travel insurance for cancer patients

June 1, 2020

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A Guide to Travel Insurance for Cancer Patients

When you have cancer, what can travel insurance cover?

The benefits you receive depends on the type of plan you buy. You can see all available travel insurance plans here , or get a quote to easily compare plans and pricing. That being said, here are some of the situations in which travel insurance can protect cancer patients.

• You have to cancel your trip because of your cancer diagnosis. Trip cancellation benefits can reimburse you for pre-paid, nonrefundable travel expenses if you must cancel your trip for a covered reason. One common covered reason is when you or your travel companion suffer an illness, injury, or medical condition that’s disabling enough to make a reasonable person cancel their trip. Remember that a doctor must advise you (or your traveling companion) to cancel your trip before you cancel it — or, if that’s impossible, within 72 hours of the decision to cancel.
• You have to cut your trip short because your illness gets worse. If you’re already on your trip, and you become too ill to travel, trip interruption benefits can reimburse you for your unused, pre-paid and nonrefundable travel expenses. This benefit can also pay reasonable transportation expenses to continue your trip or return home. It can even pay additional accommodation and transportation expenses (up to the stated limit) if the interruption forces you to remain at your destination for longer than you’d planned.
• You suffer an unexpected medical emergency while traveling. Emergency medical/dental benefits can reimburse you for the cost of emergency medical care you receive while traveling for a sudden, unexpected illness, injury, or medical condition that could cause serious harm if it is not treated. The key words here are sudden and unexpected . Travel insurance can’t cover your medical emergency if it’s an expected complication of your cancer diagnosis or treatment.

Also, please understand that travel insurance can’t pay for planned medical expenses if you travel overseas to obtain treatment for cancer (or any other condition). Travel insurance will not pay for any non-emergency care, elective care, long-term care or experimental treatments, among other exclusions listed in your policy.

How can travel insurance help if a family member is diagnosed with cancer?

What if someone in your family is diagnosed with cancer right before you’re about to leave on a week-long vacation? There’s no way you’re going to leave their side — but your resort’s cancellation policy says clearly that no refunds will be given.

In situations like this, travel insurance can help. If a family member who’s not traveling with you develops an illness, injury, or medical condition that’s considered life-threatening or requires hospitalization, that can be a covered reason for trip cancellation. The same is true for trip interruption — if you’re already on your trip when a family member becomes seriously ill, then trip interruption benefits can pay for your transportation home, as well as reimbursing you for unused trip costs.

Read more: How Travel Insurance Covers Family Members

What if you’re diagnosed with cancer after you purchase travel insurance?

Let’s say you book a Mediterranean cruise for yourself and your spouse to celebrate your 25th wedding anniversary. You also purchase travel insurance to protect the trip. Six months later, a routine mammogram detects a lump in your breast, and you’re diagnosed with stage-2 breast cancer. You must undergo surgery and radiation, which means you won’t be able to go on your long-awaited cruise.

Travel insurance with trip cancellation benefits can be invaluable in situations like this, when you’re facing a cancer diagnosis. If your symptoms (or the side effects of treatment) are disabling enough to make you cancel your trip, and if your doctor advises you to cancel it, then trip cancellation benefits can reimburse you for your prepaid, non-refundable trip expenses. That way, you can reschedule the cruise for after you’ve recovered — and the sea breezes will be even sweeter.

Related Articles

• Travel Emergency Medical Insurance Explained
• Travel Insurance with Emergency Medical Benefits
• Travel Insurance 101: Covered Illnesses

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Getting travel insurance

Travel insurance is very important for people who have or have had cancer. 

You have travel insurance to help you get compensation for anything that might go wrong with your travel. This usually means anything from having to cancel your trip, to losing your suitcases. But the most important part is the medical expenses cover.

Suppose you’re going to a country with high medical costs and you need to be flown back in an emergency. Without medical expense cover, the cost to you could be huge.

On this page we look at:

Why is it so hard to get travel insurance?

Travel insurance for people with cancer.

Travel insurance if you have had cancer

Destinations and costs

Finding insurance

Healthcare abroad

Tips on what you need to know

Getting travel insurance when you have or have had cancer can be difficult.  

Insurance companies only make money from people who don't claim. Because you’ve been ill, they think you’re more likely to claim. For example, you might need to cancel your trip or have medical treatment abroad. This makes you a bigger risk to the company, and they can refuse to give you travel insurance.

But finding travel insurance is getting easier. Many insurance companies now look at individual cases rather than refusing everyone who has had cancer.

Some travel insurance companies will give you medical cover if you have a doctor’s letter saying you’re fit enough to travel. But other companies might only insure you for treatment that isn't to do with your cancer. 

So although you'll have travel insurance, it won't cover any treatment you might need because of your cancer. You'll have to pay for that yourself. 

Travel insurance that covers cancer related treatment

For emergency medical problems relating to your cancer while you’re travelling, you'll need an insurance policy that covers you for this. So you must tell the insurance company about the cancer when you apply for cover.

Whether you can get insurance, and how much it costs, will depend on your cancer type.

When you apply for travel insurance, be prepared for questions about:

• your cancer type
• how big your cancer is or was at diagnosis and whether it had spread (stage)
• the grade of your cancer
• the treatment you are having or have had
• your outlook (prognosis)
• follow up care you are having

It’s best if you have these details before you apply. Ask your doctor or specialist nurse if you're unsure about anything. They can answer your questions.

Some insurance companies specialise in policies for people with pre existing medical conditions. This includes cancer. It's worth shopping around. Try insurance brokers as well as travel insurance companies. 

Travel insurance for people who have had cancer

Many travel insurance companies will give you medical cover if you have a doctor’s certificate saying you no longer have cancer and are fit enough to travel. 

Some companies won’t offer you insurance until you’ve been cancer free for some months or even years. Be prepared for the cost to be higher if you finished treatment recently. Prices generally go down the longer you’re cancer free. 

You need to be able to claim for emergency medical care abroad. This includes treatment related to your previous cancer.

To be covered for this, you need a policy that says the insurance company will pay for emergency medical problems that are related to your cancer. Again, you must tell the insurance company your full medical history when you apply for cover. They must pay according to the policy if they agreed to cover you.

The policies of travel insurance companies vary a lot. Some offer more suitable cover than others. Be sure to shop around and check your policy carefully.

Whether you have had cancer or not, travel insurance costs vary depending on where you want to go.

The UK has mutual agreements with some countries that are not in the European Economic Area (EEA). So they may provide medical care at a lower cost or in some cases free. The NHS website has a list of these countries. It also explains briefly what:

• you’ll need to pay
• documents you need
• Find out more at the NHS website

Medical costs in the USA are very high. So it’s hard to get cover if you’re planning a holiday there.

You may not be able to get insurance for the USA if you have incurable cancer, particularly cancer that has spread. So you may need to rethink your holiday plans.

Finding travel insurance

There are different ways to look for travel insurance including:

• contacting an insurance broker
• comparison websites
• contact the money advice service

Insurance brokers An insurance broker can try to arrange a policy for you. Or they can give you a list of insurance companies with special policies for people with cancer or other medical conditions. 

Brokers make a service charge. So it’s always best to make an informal approach to a few brokers before you make a decision. Make sure you feel happy that they know what's available for people with cancer.

The British Insurance Brokers Association (BIBA) can suggest brokers. They can look for travel insurance policies for people with cancer.

• The British Insurance Brokers Association (BIBA) website

Comparison websites Other ways to look for policies would be to use comparison websites such as:

• Money Super Market
• Confused.com
• Compare the Market

Money Advice Service

Another way is to contact the Money Advice Service. They can direct you to specialist travel insurance firms that cover serious medical conditions. 

• Go to Money Advice Service

Information the travel insurance companies and brokers might want to know

Being ready with answers to questions the companies might ask will help when you contact them. They will ask about your cancer and about your holiday. 

Questions about your cancer might include:

• when you were diagnosed
• what type of cancer it is
• how advanced it is and whether it is terminal
• what treatment you have had or are having, or if you are due to start treatment
• any medicines you are taking
• any appointments you have with your GP or specialist
• symptoms you have

Questions about your holiday:

• where you want to go
• how long for
• who will be travelling with you

Questions you might want to ask include:

• How much does the insurance cover you for?
• What is the excess? Does it vary depending on what you are claiming for, for example a medical claim or lost luggage
• Are you and whoever you are travelling with covered if you cancel?
• Is there anything it doesn’t cover?
• Depending on the situation some people might want to know if it would cover them if they died and their family wanted to get them home to bury them
• How much is the travel insurance policy?

Healthcare in Europe

The UK has now left the European Union (EU). This means there are changes to the healthcare agreements between the UK and EU countries.

To be able to receive state provided healthcare when visiting an EU country . You should hold either a: 

• UK European Health Insurance Card (EHIC)
• UK Global Health Insurance Card (GHIC)

These cards mean you can get necessary healthcare free or at a reduced cost in the EU country you are visiting. This is healthcare that cannot wait until you get home. It means you’ll have the same care as a citizen of the country you’re visiting. Remember, the cards might not cover everything you'd get in the NHS. This is because each healthcare system is different.

Ask where you are being referred to. Sometimes people are sent to a private practice or hospital. If this happens, you may not be covered for the costs of care unless you have travel medical insurance. If you have insurance, check the terms and conditions of the policy before agreeing to any treatment.

