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Is There Travel Insurance That Covers COVID Quarantine?

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We get it — traveling these days can be an uncomfortable experience. In the ever-changing world of COVID-19 variants, border restrictions and PCR tests, learning how to stay protected is important.

Travel insurance can insure you against a variety of complications during travel, including trip delay, trip cancellation and medical issues. But not all policies are the same, and coverage can vary not only across providers, but across policies themselves.

Let’s take a look at travel insurance that covers COVID-19 quarantine, plus the best COVID-19 travel insurance.

What does travel insurance usually cover?

Travel insurance can provide peace of mind on vacation, especially when things go awry. There are varying types and levels of coverage for travel insurance, though these are common inclusions for travel insurance policies:

Trip cancellation insurance.

Trip interruption insurance.

Trip delay insurance.

24-hour hotline assistance.

Emergency medical insurance.

Primary/secondary medical insurance.

Lost or delayed baggage insurance.

Rental car insurance.

There's a lot of variety when it comes to travel insurance and the types of incidents it’ll cover. The cost of your premium will vary according to the plan you select.

Cancel for Any Reason insurance allows you to cancel your trip and recoup your costs, no matter why you’ve chosen to cancel.

Before buying travel insurance, check to see if any of your credit cards offer trip insurance . Some travel credit cards offer this insurance free of charge when you use your card to pay.

The Chase Sapphire Preferred® Card , for example, provides primary rental car insurance when you charge the car to your card.

The Platinum Card® from American Express , meanwhile, will cover trip cancellation, trip delay and lost luggage insurance. Terms apply.

There are no credit cards whose benefits include medical insurance. You’ll want to read the terms carefully to be sure that any travel insurance you purchase covers instances of COVID-19.

» Learn more: Will my travel insurance cover coronavirus?

Finding insurance that covers COVID quarantine

In the beginning of the pandemic, many insurance policies covered losses related to COVID-19, including trip cancellation and medical issues.

Since then, some providers have chosen to exclude coverage for coronavirus-related issues. So you’ll need to search specifically for an insurance policy that covers COVID-19.

Fortunately, there are still insurance providers that’ll provide coverage in the event you’re affected by COVID-19, including:

Trip cancellation.

Trip delay.

Medical care/hospitalization.

Quarantine.

Several countries — like Thailand — actually require that you purchase this insurance before traveling.

If you already have an insurance provider in mind, take a look at their coverage options — and any available add-ons — to see if COVID-19 quarantines are covered.

» Learn more: The best travel insurance companies

If you aren’t already committed to an insurance company, sites such as SquareMouth, a NerdWallet partner, will allow you to search for and compare policy coverage from multiple companies at once.

You’ll be asked to provide a variety of information, such as your destination, dates of travel, age, and whether you’d like to be reimbursed for cancellations.

SquareMouth’s search also includes the ability to filter search results so you’ll only see policies with COVID-19 protections.

Once you’ve found a provider whose policy includes COVID-19 coverage, you’ll want to make certain that quarantine will also be reimbursed. Reading the policy in full will tell you; it can look something like this:

» Learn more: What to know before buying travel insurance

How much will COVID quarantine travel insurance cost?

The price of travel insurance is going to depend on many factors, including the length of your trip, your age, your destination and your coverage limits.

As you’d expect, the more comprehensive your coverage and the higher your limits, the more expensive your policy will be. The same is true if you’re heading out of the country for an extended period of time.

When comparing insurance policies, you’ll want to think about coverage limits as well as whether the insurance will provide primary or secondary coverage. Compare these factors against other policies to see which policy is the right fit for you.

Here’s a comparison between two different policies. Although neither of these requires a deductible, one of these is secondary (it pays out after other insurance) and caps out at $15,000 per person in emergency medical expenses.

The other is primary (it pays out before other insurance policies) and covers up to $100,000 per person in emergency medical expenses:

While $15,000 may seem like a lot of money, remember that this total includes all doctor visits, tests and medications — in addition to the cost of your quarantine stay.

If you’re staying somewhere expensive, those costs can quickly add up.

Although some communities, such as New York City, may provide cost-free isolation accommodation, others will leave you to fend for yourself.

Even if staying in a moderately priced hotel, five to 10 days (or more) of isolation can quickly run into the thousands of dollars. You’ll want to be sure your insurance policy can cover this.

» Learn more: Does travel insurance cover COVID-19?

Final thoughts on travel insurance that covers COVID quarantine

Although the world is still trying to grapple with the COVID-19 pandemic, you may be looking to get out and travel again. Being protected in the event something happens can give you peace of mind when away from home.

This is especially true when it comes to mandatory COVID-19 quarantine, when costs can easily pile up. Acquiring travel insurance with COVID-19 quarantine protection can save you — and your wallet — in case of an emergency.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Warning: There's a large gap in pandemic era travel insurance

Update : Some offers mentioned below are no longer available. View the current offers here .

I'm planning a lot of trips right now. But, I'm uncertain when and how some countries will reopen their borders to tourists. Even though I'll be fully vaccinated soon, I still may want to avoid pandemic hotspots.

As such, I'm only booking travel that is fully refundable or changeable . Specifically, I'm redeeming hotel points for stays and taking note of the date by which I must cancel to get my points back. When it comes to airfare, I'm booking award flights with programs that offer changes or cancellations with minimal fees.

