is travel insurance mandatory for greece

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Travel Insurance for a Greece Vacation (2024)

Travel insurance for a Greece vacation can protect against emergency medical costs, reimburse you for cancellations and protect you from other unexpected issues.

in under 2 minutes

Josh Lew is a travel journalist and writer based in the midwestern U.S. He has been active for the past decade, covering airlines, international destinations and ecotourism for sites like TravelPulse and TreeHugger. He currently contributes to content writing agency World Words.

Sabrina Lopez is an editor with over six years of experience writing and editing digital content with a particular focus on home services, home products and personal finance. When she is not working on articles to help consumers make informed decisions, Sabrina enjoys creative writing and spending time with her family and their two parrots.

Greece is one of Europe’s most well-known and beloved travel destinations. Cities like Thessaloniki and Athens have historic attractions, such as the Acropolis. Meanwhile, Greek islands like Santorini, Corfu and Mykonos boast some of the Mediterranean’s best beaches and liveliest party scenes.

The diverse list of attractions brings tourists from all over the world. More than 29 million visited in 2022, with many combining their Greece trip with stops in Italy, Croatia and other Mediterranean hotspots.

The U.S. State Department calls Greece a relatively safe destination. However, the travel industry is unregulated, making it challenging to choose reputable operators. Also, general labor strikes and demonstrations, earthquakes and petty theft can derail your travel schedule.

Comprehensive travel insurance plans can reimburse you for delays or cancellations so that you can return to your itinerary after experiencing problems.

Here is what you need to know to stay safe in Greece and select the best travel insurance for your needs.

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Do I Need Travel Insurance for Greece?

Greece does not require travel insurance for tourists from the U.S. Because it is part of the Schengen area, visitors can stay for 90 days without pre-arranging a visa or meeting other conditions.

Even though it is not a legal requirement, tourists need travel insurance to avoid paying for emergency healthcare in Greece and if they wish to receive reimbursement for interruptions, cancellations, lost baggage or other travel problems that could ruin their trip.

Trip cancellation insurance offers protection before you arrive in Greece. Labor strikes are very common at European airlines and airports. Workers often choose the busiest travel season in the hope that it will increase their employers’ willingness to bargain. Cancellation and interruption coverage provides compensation for such delays so that you don’t have to pay out of pocket.

Finally, international travel is expensive. If you buy travel insurance, you can avoid sunken costs by getting reimbursement for the pre-booked portions of your vacation if you become ill or injured and are unable to travel.

Here are five coverage types you could include on your travel insurance policy.

Cancel for Any Reason Coverage

Standard trip insurance allows you to cancel your plans and receive reimbursement for the trip cost. However, to receive compensation, the cancellation must be due to unpredictable circumstances beyond your control.

Standard travel insurance plans have exclusions, which are unacceptable reasons for cancellation. The insurance company will not reimburse you if you cancel because of an appointment or event, a change in relationship status or financial problems.

Cancel for any reason (CFAR) insurance does not require you to prove the reason for the cancellation. CFAR coverage may increase premium costs, but the higher fee could be worthwhile if you book your trip far in advance and wish to protect against scheduling conflicts or other issues.

Gear Theft Protection

Gear theft protection covers valuables like phones, cameras, computers and other tech devices. It may also be useful for insuring equipment, such as diving gear, that you use in Greece.

Even though robbery is relatively rare in Greece, bag snatching is commonplace, and pickpockets often target phones or other small tech devices. These petty crimes make gear theft protection a good idea.

Comprehensive travel plans often include thefts. However, you need to check the limits of the policy. Some insurance providers only cover gear up to $1,000 (or even less). This amount won’t pay for the replacement of expensive devices. Insurers may offer stand-alone policies or add-ons to provide additional gear coverage.

Medical Emergency Insurance and Emergency Medical Evacuation

Medical emergency insurance is essential for travel in Greece. According to the State Department , private hospitals in the country will not admit patients without health insurance. Public hospitals will offer care but require cash payments before discharge.

Since most U.S. insurers, including Medicare, do not cover overseas treatments, even in an emergency, travel health insurance is necessary. It is the only option for most travelers to get medical care without paying out of pocket.

In addition to protecting you from high medical bills, policies often include evacuation insurance coverage. This type of travel medical insurance pays for transport to the U.S. if you need long-term care or procedures unavailable in Greece. It will also pay for repatriation if you pass away during your vacation.

Medical coverage is available in single-trip policies or as an annual or multi-trip package. All insurance covers necessary treatments for illnesses or injuries, but it may exclude certain pre-existing medical conditions. If you have pre-existing conditions, you should check the policy details and confirm coverage before departing.

Rental Car Protection

Car rental agencies in Greece usually require collision damage waiver (CDW) coverage. This policy pays for damage and often comes in two varieties: a cheaper version that requires you to pay a portion of repair costs and a more expensive variety that covers all damage.

You have several options for additional coverage.

• A credit card may offer auto insurance for rental cars if you use it to pay for the rental.
• Stand-alone auto insurance could be useful if you plan to drive extensively in Greece.
• A comprehensive travel insurance plan could include auto coverage, or the insurer may offer it as an add-on.

You should only rent from reputable agencies and use insurance when renting a vehicle in Greece.

Trip Cancellation Insurance

Trip cancellation insurance covers the cost of your Greece trip if it gets canceled due to unexpected circumstances.

Common reasons for cancellation can include the following:

• Selection for jury duty
• A subpoena to appear in court
• Military deployment
• A verifiable illness that you do not recover from before your departure date
• An injury that keeps you from traveling
• The death of a close family member
• A natural disaster or unexpected conflict in your destination
• Other duties you are legally required to complete

These policies do not cover cancellations due to social engagements, weddings or other events you are not legally obligated to attend.

Many cancellation policies also include trip interruption insurance. This coverage is for delays and cancellations after you depart from your home. It will pay for the costs incurred during delays from airport labor strikes, canceled flights or natural disasters.

Even if you feel the chance of cancellations is small, this policy can give you peace of mind knowing you won’t lose your travel investment if the worst happens.

How Much Does Greece Travel Insurance Cost?

The cost of travel insurance cover varies depending on several factors:

• The coverage you already have through a credit card or other insurance policy
• The length of your stay
• Your itinerary and planned activities
• The value of the gear you bring
• The level of medical assistance you need if you become ill or get injured
• Your home state

For some travelers, a cheap travel insurance policy provides sufficient protection. Comprehensive standard policies are often the most convenient option for the average traveler because they provide all the necessary components.

Here are prices for standard insurance policies from different insurers.

Quotes are for a 30-year-old traveler from New York going to Greece on a $3,500 itinerary from Aug.1 to Aug. 14. Comprehensive coverage includes medical and evacuation insurance, and cancellation , interruption and lost baggage coverage. 

You can learn more about the costs of travel insurance here: How Much Is Travel Insurance?

How Do I Get Travel Insurance for Greece?

The first step in getting travel insurance for Greece is to define your insurance needs. You may already have some coverage. Ask yourself the following questions:

• Does your credit card offer cancellation coverage for airfares or hotel reservations?
• Does your credit card provide rental car insurance if you use it to pay for your vehicle?
• Will your health insurance work overseas?
• Does the airline offer cancellation insurance or have a policy that lets you cancel your flight for specific reasons?

These questions will help you decide how much coverage you need and the type of policy that best fits your travel plans.

You should always read the disclaimer text and check the fine print to ensure the policy will work in the chosen destination, cover any pre-existing conditions, and apply to the activities you have planned.

Greece Safety Tips

The State Department currently has a Level 1 travel advisory for Greece. Level 1 countries are safe to visit as long as you exercise normal precautions.

Here are the safety steps you should consider when traveling in Greece.

Crime and Safety

Violent crime is relatively rare. However, State Department advice mentions pickpockets and bag-snatchers, who work in crowded areas, such as tourist sites, trains and ferries. It also warns about thieves spiking drinks or targeting intoxicated tourists.

You can avoid these issues by leaving valuables at the hotel, hiding euro notes in a zippered pocket or money belt and never overindulging in alcohol in public settings.

Day Trips, Tours and Excursions

The tourism industry in Greece is not as heavily regulated as some other destinations in Europe. If you take day trips or tours, you should seek reputable operators who are well-reviewed online, recommended by trusted fellow tourists or connected by Greek guides and operators who provided you with good service in the past.

If you engage in adventure activities on land or in the water, you should always ensure you do not encounter challenges that exceed your skill level.

According to the U.S. Embassy in Athens, Greece has lifted all coronavirus-related restrictions. Masks are no longer required in public places, with the exception of healthcare facilities. You and anyone accompanying you will need to take a COVID-19 test when entering a hospital.

The Bottom Line: Is Travel Insurance for a Greece Vacation Worth It?

Because of the danger of disruptions due to labor strikes, earthquakes or airline cancellations, trip insurance is almost always a good investment when traveling to Greece. A comprehensive plan can also provide medical coverage and pay for evacuation by air if necessary.

Even if you do not have to make a claim, travel insurance will give you peace of mind and allow you to enjoy your trip instead of worrying about medical costs or interruptions.

Frequently Asked Questions About Travel Insurance in Greece

How do i claim compensation for cancellations in greece.

