or illnesses you may incur while abroad. Emergency evacuation coverage generally includes transportation to the nearest adequate facility or transportation home.

Travel medical coverage can exclude some situations that are relevant for students studying abroad — namely, intoxication. "If the individual is either beyond a certain intoxication level or under the influence of illegal substances, those things are very often excluded from coverage," Sandberg said. "So, a student traveling to a country that doesn't have a drinking age, for instance, that would be something to keep in mind."

Because of cultural alienation and homesickness, studying abroad can be an emotionally difficult time for many students. If you are shopping for student travel insurance, you should consider searching for a plan that covers mental health services. Read your travel policy carefully to understand the coverage offered and any requirements for coverage.

If medical expenses are the only cost you wish to insure, then you might instead consider an international health plan, which Sandberg recommends for students on a budget . 

Trip cancellation and interruption 

If your circumstances change at the last minute, you'll be grateful to have a travel insurance plan with trip cancellation coverage, which will reimburse you for your non-refundable trip costs, like flights and hotels , for covered events. 

This coverage will not, however, cover any non-refundable costs of your study abroad program, such as tuition, room and board, which are likely to be much more expensive than the flights to and from. So to Sandberg, this coverage is slightly less important for students.

Travel assistance

It's possible that studying abroad will be a student's first time out of the country. Traveling internationally , especially in areas with a language barrier, can be confusing. Many travel insurance plans, and all five policies we chose as our top picks , offer a 24/7 helpline to assist you along your journey. 

Lost or stolen baggage

Along with travel assistance, baggage loss and baggage delay coverage are examples of post-departure benefits. Study abroad programs typically last an entire semester or a summer, so you'll likely pack a lot of luggage. 

If you're traveling with valuables, you should consider searching for a plan that includes baggage insurance. Sandberg recommends reading the fine print, though, as many plans exclude electronic items in luggage and items above a certain value. 

And of course, make sure any policy is worth your money and aligns with your coverage goals before purchasing it. Many travel insurance policies offer free look periods that include time to read over the policy and cancel coverage with a refund.

What is travel insurance for studying abroad? 

For students and adults alike, travel insurance is a flexible type of coverage designed to protect you when you're far from home. By purchasing a policy, you can prevent financial hardship related to international medical expenses or travel mishaps like interruptions, delays and lost luggage. Some premium travel insurance plans offer cancel for any reason (CFAR) coverage, which allows you to recoup some of your expenses should you cancel your trip for any reason.

Is travel insurance worth it for studying abroad?

Travel insurance is a wise investment for travelers who will be abroad for a while, including students studying abroad. Most domestic medical plans do not cover international hospital bills, so in case of an emergency, having travel insurance with medical expense coverage could be crucial.

How much does travel insurance cost for students studying abroad?  

Travel insurance costs vary depending on the length of the trip, the age of the travelers and the extent of the coverage. You can expect to pay around 4% to 10% of your trip's total cost, according to travel insurance comparison site InsureMyTrip . Keep in mind though that your trip's "total cost" does not include the cost of your study abroad program itself. Most travel insurance companies are only interested in the cost of flights and non-program lodging like hotels. The best way to estimate the cost of insuring your trip is to get quotes from multiple companies.

What is international health insurance?

International health insurance is a health coverage plan that covers your medical expenses anywhere in the world. An international health insurance plan provides very similar medical coverage to that provided by a travel insurance plan.

Do I need travel insurance if my credit card has it already?

Some of the best travel credit cards on the market provide some travel protection. For example, the  Chase Sapphire Reserve®  card offers trip cancellation and interruption insurance up to $10,000 per covered person up to $20,000 per trip, travel accident insurance, emergency evacuation insurance and coverage for baggage delays and loss. Ask your issuer if your card has any travel protection benefits. If not, or if the coverage is minimal, you should consider purchasing travel insurance from a third party.

Bottom line

Not only is it a smart idea to purchase travel insurance to study abroad, but it is also required by a lot of international programs. With travel insurance, students can worry less about the unexpected and make the most of their experience abroad. If your academic program does not have a pre-existing partnership with a certain provider, then consider using one of these top travel insurance companies for students. 

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Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every travel insurance review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of travel insurance products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best cheap travel insurance.

Our methodology 

To determine the best travel insurance companies for students studying abroad, CNBC Select analyzed dozens of U.S. travel insurance companies that come with a wide variety of policies and offer coverage for a number of situations. 

When narrowing down the best travel insurance companies, we focused on the coverage available, including the number of plans available, 24/7 assistance availability and cancel for any reason (CFAR) coverage availability. We also considered financial strength ratings from AM Best and Better Business Bureau ratings for customer satisfaction.

To consider costs, we gathered quotes from the top travel insurance companies for four sample trips, which included:

1. A semester-long (January 15 to June 15) study-abroad trip to the United Kingdom:

• $3,000 per person (flights to and from JFK and non-program hotels)
• New York residents
• Traveler aged 20

2. A summer (June 15-August 15) study-abroad trip to Italy:

• $2,000 per person (flights to and from JFK and non-program hotels)

Sample quotes assumed that payments were made on the date of quoting.

Note that the premiums and policy structures advertised for travel insurance companies are subject to fluctuate in accordance with the company's policies.

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June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

Ukraine; Belarus; Moldova, Republic of; North Korea, Democratic People's Rep; Russia; Israel

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Student Travel Insurance Benefits

Study-abroad and student travel programs are an incredible opportunity for young people to experience the wide world. But as any chaperone can tell you, there's always one student who misses the plane, loses their passport or ends up in the hospital after eating bad pineapple. What will you do if it's your son or daughter?

Three Things You Need To Know Before Buying Student Travel Insurance

School travel coordinators will do their best to help, but what you really need is a student travel insurance  policy that includes emergency medical services coverage and trip cancellation coverage . Whether your student is embarking on domestic travel or a long international vacation , you need to get student travel insurance first. Here are the three reasons why.

1. Student travelers take more risks.

Sometimes, the thrill of studying abroad erases young travelers' good judgment. They may leave their bag on the beach while snorkeling, only to find someone has stolen their passport. Or they may sprain an ankle while learning to dance the Merengue. It's all part of the adventure - and it's okay, as long as they have student travel insurance.

Look for a student policy that includes things like medical coverage, trip interruption coverage, emergency medical evacuation coverage, 24/7 travel assistance services and more.

2. In an emergency, student travel insurance may provide valuable guidance.

For student travelers who have never left home before, traveling overseas can be scary because they don't know what to do in an emergency. That's when a student travel insurance policy with access to a 24-hour hotline can help. No matter where students are in the world, a multilingual specialist can offer guidance for all kinds of problems, from tracking down lost baggage to getting emergency medical care.

3. Student travel insurance gives you peace of mind.

It's hard enough to wave goodbye to your daughter before she boards an international flight for the first time. Do you really want to be worrying about her every minute she's overseas? A student travel insurance policy lets you know she's covered in case the unexpected happens. Look for a policy that offers coverage for illness, accidents, lost baggage, missed flights, theft or other international emergencies. Make sure you review your insurance plan carefully before you buy, because not all plans offer the same coverage.

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Trip Insurance

Travel for teens requires all participants to purchase a travel protection plan..

Each year, at least one family typically loses the money they’ve invested in their child’s program because he/she was unable to travel at the last minute due to medical/family emergencies or other unforeseeable situations. Travel insurance is required on all of our programs. You may choose your own plan or the Travel for Teens travel protection plan offered through Travel Insured International. Travel For Teens has partnered with Travel Insured International (TII) to offer the Travel For Teens Protection Plan, which can help give you some peace of mind that your investment is protected against many unexpected events. Your plan can be purchased directly through us and is included on your invoice. The cost of your plan is calculated based on the total non-refundable cost of your trip, including all non-refundable airfare you may have purchased through Travel For Teens that appears on your invoice.

Protection Plan Options and Prices

The Travel for Teens Protection Plan includes many benefits, such as Trip Cancellation coverage, which reimburses non-refundable trip expenses if you cancel your trip with Travel For Teens due to a covered reason, such as Sickness. The plan also includes missed connection, trip interruption, and travel delay coverages. In addition, you have the option to add on the Cancel For Any Reason (CFAR) benefit for an additional cost. The Travel For Teens Protection plan allows cancellation and reimbursement for covered reasons per the plan details, while the optional Cancel For Any Reason (CFAR) benefit allows for cancellation and reimbursement for any non-covered reasons per the plan details.

Download Pricing Details above as a PDF

Download Full Plan Details

If you would like to purchase a plan, use any of the three options below! You can make payment by credit card with no additional fee.

• Calculate the tier that your teen’s tuition falls into and make a payment . We will add the plan and send you an updated statement
• Email [email protected] with the plan you want, and we will send you an updated statement with a link to make payment
• Schedule a quick call at a time that is convenient for you and we can discuss the pricing for your plan.

NY RESIDENTS

Please note, NY residents cannot add CFAR coverage to this plan. However, residents of NY can purchase an individual plan with a non-insurance CFAR waiver from TII. Visit this link for a direct quote.   Parents who purchase this plan may increase the level of coverage once the plan is purchased to cover additional costs such as airfare or a more expensive trip.

Trip Protection Plans for International Residents

Canadian Residence

If your permanent residence is in Canada, you have options but you must purchase the insurance directly from the insurance provider. Travel For Teens partners with TripMate.

Use this link to get a quote, review policy benefits, and buy your travel insurance policy directly from TripMate.  

Note: For the Standard Plan Policy or Premium (w/ Cancel For Any Reason) Plan Policy, the policy must be purchased for the traveler within 21 days of the initial deposit and before the final payment has been made to TFT. Travel For Teens cannot sell this policy directly to Canadian residents.

International Residence

For those living outside the USA and Canada, you have options but you must purchase the insurance directly on your own. TFT can only sell insurance policies within the United States. We suggest that families who reside outside of the United States or Canada contact a local Travel Agent for guidance on a suitable policy for their traveler.