But perhaps you want to book (or have already booked) a nonrefundable trip . In this case, you may wonder whether travel insurance will cover you if you need to cancel, reroute or postpone your trip. Unfortunately, travel insurance only covers trip cancellation or interruption for specific reasons and situations. And most travel insurance doesn't cover the primary reasons I'd want to cancel or interrupt trips in the COVID-19 era.

In this guide, I'll discuss what you need to know about trip cancellation and interruption travel insurance when traveling during the coronavirus pandemic.

Get the latest points, miles and travel news by signing up for TPG's free daily newsletter .

What is trip cancellation and interruption insurance?

Trip cancellation and interruption insurance may provide reimbursement up to a specified amount per person per trip for eligible travel expenses or arrangements that must be canceled or interrupted. However, policies vary on the definition of eligible reasons for canceling or postponing a trip and the types of expenses reimbursed. And most policies will only provide coverage for set reasons.

Most trip insurance policies won't cover many of the reasons you might want or need to cancel or interrupt a trip during the coronavirus pandemic. In particular, most policies won't cover cancellation or interruption even if you can't travel due to border closures or specific entry requirements. Likewise, most policies won't cover cancellation or interruption if you choose not to travel -- even if your reason for not wanting to travel is primarily due to a CDC travel warning , elevated COVID-19 cases or specific entry requirements (such as a lengthy mandatory quarantine or PCR testing ).

However, some policies do cover cancellation or interruption if you are quarantined by a physician for health reasons or contract COVID-19 . In the following section, I'll take a closer look at some of the most popular policies.

Related: Does travel insurance cover pandemics?

Popular trip cancellation and interruption policies

There are two primary ways to obtain trip cancellation and interruption insurance:

• As a benefit provided by your credit card when you charge eligible travel expenses to the card
• As a benefit of purchased independent travel insurance

I'll discuss some of the most popular travel insurance policies and the coverage each may provide for coronavirus-related cancellation or interruption in the following sections.

Chase credit cards

Various Chase credit cards offer trip cancellation and interruption protection, including the Chase Sapphire Reserve and Chase Sapphire Preferred Card. To get coverage on these cards, you must charge all or a portion of the trip to your credit card account and/or the rewards program associated with the account.

The trip cancellation and trip interruption benefit offered by these cards may provide reimbursement for eligible travel expenses charged to your account up to $10,000 per covered person and up to $20,000 per trip. However, only select losses that result in cancellation or interruption of a trip are eligible for coverage.

In particular, the primary pandemic-related reasons Chase trip insurance may cover your trip cancellation or interruption are:

• Accidental bodily injury, loss of life or sickness experienced by you or your traveling companion which prevents you or your traveling companion from traveling on the trip
• Quarantine (due to health reasons) of you or your traveling companion imposed by a physician or by a competent governmental authority having jurisdiction

However, the insurance offered by these two cards explicitly excludes trip cancellation or interruption for the following reasons:

• A pre-existing condition or any other event that occurs or commences before the initial deposit date or booking date of the trip
• Your disinclination to travel due to an epidemic or pandemic

So, you definitely won't be covered by Chase credit cards if you decide not to travel because of an epidemic or pandemic. And even if you contract COVID-19 or need to enter quarantine, your Chase card's insurance may not cover you if the insurance administrator considers the coronavirus pandemic (and not your sickness or quarantine) as the event that caused your trip cancellation or interruption. After all, some travel insurance excludes trips booked after the coronavirus pandemic became a known event.

It's undoubtedly worth filing a Chase trip cancellation claim if you contract COVID-19 or a physician or government authority requires you to quarantine (and either of these events prevents you from traveling on a trip). But, I wouldn't assume I'd get any coronavirus-related trip cancellation and interruption insurance when booking new trips with my Chase cards.

You can review the Chase Sapphire Reserve benefits guide and the Chase Sapphire Preferred's benefits guide . If you want more information about these cards, check out the Chase Sapphire Reserve credit card review and the Chase Sapphire Preferred credit card review .

Related: Sapphire showdown: Chase Sapphire Preferred vs. Chase Sapphire Reserve

American Express cards

Select American Express cards , including The Platinum Card® from American Express, the Delta SkyMiles® Reserve American Express Card, the Marriott Bonvoy Brilliant® American Express® Card and The Business Platinum Card® from American Express, offer trip cancellation and trip interruption insurance of up to $10,000 per covered trip and $20,000 per eligible card per 12-consecutive-month period.

To be covered, you must charge the full amount of your round-trip travel on a common carrier to your card. However, you can pay with a combination of your card and accumulated points on your card. And you can also pay with a combination of your card and redeemable certificates, vouchers, coupons or discounts awarded from a frequent-flyer program or similar program.

Amex's guide to benefits provides the following definitions of trip cancellation and trip interruption:

Trip cancellation means the cancellation of travel arrangements when the eligible traveler is prevented from traveling on a common carrier for a covered trip on or before the departure of the covered trip. Trip interruption means the interruption of the covered trip either on the way to the point of departure or after departure of the covered trip.

However, Amex's trip cancellation and interruption insurance only covers specific cancellation or interruption reasons. So, as is noted in Amex's trip cancellation insurance COVID-19 notice , you'll likely only get coverage in connection with COVID-19 if you contract COVID-19 or a physician requires you to quarantine for health reasons related to COVID-19 on or before the departure of your trip. Any other reason for trip cancellation or interruption in connection with COVID-19 likely ineligible for coverage.