If you still hold a valid EHIC card you can use this until it expires. You will then need to apply for a UK GHIC. The EHIC will still be around but will only apply to some UK residents and is now replaced with the new UK EHIC card. To see if you should apply for a new UK EHIC card find out more on the NHS website.

• Visit the NHS website for information about the new UK EHIC card

The guide below gives you information on the different healthcare arrangements and systems in countries abroad.

• Guide to healthcare in countries abroad

The UK EHIC and UK GHIC doesn't cover the cost of any medical treatment that you planned in advance, only for unexpected needs. But if you need continued treatment for an ongoing illness while you're abroad, such as regular injections, the UK EHIC or UK GHIC covers this.

The UK EHIC or UK GHIC doesn’t always cover the full cost of treatment. For instance, it won’t cover the cost of getting you home in an emergency. So it’s important to have the right travel insurance even when travelling in the EU.

You still need a UK EHIC or UK GHIC because your insurance company might not cover the cost of treatment that the card covers. If you try to claim in full, they might say you should have had the UK EHIC or UK GHIC. 

It does not cover you if you are on a cruise. And it doesn’t cover the cost of flying you home.

Visiting Ireland

If you're a resident in the UK, you can get healthcare that cannot wait until you get home (necessary healthcare) from state healthcare services in Ireland during your visit. This includes medically necessary treatment for a pre-existing or chronic condition. Some treatments will need to be pre-arranged with the relevant healthcare provider in Ireland, for example chemotherapy. But you will still need travel insurance.

• Guidance on how to get healthcare when visiting Ireland

Europe beyond the EU:

Some countries within the European region do not accept the UK EHIC or UK GHIC, these are:

• the Channel Islands, including Guernsey, Alderney and Sark
• the Isle of Man
• the Vatican
• Guidance for Norway, Iceland, Liechtenstein and Switzerland.

The UK has an agreement with a number of non-EU countries so that people from the UK can receive urgent care. Usually, only immediate medical treatment is free of charge. This includes places such as:

• Bosnia and Herzegovina
• Faroe Islands
• Isle of Man
• Bosnia and Herzegovina, Faroe Islands, Isle of Man and Jersey

Medical care on cruise ships is quite expensive. You should have travel insurance to cover any medical care costs. If you require additional medical care that cannot be provided on board the ship, you will be transferred to medical facilities on land. What you are covered for depends on the country the cruise ship drops you in. So, it is not a good idea to rely on the UK EHIC or UK GHIC. You need medical care cover for anywhere that the ship could stop in. This includes unscheduled stops.

• Apply for the new UK-issued EHIC or UK GHIC online

Tips on what you need to know before you look for insurance

• Many insurance companies have exclusions on their policies for people who have medical conditions such as cancer.
• If you had cancer in the past, you still need to tell the insurance company about it. You must declare all existing and pre existing conditions. Otherwise the insurance company might say you misinformed them and may not pay out.
• Regular high street travel insurance companies will not cover you if you have a terminal illness or if you aren't fit to travel.
• Get a letter from your doctor saying that you are fit to travel, even if you haven’t had any treatment for some time. It’s always best to get advice from your doctor before going abroad.
• You’ll need an updated doctor’s certificate every time you travel if you have an annual or multi trip policy.
• Start by making informal enquiries. Some companies might ask if you’ve been refused insurance before. If you’ve only made informal enquiries, this won’t affect any applications you make.
• As a condition of covering you, some insurance companies insist that you also get their travel insurance for everyone travelling with you.
• Always check a policy carefully. Make sure it covers everything you might need. Such as getting you home if you become unwell whilst abroad.
• Check the cost of insurance (premium) as well as the excess and whether there is a separate excess for everyone travelling.

Related links

Travelling abroad.

Travelling abroad when you have cancer might not affect where or how you travel. But sometimes you could have a few extra things to think about.

Coping practically

Get information on coping with practical matters such as money and travel, as well as treatment for overseas visitors.

Travel tips

Plan a safe and pleasant journey with these travel tips for people who have cancer, are having treatment, or are recovering from treatment.

Travelling with cancer main page

Travelling when you have cancer or treatment might need some extra planning. Find out how cancer can affect travelling in the UK and abroad and get plenty of tips to make it easier.

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04 Feb Travel Insurance for Cancer Patients: What Does it Cover, and How Does it Work?

Planning an upcoming trip you might want to double-check your travel insurance coverage before you hit the road..

Recently in a story by the LA Times , Kathy Mutchler described her experience with the travel insurance company the Good Sam Club. Kathy pays $89.99 annually for the TravelAssist program, which says it covers medical evacuations if suitable care isn’t available locally. Kathy assumed that when she needed to be airlifted out of a Mammoth Lakes RV park after being diagnosed with a severe kidney infection, she was covered. Imagine her surprise when she received a $71,000 air ambulance bill, and a notice from Good Sam that her medical evacuation was not covered by their insurance. While many travel insurance policies allow policy- holders to bypass prior approval in emergencies, Kathy’s plan didn’t include this language. Since she didn’t get prior approval for her air ambulance (while she was barely able to stand due to her kidney infection), Kathy’s evacuation wasn’t covered by Good Sam.

Luckily for Kathy, her primary insurer Blue Cross did cover her medical evacuation. Kathy avoided that bill, but do you know what your travel insurance covers? If you or your loved one is dealing with a cancer diagnosis, leveraging this coverage can make traveling more affordable and secure, but should be used carefully. Whether you’re a policy-holder or in the market for travel insurance, read on to learn more about how these policies work.

What is travel insurance?

Travel-related insurance covers financial, medical, or other unforeseen expenses you run into while traveling. You can usually buy insurance when you book a trip to last for the duration of the tip. Some policies, like Kathy’s, are tailored for people looking for more long-term plans. You can purchase travel insurance from travel agents, travel insurance companies, or travel suppliers like cruise lines.

What does travel insurance cover?

Benefits vary widely by plan and insurance company, but travel insurance policies often cover:

• Travel Delay
• Trip Cancellation
• Loss, theft, or damage to personal possessions
• Medical & Dental expenses
• Emergency evacuation
• Oversees funeral expenses
• Accidental death, injury, or disablement
• Legal assistance
• Death of an immediate family member
• Personal liability and rental car damage

Your cancer diagnosis may be considered a pre-existing condition. Most travel insurance policies treat a cancer diagnosis as a pre-existing condition, which is often defined as an injury, illness, or medical condition, that within 120 days before you purchase your policy:

• Caused you to seek medical examination, diagnosis, care, or treatment from a doctor
• Presented symptoms; or
• Required you to take medication prescribed by a doctor (unless that condition or symptom is controlled by the medication prescribed)

You can likely apply for a waiver which allows you to be covered for losses caused by your cancer diagnosis or treatment, usually called a Pre-Existing Medical Condition Exclusion Waiver , if your diagnosis fits this definition. Insurance policies and waivers vary by insurer, but benefits often include:

• Reimbursing pre-paid, nonrefundable expenses if you have to cancel your trip because your illness worsens or requires additional treatment.
• Reimbursing pre-paid, nonrefundable expenses if you have to end your trip early due to an illness worsening.
• Reimburse you for emergency medical care if you suffer a cancer-related medical emergency while traveling.

There are often limits to this coverage. Travel insurance is designed to cover unforeseen costs, so, for example, if you wait until you suffer an injury while oversees, you likely won’t find medical coverage. These policies tend to cover specific situations, events, or losses, so it’s important to read your policy carefully. Some travel insurance policies don’t cover individuals with pre-existing conditions (which could include a cancer diagnosis), or people over 70 years old.

How does travel insurance work?

Most of the time, travel insurance reimburses you for covered costs after you file a claim and that claim is approved. Claim processes vary by company, but you’ll have to provide proof of your covered loss or expense. While waiting for reimbursement, you will likely have to pay to accommodate your unexpected travel delay or medical expense. In some situations, (unfortunately not Kathy’s), travel insurance companies pay emergency medical expenses up front.

Tips for Buying and Using Travel Insurance

• Buy early: The earlier to buy travel insurance, the longer you’re covered if your trip is delayed, cancelled, or disrupted before you leave. Usually, the best time to buy travel insurance is right after you’ve made your travel arrangements. Some policies require you to purchase insurance within a certain window (often 14 days) after making travel plans to qualify for special benefits, like coverage for pre-existing conditions.
• Read your plan carefully: As Kathy’s story shows, it pays to know exactly what situations your plan covers. Do you need pre-approval for medical services or hotel accommodations? Receipts of purchases for claims to be filed once you get home? Read your plan carefully before you start your trip to avoid unexpected bills.
• Call your insurance company when you need help: Many insurance companies have 24-hour hotlines for policy holders, so give your insurance company a call if you’re faced with an unexpected expense and are unsure about coverage. Representatives can explain your benefits and help you deal with your unexpected costs.

Make sure to research your plan carefully before purchasing— without her Blue Cross coverage, Kathy’s RV trip would have cost her $71,000.

For more information about health insurance coverage, visit https://TriageCancer.org/HealthInsurance .

Similar Posts You May Like To Read:

• Dangers of Fixed Indemnity Plans: But Not in the Eyes of the Court
• Are High Risk Pools & Major Risk Insurances Plans Extinct?
• Do you have a Pre-Existing Condition? Do you know if you are Protected?
• Is Short-Term Insurance the Solution?
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Triage Cancer

Cancer Travel Insurance

POLICIES TAILORED TO YOU, FOUNDED FROM PERSONAL EXPERIENCE

Many people who have been diagnosed with cancer are living a (relatively) normal life and are able to carry on as they did before their diagnosis.

