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RAC Travel Insurance

Important information on terms, conditions and sub-limits.

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Is an RAC travel insurance policy the right fit for your trip? We’ve combed the fine print to bring you the basics of RAC’s travel cover, to help you decide.

RAC began as the Automobile Club of Western Australia in 1905. Now, almost 120 years later, RAC offers a range of insurance and roadside assistance products, including a travel insurance range. RAC is underwritten by Tokio Marine & Nichido Fire Insurance Co., Ltd.

RAC offers both international travel insurance and domestic travel insurance , with the option for annual multi-trip plans. 

Have a look at the table below for an overview of RAC’s travel insurance options, including what levels of coverage are available, and what’s included and excluded in each tier. 

Check out Mozo’s data fields or the RAC Travel Insurance product disclosure statement (PDS) for details on pay-out limits and general exclusions for specific parts of their travel insurance policies.

  • Single Duo Family Group

Limits shown apply

Covid medical cover

Covid cancellation cover

Overseas emergency hospital expense

Overseas emergency medical assistance

Maximum excess

Cancellation fees

Pay extra for no excess

Luggage and personal effects

Additional accomodation & travel

Emergency companion

Resumption of journey

Hospital cash allowance

Accidental death

Permanent disability

Loss of income

Credit Card fraud and replacement

Travellers cheques

Travel documents

Rental vehicle excess

Alternative travel expenses

Personal liability

Pre existing conditions

Cardiovascular disease

Mental health illness

High cholesterol

High blood pressure

Blood thinning medication

Activities covered

Bungee jumping

Conservation work

Mountain biking

Mountaineering

Rock climbing

Scuba diving

Snow sports

Ocean Cruise

$10,000,000

Assessment required, no extra cost

Assessment required, may cost extra

Medical Only

Annual multi-trip.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Does RAC travel insurance have COVID-19 cover? 

Yes, RAC travel insurance includes some coverage for COVID-19, but it only applies to those that take out an International Comprehensive or Domestic policy. 

However, the included benefits are different for the two policies and there are limits as to  how much RAC pays out for Covid claims. 

RAC’s International Comprehensive plan comes with COVID-19 benefits that relate to: 

Overseas medical and hospital expenses

Cancellation fees and lost deposits

Additional expenses

Travel delays.

The Domestic policy benefits around COVID-19 include:

Cancellations fees and lost deposits

Additional expenses 

For more information, including the types of claims eligible for cover and any exclusions that may apply, have a look at the RAC travel insurance PDS. 

What optional extras can I add to my RAC travel insurance policy? 

Stock standard policies won’t always cover activities that carry more risk than usual. So, if you’re planning on hitting the slopes on your snowboard, or cruising the world on a cruise ship, then you might need to look into which optional extras RAC offers. 

Note, these optional extras typically incur an extra premium, on top of what your base policy costs. 

The optional extras you can purchase include: 

Snow travel insurance

Cruise travel insurance

Pre-existing medical conditions (if not automatically included).

For details about what each of these optional extras includes and excludes, check out the RAC travel insurance PDS. 

Are pre-existing medical conditions covered under RAC travel insurance?

There are a range of pre-existing medical conditions that are automatically covered under an RAC travel insurance policy, but you’ll still need to seek approval for coverage. That means you’ll need to notify RAC of any medical conditions you have so that they feature on your certificate of insurance. 

Some conditions that aren’t automatically covered will need to be assessed by RAC before approval for coverage is granted. 

You may need to pay an extra premium on top of the base policy cost in order for your pre-existing condition to be covered. 

If you have any questions about medical condition coverage with RAC, then you can call 1300 655 179. 

What do I do if there’s an emergency during my trip? 

For 24-hour emergency assistance while you’re on your trip you can call RAC on +61 2 8055 1697.

If you can, have your policy number ready so that the helpline operators can assist you quickly and efficiently. 

How do I make a claim with RAC travel insurance?

If you need to make a claim with RAC travel insurance, head to the RAC website and lodge your claim online. 

In some cases, you’ll need to have documents that support your claim. For example, if you’re making a claim to cover your hospital bills, you’ll need evidence that you were both in the hospital and were charged for care.

If you need help with lodging your claim, you can call the RAC claims team on 1300 209 352. They will do their best to guide you through the process. 

RAC aims to process your claim within 10 working days. 

Is it possible to cancel my RAC travel insurance policy?

If you need to cancel your RAC travel insurance policy, there’s a 21-day cooling-off period in which you may be eligible for a full refund. 

The full refund only applies if you haven’t started your trip, haven’t made a claim, and don’t intend to make a claim. 

After the 21 days is up, however, you may only be eligible for a partial refund of your premium.

To cancel your cover, call 1300 655 179.

RAC customer reviews

Rac travel insurance.

Overall 1.0

Value for money

Policy coverage

Customer service

Claims handling

Recent RAC travel insurance customer reviews Recent RAC travel insurance customer reviews

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RAC Travel Insurance review

Overall rating   1 / 10

DO NOT BUY RAC Travel insurance / Tokio Marine

I bought insurance to travel for holidays. My mother died and I have to come back. I provided all information as required include cause of death, date etc. But they refused to approve the claim. Very bad service. Do not ever take RAC travel...

Full review

I bought insurance to travel for holidays. My mother died and I have to come back. I provided all information as required include cause of death, date etc. But they refused to approve the claim. Very bad service. Do not ever take RAC travel insurance or if any travel insurance under written by Tokio Marine company.

