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Cruise Ship Salaries: How Much Do Workers Really Make?

As someone who loves to travel, I’ve always been curious about how much money cruise ship workers make. It’s easy to assume that they earn a lot, given the luxurious nature of the industry. But as I delved deeper into the topic, I realized that the answer is not as straightforward as I thought.

In this article, I’ll be breaking down the salaries of different cruise ship staff, including captains, waiters, chefs, bartenders, doctors, nurses, and entertainers, and discussing the employee benefits that come with the job.

While the median average salary for cruise ship workers may be less than that of the average American, it’s important to consider the unique nature of the job. Cruise ship contracts can last anywhere between 2 and 11 months, with most lasting 4 to 8 months, meaning that employees have the opportunity to earn a significant amount of money in a short amount of time.

Additionally, the employee benefits that come with the job, such as free room and board, can be a major perk. So, let’s take a closer look at the earning potential and benefits of working on a cruise ship.

• The median average salary for a cruise ship worker is less than that of the average American, but more than the average salary of many other countries.
• Cruise ship employees usually work on contracts that can last between 2 and 11 months, with most lasting 4 to 8 months, and they get to go home for a couple of months in between contracts.
• Cruise ship staff do not get access to free wifi, but they may receive benefits such as accommodation, food, laundry, training, flights to and from the ship, medical care, health insurance, dental insurance, retirement plan, life insurance, and cruise discounts for family members.
• Salaries of cruise ship staff vary greatly depending on their position and level of experience, with the average salary of a cruise ship captain being $98,000 and the average cruise director salary being $58,887. Cruise ship waiters can make anywhere from $1,200 to $5,000 per month, while cruise ship doctors can earn between $7,500 and $12,000 per month depending on their level of experience.

Earning Potential

As I read about the earning potential of different cruise ship staff, I noticed that salaries can vary greatly depending on the position and level of experience, with some employees earning as little as $1,200 per month and others making up to $177k per year.

It’s worth noting that cruise ship contracts can last anywhere between 2 and 11 months, with most lasting 4 to 8 months. During this time, living expenses such as accommodation and food are usually covered by the cruise line, but employees may not have access to free Wi-Fi.

It’s clear that there is a significant range in earning potential for cruise ship staff, with some positions offering much higher salaries than others. However, it’s important to consider the duration of contracts and the fact that living expenses are often taken care of by the cruise line.

Ultimately, it’s up to each individual to weigh the pros and cons of working on a cruise ship and decide if the earning potential is worth the time and effort required.

Salary Breakdown

Let me break down the different pay scales for various positions on a cruise ship. While the average salary of a cruise ship worker may be less than that of the average American, it’s important to note that the earning potential varies greatly depending on the position held.

For instance, a cruise ship captain can earn an average salary of $98,000, while a newly-appointed cruise director may make around $45,000. When negotiating pay, it’s important to consider the discrepancies that may exist between different positions.

For example, cruise ship chefs usually have several years of experience working in similar roles in luxury hotels, restaurants or other high-volume food service facilities. The executive chef on a cruise ship can make up to $6,500 per month, depending on the ship. However, cruise ship waiters may only make $1,200 per month for a junior position or $5,000 per month for the head waiter on an ultra-luxury cruise ship.

It’s important to do your research and negotiate based on your experience and the position you’re applying for in order to ensure fair compensation.

Employee Benefits

I’ve always heard that employee benefits can make a huge difference in job satisfaction, and working on a cruise ship is no exception.

When it comes to housing, most cruise ship employees are provided with accommodation while they work on board. The type of accommodation depends on the position and the ship, but it can range from shared cabins to private rooms with a balcony. Some cruise lines even offer housing for employees in between contracts, which is a great benefit for those who want to save money on rent.

Another important benefit for cruise ship workers is vacation time. While contracts can last between 2 and 11 months, most employees get to go home for a couple of months in between contracts. This gives workers a chance to rest, recharge, and spend time with family and friends.

In addition, cruise lines may offer discounts on cruises for family members of employees, which is a great way to enjoy the perks of working on a cruise ship while also spending quality time with loved ones.

Overall, the benefits offered to cruise ship employees can make a big difference in their quality of life and job satisfaction.

Captain Salaries

Honestly, being a captain on a cruise ship seems like a high-paying and prestigious job. According to the table below, the average salary for a cruise ship captain is $98,000. However, this varies depending on the size of the ship and the captain’s experience. A less experienced captain of a small cruise ship can expect to earn around $44,000, while a captain of a mega-ship with over 20 years of experience can earn up to $177,000. Captains can also receive bonuses of up to $40,000 per year, as well as profit sharing of up to $3,000.

To become a captain on a cruise ship, a candidate must have several years of experience as a deck officer and must possess a master’s license from the Maritime and Coastguard Agency. The experience requirements vary depending on the size of the ship, but most captains have between 5 and 10 years of experience before being promoted to the role. It’s important to note that being a captain on a cruise ship is not just about sailing the ship. Captains are also responsible for the safety of the ship and its passengers, managing the crew, and ensuring that the ship runs smoothly.

Cruise Director Salaries

From my research, the cruise director position seems to offer a decent salary with the potential for growth. As the head of the entertainment department, the cruise director is responsible for organizing and overseeing all onboard activities and events.

This includes everything from live performances to trivia games and dance parties. They also play a key role in ensuring that guests have a memorable and enjoyable experience while on the ship.

To become a cruise director, one typically needs several years of experience in the entertainment industry, as well as strong leadership and organizational skills. They must have the ability to manage a large team of staff and work collaboratively with other departments on the ship.

Additionally, good communication and public speaking skills are a must, as the cruise director often serves as the public face of the ship and is expected to interact with guests on a regular basis. Overall, the cruise director role offers a challenging and rewarding career path for those with a passion for entertainment and hospitality.

Waiter and Chef Salaries

Based on my research, waiters and chefs working on luxury cruise ships can earn significantly higher salaries than their counterparts in traditional restaurants and hotels. A junior waiter on a cruise ship can earn up to $1,200 per month, while the head waiter on an ultra-luxury cruise ship can make up to $5,000 per month. These salaries are due to the job responsibilities that come with working on a cruise ship, such as working long hours and being away from home for months at a time.

Additionally, the industry trends show that cruise ship companies are willing to pay more to attract and retain talented staff. Cruise ship chefs usually have several years of experience working in similar roles in luxury hotels, restaurants, or other high-volume food service facilities. An executive chef on a cruise ship can make up to $6,500 per month, depending on the ship.

These salaries are also due to the job responsibilities that come with working on a cruise ship, such as preparing a variety of meals for thousands of guests each day. The industry trends show that cruise ship companies prioritize high-quality food and dining experiences for guests, which means that they are willing to pay more for skilled chefs.

Doctor and Nurse Salaries

I was surprised to learn how much medical professionals on luxury cruise lines can earn, given the importance of their roles in ensuring the well-being of guests. Cruise ship medical staff play a crucial role in providing necessary medical attention to guests who may fall ill or get injured on the ship. They often work long hours and may have to deal with a variety of medical emergencies, but the salaries they earn reflect their expertise and the importance of their work.

The table below shows the salaries of cruise ship medical staff, including doctors and nurses. In addition to competitive salaries, cruise ship medical staff may also receive benefits such as accommodation, food, and medical care. Working conditions on a cruise ship can be challenging, but for those who enjoy cultural diversity, career growth opportunities, and a unique work-life balance, a career as a cruise ship medical professional may be worth considering.

