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Top Travel Insurances for Uganda You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Uganda is a country filled with bustling cities and stunning natural landscapes such as rainforests, lakes, and unique wildlife like gorillas, lions, and elephants. Although travelling to Uganda can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Uganda and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Uganda Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Uganda:

Best Travel Insurances for Uganda

• 01. Should I get travel insurance for Uganda? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Uganda scroll down

Heading to Uganda soon? Don't forget to check the following list before you travel:

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Do I Need Travel Insurance for Uganda?

No, there's currently no legal requirement to take out travel insurance for travel to or through Uganda.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Uganda or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Uganda:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Uganda. It lets you choose between various plans tailored to meet the specific needs of your trip to Uganda, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Uganda:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Uganda? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Uganda

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Uganda. However, we strongly encourage you to do so anyway, because the cost of healthcare in Uganda can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

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Travel Insurance for Uganda

Whilst buying travel insurance isn’t the most exciting part of planning your trip to Uganda, it is important. Read on for some tips on what to consider before selecting a policy:

• The cost of your baggage and any valuables you’re taking
• The cost of your holiday – Unexpected events sometimes mean you have to cancel your holiday. Although that’s extremely disappointing, it’s nice to know that you may be able get your money back
• The activities you’re likely to be doing – if you’re planning anything really extreme, we can offer you extra cover with our  extreme sports policy
• Do you need cover for civil unrest? Don’t forget to check the  latest travel advice for Uganda from the FCDO

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What is covered with travel insurance to Uganda? 

As standard, our policies cover for  over 50 sports and activities , including Safari and  horse riding , so you can get up to more on your holiday.

We also offer a range of benefits, some of which include:

• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

For more information about what’s covered with travel insurance for Uganda, have a read of our  policy documents here .

What should you know about Uganda?

 We’ve put together some handy tips, along with some other important information that we thought you might want to know before your trip to Uganda.

Do you need a visa for Uganda?

Yes, you will need a visa to visit Uganda as a UK citizen. You can apply for a visa at the  Ugandan High Commission in London  or you can  get an ‘e-visa’  online.

Immigration officers in Uganda will decide on arrival how long travellers can stay in the country for. This will usually be between 2 weeks and 3 months, which should be written in your passport next to your entry stamp. Make sure that you don’t overstay your visa, as this could result in a fine and/or even imprisonment. You can find more information about  visas and entry requirements for Uganda here .

Healthcare in Uganda

Healthcare in Uganda is quite limited; you will find the majority of the healthcare services in the capital, Kampala, which will have basic medical facilities.

Although Uganda do have an emergency services line, their response isn’t equivalent to those in the UK. This is why it’s important to make sure that medical travel insurance , including repatriationis purchased before travel.

It’s also important to make sure you speak to your GP at least 4 to 6 weeks prior to travel, to check whether there are any vaccinations or other preventatives needed.

For more information about  healthcare in Uganda, visit the GOV site .

Can I get assistance if I fall ill or injure myself while in Uganda?

Yes – In the unfortunate event of needing emergency medical treatment while abroad, our 24-hour assistance team are always on hand to help you.

All our travel insurance policyholders can contact our specialised team at any time.

• Unlimited emergency medical expenses available on Black level policies.
• Based on 2,050 responses, correct as of 22/01/2024

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For your holiday in Uganda, you should get comprehensive travel insurance that covers all medical emergencies and includes activities that you plan to do, such as gorilla tracking and white-water rafting. Make sure that your travel insurance covers medical evacuation.

If you will be renting a car in Uganda, be sure to get comprehensive insurance that covers all damages to the car.

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Uganda Travel Insurance

If you are planning a trip to Uganda you may highly benefit from our Uganda Travel Insurance.

 What is Travel Insurance?

Travel  insurance is  a  type  of insurance that covers the costs and  losses  associated with traveling. It is a plan you purchase that protects you from certain financial risks that can occur while traveling, such as a delayed suitcase, a trip cancellation, or a medical emergency overseas. Helps travelers deal with various contingencies that can occur during their trips.

The Significance of Travel Insurance

This insurance is significant because it offers travelers peace of mind and financial protection. It ensures that they are not burdened with exorbitant costs in case of unexpected incidents such as medical emergencies, trip cancellations, lost luggage, or other unforeseen events during their travels.

Benefits of Comprehensive Coverage

Comprehensive coverage is more than just protection; it's your ticket to peace of mind. It goes beyond addressing health risks and travel disruptions; it empowers you to immerse yourself in the Honduran experience fully.

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Kampala is both the ancestral capital of the Buganda kingdom and modern-day Uganda’s capital too. And for an African first city, it’s got real charm too.

You can still see some of the thatched relics of the former glory years at the Kasubi Tombs, or you can taste the frenetic energy of day-to-day Ugandan life between the sun-cracked streets of Central Kampala; a place of throbbing markets (the city’s Owino market is said to be the largest in Central-east Africa). You can also hear the echoing mosque minarets. On the edge of the town is the more strait-laced area of Nakasero Hill, where well-to-do villas house the country’s elite and ex-pats chatter in the ramshackle bars.

