travel insurance colombia

Top Travel Insurance Providers For Colombia You Should Know

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Colombia is known for its diverse landscapes, including the Andes Mountains, the Amazon Rainforest, and stunning Caribbean and Pacific coastlines, as well as its vibrant culture and music scene. Although travelling to Colombia can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Colombia and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Colombia Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Colombia:

Best Travel Insurances for Colombia

• 01. Do I need travel insurance for Colombia? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Colombia scroll down

Heading to Colombia soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Is Travel Insurance Mandatory in Colombia?

No, there's currently no legal requirement to take out travel insurance for travel to or through Colombia.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Colombia or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Colombia:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Colombia, no matter whether you're planning to take a boat trip to the Rosario Islands or explore the ancient ruins of San Agustín.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Colombia, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Colombia:

• Policy Names: Varies
• Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip Coverage: Excellent - but only available for US residents.
• Customer Support: FAQ, live chat and phone support
• Pricing Range: USD 25 to USD 150 /traveller /month
• Insurance Underwriter: Lloyd's, Petersen, and others
• Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for Colombia, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer Support: FAQ, live chat, phone support
• Pricing Range: USD 80 to USD 420 /traveller /month
• Insurance Underwriter: David Shield Insurance Company Ltd.
• Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in Colombia because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy Names: Nomad Insurance, Remote Health
• Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing Range: USD 45 to USD 160 /traveller /month
• Insurance Underwriter: Tokyo Marine HCC
• Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Colombia? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Colombia

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Colombia. However, we strongly encourage you to do so anyway, because the cost of healthcare in Colombia can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

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Choosing Travel Insurance for Colombia

Before you savor Colombia’s street food or scale Andean heights, ensure you’re covered with travel insurance for peace of mind.

Colombia has been on your radar for a long time, and you’re finally making moves to go. But have you purchased Colombia travel insurance?

You’ve already taken some Spanish lessons to prepare yourself, and you’ve got all of your necessary vaccinations. You’ve even spent months planning your itinerary.

You’ll wander the Old City streets of Cartagena and bounce between the beaches off the coast. You’ll try every restaurant in Medellín’s El Poblado, and you’ll climb all 740 steps up the famous Guatapé rock. Oh, and you can’t wait to hike amongst the tallest palm trees in the world in Salento.

Now the easy part is getting yourself travel insurance. And, since you’re traveling to Colombia, you need it. While  Colombia is a relatively safe country  to travel, there are a multitude of reasons why travel insurance is still key.

• Travel insurance for your Colombia trip will give you peace of mind. The last thing you want to do while traveling somewhere new is to be worrying about anything other than enjoying yourself. With travel insurance, no matter what happens—medical issues, theft, travel delays—you can relax knowing you’re covered.
• Travel insurance will cost only a small fraction of the total trip cost. Quit the excuse that “travel insurance is too expensive.” The truth is that, if you can’t afford travel insurance, you can’t afford to travel.
• You probably can’t afford to not have travel insurance in Colombia. While medical costs in the country are relatively low, medical transport is not. And what if someone steals your bag? Could you afford to replace everything inside on top of the price of your trip?
• Travel insurance will give you the confidence to really enjoy your trip. Eat the street meat, go paragliding and take mototaxis around. Most likely, nothing bad will happen but, if something does go awry, you’ll be prepared.

You have plenty of great travel insurance options for Colombia—but there’s a lot you will want to consider when buying a plan.

What Is Travel Insurance?

Travel insurance is a bit like the health insurance you are probably already familiar with. The main difference is that travel insurance is designed to cover medical emergencies abroad as well as your travels themselves. That means you’re covered if your the victim of theft or if you have to cancel your flights (or entire trip!) due to an emergency.

In fact, you will often need both a health insurance plan and travel insurance since your health insurance at home won’t cover the same things abroad.

Essentially, travel insurance is additional insurance that covers any medical emergencies and unexpected incidents while you’re on the road, where your regular insurance won’t necessarily help. It covers your property from theft, loss and/or damage and provides trip cancelation/interruption insurance as well.

Travel Insurance vs. Health Insurance

In addition to covering medical emergencies, travel insurance also usually comes with medical repatriation. This means that the insurance will cover the cost (or a good chunk of the cost) to fly you back home for medical care in your own country. It will not cover your medical care once you’re back home—that’s what your health insurance plan at home is for.

Similar to homeowners’ insurance, travel insurance will usually cover the possessions you take on your trip, as well. If your bag gets stolen in Colombia, travel insurance will kick in and cover the cost to replace your items.

What if you damage someone else’s property or hurt someone accidentally in Colombia?  The best travel insurance  will also usually have some liability coverage for such issues that other insurances won’t cover.

Moreover, in addition to medical and property coverage, travel insurance will also help in the case of an unexpected trip cancellation or interruption. You might have to cancel your trip because of a death in the family, for example. Or if there is a natural disaster or a violent attack in Colombia, you might want to interrupt your trip and head home early. Travel insurance will reimburse you for costs in situations like these, which other insurance won’t cover.

Reasons to Get Travel Insurance for Colombia

In all honesty, having travel insurance is one of the best  travel tips for Colombia  I can offer. The fact is, no matter where you travel, you need travel insurance. But in Colombia, especially, it can come in really handy. From medical bills to trip cancelations to stolen items, these eight reasons could ruin the trip you’ve been dreaming of.

1. Your Stuff Goes Missing

With travel insurance in Colombia, you won’t have to stress so much if something goes missing. Whether the airline loses your bag or a pickpocket gets your phone, insurance can help cover the costs to replace the lost items.

2. You Need to Cancel Your Trip

No one ever wants to cancel a trip but sometimes things come up. If you need to cancel your Colombia trip due to a health issue or another covered reason, travel insurance can help. A good policy will reimburse you for pre-paid expenses like hotel rooms and flights.

3. You Get Food Poisoning in Colombia

While tap water is okay to drink in most major cities, it’s a lot less regulated in rural areas. Plus, there are meat sticks grilling on every corner—and they’re hard to turn down. Combine the two and food poisoning is a real possibility. If you have to pay a visit to the hospital because you caved for one of the Perro Caliente Colombiano hot dogs (and you will eat one), your travel insurance will cover your medical costs.

4. You Fall Victim to Altitude Sickness

If you are planning to visit any  places in Colombia  that are higher up in the Andes, you’ll want to prepare for possible altitude sickness. Bogotá, for example, sits at 8,660 feet above sea level. Locals there will tell you to drink a lot of water to stay hydrated. You might even take over-the-counter pills to prevent altitude sickness. And, if you start feeling nauseous or get a headache, some locals will likely offer you coca leaves (raw but safe material from the cocaine plant) to chew to treat your symptoms.

But, despite all the preparation and home remedies available, if your altitude sickness worsens, it can (and often does) lead to a hospital visit. Travel insurance will cover your medical costs.

5. You Have an Accident Trying Adventure Sports in Colombia

Colombia has some really great adventure sport options—paragliding, kitesurfing, motorsports, etc. If you have an accident, these are the type of activities that can quickly run up a hospital bill. If you want to try some extreme sports in Colombia, make sure your travel insurance options covers your specific sports, too.

