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How Much Does a Vet Visit Cost? Here's Everything You Need To Know

When you’re ready to adopt a pet, you may not always be thinking about their future veterinary costs. But it’s important to consider vet fees when working out your budget for caring for your pet over the next several years.

Not only will your pet need food, grooming, toys, and other supplies, but they’ll need to go to the vet at least once per year. You may also need to pay for emergency services if your pet gets hurt or sick, and those can add additional strain to your budget.

But how much does it cost to go to the vet ? Unfortunately, the answer is: “it depends.” While most regular vet services can cost $100 or less, some procedures and treatments can cost thousands.

As a pet rescue and foster who works with a pet rescue nonprofit in Brooklyn, I've seen my fair share of veterinary bills - ranging from low-cost "mom-and-pop" practices to higher-end practices with state-of-the-art diagnostics and surgeons.

Here, I’ll break down what you can expect when taking your pet to the vet:

• The basic costs involved in a vet visit
• Standard veterinary expenses
• How pet type can influence the costs of a vet visit
• How breed can influence vet costs
• What to expect from a visit to the vet
• Potential fees associated with emergency vet visits
• How to cover veterinary costs without depleting your savings
• Key Takeaways
• Frequently Asked Questions

The Basic Cost of a Vet Visit

According to the American Veterinary Medical Association (AVMA), the price of veterinary services has been rising steadily since the turn of the millennium. In 2016, the Veterinary Services Price Index was outpacing the Consumer Price Index by more than 25 percentage points .

Pet ownership is increasing, and the costs of veterinary care are also on the rise.

Veterinary care is in much higher demand than it ever was, in part because pet owners are treating their pets differently. In one study, 95% of pet parents consider their pets a part of their family. People are spending more on their pets, and they’re more willing to bring them to the vet for regular checkups.

A Breakdown of Standard Veterinary Expenses

Vet expenses vary widely depending on what services your veterinarian is providing. Veterinary practices charge for services like physical exams, diagnostic services, lab work, surgical procedures, anesthesia, hospitalization, and even overnight boarding.

Many of these services can be covered by pet insurance , which would reimburse a percentage of your out of pocket expenditures after you pay your vet.

An appointment for surgery will cost much more than a wellness visit, and regular treatments, such as those for cancer, can add up to a considerable sum over time. Here are some of the most common veterinary services and how much they typically cost.

Tests, Examinations, and Initial Vet Costs:

• Routine checkups: $50 to $250
• Spay/neuter: $160 to $220
• Vaccines per shot: $15 to $28
• Physical exams: $45 to $55
• Fecal exam: $25 to $45
• Heartworm test: $45 to $50
• Dental cleaning : $70 to $400
• Allergy testing: $195 to $300
• Geriatric screening: $85 to $110

Surgeries and Unexpected Vet Costs*:

• Bloodwork: $80 to $200
• X-rays : $150 to $250
• Ultrasounds: $300 to $600
• Short hospitalizations: $600 to $1,700
• Long hospitalizations: $1,500 to $3,500
• Wound treatment: $800 to $2,500
• Emergency surgery: $1,500 to $5000
• Oxygen therapy: $500 to $3000

(*Based on estimates by Emergency Vets USA )

Again, these prices may vary depending on where you live, what type of animal you have, what breed you have, and their health history. Even a routine exam fee can vary state-by-state. According to the ASPCA , recurring medical expenses for a dog can range from $210 to $260 depending on their size.

The good news is that you can lower the costs of these services significantly with pet insurance . For example, if you have a pet insurance plan that reimburses you for 90% of covered costs, that $5,000 emergency surgery could end up costing you just $500 out of pocket.

Pet insurance lowers out-of-pocket vet costs.

Plans can reimburse 60-100% of eligible expenses.

Average Vet Costs for the First Year of Owning a Dog or Cat

The APSCA estimates that the first year of owning a dog can cost as much as $2,000 or more , depending on the size of the animal. Meanwhile, the cost of owning a cat can cost up to $1,174 on average.

However, these costs are assuming you’ll only need to bring your pet in for regular visits and won’t have any unexpected charges on your vet bill. If a regular visit costs about $250 and you bring a new dog to the vet only once, the rest of your spending can go to supplies like food, toys, and treats.

If your pet needs some of the unexpected services listed above because they develop an illness or need additional tests, you could end up paying substantially more out of pocket if you don’t have pet insurance.

How Pet Type Can Influence the Costs of a Vet Visit

It’s difficult to nail down the costs of vet care because veterinary medicine differs depending on the type of pet you own. Caring for a smaller animal like a cat or rabbit is generally much less expensive than caring for a large or medium-sized dog — or a horse, for that matter.

Today’s pets are also living longer than ever thanks to advances in medical care and better pet diets. If you have an older pet , you can expect to have higher veterinary costs because pets tend to need more care as they age. Older pets should get regular veterinary examinations so your vet can check for problems.

AVMA notes that “while it’s easy to spot the outward signs of aging such as graying haircoat and slower pace, it’s important to remember a pet’s organ systems are also changing. An older pet is more likely to develop diseases such as heart, kidney and liver disease, cancer, or arthritis. Dogs get cancer at roughly the same rate as humans, while cats have a somewhat lower rate.”