Kibale National Park 

Kibale National Park  is a national park in western Uganda, protecting the moist evergreen rainforest.

The park is home to one of the world’s most awesome arrays of wild chimpanzee packs, and you can see these majestic creatures of Central Africa trawling through the undergrowth and commanding the canopies on game drives and safari excursions of all different types. There’s a variety of other curious little monkeys to spot too, like the rare L’Hoest’s and the Ugandan red colobus. It’s also possible to wander up at ancient fig trees and see some more recent efforts to create sustainable coffee plantations in the area.

Continents:

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

NORTH AMERICA

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

MULTI-TRIP TRAVEL INSURANCE

Annual multi-trip travel insurance could cover you for an entire year. However, there is a limit to the number of days you could travel consecutively, which is usually 15 to 92 days.

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Obtain travel quotes for groups. We can search the market-place for the quotes that match your firm’s needs.

By definition, travel insurance offers cover for accidents or mishaps when you’re abroad, usually for a short period of time. Most travel insurances, include medical cover. Additionally, some offer cover for lost baggage or flight cancellations.

We offer travel insurance to citizens around the world. You can get instant online travel insurance quotes and receive your travel health insurance policy confirmation via email.

Whether it’s a beach holiday with the family, a business trip, or a training trip away, at SoEasy international travel Insurance, you can buy the best single trip travel medical insurance and multi-trip travel medical insurance online.

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Travel Insurance for Uganda

Purchase insurance online on the website. Payment by any bank card. The insurance policy will be sent to your email within 3-5 minutes after payment. Valid worldwide electronically or print yourself

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• Coverage of treatment for COVID-19
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• Obstetric care until the 27th week
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We recommend including additional insurance in the policy

No deductible Deductible is the amount that the client must pay upon the occurrence of an insured event. Example: The hospital fee is $1,000. The deductible under tariff is 100 USD, the client pays 100 USD, and the insurance company pays 900 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

Trip cancellation any serious injury of unforesseen medical condition that makes you unfit for travel (by order of licensed physician). the death of you or your travelling companion, or the death of a non-travelling family member. strikes or severe weather that result in travel services being unable to operate.unforeseen natural disasters at home or at the destination that make them uninhabitable. a legal obligation such as jury duty or being served with a court order or subpoena., search and rescue operation including evacuation by helicopter. up to 6000m, premium loss of baggage.

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What is a deductible, is travel insurance required, can i buy an insurance policy when i am already in another country, when does the insurance policy take effect, in what language should i write the information when buying, what should i do if the data is entered incorrectly, how to buy insurance for a child, how to issue an insurance policy for another person, which country should be indicated in the policy if i plan to travel to two or more countries in a row, what should i do if the payment has not gone through, how long does it take to receive the insurance policy after payment, how will the policy be sent, i have not received my policy. what should i do, what to do if an insured event occurs, how is monetary compensation after an insured event carried out, can i buy insurance for one day, is it necessary to buy insurance when flying on a transit flight, select a country and language, write to the director, type of travel.

Please select the type of travel that covers the majority of risks during your trip.