6. You Need Medical Evacuation in Colombia

Colombia’s major cities like Medellín and Bogotá have some incredible hospitals, but a large part of the country is still very rural. With the Andes Mountains, getting to the nearest hospital can also be a major issue. Medical evacuation by plane or helicopter in Colombia is expensive, but it could easily be a life-or-death necessity. Travel insurance will help cover the cost (or some of the cost) of your evacuation.

7. Political Violence Arises in Colombia

Colombia recently signed a peace agreement with the FARC guerrilla group. This guerrilla group was involved in the continuing Colombian armed conflict from 1964 to 2017, employing a number of military tactics and terrorism. While Colombia is much safer now thanks to this agreement, there are still military groups causing occasional violence.

These violent political issues could require or compel you to cancel your trip. If you’re already there, political violence may cause you to want to head home early. Travel insurance will reimburse you for a canceled trip under these conditions, and it will help you cover the costs of calling it early.

8. The Venezuela Crisis Exacerbates

Speaking of unexpected increases in violence, getting Colombia travel insurance is a particularly wise move at the moment due to the Venezuela crisis. The civil issues currently ongoing in Venezuela, which are spilling over across the Colombian border, are volatile.

If the situation continues to escalate, you might want to reschedule your trip or leave early if you’re already there. Again, travel insurance will help you cover these unexpected costs.

What Does Travel Insurance in Colombia Cover?

While you should always get travel insurance, you want to do more than just buy the first policy you see without reading anything about it. It is important to understand what exactly travel insurance will cover on your Colombia trip.

Every insurance company and policy is a little different. For that reason, we’ve outlined what expenses most travel insurance companies will cover for you on a trip to Colombia.

Medical Emergencies

One of the most valuable elements of a travel insurance plan is the coverage for unexpected medical emergencies. Seeing a doctor for a stomach bug in Colombia is relatively cheap. If you break a leg or worse though, you’ll be happy you have Colombian travel insurance.

What is covered under a medical emergency will vary a bit plan to plan. In general, however, any unforeseen medical issue will be covered—so long as it’s not a preexisting condition.

If you have an accident or get sick, travel insurance will kick in to cover hospital and doctor bills in Colombia. Depending on the medical issue, the hospital and the insurance plan, you might have to pay up front and get reimbursed later from the travel insurance company.

That all said, emergency dental treatment is not always covered. If you plan to do any dangerous activities, like extreme sports, you might have to purchase additional insurance coverage.

The average travel insurance for Colombia should include $50,000 to $100,000 in medical emergency coverage.

Emergency Evacuation

Colombia is a relatively safe place but, if you have an emergency, you might have to leave early.

Emergency evacuation is a broad term for a lot of situations that your Colombia travel insurance may cover.

First, if you are hurt or become sick in a rural part of Colombia, you might need travel insurance to cover the emergency medical transport to a nearby hospital. In Colombia, there are a number of quite expensive private medical evacuation plane and helicopter companies.

If you are suffering a major health issue, emergency evacuation will also help cover the cost of getting you home to your own doctors. Colombia has credible medical doctors, but if you will need major surgery or rehab, you’ll want to head home.

Sometimes emergency evacuation isn’t tied to a health issue. Travel insurance in Colombia might also come in handy if you need to be evacuated from an unsafe area. From flooding and mudslides to political issues, having the option to be evacuated in an emergency is important.

Average travel insurance for Colombia should include:

• $100,000 to $500,000 in medical emergency evacuation coverage
• $10,000 to $25,000 in non-medical emergency evacuation coverage (natural disasters, political violence, etc.)

Loss, Theft or Damage of Baggage

Like most modern travelers, you probably travel with a number of valuables—your camera, phone and maybe a laptop. Add to the electronics all of your basic necessities like clothes, and your baggage is probably pretty important to you.

Having your bag(s) stolen, lost or damaged is pretty horrible on any trip. If you have travel insurance though, you won’t have to replace everything that you lose out of your own pocket.

Travel insurance for Colombia will help cover the cost of your lost items due to theft. For example, if someone steals your bag or if a pickpocket gets your phone, insurance will cover the costs. It is important that you get a police report, though, to back up your claim.

Travel insurance will also help cover the cost of lost baggage or items. That said, most insurance companies will cover items only if you took “reasonable measures” to protect the property. In practice, this means they won’t cover something like “losing” your phone at a nightclub when you were drinking. They might cover a lost camera though if it fell out of your hand while paragliding, however.

• $500 to $3,000 in lost or stolen baggage/personal items coverage
• $100 to $800 in baggage delay coverage

Trip Cancellation, Delay or Interruption

Even the best-laid plans can go awry. No matter how well you plan your trip to Colombia, things might happen that are just beyond your control. Thankfully, your Colombia travel insurance will kick in to help you.

Your travel insurance will cover prepaid, non-refundable expenses if you have to cancel your trip for certain covered issues (you can’t just cancel for any old reason and expect reimbursement). Covered cancelation reasons include deaths in your immediate family, natural disasters and even a sick travel companion, among other reasons that prevent you from traveling. The covered expenses might include, for example, your hotel rooms, tours and flights.

The same issues that might cause a trip cancellation could cause a trip interruption. Trip interruption only applies if you’ve already departed for Colombia. If you need to go home unexpectedly, your travel insurance usually covers non-refundable expenses.

Sometimes a trip doesn’t need to be completely canceled, but you are delayed in traveling. If this happens due to something like a long flight delay, travel insurance will help cover unexpected costs. These expenses include rebooking a hotel or a tour that you will miss because of the delay.

• $2,000 to $10,000 in trip cancellation coverage
• $2,000 to $10,000 in trip interruption coverage
• $500 to $2,000 in trip delay coverage

Compare Colombia Travel Insurance Companies

There are lots of options for travel insurance for Colombia. Depending on what you need covered, your age and your travel style, you can choose among a number of plans.

Here are three of our favorite options.

1. World Nomads

World Nomads is a leader in the travel insurance space, and easily our preferred option. With extensive coverage and the ability to add extra insurance for extreme sports, World Nomads is an ideal option.

World Nomads set itself apart by offering 24/7 emergency assistance and coverage for over 150 adventure activities, from bungee jumping to mountain biking. Plus, unlike many companies that require you to buy insurance plans before you depart, you can purchase a World Nomads plan while you’re already on the road.

Allianz  is another good travel insurance option in Colombia. The insurance company has a strong presence already in Colombia with local offices. And, if it’s any consolation, in 2017 alone, 35 million Americans purchased insurance from Allianz Global Assistance.

With  Allianz , you can choose between Single Trip Plans and Annual Plans that cover multiple trips. You can also get yourself coverage for your rental car. The very basic single trip plan, for example, includes trip cancellation and interruption benefits, as well as limited post-departure benefits like emergency medical coverage and lost/damaged baggage benefits.

3. IM Global

Not all travel insurance in Colombia will cover travelers over the age of 65.  IM Global , however, covers those 65 to 70 years old.

IM Global’s most popular plan is the Patriot Travel Medical Insurance, which covers travel medical insurance for individuals, families and groups. It’s renewable up to 24 months. And it offers deductible options from $0 to $2,500, with maximum limits from $50,000 to $2,000,000. Coverage includes medical expenses, evacuation and repatriation, so you can have peace of mind while traveling.