Value for money   1 / 10

Policy coverage   1 / 10

Customer service   1 / 10

Claims handling   1 / 10

Trust   1 / 10

James, Western Australia, reviewed about 1 year ago

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Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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Who we are and how we get paid

Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising.

We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. If you proceed with a travel insurance policy through Mozo, Mozo may receive a referral fee.

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  • Travel insurance - when to buy & how to save

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  • If you’re planning a trip, travel insurance is an essential expense. But if you’ve already maxed out your budget booking flights, accommodation, tours and all the rest, every little bit you save helps. These travel insurance promo codes offer discounts on your travel insurance policy so you can spend less on insurance and more on your trip.

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Travel insurance - when to buy & how to save

Travel insurance coupon codes are online promo codes that allow you to save money when you buy travel insurance. Simply by entering one of the codes above when you buy a policy online from one of our travel insurance partners, you can access a discounted premium. This means you can enjoy all the benefits you would usually expect when you purchase travel insurance, but with the added bonus of substantial savings off the normal price of cover.

Thinking of using a coupon code to help save money on the cost of travel insurance for your next trip? Make sure you consider the pros and cons first.

  • Save money. Yeah, obviously! With these coupon codes at your disposal, you can pay less for travel insurance – it’s as simple as that.
  • Quick and easy. You don’t need to fill out any complicated forms or sign up to any spam email marketing service; all you need to do is enter the relevant code when you buy a policy.
  • Variety. Finder.com.au offers coupon codes from a number of travel insurance providers, which means there are several options to choose from when searching for cover.
  • Wide range of policies. Travel insurance coupon codes can also be used across a range of policies, allowing you to choose cover that suits your needs.
  • You may need to look past the cost. The premium is far from the only factor that determines whether a travel insurance policy is right for you. You should also look at policy features, limits and exclusions when choosing an insurer.
  • Terms and conditions can apply. Make sure you’re aware of any terms and conditions that apply to travel insurance discounts.
  • Not all policies may be discounted. Some insurers only offer discounts on particular policies, so make sure that you're getting the policy you want.
  • The discount may only be available for a limited time. Some discounts are offered for a short period, so don't miss out.

Using a finder.com.au coupon code is quick and easy. All you have to do is follow a few simple steps:

  • Review the current coupon codes listed above and choose the one you want
  • Click on the relevant link to view the code for your chosen travel insurer
  • By clicking on the link, you will also be taken to the insurer’s website so you can obtain a detailed quote
  • Review your travel insurance quote. If you’re happy with the cost of cover and the features the policy offers, proceed to checkout
  • Enter your coupon code in the field provided during the checkout process. Click “Apply” if necessary
  • The coupon code discount will be automatically deducted from the cost of your policy
  • Pay for the policy and hit the road with peace of mind!

Tick Travel Insurance offers simple and straightforward travel insurance policies to suit the needs of a wide range of travellers. For discount travel insurance tailored to your requirements, check out our Tick coupon codes.

youGo offers discount travel insurance to offer financial protection against a broad range of travel risks. Browse our youGo travel insurance coupon codes to save money when purchasing cover for your next trip.

Why should you use a travel insurance coupon code? Because you could save money, that’s why. We could all do with a little extra spending money on our next holiday, and using coupon codes is a simple way to save when buying travel insurance and keep more money in your own pocket.

Just by copying and pasting one of the codes above, you could enjoy substantial savings on the cost of travel insurance. Our range of travel insurance coupon codes is also constantly updated, so make sure to check back with us whenever you’re planning your next holiday for the latest deals and discounts.

Coupon codes aren’t the only way you can save money on travel insurance. Keep the following tips in mind to help cut the cost of your premium:

  • Buy online. Travel insurance from travel agents and airlines tends to be far more expensive than insurance purchased online, simply because many travel agents and airlines charge a commission on top of the price of cover. When you use finder.com.au, you'll pay the same as going direct.
  • Choose a lower level of cover. It shouldn’t come as a surprise to find that the lower the level of travel insurance cover you choose, the cheaper your premium will be. So if the cost of cover is important to you, consider choosing a basic policy rather than comprehensive cover, and remember to remove any optional extras you don’t need.
  • Consider multi-trip cover. Are you a frequent traveller? If so, buying a separate travel insurance policy for every trip you take can add up to be quite expensive. That’s why it could be worth your while considering annual multi-trip insurance , which covers all your holidays across a 12-month period and works out to be much cheaper for regular travellers.
  • Purchase a joint policy. If you’re travelling with a friend or relative, it can be quite expensive if each of you purchase separate travel insurance policies. But if you pool your resources and buy a joint policy, you can enjoy significant savings.
  • Adjust your excess. Many insurers allow you to choose the excess amount payable when you make a claim. By shifting to a higher excess, you can enjoy lower premiums.
  • Student discounts. Students tend to travel on a tight budget, so saving a little extra money on your travel insurance cover is always welcome. With this in mind, you may want to hunt around for an insurer that offers discounted cover for student travellers.
  • Senior discounts. If you’re over 55 years of age and no longer working full time, some insurers will offer discounted travel insurance for seniors . Check the fine print or contact the insurer directly to find out whether they offer any seniors discounts.
  • Group discounts. Travelling as part of a group? Use your strength in numbers to negotiate a better deal on your travel insurance policy.
  • Find cover for the whole family. If you’re planning a family holiday, did you know that many insurers will cover your children and other dependents travelling with you free of charge? This can help reduce the cost of cover, so check the fine print to find out whether your insurer offers cover for the whole family.
  • Shop around. Last but definitely not least, make sure to shop around for the best policy. This will not only help you find the most affordable cover, but more importantly, it will allow you to choose the policy that provides the best value.

