prepaid travel card for bali

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The 5 best travel money cards for bali in 2024.

Bali is a well frequented destination for many Australians and is high on the list when daydreaming of a beach holiday. With its sunny weather, long beaches, warm smiles and welcome hospitality it is no wonder Australians return year after year.

In Bali you are likely to pay for accommodation, food and entertainment as well as withdraw cash from ATMs with your card. So which is the best travel card to take with you?

It's easy, to save you lots of time, we have compared a large number of the best travel cards to take to Bali for Australians in 2024 and have summarised their best points.

Best 5 Travel Money Cards for Bali in 2024:

• Wise Travel Card for the best exchange rates
• Revolut Travel Card for low fees
• Travelex as the best all rounder
• ING One Low Rate Platinum Credit Card   for no international transaction fee
• HSBC Everyday Global for best debit card for ATM cash withdrawals

Wise Travel Card - Best Exchange Rates

• 40+ currencies available
• Best exchange rates globally
• One of the lowest conversion fee on the market
• No international transaction fees
• No annual or monthly fees
• Extremely low costs to send money overseas

Wise Travel Card

• Cross currency conversion fees are between 0.24–3.69%. AUD to USD, EUR or GBP was 0.42%, which is one of the lowest on the market
• Free cash withdrawals up to $350 every 30 days. However after that, Wise Card charge a fixed fee of $1.50 per transaction + 1.75%
• Daily ATM withdrawal is $2,700
• Issue up to 3 virtual cards for temporary usage
• It takes between 7 to 14 business days to receive your card
• Can be used wherever MasterCard is accepted

For Australians traveling to Bali, the Wise Travel Card presents a range of features that are particularly beneficial. Firstly, the card offers access to over 40 currencies at the intermarket exchange rate, which is renowned for being the most cost-effective globally. This is especially advantageous for Australians in Bali, as it allows them to convert Australian Dollars (AUD) to Indonesian Rupiah (IDR) at highly competitive rates. Given the exchange rate fluctuations, having access to the intermarket rate can lead to significant savings during their stay. However if you use ATMs frequently this is not the card to use due to the fees. Finally Wise Travel Card lets you transfer money to an overseas bank account with extremely low fees and the best exchange rate.

Revolut - Low Fees

• 30+ currencies available
• One of the best exchange rates globally
• No annual or monthly fees for standard membership
• No initial card fee
• Instant access to a range of cryptocurrencies

Read our Revolut Card Review

Revolut Travel Card

• No fee ATM withdrawals up to A$350, or 5 ATM withdrawals, whichever comes first, per rolling 30 day period and 2% of withdrawal amount (minimum charge of A$1.50) after that
• Exchanging currency on the weekend can incur a 1% mark-up fee
• Fees on international money transfers were introduced in April 2021.
• Can be used wherever Visa is accepted

The Revolut Travel Card is a decent option for those who travel a lot as it offers over 30 currencies at a great exchange rate, which is the cheapest rate globally. However if you exchange currency on the weekend you can incur a one-percent mark-up fee. In addition they have introduced fees for international transfers. Finally if you use ATMs frequently this is not the card to use due to the fees.

Travelex Money Card - Best All Rounder

Best features.

• Unlimited free ATM withdrawals
• 24/7 Emergency Assistance
• Initial and replacement card are free
• Lock in up to 10 currencies

Read our Travelex Travel Card Review

Travelex Money Card

• Minimum load of $100 and maximum load of $100,000
• Can be used wherever Mastercard is accepted
• Fees include a $10 closure fee, $5 for an additional card and $4 inactivity monthly fee.
• While Travelex don't charge ATM fees, some ATM operators may charge their own fees.
• Currencies that can be loaded are AU$, US$, EU€, GB£, NZ$, TH฿, CA$, HK$, JP¥, SG$
• If your card is lost or stolen you can access cash in your account through Moneygram or Western Union agents, with no charge
• Boingo hotspots offer free wifi and you can look at their number of free hotspots per country on this map

The Travelex Card is a good all rounder.

You can use it to take money out of the ATM, for merchant purchases like restaurants and even for online shopping in foreign currency. While the exchange rates aren't as good as the Wise or Revolut Card abroad , the support network if the card is lost or stolen is very good.

ING One Low Rate Credit Card

• No annual fee
• No international transaction fees on purchases
• Up to 45 days interest free on purchases
• Lowest cash advance interest rate of 11.99%
• Use instalment plans to pay off your purchases over time at a lower interest rate

• 11.99% interest rate on purchases
• $6,000 minimum credit card
• Make payments from your mobile with pay with Apple Pay and Google Pay
• International ATM fee and Foreign currency conversion fee are waived when you deposit $1,000 into your Orange Everyday each month, and make 5+ card purchases that are settled. Otherwise they are the higher of 3% or at least $3
• Put repayments on auto payment each month to pay the minimum balance or full amount

The ING One Low Rate credit card for travel is a great option to take to Bali for your next overseas trip as it has one of the lowest interest rates with no international transaction fee on purchases. These two features alone will save you lots of money abroad.

In addition, it has no annual fee, offers 45 days interest free on purchases and it offers the one of the lowest interest rates for cash advances. Finally, it's super versatile. You can make payments from your mobile with Apple Pay and Google Pay.

HSBC Everyday Global Debit Card

• No international ATM fees
• No initial card or closure fees
• No monthly or account fees
• No cross currency conversion fees
• Lock in very competitive exchange rates before travel
• No maximum balance
• Earn 2% cashback

• 10 Currencies can be loaded are AUD, USD, GBP, EUR, HKD, CAD , JPY, NZD, SGD, CNY (currency restrictions apply to CNY)
• Very competitive exchange rates on all currencies when you have currencies already loaded on your card
• ATMs within Australia need to be HSBC and overseas they need to display a VISA or VISA Plus logo, not be be charged fees
• Earn 2% cash back when you tap and pay with payWave, Apple Pay or Google Pay for purchases under $100. With a maximum of $50 cash back per month. In addition you need to deposit $2,000 or more into your Everyday Global Account each calendar month.
• Daily maximum ATM withdrawal is $2,000
• Fraud protection covered by Visa Zero Liability

HSBC is very prominent in Asia and Bali so this is the best debit card for ATM cash withdrawals , as the ATMs only need to display a VISA or VISA Plus logo for free cash withdrawals.

In addition the HSBC Everyday Global Travel Card has no international transaction fees and monthly fees. You can use this card as well in Europe, the UK, the US and New Zealand as well. Finally it offers a 2% cash back incentive when you tap and pay under $100.

Learn more about the best credit, debit and prepaid cards for travel

Credit Card

International Prepaid Cards

The best debit card for Bali charges no international transaction fees and offers intermarket exchange rates on currency conversion, this is the Wise Multi Currency card . It has no set up costs, no ongoing costs or fees for inactivity.

Yes, it is better to have a little bit of Indonesian Rupiah before you arrive. You need cash to pay for your visa when you arrive, cash to pay for transport and tipping in accommodation. The Indonesian exchange rate can be found at the Bank Indonesia page or our home page.

It’s not advisable to carry too much money into Bali, while there is no limit on the amount of foreign currency you bring into Bali, it's better to only bring enough for 2 days. You can work out how much money you need for a week in Bali in our useful guide.

You should take both cash and a card to Bali. A travel money card is better than cash for security reasons and that in most places in Bali you can pay with a card. No one can access your cash unless they have your 4 digit pin. If you lose your travel money card you can quickly report it lost or stolen to stop unauthorised transactions. Cash is better for tipping, on transport and in markets.

Yes Bali does take debit cards especially those linked to Mastercard or Visa, less so with American Express. Most debit cards issued in Australia will work in Bali and it's best to advise your bank that you are travelling to Bali before you leave so they don't cancel your card while you are away. Debit cards work in a similar way to in Australia, tap and pay or punch in your digits and pay. Always accept the local currency when the DCC screen appears to save money.

The currency in Bali is the Indonesian rupiah. They have 6 banknotes called rupiah and 5 coins called sen. The most common notes you’ll probably be dealing with are the blue Rp. 50,000 banknotes or the reddish-pink Rp. 100,000.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.

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S Money complies with the relevant laws pertaining to privacy, anti-money laundering and counter-terrorism finance. This means you are required to provide I.D. when you place an order. It also means the order must be paid for by the same person ordering the currency and you must show your identification again when receiving your order.

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5 Best Travel Cards for Bali

Getting an international travel card before you travel to Bali can make it cheaper and more convenient when you spend in Indonesian Rupiah. You'll be able to easily top up your card in USD before you leave the US, to convert seamlessly to IDR for secure and flexible spending and withdrawals.

This guide walks through our picks of the best travel cards available for anyone from the US heading to Bali, like Wise or Revolut. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

5 best travel money cards for Bali:

Let's kick off our roundup of the best travel cards for Bali with a head to head comparison on important features. Here's an overview of the providers we've picked to look at, for customers looking for ways to spend conveniently overseas when travelling from the US:

Each of the international travel cards we’ve picked out have their own features and fees, which may mean they suit different customer needs. Keep reading to learn more about the features, advantages and disadvantages of each - plus a look at how to order the travel card of your choice before you head off to Bali.

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in Bali. Wise accounts can hold 40+ currencies, so you can top up in USD easily from your bank or using your card. Whenever you travel, to Bali or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

In either case you’ll get the mid-market exchange rate with low, transparent fees whenever you spend in IDR, plus some free ATM withdrawals every month - perfect if you’re looking for easy ways to arrange your travel cash.

Wise features

Wise travel card pros and cons.

• Hold and exchange 40+ currencies with the mid-market rate
• Spend seamlessly in IDR when you travel
• Some free ATM withdrawals every month, for those times only cash will do
• Ways to receive payments to your Wise account conveniently
• Manage your account and card from your phone
• 9 USD delivery fee for your first card
• ATM fees apply once you've exhausted your monthly free withdrawals
• Physical cards may take 14 - 21 days to arrive

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise  travel card in the US:

Open the Wise app or desktop site

Select Register and confirm you want to open a personal account

Register with your email, Facebook, Apple or Google ID

Upload your ID document to complete the verification step

Tap the Cards tab to order your card

Pay the one time 9 USD fee, confirm your mailing address, and your card will be on the way, and should arrive in 14 - 21 days

Revolut travel card

Choose a Revolut account, from the Standard plan which has no monthly fee, to higher tier options which have monthly charges but unlock extra features and benefits. All accounts come with a smart Revolut card you can use in Bali, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. Use your Revolut account to hold and exchange 25+ currencies, and get extras like account options for under 18s, budgeting tools and more.

Revolut features

Revolut travel card pros and cons.

• Pick the Revolut account plan that suits your spending needs
• Hold and exchange 25+ currencies, and spend in 150 countries
• Accounts come with different card types, depending on which you select
• All accounts have some no fee currency exchange and some no fee ATM withdrawals monthly
• Some account tiers have travel perks like complimentary or discounted lounge access
• You need to upgrade to an account with a monthly fee to get all account features
• Delivery fees may apply for your travel card
• Fair usage limits apply once you exhaust your currency conversion and ATM no fee allowances
• Out of hours currency conversion has additional fees

How to apply for a Revolut card

Set up your Revolut account before you leave the US and order your travel card. Here’s how:

Download and open the Revolut app

Register by adding your personal and contact information

Follow the prompts to confirm your address and order your card

Pay any required delivery fee - costs depend on your account type

Chime travel card

Use your Chime account and card to spend in Bali with no foreign transaction fee. You’ll just need to load a balance in USD and then the money is converted to IDR instantly with the Visa rate whenever you spend or make a withdrawal. There’s a fee to make an ATM withdrawal out of network, which sits at 2.5 USD, but there are very few other costs to worry about. Plus you can get lots of extra services from Chime if you need them, such as ways to save.

Chime features

Chime travel card pros and cons.

• No Chime foreign transaction fees
• No ongoing charges for your account
• Lots of extra products and services if you need them
• Easy ways to manage your money online and in app
• Virtual cards available
• You'll need to inform Chime you're traveling to use your card abroad
• Low ATM limits
• Cards take 7 - 10 days to arrive by mail

How to apply for a Chime card

Here’s how to apply for a Chime account and order a travel card in the US:

Visit the Chime website or download the app

Click Get started and add your personal details

Add a balance

Your card will be delivered in the mail and you can use your virtual card instantly

Monzo travel card

Monzo cards can be ordered easily in the US and used for spending in Bali and globally. Monzo accounts are designed for holding USD only - but you can spend in IDR and pretty much any other currency easily, with no foreign transaction fee. Your funds are just converted using the network exchange rate whenever you pay or make a withdrawal.

Monzo doesn’t usually apply ATM fees, but it’s worth knowing that the operator of the specific ATM you pick may have their own costs you’ll need to check out.

Monzo features

Monzo travel card pros and cons.

• Good selection of services available
• No foreign transaction fee to pay
• No Monzo ATM fee to pay
• Manage your card from your phone conveniently
• Deposits are FDIC protected
• You can't hold a foreign currency balance
• ATM operators might apply their own fees

How to apply for a Monzo card

Here’s how to apply for a Monzo account and order a travel card in the US:

Visit the Monzo website or download the app

Click Get Sign up and add your personal details

Check and confirm your mailing address and your card will be delivered in the mail

Netspend travel card

Netspend has a selection of prepaid debit cards you can use for spending securely in Bali. While these cards don’t usually let you hold a balance in IDR, they’re popular with travelers as they’re not linked to your regular checking account. That increases security overseas - plus, Netspend offers virtual cards you can use to hide your physical card details from retailers if you want to.

The options with Netspend vary a lot depending on the card you pick. Usually you can top up digitally or in cash in USD and then spend overseas with a fixed foreign transaction fee applying every time you spend in a foreign currency. You’ll be able to view the terms and conditions of your specific card - including the fees - online, by entering the code you’ll find when your card is sent to you.

Netspend features

Netspend travel card pros and cons.

• Large selection of different card options depending on your needs
• Some cards have no overseas ATM fees
• Prepaid card which is secure to use overseas
• Manage your account in app
• Change from one card plan to another if you need to
• You may pay a monthly fee for your card
• Some cards have foreign transaction fees for all overseas use, which can be around 4%
• Selection of fees apply depending on the card you pick

How to apply for a Netspend card

Here’s how to apply for a Netspend account and order a travel card in the US:

Visit the Netspend website

Click Apply now

Complete the details, following the onscreen prompts

Get verified

Your card will arrive by mail - add a balance and activate it to get started

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Although there are lots of different travel money cards on the market, all of which are unique, one similarity you'll spot is that the features and fees have always been optimised for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees for common international transactions like ATM withdrawals.

Travel money cards also offer distinct benefits when it comes to security. Your travel money card isn't linked to your United States Dollar everyday account, so even if you were unlucky and had your card stolen, your primary bank account remains secure.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

• Travel debit cards
• Travel prepaid cards
• Travel credit cards

They all have distinct benefits when you head off to Bali or elsewhere in the world, but they do work a bit differently.

Travel debit and prepaid cards are usually linked to an online account, and may come from specialist digital providers - like the Wise card. These cards are usually flexible and cheap to use. You'll be able to manage your account and card through an app or on the web.

Travel credit cards are different and may suit different customer needs. As with any other credit card, you may need to pay an annual fee or interest and penalties depending on how you manage your account - but you could also earn extra rewards when spending in a foreign currency, or travel benefits like free insurance for example. Generally using a travel credit card can be more expensive compared to a debit or prepaid card - but it does let you spread out the costs of your travel across several months if you'd like to and don't mind paying interest to do so.

What is a prepaid travel money card best for?

Let's take a look at the advantages of using a prepaid travel money card for travellers going to Bali. While each travel card is a little different, you'll usually find some or all of the following benefits:

• Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
• Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
• You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
• Travel cards are secure as they're not linked to your everyday USD account - and because you can make ATM withdrawals when you need to, you can also avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for Bali

We've picked out 5 great travel cards available in the US - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for Bali include:

• What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
• What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
• Does the card support a good range of currencies? Getting a card which allows you to hold and spend in IDR can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
• Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences.

What makes a good travel card for Bali

The best travel debit card for Bali really depends on your personal preferences and how you like to manage your money.

Overall, it pays to look for a card which lets you minimise fees and access favourable exchange rates - ideally the mid-market rate. While currency exchange rates do change all the time, the mid-market rate is a good benchmark to use as it’s the one available to banks when trading on wholesale markets. Getting this rate, with transparent conversion fees, makes it easier to compare costs and see exactly what you’re paying when you spend in IDR.

Other features and benefits to look out for include low ATM withdrawal fees, complimentary travel insurance, airport lounge access or emergency cash if your card is stolen. It’s also important to look into the security features of any travel card you might pick for Bali. Look for a card which uses 2 factor authentication when accessing the account app, which allows you to set instant transaction notifications, and which has easy ways to freeze, unfreeze and cancel your card with your phone.

