• Medical Evacuation & Repatriation
  • Medical Evacuation & Repatriation

What is Medical Evacuation & Repatriation travel insurance?

If you become critically ill or injured while traveling and local hospitals are unable to provide adequate treatment, the Medical Evacuation benefit can provide coverage for emergency medical evacuation services.

Most insurance plans with Medical Evacuation coverage will transport you, or an insured member of your party, to the nearest adequate medical facility. If the treating physician determines you should return to your home country to receive further medical attention, this benefit can also cover those transportation expenses.

Medical Evacuation is a benefit included in most travel insurance policies that provides coverage in the event of a medical emergency that requires an evacuation. Most Medical Evacuation policies can include coverage for the following:

  • Transportation to the nearest adequate medical facility: If the facility you arrive at is unable to treat your condition, this benefit may cover the cost to transport you to another facility to receive medical services.
  • Transportation back home: If the treating physician or medical professional believes it is in your best interest to return home for treatment, this benefit may cover the cost emergency transportation to back home.
  • Hospital companion: If you are traveling alone, some Medical Evacuation policies can cover the cost of a round trip ticket for a close friend or family member to visit you in the hospital if your stay reaches the minimum length outlined in your policy, usually 7 days.
  • Traveling companion: If you are traveling with a companion, this benefit may reimburse their hotel stay, meals, and transportation expenses so they can remain nearby while you receive treatment.
  • Return of children: If you are traveling with children at the time of your hospitalization, this benefit may cover the cost to transport your children back home so they can be in the care of a close friend or relative while you are treated.
  • Repatriation of remains: If you die during your trip, this benefit may cover the cost to return your remains to the city of the burial site, as well as cremation, embalming, and other necessary expenses.

Common Medical Evacuation Exclusions

Even the best travel insurance plans have limitations. While the Medical Evacuation benefit can be used in a wide-range of scenarios, below are some common exclusions you may find when comparing travel medical insurance.

  • Pre-Existing Conditions: Most plans won’t cover claims relating to a pre-existing medical condition unless stated otherwise.
  • Drug & Alcohol Abuse: Claims stemming from drug or alcohol abuse, including overdoses, will likely not be covered.
  • Pregnancy: Routine pregnancy checkups and childbirth are typically not covered by travel protection.
  • Medical Tourism: Traveling for the purpose of having an elective cosmetic or plastic surgery procedure may not be covered by your plan.

Be sure to check the policy details of your specific medical plan for a more detailed list of exclusions and limitations prior to departing for your trip.

Travel insurance companies offer a wide-range of Medical Evacuation coverage limits. On Squaremouth.com, plans offer anywhere between $50,000 to $2,000,000 in coverage per traveler.

For most international trips, we recommend at least $100,000 in emergency Medical Evacuation coverage. This is due to the potentially high cost of transporting you during an emergency situation, as well as the cost of receiving treatment abroad for medical emergencies. For more cruises or remote trips, we recommend a policy with at least $250,000 in Medical Evacuation coverage.

Most primary health insurance plans, such as Medicare or an employer sponsored plan, do not provide coverage outside the the United States . While your medical transport may be covered in the USA , it is not likely to be covered if you are planning international travel.

If you are planning travel overseas, consider purchasing a comprehensive travel insurance policy. These plans not only provide peace of mind, but also includes coverage for out of pocket medical expenses, cancellations, delays, and personal belongings.

Do Credit Cards Provide Coverage for Medical Evacuations?

No, credit cards do not typically provide insurance coverage for medical treatment or transportation while traveling. The cards that do offer coverage for medical care typically offer coverage limits that fall short of Squaremouth’s coverage recommendations.

Many travel credit cards do, however, include other valuable benefits, such as Trip Cancellation, Trip Interruption, and various travel assistance services.

A Medical Evacuation Membership is a type of service offered by various organizations, typically insurance companies or specialized assistance companies, that provides coverage and assistance for emergency medical evacuations. These memberships are designed to assist individuals who encounter medical emergencies while traveling or living abroad, particularly in remote or underdeveloped areas where access to adequate medical care may be limited.

Medical evacuation memberships typically cover the cost of transporting the individual to the nearest appropriate medical facility capable of providing the necessary treatment. This usually involves ground ambulance transportation and air ambulance services.

Unlike a travel insurance plan that covers you for the duration of your trip, a Medical Evacuation Membership involves an annual or short-term fee. One of the more well-known Medical Evacuation Membership programs is MedJet .

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Medical Evacuation & Repatriation coverage.

Looking for a policy with Medical Evacuation & Repatriation coverage?

Enter your trip information on our custom quote form . Once you receive your results, select the Medical Evacuation & Repatriation filter to find the best policy for your trip with the coverage that you need.

Medical Evacuation & Repatriation by Provider

  • Travel Delay
  • Hurricane & Weather
  • Missed Connection
  • Cancel For Any Reason
  • Cancel for Covid-19 Sickness
  • Trip Cancellation
  • Trip Interruption
  • Financial Default
  • Employment Layoff
  • Cancel For Medical Reasons
  • Cancel For Work Reasons
  • Interruption For Any Reason
  • Medical Coverage for Covid-19
  • Emergency Medical
  • Pre-Existing Condition
  • Co-Insurance
  • Medical Deductible
  • Home Country Coverage
  • Non-Medical Evacuation
  • Extension Of Coverage
  • Baggage Delay
  • Baggage & Personal Items Loss
  • 24 Hour AD&D
  • Flight Only AD&D
  • Common Carrier AD&D
  • Sports & Activities
  • Sports Equipment Loss
  • Sports Equipment Delay
  • Sports Weather Loss
  • Search & Rescue
  • Sports Fees
  • Rental Car Damage
  • Money Back Guarantee
  • 24 Hour Assistance Service
  • Identity Theft
  • Renewable Policy
  • Maximum Trip Length
  • Maximum Number of Trips
  • Additional Benefits

Additional Information

  • AM Best Ratings

Generali Global Assistance Wing White

sign up and keep track of your travel insurance events

Medical Evacuation and Repatriation: How Travel Insurance and Assistance Services Can Help

emergency medical evacuation by helicopter

You never quite know when a medical emergency will arise during international travel, especially to high-risk destinations where illness and injury are more likely. You could ingest an intestinal parasite, contract a virus, or simply slip and fall.

Are you ready to foot the bill for a $100,000 emergency medical evacuation on your next trip? 40% of Americans can’t cover a $400 emergency expense , so chances are an emergency medical evacuation might hit your wallet harder than you’d like.

Luckily, you can get travel insurance and assistance services that can bring you out of harm’s way and to the nearest suitable medical facility if you encounter an emergency illness or injury during your trip.

Keep reading to learn more about medical evacuation (also known as medevac or medivac) and repatriation, why you should consider getting insurance that covers those events when you’re traveling, and how travel protection from Generali Global Assistance can help if you encounter such an emergency.

If you run into difficulties during your trip, travel assistance services are included in all Generali Global Assistance travel protection plans and available 24/7/365. For emergency assistance during your trip, call (877) 243-4135 in the U.S. or (240) 330-1529 collect worldwide.

See our COVID-19 Travel Insurance Guide  with details about repatriation and evacuation.

What is Emergency Assistance and Transportation Coverage?

If you become critically sick or injured during your trip and no suitable local care is available, the Emergency Assistance and Transportation benefit provides coverage for you to be taken to the nearest medical facility that’s equipped to take care you. 

What is repatriation?

Repatriation covers the costs of being transported home if deemed medically necessary after a medical emergency has been stabilized, or returning remains back to the U.S. if a covered traveler has died on their trip.

Medical repatriation: If someone is injured or becomes ill on their trip, medical repatriation will return them home or to the U.S. before or after they have been treated, depending on the situation. This includes medical transport if necessary.

Repatriation of remains: If the worst happens and a covered traveler dies on a trip outside of the U.S., this service will transport the remains back home.

Who needs Emergency Assistance and Transportation?

You never know if an emergency will render you unable to take yourself to the nearest medical facility that can treat you. Fortunately, Emergency Assistance and Transportation coverage can cover the expense of transporting you to a nearby facility for medical treatment. If you are traveling abroad, to a remote location, or cruising, or any other destination that would require evacuation via helicopter in the event of a medical emergency, make sure your travel protection plan includes Emergency Assistance and Transportation coverage and services.

International travelers should know even if you have a health insurance plan, primary medical insurance may not cover treatment outside of the United States. Leaving home without coverage could expose you to risk and cost you a bundle. For example, Medicare does not provide coverage outside of the country. Research your destination before you travel and find out if travel operators require a minimum amount of medical coverage to board. 

How much coverage do I need?

Travel insurance with coverage for medical evacuation can help keep travelers from getting stuck with huge costs if seriously injured or sickened on a trip. According to the Centers for Disease Control and Prevention (CDC), medical evacuation by air ambulance can cost more than $100,000 and if you are traveling internationally or in a remote area the cost can be even greater. The CDC specifically highlights the high cost of medical evacuation from a cruise ship.

Generali Global Assistance travel protection plans include Emergency Assistance and Transportation coverage limits from $250,000 per person to $1 million per person, depending on the plan you choose.

Compare travel protection plans and features

Generali’s Emergency Assistance and Transportation Coverage

Our Standard, Preferred and Premium travel insurance Plans all contain varying levels of coverage for emergency medical evacuation, hospitalization and repatriation.

24/7/365 Emergency Assistance Service s are included with your purchase. In addition to emergency assistance, our plans include Emergency Assistance and Transportation coverage that can provide an air ambulance, commercial flight, or a transportation vehicle in the event of a medical emergency so you arrive at the nearest available facility in a timely manner. 

If you’re traveling alone and hospitalized for more than seven days, coverage is included to fly one person of your choosing to accompany you. The plan also provides coverage for their lodging, meals, local transportation and telephone calls during this time (up to $10,000).

Medical repatriation: Once a medical evacuation happens, we monitor the situation and when you are well enough to travel, we use our network of resources to help you get home safely. For non-emergency situations, the plan provides coverage for medically necessary transportation to your place of residence or to an alternative U.S. city where you’ll have access to the care you need.