For more tips on travel insurance discounts and savings, check out our guide to reducing your travel insurance premium . Otherwise, choose the discount you want from those listed above and enjoy the savings on offer.

It can be easy to snatch up the policy offering the lowest premium when comparing policies but doing this could leave you drastically underinsured. Here are some key points you may want to consider when looking for value for money travel insurance:

  • Benefit excess: Low cost policies may have higher excesses applied for the payment of benefits. It is important to work out what you stand to pay in excess charges prior to application.
  • Deterioration: Many policies will take into consideration the “wear and tear” of items when determining the benefit that will be paid. It can be worth assessing how this will be applied on your policy.
  • Exclusions on the policy: Many low cost policies have many exclusions for claim payment in place. As stated previously, it can be worth comparing the exclusions of policies prior to application.
  • Documentation required: It can be helpful to get an understanding what documentation your insurer will require in order for a claim to be paid. Many insurers will require either a receipt or valuation document for some types of claims, for example.
  • Limits on valuable items: Basic policies will generally only provide cover for items up to a certain value. You may want to consider registering any high-value items prior to departure to ensure adequate cover is in place.
  • Activities covered: Insurer will often have a complete list of the sports and activities that they are willing to cover under the policy. Many basic policies do not provide cover for potentially risky activities. If you are going to be participating in any high-risk activities on your trip, it might be worth considering a specialist policy.
  • Don’t ignore warnings in the media or from the government: Many insurers will not honour claims for events that have taken place in countries that have been recommended as no-travel areas by the government or mass media, or for claims resulting from the events warned about in travel advisories. It can be worth checking travel advisories before heading overseas, and checking whether your policy covers you there.

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Zahra Campbell-Avenell

As Head of Publishing and Editorial for Finder in Australia, Zahra Campbell-Avenell leads a team of experts to deliver on Finder's mission to help people make better decisions with their money. Zahra has over 12 years of experience in editorial content, and a Bachelor of Arts in Anthropology and English from Georgetown University in Washington DC.

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8 Responses

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Age 83. Had heart stent 8 years ago. Want travel insurance for all but heart problems. (Have traveled frequently in last 8 years- no problems). Where to find?

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Thank you for your question.

If you had a heart stent before, this is generally considered a pre-existing heart condition. If you would like to get a travel insurance, you may compare your options from our list of travel insurance for pre-existing heart conditions .

The insurers will typically assess your condition by phone or online questionnaire before they could provide a quote. Please feel free to click the name of the insurer and press the “Get quote” button if available request a quote.

Please make sure that you’ve read the relevant T&Cs or PDS of the product/ policy before making a decision and consider whether it is right for you.

I hope this helps.

Cheers, Anndy

I am 84 years of age and am quite fit and have no ongoing health problems however when I ask for a travel insurance quote and state my age I am told that they don’t cover older people. Where can I get an insurance company that will insure me on my next trip and not having to pay huge markups because of my age?

Thanks for reaching out.

You can refer to our page that lists insurers who offer insurance for people of your age . Simply fill out your travel details on the comparison form and click “Get a quote now” to receive and compare quotes from various travel insurance brands. There’s also a comparison table on the same page for you to quickly get an overview of what each insurance brand offers.

Please make sure to disclose all relevant information about your medical history to your insurer when you apply for cover. Failing to do so could result in your cover being void when it comes time to make a claim.

Cheers, Liezl

I am looking for codes for travel insurance companies

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Actually, you are currently present on the correct page in regards to travel insurance promo codes. In the top of the page, you can see listed promo codes from some of the travel insurance brands in our panel.

Cheers, Zubair

I have heard of people being sick on cruise ships and having to be airlifted back to australia. Which insurance companies provide cover for this?

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Thanks for getting in touch. Whether or not you’ll have cover for medical evacuation and repatriation will depend on the policy you choose. You can find out more about this topic by reading our article on travel insurance for medical evacuation .

Cheers, Richard

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CALL US ON: 0330 159 0405

Customers with serious pre-existing medical conditions

We are happy to offer cover for many medical conditions. However, if you would like an alternative quote for your medical conditions or if we are unable to offer you a quote, you can access a directory of specialist medical travel insurers who may be able to provide you with cover. You can access this by clicking here or by calling 0800 138 7777 .

The maximum trip duration for Single trip policies is 94 days.

If you are travelling to multiple countries during the same trip, please enter each country so that we can make sure you have the right cover.

Cruise cover: For single trip policies If you are travelling on a cruise, please ensure that you select the Cruise cover add on. Available on the Extra cover options page.

You won't be covered under this policy if you're going on a cruise unless you select this cover which will incur an additional premium.

A 12-month policy that allows you to travel on multiple occasions up to 92 days per trip for Black cover and 62 for Orange and Silver cover.

Cruise cover is not covered on our Annual multi trip policies: If you are travelling on a cruise, please purchase a Single trip policy and select the Cruise cover add on.

