long stay backpacker travel insurance

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The Best Travel Insurance Companies for Backpackers

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I’m a backpacker at heart. Even after traveling the world for over a decade , I still love to travel cheap, prioritizing experiences over fancy accommodation and transportation. I still love staying at hostels , meeting locals, and sampling as many local delicacies as I can.

Contrary to popular belief, being a backpacker is not about pinching every penny — it’s about finding value. If you want to have a genuine and authentic trip without breaking the bank, then you need to spend your money wisely.

And when it comes to backpacking around the world, one of the wisest choices you can make is to purchase travel insurance .

I know, travel insurance seems like just another expense that will chip away at your budget. I used to think that too.

But it also has the potential to save you thousands of dollars should something go wrong on your trip.

And after traveling around the world for over twelve years, I can confidently tell you this: things will go wrong.

To help you stay safe on your next trip, here is everything you need to know about buying insurance as a backpacker.

Table of Contents

Why Do Backpackers Need Insurance?

What does travel insurance cover, what does travel insurance not cover, the best backpacker insurance companies.

The reason you need to buy travel insurance is because accidents happen. Regardless of whether you’re at home or abroad, things go wrong. At home, you likely have access to medical care and reliable medical facilities.

On the road, that isn’t always the case.

While serious injuries are rare, they do happen. And it’s always better to be safe than sorry. But insurance isn’t just for medical emergencies. It also covers a lot of incidents that are much more common than you think!

I’ve had my bags stolen, I’ve needed to go to the hospital overseas, and I was even stabbed while traveling in South America .

I didn’t plan for any of these things to happen. But when they did, I was glad I had insurance to help me get reimbursed as well as to help me navigate the confusion that comes with having an emergency abroad.

While it’s unpleasant to spend time dwelling on these things, the truth is, you need to be prepared for the worst. Hopefully, you’ll never need to use your insurance plan, but if you need to, you want to make sure you have the coverage you need.

Here’s a quick overview of what you can expect your backpacker insurance to cover:

Coverage for most countries in the world
Medical emergencies (surgery hospitalization fees, medical evacuation to the nearest hospital)
Flight delays and cancellations
Trip cancellations (due to injury or a death in the family)
Emergency evacuation (due to injury or natural disaster)
Dental emergencies
Lost or stolen baggage
Death overseas

I know, as a backpacker you like to keep costs low. Insurance isn’t free, after all, which makes it seem like a burdensome and unnecessary expense.

But it’s much better to pay a few bucks a day than risk losing your life savings should an emergency occur while you don’t have coverage.

While most travel emergencies and injuries are covered by travel insurance, it’s important to know what is not covered by your plan. Knowledge is power, after all.

Most backpacker insurance policies do not cover:

Accidents sustained while participating in extreme adventure activities (which often include hang-gliding, paragliding, or bungee jumping)
Alcohol- and drug-related incidents
Carelessness or negligence (such as if your bag gets stolen after you left it unattended)
Pre-existing conditions or general check-ups
Stolen cash
If civil unrest makes your destination unsafe but your government hasn’t called for an evacuation (unless you have more advanced coverage from a company like Medjet )
Changing your mind about your trip or unfriending/breaking up with your travel partner will disqualify you from trip-cancellation coverage
If your visa to a destination is refused you won’t be reimbursed if you decide to cancel your trip

There’s only two companies worth using as a backpacker.

They are the best choice for long-term travelers as you can renew your plan while abroad and their $250 USD deductible keeps your monthly fee low. While their coverage isn’t as comprehensive as other companies, it covers the most important stuff, making them a good choice for travelers on a tight budget.

Here’s a quick overview of SafetyWing :

Super affordable plans (with a deductible)
Can purchase and renew plans while abroad
Claims can be filed online
$250,000 USD in emergency medical coverage
Friendly and responsive customer service
After being abroad for 90 days, you keep your medical coverage for 30 days in your home country (15 days for US residents)
Best for digital nomads and frugal travelers

Insure My Trip also provides comparisons from insurance companies that cover older travelers (many travel insurance companies won’t cover travelers over 65), making them the go-to company for retirees and other senior adventurers.

Here’s a quick overview of Insure My Trip :

Guaranteed low prices
Coverage for senior travelers over 65
“Anytime Advocates” ask the insurer to give your claim a second look if you think it was unfairly denied
Compares 23 different companies to ensure you get the best plan
Reviews of each policy so you can see what other travelers are saying

The huge benefit of using Insure My Trip is that they guarantee you won’t find the same policy elsewhere for less money! Click here to get a quote from Insure My Trip.

Here’s a look at World Nomads at a glance:

Tiers for basic and premium coverage
Delay and cancelation coverage
Can submit a claim after your trip ends
Offers some COVID coverage
Everything can be done via the website
Trusted by brands like Lonely Planet, Eurail, and Intrepid Travel

World Nomads is more expensive than SafetyWing (roughly 3x the price) but they also cover more activities and include more coverage for things like cancelations and delays. In short, they’re best for adventurous travelers or travelers who want more more coverage and have the money to spend.

I never leave home without travel insurance. I’ve experienced first-hand how helpful it can be. It’s saved me thousands of dollars over the years — as well as countless headaches too.

Being a backpacker is all about having amazing, memorable travel experiences all without breaking the bank. And there’s no better way to insulate yourself from expensive (and unnecessary) costs than by buying travel insurance (Remember that Safety Wing is our top pick!)

Book Your Trip: Logistical Tips and Tricks

Book Your Flight Find a cheap flight by using Skyscanner . It’s my favorite search engine because it searches websites and airlines around the globe so you always know no stone is being left unturned.

Book Your Accommodation You can book your hostel with Hostelworld . If you want to stay somewhere other than a hostel, use Booking.com as it consistently returns the cheapest rates for guesthouses and hotels.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are:

SafetyWing (best for everyone)
Insure My Trip (for those 70 and over)
Medjet (for additional evacuation coverage)

Want to Travel for Free? Travel credit cards allow you to earn points that can be redeemed for free flights and accommodation — all without any extra spending. Check out my guide to picking the right card and my current favorites to get started and see the latest best deals.

Need Help Finding Activities for Your Trip? Get Your Guide is a huge online marketplace where you can find cool walking tours, fun excursions, skip-the-line tickets, private guides, and more.

Ready to Book Your Trip? Check out my resource page for the best companies to use when you travel. I list all the ones I use when I travel. They are the best in class and you can’t go wrong using them on your trip.

Got a comment on this article? Join the conversation on Facebook , Instagram , or Twitter and share your thoughts!

Disclosure: Please note that some of the links above may be affiliate links, and at no additional cost to you, I earn a commission if you make a purchase. I recommend only products and companies I use and the income goes to keeping the site community supported and ad free.

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Longstay & Backpacker

Travelling Against FCDO Advice:

Longstay & Backpacker cannot cover you when travelling to destinations that the FCDO (previously known as the FCO) have advised against. However, we can still help – learn more, generate quotes and arrange cover, here .

PROVIDING ESSENTIAL COVER FOR THOSE TAKING EXTENDED TRIPS ABROAD

Standard provides essential cover for cancellation, curtailment, personal possessions, emergency medical expenses, personal liability and personal accident.
Longstay provides higher limits and additional cover for gadgets*, departure delay, missed departure, possessions delayed in transit, personal money & loss of travel documents and legal advice & expenses.
Longstay Plus provides the same benefits as Longstay with enhanced cover limits.