Other factors that can influence veterinary costs are your pet’s weight, health history, and temperament . For example, if your dog is overly aggressive when you bring them to the vet, you may need to give them medication to keep them calm and muzzle them. In some cases, the vet may need to sedate your pet so they can examine them, which can add to your costs.

How Breed Affects Veterinary Costs

The breed of your pet also impacts veterinary costs. When discussing breed, we’re generally discussing dogs.

There are over 190 recognized dog breeds in the United States and only 42 cat breeds. This is partially due to the history of dog breeding and how dogs were used as herders, hunters, and other types of working animals in the past. Still, some cat breeds do have fewer health issues than others.

Many pet insurance plans cover breed-specific issues. If you have a pet breed that tends to have certain conditions, investing in pet insurance could help significantly if those conditions arise.

Some common breed-specific conditions include the following:

• Bladder stones
• Brachiocephalic syndrome (due to narrow nasal passage)
• Ear infections
• Hip dysplasia
• Knee and elbow dislocations
• Slipped discs

If you’re unsure about your pet’s breed-specific conditions, ask your veterinarian about what you can expect.

What to Expect From a Visit to the Vet

A typical visit to the veterinarian can cost as little as $50 depending on the pet being examined and their needs. But, as we mentioned before, those costs can go up if your pet has an unexpected illness or if they need other types of routine care.

Your First Visit

On your pet’s first visit, your veterinarian will conduct a general health screening and wellness exam. They’ll enter your pet’s information into their records. You can expect them to do the following:

• Weigh your pet
• Listen to their heart and lungs
• Take their temperature
• Check their ears, eyes, and genitalia
• Examine their teeth and mouth
• Examine their feces (you may need to bring a sample)
• Give your pet vaccinations (if necessary)
• Test for common diseases (if necessary)
• Determine your pet’s vaccination schedule

The Wellness Exam

Similar to an initial health screening, a wellness exam determines the overall health of your pet. Your regular veterinarian will do a physical examination of your pet, but they’ll also ask you questions about your pet’s behavior, diet, and lifestyle patterns.

A basic vet visit might cost $50, but expenses quickly add up with illnesses and injuries.

For example, it’s normal for dogs to curl up and sleep throughout the day, but if your dog is acting particularly lethargic, this could be a symptom of an underlying condition. Your vet would need to know about this behavior.

Similarly, even the healthiest cats will vomit from time to time . But if they are vomiting often — more than once or twice per week — it could indicate a health condition. This is why it’s important to be completely open about your pet’s behavior with your vet .

Once your veterinarian has assessed the wellness of your pet, they’ll discuss preventative steps you can take to avoid problems. They may recommend you use preventive treatments for fleas, ticks, intestinal parasites, and heartworm. They’ll go over your pet’s nutrition needs, weight management, what pet food you should use, dental care, and more.

Scheduling Routine Check-Ups

Most veterinarians recommend you bring your pet to them at least once per year, but preferably more. Unfortunately, some pet parents bring their pets to the vet less often.

According to a study by the AVMA , about 8% of pet parents don’t bring their pets in for routine checkups once per year. Still, 51% bring them in once per year and the remaining 41% bring them even more often.

Over 50% of pet owners took their pet to the vet for a routine checkup at least one time in the previous year.

A routine check-up will typically involve a physical examination, a wellness check, and vaccine booster shots, if necessary. If you want to be reimbursed for this kind of routine care, you'll need a wellness plan .

Unexpected Veterinary Costs

If your veterinarian discovers anything out of the ordinary during your pet’s first visit or a subsequent wellness exam, they may wish to do additional tests to determine what’s wrong with your pet.

Generally, veterinarians will only do additional testing if they need to narrow down the possibilities of your pet’s condition to make an accurate diagnosis. Don’t hesitate to ask about the costs of testing beforehand . Once your veterinarian is confident in their diagnosis, they’ll discuss plans for treatment with you.

If your pet is sick or injured, you’ll have to pay some unexpected veterinary costs. This is where pet insurance is essential . Depending on the severity of your pet’s condition, you could have to pay thousands of dollars out of pocket to treat your pet.

If your pet needs life-saving care, they may be admitted to an animal hospital overnight. You’ll need to pay for the boarding of your pet, for any tests conducted to determine what’s wrong, as well as for treatment to make your pet better.

Pet insurance coverage means you only have to pay for a fraction of what you’d normally owe in vet bills.

Health Issues & Vet Costs to be Aware of

• Dog Teeth Cleaning
• Kennel Cough
• Heartworm Disease
• Lyme Disease
• Leptospirosis
• Dog X-Ray Costs

Potential Fees Associated with Emergency Vet Visits

An emergency visit occurs when your pet needs immediate or life-saving care and they can’t wait until regular business hours for an appointment. Thankfully, many veterinary clinics and animal hospitals provide out-of-hours veterinary care for emergencies. If you’re a new pet owner, you should identify your nearest emergency clinic just in case.

If your pet has an emergency, contact your veterinary emergency services provider immediately and speak to the person on-duty. They’ll give you advice over the phone, or they’ll suggest you bring your pet in for treatment.

