Quick Travel Insurance

Senior Travel Insurance

If you are looking for senior travel insurance then Quick Travel Insurance has a fantastic policy especially tailored for those between the ages of 71 and 80 years (inclusive).

This policy includes R5 million of emergency medical cover.

Cover includes Trip Cancellation up to R20,000.

There is no cover for vascular, cardiovascular and cerebrovascular (heart and stroke related) conditions.

Travellers between the ages of 71 and 80 (inclusive). Maximum duration 92 days.

Genric Insurance Company Ltd

The main benefits

  • MEDICAL EMERGENCY ASSISTANCE
  • PERSONAL ACCIDENT
  • CANCELLATION

Important documents

Benefits schedule.

Senior Cover Schedule of Benefits

TERMS & CONDITIONS

Terms & Conditions. It is recommended to read through.

Key Facts. It is recommended to read through.

Buy your travel insurance policy online now

Buy travel insurance for Seniors online now. Travel insurance quick & simple.

IMPORTANT NOTICE

Quick Travel Insurance is a trading style of Ozsum Projects (Pty) Ltd. (2021/886140/07)

Quick Travel Insurance is a Registered Agent of Africa and Worldwide Medical Assistance Services, who are a registered Financial Service Provider, FSP number 44376.

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Why Choose Us

  • Buy your travel insurance policy online
  • Affordable policies for South Africans
  • Covered instantly
  • Underwritten by Genric Insurance
  • Receive policy documents via email

Our Policies

  • Africa Asia & Middle East Cover
  • Business Cover
  • Worldwide Cover
  • Inbound Cover
  • Schengen Cover
  • Senior Cover
  • Student Cover

CONTACT QUICK TRAVEL

Quick Travel Insurance 6 Sturdee Avenue Rosebank Gauteng South Africa 2196

Advise: 010 211 4858 [email protected]

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For your holidays in South Africa and abroad

Travel insurance for south africa.

South Africa is renowned for its stunning wildlife safaris, vibrant cities, and breathtaking scenery. From the iconic Table Mountain in Cape Town to the vast savannas of Kruger National Park, there's something to captivate every traveler's imagination. Now, as you plan your journey to this enchanting destination, it's crucial to consider your travel insurance needs. In this guide, we'll walk you through everything you need to know about travel insurance for South Africa, ensuring you have a worry-free and enjoyable trip.  

  • What should your Travel insurance cover for a trip to South Africa? 

How Does Travel Insurance for South Africa Work?

  • Do I need Travel Insurance for South Africa? 

How Much Does Travel Insurance Cost for South Africa?

Our suggested axa travel protection plan, what types of medical coverage does axa travel protection plans offer, are there any covid-19 restrictions for travelers to south africa, traveling with pre-existing medical conditions , what should your travel insurance cover for a trip to south africa.

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.  

  • Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
  • Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
  • Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
  • Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
  • Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for South Africa.

Imagine indulging in South Africa's savory braais and exotic street food. However, after enjoying a delicious meal, you fall ill with food poisoning. In need of urgent medical attention, your travel insurance may cover unexpected health emergencies, including food-related illnesses. With AXA, you can enjoy South Africa's cuisine with confidence.

Here’s how travelers can benefit from an AXA Travel Protection Plan:  

Medical Benefits: 

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Additional Optional Travel Benefits 

  • Rental Car (Collision Damage Waiver) : Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days : Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.

Do I Need Travel Insurance for South Africa?

While South Africa doesn't require travel insurance, we highly recommend securing a policy before your trip. A good travel insurance can protect your finances, especially considering the significant expenses involved in visiting the region.

Why? There are several reasons:  

Medical Emergencies: Given the potential risks of accidents or illnesses while exploring South Africa's diverse landscapes, coverage for emergency medical expenses is crucial. Insurance offers travelers’ access to necessary healthcare without worrying about overwhelming costs.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Trip Cancellation : With South Africa's unpredictable weather and occasional political unrest, trip cancellations may occur. Coverage for trip cancellation may offer reimbursement for prepaid expenses due to unforeseen circumstances.

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

  • Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
  • Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to South Africa will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the Silver,   Gold  and  Platinum Plan   , each offering different levels of coverage to suit individual needs. Given that South Africa hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.

The Platinum Plan is your go-to choice if you're looking for extra coverage for South Africa’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring South Africa's stunning landscapes in a rental car.  

AXA covers three types of medical expenses:

Emergency medical

Emergency evacuation & repatriation

Non-medical emergency evacuation & repatriation  

Emergency medical: can cover unexpected incidents such as broken bones, burns, sudden illnesses, and allergic reactions.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation: Can cover evacuation assistance for leaving a destination urgently due to non-medical reasons. This could include events like natural disasters or civil unrest.  

No. Travelers visiting South Africa are no longer obligated to present vaccination certificates or recent negative PCR test results upon entry.  

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum   Plans offer coverage for preexisting medical conditions. The Platinum plan is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60 day look back period. We're here to make sure you travel with ease, no matter your health situation.  

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.  

2.When should I buy Travel Insurance to South Africa?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.  

3.Do Americans need travel insurance in South Africa?

Travel insurance is not a mandatory requirement for visiting South Africa. However, purchasing a policy before your trip is highly recommended to cover unforeseen events such as medical emergencies, trip cancellations, or lost luggage.  

4.What is needed to visit South Africa from the USA?

When traveling to South Africa, American citizens must have a passport valid for at least 6 months. Besides the valid passport, only need a return ticket for a 90-day stay is needed.  

5.What happens if a tourist gets sick in South Africa?

If you become sick in South Africa, travelers with AXA Travel Protection can contact the AXA Assistance hotline 855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

AXA already looks after millions of people around the world

With our travel insurance we can take great care of you too

Get AXA Travel Insurance and travel worry free!

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Travel Assistance Wherever, Whenever

Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip.

