travelling abroad and universal credit

DWP explains if your Universal Credit will be stopped if you go on holiday

People who claim Universal Credit have to notify the Department for Work and Pensions (DWP) if they are travelling overseas - and you can normally be away for up to one month

• 07:00, 10 Jun 2023

Universal Credit claimants will want to be aware of the rules for going abroad if they’re planning a trip abroad this summer.

People who claim Universal Credit have to notify the Department for Work and Pensions (DWP) if they are travelling overseas.

You can continue claiming your benefit if you are away from the UK for up to one month at a time.

But during this time, you will be required to stick to the requirements in your claimant commitment - and this could mean looking for work while abroad.

Those who are in the intensive work group should be spending 35 to 37 hours a week looking for work, and this does not change if you go on holiday.

This means claimants will need to show evidence of the jobs they have looked at and applied for while they've been away.

In some cases, a claimant could be asked to come back home for a job interview or to start work.

The DWP has said: "Claimants must be prepared to end their absence abroad to attend job interviews or start work.

"We have never asked anyone to come back early but it is a possibility."

In some cases, you may be able to keep claiming Universal Credit for longer than one month when you're abroad, for example if you've sadly lost a close relative.

The extension period can be applied in the following circumstances:

• Bereavement
• Medical treatment
• Claimant who is a mariner or continental shelf worker
• Crown servants or those serving in HM Armed Forces

Before booking a holiday or flight, you should notify the DWP that you intend to go abroad and the reason why you are going.

If you don't, or you go abroad for longer than one month, then your Universal Credit assessment period could be reduced to nil.

This means your next Universal Credit payment will not be paid on the due date, but it won't be terminated altogether.

Although you won't get a payment for the period you've been away, you won't have to start your claim again and wait another five weeks for your benefit payment.

If a claimant is receiving medical treatment or is accompanying their partner, child or qualifying young person who is receiving such treatment, the DWP can consider agreeing to an extended absence for up to six months.

If the claimant can provide evidence of this, their work-related requirements can be switched off while they are abroad.

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DWP's five Universal Credit rules if you're going on holiday or overseas

There are certain circumstances to be aware of regarding travelling abroad and Universal Credit

• 12:35, 29 OCT 2022

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The Department for Work and Pensions (DWP) has revealed whether or not you can go on holiday while claiming Universal Credit.

Universal Credit can be claimed for one month if you go aboard as long you are eligible for it, remain eligible while you're abroad, and inform your work coach that you're going. If you move to a different country permanently you cannot continue to claim Universal Credit, the DWP states.

Certain circumstances warrant an extension to the cut off point. If a close relative to you dies while you are abroad you can get Universal Credit for one extra month on top of the initial month, but this only applies if it would not be reasonable for you to come back to the UK.

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If you were visiting a relative who lives in another country and they pass away while you were there, you could get Universal Credit for the extra month. But if a family member in the UK died while you were abroad you could not, the ECHO reports.

Going abroad for medical treatment, allows you to continue to claim Universal Credit for six months or if you go abroad for a period of recovery that’s been approved by a medical professional (also known as ‘approved convalescence’), your partner or child is going abroad for medical treatment or ‘approved convalescence’ and you’re going with them.

The Department for Work and Pension (DWP) should be notified before you go. If you don't, or if you go abroad for longer than a month and the travel does not fall under the specific circumstances when the one-month period can be extended, then the Universal Credit assessment period is reduced to nil.

This means you next Universal Credit payment will not be paid on the due date, but it won't be terminated altogether. You won't have to start your claim again and wait another five weeks.

A DWP spokesperson said: "Claimants must be in Great Britain on the day the Universal Credit claim was submitted. Those who travel abroad or have come back on the same day the claim is submitted may be eligible for Universal Credit. If a claimant is unable to accept a Claimant Commitment - the document listing all the things they must do to get UC - because they are abroad on holiday, they won't get the benefit and will be required to make a new claim on their return to the UK."

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DWP rules on going abroad while on Universal Credit

Before booking a holiday or flight you should notify the Department for Work and Pensions

• 08:15, 29 OCT 2022
• Updated 08:35, 29 OCT 2022

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The Department for Work and Pensions has a number of rules around travelling abroad that claimants should be aware of.