Repatriation of remains: Our plans provide coverage for the preparation and return of your remains to a funeral home in the U.S. or the option for a local burial if you die outside of the U.S. 

emergency medical evacuation by helicopter and ambulance

Emergency Assistance and Transportation Coverage for Pre-existing Conditions

Travelers looking for Emergency Assistance and Transportation coverage for pre-existing medical conditions should purchase our Premium Plan prior to or within 24 hours of final payment for their trip, must be medically able to travel at the time of purchase and must insure all prepaid trip costs that are subject to cancellation penalties or restrictions to be eligible for coverage.

Also read:  5 Things Most People Get Wrong about Travel Insurance with Pre-Existing Conditions

Additional Travel Protection Features

When it comes to traveling smarter, planning ahead is key, especially if you’re going abroad. Medical and Dental coverage is a major reason why travelers get travel insurance , and combined with Trip Cancellation, Trip Interruption , and other valuable coverages, our plans let you rest easily with more peace of mind while away from home.

In addition to Emergency Assistance and Transportation, our plans offer a variety of other coverages and services - like a service that aids in the replacement of medication and eyeglasses on your trip - that traditional medical insurance plans usually don’t. For less severe medical attention, our plans include a Telemedicine Service, which instantly connects travelers with a network of physicians for information, advice, and treatment, and even prescriptions when appropriate.

The U.S. Department of State advises that international travelers buy travel insurance with Medical Coverage to help cover the cost of medical care when traveling internationally. To help protect you against unexpected medical fees you may incur, our plans include Medical and Dental coverage. 

If you have any other questions about medical evacuation and repatriation or how a Generali travel protection plan can help during a medical emergency, you can speak to one of our representatives . We wish you safe travels!

Travel Resources

How to Get More Value from Travel Protection

Average Customer Rating:

Generali Global Assistance

Thank you for visiting csatravelprotection.com

As part of the worldwide Generali Group we have rebranded our travel protection plans to Generali Global Assistance, offering the same quality travel insurance, emergency assistance and outstanding customer service as you've come to rely on for the last 25 years. Welcome to our new website!

Final step before you're signed up

Please verify that you're human.

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

9 Best Travel Insurance Companies of 2024

According to our analysis of more than 50 travel insurance companies and hundreds of different travel insurance plans, the best travel insurance company is Travelex Insurance Services. In our best travel insurance ratings, we take into account traveler reviews, credit ratings and industry awards. The best travel insurance companies offer robust coverage and excellent customer service, and many offer customizable add-ons.

travel insurance that covers repatriation

Travelex Insurance Services »

travel insurance that covers repatriation

Allianz Travel Insurance »

travel insurance that covers repatriation

HTH Travel Insurance »

travel insurance that covers repatriation

Tin Leg »

travel insurance that covers repatriation

AIG Travel Guard »

travel insurance that covers repatriation

Nationwide Insurance »

travel insurance that covers repatriation

Seven Corners »

travel insurance that covers repatriation

Generali Global Assistance »

Berkshire hathaway travel protection ».

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance Companies.

Table of Contents

  • Travelex Insurance Services
  • Allianz Travel Insurance

Travel insurance can help you protect the financial investment you made in your vacation when unexpected issues arise. Find the best travel insurance for the type of trip(s) you're taking and the coverages that matter most to you – from interruptions and misplaced belongings to illness and injury.

  • Travelex Insurance Services: Best Overall
  • Allianz Travel Insurance: Best for Trip Interruptions
  • HTH Travel Insurance: Best for Groups
  • Tin Leg: Best Cost
  • AIG Travel Guard: Best for Families
  • Nationwide Insurance: Best for Last-Minute Travel Insurance
  • Seven Corners: Best for 24/7 Support When Traveling
  • Generali Global Assistance: Best for Medical Emergencies
  • Berkshire Hathaway Travel Protection: Best for Specialized Coverage

Customizable upgrades are available, including car rental coverage, additional medical insurance and adventure sports coverage

Medical and trip cancellation maximum are not as high as some other companies

  • 100% of the insured trip cost for trip cancellation; 150% for trip interruption
  • Up to $1,000 in coverage for lost, damaged or stolen bags and personal items; $200 for luggage delays
  • $750 in missed connection coverage
  • $50,000 in emergency medical and dental coverage
  • Up to $500,000 in emergency medical evacuation and repatriation coverage

SEE FULL REVIEW »

Annual and multitrip policies are available

Distinguishing between the company's 10 travel insurance plans can be challenging

  • Up to $200,000 in trip cancellation coverage; $300,000 in trip interruption coverage
  • $2,000 for lost, damaged or stolen luggage and personal effects; $600 for bag delays
  • Up to $1,600 for travel delays
  • Emergency medical coverage of up to $75,000
  • Epidemic coverage

Generous coverage at the mid- and high-tier levels, and great group discounts

Preexisting conditions coverage is only available at mid- and high-tier plans

  • 100% trip cancellation coverage (up to $50,000); 200% trip interruption coverage
  • Up to $2,000 in coverage for baggage and personal effects; $400 in baggage delay coverage
  • Up to $2,000 in coverage for trip delays; $1,000 for missed connections
  • $500,000 in coverage per person for sickness and accidents

Variety of plans to choose from, including two budget-friendly policies and several more premium options

More limited coverage for baggage issues than other companies

  • 100% trip cancellation protection; 150% trip interruption
  • $500 per person for lost, stolen or damaged baggage and personal items
  • Up to $2,000 per person in travel delay coverage ($150 per day); $100 per person for missed connections
  • $100,000 per person in emergency medical coverage, including issues related to COVID-19

Travel insurance policy coverage is tailored to your specific trip

Information about policy coverage inclusions is not readily available without first obtaining a quote

  • Trip cancellation coverage for up to 100% of your trip's cost; trip interruption coverage for up to 150% of the trip cost
  • Up to $2,500 in coverage for lost, stolen or damaged baggage; $500 related to luggage delays
  • Up to $1,000 in missed connection and trip delay coverage
  • $100,000 in emergency medical coverage

Variety of plans to choose from and coverage available up to a day before you leave on your trip

Limited trip cancellation coverage even at the highest tier

  • Trip cancellation coverage up to $30,000; trip interruption coverage worth up to 200% of the trip cost (maximum of $60,000)
  • $2,000 for lost, damaged or stolen baggage; $600 for baggage delays
  • Up to $2,000 for trip delays; missed connection and itinerary change coverage of $500 each
  • $150,000 for emergency medical and dental issues

Customer service available 24/7 via text, Whatsapp, email and phone

Cancel for any reason coverage costs extra

  • 100% trip cancellation coverage (up to between $30,000 and $100,000 depending on your state of residence); interruption coverage for up to 150% of the trip cost 
  • Lost, stolen or damaged baggage coverage up to $2,500; up to $600 for luggage delays
  • Trip delay and missed connection coverage worth up to $1,500
  • Emergency medical coverage worth up to between $250,000 and $500,000 (depending on where you live)

Generous emergency medical and emergency evacuation coverage

Coverage for those with preexisting conditions is only available on the Premium plan

  • 100% reimbursement for trip cancellation; 175% reimbursement for trip interruption
  • $2,000 in coverage for loss of baggage per person
  • $1,000 per person in travel delay and missed connection coverage
  • $250,000 in medical and dental coverage per person

In addition to single-trip plans, company offers specific road trip, adventure travel, flight and cruise insurance coverage

Coverage for missed connections or accidental death and dismemberment is not part of the most basic plan

  • Trip cancellation coverage worth up to 100% of the trip cost; interruption coverage worth up to 150% of the trip cost
  • $500 in coverage for lost, stolen or damaged bags and personal items; bag delay coverage worth $200
  • Trip delay coverage worth up to $1,000; missed connection coverage worth up to $100
  • Medical coverage worth up to $50,000

To help you better understand the costs associated with travel insurance, we requested quotes for a weeklong June 2024 trip to Spain for a solo traveler, a couple and a family. These rates should help you get a rough estimate for about how much you can expect to spend on travel insurance. For additional details on specific coverage from each travel insurance plan and to input your trip information for a quote, see our comparison table below.

Travel Insurance Types: Which One Is Right for You?

There are several types of travel insurance you'll want to evaluate before choosing the policy that's right for you. A few of the most popular types of travel insurance include:

COVID travel insurance Select insurance plans offer some or a combination of the following COVID-19-related protections: coverage for rapid or PCR testing; accommodations if you're required to quarantine during your trip if you test positive for coronavirus; health care; and trip cancellations due to you or a family member testing positive for COVID-19. Read more about the best COVID-19 travel insurance options .

Cancel for any reason insurance Cancel for any reason travel insurance works exactly how it sounds. This type of travel insurance lets you cancel your trip for any reason you want – even if your reason is that you simply decide you no longer want to go. Cancel for any reason travel insurance is typically an add-on you can purchase to go along with other types of travel insurance. For that reason, you will pay more to have this kind of coverage added to your policy.

Also note that this type of coverage typically only reimburses 50% to 80% of your nonrefundable prepaid travel expenses. You'll want to make sure you know exactly how much reimbursement you could qualify for before you invest in this type of policy. Compare the best cancel for any reason travel insurance options here .

International travel insurance Travel insurance is especially useful when traveling internationally, as it can provide medical coverage for emergencies (in some cases for COVID-19) when you're far from home. Depending which international travel insurance plan you choose, this type of travel insurance can also cover lost or delayed luggage, rental cars, travel interruptions or cancellations, and more.

Cheap travel insurance If you want travel insurance but don't want to spend a lot of money, there are plenty of cheap travel insurance options that will offer at least some protections (and peace of mind). These are typically called a company's basic or standard plan; many travel insurance companies even allow you to customize your coverage, spending as little or as much as you want. Explore your options for the cheapest travel insurance here .

Trip cancellation, interruption and delay insurance Trip cancellation coverage can help you get reimbursement for prepaid travel expenses, such as your airfare and cruise fare, if your trip is ultimately canceled for a covered reason. Trip interruption insurance, on the other hand, kicks in to reimburse you if your trip is derailed after it starts. For instance, if you arrived at your destination and became gravely ill, it would cover the cost if you had to cut your trip short.