Single trip

Annual Multi-trip

Europe including the UK

Albania, Andorra, Armenia, Austria, Azerbaijan, the Azores, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, the Faroe Islands, Finland (including Lapland), France, Georgia, Germany, Gibraltar, Greece (including the Greek Islands), Hungary, Iceland, Ireland (Republic), Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, the Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, the Russian Federation, San Marino, Serbia, Slovakia, Slovenia, Spain (including the Balearic Islands and the Canary Islands), Sweden, Switzerland, Turkey, Ukraine, the United Kingdom and the Vatican City.

Worldwide excluding USA, Canada, Mexico and the Caribbean

All countries of the world EXCEPT: Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Bermuda, Bonaire, St Eustatius and Saba, Canada, Caribbean Islands, Cayman Islands, Cuba, Curaçao, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Puerto Rico, St Barthelemy / St Barts, St Croix, St Kitts and Nevis, St Lucia, St Maarten/ St Martin, St Pierre and Miquelon, St Thomas, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, the United States of America, Virgin Islands (UK), Virgin Islands (US).

Worldwide including USA, Canada, Mexico and the Caribbean

All countries of the world.

Important: Cover is not provided for travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office www.gov.uk/foreign-travel-advice has advised against all travel or all but essential travel.

Winter Sports

You won’t be covered under this policy whilst taking part in Winter Sports unless you select this cover which will incur an additional premium. Winter Sports insurance provides cover for emergency medical treatment caused by your participation in Winter Sport activities, the delay, loss, theft or damage to your ski equipment, cover for ski pack expenses, piste closure and avalanche closure. Cover is not available to policyholders aged over 65 years. Under annual multi trip, cover is for up to 24 days.

Important: For Annual multi trip policies you will not be covered for holiday cancellation until your policy start date. Please choose today's date if you want cover as soon as possible.

One person who is 18 years of age or over.

Two people in a relationship living at the same address.

Up to two adults that are married or are civil partners, or are permanently cohabiting in a marriage-like relationship and up to five, unmarried dependent children (including adopted, foster and step-children) aged 17 or under. If divorced or separated, your natural children aged 17 or under.

A group of up to seven adults and/or children who may not all be related and are named on one policy schedule under a Single Trip policy. All members of the group must travel together.

10% OFF TRAVEL INSURANCE FOR RAC CUSTOMERS

You must have a standalone RAC Breakdown policy, RAC European Breakdown Cover or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount.

RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites.

The discount will not apply to extended gadget cover.

This offer can be withdrawn or amended at any time.

PROMOTIONAL CODE

If you have a promotional code for one of our seasonal offers, please insert it here.

Only one discount will be applied. If you have a 10% off RAC members or RAC Car Insurance discount, you can’t also use a promotional code.

Eligibility criteria

You confirm and agree that:

  • you are 18 years of age or over at the date of buying the Policy
  • you and all persons to be insured have an address in the United Kingdom, Channel Islands or the Isle of Man
  • you and all persons to be insured have lived in the United Kingdom, Channel Islands or the Isle of Man for at least 6 of the last 12 months
  • you and all persons to be insured are registered with a GP in the United Kingdom, Channel Islands or the Isle of Man
  • you and all persons to be insured are in the United Kingdom, Channel Islands or the Isle of Man when the policy is purchased and have not started a trip
  • you and all persons to be insured will obtain any recommended vaccines, inoculations, or medications prior to your trip.

By clicking the 'Get Your Quote' button you are confirming that you have read, understand and meet our eligibility conditions.

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Help & more information

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Call centre opening times

0330 159 0405

Monday to Friday: 09:00-17:00 (except bank holidays)

Useful links

  • Policy Wording
  • Insurance Product Information Document (IPID)
  • Retrieve Quote
  • Essential Information
  • Eligibility

Important declarations

  • You are 18 years of age or over at the date of buying the Policy
  • You and all persons to be insured have an address in the United Kingdom, Channel Islands or the Isle of Man; and
  • You and all persons to be insured have lived in the United Kingdom, Channel Islands or the Isle of Man for at least 6 of the last 12 months; and
  • You and all persons to be insured are registered with a GP in the United Kingdom, Channel Islands or the Isle of Man
  • You and all persons to be insured are in the United Kingdom, Channel Islands or the Isle of Man when the policy is purchased and have not started a trip
  • You and all persons to be insured will obtain any recommended vaccines, inoculations, or medications prior to your trip.
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RAC discount code

Active RAC discount codes for May 2024

Count your savings with our tested rac voucher codes in the uk, get 50% off breakdown cover - from just £5.75 a month*, sale - 40% off breakdown cover*, student discount: get 25% off orders, get 33% off annual european breakdown cover, sale - 33% off breakdown cover* + complete peace of mind from just £6.95 a month for new customers^, breakdown cover from £6.95 a month*, get roadside cover from £6.95 a month^ plus a free battery replace on additional cover levels - worth £42*, buy complete breakdown cover plan for £16.50/month, buy rac breakdown cover from £7 a month, get free mot at selected rac garages with family breakdown cover, not satisfied with your orders return it for free within 60 days, purchase dash cam accessories starting from £20, keep an eye out for this rac discount code, these vouchers have expired, but they might still work, rac voucher code for cyber monday: save 25% on selected cover levels, save £300 on key replaces, breakdown cover from £6.95 a month. plus free battery replace worth £42.

Save on Your Insurance Costs with RAC Promo Codes

Save on Your Insurance Costs with RAC Promo Codes

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Ways to Save at RAC

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My RAC

How can I apply my RAC discount code?