Those on Universal Credit can continue to claim one month, according to the DWP , which outlines certain criteria for international travel.

People can continue to claim for one month so long as you are eligible for it, remain eligible while you're abroad, and inform your work coach that you're going, Liverpool Echo reports.

But t he DWP warns that cannot continue to claim Universal Credit if you move to a different country permanently, and you can't apply for Universal Credit whilst you're abroad.

READ MORE: Millions of benefit claimants to receive DWP Christmas bonus

If a close relative to you dies while you are abroad you can get Universal Credit for one extra month, but this only applies if it would not be reasonable for you to come back to the UK. So for example if you were visiting a relative who lives in another country and they passes away while you were there, you could get Universal Credit for the extra month, but if a family member in the UK died while you were abroad you could not.

There are some exceptions to this, including going abroad for medical treatment. You can continue to claim Universal Credit for six months if you go abroad for medical treatment, you go abroad for a period of recovery that’s been approved by a medical professional (also known as ‘approved convalescence’), your partner or child is going abroad for medical treatment or ‘approved convalescence’ and you’re going with them.

Before you book a holiday or flight you should notify the Department for Work and Pension (DWP) that you intend to go abroad and the reason. If you don't, or if you go abroad for longer than a month and the travel does not fall under the specific circumstances when the one-month period can be extended, then the Universal Credit assessment period is reduced to nil.

This means you next Universal Credit payment will not be paid on the due date, but it won't be terminated altogether. So while you won't get a payment for the period you've been away, you won't have to start your claim again and wait another five weeks.

A DWP spokesperson said: "Claimants must be in Great Britain on the day the Universal Credit claim was submitted. Those who travel abroad or have come back on the same day the claim is submitted may be eligible for Universal Credit.

"If a claimant is unable to accept a Claimant Commitment - the document listing all the things they must do to get UC - because they are abroad on holiday, they won't get the benefit and will be required to make a new claim on their return to the UK."

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DWP explains travel rules for Universal Credit - are you allowed to go on holiday?

DWP officials detail rules on going on holiday for Universal Credit claimants - including if payments are stopped and whether you can be forced to come back home

• 12:30, 3 AUG 2021
• Updated 10:23, 4 AUG 2021

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With the summer holiday season here and travel advice changing on green, amber and red lists as well as vaccination and quarantine requirements, many people are planning a getaway.

But what if you are on benefits? Are you allowed to take a holiday while receiving Universal Credit ?

With the number of people on Universal Credit having doubled to six million in the past year, there are a lot of newcomers to the benefit and some have asked BirminghamLive what the rules are regarding holidays.

READ MORE: PIP rules could stop payments if you go on holiday - or you could be fined

This is what the DWP said when asked to explain the policy for Universal Credit and travel.

We have already covered what the PIP rules are for going on holiday .

And we have also outlined 13 key changes that could affect Universal Credit payments and trigger a DWP penalty .

Universal Credit and holidays - the DWP rules

Claimants must be in Great Britain on the day the Universal Credit claim was submitted. Those who travel abroad or have come back on the same day the claim is submitted may be eligible for Universal Credit.

If a claimant is unable to accept a Claimant Commitment - the document listing all the things they must do to get UC - because they are abroad on holiday, they won't get the benefit and will be required to make a new claim on their return to GB.

• Universal Credit

Temporary absences of up to one month

There are circumstances in which people are entitled to keep receiving their Universal Credit while not in this country temporarily.

Before you book or fly, you should notify the DWP that you intend to go abroad for any reason.

The holiday can be for up to one month but you must stick to the conditions of the claimant commitment you agreed to when first applying. Evidence of looking for work - such as a list of jobs you have applied for - has to be submitted.

Unless you are in a LCWRA (limited capability for work-related activity) group where a health issue means you are not required to look for a job while on Universal Credit , you are expected to try to get back into work.

That includes putting a CV together, applying to vacancies and attending any interviews that crop up. This has to continue while you are on holiday.

Exceeding the one-month absence

An advisor said: "People must comply with their Claimant Commitment and still have to do that while abroad.

"If a claimant is in an intensive work search regime, they are expected to spend 35 to 37 hours a week looking for work.

"There are no limits to the number of periods away of up to one month that are allowed in each year.

