american express travel.com

• Introduction to Amex Travel
• Amex Membership Rewards Overview
• Amex Travel Benefits
• Amex Travel Drawbacks
• Amex Credit Cards

Booking with American Express Travel

• Amex Fine Hotels & Resorts
• The Hotel Collection

Navigating American Express Travel: Benefits, Booking, and Tips in 2024

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• The American Express Travel Portal works much like an online travel agency for Amex cardholders.
• Use Membership Rewards points, cash, or combine both to book flights, hotels, cars, and more.
• Some cardholders get exclusive deals including luxury hotel benefits and premium flight discounts.
• Read Business Insider's guide to the best American Express cards .

This guide explains what you need to know about booking airfare, hotels, and more through the Amex Travel Portal — and how to make the most of your Amex points.

Introduction to American Express Travel

The American Express Travel Portal is a one-stop website for booking flights, hotel stays, rental cars, cruises, and vacation packages. This third-party travel booking platform is primarily designed for people who have an Amex card that earns Membership Rewards points , like The Platinum Card® from American Express, American Express® Gold Card, The Business Platinum Card® from American Express, or American Express® Business Gold Card.

American Express Membership Rewards Overview

The American Express Membership Rewards program is one of the most popular and valuable credit card "currencies" because rewards can be used in a variety of ways . You can use Membership Rewards points to pay down your credit card balance.

You can also purchase gift cards, merchandise, food delivery, and more, in addition to booking travel through the Amex Travel Portal. You can also transfer Membership Rewards points over 20 Amex airline and hotel partners  including Delta , British Airways, and Hilton .

How Amex Travel benefits American Express cardholders

Amex Travel functions much the same way as online travel agencies (OTAs) such as Expedia or Booking.com, allowing you to search for and book flights, hotels, rental cars, vacation packages, and cruises.

Anyone can use Amex Travel, but the best deals and benefits are reserved for American Express cardholders. When you have a credit card that earns Amex Membership Rewards points, you'll have to option to pay for your booking with points (if it's prepaid), your Amex card, or a combination of both. Additionally, you'll earn bonus points when you pay for travel with a Membership Rewards credit card. 

The Amex Travel portal is also where Amex Platinum Card, Amex Business Platinum Card, Amex Gold Card, and Amex Business Gold Card members can access The Hotel Collection to receive room upgrades and an onsite credit to use at participating hotels.

And if you have a Amex Platinum Card or Amex Business Platinum Card, you'll have access to the International Airline Program , which offers lower fares for international premium-class travel on over 20 airlines, and the Fine Hotels & Resorts collection for hotel stays. 

Always compare the cash price of an airline ticket or hotel room before you transfer any type of flexible points to a travel partner. In some cases, you'll pay fewer points by redeeming points for a paid booking instead of an award flight or stay.

Benefits of American Express Travel

As with any OTA, there are pros and cons to using Amex Travel. Here are some of the main considerations for you to understand. 

Use your Amex points at any time

One of the biggest benefits is being able to redeem your points for travel without having to worry about award charts, blackout dates, or transfer partners. Amex Travel makes it simple to use your points, even with independent hotels and smaller airlines without a popular loyalty program.

You'll still earn airline miles and elite-qualifying miles

You won't earn points or elite night credits when you book a hotel with Amex Travel, but you can earn airline and work toward elite qualification on flights, as long as your frequent flyer number is on the reservation. 

Earn bonus points when paying with certain Amex cards

Some American Express cards earn bonus points for travel booked through the Amex travel portal. For example, Amex Platinum Card earns 5 points per dollar spent on airfare booked with Amex Travel or directly with airlines on up to $500,000 in spending per year, and the Amex Gold Card earns 3x points in the same categories with no limit.

Platinum cardholders get discounts on premium airfare

Amex Platinum Card and Amex Business Platinum Card members can access discounts on international premium-class flights through the International Airline Program, and sometimes save hundreds of dollars per ticket.

Get bonus perks at luxury hotels through Amex Fine Hotels and Resorts and The Hotel Collection

Platinum cardholders can book through the Amex Fine Hotels and Resorts program within the travel portal, which gets you upgrades, free breakfast, and elite-like benefits at participating properties. Gold and Platinum cardholders can also book through The Hotel Collection, another program also found within Amex Travel, to get extras including onsite credits and other perks.

Downsides of American Express Travel

Now that we've listed a number of Amex Travel benefits, there are some drawbacks that may significantly impact your booking strategy.

You won't earn hotel credit or elite status when booking through Amex Travel

Most hotels will not let you earn loyalty program points or elite credits on stays booked through Amex Travel, and you may not be able to use your hotel elite status benefits during your stay. This is because most properties consider the Amex travel portal to be a third-party booking site, and elite benefits usually apply only when you book directly with the hotel. 

This drawback won't matter as much at smaller chains or boutique hotels, but you'll need to weigh the benefits of booking through Amex if you're chasing elite status with a major chain such as Marriott or Hilton.

Trip changes, interruptions, and cancellations can be harder to change through Amex Travel 

Many airlines allow you to change your flights these days, especially if you booked a refundable fare or are willing to pay some additional fees. But when you book through a third-party website like Amex Travel, you may get mixed messages regarding which company you should contact if you need to change your travel plans.

During the early days of the COVID-19 pandemic, for example, many travelers ping-ponged back and forth between customer service representatives at the airline that canceled their flight home, as well as those from the third-party OTA that sold them their ticket. 

American Express Membership Rewards cards

Limited time offer: Earn 10X Membership Rewards® Points at restaurants worldwide for three months, on up to $25,000 in purchases when eligible card member refers a friend and the friend applies by May 22, 2024 and gets the card (terms apply). Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel. Earn 1X Points on other purchases.

See Pay Over Time APR

Earn 80,000 Membership Rewards® points

Good to Excellent

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual statement credits with Saks and Uber
• con icon Two crossed lines that form an 'X'. Bonus categories leave something to be desired
• con icon Two crossed lines that form an 'X'. One of the highest annual fees among premium travel cards

If you want as many premium travel perks as possible, The Platinum Card® from American Express could be the right card for you. The annual fee is high, but you get a long list of benefits such as airport lounge access, travel statement credits, complimentary hotel elite status, and more.

• Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

To get the most from the Amex Travel Portal, you'll need a card that earns American Express Membership Rewards points . There are a number of options including premium cards, small business credit cards, and cards with a low or no annual fee.

Personal cards that earn Amex Membership Rewards points include:

• The Platinum Card® from American Express (read our Amex Platinum card review )
• American Express® Gold Card (read our Amex Gold card review )
• American Express® Green Card (read our Amex Green card review )
• Amex EveryDay® Preferred Credit Card (read our Amex EveryDay Preferred card review )
• Amex EveryDay® Credit Card (read our Amex EveryDay card review )

Small business Amex Membership Rewards cards include:

• The Business Platinum Card® from American Express (read our Amex Business Platinum card review )
• American Express® Business Gold Card (read our Amex Business Gold card review )
• The Blue Business® Plus Credit Card from American Express (read our Amex Blue Business Plus card review )

Now let's take a look at each part of the Amex Travel portal. 

Book flights through Amex Travel 

To get started, navigate to American Express Travel and click the "Flights" tab on the homepage, then enter your departure airport, destination, travel dates, and the number of passengers. You'll also select whether you want a round-trip or one-way flight, class of service, and if you prefer non-stop flights.

On the next page, you'll see a list of flight options with a set of filters on the left side of the screen. You can filter based on the number of stops, departure and arrival time, airline, fare type, and any available benefits from your cards. 

American Express has a preferred relationship with Delta, so you'll see Delta flights listed first when they're available. Further down the list, flights are arranged by price, starting with the lowest. Next to each option, you'll see how many bonus points you'll earn and any other perks you'll receive.

For example, I have Amex Platinum Card and see a note that says I can enter the Delta Sky Club or Centurion Lounge when I fly out of LaGuardia in New York. The search results also remind me that Delta is a featured airline and I'll earn 5x points on my booking. 

