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RAC Travel Insurance: How to Save Money and Find Coupon Codes

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• Travel insurance - when to buy & how to save

How will a coupon code help me?

What are the pros and cons of using an online promo code, how do i use my coupon code, travel insurance providers offering coupon codes on finder.com.au, why use travel insurance coupon codes, how to save on travel insurance, traps to watch out for when looking for a deal on travel insurance.

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• If you’re planning a trip, travel insurance is an essential expense. But if you’ve already maxed out your budget booking flights, accommodation, tours and all the rest, every little bit you save helps. These travel insurance promo codes offer discounts on your travel insurance policy so you can spend less on insurance and more on your trip.

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Get 10% off travel insurance with Australia Post

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Travel insurance - when to buy & how to save

Travel insurance coupon codes are online promo codes that allow you to save money when you buy travel insurance. Simply by entering one of the codes above when you buy a policy online from one of our travel insurance partners, you can access a discounted premium. This means you can enjoy all the benefits you would usually expect when you purchase travel insurance, but with the added bonus of substantial savings off the normal price of cover.

Thinking of using a coupon code to help save money on the cost of travel insurance for your next trip? Make sure you consider the pros and cons first.

• Save money. Yeah, obviously! With these coupon codes at your disposal, you can pay less for travel insurance – it’s as simple as that.
• Quick and easy. You don’t need to fill out any complicated forms or sign up to any spam email marketing service; all you need to do is enter the relevant code when you buy a policy.
• Variety. Finder.com.au offers coupon codes from a number of travel insurance providers, which means there are several options to choose from when searching for cover.
• Wide range of policies. Travel insurance coupon codes can also be used across a range of policies, allowing you to choose cover that suits your needs.
• You may need to look past the cost. The premium is far from the only factor that determines whether a travel insurance policy is right for you. You should also look at policy features, limits and exclusions when choosing an insurer.
• Terms and conditions can apply. Make sure you’re aware of any terms and conditions that apply to travel insurance discounts.
• Not all policies may be discounted. Some insurers only offer discounts on particular policies, so make sure that you're getting the policy you want.
• The discount may only be available for a limited time. Some discounts are offered for a short period, so don't miss out.

Using a finder.com.au coupon code is quick and easy. All you have to do is follow a few simple steps:

• Review the current coupon codes listed above and choose the one you want
• Click on the relevant link to view the code for your chosen travel insurer
• By clicking on the link, you will also be taken to the insurer’s website so you can obtain a detailed quote
• Review your travel insurance quote. If you’re happy with the cost of cover and the features the policy offers, proceed to checkout
• Enter your coupon code in the field provided during the checkout process. Click “Apply” if necessary
• The coupon code discount will be automatically deducted from the cost of your policy
• Pay for the policy and hit the road with peace of mind!

Tick Travel Insurance offers simple and straightforward travel insurance policies to suit the needs of a wide range of travellers. For discount travel insurance tailored to your requirements, check out our Tick coupon codes.

youGo offers discount travel insurance to offer financial protection against a broad range of travel risks. Browse our youGo travel insurance coupon codes to save money when purchasing cover for your next trip.

Why should you use a travel insurance coupon code? Because you could save money, that’s why. We could all do with a little extra spending money on our next holiday, and using coupon codes is a simple way to save when buying travel insurance and keep more money in your own pocket.

Just by copying and pasting one of the codes above, you could enjoy substantial savings on the cost of travel insurance. Our range of travel insurance coupon codes is also constantly updated, so make sure to check back with us whenever you’re planning your next holiday for the latest deals and discounts.

Coupon codes aren’t the only way you can save money on travel insurance. Keep the following tips in mind to help cut the cost of your premium:

• Buy online. Travel insurance from travel agents and airlines tends to be far more expensive than insurance purchased online, simply because many travel agents and airlines charge a commission on top of the price of cover. When you use finder.com.au, you'll pay the same as going direct.
• Choose a lower level of cover. It shouldn’t come as a surprise to find that the lower the level of travel insurance cover you choose, the cheaper your premium will be. So if the cost of cover is important to you, consider choosing a basic policy rather than comprehensive cover, and remember to remove any optional extras you don’t need.
• Consider multi-trip cover. Are you a frequent traveller? If so, buying a separate travel insurance policy for every trip you take can add up to be quite expensive. That’s why it could be worth your while considering annual multi-trip insurance , which covers all your holidays across a 12-month period and works out to be much cheaper for regular travellers.
• Purchase a joint policy. If you’re travelling with a friend or relative, it can be quite expensive if each of you purchase separate travel insurance policies. But if you pool your resources and buy a joint policy, you can enjoy significant savings.
• Adjust your excess. Many insurers allow you to choose the excess amount payable when you make a claim. By shifting to a higher excess, you can enjoy lower premiums.
• Student discounts. Students tend to travel on a tight budget, so saving a little extra money on your travel insurance cover is always welcome. With this in mind, you may want to hunt around for an insurer that offers discounted cover for student travellers.
• Senior discounts. If you’re over 55 years of age and no longer working full time, some insurers will offer discounted travel insurance for seniors . Check the fine print or contact the insurer directly to find out whether they offer any seniors discounts.
• Group discounts. Travelling as part of a group? Use your strength in numbers to negotiate a better deal on your travel insurance policy.
• Find cover for the whole family. If you’re planning a family holiday, did you know that many insurers will cover your children and other dependents travelling with you free of charge? This can help reduce the cost of cover, so check the fine print to find out whether your insurer offers cover for the whole family.
• Shop around. Last but definitely not least, make sure to shop around for the best policy. This will not only help you find the most affordable cover, but more importantly, it will allow you to choose the policy that provides the best value.

For more tips on travel insurance discounts and savings, check out our guide to reducing your travel insurance premium . Otherwise, choose the discount you want from those listed above and enjoy the savings on offer.

It can be easy to snatch up the policy offering the lowest premium when comparing policies but doing this could leave you drastically underinsured. Here are some key points you may want to consider when looking for value for money travel insurance:

• Benefit excess: Low cost policies may have higher excesses applied for the payment of benefits. It is important to work out what you stand to pay in excess charges prior to application.
• Deterioration: Many policies will take into consideration the “wear and tear” of items when determining the benefit that will be paid. It can be worth assessing how this will be applied on your policy.
• Exclusions on the policy: Many low cost policies have many exclusions for claim payment in place. As stated previously, it can be worth comparing the exclusions of policies prior to application.
• Documentation required: It can be helpful to get an understanding what documentation your insurer will require in order for a claim to be paid. Many insurers will require either a receipt or valuation document for some types of claims, for example.
• Limits on valuable items: Basic policies will generally only provide cover for items up to a certain value. You may want to consider registering any high-value items prior to departure to ensure adequate cover is in place.
• Activities covered: Insurer will often have a complete list of the sports and activities that they are willing to cover under the policy. Many basic policies do not provide cover for potentially risky activities. If you are going to be participating in any high-risk activities on your trip, it might be worth considering a specialist policy.
• Don’t ignore warnings in the media or from the government: Many insurers will not honour claims for events that have taken place in countries that have been recommended as no-travel areas by the government or mass media, or for claims resulting from the events warned about in travel advisories. It can be worth checking travel advisories before heading overseas, and checking whether your policy covers you there.

Zahra Campbell-Avenell

As former Head of Publishing and Editorial for Finder in Australia, Zahra Campbell-Avenell led a team of experts to deliver on Finder's mission to help people make better decisions with their money. Zahra has over 12 years of experience in editorial content, and a Bachelor of Arts in Anthropology and English from Georgetown University in Washington DC. See full bio

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8 Responses

Age 83. Had heart stent 8 years ago. Want travel insurance for all but heart problems. (Have traveled frequently in last 8 years- no problems). Where to find?

Thank you for your question.

If you had a heart stent before, this is generally considered a pre-existing heart condition. If you would like to get a travel insurance, you may compare your options from our list of travel insurance for pre-existing heart conditions .

The insurers will typically assess your condition by phone or online questionnaire before they could provide a quote. Please feel free to click the name of the insurer and press the “Get quote” button if available request a quote.

Please make sure that you’ve read the relevant T&Cs or PDS of the product/ policy before making a decision and consider whether it is right for you.

I hope this helps.

Cheers, Anndy

I am 84 years of age and am quite fit and have no ongoing health problems however when I ask for a travel insurance quote and state my age I am told that they don’t cover older people. Where can I get an insurance company that will insure me on my next trip and not having to pay huge markups because of my age?

Thanks for reaching out.

You can refer to our page that lists insurers who offer insurance for people of your age . Simply fill out your travel details on the comparison form and click “Get a quote now” to receive and compare quotes from various travel insurance brands. There’s also a comparison table on the same page for you to quickly get an overview of what each insurance brand offers.

Please make sure to disclose all relevant information about your medical history to your insurer when you apply for cover. Failing to do so could result in your cover being void when it comes time to make a claim.