"But when any period of time abroad exceeds a month, we are notified and have to decide if the extended absence can be approved."

Universal Credit reduced to nil

If a prolonged absence does not fall under the specific circumstances when the one-month period can be extended, then the Universal Credit assessment period is reduced to nil.

That means no Universal Credit will be paid on the next due date.

Your Universal Credit won't be terminated altogether so you won't have to start a claim all over again and wait another five weeks, but you won't get any benefit payment covering the period you've been away. (UC is paid in arrears rather than in advance).

Can a claimant be forced to come home?

The DWP says claimants must carry on meeting the conditions of their claim while on holiday, including any requirement to look for work.

"They must be prepared to end their absence abroad to attend job interviews or start work", the DWP said. "We have never asked anyone to come back early but it is a possibility."

This means that in a worst-case scenario, where an interview date or job start date are offered while a claimant is away and cannot be rearranged, they would need to come back from their holiday.

"Claimants must prioritise looking for work and taking up a job", the official told us. "And a lot of claimants who have been abroad have managed to do that."

Special considerations

In some situations, an extended absence will be approved by the DWP and then requirements to look for work can be switched off.

These are bereavements, medical treatment, Crown servants and HM Armed Forces, and offshore workers.

In the case of the death of a close relative such as a partner, child or a young person the claimant is responsible for, while you are abroad, these rules can be suspended for up to two months if it is unreasonable to expect the claimant to return home within the month.

"If the claimant can provide evidence of the death, we can switch off their work-related requirements whilst they are abroad," the DWP said.

And if a claimant is receiving medical treatment or is accompanying their partner, child or qualifying young person who is receiving such treatment, the DWP can consider agreeing to an extended absence for up to six months. If the claimant can provide evidence of this, their work-related requirements can be switched off while they are abroad.

Claimants who are away working as mariners or continental shelf workers can also get an absence approved for up to six months.

Crown servants or those serving in HM Forces who are posted overseas do not need to meet the basic requirement to be in GB if they are carrying out their overseas duties, and were habitually resident in the UK immediately before the first posting (or the first of consecutive postings).

If a partner accompanies a joint claimant, they also do not need to meet the basic requirement to be in GB. However, they must still satisfy their work-related requirements and meet their claimant commitment while they are abroad.

What if you get stuck overseas because of Covid travel guidance?

If you find yourself unexpectedly stuck in a country for longer than planned, what happens then?

In the current climate of pandemic-related travel rules, there have been instances such as Britain closing borders to a country with a Covid surge, meaning overseas travellers are unable to come home.

And there may be situations where a holidaymaker is unable to fly back to Britain because of testing positive for coronavirus and must then go into quarantine for 10 days until a negative test result.

These circumstances would then be referred to a DWP decision-maker.

"It would be taken on a case by case basis," said the DWP advisor.

Is it different for UK holidays?

The same rules apply to those taking holidays within the UK. They will need to inform their work coach that they are going away so that any appointments can be rebooked, although this is up to the work coach's discretion.

They are still expected to carry out the work-related requirements which are outlined in their Claimant Commitment and will need to update their Universal Credit journal or job application section with their job search activity.

For the purposes of state benefits such as Universal Credit where there are conditions requiring most claimants to get back into the labour market, there is no concept of a holiday either at home or abroad, the DWP said. This means things must continue to be done the same as when the claimant was back at home.

The DWP official told us: "Being on holiday is not a reason for not carrying out work search, work preparation or availability requirements.

"A claimant who is on holiday must continue to meet their work-related requirements as set out in their Claimant Commitment.

"They will still need to produce evidence of their work search and complete other activities documented in their Claimant Commitment.

"If a claimant is unable to attend a mandatory appointment such as a Work Search Review, the work coach can use their discretion to rearrange this if they decide the claimant is still available for work and able to undertake their work-related requirements."

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DWP warns people travelling abroad of rules for claiming benefits

People could potentially be carrying out benefit fraud in some circumstances for Universal Credit and PIP

• 16:15, 17 APR 2023

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Anyone thinking of travelling abroad while on benefits is being warned that there are rules in place which if broken can lead to them being cut. People claiming benefits including Universal Credit or Personal Independence Payment (PIP) have to notify the Department for Work and Pensions (DWP) if they are travelling abroad for an extended period.