Greece follows EU aviation rules . You are entitled to compensation or rebooking if your flight is canceled. If it is delayed for more than three hours, the airline needs to cover the cost of accommodations, food and any other reasonable expenses.

You get compensation from airlines in the U.S. under similar circumstances. However, rebooking on a different flight could affect hotel reservations and other parts of your trip.

Is travel insurance necessary in Greece?

Greek authorities do not require travel insurance, but without it, you may have to pay medical costs, and you will not be reimbursed for cancellations or expenses incurred during trip interruptions.

How much does travel insurance for Greece cost?

Costs vary depending on your coverage needs. Standard comprehensive policies are between $84.21 and $117 for a two-week trip in August 2023.

Can I buy travel insurance the day before my trip?

You can buy travel insurance the day before your trip. However, it may not cover cancellations if the cause of the cancellation originated before you purchased the policy.

Many insurers also allow you to buy a policy while you are traveling, but they require a three-day waiting period before the coverage begins.

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For your holidays in Greece and abroad

Travel insurance for greece.

Greece, birthplace of democracy and the cradle of Western civilization, offers a glimpse of ancient history, breathtaking landscapes, and vibrant modernity. Its iconic whitewashed buildings against azure seas, ancient ruins like the Acropolis, and sun-drenched islands like Santorini beckon travelers worldwide. The warmth of its people, delectable cuisine, and a blend of ancient traditions with a lively contemporary lifestyle create an enchanting and unforgettable Mediterranean experience. In this guide, will discuss why having reliable travel insurance in hand can be a savvy move. From coverage against unforeseen trip cancellations to having assistance in case of medical emergencies, travel insurance offers you coverage while visiting Greece's ancient marvels and scenic beauty.

• What should your Travel insurance cover for a trip to Greece? 
• How does Travel Insurance work in the Greece?
• Do I need Travel Insurance for Greece? 
• How much does Travel Insurance cost for Greece? 
• Our Suggested AXA Travel Protection Plan

What types of medical coverage does AXA Travel Protection plans offer?

Are there any covid-19 restrictions for travelers to greece, traveling with pre-existing medical conditions , what should your travel insurance cover for a trip to greece.

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Greece.

How Does Travel Insurance Work in the Greece?

Picture this: you are sampling a local delicacy in Santorini and you suddenly start feeling queasy. With travel insurance, your policy can offer you support and assistance for covered incidents like sudden illnesses or injuries, including helping you get medical treatment at the nearest hospital. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I Need Travel Insurance for Greece?

Travel insurance is not mandatory for Greece, but it's highly advisable. It offers essential coverage for unforeseen incidents like medical emergencies or trip disruptions, offering assistance away from home. Why? There are several reasons:  

Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in Greece, travel insurance offers the means to receive prompt and quality medical care.

Lost Baggage: Baggage mishandling by airlines can leave you stranded without essentials. Travel insurance covers the replacement cost of necessary items, helping you proceed with your journey smoothly.

Trip Cancellation Protection: Trip cancellation protection ensures coverage for canceling a pre-booked trip due to unforeseen circumstances. It covers expenses in eligible situations like illness or adverse weather conditions.

How Much Does Travel Insurance Cost for Greece?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:   

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals.   

With AXA Travel Protection, travelers to Greece will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Greece hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. For sports enthusiasts visiting Greece, the Platinum Plan offers added advantages as it offers benefits like sports equipment rental coverage of up to $1000. This benefit offers reimbursement for the cost of renting sports equipment if the gear you've brought becomes lost, stolen, damaged, or delayed during your trip.

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home.

Greece has lifted all COVID-19 entry regulations, allowing unrestricted entry for all travelers. This decision to remove entry rules was announced on April 29th, 2022 by the Greek authorities.

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,   

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2.When should I buy Travel Insurance to Greece

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.

3.Do Americans need travel insurance in Greece?

Travel insurance isn't obligatory for Americans in Greece, but it's highly recommended.

4.What is needed to visit Greece from the USA?

If traveling from the USA to Greece, you only require a valid passport. Make sure your passport has a validity for at least six months beyond your arrival date in Greece.

5.What happens if a tourist gets sick in Greece?

If you become sick in Greece, travelers with AXA Travel protection can contact the AXA Assistance hotline 855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

AXA already looks after millions of people around the world

With our travel insurance we can take great care of you too

Get AXA Travel Insurance and travel worry free!

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Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip.

Travel Insurance for Greece

Key Takeaways

• Ensure that your travel insurance includes comprehensive medical coverage , covering medical expenses, hospitalization, doctor visits, and emergency medical evacuation.
• Look for coverage that protects your investment in case you need to cancel or cut short your trip .
• Choose a policy that provides compensation for travel delays , including additional expenses for meals, accommodations, or transportation if your trip is disrupted due to circumstances like flight cancellations, severe weather, or strikes.
• Make sure your insurance covers l oss, theft, or damage to your baggage and personal belongings .

We've established plenty of reasons to visit Greece , as it is a holiday paradise. We don't like to brag, but let's brag a little.

It has incredible weather.

It has amazing beaches.

It has a rich culture.

It has friendly and welcoming locals.

And as if those weren't enough, due to the country being sought-after, it has become one of the world's top countries regarding tourist infrastructure.

Increasing numbers of tourists are requesting travel insurance to ensure that their trip to is as smooth and safe as possible, protecting themselves against small mishaps or big emergencies. As experienced travelers ourselves, we always choose to purchase travel insurance, as the motto 'better safe than sorry' is wise and has saved people from a lot of trouble.

Here is everything you need to know regarding travel insurance for Greece, from the reasons why it is so important to have it to what it covers and how much it costs.  

Enjoy your travels safe and sound!

Why do you need travel insurance?

With postcard-worthy islands as well as delicious local cuisine, tourists will never be bored when traveling to Greece. In fact, most travelers say they feel right at home in the golden stretches of Greek coastline and vineyards. Not to mention that solo travelers, and other types of travelers with an eye for history, in addition to enjoying the sunny setting, are more than grateful for the tradition of ancient Greek mythology and the striking archaeological sites and museums.

For many tourists, Greece provides the best opportunity for carefree travel. However, carefree and careless are different from one another. In fact, for your trip to Greece to be completely carefree, you should be the exact opposite of careless when making your traveling arrangements.

So why do you actually need travel insurance for Greece?  

No matter how careful one is in life, mishaps happen. From even the slightest misfortune that will be annoying and interruptive to your dreamy Greece vacation to the biggest emergencies we wish away, travel insurance for Greece will provide you with a protective net you can "fall" on when things go not as planned.

Read also : SafetyWing is our recommended travel insurance program for Greece.

What does it cover?

Travel insurance packages vary, but they usually offer travel insurance coverage for three things: financial protection, protection for your health and physical integrity, and protection for your personal belongings.

When shopping for insurance, look for these benefits:

Trip cancellation insurance coverage

Your travel insurance may refund the non-refundable deposits you paid for your trip if it is canceled for any of the reasons covered by the Greece travel insurance. Expenses covered by the insurance may include airfare, hotel rooms, rental cars, tours, and cruises.

Examples of acceptable reasons for canceling a trip include illness, injury, or death of the traveler, a close relative or fellow traveler, military conscription or civil unrest, a family emergency, and even unscheduled jury duty.

Additional acceptable reasons for cancellation: the travel provider does not provide its services for 24 hours due to a natural disaster, extreme weather, or strike, your home or destination is no longer habitable, or you or one of your fellow travelers loses your job after purchasing travel insurance.

Please keep in mind that, in general, you cannot have trip cancellation insurance coverage for any insignificant reason and expect to be refunded. For example, if you fall out with your friends and no longer want to travel with them, or if you change your mind about a long-haul flight, these reasons are not covered by the insurance.

Delay coverage

If you experience a minor setback on your trip, your Greece travel insurance may provide you with monetary compensation. Delay coverage covers compensation if the traveler is delayed for any of the reasons covered by the insurance. Usually, the compensation covers food, accommodation, and travel expenses resulting from the delay.

Commonly covered reasons for delay include extreme weather, aircraft maintenance, or civil unrest.

Trip interruption coverage

If you need to return early from your trip due to illness or injury during your trip, or if there's a family emergency at home, your Greece travel insurance may refund some money you've prepaid, and you won't have to spend as you return earlier.

However, not all return reasons are covered. For example, if you want to come back because it's raining all the time, you'd like to be at the beach on your vacation, or if you're missing your puppy, trip interruption insurance won't cover you.

Medical expenses

If you're traveling abroad and specifically visiting Greece, your personal health insurance will provide little or no coverage, so it's a good idea to add extra coverage by getting travel health insurance. Domestic health insurance is usually not accepted abroad, so it is especially important to get travel insurance that covers medical expenses as well as includes emergency medical evacuation coverage and emergency medical transportation. If you become ill or injured during your trip, the insurance can cover medical costs, including doctor's fees and hospital charges. Even more expensive than medical costs is emergency medical transportation, which the right travel insurance can take care of and cover.

Loss of luggage

If your checked baggage takes an extra trip and doesn't reach your destination, travel insurance can prove to be a lifesaver. If your travel insurance package covers baggage, then it can compensate you up to the maximum amount shown on the insurance certificate for loss, theft, or damage to your baggage and personal belongings.

