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Card/Account Holders and Approving Officials Travel Training

Lesson 9: Returning from Your Trip

What are the next steps when i return home from official travel.

When you return from your trip, you will have to complete a Travel Voucher (TV) or a similar form at your agency to present your travel claim for expenses. Here are few key tips to remember:

• Within five business days of your return from official travel, complete and submit the TV.
• Provide all necessary information from your trip including receipts as required by your agency.
• Understand the sign-off process at your agency and follow-up to help speed your claim through the approval process.
• Set up direct deposit with your bank ahead of time to receive your reimbursement quickly. This way, you will not have to wait for a check to be mailed.
• Use the amount reimbursed by your agency to pay the statement in full by the payment due date. If you do not pay the balance on your travel account bill, it will become delinquent.

How do I pay my GSA SmartPay® Travel card/account bill?

• You will receive a statement notification, either electronically or through the mail, from the contractor bank once a month for your GSA SmartPay Travel card/account.
• The bill will be issued for all travelers in your office on the same date each month. This is called the billing cycle date.
• When you receive the statement, verify all of the charges listed.
• The full amount of undisputed transactions is due to the contractor bank by the payment due date indicated on the statement, whether or not you have been reimbursed by your agency.
• Please note that the GSA SmartPay Travel card is a charge card, and not a credit card. Therefore, no minimum payment can be made to keep the account from becoming delinquent. You must pay the full amount listed on the statement by the payment due date. If payment is not received in a timely manner, you may lose your charging privileges and adversely affect your ability to perform your job responsibilities.
• Payment may be made electronically, by mail or via mobile app as permitted by the agency.
• Please note that if you have no outstanding transactions for the billing cycle date, you will not receive an invoice. When all outstanding charges are paid, you will receive a statement the next month to reflect the payment.

What is split disbursement?

Split disbursement provides for payments to be made by the agency on behalf of the card/account holders. At the card/account holder’s direction and in accordance with agency policy, disbursement is split. The bank receives a direct payment by the agency of the card/account holder specified/claimed amount. The rest of the payment is disbursed to a card/account holder account or directly to the card/account holder. Large ticket items such as common carrier, hotel and rental car charges are commonly paid directly to the contractor bank on behalf of the card/account holder while other disbursements are paid to the employee.

Split disbursement is an effective tool to reduce delinquency and improve refunds paid to the agency. It will require coordination with the bank to ensure proper payments are made by the government and properly posted to a card/account holder’s account.

When is the payment due date?

Payment for all undisputed charges must be made in full by the payment due date, which is 25-30 days after the closing date on the statement (depending on the contractor bank). The payment due date is printed on each bill.

When is my card/account considered past due?

An account is considered past due if payment for the undisputed principal amount has not been received within 45 calendar days from the billing date.

Consequences of late payment include:

• Bank representatives will notify you.
• Your A/OPC is notified that the amount is past due.
• Your supervisor may also be notified.

What is salary offset?

The Travel and Transportation Reform Act of 1998 (Public Law 105-264) [PDF, 9 pages] mandates the use of the government contractor-issued travel card/account for all employees on official government business. The Act allows an agency to collect from an employee’s disposable pay any undisputed delinquent amounts that are owed to a contractor bank, upon written request from the contractor. This is known as salary offset.

Each agency must follow the due process requirements of the Act as presented in the Federal Travel Regulation (FTR) before collecting undisputed delinquent amounts on behalf of the contractor bank. Each agency must reach agreement with its bank on the process to be used for submission of the request and handling of the request internally.

Specific issues to be addressed by the agency include:

• Determining whether the individual is still employed by the agency.
• Determining whether the employee has been reimbursed for travel expenses.
• Determining the amount of disposable pay available for collection. Salary may be subject to other garnishments, etc.
• Payroll’s ability to process the request and provide a payment to the bank.
• Legal compliance with the terms of the Act.
• Union notification, if applicable.

A multifunctional team will be required to implement this process. Depending on your organization’s structure, this team would include the A/OPC and representatives from travel policy, payroll, human resources, labor relations and Office of the General Counsel. It is suggested that you work closely with your bank to establish a process that works for all parties.

Can my card/account be suspended if I don’t pay the bill?

Yes. A card/account may be suspended on the 61st calendar day from the billing date if payment of the full amount of undisputed charges is not received by the close of the 60th calendar day from the billing date in which the charge appeared. Consequences of suspension include:

• You will be unable to use the travel card/account.
• Your A/OPC is notified that the card/account has been suspended.
• In many agencies, higher level officials are notified.
• The suspension will count toward the two suspensions, which will result in cancellation of the travel card/account when it becomes delinquent a third time.

When does card/account cancellation occur?

A card/account may be canceled if:

• It has been suspended two times during a 12-month period for undisputed amounts and is past due again.
• There is misuse on the travel card/account and the A/OPC has approved the cancellation.
• It is past due for undisputed amounts on the 126th calendar day from the billing date.

The A/OPC and/or GSA SmartPay Contracting Officer reserves the right to cancel an Individually Billed Account (IBA) under his/her purview and shall document the reasons for the cancellation.

What are the consequences of card/account cancellation?

Consequences include:

• You will be unable to use your travel card/account and it will not be reinstated.
• Your ability to do your job may be affected if you are not able to travel and obtain government discounts.
• The cancellation may be reported to your supervisor and to your human resources officer.
• The cancellation may result in a personnel action such as a notice or letter being placed in your official personnel record.
• The cancellation may be reported to credit bureaus and your personal credit rating may suffer.
• A late fee may be imposed on the uncollected balance.
• The contractor bank may begin collection actions.
• You will be liable for fees related to collection actions.
• The contractor bank may request a salary offset from your agency.
• At 180 calendar days past due, the bank writes-off the card/account as a bad debt and credit bureaus are again notified.

Is there a chart showing when cards/accounts may be suspended/canceled?

Please refer to your agency policy for specific delinquency stages as they may differ.

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College application fees can really add up, but there’s good news! Students who test with an ACT fee waiver may also request a Waiver or Deferral of College Admission Applications Fee. To have a college application fee waived, you must submit your fee waiver directly to the college to which you are applying (not to ACT).

Are You Eligible for a Fee Waiver?

To apply for the ACT fee waiver program , you must meet the following eligibility requirements:

• Be currently enrolled in high school in the 11th or 12th grade.
• Be testing in the United States, US territories, or Puerto Rico.
• Enrolled in a federal free or reduced-price lunch program at school, based on US Department of Agriculture (USDA) income levels.
• Enrolled in a program for the economically disadvantaged (for example, a federally funded program such as GEAR UP or Upward Bound). Note: If the student participates in a program, but is not economically disadvantaged, they are not eligible for a fee waiver.
• Resides in a foster home, is a ward of the state, or is homeless.
• Family receives low-income public assistance or lives in federally subsidized public housing.
• Family’s total annual income is at or below USDA levels for free or reduced-price lunches on the USDA Food and Nutrition Service website.

How Do I Apply For a Fee Waiver?

1. Check with your school counselor to see if you are eligible to apply.

2. Once your school counselor determines if you are eligible, you can receive up to four fee waivers to take the ACT test for free and you will receive free learning resources.

3. When you register for the ACT online or by mail, use your ACT fee waiver code.

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Sat / act prep online guides and tips, how you can get an act fee waiver: complete guide.

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Do you feel like testing costs are presenting a barrier in your path to college? The good news is, you might be eligible for an ACT fee waiver, which waives the cost of taking the ACT.

In this article, we help you figure out whether you're eligible to get an ACT fee waiver form. We also discuss what the waiver covers and doesn't cover, as well as the steps you must take to use your fee waiver while registering for the ACT. But first, let's look at who is eligible for an ACT fee waiver.

ACT Fee Waiver Eligibility Criteria

In order to get an ACT fee waiver , you first need to check that you're eligible for one. Here is the criteria you must meet:

• Be enrolled in high school (11th or 12th grade)
• Be a U.S. citizen or an international student testing in the US, US territories, or Puerto Rico
• You're enrolled in a federal free or reduced-price lunch program at school, based on USDA income levels (see table below)
• You're enrolled in a program for the economically disadvantaged (for example, a federally funded program such as GEAR UP or Upward Bound)
• You reside in a foster home, are a ward of the state, or are homeless
• Your family receives low-income public assistance or lives in federally subsidized public housing
• Your family's total annual income is at or below the US Department of Agriculture (USDA) levels for free or reduced-price lunches listed below

USDA Income Level Guidelines (2023-2024)

Source: Federal Guidelines

*Members in household include filer.

If you're not on Free and Reduced Lunch but meet one of the other requirements, you might have to provide documentation, such as tax records, to prove your eligibility.

Now that you know whether or not you're eligible, let's look closer at exactly what the ACT fee waiver does and doesn't cover in terms of costs.

What Does the ACT Fee Waiver Cover?

The ACT fee waiver covers the basic registration fee for either the ACT without Writing or the ACT with Writing. If you're eligible, you can get a maximum of two waivers, meaning you will be able to take the ACT for free twice.

Fee waivers are valid through August 31 each year, so you might have to get one waiver your junior year and the other your senior year. You can also waive the fee to send one score report to your high school and up to six score reports to colleges.

Speak with your guidance counselor to learn more about how your school handles ACT fee waiver distribution.

What Does the ACT Fee Waiver Not Cover?

The ACT fee waiver doesn't cover late registration fees if you register past the normal deadline . It also doesn't cover fees for changes in your registration , such as changes to your test date, test center, or test option (with or without Writing), or standby if you wish to be put on a waitlist.

As mentioned above, the fee waiver will cover up to six score reports to colleges. Any additional score reports will have to be paid for. Currently, they are $18.50 each.

Finally, a fee waiver can only be used once for registration. If you miss the test you signed up for, you can't use the same fee waiver again. So make sure you don't miss your test!

How to Get an ACT Fee Waiver

To get an ACT fee waiver, first s peak with your school counselor. Counselors receive the fee waivers directly and are responsible for getting them to students.

This doesn't mean you should wait for your counselor to come to you, though. As you design your testing plan, get this taken care of early—ideally by the beginning of your junior year. This way you can confirm that you'll have the fee waiver before you choose a test date.