An essential part of leading a normal life involves going on holiday, and this is where problems can arise, because not only is it hard to find travel insurance with cancer cover but when you do, the premium quoted could be more than the cost of the holiday!

Insurancewith offers a range of policies specifically designed for those with a cancer diagnosis, by people who have experienced the condition themselves first-hand.

xRated 4.8/5 on Trustpilot

Based on over 5,900 customer reviews

How easy is it for people with cancer to get travel insurance?

Often, people with a cancer diagnosis can find it harder to get cover for their holiday. If you can find a policy to cover you, it can usually cost more as often insurers see you as a higher risk for making a claim than someone with no medical conditions.

At Insurancewith, we work differently to the rest of the market. Our founder, Fiona , found that often travel insurance policies for people with cancer either weren’t available or were prohibitively expensive – often costing more than the price of the holiday itself!

Although we ask a few more questions than other providers, getting the right kind of cover on your travels is important. Here at Insurancewith, we do more than just insurance. We’ll make sure you’re cared for from sale to claim.

Policy Benefits

There are a series of benefits which come with taking out one of our policies. Some of the most helpful for you include:

• £10 million cover for medical emergencies
• Cover for repatriation
• Emergency helpline 24 hours a day, every day of the year
• Bespoke medical screening
• Personalised medical screening for more complicated or serious cases
• Discounts for couples, families and single parent families
• Winter sports policies available
• Cruise policies available
• Worldwide cover available provided you are not travelling against the advice of the Foreign & Commonwealth Office
• 300+ sports and activities can be covered, many at standard terms
• 14 day cooling off period

Types of Cancer Covered

We will consider covering all different types of cancer. Shown below are the most common types that we are asked to cover. However, if your particular cancer isn’t shown, don’t worry, because you can still get a quote by entering your type of cancer when prompted during the quote process and proceed from there.

Alternatively, you can call our Customer Service Centre on 0333 005 1066  and they will be happy to process the quote for you.

Insurancewith has bespoke cancer travel insurance cover for the more common cancers such as:

• Breast Cancer
• Bowel Cancer
• Lung Cancer
• Prostate Cancer

The Insurancewith travel insurance for cancer patients policy was created by people with first-hand experience of cancer. They really do understand your problems when it comes to buying travel insurance that asks more questions specific to you and your treatment. This ensures that you have the most suitable policy for your needs at the most appropriate price. We also have cancer travel insurance policies for rarer cancers such as:

• Bladder Cancer
• Kidney Cancer
• Non Hodgkin Lymphoma
• Ovarian Cancer
• Pancreatic Cancer
• Skin Cancer
• Stomach Cancer
• Testicular Cancer
• Uterine Cancer

Why Choose Insurancewith?

Our common-sense approach to medical travel cover has been recognised by industry peers and customers alike . We want to make it easier for more people to travel. Many of those we’ve helped talk about how they’d almost given up with the idea of getting away. We understand that getting away and knowing you’re protected should something unexpected occur can have a real impact.

Speak to a member of our team

Having trouble finding what you are looking for?

Please click on the button below to speak to a member of our experienced and empathetic Customer Service team via Live Chat.

¹ Based upon Trustpilot data from December, 2022

*Please note, Insurancewith’s online prices automatically include a 15% discount against our Customer Service Centre prices

$ Insurancewith has been rated 4.8 out of 5 (Excellent) based on over 7000 customer reviews on Trustpilot. Based on Trustpilot data 2023 

2 Based on quote data from 2023. Correct as of 12/09/2023

ɸInsurancewith Awards Won: Customer Champion of the Year at the Insurance Times Awards, 2017, Finalist Insurance Choice Awards, 2023. Plus, our founder Fiona Macrae was awarded the Consumer Marketing and Awareness Award at the Chartered Insurance Institute (CII) Public Trust Awards, 2018

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Who are you, useful & free, immerse yourself, before you go, how to find appropriate travel insurance for cancer patients, travelling after a cancer diagnosis can become a little trickier than before.

There are certain things that need to be taken into consideration that you perhaps wouldn’t have thought about prior to diagnosis. Along with treatment dates, medical care abroad and doctor’s permissions, your travel insurance cover should be a high priority. With some companies charging extortionate amounts, or not providing cover at all, the quotation phase can be disheartening, but with a few simple tips finding the right policy for your needs a lot easier. 

I have worked in the insurance industry for over 15 years

I now head up consumer awareness initiative at Travel Insurance Explained (TIE). Following my own diagnosis of Breast Cancer , a number of years ago, I found it difficult to find a suitable travel insurance policy and thus founded Insurancewith – a specialist, innovative medical travel insurer.

Now, I spend my time tackling sign-posting within the insurance industry and working alongside governing bodies and charities to ensure everyone, no matter the diagnosis, can enjoy their much-needed break.   My input into the guide gives first-hand experience and tips to finding the right travel insurance – and the considerations needed - following a cancer diagnosis.

Understanding travel insurance following a cancer diagnosis

When you look for a travel insurance policy be prepared for high prices or rejected quotes. Not all travel insurers are suited to people with medical conditions so you will find that specialist medical travel insurers will be able to offer you a fairer price. It may be best to speak with the insurer over the phone rather than completing a quote online, that way you can ensure they are offering you the cover you need and they can answer any questions you may have about the policy.

When speaking with the travel insurer you will need to complete a medical declaration, this may be lengthy but it is only so the insurer can assess your condition and how it affects you before assessing the risk. All cancers are different and this ensures that you are not being unfairly assessed just because of your diagnosis. It is important to note that your travel insurance will not cover you if you have been advised to not travel by a medical professional.

What to look for in a travel insurance policy

You may be tempted to sway towards this cheapest policy but it is important to remember that this may not be the best option for you.  Spend some time looking into what the policy will cover you to ensure cover, and the amount provided in the event of a claim is suitable for your needs. Here’s a couple of things to look out for:

• Repatriation Cover – this will cover any reasonable expenses needed to get you back home following a medical emergency and will be arranged by your travel insurer.
• Medical expenses – if you need any emergency medical treatment whilst on holiday , this will cover the associated costs.
• Additional travel expenses – if you need to stay in the country for longer than planned following a medical emergency, this will cover any reasonable costs for accommodation and transport home.

It is worth bearing in mind that every travel insurance policy will have different levels of cover, and the cheaper the policy the lower the cover. So, it may be best to pay a few pounds more now rather than having to pay out thousands later.

Flying after a cancer diagnosis

When deciding on a destination, consider how you would get there as some modes of transport may not be suitable. For example, if you have lung cancer it may not be advisable to fly as the change in air pressure and reduced oxygen levels could cause complications. Similarly, following a bone marrow transplant it is advised to wait a few months before travelling due to the increased risk of infection. However, airlines, cruise lines and railway companies are evolving to become better equipped with medical equipment so it is worth speaking with the transport company when planning your trip to ensure they can cater for your needs. 

Checklist for planning a trip following a cancer diagnosis

• Check that your treating doctor or consultant is happy with your travel plans; this includes your destination, mode of transport and the duration of your trip.
• Have a few destinations in mind. Depending on the length of time since diagnosis and the treatment you have undergone, some travel insurance companies may not be able to offer cover for long-haul trips but would instead cover a trip closer to home.
• Speaking of travel insurers, always research travel insurance providers as there are specialist insurers who offer specialist cover for medical conditions – and not all of them can be found on comparison sites.
• Once you have found a travel insurer make sure you check the cover levels on the policy and that they are suitable for your needs. it is also worth checking the policy and medical excess so there are no nasty surprises if you need to make a claim.
• When packing for your trip, ensure you take enough medication (if applicable) in case you are delayed. Be sure to also check that your  prescription medication is legal  in the country you are travelling to as some medication that is available on prescription in your country may be banned in another country.
• Following on from the above, make sure you have a copy of your prescription and a doctor’s note stating the reason you have been given the medication to hand when passing through customs.
• Find out where the closest pharmacy and public hospital is in your chosen location, as most travel insurers will not cover treatment in private clinics.
• Write down your policy reference number, the travel insurance contact number and the emergency assistance line and store it in your phone and/or wallet. You may also want to take a copy of your travel insurance policy with you, but this isn’t compulsory.

Advice for when abroad

Remember to take it easy, this is your chance to relax and unwind and enjoy your holiday. That said, if you do wish to participate in activities always ensure your doctor is happy for you to do so and double check with your travel insurer. Although some activities are covered as standard as part of the travel insurance policy, those that are a little riskier may require additional cover.

Also, if you have recently had treatment be sure to speak to your doctor about any dos and don’ts before you travel. For example, if you are travelling shortly after radiotherapy treatment or have had lymph nodes removed you may be advised to stay out of the sun and stick to shaded areas.

Fiona Macrae has worked in the insurance industry for over 15 years and now heads up consumer awareness initiative, TIE. Following her own diagnosis of Breast Cancer, a number of years ago, she herself found it difficult to find a suitable travel insurance policy and thus founded Insurancewith – a specialist, innovative medical travel insurer. Now, Fiona spends her time tackling sign-posting within the insurance industry and working alongside governing bodies and charities to ensure everyone, no matter the diagnosis, can enjoy their much-needed break

Further reading

The Light at the End of the Cancer Tunnel: A Personal Story of Recovery

The Cancer Shop - All The Items You Need When You Have A Cancer Diagnosis

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An Overview of Flying With Cancer

Air travel with cancer.