Your personal belongings are also covered in the insurance plan should they be lost or stolen during your trip. Greece travel insurance can compensate you for cash value, repair, or replacement – ​​whichever is less, based on the limits stated on your policy.

You must report the loss to your airline, the airport, the police, and any other relevant service provider, such as your travel agent or hotel. You will need the corresponding documents to be compensated. 

Travel insurance does not cover all personal items. For example, they won't compensate you for the loss of money, and many packages don't cover very expensive jewelry, art, antiques, or heirlooms. To reduce the risk of losing an irreplaceable item, don't take it with you on vacation. And always make sure you read carefully what your insurance covers.

How much does Greece travel insurance cost?

Greece travel insurance costs, are dependent on the length of travel and the coverage needed in Greece. For example, the travel insurance cost for a week's vacation to the Greek islands can potentially come up to as little as 20 euros per person.  

The cost of travel insurance varies depending on the scope of coverage and how expensive the trip is. Whichever package you choose, read all terms carefully so you know what you're paying for. Greece travel insurance coverage can be redeemed as useless if it doesn't include health insurance and medical expenses.

When should I purchase my trip insurance?

It comes as no surprise that you need to purchase a travel insurance plan from your chosen health insurance providers before you visit Greece. In fact, we would highly suggest you buy your international travel insurance 15 days prior to your Greece trip at the latest. This way, it will also apply to your flights and protect you from travel or flight interruptions, including flight cancellations and postponements. 

Where can I buy travel insurance for Greece?

It's very easy to get travel insurance in Greece online. There is a wide selection of travel insurance companies with years of experience in the field you can choose from and trust. European companies such as Europe Assistance and Mondial Care provide a wide range of insurance policies with affordable rates. You can find one that covers Greece and the entire Schengen Area and fulfills Greece's Schengen visa requirements (if needed).  

Specifically, we suggest that travelers purchase travel insurance via SafteyWing . It is our favorite as it is an experienced company. Their policies are tested and accepted at all of Greece's overseas embassies, and the company is professional and trustworthy.

Best Sites to Compare Travel Insurance for Greece

A key step in determining a suitable vacation travel insurance policy should be to suit a person's travel plans and holidays. If you are a doubting Thomas and you want to do research for your travel medical insurance or other insurance plans on your own, there are excellent sites that compare travel insurance packages for Greece.  

Our favorite is Compare the Market , but you could also give iContract a go.

Is Greece safe to visit?

Yes! And here is all the information you need in order to travel to Greece safely and explore it thoroughly right now!

Entering the country

Greece is a dreamy destination, and with the end of the national lockdown, tourists from the EU, USA, UK, and Schengen Area are welcome to visit and enjoy the crystal clear seas and sandy coasts without the need for quarantine upon their arrival.

From May 2022, you also don't need to have a vaccination certificate or proof of a negative test, while the Passenger Locator Form, which contained the details of your point of departure, the duration of previous stays in other countries, and the address of your stay while in Greece, is a thing of the -not so bright- past.

Domestic flights

Same with international flights, if you want to fly to one of the beautiful Greek islands, you don't need to present a vaccination certificate issued by a public authority, a Covid19 recovery certificate, or proof of a negative test.

Domestic ferries

If you want to travel to an island from the Greek mainland via ferry, again, you don't need any of the above-stated certifications. Covid 19 restrictions are no longer valid in any way, type, or form.

Know before you go

1. Face masks are not required in indoor or outdoor areas. However, we suggest you use them for your own protection and the safety of your Greek trip.

2. You are free to visit any archaeological site or museum; they no longer operate with reduced capacity.

3. You need to wear a protective face mask when you use any type of public transportation.

8. Please keep in mind that the fine for not wearing a mask in areas where it is required is quite steep.

Staying safe during your trip is very important, so you can fully enjoy the beauty and fun Greece has to offer you. During your stay, keep yourself updated on the news and government announcements on the tv, radio, or social media. And above all, relax and enjoy your magical, safe summer in Greece.

* For specific information about traveling to and within Greece, click on the Greek authorities-supervised travel.gov.gr and greecehealthfirst.gr

* If you develop Covid-19 symptoms, stay indoors and immediately seek medical attention by contacting the National Public Health Organization by dialing 1135.

What you need to know about Covid-19 coverage and travel insurance

When it comes to Covid-19 coverage, travel insurance packages differ, so you should read carefully and ask your provider if you have any questions. In addition, travel regulations have changed during the pandemic, with some countries requiring specific travel insurance for entry into the country. 

Final Thoughts

Nothing is worth ruining your Greek vacation. Holidays are one of the biggest motivators for getting through mundane everyday life, and everyone deserves to enjoy them to the fullest.

Don't let little mishaps, oversights, and accidents keep you from making the most out of your visit to the destination of your dreams! You can now travel safely and responsibly to and around Greece without missing out on the dreamy sunsets and shimmering coastlines!

Frequently Asked Questions

Do us citizens need travel health insurance to visit greece.

In our opinion, everyone should buy travel insurance regardless of where they come from. However, for US citizens, it is almost mandatory. Since they are not European citizens, they are not provided with free healthcare in Greece's public hospitals and therefore are in no way protected against medical emergencies. Not to mention that they have even more reasons why travel insurance for Greece would be an excellent idea, as the significant distance between Greece and their home allows a wide opportunity for error and problems.

Where can I get medical care in Greece?

Tourists can be treated at public hospitals in Greece without travel health insurance, but only if they are European citizens.

If you are a national of an EU country and you suddenly fall ill during your temporary stay - for a holiday or business trip - in another EU country, you are entitled to any kind of medical care that must be provided to you immediately until you return to your country. You have the same healthcare rights as citizens who are insured in the country where you are.

When traveling abroad, you must always have your European Health Insurance Card (EHIC) with you. This card proves that you are insured in an EU country.

If you do not have the European Health Insurance Card or cannot use it (e.g. in the case of private healthcare), you cannot be refused care, but you may be asked to pay for it and claim reimbursement you as soon as you return to your country.

In any case, it is much preferable for you to have travel health insurance and enjoy the merits of private health care. Greece travel insurance requirements are nothing compared to the trouble they will save you.

Is Greece a Schengen country?

Yes, Greece is a Schengen country.

Free movement - the right to live, study, and work anywhere in the EU - is probably one of the greatest achievements of European integration. With the creation of the Schengen area in 1995, passport controls at the EU's internal borders were abolished.

Today, the Schengen area includes most of the EU's member states, except Ireland, which maintains an opt-out right and operates its own common travel area with the United Kingdom, as well as Bulgaria, Croatia, Cyprus, and Romania, which are obliged to join the Schengen zone.

Non-EU countries such as Iceland, Norway, Switzerland, and Liechtenstein are also members of the Schengen zone.

Do I need a visa to go to Greece?

In Greece, no tourist visa should be applied for despite planning a stay of at least 90 days. If you are a non-EU national and wish to visit or travel to a country within the EU, you will need an international passport that is valid for at least 3 months after the date you intend to leave the EU country you are visiting-in this case, Greece- and for that passport to have been issued within the last 10 years.

Of course, if you are a European citizen, you can enter Greece without even a passport and just your ID.

What is a Schengen visa, and do I need it?

Schengen visa is a short-term entry visa for citizens of countries that do not belong to the Schengen area for their entry and stay for up to 90 days per semester per six months, so 180 in total, in the Schengen countries.

Greece and the other Schengen States, which fully implement the provisions of the Schengen Treaty and the relevant Community acquis regarding short-term visas, do not require a visa for holders of common passports of the following countries:

The Vatican, San Marino, Andorra, Antigua & Barbuda, Argentina, Australia, Venezuela, Brazil, Guatemala, El Salvador, USA, Japan, Israel, Canada, Costa Rica, Croatia, Malaysia, Mauritius, Mexico, Monaco, Barbados, Bahamas, Brunei, New Zealand, Nicaragua, South Korea, Honduras, Uruguay, Panama, Paraguay, Seychelles, Singapore, and Chile.

Travel Erudition

Do i need travel insurance for greece?

If you’re planning a trip to Greece, you may be wondering if you need travel insurance. The answer may surprise you – while Greece is a relatively safe country, there are still some risks that come with any international travel. From lost luggage to medical emergencies, travel insurance can give you the peace of mind to truly enjoy your trip.

There is no simple answer to this question as it depends on a variety of factors such as the type of trip you are taking, your personal health and safety needs, and the specific coverage options that are available. However, in general, it is always a good idea to have some form of travel insurance when traveling to any foreign country, and Greece is no exception.

Is travel insurance mandatory for Greece?

There is no requirement to have travel insurance for Greece, but it is strongly recommended. Travel insurance can provide financial protection in the event of an unexpected event, such as medical assistance, lost luggage, or cancellation of your trip. A good policy will give you peace of mind while you’re away from home.

When travelling to Greece, it is important to make sure that you have adequate travel insurance in place. Your insurance policy should cover a minimum of €30,000 for medical and repatriation expenses. Additionally, your policy should be valid for the entire duration of your trip. Greece is a member of the Schengen Area, so your travel insurance policy must also be valid in all other Schengen countries.

Do you need COVID insurance to travel to Greece

When traveling to Greece, it is important to obtain travel insurance that includes coverage for medical care and/or extension of stay in the event you test positive for COVID-19. This will ensure that you are able to receive the treatment you need and/or extend your stay if necessary.

