23 Most Affordable Entry-Level Boat Models

most affordable boats

Our Boat Loan Calculator makes it easy to figure out just how much boat you can afford, and our Boat Finder will help you narrow the field to a particular type of boat. But it can be much more difficult to identify the specific models that fit both your budget and your desires.

The price range for boats is huge, of course, but average middle-class Americans looking to find their new dream-boat will each have their own budget, and their own definition of just what “affordable” means. That may mean looking for a boat that costs about as much as a new car, taking the family on a series of vacations, or putting in an in-ground pool.

Fortunately, there is indeed a boat for every budget. Here are some of the most affordable starter boats to keep in mind when you begin dreaming, listed in order of boat type from A to Z.

lund 1650 angler ss

1. All-Purpose Fishing Boats: Lund 1650 Angler SS

In this category there are countless options, and luckily, many all-purpose fishing boats are relatively low cost because their focus on fishing means they aren’t loaded up with excessive amenities. While that simplicity may limit the boat’s appeal to only anglers, it also helps manufacturers keep pricing down—way down. In fact, in the smaller size ranges it’s possible to find an all-purpose fishing boat that can easily hold a family of four and fits in the garage, yet is priced in the $10,000 to $20,000 range.

Take the Lund 1650 Angler SS , for example. It’s rated for up to five people, has a 40 HP outboard, a trailer, a livewell, and a driver’s side console, and is an ideal platform for all kinds of freshwater fishing and trips on relatively protected saltwater bays. Yet listing at just $15,547, this package can be financed with payments under $150 a month.  Visit  Lund Boats  to learn more.

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Tracker Topper 1542

2. Aluminum Fishing Boats: Tracker Topper 1542

Aluminum boats are like the ATVs of the boating world. They’re rugged, versatile, compact, easy to transport, and easy to afford. They’re also an excellent choice for people who have light-duty tow vehicles, thanks to their relatively light weight. True, they don’t usually have many luxury features nor integrated entertainment devices, but you’ll be so busy reeling in fish you’ll never notice in the first place. One sub-category of aluminum fishing boat with particularly wide appeal is the Jon boat , since it’s among the most affordable options on the water.

In fact, some smaller utilitarian models intended for protected waterways, like the Tracker Topper 1542 , can be powered with a small outboard or an electric motor and at $1,595 costs less than some high-priced cell phones. For many forms of fishing in protected waterways, a boat like this will more than do the trick. Visit  Tracker Boats  to learn more.

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Ranger RT188P 

3. Bass Boats: Ranger RT188P 

While we’ll stipulate that there are some extremely expensive bass boats on the market, there are also plenty of lower-cost bass boats out there that are very competent fishing machines. They may not have the bling of models that are triple the cost, but boats like the Ranger RT188P have it where it counts: in the bass fishing department. This boat-motor-trailer package offers 115 horses, a fishfinder, a bow-mount trolling motor, multiple rodboxes and livewells, onboard tackle stowage, and an onboard battery charger. Even with all these big-ticket goodies included, base price is just $27,095. Oh, and did we mention that it looks great, too? Visit  Ranger Boats  to learn more.

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Mako 18 LTS

4. Bay Boats/Flats Boats: Mako 18 LTS

Saltwater fishing is popular just about anywhere there’s a coastline, and anglers who ply bays, inshore waters, and back-country flats love their bay boats and flats boats . If you’ve been looking at offerings in this genre you’ve probably noticed there’s a very wide range of pricing, which is often related to the size of the boat. But an 18-footer like the Mako 18 LTS can still be had for well under the $30,000 mark. And note that although it’s relatively small and inexpensive, this boat can carry five passengers and has plenty of features ranging from flush-mount vertical rodholders, to an 18-gallon livewell, to cockpit courtesy lighting. Visit MAKO to learn more.

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regal 1900 es

5. Bowriders: Regal 1900 ES

As one of the most versatile, do-everything designs around, bowriders attract a lot of first-time boat-buyers. That means there’s a long list of boatbuilders who make bowriders, and they’re available in a huge range of shapes and sizes. You’ll want to do lots of comparison shopping before deciding which specific make or model is ideal for your needs, but if your budget comes in at $30,000 or under, one you’ll surely want to look at is the Regal 1900 ES . It can hold the entire family plus some friends (maximum capacity is nine people) and can be used for everything from watersports to day cruising . Visit  Regal Boats  to learn more.

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jeanneau nc 795

6. Cabin Cruisers: Jeanneau NC 795

Cabin cruisers naturally tend to be larger and more expensive than many other types of boats, but that doesn’t mean they’re out of reach for people who considers overnight cruising the ultimate family adventure. In fact, consider all the expenses you’d incur if you paid for all the gear, vehicles, lodging, and supplies to go on a trip to some exciting new place every weekend, all summer long. Then visit our Boat Loan Calculator and plug in the cost of a relatively affordable cabin cruiser, like the $80,750 Jeanneau NC 795 . You might be surprised to learn that you could actually do more for the dollar, by buying the boat. Visit  Jeanneau  to learn more.