If you purchased a policy from Travel For Teens in the calendar year 2023, please reference this page for the policy details.

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11 Best Travel Insurance Companies in April 2024

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers, top credit cards with travel insurance, methodology, best travel insurance overall: berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection

• ExactCare Value (basic) plan is among the least expensive we surveyed.
• Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
• Company may reimburse claimants faster than average, including possible same-day compensation.
• Multiple "Trip Delay" coverage types might make claims confusing.
• Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at no extra cost.

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

Annual or single-trip policies are available.

• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

Travel Insured International

• Higher-level plan include optional add-ons for event tickets and for electronic equipment
• Rental car protection add-on for just $8 per day, even on lower-level plan.
• Many of the customizations are only available on the higher-tier plan.
• Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

World Nomads

• Travelers can extend coverage mid-trip.
• The standard plan covers up to $300,000 in emergency evacuation costs.
• Plans automatically cover 200+ adventurous activities.
• No Cancel For Any Reason upgrades are available.
• No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

Travelex Insurance Services

• Top-tier plan doesn’t break the bank and provides more customization opportunities.
• Offers a plan specifically for domestic travel.
• Sells a post-departure medical coverage plan.
• Fewer customization opportunities on the Basic plan.
• Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

• Coverage available for adventure travelers.
• Special medical insurance for ship captains and crew members, international students and missionaries.
• Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

• In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
• Adventure sports-specific coverage is available.
• Plans have overlap that can be hard to distinguish.
• Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

• Covers up to $300 redepositing points and miles on eligible canceled award flights.
• Optional add-on protection for business equipment or sports rentals.
• Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

HTH Travel Insurance

• Covers travelers up to 95 years old.
• Includes direct pay option so members can avoid having to pay up front for services.
• A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
• No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

Here is the list of travel cards offered by Chase that include various forms of travel insurance.

Having one of these in your wallet is a good start to protecting your travel investments and preventing expensive accidents; however, savvy travelers check card terms closely and sometimes supplement with a third-party policy, like from one of the companies above, to better protect themselves.

on Chase's website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 12 hours.

• Car rentals: Theft and collision damage for most cars in the U.S. and abroad.

• Trip cancellation: Up to $1,500 per person and $6,000 per trip.

• Trip interruption: Up to $1,500 per person and $6,000 per trip.

• Baggage delay: Up to $100 per day for three days.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

On a similar note...

Youth Travel Insurance

Travelance’s youth travel insurance has been designed exclusively for the young traveller who requires medical and non-medical travel insurance bundled into one convenient package.

Coverage is available to persons under 30 years of age at the time of purchase, travelling up to 365 days, bundling medical and non-medical coverages. We offer separate rates for USA and non-USA travel to provide you with flexible insurance.

Rates start as low as $32 for a 3 day trip.

What is the difference between the USA & non-USA Plans?

• The USA plans are for persons travelling to the USA during their trip
• The non-USA plans are for individuals travelling outside the USA
• The non-USA plans allow a stopover in the USA for 48 hours or less

Product Highlights

Youth premier plan.

• USA and non-USA rates available
• Trip cancellation and interruption benefits
• Trip delay up to $1,500
• Emergency medical up to $1,000,000
• Emergency medical evacuation/return home up to $1,000,000
• Baggage and personal effects: passport, travel visa, and travel tickets loss up to $800
• Airflight accident up to $25,000
• 24/7 travel assistance

Click to review the policy.

This is a brief description of coverage. Please see policy wording for benefits, definitions, exclusions, limitations, terms and conditions.

Underwritten by Old Republic Insurance Company of Canada.

Now included at no additional cost - COVID-19 Quarantine Coverage Benefits Rider (at destination). Click here to learn more.

All products.

• Visitors to Canada Emergency Medical Insurance
• Student Accident Plan

Quick Links

• Get a Quote
• Our Underwriter

How to Quote or Purchase a TRIPs Plan from our Website

Our products.

• Visitors to Canada Insurance

Phone: 1-855-566-8555

Email: [email protected]

126 Catharine St. N., Hamilton, ON L8R 1J4 Canada

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Distributing Firm’s Name: Travelance Incorporated 126 Catharine St. N., Hamilton, ON L8R 1J4 Canada 1-855-566-8555 or [email protected] Client Number: 601870 Licensed Sectors: Insurance of Persons

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The Best Student Travel Insurance Companies of 2024

Companies like Faye, Travelex and Seven Corners can provide affordable options for student travel insurance if you’re planning to travel or study abroad.

with our partner, travelinsurance.com

Sarah Horvath is one of the home service industry’s most accomplished writers. Her specialties include writing about home warranties, insurance, home improvement and household finances. You can find her writing published through distributors like HouseMethod, Architectural Digest, Good Housekeeping and more. When not writing, she enjoys spending time in her home in Orlando with her fiance and parrot.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

If you’re a college student planning an international excursion, you may decide to protect your investment with travel insurance. Travel insurance compensates you if you need to cancel your trip for a covered reason, get injured abroad, or lose your luggage or other personal belongings while traveling.

Our top recommended travel insurance provider for college students is Travelex , thanks to its budget-friendly policies and quick applications.

Compare Student Travel Insurance Companies

Our top picks for student travel insurance are Travelex, Faye and Nationwide, which offer a blend of affordability and a range of coverage options.

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Top 6 Travel Insurance Companies for Students

Here are our top picks for companies that offer student travel insurance:

• Faye: Our top pick for students
• Travelex: Our pick for affordable plans
• Seven Corners : Our pick for international travelers
• AXA Assistance USA : Our pick for leisure travelers
• Nationwide: Our pick for cruise travel
• Generali Global Assistance: Our pick for emergency assistance

To help you get a better idea of what you might pay for travel insurance as a student, we requested quotes from each of the above providers, as listed in the table below. We collected sample quotes for seven trip types, outlined in our methodology.

Pros & Cons

Why we chose faye.

If you’re a digital native, you may enjoy how Faye leverages insurance tech to help you get a policy quickly and file a claim on the go. Benefitting from a digital underwriting process, Faye allows you to view policy options and start comparing quotes in seconds.

Launched in 2022 , Faye may be a newcomer to the travel insurance industry, but its seamless online experience has already earned the company hundreds of positive online customer reviews.

Faye features an all-online quote process with just a handful of questions, enrollment and claims-filing process. You can enroll in coverage and file claims directly through its mobile app, and even be reimbursed on approved claims to your phone’s Faye wallet. Faye also offers real-time alerts and 24/7 customer service before and during your trip.

We recommend Faye to travelers who want a quick, all-online experience that doesn’t require wading through complicated coverage options.

Coverage & Add-Ons

Faye offers one plan with several optional add-on options.

Optional Add-Ons 

• Cancel for any reason (CFAR) 
• Rental car damage or theft
• Adventure and extreme sports protection 
• Vacation rental damage protection

*Coverage limits and availability may vary by state of residence.

A 30-year-old traveler planning a $4,000, five-day trip to the Bahamas would pay about $187 for travel insurance with Faye. Unlike competitors, this company offers only one policy for international travelers.

We We Chose Travelex

As a student, price may be a main focus when shopping for travel coverage. Travelex is Our pick for families for affordable student travel insurance thanks to its low rates. It offers two policies — the Travel Select and Travel Basic plans — with coverage available from just $30 for most low-value trips. Travel Basic plans include limited coverage but can provide peace of mind for students traveling on a budget.

Each plan also includes access to the company’s 24-hour assistance services, a hotline you can call for help with a variety of travel-related issues, such as medical emergencies and lost passports. Note that you will need to purchase the higher-cost Travel Select to cover a trip longer than 30 days (like a semester abroad).

Coverage & Cost

Add-On Options

Travelex offers the following add-on coverages with its travel insurance plans.

• CFAR coverage:  Reimburses you up to 50% for nonrefundable expenses if a trip is canceled for a covered reason.
• Additional medical expense coverage:  Extends your emergency medical expense coverage to $500,000 depending on your plan.
• Accidental death and dismemberment (AD&D):  Offers your family members up to $25,000 in death benefits if you die or are dismembered while traveling. Coverage excludes airline accidents.
• Adventure sports riders:  Travelex’s policies exclude injuries from adventure sports from your emergency medical coverage. This waiver eliminates that exclusion, extending your coverage to sporting accidents.

To help you get an idea of how much you might pay for a travel insurance policy, we requested a few sample quotes directly from Travelex. Browse the table below to learn more about coverage costs.

We We Chose Seven Corners

Seven Corners is a travel insurance provider offering a range of affordable options for students living both in the U.S. and abroad. The Basic and Choice RoundTrip plans will be the most useful for students who are residents of the U.S., providing protections for trip cancellation and interruption, emergency medical expenses, emergency evacuation and repatriation, and lost or stolen baggage.

It’s important to note that the coverage provided by the RoundTrip plan may be subject to certain limits and exclusions, so it’s important to read the policy details carefully and contact Seven Corners with any questions. However, with affordable rates and comprehensive plan inclusions, Seven Corners offers a great policy selection for students.

Seven Corners allows you to enhance travel insurance policies with the following add-ons:

• Cancel for any reason (CFAR) coverage:  Extends up to 75% reimbursement for nonrefundable travel expenses. You must add CFAR coverage within 20 days of your initial trip payment deposit.
• Rental car damage:  Extends coverage to include up to $35,000 in collision coverage for rental cars you use abroad.
• Trip interruption for any reason (IFAR) coverage:  Like CFAR coverage, this add-on extends up to a 75% reimbursement if you need to leave your vacation early. You must purchase IFAR coverage within 20 days of your initial trip payment.

To help you get an idea of how much you might pay for a travel insurance policy, we requested a few sample quotes directly from Seven Corners. Browse the table below to learn more about coverage costs.

We We Chose AXA

AXA’s travel insurance policies are comprehensive and provide higher-than-average coverage limits compared to some providers. AXA offers three plan choices — and its most inclusive policy, the Platinum Plan, is ideal for adventure travelers. It includes coverage for lost skiing days, rounds of golf and even up to $1,000 in sports equipment rentals.