When you’re planning your trip to Bali, bear in mind that cash is still a primary payment method, and many merchants and public service providers won’t accept a card. You’ll want a travel card which allows low cost cash withdrawals so you’ve always got some IDR in your pocket - and you can also keep hold of your card as a convenient back up in case of emergency too. Choose a card with no ongoing fees and no inactivity costs, so you can use it for your next trip abroad to get the most possible use out of it.

Ways to pay in Bali

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

In Bali cash is a very popular payment method. While you may find cards are accepted in major hotels and chain stores or very busy tourist areas, many merchants prefer cash. Make sure you’ve always got some IDR in cash in your wallet by making ATM withdrawals with your travel card whenever you need to.

Which countries use IDR?

You’ll find that IDR can only be used in Bali. If you don’t travel to Bali frequently it’s worth thinking carefully about how much to exchange so you’re not left with extra foreign currency after your trip. Or pick a travel card from a provider like Wise or Revolut which lets you leave your money in USD and convert at the point of payment with no penalty.

What should you be aware of when travelling to Bali

You’re sure to have a great time in Bali - but whenever you’re travelling abroad it's worth putting in a little advance thought to make sure everything is organised and your trip goes smoothly. Here are a few things to think about:

1. Double check the latest entry requirements and visas - rules can change abruptly, so even if you’re been to Bali before it’s worth looking up the most recent entry requirements so you don’t have any hassle on the border

2. Cash is a widespread payment method - so you’ll need some IDR in your pocket when you travel to Bali. You can sort out your travel money by visiting an exchange office here in the US, or you can wait until you arrive and make an ATM withdrawal in IDR at the airport when you land. Bear in mind that currency exchange at exchange offices at the airport, either in the US or in Bali can be expensive - so if you’re carrying USD in cash and need to exchange it, head into a town centre to do so.

3. Get clued up on any health or safety concerns - get travel insurance before you leave the US so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

Conclusion - Best travel cards for Bali

Ultimately the best travel card for your trip to Bali will depend on how you like to manage your money. Use this guide to get some insights into the most popular options out there, and to decide which may suit your specific needs.

FAQ - best travel cards for Bali

When you use a travel money card you may find there’s an ATM withdrawal fee from your card issuer, and there may also be a cost applied by the ATM operator. Some of our travel cards - like the Wise and Revolut card options - have some no fee ATM withdrawals every month, which can help keep down costs.

Travel money cards may be debit, prepaid or credit cards. Which is best for you will depend on your personal preferences. Debit and prepaid cards are usually pretty cheap and secure to spend with, while credit cards may have higher fees but often come with extra perks like free travel insurance and extra reward points.

There’s no single best prepaid card for international use. Look out for one which supports a large range of currencies, with good exchange rates and low fees. This guide can help you compare some popular options, including Wise, Revolut and Monzo.

Yes, you can use your local debit card when you’re overseas. However, it’s common to find extra fees apply when spending in foreign currencies with a regular debit card. These can include foreign transaction fees and international ATM charges.

Usually having a selection of ways to pay - including a travel card, your credit or debit card, and some cash - is the best bet. That means that no matter what happens, you have an alternative payment method you can use conveniently.

Yes. Most travel debit cards have options to make ATM withdrawals. Check the fees that apply as card charges do vary a lot. Some cards have local and international fees on all withdrawals, while others like Wise and Revolut, let you make some no fee withdrawals monthly before a fee kicks in.

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in Bali.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their USD / IDR rate to calculate how much Indonesian Rupiah you would receive when exchanging / spending $4,000 USD. The card provider offering the most IDR is displayed at the top, the next highest below that, and so on.

The rates were collected at 15:54:21 GMT on 19 February 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

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Tourist Prepaid Card

• Starter Pack
• SIM Card Pick up Location

Unleash the beauty of Indonesia with Telkomsel

Experience the natural wonder of Indonesia and stay connected with Telkomsel prepaid card on the widest network. Wherever you go, Telkomsel will always be the best choice of provider.

Pre-Order Tourist Prepaid Card

Get 25GB data quota and 25-minute voice call for only Rp150,000. Unlock your phone to enjoy this special offer.

Pick up your SIM card when you arrive in Indonesia

Currently, SIM card pick-up points are only available in the Bali and Mandalika Lombok areas. Please check the pick-up location first before arriving in Indonesia.

Additional Information

It’s a special SIM card starter pack for tourists with special data plan/package that can be ordered online through Telkomsel website and pick up upon arrival in Indonesia.

Tourist prepaid card can be obtained for Rp150,000 with 25GB data quota on all networks and 25-minute voice call.

• Pre-order via Telkomsel website and pick up upon arrival in Indonesia.
• Direct purchase on selected Telkomsel store/booth/outlet (called GraPARI). 
• Credit Card, requires 3D-secure with Visa, MasterCard or JCB logos.
• Cash on pick-up location (in Rupiah).

Currently, you can pick-up the SIM card at Telkomsel store/booth/outlet (called GraPARI) around Bali and Mandalika - Lombok. For detailed locations, please check the Pick-up Location page .

You should bring the confirmation email, passport, and IMEI.

No, it’s not refundable if the pre-order was made using a credit card.

You can use 1 passport for a maximum of 3 SIM cards.

Yes, the pick-up time limit is 14 days after pre-order.

No. Tourist Prepaid Card is only eligible for international tourists with passport and IMEI as data validation.

No, Tourist Prepaid Card data/voice plan is only valid for 1x purchase. However, you can buy other variants of Telkomsel package via:

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• Dial *363# 
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• All data quota of Tourist Prepaid Card can be used nationally and can be consumed on all Telkomsel networks (3G/4G/5G).
• Tourist Prepaid Card is the latest Telkomsel package, special for international tourists.
• Tourist Prepaid Card is only available for 1x purchase.
• Tourist Prepaid Card is only available on Telkomsel.com and selected Telkomsel booth.
• Tourist Prepaid Card consists of 1 package variant only, with 30-day validity.
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The 6 Best Travel Money Cards for Bali 2024

Bali has it all, from pristine beaches perfect for surfing, a wild party scene, spiritual sites and unique culture - plus places to get away from it all, practice yoga, wander rice terraces and eat fantastic food.

Getting to Bali from the UK isn’t the cheapest or easiest journey. Make sure you can get as much from your trip as possible with a travel debit, prepaid or credit card which can let you cut your overall costs, beat foreign transaction fees, or earn cash back and rewards. This guide walks through your travel money card options and touches on 6 of our favourites to kickstart your research.

Wise - our pick for travel debit card when travelling to Bali

Wise accounts can hold and exchange 40+ currencies, and you can get a linked Wise card for a one time delivery fee. Top up your account in GBP and switch to IDR before you travel. All currency conversion uses the mid-market exchange rate, with low fees from 0.41%. Here are some of the pros and cons of the Wise travel money debit card, to help you decide if it’s right for you.

Hold and exchange 40+ currencies , including GBP-IDR

No fee to spend any currency you hold, low conversion fees from 0.41%

Mid market exchange rate on all currency conversion

Some fee free ATM withdrawals every month

No ongoing fees and no interest to pay

7 GBP delivery fee

No option to earn points or rewards

Click here to read a full Wise review

What is a travel money card?

A travel money card can be used for contactless payments in stores, online shopping and cash withdrawals. Where it’s different to any other card you might hold is that your travel card will have been optimised for international spending, to make spending in a foreign currency cheaper and easier.

The UK is well served for travel money cards, and while individual cards all have their own features and benefits, you may find you can hold a balance in multiple currencies, avoid foreign transaction fees, or earn cash back or rewards overseas.

What are different types of travel cards?

Generally you can split the different types of travel cards available in the UK into the following categories. We’ll walk through the features and benefits of each in a moment:

Travel debit cards

Travel prepaid cards

Travel credit cards

Quick summary: Best travel cards for Bali

Bali is part of Indonesia - so while you’re there you’ll need to spend Indonesian rupiah (IDR). This review of travel cards offers 6 convenient cards to let you do just that. Here’s what we’ll be looking at:

Wise travel debit card : Hold 40+ currencies, including IDR, with no ongoing fees, and spend with the mid-market exchange rate with no foreign transaction fee and low conversion costs from 0.43%

Revolut travel debit card : Hold a balance in GBP or around 25+ other currencies, then spend in IDR with mid-market exchange rates to the plan limit. Pick from 4 different plan types, including some with no monthly fee, and some which come with ongoing costs but which unlock more benefits and no fee transactions

Post Office travel money card : Hold GBP and 21 other currencies, with a secure card you can pick up in person at a Post Office. A 3% fee applies when spending IDR

Monese travel money card : Hold a balance in GBP, then spend in IDR with no fees, up to your plan’s limit. Different plans on offer, including Simple which has no ongoing fees to pay

Barclays Rewards Visa travel credit card: Spend with the Visa exchange rate, and earn 0.25% cash back, with no foreign transaction fee and no cash advance fee. Interest and penalties can apply

Halifax Clarity Mastercard travel credit card: No foreign transaction fee, no annual fee, and no cash advance fee if you withdraw money at an ATM. Variable interest and penalties can apply

Travel money cards for Bali compared

Here’s a brief comparison of all the cards we’ve picked out - in a moment we’ll also look at each card in more detail.

Before you order a new travel money card, you’ll need to weigh up which type of card, and which specific provider might suit your needs. Travel debit cards from a service like Wise can let you hold an IDR balance which is handy if you want to see your travel budget for Bali in advance.

Monese cards come with some currency exchange with no fees, depending on the plan you pick. And while credit cards can be pretty costly they can also offer ways to earn rewards as you spend. This guide helps you compare different card types and providers so you can pick the right one for your needs.

Travel Debit Cards for Bali

Travel debit cards from a specialist provider come with a linked digital account you’ll manage from your phone. Depending on the specific travel debit card you select you may be able to add money in GBP and just convert to IDR at the point of payment automatically, or to hold a balance in IDR in your account so you can see exactly what you have to spend in advance. That can be handy if you spot a good exchange rate and want to lock it in, or if you’re working to a strict budget and want to see exactly how much you have to play with before you start spending.

Below we’ll walk through two popular travel debit card picks which each have their own specific features and fees, so you can compare.

Travel debit card option 1: Wise

There’s no fee to open a personal Wise account , but you’ll pay a one time card order fee of 7 GBP. After that there’s no minimum balance and no monthly charge. Wise accounts can support 40+ currencies for holding and exchange, with low fees from 0.43% when you convert currencies, and transparent ATM fees when you exhaust the monthly free transactions available with your account.

No fee to open a personal Wise account, no minimum balance requirement

7 GBP one time fee to get your Wise card

2 withdrawals, to 200 GBP value per month for free, then 0.5 GBP + 1.75%

Hold IDR and 40+ other currencies, convert between them with the mid-market rate

Get local account details to receive GBP, NZD, EUR, USD and a selection of other major currencies conveniently

Travel debit card option 2: Revolut

Revolut has a selection of different account tiers for personal customers in the UK, including Standard plans with no monthly fee, to the top end Ultra plan which has a 45 GBP/month fee and comes with loads of perks including a fancy platinum plated card.

You can hold around 25 currencies, although IDR isn't supported for holding and exchange. Instead you’ll add money in GBP and your card will convert automatically with the mid-market rate to your plan’s allowance, whenever you spend or make a cash withdrawal. The higher account tiers also come with extras like various different forms of complimentary insurance, discounts, cash back opportunities and travel benefits.

No monthly fee for a Standard Revolut account, or upgrade to one of 4 different account plans which have monthly fees running from 3.99 GBP/month to 45 GBP/month

All accounts have some no fee weekday currency conversion with fair usage fees after that which are 1% for Standard plan holders

Standard plan holders can withdraw 200 GBP overseas per month for free

Hold around 25 currencies

Pros and cons of using debit travel cards in Bali

How much does a travel debit card cost.

The costs of a travel debit card depend on the provider you pick and the way you transact.

For the cards we’ve looked at here, the Wise travel debit card has a one time fee to get your physical card, but there are no monthly charges or minimum balance requirements after that. You can add a balance in GBP and then switch over to IDR in advance with a small currency conversion cost which can be as low as 0.43%. Or you can leave your money in GBP and the card can convert for you with the same great rates and low fees.

Revolut works a little differently, with 4 different account plans available including a Standard account with no ongoing charges but relatively limited features, and 3 personal account plans which have a monthly fee but which offer more no-fee transactions. You can’t hold a balance in IDR so you’ll need to rely on the card to convert for you. There are no fees until you hit your plan conversion limit, but there are then fair usage fees of 0.5% - 1% for some account tiers after that.

How to choose the best travel debit card in Bali?

The best travel debit card for Bali will depend to an extent on your personal preference. If you’d prefer to see your travel budget in IDR ahead of time, you might consider Wise as you can add a balance and then convert to IDR for spending later.

As an alternative, you might choose Revolut which lets you add money in GBP and spend in IDR with no conversion fees up to your plan limit. To unlock more no-fee conversion you’ll need to pay monthly fees so it’s worth comparing your options based on how frequently you might use your card.

Is there a spending limit with a travel debit card in Bali?  

You’ll probably find there’s a spending limit for your travel debit card. However, this limit can vary quite significantly, depending on the provider you pick. You can also usually adjust your spending limits for security in the provider’s app which means you can set the limit you’re comfortable with.

For the providers mentioned above, Revolut UK travel debit card holders have some spending caps based on merchant and transaction type. This applies to things like sending money to others, buying travellers cheques or money orders, and betting. Wise caps monthly card spending at 30,000 GBP but you can also move your limit lower if you’d like to, for security reasons.

ATM withdrawals

ATM withdrawals with a travel debit card are also likely to be subject to limits. Revolut applies a 3,000 GBP limit based on any given 24 hour period. Wise ATM withdrawal limits are 4,000 GBP per month. Both providers allow you to make some no fee ATM withdrawals monthly, but the exact amount you can withdraw will depend on your account type.

Prepaid Travel Cards for Bali

[Prepaid travel cards] ( https://exiap.co.uk/guides/best-prepaid-travel-cards ) are another common option for your trip to Bali. As with travel debit cards, you’ll have an extra layer of security because your card isn’t linked to your main UK bank account. But because prepaid cards don’t commonly support IDR for holding a balance, there could be a few extra transaction fees which push up the overall cost, depending on the specific card you select. Here are a couple of strong contenders for prepaid travel cards in the UK:

Prepaid travel card option 1: Post Office Travel Money Card

You can order a Post Office Travel Money Card online or pick one up in person at a branch as long as you have a valid ID on you. Cards allow you to top up and hold 22 currencies, although bear in mind a fee applies when you spend in IDR as it’s not a currency supported by the card. That means that when you spend in Bali, payments will be deducted from your GBP balance instead, with a 3% fee.

3% cross border fee when you spend in IDR

22 currencies are supported for holding and exchange

No fee to spend a currency you hold on your card

ATM withdrawal fee will be deducted from your GBP balance, and will be the equivalent of 1.5 GBP

Manage your account and card from the Post Office travel money app

Prepaid travel card option 2: Monese Travel Money Card

Monese offers several different account plans which come with linked cards you can use while overseas. Depending on the plan you pick you’ll get some free international spending and some free ATM withdrawals. Simple account plans have no monthly fees, but are more limited in terms of no-fee transactions compared to the other account tiers. While Monese does offer foreign currency account plans, these are not available in IDR.

Pick the account plan that suits your needs, including a Simple plan with no monthly costs and some plans which do have a fee to pay every month

Accounts offered in GBP, EUR and RON

Simple account plan holders can spend up to 2,000 GBP a month in foreign currencies with no fees - other account plans have unlimited overseas spending with no extra fees

All accounts have some fee free ATM withdrawals every month, with variable limits based on account plan

Virtual cards available

Pros and cons of using prepaid travel cards in Bali

How much does a prepaid card cost.

The costs of a prepaid travel card can vary quite a lot. The Post Office travel card has no initial fee, but as IDR isn’t supported for holding and exchange, you’ll pay a 3% cross border fee when you’re in Bali.

Monese has account plans which offer some currency conversion with no fees every month, so this can still be an attractive option based on cost, but you’ll need to weigh up any monthly fees that apply for your specific card plan.

How to choose the best travel prepaid card for Bali?

The best prepaid travel card for Bali really depends on your personal preferences. The Post Office card has the advantage that you can pop into a Post Office branch and get one in person if you’re in a hurry - but the downside that using it in Indonesia comes with a hefty 3% cross border fee. The Monese cards on offer include a Simple card which has no monthly fee but which only lets you spend up to 2,000 GBP internationally a month before extra costs apply. If you’re spending more, upgrading to a Monese account with a monthly fee may actually be better value - plus you can downgrade again any time you like.