With many bank holidays still to come this year - including three in May - people will be thinking of using them to make the most of their holidays. Statistics have shown that around 40 per cent of people who claim Universal Credit have jobs as well.

The Department for Work and Pensions (DWP) said: “You may still be able to claim some benefits if you travel or move abroad, or if you’re already living abroad. What you’re entitled to depends on where you’re going and how long for.”

Read more: DWP Cost of Living Payments: Full list of support across 2023 and 2024

The DWP said that anyone thinking of going overseas should tell their local Jobcentre Plus or the office that pays the benefit. If it’s a temporary move, the person needs to say when they're coming back. They must also tell HMRC if they're leaving the UK .

Potentially people could be committing benefit fraud, the DWP warns. You’re committing benefit fraud if you:

• do not tell the office that pays your benefit you’re going abroad, even if it’s just for a visit
• deliberately do not report a change in your circumstances while abroad, like buying a property, working, or claiming a pension or benefit from another country
• are dishonest in order to get benefits, like continuing to claim the pension or benefit of someone who has died overseas

According to DWP rules, you can continue claiming your benefit if you are away from the UK for one month. However, during this time you will need to stick to the requirements you agreed to when first claiming the benefit. Those who are in the intensive work group should be spending 35 to 37 hours a week looking for work, and this does not change if you go on holiday.

So claimants will likely need to show evidence that they have been looking for work whilst they were away such as providing their work coach with a list of jobs they have applied for. In some cases, a claimant could be asked to come back home for a job interview or to start work.

The DWP has said: “Claimants must be prepared to end their absence abroad to attend job interviews or start work. We have never asked anyone to come back early but it is a possibility.”

There are some exceptions to the one month rule and you can go away and continue to claim Universal Credit for six months if:

• you go abroad for medical treatment
• you go abroad for a period of recovery that’s been approved by a medical professional (also known as ‘approved convalescence’)
• your partner or child is going abroad for medical treatment or ‘approved convalescence’ and you’re going with them

Before booking a holiday or flight, you should notify the DWP that you intend to go abroad and the reason why you are going. If you don’t, or you go abroad for longer than one month and the travel does not fall under the specific circumstances where it can be extended, then your Universal Credit assessment period could be reduced to nil.

For the disability benefit PIP, the DWP will need to be informed of the date you are leaving the country, how long you are planning to be out of the country, which country you are going to and why you are going abroad. According to the PIP guidance: “A temporary absence abroad for up to 13 weeks may be allowed, or up to 26 weeks if the absence is specifically for medical treatment. The claimant should notify us if they are planning to go abroad for four weeks or more.”

The same “residence and presence conditions” also apply to Disability Living Allowance (DLA), Attendance Allowance and Carer’s Allowance.

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Benefits abroad

If you’re moving abroad, permanently or temporarily, or you’re returning to the UK, you’ll need to check how this affects any benefits you’re claiming. Whether you’ll still qualify for benefits will depend on where you’re going and how long you’re staying, or where you’re returning from.

What should I do if I’m moving abroad?

If you’re moving abroad, you should inform:

• His Majesty's Revenue and Customs  (HMRC)
• your local council , and give them a forwarding or correspondence address
• the  International Pension Centre .

If you’re claiming any benefits and planning to leave the UK, even if it’s just for a visit, you’ll also need to tell the relevant benefit offices. See  Who to contact  below for details.

The UK left the EU on 31 January 2020. There is guidance on what this means for UK nationals living abroad on  Gov.uk .

Will I be able to claim benefits when I’m abroad?

Different benefits have different rules – you may be able to claim some benefits abroad, particularly if you’re in a European Economic Area (EEA) country or Switzerland. Use the  Gov.uk benefits tool  to find out about specific benefits in different countries or call our Helpline to arrange to speak to an adviser.

Attendance Allowance (AA), Personal Independence Payment (PIP) and Disability Living Allowance (DLA)

If you’re going abroad temporarily, you can keep claiming these benefits for up to 13 weeks. If you’re going abroad for medical treatment, this might be extended to 26 weeks, but you’d need to get agreement in advance from the Department for Work and Pensions (DWP).