After your pet is examined, the emergency care vet will discuss whether they need to do additional tests or whether you can move on to treatment. It’s at this point that your costs will begin to go up.

Emergency veterinary fees are typically higher than fees associated with regular care. According to Preventive Vet , a typical emergency visit may involve the following fees:

• ER exam: $75 - $125
• IV catheter: $60 - $75
• IV fluids : $50 - $75
• Blood tests (basic): $75 - $150
• Urine tests (basic): $25 - $50
• X-rays (basic): $75 - $250
• Blood pressure measurement: $25 - $75
• Pain medication: $40 - $80
• Hospitalization / Vet Tech Monitoring: $50 - $200

TOTAL: $475 - $1,080

This is not including any additional costs for treatment, which is dependent on your pet’s condition. This is why the costs of emergency veterinary care vary so much. It’s also the reason financing options and pet insurance are so important during emergencies.

How To Cover Veterinary Costs Without Depleting Your Savings

Clearly, comparing pet insurance options is a must. With a comprehensive pet insurance plan, you won’t have to worry about choosing between your pet’s emergency care and breaking your bank. Good coverage ensures you can get them the care they need right when they need it and gain peace of mind in knowing your prepared for an emergency ( even for rescue pets ).

However, pet health insurance works differently than human health insurance . Most pet insurance providers pay you, the policy holder, instead of the practice or doctor. That means you don't have to worry about find a veterinarian who's "in-network", you can go to any vet you please and get reimbursed just the same - but that also means that you will generally have to pay the cost upfront while you wait for your reimbursement.

Ideally, you should pay for the upfront vet cost on a credit card with a good rewards incentive. For example, if your credit card offer 3% cash back on purchases, by using that card to pay the initial bill you'll be effectively reducing the cost by 3%. Then, in just a few days your pet insurance provider will reimburse you for the bill and you can pay off that credit charge with the reimbursement.

For example, let's pretend you have a policy with 90% reimbursement and a $250 deductible...

Your vet bill is $1237, you put it on your credit card which give 3% cash back. Your plan reimbursed you for 90% of the cost after the deductible is met. In this case, let's say it's the first vet cost of the year so your $250 deductible is not yet met. Eight days after paying your vet bill your pet insurance provider reimburses you $888.30 (or ($1237 - $250)*0.9).

Your total cost would then be: $1237 - $888.30 - (3% back on $1237) = $311.59

That's a massive savings. And, if another issue arises your deductible is already paid for that year so you'll simply be reimbursed 90% (or what ever your policy indicates) on your next bill.

For example, vet bill #1 cost $1237 but it only cost you $311, then vet bill #2 comes in for $600 but it only costs you $42! Since your deductible was paid for in vet bill #1, you'll be reimbursed 90% of the full vet bill #2 plus 3% back on the initial bill (if you used a credit card with that reward rate)... $600 - 90% (or $540) - 3% (or $18) = $42.

This way, your bank account goes untouched and your savings are maximized.

Just make sure you get the right pet insurance policy at the best price, no matter the provider .

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.css-3sl4ml{color:#E26C33;-webkit-text-decoration:none;text-decoration:none;}.css-3sl4ml:hover{color:#E26C33;-webkit-text-decoration:underline;text-decoration:underline;} Edwin Plotts .css-aqd080{font-size:16px;font-weight:bold;}@media screen and (min-width: 992px){.css-aqd080{font-size:21px;}} Director of Marketing & Foster/Rescue Parent - Pawlicy Advisor

Edwin Plotts rescues and rehomes cats in Savannah, GA - while leading Pawlicy Advisor 's brand growth. He's a pet parent of two rescued sibling cats: Greyson and Babs. He's also an avid volunteer with Flatbush Cats and The Toby Project.

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• essential tips

Average emergency vet costs: what to expect

Emergencies involving your pet are stressful; we’re here to break down the cost and when to seek care.

— Medically reviewed by Dr. Jennifer Schott

Everything we create is factually accurate and biased toward science → meet our team of experts

Updated April 9, 2024

What is an emergency vet?

• Emergency vet care costs

What’s considered a pet emergency?

How to pay for an emergency visit.

• Frequently Asked Questions

The essentials

• Emergencies can be costly, so it’s best to be prepared — Understanding the cost of common emergencies can help you set up or maintain a proper emergency fund for your pet.
• There are several ways to finance emergency care for your pet — These include pet insurance , setting up a savings account, or even financing through a company like Care Credit.
• If you’re not sure that your pet needs emergency care, consider telehealth first — Speak to a professional over the phone or online first. It can save you time and money when assessing your pet’s condition.

As a pet parent, you know that illnesses, accidents, and injuries can happen in the blink of an eye. Getting your pet the help and care they need is going to be your priority. But this can come with some hefty bills.

On average, an emergency exam costs $100-$200, and an overnight stay can cost $1,000-$2,000. And, this may or may not include diagnostic tests. To help make sure you’re as prepared as possible, we’ve put together some information to help you know what to expect and how to save for a rainy day proactively.

Emergency veterinarians specialize in treating acute or life-threatening injuries and illnesses in animals. These vets typically work within veterinary hospitals or emergency clinics but often consult with general practice veterinarians. 