Prepaid travel card spending limit

The Post Office travel card lets you top up to 5,000 GBP at a time, with the maximum balance at any given time set at 10,000 GBP, or 30,000 GBP annually. Monese accounts may have different limits based on the tier you pick - usually set at a maximum holding balance at any time of 40,000 GBP. You may be limited to spending up to 7,000 GBP a day, depending on your account type.

With the Post Office card, you can make up to 17,000 THB maximum daily withdrawals and each withdrawal costs 80 THB. Monese accounts may have a maximum ATM withdrawal of 300 GBP a day, depending on the specific account you pick, so it’s worth reading the fee schedule carefully to understand the details.

Travel credit cards for Bali

Travel credit cards don’t let you hold a balance in IDR, but instead when you spend your payment is converted from Indonesian rupiah to GBP using the network rate to be added to your bill. With travel credit cards you’ll often find that the foreign transaction fees which many credit cards use for foreign currency spending are waived, which can mean it’s around 3% cheaper to use a travel credit card abroad compared to using a normal credit card.

However, as with all credit cards, there are some fees you’re likely to run into with a travel credit card which can mean it’s a more expensive option than using a debit card.

Travel credit card option 1: Barclaycard Rewards Visa 

The Barclaycard Rewards Visa credit card is a good, straightforward option for UK customers looking for a credit card which does not have foreign transaction fees, and which doesn’t have an annual fee. As with any credit card, some costs can apply including interest fees if you don’t clear your bill monthly, but you’ll be able to earn 0.25% cash back on all your card spending at home and abroad.

No annual fee, with 0.25% cash back on card spending

Currency exchange uses the network rate and no foreign transaction fee

No ATM withdrawal fee - but interest can still apply

28.9% representative APR, with penalty fees for late payments

Secure spending with extra protection on some purchases

Travel credit card option 2: Halifax Clarity Mastercard

The Halifax Clarity Mastercard has a variable interest rate which is based on your creditworthiness, but doesn’t use different rates for different transaction types as some cards do. There’s no foreign transaction fee when you spend or withdraw in foreign currencies, but bear in mind that an ATM operator might charge a fee, and interest accrues instantly for cash advance transactions.

No foreign transaction fee when spending or making a cash withdrawal overseas

Interest applies instantly when making cash withdrawals

Same interest rate applies on all purchase categories

Variable APR based on your credit score - you’ll need to check your eligibility online to see the APR you’d be offered

Spending is covered by the Consumer Credit act which means extra protections for purchases from 100 GBP to 30,000 GBP in value

Pros and cons of using credit cards for Bali

How much does a travel credit card cost.

Travel credit cards may have no annual charge and no foreign transaction fee to pay when spending overseas. However, variable interest, which is set based on your credit score, will still apply if you don’t pay your bill in full every month. It’s also important to note that although the cards we’ve featured above have no cash advance fee for making ATM withdrawals, interest usually accrues instantly. Overall that can mean credit card spending costs more in the end than using a debit or prepaid travel card.

How to choose the best travel credit card for Bali?

If you’re planning on spreading the costs of your spending over a few months it’s worth looking for the card which has the lowest available interest, particularly if it has no annual fee to worry about. If you’ll usually repay your bill in full monthly it may be more important to you to find a card which offers cash back or rewards. Weigh up a few different options while you decide, to make sure you get the right match for your specific needs.

Travel credit card spending limit

Your travel credit card spending limit will be set by the card provider, and will depend on your credit score. You’ll be shown details of your spending limit when you’re approved for a travel credit card.

The cards we’ve looked at earlier don’t charge a cash advance fee, but this is a common cost when using a credit card at an ATM, so worth looking out for when you select any credit card. It’s also worth noting that it’s very common for ATM withdrawals to start accruing interest instantly, so you’ll end up needing to repay some charges whenever you use your credit card in an ATM.

How much money do I need in Bali?

Bali doesn’t have to be an expensive destination. While you can opt for high end luxury, there are nice hotels at a reasonable price and food shouldn’t break the bank either. Here’s a quick look at some common costs in Bali:

Conclusion: Which travel money card is best for Bali?

Using a travel money card when you’re overseas is secure and convenient, and can help you cut costs and manage foreign transaction fees.

The right travel card for Bali will depend on what you prefer. Check out a few while you’re shopping around - the Wise travel debit card might suit if you want to convert to IDR either in advance or at the point of payment, with low fees and the mid-market exchange rate. A Monese travel prepaid card might be a good pick if you’ll only exchange money to the free currency conversion limit set in your specific plan. Or, a travel credit card like the Barclays Rewards Visa could work if you want a card for earning cash back and for using as a payment guarantee.

FAQ - Best travel cards for Bali

Can you withdraw cash with a credit card in bali.

Yes. You can use your credit card to make an ATM withdrawal at any ATM in Bali where your card network is accepted. However, bear in mind you’ll pay interest instantly when you use a credit card in an ATM. Choosing to withdraw with a low cost travel debit card from Wise or Revolut may bring down your overall fees.

Can I use a debit card in Bali?

Cards aren’t universally accepted in Bali. You should have no problems paying in larger and chain stores, hotels and restaurants in the cities, but bear in mind that you may not be able to pay with card in smaller merchants or at markets, so having both a prepaid or travel debit card and some Indonesian rupiah in cash is a smart plan.

Are prepaid cards safe?

Yes. Prepaid cards are not linked to your normal UK bank account which means that they’re safe to use. Even if you were unlucky and someone stole your card while you’re in Bali, they would not be able to access your main account - and you could freeze your prepaid card in the app easily if you needed to.

What is the best way to pay in Bali?

In some places, cash will be the only option for making payments in Bali. In general, making sure you always have some cash in Indonesian rupiah, and a travel card for spending or getting cash from an ATM, is a good choice so you have a back up plan if you ever need it.

Bali Holiday Secrets

Wise Debit Card: 7 Reasons Why it’s the Best Travel Card for Bali

updated April 1, 2022, 5:24 pm 24.5k Views 54 Comments

If you are looking for a sure-fire way to save money while travelling, the Wise Debit Card is a must-have. I’ve been using Wise (formerly Transferwise) to transfer money between bank accounts in different currencies for a couple of years, and I swear by it. But the addition of personal debit cards as well as their original business debit card makes this the best travel debit card by a country mile.

Why Wise Debit Card is cheaper than banks and credit cards.

The reason Wise can exchange currencies cheaper than your bank is that they process so much volume they acquire (formerly Transferwise) real-time foreign exchange rates without the markup your bank charges for the privilege of exchanging currencies.

Think of it this way – every moment there is a market between two commodities. The amount you are buying another currency (for example, the Indonesian Rupiah) and the rate someone else (your bank) is willing to sell that Rupiah. Your bank charges a fat margin – Transferwise has lower margins – therefore you get more Rupiah for your Dollar.

Check out the screenshot below showing the transfer of AUD$1,000 using Wise compared with NAB, PayPal and Commonwealth Bank.

The difference can be as much as IDR600,000, which is around AUD$60. The currency in Bali is the Indonesian Rupiah (IDR), and let me tell you, AUD$60 goes a long way in Bali.

Using Wise for sending money from Australia to Bali.

Many Australians have friends and family in Bali and need to send money from Australia to a Bali bank account.

Let’s use an example of sending AUD$100 from your Australian bank account to a friend’s bank account in Bali. Remember, the currency in Bali is the Indonesian Rupiah (IDR).

First, you register your own personal Wise account . Register on a desktop or laptop first, then download the smartphone apps for Android and Apple .

It’s very easy to confirm your identity (required by law, same as any Australian bank) using a passport or driver’s license, but the verification process is quite quick.

Next, you create a new Australian bank account complete with BSB Code and Account number. This account behaves exactly the same as any of your other Australian bank accounts. Now you have the new account number, it’s dead easy to transfer money from your current local bank account to your new Wise bank account .

So now you have an account within Wise in Australian Dollars. Next, you use the menu options to open an IDR balance . The difference between a balance and an account is that a balance is simply holding a foreign currency without a bank account attached to it — an account is a proper bank account with account numbers.

Now here is the fun bit — you can send IDR to your friend’s Indonesian bank account. All you need is the name on their account, the name of the bank and the account number. This makes it almost impossible to make a mistake and send it to the wrong person because the confirmation screen will display the name of the account holder, which you can check against the details they provided you.

Once confirming the transfer, you can track its progress online and also receive email notifications when it arrives in their account.

The difference when transferring from your bank directly to a foreign bank is huge.

• You get charged an “administrative fee”, usually around $20-50.
• The exchange rate they transfer your money is the retail rate , meaning they are making a significant margin off you.
• A “delivery” fee is often charged. The recipient’s bank is literally charging them for receiving the funds being transferred.

Wise cuts out the middle-man , in this case, your bank, and withdraws the money from your account (without fees), exchanges it for the destination currency (which is where you save the most) and deposits it in the recipient account for a tiny fraction of the fee that your bank would charge.

The Wise Travel Debit Card.

If you apply for a Wise Debit Card , you can use it to spend Indonesian Rupiah while in Bali without any transaction fees at all .

Think about this. You go to dinner in a restaurant in Seminyak and in a fit of generosity pay the bill for your four guests. Maybe drinks and dinner come to IDR 4,000,000.

Using the rates in the above example, you will be charged around AUD$360 if you pay with your Visa or Mastercard. The bank decides what exchange rate it will charge you in Australian Dollars, and let’s be frank – the rate isn’t great.

On top of that they may charge you an “overseas transaction fee” because, well, they can. That’s just another bank tax. Since the consumer commissions in several countries made “overseas transaction fees” against the law, most banks simply sneak it in with an even worse foreign currency conversion rate.

Either way, they get you, and you end up paying a lot more than the original IDR4,000,000 bill.

I cannot thank you enough for this tip

I cannot thank you enough for this tip. I have used Transferwise in BALI last week and it worked perfectly without the horrible australian banks fees. also, it’s so easy to withdraw money from the many ATM’s around and I must say that I am now using it in Australia if and when I need to transfer money abroad. Best tip ever.

With a Wise Debit Card , you pay… Rp 4,000,000 for dinner. No extra fees, no transaction charges. That’s because the money you are holding in your IDR currency is used to pay just like a local would using their Indonesian debit card.

And the best feature is that whenever you make a transaction you get an alert on your smartphone telling you where the transaction was made and how much. That means whenever I use it (and I make several transactions a day) I get an instant confirmation showing the local currency transaction.

Not only does this give me a great sense of security but I can also confirm how much is left in the local currency account where I’m travelling.

Withdraw Local Currency with your Transferwise Debit Card

Other than using the card for purchases without any transaction fees while you’re on holiday in Bali, you can also withdraw cash from ATMs in Bali as well.

That means you don’t need to bring cash to exchange at a money changer or get hit with exorbitant bank fees by using your existing Visa or Mastercard.

Not all ATMs will accept the Transferwise Debit Card but many do — I’ve found several around Bali that allow cash withdrawals, with my favourite being the yellow-coloured Maybank (there’s one outside Biku in Seminyak ).

No leftover foreign currency at the end of the holiday.

One of the biggest pains when travelling is using up the local currency before you leave. Or conversely, for me, it’s not having any when I land in a new country.

Using the Transferwise smartphone app I can move money between currencies at the most competitive rate on the market. Which means if I’m a bit short because of a big splurge with a few days to go, I can exchange money from one of my other currency wallets into the local currency.

And when leaving, or anytime after I leave, I can move the leftover money into the currency I’m going to use next. Because the rates are better than I can find anywhere else, the stress of getting a horrible exchange rate for small or large amounts is no longer a factor.

It’s just one less friction point when travelling, so I can focus on making my Indonesian Rupiah, Vietnamese Dong, Malaysian Ringgit or Euro go further.

Save money by spending local currency during airport transits.

One of the pains of travelling far and wide is the transit times while changing flights at foreign airports. There’s not enough time to get outside immigration, but enough time that you may want some food or drink (always a good idea), or check-out the local airport shopping (never a good idea).

The problem is you don’t have any local currency, and using the currency exchange booths means paying either a commission or a shockingly expensive exchange rate , especially for small amounts.

My solution is to figure out what I’m going to get (usually food or drink while waiting for my connecting flight) and transfer that amount using my Transferwise smartphone app and then paying for it using my Transferwise Debit Card.

That way I get the most competitive rate even with small amounts, and paying for it using my card means it’s being transacted in the local currency.

So buying a laksa at KLIA doesn’t mean paying my credit card issuing bank an “overseas transaction fee” along with a grossly uncompetitive exchange rate. The last time I tested the difference I paid 54% more than I would with my Transferwise Debit Card using local currency. An AUD$8.20 curry turned into a $12.67 charge on my credit card.

And if you doubt this, or have had a similar experience, please leave a comment below.

Saving for a holiday made easy.

We all know that saving for a holiday is hard work. And when you go to change your hard-earned cash into the local currency you are at the whim of the prevailing exchange rate.

What I do is transfer money from my home bank account into my Transferwise Debit Card account and regularly exchange those dollars into my destination currency.

For example, for a holiday to Vietnam, I transfer a few hundred dollars a month into my Transferwise account and then swap those dollars for Vietnamese Dong regularly. That way I’m averaging the exchange rate over a length of time – which means I won’t get the best rate or the worst rate – but an average rate over the time I’m saving for the trip.

So there it is. Put funds into your Transferwise account, change it into any currency you like, and spend like a local. You can try it out by getting a Transferwise account, connecting it with your own bank account, putting in a small amount to try it out (that’s what I did) and testing the exchange rate by using the same amount as a foreign exchange transaction using your own own Internet banking, or asking for an over-the-counter transaction at your local bank branch (like that’s somewhere we go any more).

While most anyone can open a Transferwise account, Debit Cards can only be issued to residents of certain countries.

Disclaimer: Using the links from this website means I get a very small commission from anyone who signs up for a Transferwise account and makes a currency conversion. I’ve been using Transferwise for over two years and I love it. Ask any questions in the comments section below.

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8 Travel Traps to Avoid If You're Heading to Bali

Nothing can put a dampener on your escape to Bali like falling into a trap. A travel money trap!

We're sharing the most important travel moment traps we think you should avoid, and the travel money tips for Bali that can really help you save some money.

1. Not taking a prepaid card

Our first point is an important one. Using a prepaid card in Bali is a great way to avoid the fees and costly exchange rates that often come with ordinary debit and credit cards, not to mention the theft risk of carrying around large amounts of cash.

The Wise card is a good choice for a prepaid travel card. You get the market exchange rate, low fees and you'll only spend what you put on there.

Read the full review

2. Exchanging money at the Airport

Do not exchange currency at the airport. This goes for before you get on the plane in Australia and when you land in Bali. The rates are awful and the fees are high. You are much better off withdrawing cash from an ATM or going to a money exchange shop in a major city that you visit.

3. Not having different payment methods

Card is becoming more and more accepted in Bali. But having said this, there may be times when you will almost definitely need some cash. Having a combination of payment methods such as cash, debit card and credit card means you're covering all bases. As an extra tip, keep your money in different places. If the worst happens and you don't have access to some of your things it will put your mind at ease to know you still have money.

4. Paying in Australian dollars when using your card.

Sometimes when you make a purchase Internationally with your Australian debit or credit card, you will be asked if you want to make the payment in your currency, or the local currency. It is almost always better to pay in the local currency than it is to pay in AUD. The exchange rates are generally awful otherwise.

5. Forgetting to book luggage when you book your flight

Don't get caught out. If you're booking a flight, it can be tempting to save money by not booking any checked luggage. This can be a saving at the time, but it's much more expensive to buy luggage when you're checking in. Even if you're a light traveller, at least consider booking it for your flight home. This way you're covered in case you stock up on souvenirs and shopping.

6. Making too many ATM withdrawals

While it could be better to withdraw money from an ATM than it is to exchange money at the airport, or your hotel you still want to be careful. If you do decide to do this, just try to plan in advance. Because you will almost definitely need to make a withdrawal at some point during your stay in Bali, try and withdraw more money, less often. Fees will almost always be a set amount, so lessening the amount of times you're doing it can definitely help you save.

7. Not checking terms and conditions of travel cards

If you're worried about carrying cash, you may be tempted to buy a prepaid currency card. If you do this, just make yourself aware of all the fees and charges involved. Often they are advertised as free but can be expensive to reload and withdraw cash with. You can read more about the best cards to take to Bali  here .

8. Keeping too much cash on you

Our final tip is to safe guard you and those you are travelling with. If you choose to travel with cash, try to split up where you're keeping it. If you're keeping millions of Rupiah in your wallet, you're opening yourself to being left in a sticky situation if you lose it or it gets stolen. By keeping some cash on you, and maybe some in your luggage or in the safe at your hotel you will have a back up if the worst happens. But like we said in tip 2, it's best to have a few payment methods on you when you're travelling.

Where to get Bali currency from?