Overall, AXA’s plans are highly inclusive and offer a range of benefits. However, pricing is higher than competitors, which can be a particularly large consideration for students.

AXA offers two add-on options.

• CFAR coverage:  Provides reimbursements of up to 75% of your trip costs, but you must purchase coverage within 14 days of your initial trip payment.
• Collision coverage:  Extends up to $50,000 in collision coverage if you rent a car abroad.

Browse the table below to learn more about what you might pay for an insurance plan with AXA.

We We Chose Nationwide

If you’re a student saving up for a cruise, you probably want to do everything you can to protect your investment. Nationwide is one of the only travel insurance providers to offer policies specifically for cruise vacations. Cruise policies from Nationwide include coverage for all of the following: trip cancellation and interruption, missed connections, itinerary changes, and emergency medical expenses and evacuations.

All Nationwide cruise insurance plans include coverage for weather, work and school-related schedule changes. Coverage even extends to international terrorism that forces you or your cruise liner to cancel. Nationwide also offers standard round-trip insurance plans, which cover all of the standard protections you’d expect from competing insurance providers.

You can add the following optional coverages to Nationwide’s travel plans:

• AD&D:  Policies include up to $25,000 in add-on coverage for events that result in AD&D.
• CFAR coverage:  Reimburses you for up to 75% of nonrefundable trip expenses.
• Preexisting conditions waiver:  Select plans allow you to extend your medical insurance coverage to include preexisting medical conditions present at the time that you apply for coverage.
• Rental car collision coverage:  Extends up to $35,000 in rental car collision coverage depending on your plan choice.

Browse the table below to learn more about what you might pay for an insurance plan with Nationwide. Quotes are for standard roundtrip travel insurance policies.

We We Chose Generali

Generali is our top choice for travel insurance that includes 24/7 emergency service — an important consideration if you’re a student traveling abroad for the first time. Generali customers receive access to a 24/7 emergency hotline to contact international travel or telemedicine experts. If you’re traveling to a country where the native language is not English, this can provide peace of mind if you need translation services during an emergency.

Generali’s plans include all the standard coverages one would expect from travel insurance, with three policies available. All policies also include access to emergency transportation, telemedicine assistance and identity theft protection.

You can add the following optional coverages to Generali’s travel insurance plans.

• Rental car damage:  You can add up to $25,000 worth of rental car collision coverage on most trips.
• CFAR coverage:  Generali allows you to add CFAR coverage to select plans, which provide you with reimbursements of up to 60% for prepaid expenses.

Browse the table below to learn more about what you might pay for an insurance plan with Generali Global Assistance.

What Does Student Travel Insurance Cover?

As a student, most of your money likely goes towards tuition, housing expenses, textbooks and other costs associated with furthering your education. This can make it especially important to protect your financial investments when traveling.

Student travel insurance can provide coverage if you are traveling abroad for educational or cultural purposes. This type of insurance typically covers a range of risks that students may encounter while traveling domestically or abroad, including medical emergencies, trip cancellations or interruptions, lost or stolen luggage, and emergency medical evacuation.

You can purchase travel insurance for a single trip or for multiple trips over a specified period of time. Travel insurance coverage can vary widely depending on your policy details and provider, but if your trip is interrupted or canceled, most plans provide reimbursements for the following nonrefundable expenses:

• Plane tickets
• Reserved car deposits
• Lodging expenses
• Event tickets and excursions you’re unable to use
• Meals, clothing, toiletries and other necessities if your luggage is lost or stolen
• Medical expenses if you are hurt while traveling

While travel insurance is not mandatory for most trips, it can provide peace of mind if you want protection from unexpected trip expenses or disruptions. But keep in mind that travel insurance only provides reimbursements for nonrefundable trip expenses under certain cancellation circumstances — unless you opt for CFAR coverage .

Common Add-Ons

Travel insurance companies commonly allow you to upgrade your plan with add-on coverages. Some of the most common travel insurance add-ons include the following:

• CFAR coverage: Allows you to cancel your trip for any reason and still receive partial reimbursement.
• Rental car coverage: If you’re renting a car abroad, you may need collision coverage. Many travel insurers allow you to add this coverage for an additional cost.
• Umbrella policies: If you’re traveling to a country with particularly high medical expenses, you may want to extend medical coverage using an umbrella rider.

Specific add-on availability will vary by the insurance provider.

Should Students Consider COVID-19 Coverage?

Students may be concerned about whether travel insurance will cover cancellations and interruptions due to COVID-19 . While the specific details of each policy will vary depending on the insurance provider, most travel insurance plans treat COVID-19 as a standard illness when considering reimbursements.

Under the terms of most travel insurance cancellation policies, if you become sick with COVID before traveling and must cancel your trip, you’d be entitled to a reimbursement. Policies may also include medical coverage that extends to a COVID diagnosis you receive abroad. However, plans do not cover trip cancellations due to new COVID-19 outbreaks or strains that develop, nor fear of international travel due to COVID.

How Much Does Student Travel Insurance Cost?

According to our research, the average cost of student travel insurance is $154. However, the total cost of your trip will be the primary factor that influences the price of your travel insurance policy. As the value of your trip increases, so does the expense your insurer will need to cover if you file a claim.

This can make travel insurance cheaper for students who tend to travel on a budget. Medical coverage can also be more affordable for younger travelers, as they are less likely to incur major treatment bills abroad.

For accurate sample pricing, our team collected quotes for the following trips:

• A 19-year-old taking a 7-day, $4,000 trip to Mexico
• A 21-year-old taking a 5-day, $1,200 cruise in the Bahamas
• A 20-year-old taking a 9-day, $5,000 trip to Italy
• A 22-year-old taking a 2-week, $6,000 trip to France
• A 20-year-old taking a month-long trip to Europe (visiting the UK, Ireland, France, Spain and Greece) costing $8,000

Explore the table below to learn more about how age, trip cost and trip length influence price.

As you can see, trip cost influences the price of travel insurance the most for students.

What Impacts the Cost of Student Travel Insurance?

Several factors can affect the cost of student travel insurance, including:

• Destination: The cost of travel insurance can vary based on where you’re traveling. Some destinations may have higher medical care or evacuation expenses, affecting your premium.
• Length of trip: The length of your trip can affect the cost of travel insurance. The longer your trip, the higher your premium will be.
• Age: The age of the traveler can also impact the cost of travel insurance. Older travelers may have higher premiums due to an increased risk of health issues.
• Preexisting medical conditions: If you have preexisting medical conditions, it can affect the cost of travel insurance. Depending on the severity of your condition, you may need to pay a higher premium.
• Trip cost: More expensive trips will come with higher insurance costs since potential reimbursements depend on the price you paid for the trip.
• Deductible: If you choose a travel insurance plan with a deductible, it can lower your premium. However, you’ll be responsible for paying the deductible before insurance coverage kicks in.

Before you buy travel insurance, it’s important to compare companies carefully and select a plan that offers the coverage you need at a price you can afford. You can also check out our guide to the cheapest travel insurance for more coverage options.

Use the dropdown menu below to select your country of travel for a more in-depth guide on travel insurance for that specific location.

Is Student Travel Insurance Worth It?

Student travel insurance is often affordable, as students are more likely to be younger and insure less expensive trips. Both of these factors make students less likely to need to file a claim, which lowers the price of your insurance premium. If you’re planning a more valuable trip or you’re investing a significant amount of time putting your trip together, it can be worth it to consider travel insurance .

Finding the most affordable student coverage starts by defining your needs. If you are traveling abroad for more than a few weeks to study abroad , be sure to review your visa requirements before buying coverage. Read each company’s policy documentation before you buy, and get a quote from at least three providers to see which offers the best deal for your trip.

Frequently Asked Questions About Student Travel Insurance

Can i get travel insurance for a school trip.

Yes, travel insurance companies do provide insurance coverage for school-sponsored trips. If you’re planning on joining a class trip and have non-refundable expenses, it can be a good idea to consider a travel insurance policy.

Do I need travel insurance to study abroad?

Travel insurance is not usually legally required by international governments for students studying abroad. However, your college or university may have its own requirements you must meet in order to qualify for international study. Consult with your student advisor after selecting a study abroad destination to learn more about travel insurance program requirements.

How can college students afford to travel?

College students can afford to travel by taking trips during off seasons, saving money regularly throughout the year, and by taking advantage of study abroad programs. Students traveling internationally may also want to explore budget accommodations like hostels and low-cost airlines to travel without spending as much money.

What does student travel insurance cover?

Student travel insurance provides coverage for unexpected events that can occur during a trip to other U.S. states or a foreign country. These events may include trip cancellations, trip delays or interruptions, emergency medical bills, lost or stolen luggage, and other unforeseen circumstances.

Do I need student health insurance to travel or study abroad?

While U.S. residents do not legally need health insurance to travel, some schools require students to have health insurance while studying abroad. If your medical coverage does not extend outside your home country, you can purchase travel medical insurance to cover you abroad. While standard travel insurance only covers costs related to medical emergencies, some companies offer specific international health insurance plans for routine healthcare costs and medical treatments while traveling.

Other Insurance Resources From MarketWatch Guides 

Discover our top recommendations for the following insurance types to find the providers that best meet your needs.

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• Best Term Life Insurance Providers
• Cheapest Homeowners Insurance Companies

Methodology: Our System for Rating Travel Insurance Companies

• A 30-year-old couple taking a $5,000 vacation to Mexico.
• A family of four taking an $8,000 vacation to Mexico.
• A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
• A 30-year-old couple taking a $7,000 trip to the United Kingdom.
• A 19-year-old taking a $2,000 trip to France.
• A 27-year-old couple taking a $1,200 trip to Greece.
• A 51-year-old couple taking a $2,000 trip to Spain.
• Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
• Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
• Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
• Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

If you have questions about this page, please reach out to our editors at [email protected] .

Other Travel Insurance Resources

Manulife CoverMe ® Student Travel Insurance

On this page.