• Medications and Devices
• Getting Around
• Reducing Blood Clots
• Oxygen Needs

Air Pressure Changes

Infection concerns, cancer fatigue, travel insurance.

Flying on commercial airlines is usually very safe for people with cancer who are stable, reasonably healed from any surgeries, and do not have a very low white blood cell count or platelet level due to chemotherapy . That said, it's important for anyone with cancer to talk to an oncologist before scheduling any air travel to discuss potential concerns about oxygen levels or pressure changes during flight, or the need for preventive measures against blood clots. Here we will look at these concerns, common questions people have about medications or medical devices while flying, and general measures that can help you prepare for seamless travel.

Flying with cancer can sometimes have significant benefits. In some cases, people may need to fly to the cancer center where they will be treated. But pleasure trips are encouraged by many oncologists as a great way to cope with the rigors of treatment and to reconnect with family and/or friends outside of the clinic or hospital setting.

Many people wonder about the best time to travel during treatment, and the answer will be different for everyone.

Air travel should be avoided if at all possible for at least two weeks after surgery for a number of reasons (and much longer in some situations such as after brain surgery). In general, any incisions should be well healed and any drains removed.

With chemotherapy, the best time to fly will depend on the particular chemotherapy regimen you are on, as well as other factors such as side effects you are experiencing and more. With some protocols, the chemotherapy nadir (when blood counts are at their lowest) occurs around 10 days to 14 days after an infusion, and an oncologist may recommend travel either earlier or later for this reason. A low white blood cell count can increase infection risk, a low red blood cell count (anemia) can make you more tired, and a low platelet count (thrombocytopenia) can increase the risk of bleeding. With high dose chemotherapy, such as with some leukemias, air travel may be discouraged throughout the duration of treatment.

General Information

The Air Carrier Access Act of 1986 prohibits discrimination on domestic flights in the United States on the basis of disability. While there are some "horror stories" that spread through the news regarding transportation security administration (TSA) agents and "pat downs," TSA agents should typically be ready to assist those with disabilities due to cancer with courtesy and respect. TSA recommends calling their helpline 72 hours before travel to discuss the screening process.

• You may call TSA Cares at 1-855-787-2227 for information on what to expect at the security checkpoint.
• You may also request a passenger support specialist. These TSA specialists are trained in assisting people with disabilities of all kinds.

Medications and Medical Devices

Many people with cancer will need to travel with medications or medical devices. In addition to making sure that you have an adequate supply of medications (with at least a few extra days worth in case of delays or changes due to weather), there are several other things you should consider.

Oral Medications

Carry all medications on board in a carry-on rather than checking them with your luggage. This includes any medications you use for side effects such as anti-nausea drugs or pain medications. Keep all medications in their original containers. Though it's recommended that you bring enough medications for your entire trip plus unexpected delays, many insurance companies have a limit on the number of pills you will be prescribed at one time. If this is an issue, talk with the pharmacist responsible for prescribing your medications.

Medications that cannot go through the X-ray machine are allowed, but you will need to talk to the TSA agent and this may require a pat down.

If you have medications in liquid form, containers containing more than 3 ounces are allowed but you will need to remove the medication from your bag and mention it to the TSA agent before going through security.

Medications and Travel Outside the U.S.

Keep in mind that drug approval varies among countries and that your particular medication may not be available where you are traveling.

It's also very important to make sure that your medication is legal in the countries you are visiting.

For example, drugs containing pseudoephedrine (such as Sudafed) are illegal in Japan. Amphetamines such as Adderall are illegal in Japan and Saudi Arabia. Narcotics may be illegal or restricted, for example, codeine is illegal in Greece and Hong Kong. Some countries (such as Costa Rica) require that you have a healthcare provider's note describing the medications and only bring enough for your stay. When traveling overseas, make sure to check out the laws, as exceptions are not made, even for people with cancer.

Traveling With Syringes 

If needed for a medical condition, you may carry syringes and injectable medications on board the plane.  It’s advisable to carry a healthcare provider's letter indicating the necessity of carrying these medications since some checkpoints may require a healthcare provider's recommendation (on letterhead stationery).

Medical Marijuana/CBD Oil

Though marijuana is now legal in many states, it is still illegal under TSA law (and federal law) even with a healthcare provider's note, and could be risky. This is true for CBD oil as well. While the TSA does not search for marijuana, if detected they defer to local law enforcement. People with cancer should not travel with medical marijuana outside of the United States.

Chemotherapy Ports/PIC Lines/Ostomy Ports

If you have a port, ostomy, or other medical device, you will need to tell the TSA agent before going through screening. In some cases, a pat down may be required.  

Head Coverings

Most of the time you will be allowed to wear a wig, scarf, or other head covering as you go through security as these are considered medical items, but may be subject to a pat down. You can request a private screening if you would like.

Breast Prostheses

Breast prostheses do not need to be removed, though you will need to tell the TSA agent before screening and rarely a pat down will be required.

Getting Around in the Airport and Boarding

Most airports provide transportation services beyond the security checkpoint. Check with the airports you will be visiting to see what services are available.

Advance Seating

Airlines usually announce advance seating for people with disabilities along with first class passengers. If you need assistance with boarding, this option may be helpful. That said, if you are able to move around it may be a good idea to instead move around and board towards the end of boarding, especially if you have a long flight. Prolonged sitting raises the risk of developing blood clots.

Reducing the Risk of Blood Clots

Air travel as well as cancer itself raise the risk of blood clots (deep vein thrombosis and pulmonary embolism) and the risk is higher when the two are combined. Cancer treatments such as surgery and chemotherapy increase the risks further . Thankfully, many of these clots can be prevented by taking a few precautionary measures:

• Get up and walk around often—at least one time per hour
• Exercise your legs while sitting. On overseas flights, it's now common for passengers to be shown a video on leg exercises which may reduce the risk of clots when performed in flight. You can exercise your legs by tightening and then releasing your calf muscles or turning your foot in a circle. You can also exercise your legs by lifting your heel repeatedly with your toes on the floor, then lifting your toes several times with your heels on the floor.
• Choose an aisle seat when possible
• Avoid drinking alcohol as it can lead to dehydration and makes platelets (the factors in the blood that cause clotting) stickier.
• Avoid crossing your legs
• Ask a healthcare provider about the use of compression stockings
• Talk to a healthcare provider about other measures if you are at a high risk of developing blood clots. They may recommend taking aspirin or a one-time injection of low molecular weight heparin.

If you've had blood clots in the past, it's crucial to talk to a healthcare provider about whether you should fly, and if so, what other measures you should take.

Oxygen Needs at Increased Altitudes

Flying results in a statistically significant decrease in oxygen saturation in the blood.

Even though cabins are pressurized on commercial flights, oxygen levels are similar to being at an elevation of 5,000 to 8,000 feet.

Oxygen levels may be lower than this on small planes. For those who are healthy, the body accommodates to this lower oxygen saturation quite well. But for those who have compromised lung function due to respiratory ailments, COPD , lung cancer , or lung metastases from other cancers , this can pose a problem.

If you suffer from a respiratory condition you may require supplemental oxygen for flying even if you do not require oxygen on the ground. Talk to a healthcare provider before flying. They may be able to make recommendations or offer tests to determine if you will require oxygen in flight. While commercial airliners carry oxygen, this is reserved for emergencies.

Estimating Your Need for Oxygen When Flying

For people who have COPD and cancer, or who aren't certain whether oxygen may be required, a healthcare provider may be able to make a prediction based on specific tests. Researchers have developed a pre-flight algorithm  that can be used to predict whether or not you may need in-flight oxygen. Since it's been found that people with respiratory disease tend to underestimate their potential need for oxygen when flying, this is a helpful approach for making the decision more objective.

Traveling With Oxygen

Some airlines—but not all—allow portable oxygen to be carried on board the aircraft. According to TSA, if you are able to disconnect from oxygen it's recommended that you check your oxygen as checked baggage.

While checking your oxygen is the ideal method of transport, if you require oxygen when on the ground it's likely that you will require oxygen to an even a greater degree while flying.

If you plan on using portable oxygen in flight it's important to call the airline ahead of time to understand any restrictions. It's also necessary to check with the manufacturer of your oxygen concentrator to see if it is approved for flying.

Delta airlines does allow approved portable oxygen containers with advance notification (but not devices that contain liquid oxygen). A POC approval form must be received by the airline at least 48 hours prior to flying, and if approved will need to be carried with you when you fly. Several other restrictions also apply. The FAA requires that the battery time is 150% of your cumulative flight times. If you need to rent oxygen, OxygenToGo personnel can help you with this process, but you will need to plan well ahead of your flight.

As airlines differ in their regulations, it is important to check with your airline before flying, leave plenty of time to purchase or rent an approved oxygen device if needed and to receive a healthcare provider’s statement that you require in-flight oxygen.

Just as scuba divers may experience problems due to air pressure under water, changes in air pressure as a result of the increased elevation in flight can potentially cause problems for some people.

It's estimated that gasses in body cavities can expand up to 30% with flying on a commercial airline.  

For this reason, healthcare providers recommend not flying for a period of time after certain procedures. For example, it's advisable not to fly for 10 days after a colonoscopy, for two weeks to four weeks after chest surgery, and up to six weeks after brain surgery.

After surgery in general, a wait time—usually around 2 weeks—is recommended as the pressure created by changes in altitude could result in incisions breaking open.