The Greek Healthcare System is called ESY, and it provides free healthcare to all the citizens and residents of Greece. Additionally, you are eligible for this healthcare system even if you are an expat, EU citizen, or unemployed.

How much is travel insurance for Greece?

If you’re looking for affordable travel insurance for your trip to Greece, look no further than our policy starting at just ₹4082 per day. With coverage for medical expenses, trip cancellation, lost or stolen baggage, and more, you can rest assured that you’re covered in the event of any unforeseen circumstances.

Overall, the standard of healthcare in Greece is excellent. Emergency care is provided free to charge to anyone in public hospitals, regardless of nationality. This means that if you need medical care while in Greece, you will be able to receive it without having to worry about the cost.

Do tourists need travel insurance?

This is good news for travelers, as it means that you have one less thing to worry about when planning your trip. However, this doesn’t mean that you shouldn’t purchase travel insurance.

While there are no requirements, travel insurance can provide valuable protection in the event of an emergency. If you are injured or become ill while on your trip, travel insurance can help cover the cost of medical care. Additionally, if your trip is cancelled or interrupted, travel insurance can reimburse you for non-refundable expenses, like airfare and hotels.

So, while travel insurance is not required, it is still a good idea to purchase a policy to protect yourself while on your trip.

Travel insurance is not a legal requirement, but some countries have added it to their entry requirements in light of the pandemic. Some require cover for COVID-19 specifically, while others require cover for all medical costs. This insurance can help protect you in the event that you need medical treatment while travelling.

Does US health insurance work in Greece

The US government does not cover medical bills overseas. The US Embassy in Greece recommends that travelers purchase insurance before they travel.

A passport is a document that identifies and documents the holder’s identity and citizenship.

A regular passport has a validity of five years, while a diplomatic passport has a validity of ten years.

A tourist visa is not required for stays in the Czech Republic of less than 90 days. However, all official and diplomatic passport holders must have a visa.

Is Greece safe for American tourists?

There is no doubt that Greece is a safe country to travel to. The political situation is stable, crime rates are low, and Greeks are generally welcoming and hospitable to visitors. Greece is also a popular tourist destination, so there are infrastructure and facilities in place to support travelers. Of course, as with any destination, it’s always important to be aware of your surroundings and take precautions against pickpockets and other petty crime. But overall, Greece is a safe and enjoyable place to visit.

A comprehensive travel insurance policy is essential for anyone planning a trip, as it covers a wide range of potential problems that could occur. Most policies will cover delays, cancellations due to sickness or death, lost luggage and some emergency medical costs. This can give you peace of mind when travelling, knowing that you are covered for a range of eventualities.

What medication is not allowed in Greece

Codeine is an opioid pain medication. Tramadol is a synthetic opioid pain medication. Both of these medications are banned in several countries due to their high potential for abuse and addiction. If you are traveling to any of these countries, it is important to make sure you do not bring any of these medications with you.

Athens Medical Group offers clinics at a variety of locations throughout the city, including the Athens International Airport. Prices for services vary depending on the location, but are typically around 10€. The airport location is a bit more expensive, at 20€.

Is it free to use your phone in Greece?

Greece is a Go Roam in Europe destination which means you can use your data here at no extra cost. If you have an Add-on with a data allowance of 12GB or greater, a fair use limit applies, with use over 12GB subject to a surcharge (see below).

If you wish to use your mobile/cell phone while in Greece and you are not from an EU country, you’ll need to either pick up a local SIM card or activate global roaming before you leave home.

Global roaming can be expensive, so it’s worth checking with your home service provider to see if they offer any special international roaming plans. If not, then a local SIM card is the way to go.

Greece has good mobile coverage and you should be able to find a SIM card that suits your needs and budget. Just be sure to check that your phone is unlocked before you leave home, otherwise you won’t be able to use a local SIM.

No, travel insurance is not required for Greece.

Many people choose to buy travel insurance when they go on vacation, but it is not always necessary. If you are planning a trip to Greece, you may not need travel insurance depending on the type of trip you are taking and your personal health insurance coverage. You can check with your health insurance provider to see if they cover medical expenses incurred while abroad. If your trip is cancelled or interrupted, your regular homeowners or renters insurance may cover your loss. Before you purchase travel insurance, review your existing coverage to see if you are already protected.

Scott Johnson

Scott Johnson is passionate about traveling. He loves exploring new cultures and places, and discovering the world around him. He believes that travel can open up new perspectives and opportunities for growth and development. Scott has visited many countries in Europe, Africa, South America, and Asia, and he continues to seek out new destinations for his adventures.

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7 Best Greece Travel Insurance Plans for US Citizens in 2024

Updated on January 10, 2024 by Matthew H. Nash – Licensed Insurance Agent

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to Greece travelers. Learn more at the end of this page.

STARTING PRICE FOR 2-WEEK TRIP TO THE GREECE

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

BEST  WEBSITE FOR

Comparing Policies

• Compare dozens of the best Greece travel insurance policies from all the major providers in one place
• Easily filter for the features you want and get support from their award-winning customer service team
• Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage

BEST  POLICY FOR

Fast Claims

• Super fast claims via their 100% digital platform with a helpful mobile app
• Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
• Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.8/5 stars on Trustpilot

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

BEST POLICY FOR

Travelers Aged 55+

• Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
• $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
• Founded in 1998 and underwritten by Nationwide and GBG Insurance

BEST WEBSITE FOR

Filtering Plans

• This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
• They have “Zero Complaint Guarantee” which promises a fair claims process
• Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service

BEST POLICY FROM

An Established Brand

• Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
• AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
• Founded in 1959 and underwritten by Nationwide

Family Travel

• Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
• They have a variety of insurance products to suit any travel needs
• Founded in 1993 and underwritten by Nationwide Insurance

Long-term Travel

• Ideal for digital nomads and long-term travel, available to anyone anywhere
• Scored lower because short-term travel coverage isn’t as robust as competitors
• Founded in 2018 and is underwritten by Lloyds of London

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?

Greece travel insurance FAQs

Is it worthwhile to get greece travel insurance.

If you want to protect the financial investment you make in your vacation, then getting Greece travel insurance will be worthwhile. A good policy will protect you against trip interruptions or cancellations, medical emergencies and evacuations, and lost, stolen or damaged luggage. You can upgrade your coverage to include “Cancel for Any Reason” (CFAR) insurance. With travel costs high these days, your trip insurance plan will reimburse you in case of unforeseen events. It also provides essential support during medical emergencies. Whether arranging airlifts, other medical-related evacuations or checking you into hospitals that meet US standards, trip insurance can eliminate unnecessary stress from already difficult situations. Speaking from experience, having the best travel insurance policy will give you peace of mind while you’re on vacation in Greece. And since most plans cost between 2% and 3% of your total trip cost, it’s pretty affordable.

What is “Cancel for Any Reason” travel insurance?

“Cancel for Any Reason” (CFAR) insurance is an optional upgrade for most policies. And it does precisely as the name claims: it allows you to cancel your trip for any reason. The typical reimbursement rate for CFAR insurance is 75% of nonrefundable trip costs that your standard policy does not cover.

How far from home do I have to travel for my Greece trip insurance policy to go into effect?

A major pre-departure benefit that immediately goes into effect is Trip Cancellation. You become eligible for the remaining benefits upon leaving your house for your Greek vacation. Keep in mind that some policies require you to travel at least 100 miles from home before those benefits become active.

If I end up hospitalized in Greece, will travel insurance cover my medical bills?

Since most US health insurance policies do not cover medical expenses abroad, and those that do only offer partial coverage, Greece trip insurance is the best option. Also, note that Medicare does not extend coverage internationally.

How many people can I insure on my Greece trip insurance plan?

Most travel insurance companies will allow you to insure as many as 10 people on a Single Trip plan. However, you must all have identical travel itineraries and live in the same state. You must purchase separate policies if you plan to vacation with friends and family living in other states or have different travel itineraries. That said, if 8 or more of you are traveling together, consider purchasing a group policy, as they tend to be more economical than Single Trip plans but still offer the same great benefits. One of the best things about group policies is that they do not require insured travelers to have the same itineraries or live in the same state. Their only requirement is that all travelers be US residents.

Why do I need Greece trip insurance if I am fit and healthy?

Travel insurance protects you financially against unforeseen events such as accidents, injuries, illnesses, trip delays, and cancellations as well as lost, damaged or stolen property. It even covers any medical care or medical evacuations you might need. So while it’s fantastic that you are fit and healthy, you are still equally susceptible to all of the unexpected events mentioned above. Having the best trip insurance policy can put your mind at ease, knowing that you and your investment in your vacation to Greece are covered.

If I forget my laptop on a bus, train or plane, will travel insurance still cover it?

Most travel insurance plans do not provide extensive coverage for electronics–typically only $500 per lost, stolen or damaged item. Check the full policy details to be sure it offers you the coverage you need and want. If you want more protection for your electronics, it doesn’t hurt to ask your trip insurance provider if they offer any upgrade packages or policy riders that will expand your coverage.

How do travel insurance companies define baggage loss? What do baggage loss benefits entail?