Found a RAC discount code on the MailOnline page that's exactly what you're looking for?

  • Brilliant. Applying it on the RAC website is a doddle.
  • Once you've decided on the RAC voucher code you want, click on the 'See code' button and copy what is revealed
  • Go to the RAC homepage, which will open automatically, and choose your products 
  • When you get to the checkout, you will see an 'Add Voucher' box
  • paste your code in there and watch the total drop

Can I get an RAC student discount?

  •  Yes, there is a student discount of £30 for a gift card when you purchase the UK breakdown cover
  • To enjoy the student discount, you need to log in to Student Beans and verify your status as a student
  • Once the verification is successful, the £30 Gift Card should be available for you to claim
  • To add more to your savings, visit the MailOnline discount page and browse through other available promotions and RAC discount code

Popular RAC Discount Codes & Deals

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Money Saving Tips at RAC

Online rac deals, compare your cover, news & advice, contact rac.

  • Their online contact form
  • Call them on 01922 437000 [general enquiries]
  • Call them on 0330 159 8757 [if you're broken down]

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RAC WA

RAC WA Coupons May 2024

Active rac wa coupon and promo codes for may 2024.

RAC WA coupon codes

RAC WA: 5% Off Purchases At Retravision

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Terms and conditions

* Available to all valid RAC Members when a valid RAC membership card is displayed in-store or used online. * Discount not applicable to the following brands which are excluded from the RAC member offering: Apple (iPhone only) Asko, AEG, Falcon, Falmec, Gaggenau Miele, Speed Queen and Neff. * Retravision acts as an agent for these brands and isn’t permitted to offer a discount or bonus. * Discount applies to products only and does not apply to installation services.

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* Subject to availability. * For full Terms & Conditions please see the website.

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* Valid for RAC members. * Selected item only. * Available while stock lasts. * For full Terms & Conditions please see the website.

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* Valid on sale styles. * Available while stock lasts. * For full Terms & Conditions kindly visit RAC WA’s website.

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RAC WA: Sign Up To The Newsletter And Get Special Offers And Promotions

Sign Up To The Newsletter And Get Special Offers And Promotions.

RAC WA Information

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About RAC WA

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RAC WA FAQs

How often can i get good rac wa deals and coupon codes.

All brands are unique and therefore some will offer coupons on a regular basis, while others wait for specific seasons. However, here at News.com.au Coupons, we keep on searching to find the best ways for you to save money, so be on the lookout for a huge assortment of amazing deals on News.com.au Coupons!

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It is important to ensure that you have read the terms and conditions for specific discount codes as some brands state the limit of their usage per person or order. Some have limits of up to 4 discounts per order, while others limit you to only one use. During checkout, you will be able to work out how many promo codes you can use on your specific purchase.

Does RAC WA offer student discounts?

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1. Using a RAC WA promo code There is always a fantastic offer or saving available at RAC WA, available to be used through News.com.au Coupons.

2. Choose your coupon code Choose the voucher code above that you’d like to use online. Click on Get Code to display the offer.

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We appreciate your time spent on News.com.au Coupons

Thank you for browsing News.com.au Coupons on your exploration for reliable and verified RAC WA coupon codes, alongside informative money-saving tips. Here at News.com.au Coupons, we have a team that spends a huge amount of time searching for all your latest RAC WA money-saving discount codes, deals, promo codes, and amazing coupons to assist you in saving money while shopping at your favourite online brands. Go ahead and start saving money today!

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RAC Travel Insurance Review

Mr. Travel

Everything you need to know before you buy travel insurance from RAC!

The experts say:

What rac customers are saying right now:.

  • 🤩 Quick and easy to set up a policy
  • 🤗 Customer service is helpful in getting the policy set up
  • 🤝 Polices can be changed mid-term with minimal admin costs
  • 😊 Changes are done quickly and easily
  • 😍 Customers have access to a variety of affordable insurance options
  • 😠 RAC charge a £25 admin fee to change a first name, which many people find unacceptable.
  • 😡 They have a complaints procedure that is geared towards them and not the customer, and they are unwilling to make changes to policies without additional fees.
  • 😤 They are very unhelpful on the phone and do not treat customers fairly.

RAC customer reviews summary

It's difficult to differentiate between customer reviews for RAC's core breakdown insurance offering and reviews for its travel insurance products. That said, it seems that in general customers are happy with the quality of RAC's products and the process of setting up, but rather less satisfied with the service they receive once the policy is in force. On that basis, we rate it 6/10.  

Deep-dive into RAC Black Travel Insurance

  • RAC's Black travel insurance policy that has been awarded a rating of four stars by Fairer Finance.
  • This policy does not require a medical excess fee in the event of a claim.
  • Customers are covered up to £3,000 for personal possessions and baggage that have been damaged, lost or stolen.
  • The policy also provides cover up to £7,500 if customers need to cancel their trip before they have set off.
  • With regards to emergency medical cover and repatriation , the policy offers unlimited coverage.
  • Interestingly, the policy does not cover mental health problems that might arise during the trip, ior pre-existing issues.
  • Personal money cover is provided up to £750 in case of loss or theft.
  • The policy encompasses up to £750 coverage for replacing lost or stolen passports and travel documents, which includes travel expenses to retrieve the documents.
  • If the trip needs to be cut short, pre-booked flights and accommodations will also be covered up to £7,500.
  • A similar cover limit is provided for instances where the trip has to be abandoned due to long delay.
  • Note that the policy does not provide cover for relocation costs due to a natural disaster or catastrophe.
  • Coverage for personal possessions damage or destruction caused by a natural disaster isn't explicitly stated on this policy.
  • Finally, the maximum trip duration under complete coverage is 92 days .