When you register for the ACT , you'll need to enter your ACT fee waiver code—i.e., the serial number printed in the top-right corner of your fee waiver form.

If you have any additional charges not covered by the fee waiver, such as extra services or test-date changes, you'll have to pay for these by credit card before you finish registering. If you don't have any other charges, your registration for the ACT will be completely free!

3 ACT Prep Tips If You're Using an ACT Fee Waiver

Before you take the ACT, you need to know how to prepare and study effectively in order to get a good score on test day. Here are three tips for those who have secured an ACT fee waiver:

#1: Prepare Ahead of Time

Preparation is the #1 factor to improving your ACT scores, but you need to make sure you're prepping right. This means you must do the following:

• Understand your strengths and weaknesses
• Use high-quality ACT prep materials
• Set manageable goals
• Understand the ACT format and the skills being tested

You can also check out our free ebook detailing the five most important tips all students need to know to master the ACT.

#2: Choose a Test Date and Center That Work Well for You

As we mentioned above, sign up for a test date and center that'll work for your schedule. You can't reuse the same ACT fee waiver should you miss your test, so it's critical to pick a place you won't have trouble getting to and a time you won't miss.

If you are limited to taking the ACT twice (since you can get a maximum of two fee waivers), you'll want to design your testing plan around this fact. Almost all students improve their ACT scores on a second attempt, and many colleges will superscore your ACT score (i.e., consider your highest section scores across all dates to calculate your strongest composite score).

In terms of optimal test dates, many students test in the spring of their junior year and again in the early fall of their senior year . With careful planning and customized preparation, you'll be able to maximize your two (free) ACT testing opportunities.

#3: Use Realistic Practice Tests

Whether you're taking the ACT once or twice, make sure to take official ACT practice tests under simulated testing conditions as you prep.

By timing yourself, taking short breaks, and even practicing on a Saturday morning (as you'll do on the real test), you'll gradually get used to the ACT's pacing and develop the stamina you need to perform your best on test day.

Recap: Getting and Using an ACT Fee Waiver

All in all, getting and using an ACT fee waiver is a pretty simple process, as long as you know where to start.

Before you apply for a fee waiver, check the ACT website to confirm that you are eligible. Then, talk to your counselor to get more information on how to apply and send one in.

The ACT fee waiver covers the full cost of the ACT (with or without Writing) but does not cover extra charges such as changes to your test date or test center. Note that you can get up to two fee waivers in total, and you can't use the same fee waiver for more than one test.

In terms of tips, make sure you have access to your fee waivers well ahead of registration for your preferred test date. Also, definitely communicate with your school counselor, as he or she will have access to the fee waivers and will be there to support you throughout the college process.

If you plan to get two ACT fee waivers, make sure you have enough time to take the ACT twice. Don't wait until senior year to get your first fee waiver since this likely won't give you enough time to take the ACT more than once.

What's Next?

Curious about other ACT costs? Learn how much the ACT costs in full and get useful tips on how to save money on the ACT .

How long is the ACT? Get familiar with the timing and pacing of the test so that you can prepare yourself effectively for test day.

Aiming for perfection? Read expert tips and strategies from a 36 full scorer . Even if you're not aiming this high, our guide is helpful for improving scores at any level!

Want to improve your ACT score by 4+ points? Download our free guide to the top 5 strategies you need in your prep to improve your ACT score dramatically.

Rebecca graduated with her Master's in Adolescent Counseling from the Harvard Graduate School of Education. She has years of teaching and college counseling experience and is passionate about helping students achieve their goals and improve their well-being. She graduated magna cum laude from Tufts University and scored in the 99th percentile on the SAT.

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Frequently Asked Questions

On this page, we answer questions about:

Receiving invoices

Getting vendors to fix invoice problems, paying invoices, resolving problems related to interest for late payments, dealing with internal government (not vendor) payments, purchase card, when to pay a federal agency's credit card bill, accelerated payments, other situations for early payment.

OMB Directive M-15-19 (2015) stated that by the end of 2018, federal agencies would need to transition to electronic invoicing for appropriate federal procurements.

According to 31 U.S.C. § 3901(a) (4) and 31 C.F.R. § 1315.4(b), if the invoice receipt date is annotated on the invoice, the invoice is deemed "received" on the later of the receipt date or 7 days after delivery of the goods or services [assuming: 1) no earlier acceptance occurred; and 2) the contract does not specify a longer acceptance period].

If the receipt date is not annotated on the invoice, the invoice is deemed "received" on the invoice date.

If there is no invoice, and the contract specifies that the delivery ticket may serve as the invoice, the invoice is deemed "received" on the delivery date.

If an invoice does not have all the information that the agency requires, the invoice is "improper." (See 1315.4)

When an invoice is determined to be improper, the agency shall return the invoice to the vendor as soon as practicable after receipt, but no later than 7 days after receipt (refer also to 1315.4(g)(4) regarding vendor notification and determining the payment due date.)

The agency is to identify all defects that will prevent payment, specify all reasons why the invoice is improper and why it is being returned. The notification to the vendor shall include a request for a corrected invoice, to be clearly marked as such.

The vendor must supply the information. The payment period starts when the agency receives a proper invoice that includes all required information. So, no late payment interest is due until the end of the payment period after the agency receives the fixed and now proper invoice.

If the agency pays by EFT, it must have the vendor's Taxpayer Identification Number (TIN) and the vendor's EFT information.

Even if the agency has that information already (for example, in the contract), the agency may require the information to be on each invoice. If the agency requires the information on each invoice and the vendor does not supply it, the invoice is not "proper." The agency returns the invoice for the vendor to fix.

A payment is due on whichever of these four conditions applies:

• The date specified in the contract
• In accordance with discount terms. When the vendor offer a discount and the agency accepts the terms
• Accelerated Payment. When the conditions for accelerated payments apply (See 31 C.F.R. § 1315.5)
• 30 days after the agency has received a proper invoice
• When calculating the payment due date, "day" means a calendar day including weekends and federal holidays.
• When the payment due date, including a discount due date, falls on a weekend or federal holiday, the payment is due on the following business day.

No. Vendors may offer a discount to federal agencies, but they are not required to do so.

No. Agencies may take an offered discount if it is economically justified and if the agency has accepted the goods or services. To see if the discount is economically justified, use the discount calculator at https://fiscal.treasury.gov/prompt-payment/calculator.html .

If the vendor submits a proper and valid invoice, the date of the invoice starts the discount period.

If the invoice is proper and valid but does not have an invoice date, the discount period starts on the date the agency received the invoice.

If the agency takes the discount, it must pay according to the discount terms.

If the agency does not take the discount, it must pay within 30 days of receiving a proper invoice, unless the agency uses an accelerated payment.

If the agency’s payment is rejected because the EFT information is not correct, it is an improper invoice. The agency has 7 days to inform the vendor of the problem. (See 31 C.F.R. §1315.4 and 1315.9)

The Prompt Payment law and regulations make no distinction between a utility and any other business.

However, utilities may have a published tariff that sets a payment due date and late payment interest penalty for all customers. Unless a federal agency has a formal contract with the utility company that specifies a payment due date or a payment interest that is different from the published tariff, the agency must pay according to the published tariff.

Thus, the due dates and interest provisions of the Prompt Payment law and regulations apply to utility payments only if there is neither a published tariff covering due dates and interest nor a formal contract that explicitly covers due dates and interest.

See the weekend and holiday guidelines .

Yes, the agency may notify the recipient of the amount of the interest penalty, the number of days late and the rate used in the addenda to the ACH payment.

Under 5 CFR 1315.10(b)(3), the “invoice number or other agreed upon transaction reference number assigned by the vendor should be included in the notice to assist the vendor in reconciling the payment. Additionally, it is optional as to whether or not an agency includes the contract number in the notice to the vendor.”

Providing notification in an ACH addenda record provides sufficient notice in writing and it shall be considered to be made on the “date shown” on the addenda record.

The vendor should consult with legal counsel to determine remedies under the Prompt Payment Act (31 U.S.C. § 3901 et following) and other applicable laws.

No. However, under a construction contract, an agency may withhold payment to a prime vendor if it learns that the prime vendor has failed to pay subcontractors in accordance with the terms of the contract.

If you are a subcontractor, you should look to your contract with the prime vendor to see if it contains "flow-down" provisions regarding the Prompt Payment Act (PPA). You should seek advice from your legal office or talk to the Contracting Officer at the agency.

No. However, agencies must pay other agencies electronically. They must also include advance billing and other payment terms in Interagency Agreements to ensure timely payments.

Yes. However, the applicable law is not the Prompt Payment Act.

The Federal Travel Regulation (41 CFR Parts 301-51, 52, 54, 70, 76) covers that issue. It requires agencies to reimburse an employee within 30 days after the employee submits a proper travel voucher to the approving official. Late payments on employee travel are subject to interest at the rate in effect for Prompt Payments.

Yes. The rule defines government-wide commercial purchase cards as "internationally-accepted purchase cards available to all Federal agencies under a General Services Administration (GSA) contract for the purpose of making simplified acquisitions of up to the threshold set by the Federal Acquisition Regulation (FAR) or for travel expenses or payment, for purchases of fuel, or other purposes as authorized by the contract." For more information (See 5 CFR Part 1315.2(x)).

Maybe. You must figure out whether the government benefits more by taking the rebate (paying early) or by earning interest (keeping the money until the bill is due).

Government-wide commercial purchase cards includes centrally billed travel cards, fleet cards, and other “credit cards”. If your agency use a credit card, you must pay the bill on the date that is best for the government.

If the card issuer offers "basis points," paying early may save money. However, paying as late as possible without incurring late fees and penalties is best. To determine when to pay a credit card bill, you can use either an Excel spreadsheet or a formula.

• the total amount the agency owes
• the maximum discount offered
• the basis points offered (This is in your agency's contract with the card issuer.)

Excel then shows you what the government will save if you pay as early as possible or as late as possible – at the due date

If paying early will save more money than paying at the due date, you should accept the rebate and pay early. If paying at the due date will save more money than paying early, you should wait and pay as close to the due date as possible.

The formula will assist you in determining if the government will earn interest by holding on to the funds is more or less than saving by paying early.