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YOUR ONLINE TRAVEL INSURANCE IN SOUTH AFRICA

Discover our travel insurance products and select the coverages that best suits your needs.,   travel schengen  .

Eiffel Tower

Our Schengen Travel insurance is the perfect insurance to obtain your Schengen Visa. Buy it online starting from R 147** with AGCS SA and get the Schengen visa you need to visit Europe.

From R 147*

  travel global  .

Rio de Janeiro

Our travel insurance protects you and your family while you are travelling abroad. Compare our products now and select the level of coverages that best suits your needs.

From R 233**

  annual multi trip  .

Chilling at the beach

Our annual multi-trip  products cover you for all of your trips below 92 days within a year. This is the best cost-effective travel insurance if you are a frequent traveller. Buy once and get covered for a full year.

From R 1887***

  sport covers  .

Ice skiing

AT AGCS SA, we know travelling is about experiences and we want you to be covered when you are taking this extra risk that will make the difference. Our Sport cover accompanies you a step further !

From R 582****

  travelsmart app  .

TravelSmart app

Our TravelSmart app is the perfect travel companion. It provides assistance service while you are abroad. You can use it to locate assistance service such as hospitals or embassies or translate medical terms.

Free for all

* Schengen Travel - Price based on a 30 year old travelling up to 3 days within a Schengen Destination.

**Travel Standard - Price based on a 30 year old travelling up to 3 days within Worldwide excluding USA & Canada geographical zone.

***Travel Schengen Annual multi-trip  - Price based on a 30 year travelling to the Schengen space

****Travel Standard with Sport Cover - Price based on a 30 year old travelling up to 3 days within Worldwide excluding USA & Canada geographical zone

For more information about our optional products prices please refer to the products page.

Terms and conditions apply to all policies and pre-existing medical conditions are not covered  within any products.

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5 Reasons Why You Need Travel Insurance That You May Not Have Thought Of

Travel insurance covers many more things which you may not be aware of, or even considered. Here are some of those things

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Visa to Europe

Are you wishing to visit Europe and do not know how to apply for the visa. Luckily, we are here to help.

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Tourist Visas for South Africans Visiting Ireland:

Get your Irish getaway started today. Learn about the validity of passports, arrival process, visa stamping, and important considerations for seamless travel!

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If you are looking to visit the USA as a South African citizen, then all the visa related information you need to know can be found in this article.

Frequently Asked Questions

How much does a policy cost.

Prices vary depending on the policy type, duration of the trip, where you are travelling to, the age and number of people travelling and whether any options are required.

To find out how much a policy costs:

  • Click "Get A Quote"
  • Choose the policy type (single trip or annual trip)
  • Add any options you require (Winter sports, Hazardous activities, Terrorism cover)
  • Enter the dates and destination of the trip you require
  • Enter details of the persons requiring cover
  • Click 'Submit'

How can I buy a policy?

How do i know that buying my policy online is secure, what if i change my mind about buying the policy.

If your cover does not meet your requirements, please notify us before the date of departure or maximum 30 days after the purchase date of your insurance as stated on the certificate of insurance. We will not refund any premium is you have already travelled or claimed

Schengen cover Premium refunds are only considered for single trip cover, when you are either unable to obtain the necessary visas or the policy does not meet your requirements. Please notify the issuing agent within 48 hours of receiving your policy schedule or start date of the policy whichever is the earlier and return all your documents to them for a refund of your premium.

Contact us by telephone: +971 4 270 8705 email at: [email protected]

Can I buy Allianz Travel insurance if I am not a resident of South Africa?

Does it matter who i book my travel arrangements through, does allianz travel offer an annual multi-trip policy, is there an age limit on the travel insurance policy, when does cover begin and end, what is the maximum trip length, if i return home early do i get a refund of my premium, are there any exclusions to the policy, am i covered for any existing medical conditions.

The policy does not cover claims relating directly or indirectly to any existing medical conditions, if you or anyone to be insured has at the time of taking out this insurance or booking your journey (whichever is the later):

  • Been prescribed regular medication
  • Received treatment or had a consultation with a doctor or hospital specialist for any medical conditions in the past 6 months
  • Been referred to, treated by or are currently under the care of a doctor or a hospital specialist
  • Been diagnosed as having a terminal illness

Please click here  to read the Health Declaration for more information.

Am I covered for skiing or other adventure activities?

Am i covered for loss of cash, how do i get my insurance documents, can i purchase a policy if i have already started my journey, if i have any queries, who do i contact, can i still claim even if i don't have receipts for all my personal possessions, who do i contact in the event of a medical emergency, who do i contact to make a claim, how am i ever going to remember all these different contact numbers.

Seashore

The Travel Insurance Experts

When you are insured with AGCS SA, you have access to a global network of travel experts.  Our travel insurance underwriters have a vast amount of experience and local knowledge about the destinations, cultures and risks of many different countries. This means that we can design a comprehensive cover for your specific needs while understanding the unique challenges faced by people traveling to more remote or exotic locations around the world.

How can we help?

Millions of people rely on us! With 1 intervention every 2 seconds, Allianz is the worldwide leader in travel Insurance and assistance services. Winter Sports, Hazardous Activities, Single trip or Annual cover: We are here for you 24/7.

  Terms & Conditions apply.  

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See you in  South Africa

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Keen to spot a zebra on safari? Or take in the seaside from a Cape Town cabana? Whatever your South African holiday looks like, scroll on down for our handy guide on visas, getting around and the must-see spots. Zoom's South Africa travel insurance has you covered for any unexpected holiday hurdles. Cover includes medical expenses should you fall sick or become injured, as well as cover for trip cancellation, lost luggage, family emergencies and more! What are you waiting for? Zoom to it!

SOUTH AFRICA  QUICK GUIDE

After a turbulant past, South Africa is emerging as one of Africa's most popular tourist destinations. With wonderous, diverse landscapes and wildlife, and an increasingly metropolitan cultural scene, there is something for everyone here. No matter which kind of South African experience you're planning, Zoom can cover your trip with a range of plans.  You can minimise your costs with Medical Only cover, or choose to buy  Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans  online today.