AllClear Travel Insurance Review

Everything you need to know before you buy travel insurance from AllClear!

Co-op Insurance Services Travel Insurance Review

Everything you need to know before you buy travel insurance from Co-op Insurance Services!

Covered2Go Travel Insurance Review

Everything you need to know before you buy travel insurance from Covered2Go!

Reviewed: 100+ UK travel insurance providers

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15% off RACV Travel Insurance for all RACV Members

I'm interested in...

  •   RACV Travel Insurance
  •   Travel alerts
  •   Policy documents
  • Things to do
  • RACV Resorts
  • Hotels & packages

Find attractions and activities

Browse offers for thrill seekers, foodies, families and more

  • Where Australia   Adelaide   Cairns   Gold Coast   Hobart   Melbourne   Sunshine Coast   Sydney Fiji France Hong Kong Indonesia Italy Japan Malaysia New Zealand Philippines Singapore Taiwan Thailand United Arab Emirates United Kingdom United States of America Vietnam

Find an RACV Resort

Choose between nine resorts across Victoria, Queensland and Tasmania

  • VIC Select all
  • Cape Schanck Resort
  • Cobram Resort
  • Goldfields Resort
  • Inverloch Resort
  • Torquay Resort
  • Healesville Country Club & Resort
  • QLD Select all
  • Noosa Resort
  • Royal Pines Resort, Gold Coast
  • TAS Select all
  • Hobart Apartment Hotel
  • Who search Search Adults 12 years + Kids (0-12 years) Apply --> Apply

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  • RACV Club Member
  • Book as Guest
  • Please select Membership Type

By adding a promo code you will no longer be logged in as an RACV club member. Are you sure?

Enter your 7-digit promotional code and experience the savings!

Please enter your membership details to access your RACV Resort benefits

By authenticating yourself as an RACV club member you will remove the applied promo code. Are you sure?

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Choose your Auto Club to discover the incredible benefits from RACV Resorts

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Member Type Terms & Conditions

When no dates are supplied, the 'from rate' shown is the lowest commonly available rate, over the next 90 day period, from the current date. Please note; rates used may be discounted from multi-night stays.

When dates are supplied, the 'from rate' shown is the total value, divided by the number of nights.

The equivalent of one night’s tariff is required as a deposit and will be charged to the card provided at the time of booking.

If you are a current RACV Member or member with an affiliated Auto Club in Australia, you are entitled to book one room per night, per membership on the discounted Auto Club member rate. Proof of valid membership must be presented at check-in and member must stay in the room for the member rate to apply. Standard room rates will apply for any additional rooms booked.

Click here to view bookings and cancellation information.

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Find a hotel or package

Browse accommodation packages, with discounts and inclusions for RACV Members

  • Where All Destinations Australia   Australian Capital Territory   New South Wales   Northern Territory   Queensland   South Australia   Tasmania   Victoria   Western Australia Fiji France Greece Indonesia   Bali Italy Japan Malaysia Maldives Mexico New Zealand Singapore Thailand   Phuket United Arab Emirates United Kingdom United States of America   Hawaii Vietnam

Find a tour

Explore close to home or farther afield with tailor made and group tours

  • Where All Destinations -------------------- Australia   Australian Capital Territory   New South Wales   Northern Territory   Queensland   South Australia   Tasmania   Victoria   Western Australia Japan Fiji France Germany Greece Indonesia (Bali) Italy New Zealand Singapore Spain Thailand United Kingdom United States -------------------- Albania Andorra Antarctica Arctic Argentina Armenia Australia Austria Azerbaijan Belarus Belgium Belize Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Bulgaria Cambodia Canada Chile China Colombia Cook Islands Costa Rica Croatia Cuba Czech Republic Denmark Ecuador Egypt El Salvador Estonia Ethiopia Falkland Islands Faroe Islands Fiji Finland France French Polynesia Georgia Germany Gibraltar Greece Greenland Guatemala Honduras Hong Kong Hungary Iceland India Indonesia (Bali) Iran Ireland Israel Italy Jordan Kazakhstan Kenya Kosovo Kyrgyzstan Laos Latvia Lesotho Lithuania Luxembourg Madagascar Malawi Malaysia Malta Mexico Moldova Monaco Mongolia Montenegro Morocco Mozambique Myanmar Namibia Nepal Netherlands New Caledonia New Zealand Nicaragua North Macedonia Norway Oman Panama Papua New Guinea Peru Philippines Poland Portugal Romania Russia Rwanda Samoa Scotland Serbia Serbia and Montenegro Seychelles Singapore Slovakia Slovenia South Africa South Georgia and the South Sandwich Islands South Korea Spain Sri Lanka Svalbard and Jan Mayen Swaziland Sweden Switzerland Taiwan Tajikistan Tanzania Thailand Turkey Turkmenistan Uganda Ukraine United Kingdom United States Uruguay Uzbekistan Vanuatu Vatican Vietnam Zambia Zimbabwe

Find a cruise

Explore large, small or private group cruises – near and far away

  • Where All Regions Alaska Asia Australia / New Zealand Europe Hawaii Pacific Coastal South Pacific

Get travel insurance

Choose from a range of travel insurance plans, with 15% off for RACV Members

  • Where International travel insurance Domestic travel insurance Rental car excess insurance

RACV Travel Insurance offer a great selection of policies to suit a range of travellers, providing the security and reassurance you need to enjoy your journey. You can also easily access and organise your RACV Travel Insurance  online  - so even if you are at the airport ready to fly, there’s time to pack the security of travel insurance for your trip.