Spending with your card when you’re away from home is usually the most convenient option - but not everywhere you visit in Bali will accept cards, so also having some rupiah in cash is a smart idea. There are plenty of different ways you can get your IDR either before you travel or on arrival - although some will net you better exchange rates and lower fees compared to others. Here are a few places you can get your Bali travel money from:

• Open a multi-currency account with an online provider like Wise or Revolut. With Wise for example, you can add money in AUD and exchange to IDR, and set your holiday budget in advance of travel
• Get a travel card from a provider like Wise or Revolut which will let you top up in AUD and convert to IDR at the point of purchase or withdrawal, often with great exchange rates
• Order your IDR in cash before you travel and collect it at the airport - or take along AUD in cash and switch in the airport on the spot as you pass through (this can be a quite costly way to go - watch out for markups in the exchange rate if you choose to use an airport exchange)
• Carry cash to Bali and exchange in tourist locations and larger towns there which have currency exchange shops
• Buy IDR from your bank in cash - if this service is supported

Before you decide where to get your Bali currency from, compare a few options looking at both fees and exchange rates. Using a travel card with a linked multi-currency account is often one of the best value options as you’ll be able to securely manage your money in AUD and IDR without needing to carry too much cash at any given time.

Read a comprehensive guide on currency in Bali .

What other travel money traps to avoid in Bali?

You want your money to go as far as possible when you’re on holiday - and you certainly don’t want to be the victim of scams or theft. Use these common sense tips to make sure you avoid common travel money traps, so you can focus on enjoying your trip.

1. Use a safety deposit box in your villa or hotel

You’ll be carrying your passport, electronics and valuables, as well as cash - and you don’t want to take any chances. In most cases hotels and villas will have a safety deposit box available for use, which can help protect all your important items and money while you’re away.

Worried about forgetting things in the safety deposit box? Leave something in there that you simply can’t forget - like a single shoe. You’ll notice it’s missing when you try to pack or leave, which can be a handy reminder to double check the safe!

2. Agree on a price before a service starts

Before you take a tour or trip, or hop in a taxi, make sure you’re very clear on the fees you’ll be charged in the end. It’s pretty common to find you’re asked for more than expected, either through simple miscommunication or if a seller or merchant deliberately inflates prices or forgets to mention all the fees involved in a service. 

Get everything straightened out in advance - so if you’re taking a snorkelling trip and don’t have your own gear, check if there’s a hire fee, and make sure you know if food or entry tickets are included in any tour you take, for example.

3. Beware of pickpocketing

Tourists are easy prey for pickpockets because they’re not familiar with their surroundings and often won’t be paying much attention to their belongings. Don’t get caught out. 

Situational awareness is usually all you need to avoid pickpockets - keep your valuables close by at all times, don’t put your wallet in a back pocket where it can easily be taken, and consider carrying your rucksack forward facing if you’re in a crowded area.

Bali prices

It’s rightly a very popular destination for Australians looking to spend time on the beach, surf, take part in yoga classes, visit retreats and spiritual or cultural sites. But what can you expect to pay for a trip to Bali? Let’s look.

How much does a trip to Bali cost from Australia?

You’ll inevitably need a flight which can be one of the biggest costs of any travel. The exact costs of a trip to Bali from Australia vary of course, depending on the airline you pick, the season and the airport you need to fly from. However, at the time of writing (July 2023), flights were available from Sydney for August 2023 starting from around 660 AUD return per person.

Accommodation

Bali hotel and villa pricing runs from great budget buys to top end all out luxury - and where on the island you want to be makes a huge difference too. The good news is that there’s something for you whatever your budget.

At the time of writing, if you wanted to stay in Ubud in August 2023 you could get a 4 star luxury hotel room for 2 including breakfast starting at about 250 AUD a night, while the very best villa (which tend to sleep far more people) came in at more like 500 AUD a night. Far cheaper options including hostels and homestays are also available.

Restaurant prices in Bali

If you’re looking for a low key meal, you’ll be able to get great food on Bali for just a few dollars. Or, go for a mid-range place for a 3 course meal for 2, and you’ll pay from about 33 AUD in total, according to cost of living calculator Numbeo.com.

For more information about Bali prices read this guide on how much things cost in Bali .

FAQ - travel money traps to avoid in Bali

What is the safest way to take money to Bali?

When you travel to Bali you probably want to have several different ways to pay including one or two cards, and some cash. However, carrying too much cash isn’t the safest option, and having your regular bank card with you can also expose you to extra fees when spending overseas. A great option is to get a travel money card from a service like Wise or Revolut, which lets you add AUD, and spend in IDR on your card. The account isn’t linked to your primary everyday account, making it secure, and easier to set your travel budget.

Should I exchange money before I travel to Bali?

Often the best way to get IDR cash for Bali is to have a multi-currency account with a payment card which lets you hold, spend and withdraw conveniently in rupiah. This can often mean you get a better exchange rate and lower overall costs compared to exchanging at the airport or your hotel - check out Wise and Revolut as strong options available in Australia.

Is it better to use cash or card in Bali?

Many places in Bali will accept card payments, which can be the most convenient way to pay. However, it’s not an option everywhere so having some cash is also a smart move. Get a travel money card to make ATM withdrawals locally on arrival in Bali, and so you don’t need to carry too much IDR cash at any one time.

Need to know more about travelling to Bali?

Passports, Visas and Vaccinations

How Much Things Cost in Bali

Currency in Bali

Banks, ATMs & Currency Exchange

The Best Cards to Use in Bali

7 Common Travel Money Traps to Avoid in Bali

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Travel Money Guide: Indonesia

Get from the beach bar to surfie havens with the right access to your holiday money..

In this guide

Compare travel money options for Indonesia

Travel card, credit card, or debit cards, how much rupiah do i need to bring to the indonesia, exchange rate history (aud to idr), how the different travel money products work in indonesia, a guide to indonesian banknotes and coins, find cash and atms in indonesia, get travel insurance quotes for your holiday in indonesia.

Travel Money Cards

Whether it's Bali, Lombok or any of the 17,000 islands that make up Indonesia, you'll need to figure out the best way to access your money.

If you're sticking to a swanky resort in a built-up area like Bali, you'll be fine with a no-fee debit or credit card and access to some cash for any smaller purchases along the way, like souvenirs and quick meals. If you're doing it loval style in a villa or heading off the beaten track, then having more Indonesian Rupiah available in cash is a must.

• Travel Credit Cards
• Travel Debit Cards
• Prepaid Travel Money Cards

We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.

Learn how we maintain accuracy on our site.

What's in this Indonesia travel money guide?

A quick summary of travel money options for indonesia.

• Stephanie’s trip to Bali
• A guide to Indonesia Rupiah: banknotes and coins
• Finding cash and ATMs in Indonesia
• Find travel insurance for Indonesia

Whether you're on a quick business trip or taking a holiday, it's good to have an at least a couple of ways to access your money. There are currently no travel cards which allow you to load Indonesian rupiah. Compare travel credit cards and debit cards to take to Indonesia instead.

Choose a mix that suits your needs: for example a debit card for regular spending with a credit card for emergencies, or Indonesian currency supplemented by a debit card. Whatever mix you decide on, you want to have enough Indonesian currency in your pockets when travelling through Indonesia — even if it's enough for the first couple of days.

You're going to need to pay for a visa when you arrive in Indonesia. In places such as Denpasar airport, you have to pay cash, so make sure you have sufficient funds.

This table is a general summary of the travel money products in the market. Features and benefits can vary between cards.

*Prices are approximate and are subject to change.

*Exchange rates are accurate as of 3 September 2017

Today's exchange rate AUD to IDR

Using prepaid travel cards

If you're looking at taking a travel money card to Indonesia, think again. There are no travel money cards on the market that allow you to load and spend in Indonesian rupiah. Having said that, there are a couple of travel cards which may be suitable to take to Indonesia, including the CommBank Travel Money Card . One drawback, however, is that the CBA card charges the Visa or Mastercard currency conversion fee, plus 4.5%.

These cards should only really be considered if Indonesia is the first leg of your international holiday. The CommBank Travel Money Card offers up to 13 different international currencies and can be used all over the world. Furthermore, the Commonwealth Bank have a large number of ATMs and branches in Bali and Indonesia where you can use your CBA travel, debit or credit card and avoid the international ATM fee. However, due to the lack of support for Indonesian rupiah, the exchange rate margin when you load the card with funds and the fee structure, there are cheaper products to use in Indonesia than a travel card.

Travel credit cards with no foreign transaction fee

A credit card can be useful when travelling overseas – especially when it comes to big ticket items you may want to pay off over a couple of months, or hotel check-in where a deposit is required. Credit cards also give you access to emergency cash if you need it, and some credit cards have handy benefits like complimentary travel insurance when you charge the cost of your travel ticket to your account.

However, credit cards can be expensive, especially when it comes withdrawing cash at an ATM. Interest is charged straight away and you'll pay a cash advance fee. You may be able to avoid this keeping a positive balance on your card — each credit card issuer has different rules for keeping a positive balance. Read the FAQs section of our travel money page for more information.

Taking a debit card in Indonesia

Most debit cards on the market charge a 2-3% fee when you make a purchase outside of Australia. In fact, there's only one debit card available at the moment which waives the currency conversion fee: the Citibank Plus Transaction Account.

Using traveller's cheques

Traveller's cheques may not be as popular today as they used to be but they still offer some important advantages over other forms of travel money. When travelling to Indonesia, traveller's cheques have the added security of needing ID to be cashed. Plus, if they get lost or stolen, they can be replaced in a few days. There will also be a fee for purchasing and cashing traveller's cheques, so check these out too.

Stephanie's Bali Beach Holiday

• CommBank Travel Money Card
• Commonwealth Bank Low Rate Credit Card
• Commonwealth Bank Smart Access Mastercard Debit Card

Why did you take these cards with you?

Stephanie says she already had a CommBank Travel Money Card from her last holiday with a little money left on it. She withdrew the remaining funds from this card from a Commonwealth Bank ATM in Bali and saved on ATM withdrawal fees. She didn't bother reloading this card even though there is no reload charge from the Commonwealth Bank.

She used the Commonwealth Bank Smart Access Mastercard Debit Card once the money from her travel card ran out. Even though she was paying a little more for the currency conversion fee, she only used her card a couple of times to withdraw cash from CBA ATMs and her debit card offered a slightly better rate than her travel card.

Stephanie had her CommBank credit card as a backup and only used it a couple of times on her trip — she paid the remaining balance of her hotel bill and shouted her friends to dinner one night. he paid it off when she got back to Australia (within the 55 day interest free period) and didn't incur any interest charges.

Did you withdraw from ATMs?

Stephanie says she withdrew from Commonwealth Bank ATMs around the Kuta area. When she used her travel card, she only paid a few dollars each time. When she used her debit card to withdraw cash, a currency conversion fee was applied to her transaction.

Were there any places where you had trouble using any of your cards?

Stephanie mainly used cash in Bali. The times she did pay with her card, she was at an upmarket restaurant and major hotel chain.

What's your recommendation for the best form of travel money to take to Indonesia?

Stephanie says one of her friends used the Citibank Plus Transaction Account, and she says she'll get this account next time she travels overseas. Citibank waives the international ATM fee and currency conversion fee and there's no monthly charge to keep the account.

What are your travel money tips for Bali?

She says do your shopping in the morning. The people who sell things at the markets in Bali will give you a better price in the morning compared to in the afternoon.

Card acceptance

You will be able to use your existing ATM card in most places where merchants display the same logo as the one on your card. Mastercard and Visa have wide acceptance in Bali.

Cheap ATM withdrawals in Indonesia

• Westpac. Westpac Group cardholders (Westpac, St.George, BankSA and Bank of Melbourne) can avoid the international ATM withdrawal fee by using CIMB ATMs throughout Indonesia. The local ATM operator fee may still apply. You can read more about Westpac's International ATM Alliance here.
• Commonwealth Bank. CommBank have a presence throughout Indonesia — you can find a concentration of CBA ATMs around Bali, especially Kuta. You can avoid ATM withdrawal fees using CommBank products at these ATMs.
• Citibank. You can make free ATM withdrawals using the Citibank Plus Transaction Account at Citibank ATMs in Indonesia. Citibank have an ATM in Kuta.

Indonesia has proved to be a dangerous destination for Australian travellers. From the dreaded Bali belly to contaminated alcohol, there are many risks lurking just below the surface. This is why travel insurance is so important. Travel insurance can cover:

• Cancellations
• Repatriation
• Lost Deposits
• Additional accommodation
• Personal liability
• Emergency dental and medical

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Indonesia is a favourite for holidaymakers from Australia. Bali is an especially popular spot for Aussies, it is virtually impossible to walk down a beach in Bali without hearing that distinctive Aussie twang. Do your research and save on paying unnecessary fees to your bank.

• Read about travel money for Singapore
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• Compare all your travel money options here

Jacob Joseph

Jacob Joseph was a writer and video journalist for Finder.

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4 Responses

Hi I am about to head to Bali and I can’t decided on what to do about money. I am getting all different advice. I have CommBank MasterCard debit and ANZ visa debt… do I just use them to withdraw cash in Bali or use a prepaid multi-currency cash passport

Thanks for your comment.

The ‘best’ option will always depend on your unique financial situation, your travel budget and spending habits.

If you use a Commonwealth Bank Debit MasterCard, you will be charged overseas currency conversion fees and foreign ATM withdrawal fees. These fees vary depending on the ATM you use, so I have emailed you a copy of the product disclosure statement for further information. Also, the ANZ Visa Debit card unlimited ATM withdrawal offer does not apply to overseas withdrawals.

If you are looking to access your own funds overseas, a prepaid travel money card can be a valuable way to load funds on your card, transfer them to a foreign currency and access your funds overseas without the temptation of a line of credit. Unfortunately, not many Australian travel money cards support Indonesian Rupiah, so you might want to look out for a card that does not charge currency conversion fees. This way you can load your card with Australian Dollars and you won’t incur a fee when they’re transferred to Indonesian Rupiah while you’re travelling.

For example, the Commonwealth Bank Travel Money Card is one of few travel money cards that doesn’t charge currency conversion fees on either supported or unsupported currencies.

Please ensure to read through the relevant product disclosure statement and terms and conditions of the card to ensure that you got everything covered before you travel.

I hope this has helped.

I have a multi currency travel card with Aus dollars on it only. Can the currency be converted into Indonesian currency when I use the card? Or do I have to do something in Australia 1st.

Thank you for your comment.

The Multi-currency Cash Passport does not currently support the Indonesian rupiah.

Although you can make payments using the Australian Dollars loaded on your card, you will incur a currency conversion fee of 5.95% plus the MasterCard® rate each time you complete a transaction in Indonesian rupiah.

I hope this has helped answer your question.

Thanks, Sally

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8 replies to this topic

Your exact hotel can determine what is actually local and hence what to do.

A lot of transactions in Bali are cash IDR. Especially when paying for private drivers whether tours or transfers and casual eating/dining.

Also booking activities.

We do a lot of cash € changed locally to IDR.

This is because although we often book a lot of our accommodation often it is “pay at hotel” so even on a 3 week trip where we might have 5 different places we might have to pay for 75% of our accommodation locally. I also have to pay for diving, numerous drivers and even fastboats. All often in cash.

You could try WISE. Easy to transfer money from your UK account to top up the card. WISE also allows you to set up an IDR account and switch the it via the App.

They have a limited free monthly cash withdrawal limit £200 but their charges afterwards aren’t too bad.

Without a doubt use WISE or Revolut. Exchange rates are better than on the street with the cash exchangers and I use the local bank atm's.

From Australia we use Citibank Visa Debit.

No withdrawal limits.

And same as @2 - better exchange rates than cash exchanges.

@Karina, As they are in the UK recommending an Australian banks card is not helping.

@Op I also recommend the WISE card. I've recently used it overseas in 3 different countries and it has been SOOOOO easy to use and set up.

Actually Citibank IS in UK also.

And advice was general for anyone reading this as it is a common question not just related to UK.

Wise card very easy and prompt to get arranged, great exchange rates. Holds multiple currencies so you can exchange bulk at best rates. It automatically takes the relevant currency if it's available otherwise takes from the default currency eg your home currency.

We didn't have a problem with over 2 years constant travel in 7 countries from west to east.

@Karina why would someone go through the habit of setting up an account with a new banking institution for a fee free debit card, when they can easily set up a travel card that can easily link to their existing bank?

It is not either or!

Debit and travel cards both have advantages and disadvantages.

But it takes no longer to get a Citibank card than it does to set up a Wise account.

So unsure of the point of your question?

Have used it in Indonesia, Thailand, Cambodia, Vietnam, Philippines, US, Canada, Mexico, Chile, Peru and too many other countries to mention.

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Balicard is a tourism discount card initiative aimed at promoting local businesses in Bali. It offers exclusive deals and discounts to cardholders at various establishments, including dining, shopping, activities, accommodations, and wellness centers.

