international travel card axis bank

For the trip you planned & the trip you didn't

Important Features

• 01 One card for multiple countries
• 02 Accepted across 30 million retail & online stores
• 03 Save on transaction charges & exchange rate fluctuations
• 04 Use for travel, dining, shopping, hotels & entertainment

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World Traveller Card

One card for multiple countries.

Load up to 16 of the most widely used currencies on this single card – U.S. Dollar (USD), EURO (EUR), British Pound (GBP), Australian Dollar (AUD), Canadian Dollar (CAD), Singapore Dollar (SGD) , Swiss Franc (CHF), Swedish Krona (SEK), Japanese Yen (JPY), Thai Baht (THB), United Arab Emirates Dirham (AED), Saudi Riyal (SAR), New Zealand Dollar (NZD), Hong Kong Dollar (HKD) & South African Rand (ZAR) & Danish Krone(DKK).

Accepted across 30 million retail & online stores

Use this card internationally & in India, at over 30 million shopping outlets and over 1,00,000 e-commerce sites

Save up to 4% w.r.t other forex options

With highly competitive exchange rates, the Axis Bank Multi-Currency Forex Card is amongst the most cost effective ways of carrying Forex. Also avoid extra fees per transaction , otherwise incurred on payments made by other forex options.

One card for Travel , Dining, Shopping , Hotels & Entertainment

Make payments with this card for all your travel , dining , shopping , lodging & entertainment needs

Amongst the most economical ways of carrying Forex

MasterCard's contactless technology allows you to pay by simply waving the card across the contactless reader thereby making your transactions faster & safer.

Earn award miles

Earn award miles for loading and every time you spend on your Miles & More Axis Bank World Traveller Card. You can keep on collecting award miles without any limit to boost your mileage account. Use your card at Miles & More partners around the world and in India and take advantage of partner's mileage offers to get even faster to your dream award. It's that easy!

Start earning award miles as soon as you load your new Miles & More Axis Bank World Traveller Card

Miles earned by your card in a year*

Assumption - One card is loaded twice a year with $4,000 and overall spends of $4,000 at merchant outlets * For illustration only

Enrollment to Miles & More Membership Programme

Enjoy free enrollment to the prestigious Miles & More membership programme

Reload easily through Axis Internet Banking & Axis Mobile App

Easily reload your forex card on www.axisbank.com & through the Axis Mobile app. You may also check balance ,view mini statement, block/unblock card. While the Internet banking option is open for all forex card customers, the Axis mobile app is only available for Axis Bank Saving A/c holders.

On Purchase*

Get a complimentary international sim from clay.

worth Rs.799 preloaded with a talk time of Rs.499 absolutely free.

Winter Travel offers

Amazon vouchers worth Rs 5,000 to Top 3 highest loaders of the day

Amazon vouchers worth Rs 5,000 to Top 3 spenders of the day

First 3 ATM transaction charges waived off

Amazon vouchers worth Rs 1,000 to Top 3 highest loaders of the day:

To know more, click here

Get 5000 Welcome Bonus Miles in addition to 1,000 Welcome Miles.

Get a 4D/3N stay absolutely free!

Get a 4D/3N stay at Club Mahindra Resorts absolutely free! Applicable with every load of $1000 and above, or its equivalent in another currency

Visa Assistance Services

Get up to 50% off on Visa Assistance Services at One Vasco, the one-stop global enterprise that offers a comprehensive array of travel-related services to travellers.

You can get assistance at discounted rates on Visa application support, appointment scheduling, application filling, delivery of Passport and more.

Vodafone Cash Back offer

Load or Reload your Axis Bank Forex card & get up to 1000 Rs off on Vodafone’s International Roaming pack.

Enjoy unlimited data & calls on your Indian Vodafone number while travelling abroad.

*Terms and conditions apply

Steps to get a card

Now get your Multi-Currency Forex Card in simple steps:

Share your contact details above

Our Representative will get in touch & visit you.

To get an instant Axis Bank Forex Card over the counter, simply visit the nearest Axis Bank Branch and carry the below mentioned documents along with you:

• Passport (Original and Copy)
• Pan card (Original and Copy)
• Airline Ticket

Load your card by filling the load request form & transferring the load amount through cash / DD / Cheque / NEFT / RTGS / Axis Bank savings a/c

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The Benefits of Using Forex Cards from Axis Bank for International Travel

• Post author By Forex Academy
• Post date 12 November, 2023
• No Comments on The Benefits of Using Forex Cards from Axis Bank for International Travel

The Benefits of Using Forex Cards from Axis Bank for International TravelWhen it comes to traveling abroad, one of the most important aspects to consider is managing your finances. It can be quite challenging to carry cash or use your regular debit or credit cards in a foreign country due to the hassle of currency…

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Best Axis Bank Credit Cards

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• Axis Bank Miles & More Credit Card

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As mentioned, Axis Bank is one of the major credit card issuers in the country and is famous for its great offerings. From premium to elementary ones, you can find all types of cards across different categories in Axis Bank’s portfolio. We have listed some of the best Axis Bank Credit Cards in India & their features and benefits below in this article. Keep reading-

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Axis Bank Credit Cards Features and Benefits

Following are the types of benefits that you can enjoy if you hold an Axis Bank Credit Card:

Welcome Benefits: Most of the Axis Bank Cards welcome you with exclusive rewards and benefits, such as bonus Reward Points, accelerated cashback, complimentary memberships to different platforms, exciting gift vouchers, and many more. You get welcome benefits generally after paying the joining fee or activating your credit card.