RACV Travel Insurance now includes limited COVID-19 cover #  on RACV Comprehensive Travel Insurance  and RACV Domestic Travel Insurance .

If you are overseas, RACV International Travel Insurance gives you access to 24/7 support and a global network of medical and emergency experts to help you. If you're travelling within Australia only, a RACV Domestic Travel Insurance policy provides great insurance cover from the moment you leave home. All RACV Members receive a 15% discount on RACV Travel Insurance.

#Limits and sub-limits apply. Refer to the  Product Disclosure Statement  for full details.

Man at an airport looking at the flight schedules

Choose the travel insurance that's right for you

International travel insurance.

Choose from a range of international travel insurance plans, whether you are going overseas solo for work or holiday, as a family or with a travelling companion.

Domestic Travel Insurance

RACV Domestic Travel Insurance covers you when travelling around Australia, with cover for lost or stolen luggage, cancellation or disruption of your travel and rental car excess cover from the moment you leave your home.

Annual Multi-Trip Insurance

Consider a 12-month travel insurance policy if you travel regularly. An Annual Multi-Trip Plan provides year-round cover for your travel provided it's more than 250km from your home.

Rental Car Excess Insurance

When you rent a vehicle this insurance covers you up to $8,000 against the excess payable if your rental car is involved in an incident, is stolen or damaged.

A cruise can be a once-in-a-lifetime experience so you want to make the most of it. Give yourself some peace of mind when cruising and select the cruise option.

Before setting off to explore new parts of the world or visit the grandkids, it’s important you choose the right travel insurance to suit your holiday.

Families Travel Insurance

Planning a family holiday? Whether you are travelling domestically, overseas or even multiple times throughout the year, you and your loved ones can get coverage in case of emergencies by taking out RACV Travel Insurance.

Activities Travel Insurance

Find information on specific activities, exclusions and advice by visiting the RACV Activities Travel Insurance hub.

Travel alerts, claims and policy documents

Travel alerts.

RACV Travel Insurance won't cover you for countries/regions with a DFAT travel advisory of "Do Not Travel".

  • Smart traveller
  • Recent travel alerts
  • COVID-19 travel advice & FAQs
  • World Health Organisation (WHO)

Review or manage your policy

For full details on how you’re covered, read the Travel Insurance Product Disclosure Statement.

  • Make a claim
  • Find a policy document
  • Contact us on 13 13 29

RACV Members get 15% off RACV Travel Insurance

Medical advice

Stay healthy and happy while you're travelling home and abroad

Emergency assistance

Should something go wrong, we're here to help

Medical conditions

Find out if your medical condition is covered

About your policy

Better understand your policy, and learn what you need to know to compare and make an informed decision

Travel insurance refunds

Find out if you are eligible for a Travel Insurance refund.

If you're planning on driving overseas, apply online for your International Driving Permit with RACV

Save more with RACV

Airport Parking

International Driving Permit

Airport Lounge

Related Links

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations . For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.

Travel Insurance Sales 13 13 29

Emergency assistance 02 8055 1699

Claims 1300 207 387

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IMAGES

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  3. 50% Off RAC Promo Codes & Discount Codes

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COMMENTS

  1. 10 Best Traveler's Insurance

    Accidents Happen. Get Travel Insurance Protection. Worldwide Coverage. Compare Plans. Consumer Voice Provides Best & Most Updated Reviews to Help You Make an Informed Decision!

  2. 20% Off RAC Travel Insurance Promo Code (1 Active) May '24

    RAC Travel Insurance promo codes, coupons & deals, May 2024. Save BIG w/ (9) RAC Travel Insurance verified coupon codes & storewide coupon codes. Shoppers saved an average of $17.50 w/ RAC Travel Insurance discount codes, 25% off vouchers, free shipping deals. RAC Travel Insurance military & senior discounts, student discounts, reseller codes & RAC Travel Insurance Reddit codes.

  3. RAC Travel Insurance

    Save 15% off travel insurance with RAC Travel. How do I redeem? Book online and enter in your membership number, call our us on 1300 655 179 or pop into your local RAC branch showing your RAC membership card. Where do I get the offer? Visit your nearest RAC Travel branch , book online or call RAC on 1300 655 179. Book now.

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    Get Up To 5% Off. Get Deal. Get 51 RAC WA Promo Code at CouponBirds. Click to enjoy the latest deals and coupons of RAC WA and save up to 20% when making purchase at checkout. Shop rac.com.au and enjoy your savings of May, 2024 now!

  5. Travel Insurance

    Get a quote today. Relax and enjoy your holiday with RAC's premium travel insurance. Provides a wide range of benefits and the highest level of cover. Cover for when you're travelling within Australia. Applies to travel 250km away from residential home. Be prepared against unexpected medical costs, cancellations, lost or damaged luggage, and ...

  6. Travel insurance with Covid-19 cover from RAC

    RAC Travel Insurance offers COVID-19 protection as standard. So, if you need to cancel or get emergency medical treatment due to COVID-19, we've got you covered. Our holiday insurance includes single trip, annual multi-trip, family and medical. We cover you for cancellation, medical expenses, and personal belongings.