VISAS FOR SOUTH AFRICA

Getting around.

Minibuses and shared taxis run almost everywhere; in some areas, they may be the only way to get around. They're a good way to experience South Africa off the beaten track, but can also be a magnet for touts and people trying to take advantage of tourists. They often hold between 10 and 16 people, and generally don't leave until they are full, so you might be waiting a little while if you're headed somewhere remote. Uber is also becoming increasingly popular in the big cities like Johannesburg, Cape Town, Pretoria and Durban. While this has produced some positive outcomes - the rates of drink driving have fallen significantly - tensions between Uber drivers and taxi drivers have become increasingly violent. So if your driver wants you to meet you a few blocks from the train station, or asks you to appear chatty and hug them before you get out of the car, that may be why.

BEST TIME TO VISIT

Where to go, must know tips, zooming elsewhere, why buy with zoom.

Medical cover

medical cover

Relax knowing that your hospital expenses are covered with Zoom's unlimited medical coverage. Zoom to top notch cover!

travel delays

Travel delays

Setbacks on your sojourn are never much fun. Cover your South Africa travel disruptions  in a flash with Zoom travel cover. We keep things zippy!

luggage cover

LUGGAGE COVER

Your stuff is precious and we get that. Take off on your adventure in South Africa knowing your luggage is protected with Zoom.

Family emergencies

Family emergencies

Had to rush home or cancel your trip due to a family emergency? We'll cover your non-refundable deposits so you can focus on the rest.

kids go free

kids go free

Family holiday to Africa? Save your rand with all dependants under 19 included under your policy at no additional cost.

Car Hire Excess

rental car excess

Driving in South Africa? Our rental vehicle excess add-on is a must for roadtripping travellers.

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.

SOUTH AFRICA TRAVEL INSURANCE  FAQs

Got some curly questions in regards to your South Africa travel insurance cover? Be in the the know before you go with answers to the most common queries below.

Am I covered medically while holidaying in South Africa?

Yes, all our policies cover for unlimited medical coverage. Zoom provides cover for your overseas medical expenses including hospital stays, surgery, doctor visits, emergency evacuation and repatriation home if required. We can provide written guarantees of payment of reasonable expenses directly with your hospital in emergency situations. Phew!

What happens if I need medical assistance in South Africa?

Have complete peace of mind on your adventure to South Africa. Zoom provides immediate support through our emergency assistance provider, First Assistance. Help is just a phone call away any time of day 365 days a year. This includes access to medical advisors, medical transfers and emergency evacuation if required. We also assist with passing on messages to family and returning unsupervised dependants back to Australia.

How do alcohol and drugs affect my cover?

 When it comes to alcohol we advise you to drink in moderation. One mahewu too many could see you jeopardizing your cover. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.

I have high value items; how much can I insure them for?

If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan .

Am I covered for pickpocketing in South Africa?

Yes, you’re covered for muggings, provided of course you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed, it’s important that you get a police report and contact us as soon as possible.

What age limits apply to Zoom travel insurance policies?

You must be under the age of 85 to buy a policy with Zoom. Those under 79 years can purchase a policy for a maximum trip duration of 365 days. Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days only. You must also be under the age of 69 to purchase our add-on ski or adventure packs.

Can I reduce my excess with Zoom products?

Yes you can reduce the standard excess of $200 by paying a excess reduction fee within the payment process. 

What is a dependant?

This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.

Zoom

Zoom travel insurance offers simple, flexible travel insurance for maximum peace of mind no matter where you're zooming to.

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Travel Insurance

No matter where you travel in the world, you are always just a call away from the help you need. Traveling without travel insurance, opens you up to the risk of crippling medical expenses. TIC is South Africa’s largest travel insurance company and offer a wide range of products to cater for all travel requirements including:

- Worldwide 24-hour emergency assistance - International journey cancellation - Emergency medical cover as a result of COVID-19 - Pre-existing illness cover for travelers up to the age of 69 - Lost luggage, cash or documents (reported within 48 hours) - Children up to the age of 21 can share with parents free of charge

If you are in an accident or become ill during your trip you will enjoy the expert medical care and travel assistance you need. Make sure that you are covered while traveling so that you can have peace of mind on your holiday!

Make sure you're covered - Get Travel Insurance Now.

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Top Travel Insurances for South Africa You Should Know in 2024

Byron Mühlberg, writer at Monito.com

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

At the very bottom of Africa, South Africa is a famous tourist destination that's known for its diverse landscapes, Table Mountain, the Kruger National Park with its Big Five, and rich cultural heritage such as traditional music and dance. Although travelling to South Africa can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to South Africa and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

South Africa Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for South Africa:

Best Travel Insurances for South Africa

  • 01. Should I get travel insurance for South Africa? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance to South Africa scroll down

Heading to South Africa soon? Don't forget to check the following list before you travel:

  • 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
  • 🛂 Need a visa? Let iVisa take care of it for you.
  • ✈ Looking for flights? Compare on Skyscanner !
  • 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
  • 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for South Africa?

No, there's currently no legal requirement to take out travel insurance for travel to or through South Africa.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to SA or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for South Africa:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to South Africa. It lets you choose between various plans tailored to meet the specific needs of your trip to South Africa, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote 🡪

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for South Africa:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /traveller /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get a quote 🡪

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /traveller /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get a quote 🡪

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing range: USD 45 to USD 160 /traveller /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to South Africa? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to SA

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for South Africa. However, we strongly encourage you to do so anyway, because the cost of healthcare in South Africa can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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See our recommendations for travel insurance to other countries worldwide:

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chubb

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Personalise your travel insurance coverage

Travel visa.

Our most affordable international travel cover option. A range of benefits with reduced cover benefits. Some basic domestic cover available.