How does Balicard work?

The Balicard is a physical discount card that unlocks exclusive savings at over 300 partner stores across Bali. With its accompanying web app, cardholders can easily access a range of regular discounts as well as time-sensitive premium deals. Premium deals offer up to 50% off at select locations during special time frames, making the Balicard a must-have for both residents and tourists looking to maximize their spending on the island.

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If you're a business interested in becoming a Balicard partner, simply reach out to us to join our network and gain exposure to a wider customer base. For individuals looking to purchase the Balicard, you can easily order it online or buy it at one of our designated sale points across the island.Balicard is a tourism discount card initiative aimed at promoting local businesses in Bali. It offers exclusive deals and discounts to cardholders at various establishments, including dining, shopping, activities, accommodations, and wellness centers.

How much does Balicard membership cost?

Joining as a Balicard partner is completely free for all local businesses; all we ask is that you offer exclusive discounts to Balicard holders. This is a win-win opportunity to boost your customer traffic while participating in an island-wide network of savings.

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The 5 Best Travel Cards for New Zealanders to use in Bali

Planning a trip to Bali? A travel card can make it easier and more convenient to spend internationally - and cut your costs, too. Pick the right travel card and you could get lower fees when you spend in a foreign currency, a better exchange rate, or rewards and benefits that help you do more.

Let’s dive into a deeper look at the best travel cards for New Zealanders to use in Bali.

• Wise - our pick for travel debit card for Bali 
• Travelex Money Card - prepaid card for Bali
• Cash Passport - prepaid card option for Bali

hotpoints® World Mastercard - travel rewards credit card for Bali

• American Express Airpoints Card - travel credit card option for Bali

Wise - our pick for travel debit card for Bali

If you’re thinking of a travel debit card to make spending in Bali easier, check out the Wise international debit card . You can open your Wise account online or with the Wise app, to hold and exchange 50+ currencies, including IDR easily and with the mid-market exchange rate.

There’s a one time fee of 14 NZD to get your Wise card , with no monthly charges, no inactivity fee and no minimum balance to worry about. Just top up in NZD, and either switch to IDR using the Wise app, or just let the card convert for you at the point of payment. In either case you’ll get the mid-market exchange rate and low fees from 0.43%.

Click here read more on how Wise works

Click here to see the full list of cards and how Wise compares

What are travel cards?

A travel money card is a card that’s been optimised for use when spending and making cash withdrawals while you’ve overseas.

Travel money cards include both debit cards or credit cards, with features and fees which can vary quite widely. If you’re in the market for a debit card for your next trip, you may benefit from a specialist card which lets you hold multiple currencies, with low fees and - often - no ongoing charges. If you’d like to spread the cost of your travel out over a few months you might prefer to get a travel credit card. In this case there may be fees or interest charges to pay, but some travel cards also offer opportunities to access rewards and travel perks like lounge access.

Whichever type of card suits your needs, you can use your travel card to tap and pay in stores when you’re overseas, and to make cash withdrawals in local currency wherever you are. Let’s look at some good cards to consider for your trip, next.

Related: Everything you need to know about International Debit Cards

5 travel money cards for Bali compared

To start off, let’s look at 5 different travel cards offered for New Zealanders, and some of the key fees you should know about. We’ll look at these cards in more detail later.

In general, travel debit cards can come with lower overall fees, while travel credit cards offer better reward earning opportunities. Which card is best for you will depend on your personal preferences and how you like to manage your money. We’ll walk through each of these cards in more detail in a moment, so you can see if any suit your needs.

What are the different types of travel cards?

The best choice for you depends on what you'll be using it for, whether that's taking out cash, making card purchases or transferring Indonesian rupiah to a local bank account.

Broadly speaking, you can split travel cards down into 3 different types - each of which have their own distinct features, advantages and drawbacks:

• Travel debit cards
• Prepaid travel cards
• Travel credit cards

Let's have a look at our top picks for the three best travel cards for New Zealanders heading to Bali.

Travel Debit Cards

Travel debit cards are generally offered through specialist online services, and linked to multi-currency accounts you can use to hold and exchange all the currencies you’ll need for your trip to Bali - and for future travel elsewhere, too. As a debit card you won’t need to worry about interest charges - just top up your account with the money you want to spend while you’re away, and use your card as you would at home, for convenient payments and withdrawals.

Debit cards offer the convenience of a credit card, but work differently. They draw money directly from your bank account when you make a purchase. It's designed for everyday money transactions and means that you're not accumulating debt.

A debit card could make it easier to stick to your travel budget, because you can't overdraw money from your account. Some travel debit cards also let you buy the currency you need for travel in advance, so you can convert when the rates are good, and hold a balance until you travel.

Generally, it makes sense to have the combination of a travel debit and travel credit card for safety, flexibility and convenience on your trip. That way you should always have easy access to IDR to pay your way while you’re in Bali.

Wise - travel debit card for Bali

The Wise travel debit card is linked to a multi-currency Wise account which can hold 50+ currencies - making it a great pick for your travel to Bali, and wherever else you might venture. Ordering a Wise card is easy and you can set up an account, get verified and add a balance all using nothing more than your phone. You’ll have access to a virtual card for online and mobile payments as soon as you’ve ordered your physical card, and your physical card will arrive in the post soon after.

Wise uses the mid-market exchange rate for all currency conversion, with low fees from 0.43%. There’s no foreign transaction fee to pay, and it’s free to spend any currency you have in your account - plus you’ll get some fee free ATM withdrawals every month for those times only cash will do.

• Hold and exchange 50+ currencies with the mid-market exchange rate
• Convert currencies in advance of travel, or let the card convert at the point of payment
• Free to spend any currency you hold in your account
• No ongoing charges, inactivity fees or minimum balance requirements
• Low, transparent fees based on how you use your card
• Variable currency conversion fees apply
• Some ATM charges apply once you’ve exhausted your fee free limits

Read our full Wise review

Prepaid Travel Cards

For prepaid cards, you're able to load the card with a set amount of money in the currencies you need. Ideally you do this before your trip, but often you can reload them as well.

Most prepaid travel cards allow for multiple currencies to be loaded onto the card. So it's important to know what currency you'll be using on your travels. Airlines also offer prepaid cards so the money you spend can earn you reward points.

With prepaid travel cards you need to be careful. They can have numerous fees and charges, which can make it more expensive than other options. But if you're organised and travelling to multiple cities a prepaid travel card is a good option.

Travelex Money card - prepaid card for Bali

The Travelex card can be used to hold, spend and withdraw 9 currencies. However, IDR isn’t supported for holding. While you can still spend with your Travelex card in Bali, it’s worth knowing that a conversion fee of 4% will apply.

The Travelex card has no ATM fee when you make a cash withdrawal, and it’s also handy because you can pick one up in minutes in a Travelex store. Just order online to get a travel card for next day collection, or call into a store with your ID and proof of address, to get one there and then.

• Supports 8 currencies you can manage and load online
• Order online or in person, or walk in and collect in a store 
• No Travelex international ATM fees and no transaction fees to spend currencies you hold
• Preferential foreign exchange fees when you convert currencies in your account 
• Fees apply if you reload the card in New Zealand dollars
• Inactivity fees apply
• 4% fee if you’re spending an unsupported currency, or if you don’t hold enough balance in the currency you’re using

Cash Passport - prepaid card for Bali

Order your Cash Passport before you travel, to hold, spend and withdraw 10 currencies, including IDR. Just add money to your card in NZD and switch over to IDR before you travel. If you don’t hold the balance you need for your overseas spending, a conversion fee of 5.95% will apply.

The Cash Passport can hold, spend and withdraw 10 currencies. However, IDR isn’t supported for holding. That means that when you spend or withdraw with your Cash Passport in IDR, a conversion fee of 5.95% will apply.

The Cash Passport is issued on the Mastercard network for global acceptance - and you can easily order your card online, or pick up in person through select retailers.

Pros and cons of using prepaid travel cards in Bali

• Order online or pick up in store, depending on your preference
• Add funds in NZD and convert to the currency you need in advance of travel
• Not linked to your normal NZD account, adding a layer of security
• You may be able to top up your account digitally while you’re away
• Multi-currency holding options
• Not all cards support all currencies - fees can apply when spending an unsupported currency
• Inactivity and top up fees can apply

How to choose the best travel prepaid card for Bali?

Travel prepaid cards can have foreign transaction fees when you spend in a currency you don’t hold in your account - either because your balance doesn’t cover the spending, or because the card can’t hold the specific currency. As these foreign transaction fees push up overall costs significantly, it’s useful to look for a prepaid travel card which can support Bali if you’re about to travel to Bali, to make your money go further when you’re there.

Is there a spending limit with a prepaid card in Bali?

Prepaid cards do typically have spending limits, which can vary depending on the provider and the types of spending. You may find you have a limit to the amount you can withdraw at an ATM for example, as well as a limit to the value of POS payments you can make daily. Check your preferred card’s terms and conditions to learn more.

Travel Credit Cards

Travel credit cards can give you longer to pay back what you've spent - but there will be interest to pay if you don’t clear your bill promptly.

The main advantage with credit cards are the reward points you get in return for your customer loyalty when you spend. This can mean getting cashback, or using your points to offset fees and future purchases, or even to trade in for hotel rooms or flights.

Credit cards are great to use for car hire, restaurants and accommodation - larger expenses that are easier for you to pay back over time. Some services only take credit cards to hold purchases so they can definitely be handy while you're travelling.

If you’re looking for a way to spread the cost of your trip over a few months, and don’t mind paying interest charges, a travel credit card could be the right pick for you. There are quite a few different travel optimised credit cards available for customers in New Zealand, which may offer opportunities to earn rewards when you spend and travel, or travel perks like free insurance or lounge access.

Features and fees do vary widely, and eligibility requirements are usually in place, including a credit check - so do compare a few before you pick one. We’ve got the lowdown on one popular travel credit card coming up, to kick off your research.

• Earn points as you spend on your card, which you can redeem later
• Get 120 days travel insurance, and some lounge access perks
• Spread the costs of your purchases and travel 
• 285 NZD annual fee plus variable interest if you don’t pay your bill in full
• 1.95% foreign transaction fee when you spend or withdraw in a foreign currency 
• Higher rates of interest for cash advance - including if you make an ATM withdrawal 

American Express Airpoints - Travel credit card for Bali

Airpoints is the Air New Zealand loyalty and rewards programme - and includes ways to boost your points with credit card spending. The American Express Airpoints Card has no annual fee and allows you to earn one Airpoints dollar for every 100 NZD spend. You can then use your Airpoints dollars to fund your travel spending, or to shop online at the Airpoints store.

If you’d rather earn rewards faster, there are also different Airpoints cards which come with annual fees but which accrue points at a higher rate. Just bear in mind that overseas spending comes with a 2.5% foreign transaction fee, which can push up costs. Weigh up the benefits you’ll get against the potential fees before you sign up.

Pros and cons of using credit cards in Bali

• Convenient and easy to use
• Earn rewards as you spend, such as air miles and cash back
• Issued on globally accepted payment networks
• Variety of different cards available depending on your personal needs
• Safe to use, often with extra protections on spending
• Interest charges apply if you don’t repay your bill in full every period
• Other fees can apply including annual fees and foreign transaction fees

How to choose the best travel credit card for Bali?

Getting the best travel credit card for Bali will be a question of your personal preferences and needs. One thing to watch out for is the fees you’ll pay to unlock travel credit card benefits. Look at the annual fees, interest and any foreign transaction fees in particular, and weigh these costs against the reward earning opportunities to make sure you get the best balance for your spending.

Pros and cons of travel debit cards

Travel debit cards can certainly be a handy tool when you travel or shop internationally. But they’re not perfect and they’re not your only option. If you’re not sure what type of card will suit you, check out these pros and cons of travel debit cards to help you decide:

• Many travel debit cards come with lower overall foreign currency costs, or easy ways to earn rewards as you spend overseas
• Some cards have linked multi-currency accounts you can use to hold major currencies
• Easy to budget with a debit card - no late fees, penalties or overdraft charges, just spend to the card balance
• Most cards let you manage them on an app, convenient when you’re overseas
• Different cards have their own features, and some can come with quite high fees for certain transaction types
• Not all cards support all currencies - check the currencies you need are supported before you order
• You may pay an upfront fee to get your card
• Debit cards aren’t always accepted - if you’re paying a deposit for example, a credit card may be required

Dedicated travel cards are a good way to spend and make cash withdrawals in Bali. By picking a card on a globally recognised network you’ll be able to tap and pay - or make cash withdrawals in Bali - just as easily as you would at home. And, depending on which card you pick, you may get lower overall costs or options to earn rewards and air miles as you spend.

Compare a few travel cards for Bali before you pick the right one for you, including the Wise card if you’re thinking of a multi-currency debit card option, or the Travelex card if you need a prepaid card with no ATM fees to pay.

FAQ - The Best Travel Cards to Use in Bali

What currency do they use in Bali?

The official currency in Bali is Indonesian rupiah. Before you travel, plan how best to manage your travel money, which could be to hold a little cash, and have a travel debit card or credit card for spending and withdrawals once you arrive. 

What are the best travel cards to use in Bali?

There’s no single best travel card for Bali. Which works best for you will depend on whether you’re looking to hold a currency balance, cut your overall costs, earn more points, or access other account features like local currency receiving accounts. The good news is that there are plenty of options on the New Zealand market to pick from - use this guide as a starting point to find the right one for you.

Can I exchange cash at the airport?

It’s usually possible to exchange cash at the airport - but you might find you pay a higher overall fee, including a currency exchange markup, if you do. Passing trade and a captive market usually mean airport currency exchange kiosks have pretty poor rates compared to alternatives - you may find you’re better off withdrawing some cash in the airport you arrive into, or getting a travel debit card to see you through your travel.

Can you withdraw cash with a credit card in Bali?

You can generally withdraw cash with a credit card in Bali, at any ATM where your card’s network is accepted. However, bear in mind that fees may apply, including charges from your card issuer, and from the ATM operator. Using a travel debit card, such as the Wise card, which has some fee free ATM withdrawals every month, can often be cheaper than using a credit card as you’ll avoid cash advance and interest charges

Do I need a card for overseas trips?

It’s a good idea to have a card for overseas trips so you don’t need to carry a large amount of cash with you when you head overseas. Choosing a specialist travel debit card can also mean you cut the costs of currency exchange and pay less overall for your foreign currency spending.

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Ditch the plastic SIM card, try an eSIM!

eSIMs are digital SIM cards delivered to your phone instantly.

South East Asia eSIM (12 Countries)

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What is an eSIM?

An eSIM, or Embedded SIM, is a digital SIM card alternative.

Instead of a physical chip, it's built directly into your smartphone or device. It simplifies the process of switching carriers and plans.

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How do eSIMs work?

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You can find the list of eSIM compatible phones

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Choose an eSIM plan that fits your travel needs and get it delivered instantly via email!

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Scan the QR code in your email and turn on Data Roaming to activate your eSIM. Start using it right away!

Is my device eSIM compatible?

• iPhone 15, 15 Plus, 15 Pro, 15 Pro Max
• iPhone 14, 14 Plus, 14 Mini, 14 Pro, 14 Pro Max
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• iPad Air (model A2123, from 2019)
• iPad (model A2198, from 2019)
• iPad Mini (model A2124, from 2019)
• IPad 10th generation (2022)

*On iPhone 13, 14 & 15 models, you can have two eSIMs activated at the same time. *iPhones from mainland China and iPhone devices from Hong Kong and Macao (except for iPhone 13 mini, iPhone 12 mini, iPhone SE 2020, and iPhone XS) don’t have eSIM capability. *iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPhone 15, iPhone 15 Plus, iPhone 15 Pro, and iPhone 15 Pro Max are not compatible with physical SIM cards in the USA.

• Samsung Galaxy S20, S20+, S20+ 5g
• Samsung Galaxy S20 Ultra, S20 Ultra 5G
• Samsung Galaxy S21, S21+ 5G, S21+ Ultra 5G
• Samsung Galaxy S22, Samsung Galaxy S22+, S22 Ultra
• Samsung Galaxy Note 20, Note 20 Ultra 5G 
• Samsung Galaxy Fold, Z Fold2 5G, Z Fold3 5G, Z Fold4, Z Fold5 5G
• Samsung Galaxy Z Flip, Z Flip3 5G, Z Flip4, Z Flip5 5G
• Samsung Galaxy S23, S23+, S23 Ultra
• Samsung Galaxy S24, S24+, S24 Ultra

*The following Samsung devices are not compatible with eSIM:

• Samsung Galaxy S20 FE 4G/5G
• Samsung Galaxy S21 FE 4G/5G
• Samsung S20/S21 (US versions)
• Samsung Galaxy S23 FE (China/Hong Kong version)
• Galaxy Z Flip 5G (US versions)
• Samsung Note 20 Ultra (Versions from the US and Hong Kong)
• Certain models purchased in South Korea: (reach out to our team!)
• Samsung Galaxy Z Fold 2 (Versions from the US and Hong Kong)
• Pixel 2 (only phones bought with Google Fi service), 2 XL
• Pixel 3 (not including phones bought in Australia, Taiwan or Japan. Phones bought with US or Canadian carriers other than Spring and Google Fi don’t work with eSIM), XL
• Pixel 3a (not including phones bought in Japan or with Verizon service), 3a XL
• Pixel 4, 4a, 4 XL
• Pixel 5, 5a
• Pixel 6, 6a, 6 Pro
• Pixel 7, 7 Pro
• Pixel 8, 8 Pro

*Google Pixel 3 devices from Australia, Japan, and Taiwan are not compatible with eSIM. *Google Pixel 3a from South East Asia is not compatible with eSIM.