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Robalo R160

7. Center Consoles: Robalo R160

Traditionally most people have thought of center consoles purely as fishing boats, but in recent years more and more people have discovered that the center console design is also great for any number of boating activities.

Consider a boat like the Robalo R160 , for example, which starts at an uber-affordable $23,295 and comes ready to fish hard, trailers easily, and can pull the kids around on water-toys when the fish stop biting. You want a serious but affordable fishing machine? Then there’s a good chance a center console will fit the bill—but don’t think for a second that you won’t find countless other ways to enjoy family boating, as well. Visit  Robalo Boats  to learn more.

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Rinker 22MTX

8. Cuddy Cabins: Rinker 22MTX

If you like the idea of having a boat with a cabin and spending nights or weekends aboard is an option you desire—but spending big bucks on a yacht is not—a cuddy cabin will likely prove ideal. Cuddies have all the basics you need like a berth to sleep on, basic restroom facilities, and sometimes even a compact galley (kitchen), but they’re still small and simple enough to keep pricing down at reasonable levels. Just what’s “reasonable”?

While cabin boats do tend to cost a bit more than open models, some like the Rinker 22MTX will cost less than many nice cars (sticker price is $47,380). Yet boats like this come fully-equipped with everything you need for memory-making mini-vacations. Visit Rinker Boats  to learn more.

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Bayliner Element Series

9. Deck Boats: Bayliner Element Series

If you could figure out the cost-per-smile factor of any recreational vehicle in the world it would be seriously tough to beat a deck boat . These open, spacious boats are great for just about any waterborne activity and thanks to their simplicity they’re shockingly affordable. The Bayliner Element series is a perfect example. A beefy 21-footer with a 115 HP outboard, a trailer, and room for a crowd of 10 people lists for under $28,000. The 18-foot version barely breaks the $20,000 mark, and the 16-footer starts as low as $15,299—less than the cost of many new motorcycles, which aren’t exactly the ideal vehicles for family entertainment. Visit Bayliner to learn more.

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walker bay 10

10. Dinghies: Walker Bay 10

Many people get dinghies to go with a larger boat, but they can provide lots of fun all on their own. In fact, for a couple of people who want to go out exploring or fishing in protected waters, a dinghy is one of the most cost-effective ways to get out there.

True, little boats like the Walker Bay 10 don’t have much in the way of amenities; but with the ability to hold three people, add a sail or outboard (up to three HP), and a list price of just $1,279, how can you beat the bang for the buck? Visit  Walker Bay Boats  to learn more.

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Lowe FS 1700

11. Fish-and-Ski Boats: Lowe FS 1700

Families who enjoy both fishing and watersports naturally gravitate to this design. Fish-and-ski boats are exactly what they sound like: fishing boats that are designed and equipped to do double duty when they kids enjoy watersports as much as they enjoy hooking walleye.

The Lowe FS 1700 is sure to draw plenty of attention, thanks to its aptitude as both a fishing boat and a watertoy-towing fun-machine. And its price tag is quite low, starting at a mere $20,495 with a 60 HP outboard and a trailer. Visit  Lowe Boats  to learn more.

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Donzi 16 Classic

12. High Performance Boats: Donzi 16 Classic

When it comes to budget-conscious boat-buying, high performance boats probably don’t top most people’s lists. However, that doesn’t mean you have to spend a million dollars to get a boat that provides adrenaline-inducing thrill rides. Start small with a boat like the Donzi 16 Classic (MSRP: $61,900), which can be equipped with 200- or 250-horsepower, and you’ll soon be zipping across the water at speeds most boats only reach when they’re being trailered down the highway. Visit  Donzi Marine  to learn more.

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Sea Eagle 10.6sr

13. Inflatables: Sea Eagle 10.6sr

Inflatables are a rather unique class of boats, particularly in that many can be deflated, rolled up, and stored under a couch or in the closet of a studio apartment. So not only are they ideal as tenders and towboats, inflatables can also get urban dwellers into the boating game. And they can do so quite inexpensively.

Match up a boat like the Sea Eagle 14sr ($2,499) with a portable outboard, and you young urban dwellers have a boat capable of carrying seven people that takes just 25 minutes to inflate—and you could even add on things like swivel seats, a Bimini top, and fishing rod holders. Visit  Sea Eagle Boats  to learn more.

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scarab 165 g

14. Jet Boats: Scarab 165 G

Jet boats are quite popular among first-time boat-buyers, and other than the jet drive and some rather sporty and spectacular handling characteristics, most are more or less like other runabouts. They tend to share pricing characteristics, too, and one that’s eminently affordable is the Scarab 165 G . Even with its small $24,433 MSRP it delivers big on sporty fun, and has a surprisingly wide range of features like aft swim platform loungers, a ski-tow eye, and USB charging ports. Visit  Scarab Boats  to learn more.