Cheers, Liezl

I am looking for codes for travel insurance companies

Actually, you are currently present on the correct page in regards to travel insurance promo codes. In the top of the page, you can see listed promo codes from some of the travel insurance brands in our panel.

Cheers, Zubair

I have heard of people being sick on cruise ships and having to be airlifted back to australia. Which insurance companies provide cover for this?

Thanks for getting in touch. Whether or not you’ll have cover for medical evacuation and repatriation will depend on the policy you choose. You can find out more about this topic by reading our article on travel insurance for medical evacuation .

Cheers, Richard

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RAC Travel Insurance Review

Everything you need to know before you buy travel insurance from RAC!

The experts say:

What rac customers are saying right now:.

• 🤩 Quick and easy to set up a policy
• 🤗 Customer service is helpful in getting the policy set up
• 🤝 Polices can be changed mid-term with minimal admin costs
• 😊 Changes are done quickly and easily
• 😍 Customers have access to a variety of affordable insurance options
• 😠 RAC charge a £25 admin fee to change a first name, which many people find unacceptable.
• 😡 They have a complaints procedure that is geared towards them and not the customer, and they are unwilling to make changes to policies without additional fees.
• 😤 They are very unhelpful on the phone and do not treat customers fairly.

RAC customer reviews summary

It's difficult to differentiate between customer reviews for RAC's core breakdown insurance offering and reviews for its travel insurance products. That said, it seems that in general customers are happy with the quality of RAC's products and the process of setting up, but rather less satisfied with the service they receive once the policy is in force. On that basis, we rate it 6/10.  

Deep-dive into RAC Black Travel Insurance

• RAC's Black travel insurance policy that has been awarded a rating of four stars by Fairer Finance.
• This policy does not require a medical excess fee in the event of a claim.
• Customers are covered up to £3,000 for personal possessions and baggage that have been damaged, lost or stolen.
• The policy also provides cover up to £7,500 if customers need to cancel their trip before they have set off.
• With regards to emergency medical cover and repatriation , the policy offers unlimited coverage.
• Interestingly, the policy does not cover mental health problems that might arise during the trip, ior pre-existing issues.
• Personal money cover is provided up to £750 in case of loss or theft.
• The policy encompasses up to £750 coverage for replacing lost or stolen passports and travel documents, which includes travel expenses to retrieve the documents.
• If the trip needs to be cut short, pre-booked flights and accommodations will also be covered up to £7,500.
• A similar cover limit is provided for instances where the trip has to be abandoned due to long delay.
• Note that the policy does not provide cover for relocation costs due to a natural disaster or catastrophe.
• Coverage for personal possessions damage or destruction caused by a natural disaster isn't explicitly stated on this policy.
• Finally, the maximum trip duration under complete coverage is 92 days .

AllClear Travel Insurance Review

Everything you need to know before you buy travel insurance from AllClear!

Co-op Insurance Services Travel Insurance Review

Everything you need to know before you buy travel insurance from Co-op Insurance Services!

Covered2Go Travel Insurance Review

Everything you need to know before you buy travel insurance from Covered2Go!

Reviewed: 100+ UK travel insurance providers

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RAC Travel Insurance

Important information on terms, conditions and sub-limits.

Is an RAC travel insurance policy the right fit for your trip? We’ve combed the fine print to bring you the basics of RAC’s travel cover, to help you decide.

RAC began as the Automobile Club of Western Australia in 1905. Now, almost 120 years later, RAC offers a range of insurance and roadside assistance products, including a travel insurance range. RAC is underwritten by Tokio Marine & Nichido Fire Insurance Co., Ltd.

RAC offers both international travel insurance and domestic travel insurance , with the option for annual multi-trip plans. 

Have a look at the table below for an overview of RAC’s travel insurance options, including what levels of coverage are available, and what’s included and excluded in each tier. 

Check out Mozo’s data fields or the RAC Travel Insurance product disclosure statement (PDS) for details on pay-out limits and general exclusions for specific parts of their travel insurance policies.

• Single Duo Family Group

Limits shown apply

Covid medical cover

Covid cancellation cover

Overseas emergency hospital expense

Overseas emergency medical assistance

Maximum excess

Cancellation fees

Pay extra for no excess

Luggage and personal effects

Additional accomodation & travel

Emergency companion

Resumption of journey

Hospital cash allowance

Accidental death

Permanent disability

Loss of income

Credit Card fraud and replacement

Travellers cheques

Travel documents

Rental vehicle excess

Alternative travel expenses

Personal liability

Pre existing conditions

Cardiovascular disease

Mental health illness

High cholesterol

High blood pressure

Blood thinning medication

Activities covered

Bungee jumping

Conservation work

Mountain biking

Mountaineering

Rock climbing

Scuba diving

Snow sports

Ocean Cruise

$10,000,000

Assessment required, no extra cost

Assessment required, may cost extra

Medical Only

Annual multi-trip.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Does RAC travel insurance have COVID-19 cover? 

Yes, RAC travel insurance includes some coverage for COVID-19, but it only applies to those that take out an International Comprehensive or Domestic policy. 

However, the included benefits are different for the two policies and there are limits as to  how much RAC pays out for Covid claims. 

RAC’s International Comprehensive plan comes with COVID-19 benefits that relate to: 

Overseas medical and hospital expenses

Cancellation fees and lost deposits

Additional expenses

Travel delays.

The Domestic policy benefits around COVID-19 include:

Cancellations fees and lost deposits

Additional expenses 

For more information, including the types of claims eligible for cover and any exclusions that may apply, have a look at the RAC travel insurance PDS. 

What optional extras can I add to my RAC travel insurance policy? 

Stock standard policies won’t always cover activities that carry more risk than usual. So, if you’re planning on hitting the slopes on your snowboard, or cruising the world on a cruise ship, then you might need to look into which optional extras RAC offers. 

Note, these optional extras typically incur an extra premium, on top of what your base policy costs. 

The optional extras you can purchase include: 

Snow travel insurance

Cruise travel insurance

Pre-existing medical conditions (if not automatically included).

For details about what each of these optional extras includes and excludes, check out the RAC travel insurance PDS. 

Are pre-existing medical conditions covered under RAC travel insurance?

There are a range of pre-existing medical conditions that are automatically covered under an RAC travel insurance policy, but you’ll still need to seek approval for coverage. That means you’ll need to notify RAC of any medical conditions you have so that they feature on your certificate of insurance. 

Some conditions that aren’t automatically covered will need to be assessed by RAC before approval for coverage is granted. 

You may need to pay an extra premium on top of the base policy cost in order for your pre-existing condition to be covered. 

If you have any questions about medical condition coverage with RAC, then you can call 1300 655 179. 

What do I do if there’s an emergency during my trip? 

For 24-hour emergency assistance while you’re on your trip you can call RAC on +61 2 8055 1697.

If you can, have your policy number ready so that the helpline operators can assist you quickly and efficiently. 

How do I make a claim with RAC travel insurance?

If you need to make a claim with RAC travel insurance, head to the RAC website and lodge your claim online. 

In some cases, you’ll need to have documents that support your claim. For example, if you’re making a claim to cover your hospital bills, you’ll need evidence that you were both in the hospital and were charged for care.

If you need help with lodging your claim, you can call the RAC claims team on 1300 209 352. They will do their best to guide you through the process. 

RAC aims to process your claim within 10 working days. 

Is it possible to cancel my RAC travel insurance policy?

If you need to cancel your RAC travel insurance policy, there’s a 21-day cooling-off period in which you may be eligible for a full refund. 

The full refund only applies if you haven’t started your trip, haven’t made a claim, and don’t intend to make a claim. 

After the 21 days is up, however, you may only be eligible for a partial refund of your premium.

To cancel your cover, call 1300 655 179.

RAC customer reviews

Rac travel insurance.

Overall 1.0

Value for money

Policy coverage

Customer service

Claims handling

Recent RAC travel insurance customer reviews Recent RAC travel insurance customer reviews

RAC Travel Insurance review

Overall rating   1 / 10

DO NOT BUY RAC Travel insurance / Tokio Marine

I bought insurance to travel for holidays. My mother died and I have to come back. I provided all information as required include cause of death, date etc. But they refused to approve the claim. Very bad service. Do not ever take RAC travel...

Full review

I bought insurance to travel for holidays. My mother died and I have to come back. I provided all information as required include cause of death, date etc. But they refused to approve the claim. Very bad service. Do not ever take RAC travel insurance or if any travel insurance under written by Tokio Marine company.

Value for money   1 / 10

Policy coverage   1 / 10

Customer service   1 / 10

Claims handling   1 / 10

Trust   1 / 10

James, Western Australia, reviewed over 1 year ago

Apply for RAC travel insurance

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Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Who we are and how we get paid

Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising.

We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. If you proceed with a travel insurance policy through Mozo, Mozo may receive a referral fee.