As with any job, there are pros and cons to working as a cruise ship medical professional. On the one hand, the opportunity to travel and work in a unique environment can be a major draw. On the other hand, the long hours and lack of access to certain amenities, such as free wifi, may not be for everyone. Overall, the salaries of cruise ship medical staff reflect the importance of their work and the value they bring to the cruise industry.

Other Cruise Ship Jobs and Services

Now that we’ve covered the salaries of cruise ship doctors and nurses, let’s move on to other jobs and services offered onboard.

One of the most popular amenities on a cruise ship is the spa. Most cruise ships have spas that offer a wide range of services, such as massages, facials, and body treatments. The cost of these services can vary depending on the cruise line and the type of service, but they’re typically more expensive than what you’d pay on land. However, many people are willing to pay the extra cost for the convenience and luxury of having spa services available to them while on vacation.

In addition to spa services, cruise ships also offer a variety of onboard activities. These can range from fitness classes to cooking demonstrations to art auctions. Some cruise lines even have onboard water parks and zip lines. The cost of these activities is usually included in the price of the cruise, but some may have an additional fee.

It’s important to check with the cruise line to see what activities are available and if there are any extra costs associated with them. With so many options for entertainment and relaxation, there’s never a dull moment on a cruise ship.

What are the working conditions like for cruise ship workers?

Living quarters vary depending on one’s job, but most crew members share small cabins with limited privacy. Work-life balance is a challenge due to long hours and being away from home for months. Many find the experience rewarding despite the hardships.

How do cruise ship companies recruit and hire their employees?

The recruitment process for cruise ship employees involves rigorous screening, background checks, and interviews. Qualifications depend on the job, but most require previous experience and certification. It’s a competitive industry, with thousands of applicants vying for each position.

What kind of training is required for cruise ship staff?

To work on a cruise ship, certification requirements vary depending on the position. Language proficiency is important for customer-facing roles. Training is provided on board and may include safety, hospitality, and job-specific skills.

What are some of the biggest challenges that cruise ship workers face?

Working on a cruise ship can be mentally challenging due to long working hours and isolation from friends and family. Mental health support is essential to combat these challenges and ensure a fulfilling work experience.

How do cruise ship workers spend their free time while on board?

During free time, cruise ship workers can participate in various activities such as visiting ports, watching shows, using the gym, or relaxing by the pool. Socializing opportunities include crew parties, bars, and organized events.

Cruise Ship Salaries: A Comprehensive Guide

20 April 2023

Introduction

The cruise industry has experienced significant growth in recent years, attracting millions of passengers annually and becoming a popular choice for holidays. With this expansion comes an increasing demand for skilled and dedicated professionals to work on these vessels, making cruise ship jobs an attractive option for many.

Take a look at our piece on wages in commercial shipping to learn more about salaries on a merchant ship .

Factors Affecting Cruise Ship Salaries

Several factors can influence the salaries of cruise ship employees. To gain a better understanding of the earning potential in the industry, it's essential to consider these factors:

• Job position and responsibilities: Salaries vary depending on the role and the level of responsibility. Entry-level positions tend to have lower salaries, while management and specialised roles command higher pay.
• Experience and qualifications: Those with more experience, relevant qualifications, and certifications can expect to earn more than their less experienced counterparts.
• Cruise line and its reputation: High-end luxury cruise lines often offer higher salaries to attract top talent. However, competition for these positions can be fierce.
• Geographical location and itinerary: Cruise ship salaries may vary depending on the region in which the ship operates. Itineraries in more remote or exotic locations may offer higher salaries due to the unique challenges and requirements associated with these routes.
• Tips and gratuities: Many cruise ship roles, particularly in the service industry, rely on tips and gratuities to supplement their income. The tipping culture and expectations can vary depending on the cruise line and its clientele.

By understanding these factors, potential cruise ship employees can set realistic expectations for their earning potential and make informed decisions about their career paths.

Before diving into the world of cruise ship salaries, we recommend creating a profile on Liveseas to discover exciting career opportunities and stay ahead in the ever-growing cruise industry.

Salaries for Various Cruise Ship Positions

Entry-level positions.

Entry-level positions are often the starting point for many professionals in the cruise industry. These roles typically require less experience and qualifications, but they provide valuable opportunities to gain hands-on experience and learn the ropes. Below is an overview of some common entry-level positions and their respective salaries.

• Housekeeping: Housekeeping staff are responsible for maintaining the cleanliness of cabins and public areas on the ship. They ensure that passengers have a comfortable and pleasant experience during their stay. Salaries for housekeeping staff usually start around $1100 to $1,800 per month, depending on the cruise line and the specific role. Supervisory positions within housekeeping, such as cabin stewards or head housekeepers, can earn higher salaries.
• Food and Beverage Staff: Food and beverage staff work in various roles, including waiters, bartenders, and buffet attendants. They serve meals and drinks to passengers, ensuring their dining experience is enjoyable. Salaries for these roles typically range from $1,200 to $2,000 per month, with the potential for higher earnings through tips and gratuities.
• Retail and Customer Service: Retail staff work in the ship's shops and boutiques, selling merchandise, assisting passengers with their purchases, and managing inventory. Customer service staff work at the ship's reception or guest services desk, addressing passengers' needs and inquiries. Salaries for retail and customer service roles can range from $1,300 to $1,900 per month, depending on the cruise line and the level of responsibility.

It's essential to remember that these salary ranges are not definitive and may vary depending on the factors discussed earlier. However, they provide a general idea of the earning potential for entry-level positions in the cruise industry.

Skilled Positions

Skilled positions on cruise ships require more specific expertise and qualifications, making them ideal for professionals with relevant experience in their respective fields. These roles offer higher salaries compared to entry-level positions and often include additional benefits, such as increased opportunities for career growth. Let's take a closer look at some skilled positions and their corresponding salaries.

• Chefs and Cooks: Cruise ship kitchens are bustling environments that require skilled chefs and cooks to create delicious dishes for passengers. These professionals work in various culinary positions, from line cooks to sous chefs and executive chefs, depending on their experience and expertise. Salaries for chefs and cooks can range from $2,000 to $5,000 per month, with executive chefs earning even higher salaries.
• Entertainment and Activities Staff: Entertainment and activities staff are responsible for creating an enjoyable atmosphere for passengers by organising and leading various events and activities, such as live shows, dance classes, and game nights. Roles in this category include dancers, singers, musicians, and activity coordinators. Salaries for entertainment and activities staff can vary greatly, starting from around $1,500 per month for junior roles and going up to $3,500 or more per month for more experienced performers or coordinators.
• Spa and Fitness Professionals: Cruise ships often feature luxurious spas and fitness centres, providing passengers with various wellness and relaxation services. Professionals working in this field include massage therapists, fitness instructors, and beauty specialists. Salaries for spa and fitness professionals range from $1,700 to $3,500 per month, depending on the role and the level of experience.

It's important to note that these salary figures are approximate and can vary based on the factors mentioned earlier, such as cruise line reputation and geographical location. However, they can provide a general understanding of the earning potential for skilled positions in the cruise industry.

Management and Supervisory Roles

Management and supervisory roles on cruise ships are vital for ensuring smooth operations and maintaining high-quality services for passengers. These positions typically demand substantial experience in the industry, excellent leadership skills, and a deep understanding of their respective departments. As a result, salaries for management and supervisory roles are generally higher than those of entry-level or skilled positions. Here's a breakdown of some key management roles and their salary ranges.