Rewards/Cashback benefits: With most of the Axis credit cards offering Rewards, you get Edge Reward Points that can be redeemed via the Edge Rewards portal. However, other than Rewards Cards, you might get cashback/Airmiles/CV Points with other types of cards.

Travel benefits: There is a wide range of credit cards offered by Axis Bank providing travel benefits. These benefits include complimentary airport lounge access, chauffeured airport pickup service, discount offers on flight/hotel bookings, complimentary flight tickets, hotel vouchers, etc.

Milestone Benefits: Milestone benefits are offered to credit cardholders when they achieve a pre-specified spend milestone, i.e., you get milestone benefits on spending a required amount within a pre-specified time period. These benefits can be bonus reward points, gift vouchers, etc.

Movie & Dining Benefits: Many Axis Credit Cards offer exclusive dining & movie benefits, which may include a Buy 1 Get 1 Free offer on movie tickets and discount offers on dining.

Other Benefits: Other benefits that the Axis Bank Cards offer include a fuel surcharge waiver, complimentary insurance covers, a spend-based annual fee waiver, and many more.

In this article, we have categorized the top Axis Credit Cards on the basis of the features & benefits they provide. You can find the list of Axis Credit cards for different categories, including travel, shopping, lifestyle, and many more. Read on to know more:

Axis Bank Super Premium Credit Cards

Burgundy private credit card.

The Axis Bank Burgundy Private Credit Card is one of the unique & super premium credit cards issued that comes with exclusively amazing benefits over various categories. It is absolutely free for burgundy private account holders & has a joining/annual fee for other cardholders. The card welcomes you with 30,000 Edge Reward Points and rewards on almost all your spends. You get complimentary movie tickets every time you buy tickets on BookMyShow. You get a complimentary EazyDiner Prime membership, 50 complimentary golf rounds each year, complimentary airport lounge access, and many more benefits with this card.

Reserve Credit Card

The Axis Bank Reserve Credit Card is another premium credit card that offers exciting reward rates and benefits over different categories, including travel, lifestyle, entertainment, etc. The card also provides you with complimentary luxury airport transfers, complimentary lounge access, free movie tickets on BookMyShow, complimentary EazyDiner Prime membership, and exclusive financial & insurance benefits. You also get complimentary golf games; exciting discount offers on Oberoi hotels and resorts with this card, and many more such benefits.

Axis Bank Lifestyle Credit Cards

Lifestyle Credit Cards are cards that offer benefits targeted at people who believe in having a luxurious lifestyle. these cards help you get the most premium privileges with the least charges. The following are some of the best lifestyle credit cards issued by Axis Bank:

Magnus Credit Card

The Axis Bank Magnus Credit Card is a card that comes with all the benefits that one expects to have with a premium credit card. Although it is popular for its travel benefits, it also provides advantages over other categories, including dining, entertainment, Reward programs, wellness, etc. The card provides you with welcome benefits worth up to Rs. 10,000, complimentary Dine Out Passport membership, complimentary access to domestic/international airport lounges every year, complimentary VIP services at airports and much more. Talking about its movie and dining benefits, the card offers Rs. 500 discounts on tickets via BookMyShow a 25% discount on dining bills via the EazyDiner program. It also offers a 20% discount at 4,000+ restaurants across India under the Axis Bank Dining Delights program. The card charges a foreign currency markup fee of 2%, which is very low and, therefore, provides the benefit of enjoying international transactions.

Select Credit Card

The Axis Bank Select Credit Card is one of the most popular lifestyle cards issued by Axis Bank. The card welcomes you with an Amazon gift voucher worth Rs. 2,000 & complimentary Amazon Prime membership. With this card, you don’t only get Reward points on all your spends, but you can also earn 5,000 bonus Edge Reward Points every year on the basis of your annual spends. Moreover, the card provides you with complimentary movie tickets every month on BookMyShow & an exclusive discount on BigBasket and Swiggy. To give you luxurious travel experiences, the card also provides complimentary access to airport lounges along with a Priority Pass membership. All these advantages make it the best Axis Bank Credit Card in terms of lifestyle privileges.

Axis Bank Travel Credit Cards

If you love travelling, any of the following Axis Bank Credit Cards would be a great option for you. These cards offer some great travel benefits, such as discounts on travel-related bookings, complimentary lounge access, and many more. Get more information about the Axis Bank travel Credit Cards below in this article:

Axis Bank Atlas Credit Card is the most popular travel credit card issued by Axis Bank. The card provides Reward Points as Edge Miles, which can be redeemed for partner airlines’ frequent flyer programs, Air Miles or for booking flights/hotels. The card offers complimentary international and domestic airport lounge access every year based on the type of Atlas card (tier) the cardholder is having. Also, the complimentary concierge service is also provided, along with two complimentary airport pickup services every year. Apart from this, the card offers many other privileges like dining benefits, milestone benefits, fuel surcharge waiver and many more

Vistara Infinite Credit Card

Axis Bank Vistara Infinite Credit Card is another popular Credit Card issued by Axis Bank. The card offers rewards in the form of Club Vistara Points that can be redeemed for flight bookings. The card offers a complimentary business class ticket as a welcome benefit, and you also get a complimentary Club Vistara Gold membership. Moreover, you can get up to 4 complimentary business class tickets every year on achieving the spend target. The card also gives you complimentary airport lounge access, complimentary golf rounds, and many more such benefits.