The fares you'll see are often the same as what you'll find on other websites, including booking directly with the airline. Sometimes they're an extra few dollars so it's worth double-checking, but for the most part, they're similar. 

Note that Amex normally charges a fee of $6.99 per domestic ticket and $10.99 per international ticket you book through the website. This fee is waived if you have a Amex Platinum Card or Amex Business Platinum Card. You can purchase a maximum of nine tickets per transaction. 

Remember that you'll still earn miles and have your airline elite status recognized when you fly as long as your frequent flyer number is attached to your reservation when you book through a third-party OTA. If you forget, you can always add it through the airline later on.

Note that you will not see budget airlines listed on AmexTravel.com. That includes popular options like Norwegian, Southwest, Spirit, Sun Country, and others. Because of this, there may be cheaper options available that aren't displayed, so it's worth double-checking directly if you have a low-cost airline you like to fly.

Book with cash, points, or a combination of both — or set up a Buy Now, Pay Later plan 

If you have a Membership Rewards-earning card, you can use your points to partially or completely pay for travel on the Amex Travel portal, including flights, hotels, cruises, and car rentals.

You can also choose to pay entirely with your Amex card, and there's a new payment option. Amex personal cardholders now have the choice, at checkout, to pay for their flight over time with Plan It — Amex's buy now, pay later feature.   

Plan It is an existing program, but the ability to set up a payment plan directly at checkout with Amex Travel is brand new. Cardholders can create up to three plans to pay for flight purchases of $100 or more in monthly installments with a fixed monthly fee and no interest.

You'll see each option on the final payment screen: select to use all points, all cash, a combination of both, or set up monthly installments with Plan It.

Note that when you use points and cash, you must redeem a minimum of 5,000 points. Each point is worth 1 cent toward airfare, so this comes to at least $50 toward your trip. 

No matter how you pay, you'll be able to earn miles and credit toward elite status when you fly because they're all treated as cash bookings by the airlines. 

If you have Amex Business Platinum Card and choose to use points to pay for your flights, you'll receive 35% of your points back as a rebate for economy fares on your selected airline , up to 500,000 points per calendar year. You'll get this same rebate on business or first-class flights on any airline as well. 

Insider Fares displayed on the Amex Travel Portal

Flights with Insider Fares are an exception to the rules above, which are directly discounted exclusively for Amex customers.

Your points are worth a little more than 1 cent each on Insider Fares, and the exact value varies based on the flight. These fares are only available with points bookings, and you must use your Membership Rewards points to cover the entire fare cost. As a result, you won't see these fares in the Amex Travel portal if you don't have enough points to cover the flight. 

Don't forget the International Airline Program if you have a Platinum Card

If you have Amex Platinum Card or Amex Business Platinum Card, you also have access to the International Airline Program , which offers lower fares on premium-class international travel. More than 25 airlines participate in the program, and savings can be substantial compared to published fares. 

You can buy discounted fares in premium economy, business, or first-class through this program. The exact savings you'll get varies based on the airline and route, but can often be several hundreds of dollars. That's a great deal if you're someone who books paid travel to fly internationally. 

Read more: You can transfer Amex points to 22 loyalty programs to book travel, from first class to Japan on ANA to hotel stays with Hilton

You can cover much of the card's annual fee with the savings from just one well-priced booking. There's also no limit to how much you can save, or how often you can take advantage of the lower fares offered here. 

Book hotels through Amex Travel

Booking a hotel stay functions much the same as the flight booking process. Make sure the "Hotels" tab is selected, then enter your trip details.

Again, you have the opportunity to use cash, points, or a combination of both to pay for your stay (the Plan It feature isn't available through Amex Travel for hotel bookings). Prices are usually similar to booking directly, but some of the big-chain hotels cost a few dollars more, presumably because Amex is adding their commission to the cost. 

An important reminder: There is one major caveat to booking hotels through American Express Travel, or any third-party booking site for that matter. You will not earn hotel points or elite status credit and likely will not have your elite status recognized when you book through the portal. If you care about earning points and elite status, you should avoid booking through third-party sites like this one.

However, if you're booking an independent or boutique hotel that isn't part of any rewards programs or like the simplicity of booking this way, this isn't an issue. And sometimes the hotel you choose is based on location or other personal preferences. 

Book with Fine Hotels & Resorts: Amex Travel's luxury hotel program

What is amex fine hotels & resorts.

The Amex Fine Hotels and Resorts (FHR) program offers select American Express card members exclusive benefits at over 1,300 hand-picked luxury properties. The list is vetted and periodically reviewed to ensure every hotel and resort meets Amex's exacting standards. American Express isn't the only credit card issuer to curate a luxury hotel booking program , but Amex Fine Hotels and Resorts sets the standard among them.

Properties are added to and (occasionally) removed from the Fine Hotels and Resorts program over time, so the list isn't static. You'll find far-flung tropical beach escapes, stately mountain ski lodges, lavish city digs, and tranquil countryside retreats in dozens of countries worldwide. These properties range from high-end to very high-end, with many charging thousands of dollars per night. In short, Amex Fine Hotels and Resorts isn't a good fit for traveling on a tight budget, but not all prices are stratospheric, and the program benefits can elevate any stay regardless of cost.

Who can book American Express Fine Hotels and Resorts stays?

To book an Amex FHR stay, you must have The Platinum Card® from American Express , The Business Platinum Card® from American Express , or  Centurion Card (also known as the Black Card). Different versions of the Platinum card are all eligible, including co-branded cards from Charles Schwab and Morgan Stanley. These are all premium cards that carry hefty annual fees in exchange for high-end benefits .

You must use your eligible card to book your stay, and payment must be made in the primary card member's name. That means you generally can't book Fine Hotels and Resorts stays for other people, though you can book additional rooms for your party.

You can book online through the landing page for Amex Fine Hotels and Resorts or by searching for hotels at American Express Travel and limiting the results to Fine Hotels and Resorts properties. You can also book over the phone by calling the number on the back of your card.

Note that Amex also curates a second list of properties called The Hotel Collection, which is available to those with the American Express® Gold Card and American Express® Business Gold Card , as well as to Platinum and Centurion cardholders. The Hotel Collection is a step down from the Fine Hotels and Resorts program, but still offers high quality and valuable benefits.

Maximizing Amex Fine Hotels & Resorts

There are multiple benefits of booking with American Express Fine Hotels & Resorts. People with Amex Platinum Card or Amex Business Platinum Card have access to the Fine Hotels & Resorts program , which is a collection of over 1,000 hotels worldwide that offer special perks when booking through Amex, including:  

• Noon check-in when available
• Guaranteed 4 p.m. checkout when available

Daily breakfast for two

• Room upgrade upon arrival when available

Complimentary Wi-Fi

• Experience credits, like property credits to use at a spa, dining credits, or another unique amenity (often worth $100 or more)

Exact benefits vary by property and can add serious value to your booking. 

Read more: Amex's Fine Hotels and Resorts program offers exclusive benefits to cardholders at luxury hotels around the world — here's how it works

I've used this benefit a couple of times and was pleased by how seriously the hotels considered their part in the program. Having late checkout at 4 p.m. can essentially add an extra day to your stay, and comes in handy when you have a late flight. And early check-in can help you get settled sooner if you have a morning arrival. 

Again, you likely won't earn points and elite status if the hotel has its own rewards program. Some people report earning hotel points despite booking through Amex, but it's not guaranteed and I wouldn't count on it. 

That said, the perks you get can be substantial, so it's worth considering on a case-by-case basis whether you want to earn hotel points or use Amex Fine Hotels and Resorts. You can use your benefits to book up to three rooms at a time, and you'll be able to use your perks on all of them. 

Amex Fine Hotels and Resorts Benefits

Cardholders who book through American Express Fine Hotels and Resorts get a set of explicit core benefits, some guaranteed and consistent across the whole portfolio, and others that depend on availability and vary from one property to the next. 