• Running and walking;
• Fitness, yoga and pilates
• Aerobics and aqua aerobic;
• Fishing (except underwater fishing);
• Descent into the cave with an excursion;
• Snorkeling;
• Organized animal riding tours;
• Billiards and bowling;
• Swimming (except diving).
• Weightlifting and bodybuilding;
• Cycling (except road cycling, cycling motocross, cycling track, cycling triathlon, and mountain biking);
• Military and historical reenactments;
• Rowing (kayaking and canoeing);
• Ice skating (except figure skating), sledding (except bobsledding, tobogganing, and skeleton), tubing, snow skates;
• Ball games (football, basketball, American football, rugby, volleyball, and others);
• Tennis (any);
• Roller skating (except rollerblading), scooters, segways (and other self-balancing personal transporter devices);
• Travel as a driver or passenger on ATVs, scooters, mopeds, scooters and motorcycles, snowmobiles;
• Visiting water parks, amusement parks, jumping on a trampoline;
• Water activities (other than those explicitly mentioned in the riskier options), including the use of water bicycles (except aquabikes and jet skis), towed inflatables and parachutes (parasailing), boats and watercraft;
• Recreational organized shooting at specially equipped sites (including archery);
• Water skiing, water motorcycles (aquabike), water tourism including yachting and participation in regattas;
• Alpine skiing and snowboarding on specially equipped or marked tracks (except freestyle);
• Trekking (cross-country hiking without mountaineering equipment) up to 3000 meters above sea level;
• Jeep safari;
• Surfing (including windsurfing and wakesurfing, except skysurfing);
• Sandboarding;
• Unaccompanied animal riding (including horseback riding);
• Sports and ballroom dancing.
• Motor sports on special tracks;
• Arm wrestling;
• Bungee jumping, rope jumping, and other types of bungee jumping;
• Bobsledding and Luge;
• Wakeboarding;
• Cycling (including motocross, road, BMX, track, mountain biking, trials);
• Alpine skiing and snowboarding (including freeride and heliskiing);
• Martial Arts (including all types of boxing and wrestling: boxing, MMA, Muay Thai, kickboxing, and others);
• Paragliding;
• Hot Air Balloon;
• Cliff diving;
• Mountaineering (mountain hiking, rock climbing, mountain biking, trekking (climbing) in mountains above 3,000 meters);
• Participation in any flight and parachuting;
• Hunting with any type of weapon;
• Hang Gliding;
• Parkour and freerunning;
• Rodeo (bull riding);
• Rollerblading;
• Trolley rappelling;
• Street luge racing;
• Flyboarding;
• Freestyle (skiing and snowboarding);
• Pogo-stick;
• Rock and ice climbing;
• Figure skating;
• Kiting (including kitesurfing and snowkiting);
• Scuba diving;
• Underwater fishing;
• Mountainboarding.
• Exacerbation of chronic diseases
• Coverage of the diagnosis of COVID-19
• Compulsory observation for up to 15 days
• Amount of compensation in case of an accident
• Return of adults
• Returning home minor children
• Standart loss of baggage
• Flight delay over 4 hours
• Loss of documents
• Expenses for staying abroad
• Payment of attorney's services
• Payment of interpreter services
• Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
• Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
• Payment of the cost of telephone communication
• Car transportation to the nearest service station
• Return of the driver and passengers to the country of permanent residence
• Sudden technical breakdown or damage due to a road accident

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International Travel Insurance: Get A Quote

When it comes to your overseas vacation or corporate travel, no matter how you plan every single detail out, unexpected things can happen. This is why having international travel insurance is a must. Travel insurance serves as a safety net against the chance of unforeseen events ruining your trip. Events such as losing your baggage or passport, flight cancellation, and even emergency medical expenses that might be incurred. 

If you encounter emergencies during your trip, your travel insurance policy will be able to provide for personal accident and medical expenses. In addition, it makes you worry less about dealing with loss, theft, and damage to your personal items or suitcases. In some countries, they made it mandatory for their visitors to have travel insurance. Travelcare is Uganda’s most reliable independent travel agency dedicated to providing services such as international travel insurance, flight bookings , and tour packages for your leisure or corporate travel. Travel with peace of mind and find the right travel insurance coverage for your trip!

Please complete this form and one of our travel advisors will be in touch with you shortly. Or, feel free to jump on to the chatbot now.

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Uganda Travel Insurance

How to acquire travel insurance in uganda, uganda travel insurance..

The essence of a Travel Insurance is to protect you from losses resulting from a variety of situations, including trip cancellation, loss of belongings like baggage, emergencies that are medical and other unforeseen circumstances.

Trip Cancellation:

This is so far the most common type of insurance that travellers take on. Many tour operators demand that a deposit be made before a trip or safari to Africa, Uganda. This may include airfare, hotel bookings in Uganda or gorilla permits acqusition. This type of insurance covers non-refundable payments or deposits in case a trip is cancelled or interrupted due to circumstances beyond control or unforeseen.

Safari/ Trip Delay:

incase a safari to tour is delayed, this insurance covers for that.

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Accident, Sickness or Medical Expenses:

While on Safari to Africa, Uganda, any health condition is likely to occur, this insurance covers sickness, injury and any other illness while on trip.

Medical Evacuation:

This one covers transportation when there is an emergency related to health requiring transportation to a hospital or medical centre.

Baggage or Personal Effects Loss:

Property can dissappear while on safari, on can be damaged or delayed during a tour. This type of insurance covers that.

GENERAL TIPS INSURANCE TO AFRICA

Its important to book your insurance after reserving a safari so that your cancellation costs can be met. Its also important to know the insurer’s terms before. This can help you to plan and have a low cost insurance which is effective.

There are different policies for different travellers or people on a safari. There are those on a single safari, annual, backpacker, primate watcher or any other speciality travel insurance policy.

In case you have a credit card, its important to check since some insurance coverages could already be covered by the car.

its also important and safer to buy a travel insurance from an insurance company and not any one.

Post office insurance in Uganda

While arranging a trip, you’ll probably give priority to sightseeing tours, cheap airline tickets and hotel accommodation booking as the most crucial items on your holiday but there is more! Travel insurance if neglected can ruin your holiday to the last detail. Imagine a disaster such as an accident or medical complications draining much of the budget that was prior allocated to adventure and holiday tours! With such scenarios and more, travel insurance becomes an important part of risk management on holidays. Customized travel insurance packages/ plans can help clients/ holiday makers enjoy their holidays without worrying about potential risk they could encounter in their holiday destinations. Saving some money for general travel insurance plans is a worthy investment that shields a traveler against potential travel related disasters. The enthusiasm involved in getting cheap flights from UK to your dream holiday destinations should be reflected in the demand for travel insurance plans. There are several policies on travel insurance and travelers are thus put to task on identifying the plans that are appropriate for their holiday adventures. It is important to seek advice of different agents on the kind of insurance plan that is ideal for your holiday. Careful consideration should be made while getting insurance plans as some packages do not have coverage for adventure activities such as wind surfing and helicopter flights that are assumed risky.