The Axis Bank has recently launched two credit cards in partnership with SpiceJet airlines, out of which the Voyage Black Credit Card is the premium one. With an annual fee of Rs. 2,000, the card offers a wide range of exciting benefits to cardholders. With this card, one can earn up to 28 Spice Club Points on every Rs. 200 spent. Apart from all this, the card provides you with complimentary airport lounge access and bonus Spice Club Points on achieving the milestone spend.

Axis Bank Shopping Credit Cards

Those who love shopping always want to save more and more on their purchases. The following Axis Bank Credit Cards are targeted at frequent shoppers and provide them with some great shopping benefits, such as great reward rates/cashback benefits, discounts on selected purchases, etc.

The Flipkart Axis Bank Credit Card is aimed at providing its customers with maximum saving opportunities. The card welcomes you with gift vouchers worth Rs. 1100 and you can save up to 5% every time you spend using this card. Although the card is best suited for shopping, it has great advantages over other categories as well. You get complimentary airport lounge access, exclusive discount offers on dining, a fuel surcharge waiver, and many more benefits.

If you enjoy shopping or love trying out different foods, using this card can offer you amazing benefits. You can enjoy an impressive 30% discount on food delivery from Swiggy. The joining fee is reasonable at Rs. 1000 plus taxes, and as a welcome gesture, you receive 5,000 EDGE Reward Points. Additionally, if you spend Rs. 30,000 or more monthly, you receive 1500 EDGE reward points. Every year on your card anniversary, you get benefits worth Rs. 1000. The card also provides complimentary lounge access, dining perks, insurance coverage, and other exciting privileges.

The Flipkart Axis Bank Super Elite Credit Card was recently launched by Axis Bank in partnership with Flipkart. The annual fee of this card is also Rs. 500. What makes it different from the above Flipkart Axis Bank Card is that this card is solely targeted at shopping lovers who prefer Flipkart. It doesn’t offer any lounge access or major benefits across different categories. With this card, you can earn a very good reward rate of up to 12% SuperCoins on your Flipkart purchases and 2% on other spends.

The Axis ACE Credit Card is one of the best shopping cards issued by Axis Bank. The card allows you to save up to 5% on your spends. Other than shopping, it provides benefits over several other categories, including travel, dining, etc. You get complimentary airport lounge access every year and exclusive discount offers on dining. Moreover, you can also save on fuel transactions with the fuel surcharge waiver offered with this card.

The Airtel Axis Bank Credit Card is also one of the best cards by Axis Bank, made for those who love shopping. The Airtel Axis Card is a co-branded card offered by Axis Bank in partnership with Bharti Airtel. The card is very beneficial for those who use the Airtel Thanks App for all of their transactions, as it offers tons of cashbacks on transactions made on the App. Not only this, it also offers great cashbacks on other partner brands, including Swiggy, Big Basket, and Zomato. With the Axis Bank’s Dining Delights Program, you can enjoy 20% off at several restaurants across the country.  Apart from this, the card also offers complimentary domestic lounge access and other benefits like fuel surcharge waiver and much more.

Axis Bank Fuel Credit Cards

Nowadays, many people have their own vehicles, and to save more on their fuel spends, they look for fuel credit cards . If you are also one such individual, the following are some great options for you:

• Indian Oil Axis Bank Credit Card

The Indian Oil Axis Credit card has been issued by the Axis Bank in collaboration with the IOCL to provide cardholders with exclusive benefits, especially on fuel transactions. As a welcome benefit, you can avail of a cashback of up to Rs. 250 on all fuel transactions within the first 30 days after the card issuance. Moreover, you can save up to 4% on your fuel purchases in the form of Reward Points. Other than that, the card also gets you exclusive discount offers on dining and movies on BookMyShow.

Axis Bank Cards Against FD

Almost every major card issuer issues some credit cards against a fixed deposit, and such cards are known as secured credit cards. These cards are issued against a fixed deposit, which is kept by the bank as a security deposit that can be used in case the cardholder defaults on his/her bill payments. The features of these secured credit cards are the same as that of their unsecured version. Axis Bank issues the following credit cards against an FD of Rs. 20,000 or more.

Axis Bank Credit Card Reward Points and Cashback

All the best Axis Bank Credit Cards reward cardholders in the form of reward points, cashback, Airmiles, or a few other types of rewards. You earn these reward points/cash back every time you spend using your credit card. The following table will help you to understand the reward rate offered by some of the Top Axis Credit Cards:

Rewards Redemption

Different Axis Bank Credit Cards may have different types of rewards and, hence, different redemption processes. Some of the cards earn your Edge Rewards, others earn you cash back, and some of them even offer Air miles, CV Points, etc. The following are different types of rewards earned by Axis Bank Credit Cards and their redemption processes:

• Edge Rewards: The Edge Reward Points earned can be redeemed at the EDGE REWARDS website against various products, instant vouchers, Intermiles, and Club Vistara points (5 Edge Points = 1 CV Point). Other than this, the Edge Rewards can be redeemed against various products and vouchers available on the portal at a monetary value of 1 Edge Reward = Re. 0.20.
• CV Points: For Axis Bank Vistara Infinite Credit Card, CV Points are automatically credited to the CV account for eligible transactions every billing cycle within 10 days after the generation of the statement. Redeem points against travel-related bookings by logging in to your Club Vistara Account.
• Cashback: For the cashback credit cards issued by Axis Bank, the cashback doesn’t require any specific redemption, as the equivalent amount is automatically credited to your credit card account.
• SuperCoins: The Flipkart Axis Bank Super Elite Credit Card offers you SuperCoins that are redeemable for shopping on Flipkart and Myntra. 1 SuperCoin = Re. 1.