The Telegraph works with Savings United to provide readers with deals and codes from chosen retailers. Every retailer on this platform has been selected based on demand from our readers and complies with the Telegraph’s strict internal guidance on working with advertisers.This platform is hosted by Savings United in keeping with the standards expected of any Telegraph product, and all codes are manually verified by a human prior to publishing. We will earn a commission if you make a sale after clicking on one of our links. Read more

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RAC Discount Codes for July 2024

Rac promo codes for breakdown insurance, 10% off mot & service plan for members at rac, basic cover from £6.75/monthly at rac + free key replace, save 10% on travel insurance for rac members, rac members save 11% on a car insurance, save 10% on up to 3 additional cars with the rac multi-car insurance, get 25% off with this rac student & graduate discount, get 33% off annual european breakdown cover at rac, £9.17 only for business breakdown cover at rac, free delivery on orders above £50 at rac, similar codes from popular retailers.

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Expired offers that could still be valid at RAC

European breakdown cover for only £4.17 a day at rac, save £20 on a full service - rac members only, £16/vehicle for the rac van total breakdown cover, complimentary mot with the rac complete breakdown cover, 12-month warranty on parts & labour when you book a car repair service, free returns of orders within 60 days at rac, from £20 dash cam accessories at rac, blue badge breakdown cover from £150 at rac, up to 22% off family breakdown cover, find where to save on fuel with the rac app.

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Top RAC Discount Codes for July 2024

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Contact Info for RAC

RAC House Brockhurst Crescent, Walsall, WS5 4AW United Kingdom

0330 159 1111

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RAC offers comprehensive roadside assistance and breakdown coverage - so you can travel with ease and peace of mind. Become a member today to save on plans from one of the UK’s leading car insurance providers. Not yet a member? Discover our working RAC discount codes to save straight away.

Frequently asked questions

How do i redeem my rac discount code.

Get started by choosing a code from our vouchers page, select the offer and copy the code. You will be automatically redirected to the RAC website, where you can add the services or insurance plans you want to your basket. Once you are in the checkout area, paste your code in the box marked “Promo Code”.

Does RAC do a student discount?

Yes, RAC has a student discount. To get your student discount, simply use an academic email and register with Student Beans. If you’re not a student, you can still save at RAC with one of our other offers.

What is the best RAC discount code right now?

At the moment we have 9 RAC coupons currently available for you to choose from. Check back often to find the best offers and promos, which are hand tested daily on our vouchers page here.

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RAC Discount Codes - July 2024

Rac promo codes for car insurance policies.

From breakdown cover to roadside assistance, you can always count on RAC to be there when it matters most. Stay prepared while you’re on the road and save on coverage with an RAC discount code today. Don’t miss out on the latest deals – all of our RAC offers have been tested and are ready for you to use now.

Get 10% off Service and MOT plans for RAC members

Rac cover starting from £6.75 monthly + free key replace worth £42, 11% off car insurance for rac members only, 50% off breakdown cover for new members at rac.

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Get 10% off up to 3 additional cars at RAC

Rac members save 10% on travel insurance, save 25% off orders with the rac student discount, save 33% on the rac annual european breakdown cover, business breakdown cover for only £9.17 at rac, all rac order over £50 get free delivery, how do i use an rac discount code.

First, choose which RAC discount code you would like to use. Next, click on the code and copy it. Go to the RAC website and add the items or services you want to purchase to your basket. When you’re done, head to the checkout area and pop your code in the box marked “Promo Code”.

What is the RAC student discount?

Students and graduates are eligible for a £30 gift card from RAC. To get your discount, just register with Student Beans. If you are not a student, but still want to save, just visit our vouchers page for the latest deals.

Does RAC have an NHS discount?

Unfortunately, RAC does not have an NHS discount at this time. Should an NHS discount become available, we will be sure to add it to our vouchers page here. In the meantime, choose from one of our many other discount codes.

Expired vouchers that might still work at RAC UK

Just £4.17 a day for european breakdown cover at rac, exclusive £20% off your service - rac members exclusive, great savings on fuel with the rac app, van total breakdown cover for only £14 at rac, family breakdown cover from £13 monthly at rac, 12 months warranty on parts and labour with the rac car repair, additional mot when ordering the complete breakdown cover, from £7/month rac electric car breakdown cover, 10% off with multi-car insurance at rac, rac breakdown cover from £6.95 monthly + free baterry replace worth £42.

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More From Forbes

Everything you need to know about travel insurance for your fall trip.

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View from the top of a skycraper in Mexico City.

Dave Paisley is headed to Mexico City for a month for a Spanish language immersion program this fall, but he doesn't want to take any chances. He needs travel insurance.

"My primary concerns are hospitalization and security," says Paisley, a retired executive from Seattle. "So I’m looking at a few things."

Travelers like him are doing a lot of looking lately. This fall is shaping up to be an interesting one for travelers. It's coming on the heels of a record summer for travel in North America, and it promises to bring challenges we haven't seen yet.

"This fall is unique," says Anna Redmond, the founder of Braav , a security consultancy firm. "We have two major conflicts — Russia's invasion of Ukraine and Hamas' conflict with Israel — creating massive instability and rippling outward into Europe and the Middle East. On top of that, it's an election year in the U.S. with an extremely contentious election that may draw even more attention to U.S. travelers."

Add to that the usual problems, including hurricanes, a resurgence of COVID-19, and the start of flu season and you have all the makings of a fall travel disaster that's worthy of a "Planes, Trains, and Automobiles" sequel.

WWE SmackDown Results: Winners And Grades On July 26, 2024

Today’s nyt mini crossword clues and answers for saturday, july 27, the best spy movie in years just hit netflix, it's going to be a "very busy" fall for travel.

None of that is likely to stop people from traveling. Based on TravelInsurance.com's sales data, record summer travel looks set to continue right through fall. Travel insurance purchases for travel in October and November are up almost 20 percent overall. However, popular destinations such as France and Greece are up almost 50 percent and Spain is up over 68 percent.

"Travelers should also prepare themselves for a very busy fall travel season," says Stan Sandberg, co-founder TravelInsurance.com .

There's also this: Squaremouth.com reports the cost of travel has skyrocketed this fall. Average trip costs have gone up over 50 percent in a year, from $4,325 in fall 2023 to a staggering $8,898 this fall. (The hot destination for Squaremouth customers is Italy, with 14 percent of travelers heading there this autumn, compared to 8 percent a year ago.)

"When planning a fall trip, it's essential to choose comprehensive travel insurance that covers a range of potential issues," says Deanna Caffrey, director of Redpoint Resolutions . "I recommend policies that include trip cancellation, trip interruption, medical emergencies, and evacuation coverage. Given the unpredictable weather and the ongoing global health concerns, having a policy that covers unforeseen circumstances is crucial."

Here's how one traveler is protecting his fall trip

Paisley, the retired executive heading to Mexico, says he's mainly worried about getting sick or hurt.

"I read there’s a traffic death every seven hours, and that drivers are a little nuts there," he says. "Plus there are the usual concerns about just getting sick from unfamiliar food, water and viruses far from home."

He's looking at regular travel insurance policies, good for 30 days, that cover at least $50,000 in medical expenses.

"So far it’s between an Allianz policy and Trawick, which a friend recommended," he says.

His other worry? Getting stuck in a hospital in Mexico. All the policies he's considered include medical evacuation, but they’re all only to the nearest acceptable hospital.

"I’m not sure there would be an acceptable one down there for me, especially if it were something serious," he says.

So Paisley has also opted for a MedjetHorizon membership, which will cover him if he needs to be moved to a hospital back in the States. It also has a security benefit, "So if I get kidnapped or disappear, my kids have someone to call for help."

But for other travelers this fall, there's even more to consider.

What do you need to know if you're traveling this fall?

So if you're planning a trip in September, October or November, what do you need to know? Here's what experts say.

It's going to be a hyperactive hurricane season

For any fall trip throughout the Caribbean, or even domestic travel — particularly in the southern U.S. — it’s important to remember that the peak of the Atlantic hurricane season arrives in the fall and brings weather-related trip delays or interruptions.

"For 2024 in particular, the National Oceanic and Atmospheric Administration has predicted above-normal hurricane activity at all levels," notes Scott Adamski, head of global product development at Travel Guard . "We've already experienced a Category 5 with Beryl, very early in the year, so we might expect a robust hurricane season."

Pro tip : You need to ensure your travel insurance policy adequately covers delays and interruptions. If you are unsure of your coverage needs, consider a cancel for any reason policy, which pays you between 50 percent and 75 percent of your prepaid, nonrefundable expenses if you cancel for any reason.

Airline staffing shortages are still a problem

Another issue that's likely to affect fall travel is airline staffing challenges. Jason Block, CEO of WorldVia Travel Group , says although some airlines have addressed staffing gaps, the industry is still recovering from pandemic-related layoffs.

An additional wrinkle is new passenger protections that went into effect this summer.

"Recent regulations requiring airlines to automatically refund passengers for cancellations may incentivize airlines to be more cautious, potentially leading to some preemptive cancellations," he says. "Given these uncertainties, purchasing travel insurance has become more critical to protect against potential trip disruptions and financial losses."