Travel insurance Plans

There are several travel insurance plans that travelers from anywhere in the world can embrace and purchase for their specific destinations. Here are some few items that every insurance plan must cover; Emergency Medical Treatment- Since you are travelling to a new world, there are few risk on contracting disease and infections. This package caters for emergency medical attention and treatment from hospitals abroad. Nevertheless, coverage is limited and any expenses that may exceed the agreed amount should be communicated to the insurer for authorization. Medical Assistance and Evacuation-this covers all kind of medical assistance taken in transporting injured persons to the hospitals by either road, air ambulance or sea rescue. Evacuation costs often include many expenses made while transporting the injured persons from one hospital to another where medication & treatment is lacking for some places. Particulars of such packages are included in the medical insurance plans Baggage and Property-this clause is common to all travel insurance plans and covers claims on property of lost or stolen. The maximum amount covered in claims payable differs according to the value attached on property and possessions Trip cancellation and any interruptions are major risks to holiday arrangements. This package in an insurance plan caters for any losses incurred by travellers incase of situations like flight cancellation and delays. Some of the details in such plans include refunds on cancelled trips or trips that have been cut short due to urgent needs to address in the home country. There are options to discuss and arrange a travel insurance plans that can suit your holiday itinerary!

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Hi there. I will be on an assignment to Uganda for 3 months and would require insurance for urgent medical care and/or evacuation if required. The company that I will be working at will take care of basic medical and health related matters from an in-house medical facility. My place of employment is Lugazi and the nearest specialised medical facility is in Kampala

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Travel Insurance

Travel insurance is an important consideration for anyone planning a trip, whether for vacation or business. Our travel insurance plans cover the most common risks that travelers face, such as medical emergencies, lost luggage, trip cancellations, evacuations, and delays. We offer four different travel plans: the Gold Plan, Premium Plan, Schengen Plan, and Student Plan. You get to choose the one that best suits your needs and travel with peace of mind knowing that you are covered by our comprehensive travel insurance policy.  It's important to note that this policy is not a general health insurance policy, but rather is intended for use by the insured in the event of sudden and unexpected sickness or accident arising when the insured are outside their home country. 

• 24-hour emergency medical assistance 
• Personal accident cover, including permanent total disability 
• Compensation for travel delay 
• Loss of traveler's property 
• Emergency medical expenses and evacuation 
• Emergency dental care 
• Repatriation of mortal remains 
• Hospital benefits 
• Personality liability 
• Hijack coverage 
• Loss of passport 
• Cancellation and curtailment 
• Travel delay 
• Trip cancellation or interruption 
• Medical assistance 
• Evacuation insurance 
• Baggage and personal item loss 
• Trip delays 
• Lost or delayed baggage 
• Medical coverage and evacuation 

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Travel Insurance

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emergency medical expenses while on travel

for loss of luggage, cash and documents

worldwide assistance for direct payment of medical bills

Insurance Features

Emergency medical expenses while on travel up to USD500,000.

Cover for repatriation of children and travel companion.

Cover for international journey cancellation or curtailment.

Cover for loss of baggage.

• Medical and related expenses – Cover provided for medical expenses related to illness or injury, including hospital and doctor’s costs, prescription medication, surgery, evacuation and repatriation
• Personal Accident Insurance – Capital sums aid in the event of death or permanent total disability following an accident. Medical expenses following an accident are covered under the medical section
• Personal Liability – If you become legally liable for accidental death, bodily injury or illness of any person or loss or damage to property, we will pay for claims made against you. We exclude liability from you being in control of a mechanically propelled vehicle
• Journey Cancellation – Cover for non refundable payments if you have to cancel your journey as a result of illness, injury or death. Terms and conditions apply
• Journey Curtailment – Cover for non refundable and additional payments incurred to return home as a result of illness, injury or death. Terms, conditions and exclusions of cover are contained in the policy document
• You may cancel you policy at least three (3) working days before the policy start date by informing us in writing and providing the following
• Completed cancellation form
• Visa rejection letter in case of visa denial by the embassy
• Automatically included in every policy
• Resuscitation fluids
• Sterile transfusion equipment
• Screened blood
• All policy holders have access to screen blood or fluids from the Blood Care Foundation
• Worldwide Emergency Assistance with MSO – +27 (0) 11 521 4575 or [email protected] 24 hours a day, 365 days a year
• Emergency media transportation
• Direct payment of medical bills
• Emergency travel assistance
• Legal Assistance
• Return of mortal remains
• In-hospital monitoring
• Cover for pre-existing illness is for in-hospital medical expenses and for travelers up to the age of 69 years
• Vascular, cardiovascular and cerebrovascular conditions are excluded for persons over the age of 69 years
• Medical and related expenses
• Up to age 69 years: USD50
• Age 70 – 79 years: USD150
• Journey longer than six months USD150
• Luggage USD50
• Cash and documents USD50
• International journey cancellation/curtailment/missed connection/replacement airfare/extension
• Travel delay 6 hours
• Luggage delay 6 hours
• Hospital in-patient treatment – no excess applicable Willful/foreseen exposure to terrorism is excluded from all cover
• In the event of a luggage, cash or documents loss, a written police or airline report must be obtained immediately and there are single item limits applicable
• Family rates include cover for you, your spouse and/or dependent children
• Please ensure that you purchase your travel insurance policy prior to departure. If you need to extend your policy while travelling, please contact us for approval before your policy expires