• Hotel Operations: Hotel operations managers oversee the entire hotel department on a cruise ship, which includes housekeeping, food and beverage, guest services, and more. These professionals are responsible for ensuring that all services are delivered efficiently and to the highest standards. Hotel operations managers can earn between $3,500 and $5,500 per month, depending on the size of the ship and their experience.
• Food and Beverage Management: Food and beverage managers supervise all aspects of dining and bar services on board. They are responsible for managing budgets, ensuring food safety standards, and coordinating with chefs and other kitchen staff to create memorable dining experiences for passengers. Salaries for food and beverage managers typically range from $3,000 to $4,500 per month, with variations based on the size of the operation and the individual's experience.
• Cruise Director and Other Leadership Roles: Cruise directors play a significant role in shaping the overall guest experience on a cruise ship. They are responsible for managing the entertainment and activities departments, liaising with other departments, and maintaining high levels of guest satisfaction. Cruise directors can expect to earn between $3,500 and $5,000 per month. Other leadership roles, such as pursers or guest relations managers, can have salaries that range from $2,500 to $4,500 per month, depending on their specific responsibilities and experience.

As with other positions, the salaries mentioned above can vary based on several factors, including the cruise line's reputation, the ship's location and itinerary, and individual qualifications. However, they provide a general understanding of the earning potential for management and supervisory roles within the cruise industry.

Deck and Engine Department Positions

The deck and engine departments are essential components of a cruise ship's operations, ensuring the safety and technical functionality of the vessel. These roles often require specialised training and qualifications, and the salaries reflect this expertise. Here's an overview of some key deck and engine department positions and their salary ranges.

• Deck Officers and Crew: Deck officers, including captains, chief officers, and other officers, are responsible for navigation, safety, and overall management of the ship. Salaries for deck officers can vary significantly depending on their rank and experience. Captains may earn between $8,000 and $18,000 per month, while chief officers typically earn between $6,000 and $14,000 per month. Other deck officers can expect to earn between $3,000 and $7,000 per month. Deck crew members, such as able seamen and ordinary seamen, have salaries ranging from $1,800 to $3,500 per month.
• Engineering Officers and Crew: Engineering officers oversee the maintenance and repair of the ship's machinery and systems, ensuring smooth operations and compliance with safety regulations. Chief engineers can earn between $7,500 and $15,000 per month, while second, third and fourth engineers can expect to earn between $5,000 and $10,000 per month. Engineering crew members, such as motormen or fitters, may earn between $1,800 and $3,500 per month.
• Electro-technical Officers and Crew: Electro-technical officers (ETOs) and crew members are responsible for the maintenance and repair of the ship's electrical and electronic systems. This includes power generation and distribution, communication systems, and navigation equipment. ETOs typically earn between $4,000 and $7,500 per month, while electro-technical crew members can expect salaries between $2,000 and $4,000 per month.

As with other positions, the salaries mentioned above can vary based on factors such as the cruise line's reputation, the ship's location and itinerary, and individual qualifications. However, they provide a general understanding of the earning potential for deck and engine department roles within the cruise industry.

Disclaimer: Please note that the salary figures mentioned in this article represent industry averages and are subject to change. Actual salaries may vary depending on factors such as the specific cruise line, job position, experience, and other individual circumstances. This article is meant to serve as a general guide and should not be considered a guarantee of earnings.

Tips for Maximising Your Cruise Ship Salary

While the cruise industry offers competitive salaries and the opportunity to travel the world, it's essential to know how to make the most of your earnings. Here are some useful tips to help you maximise your cruise ship salary.

Gaining Relevant Experience and Qualifications

Investing in your professional development by acquiring relevant qualifications, certifications, and experience is key to earning a higher salary. Many positions on cruise ships require specific skills and training, so obtaining these credentials will make you a more attractive candidate and increase your earning potential. For example, pursuing certifications in hospitality management, food safety, or maritime safety can be valuable assets in various cruise ship roles.

Networking and Choosing the Right Cruise Line

Networking within the industry can open doors to new opportunities and help you land a job with a reputable cruise line, which often translates into better pay and working conditions. Attend industry events, engage with professionals on social media, and join relevant online forums to expand your network. Additionally, do your research on different cruise lines and their reputations, as working for a prestigious company can make a difference in your salary.

Providing Exceptional Customer Service to Increase Tips

Many cruise ship positions, particularly in the hospitality and service sectors, receive a significant portion of their income from tips and gratuities. To maximise your earnings, focus on providing outstanding customer service to create memorable experiences for guests. This will not only lead to increased tips but also improve your chances of receiving positive feedback and recommendations, which can help you advance in your career.

Pursuing Promotions and Career Growth Opportunities

Once you've established yourself in a cruise ship role, seek out opportunities for career growth and advancement. This may involve taking on additional responsibilities, participating in professional development courses, or actively seeking promotions within the company. Demonstrating a strong work ethic and commitment to your role can make you a prime candidate for more senior positions, which typically come with higher salaries and better benefits.

In summary, maximising your cruise ship salary requires a combination of acquiring relevant qualifications and experience, networking within the industry, providing exceptional customer service, and pursuing career growth opportunities. By focusing on these areas, you'll be well-prepared to make the most of your earnings and enjoy a rewarding career in the cruise industry.

If you're a first-time applicant seeking to work on a cruise ship, we suggest reading our article on joining a cruise ship for valuable insights and advice.

Embarking on a career in the cruise industry can be both exciting and rewarding. To truly make the most of this opportunity, it's essential to understand the factors affecting cruise ship salaries and how to maximise your earning potential.

As we've discussed, factors such as job position and responsibilities, experience and qualifications, cruise line reputation, geographical location and itinerary, and tips and gratuities all play a significant role in determining your salary. By keeping these factors in mind and actively working to improve your skills and qualifications, you can increase your income and enjoy a more fulfilling career.

In addition, focusing on networking, choosing the right cruise line, providing exceptional customer service, and pursuing promotions and career growth opportunities can further enhance your earnings and job satisfaction. The cruise industry offers a unique blend of travel, adventure, and professional development, making it a fantastic choice for those who are well-prepared and dedicated to their craft .

So, as you chart your course in the cruise industry, remember to weigh anchor with a strong understanding of the salary landscape and a commitment to making the most of your seafaring career. Fair winds and following seas, future cruise ship professionals! For those looking to find opportunities in the cruise industry, make your profile on Liveseas and take control of your career at sea today.

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The 11 Best Luxury Cruise Lines, According to T+L's Experts

These luxury cruise lines offer stunning suites, fine dining, and exceptional itineraries.

Meena Thiruvengadam is a lifelong traveler and veteran journalist who has visited more than 50 countries across six continents. Her writing has appeared in The Wall Street Journal , Departures , TripSavvy , and other publications.

Cruising is back — and you might even say it's better than ever. "Vacations at sea are suddenly one of the biggest things in travel," Travel + Leisure cruise expert Paul Brady reported recently, as summer air travel is looking progressively messier but the cruise industry continues to stabilize post-pandemic. For those looking to plan a cruise, whether it's a last-minute trip for the summer or a 2024 around-the-world cruise, we've narrowed down the best luxury cruise lines to ferry you to some of the world's most mesmerizing destinations in comfort. Here, our favorite luxury cruise lines in the world.