Axis Bank Grab Deals – The Rewarding Shopping Portal

Axis Bank Grab Deals is a one-stop solution for all the shopping needs of Axis Bank debit/credit cardholders. The card issuer keeps launching exclusive offers through this portal that allow the customers to get exciting cashback/discount offers on shopping from various popular online merchants, including Amazon. Flipkart, Ajio, Myntra, Dell, Smasung, Lenovo, and a lot more. You can save up to 10% if you shop under Axis Bank Grab Deals offers using your Axis Bank debit/credit cards. As an Axis Bank cardholder, you can avail of all the offers by logging in to the portal using your registered mobile number and the last four digits of your card.

Axis Bank Credit Cards Eligibility Criteria

In order to get approval for a credit card from Axis Bank, it is advisable for the applicants to check the eligibility criteria before applying for a card, as there are high chances of your application getting rejected without fulfilling the eligibility requirements. The eligibility criteria for Axis Bank Cards might depend on various factors, including your age, income, credit history, etc. Following are some of the crucial points about the same:

• The applicant’s age should be between 18 years and 70 years.
• The applicant should either be salaried or self-employed with a stable source of income.
• The applicant should maintain a good credit score (not required in the case of secured credit cards).

You can also check Axis Bank eligibility criteria for more information.

Documents Required

Following is the list of documents that are required to apply for an Axis Bank Credit Card. You will require one identity proof, one address proof, and a proof of income:

As Axis Bank issues a wide range of credit cards, including basic as well as premium credit cards, the annual fee of different cards also varies accordingly. The cards with a higher annual fee are generally premium credit cards targeting high net-worth individuals and the cards which have a lower annual fee target people who are new in the credit card world. The annual fee of the most popular Axis Credit cards is given below in the table:

*Spend within 45 days of card issuance. **Spend within an anniversary year.

Other Fees & Charges

Other than the annual charge, Axis credit cards may have a few other fees and charges as well,

including the interest rate, cash advance fee, late payment charges, foreign currency markup fee, and many more. You should go through all these charges before you choose a card for yourself. Refer to the following table to understand the same:

How To Apply For Axis Bank Credit Cards?

The Axis Bank provides cardholders with an opportunity to apply for Credit Cards offline as well as online as per their comfort. To apply offline, you can simply visit your nearest Axis Bank branch and fill in the application form there. Make sure to carry all the required documents along with you. To apply for an Axis Credit Card online, you can either visit your nearest branch or you can apply online with Card Insider.

– Click on ‘ Apply Now .’ – Fill in all the required details and complete all the formalities as stated on the website.

Axis Bank Credit Card Application Status

If you have applied for an Axis Bank Card, you can track your Credit Card application status here. You will have to fill in your application ID and date of birth, and you will see your application status on your screen. If you don’t prefer such methods, you can visit your nearest branch or contact the Axis Bank Credit Card customer care to get the status of your credit card application.

How To Activate Axis Bank Credit Cards?

If you have received your Axis Bank Card, you might be looking for different ways to activate your card. You can activate it online as well as offline as per your comfort using any of the mentioned below:

• Activate your Axis Bank Card by logging in to the internet banking account. In some cases, the card will be automatically added to your net banking account and you will just need to click on it and set limits before activating it. In other cases, the card won’t be added there, but you will have to activate it using the activation code sent to you along with the card.
• You can also contact Axis Bank customer care and ask for their help to activate your credit card.
• If you are not an online person, you can activate your credit card via an Axis Bank ATM. Just visit your nearest ATM, find the option to activate your credit card on the main menu, and proceed further as required.
• If none of the above methods work, you can also visit your nearest Axis Bank branch and ask the bank officials to help you with your Axis Bank credit card activation.

For a step-wise guide to activating your newly received credit card from Axis Bank, refer to this post .

Axis Bank Cards Login/Netbanking

Internet Banking is a facility that every bank and credit card issuer is providing nowadays to its customers so that most of their banking-related work can be done from the comfort of their homes. Axis Bank also provides you with the same, and the following are the steps to register your Axis Credit Cards for net banking:

• Visit Axis Bank’s official website.
• Click on the login icon and then on ‘Register.’
• Now, enter your valid customer ID or registered mobile number.
• Proceed further by entering all the required details and then submit.

For more detailed steps on how to register/login to Axis Credit Card internet banking, visit this page .

Axis Bank Credit Cards Customer Care

If you are using a credit card from Axis Bank, you might get some doubts/confusion sometimes. For any such doubts/complaints regarding your credit card, you can always contact Axis Bank customer care via the following contact details:

• Contact your card issuer via call using any of these numbers: 1860-419-5555 or 1860-500-5555.
• If you don’t prefer calling, you can also write and send your queries via email. You will find an option to send an email on the support page of Axis Bank’s official website.