How to File a Claim with Your Travel Insurance if Something Goes Wrong in Colombia

With any luck, your trip to Colombia will go perfectly. If it doesn’t, however, it’s important to know how to file a claim with your travel insurance.

Every travel insurance company has a slightly different process for filing claims. In general, you will want to keep in mind the following guidelines.

Note: If it is a serious medical issue, call your travel insurance company immediately.

There is usually a 24-hour assistance hotline for such cases. By calling ahead, you can get information on what hospital is best to visit. Sometimes, you can also get advanced payment from the insurance company. That way, you won’t have to cover everything out of pocket up front.

1. Get Police and/or Medical Reports

To claim a stolen item, you will need to file a police report in Colombia. If you end up in the hospital for a medical issue, save all of your medical reports. You will have to submit these to your travel insurance company to back up your claim.

2. Save All of Your Receipts

You have to prove that something happened with the police records and medical reports that you’ve collected. You can prove your expenses or loss with these saved materials. If something of yours is stolen, you can even submit a copy of the original purchase receipt—so be sure to always save receipts, too.

3. Submit the Claim Online (or by Mail)

Most travel insurance companies will accept claims online. However, if they need additional information, you might have to mail in the original receipts, police reports, etc.

Your filing process will differ depending on the travel insurance company you choose. If you have any questions about filing, you can usually find a helpline on the company site.

Travel insurance is always a must. And because of the current political situations in and around Colombia, as well as all of the adventure activities available to you in the country, travel insurance is even more important.

Sure,  Colombia is safer  now than it has been in decades. But political violence, natural disasters, illnesses, emergencies and just plain bad luck can still happen. With travel insurance in Colombia, you can be prepared no matter how things pan out.

Before you jump on a plane to Colombia, decide on a travel insurance plan that’s right for you. It’s easy to shop around, plans are affordable and you have no excuse not to get it.

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Colombia Travel Insurance FAQs

Is travel insurance required for colombia.

Travel insurance isn’t legally required to visit Colombia, but it is still a very good idea to have a good travel insurance policy.

Is it OK to not have travel insurance?

No, you should always have travel insurance when traveling outside your home country.

Is it safe to travel to Colombia right now?

Colombia is generally safe to travel, but the US State Department has issued a Level 3 travel warning and recommends people reconsider travel.

How do you prepare a trip to Colombia?

The best way to prepare for a trip to Colombia is to research the local culture and customs and brush up on your Spanish.

Is Bogotá safe for white tourists?

Yes, Bogotá is safe for white tourists.

Jeremy Scott Foster

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Safety Advice and Travel Insurance for Colombia

Colombia travel insurance for visitors.

Colombia’s popularity with international tourists surged after the 2016 Peace Accord ended fifty years of conflict. While the country is much safer than before, health and safety concerns still exist for tourists in Colombia. Visitors should prepare thoroughly and take extra precautions to safely enjoy the natural beauty and vibrant culture of the gateway to South America. From snow-capped coastal mountain ranges to colorful corners of Medellín, Colombia is worth the preparation. This article will tell you what you need to know about protecting your safety and buying travel insurance for Colombia .

Do I Need Travel Insurance for Colombia?

Yes. Although it is not required, visitors are strongly encouraged to buy a comprehensive travel medical insurance plan that is active throughout their trip to Colombia.

You might need medical care in Colombia for many reasons you’re not used to thinking about. Various types of accidents, food-borne illnesses, mosquito-borne diseases, a scratch or bite from a rabid dog , or injury from an armed robbery or assault can leave you in need of a doctor. Colombia also experiences frequent earthquakes and a rainy season with flooding and landslides . There are also many active volcanoes in the region. The Chiles volcano in Cumbal erupted as recently as 2014. In certain areas , unrest and terrorist attacks are common. These may cause injury or broader travel disruptions.

Travel health insurance for Colombia can put your mind at ease because it will typically cover emergency medical care at private hospitals, emergency evacuation from the country, medical evacuation transportation to access better care, and repatriation (returning you or your remains to your home country). A trip cancellation plan, meanwhile, will set your mind at ease by covering trip cancellations or interruptions, as well as many of the health care issues mentioned.

Colombia has some of the best private hospitals in Latin America but at a cost. While inexpensive compared to the United States, Colombian healthcare is not free for visitors. Charges can add up quickly.

Taking the right precautions and reading travel advisories in advance of your trip can help reduce the likelihood of an incident or injury. Even so, some risks in Colombia are completely out of your control. Having travel insurance could be the difference between a great travel story and an expensive travel disaster.

Best Travel Insurance for Visitors to Colombia

Below you’ll find recommended options for travel health insurance for Colombia. Your risks and experience may vary depending on the locations you plan to visit and your activities. If you will be adventuring in the Andes Mountains and the rainforests, you may need different coverage than someone planning to sit on the beach. Share your plans with an insurer when you contact them so they can help guide you to the right plan.

Best Travel Insurance for Travel to Colombia

• Emergency medical, evacuation, repatriation benefits
• Choose between the basic and more extensive coverage
• Meets Schengen visa insurance requirements
• 24/7 worldwide travel and emergency medical assistance

Best Travel Medical Insurance for Americans Traveling to Colombia

GeoBlue Voyager Plan

• For U.S. citizens up to age 95
• Includes pregnancy coverage, baggage loss, trip interruption & more
• 24/7/365 service and assistance

Related: Health Insurance in Colombia for Expats

Medical Preparation for Travel to Colombia

Whether you have existing medical needs or want to lower your risk of a new illness, here is how you can prepare for a trip to Colombia.

What Vaccinations Do I Need for Travel to Colombia?

As of December 2022, travelers to Colombia who are 18 and over should be up to date on COVID-19 vaccinations. Visitors must provide their original COVID-19 vaccination card or digital certificate as proof of vaccination to enter the country. A photo of the card may not be accepted. Unvaccinated travelers can still enter the country by presenting a negative PCR test taken within 72 hours of arrival or a negative antigen test taken within 48 hours of arrival. Children 17 and under do not need to show proof of vaccination or have a PCR test.

According to the U.S. Centers for Disease Control (CDC), travelers one year of age and older arriving from Angola, Brazil, Democratic Republic of the Congo, or Uganda , as well as travelers who have spent more than 12 hours in any airports located in these countries, are required to show proof of vaccination for yellow fever.

At this time, no other vaccinations are required for adults to enter Colombia. As for children, make sure their vaccinations are up to date. Colombian law requires childhood vaccinations for “ all national and foreign children ” six and under. The CDC has a list of recommended vaccines , including routine vaccines (influenza, chickenpox, MMR (measles, mumps and rubella), DPT (diphtheria-pertussis-tetanus) etc.), malaria, rabies and more.

How to Bring Medications to Colombia

Due to its devastating history of drug-related conflicts, Colombia’s drug laws are strict. If you are bringing prescription medication with you to Colombia, simple preparation and documentation will help you avoid any issues.

Keep prescription medications in the original packaging and packed in your carry-on bag along with the prescriptions from your doctor. It is also wise to include the generic names of your medications for easier identification by authorities if you are questioned. While you should make sure you have enough medication for your trip, don’t bring too much more than you need. Having too much could draw suspicion of drug trafficking, a serious crime in Colombia.