Regent Seven Seas Cruises

When this luxury cruise line says it's all-inclusive, it's not overstating. Everything from shore excursions, Wi-Fi, and laundry to gratuities, top-shelf liquor, and business-class international flights are included with Regent Seven Seas Cruises ' fares. While each luxurious suite features ocean views, nothing beats the view from the epic 4,000-square-foot, two-bedroom Regent Suite, which has two wraparound balconies, three walk-in closets, two Picasso lithographs, and a grand piano.

For the best in-suite views, book a room at the back of the ship, Kelly Cochrane, executive chef of Regent Seven Seas Cruises tells T+L.

Oceania Cruises

Oceania Cruises has just seven ships, but the debut of the brand-new Oceania Vista catapults this cruise line into the luxury division. The cruise line's relatively new Go Local shore excursions for small groups bring travelers to under-the-radar destinations, T+L contributing editor and long-time cruiser Sarah Greaves-Gabbadon reported recently. Her 2022 cruise on Riviera included 70 excursions "from canoeing Croatia’s Cetina River to cooking classes in Athens."

If you've ever dreamed of having your own butler, Silversea is the luxury cruise line for you. In fact, Silversea's butlers take white-glove service to a whole new level — they'll handle your laundry with more care than you do, scour port towns to find your favorite tastes of home, and even help you pack and unpack your suitcase. Further, Silversea's new culinary program, nicknamed S.A.L.T. (for Sea and Land Taste), brings the taste of destinations on board through cooking classes. Of course, there's no need to cook for yourself aboard a Silversea ship, as each one features several restaurants with multi-course menus to whet your appetite every night.

Viking Cruises

Viking Cruises is a river and ocean cruise line that recently added expedition sailings and the Great Lakes trips to its repertoire. "T+L readers rave about the consistency of Viking's vessels and their Scandinavian design," cruise expert Fran Golden reported when Viking once again topped T+L's World's Best Awards last year. Viking came in at No. 1 in T+L's best mid-size ship category and river cruise category. Golden said the WBA Hall of Fame honoree's 50 river "longships" are "light-filled floating boutique hotels."

Laureen Robert / Courtesy of Ponant

French luxury cruise line Ponant aims to make passengers feel as if they're traveling on their own private yachts. Guests enjoy Ladurée macarons, Veuve Clicquot Champagne, and luxurious Hermès bath products on board. Each of the company's ships features an onboard spa with massage cabins and either a Turkish bath or sauna. Ponant's luxurious small ships sail to remote destinations like Antarctica, incorporating once-in-a-lifetime experiences such as eclipse spotting from the edge of the earth. The company also partners with Smithsonian and Disney on certain sailings.

Seabourn cruises to all seven continents, and most recently launched Seabourn Venture , "marking the first time the Carnival Corporation–owned luxury cruise line will offer adventurous sailings on an expedition ship built for extreme environments," Brady reported. (The sibling ship to Venture , Seabourn Pursuit arrives later this year.) The World's Best Award-winning cruise line has all-suite ships and "is known for its onboard service and over-the-top food including complimentary caviar and Thomas Keller steakhouses on ships such as the  Seabourn Ovation, " Brady said.

Windstar Cruises

Windstar Cruises ' luxury small ships call on 150 ports throughout Europe, Central America, the Caribbean, and the South Pacific, and there's no way you'll go hungry on the journey. Exquisite onboard menus have been designed by acclaimed chefs from Michelin-starred restaurants. (You'll have to pay extra for alcohol, but all meals and a Windstar signature onboard barbecue — a feast of whole suckling pig, shrimp brochette, and more — are included.) The cruise line is not only a T+L World's Best Awards Hall of Fame honoree, it has a "long-standing partnership with the James Beard Foundation ," Brady reported, and regularly brings chefs on board for culinary-focused sailings. Yes, chef.

Courtesy of Scenic Luxury Cruises & Tours

Whether it's a river or an ocean you want to cruise, Scenic can take you there in style. The luxury cruise line operates river cruises in Europe and Asia, while ocean cruises on Scenic Eclipse (and the forthcoming Scenic Eclipse II ) can take guests to Antarctica, the Arctic, Australia, South America, and Greenland, among other coveted destinations. On board, you'll find fine dining, expansive spas and fitness facilities, and butler service.

Cunard Line

Jonathan Atkin / Courtesy of Cunard Line

This British luxury cruise line is known for its transatlantic service, which also transports pets between its headquarters in Southampton, England, and New York City. Cunard operates three ships with a fourth in the works, though only the Queen Mary 2 sails the transatlantic route. It's a cruise line that takes formality seriously; white-gloved waiters serve afternoon tea each day at 3:30 p.m. State rooms include 24-hour room service and evening turndown service with chocolates. Don't forget your tux, the gala nights are black tie.

Paul Gauguin Cruises

Roger Paperno / Courtesy of Paul Gauguin Cruises

Paul Gauguin Cruises operates just one ship, but it is exquisite, hosting 330 guests and sailing only in the South Pacific to destinations like Tahiti, Fiji, Tonga, and the Cook Islands. The ship is small enough to access private ports at remote beaches and take travelers well off the beaten path. Named the best small-ship ocean cruise line in T+L's 2022 World's Best Awards, Golden said the line is known for Tahitian-inspired massage techniques in the onboard spa and noted that cruisers particularly love the wonderful staff.

Celebrity Cruises

Steve Dunlop / Courtesy of Celebrity Cruises

Celebrity Cruises ' new Edge Series ships are taking things up a notch. Celebrity's signature Iconic Suites on board the Celebrity Edge and Apex offer panoramic views from above the ship's bridge; each suite boasts more than 2,500 square feet of space, including expansive 690-square-foot terraces, and comes with two bedrooms and two bathrooms. Celebrity Beyond , which debuted in 2022, accommodates 3,260 guests has 32 bars and restaurants, like Le Voyage by chef Daniel Boulud, and two-story villas on board. Beyond 's sibling ship, Ascent , will be delivered later this year.

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The real cost of ultra-luxury cruising

Is “ultra-luxury cruising” really beyond the majority of cruisers? Let’s compare two Caribbean cruise offerings, and see if ultra-luxury cruise is a more realistic option than you’d think.

Ultra-luxury cruising is a phrase conjures up the idea of vast expense and conveys the notion that it’s something very few people can afford. 

Ask your average person who’s never been on a luxury cruise whether they believe it’s within their price range, and a large majority will answer in the negative. 

In their heads, ultra-luxury cruising is the preserve of the rich and famous: actors, musicians, royal family members; the dreams that’ll never be fulfilled. 

But is that the truth? Is ultra-luxury cruising really beyond most cruisers? 

There’s a saying that goes  “It’s not how much it costs you get on a cruise ship, it’s what it costs you to get off” .  

With that in mind, let’s start by having a look at the kind of investment you can expect to make to enjoy an ultra-luxury cruise. 

Ultra-luxury cruises: What you get for what you pay  Let’s start with one of the most popular cruises we offer here at Panache Cruises —a 10-night Caribbean cruise onboard Silver Moon, Silversea’s majestic 596-capacity ship. She is a true encapsulation of modern, ultra-luxury cruise travel. 

Offering small-ship intimacy coupled with amazing accommodation, dining and entertainment, Silver Moon is one of Silversea’s most popular ships. She has delighted thousands of guests since entering service in 2020. 