• Huawei P40, P40 Pro (The Huawei P40 Pro+ and P50 Pro are not compatible with eSIM)
• Huawei Mate 40 pro
• Motorola Razr (2019), Razr 5G, Razr 40, Razr 40 Ultra, Razr+
• Motorola Edge+, Edge 40, Edge 40 Pro, Edge 40 Neo
• Motorola G52J 5G, G52J 5G Ⅱ, G53J 5G
• Microsoft Surface Duo
• Xiaomi 12T Pro, 13, 13 Lite, 13 Pro, 13T Pro
• Oppo Find X3 Pro, Reno 5A, Reno 6 Pro 5G, Find X5, Find X5 Pro, A55s 5G
• Nuu Mobile X5
• Sharp AQUOS sense4 lite, sense6s, sense 7, sense 7+, AQUOS Wis, Wish 2 SHG08, Wish3, AQUOS zero 6, Simple Sumaho6, AQUOS R7, AQUOS R8, AQUOS R8 Pro
• Rakuten Mini, Big-S, Big, Hand, Hand 5G
• Honor Magic 4 Pro, Magic 5 Pro, Honor 90, Honor X8
• Sony Xperia 10 III Lite, Xperia 10 IV, Xperia 10V, Xperia 1 IV, Xperia 5 IV, Xperia 1 V, Xperia Ace III, Xperia 5 V
• Gemini PDA, Fairphone 4, DOOGEE V30, Oukitel WP30 Pro
• Oneplus Open, OnePLus 11, Oneplus 12
• HAMMER Blade 3, HAMMER Explorer PRO, HAMMER Blade 5G
• Nokia XR21, X30, G60 5G
• Vivo X90 Pro, Vivo V29 Lite 5G (eSIM Supported only in Europe)

eSIM Compatible Devices

• iPhone XS Max
• iPhone 11 Pro
• iPhone 11 Pro Max
• iPhone SE (2020)
• iPhone 12 Mini
• iPhone 12 Pro
• iPhone 12 Pro Max
• iPhone 13 mini
• iPhone 13 Pro
• iPhone 13 Pro Max
• iPhone SE (2022)
• iPhone 14 Plus
• iPhone 14 Pro
• iPhone 14 Pro Max
• iPad Pro (2018 and onwards)
• Watch series 3
• Watch series 4
• Watch series 5
• Watch series 6
• Pixel 6 Pro
• Pixel 7 Pro
• P40 Pro (not including the P40 Pro +)
• Mate 40 Pro
• Galaxy Z Flip
• Galaxy Z Flip 5G
• Galaxy Z Flip3 5G
• Galaxy Z Flip4
• Galaxy Fold
• Galaxy Z Fold2 5G
• Galaxy Z Fold3 5G
• Galaxy Z Fold4
• Galaxy S21+ 5G
• Galaxy S21 Ultra 5G
• Galaxy S22+
• Galaxy S22 Ultra
• Galaxy Note 20 Ultra 5G
• Galaxy Note 20
• Galaxy S23+
• Galaxy S23 Ultra
• Galaxy S20 Ultra 5G
• Planet Computers
• Rakuten Mobile
• Rakuten Mini
• Find X3 Pro
• Find X5 Pro
• Xperia 10 III Lite
• Xperia 10 IV
• Xperia 1 IV
• Xperia 5 IV
• Magic 4 Pro
• Aquos Sense6s

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Frequently Asked Questions

Bali sim card.

Planning a trip to Bali?

We don’t blame you!

Bali is one of the most popular holiday destinations for good reason. Its tropical climate, relaxed vibe and welcoming locals will quickly make this place feel like your second home!

An island located in the archipelago of Indonesia, Bali is home to towering volcanoes, epic waterfalls, pristine beaches and luscious jungles.

Whether you’re planning to surf world-class waves in Uluwatu, dive the shipwrecks in East Bali, go waterfall hunting in Ubud or relax and party by the beach in Seminyak – Bali has something for everyone.

Our top recommendations for an unforgettable trip include visiting the ancient rice terraces in Central Bali, hiking an active volcano for sunrise, snorkeling with Manta Rays on Nusa Penida and meeting the famous monkeys of Ubud’s Sacred Monkey Forest. 

High on anyone’s Bali itinerary is also a trip to the Gili Islands – a set of 3 islands accessible by ferry that are the perfect place to relax by the beach, experience island nightlife and snorkel with more turtles than you’ve ever seen!

You’ll also be spoiled for choice when it comes to experiencing local Balinese culture. Join a cooking class to learn how the Balinese make their famous dishes or simply visit a local Warung (restaurant) to satisfy those mie goreng cravings. After all this exploring, don’t forget to indulge yourself with a traditional Balinese massage – you deserve it.

Our Indonesian Prepaid Travel SIMs

Whether you’re searching for the best nasi goreng in Bali, scoping out some Insta-worthy photo spots or posting pictures online to make your friends and family jealous, staying connected is a breeze with our affordable, high-speed prepaid travel SIM cards.

Our SIM cards come with a 100% money-back guarantee and include hassle-free activation, so you’ll be connected as soon as you land. No more waiting in painfully long airport lines or scouring the streets looking for a SIM card.

Travel with peace of mind knowing you’ll have an extremely responsive customer support team at your disposal, and you won’t be hit with an extortionate phone bill next month from those pesky roaming charges.

Where can you use our Indonesian travel SIMs?

We have a selection of travel SIM cards for your next Bali trip.

Our Indonesia SIM cards will work across Indonesia and feature 6GB for 12 days or 15GB for 30 days.

Planning to visit more places in Asia? We also offer SIM cards for South East Asia and Asia, so you can stay connected wherever your travel plans take you.

Order your prepaid travel SIM today and enjoy peace of mind knowing you can dive straight into your Bali adventures.

We also recommend visiting   Travel Advisories  before you take off on your journey.

Happy and safe travels!

The best SIM card for NZ

You have booked your trip to NZ and now you're thinking... What's the best NZ SIM card for my trip?

Well you're in the right place 👍

Here, you can find the best value NZ SIM cards that are super easy to use so when you land you will connect instantly and avoid the chaos of buying a SIM at the airport.

Keep reading or watch our video with all the available options so you can make the right choice.

All your options, compared.

Best bang for your buck: The 10GB New Zealand SIM

Other Aussie travellers like you rated the 10GB option the best with over 800+ 5 star Reviews.

Below are our options compared with Vodafone and Spark mobile, the major providers in New Zealand.

Small Plans

For the budget traveller looking to save money.

• Best suited for minimal data users
• Research restaurants, places and sites on the go
• Use google maps for your travels

• 200 mins & texts in NZ
• 100 mins & texts to Aus
• 30 day validity

• 300 mins to NZ & Aus
• Unlimited texts to NZ & Aus

For the full guide on how to use this SIM, view our SIM guide here.

Medium Plans

The 'all rounder'. There's a reason that Aussie travellers love this one.

Get this one if you:

• Want best bang for your buck
• Need access to a lot of apps including maps, social media etc.
• Unlimited mins & texts in NZ
• 200 mins & texts to Aus
• 60 day validity
• Unlimited calls to NZ & Aus
• 300 mins & texts to Aus

For the full guide on how to use this SIM, view our SIM guide here .

Large Plans

For the traveller who needs heavy internet usage on the go for 1 or multiple devices.

• Don't worry about running out of data
• Can hotspot to multiple devices
• Great for videos, maps, social media and big downloads
• Unlimited calls & texts in NZ

Bottom Line

You are looking for the right SIM for your needs and want to make the right choice so you can travel around New Zealand easily.

By choosing one of the SIM cards through SimsDirect you are avoiding the hassle when you land and getting the best value SIM cards for Aussie travellers.

Plus you get free delivery and 100% money back guarantee with every purchase.

You can't go wrong with the SimsDirect 10GB SIM that comes with unlimited calls & texts to NZ and Australian numbers.

Shipping and Delivery

When it comes to finding the best SIM card for Bali several factors need to be considered. Different providers offer various options tailored to meet specific needs. However, Simify is a reliable choice for obtaining a SIM card that works well in Bali With Simify's SIM cards, you can enjoy reliable coverage, affordable rates, and convenient features designed for travelers. Whether you're visiting Bali for business or leisure, Simify offers a range of plans suitable for data, calls, and messaging. Stay connected and make the most of your experience in Bali with Simify's SIM cards.

Absolutely! Getting a SIM card for Bali is highly beneficial for several reasons. By getting a local SIM card, you gain access to reliable and affordable mobile services while in Bali. Here are some advantages:

Cost savings: Using a local SIM card allows you to take advantage of local rates for data, calls, and text messages. It can save you significant expenses compared to using international roaming services.

Increased convenience: With a local SIM card, you have a dedicated local phone number, making it easier for locals and other travelers to reach you. It also eliminates the need for constantly switching SIM cards or relying on Wi-Fi for connectivity.

Seamless communication: Having a local SIM card ensures reliable communication with local businesses, hotels, transportation services, and emergency services. You can easily make local calls, send messages, and access the internet without any limitations.

Data access: A local SIM card provides you with affordable data plans, allowing you to stay connected, access maps, browse the internet, and use various apps while exploring Bali.

Overall, getting a SIM card for Bali offers convenience, cost savings, and a reliable means of communication. It enhances your travel experience by keeping you connected with ease. Consider getting a local SIM card for Bali to fully enjoy your stay and make the most of your time there.

Bali SIM cards are generally compatible with a wide range of unlocked mobile phones. Unlocked phones are not tied to a specific carrier and allow you to use SIM cards from various providers. This flexibility enables you to easily use a Bali SIM card in your existing phone or purchase a new unlocked phone if needed.

Most modern smartphones, including popular brands like Apple, Samsung, Google, and OnePlus, are compatible with Bali SIM cards. Additionally, older models and feature phones with support for the required frequency bands should work fine as well.

It's important to ensure that your phone supports the frequency bands used by the mobile networks in Bali to ensure optimal coverage and performance. You can usually find this information in your phone's specifications or by checking with the manufacturer.

If you're unsure about your phone's compatibility, you can contact the Bali SIM card provider or consult with a local retailer to get more specific information based on your phone model.

Yes, you can use your mobile or cell phone in Bali. However, there are a few potential issues to consider:

Network Compatibility: Your phone's compatibility with the network frequencies used in Bali may vary. Some phone models may not support all the frequency bands required for optimal coverage.

SIM Card: To use your phone in Bali you will need a local SIM card. Roaming with your home country's SIM card may result in higher charges for calls, messages, and data usage.

Unlocking: If your phone is locked to a specific mobile service provider, you may need to unlock it before using a local SIM card in Bali Unlocking requirements and processes can vary depending on your service provider.

Now, here's where Simify comes in to offer a solution:

Simify provides a convenient solution to overcome these issues:

Network Compatibility: Simify's SIM cards are compatible with the network frequencies used in Bali ensuring optimal coverage and connectivity.

SIM Card: Simify offers local SIM cards for Bali that provide cost-effective rates for calls, messages, and data. By using Simify's SIM card, you can avoid high roaming charges and enjoy affordable local rates.

Unlocking: If your phone is locked, you can still use Simify's SIM card. Simply unlock your phone by contacting your mobile service provider or using third-party unlocking services. Once unlocked, you can easily insert and activate Simify's SIM card.

By utilizing Simify's services, you can seamlessly use your mobile or cell phone in Bali without the concerns of network compatibility, expensive roaming charges, or locked devices. Stay connected with ease and affordability by choosing Simify's reliable SIM card solution.

Yes, at Simify, we offer Bali SIM cards to customers in the US. Our goal is to provide a seamless and convenient experience for travelers heading to Bali You can easily purchase our Bali SIM cards online and have them delivered to your location in the US prior to your trip. Our SIM cards are specifically tailored to offer reliable coverage and affordable rates while you're in Bali Stay connected and make the most of your travel experience with Simify's Bali SIM cards.

No, USA SIM cards typically do not work in Bali due to compatibility and roaming agreements between different mobile service providers. Using a USA SIM card in Bali may result in limited or no network coverage, high roaming charges, and unreliable connectivity.

To ensure seamless communication and avoid these issues, it is recommended to use a local SIM card in Bali. Simify offers dedicated Bali SIM cards that are designed to provide reliable coverage, affordable rates, and convenient connectivity for travelers. By using Simify's Bali SIM card, you can enjoy local rates, access local networks, and stay connected throughout your visit.

With Simify's reliable service, you can avoid the limitations and costs associated with using a USA SIM card in Bali. Make the most of your travel experience and stay connected with ease by choosing Simify's Bali SIM card solution.

Yes, at Simify, we offer Bali SIM cards to customers in Canada. We understand the needs of Canadian travelers heading to Bali and provide convenient options for staying connected during your trip. Our Bali SIM cards are designed to offer reliable coverage, affordable rates, and seamless connectivity in Bali. You can easily purchase our SIM cards online and have them delivered to your location in Canada before your departure. With Simify's Bali SIM card, you can enjoy local rates for calls, messages, and data usage while exploring Bali. Stay connected and make the most of your travel experience with Simify's Bali SIM cards.

Yes, at Simify, we offer Bali SIM cards to customers in Australia. If you're planning a trip to Bali we understand the importance of staying connected while abroad. Our Bali SIM cards are designed to provide you with convenient and cost-effective connectivity during your travels. You can easily purchase our SIM cards online and have them delivered to your location in Australia before your departure. With Simify's Bali SIM card, you can enjoy local rates for calls, messages, and data usage while exploring Bali. Stay connected and make the most of your travel experience with Simify's Bali SIM cards.

Yes, at Simify, we offer Bali SIM cards to customers in the UK. If you're in the UK and planning a trip to Bali we understand the importance of having reliable connectivity during your travels. Our Bali SIM cards are designed to provide you with convenient and cost-effective connectivity while exploring Bali. You can easily purchase our SIM cards online and have them delivered to your location in the UK before your departure. With Simify's Bali SIM card, you can enjoy local rates for calls, messages, and data usage, ensuring a seamless communication experience during your visit to Bali. Stay connected and make the most of your travel experience with Simify's Bali SIM cards.

Delivery times vary depending on your location, please refer to the shipping options below:

Shipping Method:

First Class Mail (3-5 business days) - Free Priority Mail (2-4 business days) - $8.99

All orders are shipped from our Baltimore office.

Same-day dispatch is available on orders placed before 4pm EDT Monday - Friday. Any orders placed after 3 pm will be dispatched the next day.

Once we've shipped your order, you will receive a tracking number via email. Click the View Order button in your confirmation email to monitor the status of your delivery.

If you're leaving soon and your order hasn't arrived, please contact us so we can arrange to have it delivered to you with free express shipping. It is important to us that we ensure your SIM card(s) arrive well before you take off.

Product Information

Yes! We offer 3 different sizes for each SIM card - Standard, Micro, and Nano. All you need to do is make sure that you pop out the correct size that is compatible with your device.

The SIM will only activate once you have inserted it into your device, which, in most cases, is when you have arrived at your destination.

You can find more specific activation steps here .

Zero. We're here to help you save money whilst abroad. With our SIM cards, you'll get all the data and outgoing calls that you pay for without any added surcharges or hidden costs. For as little as $2 a day, we offer the cheapest way of staying online while you're travelling.

If you purchased your device outright then it is most likely unlocked. Devices purchased alongside a contract are usually locked. If you are unsure, contact your service provider, they may even be able to unlock it for you (usually incurring a fee).

You’ll be able to track your data usage directly from your device, please click here for an in-depth guide on how to do so.

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Why we need activation dates?

• We need these dates to activate your SIM card so you can use them when you’re ready to travel.
• If you don’t give us an activation date, your SIM card will not work when you plug them into your phone.

Not sure on your dates yet?

• You can add in an estimated date for your SIM. Your SIM’s data & validity won’t start until you plug it into your device.
• Once you know your exact dates, please let us know via our live chat or at [email protected] so we can activate it for you at the right time. 

What if you need to change the dates?

• You can reach out to us via our live chat or at [email protected] with your SIM number so we can change it for you.