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How to Travel Uganda on a Budget

Today’s guest post is from Alicia Erickson. She’s a travel writer who splits her time primarily between East and Southern Africa, India, and Seattle. She’s writing about how to save money in Uganda, a country I have longed to visit but still haven’t gotten around to doing. Alicia shares her tips and tricks to save on your next visit!

The magnificent and diverse color, vegetation, and wildlife of Uganda so inspired Winston Churchill that he nicknamed this East African country “the pearl of Africa,” a name that has stuck ever since.

Since shedding its violent reputation after a volatile period during the 1980s, Uganda has changed a lot. In particular, it’s invested resources into developing its wealth of national parks, largely aimed toward the repopulation of wildlife and the conscious development of infrastructure to help make its vast wilderness accessible.

Although East Africa is known for its expensive high-end lodges and activities, Uganda is more affordable than some of its neighbors. It spoils adventure-seekers with its bounteous nature. In a relatively compact and easily navigable area, one can trek with mountain gorillas in dense jungle, visit coffee and tea plantations, relax by volcanic lakes, drive through savannah abundant in tree-climbing lions and other wildlife, hike snow-capped mountains, and raft down rapids in the Nile River! The Uganda visa is affordable and easy to get too!

Uganda has enthralled me since I first started visiting in 2010 and, over numerous visits, I’ve only developed a deeper appreciation for it. In this post, I want to share that love for the country and help you travel Uganda on a budget!  

How to Save Money on Transportation

Boda Bodas (motorbikes) – Public motorbikes, known as boda bodas, are dirt cheap in areas such as Jinja and Kampala but are more difficult to find in rural areas and around national parks. While they are the most cost-effective form of transportation — between 5,000-6,000 Ugandan shillings (UGX) ($1.50-2 USD), though prices are always negotiable — exercise caution when using boda bodas, as they have a reputation for being quite dangerous: helmets aren’t provided, and drivers are known for being reckless.

However, Safe Boda and Uber, which connect passengers with drivers through their respective apps, have recently come to Kampala and provide much more reliable drivers and standardized pricing, with minimum fares starting at 5,000-6,000 UGX ($1.50-1.60 USD).

Matatus (local buses) – Local minibuses, known as matatus, are an inexpensive — though not altogether easy — way to get around Kampala. Matatus also run between different regions in Uganda, often without a set schedule, and leave once the bus has filled up.

Prices depend on route, though they are generally around 500-2,000 UGX ($.20-.25 USD). To catch one, just wave down one of these rundown white vans from the side of the road — but be warned that they are usually cramped and filled beyond capacity.

Taxis – Taxis are the most expensive way to get around cities, though also the safest. Prices are always negotiable, though expect to pay between 15,000 and 40,000 UGX ($4–11 USD) for a ride, depending on distance and time of day.

Coach Buses – Coach buses, run by a number of companies, are used to travel long distances within Uganda as well as to other East African destinations, such as Mombasa and Kigali. Costs are dependent on the route but generally run around 55,000 UGX ($13.50 USD) for a ten-hour journey.

Private Car Renting a car is an ideal way to independently explore Uganda and go deeper into some of the parks where public transportation does not go. Cars can be hired with or without a driver, as well as with or without camping equipment.

Although not necessary, a driver can be handy not only in navigating potholed roads but also by providing a wealth of historical and cultural insights and in spotting wildlife on safari. A reliable company I have used is Lifetime Safaris , which offered a safari rental car with starting at $60-80 USD/day. Your Drive Uganda offers rental cars from $30-40 USD a day and you can hire a car with a driver for $60 a day.  

How to Save Money on Accommodation

Hostels – There are only a handful of hostels in Uganda, mostly in Kampala. Red Chilli offers dorms at its property in Kampala for $12 USD/night and basic rooms for $30-45 USD, and Om Bunyonyi on Lake Bunyonyi in southwestern Uganda provides dorms for $15 USD/night or $45 USD for a private room.