You can see the complete benefits guides for Amex's travel insurance coverage on Amex's retail and travel benefits website .

Related: Warning: Book carefully if you have multiple Amex cards that offer travel protections

Purchased travel insurance

Many of the most popular travel insurance providers have published coverage alerts and frequently asked questions pages that provide information about COVID-19 claims. So, if you have travel insurance with a specific provider or are looking to buy travel insurance with a particular provider, you should read any information that the provider has about the coronavirus pandemic and understand how that affects your insurance.

Of course, most independent travel insurance covers more than just trip cancellation and interruption. But, in this section, I'll focus on trip cancellation and interruption. I particularly took a closer look at the information AIG Travel Guard , Allianz Travel Insurance , Seven Corners and World Nomads have posted online about coronavirus-related claims. Here's what I found by looking at this information:

• AIG Travel Guard : Policies purchased on or after March 11, 2020 don't cover any losses due to COVID-19 quarantine. However, suppose you contract COVID-19 before departure. In that case, you may be eligible for trip cancellation benefits (if you have a confirmed and documented diagnosis and are medically unable to travel at the time of departure due to COVID-19). Likewise, if you contract COVID-19 while traveling and have a confirmed and documented diagnosis, you may be eligible for trip interruption benefits.
• Allianz Travel Insurance : Plans typically exclude losses for epidemics, including COVID-19. However, you can buy new plans with an epidemic coverage endorsement. And, for a limited time, Allianz is accommodating claims for trip cancellation and trip interruption if you of your traveling companion or family member becomes ill with COVID-19 either before or during your trip.
• Seven Corners : COVID-19 is treated similarly to other sicknesses. So, you may be eligible for trip interruption coverage if a legally qualified physician determines that you or your traveling companion must interrupt the trip due to sickness. Likewise, you may be eligible for trip interruption or cancellation coverage if you or a traveling companion would be forced into mandatory quarantine for medical isolation by a physician or government (excluding at your return destination city or in any other place following the end of your trip).
• World Nomads : Policies purchased by U.S. residents may provide coverage for trip interruption if you contract COVID-19 while traveling. You may also be eligible for trip cancellation coverage for pre-paid non-refundable travel expenses if your doctor advises you that you are unfit to travel on your scheduled departure date due to being diagnosed with COVID-19.

None of the policies provide reimbursement if you decide not to travel, even if your reason is because of an epidemic at your destination. And, although Seven Corners may allow you to cancel or interrupt a trip due to mandatory quarantine for medical isolation at your destination, your inability to enter a country or state isn't an eligible reason for trip cancellation or interruption.

However, some providers offer "cancel for any reason" trip insurance . If you purchase this type of policy, you can cancel your trip for any reason -- including deciding not to travel because of an epidemic -- and get back some of the prepaid, forfeited, nonrefundable payments or deposits for your trip. If you're booking nonrefundable travel that you aren't sure you'll be able to take, you should consider purchasing cancel for any reason insurance.

Related: 3 tips for insuring domestic trips

My travel insurance doesn't cover me, what now?

As you can see, most travel insurance policies won't cover you if you decide not to travel due to pandemic hot spots or mandatory quarantine or can't travel due to border closures or restrictions. So, if your travel insurance won't cover you, here are some other ideas to consider.

Call the airline or travel provider

If your travel insurance doesn't cover your canceled or interrupted trip, contact your airline and other travel providers. After all, the airline may have travel waivers that allow you to cancel, delay or change your flights with waived fees -- and sometimes with any fare difference waived as well.

Even if the airline doesn't have a travel waiver in place, you may find an agent who is willing to waive fees -- especially if you have elite status with the airline. But, you may need to wait until closer to your travel dates before the airline offers any waivers or alternate options.

Related: Airline coronavirus change and cancellation policies: A complete list of major carriers

Visit a second destination

Suppose the airline won't offer any solutions, but you don't feel comfortable visiting your original destination. In that case, you could book a second round-trip to a different destination and nest it within your original trip. Of course, you'll want to allow enough buffer between your tickets to reduce the chance that you'll misconnect in either direction.

You may also want to ask the airline how much it would cost to add another leg or two to your original ticket, as then you'd be considered a transit passenger at your original destination. And, as a transit passenger, you may be able to avoid entry restrictions at your original destination.

Related: How to book 'reverse' tickets to save on airfare

Consider the risk

If you can visit your destination, you may want to take an unemotional, logical look at your trip and the risks you're likely to face. Determine your risk based on your destination, activities at your destination, immunity , age, potential repercussions of becoming ill and possible consequences of testing positive during your trip . Some travelers are specifically avoiding international travel as long as the U.S. requires testing before return , as they don't want to risk needing to quarantine outside the U.S.

Related: Do kids need to get the COVID-19 vaccine before traveling?

Forfeit the trip

If you've run out of options and still don't want to travel, you can try to recoup as much of your costs as possible. For example, you may be able to retain some value by canceling, paying a change or award redeposit fee. But you may lose nonrefundable costs.

Related: How to refund a nonrefundable airline ticket

Bottom line

Travel insurance can be helpful. But don't expect much coverage from trip cancellation and interruption insurance if you want to cancel or interrupt your trip for most pandemic-related reasons.