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15. Motor Yachts/Power Cruisers: Sea Ray Sundancer 350 Coupe

Sea Ray Sundancer 350 Coupe

No one’s going to argue that motor yachts and power cruisers are low-cost; but consider how much you have would to pay for a chic two-bedroom waterfront home with a full kitchen, living room, and bathroom, plus a deck with a grill, outdoor stereo, and retracting sunshade. Oh, and BTW, you can park this bungalow in any waterfront village you’d like, whenever you’d like. What do you think, a half a million dollars sounds about right?

For significantly less you can get boats like the Sea Ray Sundancer 350 Coupe , which not only have all of the above but can also hit speeds in the 40-mph range and feature perks like outdoor cockpit air-conditioning, a bow lounger, and a sunroof over the helm. Visit  Sea Ray Boats  to learn more.

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World Cat 230CC

16. Multi-Hull Power Boats: World Cat 230CC

Ask a crowd of experienced boaters about multi-hull power boats , or "power cats" as they’re often called, and you may hear that they generally cost more than regular monohull powerboats . But when you compare different boats by their capabilities and useable space, that’s not always the case.

Consider a World Cat 230CC , for example. Yes, it has a sticker price pushing close to $100,000, which sounds like a lot for a 23-foot boat. But powercats like this have more interior volume because they’re wider in the bow—in fact, the 230CC has seating for a huge crew of 10. Plus, the smooth twin-hull ride can take on bigger seas than most monohulls in this class, and the boat has twin engines. So when you add capability and space into the equation this boat should really be compared to much larger monohulls. And for the value you get it’s actually far more affordable than it seems upon first glance. Visit  World Cat  to learn more.

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yamaha waverunner ex series

17. Personal Watercraft (PWC): Yamaha WaveRunner EX Series

Looking for a cheap thrill? You just found it. Few boats are as affordable as personal watercraft , and few can claim to be more fun. Grin-inducing wave-hops, G-force turns, and a face full of spray are just a few of the experiences that await you, and we dare you to try to go two minutes on a personal watercraft without smiling. Good luck, because it isn’t going to happen.

And, talk about affordable: the Yamaha Waverunner EX series lists at a mere $6,899 to start—less than a couple might lay out for a week-long trip to Europe. Yet it can carry up to three people and blasts off with a 1049-cc Yamaha TR-1 jet engine. Can you say “WOOHOO”? Visit  Yamaha WaterCraft  to learn more.

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Godfrey Sweetwater 1886 C

18. Pontoon Boats: Godfrey Sweetwater 1886 C

One of the great things about pontoon boats is that most models are highly customizable, and you can get them just as simple and inexpensive or as gussied-up as you please. While that may mean foregoing the snazzy wine-chiller or the huge outboard engine to get a more affordable price, it certainly doesn’t mean foregoing the family fun a pontoon boat will provide.

Consider the Godfrey Sweetwater 1886 C , which seats 10 comfortable and comes with features like a 40 HP outboard, gobs of seating, a cocktail table, and a swim ladder. MSRP is just over $26,000, and you can add in a slew of features like a Bimini top, a stereo system, a pop-up changing room, and even a chilled cupholder at the helm, without breaking through the $30,000 barrier. Visit  Godfrey Pontoons  to learn more.

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Beneteau First 14

19. Sailboats: Beneteau First 14

When it comes to economics, sailboats hold an advantage over powerboats since they don’t need the power provided by those big motors. You may be attracted to a small, simple boat that can be taken out single-handed or by a handful of people, like the $10,800 Beneteau First 14 . Or you may be more interested in a model that has a cabin and a berth, like the First 18 ($28,800). In any case, not only are boats like these eminently affordable, they also enjoy lower operational expenses than powerboats. You’ll love that new boat even more as you sail right past the fuel dock. Visit  Beneteau  to learn more.

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Four Winns HD 200 Surf

20. Ski Boats/Wake Boats: Four Winns HD 200 Surf

Towed watersports have exploded with popularity in the past decade, and it’s no wonder why. Whether you’re surfing the wakes or practicing slalom skiing, watersports make for fast-paced and exciting athletic action. If you’ve shopped for dedicated watersports boats , however, you may have noticed that they can be on the expensive side. That doesn’t necessarily have to be the case. New tech in drive units and boat designs has made it possible for many manufacturers to offer lower cost boats that work great for sports like surfing and water skiing.

The Four Winns HD 200 Surf is a great example, since it has everything needed in a serious watersports boat (like tow points, wake tabs, and ballast tanks), but it doesn’t edge too much above the $50,000 mark. Visit  Four Winns  to learn more.

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Boston Whaler 345 Conquest

21. Sportfishing Yachts: Boston Whaler 345 Conquest

No, we’re not going to try to convince anyone that a sportfishing yacht is “inexpensive.” And affordability is entirely in the eye of the beholder. But consider this: if you chartered an offshore sportfishing yacht for a day of fishing, in most parts of the nation you’d pay somewhere between $1,500 and $2,500 per day. Once you spend that money it’s gone. But if you purchased a sportfishing yacht that retains a good deal of its value over time, like the Boston Whaler 345 Conquest (which goes for a little over a half-million dollars), you’ll have the asset of the boat itself for years to come. And on top of that you’ll have the unrestricted ability to go fishing or cruising in luxury whenever the mood strikes. Visit  Boston Whaler  to learn more.