Flu season is just around the corner

Even if you manage to escape the bad weather and an airline meltdown or two, there's always your health. Jeremy Murchland, president of Seven Corners , always recommends travel insurance for international travel since your domestic medical insurance might not cover you abroad.

"And it’s important to remember that travel insurance isn’t just for major medical emergencies," he adds. "That coverage can help you get treatment for seasonal illness. Whether it’s the flu or a particularly nasty cold, you might need to see a doctor overseas. Not only can your travel insurance cover the expenses of that visit and necessary medications, but a good insurance company can also help you find a doctor and navigate an unfamiliar healthcare system. "

This may seem like a minor issue, but according to Joe Cronin, president of International Citizens Insurance , these illnesses are the main cause of trip cancellations and interruptions.

His advice? "check with your medical insurer to see if your current health plan already covers you," he says. "While Medicare does not provide coverage for individuals traveling abroad, numerous U.S. insurers do."

But how should you buy insurance for your fall trip? And do you really need it for every trip?

Research carefully but don't wait too long

Travel insurance primarily covers cancellations, losses, delays, medical expenses, and needed assistance.

“Before you rely on any coverage – whether that’s the travel benefits with your credit card or the policy offered by your cruise line – be sure to read your policy carefully to help ensure you have adequate protection for your trip,” advises Beth Godlin, president of Aon Affinity Travel Practice. “Every policy has different benefits and exclusions or restrictions, and you do not want to be surprised when you file a claim.”

If you're traveling to a place where you're covered by your medical insurance and have no pre-paid expensive, it's safe to skip insurance. Experts also say selecting insurance should be based on reason and not on panic.

"Getting over-covered by insurance is the greatest mistake by many travelers, resulting in paying for already covered items," notes Virginia Tech hospitality and tourism professor Mahmood Khan.

For example, many credit cards cover limited insurance for cancellations, delays, or losses. Similarly, some employers provided adequate medical or travel insurance coverage. Check on those before you book your fall trip rather than hastily buying a policy after you've booked your tickets and hotel.

"Buying a travel insurance policy right after booking your flights and hotel not only checks off an item on your to-do list," says Daniel Durazo, director of external communications at Allianz Partners USA , "but it can also put your mind at ease."

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HelloSafe » Travel Insurance » Reviews by Travel Insurance Companies » RAC Travel Insurance

RAC Travel Insurance Review and Quotes

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Information verified by   Adeline Harmant

Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

Table of Contents

It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.

Are you aware of this and are here to know whether RAC is the right company to go on holidays with?

In this definitive RAC review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!

Is RAC the best travel insurance for you?

Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.

At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into RAC travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.

4,6 Safe overall rating for RAC

RAC travel insurance reviews by expert and consumers

To check if RAC is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.

Find the best travel insurance in just a few seconds!

What does RAC travel insurance cover?

RAC travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.

RAC's Travel Insurance Policies is available for individuals, groups, couples and families.

RAC single-trip and annual multi-trip travel insurances

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at RAC:

RAC winter sports travel insurancet

The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.

Optional Winter Sports Cover is available at RAC and it comes with the following features and benefits:

• Up to 3 levels of cover: Orange, Silver, and Black
• Not available for anyone over the age of 65 years
• Up to £1,000 for winter sports equipment accidentally damaged, lost or stolen
• Up to £400 for replacement hire of winter sport equipment after yours was stolen, lost or damaged
• Up to £400 per single winter sport equipment item
• Up to £50 for each day (maximum £300) to hire replacement winter sport equipment due to delay
• Up to £50 for each day (maximum £400) ski pack cover
• Up to £50 for each day (maximum £400) piste closure cover
• Up to £25 for each day (maximum £500) avalanche or landslide cover
• Up to £500 for physiotherapy in the UK.

What are the other travel insurance options available at RAC?

Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call RAC before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.

How much is RAC travel insurance?

You'll find below indicative quotes per level of cover at RAC:

It is, however, quite difficult to give precise price ranges as RAC travel insurance policy quotes will depend on a range of factors such as:

• Your age at the time of travelling
• The length of your stay
• Your trip destination (Europe, North America, Worldwide)
• The period you wish to be covered for (single trip, annual multi-trip, extension)
• If you need specific insurance (cruise, ski, backpackers, gadget cover)
• Your medical condition before travelling
• Who is travelling with you (on your own, as a couple, as a family).

Can I get travel insurance discounts or promo codes at RAC?

Yes, you can get up to 10% discount if you apply online. You can also get more discounts if you happen to be the company's car insurance customer.

Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at RAC.

What else should I know about RAC travel insurance?

What are the general exclusions at rac travel insurance.

The following are important reminders to keep in mind to maintain the validity of your insurance policy:

• You must be a resident in the UK
• You must be registered with a GP
• Your trip must commence and end in the UK
• You must keep the age limits in mind for each policy in mind and ensure that you don't surpass it
• Single parent cover is applies to the parent and up to 5 children aged 17 and under
• The upper age limit for Winter Sports is 65 years.

How do I get travel insurance quote from RAC?

Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If RAC is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.

Good to know

Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.

How do I log in to RAC website?

Through the customer portal, you can:

• Access all your policy documents and details
• Make changes to your insurance policy online
• Make a payment of change payment method.

To access the customer portal, just click on 'MyRac' on the top right of the homepage. It will lead you to a page where you'll enter your email address and password to log in.

How to claim at RAC travel insurance?

There are 4 ways to make a claim: Phone call, email, online or sending a letter.

How do I contact RAC travel insurance?

Rac contact phone numbers, rac other contact details, how to cancel your annual rac travel insurance policy.

You will find below main information to cancel your travel insurance policy at RAC:

Our opinion on RAC travel insurance

RAC was founded in 1987 making it one of the most experienced companies in the insurance industry.

Aside from Travel Insurance across 3 levels: Orange, Silver and Gold, they also offer Car Insurance as well as Breakdown Cover. Car Insurance customers are eligible for discounts on the Travel Insurance Policies offered by RAC. Due to the high customer satisfaction rate on Trust Pilot and the 5 star rating on Defaqto, we would recommend RAC for anyone looking for generously discounted travel insurance premiums.

We would mainly recommend the Silver and Black levels of cover due to their 5 star rating on Defaqto.

Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications. In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms. As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.

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Our editorial team selects and verifies all the offers. We may receive a commission when you make a purchase. If you want to know more click here.

Take a look at July 2024's RAC discount codes

Save with the latest uk rac voucher codes, selected and verified by our experts, 25% student discount at rac, sale - 33% off breakdown cover* + complete peace of mind from just £6.95 a month for new customers^, up to £150 off servicing, tyres and more, save 40% on breakdown cover* in the rac sale.

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Caught in the CrowdStrike Outage? Here’s How to Get Refunds.

Air travelers paying for last-minute lodging and other expenses are entitled to be reimbursed if their flight was impacted by an event in the airline’s control, like the CrowdStrike failure. Here’s how to get your money back.

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By Christine Chung

The global software outage last week caused thousands of travelers flying in the United States and internationally to have their flights delayed, canceled or both. In the days that followed, some airlines were trying to reboot critical computer systems affected by the outage, with many of their passengers still stranded at airports.

During a travel meltdown, it may seem nearly impossible for air travelers to find immediate help . Gate agents are swamped, customer service phone lines have hourslong hold times, and seemingly confusing or incomplete instructions online only add to the headaches.

Passengers who foot the bill for last-minute lodging and other expenses are entitled to reimbursement if their flights were impacted by an event in the airlines’ control, like the CrowdStrike outage. Here’s how to get your money back.

[Are you seeking compensation from an airline following the Crowdstrike outage? We want to hear from you .]

If they caused the disruption, airlines owe passengers assistance

It is the airline’s fault when a situation under their control — issues with crew, maintenance, baggage and fuel, or software outages — leads to a delay or cancellation. Weather and air traffic control issues do not count. On Friday, the Transportation Department noted that this I.T. outage fell under the control of the airlines.

What passengers will get from airlines depends on how long they were forced to wait, but it could include transport to and from hotels and the costs of accommodation.

Know what you are owed, and ask for it

Strategize your ask. Gate agents may not always know the airline’s commitments or the Transportation Department policies. Usually, airlines prefer to take care of the details, distributing vouchers or directly booking hotel rooms. But during the CrowdStrike fallout, they initially did not believe they were required to provide assistance and later, seemingly, remained unaware of their obligations in some instances or were too overwhelmed by the numbers.

That meant many travelers had to take matters into their own hands to find transport, accommodation and meals, but they are eligible for reimbursement. However, how much will vary by airline and travelers won’t necessarily know before submitting receipts.

Reimbursement can generally be requested through an online form — hold onto your receipts!