Trip delay insurance can help you qualify for reimbursement of any unexpected expenses you incur (think: lodging, transportation and food) in the event your trip is delayed for reasons beyond your control, such as your flight being canceled and rebooked for the next day. You will want to save your receipts to substantiate your claim if you have this coverage.

Lost, damaged, delayed or stolen bags or personal belongings Coverage for lost or stolen bags can come in handy if your checked luggage is lost by your airline or your luggage is delayed so long that you have to buy clothing and toiletries for your trip. This type of coverage can kick in to cover the cost to replace lost or stolen items you brought on your trip. It can also provide coverage for the baggage itself. It's even possible that your travel insurance policy will pay for your flight home if damages are caused to your residence and your belongings while you're away, forcing you to return home immediately.

Travel medical insurance If you find yourself sick or injured while you are on vacation, emergency medical coverage can pay for your medical expenses. With that in mind, however, you will need to find out whether the travel medical insurance you buy is primary or secondary. Where a primary policy can be used right away to cover medical bills incurred while you travel, secondary coverage only provides reimbursement after you have exhausted other medical policies you have.

You will also need to know how the travel medical coverage you purchase deals with any preexisting conditions you have, including whether you will have any coverage for preexisting conditions at all. Read more about the best travel medical insurance plans .

Evacuation insurance Imagine you break your leg while on the side of a mountain in some far-flung land without quality health care. Not only would you need travel medical insurance coverage in that case, but you would also need coverage for the exorbitant expense involved in getting you off the side of a mountain and flying you home where you can receive appropriate medical care.

Evacuation coverage can come in handy if you need it, but you will want to make sure any coverage you buy comes with incredibly high limits. According to Squaremouth, an emergency evacuation can easily cost $25,000 in North America and up to $50,000 in Europe, so the site typically suggests customers buy policies with $50,000 to $100,000 in emergency evacuation coverage.

Cruise insurance Travel delays; missed connections, tours or excursions; and cruise ship disablement (when a ship encounters a mechanical issue and is unable to continue on in the journey) are just a few examples why cruise insurance can be a useful protection if you've booked a cruise vacation. Learn more about the top cruise insurance plans here .

Credit card travel insurance It is not uncommon to find credit cards that include trip cancellation and interruption coverage , trip delay insurance, lost or delayed baggage coverage, travel accident insurance, and more. Cards that offer this coverage include popular options like the Chase Sapphire Reserve credit card , the Chase Sapphire Preferred credit card and The Platinum Card from American Express . 

Note that owning a credit card with travel insurance protection is not enough for your coverage to count: To take advantage of credit card travel insurance, you must pay for prepaid travel expenses like your airfare, hotel stay or cruise with that specific credit card. Also, note that credit cards with travel insurance have their own list of exclusions to watch out for. Many also require cardholders to pay an annual fee.

Frequently Asked Questions

The best time to buy travel insurance is normally within a few weeks of booking your trip since you may qualify for lower pricing if you book early. Keep in mind, some travel insurance providers allow you to purchase plans until the day before you depart.

Many times, you are given the option to purchase travel insurance when you book your airfare, accommodations or vacation package. Travel insurance and travel protection are frequently offered as add-ons for your trip, meaning you can pay for your vacation and some level of travel insurance at the same time.

However, many people choose to wait to buy travel insurance until after their entire vacation is booked and paid for. This helps travelers tally up all the underlying costs associated with a trip, and then choose their travel insurance provider and the level of coverage they want.

Figuring out where to buy travel insurance may be confusing but you can easily research and purchase travel insurance online these days. Some consumers prefer to shop around with a specific provider, such as Allianz or Travelex, but you can also shop and compare policies with a travel insurance platform. Popular options include:

  • TravelInsurance.com: TravelInsurance.com offers travel insurance options from more than a dozen vetted insurance providers. Users can read reviews on the various travel insurance providers to find out more about previous travelers' experiences with them. Squaremouth: With Squaremouth, you can enter your trip details and compare more than 90 travel insurance plans from 20-plus providers.
  • InsureMyTrip: InsureMyTrip works similarly, letting you shop around and compare plans from more than 20 travel insurance providers in one place. InsureMyTrip also offers several guarantees, including a Best Price Guarantee, a Best Plan Guarantee and a Money-Back Guarantee that promises a full refund if you decide you no longer need the plan you purchased.

Protect your trip: Search, compare and buy the best travel insurance plans for the lowest price. Get a quote .

When you need to file a travel insurance claim, you should plan on explaining to your provider what happened to your trip and why you think your policy applies. If you planned to go on a Caribbean cruise, but your husband fell gravely ill the night before you were set to depart, you would need to explain that situation to your travel insurance company. Information you should share with your provider includes the details of why you're making a claim, who was involved and the exact circumstances of your loss.

Documentation is important, and your travel insurance provider will ask for proof of what happened. Required documentation for travel insurance typically includes any proof of a delay, receipts, copies of medical bills and more.

Most travel insurance companies let you file a claim using an online form, but some also allow you to file a claim by phone or via fax. Some travel insurance providers, such as Allianz and Travel Insured International, offer their own mobile apps you can use to buy policies and upload information or documents that substantiate your claim. In any case, you will need to provide the company with proof of your claim and the circumstances that caused it.

If your claim is initially denied, you may also need to answer some questions or submit some additional information that can highlight why you do, in fact, qualify.

Whatever you do, be honest and forthcoming with all the information in your claim. Also, be willing to provide more information or answer any questions when asked.

Travel insurance claims typically take four to six weeks to process once you file with your insurance company. However, with various flight delays and cancellations due to things like extreme weather and pilot shortages, more travelers have begun purchasing travel insurance, encountering trip issues and having to submit claims. The higher volume of claims submitted has resulted in slower turnaround times at some insurance companies.

The longer you take to file your travel insurance claim after a loss, the longer you will be waiting for reimbursement. Also note that, with many travel insurance providers, there is a time limit on how long you can submit claims after a trip. For example, with Allianz Travel Insurance and Travelex Insurance Services, you have 90 days from the date of your loss to file a claim.

You may be able to expedite the claim if you provide all the required information upfront, whereas the process could drag on longer than it needs to if you delay filing a claim or the company has to follow up with you to get more information.

Travel insurance is never required, and only you can decide whether or not it's right for you. Check out Is Travel Insurance Worth It? to see some common situations where it does (and doesn't) make sense.

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has been writing about travel insurance and travel for more than a decade. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world, and has experience navigating the claims and reimbursement process. In fact, she has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg, who has been licensed to sell travel insurance in 50 states, in their family media business.

You might also be interested in:

travel insurance that covers repatriation

Carry-on Luggage and Personal Item Size Limits (2024)

Amanda Norcross

Just like checked bags, carry-on luggage size restrictions can vary by airline.

travel insurance that covers repatriation

Bereavement Fares: 5 Airlines That Still Offer Discounts

Several airlines offer help in times of loss.

travel insurance that covers repatriation

The Best Way to Renew a Passport in 2024

The proposed online passport renewal system is behind schedule.

travel insurance that covers repatriation

The Best Carry-on Luggage of 2024

Erin Evans and Rachael Hood and Catriona Kendall and Amanda Norcross and Leilani Osmundson

Discover the best carry-on luggage for your unique travel style and needs.

site_name

Medical Evacuation Insurance |

Axa travel protection: travel medical expense and emergency evacuation insurance plan   .

When exploring the world, the last thing you want to consider is a medical emergency. That is why AXA Travel Protection offers you reliable support when you need it most. Our travel coverage protects you against unexpected medical situations, including Emergency Evacuations and more. Let us delve into the details to understand how AXA Travel Protection has your back in times of need. 

Covering Emergency Evacuations 

Life is unpredictable, and accidents or sickness can strike even during your travels. That is why AXA Travel Protection provides coverage for emergency evacuations. If you suffer from an accidental injury or illness during your trip that requires immediate medical attention, we have you covered. We can pay benefits for the covered evacuation expenses incurred up to the maximum benefit mentioned in your policy. 

What is included in Covered Evacuation Expenses? 

AXA Travel Protection covers reasonable and customary expenses related to your Emergency Evacuation. This includes necessary transportation, medical services and supplies required during evacuation. We are committed to getting you to safety using the most direct and cost-effective route possible. 

Transportation Details 

Transportation arrangements are made with precision and care. We ensure that the attending physician recommends all transportation, complies with conveyance regulations, and is authorized in advance by us or our authorized travel assistance company.   

What is an Emergency Evacuation?

In the event of an accidental injury or sickness that warrants immediate transportation from a location, Emergency Evacuation or Medical Emergency Evacuation is deployed to rescue or treat the patient. These services are designed to transport the affected individual to a suitable medical facility for treatment or rescue purposes.

Understanding Emergency Evacuation 

Emergency Evacuation might sound daunting, but it is designed to ensure your well-being.Here is what it means:

Hospital-to-Hospital Transport: We have your back if your medical condition requires swift transfer from the initial hospital where you received treatment to the nearest hospital that can provide suitable medical care. 

Returning Home for Further Treatment: If your situation demands it, we will organize transportation for you to return home after treatment so you can continue recovery or receive further medical attention. 

Combination of Both: Sometimes, circumstances call for a variety of the above situations. We are here to make sure your evacuation needs are met. 

Is Emergency Evacuation necessary?

Maximum Benefit: $1,000,000 Hospital Companion: $10,000 File for a  Free Quote  to see the full range of coverage details.

AXA Travel Insurance

Compare Travel Insurance Plans

Get covered against Trip Delays, Medical Emergencies, Lost Baggage, and more!

Emergency Evacuation FAQs

Who should i call during an emergency evacuation.

If you experience a medical emergency during your travels, contact your local emergency services. Then call AXA’s 24/7 emergency services: 855-327-1442

Transportation of Minor Children and Hospital Companions  

Your loved ones are important to us too. If you are expected to be in the hospital for over seven days following a covered emergency evacuation or if the worst occurs and you pass away during your trip, we will ensure the safe return of your unattended minor child(ren) (under the age of eighteen (18)) who accompanied you on the trip. They will be taken to the domicile of a person nominated by you or your next of kin, with an attendant if needed. 

For those times when you find yourself alone in a hospital for more than seven consecutive days due to an accidental injury or sickness, we will arrange for a companion of your choice to visit you once.  