Instruction: Change of selection promptly shifts the focus to a matching heading further down, on the same page.

Get help with medical expenses when studying away from home

Are you an international student coming to Canada? Or a Canadian studying abroad or out-of-province? Don’t break your budget: let us help cover your health care expenses so you don’t have to pay out-of-pocket. Get comprehensive student travel insurance for unexpected and routine health care expenses with Manulife CoverMe Travel Insurance for Students.

Student travel plans

Canadians studying abroad.

Adventuring outside of Canada? This plan ensures you’ll be covered for health care costs in your host country.

• Up to $2 million in emergency and non-emergency medical coverage
• Includes coverage for hospital services, dental, vision, physiotherapy, and more!

Canadians studying in another province/territory

Studying within Canada but out-of-province? You get a 50% discount on premiums.

International students studying in Canada

Are you a foreign student coming to study in Canada? This plan helps protect you from high health care costs while you’re in Canada.

Why Manulife

All our plans for students come with the following benefits:

• Access to Manulife’s Travel Assistance 24/7 – 365 days a year – wherever you are in the world
• Full refund for medical plans before your effective date if you change your mind
• Pause your coverage for up to 60 days without terminating it

The Canadian government does not specifically require student travel health insurance when international students apply for a study permit. However, it is often required by designated learning institutions (DLI) before they can enroll you as a student and grant you a letter of acceptance.  

As an international student studying abroad, you are not covered under the provincial health insurance plan. This means that, without travel insurance, you will have to pay out-of-pocket for visits to the physician for check-ups, prescription drugs, ambulance, hospital stays and other health care-related expenses. 

Any pre-existing medical conditions that have not remained stable in the 3 months leading up to the effective date are not covered by travel insurance for students.

For Manulife’s travel insurance for students, a medical condition is considered stable when all the following statements are true:

• No new treatment has been prescribed or recommended, and there have been no change(s) to existing treatment (including a stoppage in treatment).
• There have been no changes in medication and no recommendation to start or starting of a new prescription drug.
• The medical condition has not worsened.
• There have not been any new, more frequent or more severe symptoms.
• There has been no hospitalization nor referral to a specialist.
• There have not been any tests, investigations nor treatments recommended and incomplete.
• There are no outstanding test results.
• There is no planned or pending treatment.

All the above conditions must be met for a medical condition to be considered stable. Please review the conditions above very carefully before you purchase travel insurance for students and leave your home country to study abroad.

Need assistance?

Want to talk through your options.

Have questions and want to speak to a licensed insurance advisor? We can help with that!

Submit a travel claim

Visit our dedicated travel portal to start a claim. First-time on the site? Simply register, activate your account, and sign in.

Explore other travel insurance products

Travel insurance for travelling canadians.

Explore out-of-province or country with less worry with coverage for emergency medical, flight cancellations and delays, and more.

Travel Insurance for Visitors to Canada

Get affordable coverage for medical expenses while visiting Canada. Meets the requirements for the super visa.

• General Liability Insurance Coverage
• Accident Medical Insurance Coverage
• Directors & Officers Coverage
• Sports Equipment Coverage
• Crime & Bond Insurance Coverage
• Sports Umbrella/Excess Coverage
• Additional Insureds
• Baseball League & Coaching Resources
• Softball League & Coaching Resources
• Covid-19 Information
• Add an Insured Badge To Your Site
• Why Choose eSports?

Baseball Insurance Coverage

Youth & adult baseball leagues.

The team at eSportsInsurance is always responsive and helpful. I have been using them for many years for liability insurance for an adult baseball league and they never disappoint. Eric Proulx

Get a Quote For…

Insurance for baseball teams & leagues.

“Rhonda at eSportsInsurance is the best. She has provided service for Creekview HS for the last couple of years and Macedonia Baseball for as long as I can remember. I highly recommend eSportsInsurance if you need insurance for any type of sport.” Tim L.

Baseball evolved from older bat-and-ball games already being played in England by the mid-18th century. This game was brought by immigrants to North America, where the modern version developed. By the late 19th century, baseball was widely recognized as the national sport of the United States.

Baseball is an excellent sport for improving coordination, speed, and more. Practicing and competing in baseball also teaches valuable skills like teamwork and perseverance. Owning or operating a baseball league or team is about providing your players these benefits, among many others.

While coaching baseball can certainly be conducted safely, there are always risks to coaching and managing baseball, operating a baseball league, team, or field, or hosting a baseball game or season. Baseball requires much less player-to-player contact than sports like football or rugby, but baseball players are still vulnerable to their own sport-specific injuries.

Even if the baseball league has taken all realistic precautions, it can still be held liable for injuries and other issues related to its events and facilities.

Our insurance policies for baseball leagues, coaches, and teams allow you to focus on providing your services with peace of mind knowing that you are protected against potential risk.

“There are three types of baseball players: those who make it happen, those who watch it happen, and those who wonder what happens.” Tommy Lasorda

Baseball League Coverage Types

We offer both general liability and accident medical insurance for various baseball programs including:

Youth Baseball

Adult baseball.

“I have been working with Rhonda at eSportsInsurance for my Baseball Academy’s insurance for the last 6 years. Awesome customer service and prompt reply to any Additional Insured/Endorsement letters requested.” Adrian B.

What Does Baseball Team Insurance Cover?

General liability insurance for baseball teams.

Our general liability insurance policy provides coverage for claims and lawsuits that allege bodily injury or property damage. 

General liability covers up to a specific amount to spectators and other non-members of your organization who file a claim or lawsuit against your baseball organization. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout are taken care of by the insurance company.

General liability also covers property damage that may be due to negligence on the part of the named insured. 

Accident Medical Insurance for Baseball Teams

Our excess accident medical policy helps pay for out-of-pocket medical costs for an injured baseball player or coach. Injuries do happen when participating in youth and adult league baseball, and an accident medical policy can keep injured players and coaches from facing a serious financial burden due to medical bills from an injury.

Baseball injuries, in particular, may occur as a result of incidents including, but not limited to, baseball impacts, bat impacts, tripping, sprains, and strains of the legs and arms, and player collision.

Some serious and specific baseball injuries to insure against include:

• Torn Labrum
• Rotator Cuff Injuries
• Dead Arm (Shoulder Instability)
• Ulnar Collateral Ligament (UCL) Injury Of The Elbow Requiring Tommy John Surgery
• Wrist Tendonitis Or Wrist Trauma Injuries
• Pitchers Elbow
• Knee Injuries Or Tears (ACL, LCL, MCL, PCL)

Covered individuals would encompass all registered members of your organization, including participants and volunteers, so long as the injury happened during a covered activity.

The policy pays medical bills for a member who is injured at your practice or game, or during activities you sponsor, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay. The limits for accident medical coverage also exceed those of general liability.

“Randy Marcus did a fabulous job! He helped me get coverage quickly for some baseball camps. It was an easy and smooth process.” Brittany Crain

How Much Does Baseball Insurance Cost?

Team insurance can be $477 or it can be as low as $90 per team, through AYSAA.

There is no difference in insurance coverage cost between travel and recreational baseball .

Here’s how the cost for your baseball league breaks down.

Small Youth Leagues (1-5 Baseball Teams)

AYSAA Annual Membership Fee (per team) = $25 +

$1 Million Team Insurance

• Age groups 12 & under = $65.00
• Age groups 13-15 = $90.00
• Age groups 16-18 – $115.00

$2 Million Team Insurance

• Age groups 12 & under = $89.00
• Age groups 13-15 = $125.00
• Age groups 16-18 – $179.00

Medium-Sized Youth Leagues (6+ Baseball Teams)

• $477 annual premium for up to 75 players
• +$2 per additional player over 75

Adult Baseball Leagues

• Please inquire about adult league pricing

“Our Baseball program has 1,100 players. We started with eSportsInsurance when we had around 12 teams. That was a big deal for us at the time since they are experts in the sports field and saved us lots of money compared to other quotes at the time. A friend of mine recently asked if he could give me a quote and I gave him a shot after warning him that he wouldn’t come close. He never gave me a quote and told me to stick with my current company. Thanks eSportsInsurance. Also, give Rhonda a raise… she’s the best!” Mark M.

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Why choose esportsinsurance, we are sports insurance specialists, our insurance covers the real risks, we offer great rates, we provide personal service, about esportsinsurance.

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eSportsInsurance has provided specialized insurance coverage for amateur youth and adult sports organizations since 1999.

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Travel baseball insurance.

This youth travel sport has evolved over the years, becoming an integral part of player development and an avenue for honing skills that extend beyond the diamond. 

Youth travel baseball has a history that mirrors the growth and passion for the sport. What started as a local pastime has transformed into a dynamic and competitive landscape, allowing talented young players to showcase their skills on a broader stage. From local tournaments to regional competitions, travel baseball has created a pathway for aspiring athletes to elevate their game and compete at higher levels.

Beyond the thrill of competition, travel baseball fosters personal growth, resilience, and camaraderie. Players gain exposure to diverse competition, learn to adapt to different playing styles, and develop teamwork. These experiences not only shape them as athletes but also instill valuable life skills that extend far beyond the confines of the field.

The Importance of Insurance in Travel Baseball: While the journey in travel baseball is filled with excitement, there are also risks associated with the game. In the pursuit of excellence, injuries can occur, and unforeseen incidents may arise. This is where the significance of insurance comes into play.

As a league leader or coach, ensuring the safety and well-being of your players is paramount.

eSportsInsurance comprehensive insurance coverage for travel baseball leagues provides a protective shield, allowing you to focus on nurturing talent and fostering growth. Our tailored policies encompass general liability and accident medical insurance, addressing the unique challenges that travel baseball presents. From bodily injury claims to property damage, we’ve got you covered, offering peace of mind so you can lead your team with confidence.

Together, let’s continue to shape the future of youth travel baseball, where talent is nurtured, growth is inevitable, and protection is assured.

Get a quote today and embark on a season of success, knowing that your team is covered by insurance crafted with your needs in mind.