Some medications that are routine for you may be prohibited in other countries. Before your trip, call the Colombian embassy in your country to find out if your medication is legal in Colombia. Cannabis (marijuana) has been decriminalized in small quantities but is still illegal in Colombia. This means you should not bring recreational or medical cannabis or THC products into the country — even if you have a prescription.

Because traveling in Colombia carries the risk of gastrointestinal bacteria and other ailments, you’ll also want to bring over-the-counter medications. These might include anti-diarrhea medications, altitude sickness pills, anti-inflammatories, antacids and more. For a comprehensive list of suggestions, check the CDC “Healthy Travel Packing List” for Colombia. You can get many drugs — including certain antibiotics — at pharmacies (farmacias) in Colombia without a prescription. However, finding what you need in a foreign pharmacy could be a challenge, and some medications may not be available.

Related: Traveling with Prescription Medication Internationally

How to Access Medical Care in Colombia for Visitors

The Colombian healthcare system includes a government-subsidized program and private institutions. Medical care in Colombia is well-rated. The cities offer better care and easy access to some of the best private hospitals in Latin America.

To prepare for your visit, read our article on the best hospitals in Colombia for expats  and the U.S. State Department’s list of hospitals and clinics. Make note of the medical institutions closest to the areas you are visiting and have the names and addresses on hand. Your travel insurer will also have recommendations and an approved list of facilities where your care will be covered. Depending on your plan, you may also get access to a telehealth visit or a live translation service via phone to help you communicate with medical professionals in Colombia.

In an emergency, call 123 to reach emergency services. Tell the agent you are a tourist, and they will direct you to the “Tourist Police” (reached directly at (1) 337-4413), where the agents will speak English. You must be able to give the agent your exact address. After calling, an ambulance will come for you, but it may take time. Some expatriates have reported waiting up to 45 minutes. If you can, tell the ambulance to take you to a private hospital; this will dramatically improve your experience. For more information, read our article on the Colombia healthcare system .

In an urgent care situation, you can arrive at the hospital emergency room of your choice. Wait times at private hospitals are shorter than at public hospitals, and patients get more privacy. If time allows, let your insurance company know ahead of time and request preauthorization.

Related: Colombia Healthcare System

Travel Warnings and Alerts for Colombia

In a country with as many safety variables as Colombia, it’s important to stay on top of the latest travel advisories and alerts.

The U.S. Smart Traveler Enrollment Program (S.T.E.P.) is an easy way for U.S. travelers to get alerts on a specific country. They can also register their trip with the nearest U.S. embassy.

Other websites that offer up-to-date alerts on Colombia include:

• U.S Department of State Colombia page
• Australian Government Smartraveller Colombia page
• U.K. Government Foreign Travel Advice Colombia page
• Government of Canada Travel Advisory Colombia page
• Singapore Ministry of Foreign Affairs Colombia page

Emergency Contact Information for Colombia

The following is a guide to the emergency numbers you need to know for Colombia.

Emergency Assistance Numbers in Colombia

Colombia does not use 911. Instead, call 123 to be directed to any of the specific emergency service departments. The following numbers are all part of the country’s national emergency system:

• National Emergency Number (24-hour general line – English spoken) – 123
• Tourist Police (Policía de tourismo) – (1) 3374413
• Metropolitan Police – 112
• Information – 113
• Fire – 119
• Medical Emergencies (ambulance) – 125
• Sexual and Domestic Violence Orientation Line – 155
• Traffic Police – 127
• Red Cross (24-hour ambulance) -132
• Toxicological Centre – 136
• Civil Defense – 144
• DAS (Security Department) – 153
• DIJIN (Directorate of Judicial Police) – 157
• GAULA (Kidnapping and Extortion Squad) – 165
• Citizen information line – 195

Additionally, Colombia offers a “Purple Line” for women every day between 8 a.m. and 8 p.m at 01-8000-112-137. This resource aims to prevent violence against women and support their emotional and mental health.

Embassy Phone Numbers in Colombia

The following is a list of contact information for certain embassies in Colombia:

• U.S. Embassy – Bogotá (Calle 24 Bis No. 48-50 Bogotá, D.C. Colombia): If calling from a U.S. number: +57 1 275 2000 (during office hours) or +57 1 275 4021 (outside office hours) If calling from a Colombian mobile: 601 275 2000 or 601 275 4021
• Embassy of Canada – Bogotá (Cra. 7, No. 114-33, Piso 14, Bogotá, D.C. Colombia): +57 601 657 9800 (consular assistance)
• British Embassy in Bogotá (Carrera 9, No 76-49, Piso 8 Edificio ING Barings, Bogotá, Colombia): +57 601 326 8300 (emergency)
• French Embassy in Colombia – Bogotá (Carrera 11, n° 93-12 apartado areo 29611 Bogotá, Colombia): +57 601 638 1400 (non-emergency), +57 601 638 1564 (emergency)
• Australian Embassy in Bogotá (Edificio Tierra Firme Avenida Carrera 9 No. 115-06/30 Oficina 2003 Bogotá, Colombia): +57 601 657 8030 (non-emergency), + 61 2 6261 3305 (emergency consular assistance)
• New Zealand Embassy to Colombia – Bogotá : (Edf. 8111 Calle 81 # 11 – 08 Of. 802 Chapinero 110221 Bogotá, Colombia): +57 601 439 1666 (non-emergency)

5 Tips for Safe Travel in Colombia

1. stay alert and blend in.

Incidents of tourists being drugged and then robbed are on the rise in Colombia. Criminals are using a range of drugs, including one known as “Devil’s Breath” ( scopolamine ), to render unsuspecting travelers unconscious. Stay alert and with your travel companions, if possible. Be extremely cautious if offered food, drinks, drugs or cigarettes by strangers that you meet — especially at bars and nightclubs.

Drugs — including cocaine and marijuana — are illegal except in small quantities. Never carry any packages for anyone else. Colombian drug laws are strict, and being a tourist will not make a difference. Following local laws also reduces your chance of encountering local law enforcement or those impersonating police , which could escalate or lead to theft or extortion.

Tourists have been assaulted in cities like Medellín and sometimes killed. Travelers should avoid relatively empty parts of any city — especially at night. Leave your expensive jewelry and flashy clothes and shoes at home to become less of a target. It also helps to have a trusted companion with you while exploring.

2. Beware of Animals and Insects

It is rare but possible to be bitten or scratched by a stray dog in Colombia, putting you at risk of rabies . There is a very short window of time to treat rabies. If you wait too long or can’t get treatment in time, rabies will result in death. Even if the animal looks healthy, immediately seek medical care if you are bitten or scratched. The CDC recommends getting the rabies vaccine before visiting Colombia, especially if you are visiting rural areas.

Malaria is prevalent in Colombia. The best way to avoid infection is by preventing mosquito bites. Use effective insect repellent each day and a mosquito net while sleeping. When in the rainforest or mountains, wear long sleeves and pants with high socks in addition to repellent. The CDC recommends getting the malaria vaccine before visiting certain areas of Colombia.

3. Prepare for Extreme Nature

When hiking in the lush rainforest and jaw-dropping Andes Mountain range, consider hiring a professional guide. The terrain is prone to landslides and earthquakes, and road closures can make navigating difficult. If you don’t speak Spanish, you will want someone with you who can communicate in an emergency and will avoid accidental trespassing. 