Guesthouses – Guesthouses can vary widely in cost. A decent-quality one with relatively reliable facilities in touristic areas, such as Om Bunyonyi, runs around $25 USD/night for a double private room, though expect prices to be much higher around national parks. If you don’t book in advance and are stopping through a small town for the night, you can easily find very simple guesthouses for far less, approximately $14 USD/night. Water and electricity will often be unreliable in this style of accommodation, however.

Camping – Camping is a great option in the regions surrounding the national parks, such as Murchison Falls and Queen Elizabeth, though prices will vary by location. At its site in Murchison Falls, Red Chilli offers camping for $8 USD/night. Other sites and lodges offer camping for $8–12 USD/night. Many places offer tents for rent, though bringing your own equipment will save you even more money.

Eco-lodges – Budget-consciousness is probably not what you have in mind when you think “eco-lodge,” given the trend toward fancy eco-friendly safari lodges in East Africa. However, lodges and safari camps are a prominent form of accommodation in the national parks, and not all of them have to break the bank! There are some reasonably priced ones that still can be a nice splurge on a budget holiday. They can cost around $100 USD per night and usually include three meals a day as well, reducing other daily costs.  

How to Save Money on Food and Drinks

Restaurants – Kampala has an extensive international restaurant scene. They are expensive in comparison to local restaurants, though cheaper than eating out in Europe or North America and cheaper also than similar restaurants in other major East African cities. Costs range from 30,000 to 70,000 UGX ($8–20 USD) for an average meal.

Local cuisine, in contrast, is fairly simple — consisting largely of potatoes, rice, beans, cabbage, chapati (unleavened flatbread), and ugali (maize flour porridge) — and much more affordable. There are many Ethiopian restaurants as well, offering more mid-range meals.

Food-on-the-go – Uganda has a handful of street food items, the most famous being an egg and chapati wrap known as a “rolex,” which can also have different vegetables added and cost as little as 1,500–3,000 UGX ($0.40–0.80 USD). Stock up on fresh tropical fruit, which is abundant in markets and along the road; the price is always up for negotiation.

Inexpensive roadside food and snack stands selling corn, samosas, nuts, and grilled meat are also prevalent and convenient on long trips. Eating in these ways can save significant costs in Uganda.

Drinks – Foreign-import wine and spirits can be found in Kampala, though cocktails and wine are costly in the capital city’s posh bars, restaurants, and clubs. Your best bet is to stick with local beers such as Nile, which should cost 4,000–9,000 UGX ($0.80–2.40 USD), depending on the venue you buy it from. Or try out Uganda’s local gin, called Waragi, at around 1,000 UGX ($0.25 USD) a pour. This potent liquor becomes more tolerable when mixed with a good dose of tonic water and lime.

Adventure Activities Costs

However, it is easy to intersperse those activities with low-cost days of relaxing by crater lakes, taking self-guided walks in the mountainous areas of southwestern Uganda, or volunteering. On those days, you can spend $30 USD/day or even less!

Here are some typical adventure-activity costs:

• Queen Elizabeth National Park : $40 USD/day for admission
• Murchison Falls : $40 USD/day for admission
• Rafting : $144 USD/per person for 5-6 hours
• Chimpanzee tracking in Kibale : $150 USD/permit
• Gorilla trekking in Bwindi : $700 USD/permit

Other Tips for Saving Money in Uganda

• Explore beyond the high-priced attractions – Regions outside of the major attractions are still abundant in nature and are often more captivating, as there are few to no tourists. Think volcanic lakes, little-known mountains, rarely visited waterfalls, almost-deserted islands, and dense forests and coffee and tea plantations.
• Travel during the off-season – Don’t let the rainy season scare you off! Uganda is at its most lush during the rainy months (March to May and October to November), crowds are at a minimum, and permits and lodging are often discounted to encourage tourism.
• Travel off the beaten path – Check out Lake Bunyonyi, the Ssese Islands in Lake Victoria, and Sipi Falls, for example. If you’re looking to do trekking in the region, the Rwenzoris are worth considering — while they aren’t “cheap,” they are a much more affordable option than Mt. Kilimanjaro and you can do shorter or longer treks depending on your time and budget.
• Consider volunteering – Avoid volunteer programs that charge money, but consider looking into opportunities such as those on Workaway , which will help save money on accommodation and offer a more in-depth cultural experience.
• Booking advice – Booking gorilla and trekking permits in advance is advisable to ensure a place, since permits are limited, but skip booking package safaris, as tour company costs are much higher than if one travels independently.
• Stay for a longer time – This might initially sound counterintuitive, but a longer stay means you won’t necessarily only be concentrating on the major tourist attractions. You’ll also have a better idea of how to navigate local transportation and become better acquainted with some of the regional cultures and smaller, underrated rural areas.
• Bring a reusable water bottle – To ensure your water is clean and safe (and to avoid spending money on single-use plastic) bring a reusable water bottle and a filter. LifeStraw makes a bottle with a built-in filter that ensures your water is safe and clean — no matter where in the world you are.