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Ranger Tugs R-23

22. Trawlers: Ranger Tugs R-23

Since most people think of trawlers as large and luxurious, you may find it a bit surprising to discover that there plenty of smaller, more affordable trawlers to consider, too. True, you won’t be crossing the Atlantic on a 23-footer like the Ranger Tugs R-23 . This little $115,000 pocket-yacht does, however, have sleeping space for a family of four, complete food-prep facilities, a private head compartment (that’s nautical-speak for bathroom), and an open cockpit you can use for everything from tanning to fishing. Visit  Ranger Tugs  to learn more .

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Striper 200 Walkaround OB

23. Walkarounds: Striper 200 Walkaround OB

Many people, especially parents with small kids, feel a cabin is a must-have whether they plan to go fishing, day cruising or spend a night or two camping aboard. And even the smallest of the walkarounds out there provide you with a place to sleep, protection from the weather, and somewhere to relieve yourself. Boats like the Striper 200 Walkaround OB check all those boxes. And listing an MSRP of $66,893, it’s certainly easier to afford than a cabin at the lake. Visit  Striper Boats  to learn more.

Explore Walkaround Boat Brands

And don’t forget people, while you could dedicate that boat budget to a car, vacations, or a pool, we think a boat has got all of those things beat—hands-down. Who would rather travel down the road, when open waterways beckon? Why restrict your recreation to short-lived vacations, when going boating is like taking a vacation each and every time you pull off the dock? Doesn’t choosing a pool seem rather limiting, when your boat will provide you with countless places to take the plunge? Find the perfect boat for you, your family, and your budget, and you’ll never regret it.

Read Next: Best Boats for Families

Editor's Note: Pricing is accurate as last date of publish, May 12, 2020. Please contact each boat manufacturers or your local boat dealer directly for the most updated pricing.

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cheap tour boats for sale

Commercial Passenger Boat Boats for sale

1-15 of 119

1988 Delta Dive Boat

1988 Delta Dive Boat

Orange Beach, Alabama

Model Dive Boat

Category Commercial Boats

Posted Over 1 Month

YEAR/MAKE/MODEL OF VESSEL: . . . . . . . . . . . . . . . 1988 Delta 28 Dive Boat BUILDER: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Canaveral Custom Boats YEAR BUILT: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .1987 MODEL YEAR: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1988 HULL IDENTIFICATION NUMBER (HIN): . . . . . . . . . . DBE28046H788 USCG DOCUMENTED FOR: . . . . . . . . . . . . . . . . . . . Passenger, uninspected HULL MATERIAL: . . . . . . . . . . . . . . . . . . . . . . . . . . . FRP HULL TYPE: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Modified V, planing LENGTH OVER ALL (L.O.A).: . . . . . . . . . . . . . . . . . . . 28' BEAM: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9' 6" REGISTERED BEAM: . . . . . . . . . . . . . . . . . . . . . . . . . 9.5' DEPTH: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5' GROSS TONS: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 NET TONS: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7 PROPULSION SYSTEM: . . . . . . . . . . . . . . . . . . . . . . . Single inboard engine - rebuilt July 2022, new alternator, oil pump and more FUEL TYPE: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Diesel FUEL CAPACITY: . . . . . . . . . . . . . . . . . . . . . . . . . . . . 118 gallons AC POWER: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .125V/30A shore power DC POWER: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12VDC FRESH WATER CAPACITY: . . . . . . . . . . . . . . . . . . . . 20 gallons

1986 Commercial Passenger Boat 4-53

1986 Commercial Passenger Boat 4-53

Fort Lauderdale, Florida

Make Commercial Passenger Boat

Category Powerboats

1986 Commercial Passenger Boat 4-53 1986 33' x 11' water taxi certified for 31 passengers.USCG inspected and surveyed. Detroit Diesel 4-53 190hp, 3 blade prop .75 gal an hour fuel consumption at 12knts cruising speed.electronics, vhf radio & TRAILER included.Asking $59,995 OBO

2018 ACI 43 Passenger/Power Catamaran

2018 ACI 43 Passenger/Power Catamaran

Lacey, Washington

Model 43 Passenger/Power Catamaran

Category Passenger

Posted 1 Month Ago

The owner confirms the Honda 250s were not yet used for commercial service and have only a few running hours, all electronics work to perfection, and the boat builder is available for any modifications your Company may desire. Great looking Passenger Power Catamaran ready to go! Stock #241797 Add This 43-Person 2018 Power Catamaran to Your Charter/Tour Fleet and Watch Your Revenues Grow!! This 2018 Passenger Catamaran was never put in service due to the current owner's change in plans. Custom-built by Armstrong Consolidated Inc (ACI) and ready for your tour/charter business, this deep-V welded aluminum catamaran is powered by four 250hp Honda V-Tec outboards. Perfectly set up for 43 Passengers and USCG Inspected, the power catamaran can easily be operated by one Captain and two crew with central cockpit operation and electronic controls, a 10-inch Garman chartplotter and for loading there are port and starboard loading doors. Passenger comfort is enhanced with custom seat and back cushions along with under-seat gear storage and passenger USB ports. The two marine heads/restrooms and built-in stereo speaker and broadcast system make a profit-driven day on the water complete. The two marine toilets have solar-powered exhaust fans, waterproof tissue holders, and a shelf for hand sanitizer. The versatility and ease of operation make this great boat a smart choice for the tour and charter business. From lake and river tours to whale watching and coastal exploration, this is the perfect vessel to add to your fleet. Reason for selling is closing business.