Parts of Colombia are hot and humid, so wear sunscreen and carry more water than you think you’ll need. Other parts, like the Andes foothills, can get very cold at night. Cities like Bogota are also at high elevations, where the nights can be chilly. High altitudes also require adjustment — altitude sickness is serious and can kill you if you don’t respect it.

4. Keep an Eye on Travel Advisories

Most travel advisories for Colombia highlight specific cities and regions — mostly border areas — as unsafe. Avoiding those areas will significantly reduce your risk of encountering violence. Colombia’s major cities do have high crime rates, and some petty crime has escalated, resulting in death. Wherever you go, always be aware of your surroundings and avoid wearing valuables. Only use ATMs that are inside businesses and only bring the cash that you need when exploring the city. In the case of a robbery, do not resist. Hand over all valuables to avoid escalating the situation since the robber will likely be armed.

5. Plan Car Transportation Ahead to Avoid Scams or Theft

Complex metering systems and price gouging, as well as thefts and short-term abductions , have been reported after tourists hailed taxis on the streets of Colombia. If you can’t use the efficient intercity public transportation, use pre-booked taxis through apps like Easy Taxi, Tappsi, or even Uber. Although ride-hailing apps are technically illegal in Colombia , the popular ride-share company Uber operates in partnership with a taxi company called TaxExpress . Local taxis use the Uber platform and riders can use the app’s features to share their location, car information, and the name of their driver. For airport transportation, consider hiring an airport transportation service ahead of time to avoid potential issues with both taxis and ride-share apps.

Colombia Is More Than Worth the Work

Thousands of well-prepared travelers come to Colombia every year and do not experience any significant issues. Stay vigilant and take specific precautions to ensure your health and safety during shifts in the political landscape — and the ancient fault lines. By following the guidance, any seasoned traveler can enjoy everything this biodiverse jewel of South America has to offer.

Let us help you find the right travel health insurance plan for Colombia. With insurance, you can explore and tuck into endless arepas while feeling ready for whatever might come your way. And if you do have a medical need, you can feel confident knowing your insurance gives you access to excellent care at some of the best private hospitals in Latin America.

From museums to mountain views, beaches to bustling Bogotá, Colombia will reawaken your senses. Some thoughtful planning and preparation will go a long way toward making your experience one to write home about for all the right reasons.

Related Articles:

• Colombia Healthcare System
• Best Hospitals in Colombia for Expats and Visitors
• Health Insurance in Colombia for Expats

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Travel Insurance for a Colombia Vacation (2024)

Traveling to Colombia? Click below to get a free, personalized travel insurance quote.

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Tom Adams is a writer based in the U.K. who specializes in travel advice. Previously, he has written for sports brands, travel blogs and even an archaeological study.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

If Colombia is one of your travel destinations for an upcoming holiday, you should consider getting travel insurance. Visiting Colombia is not without its risks, and we recommend having a robust travel insurance plan in place.

With the number of available options, it can be difficult to find the best travel insurance, but this guide will help you get started.

Compare Colombia Travel Insurance Companies

Why trust marketwatch guides.

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Do I Need Travel Insurance for Colombia?

Travel insurance is no longer a legal requirement for a trip to Colombia, and you can enter the country without it. But insurance will protect you from various risks and unexpected events that may occur during your trip, such as medical emergencies, trip cancellations , lost baggage and personal liability. Having coverage means you can enjoy your trip knowing that you have a financial safety net should an emergency arise.

When planning a Colombian vacation, you should know the risks associated with the trip. Colombia reports increased rates of violent crime and civil unrest, and tourists are particularly vulnerable when traveling through rural areas. Staying in large cities like Bogota and Medellin can reduce these risks.

Having travel health insurance will allow you to access healthcare in Colombia without having to pay for medical expenses yourself. You could also benefit from trip interruption coverage in case an emergency causes cancellation of plans.

You can buy many types of coverage and add-ons for travel insurance. Some of the key options for trip insurance coverage are explained below.

Cancel for Any Reason Coverage 

In most travel insurance policies, you will be reimbursed for trip cancellation, but exclusions do apply. If you want the assurance that you can cancel your trip no matter the reason, consider buying cancel for any reason coverage (CFAR).

CFAR is an optional upgrade that offers reimbursement should you need to cancel your trip without any exclusions. This is useful if you change your mind about visiting or if you have a sudden change of circumstances that means you can no longer travel.

Some restrictions come with CFAR. You must buy it within 10 to 21 days of your vacation, and your trip will need to be canceled within 48 hours of your planned departure. Always check with your insurance provider to be sure about the terms of CFAR coverage.

Gear Theft Protection

Gear Theft Protection helps you if your valuables get lost, stolen or damaged during your trip. It typically reimburses you for the value of the lost items or provides funds for necessary replacements.

Most policies will only cover theft up to a certain amount. If you take your expensive phone, laptop and camera to Colombia and they get damaged, your insurance may not pay to replace all of them. Consider leaving unnecessary gadgets at home or getting them covered through homeowners insurance.

Medical Emergency Insurance and Emergency Medical Evacuation

One essential aspect of travel insurance is medical coverage . This coverage usually includes expenses related to medical emergencies, medical treatment, doctor visits and emergency medical evacuations . It will also cover you should you need medical repatriation to your home country.

Most travel insurance policies offer 24/7 emergency assistance services. This assistance may include help with medical referrals, emergency cash transfers, translation services and legal advice.

It’s important to disclose any pre-existing medical conditions when you buy travel medical insurance. Some policies cover pre-existing conditions , but others may have specific exclusions or require additional premiums. Check if your health insurance plan covers your conditions. Otherwise, you might not be able to claim compensation.

Rental Car Protection

Rental car protection is an add-on benefit that covers damage sustained to your rental car. You can buy insurance from your rental agency, but getting coverage through your travel insurance plan prior to your trip could give you more coverage at a better price.

Trip Cancellation Insurance

Travel insurance can reimburse you for non-refundable trip expenses if you need to cancel or cut your trip short because of unforeseen circumstances like illness, injury or death of a family member. It’s important to review the policy terms and conditions to understand the specific situations covered.

Most basic plans cover your expenses up to 100%, but premium insurance options may offer more protection. Know how much cancellation coverage is offered when you get a quote from an insurance provider.

How Much Does Colombia Travel Insurance Cost?

When you shop for travel insurance for Colombia, you should compare different insurance companies and review the policy details. You should also understand the coverage limits, exclusions and claim procedures. Each policy may vary in terms of coverage and cost , so it’s important to choose the one that best suits your specific needs and travel plans.

We requested quotes from ten travel insurance companies for their most affordable plan for a trip to Colombia. The below quotes are for a 30-year-old traveler from Florida, traveling to Colombia for ten days in September 2024, with a total trip cost of $4,000. Policies include coverage for cancellations, interruptions, delays, medical care and evacuation.

These quotes were collected in April 2024 for a trip in September 2024.

The price ranges from more affordable to more premium coverage, but World Nomads offers $2,500 in trip cancellation, while the other plans only cover the trip cost. Likewise, Insured Nomads offers a much higher medical benefit maximum ($250,000), so this may be more suited to an active traveler.

How Do I Get Travel Insurance for Colombia?

Before you purchase travel insurance, compare quotes from different providers to see how much coverage they offer and whether it works for your trip. A good place to start is by checking what options are available from your credit card provider or bank, as you may be eligible for extra coverage through a rewards program.

