barclays travel plus pack breakdown cover

Barclays Travel Insurance: Want the Best Pack?

Will Barclays travel insurance be the premier experience you are looking for? You can make up your mind after reading this handy overview. We’ll share valuable information about their packs , how to claim , useful contact numbers and reviews . Come and embarque on a journey with us and explore more...

Barclays Travel Insurance Packs

Barclays travel insurance works slightly differently to other providers. This is going to sound a little crazy in the world of travel insurance, but you won’t see Barclays pop up on any comparison sites. If you’re asking yourself how on earth you buy Barclays travel insurance then, we’re about to let you know.

The most critical thing to know is that Barclays travel insurance is only available to select customers. There are two options you can go for: Travel Pack and Travel Pack Plus . They are called packs because they include a range of benefits (yippee). We’ll share all the juicy details in a minute. First, how do you know if you qualify to add the insurance? You can add a pack if you have one of the following accounts:

• Barclays Bank Account
• Barclays Basic Current Account
• Student Additions
• Higher Education Account
• Premier Current Account
• If you have another account with Barclays give them a call and they will tell you if you can add a pack

As we mentioned, there are two packs to choose from and they are full of surprises (all good we might add!). To give you a really clear picture of what the packs include we will highlight them below, side by side. Both packs are for annual multi-trip travel insurance and include up to 31 days’ travel at a time.

Information correct as of August 2019.

*Cover is for you and your partner living at the same address. Your children are also covered when travelling with you if they are under 18, or under 23 if they are in full-time education and living with you outside of term time. Everyone insured must be a UK resident."

Barclays travel insurance will offer you an excellent level of cover with very low excesses! We’ve reviewed the policy and for both the Travel Pack and Travel Pack Plus here are some of the benefits you could get:

Prices correct as of August 2019. Always check the policy wording for the most up to date prices.

*In the event of a catastrophe you will be covered for extra accommodation and/or transport costs if you are forced to move from your accommodation. You must have booked your accommodation directly with the provider, and events covered include avalanche, earthquake, explosion, fire, flood, landslide, storm or tsunami.

How does this compare to other insurers on the market? Cover limits seem to be fairly generous, but you can find higher limits on many of these benefits. However, experts rate Barclays travel insurance highly and customers sing its praise in comparison to other providers (see bottom of page for reviews). The most important person in this story is you, so you need to feel comfortable whichever company you choose.

Is the Barclays Premier Travel Insurance Pack Still Available?

The Barclays Premier Travel Insurance Pack is no longer available to new customers. Don’t worry though, we compared the benefits to the packs currently available and you’ll be getting an even greater level of cover. Barclays recently increased the level of cover across multiple sections too. Nothing is for free though, and with the increased cover, Barclays also raised the price of their packs too.

In the next section you’ll find out exactly how much you would have to pay and we’ll do a price comparison against the industry average to see just how Barclays fares.

Barclays Travel Insurance Prices

There are a lot of factors to bear in mind when choosing travel insurance. While you don’t want to break the bank, travel insurance is one of those things you tend to get what you pay for.

In order to compare Barclays travel insurance prices, we have done a comparison for an annual policy including Europe for a 35-year-old woman with no pre-existing medical conditions.

As you can see, Barclays is much pricier than your average travel insurance provider. Since they operate the pack system though, an exact comparison is difficult. Don’t forget that Barclays includes RAC breakdown cover and even more benefits with Travel Pack Plus.

We did some research and RAC breakdown cover starts at £4.50 a month (£54 per year). That price is if you’re lucky enough to have a brand spanking new car and goes up from there! Depending how much you pay, you could save a bundle with this deal.

If you are sick of overpriced airport food and plastic seats you may want to treat yourself to an airport lounge next trip. This will set you back £15 - £20 on average, but if it’s included in your pack, it would be rude not to accept! See you later toasted sandwiches and hello hors d'oeuvres!

It’s important to note that if you purchase a pack you are locked in for at least six months. As of August 2019, the actual price per month is:

• Travel Pack = £12.50
• Travel Pack Plus = £18.00

Overall, do we think Barclays travel insurance is good value? If you don’t have a car, you shouldn’t even consider it because you will be paying for something you don’t need. Barclays does have a comprehensive level of travel insurance cover but you can find the same cover elsewhere (minus the breakdown cover). If you have a car and a family, plus love to travel a lot, then it could be an interesting option for you.