Sure, many insurance policies will provide benefits if you contract COVID-19 or are mandated to quarantine for medical isolation. But, you won't get assistance if you can't travel or don't want to travel due to more common reasons such as entry requirements, quarantine requirements or pandemic hot spots. As such, for the foreseeable future, I recommend booking fully refundable travel or purchasing cancel for any reason travel insurance if you aren't sure you'll take a trip.

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Hotel Reservations – Frequently Asked Questions

What are the benefits of the Travel Protection Plan?

The Travel Protection Plan helps protect you and your family for unexpected covered losses from the moment that you step out of your front door until the moment you safely arrive back home. The Travel Protection Plan provides coverage if you cancel or interrupt your Walt Disney World, Disneyland or Aulani, a Disney Resort and Spa package for covered reasons described in the plan such as illness or injury. If you cancel due to a covered reason, the Travel Protection Plan will provide a refund for the prepaid, nonrefundable travel package, including the cost of airfare that is scheduled for travel within 7 days of the travel package.

The Travel Protection Plan also provides coverage for covered losses while traveling, such as trip interruption, trip and baggage delays, baggage protection and medical expense protection (including emergency medical transportation). In addition, the Travel Protection Plan contains non-insurance services for 24-hour worldwide emergency assistance (provided by LiveTravel).

To view the terms, conditions and exclusions, visit: www.affinitytravelcert.com/docs/DSP01

If you have questions, please call (844) 203-3123 to speak with a representative from Aon Affinity, the program administrator.

You can purchase a Travel Protection Plan for eligible trips any time prior to final payment. To purchase the Travel Protection Plan when making a new reservation, select “Add Travel Protection” at the time of booking. To add the plan to an existing reservation:

• Go to the bottom of any page of Disneyworld.com and select “My Plans.”
• Select “Change Reservation” next to your package reservation.
• Scroll down to see if your trip is eligible for a Travel Protection Plan—if it is, “Add” will be available; if it is not, “Add” will be unavailable.
• Select “Add” and follow the prompts.

You may also add the Travel Protection Plan to your reservation by calling Walt Disney World Resort at (407) 939-5277. However, due to a high volume of calls, you might experience delays. Guests under 18 years of age must have parent or guardian permission to call.

Aon Affinity is the brand name for the brokerage and program administration of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. Affinity Insurance Services is acting as a Managing General Agent as that term is defined in section 626.015(14) of the Florida Insurance Code. Aon Affinity Contact Information: 900 Stewart Ave #400, Garden City, NY 11530; 800-842-4084; [email protected]. As an MGA we are acting on behalf of our carrier partner, Arch Insurance Company (NAIC #11150). Arch Insurance Contact Information: 844-289-3443.

Travel insurance benefits are underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150), under Policy Form series LTP 2013 and applicable amendatory endorsements. Assistance services are provided by the designated travel assistance company listed in your Travel Protection Plan. This is a brief overview of the coverages. Subject to terms, conditions and exclusions. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions and exclusions that apply.

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Enjoy Even More Peace of Mind with Our New & Improved Princess Vacation Protection

Life can be unpredictable but you can rely on princess vacation protection.

One of the most common questions we hear from our guests is, ‘Should I buy travel protection?’ If you want to spend more time relaxing and less time worrying about the unexpected, the answer is ‘yes’. That’s why we offer Princess Vacation Protection (PVP), which provides a cancellation fee waiver1 plus travel insurance benefits2 and 24-hour worldwide CareFree™ Travel Assistance 3 . Help protect in the event of unforeseen illness, including COVID-19, trip delays, baggage issues and more. It’s a convenient way to help ease your worries before setting sail.

Your benefits just got better – and you can still enjoy low prices!

New improvements:.

• Increased benefits up to 150% of vacation cost for Trip Interruptions.
• Increased Emergency Evacuation benefits up to $50,000 for the standard plan and $75,000 for the platinum plan.*

Benefits at a Glance

Cancel for any reason 1.

Cancellation Fee Waiver 1  (Non-insurance features provided by Princess Cruises) Life is unpredictable… but you can rely on Princess Vacation Protection. If you need to cancel for specified reasons outlined in the Cancellation Fee Waiver section of the plan, you’ll receive a refund of your cancellation fees. If you need to cancel for any reason not listed in the plan, under the “Any Reason” Cancellation Enhancement feature, you’ll receive 75% of the cancellation fee amount in the form of future cruise credits under our Standard plan and 100% under the Platinum plan.

Trip Interruptions

If you need to interrupt your trip due to a covered reason such as an illness or injury, you are eligible for reimbursement of prepaid cruise/land arrangements made through Princess and/or the cost of one-way airfare to get you home.

Medical Evacuation

Princess Vacation Protection also provides coverage in case your medical condition requires emergency evacuation to an appropriate medical facility.

Medical Expenses

Most medical expenses are covered in case you become sick or injured during your trip.

Trip Delays

If you are delayed starting your trip or returning home, you may be reimbursed for expenses that were not arranged through Princess – including meals, hotel, and transportation.

Personal Belongings

Your baggage is also covered in the event it is damaged, lost, stolen, or delayed to your destination.