Some airlines have online forms for reimbursement requests, while others will require you to contact customer service to start the process. Below are the online reimbursement or customer-services sites for some of the main U.S.-based airlines affected by the outages:

Delta Air Lines

United Airlines

American Airlines

Allegiant Air

Spirit Airlines

If your flight was canceled and you decided not to rebook, you can get a refund

Don’t expect this to be seamless or automatic. Airlines generally have online forms where you can request refunds; you’ll need all of your trip details for this. You can get a refund to your original form of payment; you do not need to accept flight credits or a travel voucher. In addition, you can contact the airline’s customer service team for more help and to check on the status of your claim.

Check the fine print of your credit card agreement or travel insurance policy

If you purchased travel insurance, the policy could cover certain types of trip interruptions, including select air travel issues — and your credit card agreement might also, though it may have a requirement that the affected flight was booked using it.

Here, too, remember to save your receipts and any other documentation, and brace yourself for a possibly lengthy process.

Consider lodging a complaint with the Transportation Department

On Tuesday, Transportation Secretary Pete Buttigieg said the agency had opened an investigation into Delta’s response to the outage, after receiving numerous passenger complaints about the carrier. If you have a complaint yourself, you can submit it here .

That form can be used for concerns or comments related to other airlines as well, but not for security or safety issues. The Transportation Department investigates complaints, though they advise passengers to contact airlines first.

Follow New York Times Travel on Instagram and sign up for our weekly Travel Dispatch newsletter to get expert tips on traveling smarter and inspiration for your next vacation. Dreaming up a future getaway or just armchair traveling? Check out our 52 Places to Go in 2024 .

Christine Chung is a Times reporter covering airlines and consumer travel. More about Christine Chung

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• Best for Lost Luggage Reimbursement
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The Best Credit Cards With Travel Insurance in 2024

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews .

The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Altitude® Reserve Visa Infinite® Card, Marriott Bonvoy Bold® Credit Card. The details for these products have not been reviewed or provided by the issuer.

A credit card's travel insurance feature may not sound as exciting as a 100,000-point sign-up bonus or a high earning rate on everyday spending — but when you find yourself in a bind, it can be significantly more valuable.

Here's everything you need to know about credit card travel insurance, along with the best credit cards offering the most comprehensive coverage.

Compare Credit Cards With Travel Insurance

Best credit cards for trip delay insurance.

Earn 5x points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1x point per $1 spent on all other purchases.

22.49% - 29.49% Variable

Earn 60,000 bonus points

Good to Excellent

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel credit can effectively shave $300 off the annual fee if you use it
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong travel insurance
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong bonus rewards on travel and dining
• con icon Two crossed lines that form an 'X'. Very high annual fee

If you're new to rewards credit cards you may want to start elsewhere, but if you know you want to earn Chase points and you spend a lot on travel and dining, the Sapphire Reserve is one of the most rewarding options.

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Member FDIC

Earn unlimited 10 miles per dollar on hotels and rental cars booked through Capital One Travel. Earn 5 miles per dollar on flights booked through Capital One Travel. Earn unlimited 2 miles on all other purchases.

19.99% - 29.99% variable

Earn 75,000 bonus miles

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Excellent welcome bonus and miles earning
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Premium perks including airport lounge access and credits for certain purchases
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Visa Infinite benefits including travel and shopping protections
• con icon Two crossed lines that form an 'X'. High annual fee
• con icon Two crossed lines that form an 'X'. Annual travel credits only apply to Capital One Travel purchases

The Capital One Venture X Rewards Credit Card is one of the best credit cards for frequent travelers, with top-notch benefits and a wide range of built-in protections. It comes with a generous welcome bonus and credits that can help offset the annual fee — which is much lower than similar premium cards.

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
• Receive up to a $100 credit for Global Entry or TSA PreCheck®

Earn 1-5x points on purchases

21.24% - 28.24% Variable

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Substantial welcome bonus and great earning opportunities, especially with mobile wallets
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. $325 annual travel and dining credit can offset most of the $400 annual fee
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Top-notch travel insurance and protections
• con icon Two crossed lines that form an 'X'. You must have an existing relationship with US Bank to be approved
• con icon Two crossed lines that form an 'X'. Limited to a 12-month complimentary Priority Pass membership with only four free visits for cardholder (plus a guest) included
• con icon Two crossed lines that form an 'X'. No airline or hotel transfer partners

The U.S. Bank Altitude® Reserve Visa Infinite® Card is a premium credit card with benefits that have no trouble offsetting the annual fee. One of its most unique (and valuable) qualities is its ability to earn 3x points on all purchases made through a mobile wallet, so if you use payment methods like Apple Pay or Samsung Pay, you'll have no problem accruing points in a hurry.

• The information related to the U.S. Bank Altitude® Reserve Visa Infinite® Card has been collected by Business Insider and has not been reviewed by the issuer.
• Earn 50,000 points worth $750 on travel after spending $4,500 in the first 90 days of account opening
• Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards
• Earn 3X points for every $1 on eligible travel purchases and mobile wallet
• Earn 1X point per $1 spent on all other eligible net purchases
• Use your mobile device to instantly redeem points for almost any purchase

Best Credit Cards for Rental Car Insurance

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel. Earn 1X Points on other purchases.

See Pay Over Time APR

Earn 80,000 Membership Rewards® points

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual statement credits with Saks and Uber
• con icon Two crossed lines that form an 'X'. Bonus categories leave something to be desired
• con icon Two crossed lines that form an 'X'. One of the highest annual fees among premium travel cards

If you want as many premium travel perks as possible, The Platinum Card® from American Express could be the right card for you. The annual fee is high, but you get a long list of benefits such as airport lounge access, travel statement credits, complimentary hotel elite status, and more.

• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

Best Credit Cards for Trip Cancellation/Interruption Insurance

Earn 5x on travel purchased through Chase Travel℠. Earn 3x on dining, select streaming services and online groceries. Earn 2x on all other travel purchases. Earn 1x on all other purchases.

21.49% - 28.49% Variable

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High intro bonus offer starts you off with lots of points
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong travel coverage
• con icon Two crossed lines that form an 'X'. Doesn't offer a Global Entry/TSA PreCheck application fee credit

If you're new to travel rewards credit cards or just don't want to pay hundreds in annual fees, the Chase Sapphire Preferred® Card is a smart choice. It earns bonus points on a wide variety of travel and dining purchases and offers strong travel and purchase coverage, including primary car rental insurance.

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Best Credit Cards for Lost Luggage Reimbursement

Best credit cards for travel accident insurance.

Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy®. Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services. Earn 1X point for every $1 spent on all other purchases.

Earn 60,000 bonus points and one free night award

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cardholders get 15 elite night credits toward status
• con icon Two crossed lines that form an 'X'. Only offers strong rewards for Marriott purchases

The Marriott Bonvoy Bold® Credit Card comes with an increased limited-time welcome bonus and good perks for a no-annual-fee card, but unless paying an annual fee is a dealbreaker for you, other Marriott cards — like the Marriott Bonvoy Boundless® Credit Card , Marriott Bonvoy Brilliant® American Express® Card, or Marriott Bonvoy Business® American Express® Card — are a better deal.

Best Credit Cards for Emergency Evacuation Coverage

Earn 4 miles per $1 spent on United® purchases. Earn 2 miles per $1 spent on all other travel and dining. Earn 1 mile per $1 spent on all other purchases.

21.99% - 28.99% Variable

Earn 90,000 bonus miles

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Great intro bonus offer
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. If you want United Club membership, this card gets you it for less than buying it outright
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Get two free checked bags on United
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns 4x miles on United® purchases
• con icon Two crossed lines that form an 'X'. Steep annual fee, especially for an airline credit card
• con icon Two crossed lines that form an 'X'. The non-United bonus categories (travel and dining) only earn 2x miles

While a few of the best travel credit cards are great for United flyers, the United Club℠ Infinite Card is the most high-end of the bunch. Not only does it offer a full United Club airport lounge membership, but it can also help you rack up the miles for free trips quickly through everyday spending.

• Limited-time offer: Earn 90,000 bonus miles after qualifying purchases
• Earn 4 miles per $1 spent on United® purchases
• Earn 2 miles per $1 spent on all other travel and dining
• Earn 1 mile per $1 spent on all other purchases
• Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
• 10% United Economy Saver Award discount within the continental U.S. and Canada
• Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)

Best Credit Cards With Trip Delay Insurance

Trip delay insurance covers you (and often family members traveling with you) for expenses like meals, transportation, lodging, medication, and toiletries. For example, if your flight is delayed by more than six hours, your card may reimburse you up to $500 in "reasonable expenses" such as:

• An Uber or taxi from the airport to a hotel
• A one-night hotel reservation
• Dinner at a nearby restaurant

I've used this benefit a handful of times, and it's saved me hundreds. Just note that you must use your qualifying card to pay for your fare — even if that means simply paying taxes and fees on an award flight.

Trip delay insurance applies to more than just flights. You're eligible for coverage whenever you book a "common carrier" — defined as "any land, water, or air conveyance that operates under a valid license to transport passengers for hire and requires purchasing a ticket before travel begins." As long as it's not a taxi, limo, commuter rail, bus, or rental car, you're likely covered.