Buying a Sim Card for Bali in 2024

Planning your trip to Bali and wondering what is the best way to get connected? Don't get stuck with high roaming costs or slow overseas data roaming plans. This is a complete guide for finding the best sim card for your trip to Bali.

Find out everything you need to know about Bali sim cards. Where to buy a sim card for Bali, up to date prices as per April 2024, my recommendation, a vlog about my arrival and experiences at Bali Airport, the best e-sim cards for Bali, the best 4G/5G network coverage, a comparison of the best prepaid sim cards for Bali, info about international sim cards and more.

As a full time world traveler and nomad I am constantly on the road and visiting new countries. In 2022 I visited 62 different countries and in 2023 I traveled to 34 countries so imagine how many prepaid and e-sim cards I used over the last 2 years.

After using almost 400 different sim cards worldwide over the last 10 years I dare to say with a lot of confidence that local prepaid sim cards are in general the cheapest way to stay connected. However, depending on the length of your trip and how much data you use e-sim cards could be even cheaper when traveling to Bali.

Both sim cards save you from excessive high roaming costs and slow overseas data plans. Trust me these data roaming plans reduce your internet speed. If you think you are good with using your sim card from home on your trip to Bali you might end up with 3G data speed when there is already is 5G in Bali. More about that later…

As Traveltomtom is passionated about writing sim card guides for every destination I visit and I am also trying to visit every country in the world you can already find more than 200 sim card guides from all over the world on Traveltomtom: Australia ,  Sydney , Melbourne , Brisbane , New Zealand ,  Asia ,  Europe , Germany , France , UK , Italy , Spain ,  Singapore , Hong Kong , Philippines ,  Thailand , Malaysia , Dubai , Turkey and many more.

Traveltomtom also wrote a complete guide for the best prepaid sim card for Indonesia in 2024 as well as an e-sim guide with a comparison of the best e-sim cards for Indonesia .

So when planning your next adventure abroad come check out Traveltomtom for the latest prepaid sim card and e-sim card advice for your next destination. Bookmark me and let me help you save money.

RELATED: 11 Best Bali Bamboo Houses for a Romantic Getaway .

My recommendation

Traveltomtom recommends a Telkomsel prepaid sim card for Bali. Telkomsel has the most advanced 4G/5G mobile data network in Bali and offers big data plans for tourists so you don’t need to worry using a lot of Gigabytes every day scrolling to Instagram stories or watching TikToks.

However, it leaves no doubt that the easiest way to stay connected when traveling to Bali in 2024 is an e-sim card. Great thing is that there are already e-sim cards from just $5.5 USD. You arrange everything online and as soon as you land you are already connected to the internet.

Traveltomtom recommends ordering an e-sim card for Indonesia via either Nomad , SimOptions or Airalo .

Check out Traveltomtom's complete guide with everything you need to know before buying an e-sim card for traveling to Indonesia in 2024 , including a comparison of the best e-sim cards and an answer to all FAQ about e-sims.

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If your phone is not e-sim compatible then you have to look into physical prepaid sim cards, so called international prepaid sim cards for traveling. You also order them online. These sim cards are valid in multiple countries and also works in Singapore, Malaysia, Thailand, Dubai, etc. Have a look at my comparison of the best sim cards for traveling in 2024  if this sounds interesting to you.

Be aware that if you want to use a Bali prepaid sim card your phone needs to be unlocked. This also applies for international sim cards and for using e-sim cards for Bali. If you are unsure if your phone is locked or unlocked contact your mobile internet provider in your home country. In general European phones are unlocked but US phones often tend to be locked!

Best e-sim cards for Bali

The most convenient way to get instantly connected on arrival in Bali is an e-sim card. You arrange everything online within just a couple minutes.

No more visiting a shop, swapping physical sim cards or buying a local prepaid sim card on arrival in Bali.

You order an e-sim card for Bali on the internet, you receive a QR code, scan it, follow the simple steps and within less than 2 minutes you have an Indonesia e-sim card installed on your phone.

Upon arrival in Bali it automatically connects you to an available network and you enjoy data on your phone pretty much when the plane lands.

Make sure your phone is e-sim compatible before ordering an e-sim card for Indonesia.

Want to know more about using e-sim cards when traveling to Indonesia then click on the link and read my complete guide including all FAQ.

There are a couple trusted and by Traveltomtom reviewed and recommended e-sim providers that Traveltomtom recommends.

Airalo is a reliable e-sim provider and Traveltomtom has used Airalo in more than 50 countries around the world and never faced an issue. Here are the Airalo e-sim card plans for Bali for 2024:

• 1 GB data for 7 days = $5.5 USD
• 2 GB data for 15 days = $8 USD
• 3 GB data for 30 days = $11 USD
• 5 GB data for 30 days = $16.5 USD
• 10 GB data for 30 days = $24.75 USD
• 20 GB data for 30 days = $40 USD

Click here to directly order an e-sim card for Bali via Airalo .

The above e-sim cards from Indotel are data-only and operate on the Telkomsel 4G/LTE network, the best mobile data network in Indonesia.

Traveltomtom surely also recommends SimOptions for e-sim cards. However, their Indonesia e-sim cards for Bali are more expensive than other e-sim card providers like Airalo and Nomad.

• 1 GB data for 7 days = $4.90 USD
• 3 GB data for 15 days = $12.90 USD
• 5 GB data for 15 days = $16.90 USD
• 10 GB data for 30 days = $34.90 USD
• 20 GB data for 30 days = $49.90 USD

Click here to directly order an e-sim card for Bali via SimOptions .

Then last but not least there is also Nomad, fairly new to Traveltomtom, but I have used their e-sim cards in already more than 10 countries around the world. For Indonesia they actually have the best value e-sim card deal. So when traveling to Bali definitely keep this e-sim card in mind.

Here are the Nomad e-sim card plans for Indonesia in 2024:

• 1 GB data for 7 days = $6 USD
• 3 GB data for 30 days = $12 USD
• 5 GB data for 30 days = $16 USD
• 10 GB data for 30 days = $23 USD
• 15 GB data for 30 days = $35 USD
• 20 GB data for 45 days = $39 USD

Click here to order an e-sim card for Indonesia from Nomad .

As I mentioned, Nomad has the cheapest e-sim cards for Indonesia and they go as low as $1.95 USD per Gigabyte on their 20 GB data plan for $39 USD.

Mind you that not all phones are e-sim card compatible and the online available Bali e-sim cards do not support local calls, they are data-only!

For more detailed info about e-sims see my guide with a comparison of the best e-sim cards for Indonesia in 2024 .

Why buying a sim card for Bali

No need to tell you that your phone is pretty useless these days without a working data connection. Imagine looking for direction on Google Maps but you don’t have internet, or finding nearby restaurants, info about traveling or ordering a taxi through an app. Or what about emergencies like opening your banking apps or using WhatsApp to inform your relatives or finding friends or simply keeping up with all social media.

Having data on your phone when traveling to Bali makes life much easier!

Also don’t rely on public WiFi, not everywhere it is available or as fast as you hoped it would be and also another reminder that public WiFi is through an unsecured network. The use of a VPN is recommended to protect your data.

Local prepaid sim card, international sim cards and e-sim cards for Bali use a secured network and your data is protected. That said, many travelers still use VPN services for extra data protection.

Where to buy a sim card for Bali

As I have mentioned before you can buy sim cards for Bali on the internet. These international sim cards you order online and they will be shipped to your home address before your Bali trip. E-sim cards are even easier and you arrange everything online within a couple minutes. So these are 2 options…

However, the cheapest way to stay connected when traveling to Bali is a local prepaid sim card and these you can only buy in Bali, not online.

Denpasar Bali Airport - DPS

The best place to buy a prepaid sim card for Bali is on arrival at Denpasar International Airport - DPS. Straight after you got your passport stamped you walk through duty free and at the end of the duty free you will already see a couple tables where they sell sim cards for Bali. You can’t miss it!

It is the first thing you see when you walk in to the baggage claim area. Next to luggage belt 4 they sell Telkomsel prepaid sim cards. It is the first place where you can buy a sim card for Bali on arrival.

Buying a sim card for Bali at Denpasar Airport is more expensive than in a phone store around the island. The cheapest sim card at the luggage belt shop cost 400K IDR which is around $26 USD and that is expensive for Bali. But when you keep walking it already gets cheaper after passport control.

After you collect your luggage and you pass the customs baggage check you come out in a huge spacious arrival hall. At first you will see ATM’s and money exchange but if you follow the path you will find an XL and a Telkomsel store on your left hand side.

These are two of the main mobile internet operators in Indonesia and they sell prepaid sim cards for tourists here in Bali.

Opposite the XL store there is also a small kiosk of Smartfren they also sell prepaid sim cards for tourists. Smartfren is the only mobile internet provider that sells e-sim cards for tourists in Bali. More about it later.

Then there is a kiosk from IM3 from Ooredoo/Indosat opposite the Starbucks where you can also buy a sim card for Bali.

All of these sim card shops are open for every incoming flight so from early morning till late at night and they all accept credit card payments as well as Indonesian Rupiahs.

As you can see there are multiple places at Denpasar Airport to buy a sim card for your trip to Bali.

Here is my vlog about my arrival at Denpasar Airport in Bali and my experiences buying a local prepaid sim card for Bali.

Any phone store around Bali

In case you forgot to buy a sim card at Bali Airport or you want the cheapest Bali sim card deals then you can go all around Bali to any random phone store or official retail store and buy a prepaid sim card for Bali in a phone shop.

Buying a Bali sim card in a phone store across Bali is in fact is much cheaper. Prices for Bali tourist sim cards at Denpasar Airport are much higher. However, we are literally talking about just a couple dollars. If you are backpacking to Bali I totally understand, but keep in mind that you will have to find a phone store nearby your hotel, deal with language barriers, and most probably even have to negotiate, etc.

However, fact is that sim cards for Bali at Denpasar Airport are more expensive than shops away from the airport.

But what is the best Bali sim card for tourists? Let’s look at the prices as well as the 4G/5G network coverage.

Registration Process

When buying a new Bali sim card you need to bring your passport. Without a passport foreigners can’t register a sim card in Indonesia! In the store a copy of your passport will be taken and your new Bali sim card will be registered under your name and passport number.

Bali sim cards are free! Which means you do not need to pay for registration or the sim card itself. Some operators advertise with free Bali sim card, but all prepaid sim cards in Bali are free. Some local phone shops do charge a couple dollars for the registration as they are resellers and somehow need to make money.

Be aware that if you are staying in Bali longer than 60 days your phone will automatically be blocked from using any available mobile network until you pay an import tax for bringing your phone to Indonesia. If you are staying shorter than 90 days the registration is for free.

Prices Bali Prepaid Sim Cards in 2024

Local prepaid sim card prices and data packages constantly change. Traveltomtom travels to Bali often himself and tries to keep this article as up to date as possible, but your input is also highly appreciated. So if you have new info please leave me a comment at the end of this article

These are the up to date prices for prepaid sim cards in Bali as of April 2024. $1 USD = 15,900 IDR and 10,000 IDR = $0.65 USD.

• 25 GB data for 30 days = 250K IDR
• 30 GB data for 30 days = 300K IDR
• 45 GB data for 30 days = 350K IDR
• 60 GB data for 30 days = 450K IDR

Credit for calls needs to be added separately.

You can also see in the picture above that Smartfren is the only mobile internet provider in Bali who offers e-sim cards for tourists, all the other mobile internet operators do only sell physical sim cards for tourists. This is still up to date as per April 2024.

Which means when buying a Smartfren prepaid sim card you can choose to get an e-sim card or a physical prepaid sim card. If you opt for an e-sim card Smartfren charges you an extra 75,000 IDR which is around $5 USD.

IM3 - Indosat/Ooredoo

• 18 GB data for 30 days = 250K IDR
• 30 GB data for 30 days = 350K IDR
• 45 GB data for 30 days = 450K IDR
• 70 GB data for 30 days = 550K IDR

These are data-only sim card plans and credit for calls needs to be added separately.

As mentioned before IM3 Indosat/Ooredoo also does NOT offer e-sim cards for Bali, only physical prepaid sim cards for tourists are available.

At the XL store in the arrival hall they sell the following XL Bali tourist sim cards:

• 18 GB data for 30 days = 250K IDR - $16 USD
• 25 GB data for 30 days = 350K IDR 
• 44 GB data for 30 days = 450K IDR
• 75 GB data for 30 days = 550K IDR
• 120 GB data for 30 days = 650K IDR

Here is a more specified overview of all the sim cards XL Axiata offers for arriving tourists at Denpasar Airport.

As mentioned before XL Axiata also does NOT offer e-sim cards for Bali, only physical prepaid sim cards for tourists are available.

 These are the Telkomsel prepaid sim card deals at Bali International Airport in Denpasar:

• 25 GB data for 30 days = 400K IDR - $25.5 USD
• 51 GB data for 30 days = 450K IDR
• 100 GB data for 30 days = 850K IDR - $54 USD
• 200 GB data for 30 days = 1,250K IDR

Credit for calls need to be added separately.

As mentioned before Telkomsel also does NOT offer e-sim cards for Bali, only physical prepaid sim cards for tourists are available.

Best 4G/5G network in Bali in 2024

As prices for Bali prepaid sim cards are more or less the same lets zoom in on the network coverage maps for Bali and compare the 4G/5G network coverage maps of the mobile internet operators Xl Axiata, IM3, Smartfren and Telkomsel to find the best mobile data network in 2024.

Is there 5G in Bali?

Yes, Telkomsel was the first mobile internet operator to offer 5G in Bali. The other Indonesian mobile internet operators now also started to roll out 5G in Bali but as per January 2024 the 5G network in Bali is still very limited.

In fact 5G is only available around the Denpasar Airport, Kuta and Nusa Dua area and not yet in other popular Bali tourist spots. But I am sure that will improve rapidly! Let me show you the Bali 4G/5G coverage maps .

Telkomsel 4G/5G network coverage map

XL 4G/5G network coverage map

Smartfren 4G/5G network coverage map

IM3 4G/5G network coverage map

Although the above mobile data network coverage maps are updated for 2024 they are not 100% accurate. However, they are a great reference to compare the 4G/5G networks of the mobile internet providers in Bali in 2024.

From the above 4G/5G Bali coverage maps we can clearly see that Telkomsel has the most advanced mobile data network in Bali in 2024. XL Axiata is a very good second best and they are expanding their 5G network rapidly.

The Smartfren 5G network is still very limited as well as the 5G network of IM3 in Bali.

That said, all mobile internet operators cover all Bali tourist attractions and the best places to visit in Bali with at least a 4G/LTE signal. However, it also comes down to the capacity of the network as the more users on the same line the more it slows down your data speed.

Because the data network of Telkomsel is the most advanced and the strongest they can pretty much guarantee the fastest data speed in Bali.

Best Bali sim card in 2024

If you are a heavy data user international sim card or e-sim cards for Bali are more expensive compared to local prepaid sim cards in Bali from for example Telkomsel or XL. When using a lot of data you most probably also want the best and fastest data speed, so heavy data users are recommended to buy a local prepaid sim card in Bali on arrival.

Are you a heavy data user? Just go to the settings on your phone and check how much data you use per application. Is Instagram, TikTok, YouTube, Facebook and Snapchat topping the list than most probably you are indeed a heavy data user.

After comparing all the prices for Bali prepaid sim cards and the comparison of the best 4G/5G network in Bali Traveltomtom comes to the conclusion that Telkomsel is the best prepaid sim card for tourists in Bali in 2024.

Buying a sim card for Bali on arrival at Denpasar International Airport is the fastest and most convenient place to get connected when arriving in Indonesia. But for that convenience you pay a couple dollar extra.

If you really want the cheapest Bali sim card deals you should not buy a sim card at Denpasar Airport on arrival, but at any random mobile phone shop near your hotel. Go where the local go and save a couple dollars. But trust me you won't be saving much more than $3 - $5 USD.

So what about e-sim cards? Does Traveltomtom recommend e-sim cards for traveling to Bali?

Well, yes surely I do. In fact on my last trip I used a Nomad e-sim card with 20 GB data for $39 USD. Why? Because I want to be online as soon as the plane lands and I am too lazy to buy a local prepaid sim card on arrival.

Because also if you just need a couple Gigabytes to stay connected then e-sim cards are very cheap and a great solution. SimOptions has an e-sim card for Indonesia from just $4.90 USD.

Check out Traveltomtom's guide about the best e-sim cards for traveling to Indonesia in 2024 for more detailed info, answers to FAQ about e-sims and everything else you need to know before ordering an e-sim card for Indonesia.

Order a prepaid sim card for Bali online

If your phone isn’t compatible for e-sim cards and you want to order a physical sim card for Bali then have a look at the following international prepaid sim cards for Bali that you can order directly online via SimOptions.