In some locations, the general practice vet, when working after business hours or on holidays, qualifies as the emergency vet.

Traditionally, emergency veterinary care costs more.

• Advanced training and skills. These vets are trained in a variety of ways to be able to tackle any emergency that comes their way, from cancer and car accidents to poisonings. 
• Additional treatments and diagnostics. Many facilities have an intensive care unit (ICU) with oxygen cages and advanced medical equipment, including CT scans and MRIs, that may not be found in a traditional vet’s office.
• Location. The cost of caring for your pet can depend on where you bring them for care. Regardless, your pet should be cared for by board-certified veterinarians who specialize in different areas of veterinary medicine.
• Specialty. If your pet needs to see a specialist in an emergency, such as a cardiologist or oncologist, the cost of care will be greater than if they were seeing a general practice emergency vet.
• Working off hours. These vets and their staff sometimes work nights and holidays. As such, they tend to be paid more than those who work during normal business hours. Plus, operating a facility 24/7 costs more.

The cost of an emergency vet versus a regular vet

The cost of an emergency vet visit varies due to several factors, like location, animal species, breed, size, and the emergency. 

So,  how much is an emergency vet visit? Let’s break down the general cost of treatment.

• Blood work: $80-$250
• Exam: $100-$200
• Standard imaging: $150-$600
• Pain medicine: $40-$80
• Hospitalization: $800-$2,500
• IV fluids: $60-$95
• Emergency surgery: $1,500-$5,000+

We know how scary pet emergencies can be and the difficulty a pet owner may have in determining what constitutes an emergency and what can wait. It’s best to be cautious and seek professional medical help via a telehealth consultation or an emergency vet clinic visit. 

However, these are just a few of the signs that your pet should be taken to a vet immediately.

• Gastroenteritis . Inflammation of the gastrointestinal tract can present as vomiting, diarrhea, and low-grade fever. 
• Poisoning. There’s no one symptom you can use to diagnose poisoning in pets. Clinical signs tend to differ depending on the type of toxin, but it often triggers gastrointestinal and neurological symptoms.
• Seizures. These can present as whole-body tremors or partial seizures that may only affect one part of the body or present as a sudden onset of rhythmic movements (tremors) or actions.
• Eye injury. Pus, excessive discharge, cloudiness, bleeding, and excessive eye rubbing can all be signs of an eye issue. 
• Bite wounds/animal attacks. If your pet gets into a scuffle with another pet or animal, seek treatment immediately. 
• Bloat of the belly . An enlarged belly can have several causes, including Gastric Dilatation-Volvulus.
• Severe trauma. This can be classified as any major accident like a fall, a car accident, being hit, etc. 
• Trouble during birth. If your pregnant dog hasn’t given birth to a pup 2-3 hours after their water has broken, if they’re straining during birth, or if your dog has been in second-stage labor for over 12 hours, seek help . 
• Broken bones. X-rays will be needed to diagnose a fractured bone, but your pet will likely limp or refrain from putting weight on the affected area. 
• Hypothermia. This can occur because of extended exposure to cold environments and can present as shaking, lethargy, and lower body temperature. 
• Heatstroke . This occurs when your pets’ natural cooling mechanisms can’t keep them cool and, if left unattended, can cause permanent damage.
• Difficulty breathing. If your pet is experiencing labored breathing or gasping, seek care.

When your pet has an emergency, you will likely need to make a payment or a credit card deposit for them to receive care. The staff at the emergency room should be able to help you navigate your options, but here are some of the most common ways to pay for your pet’s treatment.

Invest in a pet insurance policy

Pet insurance is a growing category, and many mainstream insurance companies are starting to offer it. Like the health insurance you have, there are different plans, but you can expect to pay a monthly or annual premium as well as a deductible. 

The amount of your deductible and the reimbursement you’ll receive can vary between plans and the insurance company you choose. So, you may want to do some research before purchasing to ensure you understand what and how much the plan covers. 

It’s important to purchase pet insurance early on in pet ownership because any pre-existing condition may not be covered. Lemonade is a great option that caters to your needs.

Build an emergency fund

If you don’t want to pay the premiums associated with health insurance or your pup isn’t eligible to be covered for any reason, you may consider building an emergency fund and adding to it regularly. 

Emergencies (and even routine medical needs like dental cleanings) can be costly. Preparing for whatever life throws at you will prevent you from having to make big decisions based on the funds available.

Consider financing options, like Care Credit

  Care Credit is a financing option that will allow you to pay off the balance from your pet’s care over time. This way, the vet’s office will have the funds needed to cover your pet’s emergency care and you won’t be facing a huge mountain of debt all at once. 

However, you must qualify for Care Credit based on your credit score. If you qualify, you will be approved for a certain amount of money which you will need to pay off in a certain time to avoid a high interest rate.

Work out a payment plan

Some veterinary practices may allow you to pay a deposit for your pet’s emergency care, and then pay the remaining balance over time. This is becoming less common as many veterinary offices face clients who skip out on payments. If you don’t pay your bill, then the veterinary hospital will likely send you to collections.