Talk with a healthcare provider if you have a brain tumor or brain metastases as air travel could create brain swelling. Most people with brain tumors can travel by air safely, though symptoms may worsen. In some cases, oncologists may recommend steroids or anti-seizure drugs prior to flying.

Changes in air pressure can also cause swelling in the hands and feet. People with lymphedema , such as after breast cancer surgery, should talk to their healthcare providers before flying as to recommendations. Overall, wearing loose-fitting clothing and staying well hydrated is important in minimizing discomfort at an increased altitude.

Air travel significantly increases the risk of contracting a respiratory infection ranging from the flu, to SARS, to dengue fever aboard aircraft has been noted.   A 2018 study quantified this risk to a degree, at least for infections spread by respiratory droplets that are propelled short distances.   The relative risk of contracting an infection is roughly 80% for people seated within one row (a row in front or row behind) or within two seats on each side of a passenger who is ill with a cold or flu virus. This risk drops to less than 3% for those further away. The risk can also vary depending on movement up or down the aisle, with the greatest risk conferred by ill flight attendants.

Fortunately, the absolute risk is much lower (about one passenger infected for each ill passenger that boards the plane) and there are some things you can do to avoid exposure. Carrying hand sanitizer is one (of course, less than three ounces) that can be used to wipe down the tray table, seatbelt buckle, and bathroom doors. If you note someone coughing or sneezing, you could also let the flight attendant know that you are a cancer passenger and have him or her ask if anyone is willing to trade seats with you. Wearing a mask is also an option.

Flying During Chemotherapy (Between Chemotherapy Infusions)

If your white blood cell count is low due to chemotherapy  or your cancer itself, talk to a healthcare provider about whether or not you should wear a mask. Also, ask them for recommendations about the right mask since some may offer more protection against germs than others.  Chemotherapy-induced neutropenia a low level of the type of white blood cells called neutrophils that fight infections) can be a challenge when traveling in many ways.

There are many "hidden" risks of infection when you leave home, and it's helpful to learn about ways to prevent infections if possible whether traveling by air or not.

Vaccinations

Vaccinations may be required for travel to certain regions of the world. Live vaccines, such as the MMR, yellow fever vaccine, and oral typhoid can be dangerous for those who are immunocompromised. In contrast, some immunizations may be recommended, such as the injectable flu vaccine. It's important to note that even if immunizations are considered okay, they may be less effective or ineffective for people undergoing treatment for cancer.  

When you think about your upcoming trip you may picture yourself traveling as you did before cancer. Yet  cancer fatigue , whether it is the fatigue the majority of people experience during treatment ​or that annoying fatigue that persists long after treatment is done, may leave you exhausted unless you plan for extra rest during your journey. You may find it helpful to write down the activities you wish to take part in at your destination, and then prioritize them as:

• Something you really want to do
• Something you would like to do if you have time
• Something that is optional

If you list out your planned activities in this way you will be more likely to participate in the activities you most wish to do, and will hopefully feel less guilty when you need to take a day or two and just rest.

Many airlines, as well as companies such as Expedia and Travelocity, offer travel insurance when you purchase your airline tickets. This is often a small price to pay relative to the cost of your ticket, but the coverage can vary. Some cover only the cost of your ticket, and documentation by a healthcare provider of a medical reason for the change or cancellation may be required. Others offer services in addition to reimbursing your ticket cost, such as emergency medical care at your destination. Make sure to read the fine print.

A Word From Verywell

Once you've thought through the physical issues related to flying, you may have concerns about the financial issues. If you are traveling by air for treatment, you may be able to get some assistance. Several organizations provide  free air travel for those with cancer who need to travel for medical treatment.

Remember that flying is only one part of your journey. Take the time to think through lodging, transportation, and other issues ahead of time so you are prepared to enjoy your time away.

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OxygenToGo. Delta air lines process .

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Perdue C, Noble S. Foreign travel for advanced cancer patients: a guide for healthcare professionals .  Postgrad Med J . 2007;83(981):437-444. doi:10.1136/pgmj.2006.054593

Phillips M, Saria M, Eisenberg A, Kelly DF, Barkhoudarian G. Safety of commercial airflight in patients with brain tumors: a case series . J Neurooncol . 2018;139(3):617-623. doi:10.1007/s11060-018-2905-6

Breastcancer.org. Lymphedema .

Mangili A, Gendreau MA. Transmission of infectious diseases during commercial air travel .  The Lancet . 2005;365(9463):989-996. doi:10.1016/s0140-6736(05)71089-8

Hertzberg VS, Weiss H, Elon L, Si W, Norris SL. Behaviors, movements, and transmission of droplet-mediated respiratory diseases during transcontinental airline flights . Proc Natl Acad Sci USA . 2018;115(14):3623-3627. doi:10.1073/pnas.1711611115

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Ariza-heredia EJ, Chemaly RF. Practical review of immunizations in adult patients with cancer . Hum Vaccin Immunother . 2015;11(11):2606-14. doi:10.1080/21645515.2015.1062189

Josephs L, et al. Managing patients with stable respiratory disease planning air travel: A primary care summary of the British Thoracic Society recommendations . Prim Care Respir J . 2013;22(2):234-8. doi:10.4104/pcrj.2013.00046

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Transportation Security Administration. TSA Travel Tips - traveling with medications .

By Lynne Eldridge, MD  Lynne Eldrige, MD, is a lung cancer physician, patient advocate, and award-winning author of "Avoiding Cancer One Day at a Time."

Traveling With Cancer: Advice, Tips, and Tricks

How to know when you shouldn’t be traveling with cancer, how to prepare to travel safely, and what you can do to reduce the stress and cost of traveling

A trip or vacation with family and friends can be a great way to take your mind off the events surrounding your cancer diagnosis and treatment. But when faced with the need to travel, whether it's for a vacation, business purposes, or to get treatments, it’s natural for people with cancer to wonder if it would be unsafe.

“It’s generally safe to travel with cancer, even on longer [more than five-hour] flights,” says Jeffrey Velotta, MD , a cardiothoracic surgeon with extensive expertise in pleural mesothelioma and lung cancer.

Still, it’s important to know when you shouldn’t travel with your condition, what and how to prepare to travel safely, and what you can do to reduce the stress and cost of traveling.

When Not to Travel With Cancer

While it is generally considered safe for people with cancer to travel, there are times when you should cancel your plans and stay home. “The caveats are that if you had a major cancer surgery within four to six weeks, or if you are actively undergoing chemotherapy and have had an infusion within one week, you shouldn’t travel, because of possible feelings of dehydration, nausea or vomiting, or severe fatigue,” says Dr. Velotta, adding that being on longer flights can worsen these symptoms.

Notably, there are no established regulations or criteria to deem a person with cancer unfit to travel. But, according to a review article published in the Journal of Global Oncology , people who are receiving intensive radiation or systemic cancer treatments, those whose cancer requires close monitoring by healthcare professionals, or those with stage 4 cancer should not travel on commercial airlines.

Possible Dangers of Traveling With Cancer

It’s important to be aware of the potential risks when traveling with cancer.

• The stress from being on a flight or on the road for a long time may worsen your symptoms or have negative impacts on your overall health.
• It may be difficult to get medical care or emergency medical intervention while in transit.
• You may experience reduced oxygen delivery on a flight if you are an older adult, have low levels of healthy red blood cells (anemia), or have an existing cardiopulmonary disease such as bronchitis (inflammation of the lung airways) or polycythemia (a blood disorder where you have too many red blood cells).
• Your risk of venous thromboembolism (VTE), which is a blood clot that forms in the veins, may be higher if you have cancer and are traveling for over eight hours.
• People with cancer who travel by air may experience pleural effusion (fluid in the lungs) or pain.
• If you had a brain tumor and underwent a recent neurosurgery, you may be at risk of increased pressure within your skull when you travel at a high altitude.

And there is another potential danger of traveling with cancer: “You are potentially at a higher risk of contracting COVID-19 and other upper respiratory infections or viruses,” Velotta points out, suggesting that you should avoid traveling or delay your flight if you feel sick.

Should You Inform Anyone About Your Condition?

Before traveling, there are some key people you should consider speaking with or informing about your condition.

“If you're dealing with cancer and planning a trip, talk to your healthcare team. Your provider can confirm whether it's safe to travel and offer tips on managing things while you're away,” says Sean Marchese, RN , a nurse at the Mesothelioma Center, an advocacy organization in Orlando, Florida, with a background in oncology clinical trials and over 20 years of patient-care experience.

Your doctor can arrange for the medications you will need to take with you and determine whether you will need a medical alert letter or special documentation for your medication. For instance, this might be necessary if you are taking a synthetic opioid like methadone for cancer-related pain.

You can get advice from your other healthcare team members, like the nurse and patient navigator, about the following:

• Where and how to buy travel health insurance
• How to cope with symptoms and medication side effects when you are away from home
• Other essentials you will need to take with you on the trip

While it's not obligatory, some people may want to inform their flight attendants and seatmates about their medical condition. “It's wise to tell the flight crew about your health, especially if you anticipate needing help. Communicating your needs keeps everyone in the loop in case of an emergency,” Marchese says.

Prepare for Your Trip

Here are some tips to help you plan and prepare for a safe trip.