For more information about Axis Bank’s Credit Card customer care, click here .

Which Is The Best Credit Card Offered By Axis Bank?

No single credit card can be stamped as ‘best’ for every individual. This is because different credit cards are generally targeted at different segments of people on the basis of their income and their requirements. A credit card that is best for people with a high income can be a bad choice for low-income individuals who can’t afford to have it. Similarly, a fuel credit card can be considered as the best option for someone who purchases fuel very often but not for someone who loves to go to the movies. For example, premium credit cards like Axis Bank Burgundy Private, Axis Bank Magnus, Axis Reserve, etc., will be a great choice for high net-worth individuals. On the other hand, Flipkart Axis Bank Card, Axis Bank My Zone Credit Card, etc., are some of the best options for people who are looking for affordable credit cards with maximum saving opportunities. Similarly, for frequent travellers, the Vistara co-branded credit cards issued by Axis Bank and the Atlas credit card would be the right choice. Now, you might have an idea of how different credit cards are best for different people. You can also analyze your spending habits and then find out the best Axis Bank Card for yourself on the basis of your requirements.

Best Axis Bank Credit Cards For Cashback

Following is the list of some of the most popular cashback credit cards offered by Axis Bank:

• Axis Bank ACE Credit Card: The Axis Bank ACE Credit Card is the most popular cashback card issued by the bank that earns you up to 5% cashback on all your transaction. The card has an annual fee of Rs. 500 and gives you an amazing opportunity to save every time you spend.
• Flipkart Axis Bank Credit Card: With an annual fee of Rs. 500, the card welcomes you with several benefits worth Rs. 2,500. It earns you up to 5% cashback on spends using the card, which makes it a card with a really good reward rate. Other than this, this card offers complimentary airport lounge access and a few other privileges.
• Axis Bank Freecharge Plus Credit Card: It is another popular cashback card issued by Axis Bank, with an annual fee of Rs. 350 and welcomes you with Rs. 750 worth of gift vouchers. Also, you can earn up to 5% cashback on all your transactions and thereby save amazingly every time you spend.

Bottom Line

Overall, Axis Bank Cards are a great option for anyone looking to get a new credit card. Based on your income, lifestyle, and spending habits, there are lots of options to choose from. From super-premium to travel to shopping credit cards, Axis Bank has multiple options to suit everyone’s needs.

Almost all credit cards issued by Axis Bank offer a plethora of welcome benefits, reward points, cashback, movie and dining benefits, travel benefits, airport lounge access, concierge services, insurance covers, etc. You can even get a renewal fee waiver and other rewards for spending specific milestone amounts.

With the right card and rewards program, you could be saving money while you shop! We hope that this post has been helpful in deciding between two or more different types of Axis credit cards available.

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FASTag recharge through Credit Card: Steps, benefits & methods

3 min read Apr 22, 2024

FASTag recharge through Credit Card offers the optimum level of convenience and efficiency when it comes to road travel. But what is FASTag and how does it help you?

FASTag is an electronic toll collection system operated by the National Highway Authority of India (NHAI) and has been a significant leap forward in making toll payments seamless and hassle-free.

FASTag has completely transformed the experience of travelling in India, enabling smooth and cashless travel. It has helped in doing away with the earlier practice of waiting at toll plazas, which was a dampener while travelling.

Additionally, you can take this convenience to the next level by recharging your FASTag through Credit Card. Let's explore how you can make the most of this facility, focusing on the options provided by Axis Bank.

How to recharge FASTag using Credit Card?

Here's a simple breakdown of the steps for recharging FASTag through Credit Card:

1. Check if your Credit Card issuer offers the option to recharge FASTag. If they don't offer the service, consider the Axis Bank website, third-party platforms or the official FASTag portal. 2. Enter the vehicle registration number linked to your FASTag and the desired recharge amount. From the list of payment options, choose 'Credit Card'. 3. Fill in your Axis Bank Credit Card number, expiry date, CVV , and any other required details. 4. Verify the information and complete the secure payment process. You may need to enter an OTP sent to your linked mobile number. Complete the transaction, and your FASTag wallet will be recharged instantly.

Benefits of recharging FASTag with a Credit Card

When you recharge FASTag using Credit Card, you will get the following benefits:

• Rewards and cashback : Earn reward points, cashback or other benefits offered by your Credit Card issuer, making your toll payments more rewarding.
• Convenience : Enjoy the freedom to recharge from anywhere, anytime, without needing an additional payment source. Plus, recharging online from the comfort of your home also saves time and effort.
• Credit period : Leverage the credit period offered by your card, helping you manage your finances better.

Explore the popular FASTag recharge options where you can use a Credit Card

1. Bank portal: Recharge your FASTag easily through your bank's online portal or mobile app. Axis Bank offers convenient recharge options -

• Net Banking

Plus, you may earn rewards or cashback when making a FASTag recharge through a Credit Card.

2. Auto-debit feature: Link your FASTag to your Axis Bank Credit Card and set an auto-recharge amount. Your FASTag will automatically top up whenever the balance falls below your chosen limit, ensuring smooth toll plaza crossings.

3. E-wallets: You can use Paytm, PhonePe and similar apps to support FASTag recharges using Credit Cards.

4. Official NHAI FASTag portal: The official website allows recharges with Credit Cards, which is a simple and quick option.