The cruise itself has a perfectly crafted itinerary, departing from Fort Lauderdale, and visiting San Juan, Saint Barthelemy, St Johns, Basseterre and St Thomas over 10 glorious days, with plenty of opportunity for onshore excursions, as well as ample time to soak up the amazing facilities the ship has to offer. 

A Vista Suite on board the Silver Moon provides a more-than-generous living space, walk-in wardrobe, a stunning marble bathroom and an ample seating area, as well as a panoramic ocean view. 

You’ll get unlimited standard WiFi in your suite, a large flat screen TV with interactive media library and a direct dial telephone, and you’ll be looked after every step of the way by your butler, who’ll be on hand when you arrive to welcome you with a chilled glass of Champagne. When you venture out of your suite, you can rest assured that everything is included—butler service, a full choice of restaurants (there are eight on board Silver Moon), in-suite dining around the clock, premium beverages, excursions and all gratuities. 

Oh, and in case you were wondering, your economy flights to Fort Lauderdale are included too, as well as transfers, both in the US and the UK. 

The cost per person for all the above starts from £5,890pp.

Expensive? Well, as the saying goes, “you get what you pay for”, and when you consider that your “per person” investment will cover absolutely everything, it provides serious food for thought, especially when we compare it to so-called “cheaper” cruises, which we will do in a minute. 

To recap, here’s what your £5,890 investment will get you: 

• Flights to and from the UK
• All transfers (both UK and US) 
• 10 nights on board Silver Moon
• A stunning Vista suite, with ocean views, marble bathroom, walk-in wardrobe, Wi-Fi, butler service and large flat screen TV 
• Full personalised butler service
• All dining and premium beverages 
• All excursions, including San Juan, Saint Barthelemy, St Johns, Basseterre and St Thomas 
• All gratuities and service charges 
• ATOL protection 
• All port taxes and fees 

For under £6,000, you’re getting all the above, and most importantly, you’re getting an unforgettable, 10-day experience of true luxury. 

What about the “cheaper” alternative?  Let’s compare a cruise from what’s traditionally perceived as a “cheaper” alternative from Celebrity Cruises , with a similar itinerary: 10 nights in the Caribbean, from Fort Lauderdale. 

Just to be clear, we’ve no axe to grind with Celebrity here, but it’s a good example that illustrates the point!

First up, we’ll choose the room—an Ocean View Stateroom. The room is significantly smaller than the Vista Suite you’ll get on board Silver Moon, and although you do get an ocean view, your window is much smaller. 

This room will set you back around £1,310, but that’s “Cruise Only”, which allows you to dine in selected restaurants and gets you daily activities. 

For the most cost-effective way of progressing, it’s best to go the “All Included” route, which will get you drinks and WiFi, and bumps the price up £1,869 per person. 

Add gratuities at a cost of £287 per room, the ability to get a refundable deposit at £748 and taxes, fees and port expenses, and you’re looking at £3,136. That’s before we’ve even got started talking about excursions, premium beverages and dining. 

With the costs mounting, people generally look to Celebrity’s “ The Retreat ”, which is their all-inclusive option. It’s closer to the Silversea offering, albeit on board a Celebrity ship. 

The Retreat gives you access to a higher class of suite, as well as a special area on the ship. With everything included such as premium Wi-Fi and beverages. However, it doesn’t include gratuities or taxes and port fees, which when added takes your price to £4,431 per person. 

And that’s without flights or transfers—flights to Miami generally cost a minimum of £600 for standard economy, with transfers likely to be in the region of £75 each, both here and in the US, adding £150 per person. 

All in all, a Celebrity Cruise with a similar level of provision to what you get on board Silver Moon is likely to cost you at least £5,200 per person. Yes, it might appear to cost you less to get on board a Celebrity Cruise, but by the time you’ve got off, there is very little difference. 

Similar price—so what’s the difference?  As the comparison shows, the cost difference between a Celebrity cruise to the Caribbean, and a Silversea cruise to the same destination is negligible—there’s not a lot in it. 

But when it comes to the experience, there’s a very big difference indeed. 

The Celebrity cruise outlined above takes place on board the Eclipse—an enormous liner that holds 2,850 passengers, and over 1,000 crew members. 

While many like the “big ship” feel, lots of other cruises prefer a smaller, more intimate ship. Silver Moon provides this, with only a fifth of the number of passengers on board Eclipse. 

Of course, when you opt for an ultra-luxury cruise like those offered by Silversea, you really are experiencing ultra -luxury—world class everything, from service, to drinks, to suites, to dining to excursions. Everything is precisely as you’d like it, allowing you to concentrate on having the most spectacular holiday possible. 

To be clear, there’s nothing wrong with Celebrity, or other similar cruise lines. But what the comparison clearly shows is that the difference between them and many ultra-luxury offerings is negligible. Price-wise, there’s almost nothing in it; experience-wise, it’s a very different story. 

If you’re exploring the possibility of an ultra-luxury cruise, and you’ve now realised that it could well be within your price range, call below. One of our cruise connoisseurs will be delighted to chat to you—at Panache Cruises, nothing is too much trouble. 

Call Panache Cruises on 0161 513 8200   if you want to learn more about ultra-luxury cruising .

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Cruise line offers retirees concerned about inflation a 'new way of life'

Retirees worried about inflation, cost of living are invited to sail on the odyssey cruise.

Cruise company facing biggest hiring challenge in decades, CEO says

UnCruise Adventures founder and CEO Dan Blanchard discuss post-pandemic travel demands on 'The Claman Countdown.'

A luxury cruiseliner is now offering retirees the chance to live on its ships and travel the world for a flat sum – and it may be more economical than keeping a home.

Villa Vie Residences's new Endless Horizons program requires a one-time payment of $299,999 for single-occupancy. For a double-occupancy cabin, the price increases to $499,999.

Passengers will sail on the Villa Vie Odyssey ship, which embarks on a seven-continent adventure on May 30. The ship is currently docked in Belfast, Northern Ireland.

In a press release, the company explained that the "lifetime access" deal caters to individuals who "envision their retirement years as a time for exploration and personal growth."

NOROVIRUS OUTBREAKS LINKED TO 2 CRUISE SHIPS WITH OVER 150 INFECTED  

A luxury cruiseliner is now offering retirees the chance to travel the world for the rest of their lives. (iStock / iStock)

"Villa Vie Residences makes this possible by combining the comforts of home with the excitement of travel," the statement explained.

"Residents will enjoy a guaranteed Outside Cabin and access to more than 50 active interest groups ranging from culinary arts to fitness and purposeful exploration, ensuring a vibrant and engaging community atmosphere."

CARNIVAL FREEDOM PASSENGER ONBOARD DURING FIRE RECOUNTS ‘DANGEROUS, TERRIFYING’ EXPERIENCE  

For budget-conscious seniors who are concerned about rising inflation and the cost of maintaining a home, Villa Vie Residences believes that the Endless Horizons may be the right fit for them.

The Endless Horizons program is primarily aimed at retirees who would prefer living on a cruise than in their homes. (Villa Vie Residences via PR Newswire / Fox News)

"One aspect most people nearing retirement age are concerned about is ongoing living expenses and the possibility of outliving their savings," Chief Operating Officer of Villa Vie Residences Kathy Villalba said in a statement. "This program eliminates that concern altogether while offering the ultimate dream: exploring every corner of the world by sea."

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Chief Executive Officer of Villa Vie Residences Mikael Petterson explained that his business's mission is to "offer a seamless solution for those looking to retire on a fixed budget to never worry about ongoing expenses again."