Faced with so many decisions, you need a holiday soon! Don’t worry, we are here to help. We’ve reviewed a lot of the top insurers. If you don’t want the breakdown cover, but want a more flexible provider with competitive prices, you could check out our guide on Admiral travel insurance .

Barclays Travel Insurance Claims

We hope you have a lovely trip wherever you are going. Unfortunately, accidents do happen though. If the unthinkable happens to you or one of your loved ones here is how to make a claim for a non-medical emergency :

Travel Pack Please check with your provider if you don't know how much a call will cost. 0800 158 2685 or (+44) 1603 604 977 if calling from abroad

Travel Pack Plus Please check with your provider if you don't know how much a call will cost. 0800 404 6856 or (+44) 1603 604 964 if calling from abroad

If you need emergency medical assistance , please call:

Travel Pack Please check with your provider if you don't know how much a call will cost. (+44) 1603 604 976 (from abroad) 0800 158 2684 (UK)

Travel Pack Plus Please check with your provider if you don't know how much a call will cost. (+44) 1603 604 961 (from abroad) 0800 404 6853 (UK)

We recommend you read these top tips on making a claim before you go on holiday. There are a few things you should do before you even pack, which will make your life easier if you do have to claim. It could be the difference between a payout and you footing a hefty bill!

Barclays Travel Insurance Contact Numbers

Barclays provides you with a general helpline service, Travel Assistant , available 24 hours a day. You can even ask for travel advice before you jet off. To use the service, please call the helpline on:

Travel Pack Please check with your provider if you don't know how much a call will cost. 0800 158 2687

Travel Pack Plus Please check with your provider if you don't know how much a call will cost. 0800 404 6854

If you have purchased the Travel Pack Plus , congratulations and hopefully you make the most of it! You will probably want to be using your free airport lounge passes on your next trip to reward yourself in style. In order to do so, you need to:

• Download the Barclays Traveller Plus App, which can be found through iTunes or Google Play
• Visit the dedicated website
• Call 03 332 205 599

Travel Pack Plus customers can also take advantage of discounted airport parking and hotels . You can do this by:

• Booking online
• Calling 01342 859548 , quoting 'TPLUS'

How do I Cancel my Barclays Travel Insurance?

If you have purchased a pack, you have the statutory 14 day cooling off period where you can cancel. The period begins on the date that your travel pack is added to your qualifying account or the date you receive your policy documents (whichever is later). If you cancel within the 14 day period, you will receive a refund as long as you haven’t made a claim and no incident has happened which is likely to cause you to claim.

After the 14 day period, you must hold the pack for a minimum of six months. After six months, you can then cancel at any time.

Barclays Travel Insurance Reviews

Now that we’ve given you all the facts and nitty-gritty detail, let’s see what customers and the exerts say about Barclays travel insurance packs . First up, customer reviews . While we found some reviews stated the claims process is lengthy, comments were generally quite positive. In the world of travel insurance, this isn’t always easy to come across!

That’s what the customers are saying and it sounds like Barclays are doing something right! What about the experts then? Defaqto independently reviews travel policies in the UK based on quality and policy features. It gives the Travel Pack and Travel Pack Plus five stars, the highest rating a product can receive. In our opinion, this travel insurance is of a high standard and offers that extra bit of protection for you and your family.

Like we said before though, the most important thing when choosing travel insurance is that it suits your needs. You’re the master of your destiny here so have the final say. If you’ve read this overview and don’t think Barclays travel insurance is for you, shop around. There is more choice than ever on the market at the moment which is great news for you. You can tailor a package with a click of your mouse. Read our guide on choosing travel insurance for more help.

Data and information correct as of August 2019.

All material on this page and the selectra.co.uk website is for information purposes only and does not constitute any form of financial advice. Selectra.co.uk is not responsible for any consequences that might arise from your use of the information provided.

Other providers are available and the best deal for you will depend on your individual circumstances. Please do your own research and seek professional advice if necessary ( moneyadviceservice.org.uk offers free, independent advice on all financial issues).