Room upgrade upon arrival

When you check in for a stay booked through Amex Fine Hotels and Resorts, you're eligible for an upgrade to a higher-category room or one with a better view in the same category. Upgrades depend on availability, so you're more likely to be offered one when demand is low — don't expect to get bumped from a standard room to the presidential suite when you show up at a busy resort on a holiday weekend.

Upgrades have the most upside of Amex Fine Hotels and Resorts benefits, but also the greatest variance. The distinctions between hotel room categories are often murky, so an "upgrade" sometimes means getting a room that was recently renovated (for better or worse) or one with an extra amenity you may not care about.

On the other hand, upgrades are not limited to a single category, so you very well could end up in that presidential suite with some good fortune and timing. If you're willing to risk it, you can try to game the upgrade benefit by identifying the room categories at your property and booking one category below the room you really want. Not all room categories are eligible for upgrades, so call ahead if you need clarification.

Amex Fine Hotels and Resorts describes this benefit as a complimentary breakfast for up to two people per room, which is generally accurate. However, the benefit terms clarify that the breakfast is valued at a minimum of $60 per room per day. You may be charged for purchases exceeding that amount, so breakfast isn't strictly "complimentary" depending on menu prices and how much you order.

The daily breakfast benefit is another that varies widely between properties. Some offer a specific complimentary option in one restaurant (like a breakfast buffet). Others offer a range of specific complimentary options in one or more venues, and some simply offer daily statement credits to offset qualifying on-property charges up to the preset amount, even covering multiple transactions.

If this makes the benefit sound unpredictable, don't worry. In my experience, daily breakfast benefit options have always been explained clearly at check-in for Amex Fine Hotels and Resorts stays.

Experience credit

When you book at an Amex Fine Hotels and Resorts property, you're guaranteed an experience credit of at least $100 toward eligible on-property charges. The amount and nature of the experience credit are clearly indicated for each property when you book. 

The benefit is most commonly provided as a statement credit to offset food and beverage charges, spa services, or any purchases billed to your room. However, in some cases, it comes in the form of a specific experience (like a complimentary meal or massage) rather than a credit. The baseline value is $100, but you'll often receive more. I've seen on-property credits offered up to $200, and some of the experiential options have sticker prices well beyond that amount.

You're eligible for the experience credit regardless of how long you stay — even a single night qualifies. That makes it an exceptional value for shorter stays.

Early check-in and late check-out

While the benefits above provide fairly well-defined value, these two are harder to quantify. Nonetheless, early check-in and late check-out are useful in the right conditions, like when you have a morning arrival or evening departure.

Early check-in at Amex Fine Hotels and Resorts starts at noon and is subject to availability; if your room is unavailable, then you'll have to wait until it's ready. Regardless of the official early check-in time, some hotels will accommodate you before noon if they can.

Unlike early check-in, the late 4 p.m. checkout is guaranteed. In my experience, Fine Hotels and Resorts properties are proactive about honoring this benefit, so you shouldn't have to worry about your key demagnetizing prematurely or hotel staff entering the room while you're still in it.

The final core benefit of the Amex Fine Hotels and Resorts program is free Wi-Fi, which is guaranteed even if the property normally charges for it. At properties where Wi-Fi charges are folded into another mandatory fee (like a resort fee), a daily credit will be applied to your bill at checkout to offset the cost.

Other benefits of booking with American Express Fine Hotels and Resorts

Aside from the core benefits listed above, there are other perks of booking with the Fine Hotels and Resorts program, some more tangible than others.

First, Amex maintains a list of special offers available at select properties. These include complimentary nights (like a free fourth night), discounts on nightly room rates, on-property credits, and more, all provided in addition to the core benefits. Special offers show up in standard Fine Hotels and Resorts searches, so you don't have to browse the linked page to find them.

Next, Fine Hotels and Resorts bookings are eligible for the Amex Amex Platinum Card's up to $200 annual hotel credit (minimum two-night stay), so you can stack that discount on top of the other benefits you receive. You'll also earn 5 points per dollar for booking Amex Fine Hotels and Resorts stays with your Amex Platinum Card.

Finally, you may receive an elevated level of service when you check in as a Fine Hotels and Resorts guest. That has consistently been my experience, especially comparing stays at a single property booked through Amex versus other channels. The differences in service are subtle and hard to define, but palpable.

Important considerations for booking with American Express Fine Hotels and Resorts

The terms and conditions of the Amex Fine Hotels and Resorts program are mostly benign to cardholders, but there are a few potential pitfalls and other details to keep in mind.

Reservations are mostly prepaid

When you book through Amex Fine Hotels and Resorts, you typically pay for room charges and taxes up front, while additional charges (like resort fees and incidentals) are paid at the property. You can sometimes opt to put down a deposit rather than prepay the entire reservation. Either way, bookings are mostly cancelable, but Amex does not impose a universal cancellation policy, so keep yourself out of trouble by reading the hotel's cancellation policy in the listing before you book.

Benefits are non-transferable

 All perks and credits must be used during your stay (i.e., prior to checkout). You can't save or bank them for later, so use them or lose them.

Back-to-back stays count as one

If you or your party book separate stays at the same property within a 24-hour period, it will be considered a single stay and only eligible for one set of Fine Hotels and Resorts benefits. In other words, you can't rack up multiple experience credits by making separate reservations on consecutive nights at the same property.

Benefits apply to multiple rooms

 You can book up to three rooms for an Amex Fine Hotels and Resorts stay, and all three are eligible for the full slate of benefits. That adds a lot of value to the program for those traveling in a group.

You must present a valid Amex card in your name at check-in

In addition to booking Fine Hotels and Resorts stays with an eligible American Express card, you must present a valid Amex card at check-in to cover incidentals. However, the card you check in with doesn't have to be the one you used to make your reservation. If you canceled your Amex Platinum Card or simply forgot to bring it, for example, you could provide another Amex card. The terms say the card you present must be in the name of the primary guest, but my wife and I had no trouble presenting my Amex card at check-in for a reservation in her name.

Hotel rewards and elite benefits are not guaranteed

Many hotels offer rewards and elite benefits only when you book directly. As a result, booking through a third party like Amex Fine Hotels and Resorts may cause you to miss out on those perks. From my own experience and anecdotal evidence, reward outcomes are unpredictable. I've sometimes earned rewards automatically, sometimes earned them upon request, and sometimes been denied. Case in point: The Bellagio Las Vegas honored my MGM status and waived resort fees for one Fine Hotels and Resorts stay, but flatly refused to do so for another.

You can pay with points, but you shouldn't

Amex lets you redeem Membership Rewards points  for Fine Hotels and Resorts stays, but the redemption rate is only 1 cent per point. That's far below our average valuation of 1.8 cents for Amex points , so save your points for transfers to airline and hotel partners (or other award redemptions that provide a better return).

Leveraging The Hotel Collection for additional value

If you have Amex Platinum Card, Amex Business Platinum Card, Amex Gold Card, or Amex Business Gold Card, you can also access the Hotel Collection, which also offers room upgrades and a $100 onsite credit for dining, spa, or resort activities at 600+ hotels.

The Hotel Collection is entirely separate from Fine Hotels and Resorts, and has different hotels that participate with minimal overlap. When you book through Amex, Platinum cardmembers will earn 5x points per dollar on prepaid bookings, and Gold cardmembers will earn 2x points. 

You can pay with cash at the time of booking or at hotel checkout after your stay. Or you can pay with points, or a combination of points and cash on prepaid bookings only. And there's the same guidance about earning hotel points here, too. You might decide you'd rather have the $100 hotel credit rather than points, depending on the hotel. 

To use this benefit, you must book a minimum stay of two nights, and can't book consecutive stays within 24 hours of each other. This benefit is available for up to three rooms per stay. So if you book three rooms at the same time, you can get a total onsite credit of $300 between three rooms maximum. 

Book Flight + Hotel packages through American Express Travel

The point of booking a vacation package is usually to save money, take advantage of a promotion, simplify the booking process, or all of these. You can search for a flight and hotel, then pay one price for everything. 

Amex doesn't give you a breakdown of how much the flights and rooms cost, and only shows savings on selected hotels. However, when you search for flights and hotels individually and compare the prices, you'll find the savings are often hundreds of dollars, especially on longer trips. 