Travel Plus

Quality travel insurance coverage with a range of benefits to meet your travel needs. With lower limits than the Travel Superior plan, the Chubb Travel Plus Plan is our extensive coverage international travel plan that will give you wide cover limits on your travels abroad at a competitive price. Choose between Single Trip or Annual Multi-Trip plans based on your travel schedule.

Travel Superior

If you are after our most comprehensive travel insurance plan, the Chubb Travel Superior Plan should be considered. Superior is our carefully designed and broad coverage international travel plan that will give you extensive cover on your travels abroad with high benefit limits.

Quality travel cover at an affordable price

With more than 50 years of insurance experience and many millions of travellers served, Chubb Travel Insurance offers high-quality insurance to South African travellers. We have plan options for all types of travellers, from frequent flyers and families, to holidaymakers on a budget.

Access to a global team of travel experts

Purchasing travel insurance from Chubb means access to a truly global network. In addition to our wealth of global expertise, Chubb’s operation in South Africa is backed by our extensive travel network and breadth of resources to serve your every need.

Fast, fair and efficient handling of claims

Experience has taught us the importance of being proactive when handling claims. Chubb understands that a fast, fair and efficient approach to claims handling will bring about an expedited outcome, and can help to deliver an improved result.

24 hour emergency assistance

When you purchase Chubb Travel Insurance, you are instantly covered by Chubb Assistance, our 24-hour emergency hotline that provides the support that you expect in your time of need, anywhere, anytime.

You may contact us via email or telephone.

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Chubb Insurance South Africa Limited

Ground Floor, The Bridle, Hunts End Office Park 38 Wierda Road West, Wierda Valley, Sandton

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Chubb Travel Insurance Customer Service

For general enquiries and claims, call

0800 467 467

(Mon-Fri: 9am to 5pm only)

For 24-hour emergency, call

+27 (0) 11 722 5757

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Chubb Worldwide Offices

For the mailing address, telephone number and email address of any Chubb office in our global network,

Please use our office locator

Chubb. Insured. ™

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Chubb Travel Insurance is issued and underwritten by Chubb Insurance South Africa Limited, a (Re)Insurer licensed to conduct non-life insurance and reinsurance business. Chubb is an authorised Financial Services Provider (FSP: 27176). The policy wording will take precedence over all the guidance contained in the website and in all instances the terms and conditions of the policy wording apply. Chubb only provides general guidance and does not consider your objectives, financial situation or needs; therefore this guidance cannot be considered as financial advice. Chubb can be contacted on 0800 467 467 or e-mailed at  [email protected] .

We use personal information which you supply to us or, where applicable, to your insurance broker for underwriting, policy administration, claims management and other insurance purposes, as further described in our Master Privacy Policy, available here:  https://www.chubb.com/za-en/privacy-policy.html .  You can ask us for a paper copy of the Privacy Policy at any time, by contacting us at mailto:  [email protected] .

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Travel Insurance for Over 80s

Get your quote for over 80s travel insurance – find cover for hundreds of pre-existing medical conditions, we help you find an over 80s travel insurance policy that provides medical cover for unexpected and unforeseen circumstances – get your quote today..

There is no age limit to living life to the fullest, spending time with loved ones, and seeing the world. At Just Travel Cover, we believe nothing should stand in your way – including Travel Insurance over 80!

It is important to have the right level of Travel Insurance cover when you get to the age of 80, especially if you suffer from any pre-existing medical conditions. We want to ensure help and protection are available if needed during your holiday. Once you’re 80 or over, securing senior-appropriate Travel Insurance with medical conditions can be difficult due to the expensive premiums and limits on cover. Just Travel Cover offers reasonably priced, tailored over 80s Travel Insurance for all ages and hundreds of pre-existing medical conditions. We even offer Cruise Travel Insurance for over 80s! No matter your holiday, we have you covered.

Saving Time and Money on Travel Insurance for Seniors

We offer excellent, advanced over 80s Travel Insurance for seniors and OAPs, covering hundreds of pre-existing medical conditions. All we ask is for you to take a few minutes to complete our online medical screening so we can begin comparing policies. It is a fast, easy, and accurate process, ensuring your Medical Travel Insurance for over 80s quotes are tailored to your age, health and travel necessities. It is crucial that you declare your medical history, including all of your pre-existing medical conditions. If you do not declare all pre-existing conditions, your policy could be void should anything go wrong.

Travel Insurance for Pensioners with Medical Conditions

Our premium Travel Insurance for over 80s covers pre-existing conditions. Some of the medical conditions we offer cover include Heart Conditions, Type 1 and 2 Diabetes, Mental Health conditions and Cancer. We cover hundreds of pre-existing medical conditions.

Over 80 Travel Advice

Compare over 80 travel insurance, over 80s travel insurance faqs.

Frequently asked questions about our Over 80s Travel Insurance deals.

What is Over 80s Travel Insurance?

The older we get, the more important it is to get the right Travel Insurance , but the harder it can be to find, especially if you have pre-existing medical conditions. At Just Travel Cover, we use a panel of insurers, some of which have no age limit, meaning we can provide Travel Insurance for over 80s or OAPs with medical conditions. We cover hundreds of pre-existing medical conditions, so you can travel with peace of mind.

What does over 80s Travel Insurance cover?

If you arrange your over 80s Travel Insurance as soon as you’ve booked your holiday, you will be covered for trip cancellation. That way, if you need to cancel your trip for an insured reason, you’re protected. When you set off on holiday, you can relax knowing you have Holiday Insurance in place. If something should go wrong, know that you’re covered for emergency medical treatment (including for your pre-existing medical conditions ) as well as cover for your baggage should they be lost, stolen or damaged. For an additional premium, we offer smart luggage which offers real-time payments to your bank account should your luggage is delayed or lost.

Where can I go with Travel Insurance that covers the over 80s age group?