You can get a quote for your travel insurance plan from provider websites, giving you insight into the average cost of travel insurance. Once you find a plan that adequately covers you, check the available add-ons for more coverage.

Colombia Safety Tips

Colombia is a beautiful country with plenty for travelers to see and do. Cali and Cartagena are two bustling destination cities, and the nearby Amazon in Brazil and the Caribbean coast provide endless activities.

As in any foreign country, travelers should remain vigilant. Colombia can pose significant risks. The following travel tips will help you stay safe on your vacation.

Crime and Safety

The U.S. government’s travel advisories place significant risks on traveling to Colombia because of the presence of organized criminal groups and violent crime. There have been kidnappings and acts of terrorism in Arauca and Cauca, so the government advises avoiding these regions.

Keep a low profile and be careful when in public. Check local news reports for any reported demonstrations or violence that could affect your travels.

Colombia can be safe if you stay vigilant. Being equipped to have simple conversations in Spanish would be a major benefit should you need assistance in an emergency.

Day Trips, Tours and Excursions

For city tours in Bogota or Medellin, secure an experienced guide to help you navigate the cities safely. Ensure the guides you have are credible and experienced to avoid getting ripped off.

If you plan to see multiple cities on your Colombian vacation, travel experts recommend against traveling by car and prefer tourists stick to flying as a safer option. Likewise, U.S. citizens should avoid the Venezuelan border because of the chance of being detained upon crossing. Ensure none of your activities take you near the border: even crossing the border accidentally could put you at risk of detention.

Dengue fever is a real risk in Colombia. Don’t take it lightly. For any day trips or excursions, bring enough mosquito repellent to protect yourself.

Colombia no longer requires you to present a negative COVID test before entering the country. You also don’t need proof of your COVID-19 vaccination , but we recommend you get one to avoid a trip interruption . The Centers for Disease Control and Prevention also recommends the following vaccinations:

• Hepatitis A & B
• Yellow Fever (necessary for accessing national parks)

The Bottom Line: Is Travel Insurance for a Colombia Vacation Worth It?

If you’re planning a Colombian vacation, travel insurance is a must . With the current political tension and risks, traveling uninsured could leave you paying for emergency medical care or replacing valuables out of pocket. To enjoy your trip without these worries, ensure your medical insurance plan offers appropriate coverage, and be sure to have adequate trip cancellation and baggage coverage.

Frequently Asked Questions About Travel Insurance in Colombia

When can i claim compensation.

You can claim compensation on any non-refundable deposits made before the start of your trip. This could be because of a delayed flight or accommodation cancellation. It also applies if you have trip interruption coverage and need to cut your trip short.

Do I need travel insurance to enter Colombia?

You don’t need travel insurance to enter Colombia. You only need a valid passport and an onward ticket to pass customs. Travel insurance will cover you should an unforeseen event or emergency arise, so it’s worth buying coverage.

Does travel insurance cover COVID-19?

When you purchase travel insurance, you buy coverage for any medical expenses incurred from COVID-19 such as hospitalization, treatment or quarantine — as long as you have no COVID-19 exclusion in your travel insurance plan. Check this before you travel, and consider buying extra coverage if you feel vulnerable.

Can I get travel insurance once I’m abroad?

Yes, many travel insurance providers will offer policies that apply if you’ve already started your trip. This is a great option if you forgot to buy coverage or your policy expired. The new policy may take a few days to come into effect, so be sure you’re covered for the full trip.

Methodology: Our System for Ranking the Best Travel Insurance Companies

• A 30-year-old couple taking a $5,000 vacation to Mexico.
• A family of four taking an $8,000 vacation to Mexico.
• A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
• A 30-year-old couple taking a $7,000 trip to the United Kingdom.
• A 19-year-old taking a $2,000 trip to France.
• A 27-year-old couple taking a $1,200 trip to Greece.
• A 51-year-old couple taking a $2,000 trip to Spain.
• Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
• Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
• Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
• Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

If you have feedback or questions about this article, please email the MarketWatch Guides team at  editors@marketwatchguides. com .

Travel Insurance for Colombia 2023

What is the best travel insurance for Colombia? If this incredible country is on your travel bucket list, you’re likely wondering which international medical insurance to get to have the best guarantees and solely focus on enjoying your trip.

That’s why we’ve prepared this guide for you. Here, you can learn about the specific coverage your travel medical insurance needs for Colombia, the price of international insurance, and how to get it easily and simply.

Why hire travel insurance for Colombia?  

Every destination is different, but one thing we almost always encounter when travelling to different countries is very high prices for any medical attention.

Colombia is no exception. If you were to travel there without adequate international medical insurance, you would have to face expenses that could end up ruining your trip.

A stumble on the more than 700 steps of the Piedra del Peñol that ends in a small ankle twist. A cut from the sharp Caribbean coral while snorkelling in a place as idyllic as Cayo Cangrejo. Some digestive problems when trying delicious food such as arepas, enchiladas or lechona for the first time. Or even any other situation that you wouldn’t give much importance to while at home (infection, muscle problem, illness…). All of these could become a visit to a low-quality medical center and an astronomical bill that could mortgage your trip.

By travelling with the best travel insurance to Colombia , you ensure that you can access the best health centers and hospitals for any medical need without pay . In addition, you’ll have many other coverages during your trip. Besides protecting your health, your travel insurance to Colombia also offers coverage in case of events such as problems with your luggage or robbery with violence. Colombia is a safe country in its tourist areas if you take the necessary precautions, but in case you face a problem of this nature, your travel policy will also protect you.

What is the best travel medical insurance for Colombia?  

Next, we will tell you in detail what features your travel insurance to Colombia must have to ensure that you’re protected from any activity you will do in the country. But, if you already know how essential it is, don’t wait any longer and get your travel insurance now to enjoy the best coverage on a trip that will be unforgettable. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort . If your country of residence is outside the European Union we recommend IATI Star.

What should the best travel insurance for Colombia include: Characteristics  

Just as you would need specific coverage for a trip to a city like Paris, for your travel insurance to Colombia you will need coverage that is tailored to this destination.

We will talk about all the essential characteristics of this specific destination, all of which are included in your IATI Total Comfort and IATI Star travel insurances for Colombia.

24-hour free assistance  

You’ve been waiting for this great trip for a long time and plan to enjoy it from beginning to end, 24 hours a day. That’s why, thanks to your travel insurance for Colombia, we will be by your side 24 hours a day, 7 days a week , to provide you with the assistance you need anytime you need it.

In addition, if it is more convenient for you to contact us by phone from abroad, we will reimburse the cost of your call when you provide us with the receipt.

High medical assistance coverage in Colombia  

We emphasize the importance of having travel insurance with sufficient coverage. This will ensure any necessary medical attention, especially since there is no health agreement between Colombia and some countries (always confirm with official sources from your country of residence).

That’s why we’ve provided the IATI Total Comfort travel insurance for Colombia with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. 

Coverage of adventure sports in Colombia 

There’s a lot to do and see in Colombia related to its history and culture, but this country also offers a myriad of options for adventure sports and activities that you won’t want to miss. 