"This is more than just a travel opportunity; it's a new way of life," he said. "For less than the price of an average home, you can secure a lifetime of experiences."

Tickets on Villa Vie Residences' Odyssey ship range from $300k to half a million. (Villa Vie Residences via PR Newswire / Fox News)

CLICK HERE TO READ MORE ON FOX BUSINESS         

Information about booking is available on Villa Vie Residences' website. Fox Business reached out to Villa Vie Residences for a statement, but did not immediately hear back.

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Here are the documents and costs to keep in mind when planning a cruise

As I made plans this summer to take a cruise, I worked my way through my pre-travel checklist. I booked my flights, researched ground transportation options and selected a hotel for the night before boarding.

But I had yet to tick one important box: renewing my expired passport .

I had not traveled internationally since the pandemic began and needed a deadline to motivate me, so shortly before my  sailing from the Netherlands to New York , I filled out the application, paid the fees, and did a quick photo shoot at my local Walgreens.

Passports are just one of the documents travelers may need when taking a cruise, which can add to the overall cost of a trip. Here's what travelers should have on hand and what costs they might encounter before and during their trip:

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What documents will travelers need to board a cruise?

The U.S. State Department recommends cruise passengers sailing from America have a passport.

U.S. citizens booked on closed-loop cruises – those that start and end at the same U.S. port – can enter the country with a government-issued photo ID and birth certificate instead, but the State Department encourages having a passport "in case of an emergency, such as an unexpected medical air evacuation or the ship docking at an alternate port," according to its website . Cruise lines may also require it.

Denise Jewell, owner of Opulence Travel Agency, also recommends having a passport, even on closed-loop cruises, in case you don't make it back to the ship in time during a stop.

"It'll be much easier to deal with the locals if you have a passport as opposed to a birth certificate," Jewell said.

If travelers need to apply for or renew a passport, "the sooner you get started the better," said Danny Genung, CEO of travel agency Harr Travel. He suggested beginning that process as soon as you book your trip, even if it's a year in advance.

"This is one of the big pain points and stress points of travel if you wait too long," Genung said.

Even travelers who have procrastinated, though, may not be out of luck. I mailed my passport renewal application on Sept. 7 and paid about $208 in fees overall, including expedited service. I received my new passport on Oct. 3, about two weeks before my trip.

What costs will travelers encounter while taking a cruise?

Many costs associated with a cruise are included in the fare travelers pay when they book. "I think one of the things I would point out is, spending money on a cruise ship is a choice," said Genung, noting that he has been on many cruises and spent nothing additional except on gratuities. However, with mainstream cruise lines, there are generally some key expenses to keep in mind (on luxury lines, many of these costs are likely to be included in the fare).

►  Taxes, fees and port expenses : In addition to the fare, travelers must pay taxes, fees and port expenses, said Brigitte Feinberg, a travel adviser and independent affiliate of Avenue Two Travel. Those can vary based on the specifics of your trip.

► Gratuities: On mainstream lines such as Royal Caribbean International, Feinberg said, gratuities are automatically added to travelers' bills on a per person, per day basis. 

Those prices can vary. Royal Caribbean  charges $16 per guest each day staying in non-suite staterooms, and $18.50 for those in suites, while Carnival Cruise Line applies a $14.50 daily charge per passenger for non-suite rooms, and $16.50 for guests in suites, according to their websites.

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Guests can prepay those gratuities, so they "don't have to worry about that bill at the end of the cruise," Feinberg said, or pay them as part of the final bill. Passengers can also adjust the gratuities up or down, though Feinberg does not recommend the latter.

She added that some guests also bring cash to tip crew members directly who "went above and beyond" during the trip.

► Some food and drinks:  While much of the food is included on mainstream lines, some restaurants and items may cost extra.

On my October Holland America Line cruise, I visited specialty restaurants with prices ranging from $19 to $49 per person, plus an 18% gratuity.

Lines such as Carnival and Norwegian Cruise Line also include basic drinks like iced tea and regular coffee while charging for others. Genung said, "in a lot of cases there's good value" in pre-purchasing specialty dining or beverage packages.

► Shore excursions:  On mainstream cruise lines, Feinberg said, excursions are not included either. "Yes, the room's only $300 for a week, but by the time you're all said and done you're going to be spending a lot more than that," she said.

She said excursions can run from $50 to hundreds of dollars per person.

Most cruise lines have promotional sales on excursions and other packages before the cruise, Genung said, which can offer "significant savings," particularly for families traveling together.

"I have two little kiddos myself, and it's a lot more expensive to travel than when it was just my wife and I," he said. "So, you know, when you multiply an unexpected cost times four, or five or six, it gets pretty exponential."

► Wi-Fi:  Many cruise lines charge extra for Wi-Fi, but the price may depend on your needs.

Norwegian Cruise Line, for instance, sells both basic and premium options for one, two, and four devices, starting at $25.50 per day if guests purchase online and about $30 per day if they purchase on board, according to its website . The line also sells a 250-minute option.

Genung noted that it is almost always cheaper to purchase the internet prior to boarding than it is after getting on the ship.

► Laundry:  Depending on the length of the sailing, travelers may run out of clean clothes as I did on my October transatlantic cruise.

Like many mainstream lines,Holland America offered laundry services with several options, to choose from. I picked the Laundry By the Bag package, which cost $30 for as many clothes as I could fit in a bag the line placed in my stateroom closet.

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There was also an Unlimited Pressing package for $75 and an Unlimited Laundry option for $135, including pressing, both for the duration of the sailing, according to an info sheet in my stateroom.

Feinberg noted that some cruise lines also have laundry rooms where guests can wash and dry their own clothes, such as Carnival, which charges $3.50 for each washer load, and $3.50 per dryer load, according to its website .

How much does a cruise cost?

Budgeting for a cruise can be complicated. The advertised cruise fare is really only the starting point, to which you must add port fees and taxes (which vary by individual port), gratuities for the crew, port parking if you drive to the port, airfare and airport parking if you fly, and transfers to and from either the airport or a hotel (yet another additional cost).

After you add those up, you can begin to add onboard extras like specialty drinks or drink packages, Wi-Fi and food options that aren't included in the cruise fare. And then there's the cost of port activities to consider. Add it all up, and you might be amazed at how much your total travel costs have skyrocketed from the base cruise fare.

For cruise news, reviews and tips, sign up for TPG's cruise newsletter .

To demonstrate how much a cruise really costs, I'm going to break things down so you can add up the costs that you would likely incur. Because cruise costs vary widely, I'll use real examples from my recent seven-night cruise on Celebrity Cruises to the Mexican Riviera , coupled with averages.

How much is a typical cruise fare?

Cruise fares can be as cheap as $179 for a four-night Carnival cruise or as expensive as $11,000 per night for the top Regent Suite on Regent Seven Seas Cruises ' newest ships.

On the low end, fares for the cheapest inside cruise cabins average between $50 and $75 per person, per night. Anything you can find below those prices is a major steal; popular sailings will likely be more expensive.

Cabins with a window will cost a bit more, and a balcony room will be almost double the cost of an inside room. Averages across the major cruise lines for balcony cabins fall between $100 and $150 per night most of the year. Suites and rooms on upscale or luxury cruise lines cost considerably more, but you get more for your money.

All cruise lines provide basics like transportation, accommodation, food at select restaurants for all meals, and a selection of entertainment and activities in the fare.