Free Downloads – For Baseball Coaches & Leagues

We’ve put together Baseball resources to help you more easily coach and lead your league. Check them out at the link below.

A Deeper Historical Dive

“Baseball is 90% mental and the other half is physical.” Former MLB catcher, Manager, & Coach , Lawrence Peter “Yogi” Berra

Baseball is a popular adult sport and one of our top-insured youth sports. With a rich history, it’s been played in North America for over 150 years.

Its deep roots can be traced back to the early 19th century, when games played with a ball and stick were popular in England and North America. In the United States, variations of the game were played in different parts of the country, with different rules and traditions. Some traces of Baseball go back to the 14th century, when it is traced back through its direct antecedents of stoolball and “tut-ball”.

The modern game of baseball is often credited to Abner Doubleday, a Civil War hero who was said to have invented the game in Cooperstown, New York, in 1839. This was derived from a 1908 commission investigating Baseball’s origins. However, there is no historical evidence to support this claim, and most experts believe that baseball evolved from older bat-and-ball games played in England and North America.

By the mid-19th century, baseball became a popular pastime in the United States. The first recorded baseball game was played in 1846 in Hoboken, New Jersey, between the Knickerbocker Baseball Club and the New York Nine. In 1857, the National Association of Base Ball Players (NABBP) was formed, which established a standard set of rules for the game.

In the years that followed, baseball grew in popularity, and professional leagues were formed. The first professional baseball league, the National Association of Professional Base Ball Players, was founded in 1871. It was followed by the National League in 1876 and the American League in 1901. The two leagues merged in 1903 to form Major League Baseball (MLB), which remains the highest level of professional baseball in North America, and the form of the sport we know and love.

While many people today assume that baseball was always a male-dominated sport, the truth is that women played a significant role in its development. In fact, the first recorded women’s baseball game took place in 1866, just 20 years after the first men’s game. Women’s teams were also playing in the late 19th and early 20th centuries, including the All-American Girls Professional Baseball League (AAGPBL), which was active from 1943 to 1954. The AAGPBL was formed during World War II when many male baseball players were drafted into military service, and it helped to pave the way for future generations of female athletes.

In the mid-19th century, children formed their own teams as adults embraced the game. Engaged school, church, and community groups organized teams for working-class boys who used baseball to improve their fitness and learn teamwork. Youth baseball became more organized in the 1920s and 1930s, and Little League Baseball was established in 1939, quickly growing to become the largest youth baseball organization in the world. The Pony League was founded in 1969 to allow older children to continue playing beyond Little League.

Over the years, baseball has seen many changes, including the introduction of new rules, new equipment, and new strategies. It has also played a significant role in American culture, inspiring literature, film, music, and art. Today, baseball is played by millions of people around the world, from amateur players in local youth leagues to professional adult athletes in the MLB.

Learn more about Baseball’s history here.

“It’s hard to beat a person who never gives up.” Former MLB catcher, Manager, & Coach Babe Ruth

Customer Feedback

“We have been with Esports for 6-7 years now as our insurance carrier for our rec baseball league, and it is so easy. Rhonda and her group have always responded to emails and got our quotes to us in a timely fashion. They also have helped us when we had to add some insurance which we didn’t know we needed to carry. I recommend this group for any of your insurance needs!” – Joseph Rafferty

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Best Cheap Travel Insurance of May 2024

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In an ever-evolving world, emergency medical and evacuation travel insurance coverage is essential, especially if you're traveling internationally. However, sports equipment coverage, pet protection, and cancel for any reason coverage are among the increasingly popular coverage options that are changing the way we travel. We've gathered the best cheap travel insurance plans to help you protect your trip while on a budget.

Our top picks for the best cheap travel insurance

• Best overall: HTH Worldwide Travel Insurance
• Best for trip cancellation: GoReady travel insurance
• Best value: Nationwide Travel Insurance
• Best for reputation: Trawick International Travel Insurance

How we rate the best cheap travel insurance »

Compare the Top Affordable Travel Insurance

The best travel insurance meets your needs at a price you're willing to pay. Sometimes, you're just not willing to pay that much. The following companies offer decent coverage for low prices. To determine which companies made this list, we compared quotes across the travel insurance industry for the same trip, making a note of which companies offered particularly good coverage in certain areas and which companies were well reviewed.

Here are the best affordable travel insurance companies picked by Business Insider editors in 2024.

Best overall: HTH Worldwide

The HTH Worldwide Travel Insurance Economy plan offers the most comprehensive coverage across major categories of all the providers in this guide.

You'll have some peace of mind with up to $75,000 of financial protection for eligible medical emergencies, and up to $500,000 per person for medical evacuation costs. For more everyday expenses, you can also relax with baggage loss and delay, trip interruption, cancellation and delay coverage that will help you recoup many, if not all, of your costs.

However, this plan falls short on missed connection benefits and accidental death coverage, both of which are not available under most circumstances (missed connection coverage only applies to cruises, and will only cover up to $500 per person after a three-hour delay).

Read our HTH Worldwide Travel Insurance review here.

Best for trip cancellation: GoReady

The GoReady travel insurance Trip Cancellation Plan is exactly that: a cost-effective plan that offers protection in the event that your trip is canceled for a covered reason. The plan we priced out for our hypothetical trip cost just 1.16% of our total travel expenses — a very small amount of money to pay for the guarantee of our money back in the right circumstances.

The benefit is that this plan can supplement other coverage you already have, or give you a little bit of protection for a trip where you might not otherwise have opted for insurance altogether. On the downside, you won't get any protection for medical emergencies, trip interruption or delays or lost bags from this plan.

Read our GoReady Travel Insurance review here.

Best value: Nationwide

Nationwide Travel Insurance  is a well-rounded alternative to HTH Worldwide Trip Protector Economy. This plan offers solid protection for both travel-related snafus as well as situations that might call for emergency medical and evacuation, making it a good choice for trips where you have cause to worry about potential interruptions or delays. However, it does not offer protection for missed connections or accidental death.

Read our Nationwide Travel Insurance review here

Best for reputation: Trawick

The Trawick International Travel Insurance Safe Travels Explorer plan has been purchased by more than 36,000 travelers since 2020, and it has great reviews to boot. And no wonder: Trawick offers generous trip delay coverage of up to $2,000 per person, although hopefully you won't need to reach that reimbursement amount because the daily limit is $150.

You'll also be able to rely on a $200 reimbursement per person for lost baggage - one of the higher amounts amongst these affordable plans, although this amount pales in comparison to the baggage loss coverage offered through the best travel credit cards .

Read our Trawick Travel Insurance review here.

Types of Affordable Travel Insurance

Comprehensive coverage.

This type of insurance offers extensive protection, covering everything from medical issues to trip cancellations. While it's more expensive up front, it can save you a lot in the long run.

Medical-Only Coverage

As the name suggests, this policy focuses solely on medical emergencies, making it a cost-effective option for travelers who are primarily concerned about health-related expenses.

Evacuation and Repatriation

In extreme cases where you need to be evacuated due to a medical emergency or a natural disaster, this coverage ensures that you can return home safely without incurring huge costs.

Benefits of Opting for Cheap Travel Insurance

Cost savings.

Cheap travel insurance can significantly reduce your travel expenses, ensuring that you're not overpaying for coverage you might not need.

Adequate Coverage for Less

Just because it's cheap doesn't mean it's lacking. Many affordable policies offer substantial coverage, giving you peace of mind without breaking the bank.

How to Pick The Best Cheap Travel Insurance Plan for You

No single travel insurance plan will meet the needs of every single traveler. By nature, we are diverse and evolving meaning travel insurance should be equally so. Travel insurance for a week-long trip to a big city shouldn't be the same as the coverage for a backpacking expedition in the mountains. A splurge to purchase comprehensive insurance coverage may also be worth it for international ventures or other large expenditures.

In most cases, the cost difference between a basic and comprehensive travel insurance plan isn't as significant as you might think. Regardless, it's generally a good idea to choose a trusted travel insurance provider known for exceptional customer service and coverage. (For this roundup, we looked at traveler reviews shared through the travel agency SquareMouth.)

• Assessing Your Travel Needs: Consider the nature of your trip, the destination, and your own personal needs when choosing a policy. This ensures that you're not over-insured or underinsured.
• Comparing Different Policies: Don't settle for the first policy you find. Compare different options, looking at their coverage and prices, to find the best fit for your budget and needs.
• Reading the Fine Print: Always read the terms and conditions carefully to understand what's covered, what's not, and the process for making a claim.

How We Reviewed Cheap Travel Insurance

To determine the best insurance plan for travelers on a budget, we evaluated dozens of products using a hypothetical trip to Australia for a single traveler, age 26, with a total cost of $2,500 for flight, hotel and other incidentals. We then compiled the plans that covered the essentials at the lowest costs.

Of note: All of these plans include COVID-related medical coverage and 24-hour assistance, and pay at least 100% of your trip cost for eligible trip cancellations. None include rental car coverage.

The four winning plans cost between $29 to $74 — significantly below the average cost of comprehensive travel insurance , which can range between 4%-8% of total travel expenses, according to the US Travel Insurance Association.

But these affordable plans also come with comparably low ceilings for various aspects of coverage such as emergency medical, trip cancellation, or delay — and do not include rental car or " cancel for any reason" (CFAR) protection . So if you think you might need these benefits, it may well be worth upgrading to a comprehensive travel insurance plan for a few more dollars, just for the peace of mind.

Convenience and Flexibility

Each of the plans in this list include 24-hour assistance worldwide from reputable insurance providers. And despite being on the lower end of insurance plans, each of these options includes refunds for up to 100% of your total trip cost for eligible reasons. Each of these plans also includes medical coverage for COVID-related issues that may arise during your travels, which may come in handy as the pandemic continues to evolve worldwide.

Sufficient Coverage in Essential Categories

The cheapest travel insurance plan will rarely cover every scenario that could go awry on your trip. However, each of these plans can at least help you get your money back in the event that your travel is canceled for an eligible reason, and most of them include travel medical insurance if you incur emergency medical bills while traveling. We also factor in what travelers are most concerned about now. 