The services and products mentioned on this website may only represent a small selection of the options available to you. Selectra encourages you to carry out your own research and seek advice if necessary before making any decisions. We may receive commission from selected partner providers on sales of some products and/or services mentioned within this website. Our website is free to use, and the commission we receive does not affect our opinion or the information we provide.

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Barclays Travel Pack: Travel Insurance for the Frequent Explorer

Disclosure: Some of the links on our website are affiliate links, meaning at no extra cost to you, we will earn a commission if you click through and make a purchase .

Don’t you hate dealing with travel insurance?

*Sigh, adulting sucks*

There’s nothing more frustrating than coming away none of the wiser with a fuzzy head and inbox full of spam from comparison sites.

And then we found Barclays Travel Pack!

A comprehensive worldwide, multi-trip travel insurance plan for the admin haters that doesn’t act as your second mother.

“You can’t do this”, and you can’t do that.”

Jeez, Louise!

Barclays Travel Pack: 5 Key Features

1. Worldwide Travel Insurance for you/partner & dependants up to 23 2. Covers winter sports & equipment 3. Breakdown cover & free airport lounges  (plus) 4.  Unlimited multi-trip insurance covering trips up to 31 days. 5. Covid Cover

Good to Know:  Going away longer than 31 days? Getting an extension is possible, but you’ll have to call them.

What is Barclays Travel Pack & Is It Suitable for me?

Barclays Travel Pack does exactly what it says on the tin.

Designed with the frequent traveller  in mind, this travel insurance plan covers trips of up to 31 days. This is an excellent option for anyone going on three or 4+ trips a year.

For the adventurous types, this comes straight from the horse’s mouth:

“Whether you’re skiing on the slopes at Chamonix or exploring the Great Barrier Reef,  you and your family are covered .“

What’s Included with the Barclays Travel Pack?

• Worldwide multi-trip travel insurance, including UK Trips
• Emergency medical treatment for up to £10,000,00
• Unexpected travel costs up to £5,000
• Winter sports & equipment
• Personal belongings up to £1,500
• Volunteering & conversation trips included
• Covid Cover

There’s no need to notify where you’re going and what you’re doing. Just set and forget.

Check out the full list of what’s included and what isn’t  here

Barclays Travel Pack vs Travel Pack Plus

So, the only thing that sets the two travel packs apart is that the “plus” version gives you up to  six free airport lounge  visits per year. If you’re travelling with your partner, remember that each visit counts as two, so plan accordingly.

If you fly often and like to take advantage of airport lounges, then the “plus” pack is worth considering.

However, there are no guarantees that you’ll bag an airport lounge, as this will depend on availability on the day. You can book in advance to guarantee £5 each, but we’d rather wing it.

The Barclays Travel Pack comes in at £12.50 per month, with a minimum subscription of six months. Meanwhile, Barclays Travel Plus costs £18.00 per month, also with a minimum subscription of six months.

More About Free Airport Lounges with Barclays Travel Pack Plus

It seems like you’re keen on getting free airport lounge access, huh?

Once you’ve bought your insurance, download the DragonPass app to see which lounges you can use and where they’re located.

These lounges usually have great perks, like free food and drinks.

Trust me, with airport prices being what they are, this is where you’ll get the most value out of your money.

But wait, there’s more!

Some lounges even let you swap out your visit for spa treatments or restaurant vouchers (although this varies depending on the airport).

One thing to remember, though – before you use up any of your lounge visits, double-check whether you already have access through your holiday package or other subscriptions/credit cards.

For comparison – airport lounges generally start at around £25+ per person. 

What About RAC Breakdown Cover with Barclays Travel Pack?

Both Travel Packs include full breakdown cover by the RAC, including:

• Roadside assistance in the UK & Europe
• At home assistance
• Onward travel assistance

This comprehensive breakdown covers everything from being stuck outside your home to anywhere in Europe.  We’ve all locked our keys in the car or flattened the battery, haven’t we?

There are a few more cool perks, including onward travel assistance where you can get a car replacement, hotel accommodation or other transport arrangements.