With the formula, you will determine if it benefits the government to earns interest when holding on to the funds is more or less than what the government saves by paying early.

Use the following formula to calculate the best time to pay your agency's credit card bill.

• (CVF/360)*100

To use the formula, you need two pieces of information:

• The basis points the card issuer offer. You will get from your agency's contract with the card issuer.
• The government's Current Value of Funds Rate (CVFR).

Compare the results of the formula to the card issuer's basis points:

• If it is LESS than the card issuer's basis points, pay as early as possible.
• If it is MORE than the card issuer's basis points, pay as late as possible.

Agency X has a contract with a card issuer that gives them 1.5 basis points. Every day the agency delays paying they lose 1.5 basis points in savings. The 1.5 basis points equals a maximum discount rate of 1.06 percent.

Using the maximum discount rate of 1.06% and the CVFR is 6%.

• (.06/360)*100
• Dividing .06 by 360, we get 0.00016666667
• Multiplying that result by 100, we get 0.016666667
• Rounding that number to 0.0167, we have the result of 1.67 basis points for the government.
• Comparing 1.67 (government's basis points) to 1.5 (card issuer's basis points), we see that the government is earning more in interest each day than it would save by paying early. Therefore, Agency X should hold on to the money as long as possible. It should pay as close to the credit card bill's due date as possible.

Agencies should pay vendors early after getting a proper invoice if it is in the best interest of the government and if any one of these is true:

• The invoice is under $2,500.00.
• The payment is to a small business; or
• The payment is related to an emergency, disaster, or military deployment.

In some situations, agencies may pay a proper invoice early without evidence that the goods or services were received (See 5 CFR § 1315.6 and 5 CFR §1315.4(j)).

An agency head or designee may determine, on a case-by-case basis, that early payment is necessary.

Note: This authority must be used cautiously, weighing the benefits of making a payment early against the good stewardship inherent in effective cash management practices. An agency may use the “accelerated payment methods'' (5 CFR §1315.5) when it determines earlier payment is necessary.

Last modified 07/03/23

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Pensioner Travel Vouchers

A Pensioner Travel Voucher provides free and discounted travel on NSW TrainLink Regional services to eligible pensioners and seniors within NSW.

Eligibility

If you hold a NSW or ACT Pensioner Concession Card or a  NSW Veteran Gold Card marked ‘war widow’ you are entitled to four Pensioner Travel Vouchers each calendar year for travel within regional NSW.

How to use the Pensioner Travel Voucher

You can use Pensioner Travel Vouchers for free travel on NSW TrainLink Regional services in Economy Class within regional NSW. You can use them for four one-way trips annually or two return trips annually.

To upgrade to First Class, you will only need to pay 15% of the full adult peak season fare (a minimum $10 trip fee applies).

If you require a sleeping berth, there will be an additional charge.

If your trip takes you over the NSW border, you pay 50% of the relevant Economy or First Class fare for the interstate portion of your trip.

You can catch a Sydney Trains or NSW TrainLink Intercity service to get to or from your NSW TrainLink Regional service at no extra charge as long as you book it with your NSW TrainLink Regional service.

How to book with Pensioner Travel Vouchers

If it is your first booking, you will need to register your concession card with NSW TrainLink. You only need to register your concession card once, and you can do this by calling 13 22 32 .

Once you've registered your card, you can book online anytime.

Booking online is quick, easy and secure:

• Choose a one way or return trip.
• Search for your origin, destination and choose your travel dates.
• Select your concession type eg NSW / ACT Pensioner with Travel Voucher and enter your Concession ID and Family name.
• Click ‘search’
• Select a trip that suits you, enter your details and pay with a credit or debit card.

You will receive your ticket via email. When it’s time to travel, simply present your ticket on your mobile.

You can also book over the phone by calling 13 22 32 .

Please remember to carry your concession card when you travel as the onboard crew will need to check it.

What happens when you have used all your vouchers?

NSW TrainLink keeps track of your Pensioner Travel Vouchers. You can call 13 22 32 whenever you want to check how many Pensioner Travel Vouchers you have left.

When all four have been used, you can still take advantage of other travel concessions, such as:

• $2.50 all day travel with the Country Pensioner Excursion ticket for booked NSW TrainLink Regional services
• $2.50 all day travel with the Regional Excursion Daily ticket on local buses
• Half price fares on NSW TrainLink Regional services.

Check NSW TrainLink fare rules for pensioners .

Find out more about ticket eligibility and travel concessions for holders of:

• Pensioner Concession Cards
• NSW War Widow/er Transport Concession
• Seniors Card

Victorian Pensioner Concession Card holders

Victorian Pensioner Concession Card holders are not entitled to apply for NSW Pensioner Travel Vouchers.

Under Public Transport Victoria’s new opt-in voucher program, vouchers issued from 2020 onwards are only available for off-peak journeys wholly within Victoria and not as part of an interstate journey (except for travel to Albury, Mount Gambier and Deniliquin). These off-peak travel vouchers are therefore not valid when travelling interstate on NSW TrainLink services.

Until the end of 2022, NSW TrainLink sales agents are able to accept the previous Victorian Pensioner Travel Vouchers as payment for the Victorian portion of a fare when travelling interstate on NSW TrainLink services. Please note that you will still need to pay for the NSW portion of the fare when using a Victorian Pensioner Travel Voucher.

Book a seat

Airlines must cough up cancellation cash and can no longer hide fees under new federal rule

A federal rule announced Wednesday will require airlines to quickly give cash refunds — without lengthy arguments — to passengers whose flights have been canceled or seriously delayed, the Biden administration said.

“Passengers deserve to get their money back when an airline owes them — without headaches or haggling,” Transportation Secretary Pete Buttigieg said in a statement.

The rule from the Transportation Department says passengers who decline other reimbursement like travel credits are to get cash refunds.

It applies when a flight is canceled or has a “significant change,” the administration said.

A “significant change” includes when departure or arrival times are three or more hours different from the scheduled times for domestic flights or six hours for international flights, and when the airport is changed or connections are added, it said.

Passengers are also to get refunds when their baggage is 12 hours late in delivery for domestic flights.

The new rule comes after promises to hold airlines accountable after major disruptions that made travel hell for passengers, including the 2022 Southwest Airlines meltdown , which resulted in almost 17,000 significantly delayed or canceled flights and a missing baggage nightmare.

The Transportation Department said that the new rule means refunds are automatic and that "airlines must automatically issue refunds without passengers having to explicitly request them or jump through hoops."

Also announced Wednesday was a rule requiring airlines to more clearly disclose so-called junk fees upfront, such as surprise baggage or other fees, the department said.

It said that rule is expected to save fliers around $500 million a year.

The surprise fees are used so tickets look cheaper than they really are, and then fliers get the unwelcome surprise of fees on checked bags, carry-on bags or reservation changes — or even discounts that are advertised but apply to only part of the ticket price, officials said.

Airlines will also have to tell fliers clearly that their seats are guaranteed and that they don't have to pay extra to ensure they have seats for flights, according to the Transportation Department.

Airlines for America, an industry trade group, said that its member airlines “offer transparency and vast choice to consumers from first search to touchdown” and that they do offer cash refunds.

The 11 largest U.S. airlines returned $10.9 billion in cash refunds last year, an increase over $7.5 billion in 2019 but slightly down from $11.2 billion in 2022, the group said.

“U.S. airlines are providing more options and better services while ticket prices, including ancillary revenues, are at historic lows,” Airlines for America said.

Left out of the federal changes announced Wednesday are those involving "family seating fees," but the Transportation Department said in a statement that "DOT is planning to propose a separate rule that bans airlines from charging these junk fees."

Travelers have complained to the Transportation D epartment that children weren’t seated next to accompanying adults, including in some cases young children, department officials said last year.

Fees on bags specifically have made up an increasing amount of airline revenues, the Transportation Department said Wednesday in announcing the new rules.

A Transportation Department analysis found that airline revenue from baggage fees increased 30% from 2018 to 2022, while operating revenue — which is from the flights themselves — increased by only half that amount, the department said.

Jay Blackman is an NBC News producer covering such areas as transportation, space, medical and consumer issues.

Phil Helsel is a reporter for NBC News.

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Airlines are ordered to give full refunds instead of vouchers and to stop hiding fees

Travelers and their luggage in a terminal at Los Angeles International Airport in August 2023. Mario Tama/Getty Images hide caption

Travelers and their luggage in a terminal at Los Angeles International Airport in August 2023.

WASHINGTON — In an effort to crack down on airlines that charge passengers steep fees to check bags and change flights, the U.S. Department of Transportation has announced new regulations aimed at expanding consumer protections .

One of the final rules announced Wednesday requires airlines to show the full price of travel before passengers pay for their tickets. The other will force airlines to provide prompt cash refunds when flights are canceled or significantly changed.

"Passengers deserve to know upfront what costs they are facing and should get their money back when an airline owes them - without having to ask," said Transportation Secretary Pete Buttigieg in a statement announcing the new rules.

Taking on junk fees is popular. But can it win Biden more voters?

Surprise junk fees have become a large and growing source of revenue for airlines in recent years, according to the DOT.

"Today's announcements will require airlines to both provide passengers better information about costs before ticket purchase, and promptly provide cash refunds to passengers when they are owed — not only saving passengers time and money, but also preventing headaches," Buttigieg said.

The airline industry is unlikely to welcome the new rules. At a hearing on the proposed fee rule in March 2023, an industry lobbying group representing American, Delta and United said it would be too difficult for airlines to disclose their charges more clearly.

"The amount of unwanted and unneeded information forced upon passengers" by the new policy would only cause "confusion and frustration," warned Doug Mullen, the deputy general counsel at Airlines for America . "Very few, if any, need or want this information, and especially when they are initially trying to understand schedule and fare options."

But the DOT insists its new rule will give consumers the information they need to better understand the true costs of air travel.

Transportation Department cracks down on airline 'junk fees'

"I believe this is to the benefit of the sector as a whole," Buttigieg said in an interview with NPR's Morning Edition , because passengers will have "more confidence in the aviation sector."

The new rules require airlines to disclose all baggage, change, and cancellation fees, and to share that information with third-party booking sites and travel agents.