You can read more about how Business Insider rates insurance here.

Best Cheap Travel Insurance FAQs

How can i reduce the cost of travel insurance.

You can reduce the cost of travel insurance by opting for simpler coverage or choosing higher deductibles on travel medical insurance. You can also consider annual travel insurance , which will save you money in the long run if you take multiple trips over one year.

Can cheap travel insurance provide enough coverage for international trips?

Yes, many affordable policies offer comprehensive coverage suitable for international travel. It's crucial to compare policies and understand your needs. You can find our guide on the best international travel insurance here.

Why is travel insurance so cheap?

Travel insurance is relatively cheap because it only covers you for a set period of time, and depending on your plan, the level of coverage you get may not be particularly high. However, even with high coverage limits and extras like cancel for any reason coverage , travel insurance is relatively affordable. 

How much should travel insurance cost?

The average cost of travel insurance is 4%-8% of your trip's cost. This usually translates into a premium between $89 to $399. That said, many companies offer premiums far below average costs.

How do I find the right travel insurance plan for my budget?

When shopping for travel insurance, consider the type of trip you're planning. If you're planning leisurely excursions in a big city, you may not need as much emergency medical coverage as you would if you're planning a serious hiking expedition in the mountains. A good plan should include trip cancellation, some emergency medical protection, and 24-hour assistance at a minimum.

If you enjoyed this story, be sure to follow Business Insider on Microsoft Start.

Is It Safe in Moscow?

Stanislav Solntsev / Getty Images

When you visit Moscow , Russia, you’re seeing one of the world’s largest, and most expensive, capital cities . While there is a history of violent crime against foreign journalists and aid personnel in Russia, a trip to Moscow is usually safe for mainstream travelers. Most tourists in Moscow only face potential issues with petty crime, though terrorism is also a concern. Visitors should stick to the principal tourist areas and abide by the local security advice.

Travel Advisories

• The U.S. Department of State urges travelers to avoid travel to Russia because of COVID-19 and to "exercise increased caution due to terrorism, harassment, and the arbitrary enforcement of local laws."  
• Anyone exploring more of Russia should avoid "The North Caucasus, including Chechnya and Mount Elbrus, due to terrorism, kidnapping,   and   risk of civil unrest." Also, travelers should stay away from "Crimea due to Russia’s occupation of the Ukrainian territory   and   abuses by its occupying authorities."  
• Canada states travelers should use a high degree of caution in Russia due to the threat of terrorism and crime.  

Is Moscow Dangerous?

The Moscow city center is typically safe. In general, the closer you are to the Kremlin , the better. Travelers mainly need to be aware of their surroundings and look out for petty crime. Be especially careful in tourist areas such as Arbat Street and crowded places like the Moscow Metro transit system. The suburbs are also generally fine, though it is advised to stay away from Maryino and Perovo districts.

Terrorism has occurred in the Moscow area, leading authorities to increase security measures. Be more careful at tourist and transportation hubs, places of worship, government buildings, schools, airports, crowds, open markets, and additional tourist sites.

Pickpockets and purse snatching happen often in Russia, perpetrated by groups of children and teenagers who distract tourists to get their wallets and credit cards. Beware of people asking you for help, who then trick you into their scheme. Don’t expect a backpack to be a safe bag bet; instead, invest in something that you can clutch close to your body or purchase a money belt . Always diversify, storing some money in a separate location so that if you are pickpocketed, you'll have cash elsewhere. Keep an eye out for thieves in public transportation, underground walkways, tourist spots, restaurants, hotel rooms and homes, restaurants, and markets.

Is Moscow Safe for Solo Travelers?

Large cities like Moscow in Russia are overall fairly safe if you are traveling alone, and the Moscow Metro public transit is a secure and easy way to get around. But it is still a good idea to follow basic precautions as in any destination. Avoid exploring alone at night, especially in bad areas. You may want to learn some basic Russian phrases or bring a dictionary, as many locals don't speak English. However, in case you need any help, there are tourist police that speak English. Also, exploring with other trusted travelers and locals or on professional tours is often a good way to feel safe.

Is Moscow Safe for Female Travelers?

Catcalling and street harassment are infrequent in Moscow and the rest of Russia and females traveling alone don't usually have problems. There are plenty of police officers on the streets as well. Still, it serves to stick to Moscow's well-lit, public areas, avoid solo night walks, and use your instincts. Women frequenting bars may take receive some friendly attention. Females can wear whatever they want, but those entering Orthodox churches will be required to cover up. Though women in Russia are independent, domestic violence and other inequality issues take place regularly.

Safety Tips for LGBTQ+ Travelers

Russia is not known as a gay-friendly country. However, Moscow is one of the more welcoming cities with a blooming LGBTQ+ community and many friendly restaurants, bars, clubs, and other venues. Hate crimes in Russia have increased since the 2013 anti-gay propaganda law. Openly LGBTQ+ tourists in this conservative country may experience homophobic remarks, discrimination, or even violence, especially if traveling with a partner. Also, while women hold hands or hug publicly—whether romantically involved or not—men should avoid public displays of affection to prevent being insulted or other issues.

Safety Tips for BIPOC Travelers

Moscow  and other big cities in Russia have sizable populations of various cultures, so discrimination against BIPOC travelers is rarer than in other parts of the country where it can become dangerous. Some people living in Russia who are Black, Asian, Jewish, and from other backgrounds have experienced racial discrimination and violence. Tourists won't usually experience overt racism but may be the recipients of some stares. If anyone should bother you, be polite and resist being taunted into physically defending yourself.

Safety Tips for Travelers

Travelers should consider the following general tips when visiting:

• It's best not to drink the tap water. If you do, boil it before drinking, though showering is safe and the amount used to brush teeth is generally not harmful. Mineral water is widely drunk, especially at restaurants, and if you prefer not to have it carbonated ask for “ voda byez gaz” (water without gas).
• If you need emergency assistance in case of fire, terrorism, medical issues, or more, dial 112 in Russia for bilingual operators.
• Be judicious about taking photographs, especially of police or officials. This can potentially bring unwanted attention to yourself by members of law enforcement who won’t mind asking to see your passport. Also avoid snapping photos of official-looking buildings, such as embassies and government headquarters.
• Carry your passport in as secure a manner as possible. If you get stopped for any reason by the police, they can fine or arrest you if you don't have the document with you. Also, keep photocopies of your passport, the page on which your travel visa appears, and any other documents that relate to your stay in Russia.
• Use official taxis only and steer clear of illegal taxi companies, especially at night. Ask your hotel to call a reputable taxi company.

U.S. Department of State. " Russia Travel Advisory ." August 6, 2020.

Government of Canada. " Official Global Travel Advisories ." November 19, 2020.

Is It Safe in Peru?

Is It Safe in Guatemala?

Is It Safe in Rio de Janeiro?

Is It Safe in Barbados?

Is It Safe in Egypt?

Is It Safe in Jamaica?

Is It Safe in Colombia?

Is It Safe in Sweden?

Is It Safe in Germany?

Is It Safe in Iceland?

Is It Safe in Mexico?

Is It Safe in Amsterdam?

Is It Safe in Russia?

2020 Travel Warnings for Countries in Africa

Is It Safe in Thailand?

Is It Safe in Trujillo, Peru?

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Home » Europe » Moscow

20 BEST Hostels in Moscow (2024 • Insider Guide!)

Far and away Russia’s largest city, the capital city of Moscow is a backpacker’s dream. By European standards it’s affordable, and by city standards it still feels super exotic.

But there are a ton of hostels in Moscow. Over 110 to be specific, and knowing which hostel to pick can be quite a task. Which is the exact reason we put together this list of the best hostels in Moscow.

We’ve organized this list of the best hostels in Moscow by different travel needs. So whether you wanna party or chill, hook up or wind down, with the help of this guide, you’ll be able to book the hostel that gets you where you wanna be!

Let’s take a look at the 20 best hostels in Moscow…

The 20 Best Youth Hostels in Moscow

What to pack for your moscow hostel, why you should travel to moscow, faq about hostels in moscow, more epic hostels in russia.

Moscow Style | Overall Best Youth Hostel in Moscow

The overall best hostel in Moscow is Moscow Style and you’re about to find out why. Not only does Moscow Style offer guests all the basics like free bed linen and free WiFi but have a late check-out, free breakfast and a guest kitchen too. Team this with kick-ass customer service, super comfy dorm rooms and the fact that it’s located in the heart of the city, you’ll easily see why Moscow Style is the best hostel in Moscow in 2021. To top it off, must-visit landmarks like the Kremlin and Red Square are just a five-minute walk away.

Comrade Hostel

Comrade Hostel is the joint best hostel in Moscow in 2021. Comrade Hostel is a highly recommended hostel in Moscow so if you wanna stay here you’ve gotta book your bed ASAP, especially if you and your travel buddies wanna stay in the same dorm room. Comrade Hostel is in Moscow’s old town known locally as Kitai-Gorod. The Comrade staff are always on hand to give you directions and useful tips on how to make the most of your every moment in Moscow.

Vagabond Hostel | Best Hostel for Solo Travellers in Moscow

The best hostel for solo travellers in Moscow is the super popular Vagabond Hostel. For solo travellers early seeking a crew to explore the Russian capital city with your first port of call should be Vagabonds. Attracting a varied and interesting crowd Vagabond Hostel is the perfect Moscow backpackers hostel for solo travellers to hang out in. The free breakfast provides a cracking start to the day and you have the use of the guest kitchen too. Why not have a cook-off with your hostel mates?

Godzillas is a top hostel in Moscow and has been for years. For solo travellers keen to connect, Godzillas is a great start; tour operators often use Godzillas as their meeting hostel so there are always plenty wide-eyed and bushy-tailed travellers just like you around the place! The Godzillas team are super welcoming and always happy to help in any way that they can. If you’re a solo traveller keen to meet a wide of a range of people as possible, Godzillas is the place for you.