Below are the top three credit cards for trip delay insurance. Even if you don't travel regularly, you should be using one of these cards to reserve your travel, because trip delay insurance will come in handy sooner or later.

Chase Sapphire Reserve®

The Chase Sapphire Reserve® is the gold standard of trip delay insurance. After just six hours of delay — or any delay that requires an overnight stay — you're eligible for up to $500 in covered expenses per ticket. You and those traveling with you (a spouse and dependent children under 22) are covered.

The Chase Sapphire Reserve charges a $550 annual fee, but it also comes with valuable travel benefits such as:

• Up to $300 in annual travel credits (offsets the first $300 in travel you purchase each year with the card)
• Airport lounge access (Priority Pass Select, Chase Sapphire lounges , and the Chase Sapphire Terrace at Austin airport )
• Up to $100 NEXUS, Global Entry, or TSA PreCheck application fee credit
• Complimentary two-year Lyft Pink All Access membership

You'll also earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. That's worth $1,080 in travel, based on Personal Finance Insider's valuation of Chase Ultimate Rewards® points at 1.8 cents each.

Chase Sapphire Reserve Credit Card Review

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is Capital One's first premium travel credit card . It's a Visa Infinite card (similar to the Chase Sapphire Reserve®), and benefits from extremely generous trip delay insurance***. You'll get up to $500 per ticket in covered expenses after a delay of six hours or more. Those eligible for this insurance are your spouse and dependent children under age 22.

The card has a welcome bonus offer of 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening. That's worth $1,275 in travel, based on our valuation of Capital One miles. In addition, it also comes with travel perks like:

• $300 per year in credits toward Capital One Travel bookings
• Priority Pass, Plaza Premium, and Capital One airport lounge access
• 10,000-mile bonus each account anniversary
• Access to the Capital One Premier Collection luxury hotel booking program
• Global Entry or TSA PreCheck application fee credit

Capital One Venture X Rewards Credit Card Review

U.S. Bank Altitude® Reserve Visa Infinite® Card

The U.S. Bank Altitude® Reserve Visa Infinite® Card is another one of the few Visa Infinite cards on the market. As you'd expect, it's got excellent trip delay insurance. You'll receive up to $500 per ticket in coverage for expenses like meals and lodging (that aren't reimbursed by the airline or other "common carrier") when your trip is delayed more than six hours or requires an overnight stay.

The U.S. Bank Altitude® Reserve Visa Infinite® Card comes with 50,000 points after you spend $4,500 on purchases in the first 90 days of account opening. These points are worth 1.5 cents each when you use them toward travel. That means this bonus is worth $750. You'll also get benefits like:

• Up to $325 in annual travel credits
• Up to $100 in statement credits toward Global Entry and TSA PreCheck
• Up to 30% discount on Audi on Demand (formerly Silvercar) rentals

U.S. Bank Altitude Reserve Review

You might already know that most travel credit cards offer some form of rental car insurance. It's a great benefit because it can save users significant money in the case of damage or theft to your rental. Even by renting a car for just a few days, you could save $50+ by waiving the rental agency's in-house insurance CDW and instead covering your rental by paying with this card.

Two kinds of rental car insurance come with many popular cards:

• Secondary insurance — Offers coverage benefits that are secondary to your personal auto insurance policy. In the event of damage due to theft or collision, car renters still have to file a claim through their personal auto insurance policy, and the secondary insurance is there to cover a portion of leftover costs. So, although this is a nice perk, it doesn't ease the sting of having to report to your personal insurance — often with resultant premium hikes.
• Primary insurance — Coverage for loss or damage will be taken care of by the credit card company without you having to make a claim with your personal policy. In the long run, this could save a car renter significantly on both CDW and LDW, and it could help avoid raising premiums on their personal auto policy.

Primary rental car insurance is what you want. You must pay for the entire transaction with the credit card you'd be filing the insurance under. Some cards even require that renters book the entire trip on the card, so read the fine print carefully.

Primary insurance also generally doesn't include liability, damage to other cars, damage to personal property, personal bodily injury, or injury to others. See Personal Finance Insider's guide to liability car insurance for more details on this type of coverage.

Below are the top three credit cards for car rental insurance.

The Chase Sapphire Reserve® comes with up to $75,000 for theft and collision for rental cars in the U.S. and abroad.

You'll be extra motivated to make this card your dedicated car rental payment method because it earns 10 points per dollar for this expense when reserving through the Chase Travel ℠ Portal . Personal Finance Insider estimates Chase points value to be 1.8 cents each when used for travel — so earning 10x points equates to an 18% return.

When booking outside the portal, you'll earn 3 points per dollar for travel including rental cars.

The Capital One Venture X Rewards Credit Card is another rewards-earning monster when it comes to car rentals. Not only will you receive primary rental car insurance***, but you'll earn 10 miles per dollar on rental cars booked through the Capital One Travel Portal . You'll earn 2 miles per dollar for travel booked outside the portal.

The Platinum Card® from American Express

The Platinum Card® from American Express doesn't offer primary rental car insurance by default. However, you can receive primary premium car rental protection for a flat rate between $15.95 and $24.95 per rental period (not per day). It's not free like the other insurances on this list, but premium rental car benefits may fit your situation better:

• You'll be covered for up to 42 consecutive days, whereas most other cards won't allow your rental to exceed 31 consecutive days.
• You're insured for up to $100,000 of primary coverage against damage or theft — a higher number than several other cards.

You can enroll your Amex Platinum and automatically be covered whenever you rent a car. You'll be charged this flat rate whenever you pay for a rental with your card.

This card has a $695 annual fee — but it also offers 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in your first six months of card membership. That's worth $1,440 in travel per our valuation of Amex points. You'll also find travel perks such as:

• Up to $200 in airline fee credits each calendar year**
• Up to $100 in Saks Fifth Avenue credits each calendar year**
• Global Entry or TSA PreCheck application fee credit ($100 statement credit every 4 years for a Global Entry application fee or up to $85 statement credit every 4.5 years for TSA PreCheck®)
• $189 per year in credits for CLEAR® Plus membership**
• Up to $200 in annual credits toward prepaid hotel bookings through Amex Fine Hotels and Resorts or The Hotel Collection (minimum two-night stay)

American Express Platinum Card Review

Trip cancellation/interruption insurance protects you if you're no longer able to go on a covered trip or your covered trip is interrupted mid-travel for reasons such as:

• Your airline declared bankruptcy and cancels your flight
• One of your immediate family members dies
• There's a terrorist incident

This coverage will reimburse you for prepaid nonrefundable travel such as airfare, hotel stays, activities, etc. which you can't use (or finish). Additionally, you may be reimbursed for an unexpected flight back home.

The Chase Sapphire Reserve® will reimburse you for up to $10,000 per person and $20,000 per trip for pre-paid, non-refundable travel expenses like plane tickets, hotel reservations, cruises, etc. Chase states that if your name is embossed on the card, you and your immediate family are all covered under this benefit. That means authorized users can utilize this benefit, as well as the primary cardholder.

The Capital One Venture X Rewards Credit Card can reimburse you, your spouse, and your children up to $2,000 each for prepaid, non-refundable travel expenses like plane tickets, hotel bookings, etc. This is a significantly smaller per-person payout than the Chase Sapphire Reserve® — but there doesn't appear to be a hard cap on how much you can earn.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card offers a trip cancellation/interruption reimbursement of up to $10,000 per person and $20,000 per trip for pre-paid, non-refundable travel expenses like plane tickets, hotel reservations, and hotels. That's part of what makes both Chase Sapphire cards excellent options for travel insurance.

The Chase Sapphire Preferred® Card is the single best beginner points credit card. Its annual fee is reasonable at $95 per year, and it manages to offer many similar travel protections as much more expensive credit cards.

In terms of return rates, this card earns:

• 5 points per dollar on Lyft rides through March 2025
• 5 points per dollar on all travel purchased through Chase Ultimate Rewards
• 3 points per dollar on dining, including eligible delivery services, takeout, and dining out 
• 3 points per dollar on select streaming services
• 3 points per dollar on online grocery purchases  (excluding Target, Walmart, and wholesale clubs)
• 2 points per dollar on other travel 
• 1 point per dollar on everything else

You'll also receive perks like up to $50 in annual statement credits toward hotel stays booked through Chase and a 10% anniversary point bonus (based on the dollar amount you spend).

The Chase Sapphire Preferred® Card is currently offering a welcome bonus of  60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. That's worth an average of $1,080 in travel, based on Personal Finance Insider's points and miles valuations.

Chase Sapphire Preferred Card Review

If your carry-on or checked baggage goes missing — or if the airline, cruise ship, or other common carrier damages your belongings, this coverage could reimburse you up to a specified amount. Card issuers tend to price your belongings as the lesser of the following:

• The original purchase price of your items
• The actual cash value of your items when they were lost
• The cost to replace those items

You must pay for your trip with an eligible card to be covered. Below are the three best credit cards for lost luggage reimbursement.