These physical pre-activated travel sim cards will be delivered to your home address before your trip and are automatically activated from its first use. It is plug and play.

Check out the following data-only international prepaid sim cards for Bali:

• 10 GB data for 30 days = $24.90 USD
• 10 GB data for 14 days = $49.90 USD

Click here to order an international sim card for Bali online via SimOptions .

Find more info in the link above. Keep in mind that these international prepaid sim cards are valid in up to 124 countries around the world.

Also a last reminder that if you phone is e-sim compatible you can order an e-sim card for Bali directly online via either  SimOptions ,  Airalo or Nomad and arrange everything within just a couple minutes and you are all set to travel to Bali.

Local prepaid sim cards for Bali vs. e-Sim cards and international sim cards

With a local prepaid sim card you get much more data for the same price and the best network connection and data speed possible. With an international sim card or an e-sim card for Bali you are basically a guest on another mobile operators network. Which means your data speed is potentially lower, especially during peak hours when you are being put in the back of the line to use the available bandwidth.

Therefore Traveltomtom prefers local prepaid sim cards over e-sim cards or international sim cards for traveling to Bali. 

However, it is a fact that if it comes to convenience e-sim cards are just so easy to buy and install that even I sometimes choose the easy way out and order an e-sim card for my trip to Bali.

If you want to buy a local e-sim card for tourists in Bali then as of April 2024 only Smartfren offers e-sim cards in Bali and only at their kiosk at Denpasar Airport. Telkomsel, XL and Indosat do NOT sell e-sim cards for tourists and only have physical prepaid sim cards for tourists.

My experiences buying a sim card for Bali

Traveltomtom recently (November 2023) visited Bali again for the 9th time and when landed in Jakarta I bought an XL sim card just to see what its performance would be. In Jakarta I had little problems, but in Bali I experienced the weaker 4G/LTE network strength, especially indoors the XL sim card for Indonesia was a little disappointing. I still prefer and recommend a Telkomsel sim card for traveling to Bali.

Because of the weak signal at some places with my XL prepaid sim card I also ordered a Nomad e-sim card with 20 GB data. The Nomad e-sim cards for Bali operate on the Telkomsel network. So whenever I didn't have proper signal I switched from the Nomad e-sim to the XL prepaid sim card.

I am sure some of the above tips for buying a prepaid sim card for Bali and my tips about e-sim cards and staying connected when traveling to Bali were helpful.

If you have any more questions then please leave me a comment below and I will do my best to instantly reply. On Traveltomtom you will find uncountable Bali travel tips. One of my favorite Bali blogs is about the best bamboo and treehouses in Bali . So when looking for unique places to stay this is a must-read.

Curious what the life of a full time nomadic traveler looks like? Go check out my Instagram account @traveltomtom and follow along with daily updates from around the world about the good, the bad and the ugly about traveling.

Traveltomtom is on the road to 197, meaning I would like to travel to every country in the world . As of April 2024 I have visited more than 155 countries, still about 40 to go, but no rush.

      View this post on Instagram       A post shared by Adventure Traveler & Blogger (@traveltomtom)

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Bali SIMCARDs / eSIMs

Order your prepaid simcard (esim) for tourists online, prepaid bali internet connection for your mobile using esim – order online.

Order your Prepaid Bali SIMCARD (eSIM) before arrival. Absolutely Hassle-Free!

Nationwide telkomsel 4g / lte network. best in bali. works everywhere in indonesia. great prices. fully flexible. can be topped up, why should you get the prepaid simcard (esim) from our premium partner bikago mobile ..

• Buy online – no need to wait through airport lines or find street vendors
• Get the best Network for Bali (Telkomsel / Simpati)
• Can be topped up online if you need more data (other local SIMcards usually cannot be topped up)
• Unlimited validity!!!  perfect for digital nomads and long-stay tourists (local SIMcards usually limited to 30days)
• Very Flexible Data Packages and c ompetitive prices
• Customer Support
• eSIM works all over Indonesia

Good to know about SIMcards and eSIMs

How do i get the bali simcard or esim, order online, choose your internet package , and get connected in bali with a reliable and affordable internet package :.

Order eSIM card (no physical SIMcard needed), immediately activated upon arrival, no IMEI registration needed, top-up and payments conveniently online.

What is an eSIM card?

An eSIM Card (embedded SIM) is a type of SIM card that is embedded directly into a device, rather than being a physically removable card. eSIMs are becoming increasingly popular in smartphones, tablets, laptops, and other mobile devices.

eSIMs work in the same way as traditional SIM cards, but they offer several advantages.

• One of the main benefits of eSIMs is that they allow users to switch between different mobile network operators without having to physically change their SIM card. This can be done by updating the device’s settings or by downloading a new profile from the mobile network operator.
• Another advantage of eSIMs is that they are more secure than traditional SIM cards, as they cannot be physically removed or replaced without the device owner’s knowledge. This makes eSIMs less susceptible to SIM-swapping attacks, where a hacker takes control of a phone number by replacing the SIM card without the user’s knowledge.
• eSIMs also help device manufacturers to design more compact and lightweight devices , as the need for a SIM card slot is eliminated. This makes them more convenient for users and also make the device design more simple.

Activating your device

First, ensure that your device supports eSIMs before attempting to use one. eSIMs are digital SIM cards that have been adopted as a standard by carriers all over the globe including Indonesia. iPhone XS, iPhone XS Max, iPhone XR, and later models support eSIM. iPhone 14 devices sold in the United States do not have a SIM tray and can only use eSIM.

The next step is for the user to activate the eSIM , which can be done either by scanning a QR code provided by the mobile network operator or by entering a code provided to them via text message. In order to use the device normally, the user must first activate the eSIM before connecting to the mobile network.

What data package should I get for the Bali SIMCARD?

Naturally, this is dependent on how long you intend to stay and how “active” you want to be with your mobile data. If you don’t intend to stream movies or watch a lot of YouTube but still want to stay connected and use map and transportation apps, stay online on Whatsapp or Telegram, and check your emails, we recommend 3-5GB per week.

Price Box linked to BikagoMobile:

Why do we recommend getting a BikagoMobile SIMcard?

We’ve been keeping an eye on the tourist SIM card market for a while now, and we’re still irritated by it. When we first started out, our only goal was to educate consumers about available choices; we weren’t affiliated with any service providers or resellers.

Why? There is so much hassle involved in trying to get connected at the airport: many of the resellers who have little booths outside the arrival hall are overpriced or not transparent, many offer sloppy service because it’s super rushed, waiting in line takes forever, data packages cannot be topped off if necessary, and there is no afterservice if something is unclear.

We put BIKAGO and everything they have to offer to the test. We were so impressed that we decided to make BIKAGO our premium partner. We’ve known their teams for a long time. FINALLY! With the most reliable service in Bali and inexpensive data plans, the BIKAGO Mobile SIMCARD is the hassle-free product you’ve been searching for. If you value reliability and convenience, we recommend ordering the Bikago SIMcard before arriving at the airport.

Easy, transparent, reliable and hassle free!!! Order your SIMCARD / eSIM online.

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• SIM Card Guides

Prepaid SIM card for Bali: Where to Buy in 2024?

If your next trip is to the beautiful island of Bali, then taking a SIM card with you will allow you to enjoy excellent internet connectivity.

Leoneska R.

January 1, 2024

In this article

Holafly saves you +30% compared to other roaming fees

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Beyond enjoying from the first moment, you cannot pass up how to remain in contact with those back home, family, and friends while you visit Bali , which is a paradise on earth. This article will give you all the information you need on where and how to buy your prepaid SIM card for Bali.  Known as the Island of the Gods, it is undoubtedly one of the most famous tourist places in the world. The search for adventure, white sand beaches, and millinery culture may take you here on your next vacation.

Without taking your time, we would like to mention that the Bali SIM card is accessible to all travelers. There are many ways to buy one besides having competitive prices and plans focused on your needs. Finally, we will present you with the Bali eSIM . This is the evolution of the physical SIM card, and if your smartphone is compatible with the tech, there is no doubt that it will be your best alternative.

Unlimited data eSIM for Bali

Buy an Uinlimited data eSIM for Bali with 5% OFF. Code: MYESIMNOW5

Where can I buy a prepaid SIM card for Bali?

You can think that being a very tourist place, Bali has public WiFi zones or options to maintain a connection to the internet in Bali . But like other destinations worldwide, this solution can be unstable and insecure. The best option in numerous instances is to not depend on these networks and to be able to stay connected thanks to a Prepaid SIM card for Bali. You can also consider using the roaming of your local operator or some pocket WiFi. But we anticipate that these alternatives are always much more expensive.

It is time to talk about where you can get one. For this, there are many ways that you can take even some time before you arrive on the island. The choice of which one to take may depend on your needs or the time you have to plan. From our experience, we invite you to consider buying them before your trip as your first option. And also, if your phone is compatible, get a virtual SIM card for ease of getting and using one.

In short, travelers and tourists have three ways to buy their prepaid SIM card or virtual SIM card for Bali:

• In online stores: As well as many other services, there are virtual stores that offer prepaid SIM cards for destinations like Bali.
• Physical stores on the island: Local operators in Indonesia with coverage in Bali offer SIM cards for tourists. Which can be bought in their stores.
• The last option is the virtual SIM card that you can buy before your trip and that they are handed immediately whenever your telephone is compatible.

You may be interested in the best SIM card for Hong Kong

Buy before you travel

If we are talking about the first option for many travelers it is to buy an international SIM card for Bali before arriving on the island. You can do it thanks to online stores offering this service. Most choose this route due to its advantages for clients and the flexibility the plans usually provide. You will not want to use the time of your adventure to look for where to buy your SIM card. It takes even more sense to do it before arriving at your destination with these remote suppliers.

We have let you know that many online stores offer SIM cards for Bali. But also, we want to mention that some of them, as is the case of Holafly , offer an alternative, even more convenient, known as a virtual SIM card or only eSIM. Buying a physical chip before your trip has the inconvenience of waiting for a delivery, which can take time, depending on your location. With the eSIM, this problem is solved because its delivery is instant after your purchase, and you get it in your email.

In any case, you choose a physical SIM card or an eSIM Bali . You will be opting to have these benefits :

Pros of buying a data plan for abroad before traveling

• You are connected from the moment you set foot on the island 

As you already have the SIM card before your trip, from the first moment that your adventure begins in Bali, you will be able to be connected to the Internet and stay connected for everything you need. You will not have to hurry to the airport or look for a point of sale in the city to buy your SIM card. You will only have to enjoy your adventure.

• Tourist-focused data plans

These providers obviously target their SIM cards for tourists, so they usually offer data packages for any stay and sometimes include unlimited data. We invite you to check which local network you will be connected to and if they offer good coverage and speed on the island. 

• Multiple destination options

If your trip takes you beyond the island, you will certainly not want to buy more than one SIM card. In this case, online providers also offer services with coverage not only in Indonesia, which may represent a slightly higher cost. 

The purchase and configuration can be made before your trip. So if you have doubts or need help, you will be able to solve the situation before and not when you are in Bali. In addition, if you choose the option of the virtual SIM card, you will save even more time by not having to wait for the shipment of the physical chip.

(You may be interested in the Best SIM card for Bangkok )

Buy your tourist SIM card in Bali

Now, we want to elaborate on the option that for many years was the traditional one, but that has begun to fall behind. If you wish to go for this option, you buy your Bali SIM card through local operators in Indonesia.

These can be Telkomsel, IM3 Ooredoo, or XL Axiata. You can go to one of their stores or authorized agents, and in some cases, you can find SIM cards in the airports of Bali. It is essential to mention that government regulations will ask you for your passport and the IMEI of your telephone to register your local SIM card. In addition, you can register a maximum of three SIM cards with a unique passport or identification.

It is one of the companies with greater coverage in the country and in Bali. They offer only accessible services to tourists called prepaid tourist cards . This service includes 25 GB and 25 minutes of calls to local numbers in a period of 30 days. You can pre-order it on their web page and make the pre-registration of your phone with your IMEI and passport. So, when you arrive in Bali, you can go to one of the Pickup locations, pick up your SIM card for Bali and install it. You have 14 days to complete this process.

It is important to mention that the plan will not be renewed after 30 days . And in case you want to continue using the service, you have to request another similar package from Telkomsel through their APP, call *363#, or go back to a physical store.

IM3 Ooredoo

Another local operator that you can use is IM3 and its Freedom Internet 9 GB Starter Pack . This is a SIM card for Bali that any visitor can acquire. IM3 has access to speeds of 4G on the island. Its package is to be used in 30 days and includes 9 GB of navigation in addition to 5000 min to other IM3 numbers.

Finally, this plan can be renewed automatically once the period is over and if you have enough credit. Following the laws of the government for the process, it will be necessary that you register your telephone and passport to continue with the purchase. You can do it through physical stores or to advance the pre-registration on their website to pick up the card once you arrive in Bali.

Of all the operators with coverage in Bali, Smartfren is the only one that offers two SIM card options for tourists. These packages are called Tourist pack and Tourist pack unlimited . The first offers 30 GB to be used in 14 days, and the second offers unlimited data but with a daily limit of 1.5 GB before having a speed reduction. Both options include 15 minutes of calls to local numbers, and data consumption on WhatsApp is not considered within the available plan. These are also not renewable after the end of the period. And, of course, you will also have to go through the registration process required by Indonesian law.

How much does a prepaid SIM card for internet in Bali cost?

As you can already imagine, purchasing your Bali SIM card once you are on the island can be a little difficult. Not only because of the registration process but because you can’t renew your plan in case your stay lasts a little longer than initially planned. Despite this, if you are still considering trying your luck with this option, the Bali SIM card with data is within a range of price of $7 up to $15 in the packages already mentioned.

We want to remind you that in numerous instances, the payment will have to be done in the local currency of Bali under the operators T&Cs. Also, you cannot avoid the registration process. So, you will need your identification, like a passport and a phone with a valid IMEI.

Unlimited data eSIM card for Bali

After all this journey, we have arrived at the virtual SIM card, the easiest way to have internet in Bali. This new type of SIM is the digital evolution of the physical chips we already know. They have the same characteristic that makes them attractive to tourists.

Online stores like Holafly offer these eSIMs through their web pages, accessible to all types of clients. With an eSIM Indonesia you can complete the entire purchase and activation process in just minutes through any computer or phone, no matter where you are, and get internet in Bali!

The eSIM came to stay, and if you are about to decide to buy one for your trip to Bali, we leave you next its advantages and disadvantages:

Advantages and disadvantages of Virtual SIM cards

• Instant purchase and activation.

As we already foretold, the purchase of your eSIM for Bali can be done online through stores like Holafly. After selecting your plan and completing your payment, you will receive a QR code on your email, that you will scan with your phone to activate.

• From wherever you are and wherever you go.

Being completely digital, both the eSIM and the purchase process, you can do it from home, work, or anywhere with an internet connection. In addition, providers such as Holafly offer this service with coverage in almost every destination, like with the eSIM for Thailand tourists or any other nearby country! 

• Unlimited data plans

Thanks to the advancement of the telecommunications industry, eSIMs also offer unlimited data for Bali within the period of use of the plan you sign up for. Holafly offers several periods of duration for this destination that we invite you to check.

• Multi-country coverage

If your vacation takes you beyond the island and Indonesia, you can opt for eSIM cards that offer coverage in more than one country, even with support for an entire continent! No matter what your plan is, with Holafly, you will find the right eSIM to go with you.

Disadvantages

• Compatibility with latest generation phones

Every new technology takes time to be implemented. In the case of eSIMs, they are not yet integrated with all cellular devices. If you want to confirm if your phone can support an eSIM, we invite you to check the list of eSIM-supported devices.

How much does a tourist eSIM for Bali cost?

The eSIM for Bali has a price range that usually varies according to the duration of the period of use. Choose one that is close to your stay.

Virtual SIM card for travel in Bali

If you wish to use a Holafly eSIM card with data for your trip to Bali , here are their prices:

eSIM Card Asia

And if you want internet in other Asia countries, check out these prices:

Frequently asked questions about SIM cards for Bali

Any questions? Here are the doubts we’re most often asked about connecting to the internet in Bali.

You can complete the purchase with one of the local operators, such as Telkomsel, IM3, or Smartfren, in their physical stores and register as required by the local authorities. In case you can opt for eSIM with Holafly, you will not need this registration or any plan.

Indonesia local operators have stores in important airports like the Ngurah Rai International Airport (DPS) in Bali. We recommend you make the pre-registrations on the operators’ website before your trip.

We recommend you choose to buy a Bali SIM card with data before your trip through stores online as the one that Holafly offers. Also, you can do it through local stores of the carriers that operate on the island.

You can expect to have a 4G connection depending on the coverage of the service provider you choose. Additionally, you may be subject to a consumption policy where your speed may be reduced to an average of 256 – 1024 KB per second after a certain amount of usage. This restriction usually resets every 24 hours.

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