Also Read : How to recharge your FASTag?

Recharging your Axis Bank FASTag using a Credit Card is a seamless way to keep your travel uninterrupted and make toll payments speedier. The convenience, potential rewards and ease of use make Credit Cards a fantastic option for keeping your FASTag balance up and ready to go.

Disclaimer: This article is for information purpose only. The views expressed in this article are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Please consult your financial advisor before making any financial decision.

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Best Banks for International Travelers for May 2024

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If you're an avid traveler at heart, then your bank account should help make your experiences abroad easier. Depending on what you need more help with — planning or on-site spending — we've found options for you.

Best Bank Accounts for International Travel Benefits

• Ally Savings Account

Bask Bank Mileage Savings Account

• Capital One 360 Checking

Schwab Bank High Yield Investor Checking® Account

• SoFi Checking and Savings

Revolut Account

We picked the top savings, checking, and all-in-one accounts for travel, to help you save or manage your money. 

Compare the Top Bank Accounts for International Travel

The top bank accounts for international travel help make planning and spending for trips easier. We looked for the accounts that can help you save for travel and top checking accounts that allow you to access your money with ease when you're on the road and overseas.

Below, you'll see our top picks for international travel. All of the financial institutions on our list are protected by FDIC or NCUA insurance. Money is safe at a federally insured financial institution. When an institution is federally insured, up to $250,000 per depositor is secure in a bank account.

Best Savings Accounts for International Travel: Ally Savings Account

The Ally High Yield Savings Account provides easy tools to set savings goals for your next trip, and you'll earn interest without having to take on any risk. 

You can also set up a checking account through Ally . When you need access to your savings, just transfer money from the savings account to the checking account through the online portal, and you'll be able to spend the money almost instantly.

Ally also offers an easy-to-use mobile app and 24/7 customer support, making it simple to access your account while you're on the road.

You won't be able to deposit cash directly into your bank account. Instead, you'll have to transfer money from another bank account. 

Ally Savings Account Review

You might find the Bask Bank Mileage Savings Account appealing if you are a frequent American Airlines flyer. This savings account lets you earn earn 2.5 American Airlines AAdvantage miles for every $1 saved annually on a Bask Bank Mileage Savings Account. You can redeem miles for booking flights or hotels, upgrading flights, renting transportation, or planning vacation activities.

Bask Bank is also offering a savings account bonus for new customers: earn up to 10,000 bonus AAdvantage® miles for new Bask Mileage Savings Account customers who open and fund their account within 15 business days from account opening and maintain a minimum daily balance of $50,000 for 90 consecutive days out of the first 120 days (open account by May 31, 2024)

AAdvantage miles earned through the Bask Bank Mileage Savings Account will not go toward boosting your AAdvantage status.

Bask Bank also doesn't have a checking account, ATM cards, or debit cards, so you'll have limited access to your account. You'll need to link an external bank account and initiate a bank transfer to deposit or withdraw money.

Bask Bank Review

Best Checking Accounts for International Travel: Capital One 360 Checking

Capital One 360 Checking might be a solid choice if you're most comfortable with a well-known retail bank and want no-fee cash withdrawals at home and in select countries abroad. 

You can withdraw up to $1,000 a day at any ATM worldwide using your MasterCard and Capital One won't charge a fee, though the ATM operator may. The bank ranks No. 1 on J.D. Power's US National Banking Satisfaction Study , and it made Business Insider's list of the best checking accounts.

Capital One also offers a solid high-yield savings account, which is a good choice if you want to keep your savings at the same bank as your checking. 

If you travel to Europe, Asia, or any other place where Capital One and AllPoint don't have ATMs, you may have to pay third-party ATM operator fees to take cash out (Capital One will never charge you an additional fee). 

As for branch access, the bank only operates about 280 branches in seven US states, though Capital One Cafés are in some big cities around the US.

Capital One 360 Review

Charles Schwab is an investment platform, but it also has banking products. The Schwab Bank High Yield Investor Checking® Account is a great choice if you'd like a fee-free international spending bank account. It notably offers unlimited refunds for ATM fees worldwide, and it doesn't charge foreign transaction fees. 

You must open a brokerage account with Charles Schwab before opening a checking account, though.

Charles Schwab Bank Review

Best All-in-One Accounts for International Travel: SoFi Checking and Savings

SoFi Checking and Savings offers the best of both worlds. It's a hybrid savings/checking account with a competitive interest rate and a MasterCard debit card for easy access to your cash. 

SoFi is part of the Allpoint ATM network, so you have free access to 50,000 ATMs worldwide, and SoFi doesn't charge a foreign transaction fee when you make a purchase with your debit card abroad.

Again, SoFi is completely online — you'll need to call customer service when you want help with your account rather than walking into a physical location.

While SoFi doesn't charge any foreign transaction fees when you withdraw cash at an international bank or ATM, MasterCard will charge 0.20%, and SoFi won't reimburse you.

SoFi Checking and Savings Review

You might like the Revolut Account if you're looking for an alternative to traditional banking.

Revolut is a British fintech company with an international finance and investing app. You can open accounts from anywhere in the US. 

The Revolut Account is a prepaid debit card linked to a bank account. You can easily spend money internationally in over 150 types of currency. The account also allows you to make one fee-free international or domestic wire transfer per month with the Standard plan, three with the Premium plan, and five with the Metal plan.