No matter how conscientious you are as a pet owner, emergency vet visits can happen so it’s best to be as prepared as you can. Having a plan in place will help you to feel calm and in control while your pet is getting the best medical care possible. Remember that the medical staff is doing the best they can to help your pet be kind and patient with them.

Frequently asked questions

How much does it cost to get a dog’s stomach pumped.

If your dog has consumed a toxin, poison, or item that they’re allergic to, vets will try to induce vomiting to get the substance out of their system. If that doesn’t work, and all options are exhausted, a gastric lavage may be the best way to help them. 

These procedures require traditional routine diagnostics, blood work, x-rays, and more,  as well as the anesthetic and oxygen therapy used during the procedure. While the exact cost for you will depend on several factors, you can expect to pay $1,500-2,500. 

How much does a vet visit cost near me?

Veterinary costs will vary depending on your location and the number of vet practices in the area. Plus, your pet’s size, breed, and health needs will also play into the final cost you owe. 

How much does it cost for a dog to get stitches?

The type of stitch that your dog receives will ultimately determine the cost. Traditional sutures and dissolving sutures tend to be of similar cost, whereas staples may cost less. However, you must also pay for an exam fee, anesthetic, the procedure and bandage material, and any follow-ups. In total, this could be anywhere from $800-1,000+. 

How often should a dog go to the vet?

This all depends on your dog’s age and health! Puppies need to see the vet once a month until they are 4-5 months old. Adult dogs (1-7 years) usually only need to go once for annual visits (depending on your pet’s overall health), and senior dogs (8+ years) should be seen twice a year.

Is it cheaper to go to an emergency vet than a regular vet for a sick pet?

More often than not, emergency vet visits may cost more simply due to the urgency of the situation that brings you there. While the cost can be slightly higher, the important thing is getting your dog care as soon as you can. Emergency facilities are there exactly for that reason.

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Being a Veterinary Technician at the Schwarzman Animal Medical Center is a highly rewarding career in a role that’s critical to the lifesaving care we deliver every day. Our Veterinary Technicians are trusted team members with a high degree of leadership and decision authority, and our culture of learning supports our LVTs with opportunities for mentorship, advancement, and growth.

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We’re able to do amazing things with the support of our donors. Take a look at the impact you make with your donation to the Schwarzman Animal Medical Center.

AMC’s Community Funds assist animals whose owners are unable to afford either basic or lifesaving specialty care, as well as rescue animals, guide dogs, and retired police and military dogs.

Your support of the Schwarzman Animal Medical Center promotes the health and well-being of our animal companions through comprehensive treatment, research, and education.

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The Schwarzman Animal Medical Center extends its deepest gratitude to our committed and loyal supporters who enable us to provide compassionate care and train the veterinary leaders of tomorrow.

The Schwarzman Animal Medical Center hosts regular events in the New York City area. Join us to connect with other pet owners, our veterinary community, and learn more about your pet’s health and well-being

As a non-profit institution, AMC’s success is dependent in large part on the generous contributions of donors like you.

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By adding 16,000 square feet of new construction to the hospital and renovating nearly 67,000 square feet of existing clinical and client space—a total of 83,000 square feet—the  Gift of Love  campaign will transform the Schwarzman Animal Medical Center.

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24/7 emergency & critical care for dogs, cats, birds, & exotic pets.

Where you go first for emergency care matters, and there is no better place than the Schwarzman Animal Medical Center. As New York City’s only Level 1 Veterinary Trauma Center at a hospital accredited by the American Animal Hospital Association (AAHA) , AMC is the premier veterinary emergency room in the tri-state area. With more board-certified emergency medicine specialists than any other hospital and collaborative care available from 20+ in-house specialties and services, you can rest assured that your pet will receive the highest quality medical care possible at AMC’s Emilia Saint-Amand Krimendahl Institute for Trauma Care.

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Bring your pet immediately to our emergency room no appointment necessary..

The Schwarzman Animal Medical Center 510 East 62nd Street, New York, NY 10065 (62nd Street between York and FDR Drive)

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Questions? Call us at 212-838-8100.

Notes from the ER

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AMC’s Emergency Room vs. Other NYC Emergency Clinics

Working with Your Primary Care Veterinarian

We are committed to working closely with your pet’s primary veterinarian to ensure coordinated care. If you need AMC to send any reports or results to your primary veterinarian, please fill out our Medical Records Request Form or request that the records be sent during your visit.

The Only Level 1 Trauma Center in NYC

Where you go first in an emergency matters..

When your pet is sick or injured, you want them in the best hands. That’s what you get when you visit a  Level 1 Trauma Center . You’re ensuring your pet’s care is overseen by experienced board-certified emergency and critical care specialists with access to the technology and resources to diagnose and treat any issue your pet may have.

Everything Your Pet Needs Under One Roof

In an emergency, time is of the essence – amc’s collaborative care means timely diagnosis and treatment..

No pet owner wants to visit the ER only to be transferred to another facility that can provide better care. That will never happen at AMC. Our 20+ in-house specialties and services–including a world-renowned Avian & Exotic Pet Medicine Service–are available to ER patients for consultation and referral, and our accreditation by the American Animal Hospital Association (AAHA) means that your pet will always receive the highest standard of care.