• Notify your healthcare team ahead of time about your travel plans. If you are undergoing treatment, they can arrange a break or change the treatment dates.
• Pack your prescribed medications and take them as directed before and during the flight.
• Consider speaking with the travel company you will be using so they can provide you with any needed support, such as a wheelchair.
• Arrange to get travel insurance, in case you need it.
• If you had surgery, speak to your doctor about any extra supplies you need to carry with you.
• Carry your face mask, alcohol-based hand-sanitizing gel, and sunscreen with you.
• Wear compression socks to improve blood flow and reduce leg swelling during the trip.
• If your cancer is causing you bowel or bladder problems, consider getting a “Just Can’t Wait” toilet card or booking an aisle seat close to the lavatory. You can also download a toilet app on your phone to help you find public restrooms when you arrive at your destination.
• Pack healthy snacks like sliced apples and peanut butter, whole-grain crackers, and nuts. Make healthy food choices even when you get to your destination.
• Plan to stay active. If you are on a long road trip, use rest-stop breaks to stretch and take a short walk. For plane trips, you can explore the airport while waiting for a connecting flight or try simple inflight exercises (for example: pull each knee up toward the chest and hold it there with your hands for 15 seconds, and repeat).
• Drink enough water, and avoid consuming excess alcohol or caffeinated drinks during your trip.

For more travel health information, speak to a travel health specialist or visit the Centers for Disease Control and Prevention for information on diseases that are of concern at your destination and vaccines that may be recommended for you.

Medical Travel Agencies and Travel Health Specialists

In the wake of the COVID-19 pandemic, it has become particularly risky for people with medical conditions like cancer to travel through public transport systems. This is because cancer and its treatments can suppress the immune system, making it harder for the body to fight off infections.

For people with cancer who are in critical condition or are receiving treatment, it may be helpful to seek the services of healthcare travel agencies that can connect them with affiliated hospitals at their destinations and provide medical air services or medically equipped buses. Such planes or buses may be outfitted with intensive care facilities, medications, and even trained medical personnel. You can visit the International Medical Travel Journal’s directory and search for medical travel agencies around your location that offer such services.

Another option is to consult a travel health specialist before you go. In collaboration with your oncology team, a travel health specialist can advise you on how best to protect yourself from illnesses transmitted by insects or parasites such as ticks and mosquitoes, depending on the region you're traveling to and the time of year. They can also recommend vaccines you should get. “Vaccines depend on where you're going. Many places require flu and pneumonia shots, but it varies,” says Marchese.

"Generally speaking, lung cancer or cancer spread to the lungs will have a higher risk of worse upper respiratory symptoms or pneumonias," adds Velotta. So, if you have this type of cancer, you need to ensure your boosters for COVID-19 are up-to-date.

Traveling with cancer can come with additional costs that some families may not be able to afford. Speak with your medical team, a patient navigator, or a social worker to learn about resources that can help with the cost of transportation, food, lodging, and other needs.

If you are traveling to get medical treatment, check out the American Cancer Society’s list of programs and resources for help with cancer-related expenses.

Editorial Sources and Fact-Checking

Everyday Health follows strict sourcing guidelines to ensure the accuracy of its content, outlined in our editorial policy . We use only trustworthy sources, including peer-reviewed studies, board-certified medical experts, patients with lived experience, and information from top institutions.

• Heng S et al. Traveling With Cancer: A Guide for Oncologists in the Modern World. Journal of Global Oncology . July 10, 2019.
• Aerospace Medical Association Medical Guidelines Task Force. Medical Guidelines for Airline Travel, 2nd Edition. Aviation, Space, and Environmental Medicine . May 2003.
• Brändström H et al. Risk for Intracranial Pressure Increase Related to Enclosed Air in Post-Craniotomy Patients During Air Ambulance Transport: A Retrospective Cohort Study With Simulation. Scandinavian Journal of Trauma Resuscitation and Emergency Medicine . May 12, 2017.
• Ahmedzai S et al. Managing Passengers With Stable Respiratory Disease Planning Air Travel: British Thoracic Society Recommendations. Thorax . September 2011.
• Why People With Cancer Are More Likely to Get Infections. American Cancer Society . March 13, 2020.
• Blood Clots and Travel: What You Need to Know. Centers for Disease Control and Prevention . June 28, 2023
• Opioids for Cancer Pain. American Cancer Society . May 23, 2023.
• Travelers With Chronic Illnesses. Centers for Disease Control and Prevention . August 16, 2022.
• Destinations. Centers for Disease Control and Prevention .
• Eat Right and Stay Active While Traveling. American Cancer Society . November 21, 2019.
• Programs and Resources to Help With Cancer-Related Expenses. American Cancer Society . September 30, 2023.

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Cancer Travel Insurance

We can provider cover for all types of cancer, including:

• Breast cancer
• Skin cancer
• Prostate cancer

Going on holiday should be a time of excitement, but if you’re diagnosed with cancer, it can also bring a unique set of challenges. Having the right Travel Insurance can make all the difference in reducing your worries before your trip.

Specialist Travel Insurance for people with cancer

Travel Insurance for Cancer is a specific type of Travel Insurance for people who are living with cancer. Whether you’re currently a cancer patient or are in remission, we cover all stages and most types of cancer.

• 50% of people who are diagnosed with cancer go on to live 10 years or longer . This means if you currently have, or have previously lived with cancer, you may have many more opportunities for adventures.
• Data from cancer charity Macmillan has shown that Travel Insurance is one of the biggest concerns for people living with cancer. Our job is to help you know you’re protected if unexpected issues arise.

If you are planning to go abroad and you’re living with cancer, you might need a little extra support, which is where Travel Insurance for Cancer comes in. This will ensure you’re not left without vital medications if you lose your luggage, and that in the event of an unexpected hospital trip, you’re not left with a big medical bill.

What cover does AllClear’s Cancer Travel Insurance provide?

What’s covered?

• Medical expenses – We can cover any emergency medical treatment you need while travelling, including if it relates to pre-existing medical conditions you’ve declared.
• Medical aids – You can travel with confidence because we’ll protect all your important medical equipment and accessories from loss or damage.
• Medication – If you lose your medication, we will help you get a replacement as soon as possible.
• Repatriation – This covers the cost of emergency medical transport back to the UK.
• Lost luggage – We will pay out if your baggage is stolen or damaged. This way, you can replace your important items and enjoy your holiday.
• Cancellation and curtailment – Provides cover if you have to cancel your trip due to an unforeseen emergency or reasons beyond your control.
• Travel disruption – We will help you cover alternative transport or accommodation if your travel plans are disrupted, so you can continue your journey smoothly.

What’s not covered?

• Medical conditions you fail to declare – You need to declare all your medical conditions that fall within the medical warranty when you buy Travel Insurance so we can provide you the right cover. 
• High-risk activities – Some activities are not covered by our standard Travel Insurance. However, extra protection is available for an additional premium
• Missed departure within your control – While we know that things can go wrong, you won’t be covered if you miss your transport for an issue within your control.
• Deciding not to travel – We offer cancellation cover for specific reasons, such as illness, injury or bereavement. For full details please see your policy documents.

Find our different products below. We have three to choose from, Gold, Gold Plus and Platinum

If you’d like some help choosing which is best for you, give us a call .

SWIPE TO COMPARE POLICIES

* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.

What types and stages of cancer are covered by AllClear’s Travel Insurance?

Types of cancer covered.

We can offer Travel Insurance for all types of cancer, including:

• Lung cancer
• Bowel cancer
• Brain cancer
• Metastatic cancer

If you don’t see your cancer type listed above, that doesn’t mean we can’t cover it. The best way to get an answer is to give us a call.

Stages of cancer covered

We can cover you during every stage of your journey, from the initial diagnosis, through chemotherapy and radiation therapy to remission .

As you proceed through the medical screening process, we will gather all the information needed to offer a quote for your specific circumstances.

How to get Travel Insurance when you have cancer

As we’re a Specialist Medical Travel Insurance provider ,  the first step towards getting a quote is completing the medical screening process. 

This medical screening process is a set of questions we’ll ask you about your cancer, and any other pre-existing medical conditions you might have. Some questions we may ask include:

• What age were you when you were diagnosed? 
• Are you currently undergoing treatment or is any planned? 
• Has the cancer spread to other parts of the body?

The answers provided during the medical screening process can have a significant impact on your Cancer Travel Insurance. We’ll use the information you give and your unique medical history to provide the best cover for your trip. 

We won’t be able to cover you for costs relating to any medical issues that aren’t declared during the screening process. This is why it’s important to provide accurate information at this stage, so we can keep you protected and you don’t end up out of pocket for any unexpected costs.

AllClear’s Cancer Travel Insurance with other pre-existing medical conditions

At AllClear, we believe that everyone should have the opportunity to travel.

If you’ve got a secondary or additional pre-existing condition in addition to cancer, we can help cover your travel plans. We can cover over 1,300 different conditions, and we’ve helped more than 3.5 million people get cover for their trips. 

If you have another condition, you must also declare it during the medical screening process. Remember that we define a pre-existing medical condition as any condition you have:

• Been to a hospital, clinic, or GP surgery to have medical treatment diagnosed or advised within the last two years. This also applies to remote consultations, either on the phone or through an app.
• Been placed on a waiting list which might mean you’ll have to miss your trip.
• Been told they have a terminal illness.