The regulation also prohibits bait-and-switch tactics, the DOT says, that disguise the true cost of flights by advertising a low base fare that does not include all mandatory fees.

"This is really about making sure that we create a better experience for passengers, and a stronger aviation sector in the United States," Buttigieg said in the NPR interview.

Moscow’s best free city tour

I love Moscow – this charming metropolis, its people, its history and its unique cityscape. I would like to share my passion for this city with you. It is my job to show you the most exciting corners of this fascinating metropolis. That’s why, as a travel specialist and your private tour guide Moscow in Russia, I organize a guided free city tour Moscow – so that everyone, regardless of their budget, would be able to enjoy the insider’s view of Moscow.

You get to see what only Moscow residents know and what other tourist guides keep from you. I am a licensed travel specialist in Russia and would like you to enjoy all facets of the capital of the largest country in the world, without demanding any money from you. I’ll show you the city on my free Moscow walking tour for 1.5-hours on foot.

Everything you need to know:

• My tours take place daily by arrangement, I am the only English-speaking licensed tourist guide Moscow, who offers a free city tour.
• My 1.5-hour free tours Moscow do not cost you a cent, I also offer other great paid tours as well.
• I am an experienced local, I make the tours informative, but at the same time relaxed and not off the plane.

Free Tours Moscow – Daily

My free tours Moscow city starts on Slavonic Square (Kitay-Gorod Metro Station), passes the world-famous St. Basil’s Cathedral, which was built by Ivan the Terrible on the south side of Red Square in the 16th century and where the tsars were once crowned. Then it goes across the Red Square at the Lenin Mausoleum, the luxury department store GUM and with a view of the Kremlin towards the historical museum. Of course, you will also learn more about the stories that once happened behind the thick walls of the Kremlin – from the Tsars and Napoleon to Stalin. Then we continue through the idyllic Alexander Garden.

An advance booking is required!

Practical information:

Time: by arrangement, daily Duration: 1.5 hours Price: Free Language: English

«First acquaintance with Moscow» – a 2.5-hour city tour in the center of Moscow

This Moscow city tour starts on the Theater Square, past Lubyanka Square and the KGB-building, then through Kitay Gorod district and Varvarka Street, past the world-famous St. Basil’s Cathedral. Then it goes across Zarjadje Park, over Red Square at the Lenin Mausoleum, the GUM-department store and towards the Historical Museum. We walk through the Alexander Garden.

Time: by arrangement, daily Duration: 2.5 hours Price: 17 $ Students and children: 6 $ Language: English

A 3.5-hour car/bus tour of Moscow.

This is the best tour of Moscow city as all the important sights are visited. I am your Moscow city guide who will walk you through the city explaining the charming history of the city. This tour begins with picking you up from the hotel. 3 breaks are offered for photographing.

First, we will visit the most famous riverside streets and bridges in the center of the city with the most beautiful views of the Kremlin and the Moskva River (e.g. the Kremlin embankment and the Great Stone Bridge).

The first photo break is made at the Cathedral of Christ the Savior. We then pass by the district with numerous museums, Prechistinka Street and the district with numerous medical areas.

We again stop at the Novodevichy Convent, which is a UNESCO World Heritage Site on the other bank of the Moskva River to click pictures.

Then we visit “Sparrow Hills” where you can enjoy a bird’s eye view of the city of Moscow from the observation deck. Then there are the skyscrapers of Moscow-City, the Kutuzov avenue, the New Arbat, Tverskaya Street, the world-famous Bolshoi Theater, the KGB building and Varvarka Street. Here there are ample spots to click pictures.

We then drive past the Kremlin again and finally reach Red Square. We take a short tour of Red Square and say goodbye in the Alexander Garden.

Time: by arrangement, daily Duration: 3.5 hours Price for a group: 170-200 $ (depending on the number of travelers) Language: English

Metro tour – daily

Palaces for ordinary people – that was what Stalin promised to the people when the construction of the Moscow Metro began between the World Wars. The communist dictator hadn’t promised too much. No other underground system in the world can boast such spectacular architecture – chandeliers, decorations, stucco, paintings on the walls – each station is individually designed. No wonder that Moscow residents love their metro. I will guide you through the bustle of one of the busiest subways in the world and show you the most beautiful stations Moscow city has.

Time: by arrangement, daily Duration: 2 hours Price: 21 $ Students and children: 17 $ Language: English Included in the price: Metro tickets / the guided tour

Tour of Communist Moscow – every day

After the Communist October Revolution in 1918, Moscow became the capital of the Soviet Empire and was the center of socialist orbit for more than 70 years. This left its mark on Moscow, even if the USSR disintegrated more than a quarter of a century ago. The city streets are full of remnants of the communist regime and the Cold War. This is a walking tour where I will show you the most exciting places in Soviet Moscow: from the notorious KGB headquarters, also known as Lubyanka to the Karl Marx Monument to small hidden remains from the time of hammer and sickle. You will also learn about Stalin’s Great Terror political campaign and the system of the GULAG and how the USSR, the communist Russian republic, became modern Russia.

Time: by arrangement, daily Duration: 2 hours Price: 21 $ Students and children: 17 $ Language: English Included in the price: the guided tour

Alternative Moscow Tour – daily

Explore the unseen Moscow with your Moscow private guide and discover a range of sights during this alternative walking tour.  Away from the main tourist spots (in the central district of Kitay-Gorod), just a short walk from Red Square and St. Basil’s Cathedral, you suddenly find yourself in one of the trendiest districts of Moscow. This place not only has trendy cafes and green squares, but here you can see the most beautiful spray works (according to Albrecht Dürer), hangout-places of the youth and hipsters, as well as learn what Moscow looked like in the 19th century. Here you will also learn exciting and even bloody stories about famous gangsters, eccentric business people and legends like the wandering preacher Rasputin, who is known in Russia either as the “holy devil” or the mad monk. To learn a little more about Moscow’s culture, this is the tour for you. On my alternative tour, you will get to know Moscow away from the tourist hotspots. This tour is of 2 hours duration and you will experience the following on the tour:

• St. John’s Hill, a quiet oasis right in the center, where time has stopped as it did in pre-Communist times
• Khokhlovka Art Center, where Russian hipsters and street artists hang out
• Samoskvorechye District where you can see beautiful streets and hear stories from old Moscow

Time: by arrangement, daily Duration: 2 hours Price: 21 $ Students and children: 17 $ Language: English Included in the price: the guided tour / tram ticket

Kremlin tour – daily (closed on Thursday)

With its 20 towers and high walls, the Kremlin rises imposingly over Red Square. This world-famous fortress with its area of ​​28 hectares is home to over 800 years of Russian history. Described as the eighth wonder of the world, this historic fortress complex is the principal symbol of Russia that sits on the banks of the Moscow River. Today the Kremlin still harbors numerous secrets and has palaces and cathedrals, surrounded by Kremlin Wall. The current wall was constructed between the 15 th  and 16 th  centuries, but the original wall was made of wood around the year 1147. The Kremlin Wall became an important symbol of Moscow’s importance in the Russian Empire. This top tourist destination attracts millions of people every year and there are various sights to see. With my Kremlin tour, you will see the oldest square in the city in the heart of the Kremlin, the once largest cannon in the world and the scene of numerous dramas – from Ivan the Terrible and Napoleon to Stalin. You cannot miss this unique experience.

An advance booking and prepayment for tickets are required.

Time: by arrangement, daily (closed on Thursday) Duration: 2 hours Price on request Students and children: on request Language: English Included in the price: Kremlin tickets / the guided tour

Moscow pub crawl – Friday / Saturday

Experience the real nightlife of Moscow with my Moscow Pub Crawl and enjoy 4 pubs/bars plus 4 welcome shot drinks. Move from one bar to another and get to know travelers from around the world as well as the locals. Play fun adventure games and contests in addition to getting perks in the bars. Between the bars, move from one place to another on foot. The routes are organized as such that you will walk no more than 10 minutes between the bars. Visit the most exciting events, parties, concerts, and dance in the bars. Moscow Pub Crawl is a tour that you will never forget.

This tour runs every Friday and Saturday evening at 8 PM and you need to bring along your passport or an ID card, comfortable shoes, and wear smart casual clothes.

An advance booking and a small prepayment are required!

Time: by arrangement, daily Duration: 4 hours Price on request Language: English Included in the price: the guided tour, 4 shot drinks

1.5-hour boat trip on the Moskva River.

Taking a boat tour in Moscow on the Moskva River is a very pleasant experience. It allows you to know the city from a totally different perspective and admire the beautiful bridges. In this 1.5-hour river trip, you will sail past many beautiful sites in Moscow, so you can take the best photos to commemorate this day. The ship makes several stops on the way. The trip starts from the Ustinskiy Bridge near Sarjadje Park and ends at the Kiev train station.

On this Boat Trip, you can see sights such as: the former Imperial Education House, Sarjadje Park, the “flowing”, “floating” bridge, the most beautiful view of the Kremlin, the Great Stone Bridge, the legendary House on the Quay, the Christ the Savior Cathedral , the monument to Peter the Great on the ship, the central sports arena Luzhniki, the Sparrow Hills, 240 meters high Lomonosov University, the numerous architecturally spectacular skyscrapers of Moscow-City, the Novodevichy Convent, the building of the Ministry of Foreign Affairs etc.

Time: by arrangement, daily Duration: 1.5 hours Price on request Language: English

A military tour – riding on tanks in Stupino (Moscow region)

Russian Military is one of the largest military forces in the world formed in 1992. With my Military Tour experience what it likes to be in the Russian military, shooting guns, ride the Tank T-34 and various models of German tanks from the Second World War, as well as armored personnel carriers and vehicles. You will also shoot from the AK-47 and another combat weapon.

The tour will begin with your private tour guide Moscow in a Soviet army van accompanied with some tasty snacks and tea for a tasty start. Upon arriving, you will have to put on the army safety clothing and climb the Russian armored vehicles. The tour will take you on the noisy, smoky tank, driving through mud roads. All participants will get the chance to drive the tank which is coordinated by the Russian military.