To book, select the "Flight + Hotel" tab and enter where you want to go, along with the number of travelers and how many rooms you want to reserve. 

You'll see a list of hotels, along with the price per person, total price, and cost if you want to pay for the trip with your Membership Rewards points. Select the hotel you want to stay at, then you'll see a list of flight options. The cheapest flights are already included in the price, but you can select alternate flights for an upcharge. 

Likewise, the cheapest room options are displayed in the base price, but you can pay more for a different room, like a mountain or beach view, a double or king room, or a suite, depending on what's available at the hotel you select. 

I priced out a couple of packages. For the first, I didn't find any notable differences. Booking flights and hotel separately cost nearly the same. But for another, the savings were substantial even though they weren't explicitly stated on the Amex Travel portal. It's worthwhile to compare, especially if you're interested in earning points if the hotel participates in a loyalty program. Otherwise, prices are comparable or better in most cases. 

Similar to booking airfare separately, for each airline ticket you purchase as part of a package, you'll pay $6.99 per domestic ticket and $10.99 per international ticket. This fee is waived if you have a Amex Platinum Card or Amex Business Platinum Card. You can purchase a maximum of nine tickets per transaction.

Personal and business Platinum cardholders will earn 5x points on their package, and other Membership Rewards cards earn 2x points. 

Book car rentals through the Amex Travel Portal

You can also rent cars through American Express Travel. Just type in the city or airport where you want to pick up a car and the dates and times you'll need it under the "Cars" tab. 

You'll see a list of your options starting with the lowest price. At a glance, you can see the price per day, total price, and what's included with the car. On the left side, you can add filters for the car type, price, rental car company, and any special features you're looking for (like an automatic transmission and four-wheel drive). 

Prices are usually the same or comparable to other booking sites or booking directly. However, I always check a couple of different places to make sure I'm getting the best deal. It's worth comparing, especially if you're looking to add a second driver to the reservation, or need to drop the car off later in the day. I've found different sites can vary a lot in pricing, so recommend shopping around. 

You can use cash, points, or a combination to pay for prepaid rentals, or use cash to pay at the counter. 

When you use your Membership Rewards card to pay for your rental, you'll earn 2x points.

Book cruises with American Express Travel

You're able to book a cruise on most of the popular cruise lines around the world through American Express Travel under the "Cruises" tab on the homepage. I found the prices were similar to other booking sites with the main difference being the specific promotions, like onboard credits or prepaid gratuities. Certain websites also run sales, so it's worth shopping around if you're not committed to a particular route or ship. 

After you enter where you want to go and how many nights you'd like to spend on the water, you're taken to a list of results, along with a prominent section for special offers, which are mostly onboard credits. This is worth exploring to get some ideas if you're open. 

And if you have Amex Platinum Card or Amex Business Platinum Card, you can also take advantage of the Cruise Privileges program, which partners with several big-name cruise lines. When you book through Amex Travel, you'll receive an onboard stateroom credit worth up to $100 to $300, and another exclusive amenity that varies by cruise line like premium wine or extra food options. 

If you have the Amex Green Card, you'll earn 3x points per dollar spent booking your cruise through Amex Travel. All other Membership Rewards-earning cards earn 2x points. 

American Express Travel Frequently Asked Questions

Yes, people who don't have Amex credit cards can still book travel through the American Express portal. 

After you log into your Amex Travel account, you can find all of your travel reservations by clicking on the "My Trips" tab toward the top right of the page. 

If you need to change or cancel a reservation, you can do so online through your AmexTravel.com account, or by calling 1-800-297-2977.

How can I use my Membership Rewards points to book travel?

Amex cardholders can use Membership Rewards points to book flights, hotels, and more directly through the American Express Travel website or app, often with the option to pay with points, by card, or a combination of both.

Yes, booking through American Express Travel can grant you access to exclusive benefits like room upgrades, early check-in/late check-out, and complimentary breakfast at participating Fine Hotels & Resorts and The Hotel Collection properties.

Many American Express cards offer complimentary travel insurance benefits, including travel accident insurance, baggage insurance, and car rental loss and damage insurance. Coverage details and eligibility may vary by card.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of the American Express® Gold Card, please click here.

For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.

For rates and fees of the American Express® Business Gold Card, please click here.

For rates and fees of The Business Platinum Card® from American Express, please click here.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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American Express Platinum Review: Luxury Isn’t Cheap

What’s on This Page

The bottom line, pros and cons, detailed review, compare to other cards, benefits and perks, drawbacks and considerations, how to decide if it's right for you.

The rewards are solid and the perks are outstanding, but the annual fee can't be ignored.

Rewards rate

Bonus offer

Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Terms Apply.

Ongoing APR

APR: See Pay Over Time APR

Cash Advance APR: 29.99%, Variable

Balance transfer fee

Foreign transaction fee

• Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

Bonus categories

Transfer partners

Luxury perks

Lounge membership

Automatic elite status

Has annual fee

Complicated rewards

Requires good/excellent credit

Even within the ranks of "premium" cards — which we can roughly define as those with annual fees of $250 or more — some cards are more premium than others. Many of them exist primarily to give regular folks a little taste of the high-end lifestyle. Others, however, are designed to make that high-end lifestyle tastier for people who are already living it.

The Platinum Card® from American Express is most definitely the latter.

The card's $695 annual fee, which increased from $550 in 2021, is among the highest in the industry. But that fee unlocks an extensive portfolio of benefits focused on travel, entertainment, dining, retail and wellness. It's not about saving money. It's about getting more for the money you spend. If you spend a lot and expect a lot, then the original luxury card may be for you.

The Platinum Card® from American Express : Basics

To view rates and fees of The Platinum Card® from American Express , see this page .

Card type: Travel and premium .

Annual fee: $695 .

Bonus offer: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Terms Apply.

5 Membership Rewards points per dollar spent on flights booked directly with airlines or with American Express Travel, on up to $500,000 spent per year.

5 points per dollar on prepaid hotels booked with American Express Travel.

1 point per dollar on all other purchases.

Terms apply.

Membership Rewards points are worth a baseline value of about 0.5 cents to 1 cent each, depending on how you redeem them. Travel and gift card redemptions are generally the most valuable.

Points are also transferable to and can be worth even more if redeemed strategically after being transferred to other travel loyalty programs. Travelers can often get outsized value for their points by taking advantage of the transfer options, and NerdWallet values Membership Rewards as much as 2 cents each when redeemed this way.

Aer Lingus (1:1 ratio).

AeroMexico (1:1.6 ratio).

Air Canada. (1:1 ratio).

Air France/KLM (1:1 ratio).

ANA (1:1 ratio).

Avianca (1:1 ratio).

British Airways (1:1 ratio).

Cathay Pacific (1:1 ratio)

Delta Air Lines (1:1 ratio).

Emirates (1:1 ratio).

Etihad Airways (1:1 ratio).

Hawaiian Airlines (1:1 ratio).

Iberia Plus (1:1 ratio).

JetBlue Airways (2.5:2 ratio).

Qantas (1:1 ratio).

Qatar Airways (1:1 ratio).

Singapore Airlines (1:1 ratio).

Virgin Atlantic Airways (1:1 ratio).

Choice Hotels (1:1 ratio).

Hilton Hotels & Resorts (1:2 ratio).

Marriott Hotels & Resorts (1:1 ratio).

For details on transfer ratios, see AmEx's website .

Interest rate: See terms.

This card has an unusual payment structure due to its history as a charge card . Unlike traditional credit cards, charge cards don't let you carry a balance and require instead that pay your bill in full every month. However, this card offers two different features — " Plan It® " and " Pay Over Time " — that allow it to function more like a traditional card. Plan It® lets you set up a payment plan for eligible purchases, during which you pay a monthly fee instead of interest charges. With this feature, you know how much you'll pay each month. "Pay Over Time" lets you finance eligible purchases over a term with interest. There is a limit to the amount you can finance with a Pay Over Time plan. Purchases that aren't covered by Plan It® or Pay Over Time must be paid in full.