Baggage loss benefits cover your baggage and other personal effects should they end up lost, stolen or damaged during your trip to Greece, even when they are checked with a hotel, tour operator or common carrier. You would be eligible for reimbursement up to the Maximum Benefit Amount listed in your policy, less whatever the responsible party reimburses you. Be aware that the Maximum Benefit Limit stated in your policy is per person and is the highest amount your insurer will reimburse you if any of your belongings are lost, stolen or damaged. However, other benefit terms affect the amount you get reimbursed for individual items. For example, the Per Article Benefit is the highest amount your insurer will reimburse you for any lost, stolen or damaged item until you reach your Maximum Benefit Limit. Another such limit is the Combined Article Limit that applies only to furs, jewelry, watches and electronic devices, such as cameras, smartphones, laptops and video cameras. The Combined Article Limit is the highest amount your travel insurance provider will reimburse you for one or more of these items, regardless of how many of them you lose and their total market value. (Note: Not all states have Combined Article Limits in their travel insurance policies.) Let’s review a hypothetical scenario to make this easier to digest. Imagine your policy has a $2,000 Maximum Benefit, a $500 Per Article Benefit and a $500 Combined Article Limit. Now say that one of your bags is lost, stolen or damaged. Therefore, your insurance provider will reimburse you no more than $500 (Per Article Benefit), up to $2,000 (your Maximum Benefit). So, let’s say you lose a fur coat valued at $650 and a watch valued at $450. The most your insurer will reimburse you is $500 per the Combined Article Limit terms. Therefore, no matter what you lose, the most you can receive via reimbursement as per your policy is $2,000 (per insured traveler). It is essential to mention that proving ownership and loss or damage requires sufficient documentation. Prior to leaving for your trip, you can take photographs and videos of everything you’re packing and gather any receipts for those items you may have. Should anything happen to your luggage, a police report or letter from the responsible party will be necessary. Consult your policy or travel insurance provider for further clarification.

Will trip insurance cover me if I want to participate in any adventure sports and activities?

Greece is a country of great weather, stunning natural beauty, and diverse terrains, making it a fantastic destination for adventure sports and activities. Many reputable travel insurance companies extend coverage to a diverse selection of outdoor sports and activities, including diving, hiking, sailing, biking, sea kayaking, rock climbing, and skiing. To find the policies that cover you for the sports and activities you want to do:

• Use SquareMouth.com and select the “Sports & Activities” filter. You can input those you plan to participate in during your Greek vacation.
• Once you choose all that you’re interested in, click “Search,” and it will bring up all the policies that offer the level of coverage you need.
• Before buying a policy, read the full details to ensure you understand all the benefits and exclusions.

Most common problems while traveling in Greece and how to avoid them:

The great thing about Greece is that, like most southern European countries, you don’t have to worry about contracting any exotic illnesses as you would in tropical destinations. Of course, there will always be the odd food poisoning incident, but the most frequent illness among travelers in Greece is sunstroke (aka heat stroke). If you plan to visit Greece between June and September, you must take extra precautions to stay healthy and avoid sun/heat stroke. The sun can be intense in Greece. Temperatures often rise above 100F during the summer months and are regularly in the 90s. To keep healthy, stay out of the sun during mid-afternoon hours when it’s at its most intense. Another is to stay hydrated by drinking plenty of water, consuming moisture-rich foods, such as fresh fruit and vegetables, and avoiding too much alcohol and caffeine. Symptoms of sun/heatstroke include headaches, high fever, nausea, disorientation and delirium, vomiting, increased heart rate, abnormal sweating and loss of consciousness. Should you or your travel companions experience any of these symptoms or a combination, seek medical treatment immediately. Sun/heat stroke is serious since it can cause the brain and other organs to swell, potentially ending in long-term damage or death. Additionally, if you plan to visit rural, rocky or agricultural areas, watch out for Greece’s only venomous snake: the horned viper (also known as the Ohia snake). They will only strike if they feel threatened or if you accidentally step on them, so remember to watch where you walk. Be forewarned that in recent years, Greece has suffered several wildfires during the summer season, which resulted in extreme air pollution, leaving countless people hospitalized for smoke inhalation. If there are fires, check with your hotel concierge or staff about safety precautions, such as which areas to avoid. The other natural threat that is on the rise is earthquakes. Whether in Athens or far out to sea on the island of Crete, geological activity happens with earthquakes in the last few decades as over 6.0 on the Richter scale.

Most accidents and injuries tourists experience in Greece involve tripping and falling, cars or mopeds, adventure sports and activities. Cuts, scrapes, twisted ankles or wrists and broken bones are typical injuries. If you choose to go hiking, rock climbing, diving and beyond, book your excursions with a reputable tour operator and purchase your travel insurance in advance.

While muggings are quite rare in Greece, the economic crisis over the last 15-20 years has caused a rise in crime. Pickpocketing is more common, so be conscientious about your belongings, especially on public transportation. Lock your valuables in your accommodation and carry only what you absolutely need. Body purses and money belts are wise choices. Alternatively, some people wear small backpacks on their chests when walking around crowded, touristy areas. Street smarts are necessary, but being overly paranoid is unnecessary.

Emergency resources for Greece

Phone numbers.

The pan-European emergency number is 112. If you need to reach the tourist police, dial 1517. Call 166 and 199 to contact the fire department or request an ambulance.

US embassy or consulate details

The US Embassy in Greece is located in central Athens, and you can find a US Consulate General in Greece’s second-largest city, Thessaloniki. Please visit their website for their address, phone number, opening hours, and detailed information regarding citizen services. Some travelers register their travel plans with the Department of State’s Smart Traveler Enrollment Program for added peace of mind. Doing so will give you travel advisories for Greece relative to your specific trip dates. It also makes communication between you or your family and the US Embassy in Greece significantly easier should any emergency occur.

Other local knowledge that is helpful for travelers

Accommodation.

As with most countries, you’ll find a wide range of accommodations in Greece to suit most budgets. The choices are seemingly endless from hostels to pensions, small family-run hotels, mid-range hotels, luxury hotels, vacation and private room rentals, camping and more. One thing to note about accommodations here is that many places aren’t great value for money. For example, what you might pay for a hotel room in the center of a major German or French city, will not necessarily get you a room or rental of equal quality in Greece. Also, hostels tend to be few and far between compared to most other European countries, and those that do exist are generally over-priced and unpleasant. You’re better off making reservations at small, family-run hotels or mid-range to luxury hotels and vacation rentals to get the most out of your money. Note: Camping is illegal outside of designated campgrounds/areas.

Adventure Sports & Activities

There’s more to Greece than just mouth-wateringly delicious food and beach chairs in the sun. It is a dream destination for those who love the sun, clear aquamarine waters, outdoor sports, and activities. Whether you’re into diving, rock climbing, sea kayaking, sailing, hiking, biking or skiing––yes, Greece gets snow!––Greece is a dream destination. Be sure to get a travel insurance policy that will cover you for your preferred sports and activities. See the final question in the FAQ section above for more information.

Communication

Many visitors find having mobile phone service and connection to the internet essential. WiFi is readily available at cafés and hotels in popular tourist hotspots throughout Greece. Your first option is to ask your US mobile phone carrier to add an international roaming plan for Greece to your phone for your trip dates. While this may sound convenient, it’s the priciest choice, as such plans rarely offer much data. As mentioned above, the cheapest option is to keep your phone on airplane mode and access the internet via free WiFi networks. Be aware that many cafés put passwords on their WiFi, so you can usually find it at the bottom of your receipt. This is an excellent choice for people who don’t need to be connected 24/7 and prefer using email and messaging apps to stay in touch with family and friends in the US instead of calling. If you want around-the-clock calling, texting and internet access but don’t want to spend hundreds of dollars, your best option will be to get a local prepaid SIM card when you arrive in Greece. The mobile phone carrier with the broadest range of coverage is Cosmote (aka OTE), but Vodafone and Nova are the other major ones. You can ask your host or hotel concierge for information about the nearest shop for these carriers, or you can use Google maps. You will need to check with your US mobile phone carrier about unlocking your phone before you leave home, though.

Since Greece is part of the eurozone, along with 19 other countries, its currency is the euro (€). The euro banknotes come in denominations of €5, €10, €20, €50, €100 and €200, along with €2, €1, 50-cent, 20-cent, 10-cent, 5-cent, 2-cent and 1-cent coins. ATMs abound in urban hubs but less so in rural areas. While many places accept credit cards and debit cards, many businesses still operate on a cash-only basis, so always have plenty on hand. While there are some foreign currency exchanges, you will get the best exchange rate by using local ATMs to withdraw cash from your US bank account, even if you factor in the international fees. Stick with ATMs located directly outside a bank branch, such as Alpha Bank, Eurobank, Piraeus Bank, etc., as they are serviced regularly and less prone to card-skimming scams.