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From upset stomachs to life-threatening emergencies, AMC is your first and only stop for all your pet care needs. Our innovative Fast Track Urgent Care Service means we can efficiently prioritize your pet’s needs to deliver fast, effective care, so you can go home with your pet sooner.

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For 112 years, AMC has been at the forefront of veterinary medicine. As a prestigious teaching hospital, our postgraduate education programs train the next generation of veterinarians and technicians to become leaders in their fields.

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Emergency Vet Visit Costs and Financing Options

An emergency vet visit may cost up to $250 just for the initial evaluation. Learn more about average pricing and how to finance an emergency visit.

Written by Dr. Elizabeth Racine

Posted December 13, 2022

Veterinary emergencies can be nerve-wracking. When your beloved pet is sick or injured, the last thing you want to do is worry about how you're going to pay for it all. To help you prepare for accidents and illnesses, this guide covers emergency vet visit costs and veterinary financing options to help you decide the best pet emergency plan for your household.

How Much Does an Emergency Vet Visit Cost?

The cost of an emergency vet visit can vary greatly based on the injury, condition, what type of pet insurance you have (if any) and whether your pet has a chronic condition that may require multiple emergency vet visits over a pet's lifetime. 1 And if your dog or cat needs surgery, that can end up adding thousands of dollars to your vet bill — anywhere from $1,600 for a simple injury to upwards of $10,000 for something more complex. 1

While the initial cost of an emergency veterinary visit is approximately $150 to $250, this only includes the initial triage of your pet and a complete physical examination by a veterinarian. However, additional diagnostic tests, medications, treatments, hospitalization or surgery will incur additional costs that can add up quickly. If you are concerned about the cost, be sure to ask your veterinary team for a cost estimate prior to initiating care.

How Much Does an Emergency Vet Visit Cost With Pet Insurance?

This depends on your pet insurance plan. Some pet insurance companies will cover as much as 90% of the cost of an emergency veterinary visit, as long as the visit is not associated with a pre-existing condition. However, you will often be required to pay for the visit out-of-pocket and the insurance company will reimburse you at a later date, so you will still need to have funds on hand to pay for your pet's care.

Pets Best pet insurance offers low-cost Accident Only Coverage for pet owners on a budget.

How Can I Pay for an Emergency Vet Visit?

There are several options to consider when paying for your pet's emergency vet visit. It is always best to consider your financial options in advance, before your pet needs emergency care, so you will not need to worry about coming up with the funds during a crisis. Consider these options to pay for your pet's care:

• Use a credit card to have extra flexibility and time to pay.
• Start a savings account for your pet and contribute to it regularly.
• Use pet insurance to cover the cost of many common accidents and illnesses.
• Sell items you no longer need and use the funds to cover the cost of your bill.
• Ask friends or family for a personal loan to help you and your pet.
• Use crowdfunding sites like GoFundMe to share your pet's story and raise money for care.
• Reach out to local shelters and rescues to ask for help.
• Ask your veterinarian about your options for payment plans or other support.

Remember, having a pet is a privilege and comes with a great deal of responsibility. Make sure you're ready to provide care for your pet in the event of an accident or illness by planning for emergency veterinary fees in advance.

CareCredit Financing for Emergency Vet Visits

You can use your CareCredit credit card at locations in the CareCredit network to finance a wide range of pet-related expenses, including emergency vet visits due to an accident or illness.* To find a veterinary care provider near you who accepts the CareCredit credit card, use our Acceptance Locator or download the CareCredit Mobile App .

Dr. Elizabeth Racine is a small animal general practice veterinarian and freelance writer. She covers both human and veterinary medicine with a special interest in nutrition, internal medicine, and veterinary behavior.

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1 Hagen K. Why Your Pet Needs an Emergency Fund Too. The Ascent. Published May 19, 2020. Updated July 17, 2021. https://www.fool.com/the-ascent/banks/articles/pet-needs-emergency-fund/

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Average Cost Of Emergency Vet Visits

Taking your pet to an emergency vet is similar to how we go to an ER or urgent care clinic.

Usually you will take your pet to an animal hospital when your regular vet is closed or the health of your pet is beyond what your local vet can handle.

Emergency veterinary clinics are usually open 24/7 and always have a qualified ER veterinarian on staff.

Emergency veterinary clinics are also there to handle crisis situations that your regular veterinarian may not have the capacity to take care of in their specific clinic setting.

For instance, various medical conditions require pets to be hospitalized overnight with care from veterinary nurses, and some general practice veterinary clinics just do not have the capacity to provide that service.

General Costs of Going To An Emergency Vet

Depending on the reason you are having to take your pet to the emergency vet clinic, the costs can vary drastically.

An emergency surgery is going to cost a lot more than an ER visit for a torn toenail.

The cost also may vary based off of the size of your pet, as larger dogs will need more medications and fluids, thus making their ER visit cost more than the cost for a small dog or cat.

The chart below provides a general breakdown of broad categories of diagnostics & treatments your pet may need at an emergency veterinary clinic.

These cost will range depending on where you live in the USA, how many vets are in your area and the time of care.