Foreign transaction fees: None.

Additional benefits:

More than $1,500 in annual statement credits toward eligible purchases.

Access to airport lounges through the American Express Global Lounge Collection.

Cell phone protection.

» MORE: Benefits of The Platinum Card® from American Express

With most travel cards, the rewards you earn for your spending are the signature feature. Not with The Platinum Card® from American Express . To be sure, the welcome offer for new cardholders is lucrative, but even earning 5X points on eligible flights and hotel stays, you'll have to book an awful lot of travel before you earn back that fat annual fee. The bulk of this card's value lies instead in its annual statement credits for specific purchases, along with automatic upgrades, premium services, exclusive access and other "soft" benefits.

Automatic credits

$200 a year for airline incidental fees. This is reimbursement for things like checked-bag fees or in-flight refreshments, but not airfare or upgrades. It applies to a single airline you choose when you enroll; you can change airlines once a year.

$200 a year for hotel bookings. This credit applies to prepaid bookings through American Express Travel at the more than 1,700 hotels that are The Hotel Collection (two-night minimum stay required) or Fine Hotels + Resorts properties.

$200 a year for Uber. These credits are issued on a monthly basis — $15 each month and $35 in December — good for rides or eats orders in the U.S. They don't roll over; if you don't use them in the month they're issued, you lose them. You also get Uber VIP status, if you live in a city where that matters.

$300 a year for Equinox gym memberships. You can use this credit on Equinox memberships and the on-demand fitness app Equinox+.

$100 a year at Saks Fifth Avenue. When you enroll you get $50 worth of credit for in-store or online purchases from January through June, and another $50 for purchases from July through December.

Fee credit for TSA Precheck or Global Entry.

$189 a year for Clear. Speed through airport security and get into stadiums more quickly with a credit that’s enough to cover Clear’s annual cost.

$240 a year for digital entertainment. Get up to $20 per month toward eligible subscriptions for Peacock, Disney+, The Disney Bundle, ESPN+, Hulu, the Wall Street Journal and The New York Times. Enrollment required.

If you're an Equinox+ member and you use The Platinum Card® from American Express to purchase a SoulCycle at-home bike, you'll receive a $300 statement credit.

Airport lounge access

The Platinum Card® from American Express offers unmatched access to airport lounges worldwide — more than 1,300 and counting. They include:

The issuer's own Centurion Lounges and International American Express lounges.

Delta Sky Clubs , when flying Delta.

Priority Pass Select lounges (enrollment required).

Lounges in the Plaza Premium , Escape and Airspace networks.

» MORE: Credit cards that offer lounge access

Hotel benefits

Marriott. You can enroll to upgrade to Gold Elite status in Marriott's Bonvoy rewards program without meeting any stay requirements.

Hilton. You get automatic Gold status in the Hilton Honors loyalty program when you enroll.

The Hotel Collection. Book a stay of at least two nights at one of these properties ( search for locations here ), and you'll get an automatic upgrade, if available, and a $100 credit for dining, spa, resort or other activities at the hotel.

Fine Hotels & Resorts. Book a stay at one of these ultra-high-end places ( search for locations here ) and get upgrades and amenities that the issuer says are worth an average of $550 per stay. They include automatic room upgrades, if available, early check-in, late checkout, complimentary breakfast, free Wi-Fi and amenities unique to each property.

Other goodies

Cell phone protection. This increasingly popular benefit joins the card’s already robust return and purchase protections, along with extended warranties. Coverage goes up to $800 per claim, or $1,600 (two claims) per 12-month period. Each approved claim carries a $50 deductible. Terms apply.

Concierge service. Cardholders get 24-hour access to concierge services by phone.

Global Dining Access by Resy. Special access to reservations and events, like chef meet-and-greets at high-end restaurants, when you add your card to your Resy profile.

By Invitation Only. This program offers members-only VIP experiences at events such as Wimbledon and the Kentucky Derby. It's important to note that your card only gives you the ability to buy tickets for these experiences — it doesn't get you in for free.

Preferred Seating. Your card may let you jump the line to buy tickets for select sports or cultural events.

» MORE: American Express credit cards mobile app review

If "getting your money's worth" from a card means that every dollar you spend has to make its way back to your pocket in the form of spending rewards, credits or discounts, you'll probably find plenty of reasons to pass on The Platinum Card® from American Express . The most obvious potential deal-breakers for some are:

That annual fee

In a world where many travel cards charge less than $100 a year for excellent rewards and benefits, and even other premium cards charge much less, a $695 annual fee could push anyone off the fence into "no" territory on this card. That's especially true considering that so many of the benefits on The Platinum Card® from American Express aren't easily quantifiable. How much is late checkout worth to you? Or a spa package and breakfast? How about an exclusive opportunity to spend $8,900 for VIP seating at the Grand Prix de Monaco?

Limited rewards earning

Certain travel spending excepted, you won't earn more than 1 point per dollar with The Platinum Card® from American Express . Other cards concentrate more of their value in spending rewards. The Capital One Venture X Rewards Credit Card , for example, gives you 2 miles per dollar spent on purchases. Miles can be redeemed for any travel purchase at a value of 1 cent apiece. You also get a $300 travel credit on purchases made through Capital One Travel, a solid sign-up bonus, and reimbursement for the TSA PreCheck or Global Entry application fee — all for an annual fee of $395 .

Limited-use credits

The $200 annual credit for airline fees and incidentals was a great deal at one time, but the competition has improved on it. The $300 travel credit on the Capital One Venture X Rewards Credit Card is much more flexible. And even more flexible, the Chase Sapphire Reserve® offers $300 a year in credit for any travel expense — not just incidental fees and not just through a travel portal.

And while the full list of annual statement credits are, combined, worth more than the annual fee, you actually need to use them to get any benefit. That might not be easy to do if you don’t live in a city with Equinox gyms or an airport served by CLEAR. The credits aren’t going to save you much if you’re enticed to spend more on luxuries just to use the credits once.

Platinum vs. Sapphire Reserve

The most prominent competitor of The Platinum Card® from American Express among premium travel cards is the Chase Sapphire Reserve® . You can read our comparison of the two cards here . You can also see how this card matches up against other travel card alternatives by checking out our list of the best credit cards .

» MORE: NerdWallet’s best metal credit cards

If you're an occasional traveler who flies coach and stays at the Holiday Inn, The Platinum Card® from American Express isn't going to magically get you into first class and the presidential suite at the Ritz-Carlton at no extra charge.

For many, the usability of the card's many annual credits may make it or break it. If you can maximize the credits, they can more than make up for the card's steep annual fee. But if you won't be able to make use of many of the annual credits that come with the card, it may not make sense for you.

If you're a frequent-to-constant traveler who doesn't mind spending money for quality and would love to be rewarded for doing so, then it might be a perfect fit for your wallet.

To view rates and fees of The Platinum Card® from American Express , see this page . To view rates and fees of the American Express® Gold Card , see this page .

Looking For Something Else?

Methodology.

NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Learn how NerdWallet rates credit cards.

Frequently asked questions

The Platinum Card® from American Express earns 5 Membership Rewards points per dollar spent on flights booked directly with airlines or with American Express Travel (on up to $500,000 spent per year); 5 points per dollar on prepaid hotel purchases booked through amextravel.com; 2 points per dollar on other travel expenses booked through amextravel.com; and 1 point per dollar on all other spending. Terms apply. Keep in mind that the spending rewards provide only a portion of this card's overall value. To get the most value for your hefty annual fee, you'll want to make use of the card's extensive list of perks .

The Platinum Card® from American Express offers some lucrative perks and benefits. These include access to more than 1,300 airport lounges worldwide; an annual $200 airline fee credit; VIP status and credits with Uber; elite status in the Marriott Bonvoy and Hilton Honors hotel loyalty programs; concierge service; reimbursement for TSA PreCheck or Global Entry application fees; and more. More about the card's benefits.

The card has a $695 annual fee.