This person will be provided with necessary transportation, authorized and organized by us while adhering to the applicable guidelines. 

Why choose AXA Travel Protection

With a presence in over 30 countries worldwide, AXA provides assistance with a wide range of features that include: 

  • Extensive knowledge of local health risks and medical facilities to respond swiftly in the event of a medical emergency
  • 24/7 global team of travel experts that offers assistance and assurance while traveling

How to get a Travel Protection Quote Receive a  free quote  within minutes Or call us at  855-327-1441  to speak with our licensed Travel Insurance Advisors. Monday-Saturday, 8AM-7PM Central Time Disclaimer: It is important to note that the specifics for Emergency Evacuation will depend on the policy selected, date of purchase, destination, and state of residency. Customers are advised to carefully review the terms and conditions of their policy, and to contact AXA Partners with any questions or concerns they may have.

licensed agents available

Need Help Choosing a Plan?

Speak with one of our licensed representatives or our 24/7 multilingual Insurance advisors to find the coverage you need for your next trip. From Medical Coverage to Trip Cancellation Protection, our team of travel experts will help you choose the right coverage.

Allianz Care

What is medical evacuation and repatriation insurance cover?

Medical evacuation and repatriation insurance covers the cost of travelling for medical treatment should it not be available locally. if an international worker or their dependants are ill or injured and the required medical treatment is not available locally, they are transferred to the nearest suitable medical facility., the vital role of international health insurance providers in times of crisis.

For expats and their families living or working in remote areas where there may not be easy access to medical facilities, the inclusion of medical evacuation and repatriation cover may be an important part of their health insurance

The international private medical insurance industry is experiencing a significant increase in medical evacuations and repatriations due, in part to the growing number of international companies with staff working overseas; workforces in remote and often hazardous regions (e.g. mining companies), together with the rise in climate-related natural disasters.  With ever more companies seeking business opportunities overseas, employers recognise the compelling need to provide global healthcare cover for their staff.  In many countries medical insurance is a legal requirement and domestic cover may not offer as comprehensive a level of cover as international private medical insurance (iPMI). Healthcare is a major concern for expats and their families and it is hugely reassuring for them to know that they are covered, regardless of location, by a health insurer who literally speaks their language. Medical evacuations are carried out when international workers or their dependants get ill or injured and the required medical treatment is not available locally, at which point they need to be taken to the nearest suitable medical facility.  The countries from which Allianz Worldwide Care clients are most frequently evacuated include Mozambique, Libya and China, where specialist medical care is limited. South Africa and Germany are among the countries to which members are most commonly evacuated, due to the availability of centres of medical excellence and specialist care facilities.  The difference between medical evacuations and medical repatriations is that for repatriations, the insured member is returned to their home country for treatment, where medically appropriate and possible. 

The process

The challenges.

As one might expect, managing medical evacuations on a global basis is not without its challenges.  Insurance companies have to overcome a range of potential obstacles such as failing, archaic or sometimes non-existent communication infrastructure, restricted air space, the impact of weather, or even political or rebel unrest. However, global providers are well prepared for these kinds of challenges and experience and determination are a formidable combination. We always strive to find the nearest medical centre but they may not always have the most suitable facilities. For example, a member that recently needed medical evacuation was located in Papua New Guinea, but while the capital Port Moresby was nearby, the hospital did not have the required medical facilities. Instead we had to evacuate the member to Cairns in Australia which was the nearest centre of excellence.  To evacuate a member, we need a copy of their passport plus, where required, a visa or permit for the country to which they will be moved. Visa’s can be difficult to obtain, particularly given the very tight deadlines to which we are operating, but with a strong network of medical partners located all over the world, we are always able to assist the member.  

To apply for an emergency visa, the following items are needed: 

  • Medical report by the treating physician including a justification for needing treatment in the chosen country.
  • Invitation letter from the admitting medical facility in the chosen country, confirming the acceptance of the patient and willingness to provide treatment. (This letter should also include the estimated length of stay and estimated costs)
  • Letter from either the insurer, patient’s family or patient’s employer confirming financial cover for the patient's transportation, medical and living expenses.

Following the application, there are two different scenarios that may occur: 

  • Emergency visa is issued on arrival.
  • Emergency visa is issued after application - a representative or family member needs to attend a visa application centre or embassy and make an application on behalf of the patient. 

We will have the experience, local partners, knowledge and emergency procedures in place to deal with the VISA application on behalf of the client, if support is needed.  Technology has played a significant role in helping us to overcome many challenges, increasing the survival rates during evacuations. Advances in technology can be seen at every stage of the evacuation process, from communication, to portable medical equipment, to the air ambulance themselves, where technology allows them to fly at altitudes and speeds that minimise the risk of medical deterioration.

Five continents, hundreds of evacuations

Final thoughts, related articles.

allianz flags

How to Use a Virtual Health Assistant

Curious about how AI could help you to access healthcare? Here’s how using a virtual health assistant works.

How AI May Help You Live Longer

How can the average person live longer with AI? Accessing AI in healthcare is easier than you think.

The potential for AI in healthcare

Artificial intelligence in healthcare has the potential to transform the way we diagnose, treat and prevent diseases.

The Best Self-care Tips for Your Mental Health

Boost your mental health with these self-care tips! From exercise to gratitude practices, prioritise your well-being with these eight actionable strategies. Start your journey to improved mental wellness today!

Creating a Family-Friendly Home Office

With the rise of remote work, many parents are struggling with creating a family-friendly home office.

While most people who get COVID-19 recover quickly, for some it can cause symptoms that last for weeks or even months.

The dangers of vaping

Health experts are warning about the serious health risks associated with vaping.

Discover the health risks of vaping, from heart and lung damage to addiction. Learn about global efforts to regulate e-cigarettes and protect your health.

Mental Health and Long COVID

Long COVID can result in a number of mental health issues for patients, and it’s important to know the signs, symptoms and how to manage them.

How to deal with gaslighting

Gaslighting is a form of manipulative behaviour that attempts to make you question your memories or perception of reality and can even make you think you’re going crazy.

How to Manage Long COVID as an Expat

Getting sick while living abroad as an expat can be challenging. Here is some crucial information to know if you’re an expat wondering how to manage long COVID.

Living with Rosacea: Tips and Tricks

While we all may experience a flushed complexion every now and then, living with rosacea can be much more difficult.

Managing Psoriasis Flare-Ups

If you or someone you love is managing psoriasis and struggling to find relief, you can find some effective strategies in our guide.

How to Soothe Eczema-Prone Skin

In this blog post, we'll delve into practical tips and skincare strategies designed to provide relief on how to soothe eczema-prone skin.

Exploring the Different Types of Acne

In this blog post, we'll explore the different types of acne and give some actionable tips to address each type.

  • Travel insurance plans

Tin Leg Travel Insurance Cost

Compare tin leg travel insurance.

  • Why You Should Trust Us

Tin Leg Travel Insurance: An In-Depth Review

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Before finalizing your travel plans, look into various insurance policies to safeguard yourself against potential risks. Travel insurance is an invaluable resource that can protect you from many unforeseen issues, but not all companies provide the same level of coverage. And some companies' policies may cost more than others.

That's where Tin Leg Travel Insurance comes in. Created by travel agency Squaremouth, Tin Leg Travel Insurance offers eight different plans with varying coverage levels and benefits, with the option to add Cancel for Any Reason (CFAR) coverage to select plans. Keep reading to see if Tin Leg Travel Insurance is the right travel insurance for you.

TinLeg Tin Leg Travel Insurance

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policy coverage includes most pre-existing health conditions
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical and evacuation amounts for peace of mind
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. COVID coverage included by default on all insurance plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a wide range of plans for various budgets and travel needs
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans offer CFAR, “cancel for work reasons,” financial default, and unemployment coverage
  • con icon Two crossed lines that form an 'X'. Limited add-on coverage options
  • con icon Two crossed lines that form an 'X'. Baggage loss and delay coverage is low compared to competitors

Tin Leg travel insurance offers eight travel insurance plans to meet the unique needs of travelers.

  • Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits.

Overview of Tin Leg Travel Insurance

Tin Leg Travel Insurance is a travel insurance provider founded in 2014 by travel insurance aggregator SquareMouth. With eight different plans, Tin Leg Travel Insurance is one of the providers listed in our guide on the best travel insurance companies , specifically for travelers with pre-existing conditions. We chose Tin Leg Travel Insurance because seven of its eight plans offer pre-existing condition waivers, with a 15-day purchase window and no extra cost.

That said, Tin Leg Travel Insurance has other coverages that are noteworthy. Its coverage limits for emergency evacuation go up to $1 million, which is great particularly if you have nautical travel plans as water-to-land rescues can be costly.

Additionally, sports equipment loss is included with seven of Tin Leg Travel Insurance's eight plans. However, you will need to call for more information on adventure sports, as Tin Leg Travel Insurance doesn't guarantee coverage.

Tin Leg's Travel Insurance Plans

Tin Leg Travel Insurance travel insurance offers eight travel insurance plans: Economy, Basic, Standard, Luxury, Adventure, Silver, Platinum, and Gold. Each plan offers varying levels of protection that correspond to the premium costs.

Here's a look at what you'll get with each plan. We've split the eight plans into two tables to make things easier to follow.

Here's how the Adventure, Silver, Platinu, and Gold plans compare:

Additional Coverage Options

Tin Leg Travel Insurance travel insurance offers additional coverage options, but they're only available on specific plans.

You can add rental car damage coverage to the Luxury plan for an additional fee. And both the Gold and Silver plans allow you to add on CFAR (cancel for any reason) coverage . With CFAR coverage travel insurance, you can cancel for any reason not listed in the base policy and be reimbursed — in the case of Tin Leg Travel Insurance, for 75% of your trip costs.

How to Purchase and Manage Your Tin Leg Policy

Travel insurance coverage varies greatly, and  the amount you pay reflects the range of protection . However, since travel insurance protects your financial investment, it's typically worth spending a few extra dollars for higher coverage maximums, especially for medical insurance and evacuation expenses.