This card will give you up to $3,000 per person if you or an immediate family member check or carry on luggage that is damaged or lost.

If you or an immediate family member's check or carry-on luggage is damaged or lost, the Capital One Venture X Rewards Credit Card will cover you for the difference between the "value of the amount claimed" and the common carrier's compensation, up to $3,000 per covered trip.

The U.S. Bank Altitude® Reserve Visa Infinite® Card provides up to $3,000 per person if you or an immediate family member check or carry on luggage that is damaged or lost — again, calculated by the difference between the "value of the amount claimed" and the common carrier's payment.

Ideally, you'll never find occasion to use any  credit card travel insurance. But this is the one to really hope will never come in handy.

Travel accident insurance covers you for things like dismemberment and death during your trip (most commonly, while you're riding as a passenger in, or entering/exiting, a licensed common carrier like an airplane or a cruise ship). Some of the best cards will pay up to $1 million. The payout you'll receive depends on the severity of the accident.

Generally, you'll get 100% of the benefit amount for things like:

• Loss of life
• Loss of speech and hearing
• Loss of speech/hearing and loss of a hand, foot, or sight from one eye
• Loss of sight in both eyes
• Loss of a combination of any two of a loss of hand, foot, or sight of one eye

You'll get 50% of the benefit amount for things like:

• Loss of one hand
• Loss of one foot
• Loss of sight in one eye
• Loss of speech
• Loss of hearing

You may also get 25% of the benefit amount for the loss of a thumb and index finger of the same hand. Credit card benefits vary by product and issuer, so be sure to read all the fine print.

Below are the top three credit cards for travel accident insurance. Remember, you must pay the entire cash portion of your travel with these cards to be covered.

The Chase Sapphire Reserve® is one of the few cards that will give you up to $1 million of accidental death or dismemberment coverage under this benefit. That's double the coverage of most other cards. You'll get:

• $1 million for common carrier travel accident insurance
• $100,000 for 24-hour travel accident insurance

If your name is embossed on the card you've used to pay for your travel, you and your immediate family are covered.

The Capital One Venture X Rewards Credit Card is another (rare) card that will cover you for up to $1 million of accidental death or dismemberment insurance.

It does not appear that immediate family traveling with you will receive this benefit — so while the potential payout is the best in the game, you may want to opt for a smaller benefit amount with more widespread coverage.

Marriott Bonvoy Bold® Credit Card

The Marriott Bonvoy Bold® Credit Card incurs no annual fee, yet offers travel accident insurance with some of the best cards on the market. You'll get up to $500,000 in coverage:

• $500,000 for common carrier travel accident insurance

With this card, you'll earn: 

• 3x points* at participating Marriott Bonvoy hotels
• 2x points on other eligible travel purchases
• 1 point per dollar on all other eligible purchases

Other than that, the card doesn't offer an immense value proposition — its best benefit is the 15 Marriott elite night credits each calendar year, which can help you to achieve Marriott elite status much more quickly. But if you're looking for a no-annual-fee travel credit card with insurance, it's definitely worth a look.

Marriott Bonvoy Bold Credit Card Review

If you're injured or otherwise incapacitated and need to be evacuated, this coverage would reimburse expenses such as:

• Any land, water, or air transportation you require
• Medical services
• Medical supplies that are necessary related to your emergency evacuation

The benefit often requires that you be at least 100 miles from home. Additionally, if you're hospitalized for a certain period of time (usually more than eight days), the benefit can reimburse a round-trip coach ticket for a friend or relative to come to see you. As ever, benefits vary from card to card.

Below are the three best credit cards for emergency evacuation and transportation coverage.

The Platinum Card® from American Express covers you, your spouse/domestic partner, and legally dependent children for emergency evacuation and related emergency medical services, no matter how much it costs. Your trip must not exceed 90 days.

If a child under 16 is unaccompanied as a result of the emergency, this benefit will pay for a coach flight to get them home — and even pay for them to be escorted if necessary.

This card will cover up to $100,000 for you, your spouse/domestic partner, and/or legally dependent children for emergency evacuation and related emergency medical services. If your name is embossed on the front of the card, you can take full advantage of this perk.

Also, if you die during your trip, you are covered for $1,000 for your remains to be repatriated to your home country.

United Club℠ Infinite Card

The United Club℠ Infinite Card will cover up to $100,000 for you, your spouse/domestic partner, and/or legally dependent children for emergency evacuation and related emergency medical services.

The United Club℠ Infinite Card comes with an annual fee of $525, but that's easily offset by its ongoing benefits, such as:

• Full-fledged United Club membership (worth $650 per year)
• Free first and second checked bags on United flights (when you pay any cash portion of your ticket with this card)
• Priority boarding on United flights
• Premier Access travel services
• Global Entry, TSA PreCheck, or NEXUS application fee credit
• Complimentary Premier upgrades
• Expanded access to United award flights

This card also earns:

• 4 miles per dollar on eligible United purchases
• 2 miles per dollar on travel
• 2 miles per dollar on dining
• 1 mile per dollar on everything else

United Club Infinite Card Review

Different Types of Credit Card Travel Insurance Coverage

Before we jump into the best credit cards with travel insurance, let's examine some important definitions. Several types of protections fall under the umbrella of travel insurance:

• Trip delay insurance — If your covered trip is delayed by a specified number of hours due to a covered reason,  this will cover expenses like meals and lodging (up to a specified maximum).
• Baggage delay insurance —  This coverage provides reimbursement for essentials like clothes and toiletries if your luggage is delayed on a covered trip. 
• Trip cancellation/interruption insurance — This protects you if you're no longer able to go on a covered trip or your covered trip is interrupted mid-travel for reasons such as illness, injury, weather, or a terrorist incident. This is the type of coverage you'd invoke if you needed to adjust your travel plans due to the ongoing coronavirus pandemic.
• Lost luggage insurance — If your carry-on or checked baggage goes missing, this coverage could reimburse you up to a specified amount.
• Rental car insurance — Many credit cards offer either primary or secondary car rental insurance, so you can waive the coverage offered for an additional fee when you rent a car. With primary car rental insurance, in the event of damage due to theft or collision, your credit card coverage will kick in before your personal insurance. With secondary insurance, the coverage kicks in after whatever other insurance is in place. Note that liability coverage isn't included in any credit card auto collision damage waiver.
• Travel accident insurance  — This is the kind of insurance you'll hopefully never have to use.
• Emergency evacuation insurance — If you're injured or otherwise incapacitated and need to be evacuated, this coverage would reimburse expenses such as a helicopter evacuation.

For these coverages to kick in, you'll have to pay for your travel with a card that offers trip insurance. In other words, if you book your flight and hotels with a debit card, you won't be eligible for coverage from your credit card.

On that same note, however, redeeming airline miles or bank points for your travel should not disqualify you from coverage — as long as you pay the taxes and fees with your eligible credit card.

Credit Card Travel Insurance Frequently Asked Questions

The Chase Sapphire Reserve® has the most comprehensive travel insurance, covering everything from trip cancellations and interruptions to delayed baggage.

Depending on the card, credit card travel insurance may cover non-refundable flights, delays, cancellations, missed connections, lost luggage, an illness that cuts your travel short, and various other misfortunes.

Most travel rewards credit cards offer some degree of travel insurance. For example, many American Express cards offer trip cancellation and interruption coverage. But the specifics can vary wildly from card to card. The big exception is Citi, which eliminated most elements of its travel coverage from cards several years ago. Don't reserve travel with a Citi card if you want any sort of insurance.

If you have one of the credit cards featured in this guide, you may not need an additional travel insurance policy. However, make sure you read the fine print of your credit card's benefits guides to make sure the travel coverage is sufficient for your needs — and so you don't have any unpleasant surprises like finding out you aren't eligible for coverage when it's too late. On the other hand, if you want some extra peace of mind, or if there's a good chance you may cancel your non-refundable trip, it's worth looking into supplementary travel insurance. 

As a general rule, credit card travel insurance applies to the cardholder and the cardholder's immediate family. Refer to your credit card's benefits guide for card-specific rules.

Each credit card travel insurance policy is different, so it's important to look at your specific card's benefits guide to make sure you know exactly what is and what is not covered. And when in doubt, don't be afraid to call the card issuer for clarification. Your credit card travel insurance won't cover a trip that you don't purchase with the card, though in some cases paying for a trip in full or in part with that card's rewards points will qualify you for coverage.

Why You Should Trust Us: How We Chose the Best Credit Cards for Travel Insurance

To come up with this list of the best credit cards for travel insurance, we first identified the different types of travel insurance benefits to focus on: trip delay insurance, rental car insurance, trip cancellation/interruption, lost luggage reimbursement, travel accident insurance, and emergency evacuation coverage. We selected the best credit card options for each type of travel insurance by looking through their specific benefits. 