The Platinum Card® from American Express requires good to excellent credit to qualify. This is typically defined as a credit score of 690 or better. Issuers will usually also consider your current debts, income, and other pertinent information.

Cardholders have access to more than 1,300 airport lounges worldwide, including American Express Centurion Lounges, International American Express lounges, Delta Sky Clubs (when flying Delta), Priority Pass Select lounges and lounges in the Plaza Premium, Escape and Airspace networks.

The Platinum Card® from American Express was introduced as a charge card , meaning your balance was due in full every month. However, cardholders can now carry a balance on certain purchases with American Express's Pay Over Time feature, which allows the card to function more like a traditional credit card.

The American Express® Gold Card may be the better choice if you're primarily interested in earning rewards on everyday spending. The Platinum Card® from American Express is geared toward travelers who want VIP perks. Gold has a significantly lower annual fee, too: $250 , compared with $695 for Platinum. See our comparison article for more details.

About the author

Earn Delta SkyMiles Worth Up to $1,800 on AMEX Card

This article only reviews the Delta SkyMiles Platinum American Express credit card.   We may get compensation if you visit partner links on our site. We may not cover every available offer. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship to advertisers.

Deciding which travel credit card to choose? The Delta and American Express cobranded Platinum business credit card just got a new welcome offer that could get you thousands of SkyMiles. The card is designed for businesses large enough to meet the spending threshold for the intro offer: $20,000 in the first three months of card ownership.

Why Delta SkyMiles?

Hitching your rewards wagon to just one airline can be a risk if the quality of service erodes over time. According to a report by airline analytics company Cirium , Delta was the most on-time North American airline in 2021, 2022 and 2023 , demonstrating quality management over time. And you can redeem miles through many other domestic and international partner carriers.

According to The Points Guy , Delta SkyMiles are worth 1.2 cents per mile .

Overview: Delta SkyMiles® Platinum Business American Express Card

• Intro offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• Earn Five Membership Rewards® points on flights and prepaid hotels on AmexTravel.com.
• Earn 1.5 points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year for total potential annual rewards up to $30,000.
• Get one point for each dollar you spend on all other eligible purchases.
• Statement credits: Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. 
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
• $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card® . 
• Lounge Access : The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.
• Terms Apply.
• See Rates & Fees

If you don't think you can meet the $20,000 spending threshold required by this business card but still want Delta SkyMiles, then a personal credit card bonus might be the way to go. If so, compare three different intro offers on personal Delta and American Express cobranded credit cards in our article, Earn Delta SkyMiles Worth up to $720 .

• Credit Cards that Cover Car Rental Insurance
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American Express Global Business Travel to Report First Quarter 2024 Financial Results on May 7, 2024

American Express Global Business Travel, which is operated by Global Business Travel Group, Inc. (NYSE: GBTG) (“Amex GBT” or the “Company”), a leading B2B software and services company for travel and expense, today announced that it will report first quarter 2024 financial results on May 7, 2024, before the market opens followed by a live audio webcast at 9:00 a.m. ET. Paul Abbott, Chief Executive Officer, and Karen Williams, Chief Financial Officer, will discuss Amex GBT’s financial performance and business outlook.

The webcast is expected to last approximately one hour and will be accessible by visiting the Investor Relations section of Amex GBT’s website at investors.amexglobalbusinesstravel.com . A replay of the webcast will be available on the website for at least 90 days following the event.

About American Express Global Business Travel

American Express Global Business Travel is the world’s leading B2B travel platform, providing software and services to manage travel, expenses, and meetings & events for companies of all sizes. We have built the most valuable marketplace in B2B travel to deliver unrivalled choice, value and experiences. With travel professionals in more than 140 countries, our customers and travelers enjoy the powerful backing of American Express Global Business Travel.

Visit amexglobalbusinesstravel.com for more information about Amex GBT. Follow @amexgbt on Twitter , LinkedIn and Instagram .

Media: Martin Ferguson Vice President Global Communications and Public Affairs [email protected] Investors : Jennifer Thorington Vice President Investor Relations [email protected]

View source version on businesswire.com: https://www.businesswire.com/news/home/20240423278822/en/

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It’s back by popular demand — Delta and American Express unveiled the next iteration of the limited-edition Boeing 747 Delta SkyMiles Reserve Card on the heels of the overwhelming response from Card Members when first launched in 2022 .  

The new limited-edition cards are cloud-white in color and made from two Delta Boeing 747 aircraft 1 that were retired after more than 27 years of service and feature each plane’s history, including their first and last flights, tail number and number of miles flown.   

The card is available exclusively for new and existing Delta SkyMiles Reserve and Reserve Business Card Members from April 25 through June 5, 2024, while supplies last. The new design comes after recent enhancements made to the Delta SkyMiles American Express Cards to improve the travel experience and deliver everyday value to Members, both in the air and on the ground. 

“At Delta, innovation and experience are at the core of everything we do,” said Prashant Sharma, V.P. of Loyalty at Delta Air Lines. “Each card carries the legacy of countless journeys and embodies the spirit of exploration that drives our customers and all of us at Delta. When combined with the recently upgraded benefits, these cards provide a nod to our storied past and symbolize the elevated experiences our customers can expect in their future travels.” 

In 2022, Delta and American Express launched the first iteration of the limited-edition Boeing Delta 747 Card design, one of the most iconic airplanes in aviation history. The new design is made with 33% metal from a retired Delta Boeing 747 plane and has a white glossy finish, which is inspired by clouds.  

“We’re bringing back one of our most popular Card designs ever with a new look honoring the ‘Queen of the Skies,’” said Jon Gantman, Senior Vice President and General Manager of Cobrand Product Management at American Express. “Given the strong response from customers with our first Card design, we wanted to find another exciting opportunity for aviation enthusiasts and Card Members to have a piece of aviation history in their wallets.” 

The Delta SkyMiles Reserve and Reserve Business American Express Cards offer premium travel benefits for Delta loyalists, including an enhanced Companion Certificate each year after renewal 2 , an MQD Headstart that helps you get closer to Status, miles accelerators, access to exclusive reservations through Global Dining Access by Resy 3 , and more. 

For more information about the Delta SkyMiles Reserve and Reserve Business Cards, visit go.amex/747card . 

1 The new limited-edition Boeing 747 Card design is made with 33% metal from retired Delta Boeing 747 aircraft.

2 The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.

3 Card Members must add their Delta Skymiles Reserve or Reserve Business American Express Card to their Resy profile to access Global Dining Access by Resy.

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Membership Rewards-enrolled Card Members get at least 1 Membership Rewards ® point for every eligible dollar spent on their Membership Rewards program-enrolled American Express ® Card. Those same Card Members will also get at least 1 additional point for each dollar of eligible travel purchases made on amextravel.com on their Membership Rewards program-enrolled American Express Card. Corporate Card Members are not eligible for the additional point. Eligible travel purchases include all travel purchases made with your Membership Rewards program-enrolled American Express ® Card on amextravel.com , including air, prepaid hotels, prepaid car rentals, vacation packages (flight + hotel packages) or cruise reservations, minus returns and other credits. Platinum and Business Platinum Card Members are only eligible for 1 additional point on cruise reservations. Eligible travel purchases do NOT include non-prepaid car rentals, non-prepaid hotels, ticketing service or other fees, or interest charges. Bonuses you may receive with your Card on other purchase categories or in connection with promotions or offers from American Express may not be combined with this offer, such as 5X bonuses for Platinum and Business Platinum Card Members. Any portion of a charge that you elect to cover through redemption of Membership Rewards points is not eligible to receive points. If you have an Amex EveryDay Card product, additional points awarded under this offer will not be included in the extra points benefit. Additional points will be credited to the Membership Rewards account 10-12 weeks after final payment is made.