Getting a quote from Tin Leg Travel Insurance travel insurance is an easy process. You can do so from their website or an insurance aggregator like SquareMouth. You should be prepared to provide the following information:

  • Number of travelers
  • Age of traveler(s)
  • Duration of trip
  • Whether you want trip cancellation coverage
  • Date of booking
  • If you have any trip payments left to make
  • One country you're traveling to
  • Country of residence/citizenship

After inputting some personal information, such as your age and state of residence, along with your trip details, like travel dates, destination, and trip costs, you'll get an instant quote for the plans available for your trip. And from there, it's easy to compare each option based on your coverage needs and budget.

Now let's look at a few examples to estimate Tin Leg Travel Insurance's coverage costs.

As of April 2024, a 23-year-old from Illinois taking a week-long, $3,000 budget trip to Italy would have the following  Tin Leg Travel Insurance travel insurance quotes:

Premiums for Tin Leg Travel Insurance plans are between 1.8% and 3.9% of the trip's cost, well below the average cost of travel insurance . It's also relatively cheap compared to many of its competitors

Tin Leg Travel Insurance provides the following quotes for a 30-year-old traveler from California heading to Japan for two weeks on a $4,000 trip:

Once again, premiums for Tin Leg Travel Insurance plans are between 3.4% and 5.2%, below the average cost for travel insurance.

A 65-year-old couple looking to escape New Jersey for Mexico for two weeks with a trip cost of $6,000 would have the following Tin Leg Travel Insurance quotes:

Premiums for Tin Leg Travel Insurance plans are between 6.9% and 9.4%, which is roughly in line with the average cost for travel insurance. This is to be expected, as travel insurance is often more expensive for older travelers.

How to File a Claim with Tin Leg Travel Insurance

One exceptionally nice aspect of Tin Leg Travel Insurance is that you can report a claim online or over the phone. You can contact Tin Leg Travel Insurance's claims department at 844-240-1233 or by email at [email protected] . It's available on weekdays between 8 a.m. and 4 p.m. ET.

You'll be asked to fill out a claims form that asks about your trip details and the issue you faced. Tin Leg Travel Insurance will then ask you to file supporting documents related to your claim. If you're filing a claim because you canceled a flight due to an illness, they'll likely require medical documentation that supports this claim. 

Tin Leg Customer Service and Support Experience

Tin Leg Travel Insurance is well reviewed, receiving an average of 4.6 stars out of five on SquareMouth across nearly 3,800 reviews. Reviews on its Better Business Bureau are consistent with its SquareMouth score, also averaging 4.6 stars across over 110 reviews, admittedly a limited sample size. Additionally, Tin Leg Travel Insurance is not certified with the BBB.

While most customers reported a smooth and speedy claims service, some noted that communication from Tin Leg Travel Insurance during the process can be spotty. Additionally, customers complained about their claims being denied due to requirements they were unaware of when purchasing coverage. One customer wrote about how they had to cancel a trip because of work, but hadn't been working at their company long enough to qualify for trip cancellation coverage.

See how Tin Leg Travel Insurance travel insurance stacks up against the competition. 

Tin Leg Travel Insurance vs. AIG Travel Guard

To compare Tin Leg Travel Insurance travel insurance to Travel Guard , we'll consider the coverage limits from their highest-rated, Gold and Travel Guard Deluxe plans, respectively.

With AIG Travel Guard's Deluxe plan, you'll get:

  • Trip cancellation coverage up to $150,000
  • Trip interruption coverage up to $225,000
  • Emergency medical coverage of $100,000
  • Coverage for baggage loss, theft, or damage up to $2,500
  • Travel delay coverage of up to $1,000

Comparing those coverages with Tin Leg Travel Insurance's Gold plan, you'll see that AIG's coverages are better than Tin Leg Travel Insurance's in all areas except one – emergency medical. While AIG offers emergency medical coverage of $100,000, Tin Leg Travel Insurance's coverage limit is $500,000 (in primary coverage).

If the medical coverage piece is what's most important to you, Tin Leg Travel Insurance would be the right choice in this scenario. That said, having $100,000 in emergency medical coverage is nothing to scoff at, so it may come down to comparing premium costs.

Remember that the premium costs will depend on the traveler's age, trip destination, and trip cost. So you'll need to compare these two insurers using your trip-specific information to get a solid idea of the costs associated with each plan.

Read our AIG Travel Guard insurance review here.

Tin Leg Travel Insurance vs. Allianz Travel Insurance

Both Allianz Travel Insurance and Tin Leg Travel Insurance travel insurance offer a variety of travel insurance plans designed for different types of travelers with varying types and degrees of coverage.

In this comparison, we'll look at Allianz Travel Insurance's most popular single-trip plan, the OneTrip Prime plan, compared to Tin Leg Travel Insurance's Basic plan.

With Allianz Travel Insurance's most popular single-trip OneTrip Prime plan, you'll get:

  • Up to $100,000 in trip cancellation coverage
  • Up to $150,000 in trip interruption coverage
  • $50,000 in emergency medical coverage
  • Up to $1,000 in coverage for baggage loss, theft, or damage
  • Up to $800 in travel delay coverage

In looking at Tin Leg Travel Insurance's basic plan, you'll find that these two policies offer the same $50,000 coverage limit for emergency medical. Still, Allianz Travel Insurance's plan exceeds Tin Leg Travel Insurance's in the other coverage limits. That said, you'll have to quote both of these policies using your personal trip information to make an informed decision, especially if cost is the most important factor to you.

Read our  Allianz travel insurance review here.

Tin Leg Travel Insurance vs. Credit Card Travel Insurance

Do you have a travel credit card? If so, consider the type of insurance coverage it may (or may not) offer. Some basic coverages, like primary rental car insurance, are provided through your credit card's travel protection . And if you don't need medical coverage or don't have a lot of non-refundable trip expenses, the coverage offered by your credit card could suffice.

That said, don't forget that credit card coverage is sometimes considered secondary coverage. That means you'll have to file a claim with any other applicable insurer before filing a claim with your credit card company.

Read our guide on the best credit cards with travel insurance here.

Tin Leg Travel Insurance FAQs

All policies except Economy cover pre-existing medical conditions as long as you purchase your policy within 15 days of trip deposit.

You have 14 days after you purchase your policy to refund your Tin Leg Travel Insurance policy, as long as you haven't left for your trip. 

All Tin Leg Travel Insurance travel insurance policies include 24/7 emergency assistance services.

Tin Leg Travel Insurance claims can be submitted online or over the phone at 844-240-1233 during business hours. You'll need to provide details about your trip and the problem that arose during your trip. The claims process is quick, according to customer reviews, but be sure to review your policy for guideline related to claims. 

Yes, all tiers of Tin Leg Travel Insurance travel insurance offer cancellation coverage if you or a non-traveling loved one contracts COVID-19, though you will need to provide a positive test to receive reimbursement. 

Why You Should Trust Us: How We Reviewed Tin Leg

To review Tin Leg Travel Insurance travel insurance, we looked at several different factors. These included premium costs, coverage categories, and claim limits. In addition, we compared the policies and premiums available through Tin Leg Travel Insurance to those from the best travel insurance providers to see how they stack up — and also considered any additional add-on coverages available and the ease of getting a quote and filing a claim.

In the end, the best policy for you will be the one that provides the coverage you need and limits you're comfortable with while also staying within budget.

Read more about how Business Insider rates insurance products here.

travel insurance that covers repatriation

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

travel insurance that covers repatriation

  • Main content
  • Credit cards
  • View all credit cards
  • Banking guide
  • Loans guide
  • Insurance guide
  • Personal finance
  • View all personal finance
  • Small business
  • Small business guide
  • View all taxes

What Does Travel Insurance Cover?

Anya Kartashova

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

What is covered by travel insurance

Extras you can add to a travel insurance policy, what does travel insurance not cover, how to pick the right policy for your trip, if you want to understand travel insurance coverage.

If something goes wrong during a trip, your savings account could take a serious hit if you don’t have travel insurance. Flight cancellations, lost baggage or an accident can throw a wrench into your carefully made plans and cost a lot to rectify.

On the other hand, knowing that your trip is protected can help put your mind at ease before, during and after a vacation. But exactly what does travel insurance cover? Let’s find out.

Most plans typically cover a range of trip protections, including accidental death and dismemberment, baggage delay or loss, emergency medical coverage and evacuation, trip cancellation, delay or interruption and more. Here's a closer look at each one.

Accidental death and dismemberment

Accidental death and dismemberment insurance provides coverage for death or losing a limb or eyesight as a result of an accident. Note that death from natural causes, illness or by suicide isn’t covered, so it’s not the same thing as a life insurance policy.

Baggage delay

Baggage delay insurance reimburses the cost of essentials, such as clothes, toiletries or a phone charger, that you may need to purchase if your bag is delayed. Your baggage must be delayed over a certain number of hours to receive coverage — typically the range is from six to 24 hours, depending on the policy.

Baggage loss

Insurance for baggage loss reimburses the cost of your suitcase and belongings should a checked bag become lost, stolen or damaged during a covered trip.

Emergency medical evacuation and repatriation

This benefit covers the cost associated with medical evacuation if you have a medical emergency and you can’t be treated at the facility closest to you. It will cover transport costs to another hospital or your home country, if necessary, and also includes transportation of remains.

» Learn more: Travel medical insurance: Emergency coverage while you travel internationally

Missed connection

A missed connection benefit covers extra expenses if a common carrier delay causes you to miss an organized tour or a cruise, for example, and you need to pay extra to catch up to it at the next port of call.

Reinstate frequent traveler awards

If you paid for a trip with airline miles or hotel points and it is subsequently canceled, this benefit will cover any fees required to redeposit your rewards back to your frequent traveler account.

Trip cancellation

Trip cancellation insurance reimburses you for prepaid nonrefundable costs if you must cancel a trip for a covered reason. Reasons that are typically covered include:

Sickness or death of a family member.

Financial insolvency.

Natural disaster.

Airline strike.

Inclement weather.

Military duty.

Stolen passport or visa.

Loss of employment.

Trip delay covers costs associated with transportation, meals or lodging should your common carrier be delayed, as well as reimbursement of any prepaid, nonrefundable expenses. Trip delay coverage takes effect after a specified period of time depending on the policy, but typically ranges from five to 12 hours.