1995 Commercial 28 Passenger

1995 Commercial 28 Passenger

Make Commercial

Model 28 Passenger

1995 Commercial 28 Passenger 1995 Willard 28 Passenger Tour Boat- Motivated seller This former Navy vessel is a heavy built trawler-style, open cockpit hull. The boat is extremely stable, seaworthy, and efficient. Burns 1 gal/ hour at cruising speed and 2.5 full throttle. The vessel was commissioned with a 24 volt electrical system. Previous owner added a 12 volt electrical breaker panel for standard electronic loads. Tables fore and aft serve well for catered events or for eco-tour displays. Current COA for 28 passenger + 2 crew. Excellent condition- turn key- ready to earn money. Description -LOA: 10 meters, 33' -Beam: 11' -Draft: 3' -Solid fiberglass hull -New hull paint, March 2014 -New interior paint, February 2015 -New bimini canvas fore and aft August 2015 -Extra-heavy duty cleats and deck hardware -Deck lighting -Extra set of canvas for enclosure fore and aft -Custom beach landing ladder -Non-skid deck -large lockable forward anchor locker/ storage area -Many spare parts, still in original Navy packaging -Original Navy Technical Manuals for hull, mechanical and electrical systems, and engine. Mechanical -Cummins 6B5.9-M -1082 hours -Cruising speed 8 kts, max speed 12 kts -VDO gauges -Port and Starboard Aluminum fuel tanks- 45 gal each -Electric toilet with holding Tank- 20 gal -Hydraulic steering -Emergency steering tiller

2006 Trident 44 Passenger Tour Boat

2006 Trident 44 Passenger Tour Boat

Clearwater, Florida

Make Trident

Model 44 Passenger Tour Boat

2006 Trident 44 Passenger Tour Boat Great Business Opportunity!  Will Consider Trade For Large Motor Yacht or Coastal Cruiser or Income Property.  Owner Planning to Retire! This 2006 Trident 45' Touring Pontoon boat was launched in 2010 and has only had two owners.  River Skipper is USCG approved for 44 passengers and 4 crew members.  The 42" aluminum pontoons are also USCG approved.  She is powered by twin 2017 Yamaha 115hp 4 stroke engines and only burns 5 gallons per hour while cruising at 9 knots.  Along with this 44 passenger touring boat comes a very lucrative 10 year old tour business with gross income of $250k to $300k per year!  Since the tour business is valued at $1 million, and since the combined asking price for the tour business and the Trident touring boat is under $700k, this is an amazing value!  In addition, the vessel is in turn key condition.  All she needs is a new owner to captain the next generation of tours.  Check out these key selling points: VESSEL: - 2006 Trident 4512 Pontoon Boat originally registered in 2010.  - 42" USCG approved pontoons with only 2'6" Draft. - USCG approved for 44 passengers and 4 crew members.  - Two owner vessel with complete service records.  - Two new Yamaha 115hp 4-stroke engines installed in 2017.  - Low fuel burn of 5 GPH for both engines combined. - Custom hydraulic rotating jack to raise or lower engines.          Great for shallow water.  - 2,000 Watt Inverter Aft and 1,000 Watt Inverter Forward  - Complete USCG Inspection January 2019.  - Newer Raymarine Auto Pilot with Remote  - Newer Chart Plotter - Newer custom stereo and speakers.  - New Upholstery with water proof backing.    BUSINESS:    - 10 Years in Business.  - $250k to $300k Annual Revenue! - 40% Cash Business.  - Low overhead with high profit margin.  - Steady seasonal and non-seasonal business.  - Many local retirement communities are repeat customers.  - Many assisted living homes are repeat customers.  - The only tour business approved for this marina.- The only tour business on the Manatee River.- Will consider trade for 50' - 65' Trawler or Motor Yacht- Will Sell Boat Separately!