Already Travelled

If you require insurance having already embarked upon your travels, please see our Worldwide Global Travel Insurance .

02392 419 011

Key features.

Trips covered up to 18 months

Longstay & Backpacker provide cover for single trip travel for periods from 1 month up to a maximum duration of 18 months.

Return home at no extra charge!

For those wishing to break their trip midway, Longstay & Backpacker allows you to return home, say, at Christmas or Easter, for up to two trips, each up to a maximum 21 days per trip during the policy period. Cover is suspended during the period at home.

‘Stop-over’ cover

Longstay & Backpacker automatically provides for ‘stop-overs’ of up to 7 days maximum in a higher rated area e.g. travelling to New Zealand via the USA.

‘Excess Waiver’ Option

The standard excess can be reduced to ‘nil’ by paying an additional premium of £15 per person (£30 for Family cover).

5 Best Backpacker Travel Insurance Companies of 2024

Explore our top picks for travel insurance for backpacking trips and compare options to find the right coverage below.

in under 2 minutes

Nicole Leigh West is an experienced lifestyle journalist and writer for publications including Wanderlust, TripSavvy and Vacations & Travel. Along with roaming the globe and penning fiction novels, Nicole works for World Words as a sub-editor and writer.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

The best travel insurance for backpacking trips is Travelex due to its affordable coverage for mult-destination trips. Travelex offers three plan options and a Travel America plan for backpackers making their way across the states.

From beachfront hostels in Thailand to campgrounds in Europe, a backpacker insurance policy can help you enjoy your adventure with peace of mind. Whether you’re traveling as a digital nomad or launching into adventure sports like trekking or scuba diving, travel insurance can cover the cost of unforeseen events or accidents during short or long-term backpacking trips.

Key Features To Look For in Backpacker Travel Insurance

Backpacker travel insurance is subject to your individual needs. According to the U.S. Department of State , the government does not cover medical bills overseas. Therefore, the agency recommends travel medical emergency insurance, especially if you’re participating in adventure activities. However, not all travel insurance companies cover adventure sports.

Trip interruption insurance can help you prepare for potential cancellations and flight delays, offering reimbursement of prepaid costs if interruptions occur for a covered reason. Emergency evacuation coverage is important in the event of natural disasters or civil unrest, especially if you plan on adventuring in rural areas. Ensuring your policy offers baggage and personal effects coverage also offers a financial safety net for lost or stolen belongings, including sporting gear.

While you may be able to find basic travel insurance with these features, the benefit limits may vary. It’s also important to note that not all policies cover adventure sports gear or medical expenses. Make sure to look for a plan with this coverage if you plan on adding sporting events to your backpacking trip.

Top 5 Travel Insurance Providers for Backpackers

Here is our list of travel insurance plans and providers to suit backpackers:

Travelex Insurance : Our pick for families
AIG Travel Guard : Our pick for families
IMG Travel Insurance : Our pick for medical coverage
Allianz Global Assistance: Our pick for concierge services
World Nomads: Our pick for adventure travelers

Compare Backpacking Travel Insurance Companies

We requested online quotes for our top travel insurance providers so you can see how much coverage costs . The chart below includes estimates for a 25-year-old backpacker from New York taking a three-week trip to Mexico, with a total trip cost of $2,500. Quotes are for basic plans with travel medical insurance, trip cancellation coverage and more. We also included unique coverage options, including cancel for any reason or CFAR coverage.

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Pros & Cons

You can choose from three plans with Travelex Insurance: Travel Basic, Travel Select and Travel America. Travel Basic is a budget-friendly option for backpackers with sufficient coverage. Five optional upgrades are available with the more comprehensive Travel Select Plan, with a $50,000 limit for emergency medical costs.

If you are planning to backpack around the U.S., the Travel America plan provides emergency medical expenses and reimbursement for canceled events, such as ski resort closures.

Coverage & Cost

Add-On Options

Travelex offers a variety of add-on options, depending on the plan you choose. Upgrades include:

CFAR coverage
Car rental collision
Adventure sports coverage
Additional medical coverage
Flight accidental death and dismemberment

Based on our quote process, the Travel Basic Plan costs $87 for a 25-year-old traveler on a 20-day trip to Spain worth $3,000.

If you’re looking for a travel insurance policy for backpacking as a family, AIG Travel Guard plans include coverage for one child under age 17 with the rate for a paying adult. The Deluxe Plan offers high-level medical evacuation and healthcare coverage up to $100,000, while

the Preferred Plan features up to $50,000 for travel medical costs.

If you are on a budget during long-term backpacking trips, the Essential Plan covers the basics, with 24/7 emergency assistance and medical care coverage up to $15,000. The Pack N’ Go Plan is available if you plan a trip last minute and don’t need cancellation coverage.

AIG Travel Guard provides a range of add-ons depending on your chosen plan. Some examples include:

Cancel for any reason (CFAR) coverage
Rental vehicle damage coverage
Security evacuations and interruptions bundle
Adventure sports bundle
Medical bundle
Wedding bundle
Baggage bundle

Based on the quote we requested for a 25-year-old backpacker traveling to Spain for 20 days on a $3,000 trip, the Essential Plan would cost $134.

*AM Best ratings are accurate as of June 2023.

From rafting to skydiving and bungee jumping, extreme sports fans can take advantage of IMG’s iTravelInsured Travel Sport Plan. It includes sports equipment rental reimbursement and natural disaster evacuation coverage.

For long backpacking trips, the most affordable option is the iTravelInsured Travel Lite Plan, which includes benefits for trip cancellation, travel delays and emergency medical assistance. You can also opt for more comprehensive options with the iTravelInsured Travel SE and iTravelInsured Travel LX plans.

IMG offers the following add-ons with the iTravelInsured Travel LX plan:

Interrupt for any reason (IFAR) coverage (up to 75% of trip costs)
CFAR coverage (up to 75% of the trip costs)

Based on our quote, the iTravelInsured Travel Lite Plan would cost $83 for a 25-year-old traveler backpacking around Spain for a 20-day trip worth $3,000.

Allianz offers a range of affordable plans for backpackers, including the AllTrips Basic Plan, a multi-trip policy with year-long protection. Or, if you’re primarily looking for health insurance and have a flexible itinerary with minimal prepaid expenses, you can save money with the OneTrip Emergency Medical Plan. It only covers post-departure benefits, including unexpected events after your trip begins.

While Allianz also provides comprehensive insurance policies, budget travelers may prefer the OneTrip Basic plan for affordable, all-around coverage.

Allianz Global provides the following add-on options, which you can add depending on your plan:

OneTrip Rental Car Protector
Terrorism Extension cover
Required to Work cover

Based on our quote, the OneTrip Basic Plan would cost $91 for a 25-year-old backpacker taking a 20-day trip to Spain for $3,000.

Whether you love Alpine skiing or rock climbing, World Nomads is a popular choice for adventurous backpackers. Its two policies, the Standard Plan and Explorer Plan, cover over 200 adventure activities and sports. The main difference between the plans is the Explorer Plan offers higher coverage limits.

World Nomads offers rental car damage coverage with the Explorer Plan.

We pulled quotes for both plans for a 25-year-old backpacker taking a 20-day trip to Spain. You could expect to pay $96 for the Standard Plan and $180 for the Explorer Plan.