» Learn more: What you need to know about Chase’s trip delay insurance

Trip interruption

Trip interruption insurance reimburses you for unused, nonrefundable costs in the event you must cut the trip short and return home for a covered reason, including a family member’s sickness or death, terrorism, inclement weather or a natural disaster, among others.

Travel insurance plans usually don’t include coverage for every possible thing that can go wrong, but you can add optional extras to your policy for an upcharge. Check to see if your plan has the following types of coverage, and if you think you need it, you can add it in or buy a more inclusive policy.

Cancel For Any Reason

If you change your mind and decide not to go on a trip you’ve booked, you typically can’t get reimbursed for prepaid, nonrefundable expenses — unless you purchase a cancel for any reason policy separately. Depending on the policy, you usually get a portion of your prepaid expenses back (typically 50% to 75%), but you must purchase the policy within 10 to 21 days of initial payment. Note that cancel for any reason isn’t the same as trip cancellation listed above.

Rental car collision damage waiver

If your rental car is damaged or stolen, rental car insurance will protect you from having to pay for the damage or theft. Many credit cards, such as the Chase Sapphire Preferred® Card or the Capital One Venture X Rewards Credit Card , offer rental car collision damage insurance, so check whether the cards you hold have this benefit before adding it to a policy.

Pre-existing conditions

If you need coverage for a pre-existing medical condition, you must purchase a policy within the time specified by the insurance provider to be eligible for a pre-existing conditions waiver (usually ten to 21 days). Make sure that the coverage amount you enter is equal to all prepaid, nonrefundable costs for your trip.

» Learn more: The best travel insurance companies right now

Quarantine accommodations

This coverage is often part of trip delay insurance, but some providers include it and some don’t. For example, the Safe Travels Voyager plan offered by Trawick International covers lodging expenses in case you get sick with COVID-19 and have to quarantine abroad before flying home safely.

» Learn more: Travel insurance may not cover COVID-19 — unless you upgrade

Travel insurance offers coverage for many situations, but not all. Some scenarios aren’t covered by a travel policy, including:

A named storm: Most travel plans protect you from hassles stemming from inclement weather. However, a policy needs to be purchased before a tropical storm or weather event is named. If you purchase coverage after a natural disaster has begun, it won’t be covered.

Activities performed under the influence: Drug and alcohol use are a notable exception to most travel policies. If you fall off an ATV because you drank a few alcoholic beverages or took drugs before operating a vehicle, you’re no longer covered.

Extreme sports: Some high-risk sports, such as bungee jumping, scuba diving or rock climbing, aren’t covered by a comprehensive travel insurance plan. However, you can buy a separate policy for the specific adrenaline activities you’re planning to do on your vacation from World Nomads , for example.

Fear of travel because of a pandemic or another reason: This is something that would be covered under a “cancel for any reason” add-on, but a general travel policy won’t cover fear of travel.

Medical tourism: Seeking dental work in Mexico or a hair transplant in Turkey? Keep in mind that your medical expenses for elective procedures aren’t covered by a plan with emergency medical coverage.

Pregnancy: If you want to cancel a trip because you’re pregnant, you can do so only if you purchased the plan before you became pregnant. Otherwise, it’s not a covered reason. Additionally, medical costs incurred while on a trip during pregnancy might or might not be covered (check with your insurance provider).

» Learn more: What to know before you buy travel insurance

The length of trip, your age and the destination all factor into how much a policy will cost. The coverage types and their limits also influence the price tag.

Types of coverage and limits

Take a look at the terms of each policy and determine the type of coverage you need the most. Compare the coverage details and limits with the cost. If you hold a travel credit card , familiarize yourself with its benefits as some of the trip protections might be redundant.

Single trip vs. annual plan

For frequent travelers, an annual plan offers the most bang for your buck — it costs less money versus purchasing insurance for multiple single trips. An annual policy covers long international trips as well as short domestic trips in between, so you can have peace of mind all year long. But everything isn’t always included in a multi-trip plan, the coverage limits are lower and you may not be covered for pre-existing conditions.

Individual vs. family

When shopping for a quote, include everyone traveling in your party and their ages before you submit the trip details. Note that some insurance providers include free coverage for children 21 and younger if a parent is the primary policyholder.

» Learn more: 10 best travel insurance companies

Because coverage varies among the different insurance providers and policies, make sure to read over the policy terms carefully, especially if you’re looking for a specific type or amount of coverage.

If you’re still not sure whether a specific event or activity would be covered, call the insurance company and chat with a customer service representative. It’s better to be aware of what’s covered and what isn’t before you need to (but hopefully don’t have to) file a claim.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Reserve Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

Chase Sapphire Preferred Credit Card

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

travel insurance that covers repatriation

  • Today's news
  • Reviews and deals
  • Climate change
  • 2024 election
  • Fall allergies
  • Health news
  • Mental health
  • Sexual health
  • Family health
  • So mini ways
  • Unapologetically
  • Buying guides

Entertainment

  • How to Watch
  • My Portfolio
  • Latest News
  • Stock Market
  • Premium News
  • Biden Economy
  • EV Deep Dive
  • Stocks: Most Actives
  • Stocks: Gainers
  • Stocks: Losers
  • Trending Tickers
  • World Indices
  • US Treasury Bonds
  • Top Mutual Funds
  • Highest Open Interest
  • Highest Implied Volatility
  • Stock Comparison
  • Advanced Charts
  • Currency Converter
  • Basic Materials
  • Communication Services
  • Consumer Cyclical
  • Consumer Defensive
  • Financial Services
  • Industrials
  • Real Estate
  • Mutual Funds
  • Credit cards
  • Balance Transfer Cards
  • Cash-back Cards
  • Rewards Cards
  • Travel Cards
  • Personal Loans
  • Student Loans
  • Car Insurance
  • Morning Brief
  • Market Domination
  • Market Domination Overtime
  • Opening Bid
  • Stocks in Translation
  • Lead This Way
  • Good Buy or Goodbye?
  • Fantasy football
  • Pro Pick 'Em
  • College Pick 'Em
  • Fantasy baseball
  • Fantasy hockey
  • Fantasy basketball
  • Download the app
  • Daily fantasy
  • Scores and schedules
  • GameChannel
  • World Baseball Classic
  • Premier League
  • CONCACAF League
  • Champions League
  • Motorsports
  • Horse racing
  • Newsletters

New on Yahoo

  • Privacy Dashboard

Yahoo Finance

Best travel insurance plans for 2024: a unique and comprehensive list for travelers from international citizens insurance.

Including the Best Plans for Seniors, Global Nomads, Visitors to the USA, Pets, Adventure Sports Addicts and More

BOSTON, MA / ACCESSWIRE / May 2, 2024 / International Citizens Insurance, a leading international insurance broker, has announced the best travel insurance plans for 2024 summer travel. As the cost of airfare and hotels continues to rise along with the increase in flight delays and cruise cancellations, this list could not have come at a better time for travelers looking to protect their travel plans and their finances.

"This summer's travel season promises a high level of demand, increasing costs, and a strong potential for travel disruptions due to political unrest, weather, and other factors," said Joe Cronin, President of International Citizens Insurance. "Our clients want travel insurance they can trust to help them if they suffer a cancellation, a medical emergency, lost luggage, a natural disaster, or have to change plans due to unforeseen events. With this list, they will be able to find the best overall travel insurers as well as the right plans for their individual needs."

International Citizens Insurance judged each company and plan on six key criteria: the user-friendliness of their site, the ease of policy purchase, the number of countries plans are offered in, how extensive the benefits are, the ease of making a claim and the quality of the company's customer service. The most trusted insurers include WorldTrips , who made history as one of the first insurers to offer plans for purchase over the internet; GeoBlue Travel Insurance , which supports seniors with coverage for people up to 84 years old; and Trawick International, which offers coverage for over 500 adventure sports activities.

To help customers find the best insurance for their specific needs, International Citizens Insurance has also identified the best insurance for several use cases, including Cancel for Any Reason (CFAR) insurance, travel medical plans, and insurance with coverage for pets. International Citizens Insurance has also identified the best plans for clients with special needs, including seniors, missionaries and volunteers, U.S. citizens abroad, and digital nomads.

In today's unpredictable world, travel insurance has become the most essential accessory for any international traveler. Travelers want trip cancellation insurance to protect their trip and travel medical insurance plans to protect their health. But with so many companies out there, which ones can you trust?

Learn more about the best travel insurance companies at https://www.internationalinsurance.com/travel-insurance/best-companies.php .

About International Citizens Insurance

International Citizens Insurance is the insurance division of International Citizens Group. We provide educational content, reviews, and unique comparison engines that enable travelers and expatriates to research, quote, compare, and purchase global life, travel, and international health insurance from various carriers.

Contact Information

Joe Cronin President [email protected] 617-500-6738

Andrew Blomberg Vice President, Global Group Benefits [email protected] (339) 221-5190

SOURCE: International Citizens Insurance

View the original press release on newswire.com.

Business Insider

Seven Corners Travel Insurance Review 2024

Find a Qualified Financial Advisor

Finding a qualified financial advisor doesn't have to be hard. Datalign's free tool matches you with financial advisors in your area in as little as 3 minutes. All firms have been vetted by Datalign and all advisors are registered with the SEC. Get started with achieving your financial goals!

The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Offering the right coverage is not always the same as paying claims and honoring coverage. In our experience, there's a lot of ground in between. Finding the carrier for your needs means looking at the whole picture. With nine plans and plenty of add-ons available, Seven Corners may have exactly what you need. 

Competitive with some of the best travel insurance companies, see if Seven Corners travel insurance is right for you. 

Seven Corners Travel Insurance Review

Over 30 years, Seven Corners , Inc. has provided travelers with a wide array of coverage options. US-based travelers can find an array of options for traveling abroad or domestically. Non-US citizens can also find options for traveling to the US. The carrier also offers supplemental riders to tailor coverage to your precise needs, such as adventure sports coverage. It is also among the best CFAR travel insurance providers.

Additionally, many of its single-trip policies can be extended up to 364 days. It also offers annual multi-trip insurance for international trips, making it onto our list of the best international travel insurance for long-term travel.