As you can see the prices will range depending on the type of treatment.

The list above may not be what you pay for services in your area.

The prices are averages based on the type of treatment being offered.

Other costs not mentioned would be, medications, follow up appointments, other office fees.

For example, a dog that was hit by a car will need multiple follow up appointments which will increase the overall cost of their bill.

How To Pay Your Emergency Vet Bill

After your pet is examined and a plan is set forth to determine what diagnostics and/or treatments they need, the veterinary staff will provide you with an estimated bill.

This may vary location to location, but most emergency clinics require that you pay half your estimated bill up front and the remainder when you take your pet home.

When you take your pet home depends on the severity of their condition.

For example, if your dog was hit by a car, they may require multiple surgeries, follow up care, bandage replacement, oxygen, medications, etc.

These costs will add up over time. The emergency vet clinic will require payment for most services up front before you take your dog home.

Having a large estimated bill can be initially overwhelming for sure.

Top Two Ways To Pay For Your Emergency Vet Bill

Pawp – a new way to pay for unexpected vet bills.

For those looking for ways to pay for their emergency vet bill, Pawp is a newer idea that is similar to insurance but is different.

Unlike pet insurance, Pawp covers up to 6 pets in your home and allows you access to $3,000 for emergency medical care.

What attracts people to Pawp is their price of just $24/month for all of the benefits listed above.

They offer virtual care, where you can chat with a licensed veterinarian – this alone can save a bit of money by not having to bring your pet to a local vet every time.

Care Credit – Veterinary Financing

Almost all emergency clinics take “ Care Credit-Veterinary Financing ”, which can help you pay your emergency bill owed to them without having to take it all out of pocket immediately.

Care Credit is essentially a pet healthcare credit card. You can apply for it online even while you are waiting at the clinic.

Once you are approved, Care Credit pays everything up front and you pay Care Credit back over the course of a few months, usually interest free.

This can help ease the burden of having to pay a large bill all at once.

Once approved for Care Credit you can use this new form of payment for all future vet costs.

Don’t Hesitate To Ask For Help With Your Bill

Emergency clinics that are looking out for you and your pet’s best interests.

They can be a great place to get life saving treatment when your regular vet is closed.

When your primary veterinarian opens, they may suggest transferring care to them which may help save in costs.

If you are struggling with paying your vet bill , you can ask for discounts or see if they can help with the costs of some of the procedures.

Depending on the emergency vet, you might be able to get a discount of 30-50% off your bill.

No matter what you will have to pay that bill before leaving, whether you put it on credit card, care credit, Pawp, or have family/friends help.

It might seem like some clinics, especially emergency veterinary clinics are out to take your money.

This is more often not the case and they just want to help you and your pet.

It may be tempting to try to wait things out and avoid taking your pet to an ER clinic, but if you are concerned about your pet’s condition it is always best to have them evaluated.

If you are not sure if it is an emergency , you can always call your nearest emergency clinic and tell them what is going on with your pet.

They can help guide you in the right direction on if you should go ahead and take them in or if it is something that can wait until the next day.

When To Contact An Emergency Vet

Just like an ER for people, our pets have a similar option to get immediate help and that is an Emergency Vet or Animal Hospital.

The cost of going to one of these facilities will be more than if you went to your local veterinarian.

Most general vet practices will have you go to an emergency vet for life threatening illnesses or injuries.

Some veterinarians are not equipped or can handle certain injuries, so if you are in need of immediate help it is always best to contact your veterinarian before bringing your pet to them.

An emergency is an injury or illness that cannot wait to be dealt with, such as:

• Your dog has bloody diarrhea
• Your dog is vomiting black
• Your dog has parvo
• Your dog was hit by a vehicle
• Any major trauma (broken bone, major cuts)
• Your dog is bleeding
• Dog chewed a chicken bone
• Your dog is breathing fast (can’t catch breath)

Leslie Brooks graduated from the University of Tennessee College of Veterinary Medicine in 2012. After graduation she moved to Indianapolis to do an intensive one-year internship at a specialty practice and then began working as a small animal general practitioner. She ran her own house call practice for three years, visiting pets in people’s homes. Currently, she works part time in clinical practice and volunteering her free time to serve pets of the homeless. Read more about us here .

There are 4 comments:

Glad to find this article! We have just experienced a heart breaking loss with our 2.5 year old Pointer. My husband and I were out of town when our dog fell very ill. A family member took him to the Emergency Vet Hospital. He was in complete kidney and liver failure due to a toxin of some sort. We still don’t fully understand. The Vet counseled on the phone and then we spoke with a technician who gave us a breakdown of the cost of treatment with no guarantees that it would save him. It was going to cost several thousand dollars for IV therapy, antibiotics and pain meds with hospitalization. My question is, should pet owners of high risk dogs who tend to eat and drink anything in sight take out Pet Insurance? Does the insurance pay off in case of emergency situations?

Late reply but yes insurance is worth it in emergency cases and especially if your dog eats everything. We have a lab that eats everything and he has had an intestinal blockage and might have one now. He eats socks, twigs, hair bands- you name it he’ll eat it. Insurance also reimburses for regular vet visits too.

Thank you. This was very helpful.