3X on Travel, Transit, and Restaurants:

Beginning October 24, 2019, you will earn one Membership Rewards ® point for each dollar of eligible purchases charged on the American Express ® Green Card. Travel: You will earn 2 additional points (for a total of 3 points) for each dollar charged on eligible travel purchases including airfare, hotels, cruises, car rentals, campgrounds, trains, taxicabs, rideshare services, tours, ferries, tolls, parking, buses, subways, on third party travel websites, and on amextravel.com. You will not earn additional points for purchases on timeshare properties. Restaurants: You will earn 2 additional points (for a total of 3 points) for each dollar charged at restaurants. You may not earn additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant. You will earn additional points for purchases at bars, nightclubs, cafeterias, and convenience stores. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, person to person payments, purchases of American Express gift cards, purchases or travelers’ checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. A purchase will not qualify for additional points if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not qualify for additional points. A purchase may not qualify for additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

Membership Rewards® Pay with Points:

To use Pay with Points, you must charge your eligible purchase through American Express Travel to a Membership Rewards ® program-enrolled American Express ® Card. Eligible purchases through American Express Travel exclude non-prepaid car rentals and non-prepaid hotels. Points will be debited from your Membership Rewards account, and credit for corresponding dollar amount will be issued to the American Express Card account used. If points redeemed do not cover entire amount, the balance of purchase price will remain on the American Express Card account. Minimum redemption 5,000 points. See membershiprewards.com/terms for the Membership Rewards program terms and conditions. If a charge for a purchase is included in a Pay Over Time balance on your Linked Account the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead the statement credit may be applied to your Pay in Full balance. If you believe this has occurred, please contact us by calling the number on the back of your Card.

Lowest Hotel Rates Guarantee:

Valid only for American Express Card Members. If you book a qualifying hotel rate on amextravel.com and then find the same room, in the same hotel, for the same dates, the same number of children and adults, at a lower price online, before taxes and fees, we'll refund you the difference. For pre-paid reservations, your claim must be submitted prior to your stay, before the date of check-in. For verification of “pay later” hotel bookings, your claim must be submitted within thirty (30) days after you have completed the hotel stay, and the customer service representative may instruct you to mail a copy of your hotel receipt to American Express within that time period. American Express will honor the lower price for verified requests. The "Lowest Hotel Rates Guarantee" policy applies only to online rates available to the general public and excludes (1) rates or discounts that are not available to the general public, including, but not limited to, corporate, group, charter, meeting/convention, AAA, government/military, and senior citizen rates/discounts; or (2) hotel rooms booked through or in combination with frequent stay, loyalty, points, coupon promotions, rooms won through contests or sweepstakes or transferred, or rooms booked on opaque websites that do not allow you to see the name of the hotel until your reservation is complete; or (3) promotional packages, deals, all-inclusive packages, or bundles that may include additional amenities such as parking, meals, or entertainment, or (4) rates booked through the Fine Hotels & Resorts ® and The Hotel Collection programs. Details

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American Express Travel Related Services Company, Inc., is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our travel counselors. For more information visit www.americanexpress.com/travelterms . California CST#1022318; Washington UBI#600-469-694; Iowa TA#669

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Amex and Delta's Newest Credit Card Is Actually Made Out of a Retired Boeing 747 — How to Get One

The cards are available to Delta SkyMiles Reserve and Reserve Business card members through June 5 — or while supplies last.

Courtesy of American Express

Travelers hoping to get their hands on a piece of aviation history are in luck as American Express and Delta Air Lines prepare to bring back limited-edition credit cards made from a pair of retired Boeing 747 planes.

Featuring a white glossy design inspired by the clouds, the cards were produced from two Delta planes that were retired in 2017 after more than 27 years in the air, American Express shared with Travel + Leisure . The cards are available to Delta SkyMiles Reserve and Reserve Business card members through June 5 — or while supplies last.

The limited-edition cards were first introduced in 2022 , and American Express said they were so popular, the credit card company is producing twice as many cards this time around.

“We’re bringing back one of our most popular Card designs ever with a new look honoring the ‘Queen of the Skies,” Jon Gantman, the senior vice president and general manager of cobrand product management at American Express, said in a statement shared with T+L. “Given the strong response from customers with our first Card design, we wanted to find another exciting opportunity for aviation enthusiasts and Card Members to have a piece of aviation history in their wallets.”

Each card is made from 33 percent metal from the aircraft and will include the plane’s first and last flights, tail number, and total miles flown.

Prashant Sharma, the v.p. of loyalty at Delta, said in the statement that each Boeing-crafted card “carries the legacy of countless journeys and embodies the spirit of exploration that drives our customers and all of us at Delta.”

The new design comes as Delta is adding more perks to its American Express-branded cards , but charging a premium for them. The annual fee for the Delta Reserve card, for example, will increase to $550 from $650. For that fee, customers will receive a $240 Resy credit, $120 rideshare credit, and $200 Delta Stays credit.

The decision to raise the cost of a card also comes on the heels of major changes to Delta’s loyalty program with the airline choosing to just count Medallion Qualification Dollars (MQDs) toward elite status.

Who should (and shouldn’t) get the Amex Business Platinum?

Editor’s note: This is a recurring post, regularly updated with new information and offers.

Few cards — for consumers or small-business owners — capture the "wow" factor quite like The Business Platinum Card® from American Express .

A welcome bonus worth more than three times the card's annual fee? Check. Exceptional rewards on common business expenses, airfare and prepaid hotel bookings? Check. Massive travel perks, including an annual airline fee credit and exclusive airport lounge access ? Check again.

It's no wonder this is a must-have card among business travelers . Still, that doesn't mean every small-business owner can justify carrying this card. It's a great card, but it's not the right one for everyone. So, let's look at who should — and shouldn't — hold the Amex Business Platinum .

Amex Business Platinum benefits

The Business Platinum card is offering 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases within the first three months of card membership. Based on TPG's valuations , this bonus is worth $3,000.

The spending minimum may be a tall order for many small-business owners. Still, if you have high inventory turnover or are growing your business, this card may help make your normal business activity much more rewarding.

The welcome offer is far from the only reason to consider this card. Here are some perks that you can get, including some benefits not available on The Platinum Card® from American Express (the personal version of this card):

• Earn 1.5 points per dollar on purchases of $5,000 or more and eligible U.S. purchases for electronic goods retailers, software, cloud service providers, construction materials and hardware supplies and shipping providers (on up to $2 million of these purchases per calendar year, then 1 point per dollar)
• 35% rebate when you Pay With Points for a first-class or business-class ticket on a selected qualifying airline booked through amextravel.com (up to 1 million points per calendar year)
• Annual statement credits — worth over $1,000 combined — with Dell, Indeed, Adobe, Clear and wireless telephone services. Enrollment required

Just like the personal version of this card, you'll enjoy these benefits, too:

• 5 points per dollar on flights and prepaid hotels (through Amex Travel without the annual spend cap that the personal Platinum Card has)
• Annual up to $200 annual airline fee statement credit (enrollment required)
• Access to Amex's lounge network, including Centurion Lounges , Delta Sky Clubs (when flying Delta) and Priority Pass lounges; effective February 1, 2025: Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight
• A $100 Global Entry statement credit every 4 years or up to $85 TSA PreCheck statement credit every 4 1/2 years
• Gold elite status with Hilton Honors and Marriott Bonvoy (enrollment required)

For all of these benefits, you'll pay a $695 annual fee (see rates and fees ).

Who should get the Amex Business Platinum?

Frequent travelers.

This is a no-brainer, especially with all this card offers to the global traveler. One perk not mentioned above is no foreign transaction fees (see rates and fees ), meaning you won't get dinged for purchases made outside the U.S.

Businesses with large expenses

Most cards offer 1 point per dollar on non-bonus spending. But if your business routinely makes large purchases of $5,000 or more, the 1.5 points per dollar bonus on big purchases is better than you'll find elsewhere. And if your business makes thousands of dollars in card purchases monthly, that spending requirement on the welcome bonus won't seem daunting.

Owners who value flexible points

The most lucrative way to redeem Membership Rewards points is to transfer them to one of Amex's many partner airline or hotel programs . If you're willing to put in the time and research, going the transfer route can increase the value of your points even above our valuations.

For example, The Points Guy founder Brian Kelly transferred 68,000 points to British Airways to fly first class from London (LHR) to Accra (ACC) plus under $500 in taxes/fees — a flight that would have cost him over $11,000 in cash. That redemption netted a value of 16 cents a point.