The account also has budgeting features that let you round up prepaid debit card purchases or set up individual savings goals through Vaults. The Revolut Account and Savings Vault are  FDIC-insured by Metropolitan Commercial Bank and Sutton Bank. 

Revolut has three plans: Standard (Free), Premium ($9.99 per month), or Metal ($16.99 per month). Access to certain app features will depend on your monthly plan.

Revolut Review

Bank Account Alternatives for Travelers

• Chase Total Checking® : This account appeared on our best checking accounts list, but it charges $3 fee per withdrawal at a non-Chase ATM in the U.S., Puerto Rico and the U.S. Virgin Islands. Surcharge Fees from the ATM owner/network still apply. $5 fee per withdrawal at a non-Chase ATM outside of the U.S., Puerto Rico and the U.S. Virgin Islands. Surcharge Fees from the ATM owner/network still apply.
• Discover® Cashback Debit Account: Discover's checking account has no monthly service fees and allows you to earn 1% cash back on up to $3,000 in debit card purchases every month (see website for details), but its use is limited to the US, Canada, Mexico, and the Caribbean.
• Citi Regular Checking : A fine checking account with options to waive the $15 monthly service fee and branch locations abroad, but customer satisfaction is below average, according to J.D. Power's US National Banking Satisfaction Study .
• HSBC Premier Checking : HSBC (Member FDIC) offers a good variety of checking accounts, although only those with high minimum balance or deposit requirements get ATM fees reimbursed.
• Wealthfront Cash Account : Although this account operates similarly to a high-yield savings account, it's technically a cash management account. You might like this option if you already invest with Wealthfront and want to earn a high interest rate on your savings. However, keep in mind Wealthfront doesn't offer other types of accounts like CDs or checking accounts.
• Betterment Checking Account : Betterment reimburses all foreign transaction fees and ATM fees worldwide, and the app is easy to use. However, our top picks for checking accounts may also offer more banking options, such as CDs or brokered CDs.
• Marcus High Yield Online Savings Account : Marcus has a good high-yield savings account; Marcus savings rates current pays 4.40% APY. However, the high-yield savings account doesn't have as many goal-setting features as Ally, if that's important to you. 
• American Express® High Yield Savings Account (Member FDIC): With a solid savings rate, this high-yield savings account is a good option if you don't mind not having mobile access.

Introduction to Banking for International Travel

When you're traveling abroad, bear in mind many financial institutions have fees for using a debit card internationally.

For example, if you use an ATM provider to withdraw money that isn't in your network, you may have to pay out-of-network ATM fees from the provider and your financial institution. 

Many banks also have foreign transaction fees. A foreign transaction fee is a debit or credit card charge that can happen when you buy something internationally and it needs to be processed through a foreign financial institution. 

There are many financial institutions that can help you avoid common international bank fees, though. 

Key Features of Ideal Banks for International Travel

The right bank can make saving for travel goals easier. It can also help you avoid common bank fees, like out-of-network ATM and foreign transaction fees. Below, we've highlighted key features among the top banks for multi-country travel.

Competitive Savings Rates

One key feature to look for in a bank is a competitive savings rate. High-yield savings accounts, in particular, can be strong banking options because they offer better rates than traditional savings accounts. These bank accounts might also be a good choice if you want to set savings goals for specific travel trips. Money in a high-yield savings account can deposited at any time, so you can contribute to a travel goal in stages. If you open a high-yield savings account at an online bank, you also usually won't have to worry about dealing with monthly service fees.

Exchange Rates

If you want to have cash on hand during a trip, it may be beneficial to bank with a financial institution or platform that offers straightforward foreign exchange services. Banking institutions usually offer better exchange rates than airport exchange services or on-site travel spots.

Low Foreign Transaction Fees

If you plan on using a debit card or credit card frequently, make sure to look for a bank that has low foreign transaction fees. That way, you won't have to worry about fees piling up when you use your card to buy things abroad. 

Some financial institutions on our list, like SoFi, do not charge foreign transaction fees.

Wide Global ATM Network Accessibility

If you want to use an ATM abroad, the best option is to find a national bank with a global ATM network or one that provides reimbursements for out-of-network ATM fees. Charles Schwab, for example, offers unlimited worldwide ATM fee reimbursements.

Additional Services and Tips for International Banking

If you're planning on traveling abroad soon, it's best to be prepared beforehand so you can avoid unnecessary stress. Sometimes, credit or debit cards may not work if you don't give your bank notice that you're traveling. This is done as a measure to protect you against fraudulent activity. To avoid having your card declined internationally, make sure to call your financial institution before traveling so you can make sure it works during the time you're abroad.

It's also helpful to have cash on hand when traveling in case you need it for an emergency situation. Experts recommend getting foreign currency before you begin travel because airports and on-site currency exchange locations tend to involve more costly service fees and unsatisfactory exchange rates.

Bank Trustworthiness and BBB Ratings

The Better Business Bureau assesses companies based on responses to customer complaints, honesty in advertising, and transparency about business practices. Here are the BBB grades for our favorite travel accounts:

Revolut has an F rating from the BBB due to a high volume of customer complaints filed against the business, and Revolut hasn't responded to or resolved some of the complaints.