My Celebrity cruise cost $2,700 for two people in an AquaClass Sunset Verandah cabin. That breaks down to $193 per person, per night. It was a rear-facing balcony cabin, which is typically a higher price. AquaClass includes unlimited access to the ship's thermal suite, two bottles of water supplied daily in the cabin, afternoon canapes and access to Blu, an exclusive dining room with a spa-oriented menu for breakfast and dinner.

What extra costs might I incur?

Cruise fares for extra guests.

In most cases, unless there is a special at the time you book your cruise, you will pay extra for having any number of guests in a cabin other than two. Third and fourth guests (or more if you book a large suite) pay a fare that is lower than the fare for the first two guests. Some lines run specials offering free or $99 third- and fourth-person fares from time to time.

Solo travelers usually pay a single supplement to make up for the lack of double occupancy in the room. The supplement can be equal to the cost of a second guest, but some lines offer deals for much less or have single cabins that do not include a supplement.

Port fees and taxes

Extra fees and taxes are part of your final cruise fare, but they usually aren't included in the first price shown when you are cruise shopping. (They might be there, but in fine print). The amounts are based on the specific ports you will visit. The more ports your cruise visits and the longer it stays in port, the more you will be charged.

Some regions (like Alaska) tend to have higher port fees than others. Fees are also higher on larger ships because the cruise line is charged docking space based on size. Fees are lowest when ships tender rather than dock.

Here are average taxes and fees for large ships on seven-night cruises, based on the destination:

• The Bahamas, Caribbean and Mexico : $140 to $200 per person
• Europe: $50 to $100
• Alaska: $250 to $350 (but can be higher)

Taxes, fees and port charges on my Celebrity cruise totaled $186.45 per person. The ship called at Catalina Island, Cabo San Lucas and San Diego.

For comparison, my most recent Alaska cruise was a five-night sailing with only two ports of call. The taxes, fees and port charges totaled a whopping $373.64 per person. I recently booked a 15-night transatlantic sailing between Rome and Tampa, with four stops — three in Europe and one in the Bahamas. My bill shows taxes, fees and port expenses of only $139.65 per person.

Related: 11 extra charges on cruise ships that will drive you nuts — and what you can do about them

Crew gratuities

Most cruise lines give you the opportunity to pay crew tips at the time of booking. If you choose not to pay in advance, the auto-gratuity will be added daily to your onboard bill.

The current average for standardized tips is between $15 and $20 per person, per night, depending on the cruise line and the type of cabin you book.

Gratuities on my Mexican Riviera cruise on Celebrity were $17.50 per night, for a total of $245 for two people.

Related: 10 times you do not need to tip on a cruise

Trip insurance

You can argue the pros and cons of insuring your cruise, but my basic advice is to insure it.

There simply are too many variables when it comes to cruising to leave it all up to chance. The medical coverage outside the country alone is reason enough to include this in your cruise budget.

I bought a cruise travel insurance policy for my Celebrity cruise through Squaremouth. The total cost for two people was $231.18. It was cheaper than what the cruise line offered and provided better coverage.

Travel costs

Obviously, you'll need to pay extra to travel to your port of embarkation, whether that's airfare, a ride-hailing service or parking and gas. Don't forget to budget for transfers between the airport, hotel and ship if you're not driving to the port and parking there.

On my Celebrity cruise, extra transportation costs included ride-hailing service from the airport to a pre-cruise hotel, from the hotel to the port and from the port to the airport at the end of the cruise. The transportation total was $155.71.

The hotel itself was booked using Wyndham Rewards Points, but you should budget for lodging if you book a pre- or post-cruise stay.

Food on board and in port

All cruise lines include meals at several onboard restaurants in their cruise fares, but most also give passengers plenty of ways to spend money on dining and snacks.

The most common dining expenses are for eating at specialty restaurants . These either charge a per-person fee to dine or price menu items a la carte. Dining at these restaurants is voluntary, but it's easy to get tempted, especially on longer itineraries.

Specialty restaurant charges start as low as $18 per person (select restaurants on Carnival ships) and climb beyond the $200 mark (such as the New York Supper Club on Royal Caribbean 's new Icon of the Seas at $200 per person and the Collection dining option in Enchante on Disney Wish at $205).

Other extra food charges can be as simple as a fee for special menu items when dining in a complementary venue. For example, lobster in the main dining room on Celebrity ships will cost you $16.99, while a gigantic 40-ounce, bone-in tomahawk ribeye at Windstar Cruises ' Candles (a complimentary specialty eatery) will cost $50.

You might also spend money on extra-fee gelato, ice cream sundaes, fancy snacks or baked goods at onboard coffee shops.

Room service is also not free on many cruise lines. The room service menu in your cabin or in the ship's app will state delivery fees and/or a la carte prices. Examples include $9.95 per delivery on Royal Caribbean, Celebrity and Norwegian Cruise Line ships ; Royal Caribbean and Celebrity offer continental breakfast for free. Other lines skip the room service fee but charge a la carte for specialty items like breakfast smoothies or steak and eggs ($15, Holland America ). Snacks in the in-room fridge/minibar incur a charge on most cruise lines.

Related: The ultimate guide to cruise ship food and dining

One last thing that people spend money on is food in port. Some excursions include meals, but if not, add a bit to your budget for a few treats — either food or drink. It's a nice way to experience the culture of the destinations you cruise to. How can you visit Italy without grabbing a slice of pizza?

On my Celebrity cruise, I booked a cabin category that included breakfast and dinner in an exclusive specialty restaurant, so I did not pay for any food upcharges onboard. I did, however, buy a cookie in port on Catalina Island, so I spent $5 on extra food.

By contrast, on a recent Royal Caribbean cruise, we opted to dine at two specialty restaurants. Both were spur-of-the-moment decisions because we didn't see anything on the main dining room menu that sparked our interest. Most specialty restaurants can be booked pre-cruise for a slight discount. Our total for the two meals, with wine and gratuities, was $249.36. Fixed-price specialty restaurants typically include everything but alcoholic drinks.

Nonalcoholic drinks like drip coffee, hot and iced tea, some sort of punch, juice, lemonade, milk (at mealtimes) and tap water will be included no matter which cruise line you choose. All other beverages will cost extra.

Soda costs extra on all big-ship cruise lines except Disney Cruise Line and will run you $4.50 to $6 when ordered individually. If you're addicted to Diet Coke or other soft drinks, budget for a soda package, which gets you unlimited consumption for a flat daily rate.

For example, Royal Caribbean's soda package is currently $12.99 per person, per day but can fluctuate during peak travel times. Carnival's is $9.50 per day for adults. It may only take a few sodas per day to make the package cost-effective.

Bottled water (on lines that don't include it) typically costs $3-$5 when purchased individually or as low as $9.95 for a case of twelve bottles delivered to your cabin (Carnival). The bottle of water left out in your cabin is likely not free unless you receive free water as a perk for being a member of the cruise line's loyalty program or are in a cabin class that includes it.

Unless your cruise fare specifically states there are alcoholic beverages included, you'll pay extra for beer, wine, cocktails and spirits in any venue onboard. You have the option to either purchase drinks as you go or buy a package. Beer prices are $7-$10 on most ships. Wine by the glass can be as low as $9 or as high as $25. Cocktails average between $10 and $17 on most ships but can be higher for specialty drinks or with premium call liquors. Wine by the bottle (which you can take to your cabin or finish at subsequent meals) starts around $25 and climbs steeply from there.