Factors To Consider When Choosing the Backpacking Insurance

Everyone’s different, so choosing the best insurance for your backpacking trip means considering your personal needs. Ask yourself the following questions as you consider travel insurance policies:

Does the travel insurance cover all the destinations you want to visit?
How long is your backpacking trip and if needed, does the policy suit long-term travel?
Does the policy include sufficient medical coverage for potential health issues or participation in sports?
Are there adequate coverage limits for baggage, gear and high-value equipment?
Does the policy sufficiently cover missed activities and flight cancellations ?
Do you require coverage for a pre-existing conditio n and if so, does the policy include a waiver?

If you are planning a long-term backpacking trip, pay attention to the duration of your travel insurance policy. For example, if you apply for a multi-trip plan with six months versus a year of coverage. And if you plan to trek around the globe, make sure your policy includes your intended destinations.

It also helps to check the coverage you already have before purchasing a policy. For example, your credit card may include rental car coverage or other forms of travel insurance.

What Does Travel Insurance Not Cover?

Most travel insurance plans cover medical emergencies, trip cancellations and delays , and baggage loss or theft. However, most policies don’t cover the following:

Alcohol and drug-related incidents
Extreme sports such as cliff diving
Non-emergency medical treatment
Flexibility in trip cancelation, such as changing your mind about flights or destinations
Incidents due to negligence

Some providers may offer add-on coverage for extreme sports, non-emergency medical treatment and cancellation flexibility (CFAR coverage).

Travel Tips for Comparing Backpacker Insurance

Before buying travel insurance, it’s important to shop around, compare prices and read customer reviews. We suggest obtaining online quotes from at least three providers before selecting a policy.

Once you’ve found a few options that suit your coverage needs and budget, read the policy documents to ensure the coverage is right for you. Look for any exclusions or limits that may impact your coverage, such as a lack of adventure sports protection. If you don’t understand something, speak to the provider directly before making your decision.

Is Backpacking Travel Insurance Worth It?

Backpacking is often an adventure of a lifetime, but it is also an investment. Safeguarding your prepaid and nonrefundable costs, along with having financial safety nets for unforeseen medical emergencies, can help you enjoy a stress-free journey.

Ultimately, it is up to you to decide if backpacking travel insurance is worth it . If you’re planning to launch into adventure activities, top providers such as World Nomads, IMG and Travelex offer extra coverage. You can also opt for a basic plan from Allianz or choose AIG Travel Guard if you need coverage for a child. Regardless of your choice, each of our top providers can provide affordable options with sufficient coverage for backpackers.

Frequently Asked Questions About Travel Insurance for Backpacking Trips

Should i purchase travel insurance for a backpacking trip.

While your need for travel insurance is up to you, purchasing a policy can be worth it. Travel insurance for backpacking can cover medical costs in an emergency. Policies can also safeguard you against financial loss by providing reimbursements if your trip is canceled or delayed or your baggage or gear gets stolen. Some providers offer add-ons to cover rental car damage, highly valuable items and more.

What type of insurance do you need for backpacking?

The type of insurance you need depends on your destination, the duration of your trip and the activities you plan to do. At a minimum, backpackers should consider a policy with the following coverage:

Trip cancellation , interruption and delay
Emergency medical expenses
Emergency evacuation and repatriation
Lost or stolen baggage

Consider policies with adequate add-on coverage, like if you plan on participating in adventure sports or need a rental car.

What is the difference between backpacking insurance and travel insurance?

Backpacking insurance is simply a type of travel insurance with coverage tailored to backpackers. While some providers offer adventure-specific policies, you may find that a standard travel insurance plan suits your backpacking trip. Researching policy options can help you find coverage for your unique needs, including annual multi-trip plans for long-term trips.

Methodology: Our System for Ranking the Best Travel Insurance Companies for Backpacking Trips

A 30-year-old couple taking a $5,000 vacation to Mexico.
A family of four taking an $8,000 vacation to Mexico.
A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
A 30-year-old couple taking a $7,000 trip to the United Kingdom.
A 19-year-old taking a $2,000 trip to France.
A 27-year-old couple taking a $1,200 trip to Greece.
A 51-year-old couple taking a $2,000 trip to Spain.
Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

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The Best Travel Insurance for Backpackers

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Having the best travel insurance behind you during your travels is a safety net you can't afford to pass up.

Imagine this: you’ve just landed at a foreign airport far from home.

Next, you have to rush to your connecting flight.

You’re in a hurry, but in the corner of your eye, you see that your connecting flight has been delayed.

You feel relieved as you no longer have to run, but as you near the gate, you realize this slight delay will make it nearly impossible to catch the following flight to your final destination.

You start to fret. You’re in a foreign country, and you're going to miss a flight. The only option is to pay for a new one.

A tight budget was already weighing on you, and the thought of this extra burden will make your original plans nearly impossible.

Suddenly, the entire feel of your trip has changed.

But what if there was a way you could have prevented this unexpected problem?

Worldwide travel insurance , like many things on your pre-travel checklist, is necessary.

It’s one of those things you hope you never need, but when you do, it can be a vacation-saver.

Table of Contents

Where to Begin

When to get travel insurance, the cost of travel insurance, find the best travel insurance for you, which travel insurance is best, how do i find the cheapest policy for me, confusing terminology, explained, book the right travel insurance for you today, what is travel insurance.

Travel insurance and health insurance are two different things.

Travel insurance is your protection against unfortunate circumstances that arise while traveling, specifically.

Whereas health insurance typically covers you at home for emergency and non-emergency medical treatment, travel insurance covers emergency and non-emergency medical expenses away from home.

Plus, travel insurance covers additional travel-specific expenses that can result from theft, flight delays, and trip cancellations.

Why Travel Insurance is Important

Go Backpacking's Community Manager, Adam , shares a story:

I’ve traveled without travel insurance before, and it has come back to bite me when I should’ve expected it.

An unforeseen (but preventable) food-borne sickness bit me on my first week in Thailand.

Without a clue of what it was, I rushed myself to the private hospital in Bangkok (which I didn’t know was private) where I was treated to a bill exceeding my budget by a long-shot.

Since then, I have begun to travel smarter (with insurance), and I’ve been able to capitalize on its advantages with a few canceled flights which have saved my wallet and my trip.

In one instance on a long-haul flight from Paris to Johannesburg, my flight was delayed 12 hours.

I had made a few friends at the gate prior to it being delayed.

I didn’t mind the half-day delay because I had nowhere else to be and it gave me a better chance at sleeping on the plane.

I was given a lounge pass and later told that I could probably file for reimbursement.

To my surprise, my travel insurance covered the cost of the flight and one night in a hotel. It was a blessing for someone not in a hurry.

Adam's not the only one to have experienced misfortunes with and without travel insurance.

Given enough trips taken and time spent traveling, these kinds of unfortunate circumstances can and will happen to you, so you may as well prepare for them.

First, find out if your regular health insurance includes international coverage.

Call your health insurance company and ask if your policy covers you while you are traveling, whether it's a different part of your country or internationally.

If yes, make sure to ask what exactly is covered.

In the United States, for example, many health insurance plans will only cover emergency care outside of the country, leaving you paying the cost of anything short of a trip to the emergency room.

You'll also want to ask about the worst case scenario, an injury or illness so severe it requires evacuation via special air ambulance to your home country. This level of medical care can easily cost tens of thousands of dollars.

If you get travel insurance for no other reason, get it to cover in you a worst case scenario. The kind that could bankrupt you or your family, and necessitate a GoFund me campaign from friends.

Don't allow your lack of planning to become your family and friends' financial burden.

Medical coverage is the most important aspect of travel insurance, but it’s not the only advantage included.