Greek food is more than just gyros and souvlaki. It’s abundant in fresh vegetables, herbs, fish and meat that melts off the bone. It’s known for being healthy, especially as though the country abounds in beautiful, fresh produce. So, vegetarians and vegans can get by just fine in most places. So, what can you expect from Greek food? As you might have guessed, Greeks use a lot of local extra virgin olive oil (EVOO) on their food, along with vinegar, salt and pepper. In addition, herbs, especially dill and oregano, play prominent roles in the flavoring of Greek dishes. Meals usually entail at least a few mezedes–tapas or appetizers–and are shared family-style. Examples of such dishes include horta/vlita, saganaki, gavros, fasolakia, dolmades and choriatiki. Horta refers to bitter wild greens that are foraged, particularly chicory, dandelion and mustard. Whereas vlita refers to greens grown in the garden with a much mellower taste, specifically green amaranth. Both horta and vlita are boiled and served with a healthy topping of EVOO and fresh lemon juice or red wine vinegar. Another popular small dish is fasolakia. This is slow-cooked green beans in tomato sauce, onions, potatoes and EVOO. Dolmades are another favorite among Greeks. Dolmades are boiled grape leaves stuffed with rice, a little lemon juice, spices and herbs. These can be purely vegan or made with meat, so check the menu or ask your server to ensure you’re getting what you want. Choriatiki, a traditional Greek salad, is a must during your vacation. It consists of tomatoes, cucumbers, red onions, olives (usually Kalamata), feta cheese, salt, vinegar and EVOO. Saganaki is a delightful, albeit somewhat unhealthy, starter. You eat fried kefalograviera cheese with fresh bread and lemon juice. Kefalograviera is a firm, sharp cheese that’s slightly salty and is made from either goat or sheep’s milk. A table without gavros is not a Greek table! Gavros marinatos are anchovies marinated in EVOO, lemon and oregano. But if you’re drinking ouzo with Greeks –local anise and licorice-flavored clear liquor–grilled octopodi (octopus) will most likely take the place of gavros marinatos. Tiropita and spanakopita can also be eaten as a snack, mezede or meal. The former is cheese pie (usually feta) and the latter is spinach and cheese (feta) pie. Both are made with phyllo dough, dressed with butter or olive oil, and baked until flaky and lightly browned. Of course, there are many more, but this is a handful of some of the most typical dishes. Sometimes, you will see Greeks create a meal of one or more of these mezedes, along with a slice or two of bread. But don’t miss out on some of their main dishes either. One of the most famous is moussaka. This rich, creamy casserole is made of a spiced meat sauce (lamb or beef), layers of eggplant slices, cheese and bechamel sauce. It may often include other vegetables, such as zucchini and potatoes. A similar dish is papoutsakia, baked eggplant stuffed with ground beef, chopped tomatoes, garlic and bechamel sauce. Pastitio is Greek beef lasagna and is highly aromatic. A stuffed vegetable dish perfect for vegetarians and vegans is gemista. Gemista is baked tomatoes stuffed with rice, herbs and aromatics, dressed with EVOO and topped with breadcrumbs. An alternative to tomatoes is stuffed peppers. Sometimes, gemista is stuffed with ground meat (turkey, beef or pork) and rice, so double-check with your server before placing your order. Since Greeks eat seasonally, this is known as a summer dish. Another popular summer dish that appeals to all, but especially to those who don’t eat meat, is briam. This is the Greek version of ratatouille, consisting of eggplant, zucchini, potatoes, red onions, EVOO, garlic, herbs and fresh parsley. And you can’t talk about Greek food without mentioning souvlaki. Souvlaki is marinated meat cooked on a skewer and served accordingly or in a warm pita with tzatziki sauce, red onions, garlic, tomatoes and sometimes crispy lettuce. While it is traditionally made with chicken, beef or lamb, fish souvlaki is becoming more common around Greece. Remember to try some sweets too! The Greeks may have a diet laden with fresh vegetables and herbs, but they also have sweet tooths. They like their desserts rich and sugary. Baklava is the richest and most widely known Greek dessert. It’s made with flaky phyllo dough, honey, cinnamon, cloves, nuts (pistachios and walnuts) and vanilla. A close second to baklava for richness is galaktoboureko. Like baklava, galaktoboureko is made with phyllo dough, filled with butter and semolina custard, topped with orange-spiced syrup and baked. A cousin of galaktoboureko is bougatsa, which is cheese or semolina custard wrapped in phyllo dough and baked. However, unlike galaktoboureko, it’s topped with powdered sugar and cinnamon, not drenched in syrup. Lastly, one of the most popular drinks in Greece, especially when the weather is hot, is a frappé. It’s made with instant coffee sugar and ice that is either shaken or put into a special mixer and topped with cold, frothed milk. However, two trendy variations have sprung up over the years: a freddo cappuccino (an iced cappuccino with frothed milk and foam) and a freddo espresso espresso shaken with ice cubes.

Getting Around

With a large mainland and 227 inhabited islands to explore, knowing the best ways to get around Greece will make your trip better and save you plenty of time and energy. Greece has an extensive network of ferries, with frequent trips to most destinations each day throughout summer, including hydrofoils known as “flying dolphins,” catamarans, overnight ferries and fast boats that can accommodate cars. The largest port in Greece is Piraeus, on the outskirts of Athens, which you can access via the metro. Since the boats mentioned above book out well in advance, be sure to buy your tickets long before arriving in Greece. Also, always check the online schedule the day before your ferry leaves in case of any changes to your itinerary due to weather and sea conditions. If you prefer to fly to the Islands or other destinations within Greece, you’ll first fly into Athens’ Eleftherios Venizelos International Airport (ATH) and then hop on another flight from there. The major domestic airlines include Olympic Air, Aegean Airlines and EasyJet. Between the three carriers, you shouldn’t have any trouble making your way to Santorini, Crete, Corfu, Thessaloniki and beyond. Of course, it’s always worth spending 3 full days in Athens to visit the Acropolis, roam the beautiful streets of the Plaka and dine on traditional Greek food, hike Mount Lykavitos and visit museums and street markets before heading off to other corners of the country. If you want to adventure around the mainland, you have two options: by bus or car. Please note that Greek trains will be a serious disappointment, as they are not of the same high standard you might experience in other major European countries. For example, the rail network does not link the entire mainland, and the trains are older and not very clean. On the other hand, you can get just about anywhere on the Greek mainland by bus. A government organization called KTEL runs the nation’s bus system, which includes various companies. If you need help booking tickets, ask your hotel’s concierge or vacation rental host. Renting a car or a moped is an incredible way to explore this stunning country, but driving in Greece isn’t for the faint of heart. Greeks tend to be high-octane drivers, zipping around with little regard for the cars and people around them. There is also the challenge of navigating narrow, winding, poorly-lit roads and busy urban streets. On the other hand, the advantage of renting a car is that you can visit small, remote villages that most tourists rarely ever come across. If this sounds like your preferred mode of transportation, remember that most rental cars in Greece have manual transmissions (standard). To rent a car or a moped, you will need your US driver’s license and International Driver’s Permit, which you can get from AAA (American Automobile Association). Lastly, before you leave home, download Google Maps for Greece so that you can access them without needing to use up data or find a WiFi connection.

A large portion of the Greek population is either proficient in English or equipped with enough of the language to answer your questions. Learning a bit of Greek before your trip never hurts, especially since Greeks are such hospitable and friendly people. They appreciate even the smallest of efforts from visitors.

Greek is one of the most ancient languages still used today, and even as many as 40,000 English words are derived from Greek. So while it may be quite a complex language with an alphabet all its own, learning some practical words and phrases is easy.

• hello/goodbye (formal) – yassas – Γειά σάς (YAH-sas)
• hello/goodbye (informal) – yassou – Γειά σου (YAH-soo)
• hey/bye  – yah – Γειά (yah) 
• good morning – kalimera – καλημέρα (kah-lee-MER-ah)
• good afternoon/evening – kalispera – Καλησπέρα (kah-lee-SPER-ah)
• good night – kalinikta – καληνύχτα (kah-lee-NEEKH-tah)
• please – parakalo – Παρακαλώ (para-kah-LOE)
• thank you – efxaristo – ευχαριστώ (eff-kha-ri-STOE)
• yes – nai – ναι (neh)
• no – ohi – oχι (OH-hee)
• Do you speak English? – Milate Aglika? – Μιλάτε αγγλικά (Mee-LAH-teh 
• ag-li-KAH)?
• excuse me/sorry – signomi – Συγνώμη (seeg-NO-mee)