24/7 Support

Need help? You will have access to 24/7 worldwide assistance for travel, medical, and emergency services.

The plan terms, conditions and exclusions are available online:

Captain’s Circle Loyalty Benefit

Available in both a Standard and Platinum plan, choose the plan you want based on the coverage and plan price that works best for you. Captain’s Circle members who have achieved Ruby, Platinum or Elite status who elect to purchase Standard PVP automatically receive a complimentary upgrade to PVP Platinum; we’ll pay the difference in plan cost on your behalf.

3 Ways to Purchase Princess Vacation Protection

Princess Vacation Protection can be purchased at the time of booking or up until final payment. You are considered enrolled as soon as the plan cost has been paid.

• When you  Book your Cruise  on Princess.com
• Call 1-800-Princess or contact your Travel Advisor
• Already Booked Guests can purchase in  Cruise Personalizer

Product Details

Cancellation Fee Waiver 1 (Non-insurance features provided by Princess Cruises)

Life is unpredictable… but you can rely on Princess Vacation Protection. If you need to cancel for specified reasons outlined in the Cancellation Fee Waiver section of the plan you’ll receive a refund of your cancellation fees. If you need to cancel for any reason not listed in the plan, under the “Any Reason” Cancellation Enhancement feature, you’ll receive 75% of the cancellation fee amount in the form of future cruise credits under our Standard plan and 100% under the Platinum plan.

Travel Insurance Benefits 2 (Underwritten by Nationwide®)

Sail through your vacation with less to worry about.

Trip Interruption:  Up to 150% total trip cost reimbursement for missed, prepaid cruise arrangements and/or the cost of one-way airfare if you must start your vacation late or need to come home early due to illness, injury and more.

Trip Delay:  Up to $500 for any pre-cruise trip delay expenses and/or post-cruise trip delay expenses up to $1,500 (not to exceed $1,500 for both pre- and post-cruise delays) for meals, hotel and transportation.

Baggage Delay:  Up to $500 if your luggage is delayed during travel.

Baggage/Personal Effects:  Up to $1,500 ($3,000 with the Platinum plan) if your stuff is lost, stolen or damaged.

Accidental Medical Expense:  Up to $10,000 ($20,000 with the Platinum plan) if you become injured while traveling.

Sickness Medical Expense:  Up to $10,000 ($20,000 with the Platinum plan) if you become sick while traveling.

Emergency Medical Evacuation/Repatriation: Up to $50,000 ($75,000 with the Platinum Plan) in the event your medical condition requires emergency medical transportation to an appropriate medical facility or in the event of your death, provides coverage to transport your mortal remains.

24/7 Worldwide Travel Assistance Services 3 (Non-insurance services provided by LiveTravel)

Need help while you travel?  Assistance is there for you, 24 hours a day, 7 days a week, anywhere in the world.

Princess Vacation Protection can be purchased while booking your next cruise vacation on princess.com, by contacting your travel agent, by calling 1-800-PRINCESS, or on Cruise Personalizer. It is available for purchase up until final payment for your trip on all Princess Cruises, Princess Cruisetours, Princess Alaska Land Tours and Princess Canadian Rockies Land Tours, and is available at two levels: Standard or Platinum. Princess Vacation Protection is not in effect until the plan cost has been paid to Princess in addition to any required cruise deposits or payments.

1  Non-insurance feature provided by Princess. WA residents only, Trip Cancellation benefits are underwritten by Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, Ohio (NAIC #23787).

2  Travel Insurance Benefits are underwritten by Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, Ohio (NAIC #23787).

3  Travel Assistance services are non-insurance services provided by LiveTravel International.

This plan provides insurance coverage that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.

Princess Vacation Protection – Standard  To obtain your state-specific Certificate of Insurance providing the terms, conditions and exclusions of the certificate, visit  PVP Standard .

Princess Vacation Protection – Platinum  To obtain your state-specific Certificate of Insurance providing the terms, conditions and exclusions of the certificate, visit  PVP Platinum .

Note that Princess Vacation Protection is not available to residents of the state of New York, British Columbia, Quebec, Puerto Rico, or Mexico.

Need to file a claim?

Frequently Asked Questions

Q:  What happens if I test positive for COVID-19 and need to cancel the day before my cruise? A:  Like with any illness diagnosed and treated by a medical professional, if you test positive for COVID-19 after purchasing the plan, you will be eligible to receive a refund to your original form of payment. If you do not have an official medical diagnosis, but feel unwell, you will receive a Future Cruise Credit.

Q:  What if my spouse gets COVID-19 right before the cruise and we can no longer sail? A:  You will be eligible to file a claim for a cash refund if you, your traveling companion or a member of your immediate family is diagnosed and treated for COVID-19, which causes you to cancel your cruise.

Q:  What if my mother, who isn’t sailing with us, gets COVID-19, and we may have been exposed? A:  Princess Vacation Protection has you covered! Even if they are not traveling with you, if someone in your immediate family is diagnosed and treated for an illness, you may request a refund to the original form of payment. If they are ill but are not diagnosed or treated, you may call us and receive a Future Cruise Credit for the cruise fare.

Q:  What if I find out I was exposed to someone either on my way to my cruise or during the cruise, and I end up being isolated in my cabin for part or all of the voyage? A:  PVP provides reimbursement for the days you are confined to your cabin if the confinement is ordered by a medical professional.