With the ever-increasing impact of globalization, once off-the-beaten-path locales are being put on the map. Much of Uganda still remains raw and less developed, though its increasingly improving infrastructure makes it the perfect destination for adventure travelers and outdoor enthusiasts. Development and prices are already on the rise so don’t hesitate to explore this wild and beautiful East African nation before the secret is out!

Alicia Erickson grew up as a third-culture kid, developing a love for travel at a young age. She has been a digital nomad for the past 5 years, working as a political analyst, social entrepreneur, writer, and yoga teacher while she explores the world. She splits her time primarily between East and Southern Africa, India, and Seattle, where she seeks off-the-beaten-path locales and is particularly drawn to mountains and the savannah, food, wine, and design culture. You can follow her adventures at Journey with Alicia .

Book Your Trip: Logistical Tips and Tricks

Book Your Flight Use Skyscanner to find a cheap flight. They are my favorite search engine because they search websites and airlines around the globe so you always know no stone is left unturned.

Book Your Accommodation You can book your hostel with Hostelworld as they have the biggest inventory and best deals. If you want to stay somewhere other than a hostel, use Booking.com as they consistently return the cheapest rates for guesthouses and cheap hotels.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are:

• Safety Wing (best for everyone)
• Insure My Trip (for those over 70)
• Medjet (for additional evacuation coverage)

Looking for the Best Companies to Save Money With? Check out my resource page for the best companies to use when you travel. I list all the ones I use to save money when I’m on the road. They will save you money when you travel too.

Got a comment on this article? Join the conversation on Facebook , Instagram , or Twitter and share your thoughts!

Disclosure: Please note that some of the links above may be affiliate links, and at no additional cost to you, I earn a commission if you make a purchase. I recommend only products and companies I use and the income goes to keeping the site community supported and ad free.

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• Travel insurance in Uganda

When traveling to Uganda, it is highly recommended to have travel insurance to protect you from unforeseen circumstances. Travel insurance can provide coverage for medical emergencies, trip cancellation or interruption, lost baggage, and other travel-related risks.

Ensure that your travel insurance policy includes comprehensive medical coverage, emergency medical evacuation, and repatriation services. It is also advisable to review the policy terms and conditions, including any exclusions or limitations, before purchasing travel insurance for Uganda.

If you be renting a car in Uganda. Make sure to get a comprehensive insurance that covers all the damages to that car.

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Cheap Uganda Travel Insurance

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Travel insurance in Uganda online booking made easy. For your holiday in Uganda or your are a resident travelling in your country or overseas, you should get full travel insurance for Uganda residents traveling in their own country or overseas and visitors to Uganda that covers all medical emergencies and contains activities that you plan to do, such as white-water rafting and gorilla tracking. Ensure that your insurance for Uganda residents and visitors to Uganda covers medical evacuation.

Best Travel Insurance in Uganda Online FAQs

Do i really need best uganda travel insurance.

It is not a legal need to have travel insurance covering Uganda when abroad but if you do not, and you need medical treatment while you are away, you would have to pay the bill. By taking out a full insurance policy, you can rest assured that it is the worse were to happen, you would be protected.

When shopping for a travel insurance online for Uganda, you should never accept less than:

Medical and hospitalization coverage . In the case of Uganda hospitalization, the insurance firm should be capable to cover the expenses directly so you do not have to pay from your own pocket and then ask for reimbursement.

Medical repatriation assistance . If something bad occurs, you want to ensure you can be sent back to home to be treated.

An urgency hotline that can be contacted 24/7 . You never know when you will need it, but you do know you want someone to be there if an emergency happens.

Civil liability coverage : if you accidentally damage someone or damage private property.

What is cancellation cover?

Cancellation cover is made to pay back any pre-paid expenses that would be lost if you are forced to cancel the holiday due to unexpected circumstances. Therefore, it is best idea to bear in mind how much you have spend and ensure the policy has sufficient cover accessible, so you do not lose money. By telling the trip cost upfront, you can easily get a travel insurance online for Uganda quote which matches your needs, so you do not end up of pocket.

Travel Insurance for Uganda residents and visitors to Uganda tips

•  Uganda travel insurance when you leave the abroad to go on holiday to Uganda or overseas will provide you with relaxation of mind that should you need emergency medical treatment.

• Travel insurance for Uganda residents and visitors to Uganda online will also pay for you to be brought back to the abroad or for emergency transport if this is planned to be the most helpful solution.

•  Further to covering emergency  medical bills, Uganda travel insurance can also help with any lost or delayed luggage and bags as it is not useless of for bags to go missing when travelling on holiday.

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Your Life will change forever with our innovative Travel Insurances.