Seven Corners is reviewed positively among customers, receiving an average of 4.2 stars out of five across over 5,100 reviews on Trustpilot . Seven Corners does even better on SquareMouth, receiving 4.38 stars across 3,700 reviews.

Seven Corners Plans Available

As noted above, Seven Corners Travel Insurance offers many travel insurance plans and riders. Each features distinct benefits, inclusions, exclusions, and claim limits, so it's vital to read the plan documents thoroughly before you finalize your purchase. Here is a summary of its core products:

Trip Protection 

Comprehensive coverage for US residents traveling domestically or internationally. Specific coverage benefits and services will vary by state, but the broad coverage areas are as follows:

  • Trip cancellation (optional CFAR addition for qualified travelers)
  • Trip interruption
  • Missed connection
  • Change fees
  • Accident and sickness medical expenses
  • Emergency dental expense
  • Emergency medical evacuation/medical repatriation/return of remains
  • Accidental death and dismemberment
  • Baggage and personal effects
  • Baggage delay
  • Covid-19 coverage

Note: This plan is not available for Missouri residents.

Trip Protection Annual Multi-trip

This plan is for travelers who intend to go on multiple trips, internationally or domestically, within a 365-day period.

  • Trip cancellation: $2,500 to $10,000
  • Trip interruption: up to 150%
  • Trip delay: up to $200 per day and $2,000 per year
  • Missed connection: $1,000 per year
  • Travel medical expenses: up to $250,000 or $50,000 for New Hampshire residents; $100 deductibles
  • Emergency dental expenses: up to $750; no deductible
  • Emergency evacuation and repatriation: up to $500,000
  • Lost baggage: up to $2,000 with $500 limit per item; $100 deductible
  • Baggage delay: up to $100 per day and $1,000 per year
  • 24/7 travel assistance services

Trip Protection USA

This plan is for international travelers visiting the US. Its base plan offers coverage for trip cancellation and interruptions, but you can add onto your coverage with the medical bundle and air travel bundle.

  • Trip cancellation: 100% of trip cost up to $20,000 per traveler
  • Trip interruption: up to 125% of trip cost

Optional air travel bundle

  • Trip delay over six hours: $100 per day, up to $300
  • Travel inconvenience: $150 for missing work or travel diversion
  • Baggage and personal effects: $250 per item, up to $500
  • Baggage delay over six hours: $100 per day, $250 maximum

Optional medical bundle

  • Emergency medical evacuation and repatriation of remains: up to $250,000
  • Emergency accident and sickness medical expense: up to $50,000
  • Emergency dental expense: up to $250

Travel Medical (Excluding/Including US)

Seven Corners offers standalone travel medical insurance plans for travelers who don't want other travel insurance coverage. It offers separate policies for travel plans including and excluding the US.

Travelers can also choose between the Basic and Choice plans, with additional add-ons. Coverage length can range from five to 364 days. Here are some of the highlights of Seven Corners' Travel Medical plan.

Travel Medical USA Visitor

This plan is for non-US citizens and non-US residents visiting the US, especially those worried about the cost of medical care while traveling. Travelers can choose between the basic and choice plans, the choice plan offering more coverage. The following are highlights of the basic plan: 

  • Lifetime plan maximum: $1,000,000
  • 14 days to 69 years: $50,000; $100,000; $150,000
  • 70-99 years: $50,000; $100,000
  • Hospital room and board: $1,100 per day, 30-day maximum
  • Hospital ICU: Additional $500, 8-day maximum
  • Covid-19 treatment: Same as other illnesses
  • Surgery (both inpatient and outpatient: $3,000
  • Anesthetist: $500
  • Emergency room services: $350
  • Prescription drugs: $200 per period of coverage
  • Local ambulance: $300
  • 14 days to 69 years old: up to $50,000
  • 70 to 79 years old: up to $25,000
  • 80+ years old: N/A
  • Medical emergency evacuation: $100,000
  • Travel assistance services

Travel Medical Annual Multi-trip

Like the Trip Protection annual plan, this policy is for travelers who are planning multiple trips within a year. However, this plan lacks much of the coverage for travel expenses that Trip Protection offers, excluding any travel cancellation insurance.

Here are a few of the highlights of Seven Corner's Travel Medical Annual Multi-trip insurance:

  • Coverage terms: 30 days, 45 days, 60 days
  • 14 days to 64 years old: $1,000,000
  • 65-75 years old: $100,000
  • Deductible options: $0, $250, $500
  • Coinsurance (within the US): 90% for the first $5,000 then 100% to the medical maximum
  • Coinsurance (outside the US): 100% to the medical maximum
  • Hospital room and board: URC to the medical maximum
  • Covid-19 treatment: URC to the medical maximum
  • Urgent care visit: URC to the medical maximum, $15 copay
  • 14 days to 64 years old: $20,000
  • 65-75 years old: $2,500
  • Emergency medical evacuation and repatriation: $1,000,000 separate from medical maximum
  • Lost checked baggage: $50 per article, $500 per occurrence
  • Baggage delay: $250 per occurrence
  • Trip interruption: $5,000
  • Optional adventure activities: URC to the medical maximum

This is a basic plan for international travelers, with medical expenses and some travel expense coverage. 

Travel medical expenses

  • Medical maximum: $50,000
  • Deductible: $0 to $500
  • Acute onset of pre-existing conditions: $25,000 
  • Medical expenses due to terrorist activity: $10,000
  • Optional adventure activities: up to medical maximum

Emergency services and assistance

  • Emergency medical evacuation and repatriation: $50,000
  • Emergency medical reunion: $2,000
  • Return of mortal remains or local burial or cremation: $25,000
  • Natural disaster evacuation: $10,000
  • Political evacuation and repatriation: $10,000

Travel expenses

  • 24/7 travel assistance

Mission and NGO

This plan is for travelers volunteering with a mission or a nonprofit organization. Plans can last as long as 180 days.

Travel Medical Expenses

  • Medical maximum: up to $500,000 based onh traveler's age
  • Deductible: from $0-$500
  • 14 days to 64 years old: up to $50,000
  • 65-79 years old: up to $10,000
  • Covers up to $25,000 of medical expenses due to terrorism

Emergency Services and Assistance

  • Emergency medical evacuation and repatriation: up to $100,000
  • Emergency medical reunion: up to $2,000
  • Return of mortal remains or local burial or cremation: up to $25,000
  • Political evacuation and repatriation: up to $10,000
  • Natural disaster evacuation: up to $25,000

Trip expense protection

  • Trip interruption: up to $5,000
  • Trip delay: $150 per day for up to four days
  • Loss of checked baggage: $50 per item, up to $500
  • Baggage delay: up to $250

Note: This plan is not available for residents in Colorado, Maryland, New York, South Dakota, and Washington.

Medical Evacuation and Repatriation

This plan is primarily for non-US citizens studying abroad in the US.

  • Return of remains: $50,000
  • Local burial or cremation: $50,000)
  • Accidental death and dismemberment: $10,000 for insured, $5,000 for spouse of insured, $1,000 for child

These benefits must be organized through Seven Corners Assist to be covered.

Additional Coverage Options Offered by Seven Corners

Seven Corners understands there's no one size fits all approach. Even with several customized plans, customers may want combinations not offered. So Seven Corners allows its customers to extend coverage with a few riders. Riders are additional coverage options travelers can add to a base plan for an additional fee.

  • Air Travel Bundle: Trip Delay, Trip Inconvenience, Baggage and Personal Effects, and Baggage Delay
  • Medical Bundle: Emergency Medical Evacuation, Repatriation of Remains, and Emergency Accident and Sickness Medical
  • Cancel for Any Reason : Covers up to 75% of the nonrefundable insured trip cost
  • Trip Interruption for Any Reason: Covers up to 75% of your nonrefundable insured trip cost.
  • Rental Car Damage: Covers up to $50,000 in damage to your rental car
  • AD&D Other than Common Carrier: Covers up to $20,000

How Much Does Seven Corners Cost?

Several factors ultimately determine the cost of travel insurance . A few examples include the trip destination, trip duration, trip cost, and age of the travelers. It's best to think of your insurance cost as a percentage of your overall trip cost.

To better estimate the cost of an average travel insurance plan with Seven Corners , we got estimates through Seven Corners and SquareMouth

How to File A Claim with Seven Corners

If you need to file a claim with Seven Corners travel insurance, the company makes it easy to get in touch. It provides multiple contact methods, including a text line and WhatsApp number for your convenience. Text lines are supported Mondays through Fridays, from 8 a.m. to 9 p.m.

Here's how to reach customer service or claims:

  • Phone (Domestic): 1-800-335-0611
  • Phone (International): 1-317-575-2652
  • Text: + 1-888-655-1402
  • Whatsapp: +1-317-430-1140
  • Email: [email protected]

As part of the claims process, you'll likely be asked to provide supporting documentation for your claim. When you're ready to submit that documentation, you can do so via its claims submission page or by mailing any paperwork to the following address:

Seven Corners, Inc.

Attn: Claims

PO Box 211760

Eagan, MN 55121

Note: When filing a claim for a cancelled trip, travelers need to file within 72 hours of the canceling event or as soon as possible if the canceling event prevents the traveler from reporting within the initial window. 

Compare Seven Corners Travel Insurance

See how Seven Corners Travel Insurance stacks up against the competition.

Seven Corners vs. Allianz Travel Insurance

At first glance, Seven Corners and Allianz are relatively similar. Both offer multi-tiered, single-trip, and annual travel insurance plans . Both companies also provide supplemental riders for cancel for any reason coverage and rental car damage protection. In an ideal world, customers of both companies would enjoy more control over coverage amounts and claim limits.

However, at this time, Allianz does not offer group policies. So, if you're planning on traveling with ten or more people, you'll likely be able to get a better deal with Seven Corners. On the other hand, if you're especially concerned about claims processing time, Allianz may be the better bet between the two.

Read our Allianz Travel Insurance review here.

Seven Corners vs. AIG Travel Insurance

Similarly, AIG travel insurance is comparable to Seven Corners. Each provider boasts a comprehensive insurance plan with varying levels of customization. In addition, both providers offer annual and standalone medical travel insurance plans.

Still, there are some differences between the competitors. For its part, Seven Corners offers a plan for non-US residents traveling to the United States. Meanwhile, AIG has a "Pack 'N Go" plan for last-minute travelers who don't need trip cancellation coverage. Both companies have ample opportunities to improve claims processing times.