Q:  Does PVP cover my medical expenses if I get COVID-19 during my cruise? A:  Yes, PVP provides reimbursement for eligible medical expenses for any illness, including COVID-19.

Q:  What if I want to cancel my PVP coverage? How does that work? A:  PVP is refundable until final payment is due. For new bookings made within final payment, the PVP plan cost is only refundable within 10 days of purchase provided the person hasn't departed on the trip nor filed a claim.

Q:  Am I protected by my Princess Vacation Protection plan if my mother, who is not traveling with me, develops pneumonia and I have to cancel my trip to care for her? A:  Yes! Princess will refund the cancellation fees (up to the full value of the cruise vacation) if you have to cancel your trip because of a specified reason such as illness, injury or death of yourself, a traveling companion or either of your immediate family members.

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Struggling with rising cases and low vaccination rates, Moscow announces a lockdown.

Like many countries, Russia has seesawed between tighter and looser pandemic restrictions. As the coronavirus claims more victims, the pendulum is now swinging toward tightening.

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By Andrew E. Kramer

• Oct. 21, 2021

MOSCOW — Schools, shops and restaurants in the city of Moscow will close next week, municipal officials said, in one of the tightest lockdowns in the Russian capital since the pandemic began, a measure made necessary by low vaccination rates.

Russia’s coronavirus response, like that of many other countries, has seesawed between strict controls and lax enforcement of mask-wearing and vaccination rules. Russia pivoted again this week toward tighter lockdowns as reports of new cases and Covid-19 deaths climbed.

Reported cases are up 33 percent over the last two weeks, reaching more than 32,400, according to a New York Times database . And on average over the past week, 983 people a day died from the coronavirus ; on some days that number exceeded 1,000. Only Russian-made coronavirus vaccines are available in the country, and many people are hesitant to get them. Russia’s vaccination rate of 33 percent of the population is lower than the global average of 37 percent and far behind the rates in most of Europe.

To combat the surge in cases and deaths, President Vladimir V. Putin on Wednesday declared a countrywide “nonworking” week from Oct. 30 to Nov. 7 , extending a regular fall holiday by several days. The restrictions the city of Moscow announced on Thursday were even stricter.

Mayor Sergey Sobyanin ordered schools and nonessential businesses to close two days sooner, starting on Oct. 28. He said in a statement posted online that the spread of the virus had gone “by the worst scenario” and that Moscow would soon be setting daily records for new cases.

Early in the pandemic, Moscow locked down more strictly than many Western countries did. Residents were prohibited from leaving their apartments other than to shop at grocery stores or pharmacies, attend medical appointments or walk their dogs.

The city also lifted many restrictions this year before other European countries did on a wide scale, a move that became a point of pride. Mr. Putin contrasted Moscow’s bustling restaurants with the continuing lockdowns abroad.

Over the summer, Moscow imposed, but then dropped, a requirement that patrons be vaccinated to eat in some restaurants or to visit bars. Enforcement of mask-wearing rules in Russia is generally lax.

Andrew E. Kramer is a reporter based in the Moscow bureau. He was part of a team that won the 2017 Pulitzer Prize in International Reporting for a series on Russia’s covert projection of power. More about Andrew E. Kramer

Russia orders new lockdowns in Moscow as COVID deaths continue to climb

The Moscow city government has ordered people aged 60 and over to stay home for four months and told businesses to have at least 30 per cent of staff work from home amid a surge in COVID-19 cases and deaths in Russia.

Key points:

• About 32 per cent of Russia's nearly 146 million people have been fully vaccinated
• Vladimir Putin's spokesman says more could have been done to make vaccines available and encourage people to have them
• An expert says the situation in Russia is "extremely worrying"

The new rules take effect from October 25, it said in a statement.

On Tuesday Russia reported 1,015 coronavirus-related deaths, the highest single-day toll since the start of the pandemic, as well as 33,740 new infections.

The Kremlin has ruled out a new nationwide lockdown like the one early on in the pandemic that dealt a heavy blow to the economy and sapped President Vladimir Putin's popularity.

Daily death tolls have been surging for weeks and topped 1,000 for the first time over the weekend amid sluggish vaccination rates, lax public attitudes toward taking precautions and the government's reluctance to toughen restrictions.

Russia boasted about becoming the first country in the world to authorise a coronavirus vaccine in August 2020 — even though it was only tested on a small scale — and proudly named the shot Sputnik V after the world's first satellite, to underline the country's scientific achievements.

While extolling Sputnik and three other domestic vaccines developed later, Russia's state-controlled media chafed at the perceived flaws of Western-made shots, a controversial message that many observers saw as feeding public doubts about vaccines.

Vaccination rates remain low

Amid widespread vaccine hesitancy, authorities have raised pressure on medical workers, teachers and public servants to get the shots, but the uptake has remained sluggish.

The government coronavirus task force said on Monday that about 45 million Russians, or 32 per cent of the country's nearly 146 million people, had been fully vaccinated.

Mr Putin has underlined the importance of broad vaccination, but emphasised that it should remain voluntary.

Authorities have opened vaccination locations in shopping malls and other facilities outside clinics and tried to encourage people to get the shots with lotteries, bonuses and other incentives, but all those efforts have failed to accelerate take-up.