International Health Insurance provides long-term coverage to people living or working outside of their home country, typically for one year or longer. These plans are ideal for expats and their families, individuals with dual residences, multinational employers

Other countries that require compulsory travel insurance include Austria, Belgium, Cuba, Denmark, Finland, Germany, Hungary, Iceland, Lithuania, Malta, Netherlands, Poland, Qatar, Russia, Sweden, Switzerland and Turkey (though this list is by no means exhaustive).

Travel insurance policy is a mandatory requirement only for travellers who need to apply for a Schengen visa.

Travel Medical Insurance protects you in the event of an illness or injury when traveling outside of your country of residence. It provides key medical benefits in case of an emergency.

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Get a free quote and apply online right now – get it done quickly with no problem and the life cover you control will be there for your family.

Your Life will change forever with our innovative Insurances.

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Travel Insurance

Covers Insured against emergency sickness and /or accidents while travelling or while on stay abroad. Cover can extend to cover other benefits e.g.

• trip cancellation and curtailment
• Loss and/or delay of luggage.
•  Suitable for persons travelling abroad on Business, leisure,seminars, research etc

Suitability

Affordable Travel Insurance for your unlimited worldwide trips – Holidays, Business, Family, and so much more coverage. Get Travel Insured  from NIC General Insurance today

related products

Individual Personal Accident/Group Personal Accident/Workers Compensation

Airport Owners’ and Operator’s Liability

Employers Liability

Contact NIC at the office nearest to you or submit a business inquiry online.

Best Insurance company among the many we have in Uganda and has good customer services for all ur Insurance needs

Welcome to Atulon

Your travel is our priority

Book Cheap Flights Today

Save you time, money and stress by letting us handle your booking.

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We can mix and match departing and return cheap flights on different airlines and book flexible tickets.

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Need travel insurance for your visa application, you’ve got it in a blink of an eye!

Atulon Travel Bureau

A ugandan travel agency based in kampala dedicated to rocking your travel world..

Atulon Travel Bureau is  registered in the Republic of Uganda as a private limited liability company. We are licensed by Government of Uganda, Uganda Tourism Board(UTB) and Kampala Capital City Authority(KCCA). We have experienced and professional personnel dedicated to render the best and reliable services in the industry that suits our clients needs.

• Atulon Travel Bureau LTD is a trusted, experienced and professional tours and travel Bureau.
• At Atulon Travel Bureau we provide quality services.
• The company operates by international standard codes of conduct, we are a fully registered company and incorporated by the Uganda Registration Bureau.

We are monitored and regulated by International Air Transport Association (IATA),we are also affiliated to the Association of Uganda Travel Agents (TUGATA)

Atulon Travel Bureau is a Ugandan travel agency based in Kampala dedicated to rocking your travel world. We want our customers to spend less time planning their travels and more time on holiday. Our mission is to save you time, money and stress by letting us handle your booking. You can search, compare and book your travel all in one place, (with us).

Why book with Atulon?

• Travel Insurance

Ain’t nobody got time for queues

Stop spending hours hunting down deals or changing your plans to accommodate an airlines’ schedule.

We got you.

Book quickly and Safely

At Atulon Travel Bureau all the best travel airlines and flight deals can be found, compared and booked quickly and safely, using multiple payment methods.

We deliver to you value for your money.

Cheap flights

This saves a ton of money for our clients

Travel Insurance made easy

You can now travel relaxed knowing we got you covered.

The travel industry is highly competitive and in order to cement our positions as a leader in the industry , Atulon Travel Bureau is keen on focusing in four strategic areas,

• make travel easy and simple through our office, • business travel simplified, • international presence with local expertise, • customer centric, end to end solutions., • transforming travel solutions and redefining travel solutions.

• TOP DESTINATIONS

South Africa

Frequently Asked Questions

When is the best time to book a flight?

The best time to book depends on the urgency and how your finances stand. Though we advise that for trips in June, July , August and September, you purchase your flights in either February, March and April to take advantage of even low prices, This is because some airlines may have plenty of availability and take advantage of the cheaper prices.

How can I know the cheapest flight available?

You can know the cheapest flights available by getting in touch with us

How do I know that my booking is confirmed?

You will receive a booking confirmation from our office after we have successfully made the booking, Please note that this is not a ticket that allows you to board a plane. Once you have made the payment the ticket will be issued to you from our office or will be emailed to you.

Can I place a ticket on hold or book on hold?

Unfortunately no, you can’t put your ticket on hold or book on hold, Full payment is required upon booking to enable us to issue the ticket and for you to ensure price does not increase.

Can I book a flight with a stopover?

Yes you can.

Can I travel from one destination and return from /to another

Absolutely.

Travel insurance for Uganda

For your holiday in Uganda, you should get comprehensive travel insurance that covers all medical emergencies and includes activities that you plan to do, such as gorilla tracking and white-water rafting. Make sure that your travel insurance covers medical evacuation.

If you will be renting a car in Uganda, be sure to get comprehensive insurance that covers all damages to the car.

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