Travel insurance will also, in some cases, cover stolen property, booking cancellations, and emergency evacuation.

For most people, finding the best travel insurance is something to take care of months in advance of your trip.

It’s nothing you want to be dealing with the week you leave as your stress level may already be through the roof.

A nice convenience is the ability to schedule your travel insurance to begin on your departure date.

This allows you to check it off your to-do list well in advance of leaving home. It'll be a relief to handle it as soon as possible.

However, if you are the type to procrastinate or are still on the fence about travel insurance, you can book the day you leave and get coverage.

So, it’s flexible. With World Nomads , you can even book during your travels if you initially want to take the risk of traveling without it and later change your mind.

The cost of your travel insurance policy will depend on several variables.

Your quote will depend heavily on how old you are, your home country, where you are going, and how long you'll be gone.

Some companies are more flexible than others when sending quotes.

We'll outline what you need to know depending on the type of traveler you are below.

Whether you’re looking for single trip travel insurance, long term travel insurance, expat travel insurance, or any other type — there’s something out there for everyone.

Insurance is a for-profit industry, so the companies make a variety of options available to serve every kind of traveler.

If you don’t see the type of coverage you are looking for on a company’s website, you can generally call to speak with a specialist who will work with you to tailor a policy to fit your needs.

The important thing to do is acknowledge what type of traveler you are and what kind of trip you are taking before settling in and doing research. There's a policy for everyone.

Through our experience, we have determined there are certain companies that work best for different types of travel, and we’ve taken the liberty to lay them out for you below:

Best Travel Insurance for Backpackers: World Nomads

Best Travel Insurance for Digital Nomads: SafetyWing

Best Travel Insurance for Gear Coverage: Clements

Best Travel Insurance for Existing Medical Conditions: Allianz Travel **

Best Long-Term Medical Insurance for Expats: International Medical Group (IMG)

** Only on certain policies and medical conditions. Confirm with an insurance agent before purchasing.

Through and through, no matter what kind of traveler you are, but especially for backpackers, we have determined that World Nomads is the best bang for your buck. They give you the most coverage at a reasonable price.

Since 2002, World Nomads has supplied travelers with the best policies tailored to backpackers like us.

They are a trusted company and generally the most popular in the budget travel community because of their low rates, flexibility to apply while still traveling, and excellent customer support.

The majority of travelers will be able to find a suitable policy with just a few clicks on their site.

Adam has been using World Nomads for most of his years as a traveler and has had to utilize their coverage on several occasions.

Although all insurance claims processing can be a hassle, World Nomads is relatively straight-forward, making it easier on their customers.

Values to Look For When Choosing Your Policy

Based on a three-week trip to Europe

Low deductibles (based on your budget)
High medical coverage ($100,000 on average)
Repatriation coverage
Cancellation coverage ($2,000 or more)
Lost/stolen property coverage ($1,000 on average)

What Will Your Policy Not Cover

Treatment of pre-existing conditions
Most extreme sports injuries
Change of plans (due to personal reasons)
Alcohol/drug related losses
Frequent flier rewards losses
Unideal weather condition cancellation (personal choice)

If you want to find the cheapest, full-coverage policy, it will take some diligent research.

Shop around, play with each company’s quoting tools.

Most websites are very user-friendly and don’t take much effort or time to be quoted.

It's okay to be frugal in what you need of an insurance policy.

If you’re certain you won’t be partaking in any extreme sports while on vacation, look for a policy that doesn’t charge you extra for that kind of coverage.

Do you need $10,000 worth of property protection or will $500 of protection suffice?

Make sure you are considering your situation and what you need.

Don’t overpay for protection that will never do you any good, but don’t talk yourself out of coverage you might need.

Part of everyone's frustration researching insurance is the often confusing terminology used by the industry.

What is a deductible?

If you’re still on your parent’s health insurance plan, chances are, you’re not familiar with deductibles, yet, it is a critical term to understand when choosing the best travel insurance policy.

A deductible is the amount of money you will be responsible for paying at the time of your care before your travel insurance policy will start to pay for the remaining treatment.

In other words, your travel insurance reimbursement takes effect only after you've paid the amount of your deductible out of your pocket.

So let’s say your deductible for medical treatment is $500. If you have to endure a small operation costing $700 total, you will still be responsible for the first $500 and your insurance will cover the remaining $200.

That may seem unfair until you realize medical bills can easily reach tens of thousands, even hundreds of thousands of dollars. Think of worst case scenarios, and insure yourself accordingly.

This is important to consider while researching different insurance company policies. Make sure your deductible is of reasonable value, based on your best judgment.

What is a rider?

Another term worthy of explanation is a “rider.”

A rider is an extension to a policy, which often adds additional coverage and terms.

For example, if you’re an adrenaline junkie, then adding a sports rider to your policy may be a good idea.

This will cost you more, but it will add additional benefits in areas of the coverage that you’re more at risk.

Travel insurance is always a burden until it becomes a lifesaver.

For only a few dollars a day (or less), it can end up saving your trip and your wallet from serious debt.

Trust us; you don’t want to end up in debt from medical bills because you skipped buying travel insurance.

P.S. – All of the companies mentioned here are ones we've used ourselves.

If you found this article helpful and plan to buy a World Nomads policy , please consider buying it after clicking one of the links in this article.

We'll earn a small commission, at no extra cost to you, which will be used to pay our writers.

If you have any questions, we’d love to help. Email [email protected] or find us on social media.

Last Updated on June 21, 2019 by Dave Lee

Dave is the Founder and Editor in Chief of Go Backpacking and Feastio . He's been to 66 countries and lived in Colombia and Peru. Read the full story of how he became a travel blogger.

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Best Long-Term Travel Insurance

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

Factors we considered in long-term travel insurance

An overview of the best long-term travel insurance, top long-term travel insurance for u.s. citizens, long-term travel insurance coverage recapped.

If you take multiple trips a year, you may want to consider purchasing long-term travel insurance for emergencies. This is especially true if you go abroad for extended stays, as travel insurance typically covers you even when your U.S. medical insurance may not.

Because the considerations and coverage for long-term plans differ from shorter, single-trip policies, NerdWallet has researched the best long-term travel insurance plans for U.S. citizens.

Here's our list of the best long-term travel insurance providers:

Allianz Global Assistance.

Travel Guard.

USI Affinity Travel Insurance Services.

» Learn more: The best travel insurance companies

We made the following considerations when selecting the best long-term travel insurance companies:

Coverage . We looked at the types of coverage offered and the amount of coverage you could purchase.

Cost . Affordability is essential, as the best coverage worldwide won't matter if the policy is too expensive.

Ease of purchase . Being able to quickly and easily find quotes and sign up for coverage is a crucial factor in choosing the right policy.

Customization . The more options you have to tailor a plan specifically for your needs, the better.

Note: We excluded companies that require you to list the length, locations or dates of your trips to purchase a policy. We recognize that most travelers likely don't know these details for all the trips they'll take a year in advance.

» Learn more: What to know before buying travel insurance

To compare prices and coverage levels, we looked at quotes for a one-year policy for a 35-year-old traveler based in California. If a company offered more than one tier of travel insurance, we went with their entry-level option.

On average, the price of a policy offered by the listed companies was about $171.

» Learn more: Does travel insurance cover award flights?

Let's take a closer look at our five recommendations for long-term travel insurance.

Allianz Global Assistance

What makes Allianz Global Assistance great:

Easy-to-use website.

Affordable coverage.

Different options for different budgets.