It can sometimes be difficult to get Travel Insurance if you’re over 80 and travelling to certain long-haul destinations such as the USA, Canada, or Australia. At Just Travel Cover, we have policies with no upper age limit on single trips to any destination in the world, and we will only ever show you policies that will provide cover for your age, destination, duration of trip and medical history. The comparison is done for you! Note that all quotations are subject to medical screening.

How much does over 80s Travel Insurance cost?

Our over 80s Travel Insurance policies are personalised to you and your needs. Therefore, the costs will differ depending on your circumstances, destination and length of your trip, as well as how far in advance you arrange cover. It’s important to remember that Travel Insurance for those over 80 is there to cover unforeseen costs like medical expenses, should you need emergency treatment on holiday. These bills can easily run into the thousands, and it’s reassuring to know you have adequate Travel Insurance for your age and medical conditions in place. For most quotations, we will provide a bronze, silver and gold level of cover so that you have the option to compare and take a policy to best suit your needs and budget.

Can I get Travel Insurance if I’m over 80 with a heart condition?

Yes, we have insurers on our panel with no age limit that specialise in Over 80s Travel Insurance for pre-existing medical conditions , including heart conditions such as angina or an irregular heartbeat. We can also provide over 80s Travel Insurance if you have had a heart attack. To get adequate cover, you need to declare your conditions during the medical screening process and answer the questions honestly.

Can I get Travel Insurance over 80 with diabetes?

Yes, we specialise in over 80s Travel Insurance for the elderly and all pre-existing medical conditions, including travel cover for type 1 and type 2 diabetes . When getting a quote online or over the phone we will ask you a few questions regarding insulin and hospital visits as well as your age and destination and then show you a list of options from the insurers on our panel that can provide cover.

Can I get Travel Insurance if I’m over 80 and living with cancer?

It is our aim to help you find Travel Insurance at any age, including if you’re over 80, and living with pre-existing medical conditions, including cancer. We have policies with no age limit (single trip) and are able to provide cover for most types of cancer, including breast cancer, prostate cancer and skin cancer. You should make sure the exact type of cancer is declared on your policy, and you answer all questions appropriately – we will then show you a list of providers that can provide the cover you need.

If I’m over 80 can I get Travel Insurance to cover mental health conditions?

Yes, if you’re in your 80s and living with a mental health condition such as anxiety and depression, it’s important to be covered for these when you travel. When getting a quote online, you may be prompted to call us so we can explain the options for each insurer on our panel and provide the option to include or exclude these conditions. Our policies have up to £15m medical cover so you can travel safely knowing that you’ve got the right support if the unexpected happens. Find out more on our pre-existing medical condition page.

What options are available for life insurance for over 80 year olds in the UK?

Life insurance policies for individuals over 80 can vary, with options ranging from whole life to term insurance. It’s important to compare policies to find one that meets your specific needs and budget. At Just Travel Cover, we have partnered with the UK’s number 1 rated Life Insurance experts, iam|INSURED. They provide guaranteed life insurance if you are between 50-80 years old. Visit our life insurance page and see if there is a policy for you. Please note that over 80s life insurance is not the same as Travel Insurance, and you still need to take out a Travel Insurance policy when going on holiday.

What should old age pensioners (OAPs) consider when looking for Travel Insurance?

When seeking Travel Insurance for OAPs or old-age pensioners, you should consider a Travel Insurance policy that covers pre-existing medical conditions, an adequate cancellation cover that exceeds all expenses of the trip, and high medical cover with repatriation included. At Just Travel Cover, we will ask you a series of questions and then only show you policies that match your travel requirements, including Travel Insurance for OAPs policies tailored towards pensioners over 80.

Can I get Travel Insurance without medical cover?

No, medical cover is a crucial part of Travel Insurance, especially for travellers with pre-existing medical conditions or old age pensioners (OAPs) and those going to destinations where healthcare is expensive. At Just Travel Cover, we can offer emergency medical expenses and repatriation up to £10 million per person.

It is important to secure over 80s Travel Insurance with medical cover, as even in countries where medical expenses are covered by a UK GHIC or UK EHIC card, it is not a replacement for Travel Insurance. For example, the card will not cover being flown back to the UK (medical repatriation), treatment in a private medical facility, or ski or mountain rescue.

If you are holidaying in the UK, Staycation Travel Insurance can provide cover against loss or theft of baggage, cancellation, and curtailment.

Are cruises a good option for holidays for over 80s?

Cruises can be an excellent option for holidays for over 80s, as they offer a variety of onboard amenities and the chance to explore multiple destinations in a comfortable, accessible manner. Many cruise lines cater to older travellers with specific needs. Visit our Senior Cruise page for tips on cruise holidays over 80. 

Why Choose Travel Insurance for Over 80 Year Olds from Just Travel Cover?

At Just Travel Cover, we specialise in providing Medical Travel Insurance with no upper age limit and cover for pre-existing medical conditions (terms apply).   With our Travel Insurance for seniors with pre existing conditions, travellers over 80 can benefit from:

  • Single trip cover up to 94 days with no upper age limit
  • Hundreds of pre-existing medical conditions, including terminal prognosis covered
  • High levels of cancellation and emergency medical expenses cover
  • Lost documents, baggage, medications, and medical aids cover
  • Flexibility – 3 levels of cover to suit your needs
  • Travel companions can be included in the same policy
  • Zero excess policies available

Travel Insurance for Over 80s – What Are You Covered For?

  • Cancellation/ curtailment up to £12,500
  • Missed departure up to £1,000 per person
  • Baggage up to £3,000 per person
  • Emergency medical expenses and repatriation up to £10 million per person
  • Mobility aids up to £2,500 per person
  • Lost medications and medical aids up to £300 per person
  • 24/7 emergency medical assistance

Please note all cover limits are per person and vary by insurer.

We Compare Prices From These Insurers

Click here to download the Policy Wording and Insurance Product Information document for all insurers

travel insurance over 80 south africa

Travel Insurance for Over 80s with Pre-Existing Medical Conditions – All Ages, All Stages

Just Travel Cover offers five-star quality cover for pre-existing medical conditions at all levels of severity, including a terminal prognosis – with no upper age limit.