Kayaking or rafting in unique environments like Rionegro. Hiking trails in places like Tayrona Park or the Lost City. Diving up to 40 meters deep or snorkelling to enjoy the lush marine life. Cycling through the Chicamocha Canyon. Water sports like surfing. These are some of the plans you shouldn’t miss to make the most of this destination.

You may be surprised to learn that none of these activities is usually covered by most travel insurance policies for Colombia. Thanks to the Adventure Sports coverage, you can enjoy all of them covered by your travel insurance .

No deductibles  

Do you know what deductible insurance is? It means that, in the case of a deductible of 100 euros, you will have to pay the first 100 euros of each assistance during your trip, and the insurance will pay from there. It’s a condition that is often hidden in the fine print.

At IATI, none of our insurance policies has deductibles , and we will cover every cent from the first moment you need assistance during your trip to Colombia with your international insurance.

No advance payment for medical assistance   

After contracting your travel insurance for Colombia, you won’t have to worry about possible medical expenses. Other companies force you to pay the medical assistance costs abroad and then enter a tedious process to get your refund.

With the IATI Total Comfort and IATI Star travel insurances for Colombia, you simply need to contact us when you require assistance. We will quickly direct you to the medical center or hospital where you can receive the best care. After your visit, we will take care of the costs of the visit , possible tests or medications prescribed by the specialist.

If due to an emergency, you cannot contact us before seeing a doctor, you don’t have to worry. When you send us the reports and payment receipts, we will reimburse all the expenses coverage included in your travel policy for Colombia.

Loss of luggage and theft included 

You and your luggage are going to Colombia, and that’s why we’ll also take care of protecting your belongings . Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage.

Cancellation option – cancelling your trip to Colombia  

A trip to Colombia involves buying airplane tickets, reserving hotels, and hiring different activities that you want to do once you are there. Therefore, you may wonder, “What happens if I have to cancel my trip due to a serious reason? Will I lose all my money?” 

At IATI, we have over 135 years of experience as leaders in the travel insurance sector , and we are constantly adapting our products to the new needs of travellers. That’s why, in addition to your travel insurance to Colombia, you can also get the Trip Cancellation Supplement. 

Thanks to this supplement, you can recover up to 2,000 euros if you cannot take your trip due to any of the more than 30 causes listed in the policy.

We will be by your side during your entire trip but also in case you cannot make it.

The coverage of medical travel insurance to Colombia by IATI 

Now that you know the coverage your travel insurance for Colombia should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort  and  IATI Star  pages, you can find detailed information about our policy and its benefits.

In the following table, as a summary, we show you some of the coverages  if you are travelling from the EU:

If you are travelling from outside the EU, here is the summary of the features of the best travel insurance:

How much does travel insurance to Colombia costs with IATI?  

The cost of your travel insurance for Colombia, is what will convince you of the great quality/price ratio.

As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. 

In addition, this is an expense that will turn into a huge saving in case you need any type of assistance:

How to hire the best travel insurance for Colombia 

You will see that hiring your travel insurance for Colombia is a quick and easy process thanks to IATI’s renewed menu. Follow these simple steps and get it easily:

Enter the following information in the menu:

• Your place of residence
• The destination of your trip: Colombia in this case
• The start and end dates of your trip
• The number of travellers
• Type of insurance: travel insurance

Once you fill out the menu, click on “Get a quote” and then select your travel insurance before clicking on “Contract”. At this point, you can add the Trip Cancellation Supplement if you wish. This would allow you to recover up to 2,000 euros of what you invested in your trip if you cancel your visit to Colombia for one of the stipulated reasons.

Then, simply enter your personal information and make the payment. You will immediately receive your policy and contact information via email so you can request assistance with your travel insurance to Colombia if needed.

Useful information for travelling safely to Colombia  

Best time to travel to colombia  .

The best time to travel to Colombia in terms of weather is from december to march. These dates coincide with the so-called “dry season” and ensure a very low amount of rainfall. However, since it is the high season, it is normal to encounter higher prices, so it is necessary to make your reservations well in advance.

Similarly, you shouldn’t worry if you’re travelling at other times. Even if you travel during a rainier season, you can still enjoy your visit to the fullest, as rain is not constant throughout the day.

Security in Colombia   

Colombia is a welcoming and captivating country that awaits you with open arms. Although it can be said that it is a safe country in its main tourist areas, it is always necessary to take precautions.

Health in Colombia 

As there is no agreement between Colombia and many other countries regarding health, if you need medical attention during your trip, you will have to pay for it out of your pocket. This presents two problems: on the one hand, it is not always easy to find a quality health center or hospital where you can be treated. On the other hand, the prices for medical assistance are very high for tourists , and a simple mishap can ruin your trip.

Therefore, it is essential to have an international insurance policy with broad coverage that considers the characteristics of a trip like this when travelling to Colombia.

Don’t wait any longer and get you travel insurance now to enjoy the adventure you deserve!

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At COLOMBIA ECOTRAVEL, we pride ourselves on offering sustainable tourism experiences that not only showcase the stunning beauty of Colombia, but also help to preserve it for future generations.

We also believe safety and planning for the unknown is fundamental when traveling.

That’s why we have insurance from Berkshire Hathaway covering all of our operations and are constantly aware of conditions on the ground in our destinations.

We’ve also partnered with SquareMouth to offer you a comprehensive way to find trip cancelation and traveler’s insurance.

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If you’re planning a trip to Colombia, make sure you have the right travel insurance to cover exactly what you need. When choosing travel insurance for your trip to Colombia, you should consider:

• The cost of your trip or holiday – Unforeseen events sometimes force you to cancel your holiday. If that’s the case, it’s reassuring to know you can get your money back
• The activities you’re likely to be doing – If you’re planning anything really extreme, we can offer you extra cover with our  extreme sports cover
• The total cost of your baggage – It’s important to make sure your policy covers the cost of replacing your possessions if they get lost, stolen or damaged
• Also, don’t forget to check the  latest travel advice for Colombia from the FCDO

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What is covered with travel insurance to Colombia?

As standard, our policies cover for  over 50 sports and activities , so you can get up to more on your holiday. We also offer a range of benefits, some of which include:

• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

For more information about what’s covered with travel insurance for Colombia, have a read of our  policy documents here .

Do I need a visa for Colombia?

If you’re planning on going to Colombia for less than 90 days then you can enter as a visitor without a visa at the discretion of the Colombian Immigration Office upon arrival. If you’re wanting to go to Colombia for longer than 90 days, then you may be able to extend your stay by speaking to the immigration office, Migración Colombia.

More information about  visas and entry requirements for Colombia can be found here .

Healthcare in Colombia

Public and private healthcare centres are available for tourists in Colombia. The standards of the healthcare facilities vary depending on where you’re travelling to in Colombia – larger cities generally have good quality facilities, whereas in smaller towns they are to a much lower standard and aren’t always well funded, so the facilities are usually quite poor. It’s important to make sure you have the right travel insurance that includes reliable medical cover, so you know you’re covered should anything happen.

Make sure you speak to your GP at least four to six weeks prior to travel, to find out whether there are any vaccinations or other preventatives needed.

You can find more information about the  healthcare in Colombia here .

Things to do in Colombia

Colombia is full of great things to do and see whilst on holiday. So to avoid missing the best bits, we’ve listed a few of the things that are a must see when visiting Colombia!