Time: by arrangement, daily Price on request Language: English

Alexander Popov

Welcome to Russia! My name is Alexander, I was born in Moscow and I'm a passionate tour guide. I want to share my passion for Russia and my hometown with you. On my website you will find useful information to make your individual trip to Russia as interesting as possible.

Gorky Park and Sparrow Hills: Green Lungs, place to relax and meet

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What fliers need to know about new refund rules for airlines

Starting in about six months, u.s. airlines will have to offer customers cash refunds before vouchers.

New federal rules for airlines will go into effect later this year, giving travelers a better picture of the full cost of flights before they book — and getting them an easier refund if things go awry.

After a process that lasted more than a year, the Biden administration announced the rules on passenger protections Wednesday.

“This is a big day for America’s flying public,” Transportation Secretary Pete Buttigieg said in a news conference at Reagan National Airport.

While the trade group Airlines for America said its members “abide by — and frequently exceed — DOT regulations regarding consumer protections,” consumer advocates praised the administration’s move.

“These rules are not only critical but also common sense,” said William McGee, senior fellow for aviation and travel at the American Economic Liberties Project, who spoke at Wednesday’s event.

Most new rules go into effect in the fall

At the event Wednesday, Buttigieg said that “the bulk of these protections” will go into effect in about six months. Others will start in a year.

That means refund rules that get customers automatic cash refunds when airlines cancel or significantly change flights won’t be in place during the busy summer travel season. But they should be set in time for the Thanksgiving and winter holiday season rush.

Buttigieg said that the department expects airlines to take some time to develop the processes to return cash to travelers, but added that he doesn’t want them to drag their feet.

“They don’t have to wait the number of months that it’ll technically take for this to go into effect,” Buttigieg said Wednesday. “They could and should be doing this right now.”

You should get refunds without having to ask

Instead of first offering a voucher or credit, airlines “must automatically issue refunds without passengers having to explicitly request them or jump through hoops,” the Transportation Department says. The refunds need to be issued within seven business days for credit card purchases and 20 calendar days when bought through other methods.

However a traveler originally paid is the way the refund needs to be issued, the rule says, whether that’s by credit card or airline miles . Other types of compensation are allowed only if a passenger chooses one of those alternatives.

“No more defaulting to vouchers or credits when consumers may not even realize that they were entitled to cash,” Buttigieg said.

You can still choose to be rebooked

If travelers’ flights have been canceled or significantly changed, they can still continue with their trip. Passengers are only eligible for a refund if they have declined to accept alternative transportation.

Airlines will have to pay for delayed bags and broken WiFi

There are many ways for a trip to go awry, and the new rules cover more than just a late or canceled flight.

If a checked bag isn’t delivered within 12 hours of a domestic flight arriving at the gate, or within 15 to 30 hours of an international flight arriving, depending on how long that flight is, passengers will be entitled to a refund of their checked-bag fee. They will need to file a mishandled baggage report.

Refunds will also be given if passengers pay for a service such as WiFi, seat selection or in-flight entertainment and the airline fails to provide.

‘Significant’ changes will be the same for all airlines

Automatic cash refunds are due to passengers if their flight experiences a “significant change.” But what does that mean? Previously, the definition could vary from airline to airline.

The new rules provide some consistency. A change is considered significant if a departure or arrival is different by more than three hours for domestic flights or six hours for international trips.

Other changes considered significant: the departure or arrival is from a different airport; there are more connections; passengers are downgraded to a lower class; or service or flights are on planes that are less accessible for a person with a disability.

No more hidden fees for bags and seat selection

The rule on extra fees — what the Biden administration refers to as “surprise junk fees in air travel” — will require airlines and online travel booking sites to disclose up front the fees for a checked bag, carry-on bag, reservation change and reservation cancellation. Those fees must be clearly noted and not shown through a hyperlink, the rule says.

Consumers must also be informed that they don’t have to pay for a seat assignment to travel and that a seat will be provided without an additional price.

“Healthy competition requires that, as a consumer, you comparison shop, which means knowing the real price of a trip before and not after you buy,” Buttigieg said. “Airlines will now be required to show you these costs up front, so you have all the information you need to decide what travel option is best for you.”

Travelers can either search without providing their personal information to see standard fees or, after entering their information, see more tailored fees that might apply given their military status, frequent-flier membership or credit card use.

“The final rule puts an end to the bait-and-switch tactics some airlines use to disguise the true cost of discounted flights,” the Transportation Department said in a news release. “Prior to the rule, some airlines were offering deceptive discounts that consumers may have believed applied to the full fare that was being advertised but only applied to a small portion of the ticket price.”

You will still have to report complaints

Buttigieg said the main way for the department to find out about a violation of the rules is when people submit complaints through the site flightrights.gov . But he said he hopes that by making refunds automatic, there will be less need for complaints — and more flexibility for employees to perform audits or spot-checks of airline compliance.

Europe-style compensation is still not in the rules

Some travelers heading to or from Europe who experience delays under certain circumstances are entitled to compensation worth more than $600. That kind of system does not exist for domestic flights in the United States, but Buttigieg said it is on the agenda.

“On compensation, we continue to develop that — and to be clear, with this rule on the books, that does not stop or slow the progress that we’re driving in terms of a compensation rule,” he said.

More on air travel

Leave flying to the pros: Think you could land a plane in an emergency? Experts say you’re wrong . Here’s what you should actually do if something goes awry during a flight .

Pet peeves: Why do “gate lice” line up early for a flight ? Psychologists explained for us. Another move that annoys airline workers: abusing the flight attendant call button . For more on how to behave on a flight, check out our 52 definitive rules of flying .

Plane mess: Stories about extremely disgusting airplanes have been grossing out travelers. The question of plane cleanups became the subject of a recent debate after a flight attendant allegedly told a pregnant passenger to pick up the popcorn spilled by her toddler.

Frequent flying: Airline status isn’t what it used to be, but at least there are some good movies and TV shows to watch in the air. And somewhere out there, experts are trying to make airline food taste good.

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Automatic Refunds and No More Hidden Fees: D.O.T. Sets New Rules for Airlines

The Transportation Department issued new requirements on refunds when flights are canceled or delayed and on revealing “junk” fees before booking. Here’s what passengers can expect.

By Christine Chung

The Transportation Department on Wednesday announced new rules taking aim at two of the most difficult and annoying issues in air travel: obtaining refunds and encountering surprise fees late in the booking process.

“Passengers deserve to know upfront what costs they are facing and should get their money back when an airline owes them — without having to ask,” said U.S. Transportation Secretary Pete Buttigieg in a statement, adding that the changes would not only save passengers “time and money,” but also prevent headaches.

The department’s new rules, Mr. Buttigieg said, will hold airlines to clear and consistent standards when they cancel, delay or substantially change flights, and require automatic refunds to be issued within weeks. They will also require them to reveal all fees before a ticket is purchased.

Airlines for America , a trade group representing the country’s largest air carriers, said in a statement that its airlines “abide by and frequently exceed” D.O.T. consumer protection regulations.

Passenger advocates welcomed the new steps.

Tomasz Pawliszyn, the chief executive of AirHelp, a Berlin-based company that assists passengers with airline claims, called it a “massive step forward and huge improvement in consumer rights and protection” that brings the United States closer to global standards in passenger rights.

Here’s what we know about the D.O.T.’s new rules, which will begin to go into effect in October.

There’s now one definition for a “significant” delay.

Until now, airlines have been allowed to set their own definition for a “significant” delay and compensation has varied by carrier . Now, according to the D.O.T., there will be one standard: when departure or arrival is delayed by three hours for domestic flights and six hours for international flights.

Passengers will get prompt refunds for cancellations or significant changes for flights and delayed bags, for any reason.

When things go wrong, getting compensation from an airline has often required establishing a cumbersome paper trail or spending untold hours on the phone. Under the new rules, refunds will be automatic, without passengers having to request them. Refunds will be made in full, excepting the value of any transportation already used. Airlines and ticket agents must provide refunds in the original form of payment, whether by cash, credit card or airline miles. Refunds are due within seven days for credit card purchases and within 20 days for other payments.

Passengers with other flight disruptions, such as being downgraded to a lower service class, are also entitled to refunds.

The list of significant changes for which passengers can get their money back also includes: departure or arrival from an airport different from the one booked; connections at different airports or flights on planes that are less accessible to a person with a disability; an increase in the number of scheduled connections. Also, passengers who pay for services like Wi-Fi or seat selection that are then unavailable will be refunded any fees.

Airlines must give travel vouchers or credits to ticketed passengers unable to fly because of government restrictions or a doctor’s orders.

The vouchers or credits will be transferable and can be used for at least five years after the date they were issued.

Fees for checked baggage and modifying a reservation must be disclosed upfront.

Airlines and ticket agents are now required to display any extra fees for things like checking bags or seat selection clearly and individually before a ticket purchase. They will also need to outline the airline’s policies on baggage, cancellations and changing flights before a customer purchases a ticket.

The rules, which apply to all flights on domestic airlines and flights to and from the United States operated by foreign airlines, have varying start dates.

For example, automatic refunds must be instituted by the airlines within six months. But carriers have a year before they’re required to issue travel vouchers and credits for passengers advised by a medical professional not to fly.

Follow New York Times Travel on Instagram and sign up for our weekly Travel Dispatch newsletter to get expert tips on traveling smarter and inspiration for your next vacation. Dreaming up a future getaway or just armchair traveling? Check out our 52 Places to Go in 2024 .

Christine Chung is a Times reporter covering airlines and consumer travel. More about Christine Chung

Open Up Your World

Considering a trip, or just some armchair traveling here are some ideas..

52 Places:  Why do we travel? For food, culture, adventure, natural beauty? Our 2024 list has all those elements, and more .

Mumbai:  Spend 36 hours in this fast-changing Indian city  by exploring ancient caves, catching a concert in a former textile mill and feasting on mangoes.

Kyoto:  The Japanese city’s dry gardens offer spots for quiet contemplation  in an increasingly overtouristed destination.

Iceland:  The country markets itself as a destination to see the northern lights. But they can be elusive, as one writer recently found .

Texas:  Canoeing the Rio Grande near Big Bend National Park can be magical. But as the river dries, it’s getting harder to find where a boat will actually float .