Just some of the pre-existing medical conditions we cover:

  • Heart Conditions
  • Cholesterol
  • Joint Problems (arthritis, back pain)
  • Mental Health Conditions
  • Liver Conditions
  • Breathing Conditions
  • Circulatory Conditions
  • Disabilities and many more

To ensure you are fully covered in the event of a claim, please declare all your pre-existing medical conditions in full and we will do the rest.

Fast, Easy, and Accurate Online Medical Screening

Our quick and easy online medical screening will take you just a few minutes to complete and allows you to compare Over 80s Travel Insurance policy quotes. You will be asked a series of multiple-choice questions to give us the information we need to provide you with Travel Insurance quotes tailored to your health and travel requirements. Please have the following at hand:

  • Your medical history with important dates
  • Names of all your pre-existing medical conditions

Instant Cancellation Cover

Our online quote and medical screening engine enables you to compare and buy travel insurance quickly and easily. Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you include in the policy, so you can relax and focus on getting ready to have a wonderful holiday.

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Travel

Absa Travel Insurance

Relax and enjoy the journey knowing you’re covered for any eventuality.

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Holidays should be stress-free

We’ll cover you for unexpected incidents that may affect your travel, from a cancelled flight to a lost suitcase or a sudden illness. Absa Travel Insurance options will ensure that you relax and enjoy every journey. Choose the travel insurance option that suits you best.

Stress-free travel

Your top-up cover will cover you for the loss of baggage, money or bank cards, the rejection or delay of your visa, missing a connecting flight or cancelling or delaying your trip.

Discounted rates for couples, families and groups travelling together.

Frequent travellers

Unlimited number of trips (maximum trip duration is 90 days) done within 12 months are covered by our annual multi-trip option.

What you need to know

Already an absa customer.

As a holder of a qualifying Absa Visa card, you automatically get up to 90 days’ Basic Travel Insurance for international journeys when purchasing your return travel ticket(s) with your card. Automatic Basic Travel Insurance is available for travellers between three months and 74 years old.

Top-up cover

If you need more cover you can easily add more benefits to your Automatic Basic Cover.

War is a general exclusion on all Bryte policies. Due to sanctions as well as the prevailing conditions please note that cover on all policies (Basic Travel Insurance as well as Top-up cover) for travel to Russia, Ukraine and Belarus and associated airspace has been suspended until further notice.

Choose the insurance solution you need

We’ll call you with a personalized quote.

Automatic Basic Travel Insurance

Get 90 days’ Automatic Basic Travel Insurance for international trips. You also get medical cover for expenses and personal accidents, plus selected travel-assisted services.

Tell me more

Optional top-up cover

Supplement your Automatic Basic Travel Insurance with a range of benefits that cater for trips up to 184 days.

Top-up Cover for seniors

If you're between 75 and 85 years old, this cover gives you travel insurance for 90, 120 or 184 days or an annual multi-trip.

Tell  me more

Exclusive seniors

Get exclusive cover for 31 days if you are between 86 and 89 years old. Specific terms and conditions apply.

  • Basic Travel Insurance
  • Optional Top-up Cover
  • Top-up Cover for Seniors
  • Exclusive Seniors
  • As a cardholder of a qualifying Absa card, you qualify for up to 90 days’ Automatic Basic Travel Insurance for international journeys when purchasing your return travel ticket(s) with your credit card.
  • Available for travellers between the ages of three months and 74 years.
  • Basic Travel Insurance does not cover pre-existing medical conditions and may not include cover for certain hazardous activities. A pre-existing medical condition includes any doctor’s consultation or medical advice or treatment (including prescription medication) that you may have received for any chronic or recurring illness or injury in the year before the insurance under this policy started.
  • You have a choice of three optional top-up plans to supplement the Automatic Basic Travel Insurance available to you. Please refer to the optional top-up schedules of benefits in the policy for detailed information on the benefits and limits offered.
  • Your card must be used for payment at a point of sale (POS), or you can pay for your public transport carrier ticket by using an online purchase facility (Card Not Present transaction). EFT transactions (payment from the credit card account) do not qualify.
  • You only qualify for automatic basic cover benefits when your insured journey begins and ends in South Africa.

Get certificate OR Call me back 

View our top-up rates Read your Travel Insurance Policy   

Visit the Bryte website get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance.

Absa Travel Insurance is underwritten by Bryte Insurance Company Limited, a licensed insurer and an authorised FSP (17703).

automatic-basic-travel-insurance

With Optional Top-up Cover, you can add more benefits to your Automatic Basic Cover.

Rates are calculated according to the following age groups:

  • Three months to 59 years (inclusive)
  • 60 to 69 years (inclusive)
  • 70 to 74 years (inclusive)

You can choose from the following trip duration options:

  • One to 90 days
  • 91 to 120 days
  • 121 to 184 days
  • Annual multi-trip

The comprehensive offer covers:

  • Hijacking of a public transport carrier
  • Legal expenses
  • Lost or stolen baggage
  • Wrongful detention
  • Personal Accident Insurance
  • Trip cancellation/Cutting your insured journey short
  • Additional cover for emergency medical and associated expenses
  • Personal loss of money or your passport, as outlined in the policy document.

The standard optional top-up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. If your activity does not appear on our list, please call the Bryte Customer Care Centre on 0861 227 284 or email [email protected] to ensure that you have the appropriate cover in place.

Cover for cardiac, cardiovascular, vascular or cerebrovascular conditions If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac, cardiovascular, vascular or cerebrovascular illness or consequences or complications that can reasonably be related to these conditions.

This exclusion will not apply if you bought the Optional Additional Cardiac, Cardiovascular, Vascular or Cerebrovascular Cover before the insured journey started. This optional extra cover is only available to travellers between the ages of 70 and 74, including when they buy Optional Top-up Plan 1.