Bask Bank received a B grade from the BBB because of its volume of customer complaints. However, its parent company, Texas Capital Bank, has an A+ rating  from the BBB. 

A great BBB score doesn't guarantee your relationship with a company will be perfect. You'll also want to speak with current customers or read online customer reviews.

Capital One is the only bank on our list that has been involved in a recent public controversy. Capital One used to have an account called 360 Savings. In 2019, the bank launched the new 360 Performance Savings Account, which paid a much a higher interest rate. Many customers thought their old savings accounts would transition into this new one, but in reality, they had to manually open a new 360 Performance Savings Account to earn the higher rate. So some customers have been earning a significantly lower savings rate for years.

In the lawsuit, the plaintiffs' lawyers allege that Capital One didn't inform 360 Savings customers that these were two distinct accounts, or that 360 Performance Savings paid a higher rate. However,  Capital One wants this case dismissed  because it claims people had every opportunity to learn these facts on their own. This case is still ongoing.

Which banks offer the best international ATM access?

Charles Schwab is our top pick for international ATM access. It offers unlimited refunds for ATM fees worldwide.

How can I minimize fees when using my bank card abroad?

To minimize fees when using a bank card abroad, you want to limit making ATM withdrawals unless you find an ATM that's in your network. Some debit cards also have foreign transaction fees, so it's best to use cash or one of the best credit cards with no foreign transaction fees .

Are there banks that automatically convert currency at favorable rates?

Yes. Many banks and credit unions pay good rates to exchange foreign currency. Most financial institutions will require you to have a bank account with them in order to exchange currency , though.

Can I get travel insurance through my bank?

Yes. Some banks offer travel insurance if you get a credit card with features like travel accident insurance and trip delay reimbursements.

Should I inform my bank before traveling internationally?

Yes. You should call your bank before traveling so you're well prepared. If you forget to contact your bank, your debit card may be denied when you make purchases to protect you from potential fraudulent activity.

Can I open a bank account internationally? 

Yes. You may open a bank account in another country. However, make sure that you report your bank account information to the IRS annually .

Why You Should Trust Us: Our Expert Panel for the Best Banks for International Travel

We consulted banking and financial planning experts to inform these picks and provide their advice on finding the best accounts for your needs.

Here's what they had to say about banking for travel. (Some text may be lightly edited for clarity.)

How can someone determine whether a bank is the right fit for them?

Tania Brown, certified financial planner and vice president of coaching strategy at  OfColor :

"Obviously, you want to make sure it's FDIC insured. Also, your banking experience — do you like walking into a bank? Well, then you need someone local. Do you just not care if you ever see your bank? Then you're okay online. Do you write checks? Do you not write checks? So it's thinking through how your experience with it is going to be before you make that decision."

Sophia Acevedo, banking editor,  Business Insider : 

"I would create a list of what I prioritize most in a bank account. For example, some banks have accounts that charge monthly service fees. I would look to see what the requirements are for waiving the monthly service fee and whether I think I could feasibly meet those requirements each month. If I'm searching for an interest-earning bank account I'll pay attention to interest rates. I would make sure the account pays a higher interest rate than the  average bank account ."

What should someone look for in an online bank?

Roger Ma, certified financial planner with  lifelaidout®  and author of  "Work Your Money, Not Your Life" :

"How onerous the transfer process is, transferring money in and transferring money out. Is it same day, next day? Is it pretty easy to sync a brick-and-mortar checking account to this particular high-yield savings account?"

Mykail James, MBA, certified financial education instructor,  BoujieBudgets.com :

"When it comes to online banks, you want to be a little bit more strict about what type of interest rates they're providing. That's the biggest thing, because online banks are supposed to have the higher interest rate because they don't have the overhead of the brick-and-mortar. You want to make sure that it's well above the national average.

"What types of securities do they provide? Do they have two-factor identification? If it's an online bank, they should definitely have — at the bare minimum — two-factor authentication in how easy it is to change your passwords and things like that, because you want to be a little more hypersensitive about the cyber security for a strictly online bank."

What should someone look for in a bank account if they travel frequently?

Sophia Acevedo:

"You'll want to be mindful of bank account limits and fees. You might be charged fees if you use an ATM from another bank. Banks and credit unions also have limits on how much you can withdraw from your ATM each day. When you're looking for a bank account, see if your bank provides refunds for out-of-network ATMs and what the ATM withdrawal limits are."

Methodology: How Did We Choose the Best Bank Accounts for International Travel?

At Business Insider, we strive to help smart people make the best decisions with their money. We spent hours comparing and contrasting the features and fine print of savings accounts and checking accounts so you don't have to. You can read more about how we review and rate product on our editorial standards page .

We understand that "best" is often subjective, however, so in addition to highlighting the clear benefits of an account — a high APY, for example — we outline the limitations, too. 

Generally, bank accounts are designated either savings or checking. When you're saving up for a big trip, a high-yield savings account is appropriate because you'll be able to earn some interest on your money, but still be able to access it when you need to.

A checking account may be more appropriate to use while traveling, as you'll be provided with a debit card to use at shops, restaurants, and ATMs. You may also consider using a credit card , which could provide rewards and other travel-related benefits.

That said, the best bank accounts to use for international travel expenses should be appropriate for your everyday life too, with low fees, good earning potential, and easy access. 

See our full ratings methodology for checking, business checking, savings, and money market accounts »

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