What to Know About the Bill to Repeal Social Security Taxes

A bill has been introduced to eliminate taxes on Social Security benefits.

Bill Would Repeal Social Security Taxes

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The You Earned It, You Keep It Act would allow Social Security to keep making all scheduled payments in full through 2054.

Key Takeaways

• Social Security benefits can be taxed for some beneficiaries, and the Social Security trust funds are projected to run low by 2031.
• The You Earned It, You Keep It Act would eliminate federal income tax on Social Security benefits but raise the payroll tax for high earners.
• The You Earned It, You Keep It Act could extend Social Security solvency for 30 years, but not permanently.
• Political hurdles and concerns about breaking tax promises make passage of the bill uncertain in 2024.

When tax time rolls around each year, some older Americans are surprised to discover that a portion of their Social Security benefits are taxable. Since the government doesn’t automatically withhold taxes from benefits, it could mean some beneficiaries end up owing the IRS in April.

Meanwhile, the Social Security trust funds are slowly running dry, and the Old-Age and Survivor Insurance Trust Fund – which pays out retirement benefits – will be depleted in 2031, according to current estimates. After that, the Social Security system will only be able to pay out 89% of benefits owed, according to a recent report from the Trustees of the Social Security and Medicare trust funds .

“The system is a mess, and it’s underfunded and needs reform and no one wants to do it,” says Brett Walters, a financial planner with TBH Advisors in Brentwood, Tennessee.

However, with a Social Security shortfall looming , legislators may be feeling more pressure to come up with a fix. One bill introduced this year aims to prop up the trust fund balance while also providing a tax break to Social Security beneficiaries.

What Is the Bill That Would Eliminate Social Security Taxes?

The You Earned It, You Keep It Act was introduced in January by Rep. Angie Craig, D-Minn. The bill contains two main provisions:

• Elimination of federal income tax on Social Security benefits.
• Assessment of Social Security payroll taxes on incomes of $250,000 or more.

For 2024, Social Security payroll taxes are assessed on incomes up to $168,600. The 12.4% tax is split between employers and employees. Self-employed workers are responsible for paying the entire amount themselves.

As currently written, the bill would create a doughnut hole of income that is exempt from Social Security payroll taxes, according to Bill Smith, national director of tax technical services for financial firm CBIZ MHM in Reston, Virginia. For instance, if the law were in effect right now, high-income workers would pay Social Security payroll taxes on the first $168,600 of their income, no Social Security tax on income from $168,601 to $249,999 and then the tax would be assessed for income in excess of $250,000.

Those extra payroll taxes would help prop up the Social Security trust fund while the bill’s other provision – eliminating the federal income tax on benefits – could put money back into the pockets of older Americans.

“The name (You Earned It, You Keep It) might be a little misleading to some,” says Michele Frank, associate professor of accountancy at Miami University in Oxford, Ohio. She notes that because of current income thresholds, only about 40% of Social Security beneficiaries see a portion of their benefits taxed. “It’s not like everyone is going to get a big tax break,” she says.

Extending Solvency of Social Security Trust Fund

As proposed, the You Earned It, You Keep It Act would allow Social Security to keep making all scheduled payments in full through 2054, according to an analysis by the Office of the Chief Actuary in the Social Security Administration. After that point, Social Security would only be able to pay 91% of owed benefits.

“Arithmetic is going to catch up with this,” Walters says. While the act extends the solvency of the trust fund, he thinks any permanent solution will have to involve either pushing back the full retirement age or reducing benefits .

Walters notes that the bill will also require transfers from the general fund to the Social Security trust funds to make up for any loss of revenue from the elimination of taxes on Social Security benefits. Still, the analysis found the bill’s provisions could be expected to reduce federal debt by $8.9 trillion over a 75-year period.

“I don’t think the government is ever going to let Social Security fail,” Smith says. However, he notes there are still many Republicans from the Ronald Reagan era who remember when the tax on benefits was implemented in 1984 as a way of addressing a shortfall in the Social Security system. They may not be likely to support its repeal.

Skepticism About the Bill’s Chance of Passage

Currently, the You Earned It, You Keep It Act is awaiting action in the House Committee on Ways and Means. It has also been referred to the House Committee on Energy and Commerce for consideration.

“It didn’t have bipartisan sponsorship, which makes for an uphill struggle in the house,” Smith says. All nine co-sponsors of the bill are Democratic members of the House.

“I think, overall, it’s a good place to start a conversation,” Walters says, adding that it would be better for Congress to address the looming Social Security shortfall sooner rather than later. “The longer we wait, the larger the reforms.”

However, this particular proposal might not be the final solution. “I think it’s a very politically touchy issue,” Frank says.

One complication, she notes, is that it would break President Joe Biden’s pledge not to raise taxes on people earning less than $400,000. As written, it would raise Social Security payroll taxes for those making more than $250,000 per year.

With it being an election year, it seems unlikely that any major reform to Social Security will pass in 2024. However, the clock is ticking, and if legislators can’t come to a consensus soon, retirees may be looking at a reduction in benefits within the next 10 years.

Where Candidates Stand on Retirement

Maryalene LaPonsie April 15, 2024

Tags: Social Security , Social Security Administration , baby boomers , retirement

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$6,500 school vouchers coming to Georgia as bill gets final passage and heads to governor

Georgia Gov. Brian Kemp makes remarks before signing Senate Bill 233 known as the Georgia Promise Scholarship Act at Liberty Plaza on Tuesday, April 23, 2024. (Natrice Miller/Atlanta Journal-Constitution via AP)

Georgia Gov. Brian Kemp signs Senate Bill 233 known as the Georgia Promise Scholarship Act at Liberty Plaza in Atlanta, Tuesday, April 23, 2024. (Natrice Miller/Atlanta Journal-Constitution via AP)

Georgia Gov. Brian Kemp claps after signing Senate Bill 233 known as the Georgia Promise Scholarship Act at Liberty Plaza on Tuesday, April 23, 2024. (Natrice Miller/Atlanta Journal-Constitution via AP)

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ATLANTA (AP) — Proclaiming that “education is truly the great equalizer,” Gov Brian Kemp signed a law on Tuesday that will give up to $6,500 a year to some Georgia families to pay for private school tuition or home-schooling expenses.

It’s a victory for the Republican governor, whose support helped push a bill across the finish line that failed in 2023 , delivering a priority that had eluded conservative activists for years. The achievement burnishes Kemp’s conservative credentials if he runs for the U.S. Senate or president in the future. The Georgia effort is part of a nationwide GOP wave favoring education savings accounts.

Kemp signed other education-related bills Tuesday, including one requiring parents to give permission before children younger than 16 could create social media accounts. Similar measures have been blocked in other states by legal challenges.

Kemp portrayed Senate Bill 233, the Georgia Promise Scholarship, as part of an “all of the above” strategy that also supports traditional public schools, noting teacher pay raises, increased school security spending and efforts to help children read better. But he said parents should take the lead in deciding how children learn.

“We know it’s not the government’s role to dictate to families what the best choice is for their child,” Kemp said. “It is our job to support them in making that decision.”

Opponents argue the voucher program will subtract resources from public schools, even as other students remain behind.

“This bill robs the poorest students in Georgia’s poorest schools of the funding they need,” said Lisa Morgan, president of the Georgia Association of Educators, one of the state’s largest teacher groups.

The bill would provide $6,500 education savings accounts to students leaving public schools that rank in Georgia’s bottom 25% for academic achievement. That money could be spent on private school tuition, home-schooling supplies, therapy, tutoring or even early college courses for high school students.

The program won’t begin handing out money until the 2025-2026 school year, and lawmakers will have to agree next year on how much money to allocate. Spending would be limited to 1% of the $14.1 billion that Georgia spends on its K-12 school funding formula, or $141 million. That could provide more than 21,000 scholarships. Eligible students are supposed to have attended a low-performing public school for at least two consecutive semesters, or be about to enter kindergarten at such a school.

Students from households with incomes of less than four times the federal poverty level would be prioritized. Four times the federal poverty level is about $100,000 for a family of three.

Georgia already gives vouchers for special education students in private schools and $120 million a year in income tax credits for donors to private school scholarship funds.

Kemp also signed Senate Bill 351, which would as of July 1, 2025, require children younger than 16 to have their parents’ explicit permission to create social media accounts.

“We cannot continue to sit by and do nothing as young Georgians develop addictions and disorder and suffer at the hands of online antagonists,” Kemp said.

A number of other states including Louisiana, Arkansas , Ohio and Utah passed laws last year requiring parental consent for children to use social media. Laws have currently been blocked by courts in Arkansas, California and Ohio. NetChoice, a trade group of online businesses, has warned Kemp that it is likely to sue over Georgia’s law as well.

“There are better ways to protect Georgians, their families and their data online without infringing on their freedoms or jeopardizing their safety and security,” Carl Szabo, NetChoice’s vice president and general counsel, said in a statement.

Kemp said he wasn’t worried about legal threats. “If we were concerned about all the legal challenges that we may get this session, we probably wouldn’t have passed anything,” he told reporters.

The law also would ban social media use on school devices and internet services, require porn sites to verify that users are 18 or over and mandate additional education by schools on social media and internet use.

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A History of Moscow in 13 Dishes

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Our 20 Best Moscow Tours of 2022

Join us on an unforgettable tour to Moscow, the capital of Russia. Imagine visiting Red Square, St. Basil’s the Kremlin and more. Moscow is one of Europe’s most vibrant cities and one of Russia’s most historical. All of our tours to Moscow are fully customizable and can be adjusted to fit any budget. Our most popular tours are listed below. Please click on the tour details to learn more or contact us for more information about our Moscow tours using the form at the side of the page. You can also schedule a call with one of our Russian travel specialists to learn more.

Classic Moscow

This is our most popular Moscow tour that includes all the most prominent sights. You will become acquainted with ancient Russia in the Kremlin, admire Russian art in the Tretyakov Gallery, listen to street musicians as you stroll along the Old Arbat street, and learn about Soviet times on the Moscow Metro tour.

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A Week in Moscow

This tour is a perfect choice for those who wish to get to know Moscow in depth. One of the highlights of this package is the KGB history tour which gives an interesting perspective on the Cold War. You will also have time for exploring the city on your own or doing extra sightseeing.