Cancellation Cover

Cardholders of a qualifying Absa card have two Cancellation Cover options available to them, namely: Cancellation for a named reason and Cancellation for an unnamed reason.

  • The standard Cancellation Cover for a named reason is explained on pages 69 and 70 of the policy wording document and lists specific named events for which a policyholder can claim.
  • Cancelling an insured journey for an unnamed reason is an optional benefit that can be purchased by paying an additional premium. It waives specific exclusions and allows you to potentially claim for an event that is not specifically mentioned on pages 69 and 70, as described above. This Optional Additional Cover is only available on Top-up Option 1 and carries specific conditions as outlined in the policy wording. The Travel Insurance Policy must be bought within 24 hours after making the first (full or part) payment against your travel and accommodation booking. This benefit cannot be used in conjunction with Cancellation for a named reason.
  • The specific exclusions applicable to cancellation, both named and unnamed cover, are listed on pages 75 to 76 of the policy wording. When you buy the optional cancellation cover for an unnamed reason, there are a number of exclusions that no longer apply. However, if you do not buy the optional cover for cancellation for an unnamed reason, the exclusions will apply as stated.

View our  top-up rates Read your  Travel Insurance Policy   

Visit the  Bryte website  get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance.

optional-top-up-cover

This cover is specifically for travellers between the ages of 75 and 85 and is valid for 90, 120 or 184 days or an annual multi-trip.

The cover includes:

  • Baggage loss/theft
  • Personal accident insurance
  • Wrongful detention and personal loss of money or your passport
  • Comprehensive Travel Insurance Cover for emergency medical and associated expenses.

Get certificate OR Call me back

top-up-cover-for-seniors

Absa also offers Exclusive Cover for Senior Travellers between the ages of 86 and 89 years. The maximum period of insurance is 31 days.

  • Before purchasing this plan, you are required to provide proof of your medical aid and a medical clearance form completed by your local treating medical practitioner. Cover is subject to pre-approval by Bryte.
  • Please refer to the Exclusive Senior Schedule of Benefits in the policy document for detailed information on the applicable benefits, benefit limits and terms and conditions.

Visit the  Bryte website  get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance. Absa Travel Insurance is underwritten by Bryte Insurance Company Limited, a licensed insurer and an authorised FSP (17703).

exclusive-seniors

Cover has to be bought for each traveller, including children. Quoted premiums are for each insured traveller.

Discounted rates apply for couples, family/friends and groups travelling together.

Refer to the rates table below.  

Find out more about our insurance solutions

Need to submit a claim.

We will give you all the support you need when you have to submit a travel insurance claim.

Call Bryte on  0860 222 446 or +27 (0) 10 498 7866 Monday to Friday between 08:00 and 16:30 Closed on weekends and public holidays Email  [email protected]

Register and submit your claim here . 

For emergencies

Call us on +1 416 977 9288 (Reverse call charges accepted)

For any medical claims over R10 000, contact the Emergency Assistance Helpline for approval. If you do not get approval, your benefit will be limited to R10 000.

Ensure that you have the following documents available in emergencies:

  • Travel Insurance Policy number (if Optional Top-up Cover has been bought) or the credit card number used to purchase the airline ticket
  • Current location
  • Your telephone number
  • Nature of the emergency
  • Type of assistance required

Need more help?

Speak to one of Bryte Insurance consultants to get the best insurance for your needs

Call Bryte on  0861 227 284 or +27 (0) 10 498 7856 Monday to Thursday: between 08:00 and 18:00 Fridays: between 08:00 and 17:00 Saturdays: between 08:00 and 13:00

Closed on Sundays and public holidays

Email: [email protected]

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Absa Head Office: Absa Towers West, 15 Troye Street, Johannesburg, Gauteng, South Africa, 2000

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  • Luxury Comprehensive
  • Business Comprehensive
  • Schengen Visa
  • Africa, Asia, Indian Ocean & Middle East Regional Cover
  • Youth – For Casual Work and Study
  • Credit Card Top Up Cover
  • Senior (Over 71-80 years)
  • Senior (Pensioners) over 80
  • Inbound – For tourists visiting South Africa
  • Cover for South African Residents traveling locally
  • How to get the right travel insurance
  • International Medical Emergency Help and advice
  • Tailor your International travel Protection
  • 6 Policies that have Annual Multi-Trip (For frequent travelers)

Buy Travel Insurance Online for South Africans

South African Travel Insurance Policies

  • Local (residents)
  • Inbound (non-residents)

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Local Travel insurance

Haven’t you ever wondered why we don’t get South African travel insurance when you travel in your own country. South Africa is a big, beautiful place but there are still things that go wrong. Now you can get local travel insurance for that extra piece of mind.

Overview of Local South African Schedule of Benefits

Inbound South African travel insurance to South Africa

  Inbound South African Travel Insurance

This cover is for overseas visitors not resident but travelling within South Africa on a foreign passport. Get travel insurance cover with a South African company with local knowledge on the ground. Our cover is based on our local knowledge and you will have access to a 24 hour help desk for your stay.

Overview of  Inbound Schedule of Benefits

Get an instant quote & buy now.

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  1. TIC Product: Senior

    TIC, supplier of travel insurance for senior travellers travelling from South Africa. Travelling? Buy travel insurance before you depart. Call us: 0860 100 484 (RSA) or +27 (0)11 521 4000 Call us: 0860 100 484 (RSA) or +27 (0)11 521 4000 ... TIC's Senior travel insurance benefits include:

  2. Pensioner over 80 Travel Insurance for South Africans

    What does pensioner over 80 travel insurance offer? Our pensioner over 80 travel insurance offers travel insurance to cover most countries around the world for travelers aged between 81- 85 years old. This policy covers you for up to R 1 million in emergency medical expenses.