Someone who already has the American Express® Business Gold Card

If you already have the American Express® Business Gold Card , this could provide a one-two punch when it comes to earning Membership Rewards. Use the Business Gold Amex to fill in the blanks left by the Business Platinum card. With the Business Gold, you'll earn 4 points per dollar on the two categories in which you spend the most each month from the following list (terms and limitations apply):

• U.S. purchases for advertising in select media
• U.S. purchases at gas stations
• U.S. purchases at restaurants
• U.S. purchases made from select technology providers
• Monthly wireless telephone service charges made directly from a wireless telephone service in the U.S.
• Transit purchases including trains, taxicabs, ridesharing services, ferries, tolls, parking, buses and subways

While you're capped at $150,000 in combined purchases per calendar year for this 4 points per dollar earning (you only earn 1 point per dollar after hitting that ceiling), that 8% return (based on TPG valuations) is pretty sweet.

Plus, Amex will even recalculate your top spending categories each month to make sure you earn the maximum number of points possible.

Related: Card review: American Express Business Gold Card

Who shouldn't get the Amex Business Platinum?

Businesses with modest operating expenses.

If you can't meet the spending requirement for the welcome bonus or justify paying the $695 annual fee, there are better options for you, including the no-annual-fee Ink Business Cash® Credit Card from Chase.

Someone who already has the personal version of the card

Since there are so many similarities between the business and personal versions of this card, it can be hard to justify having both. First, you'll need to determine if you can spend enough to earn both bonuses. Outside of the bonus, another key consideration in whether or not to get the business version is keeping your personal and business expenses separate and whether or not you can stomach paying almost $1,400 in annual fees for your cards (see rates and fees for the personal Amex Platinum).

Businesses that need multiple employee cards

Although you can get up to 99 Platinum employee cards, Amex says it will charge you $350 annually for each additional Business Platinum card you request ( see rates and fees ) and $50 annually if you request Amex Business Gold cards for your employees to use (see rates and fees ).

That's a pretty hefty price to pay, given there are other business card options that offer free employee cards, like the Capital One Spark Miles for Business (see rates and fees ).

Bottom line

TPG considers the Amex Business Platinum to be one of the best business cards with good reason: It has fantastic value for the frequent business traveler, and it's currently offering one of the most valuable welcome offers on the market. If you're able to meet the hefty spending requirement, you probably don't need much more convincing to get this card.

On the other hand, it's a much more dicey proposition (all right, probably a bad idea) for a business owner who sticks to the ground — particularly when there are so many great options out there to earn points, miles and cash back on expenses that matter most to you.

Apply here: The Business Platinum Card® from American Express

For rates and fees of the Amex Business Platinum card, click here . For rates and fees of the Amex Business Gold, click here . For rates and fees of the Amex Platinum, click here .

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Nobis Hotel Stockholm

Centrally located on the historic norrmalmstorg square, nobis hotel is a short walk to the royal dramatic theatre and the high-end shopping of biblioteksgatan. housed in two 19th-century stone buildings, the hotel’s interior showcases a sophisticated blend of vintage pieces and modern nordic minimalism..

Experience the Lounge and order the signature cocktail from award-winning Guldbaren.

Rooms and suites feature contemporary décor marked by a muted gray palette and cozy textures, while large picture windows add natural light. Marble bathrooms include walk-in showers. Select suites include separate bathtubs.

Bino offers pan-European dishes with an innovative flair. NOI specializes in a fusion of Mediterranean and Scandinavian cuisine for dinner and an organic buffet for breakfast. Savor a creative cocktail in the Gold Bar or Lounge.

Unwind in the steam room or dry sauna. Work out at the 24-hour fitness center. Arrange for an in-room massage.

Explore the sites and stores of Norrmalmstorg Square. Visit the Vasa Museum, Skansen Open-Air Museum, and ABBA The Museum. Catch a performance at the Royal Dramatic Theatre. Tour Drottningholm Palace, home to the royal family since 1662. Take a day trip to the World Heritage Site Birka, an old Viking outpost and museum reachable by boat.

Norrmalmstorg 2-4. Stockholm, 111 86 Sweden

Stockholm-Arlanda Airport.

• Room upgrade at check-in, when available 1
• Experience Credit : $100 property credit to spend on qualifying dining, spa, and resort activities.

1 Certain room categories are not eligible for upgrade.

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Looking for more? See all our luxury hotels in Stockholm, Sweden

*Terms and Conditions

Fine Hotels + Resorts with Centurion Benefits Program:  Fine Hotels + Resorts ® (FHR) program Centurion benefits are available for new bookings made through American Express Travel (meaning solely by calling the phone number on the back of your eligible Card) with participating properties and are valid only for eligible U.S. Consumer, Business, and Corporate Centurion ® Members. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express ® Card, in the eligible Card Member's name, and that Card Member must be traveling on the itinerary booked. Room upgrade is subject to availability and is confirmed at time of booking; certain room categories are not eligible for an upgrade. Noon check-in is subject to availability and is provided at check-in. The type of experience credit varies by property; the experience credit will be applied to eligible charges up to the amount of the experience credit. Advance reservations are recommended for certain experience credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. For a stay of two consecutive nights or more, an additional experience credit of up to $200 will be provided. Benefit restrictions vary by property. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change.

Fine Hotels + Resorts Program:  Fine Hotels + Resorts ® (FHR) program benefits are available for new bookings made through American Express Travel with participating properties and are valid only for eligible U.S. Consumer, Business, and Corporate Platinum Card ® Members, and Centurion ® Members. Additional Platinum Card Members on Consumer and Business Platinum and Centurion Card Accounts are also eligible for FHR program benefits. Companion Card Members on Consumer Platinum and Centurion Card Accounts, Additional Business Gold and Additional Business Expense Card Members on Business Platinum and Centurion Card Accounts, and Delta SkyMiles ® Platinum Card Members are not eligible for FHR program benefits. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express ® Card, in the eligible Card Member's name, and that Card Member must be traveling on the itinerary booked. The average total value of the program benefits is based on prior-year bookings for stays of two nights; the actual value varies. Noon check-in and room upgrade are subject to availability and are provided at check-in; certain room categories are not eligible for upgrade. The type of experience credit or additional amenity (if applicable) varies by property; the experience credit will be applied to eligible charges up to the amount of the experience credit. Advance reservations are recommended for certain experience credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for FHR program benefits, your eligible Card Account must not be cancelled. For additional information, call the number on the back of your Card. 

The Hotel Collection Program:  The Hotel Collection (THC) benefits are available for new bookings of two consecutive nights or more made through American Express Travel with participating properties and are valid only for eligible U.S. Consumer and Business Gold Card, Platinum Card ® Members, and Centurion ® Members. Additional Card Members on Consumer and Business Platinum Card Accounts, and Additional Card Members on Consumer and Business Centurion Accounts are also eligible for THC program benefits. Delta SkyMiles ® Gold and Platinum Card Members are not eligible. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express ® Card, in the eligible Card Member's name, and that Card Member must be traveling on the itinerary booked. Room upgrade is subject to availability and is provided at check-in; certain room categories are not eligible for upgrade. The type of experience credit or additional amenity (if applicable) varies by property; the experience credit will be applied to eligible charges up to $100. Advance reservations are recommended for certain experience credits. Benefit restrictions vary by property. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional THC benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke the THC benefits at any time without notice if we or they determine, in our or their sole discretion, that you have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your THC benefits. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for THC program benefits, your eligible Card Account must not be cancelled. For additional information, call the number on the back of your Card.

Membership Rewards ®  Program:  Terms and Conditions for the Membership Rewards ®  program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to  www.membershiprewards.com/pointsinfo .

Terms and Conditions for the Membership Rewards ®  program apply. Visit  membershiprewards.com  for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to  www.membershiprewards.com/pointsinfo .

American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visit  americanexpress.com/travelterms

California CST#1022318; Washington UBI#600-469-694