Mr Putin's spokesman Dmitry Peskov said the government had done everything to make vaccines easily available but added that it should have been more proactive in its efforts to encourage vaccination.

"Obviously, more should have been done to explain the lack of alternative to vaccination," Mr Peskov said.

Asked if the government could authorise imports of foreign vaccines to help boost uptake, Mr Peskov said vaccine scepticism was not limited to domestic shots.

Russia-EU talks on mutual recognition of coronavirus vaccines have dragged on without an end in sight.

While resisting a nationwide lockdown, the Kremlin has told authorities across the country to decide on restrictions depending on the local situation.

Many of Russia's 85 regions have already restricted attendance at large public events and limited access to theaters, restaurants and other venues.

Some have made vaccination compulsory for certain categories of public servants and people older than 60.

Russian case numbers a threat to Europe

On Monday St Petersburg joined other Russian cities in ordering attendees at conferences and sports events to prove their vaccination status via a digital code system from November 1.

Those rules will be expanded on November 15 to make the codes mandatory at cinemas, theatres, museums and gyms, and on December 1 they become mandatory at restaurants, cafes and some stores.

The city has reported the nation's second-largest number of new infections after Moscow.

The government task force has registered a total of more than 8 million infections and its official COVID-19 toll ranks Russia as having the fifth-most pandemic deaths in the world following the United States, Brazil, India and Mexico.

However, state statistics agency Rosstat, which also counts deaths in which the virus wasn't considered the main cause, has reported a much higher pandemic death toll — about 418,000 people with COVID-19 as of August.

Based on that number, Russia would be the fourth hardest-hit nation, ahead of Mexico.

Martin McKee, a professor of European public health at the London School of Hygiene and Tropical Medicine, said the COVID-19 situation in Russia was extremely worrying, not only for Russia but for the rest of the world.

He said even high rates of vaccination elsewhere in Europe wouldn't be able to prevent the virus from being reimported from Russia, particularly if any worrisome new variants emerge.

"Until we have control of the virus everywhere, there's a risk of importation and the pandemic will not be under control," he said, describing the spread of the virus in Russia and the Baltic states as a threat to Europe.

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Honourable Adrian Dix

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Translations

Information bulletin, media contacts, ministry of health.

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Starting Monday, April 8, 2024, people in British Columbia will have access to a free spring COVID-19 vaccine booster to maintain and extend protection for themselves and their loved ones against serious illnesses from COVID-19.

The spring COVID-19 booster will be available throughout the province at pharmacies, regional health-authority clinics, some primary-care offices, and community health centres. This spring vaccine remains free and available for everyone six months and older.

Given the decreased rates of viral respiratory infections in the community, additional infection prevention and control measures implemented in fall 2023 in health-care settings are no longer required at all times. People are still encouraged to wear masks in health-care settings as appropriate, to continue to cover coughs and stay away from others when feeling sick. Health-care workers will continue to wear appropriate personal protective equipment, such as masks and respirators, in accordance with their point-of-care risk assessments.

While the peak of the respiratory illness season has passed, the SARS CoV-2 virus continues to circulate at lower levels in the community. The protection from infection that COVID-19 vaccines provide decreases over time, particularly in older people, so a spring COVID-19 vaccine booster will ensure people stay protected.

Aligned with advice from the National Advisory Committee on Immunization, B.C. health officials recommend the following people consider receiving an additional dose of the XBB.1.5 COVID-19 vaccine:

• adults 65 and older;
• Indigenous adults 55 and older;
• adult residents of long-term care homes and assisted-living facilities (including those awaiting placement); and
• individuals six months and older who have been diagnosed as clinically extremely vulnerable (a CEV 1 or CEV 2 condition).

B.C.’s COVID-19 spring program is focused on providing vaccines to those most at risk of severe COVID-19 illness or complications, and people who have not yet received an updated vaccine dose. However, anyone who feels they would benefit from an additional dose of the XBB.1.5 COVID-19 vaccine can contact the call centre at 1 833 838-2323 to book an appointment or walk into a pharmacy where the vaccine is available. Vaccine appointment capacity is available in all regions.

The 2023-24 respiratory illness immunization campaign was launched to the general population on Oct. 10, 2023. As of end of day March 31, 2024, B.C. had administered 1,457,246 doses of COVID-19 vaccines and 1,562,023 doses of influenza vaccines.

Quick Facts:

• Invitations will start going out on Monday, April 8, 2024; reminders will be sent out to those who have not yet received an XBB.1.5 dose and to those who fit the listed categories.
• There are approximately 3.9 million people in B.C. who have not received a COVID-19 XBB.1.5 vaccine.
• B.C. has more than 900,000 doses of Moderna and Pfizer COVID-19 vaccines (adult, infant and pediatric) in stock and approximately 13,000 doses of the Novavax COVID-19 vaccine in stock for those requiring a non-mRNA vaccine.

Learn More:

People who want a notification to book an appointment, or who are not yet registered, are encouraged to do so by visiting: https://www2.gov.bc.ca/gov/content/covid-19/vaccine/register

For more information about the COVID-19 vaccine, visit:  https://www2.gov.bc.ca/gov/content/covid-19/vaccine/register#howto

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Stop COVID Cohort: An Observational Study of 3480 Patients Admitted to the Sechenov University Hospital Network in Moscow City for Suspected Coronavirus Disease 2019 (COVID-19) Infection

Collaborators.