Each credit card we review also has a numerical score out of 5. We arrive at each score by following our credit card rating methodology , which factors in rewards, the welcome bonus, annual fee, and more.

For rates and fees of The Platinum Card® from American Express, please click here.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Trip Delay Insurance, Trip Cancellation and Interruption Insurance, and Cell Phone Protection Underwritten by New Hampshire Insurance Company, an AIG Company. Global Assist Hotline Card Members are responsible for the costs charged by third-party service providers. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Extended Warranty, Purchase Protection, and Baggage Insurance Plan Underwritten by AMEX Assurance Company. Car Rental Loss & Damage Insurance Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

***Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details. Travel Accident Insurance is not guaranteed, it depends on the level of benefits you get at application.

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

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How to play a game and win free Chick-fil-A: What to know about Code Moo

Free chicken, anyone? Starting Monday, you can have the opportunity to play to win free food from Chick-fil-A .

The restaurant chain is offering the chance to win free food this week by playing the limited-time Code Moo game, available through the Chick-Fil-A app. By playing Code Moo, customers can race for weekly food rewards through Aug. 17, while supplies last.

Here's how it works: Code Moo is available as of Monday, July 22 via the Chick-Fil-A app, which can be downloaded on the App Store and Google Play . You can also play the game on a mobile device by visiting PlayCodeMoo.com .

Users will pick a cow and race through a course, avoiding obstacles, collecting powerups and painting over burger-centric billboards along the way.

Players can receive a Chick-fil-A reward each week after the racing mission is complete, and new missions launch each Monday.

Food rewards are available while supplies last, and are limited to the first 2 million per week, according to Chick-fil-A.

CALL US ON: 0330 159 0405

Customers with serious pre-existing medical conditions

We are happy to offer cover for many medical conditions. However, if you would like an alternative quote for your medical conditions or if we are unable to offer you a quote, you can access a directory of specialist medical travel insurers who may be able to provide you with cover. You can access this by clicking here or by calling 0800 138 7777 .

The maximum trip duration for Single trip policies is 94 days.

If you are travelling to multiple countries during the same trip, please enter each country so that we can make sure you have the right cover.

Cruise cover: For single trip policies If you are travelling on a cruise, please ensure that you select the Cruise cover add on. Available on the Extra cover options page.

You won't be covered under this policy if you're going on a cruise unless you select this cover which will incur an additional premium.

A 12-month policy that allows you to travel on multiple occasions up to 92 days per trip for Black cover and 62 for Orange and Silver cover.

Cruise cover is not covered on our Annual multi trip policies: If you are travelling on a cruise, please purchase a Single trip policy and select the Cruise cover add on.

Single trip

Annual Multi-trip

Europe including the UK

Albania, Andorra, Armenia, Austria, Azerbaijan, the Azores, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, the Faroe Islands, Finland (including Lapland), France, Georgia, Germany, Gibraltar, Greece (including the Greek Islands), Hungary, Iceland, Ireland (Republic), Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, the Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, the Russian Federation, San Marino, Serbia, Slovakia, Slovenia, Spain (including the Balearic Islands and the Canary Islands), Sweden, Switzerland, Turkey, Ukraine, the United Kingdom and the Vatican City.

Worldwide excluding USA, Canada, Mexico and the Caribbean

All countries of the world EXCEPT: Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Bermuda, Bonaire, St Eustatius and Saba, Canada, Caribbean Islands, Cayman Islands, Cuba, Curaçao, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Puerto Rico, St Barthelemy / St Barts, St Croix, St Kitts and Nevis, St Lucia, St Maarten/ St Martin, St Pierre and Miquelon, St Thomas, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, the United States of America, Virgin Islands (UK), Virgin Islands (US).

Worldwide including USA, Canada, Mexico and the Caribbean

All countries of the world.

Important: Cover is not provided for travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office www.gov.uk/foreign-travel-advice has advised against all travel or all but essential travel.

Winter Sports

You won’t be covered under this policy whilst taking part in Winter Sports unless you select this cover which will incur an additional premium. Winter Sports insurance provides cover for emergency medical treatment caused by your participation in Winter Sport activities, the delay, loss, theft or damage to your ski equipment, cover for ski pack expenses, piste closure and avalanche closure. Cover is not available to policyholders aged over 65 years. Under annual multi trip, cover is for up to 24 days.

Important: For Annual multi trip policies you will not be covered for holiday cancellation until your policy start date. Please choose today's date if you want cover as soon as possible.

One person who is 18 years of age or over.

Two people in a relationship living at the same address.

Up to two adults that are married or are civil partners, or are permanently cohabiting in a marriage-like relationship and up to five, unmarried dependent children (including adopted, foster and step-children) aged 17 or under. If divorced or separated, your natural children aged 17 or under.

A group of up to seven adults and/or children who may not all be related and are named on one policy schedule under a Single Trip policy. All members of the group must travel together.

10% OFF TRAVEL INSURANCE FOR RAC CUSTOMERS

You must have a standalone RAC Breakdown policy, RAC European Breakdown Cover or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount.

RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites.

The discount will not apply to extended gadget cover.

This offer can be withdrawn or amended at any time.

PROMOTIONAL CODE

If you have a promotional code for one of our seasonal offers, please insert it here.

Only one discount will be applied. If you have a 10% off RAC members or RAC Car Insurance discount, you can’t also use a promotional code.

Eligibility criteria

You confirm and agree that:

• you are 18 years of age or over at the date of buying the Policy
• you and all persons to be insured have an address in the United Kingdom, Channel Islands or the Isle of Man
• you and all persons to be insured have lived in the United Kingdom, Channel Islands or the Isle of Man for at least 6 of the last 12 months
• you and all persons to be insured are registered with a GP in the United Kingdom, Channel Islands or the Isle of Man
• you and all persons to be insured are in the United Kingdom, Channel Islands or the Isle of Man when the policy is purchased and have not started a trip
• you and all persons to be insured will obtain any recommended vaccines, inoculations, or medications prior to your trip.

By clicking the 'Get Your Quote' button you are confirming that you have read, understand and meet our eligibility conditions.

Help & more information

Email us: Click here to email

Call centre opening times

0330 159 0405

Monday to Friday: 09:00-17:00 (except bank holidays)

Useful links

• Policy Wording
• Insurance Product Information Document (IPID)
• Retrieve Quote
• Essential Information
• Eligibility

Important declarations

• You are 18 years of age or over at the date of buying the Policy
• You and all persons to be insured have an address in the United Kingdom, Channel Islands or the Isle of Man; and
• You and all persons to be insured have lived in the United Kingdom, Channel Islands or the Isle of Man for at least 6 of the last 12 months; and
• You and all persons to be insured are registered with a GP in the United Kingdom, Channel Islands or the Isle of Man
• You and all persons to be insured are in the United Kingdom, Channel Islands or the Isle of Man when the policy is purchased and have not started a trip
• You and all persons to be insured will obtain any recommended vaccines, inoculations, or medications prior to your trip.

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Every deal is brought to you and tested by the MailOnline Shopping team. When you shop, we may earn a commission. Learn more about how we work More Info

RAC discount codes in July 2024

Count your savings with our tested rac voucher codes in the uk, get 50% off breakdown cover - from just £5.75 a month*, sale - 40% off breakdown cover*, not satisfied with your orders return it for free within 60 days, keep an eye out for this rac discount code, these vouchers have expired, but they might still work, get roadside cover from £6.95 a month^ plus a free battery replace on additional cover levels - worth £42*, buy motorbike breakdown cover from £7 per month.

Save on Your Insurance Costs with RAC Promo Codes

Active voucher codes for brands similar to rac.

Score 15% off app orders by using this Aosom discount code

Use this YouGarden discount code for over 25% off your order

East Midlands Airport Parking promo code: Enjoy 20% off parking bookings

Get 15% off your first app order with this City Plumbing discount code

Ways to save at rac.

Great Value

How can I apply my RAC discount code?

Found a RAC discount code on the MailOnline page that's exactly what you're looking for?

• Brilliant. Applying it on the RAC website is a doddle.
• Once you've decided on the RAC voucher code you want, click on the 'See code' button and copy what is revealed
• Go to the RAC homepage, which will open automatically, and choose your products 
• When you get to the checkout, you will see an 'Add Voucher' box
• paste your code in there and watch the total drop

Can I get an RAC student discount?

•  Yes, there is a student discount of £30 for a gift card when you purchase the UK breakdown cover
• To enjoy the student discount, you need to log in to Student Beans and verify your status as a student
• Once the verification is successful, the £30 Gift Card should be available for you to claim
• To add more to your savings, visit the MailOnline discount page and browse through other available promotions and RAC discount code

Popular RAC Discount Codes & Deals

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Money Saving Tips at RAC

Online rac deals, compare your cover, news & advice, contact rac.

• Their online contact form
• Call them on 01922 437000 [general enquiries]
• Call them on 0330 159 8757 [if you're broken down]

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