2006 Trident 44 Passenger Tour Boat

2006 Trident 44 Passenger Tour Boat Great Business Opportunity!  Will Consider Trade For Large Motor Yacht or Coastal Cruiser. This 2006 Trident 45' Touring Pontoon boat was launched in 2010 and has only had two owners.  River Skipper is USCG approved for 44 passengers and 4 crew members.  The 42" aluminum pontoons are also USCG approved.  She is powered by twin 2017 Yamaha 115hp 4 stroke engines and only burns 5 gallons per hour while cruising at 9 knots.  Along with this 44 passenger touring boat comes a very lucrative 10 year old tour business with gross income of $250k to $300k per year!  Since the tour business is valued at $1 million, and since the combined asking price for the tour business and the Trident touring boat is only $950k, this is an amazing value.  In addition, the vessel is in turn key condition.  All she needs is a new owner to captain the next generation of tours.  Check out these key selling points: VESSEL: - 2006 Trident 4512 Pontoon Boat originally registered in 2010.  - 42" USCG approved pontoons with only 2'6" Draft. - USCG approved for 44 passengers and 4 crew members.  - Two owner vessel with complete service records.  - Two new Yamaha 115hp 4-stroke engines installed in 2017.  - Low fuel burn of 5 GPH for both engines combined. - Custom hydraulic rotating jack to raise or lower engines.          Great for shallow water.  - 2,000 Watt Inverter Aft and 1,000 Watt Inverter Forward  - Complete USCG Inspection January 2019.  - Newer Raymarine Auto Pilot with Remote  - Newer Chart Plotter - Newer custom stereo and speakers.  - New Upholstery with water proof backing.    BUSINESS:    - 10 Years in Business.  - $250k to $300k Annual Revenue.  - 40% Cash Business.  - Low overhead with high profit margin.  - Steady seasonal and non-seasonal business.  - Many local retirement communities are repeat customers.  - Many assisted living homes are repeat customers.  - The only tour business approved for this marina.- The only tour business on the Manatee River.-  Will consider trade for 50' - 65' Trawler or Motor Yacht This is a solid business with very low overhead that is easy to operate.  The business is currently running

Jet Boat | Commercial 40 Passenger Vessel

Jet Boat | Commercial 40 Passenger Vessel

Wisconsin Dells, Wisconsin

Commercial Jet Boat | 40 Passenger 36 ft length x 12 ft width 40 passenger capacity 3 - Ford 460 Engines, all three motors have less than 1,000 hours 3 - Berkeley 12J Jet Drives 100 gallon fuel tank 15 gallon per hour full consumption. Replacement cost 350KContact: Jason 608-963-6441 Normal 0 false false false EN-US X-NONE X-NONE

1982 Custom Crew Boat

1982 Custom Crew Boat

Request Price

Cape Canaveral, Florida

Make Custom

Model Crew Boat

1982 CUSTOM Crew Boat, LENGTH: 45.6' BREADTH: 15.3' DRAFT: 6.2' BUILT: 1982 in Louisiana CONSTRUCTION: Aluminum DESIGN: Crew boat ENGINE: (2) Detroit Diesel Allison 871s, 8-cylinder engines GEAR: MG512 twin disc 3:1 WATER: 200 gallons FUEL: 1,500 gallons GENERATOR: 110 Volt AC system EQUIPMENT: 12-man life raft, full safety equipment, firefighting equipment ELECTRONICS: Full electronics MISCELLANEOUS: (1) bunk, galley, stove, refrigerator, microwave, A/C, (4) passenger benches

2002 Skipperliner Millennium Commercial 112-Passenger Sternwheeler

2002 Skipperliner Millennium Commercial 112-Passenger Sternwheeler

Iuka, Mississippi

Make Skipperliner

Model Millennium Commercial 112-Passenger Sternwheeler

2002 Skipperliner Millennium Commercial 112-Passenger Sternwheeler 2002 SKIPPERLINER MILLENNIUM COMMERCIAL 112-PASSENGER PADDLE WHEELER FOR SALE!!GREAT OPPORTUNITY TO OWN EXISTING BUSINESS TURN KEY BUSINESS INCLUDING SOFTWARE & TRAINING $699,000 BOAT ONLY - $599,000 The Pickwick Belle Dinner Boat is now offered for sale.  She is a 64x20 Sternwheeler with an actual working split wheel operated by hydraulics.  The Belle is an inspected passenger vessel, approved for 112 passengers w/ twin Cummins 4BT diesel engines, a 45KW generator, and a 96,000 BTU reverse cycle heat pump system.  CLICK ON "FULL SPECS" FOR DETAILS.  CONTACT US FOR VIDEO.

2015 Allmand 2800 Catamaran Passenger

2015 Allmand 2800 Catamaran Passenger

Cincinnati, Ohio

Make Allmand

Model 2800 Catamaran Passenger

2015 Allmand 2800 Catamaran Passenger                             US$789000 (2x450HP Cummins, use in lakes rivers) Pick up in Long Beach, CA or Jakarta Indonesia. Non C.O.I. price.                           FOB Factory US$863000 (2x450HP Cummins, use in sea) Pick up in Long Beach, CA or Jakarta Indonesia. Non C.O.I. price.                         2800 Catamaran Boat and Passenger boatOverall Length(incl. fishing platform)    28m    overall width    6.5mwaterline    23.91m    twin bottom     beam         depth    2.35mdraft    1m    displacement    36.26tengine(Cummins)    2x450hp    speed    21knseats    150xseats in cabin    cruising    200nmnavigation area    coastal     load 200persons     Main  Equipment  ListNo.    Item    Specification/Model    Quantity    Remark    FRP Project    gel coat resin glass fiber materials are approved by marine inspection    fitting decoration     1    instrument panel    cherry wood on FRP console    1set     2    driver seat    adjustable aluminum alloy super seat and safe belt    2     3    passenger seats    aluminum alloy support seats         140     4    multi-function room    Inc. Leather-imitate sofa, tea table    1     5    drive cabin ceiling    synthetic hide    1set     6    front back cabin ceiling    synthetic hide    1set     7    side wall    red cherry board    1set     8    floor    plywood or carpet    1set     9    fixed window for drive cabin    arch toughened glass    1set     10    porthole    aluminum alloy toughened glass win