  3. Senior Travel Insurance

    Travel Insurance, Underwritten and administered by Allianz Global Corporate & Specialty South Africa Limited, an Authorised Financial Services Provider FSP NO: 16722 (AGCS SA), The Firs, 2 nd Floor, Office 202, 32A Cradock Avenue, Rosebank 2196 - P.O. Box 62228, Marshalltown, 2107R - [email protected]

  4. International & Local Travel Insurance

    Call our travel sure service centre 0860 25 24 66 or +27 (0)11 556 7060 (international). Super easy. Send the claim form directly to Europ Assistance by emailing [email protected] or online. Sure. We can extend a trip policy as long as you let us know before your policy expires.

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    Our Senior Travel insurance to cover most countries around the world for travellers aged between 71- 80 years old. This is a specialized Senior travel insurance product tailored to meet the unique needs of our older people or senior citizens in South Africa. This comprehensive insurance coverage is specifically designed to provide financial ...

  6. Great, affordable Travel Insurance Online for South Africans

    Senior (Pensioners) over 80; South African Travel Policies. Inbound - For tourists visiting South Africa; Cover for South African Residents travelling locally; ... Buy International Travel Insurance Online - South Africa. It is easy to get an instant quote and buy travel insurance online with our step-by-step quotation and purchase facility

  7. Senior Travel Insurance

    If you are looking for senior travel insurance then Quick Travel Insurance has a fantastic policy especially tailored for those between the ages of 71 and 80 years (inclusive). This policy includes R5 million of emergency medical cover. Cover includes Trip Cancellation up to R20,000. There is no cover for vascular, cardiovascular and ...

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    Travel Insurance covers you financially while away from home. Compare travel insurance quotes with Hippo today. Hippo.co.za. Menu. ... Figures from Statistics SA show that the number of international tourists visiting South Africa grew by 14.8% from January to August 2016 compared with the same period in 2015.

  9. Travel Insurance by TIC

    Travel Insurance Consultants ... is a specialist division of Santam and supplies travel insurance for travellers travelling to, from or within South Africa. Call us: 0860 100 484 (RSA) or +27 (0)11 521 ... (Ages 70 to 79) and (Ages 80 to 85) Youth (Up to age 28) Emigration (Up to age 69) Business Travel. Journeys undertaken for business ...

  10. South Africa Travel Insurance

    If you become sick in South Africa, travelers with AXA Travel Protection can contact the AXA Assistance hotline 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

  11. Travel Insurance

    Please notify the issuing agent within 48 hours of receiving your policy schedule or start date of the policy whichever is the earlier and return all your documents to them for a refund of your premium. Contact us by telephone: +971 4 270 8705. email at: [email protected].

  12. Travel Insurance For A South Africa Adventure

    Squaremouth, a travel insurance comparison site, recommends at least $50,000 in emergency medical and $100,000 in medical evacuation coverage for South Africa. Travelers who are participating in ...

  13. Compare Travel Insurance For South Africa

    South Africa. Telephone: +27 12 421 7500. FCDO travel advice. See UK gov website for latest information. Find the right travel insurance policy to cover you and your belongings while you explore the beautiful and diverse country of South Africa.

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    Zoom's South Africa travel insurance covers you for unexpected holiday hurdles with unlimited medical cover, cancellation cover, luggage and more! Travel Insurance. Travel Insurance; ... Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days only. You must also be under the age of 69 to purchase our add-on ...

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    TIC is South Africa's largest travel insurance company and offer a wide range of products to cater for all travel requirements including: - Worldwide 24-hour emergency assistance. - International journey cancellation. - Emergency medical cover as a result of COVID-19. - Pre-existing illness cover for travelers up to the age of 69.

  16. Travel Insurance for South Africa: The Best Options in 2024

    VisitorsCoverage: Best Medical Coverage. Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to South Africa. It lets you choose between various plans tailored to meet the specific needs of your trip to South Africa, including coverage for medical ...

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    Quality travel cover at an affordable price. With more than 50 years of insurance experience and many millions of travellers served, Chubb Travel Insurance offers high-quality insurance to South African travellers. We have plan options for all types of travellers, from frequent flyers and families, to holidaymakers on a budget.

  18. Travel Insurance Consultants (South Africa)

    TIC, supplier of travel insurance for travellers travelling to, from or within South Africa. Ensure you have adequate cover before you depart. Call us: 0860 100 484 (RSA) or +27 (0)11 521 4000 Call us: 0860 100 484 (RSA) or +27 (0)11 521 4000. Products ...

  19. Going to South Africa? Get Travel Insurance quotes now

    What's covered. With World Nomads you can buy travel insurance before you land in O.R Tambo International Airport or Cape Town International Airport, or while you're already traveling around South Africa. World Nomads offers cover for many activities ranging from mountain biking to skiing, surfing, kayaking and scuba diving.

  20. Over 80s Travel Insurance

    With our Travel Insurance for seniors with pre existing conditions, travellers over 80 can benefit from: Single trip cover up to 94 days with no upper age limit. Hundreds of pre-existing medical conditions, including terminal prognosis covered. High levels of cancellation and emergency medical expenses cover.

  21. We have you covered with our travel insurance options

    We will give you all the support you need when you have to submit a travel insurance claim. Call Bryte on 0860 222 446 or +27 (0) 10 498 7866 Monday to Friday between 08:00 and 16:30 Closed on weekends and public holidays Email [email protected]. Register and submit your claim here .

  22. South Africa has been an important market for Emirates, says the ...

    The airline first began operations to South Africa on June 3, 1995, with a direct flight to Johannesburg and over the next three decades, it steadily expanded, adding flights to and from Cape Town ...

  23. 2 South African travel insurance from knowledgeable locals

    Senior (Pensioners) Over 71; Senior (Pensioners) over 80; South African Travel Policies. Inbound - For tourists visiting South Africa; Cover for South African Residents travelling locally; Contact; About; Blog; Guidance & Information Resource. FAQs; How to get the right travel insurance; International Medical Emergency Help and advice