  7. Annual Travel Insurance

    Annual Travel Insurance. Emergency medical expenses and 24/7 helpline. Lost and delayed luggage. Cancellation cover. Or phone us for a quote on 0330 159 0412 2. Lines open Monday to Friday, 09:00-17:00, Saturday 09:00-17:00 and closed Sundays.

  8. Travel Insurance FAQs

    RAC Travel Insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. Its managing agent, Tokio Marine Management (Australasia) Pty. Ltd. ABN 69 004 488 455 (TMMA) is authorised under a binder to act on behalf of Tokio Marine & Nichido to issue its policies and handle and settle claims in relation to those policies, subject ...

  9. Compare our policies

    You can also call 1300 655 179 or visit any of these metro RAC branches to get a quote. Travel insurance is also available from RAC regional branches: Bunbury, Albany, Kalgoorlie and Geraldton. # Limits and sub-limits apply

  10. Pre-Existing Medical Travel Insurance

    RAC Travel Insurance is administered by Hood Travel Limited 2nd Floor, Dencora Court, Tylers Avenue, Southend on Sea, Essex, SS1 2BB. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.597211. Hood Travel is an insurance intermediary providing a ...

  11. Comprehensive travel insurance

    International Comprehensive Travel Insurance will give you. 24/7 emergency assistance. Unlimited medical cover, emergency expenses and more. Now with limited COVID-19 Benefits. Compensation for luggage and travel delay. Cover for rental vehicle excess. Peace of mind at home.

  12. RAC travel insurance comparisons for March 2024

    Now, almost 120 years later, RAC offers a range of insurance and roadside assistance products, including a travel insurance range. RAC is underwritten by Tokio Marine & Nichido Fire Insurance Co., Ltd. Cover information and limits in the table below verified as correct at 31 March 2024. Other information correct at the time of writing.

  13. RAC Travel Insurance 10.4% Cashback

    10.4% cashback. Get cashback. Get more out of your purchases, with 10.4% cashback at RAC Travel Insurance. Along with cashback, we also offer vouchers and discount codes. Quidco it and start saving money.

  14. RAC Discount Code: 10% OFF in May 2024

    Get a £30 gift card with a breakdown cover over £99 at RAC. 10% off with 19 hand-tested RAC discount codes in April 2024. Save on a wide range of car insurance policies with RAC promo codes.

  15. International Essentials

    International Essentials Travel Insurance will give you. 24/7 emergency assistance. Medical cover, emergency expenses and more. Compensation for luggage and travel delay. Travel agent and documents fees taken care of. Peace of mind at home. When the unthinkable happens. Ski and Winter sports option.

  16. Travel Insurance Promo Codes Working Discounts

    Enjoy a travel insurance promo code or coupon on us. By. Zahra Campbell-Avenell. Updated. Mar 27, 2023. Navigate Travel Insurance. In this guide. Save now with these travel insurance coupon codes;

  17. RAC Discount Code

    RAC members save 10% on travel insurance Savings 10% off. More info. Get Deal. ... head to the checkout area and pop your code in the box marked "Promo Code". What is the RAC student discount?

  18. RAC

    We are happy to offer cover for many medical conditions. However, if you would like an alternative quote for your medical conditions or if we are unable to offer you a quote, you can access a directory of specialist medical travel insurers who may be able to provide you with cover. You can access this by clicking here or by calling 0800 138 7777.

  19. RAC discount code: 50% OFF in May 2024

    Save on Your Insurance Costs with RAC Promo Codes As the UK's most experienced breakdown provider, the RAC provides complete peace of mind to 13 million UK drivers. The RAC's expert patrol attends more than 2 million breakdowns every year, fixing 4 out of 5 cars at the roadside, with repairs done in 30 minutes on average.

  20. RAC WA active coupon codes for May 2024

    How to apply the RAC WA coupon code. 1. Using a RAC WA promo code. There is always a fantastic offer or saving available at RAC WA, available to be used through News.com.au Coupons. 2. Choose your ...

  21. RAC

    RAC's Black travel insurance policy that has been awarded a rating of four stars by Fairer Finance. This policy does not require a medical excess fee in the event of a claim. Customers are covered up to £3,000 for personal possessions and baggage that have been damaged, lost or stolen. The policy also provides cover up to £7,500 if customers ...

  22. Member Benefit Rottnest Island Ferry vouchers

    Rottnest Express and Rottnest Fast Ferries vouchers are same day return and can be extended for a small fee which is the government tax and landing fee. Vouchers are not valid New Years Eve, Public Holidays and special events like the Rottnest Channel Swim, please check with Ferry Operator before purchasing or booking travel with your voucher ...

  23. Existing Travel Insurance Customers

    Renew your travel insurance annual policy. Call 0330 159 0409 to contact our Customer Service Team. Monday-Friday 9am-5pm (except bank holidays). If you're already an existing RAC travel insurance customer then you can find useful information on making a claim and updating your policy.

  24. Travel Insurance Quotes Online

    Get travel insurance. Choose from a range of travel insurance plans, with 15% off for RACV Members. RACV Travel Insurance offer a great selection of policies to suit a range of travellers, providing the security and reassurance you need to enjoy your journey. You can also easily access and organise your RACV Travel Insurance online - so even if ...