Examples of other pre-existing medical conditions we cover include:

• Heart Conditions – We cover all cardiovascular issues affecting heart function, including high blood pressure and atrial fibrillation . We’ll also provide cover if you have a pacemaker .
• Respiratory problems – This includes conditions that are linked with, or cause breathing difficulties, like asthma and COPD . 
• Chronic illnesses – Nearly 95% of adults 60 and older are living with at least one chronic condition. We cover issues like Crohn’s disease , diabetes , gallstones and other long-lasting concerns.
• Musculoskeletal conditions – Conditions that affect your bones, muscles, and joints, including back problems , osteoarthritis and osteoporosis .
• Neurological conditions – Disorders affecting the brain and nervous system, including strokes , epilepsy and multiple sclerosis .

Find the best Travel Insurance for your trip

Each trip will be slightly different if you’re travelling with cancer, so you might need a different policy depending on your travel plans.

• Heading off on a once-in-a-lifetime trip? Our Single Trip Travel Insurance will cover you for a single trip of up to 365 consecutive days. 
• Planning multiple trips abroad? Our Annual Multi-Trip Travel Insurance has you covered, no matter how many trips you do this year. 
• Big family holiday? Our Family Travel Insurance can cover the entire family (up to 10 people), in a single policy meaning that there’s less paperwork and more time for fun. 
• Taking a cruise? We’ve got you covered, with Cruise Insurance that protects you against things like cabin confinement, missed departures and even unused excursions.
• Golfing holiday? Our Golf Travel Insurance covers your clubs and insures you against unused Green Fees.
• Planning a staycation? You’re covered against medical fees, but what about other problems? Luckily, our UK Travel Insurance insures you against any cancelled accommodation or lost luggage.

How our Travel Insurance for Cancer Patients works: A simple 3 step quote process

Our 3-step quote process is quick and simple and designed to provide you with comprehensive worldwide cover.

Here’s how it works.

1. Get a quote online or by phone

Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday and travel plans. This can be completed over the phone with one of our team members or online.

  Get your quote

2. Complete our simple medical screening process

You’ll need to declare that you have cancer, along with any other medical conditions you have. You may also need to provide information about any medications you and your travel companions are taking. Be sure to answer all our medical questions and tell us everything we need to know about your current health. 

This way, we can provide the cover that best suits your needs.

3. Get your quote

You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.

“Whether you’re living with cancer or are in remission, we’re here to help you travel with confidence. Our comprehensive Cancer Travel Insurance will keep you covered while you travel so you’re protected against any unexpected costs. With flexible, tailored policies to suit your needs, we’ll make sure you’re not left out of pocket, whatever issues could come up.”

Letitia Smith – Travel Insurance expert

What our customers say

“My husband has cancer which has metastasised and we wanted insurance for a week away. The man that arranged it for us was extremely helpful and talked us through everything. He gave me a reference number, I then booked the holiday and he rang back and we completed the booking. It was stress free, just what we needed.”

Mrs Anne Bedford

Date of experience: 15 January 2024

There’s a reason we’re the UK’s most trusted Travel Insurance provider 2 .

What our Customers Say

Frequently asked questions on cancer travel insurance, how much is travel insurance for cancer patients.

The cost of Travel Insurance for Cancer patients will change depending on your unique set of circumstances. The nature of your cancer, what stage it is at, whether or not you’re in active treatment, and if your cancer is expected to be or is currently in remission. All of this will alter the quote for your Travel Insurance. 

Here are a few other things that will also change your quote premium.

• Your destination: Some places carry a greater risk of you needing to claim or a more expensive health care system.
• Activities: While we cover some activities as standard, you’ll need to pay an additional premium to take part in others.
• Trip length: The longer you’re away, the greater the odds of a claim, and hence, the impact on the policy premium.
• Additional cover: You may want to include extra cover for a special type of holiday, such as a cruise or golfing holiday.

Do you need to declare previous cancer for Travel Insurance?

Yes, you need to declare any cancer that you have had medical treatment, consultation or check ups for in the last 2 years during the medical screening process . This still applies, even if your cancer has been in remission for years. This covers things like skin cancer and prostate cancer too. Even if your cancer has been in remission for years, you are still required to declare it during the medical screening process.

If you don’t declare all your pre-existing medical conditions, you may find that your policy becomes invalid, leaving you out of pocket for any unexpected medical costs while abroad, as well as any other holiday mishaps, like lost luggage, delays or cancellations.

Does skin cancer affect Travel Insurance?

Yes, having skin cancer will affect your Travel Insurance. Skin cancer counts as a pre-existing medical condition, and should be declared during the medical screening process . Even if your skin cancer has been in remission for years, it’s important to disclose it or you may find that your policy becomes invalidated.

How does medical screening for cancer impact your Travel Insurance cover?

Medical screening is an important step when buying Travel Insurance, as this lets your provider know what sort of cancer you have, and what sort of treatment you will or might need. If we have any specific cancer-related exclusions, you are not covered for any claims related to the cancer or its treatment.

What if you’re in remission from cancer?

50% of people diagnosed with cancer in England and Wales survive their disease for ten years . You must declare your cancer and that you are in remission if you have had medical treatment, consultation or check ups for it in the last 2 years.

What if your cancer is undiagnosed?

We can’t cover undiagnosed conditions.  So, we won’t be able to cover you for cancer if you’re in the middle of a diagnosis. We will, however, be able to cover you for other pre-existing medical conditions or issues on your trip. You just wouldn’t be covered for any treatment or costs relating to the undiagnosed health condition.

Is a GHIC card enough to cover you when travelling if you have cancer?

The UK Government recommends that you always have the correct level of Travel Insurance for the country you are visiting . It’s important to note that the GHIC covers you for some emergency medical bills in participating European countries. It won’t, however, cover you for other needs, like transport to and from the hospital. 

The GHIC also does not cover any other unexpected costs that might come up, such as lost baggage, delays or cancellations.

Get the most out of your trips with our helpful guides

Where are you visiting?

Explore our helpful guides for tips. They’ll help you remember everything you need when travelling to one of the below destinations.

What activities do you have planned?

Whether you’re planning a golfing holiday or setting sail on a cruise, remember to add the cover you need to your policy for a worry-free trip.

• United Kingdom
• Cruise Travel Insurance
• Golf Travel Insurance

2 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 50,000 reviews as of February 2024.

Written by: Letitia Smith | Travel Insurance Expert Last Updated: 12 April 2024

3 - Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 40,000 reviews as of September 2023.

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Travel Insurance for Cancer patients

A Cancer diagnosis can be life changing for you and your family. In addition to the health impact during and after treatment, it can continue to present long-term problems whenever you are required to give medical history details. Many travel insurance policies have exclusions or restrictions on Cancer and other major health conditions, leaving you with the unenviable choice of travelling with inadequate insurance or cancelling your travel plans altogether. We understand that after a Cancer diagnosis, the type and duration of treatment, plus long-term aftercare and prognosis can be very varied, which may affect the insurance cover that you require. Whether you have successfully completed all treatment; are on preventative maintenance medication following Chemotherapy, Radiotherapy or Surgery; are currently receiving treatment or are having check-ups on a 'watch & wait' basis, we have a range of policies available and our experienced Sales Consultants can guide you through the medical screening to help you choose the right cover for your needs . Every day, approximately 1,000 people will be diagnosed with Cancer in the UK. With improving treatment, more people are living with Cancer successfully in remission or maintained at a slow-progressing stage. Cancer should not prevent you from travelling overseas, so Worldwide Travel Insurance are here to help you buy cover to give you real peace of mind so you can relax knowing you're insured. Worldwide Travel Insurance offers cover at competitive rates, with low medical endorsement premiums, giving you the cover you need at an affordable cost.

To find out more about insurance options for travellers affected by Cancer conditions, please call our office UK(+44) 01892 833338 or email us .

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Benefits to travellers with, or after, Cancer when buying travel insurance with us:

• We offer a Specialist Screening service over the telephone for customers in the UK with medical conditions including Cancer
• Medical screening is also available for some EU residents - please contact us for information
• For residents of other Countries, we are currently unable to screen existing medical conditions, so please contact us to discuss the policies we can offer
• In addition to our main range of comprehensive policies, we have insurance options with no age restrictions; cover for medical conditions whether long-term or recently diagnosed; cover for higher risk conditions. This enables us to assist you in finding the right cover for your individual needs
• We can cover UK and EU-based travellers with, or following, various Cancer conditions, including Breast Cancer; Prostate Cancer; Bowel Cancer; Malignant Melanoma, and other Skin Cancers; Leukaemia; Lung Cancer; Ovarian Cancer; Testicular Cancer; Bladder Cancer; Liver Cancer; Stomach Cancer.
• Our policies can also insure many associated conditions including Solar Keratosis; Pre-cancerous Cells.
• If you have Metastatic Cancer, or have had a terminal prognosis of more than 6 months, we may be able to help; contact us for information on policy options for higher risk condition
• our Sales Consultants are highly trained to provide a friendly, sympathetic and professional service.

Buy travel insurance from the experts...

• Worldwide Travel Insurance, a specialist in travel insurance and related products, has over 20yrs experience in offering high quality cover at great prices.
• All policies purchased online are emailed immediately - ideal for last-minute bookings.
• Cooling-off Period: You have 14 days following receipt of your documents during which you can obtain a full refund if you have not travelled and no claim has arisen.

Customers with Serious Medical Conditions

If you are resident in the UK, the Money & Pensions Service (MaPs) has developed a directory of specialist Travel Insurance providers to assist UK-based travellers with existing medical conditions to obtain travel insurance that is affordable. If, due to a serious medical condition, we are unable to offer cover and you are having difficulty finding suitable insurance, you can use the MaPs travel insurance Directory to find a Company that may be able to help. Go to www.moneyadviceservice.org.uk or call 0800 138 7777 (Mon to Fri 8am – 6pm).