For our test, Allianz Global Assistance's basic coverage cost $138, about 19% lower than average.

Travel Guard by AIG

What makes Travel Guard great:

Includes dental coverage.

Offers security and emergency evacuation coverage .

Missed connection coverage of up to $500.

For our test, Travel Guard's basic coverage cost $259, about 51% above average.

USI Affinity Travel Insurance Services

What makes USI Affinity Travel Insurance Services great:

Budget-friendly option.

Includes emergency medical evaluation.

For our test, USI Affinity Travel Insurance Services' basic coverage cost $100, almost 42% below average.

What makes GeoBlue great:

Certain prescription drugs are covered.

Covers medically necessary COVID-19 testing and treatment .

Allowed to take unlimited trips outside of the U.S. for a maximum of 70 days abroad per trip.

For our test, GeoBlue's basic coverage cost $125, about 27% below average.

What makes Heymondo great:

Offers a one-month refund policy, provided the trip has not started and no claims were made.

Easy to add coverage for electronics, cruises or adventure sports.

It has an app to file claims and chat with a doctor 24/7.

For our test, Heymondo's basic coverage cost $232, about 36% above average.

» Learn more: Does my Chase credit card have health insurance?

Most travel insurance companies offer annual plans as a cost-effective way for you to insure multiple trips in one year. Annual plans typically cover medical emergencies and basic benefits. Depending on the provider, some benefits such as baggage delay and trip cancellation are not always covered in annual plans. There are, at times, maximum trip durations per policy.

You can purchase an annual plan that covers multiple trips in one year (with restrictions on trip duration) or a specific long-term travel insurance plan if your trip is longer than three months. Annual plans are on a 12-month rolling basis. Long-term policies can last up to two years, depending on the travel insurance company.

Yes. If you're considering backpacking or taking a gap year, travel insurance companies have options for long-stay travel insurance. Policies vary by providers, but they'll typically include emergency medial treatment, legal protection and travel document replacements.

Yes, several travel insurance providers offer annual plans. Annual plans are a cost-effective way to insure more than one trip during the year. Depending on the plan, long-term trips may be excluded from coverage.

Before purchasing long-term travel insurance, you should think about the type of coverage you want, your budget and if you have any pre-existing medical conditions you wish to be covered.

Having the right plan may provide you with peace of mind and save you serious cash in the event of an emergency.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.

For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Especially for Coach Trips in the Uk & Europe.

European motor breakdown cover.

Staycationplan

Designed for UK-based holidays.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.

Happy customers are are the heart of everything we do.

Our work has been recognised in some prestigious awards.

The people who make P J Hayman what it is.

All P J Hayman Key Contacts and how to get in touch.

Meet P J Hayman’s Product Manager

We recently welcomed Michelle to our team as our new Product Manager. Michelle brings a wealth of expertise to our friendly team of expert advisors. She'll be reviewing our range of products,...

Free Spirit Improvements

From the 1st of April, improvements are coming to Free Spirit. These are designed to allow more people to go for longer trips with higher rates of cover. The product is also moving to a new...

P J Hayman Supports Southwick Revival

Southwick Revival ‘Spirit Of D-Day’ is taking place across Saturday 8th and Sunday 9th of June to commemorate the 80th anniversary of D-Day. Visit the sleepy, small village of Southwick,...

Exclusive Holidays need High-Value Travel Insurance

Exclusive holidays appeal to the 59% of travellers who’ll be spending more in 2024 on their holidays. Their holidays may include all-inclusive stays on intimate cruise ships, idyllic islands, or...

Travel-Insurance-for-Luxurious-family-holidays

A Policy For Luxurious Holidays

Luxurious holidays and multigenerational holidays have been increasing in popularity for some time. In a recent article in the Sunday Times, it revealed that Grandparents are treating their...

Free Spirit’s 5 Star Rating

Free Spirit Super Duper has again achieved a 5-star rating from defaqto, making it the 7th year in a row we have had the rating. Who is defaqto? You may be familiar with defaqto and defaqto Star...

Key Features

Medical conditions covered.

Subject to a medical screening, Longstay & Backpacker can cover the majority of medical conditions.

Extended Trip Cover for Senior travellers

Travel up to the age of 75 in Europe and 69 worldwide can benefit from a Longstay & Backpacker policy.

Ideal for Solo Travellers or Couples

With up to £3,500 cancellation cover, the policy gives the essentials needed for typical extended trips overseas.

Return Home

Up to 4 trips home can be planned during a policy – priceless for breaks to spend holidays or special occasions with family & friends.

3 Levels of Cover

Choose from Standard, Longstay and Longstay Plus, each with different levels of cover and limits.

Underwritten by AIG

Partnering with AIG gives the security of an A-rated insurer, not to mention access to AIG’s Travel Guard assistance and claim services.

Work or Study Abroad Placement

For an additional premium, a study or work placement extension will cover tuition fees if unable to travel, or the trip has to be cut short.

This an essential policy for those taking extended trips such as a gap year, round-the-world trips, or studying abroad. Longstay & Backpacker travel insurance is a specialist package which is different to standard holiday insurance. It’s geared to people travelling for 1 month to 18 months.

For those wishing to break their trip midway, Longstay & Backpacker allows you to return home, say, at Christmas or Easter, for up to four trips home.

Ready to explore the world?

Gap years may be thought of as just for young people. However, Longstay & Backpacker provides cover for those young at heart – aged up to 75. For travellers dreaming of extended trips, 100 activities are included automatically for free. Gadget cover is included too so you can capture & share memories of a lifetime with everyone back home.

Extended study and work abroad can also be covered with a study or work placement abroad extension.

Call us for more details on 02392 419 011 or get a quote today.

What’s Covered

Please note that the following tables reflect a summary of cover available on the policy. You can find full cover detail, including terms and conditions, on your policy wording.

Longstay & Backpacker offers the choice of three distinct cover levels: Standard, Longstay and Longstay Plus. In each, cover is structured in sections A to C.

Additionally, a Study or Work Placement Extension (SWPE) is available for an additional premium.

Please use the tabs to explore different sections of cover.

Eligibility & Restrictions

Eligibility.

Those taking out or named on a policy must be resident in the United Kingdom (England, Wales, Scotland and Northern Ireland) the Channel Islands, or a BFPO area.

Longstay & Longstay Plus cover are available up to the age of 75 for European policies, and 69 for worldwide policies on the date the policy is purchased.

Standard policies are available to those up to age 39 on the date the policy is purchased.

Additionally, anyone aged over 16 can travel independently from an insured adult.

Trip Limits

Policies can cover periods of 1 month up to a maximum of 18 months.

Frequently Asked Questions

There follow some commonly asked questions to give you more information about Longstay & Backpacker Travel Insurance and the cover offered. If you have a question that is not answered below, please reach out using the options on the contact us form at the bottom of the page.

Please use the options at the top to explore each section. Each question can be expanded in turn by clicking on it.

Can I extend my cover if I am currently on a trip?

it hasn’t expired
the extended trip is to the same location or geographical area
no claims have been made or are to be submitted
there has been no change in medical conditions or your health since the trip commenced.

Am I able to return home, and then resume my trip?

Yes, the policy allows you to return home for up to two trips, each up to a maximum of 21 days per trip during the policy period if buying the ‘Standard’ or ‘Longstay’ cover, or up to four trips, each up to a maximum of 31 days per trip during the policy period if buying the ‘Longstay PLUS’ cover.

Please note, cover is suspended during the period at home.

Who are the Insurers?