Please note this does not include commercial vehicles.

How Does Barclays Travel Pack Compare with other UK Travel Insurance?

I grew bored browsing through comparison sites for a half hour.  I hate admin, and scouring to save a tenner for insurance that acts like a second mother isn’t worth my time!

It was frustrating to discover that the cheapest option I could find for our trip to Mexico was approximately £55 – which was only for a single trip!

Even the next level of coverage, which cost around £77, offered minimal protection.

Annual Travel Insurance Comparison

Due to taking numerous trips per year, we have also looked into annual travel insurance.

To compare, the cheapest insurance we found covers worldwide, and our minimum cover amount was £148.

£2 cheaper but no perks and less cover. Plus, there is a lot more excess. The maximum trip length was also 31 days.

This is where the Barclays travel packs sells it to me. There are no stipulations, winter sports are covered, and I can just pay monthly (6 months minimum).

That also includes any UK trips over two days.

Don’t Be That Person Who Skips Out on Travel Insurance

We’re the most happy-go-lucky people going, but – travel insurance is crucial! It covers unexpected events before or during your trip.

Most ignore the before part!

These events include trip cancellations or delays due to medical emergencies, lost luggage, breakages to your gadgets and even accidents.

Without travel insurance, you could face significant financial losses or medical expenses that could ruin your trip and affect your future. In short, travel insurance gives you peace of mind and helps protect you from the unexpected.

And if you think it won’t happen to you?

Join some of the many holiday and tour operator Facebook groups and read the weekly horror stories posted.

Final Thoughts on Barclays Travel Pack Travel Insurance

For someone who hates admin – Barclays Travel Pack has been a little bit of a gem for us. This travel insurance has been used for over 12 months for multiple trips.

And if you’ve got a problem, they’ll be on hand to help you.

All you need is a Barclays Account (I have a standard current account), and you can subscribe via the app.

For the sake of £12.50 a month and no dealing with renewals. It’s worth it, especially for a couple/family.

There’s a reason it’s rated highly, guys!

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2 thoughts on “barclays travel pack: travel insurance for the frequent explorer”.

I got my pack in November and have already used my lounge access all 6 seats when will it refresh?

You only get six visits every 12 months. At least you got your money’s worth this year, ha!

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• UK Cruisers

Barclays Travel Pack

By GSPG , December 22, 2023 in UK Cruisers

Recommended Posts

I really don’t know why.

We have this insurance and have used the part to do with roadside assistance, and all worked okay.

But when it comes to travel, we have been taking out annual insurance with other companies.

I think the ‘problem’ is, we complete these policies and know exactly what’s in them. It’s all current and up todate. We feel comfortable.

The Barclays insurance carries 5 star Defacto rating (is that good?), so should we trust this Barclays insurance over all others and stop wasting £150 a year taking out other policies?

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On 12/22/2023 at 10:37 PM, GSPG said: I really don’t know why. We have this insurance and have used the part to do with roadside assistance, and all worked okay.   But when it comes to travel, we have been taking out annual insurance with other companies.   I think the ‘problem’ is, we complete these policies and know exactly what’s in them. It’s all current and up todate. We feel comfortable.   The Barclays insurance carries 5 star Defacto rating (is that good?), so should we trust this Barclays insurance over all others and stop wasting £150 a year taking out other policies?

Barclays policy doesn't cover intinerary changes though. We've got it and think that's the biggest negative for us. However, I wouldn't take out another policy as well. At present we are deciding whether to cancel the travel pack as cruise insurance plus breakdown cover is cheaper but then again, Barclays is set up and no hassle!

On 12/26/2023 at 11:18 AM, rosevew said: Barclays policy doesn't cover intinerary changes though. We've got it and think that's the biggest negative for us. However, I wouldn't take out another policy as well. At present we are deciding whether to cancel the travel pack as cruise insurance plus breakdown cover is cheaper but then again, Barclays is set up and no hassle!

Yes, we are undecided. It’s like if one policy doesn’t cover you for something, the other might do! That ‘s why I might keep it, in case one fails in some way with all the small print or just one is better than the other in certain circumstances.

• 3 weeks later...