Read our AIG Travel Insurance review here.

Seven Corners vs. World Nomads

On the other hand, World Nomads travel insurance and Seven Corners have more distinct differences. While Seven Corners has a wide array of travel insurance plans, World Nomads' selection is more streamlined. To date, it only provides two comprehensive insurance plans, one of which has more inclusions and higher coverage limits than the other.

If you're looking for something other than comprehensive coverage, Seven Corners might be the way to go. If you're okay with all-size-fits-one coverage, World Nomads could be a great option, particularly if you plan on doing any adventure activities while on your trip. For many occasional travelers, bundling to cover bases they might not see is appealing. Of note, adventure sports coverage is included in the World Nomads base plan, while it is only available with Seven Corners for an additional fee.

Read our World Nomads Travel Insurance review here.

Seven Corners Travel Insurance Frequently Asked Questions

How does seven corners handle pre-existing conditions.

Seven Corners' single-trip insurance covers pre-existing conditions if you booked within 20 days of your initial trip payment and 15 days of any additions. Additionally, travelers must be medically able while purchasing insurance. Seven Corners' annual plan begins covering pre-existing conditions 60 days after the plan has started.

Can I purchase Seven Corners insurance for trips already in progress?

No, you cannot purchase insurance from Seven Corners for a trip already in progress. However, you can extend certain policies currently in progress.

Are there any geographical restrictions on Seven Corners coverage?

Availability for Seven Corners varies from state to state. Additionally, Seven Corners does not insure travel to certain countries and similarly, doesn't insure international travelers in the US from certain countries. 

How does Seven Corners travel insurance compare to credit card travel coverage?

Traditional travel insurance is generally more comprehensive than credit card travel protection , and Seven Corners is no exception. Seven Corners has robust coverage for international travel, medical emergencies, and evacuation, which many travel credit cards do not cover.

Why You Should Trust Us: How We Reviewed Seven Corners Travel Insurance

In reviewing Seven Corners travel insurance, we compared it against other popular travel insurance providers within the industry. Specifically, we examined the available plan options, including any available riders, claim limits, coverages, exclusions, and typical policy costs.

Choosing the best policy for you and any co-travelers is about selecting a policy with the right type of coverage and adequate coverage limits. Ideally, you should ensure that it works well in your budget and allows you to submit a claim quickly. You can read more about how we rate travel insurance products here.

If you enjoyed this story, be sure to follow Business Insider on Microsoft Start.

Seven Corners Travel Insurance Review 2024

IMAGES

  1. Which Travel Insurance Covers Repatriation?

    travel insurance that covers repatriation

  2. Travel Insurance Explained

    travel insurance that covers repatriation

  3. How Does Travel Insurance Work

    travel insurance that covers repatriation

  4. Travel Insurance

    travel insurance that covers repatriation

  5. Which Travel Insurance Covers Repatriation?

    travel insurance that covers repatriation

  6. Repatriation Insurance for Expats

    travel insurance that covers repatriation

COMMENTS

  1. Emergency Medical Evacuation Insurance In Travel Insurance Plans

    Exactly what you'd pay for emergency evacuation would depend on your medical condition, the care required and your location. Durazo says emergency medical transportation to the U.S. from the ...

  2. Medical Evacuation & Repatriation Coverage

    What is medical evacuation and repatriation coverage? Compare plans, get a quick quote and instant coverage with our Zero Complaint Guarantee. 1-800-240-0369 1-800-240-0369 8AM to 10PM ET Daily. ... Unlike a travel insurance plan that covers you for the duration of your trip, a Medical Evacuation Membership involves an annual or short-term fee. ...

  3. Medical Evacuation and Repatriation Insurance

    Repatriation is a type of evacuation that returns travelers back home, typically after their condition has stabilized and when a doctor advises that they should no longer travel. And in a worst-case scenario, if a traveler dies on vacation, World Nomads travel insurance also covers repatriation of remains. It's not an easy thing to think ...

  4. Expat Travel Insurance: The 5 Best Options for Globetrotters

    Travelex Insurance Services: Best Premium Coverage for Expats. Allianz Travel Insurance: Best for Comprehensive Coverage. World Nomads Travel Insurance: Best for Adventure Travelers. GeoBlue: Best ...

  5. Medical evacuation & repatriation

    The Travel Basic plan offers a maximum of $100,000 in emergency evacuation and repatriation of remains. This plan can also provide coverage up to $15,000 for emergency medical expenses that you may incur as a result of an illness or injury. The Travel Select plan offers up to $500,000 in coverage for emergency evacuation and repatriation of ...

  6. Repatriation: Benefits & Expert Tips (2024)

    Repatriation travel insurance is a benefit included in most travel insurance plans that covers the costs associated with returning you home in case of a medical emergency, illness, or even death. This can involve various means of transportation, depending on your situation, such as:

  7. 11 Best Travel Insurance Companies in April 2024

    Best for emergency medical coverage. Allianz Global Assistance. Best for travelers with pre-existing medical conditions. Travel Guard by AIG. Best for those who pack expensive equipment. Travel ...

  8. Repatriation And Travel Insurance

    When selecting a travel insurance policy, consider the level of medical and repatriation cover it provides. Coverage can range significantly, from £1 million to £10 million, to ensure that all medical treatments and repatriation costs are taken care of. Given the high cost of medical care abroad and emergency transport, choosing a policy with ...

  9. Repatriation Travel Insurance Guide

    Repatriation should be included as standard on every travel insurance policy. That said, cover levels may vary between providers, so you might want to check the features to ensure you have the level of protection you need. When you compare travel insurance quotes with us, we'll show you the features of each policy so it's easier to find the ...

  10. Medical Evacuation and Repatriation: How Travel Insurance and

    Travel insurance with coverage for medical evacuation can help keep travelers from getting stuck with huge costs if seriously injured or sickened on a trip. According to the Centers for Disease Control and Prevention (CDC), medical evacuation by air ambulance can cost more than $100,000 and if you are traveling internationally or in a remote ...

  11. How to Find the Best Travel Insurance

    Nerdy takeaways. Travel insurance can cover medical expenses, emergencies, trip interruptions, baggage, rental cars and more. Cost is affected by trip length, pre-existing medical conditions ...

  12. 9 Best Travel Insurance Companies of 2024

    Up to $500,000 in emergency medical evacuation and repatriation coverage; ... For additional details on specific coverage from each travel insurance plan and to input your trip information for a ...

  13. SafeTrip International Travel Insurance

    International Travel Medical. Emergency medical insurance for travel off the beaten path — and anywhere else your trip may take you. No deductibles. Up to $1 million for medical expense limit. Medical evacuation and medical assistance. Option to add Extreme Sports coverage. Learn more.

  14. Medical Evacuation Insurance: What to Know

    Most medical evacuation insurance coverage starts at $100,000 per year, but even that might not be enough. The national average for an emergency helicopter ride is about $40,000, according to ...

  15. Medical Evacuation Insurance

    GET A QUOTE 855-327-1441. In an event of an accidental injury or sickness that warrant immediate transportation from a location, Emergency Evacuation or Medical Emergency Evacuation will be provided to meet the needs of the patient. What is covered: Emergency Transportation, Hospital Companion, Repatriation of Remains.

  16. What is Repatriation Coverage in a Travel Insurance Policy?

    Repatriation coverage means that the insurer will arrange and handle the necessary transportation in the event a person passes away from an illness or injury when away from home. This benefit typically covers the arrangement and payment for necessary and reasonable expenses, which include embalming and the appropriate transportation of the ...

  17. What is Repatriation Coverage in a Travel Insurance Policy?

    The travel insurance coverage that few know about is repatriation coverage. Repatriation coverage is also called repatriation of remains coverage. If a traveler dies in a foreign country, this travel insurance policy rider provides for transport of the traveler's remains back to their home country. It is key to emphasize that such coverage ...

  18. Travel Insurance with Repatriation Cover

    Medical repatriation. Holiday Extras travel insurance provides repatriation insurance as part of the cover for medical emergency expenses. With a Bronze and Silver level policy, you can expect to be covered for up to 10 million for medical emergency expenses, with our Gold policies offering unlimited expenses. This includes repatriation back to ...

  19. Repatriation Travel Insurance Guide

    Yes, repatriation is included as part of standard travel insurance policies. It covers the costs involved in getting you (or typically a family member) back to the UK for treatment if you suffer a severe illness or accident abroad. It also includes the cost of bringing your ashes or body home if you die when you're on a trip abroad.

  20. Medical evacuation & repatriation insurance

    For more information about medical evacuation and repatriation insurance and our international health insurance plans, please contact sales support on +353 1 514 8406 (8am-5:30pm (GMT), Monday to Friday). Alternatively you can get an individual international health insurance quote or more information on Corporate Group Scheme International ...

  21. Medical repatriation

    However, with travel insurance, these costs can be covered. According to the Consular State of Play 2021-22 report, there were 911 Australian cases of illness and hospitalisation overseas and 56 non-COVID-19 related medical repatriation cases. 1 Repatriation costs can reach hundreds of thousands of dollars, so if you require emergency ...

  22. Tin Leg Travel Insurance Review: Coverage, Plans, and ...

    Tin Leg Travel Insurance. Get quotes. compare policies and rates with SquareMouth Travel Insurance. Insider's Rating 4.33/5. Perks. Trip cancellation coverage for up to 100% of the trip cost and ...

  23. What Does Travel Insurance Cover?

    Travel insurance offers coverage for many situations, but not all. Some scenarios aren't covered by a travel policy, including: A named storm: Most travel plans protect you from hassles stemming ...

  24. Best Travel Insurance Plans for 2024: A Unique and Comprehensive List

    Including the Best Plans for Seniors, Global Nomads, Visitors to the USA, Pets, Adventure Sports Addicts and More. BOSTON, MA / ACCESSWIRE / May 2, 2024 / International Citizens Insurance, a ...

  25. Seven Corners Travel Insurance Review 2024

    24/7 travel assistance services. This plan is for international travelers visiting the US. Its base plan offers coverage for trip cancellation and interruptions, but you can add onto your coverage ...