Longstay & Backpacker Travel Insurance is arranged by P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority.

Cover is underwritten by American International Group UK Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Registered in England: company number 10737370. Registered address: The AIG Building, 58 Fenchurch Street, London EC3M 4AB. Administered by American International Group UK Limited. AIG Travel provides claims handling and assistance services on behalf of American International Group UK Limited. AIG Travel is a trading name of AIG Travel EMEA Limited.

Except for Gadget cover which is administered by Bastion Insurance Services Ltd and underwritten by Collinson Insurance Collinson Insurance (a trading name of Astrenska Insurance Limited) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom, under Firm Reference Number 202846.

Do I need a European Health Insurance Card (EHIC)/Global Health Insurance Card (GHIC)

The EHIC allows you to access state provided healthcare in all European Economic Area (EEA) countries and Switzerland. Your EHIC will be accepted for the remainder of its validity.

From 4th January 2021, if you do not have a valid EHIC you will need to apply for a GHIC but please be aware that the GHIC does not cover Switzerland, Iceland, Liechtenstein or Norway. For more information or to apply for your GHIC: online at www.dh.gov.uk/travellers or by telephoning 0845 606 2030.

Presenting your EHIC/GHIC at a public medical facility will allow you to obtain treatment at a reduced cost and in many cases free of charge, provided you are a UK resident (please note if you reside in the Isle of Man or the Channel Islands you are not eligible for an EHIC/GHIC). You must carry it with you when travelling abroad.

Remember to check your EHIC/GHIC is still valid before you travel.

Can you resend my policy to me?

Yes. Please send us a message with your policy number (if known), the lead name and the address (for verification) and we will then resend the policy.

What Coronavirus cover is provided?

You are covered for cancelling or cutting your trip short if you fall ill with COVID-19 provided you did not know you had the illness or were not in the process of being tested at the time of booking your trip. You will need supporting documentation such as correspondence and medical records from your doctor or medical practitioner.

Where eligible, you will be covered for your non-refundable costs providing that you haven’t been able to change your booking or get compensation from your tour operator, accommodation provider, airline, travel agent or other provider.

You are covered for Emergency Medical Expenses if you fall ill with COVID-19 whilst on your trip. This includes cover for any reasonable accommodation and/or travelling expenses as well as the cost of any necessary repatriation expenses to the UK.

This cover is not provided, however, where you have travelled against the advice of the Foreign, Commonwealth and Development Office (FCDO) or against medical advice.

What you are not covered for:

You won’t be covered if you have to cancel or cut your trip short as a result of any travel restrictions such as a national or local lockdown or if the FCDO is advising against all (but essential) travel due to COVID-19 or any other epidemic or pandemic.
You also won’t be covered where you need to claim for cancelling or cutting your trip short as a result of any need to self-isolate or quarantine.
Any claims as a result of your airline or travel provider becoming insolvent or having an administrator appointed and being unable to provide agreed services are not covered.
We won't cover you if you change your mind and decide you do not want to travel.
You won’t be covered for any costs of COVID-19 tests prior to travelling

Can I delete the policy excess?

Yes, you can select the ‘Excess waiver’ option during the quote process, by paying an additional premium. The standard excess will then be reduced to ‘nil’.

Note: the excess would still apply for Gadget cover and where any additional excess has been imposed following a call to tifgroup-sales to declare a medical condition.

Am I covered for sports & activities?

Longstay & Backpacker includes a wide range of sports and work activities that are automatically covered as standard (Activity Pack 1).

Others (Activity Packs 2- 4) may be covered on payment of an additional premium.

Please see the activities section for full details of the activities covered. If you wish to take part in an activity not shown in the Activity Packs, please contact us on 02392 419 044, as we may still be able to provide cover.

Do you have a 24-hour Medical Emergency Assistance Service?

Longstay & Backpacker Travel Insurance has a 24 hour medical emergency and repatriation service provided by AIG Travel Guard.

Tel. +44 (0) 1273 741 001.

Further details of this service are shown in your Insurance Policy .

Staff are on call 24 hours a day throughout the year. They will, when necessary, guarantee medical bills and arrange repatriation if required.

In the event of a medical emergency whilst abroad, do I have to pay my medical bills myself?

If you are asked to pay a small bill for medicines and/or outpatient treatment it is often easier to settle your bill direct, keep all receipts and claim for the costs incurred on your return home. It is very important to obtain an itemised receipt for any monies paid for medical treatment.

If you are admitted as an inpatient or outpatient treatment is likely to exceed £500, then you must contact the 24 hour Medical Emergency Assistance Service as soon as possible. They will then arrange for medical expenses covered by the policy to be paid direct to the hospital/clinic.

How do I make a claim?

See the claims section for details.

Full details of what you need to do to make a claim are also shown in your Insurance Policy.

Please note: You will be expected to follow the claims procedure shown in your Insurance Policy and to substantiate your claim by providing supporting documents.

How can I pay for my policy?

You can pay by debit or credit card. We accept Mastercard and Visa.

Is your website secure?

Yes. The security of your personal information and payment details is of utmost importance to us. We use 128-bit encrypted SSL to help keep all of your data safe.

How will I receive my travel insurance policy documents?

Policy documents will be available to download upon completion of purchase. They can also be accessed via the customer portal. Instructions on how to set this up will be emailed to the lead traveller once the policy is purchased.

Do I need to take my policy documents with me?

Yes, you should print a copy of your Schedule and Policy Documents and carry them with you.

The Policy Document includes important telephone numbers including the Medical Emergency Assistance Service that is available to you 24 hours a day, 365 days a year for advice, assistance, making arrangements for hospital admission, repatriation, and authorisation of medical expenses.

Can I get my money back if I want to cancel my policy?

If you are not completely satisfied with the cover provided, you may return your policy to us within 14 days on receipt of your policy documents. Provided that you have not already travelled and are not making a claim, your premium will be refunded in full.

Important Information

Please note that the information below applies to policies purchased from the 22 nd September 2022 . For any policies purchased prior to this, you can find all of the relevant information and documents on the Longstay & Backpacker archive page .

Emergency Assistance

For Medical Emergencies:

Call the assistance company on +44 (0) 1273 741 001 24 hours a day, 7 days a week, 365 days a year, from anywhere in the world.

For non-emergency cases, visits to doctors, hospital outpatients, or pharmacies you must keep and provide us with all (original) receipts accounts and medical certificates.

Note: we will pay a maximum of £80 to your doctor for medical records/completion of a medical certificate, that have been requested by us. For cases where the assistance company were informed please provide (in addition to the above) your case number or name of the person you spoke to and a photocopy or scanned image of your EHIC/GHIC card (available if you are a UK or BFPO resident - please note if you reside in the Isle of Man or the Channel Islands you

Claims Notification

For all Sections other than Gadget cover claims form can be obtained by contacting the following:

Longstay & Backpacker Claims Team

AIG Travel Guard

2-8 Altyre Road, Croydon CR9 2LG

Telephone: 01273 741 002 (open Monday to Friday 9am-5pm)

Email: [email protected]

Gadget Cover

Please notify the claims handler as soon as possible but ideally within 48 hours of your return to the UK:

Telephone: 0330 102 8698

Email: [email protected]

You may also use the online claims portal: https://bastion.davies-group.com

The documents below are valid to policies purchased from the 22 nd September 2022 . For any policies purchased prior to this, you can find all of the relevant information and documents on the Longstay & Backpacker archive page .