Ladyshopper23

We have the Barclays Travel Pack, and have just had to make a claim (should have been on a 2 week cruise over New Year but had to cancel due to emergency hospital admission and surgery). Very easy process, and quick pay out (once my husband filled out all the forms, he initially missed one!). All they needed was the cruise cancellation invoice and my hospital discharge letter. Also claimed for the hotel the night before as it was a non-refundable rate, and an excursion we'd booked (not via the ship) that wasn't refundable. All paid out for in 4 days. I did take out another annual policy just for missed ports. However, I didn't disclose any medical conditions at all, so it wouldn't have been valid for any of that kind of stuff, and I did it just in my name rather than a joint policy. It cost me £27 for the year (probably because I disclosed no medical conditions!) and I got £11 cashback going through a cashback site, so basically £16 for the year. It would give me £100 per missed port, and I would have been able to claim on it had we actually gone on our New Years cruise, as one of the ports was indeed cancelled. Having now had experience of actually claiming through Barclays Travel Pack, I can't recommend it enough. It's a shame that they now add a charge for some pre-existing conditions (they used to be free, but this changed last year) but even so, at £12.50 a month plus a charge of £110 for both our conditions, it's an absolute bargain (prior to this we were paying a minimum of £450 a year for an annual policy). It's going up to £14.50 a month in February, but still great value. I did also use the breakdown cover shortly after taking out the policy - car wouldn't start and they came out and replaced the battery (which luckily didn't cost me anything as the previous owner had bought it through the RAC and it was still under warranty).

• 4 weeks later...

Just another positive to Barclays Travel Pack. I phoned today to update my pre-existing conditions as per my illness that required surgery in December. However, because I'd already done a pre-existing conditions certificate in August and paid the extra for these, that lasts for a year. Anything else you're diagnosed with during that year is automatically covered by that certificate, so I don't need to declare it until I renew in August.

The lady I spoke to offered to put a note on my file that I'd called in to disclose it (probably because I double checked as couldn't quite believe it!), but reassured me that I'm covered. I actually think that's really good, as I know people with annual policies who've had problems with this, when something crops up during the year, they've phoned to declare it, and been charged extra, or been told it can't be covered.

1 hour ago, Ladyshopper23 said: people with annual policies who've had problems with this, when something crops up during the year, they've phoned to declare it, and been charged extra, or been told it can't be covered.

Certainly been something of an issue with us with All Clear. It is already expensive for both of us (at around a total of £1300) and the addition of a couple of small new "existing conditions" have added a few quid each time we've phoned. The big surprise was just how much the addition of six days cover for the USA and Caribbean, for a transatlantic cruise, would add. We knew there would be a significant increase but never thought it would double the £1300. 

1 hour ago, Harters said: Certainly been something of an issue with us with All Clear. It is already expensive for both of us (at around a total of £1300) and the addition of a couple of small new "existing conditions" have added a few quid each time we've phoned. The big surprise was just how much the addition of six days cover for the USA and Caribbean, for a transatlantic cruise, would add. We knew there would be a significant increase but never thought it would double the £1300. 

Have you considered one of the banks? We bank with Barclays anyway, hence why we got the travel pack, but I phoned up the insurance company first to get a quote of how much extra it would be (at the time, Barclays didn't charge for pre-existing conditions, but unfortunately this has now changed. Still very reasonable though).  

I've read of other people phoning up Nationwide for the same reason, then on finding it very reasonable opening an account to get the insurance.

It would certainly be worth considering given how much your annual policy is costing you. It's worldwide insurance and covers cruising, so at £14.50 a month (Barclays) plus the £110 we paid on top for pre-existing conditions, it's extremely reasonable.

1 hour ago, Ladyshopper23 said: Have you considered one of the banks?

Yes. We bank with NatWest and used to get free basic travel insurance through them (plus cost for pre-existing issues). Then they pulled the plug and simply declined to insure us any longer (nothing had chnaged about our medical condition). We've had insurance with Staysure before moving to All Clear as a better bet than Staysure, after shopping around with the companies recommended on the Martin Lewis Money Saving Expert website.. This next cruise will, almost certainly, be our last trip involving the States so, when we come to renew, it should be back to a more manageable cost. 

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