Most lines offer drink packages that cover alcoholic beverages up to a set amount per drink. Package prices can vary dramatically, depending on the itinerary and sailing dates. Expect to pay around $100 per person per day for a full cruise package, including tips. Carnival's Cheers package will be a bit lower, and Norwegian's Premium Plus Beverage Package is higher.

Lines that include some alcoholic drinks in the cruise fare usually offer a package to upgrade to premium drinks, which may have a broader choice of drinks or venues where they are available. An example of that is on Viking cruises , where the fare includes house beer, wine and sodas during lunch and dinner. If you want drinks other than at meals or that include call liquors, you can purchase a package for $25 per person, per night for the wider selection available at any bar at any time they are open.

An additional beverage cost to keep in mind is corkage fees for bottles of wine you bring onboard (within the cruise line's limits). The fees run between $10 and $25 per bottle. On most ships, the fee is only charged if you take the bottle to the dining room or a bar to be opened and served there. NCL charges the corkage fee at embarkation, regardless of where you plan to consume the wine.

Related: How to get free or cheap drinks on a cruise

Other extras include smoothies and fresh-squeezed juices (often available at breakfast, either in the buffet or at eateries near the spa or solarium.) Costs for these can average nearly $10 on some lines but may be included in some beverage packages.

I carry my own water bottle that I fill at the drink stations, plus we had two bottles delivered each day in AquaClass, so I didn't pay for any water on my Celebrity cruise. Also, because of our cabin class, smoothies were served daily at no charge in the exclusive Blu dining room.

I'm a happy tea drinker, so I don't spend extra on specialty coffees or sodas. Celebrity allows you to bring two bottles of wine onboard per cabin. We drank those in our cabin to avoid the corkage fee (you can ask your cabin attendant for a bottle opener and two glasses). Celebrity offers free drinks in the casino while gambling, so my extra drink cost was zero.

Entertainment and attractions

While most onboard entertainment is free, you can expect to pay extra for a handful of over-the-top activities. Carnival Cruise Line's rollercoaster , Norwegian Cruise Line's go-karts and Royal Caribbean's iFly skydiving experience are examples of extra-fee activities.

Also, expect to pay extra for video games, bingo, casino gambling, fitness classes and spa and salon treatments and services.

Spa, fitness and salon

You can easily run up a bill in the spa on most ships. Most mainstream cruise lines charge extra for access to their thermal suites, which include heated loungers, saunas, steam rooms, mood showers and sometimes pools or hot tubs not accessible to the public. Daypasses start at $30 per person (Carnival) to more than $40. Full-cruise passes are often available.

Services like massages, scrubs and wraps can soar well into the $200 per treatment range, and medi-spa offerings like acupuncture or teeth whitening are even more. Use of fitness equipment is complimentary, but classes or private time with a trainer will add to your bill.

Salon charges are likely to be higher than most of us pay at home, but a little cruise pampering never hurt anyone.

On my Celebrity cruise, our AquaClass stateroom granted us access to the thermal suite — one more bonus of choosing that room class. Spa staterooms are available on several other cruise lines, including Carnival and Holland America. I did not partake in any other spa or salon services on my Celebrity cruise, but for comparison, on a recent Windstar sailing, I had a Fire and Ice mani-pedi. The cost was $159 plus tip and included a delightful hand and foot massage.

Related: The 7 best cruise ship spas

Shore excursions and tours in port

Shore excursions are an extra charge on most cruises, though upscale, luxury and most river cruises include a selection of both complimentary excursions and extra-fee excursions. Pricing varies widely based on type of tour, duration and age of participant. You can book through the cruise line or arrange your own tour or excursion independently.

In most destinations, you can easily spend $100 or more per person for an excursion. Excursions in Alaska are considerably pricier than in the Caribbean. Activities involving airplanes or helicopters cost more, as do private tours arranged exclusively for your group. (Splitting a private tour with newfound cruise friends with similar interests can be a great way to save.)

Also watch out for destinations where the ship docks some distance from the city you are expecting to see. This happens frequently in Europe — Rome, Athens and Venice, for example. Some cruise lines will supply complimentary transfers between the port and the primary destination city, but others expect you to either find your own way or pay for an excursion to the destination city.

Related: Avoid these 10 mistakes when booking cruise shore excursions

Here's my shore excursion tally from my Celebrity cruise:

• Whale Watch Cabo (booked independently): $180 for two people with a tip
• 5-hour private Jeep tour of the island with Catalina Taxi and Tours, including a stop at the island's famous Airport in the Sky for spectacular island views: $875 for two people (this was comped for us by Love Catalina)

In total, I would have paid $1,055 for excursions (including the Catalina tour that I did not have to pay for), which is a modest budget for two people on a seven-night cruise. For example, on previous cruises in the Caribbean, I have spent over $400 per port for two people for activities like scuba diving, snorkeling or zip lining.

Onboard Wi-Fi is generally included in the cruise fare only on luxury lines and is offered in a variety of packages on all other lines. Be prepared for sticker shock: Onboard Internet packages, with or without streaming access, are expensive compared to what you pay for home Wi-Fi.

Premium Wi-Fi is a must for me. The cost during my cruise was $35 per device, per day. The cruise line provided it at no charge, but the total would have been $490.

Related: How can I get Wi-Fi on a cruise for free?

Cruise ships will do your laundry for you — for an extra fee, of course. You'll find a laundry/dry cleaning bag in your closet or in a drawer. Charges for cruise ship laundry services range from $6 per piece for washing and ironing shirts to $15 for a dress. Some cruise lines have a fill-the-bag special that allows you to stuff a laundry bag with as much as you can and pay a single price, often around $35.

You might be entitled to free laundry services if you're staying in a specific type of suite or have reached a certain status of the cruise line's loyalty program.

During my Mexican Riviera cruise, I took advantage of a status offer on Celebrity and had them launder a full bag at no charge.

How much does it cost to go on a cruise?

For my seven-night Mexican Riviera cruise in an Aqua Class Sunset Verandah cabin on Celebrity Solstice, here's my total for two people (including charges that were comped):

• Cruise fare : $2,700
• Port taxes: $372.90
• Standard gratuities: $245
• Trip insurance: $231.18
• Extra transportation: $155.71
• Shore excursions: $1,055
• Wi-Fi: $490

Add all those expenses up, and the grand total was $5,254.79.

The thing that jumps out at me is that the total cost is almost twice the cruise fare. And that's without any airfare. I ran the numbers on several other cruises by shopping online and found that to be true in most cases. The exceptions are cruises with lots of inclusions. Those mostly fall into the upscale and luxury categories.

You can find ways to lower the cruise fare itself — as I did by earning a comped cabin through gambling on a prior cruise — or by booking a cheaper cabin category. Places in the budget where you can skimp a little include extra food and beverages and shore excursions (especially if you've previously visited the ports or can walk around town independently). You can also utilize credit card points and airline miles for some of your costs.

The bottom line, though, is that in most cases, your total cruise vacation will cost considerably more than the cruise fare alone.

Planning a cruise? Start with these stories:

• The 5 most desirable cabin locations on any cruise ship
• A beginners guide to picking a cruise line
• The 8 worst cabin locations on any cruise ship
• The ultimate guide to what to pack for a cruise
• A quick guide to the most popular cruise lines
• 21 tips and tricks that will make your cruise go smoothly
• Top ways cruisers waste money
• The ultimate guide to choosing a cruise ship cabin