Local Customs & Etiquette

Greeks are incredibly welcoming and proudly share their country and culture with visitors. If a local invites you to their home for lunch or dinner, your acceptance will bring them much pleasure. Remember to take along a small gift, such as chocolates or flowers. If a Greek leans in to kiss you as a greeting, be aware that they kiss both cheeks, not one. While this gesture is reserved for more personal interactions, don’t be surprised if the Greeks you meet prefer it to hand-shaking. Another thing to consider is that while the younger generations are pretty modern and open-minded, older generations are quite conservative. Therefore, go easy on the PDAs. If you want to be respectful, simply observe the locals and act accordingly. Many Americans will find that Greeks have a very different rhythm to their days than we do in the US. For example, during the week, shops are often open from 9 am to 9 pm but will close between 2-5 pm or 2:30-5:30 pm. This is equivalent to the Spanish siesta, or nap/rest time, and it also functions as their lunch break. Some shops in touristic areas will remain open all day, but it’s best to know these approximate hours as many still do not. Additionally, shops will stay open until 7 or 8 pm on Saturday. However, besides some restaurants and cafes, most shops, including grocery stores, will be closed on Sundays. Equally as important to note is that Greeks take a very laid-back approach to clock time. Breakfast isn’t huge in Greece, but going out for a British or American-style weekend brunch is becoming trendy. Most Greeks will grab a pastry, sweets, and coffee around mid-morning instead of having a full meal. As mentioned above, they eat lunch mid-afternoon, will have another snack early in the evening and then eat dinner around 10 or 11 pm, particularly during the warmer months. The good news is that Greeks don’t expect tourists to keep those hours too, so plenty of restaurants will be open to serve you dinner earlier. Another aspect of life in Greece worth mentioning is that while Greeks are very casual at the beach, they tend to dress up anywhere else they go. It’s frowned upon not to present oneself well, so don’t be surprised if you see locals dressed to the nines. Coming from the United States, arriving in a country where half the population smokes cigarettes can be shocking. Greece passed a stringent smoking ban in restaurants, cafes, public transport, and workplaces in 2008. However, they very rarely enforce it. If you want to minimize your exposure to second-hand smoke, grab a seat outside whenever possible. The primary religion is Greek Orthodox (Christianity), which is quite conservative. Therefore, a specific dress code is expected when visiting a church or monastery. At the minimum, women should have their shoulders covered and their elbows. Long, loose, ankle-length skirts are also customary. However, if women are wearing pants, they usually wrap a sarong around their waists. For men, long pants and a shirt covering your shoulders are expected. Greece is known for having incredible nightlife, particularly on the more popular islands and along the coast outside of Athens. That said, it’s not common for Greeks to get rip-roaring drunk, so do show some restraint when drinking. Also, when you’re in cafés, do not feel rushed to vacate your table. In Greece, people enjoy life, nurse their coffees, and often chat with friends and family for hours. The point is: enjoy yourself!

Greece is a relatively safe country, so you probably won’t witness any violent crime outside periods of unrest and protests. However, due to the ongoing financial and refugee crises, certain areas may experience more crime, such as pickpocketing and muggings. In central Athens, you will also witness a fair bit of homelessness. Drinking tap water on the Greek mainland is safe, but when you visit the Islands, opt for bottled water. The primary reason for this is that water is a scarce resource on most Greek Islands, and hotels use the majority of it for laundry and bathing. A second reason is that tap water is a bit salty on some islands, like Hydra. It would be best never to leave your wallets, cell phones or other valuables on cafe tables while enjoying a drink or meal, especially in popular tourist areas. A scam in which young children approach cafe customers with a map, asking for help with directions or offering advice on where you should visit. They usually hold the map between you and your valuables, so you don’t notice their partner-in-crime swiping your belongings. A common scam that targets solo male travelers is carried out by women who lure them into bars in cities, tourist towns and port towns across the country. This is especially true of the area around Syntagma Square (Constitution Square) in Athens. The women are prostitutes but never let onto it, and they engage men in conversation, expecting the men to buy them drinks. Then, the bar hits the men with extortionate bills whenever they decide to leave. And these unsuspecting men often get threatened with great bodily harm if they don’t pay. Watch out for little old ladies dressed as nuns. They are usually solo. If one tries to give you a cross, refuse it with a firm ‘no’ and walk away. Should she pursue you a bit, repeat your firm ‘no.’ When you’re distracted, these ladies will try to snatch your bags or belongings. Lastly, some taxi drivers may try to scam you. Some will say you paid them less than you actually did so that they can give you back less change. Others may try to charge you a higher rate for a ride to/from the airport than the rates enforced by law. You can use this website to determine the appropriate fares for these specific rides. If you prefer ride-hailing apps, use Beat , as Greece banned Uber. Beat’s app is simple to use and very similar to Uber’s. See the section after the travel insurance FAQs called “Most common problems while traveling in Greece and how to avoid them” for safety and health issues related to natural disasters.

When shopping, ask the shopkeepers if they offer duty-free shopping, and if so, what is the minimum purchase required to get a VAT (value-added tax) receipt. The stores that do will provide you with the appropriate paperwork you will need to present at the airport for your refund. Ensure the shop stamps the refund form and that you hold onto all your receipts. Otherwise, the customs authorities may consider it invalid. You will need these papers whenever you depart Greece or the European Union (in case you plan to go to other countries after Greece). 

If you pack any items in your checked luggage that you plan to get a VAT refund for, let the airline’s check-in agent know that you’ll have to take your bags to get your tax refund. You can usually find the customs and VAT refund offices just before passport control, but it doesn’t hurt to ask the check-in agent to point you in the right direction. After a customs agent approves your VAT refund and inspects your duty-free purchases, they’ll deliver your luggage to your flight for you. Most refunds are made immediately at the airport, but it can take 45 minutes to 1 hour to process them, so remember to factor in the extra time needed and arrive at the airport well in advance. Further information on duty-free shopping and VAT refunds within the EU is available at Global Blue .

Tipping 10-15% is customary in Greece when dining in restaurants. Tipping 50 cents or rounding up to the next euro is appropriate if you’re grabbing a coffee in a cafe. Most people round their bills up in tavernas, casual Greek restaurants filled with traditional food and wine. If your bill is €45, many people will leave €50. Of course, you can always tip more if you receive excellent service, but tipping 20% or more is not expected in Greece as in the United States.

If you end up in a restaurant or taverna and they put bread on your table, tell them immediately if you don’t want it. Otherwise, this will end up on your bill as a “service” or “cover” charge (KOYBEP in Greek).  

Tipping, when it comes to hotel staff, depends on the type of hotel. At high-end luxury hotels and resorts, always tip porters, room service attendants and housekeepers.In such settings, tip porters €2-3 per bag minimum (never less than €5 total), €5 per day for housekeepers and a few euros for room service or any poolside attendants (drink deliveries). If you stay at more modest hotels, you can slightly scale back your tips. And if you book into a family-run hotel, you do not need to tip the owners should they offer to help you with your luggage.

If you decide to take any free walking tours, what you tip will depend on the length. €10 for a tour of 2 hours or less is appropriate. Consider adding €3-5 for each additional hour. However, if you take a private tour, tip your guide 10-15% of the tour cost. You may want to tip the tour driver as well.

When it comes to taxis, most people don’t tip their drivers. Instead, they round up to the nearest euro. That said, if your taxi driver goes out of their way to help you with your luggage or drives you quite some way, then definitely tip them.

Lastly, should you ever have food delivered, €2-3 should be adequate for orders between €15-30. However, consider increasing that tip accordingly if you have a large or expensive order.

Ultimately, your tips go a long way in the lives of Greeks, whose cost of living is comparable to many other European countries but whose wages are significantly lower.

What to pack for Greece

Apart from Travel Insurance, we recommend you bring the following items for maximum health, safety, and enjoyment of your trip to Greece.

A final note about travel insurance for the Greece

I have spent dozens of hours researching travel insurance, including getting quotes and comparing coverage from all the most popular brands. Regardless of where you’re going I am confident that you will also find that TravelI n surance.com offers the best way to compare policies with the ideal combo of coverage and price.

I wish you and yours an incredible journey.

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• Average price for a 2-week vacation based on a 35-year-old California resident traveling to the Greece with a $3,500 trip cost
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HelloSafe » Travel Insurance » Travel Insurance by Destination » Do I Need Travel Insurance For Greece?

Do I Need Travel Insurance For Greece?

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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

Table of Contents

You are planning a trip to the beautiful Greece? Lucky you!

In the below ultimate guide for travelling from the UK to Greece, we will tell you everything you need to know about travel insurance for your trip: is it compulsory, what key features should you pay attention to, how much does it cost, what are the driving requirements and what are the emergency contact details you need to know in Greece? Let’s get started.

Why do I need travel insurance for Greece?

Imagine you are hitting the Greek roads on a scooter for a romantic trip with your partner. At a roundabout, someone runs into you. You need to call the emergency services. An ambulance comes and you need to make IRM checks to ensure everything is alright.

Unfortunately, it happens much more often than we think, and it could leave both you and your partner with significant medical costs to pay if you didn’t apply for travel insurance before leaving.

Here is a list of the most common unexpected costs arising during people’s trips:

* British people travelling to Greece can benefit from their EHIC (European Health Insurance Card) until 31/12/2020, which any European citizen can get for free. The EHIC should, as required in law, cover any medical procedures and treatments you may get while you are in Greece. The EHIC will not, however, cover any emergency or repatriation costs and any medical care considered as non urgent. This is where travel insurance comes in.

If you have a medical history, always take your EHIC with you as it will cover standard care for pre-existing medical conditions (unlike travel insurance if you didn’t tick the pre-existing medical condition box while applying).

For as cheap as £1/day, “Comprehensive Travel Insurance” is a contract which fully covers you for any trip to Greece or elsewhere abroad. Travel insurance is not mandatory for anyone holding a valid UK passport but is, however, absolutely necessary.

It is one of the highest value-for-money insurance products to consider as it gives you complete peace of mind for as cheap as £1 per day.

Comprehensive travel insurance is here to provide you with both financial compensation as well as assistance during your trip.

What are the best travel insurance policies for Greece?

How can you choose between the plethora of travel insurance policies on offer and find the least expensive policy? Many insurers, even some small ones, offer very good value for money deals.

We’ve come up with a selection of small and big actors offering tempting deals.

Among them you’ll find:

*Quotes above are for a 30 years old person applying for a one week trip to Europe travel insurance .