2015 Allmand 2160 Catamaran 80 Passenger

2015 Allmand 2160 Catamaran 80 Passenger

Model 2160 Catamaran 80 Passenger

2015 Allmand 2160 Catamaran 80 Passenger  Non C.O.I. Price US$589,880.00   Pick up in Long Beach CA or Jakarta Indonesia - 2160 Catamaran Boat and Passenger boatOverall Length(Inc. Fishing platform21.6moverall width5.6waterline19.8mtwin bottombeamdepth2.6mdraft1mdisplacement36.26tengine(diesel)2*279kwspeed21knseats80xseats in cabincruising200nmnavigation areacoastalmax load 120Main Equipment ListNo.ItemSpecification/ModelQuaRemarkFRP Projectgel coat?resin?glass fiber materials are approved bymarine inspectionfitting decorationinstrument panelcherry wood on FRP consoledriver seatadjustable aluminum alloy superseat and safe beltpassenger seatsaluminum allow 80support seatdrive cabin ceilingsynthetic hidefront back cabinsynthetic hideside wallred cherry boardfixed window forarch tempered glassdrive cabinfloorplywood or carpetportholealuminum alloy tempered glasspublic toilettoilet, showersightseeing topInc. FRP chairs, tablecurtainrain wiper1000×600×400mmfresh water tankrails, bollard, liftings.s. rail height:900mmring, ladderwindscreentoughened glassmotorengineWD618C-1*275KWgear caseHC200axles316L S/Sseal lubricatingequipmentscrew propellermanganese-aluminum bronzesteering systemrudder indicatorVODfuel tanksteel, with fuel level gaugeoil water separator0.05 cubicfire alarmmufflervent-pipehand-sway pumpCS25\CS-32fuel pumpelectric firefightingpumpinstrumentspipelinevalvessound insulationcotton in motor cabinmotor room exhaust  electric / gasgenerator unit24kw,220Vgenerator unit5kw,220Vair conditioner220V,36000BTUchargerSCR-HF25A12-24Vmain electric boardstorage battery6-Q-195Model-12V.24Vshore electric boxcharge dischargeradarJRC2343 JapanVHF phoneVHF7100satellite positioningGPS168radar searchRT-10AIS auto identifyingAIS-108VHF bi-directionalTW-50wireless phonedepth sounderFISH4300navigation alarmelectric anchor motorAries1400D-24Vtemperature smokeJTY-ZDinductorsearch lightSL135loudspeakermedia facilitiessystem, acoustics(multifunction)LC TVone of 32",two of 20 "DVD for carshost guest roomsteam sirennavigation signal24V?25Wcabin ligh

40 Passanger Commercial twin engine Jet Boat, V Bottom, Ready to go to work!!

40 Passanger Commercial twin engine Jet Boat, V Bottom, Ready to go to work!!

North Myrtle Beach, South Carolina

Model Commercial Passanger Jet Boat

Category Jet Boats

40 Passenger, High Performance Commercial Jet Boat. Capable of reaching speeds up to 50mph and performing high intensity water maneuvers such as 360's, Power Stops and Power Slides. This craft is in great condition and was used in Myrtle Beach SC from 2013-2015 for commercial water adventure rides on the Intracoastal Waterway. Boat has an onboard PA system and audio system for passenger entertainment and instruction. This is USCG documented vessel with current registration in place. If you are looking to start a water based business, this particular boat offers many unique benefits as compared to others, it is capable of traveling in very shallow waters with a draft of less than 1' and perfect for shore and/or island excursions or just exhilarating sightseeing tours with a thrill ride touch. There is one thing for certain with these boats, there is virtually no competition in the large, multi passenger jet boat market. High income potential with per passenger pricing and/ or per trip pricing. Great for Special Events as well. Very easy to navigate. Currently in dry dock in Myrtle Beach SC.

2000 Island Hopper Certified Dive Boat USCG

2000 Island Hopper Certified Dive Boat USCG

Conch Key, Florida

Make Island Hopper

Model Certified Dive Boat USCG

Island Hopper 30 USCG Dive Boat 20 passenger, 2 crew 12 diver 2 crew New Cummins Engine,Turbo, Aftercooler 2019 >300hr New Custom Aluminum Benches 2018 All safety equipment included. Additional professionally tuned propellor included. Was operated until we purchased larger 46ft Newton Feb 2021. Currently Dry Docked for your inspection. Completed USCG scheduled hull inspection 2/14/22. In water to be completed by new owner to give you maximum time between inspections.