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Our policies include:.

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• Travel insurance for cancer patients

If you're living with cancer but love to travel, can you get travel insurance for your trip?

We've looked at points to consider that may help you find cover, and where to go for expert advice.

Posted: 30/1/2022 | By Amanda Duffy

Travel insurance  is so important. It’s the best way to make your trip as worry-free as possible, and if you've suffered from or are suffering from cancer then that peace of mind is even more precious. Luckily, finding travel insurance for cancer sufferers is possible as companies look to consider all conditions. It used to be the case that insurers would either charge huge amounts to cover the risks, or simply refuse to cover cancer patients. Today there are many specialist policies on the market that can help people with cancer make trips abroad with proper insurance cover to protect them.

Find out about getting travel insurance with a pre-existing medical condition like cancer

Travel insurance for people with cancer.

More than one in three people develop cancer in their lifetime. For many patients, a holiday promises a well-needed chance to relax, but finding a policy that covers your condition can be hard. So how do you get travel insurance if you have cancer? It depends on a few things. If you know what insurers are going to ask, you can prepare as best you can and make getting holiday insurance easier.

You can make a start by asking your doctor if you should be travelling with cancer. They will be able to explain if it’s appropriate and safe. If you can go abroad, you will need to make sure you have support and the right medication with you.

If you have cancer, you may already have seen the NHS page on all the different kinds of cancer , and their outlook for treatment. This page is a good place to begin arming yourself with the facts before speaking to an insurer.

How to get travel insurance

Getting the right holiday insurance for people with cancer is crucial. It means that if you need treatment while you’re away, you won’t have any nasty surprises when it comes to the bill. It also means that if you need to cancel your holiday because of your condition, you won’t lose out financially.

So when you call to get holiday insurance, you should make sure you have the following information:

• the kind of cancer that you have
• the names of any medication you have been taking
• The date and nature of your recent treatments

You should expect to answer lots of questions about your prognosis so it will make it easier if you have all the information about your condition and treatment to hand.

What kind of holiday insurance is there?

One of our tips for getting travel insurance with cancer is to look hard at the insurance policies on offer and see which one best suits your condition and planned trip away. As there are many forms of cancer, each carrying a different level of risk, our medical questionnaire is designed to assess whether or not you can get cover. Answer all questions as accurately as you can to ensure that the correct level of cover can be offered to you. Your type of cancer will not be the only factor - travelling to places where medical costs are significantly higher can affect what insurance options are available. Therefore opting to stay in Europe rather than visiting countries such as the USA might affect the cover you can get. Single trip cover might mean you pose less of a risk - considering you are going on one journey rather than several - so you might want to look at this sort of possibility if you've suffered from cancer.

Medical treatment

You should try and choose a destination that’s suitable for your needs. A good tip is to check ahead and make sure that there are appropriate facilities where you’re headed. Do they have a good hospital nearby? Are there doctors you can rely on, and will there be pharmacies where you can get medical supplies if you need them?

Another good tip for travelling with cancer is to get a Global Health Insurance Card (Ghic). A valid Ghic means you can access state-provided healthcare during a temporary stay in another European Economic Area (EEA) country or Switzerland. Just remember that the Ghic card isn’t a replacement for travel insurance: you are likely to still need specialist holiday insurance with cancer support .

Where to find more advice

If you are looking for more tips, then help is at hand. Several leading cancer charities publish specialist guides online that can really make a difference. Cancer Research UK have lots of advice for cancer sufferers looking to go abroad, including a guide to travelling with medication .

You can also find more tips for travelling with cancer from Macmillan , who can offer you valuable advice including tips from real people talking about how they manage.

How you get holiday insurance if you have cancer is up to you. There are policies out there, but you should always go in armed with the information you need and with realistic expectations of where and when you should go.

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Cancer travel insurance

Travel insurance for cancer patients  

We can cover cancer of all types, up to a high level of severity.

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• No upper age limits
• Covid-19 cover included
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Awards & Accreditations

Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.

Travel insurance to cover cancer

Sadly, one in two people are likely to experience some form of cancer in their lifetime.

Here at Total Travel Protection, we’re committed to making sure that people can still go on the holidays they want to, safely insured, and regardless of existing medical conditions – so long as they are fit to travel.

That’s why we provide travel insurance for cancer patients; whether it be lung cancer, leukaemia, pancreatic cancer, or melanoma – any and all forms of cancer are included in our cover.

We deliver holiday insurance for cancer patients with diagnoses to a high degree of severity, and can still provide cover even if you are currently undergoing treatment such as chemotherapy or radiotherapy. For an idea of how much cover will cost, request your quote now.

Travel insurance cover and benefits

• Emergency medical & repatriation up to £10 million (Platinum Cover)
• 24 hour emergency medical assistance
• Cancellation cover up to £6,000 (Platinum Cover)
• Cover for mobility aids and prescription medication
• Personal property up to £3,000 (Platinum Cover)
• Personal liability up to £2 million (Platinum Cover)
• Legal expenses up to £25,000

Medical screening for cancer – we’re different

To give cancer patients and survivors a choice, and to help you get fair priced travel insurance for holidays abroad, we use a different system for medical screening to most other cancer travel insurance providers. That’s why you won’t find us on price comparison sites.

You can still get a quotation in minutes and complete your medical screening online or by phone, but we will ask you different questions about your conditions and assess your cancer in a different way which could lead to a better price.

Travel insurance protection for cancer

Total Travel Protection provides travel insurance protection that covers you and your holiday. Pre-existing medical conditions, including cancer, can be covered, up to a high level of severity. Once you have declared your cancer to us and purchased your policy you will be protected with cancellation cover and emergency medical expenses whilst you are abroad.

Included in all policies is cover for emergency medical expenses and repatriation (getting you home) up to £10 million per person whilst you are abroad, as well as access to our 24-hour emergency medical assistance team by phone, from where you are in the world.

Cover is also available for mobility aids, prescription medication, cancellation, personal possessions, legal expenses, personal liability and much more.

Cover for prescription medication

Living with cancer may mean you need to take prescription medicine with you on holiday, which could be costly and stressful if it’s lost or stolen. You can worry less, knowing that our cancer travel insurance policies include cover for loss of medication up to £300 per person.

Cancer cover - Buy online

Our travel insurance policies for cancer patients are available to buy online, 24 hours a day, 365 days a year through our website.

Our full range of medical screening and travel insurance products are all accessible online, you can notify us of your cancer diagnosis and request a quote whenever suits you best.

Cancer cover by phone

If you’d prefer to speak to someone, our team of experts are waiting to take your call. They are friendly, professional, and fully-trained to talk you through any queries you have or offer any help you might need.

You can call us on 0330 053 3747

We are open Sales:Monday to Friday 9am - 7pm.Saturday and Sunday 9am - 5.30pm.Customer service:Monday to Friday 9am - 5pm..

There is no difference in price or cover when you order online or by phone, you’ll receive the same excellent service either way.

Single trip insurance

Our single trip travel insurance is, as the name suggests, created to cover you, including your cancer diagnosis for one exact trip, starting and ending in the UK.

Cruise insurance

Cruises by river and sea are both covered as standard on all Total Travel Protection insurance policies, and you don’t need to tell us that you are going on a cruise.

Additional cover options

Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.

Natural catastrophe

Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More

Gadget cover

This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More .

Hazardous sports and activities

Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added.  Read More

Missed connection cover

Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.

Terrorism cover extension

Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.

Pet cancellation cover

This option extends the cancellation and curtailment section of your travel insurance to include unrecoverable holiday costs, such as transport, accommodation, and foreign car hire, if your pet dog or cat needs emergency life-saving treatment. Read More

Additional waiting list cover

Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.

Cancer Travel Insurance FAQ

What types of cancer can you cover.

We can cover all forms of cancer, up to a high level of severity: lung cancer, pancreatic cancer, melanoma, leukaemia and breast cancer are increasingly common, but we can also cover cancers which are not so common.

I have a terminal prognosis; can you still provide cover?

Possibly. As long as your prognosis is at least six months from the end date of your proposed trip, we may still be able to offer cover.

Why do I need to declare my cancer when I buy travel insurance?

It’s imperative to declare cancer and any other medical conditions you have when you purchase travel insurance so that you are covered for any emergency medical treatment you might need while you are away; and also in case you become unwell ahead of your holiday and need to cancel.

If a pre-existing medical condition, such as cancer, causes you problems while you are on holiday and you had not declared it in advance on your policy, you wouldn’t be covered by your travel insurance, which could result in costly medical bills.

How do I declare my cancer?

When you request a travel insurance quotation, either by phone or online, you will be able to declare your cancer and tell us more about your condition.It will only take a few minutes and can be done online or by phone.

Do I need to declare all of my pre-existing medical conditions?

Yes. It will allow us to get a fuller picture of your medical history, and therefore be able to provide you with the most suitable cover.If you haven’t declared a condition to us, it could lead to any claims being only partially paid out, or even denied altogether.

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Cancer and travel health insurance

For people who have active and/or advanced cancer, how do you handle health insurance when traveling outside your country with a serious pre-existing condition? Do you just self-insure (roll the dice), or pay extra for special coverage?

I'm interested in hearing from everyone, but especially from Canadians or Europeans traveling to the U.S., because that's where an unexpected hospital visit could really empty your retirement savings fast.

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