Weekend in Moscow

This tour is a great way to get acquainted with the capital of Russia if you are short of time. You will see all the main attractions of the city, the most important of which is the Kremlin - the heart of Russia. The tour starts on Friday and can be combined with a business trip.

Group Tour Moscow Break by Intourist

Russia's capital has so much to offer, from the Kremlin and the Metro to the Old Arbat street and the Tretyakov Gallery. Besides these sites, you will also visit a fascinating country estate which today is quite off the beaten path, Gorky Estate, where the Soviet leader Lenin spent the last months of his life.

Kolomenskoye Tour with transport

The history of Kolomenskoye stretches back for centuries. In 1380, Dmitri Donskoi’s army passed through Kolomenskoye on their way to the Kulikovo battlefield, and it was...

Tours by car

Kremlin, Red Sq., Cathedrals & Armory Tour

The Kremlin is truly a fascinating structure, at the same time it is an ancient tower, the city’s former military fortification, a palace, an armory, the sovereign treasury...

Walking tours

Kremlin, Red Sq., Cathedrals, Armory, Diamond Fund Tour

Old Arbat walking tour

You will be told of the street’s interesting history and view the street’s artisan culture. You will also have the opportunity to view and purchase souvenirs from the...

Tour to Sergiev Posad with transport

Considered by some to be the Russian Vatican, Sergiev Posad is the temporary residence of the Patriarch of the Russian Orthodox Church. The Trinity St. Sergius Monastery (Lavra)...

Tour to Kuskovo with transport

The Kuskovo Estate often called the Moscow Versailles due to its perfectly preserved French park, is an example of an 18th century, luxurious Moscow summer residence. Its history...

Tour to Tsaritsyno with transport

The Tsaritsyno Estate is located in the southern part of Moscow. The estate was constructed for Catherine the Great by the Russian architects Bazhenov and Kazakov in a romantic...

Moscow Metro and Old Arbat Tour

The Moscow Metro is one of the largest and most grandly built metro systems in the world. It was meant to be a showcase of the Soviet Union’s achievements for both the Russians...

Vodka Museum Tour with transport (excursion and vodka tasting)

Vodka is an important component of Russian life, an element of national identity and everyday culture. We invite you to visit the Vodka Museum and feel the atmosphere of long-gone...

Mikhail Bulgakov Apartment Museum

This apartment museum located close to Patriarch Ponds became the prototype of the "bad apartment" described in the novel "The Master and Margarita." Currently the museum's...

Kremlin, Red Sq., Cathedrals & Diamond Fund Tour

The State Museum of Lev Tolstoy Tour

Take this opportunity to learn more about the Russian writer Lev Tolstoy. During the visit to the museum you will see part of a vast collection of exhibits connected to Tolstoy...

Novodevichy Convent Tour with transport

Tour of the Novodevichy Monastery. Founded in 1524 by Grand Prince VasiliIoanovich, the original convent was enclosed by fortified walls and contained 12 towers. The structure...

City Tour with Visit to St. Basils & Red Sq. with transport

Panoramic City Tour. This Moscow tour is a great start to your trip and the best way to get acquainted with many of the city’s major highlights. Our professional guide will...

City Tour of Moscow

Head to the heart of Moscow with a professional guide on a 4-hour private walk through the city center. See Tverskaya and Old Arbat streets, Theatre Square with the world-famous...

Moscow Metro walking tour

Kremlin, Red Square and Cathedrals Tour

KGB Tour with transport

This is a very interesting and insightful tour. You will visit places connected with Stalin’s terror - a time of great repression and fear. You will be shown monuments to...

Soviet and Post-Soviet Moscow Tour

The tour begins with a drive or walk down Tverskaya Street – a Soviet masterpiece. In the years of Soviet power, Tverskaya began to undergo a transformation: it was widened...

Tretyakov State Gallery Tour

This world-famous gallery contains masterpieces of Russian art beginning in the 10th century up until today. You will view exquisite Russian icons and paintings from the 18th and...

Jewish Heritage of Moscow Tour

This tour offers a detailed look into the history and present-day life of the Jewish community of Moscow. On the tour, you will visit sites connected with the cultural and religious...

Vodka Museum Tour with transport (excursion only)

Lena, our guide in Moscow was excellent. She was very knowledgable and could answer any question we had for her. We liked that she could pick up on our interests and take us places we might not have thought of to go. When we realized that one of the places we had chosen to see would probably not be that interesting to us, she was able to arrange entry to the Diamond Fund and the Armoury for us. Riding the Metro with Lena was a real adventure and a lot of fun. In Saint Petersburg we found Anna well versed in the history of the Tsars and in the Hermitage collection. Arkady in Veliky Novgorod was a very good guide and answered all of our questions with ease. Novgorod was perhaps a long way to go for a day trip, but we did enjoy it. Vasily was a great driver to have and kept us safe with good humour and skill. We enjoyed ourselves so much, my daughter says she is already planning to return. We would both have no hesistation to recommend ExpresstoRussia to anyone we know.

Just wanted to let you know that My grandson Bruno and I couldn´t have been more pleased with our week in Moscow (6/15 - 6/21). We were absolutely enchanted with the whole experience, including getting lost a couple of times in the Metro during our free time. Although both our guides (both Eleanas) were excellent, I would particularly commend the first one (she took us to the Tatiakov, the KGB tour, and to that beautiful cemetery where so many great Russian artists, authors, composers, musicians, militarists, and politicians are buried). Her knowledge is encyclopedic; and her understanding of today´s Russia as a product of its past was, for us, truly enlightening. I will be taking another tour in Russia, with my wife, within the next two or three years. I will be in touch with you when the time comes. Meanwhile, I will refer you to other potential visitors to Russia as I meet them.

Tours to Moscow

Our Moscow tours are land only meaning that you arrange your own air travel to Russia and our expert staff meets you at the airport and handles everything else from there. Our online Airline Ticket booking system offers some of the most competitive rates to Russia available on the web so if you need tickets, please visit our Russian air ticket center . Rest assured that you will be taken great care of on one of our Moscow tours. Express to Russia has a fully staffed office in Moscow that will help to make your visit fun, informative and unforgettable. Please remember that of all these tours are private and can be adjusted to your taste. You can add, replace or skip some sights; you can add more days to the package or cut the tour short. Our specialists will be glad to help you create the tour of your dreams!

Moscow, a City Like No Other

Moscow is Russia’s largest city with a population of between 12 and 13 million. It is also Europe’s largest city and when you visit Moscow, you can feel it. The layout and architecture of the city is eclectic, ranging from crooked, ancient streets and alleyways to wide, bustling boulevards, from medieval churches to Stalin skyscrapers and to modern, glass buildings towering over everything and of course in the center of it all is the Kremlin and the magnificent Red Square. Moscow is also home to a fantastic, efficient and very beautiful metro system – each station having its own special design. In fact, Express to Russia’s Moscow metro tours and excursions are some of our most popular attractions that we offer. On our Moscow tours, you will see this and more.

Moscow Tours centering on Russian History

Moscow has a long and interesting history and has been the capital of Russia in many of its different iterations – capital of the Grand Duchy of Moscow , the Russian Empire and of course the Soviet Union (who could ever forget the Soviet Union?). Moscow, was founded in the 12th century by Prince Yuri Dolgaruki (Yuri of the long arms – he really did have long arms!). From that time on, it was home to the Russian Tsars until Peter the Great moved the capital to St. Petersburg in 1703. The city has survived invasions and sieges from the Mongols, the Tartars, the Poles, Lithuanians and Napoleon but has always persevered. Our Moscow tours will enlighten you on this great history and give you insights into Muscovites and their unique culture. Our Moscow tours show you what the city is like today but also brings to life the past. Moscow never seems to sleep and is bursting with energy. A Moscow tour with Express to Russia is truly the best way of getting to know Russia’s largest and most vibrant city.

Frequently Asked Questions From Our Travelers

What is the best time to visit moscow.

Any time of year is fine depending on what you plan to do. Summertime is pleasantly warm, ideal for exploring the city and its vibrant atmosphere, but Moscow will be much busier and accommodation is more expensive. Winter can be quite cold but beautiful nonetheless, and this is unproblematic if you intend to spend most of your trip in museums and galleries. There are also various festivals and events organised throughout the year. For more information about the best time to visit, read our guide

How many days are enough in Moscow?

If you plan your itinerary strategically and aren’t averse to a packed schedule, you can cover Moscow’s main sights over a long weekend. Most popular attractions are in the city centre, and the Moscow Metro allows you to cover much ground in a small amount of time. Ensure that your accommodation is fairly central and book tickets in advance, so that you can make the most of your days. For an informative and well-organised day out, check out our Moscow day tours with options to suit all interests.

Do they speak English in Moscow?

As Russia’s capital city, tourists are well accommodated in Moscow. There should be English-speaking staff in restaurants, bars, hotels, shops and attractions in tourist hotspots, and there are also English-speaking tourist police. Transport services have English translations on their maps and English announcements via intercom; alternatively, order taxis from the Yandex Taxi app (Russian Uber), though it’s unlikely that your taxi driver will speak English. If you get stuck and cannot communicate, it’s fine to use Google Translate.

Is it safe to travel to Moscow?

It is no less safe to travel to Moscow than to any European city if you exercise common sense and look after your belongings. As with every city some regions can be more unsavoury than others, but no tourist attractions are located there. The traffic in Moscow is notorious, so exercise caution when crossing roads. Do not take unlicensed taxis; book in advance or take public transport, which is widespread and perfectly safe. If you encounter any problems, look for the special tourist police who can help you. For more information, read our guide about staying safe in Russia .

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Gov. Bill Lee wanted it, ordinary Tennesseans didn’t. School vouchers failed. Time to move on

Tennessee Gov. Bill Lee conceded defeat Monday on his signature school voucher expansion program, saying he was "extremely disappointed" at the outcome.

That's understandable given that Lee, a Republican, and leaders of the Tennessee General Assembly's GOP super majority stood together last fall during a the kickoff event at the Tennessee State Museum effectively declaring victory even before the 2024 legislative session had begun.