• Visit the Walled City of Cartagena
• Visit the coffee country and try some world-renowned Colombian coffee
• Have a dip in a mud bath in Totumo mud volcano
• Visit the gold museum
• Have a night out in Medellin

Can I get assistance if I fall ill or injure myself while in Colombia?

Yes – In the unfortunate event of needing emergency medical treatment while abroad, our 24-hour assistance team are always on hand to help you.

All our travel insurance policyholders can contact our specialised assistance team .

Did you know…?

• The Las Lajas in Colombia was built because of an old legend. An Amerindian woman was travelling with her deaf and blind daughter when they were suddenly caught in a horrific storm. The mother carried her daughter and found shelter in a cave. The mother then looked up, and saw the image of the Virgin Mary on the rocks above, at that moment, the woman’s daughter was cured of her inability to hear and speak. The Cathedral sits 150 feet above the river below, and looks pretty spectacular.
• What’s the first thing you think about when you think of Colombia? That’s right, birds. There are around 1,897 species found in Colombia, more than anywhere in the world.
• There’s nothing like dunking a biscuit into a cup of tea, but in Colombia, that biscuit is in fact cheese, and the hot beverage is actually hot chocolate. Yum!
• Unlimited emergency medical expenses available on Black level policies.
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Colombia Travel Insurance

If you are planning a trip to Colombia you may highly benefit from our Colombia Travel Insurance.

best places to visit in colombia

Cartagena , known since the colonial era as Cartagena de Indias, is a city and one of the major ports on the northern coast of Colombia in the Caribbean Coast Region. It is one of the best-preserved colonial destinations in the Americas.

Walking through the   historic walled city, you may feel as if you’ve stepped back in time to a different era. Cartagena has 13 km of centuries-old walls, and colourful colonial architecture. Many of the ancient buildings have now become beautifully restored restaurants and luxury hotels. The bougainvillea-covered balconies, the labyrinthine streets and the soaring Catholic churches that tower above every plaza all combine and make visitors fall in love with this Caribbean charmer.

Eje Cafetero

Colombia, being the world’s third-largest producer of coffee beans, is a fantastic country for tastings and tours. Most of the production takes place in the subtropical Andean hills west of Bogota between the small cities of Armenia, Pereira, and Manizales.

This region is known as the Eje Cafetero (or Coffee Axis), and is home to a growing number of coffee plantations that have opened up their operations to the public in recent years for tours, tastings, and farm stays. Due to the cultural importance and cultural landscape of the coffee region, UNESCO proceeded to declare part of this area as a World Heritage Site in 2011.

Continents:

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

NORTH AMERICA

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

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For your Holidays in Latin America and Abroad

Travel insurance for latin america.

Latin America is a captivating region famous for its colorful festivals, ancient civilizations, and breathtaking natural wonders. From the majestic peaks of the Andes Mountains to the pristine beaches of Brazil, there's no shortage of beauty to explore.  

But amidst the excitement of planning your adventure, it's crucial to be prepared for unforeseen challenges. In this guide, we'll break down everything you need to know about getting the right travel insurance for Latin America so you can explore the region with confidence!  

Discover our travel insurance for Latin America.

Argentina Travel Insurance | Belize Travel Insurance | Brazil Travel Insurance | Colombia Travel Insurance | Costa Rica Travel Insurance | Ecuador Travel Insurance | Mexico Travel Insurance | Peru Travel Insurance

• What should your Travel insurance cover for a trip to Latin America? 

How Does Travel Insurance for Latin America Work?

• Do I need Travel Insurance for Latin America? 

How Much Does Travel Insurance Cost for Latin America?

Our suggested axa travel protection plan, what types of medical coverage does axa travel protection plans offer, are there any covid-19 restrictions for travelers to latin america.

• Traveling with pre-existing Medical Conditions? 

What should your travel insurance cover for a trip to Latin America?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the  US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.  

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders.   

In just a few seconds, you can get a free quote and purchase the best travel insurance for Brazil.

Picture yourself wandering through the streets of Rio de Janeiro during Carnival, soaking in the colorful celebrations. Suddenly, amidst the bustling crowds, you realize your backpack has gone missing. Travel insurance may offer support during these critical moments by shouldering expenses incurred due to the incident.

Here’s how travelers can benefit from an AXA Travel Protection Plan:  

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver) : Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days : Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days : Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.

Do I Need Travel Insurance for Latin America?

Travel insurance isn't required for visiting Latin America, but it's highly recommended. The region's diverse landscapes and adventurous activities, combined with varying healthcare standards, highlight the importance of securing coverage. Here are some reasons why you should consider travel insurance for your Latin American adventure:  

Emergency Medical Expenses : Latin America is known for its diverse landscapes and adventurous activities. In case of unexpected illnesses or accidents during these adventures, this coverage allows you to receive necessary medical treatment without worrying about the high costs associated with healthcare in some Latin American countries.  

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.  

Emergency Evacuation & Repatriation: Some remote areas in Latin America may lack adequate medical facilities, especially for serious medical emergencies. In such cases, this coverage may help in evacuating travelers to the nearest appropriate medical facility or repatriating them to their home country for further treatment.

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:  

Total Trip cost: The total amount of non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc.

Age: L ike any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals.  

With AXA Travel Protection, travelers to the United Kingdom will be offered three tiers of insurance: Silver,   Gold  and  Platinum . Each provide varying levels of coverage to cater to individual's preferences and travel needs.  

AXA presents travelers with three travel plans – the Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Latin America hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.  

The Platinum Plan is your go-to choice if you're looking for extra coverage for Latin America’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Latin America's stunning landscapes in a rental car.  

AXA covers three types of medical expenses:

Emergency medical

Emergency evacuation & repatriation

Non-medical emergency evacuation & repatriation  

Emergency medical: Assists with unexpected health issues like broken bones, burns, sudden illnesses, and allergic reactions.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation: Offers support for leaving a destination promptly due to non-health-related emergencies. These emergencies might include situations such as natural disasters or civil unrest.  

Travelers visiting Latin America do not need to get vaccinated, undergo quarantine, or take a COVID-19 test before arriving.  

Traveling with preexisting Medical Conditions?

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our  Gold Plan , and  Platinum Plans  offer coverage for preexisting medical conditions. The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a preexisting medical condition, so long as it’s within 14 days of placing your initial trip deposit and in our 60 day look back period. We're here to make sure you travel with ease, no matter your health situation.  

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.  

2.When should I buy Travel Insurance to Latin America?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.  

3.Do Americans need travel insurance in Latin America?

While travel insurance is not a mandatory requirement for Americans visiting Latin America, it is highly recommended. The region is known for its diverse landscapes and adventurous activities, which can sometimes come with risks. Travel insurance may offer coverage for medical emergencies, trip cancellations, and lost belongings, so you can explore the region with confidence.  

4.What is needed to visit Latin America from the USA?

Each country in South America has its own rules for entry, so it's important to check what's needed for the country you plan to visit. If you have a valid US passport, you can usually enter most South American countries without a visa for up to 90 days. However, make sure your passport is valid for at least six months from your travel date, as many South American countries require this.  

5.What happens if a tourist gets sick in Latin America?

If you become sick in Latin America, travelers with AXA Travel Protection can contact the AXA Assistance hotline 855-327-144. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.  

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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