Chekhov House | Best Cheap Hostel in Moscow #1

The best cheap hostel in Moscow is Chekhov House, by far. Although at first glance the pink hues around Chekhov House may have you thinking it’s a women-only hostel, it is a place for everyone. The free breakfast, free WiFi and free luggage storage go a long way in making Chekhov House a great, cheap, youth hostel in Moscow. The Chekhov House team are keen to please and are always happy to help with directions. As a rookie in Russia, you may struggle to read local signage as they use a totally different alphabet!

Good News Hostel | Best Cheap Hostel in Moscow #2

The good news is that Good News Hostel is the best budget hostel in Moscow! Too cheesy?! Anyway, you’ll love Good News Hostel for its bright and spacious dorm rooms and wonderful communal areas. The outdoor deck is the ideal spot to hang out in on a sunny Russian summers day although if you’re heading to Moscow in the winter you need to bring your thermals. Super close to the Komsomolskaya metro station, you can easily connect to all of Moscow’s tourist hotspots from Good News Hostel.

Jazz House | Best Cheap Hostel in Moscow #3

Light and bright, Jazz House is a simple but ample budget youth hostel in Moscow. You’ll find very little to complain about here. The staff keep Jazz House in great shape and you’ll feel instantly at ease, once you’ve dumped your hefty backpack that is. The Kremlin is 3.5km away but the walk is a great way to experience real Moscow. If that feels like too much hop on the metro at Serpukhovskaya and you’ll be there in minutes. Once you’ve got your head around it the Moscow metro is pretty easy really.

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FriendHouse | Best Hostel for Couples in Moscow

The best hostels for couples in Moscow is FriendHouse. Simple? Yes. Ideal? Yes! With so much to see and do in Moscow , most travellers are looking for a cheap and cheerful place to crash and FriendHouse is perfect. They have reasonably priced private double rooms especially for couples like you. If you and your lover like meeting fellow backpackers all you need to do is head to FriendHouse’s monochrome yet cosy lounge of an evening and get introducing yourselves.

Star Wars Hostel

No, bear with me on this one! Believe it or not, another Star Wars Hostel is the best hostel in Moscow for couples who like a fancier style of accommodation. By name alone you’ll be thinking that it’s Star Wars through and through but, to its credit, Star Wars Hostel has only a subtle homage to the sci-fi series. The private rooms for a couple are cosy, even romantic and cottage like in their decor! Everyone who stays at Star Wars Hostel raves about it. Go on, give it a go!

Fasol Hostel & Bar | Best Party Hostel in Moscow

Fasol Hostel & Bar is, you’ve guessed it, the best party hostel in Moscow. This laid-back, charming and budget-friendly youth hostel is the perfect place to get your party on. To be fair, they don’t party crazy hard here as Moscow is hardly famed for its party scene but if you’re keen on a few beers, or a vodka or two, after a day of exploring Moscow Fasol is the place to stay. Overall, Fasol is a highly recommended hostel in Moscow, so whether you’re a party animal or not you’ll surely be drawn in by the on-point hostel vibes.

Safari Hostel

If Safari Hostel had its own bar it would easily be the best party hostel in Moscow, alas it’s nearly the best hostel in Moscow for a party. To be fair, Safari Hostel is a laugh a minute and all who stay here are game for a drink or two. Good job you can BYOB! The huge guest kitchen and dining room is the perfect place to get the beers following before you hit the town. The Safari team will be more than happy to recommend which pubs you hit up and when!

Hostel Derevo | Best Hostels for Digital Nomads in Moscow

Hostel Derevo is the best hostel for digital nomads in Moscow for sure! Not only do they have free and unlimited super-fast WiFi but modern spaces to work in. Derevo is the coolest hostel in Moscow for digital nomads and there is something to be said for feeling more productive when working in an inspiring environment. Derevo is, in fact, a co-working hostel, the whole place has been designed for digital nomads like you. Snap up your spot ASAP, they’re about to get even more popular in the rise of the digital nomads in 2021.

Netizen Hostel

Netizen is an ideal Moscow backpackers hostel for digital nomads, their bar and cafe is a great place to work from. The Netizen team have created an open and welcoming vibe here but there is a calmness and quietness about the place too. Netizen is a super clean hostel and the room service team work around the clock to keep the hostel in immaculate order. As a highly recommended hostel in Moscow Netizen is great for digital nomads looking for a home from home and an office all rolled into one.

Grant’s Hostel | Best Hostel with a Private Room in Moscow

Grant’s Hostel is a top hostel in Moscow if you’re departing by flight as they offer a free airport transfer. So no need to stress about finding a Moscow hostel near the airport. You don’t wanna focus on leaving before you’ve arrived though! You have Grant’s Hostels super spacious dorm rooms and cosy cafe to look forward to; as well as the team’s wonderful hospitality. Grant’s Hostel is a great shout for couples, they have four private double rooms just waiting to be snapped up! Get booking!

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More of the Best Youth Hostels in Moscow

Sputnik hostel.

Sputnik is the coolest youth hostel in Moscow but also one of the only boutique options available in the city. If you’re more of a flashpacker than a shoestring slumming-it kinda traveller you’ll feel right at home in the modern yet rustic dorms of Sputnik. If you have an eye for design you’ll love Sputniks minimalist style. Flashpackers you’ll be pleased to hear Sputnik’s is on the same street as Prada and all the posh restaurants. Main Moscow attractions like the Kremlin are just a 10-minute walk away.

3 Penguins Hostel

3 Penguins is a super cute Moscow backpackers hostel with reasonably priced dorm rooms and a homely feel. 3 Penguins have been impressing their guests time and time again and as such has become a highly recommended hostel in Moscow. There’s a kind of grandeur about the private rooms at the 3 Penguins that couples will surely kind romantic if a bit OTT. The staff are super helpful and will always give you a hand when they can.

Captial Hostel

Captial Hostel is a clean and homely Moscow backpackers youth hostel, located in the heart of the city. A far cry from a party hostel, Captial is ideal for travellers who like to stick to business when they’re on the road; for those who like to get a quiet and calm night’s sleep ready to hit up all the city sights in the morning. Captial Hostel has private dorm rooms and is therefore ideal for groups of mates who are travelling together and need a bit of space away from random dorm mates. It’s ok, we all feel like it sometimes!

Blagovest Hostel

Blagovest is a top hostel in Moscow, especially if you’re travelling with your crew. They have both open and private dorms available. The private dorms can sleep up to five people and is a great way of pooling the costs of travel. Blagovest Hostel comes highly recommended by all who visit, in part due to their great location but mostly because of their lovely staff. It should also be mentioned that Blagovest has dead comfy orthopaedic mattresses on all their beds. You’ll sleep like a baby!

Kremlin Lights

If you’re having a quick turnaround in Moscow and need to hit up all the sights and landmarks super quickly and easily you need to book a bed at Kremlin Lights. They’re located just 190m from the Kremlin, no other Moscow backpackers hostel is closer. Kremlin Lights is a bright and welcoming hostel that is super clean and as we’ve established, perfectly located. By being in the heart of Moscow the surrounding food outlets can be a little pricey so be sure to cook for yourself in the Kremlin Lights kitchen to save some money.

Jedi Hostel

Sci-Fi haters don’t dismiss Jedi Hostel on the name alone. Although there’s a subtle theme Jedi Hostel is a cracking youth hostel in Moscow, regardless of your feelings towards the films! Jedi Hostel is a funky and bright hostel located in the heart of Moscow. From here you can easily access all the tourist hotspots, great bars and some cool restaurants too. Each dorm bed is in capsule style for a little added privacy. Jedi is a super friendly hostel and you’ll defiantly find yourself tempted to extend your stay!

Pants, socks, underwear, soap?! Take it from me, packing for a hostel stay is not always quite as straightforward as it seems. Working out what to bring and what to leave at home is an art I have perfected over many years.

Snoring dorm-mates can ruin your nights rest and seriously damage the hostel experience. This is why I always travel with a pack of decent ear plugs.

Hanging Laundry Bag

Trust us, this is an absolute game changer. Super compact, a hanging mesh laundry bag stops your dirty clothes from stinking, you don’t know how much you need one of these… so just get it, thank us later.

Sea To Summit Micro Towel

Hostel towels are scummy and take forever to dry. Microfibre towels dry quickly, are compact, lightweight, and can be used as a blanket or yoga mat if need be.

Monopoly Deal

Forget about Poker! Monopoly Deal is the single best travel card game that we have ever played. Works with 2-5 players and guarantees happy days.

Grayl Geopress Water Bottle

Always travel with a water bottle! They save you money and reduce your plastic footprint on our planet. The Grayl Geopress acts as a purifier AND temperature regulator. Boom!

Check out our definitive  Hostel Packing list  for our top packing tips!

Moscow is an unforgettable experience, so be sure to book a hostel that sets yourself up for success. With the help of this guide, you’ll be able to pick a hostel that best suits your travel-style, your your time in Russia can be nothing short of awesome.

And, just in case you can’t pick from one of the best hostels in Moscow – go with Moscow Style. It’s location, price and stellar reviews means you’ll have a great time and can worry about one less thing on your Russia trip.

Here are some questions backpackers ask about hostels in Moscow.

What are the best hostels in Moscow, Russia?

Here you go! Our top 3 of the best hostels in Moscow: Moscow Style Vagabond Hostel Chekhov House

What’s the best party hostel in Moscow?

Fasol Hostel & Bar is the perfect place to get your party on. They don’t go wild there, but it’s a sick laid-back hostel with a nice bar to chug a few drinks.

What’s the cheapest hostel in Moscow?

If you’re looking to save some money down in Moscow, book your stay at one of these hostels: Chekhov House Good News Hostel Jazz House

Where can I book a hostel for Moscow?

Most of our favorite hostels are found through Hostelworld. If you’re looking for an epic place to stay in Moscow, start your search there!

What are the best hostels in Moscow for couples?