Leaders denied for weeks that the Senate and House were "at odds," but they were far off in details and price tag. Governor Lee wanted a $144 million plan that took program from three counties to all 95. The Senate stayed within that budget with some policy differences related to testing and accountability. But the House wanted a massive education reform bill that cost around $400 million — presumably to persuade skeptical rural school board and county leaders into accepting the proposal. They never did.

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The Senate and House never resolved their differences and the name-calling began. House Republican Caucus Chair Jeremy Faison, for example, was called a "turncoat" by libertarian commentator Hannah Cox on X.

But there's something simpler about why this effort failed: Governor Lee wanted it while ordinary Tennesseans did not.

That was a lesson he should have learned when the Tennessee General Assembly would not even give his extreme order of protection proposal a vote during a special legislative session he called last summer.

The Tennessee governor's office is weak by design

The Tennessee Constitution makes the governor weak compared to the legislature by design.

Article I, Section I of the document starts by saying: "That all power is inherent in the people ..." The legislators are the people's voices and unlike other states or the federal government where it takes a significant majority to override an executive veto, it requires only a simple majority of legislators to do it in Tennessee.

Governors have to work in tandem with the legislators in order to get their agenda passed. Despite the failure of the firearms safety legislation, Lee had a successful year in 2023 with major legislation passing on roads and infrastructure, conservation, and investments in children and families.

Those issues are big, but they are nowhere near as controversial as education reform efforts, which have galvanized parents, activists and lobbyists for decades in many states including my former home of Florida.

There is also the matter of perception. Lee framed the Education Freedom Scholarship Act as choice for children and parents. However, critics viewed it as a top-down government intervention.

If the governor considers his agenda for 2025, he may consider a trick from the book of former Republican Gov. and U.S. Sen. Lamar Alexander who walked across state in a plaid shirt to meet with the public.

Lee did something similar in his 2018 campaign for governor traveling to all 95 counties in a recreational vehicle , but maybe it's time to really get at what is eating at ordinary Tennesseans.

Vouchers may not be the No. 1 problem, but something else might be. A USA TODAY story published Sunday showed that many Americans are spending one-third of their income on child care costs. That's astounding, and supporting parents is an investment the state should consider making to help families thrive across the state.

Lee should take heart from Haslam, Bredesen and Sundquist

Lee's predecessors have faced opposition from their own party members in the past.

The late 47th Gov. Don Sundquist could not get a state income tax proposal through.

48th Gov. Phil Bredesen faced significant blowback for paring down the rolls of TennCare.

49th Gov. Bill Haslam could not get the legislature to vote on his signature Insure Tennessee law to expand Medicaid to working poor citizens.

Like Lee, those predecessors were two-term governors who faced tough political winds and later also achieved some victories.

Haslam, for example, was able to get the legislature to pass his IMPROVE Act on building roads and lowering the grocery tax, but it required Democratic support to get it to the finish line.

For those who see this as the beginning of a lame duck governorship for Lee, they should avoid that type of thinking.

That would be a disservice to citizens who expect him to be "on" for all four years of his second term -- until his successor's inauguration in January of 2027.

So, it's not too late to pivot, and like his predecessors before him, Lee will have to accept that it is time to move on to the next set of critical issues.

David Plazas is the director of opinion and engagement for the USA TODAY Network Tennessee. He is an editorial board member of The Tennessean. He hosts the  Tennessee Voices videocast  and curates the  Tennessee Voices  and  Latino Tennessee Voices  newsletters. Call him at (615) 259-8063, email him at  [email protected]  or tweet to him at  @davidplazas .

This article originally appeared on Nashville Tennessean: Gov. Bill Lee wanted it, ordinary Tennesseans didn’t. School vouchers failed. Time to move on

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Moscow Holiday Packages : rated 4.3 /5 (based on 4 reviews) | Packages starting from ₹30,250/-

Moscow Holiday Packages

What makes Moscow worth a visit are it's colorful and remarkable structures and the warmth of the inviting capital city. Have a tour of the city which is generally known as the ‘Fire Square’.

Best time to visit

In summers, Moscow generally offers a warm climate along with a little downpour. It is a great time to roam around the city in light, cotton clothes and witness many exciting tourist attractions around you. A tour to the Red Square, St. Basil Cathedral, and Kolomenskoye museum on a nice sunny day would be perfect in Moscow city.

The New Year’s Eve in Moscow’s winter is a great deal and is worth witnessing in a visit to the Russian capital. Many games, contests, and Russian cultural traditions take place in Red Square area every year while it is covered in snow. Make sure to pack loads of warm clothes to beat the freezing temperature while you give a tour to Moscow during winters.

Best Way to reach

The one and only way to reach Moscow from India is by air. There are 5 airports in Moscow city out of which 3 are connected to international airports of cities like Delhi, Mumbai, Lucknow, and Bengaluru through flights.

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Showing 26 Moscow Tour Packages

Idyllic Russia Tour Package From India

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Faqs for moscow, how much should i budget for a holiday in russia.

The budget for a Russia tour may vary accordingly, depending on the number of days you wish to spend during your visit. An ideal leisure tour to Russia for 6-7 days will cost you between INR 30,000 to INR 35,000, whereas, an extensive tour to Russia that covers impeccable places that aren’t famous among tourists, which requires at least a 20-25 days of tour will cost you between INR 270,000 to INR 280,000.

How many days are sufficient in Russia?

An ideal Russian would require somewhere between 7-10 days in which you can explore all the major tourist attractions hassle-free. Russia with its vast timeline is one of the largest countries in the world that comprises several major cities and it is not recommended to travel to Russia if you are visiting for less than 7 days.

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• Places To Visit In Moscow

Let the experts guide you to the best of this mesmerizing destination

Kremlin In Moscow

Kremlin is the word used to denote the many Russian citadels spread all over the country. Among these, the Kremlin in Moscow is the most famous one of all, and rightfully so. The Moscow Kremlin or simply Kremlin, in short, is located in the heart of the city, on Red Square area. It overlooks the Moskva River to the south, t...

• Ideal for friends
• Ideal for families

Lenin Mausoleum In Moscow

Lenin Mausoleum is the tomb of Soviet leader Vladimir Lenin, right in the heart of the country’s capital city of Moscow. It is a location befitting the greatest of the Russian leaders and a communist revolutionary. Inside the mausoleum, Lenin’s embalmed remains lie peacefully inside a specially curated sarcophagus, where vi...

• Religious Tour
• Ideal For Family

Luzhniki Stadium In Moscow

Luzhniki Stadium is not only the largest stadium in Russia but also one of the largest in all of Europe. The country’s national stadium which is located in Moscow is one giant arena for sports and entertainment, with a seating capacity of 81,000. The name ‘Luzhniki’ comes from the Russian word, roughly meaning ‘The Meadows....

Red Square In Moscow

The Red Square of Moscow is the lifeline of the city, and the whole country. This is the very center and heart of Moscow, from where all of the city’s important streets spread out like a spider’s web into various ring roads and highways. Red Square separates the former royal citadel and current resident of the Russian presi...

St. Basil’s Cathedral In Moscow

St. Basil’s Cathedral in Moscow is one of the most iconic artistic structures in Moscow which is also called Pokrovsky Cathedral. It is often said by the locals that the architect of the cathedral was blinded by Ivan to keep its design unique and to avoid replication of the structure. It is also said that earlier the cathed...

• Religious Places
• Things To Do In Moscow

Your list of the best things to do, compiled on the basis of actual traveler experiences

Kazan Cathedral In Moscow

Kazan Cathedral is one of the largest cathedrals dedicated to Our Lady Of Kazan, in Moscow, Russia. The first mentions of the cathedral dedicated to the Virgin of Kazan are found in the historical record of 1635 as having been constructed by Prince Dmitry Pozharsky. It was torn down and rebuilt many times during the followi...

Ostankino Tower In Moscow

A radio and television tower located in the Ostankino district of Moscow, Russia, the Ostankino Tower is one of the iconic attractions in the city. Built around 163-1967, this amazing structure is made up of cement, and has an observation deck which makes it even a more interesting place to visit. As one visit this approxim...

Places to visit in Moscow tour packages

• Novospassky Monastery The Novospassky Monastery, being built in the 14th century, is the first monastery established in the heart of Moscow. The monastery showcases remarkable architecture and a small museum and church dedicated to this ancient tales of the Novospassky monastery. In our Moscow packages, do make sure to add this place in your itinerary.
• Grand Kremlin Palace Splendidly reflecting the Russian royalty and culture, the Grand Kremlin Palace of Moscow has a palace-like structure with interconnected rooms and beautiful architecture. As you walk through the embellished and decorated halls of this Palace, find youself feel the elegant aura and witness the awestriking interiors.
• Red Square tour Minin-Pozharsky Monument, State Historical Museum, GUM Shopping Center, Ostankino Tower, Cathedral Of The Archangel, and Sparrow hills are some places which you must visit in Moscow’s Red Square. The Red Square is a city square in Moscow, which has some royal sights that will offer you a lot to capture in your camera.
• Bolshoi Theatre A historic theatre in Moscow, the Bolshoi Theatre is designed by architect Joseph Bové. The designs, patterns and intricate details of this theatre are worth capturing, along with the heart welcoming ballet and opera performances. The shows held here are utterly entertaining and hence, attract a huge number of audience.

Things to do in Moscow

• Golden Ring Russian Folk Show: The Golden Ring Russian Folk show of Moscow is a live stage performance glistening with music, dance, and lights. The performances showcased here are not only entertaining but also educating for the large number of Audience. Make sure to customize your Moscow holiday packages, and witness this high-spirited show taking place right in front of your eyes.
• Moscow Sightseeing River Tour: The one hour Moscow Sightseeing River Tour amazes one with colorful sights of remarkable monuments, dream-like vibrant palces, green natural sights and beautiful viewpoints from the Moscow river. Available at a reasonable price, the river tour is a must-try if you visit the city of Moscow on our Moscow packages.
• Victory Park and Museum Tour: The Victory Park and Museum tour attracts a lot of tourists who visit in the capital city of Moscow. The museum is too large and would make you see numerous attractions inside. The informative guide will narrate many fascinating tales, educating you about the history of the park and museum.

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