• Sechenov StopCOVID Research Team : Anna Berbenyuk ,  Polina Bobkova ,  Semyon Bordyugov ,  Aleksandra Borisenko ,  Ekaterina Bugaiskaya ,  Olesya Druzhkova ,  Dmitry Eliseev ,  Yasmin El-Taravi ,  Natalia Gorbova ,  Elizaveta Gribaleva ,  Rina Grigoryan ,  Shabnam Ibragimova ,  Khadizhat Kabieva ,  Alena Khrapkova ,  Natalia Kogut ,  Karina Kovygina ,  Margaret Kvaratskheliya ,  Maria Lobova ,  Anna Lunicheva ,  Anastasia Maystrenko ,  Daria Nikolaeva ,  Anna Pavlenko ,  Olga Perekosova ,  Olga Romanova ,  Olga Sokova ,  Veronika Solovieva ,  Olga Spasskaya ,  Ekaterina Spiridonova ,  Olga Sukhodolskaya ,  Shakir Suleimanov ,  Nailya Urmantaeva ,  Olga Usalka ,  Margarita Zaikina ,  Anastasia Zorina ,  Nadezhda Khitrina

Affiliations

• 1 Department of Pediatrics and Pediatric Infectious Diseases, Institute of Child's Health, Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• 2 Inflammation, Repair, and Development Section, National Heart and Lung Institute, Faculty of Medicine, Imperial College London, London, United Kingdom.
• 3 Soloviev Research and Clinical Center for Neuropsychiatry, Moscow, Russia.
• 4 School of Physics, Astronomy, and Mathematics, University of Hertfordshire, Hatfield, United Kingdom.
• 5 Biobank, Institute for Regenerative Medicine, Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• 6 Institute for Regenerative Medicine, Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• 7 Chemistry Department, Lomonosov Moscow State University, Moscow, Russia.
• 8 Department of Polymers and Composites, N. N. Semenov Institute of Chemical Physics, Moscow, Russia.
• 9 Department of Clinical and Experimental Medicine, Section of Pediatrics, University of Pisa, Pisa, Italy.
• 10 Institute of Social Medicine and Health Systems Research, Faculty of Medicine, Otto von Guericke University Magdeburg, Magdeburg, Germany.
• 11 Institute for Urology and Reproductive Health, Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• 12 Department of Intensive Care, Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• 13 Clinic of Pulmonology, Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• 14 Department of Internal Medicine No. 1, Institute of Clinical Medicine, Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• 15 Department of Forensic Medicine, Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• 16 Department of Statistics, University of Oxford, Oxford, United Kingdom.
• 17 Medical Research Council Population Health Research Unit, Nuffield Department of Population Health, University of Oxford, Oxford, United Kingdom.
• 18 Centre for Tropical Medicine and Global Health, Nuffield Department of Medicine, University of Oxford, Oxford, United Kingdom.
• 19 Oxford University Hospitals NHS Foundation Trust, John Radcliffe Hospital, Oxford, United Kingdom.
• 20 Sechenov First Moscow State Medical University (Sechenov University), Moscow, Russia.
• PMID: 33035307
• PMCID: PMC7665333
• DOI: 10.1093/cid/ciaa1535

Background: The epidemiology, clinical course, and outcomes of patients with coronavirus disease 2019 (COVID-19) in the Russian population are unknown. Information on the differences between laboratory-confirmed and clinically diagnosed COVID-19 in real-life settings is lacking.

Methods: We extracted data from the medical records of adult patients who were consecutively admitted for suspected COVID-19 infection in Moscow between 8 April and 28 May 2020.

Results: Of the 4261 patients hospitalized for suspected COVID-19, outcomes were available for 3480 patients (median age, 56 years; interquartile range, 45-66). The most common comorbidities were hypertension, obesity, chronic cardiovascular disease, and diabetes. Half of the patients (n = 1728) had a positive reverse transcriptase-polymerase chain reaction (RT-PCR), while 1748 had a negative RT-PCR but had clinical symptoms and characteristic computed tomography signs suggestive of COVID-19. No significant differences in frequency of symptoms, laboratory test results, and risk factors for in-hospital mortality were found between those exclusively clinically diagnosed or with positive severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2) RT-PCR. In a multivariable logistic regression model the following were associated with in-hospital mortality: older age (per 1-year increase; odds ratio, 1.05; 95% confidence interval, 1.03-1.06), male sex (1.71; 1.24-2.37), chronic kidney disease (2.99; 1.89-4.64), diabetes (2.1; 1.46-2.99), chronic cardiovascular disease (1.78; 1.24-2.57), and dementia (2.73; 1.34-5.47).

Conclusions: Age, male sex, and chronic comorbidities were risk factors for in-hospital mortality. The combination of clinical features was sufficient to diagnose COVID-19 infection, indicating that laboratory testing is not critical in real-life clinical practice.

Keywords: COVID-19; Russia; SARS-CoV-2; cohort; mortality risk factors.

© The Author(s) 2020. Published by Oxford University Press for the Infectious Diseases Society of America. All rights reserved. For permissions, e-mail: [email protected].

Publication types

• Observational Study
• Research Support, Non-U.S. Gov't
• Hospitalization
• Middle Aged

Grants and funding

• 20-04-60063/Russian Foundation for Basic Research