FriendHouse is an ideal reasonably-priced hostel for couples in Moscow. It has a monochrome yet cosy lounge of an evening.

What are the best hostels in Moscow near the airport?

If you’re departing by flight, there is no need to stress about finding a Moscow hostel near the airport. Grant’s Hostel, our best hostel with private rooms in Moscow, offers a free airport transfer.

Travel Safety Tips for Moscow

ALWAYS sort out your backpacker insurance before your trip. There’s plenty to choose from in that department, but a good place to start is Safety Wing .

They offer month-to-month payments, no lock-in contracts, and require absolutely no itineraries: that’s the exact kind of insurance long-term travellers and digital nomads need.

SafetyWing is cheap, easy, and admin-free: just sign up lickety-split so you can get back to it!

Click the button below to learn more about SafetyWing’s setup or read our insider review for the full tasty scoop.

Hopefully by now you’ve found the perfect hostel for your upcoming trip to Moscow.

Planning an epic trip all across Russia?

Don’t worry – we’ve got you covered!

For more cool hostel guides around Russia, check out:

• Best hostels in Saint Petersburg
• Best hostels in Kiev
• Best hostels in Warsaw
• Best hostels in Tbilisi
• Best hostels in Oslo

Over to you

By now I hope our epic guide to the best hostels in Moscow has helped you choose the perfect hostel for your adventure!

If you think we’ve missed anything or have any further thoughts, hit us up in the comments!

• Check out the best places to stay in Moscow before you arrive.
• Prepare for your trip with our backpacking packing list .

And for transparency’s sake, please know that some of the links in our content are affiliate links . That means that if you book your accommodation, buy your gear, or sort your insurance through our link, we earn a small commission (at no extra cost to you). That said, we only link to the gear we trust and never recommend services we don’t believe are up to scratch. Again, thank you!

Alya and Campbell

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• Best overall
• Best for expensive trips
• Best for exotic trips
• Best for annual plans

How we reviewed travel insurance for seniors

Best travel insurance for seniors of may 2024.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Reaching your golden years doesn't mean your adventures have to end. In fact, in this stage of life, you'll hopefully have more time and resources to travel. But as a senior citizen, you'll want to ensure you have travel insurance that covers any health-related issues arise while you travel.

Our top picks for the best senior travel insurance

• Best overall: Allianz Travel Insurance
• Best for expensive trips: John Hancock Travel Insurance
• Best for exotic trips: World Nomads Travel Insurance

Best for annual plans: Travel Guard

How we rate the best senior travel insurance companies »

Compare travel insurance for seniors

Your health gets more unpredictable as you age, which makes travel insurance more important for seniors. Unfortunately, it's also more expensive. The best travel insurance for seniors won't have too steep of a price hike compared to rates for younger travelers. It will have high coverage limits for emergency medical coverage, trip cancellations, and and emergency medical evacuation. It's also important that your travel insurance offers pre-existing condition waivers , ideally at no extra cost to the traveler. 

Here are our picks for the best travel insurance coverage for seniors in 2024.

Best overall: Allianz

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Allianz Travel Insurance is one of the most widely recognized names in travel insurance, and it stands out as one of the top travel insurance providers for seniors. It offers a wide range of policies covering medical treatments overseas and emergency medical transport.

Allianz also provides options for varying trip lengths. Its annual multi-trip policies , for example, cover any trip you make during your policy period, even if they aren't yet planned, making it an excellent option for seniors who vacation multiple times per year.

Read our Allianz Travel Insurance review here.

Best for expensive trips: John Hancock

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 3 travel insurance plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason rider available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable travel insurance premiums
• con icon Two crossed lines that form an 'X'. Reviews of claims process are mixed
• con icon Two crossed lines that form an 'X'. Buyers may not get specialty coverage for sports equipment and other high value items
• Trip cancellation for 100% of the trip cost
• Trip interruption insurance for up to 150% of the trip cost
• Emergency medical coverage of up to $250,000 per person
• Medical evacuation coverage of up to $1,000,000

John Hancock Travel Insurance plans for seniors offer some of the best coverage available. It provides generous maximum benefit amounts while still offering affordable prices.

Each plan includes coverages like trip cancellation, emergency accident, and emergency medical, with the option to add benefits like CFAR (cancel for any reason) . Plus, getting a free online quote is a quick and straightforward process.

Read our John Hancock Travel Insurance review here.

Best for exotic trips: World Nomads

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance is a great choice for active senior citizens under 70 who want comprehensive travel insurance. The key difference between World Nomads and many other providers is that it covers 200+ adventurous activities like scuba diving, mountain biking, surfing, skiing, and even bungee jumping. In addition, World Nomads' trip cancellation and emergency medical coverage includes COVID-19-related issues. Many other insurers are excluding that type of coverage now.

For adventurous senior citizens over the age of 70 years, World Nomads suggests working with its partner, TripAssure .

Read our World Nomads Travel Insurance review here.

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
• con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

• Trip cancellation coverage for up to 100% of the trip cost
• Trip interruption coverage for up to 150% of the trip cost
• Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
• Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Travel Guard  offers comprehensive insurance plans for shorter and longer trips. One of its more unique offerings is its Travel Guard Annual Plan.

This annual travel insurance comes with standard coverage benefits (trip delay, baggage loss, etc.) and substantial coverage amounts, which is important for seniors who travel multiple times per year. Travel Guard also offers a preexisting medical condition waiver, meaning those with certain medical issues can still gain coverage.

Read our AIG Travel Guard Insurance review here.

Understanding travel insurance for seniors

Before diving into the specifics, it's essential to understand what travel insurance is and why it's particularly important for senior travelers. The best travel insurance offers financial protection against unexpected events affecting your trip, such as trip cancellations, medical emergencies, or lost luggage.

Types of coverage

• Medical Coverage: Ensures your medical expenses are covered in case of illness or injury.
• Trip Cancellation/Interruption Coverage: Provides reimbursement if your trip is canceled or cut short due to unforeseen events.
• Baggage Coverage: Covers loss, damage, or theft of personal items during your trip.

Benefits of travel insurance for seniors

• Peace of Mind: Knowing you're covered in case of emergencies can make your travel stress-free.
• Financial Protection: Shields you from potentially overwhelming medical costs and trip cancellations fees.
• Assistance Services: Many plans offer 24/7 assistance services, providing help whenever and wherever you need it.

Making the most of your plan

After choosing a plan, it's crucial to understand your policy fully and know what services are available to you in case of an emergency.

Understanding your policy

• Read the fine print and understand the claims process to avoid surprises.

Emergency assistance services

• Familiarize yourself with the emergency assistance services offered by your plan and keep all necessary contact information handy.

How to pick senior travel insurance

It's wise to compare several different travel insurance policies for the best coverage and pricing, as premiums vary widely between insurers and depend on factors like your age and travel destination.

That said, some of the more essential coverages to look for if you're a senior citizen include:

• Travel medical coverage - This coverage will pay for your medical bills outside the US.
• Medical evacuation coverage - If you're injured or become sick while traveling, this coverage will transport you to the nearest hospital or even back home if your condition necessitates it.
• Preexisting conditions - Coverage for known health conditions. You'll need to purchase travel insurance within a certain time period from when you book your trip to qualify for a preexisting condition waiver .
• Cancel for any reason (CFAR) - The name says it all! It'll cost extra and you'll need to purchase insurance early, but it's the most comprehensive trip cancellation coverage you can get. Note that CFAR insurance usually only covers up to 75% of your trip fees.
• Trip cancellation insurance - This coverage provides reimbursement for your prepaid and nonrefundable costs if you cannot make your trip due to an unforeseen event.
• Baggage delay insurance - This coverage will reimburse you for essentials like toiletries and clothes if your bags are delayed.
• Lost luggage insurance - This coverage will reimburse you up to a specified amount if your bags get lost en route.

Of these, the most critical to note are whether or not your policy covers preexisting conditions and the limits for travel medical insurance and emergency medical evacuation.

Some insurance companies offer a waiver that will cover preexisting conditions. You'll have to follow the requirements for adding a waiver to your policy, like insuring the entire cost of your trip. Or purchase the policy within a specific time after making your first trip deposit payments.

You'll also want to find a policy with high maximum limits for travel medical and emergency medical evacuation coverage. These types of expenses can be substantial, so you want to have appropriate coverage.

When comparing senior travel insurance options, we looked at the following factors to evaluate each travel insurance provider:

• Coverage limits: We looked at each travel insurance company's coverage amounts for benefits like medical emergencies and trip cancellation.
• Flexibility: We looked at how customizable a policy is, so you can choose what your travel insurance policy covers .
• Coverage for preexisting conditions: Preexisting conditions are one of the more critical factors for travel insurance for senior citizens, so we looked at travel insurance companies that offer the best coverage for preexisting conditions.
• Price: We compared travel insurance providers offering reasonable basic and comprehensive coverage rates.
• Benefits geared towards seniors: We compared travel insurance companies that offer solid coverage for senior citizens, like medical evacuation, COVID-19 coverage, and trip cancellation.

You can read more about our insurance rating methodology here.

Seniors should look for travel insurance policies that offer comprehensive medical coverage, including for preexisting conditions and emergency medical evacuation. They should also consider policies with higher coverage limits to ensure adequate protection. Additionally, seniors should seek travel insurance plans that provide 24/7 assistance services, as well as coverage for trip cancellations, interruptions, and baggage protection.

The cost of senior travel insurance coverage can vary depending on your age, overall health, state of residence, travel destination, and length of your trip. However, assuming all other factors are the same, you'll pay more for travel insurance at 70 than at 30.

All travel insurance companies, except World Nomads, included in this guide offer coverage for pre-existing medical conditions as long as you buy your policy within the qualifying period from when you placed your trip deposit.

Allianz is the best travel insurance for seniors due to its wide array of medical coverages and emergency medical transport. Allianz also offers multi-trip insurance policies , which could make sense for seniors who travel frequently.

In some instances, travel insurance companies will have age eligibility restrictions, often only insuring people 80 years old and younger.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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