Longstay & Backpacker Policy Wording

Longstay & backpacker standard cover ipid, longstay & backpacker longstay cover ipid, longstay & backpacker longstay plus cover ipid.

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Existing Customers
Helpful Tips
MyAIG Account

Backpackers Travel Insurance

Get 20% Off Your Backpackers Travel Insurance By Buying Online*

*20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes.

Discover the Benefits of Travel Insurance for Backpackers

Starting from €12.54 per month**, long stay or extended travel insurance is the best way to cover your tracks during extended trips and holidays away from Ireland. With AIG Long Stay Travel Insurance:

** Price is based on an individual aged 18-35, travelling for 12 months on a European Extended Stay Policy (annual premium €150.42). Example correct as of 21/11/2023.

20% Discount Online**

Discover the world on a budget and reduce your premium even further by removing aspects of cover.

Trip Cancellation or Cut Short cover

Up to €1,000 cover if your trip is cut short or you are forced to cancel your holiday.

Personal Accident Protection Abroad

Enjoy your holiday carefree knowing that you have personal accident cover up to €5,000

Make sure you’re covered from the top of your backpack all the way to the bottom of your boots with AIG’s backpacker travel insurance. So if you are looking for insurance cover for your gap year in South America or that 6 month trip across Europe you have always wanted to take, get a travel insurance quote and purchase backpackers travel insurance online today!

What is Backpackers Travel Insurance?

Our backpackers travel insurance, or extended stay travel insurance as it's more commonly known as, is designed for those with a tight bank budget in mind and for those looking to spend between 3 to 12 months abroad. We know you can’t plan for a lost passport or unforeseen medical expenses, so that’s why we provide Ireland’s best backpacker travel insurance with benefits that think ahead. These important benefits include cancelling or cutting your trip short, medical expenses and personal effects & baggage cover. This cover is only offered those aged between 18 - 35. Please also see policy wording or relevant insurance product information document for full details.

Why choose AIG Backpackers Travel Insurance?

Medical Cover

Claim up to a comforting €1,000,000 in medical expenses if you are hospitalised or fall ill while on your trip.

Lost your Passport or Bag?

Your passport is covered up to €150 and your personal baggage up to €500 which should help you get back to your trip.

24/7 Emergency Assistance

With support from our 24/7 emergency assistance helpline we're always there when you need us to be.

Add Volcanic Ash & Natural Catastrophe Cover

Don’t break the bank over a longer-than-planned stay in Berlin (or wherever your travels may take you†). Add Volcanic Ash & Natural Catastrophe Cover with your backpacker policy (covers all persons named). If you’re stranded on your journey, have to pay more to get home, or even need to cancel your trip because of volcanic ash or a natural catastrophe, we can cover your tracks.

†Our insurance policies do not cover travel to or through Afghanistan, Cuba, Liberia and Sudan, or countries where the Department of Foreign Affairs have allocated a security status of 'avoid non-essential travel' or 'do not travel'.

Get your great value Backpacker Insurace today

Frequently asked questions.

You can find a list of our most frequently asked questions on our FAQ page.

Our insurance policies do not cover pre-existing medical conditions, or travel to or through Cuba, Iran, Syria, North Korea or the Crimea region, or countries where the Department of Foreign Affairs have allocated a security status of 'avoid non-essential travel' or 'do not travel'. Other exclusions and conditions may apply so please check the Policy Wording for details.

Policy Documents

You can find our Travel Insurance Policy Document and IPIDs including all our historical versions, by following the link below.

Have A Question?

You can contact our customer service team between 9am - 5pm on 1800 344 455 . If you need help with your existing policy or are looking to renew, you can find all your relevant information on our Existing Customers page.

Explore Our Travel Tips and Thoughts

Know more and make better choices - find useful tips and ideas on our Backpacking Content Hub and blog page .

What to Pack for Backpacking in Europe

Read AIG’s “What to Pack for Backpacking in Europe” to get started. From the right pack to the right insurance, AIG has you covered every step of the way.

Top 6 Backpacking-Specific Travel Tips

Whether you're planning your first backpacking trip or you're a seasoned pro, these essential Backpacking Travel Tips will help you get the most out of your next adventure.

7 Amazing Hikes in Europe

Pack a bag, strap on your boots and prepare for your next adventure with AIG’s infographic of the most stunning hikes around Europe.

Guide To Solo Travel: 8 Tips for Travelling Alone

Planning to travel alone? Make sure you enjoy every moment of your solo trip. Use our guide for travel tips, packing, safety measures, making friends and much more.

Get your Backpacker Travel Insurace quote today

Terms and conditions:.

*20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes.

**Price is based on an individual aged 18-35 buying online travelling for 12 months on a European Extended Stay policy (annual premium €150.42). Example correct as of 21/11/2023.

• Our products are available for Ireland residents only.

• You must be 18 years or over to purchase a policy.

• Your trip must not have already started to purchase a policy from us.

• Upper age limits may apply, depending on the product selected.

1800-2121-225
[email protected]

Moscow Metro Tour

Activity Details

- moscow tour packages – russian fairy tale tour 6 night / 7 days, activity overview.

Description
The Moscow Metro is among the biggest and thickest metro networks in the world.
This makes it easier for people to travel quickly in Moscow.
The Moscow Metro is made up of 12 lines and 200 stations, and it is around 333 kilometers long.

Activity Important

Important to know
Certified English speaking local guide.
Hotel/port pickup and drop.
Tips and personal expenses.
Instant package confirmation at the time of booking.
This package does not qualify for any refund policy.
You will need to present either a paper or an electronic voucher for this activity.

Other activities in Russia

Senate Square Tour

Red Square Tour

Moscow Tour

For tour package: moscow metro tour.

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40 facts about elektrostal.

Written by Lanette Mayes

Modified & Updated: 02 Mar 2024

Reviewed by Jessica Corbett

Elektrostal is a vibrant city located in the Moscow Oblast region of Russia. With a rich history, stunning architecture, and a thriving community, Elektrostal is a city that has much to offer. Whether you are a history buff, nature enthusiast, or simply curious about different cultures, Elektrostal is sure to captivate you.

This article will provide you with 40 fascinating facts about Elektrostal, giving you a better understanding of why this city is worth exploring. From its origins as an industrial hub to its modern-day charm, we will delve into the various aspects that make Elektrostal a unique and must-visit destination.

So, join us as we uncover the hidden treasures of Elektrostal and discover what makes this city a true gem in the heart of Russia.

Key Takeaways:

Elektrostal, known as the “Motor City of Russia,” is a vibrant and growing city with a rich industrial history, offering diverse cultural experiences and a strong commitment to environmental sustainability.
With its convenient location near Moscow, Elektrostal provides a picturesque landscape, vibrant nightlife, and a range of recreational activities, making it an ideal destination for residents and visitors alike.

Known as the “Motor City of Russia.”

Elektrostal, a city located in the Moscow Oblast region of Russia, earned the nickname “Motor City” due to its significant involvement in the automotive industry.

Home to the Elektrostal Metallurgical Plant.

Elektrostal is renowned for its metallurgical plant, which has been producing high-quality steel and alloys since its establishment in 1916.

Boasts a rich industrial heritage.

Elektrostal has a long history of industrial development, contributing to the growth and progress of the region.

Founded in 1916.

The city of Elektrostal was founded in 1916 as a result of the construction of the Elektrostal Metallurgical Plant.

Located approximately 50 kilometers east of Moscow.

Elektrostal is situated in close proximity to the Russian capital, making it easily accessible for both residents and visitors.