Even better, use our comparison tool to find the best deal for you! At Safe, we’ve checked out hundreds of travel insurance providers and we are now able to allow you to compare dozens of holiday insurance deals in only a few seconds without giving any personal details.

Always remember to check limits and excess amounts, maximum number of days per trip and exclusions in an insurer’s policy terms and conditions booklet. 

Which travel insurance type do I need for Greece?

You can apply for different insurance types depending on your type of trip, from frequent luxury or business travel to cheap holidays to Greece.

The most common ones are:

What are the must-have features for travel insurance?

Each travel insurance policy is different, since it is the insurer who determines the content of the contracts it offers: guarantees, compensation limits, deductibles, travel insurance prices, etc.

However, all contracts on the market must include at least the following guarantees, applicable in Greece and elsewhere abroad:

• Medical expenses: compensation by the insurer for your health expenses during your stay (consultation, analysis, emergency treatment, longer hospital stay, etc.).
• Repatriation assistance to the UK : financial and logistical support by a dedicated 24/7 team for your early return to your country of residence if it proves necessary.
• Trip cancellation and cover for delayed or missed departure: compensation if you need to cancel your trip for whatever reason or if you missed your departure.
• Personal liability: compensation for any damage or injury made to a third-party (consider adding it as extra if not included in standard cover).
• Baggage: compensation for any lost or theft of baggage while travelling (consider adding it as extra if not included in standard cover).

Most of the time, travel insurers offer different formulas. Cover types involved are usually the same, but the compensation limits and deductibles vary.

What are the nice-to-have features for travel insurance?

Which upgrades could you add as extras for your travel insurance.

Additionally, you may tailor your policy for your trip to Greece with optional extras such as:

• Business trip cover
• Sport, winter sport, extreme sport cover
• Schedule Airline Failure (at least £1500 covered)
• Gadget insurance
• Cruise cover

What does your travel insurance to Greece not cover?

Most travel insurers will not give financial compensation for:

• Any claim made as a result of pre-medical condition or pending diagnosis undeclared at the time of purchase
• Any claim made as a result of you being under drugs or alcohol
• Difficulties due to natural disaster, war, civil unrest (watch out for strikes)
• Any claim made as a result of a terrorist attack (except if you took this cover as an option)
• Pregnancy and childbirth complications during travel.

We would advise you to thoroughly check your policy booklet for the main exclusions before leaving home. 

What else should you pay attention to while shopping around for travel insurance for Greece?

While shopping around for travel insurance for your trip to Greece, always pay attention to:

• The compensation amount s you will get for a claim by consulting our up-to-date reviews on each insurer (especially for medical expenses, trip cancellation, personal liability, baggage and personal belongings)
• The deductible amounts you’ll have to pay in case of claim (don’t forget that you’ll need to pay the excess on each claim)
• The exclusions you may have in your policy (strike, cancellation trip due to the carrier defaulting etc.)
• Coverages included in policies or available as upgrades (winter sports, business trip etc.)
• The claim process (100% online? How many days do you have to make a claim?)
• The maximum duration of each trip included as standard (at least 31 days)
• The upper age limit (if you are a senior travelling)

How much is travel insurance to Greece?

For example, this is the cheapest price for a single trip policy of seven days (with an excess at £100):

It is, however, quite difficult to give precise ranges of how much a travel insurance will cost you for Greece, as prices are based on a wide range of criteria. It will mainly depend on:

• If you’re going for a single or annual multi-trip as mentioned above
• If you’re subscribing to upgrades such as cruise, business or gadget cover
• If you have pre-existing medical conditions
• The length of your stay in Greece
• If you’re travelling alone, with your partner, a group or your family
• The financial limits you’d like to get in case of a claim
• The excess amount you’re willing to pay
• What will you be doing in Greece (e.g. winter or extreme sports)?

Is travel insurance for Greece mandatory?

Travel insurance for Greece is only mandatory if you need to apply for a Greek Schengen visa as mentioned below. You are obliged, as required by law, to take out a Schengen visa travel insurance policy.

In this case, you will need to apply for healthcare travel insurance with a medical expense minimum limit of £30 000 and covering all member states of the Schengen area. You will need to show this insurance proof with your visa application.

Travel insurance for Greece is otherwise not mandatory but is highly recommended.

Check out travel insurance for your trip to the Schengen area here.

When do I need a Schengen visa to go to Greece?

If you’re a UK citizen with a valid UK passport, you do not need a visa to visit Greece.

However, from the 31/12/2020 * , British citizens will need to apply online for a visa application for Greece called ETIAS (European Travel Information and Authorization System) which is valid for a period of three years.

They will also have to pay a 7€ fee.

The whole process of getting this visa online may take only 15 minutes and the travel authorisation should be immediately available to the traveller applicant.

*The UK and EU are due to sign a visa-free reciprocal agreement to allow both British citizens and European citizens to freely travel between both countries. This is to prevent citizens from needing to obtain a Schengen visa. However, this is still conditional depending on what the UK decides for European travellers reaching the UK.

If you are a UK Resident but are a national of one of the countries listed here , then you’ll need a Greek Schengen visa to travel to Greece.

If you need a Schengen visa to go to Greece, then healthcare travel insurance is mandatory and you’ll need to show insurance proof to get your visa. 

Do I need a passport to go to Greece?

Yes, a valid passport or ID will be required at Greece airport customs.

What should I know before travelling to Greece?

Is greece safe to visit.

The Greek authorities have introduced a number of precautionary measures in response to the coronavirus (COVID-19) pandemic. These include the closure of schools, public meeting places, including bars and restaurants, museums and archaeological sites, beach clubs and shopping malls.

The Greek government has announced that from 16 March, all people arriving in Greece from abroad are required to go into 14 days’ self-isolation.

They have also announced that Cruise ships and sailboats are prohibited from landing in Greek ports.

British nationals make over 3 million visits to Greece every year. Most visits are trouble-free, but you should take sensible precautions to protect yourself and your belongings.

There have been incidents of unrest and violence on Lesvos in response to a recent increase in arrivals of migrants from Turkey. If you’re on the island, you should remain vigilant, avoid any demonstrations or related large gatherings, minimise your movements around the island, keep up to date with developments and follow the advice of the local authorities.

There are regular strikes, sometimes called at short notice that can cause disruption to public transport (including air travel and ports), as well as road networks and borders. You should avoid all demonstrations and follow the advice given by local security authorities.

Localised or severe weather extremes, including wildfires, can affect areas of Greece over the extended summer period.

In April 2019 the Hellenic Police began implementing systematic passport control checks for all European citizens travelling to/from destinations outside the Schengen area (including the UK). This is in line with the 2017 Schengen Borders Code regulation EU 2017/458, which will eventually be applied by all Schengen member states according to the individual timescales. Waiting times at passport control may be affected on departure from and arrival into Greece. You should ensure you arrive at the airport in good time.

There were a number of cases of West Nile virus in Greece in 2018. You should consider preventative measures to minimise exposure to mosquitoes, for example using mosquito repellent when outdoors and closing doors or windows or using screens.

Terrorist attacks in Greece can’t be ruled out.

The Greek police won’t accept rowdy or indecent behaviour, especially where excessive drinking is involved. Greek courts impose heavy fines or prison sentences on people who behave indecently. Your travel insurance may not cover you after drinking.

There have been reports of an increase in holidaymakers being encouraged to submit a claim for personal injury if they have experienced gastric illness during their stay. You can find more information about the action you can take if you have suffered a personal injury on the Citizens Advice website. You should only consider pursuing a complaint or claim if you have genuinely suffered from injury or illness. If you make a false or fraudulent claim, you may face legal proceedings in the UK or Greece.

The emergency services number in Greece is 112. Calling 999 from a UK mobile in Greece will automatically transfer you to the Greek emergency services. If you’re abroad and you need emergency help from the UK government, contact the nearest British embassy, consulate or high commission. You should take out comprehensive travel and medical insurance before you travel. The Overseas Business Risk service offers information and advice for British companies operating overseas on how to manage political, economic, and business security-related risks.

How to drive a car in Greece?

Maybe you would like to rent a car in Greece, or maybe you’ve imagined a whole road trip driving from the UK to Greece. You may be wondering what exactly you need to do for driving on your holiday in Greece.

Before 31/12/2020: any UK resident with a full and valid UK licence is allowed to drive on Greek roads.

As from 31/12/2020 : any UK resident might need an international driving licence depending on what is decided.

If you want to go from the UK to Greece with your vehicle, you will also need:

• A green card
• A valid proof of insurance and ownership (called V5C form)
• A GB sticker
• A valid passport or ID

Find the best European car insurance here .

If you’re renting a car, make sure you’re covered for car hire excess . 

The Greek drink drive limit is 0,5 g/L (0,2 g/L for less than 3 years licence holders).

Healthcare in Greece for UK citizens

• Before 31/12/2020: your EHIC, as mentioned above, will cover any of your medical treatment just as for French people. However, it will not cover emergency dental treatment, etc. Your travel insurance will (the emergency landline linked to EHIC card is 0300 330 1350).
• As from the 31/12/2020: your EHIC will no longer be valid. Only your travel insurance will cover you for any medical cost you may have to face.

In any case, to be completely covered for any healthcare cost, you should apply for travel insurance. 

How to contact the British Embassy in Greece?

Depending on where you are located, you can contact:

Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications. In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms. As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.