Hi Barbara, thank you! Just keep in mind that the average emergency vet bill will range depending on where you live. Kind of like health insurance or even car insurance. You can’t really quote a price that will work for the entire USA. If your pet ends up in an animal hospital just know that you have options on how to pay that bill.

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Transforming Vet Care: Happy Visits at Animal Hospital of Lake Villa!

by Carl Shanor | May 14, 2024 | ahlv , Informative

Hello to all our pet parents!

At Animal Hospital of Lake Villa, we understand that vet visits can be a source of anxiety and stress for both pets and their owners, especially for our more sensitive or fractious furry friends. That’s why we’re thrilled to introduce our new “Happy Visits” – a stress-free way for your pet to get to know us, without the pokes and prods of a typical exam.

What are Happy Visits?

Happy Visits are all about creating positive associations for your pet with our clinic. During these visits, there are no exams, no treatments, and no vaccinations – just treats, cuddles, and lots of love from our team. The goal is to pamper your pet so they learn that a trip to the vet isn’t something to fear.

Why Consider Happy Visits?

Reduce Anxiety: Regular visits to the vet can be daunting for pets who have had unpleasant experiences in the past. Happy Visits help replace those scary memories with positive, enjoyable ones.  

Build Trust: These visits allow your pet to meet and interact with our staff in a relaxed setting, building trust without the pressure of an examination.  

Easier Future Visits: Pets who are comfortable with their environment and trust their caregivers are likely to be calmer during future appointments. This makes examinations and treatments smoother and less stressful for everyone involved.  

Personalized Attention: Happy Visits give us a chance to get to know your pet’s personality and preferences outside of a clinical context, which can improve our ability to care for them.  

How to Schedule a Happy Visit

To schedule a Happy Visit, simply give us a call at 847-356-8387. After your call, one of our friendly veterinary assistants will reach out to you to finalize the details and pick a time that works best for you and your pet. These visits are designed to be short and sweet, focusing purely on fun and relaxation for your pet.

For more information, you can also email us at  [email protected]  or visit our website at  lakevillavet.com .

We invite you to bring your pet’s favorite treats and toys to make the visit even more enjoyable. Our team is excited to meet your pet and give them the royal treatment they deserve – no strings attached!

Join us in making the vet a happier place for your pet. Book a Happy Visit today and watch your pet’s tail wag as they walk through our doors!

Looking forward to celebrating many happy moments with your beloved pets, Animal Hospital of Lake Villa  

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Therapy animals bring comfort and joy to anyone they visit – in your school, workplace, hospital, or other facility or even after a crisis event in your community.

Where Pet Partners Visits

Bring joy and inspiration into your workplace with a therapy animal visit. Many people will spend over a third of their lives at work. Reward your hard-working employees with an office visit from a Pet Partners therapy animal team. Learn more about the Workplace Well-being program or request a visit to your workplace .

Thousands of facilities have opened their doors to Pet Partners therapy animal teams. Well-trained and thoroughly screened handlers and their animals can benefit from the health and well-being of people in hospitals, nursing homes, schools, retirement communities, libraries, rehabilitation centers, and many other facilities. Learn more about our facility visits or request a visit to your facility .

Local Pet Partners teams can comfort your community in the wake of a crisis or disaster. Our crisis response teams are trained and credentialed to provide emotional comfort and support to people affected by the impacts of traumatic events. Learn more about the Animal-Assisted Crisis Response program or request a visit in your community .

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Welcome to Skycrest Animal Hospital

About Skycrest Animal Hospital of Clearwater

Skycrest Animal Hospital has always been family owned and operated within the community to provide high-quality care and service.

Complete Veterinary Care in Clearwater, FL

Skycrest Animal Hospital is a full-service veterinary Hospital offering wellness exams, vaccinations, dentistry, surgery, digital x-ray, ultrasound, and dog and cat kennel/boarding.

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Regular wellness check-ups, vaccines, and preventative blood tests. Everything you need to keep your pet healthy and happy.

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Pet Surgery

State of the art surgical suite with extensive anesthesia monitoring. Surgeries include spays, neuters, mass removals, and many more.

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Meet skycrest animal hospital team.

The Skycrest Animal Hospital’s veterinary team is committed to your pet’s health and welfare. We provide high-quality care that adapts to their changing needs to maintain their well-being.

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See why so many travellers make Unikum their small hotel of choice when visiting Elektrostal. Providing an ideal mix of value, comfort and convenience, it offers an array of amenities designed for travellers like you.

The rooms offer a refrigerator, and getting online is possible, as wifi is available, allowing you to rest and refresh with ease.

In addition, as a valued Unikum guest, you can enjoy a lounge that is available on-site.

For those interested in checking out Statue of Lenin (2.2 km) while visiting Elektrostal, Unikum is a short distance away.

If you’re looking for a pub, consider a visit to Beer Club Tolsty Medved or 400 Krolikov, which are all conveniently located a short distance from Unikum.

During your visit, be sure to check out a popular art museum like Electrostal History and Art Museum, which is a short distance from the small hotel.

We’re sure you’ll enjoy your stay at Unikum as you experience all of the things Elektrostal has to offer.

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