1997 Marine Builders Inc. Adventure / Excursion Commercial Passenger Scuba Snorke

1997 Marine Builders Inc. Adventure / Excursion Commercial Passenger Scuba Snorke

Cape Coral, Florida

Make Marine Builders Inc.

Model Adventure / Excursion Commercial Passenger Scuba Snorke

1997 Marine Builders Inc. Adventure / Excursion Commercial Passenger Scuba Snorke Take your eco tours or marine passenger excursion business to the next level! This 65 ft. aluminum cruise, dive, snorkeling and dolphin watching. She was previously Coast Guard certified for 149 Passengers plus 3 crew. Powered by twin diesel engines with electric power supplied by for and aft generators. Flybridge helm with upper level passenger deck. Lower men's and ladies heads. Office and ample storage. There are lockers for passengers and a full kitchen to prepare them meals. There is a huge dive and snorkel ladder and also a waterslide on the aft deck. Current appraisal survey available for serious buyer.  Boat was in service until 2008 and the CG found minor pitting in the hull. Due to the economy and a divorce, the vessel has been moored ever since and used for storage for a watersports company for their gear which is not included in the sale. With some cosmetic paint and carpet, a good bottom job and some repair to the hull this is an excellent opportunity to buy a vessel appraised at $141,800.00 as is where is, and 350k when put back into service and cleaned up. Don't miss this one she will not last at this price. Some pictures show her when she was still in use so you can see the possibilities.  OWNER IS LOOKING FOR OFFERS FOR QUICK SALE!

1985 Delta 28 Dive Charter

1985 Delta 28 Dive Charter

Marathon, Florida

Model 28 Dive Charter

Category Commercial

1985 Delta 28 Dive Charter, Built in 1989 this 28 ft. dive boat was built by Delta Boats/Canaveral Custom Boats Inc. of Cape Canaveral, Florida. This boat was specifically designed to be a dive/passenger vessel for hire. Re-powered in 2009 with a 3126 Caterpillar engine. She has a cruising speed 16 18 knots with a top speed of 20 kts. COI is expired but in process of renewal. Currently set up for 12 divers. Cuddy cabin set up for gear storage. She has all required safety equipment. $55000

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

  • 1,855 coverage details evaluated.
  • 567 rates reviewed.
  • 5 levels of fact-checking.

Best cheap travel insurance

WorldTrips

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

  • Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
  • Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

  • Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
  • Atlas Journey Premier offers $150,000 in primary medical coverage.
  • Both plans have top-notch $1 million per person in medical evacuation coverage.
  • Each plan offers travel inconvenience coverage of $750 per person.
  • 12 optional upgrades, including destination wedding and rental car damage and theft.
  • No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Travel Insured

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

  • Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
  • Cheap trip insurance for cruises.
  • Offers a rare $150,000 for non-medical evacuation.
  • $500 per person baggage delay benefit only requires a 3-hour delay.
  • Optional rental car damage benefit up to $50,000.
  • Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

  • Free coverage for children 17 and under on the same policy.
  • $2,000 travel delay coverage per person ($250 per day) after 5 hours.
  • Hurricane and weather coverage after a common carrier delay of any amount of time.
  • Only $50,000 per person emergency medical coverage.
  • Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Nationwide

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

  • Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
  • Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
  • Non-medical evacuation benefit of $25,000 per person.
  • Baggage loss benefits of $2,500 per person.
  • Travel medical coverage is secondary.
  • Trip cancellation benefit for losing your job requires three years of continuous employment.
  • No “cancel for any reason” (CFAR) upgrade available.
  • Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

  • Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
  • Bundle upgrades allow you to customize your affordable travel insurance policy.
  • Emergency medical and evacuation limits can be doubled with optional upgrade.
  • Base travel insurance policy has relatively low medical limits.
  • $300 baggage delay benefit requires a 12-hour delay.
  • Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

  • Best-in-class $2,500 per person in missed connection coverage.
  • $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
  • Generous $2,500 per person baggage and personal items loss benefit.
  • Most expensive of the best cheap travel insurance plans.
  • No “interruption for any reason” coverage available.
  • Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost.

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

  • Age and number of travelers being insured.
  • Trip length.
  • Total trip cost.
  • The travel insurance plan you choose.
  • The travel insurance company.
  • Any add-ons, features or upgraded benefits you include in the travel insurance plan.
Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

  • Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
  • Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

  • Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
  • Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
  • Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
  • Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

  • How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
  • Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
  • The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

  • Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
  • Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
  • Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
  • Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
  • Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
  • “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
  • Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
  • Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
  • Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

  • Medical emergencies.
  • Trip delays.
  • Trip interruption.
  • Trip cancellation.
  • Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

  • Rental car damage coverage. 
  • Medical bundle.
  • Security bundle.
  • Accidental death and dismemberment coverage.
  • Adventure sports bundle.
  • Pet bundle.
  • Wedding bundle.
  • “Cancel for work reasons” coverage.
  • “Interruption for any reason” (IFAR) coverage.
  • “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy Sleight

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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THE 5 BEST Rostov-on-Don Boat Rides & Cruises

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