Known for its vibrant cultural scene.

Elektrostal is home to several cultural institutions, including museums, theaters, and art galleries that showcase the city’s rich artistic heritage.

A popular destination for nature lovers.

Surrounded by picturesque landscapes and forests, Elektrostal offers ample opportunities for outdoor activities such as hiking, camping, and birdwatching.

Hosts the annual Elektrostal City Day celebrations.

Every year, Elektrostal organizes festive events and activities to celebrate its founding, bringing together residents and visitors in a spirit of unity and joy.

Has a population of approximately 160,000 people.

Elektrostal is home to a diverse and vibrant community of around 160,000 residents, contributing to its dynamic atmosphere.

Boasts excellent education facilities.

The city is known for its well-established educational institutions, providing quality education to students of all ages.

A center for scientific research and innovation.

Elektrostal serves as an important hub for scientific research, particularly in the fields of metallurgy, materials science, and engineering.

Surrounded by picturesque lakes.

The city is blessed with numerous beautiful lakes, offering scenic views and recreational opportunities for locals and visitors alike.

Well-connected transportation system.

Elektrostal benefits from an efficient transportation network, including highways, railways, and public transportation options, ensuring convenient travel within and beyond the city.

Famous for its traditional Russian cuisine.

Food enthusiasts can indulge in authentic Russian dishes at numerous restaurants and cafes scattered throughout Elektrostal.

Home to notable architectural landmarks.

Elektrostal boasts impressive architecture, including the Church of the Transfiguration of the Lord and the Elektrostal Palace of Culture.

Offers a wide range of recreational facilities.

Residents and visitors can enjoy various recreational activities, such as sports complexes, swimming pools, and fitness centers, enhancing the overall quality of life.

Provides a high standard of healthcare.

Elektrostal is equipped with modern medical facilities, ensuring residents have access to quality healthcare services.

Home to the Elektrostal History Museum.

The Elektrostal History Museum showcases the city’s fascinating past through exhibitions and displays.

A hub for sports enthusiasts.

Elektrostal is passionate about sports, with numerous stadiums, arenas, and sports clubs offering opportunities for athletes and spectators.

Celebrates diverse cultural festivals.

Throughout the year, Elektrostal hosts a variety of cultural festivals, celebrating different ethnicities, traditions, and art forms.

Electric power played a significant role in its early development.

Elektrostal owes its name and initial growth to the establishment of electric power stations and the utilization of electricity in the industrial sector.

Boasts a thriving economy.

The city’s strong industrial base, coupled with its strategic location near Moscow, has contributed to Elektrostal’s prosperous economic status.

Houses the Elektrostal Drama Theater.

The Elektrostal Drama Theater is a cultural centerpiece, attracting theater enthusiasts from far and wide.

Popular destination for winter sports.

Elektrostal’s proximity to ski resorts and winter sport facilities makes it a favorite destination for skiing, snowboarding, and other winter activities.

Promotes environmental sustainability.

Elektrostal prioritizes environmental protection and sustainability, implementing initiatives to reduce pollution and preserve natural resources.

Home to renowned educational institutions.

Elektrostal is known for its prestigious schools and universities, offering a wide range of academic programs to students.

Committed to cultural preservation.

The city values its cultural heritage and takes active steps to preserve and promote traditional customs, crafts, and arts.

Hosts an annual International Film Festival.

The Elektrostal International Film Festival attracts filmmakers and cinema enthusiasts from around the world, showcasing a diverse range of films.

Encourages entrepreneurship and innovation.

Elektrostal supports aspiring entrepreneurs and fosters a culture of innovation, providing opportunities for startups and business development.

Offers a range of housing options.

Elektrostal provides diverse housing options, including apartments, houses, and residential complexes, catering to different lifestyles and budgets.

Home to notable sports teams.

Elektrostal is proud of its sports legacy, with several successful sports teams competing at regional and national levels.

Boasts a vibrant nightlife scene.

Residents and visitors can enjoy a lively nightlife in Elektrostal, with numerous bars, clubs, and entertainment venues.

Promotes cultural exchange and international relations.

Elektrostal actively engages in international partnerships, cultural exchanges, and diplomatic collaborations to foster global connections.

Surrounded by beautiful nature reserves.

Nearby nature reserves, such as the Barybino Forest and Luchinskoye Lake, offer opportunities for nature enthusiasts to explore and appreciate the region’s biodiversity.

Commemorates historical events.

The city pays tribute to significant historical events through memorials, monuments, and exhibitions, ensuring the preservation of collective memory.

Promotes sports and youth development.

Elektrostal invests in sports infrastructure and programs to encourage youth participation, health, and physical fitness.

Hosts annual cultural and artistic festivals.

Throughout the year, Elektrostal celebrates its cultural diversity through festivals dedicated to music, dance, art, and theater.

Provides a picturesque landscape for photography enthusiasts.

The city’s scenic beauty, architectural landmarks, and natural surroundings make it a paradise for photographers.

Connects to Moscow via a direct train line.

The convenient train connection between Elektrostal and Moscow makes commuting between the two cities effortless.

A city with a bright future.

Elektrostal continues to grow and develop, aiming to become a model city in terms of infrastructure, sustainability, and quality of life for its residents.

In conclusion, Elektrostal is a fascinating city with a rich history and a vibrant present. From its origins as a center of steel production to its modern-day status as a hub for education and industry, Elektrostal has plenty to offer both residents and visitors. With its beautiful parks, cultural attractions, and proximity to Moscow, there is no shortage of things to see and do in this dynamic city. Whether you’re interested in exploring its historical landmarks, enjoying outdoor activities, or immersing yourself in the local culture, Elektrostal has something for everyone. So, next time you find yourself in the Moscow region, don’t miss the opportunity to discover the hidden gems of Elektrostal.

Q: What is the population of Elektrostal?

A: As of the latest data, the population of Elektrostal is approximately XXXX.

Q: How far is Elektrostal from Moscow?

A: Elektrostal is located approximately XX kilometers away from Moscow.

Q: Are there any famous landmarks in Elektrostal?

A: Yes, Elektrostal is home to several notable landmarks, including XXXX and XXXX.

Q: What industries are prominent in Elektrostal?

A: Elektrostal is known for its steel production industry and is also a center for engineering and manufacturing.

Q: Are there any universities or educational institutions in Elektrostal?

A: Yes, Elektrostal is home to XXXX University and several other educational institutions.

Q: What are some popular outdoor activities in Elektrostal?

A: Elektrostal offers several outdoor activities, such as hiking, cycling, and picnicking in its beautiful parks.

Q: Is Elektrostal well-connected in terms of transportation?

A: Yes, Elektrostal has good transportation links, including trains and buses, making it easily accessible from nearby cities.

Q: Are there any annual events or festivals in Elektrostal?

A: Yes, Elektrostal hosts various events and festivals throughout the year, including XXXX and XXXX.

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After being abroad for 90 days, you keep your medical coverage for 30 days in your home country (15 days for US residents) Best for digital nomads and frugal travelers. Their standard coverage costs just $45.08 USD for 4 weeks of travel outside the United States (for travelers aged 10-39, plus a $250 USD deductible).
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Central PPK operates a train from Ploschad Tryokh Vokzalov to Fryazevo 4 times a day. Tickets cost RUB 120 - RUB 170 and the journey takes 44 min. Train operators. Central PPK. Other operators. BlaBlaCar. Taxi from Moscow Central Bus Station to Elektrostal.
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