Adult Disability Payment (ADP)

If you’re going abroad temporarily, you can keep claiming ADP for up to 13 weeks, or up to 26 weeks if you’re going abroad for medical treatment.

If you’re not sure if you can get ADP because of where you live, get advice from Citizens Advice Scotland (0800 028 1456).

Carer’s Allowance and Carer Support Payment

You can continue to receive Carer’s Allowance, Carer Support Payment – and Carer's Allowance Supplement, if you receive it – if you go abroad for up to four weeks in a six-month period. If you’re going abroad temporarily with the person you care for and they receive PIP, ADP, DLA or AA, this may be extended. 

State Pension

You’ll still be able to claim your State Pension if you move abroad, but you’ll only get yearly increases in your pension if you move to:

• EEA countries, Gibraltar or Switzerland
• countries that have a social security agreement with the UK – visit  Gov.uk  for an explanation of this.
• Pension Credit

If you’re going abroad temporarily, you can keep getting Pension Credit for up to four weeks if, at the start of the absence, you don’t plan to be away for more than four weeks. This may be extended up to eight weeks if the absence is caused by the death of your partner or child who is with you.

If you’re going abroad for medical treatment, you may be able to receive Pension Credit for up to 26 weeks. You can’t keep receiving Pension Credit if you move abroad permanently.

Universal Credit

You can keep claiming Universal Credit if you’re going abroad for up to a month if, at the start of the absence, you don't plan to be away for more than one month. It may be extended up to two months if the absence is caused by the death of your partner, child or close relative who is with you.

You must inform your work coach that you're going abroad. 

If you’re going abroad for medical treatment or accompanying your partner or child for treatment, you can get it for up to six months.

The rules are slightly different if you are claiming Universal Credit as a couple. Contact  Citizens Advice  for more information.

Winter Fuel Payments

If you live abroad, you are entitled to the Winter Fuel Payment if all of the following applies to you:

• you moved to an eligible country – see the list at Gov.uk  – before 1 January 2021
• you were born before 25 September 1957
• you have a link to the UK – for example, you have family in the UK, or you have lived or worked in the UK.

Housing Benefit

If you’re going abroad temporarily and not subletting your property while you’re away, you’ll keep getting Housing Benefit for up to four weeks if, at the start of the absence, you don’t plan to be away for more than four weeks. This may be extended up to eight weeks if the absence is caused by the death of your partner or child who is with you. If you’re going abroad for medical treatment, you may be able to keep getting Housing Benefit for up to 26 weeks. You can't keep receiving Housing Benefit if you move abroad permanently.

Bereavement Support Payment

If you're already getting a bereavement benefit when you move abroad, you'll still get it – it doesn't matter when you move to. You may be able to make a new claim if you live in certain countries outside the UK – see the full list of countries at Gov.uk .

If your spouse or civil partner died on or after 6 April 2017 and you meet all the eligibility criteria, you can claim Bereavement Support Payment if you move to an EEA country, Switzerland or Gibraltar. 

Who to contact

You must tell the office that pays your benefit that you’re going abroad, even if you’re only going temporarily. If you don’t, you could be committing benefit fraud. 

Contact the relevant department for the benefits you are claiming. You can find the textphone numbers on each website.  

• Attendance Allowance -  AA helpline : 0800 731 0122
• Personal Independence Payment -  PIP helpline : 0800 121 4433
• Disability Living Allowance -  DLA helpline : 0800 121 4600 if you were born after 8 April 1948; 0800 731 0122 if you were born on or before 8 April 1948
• Adult Disability Payment - Social Security Scotland : 0800 182 2222
• Carer’s Allowance -  Carer’s Allowance Unit : 0800 731 0297
• Carer Support Payment - Social Security Scotland : 0800 182 2222
• State Pension -  International Pension Centre : 0191 218 7777
• Pension Credit -  Pension Service helpline : 0800 731 0469
• Universal Credit -  Universal Credit helpline : 0800 328 5644
• Winter Fuel Payments -  Winter Fuel Payment Centre  at the International Pension Centre: 0800 731 0160 if you're in the UK; +44 191 218 7777 from outside the UK
• Housing Benefit -  contact the housing department of your local council
• Bereavement Benefits -  International Pension Centre : 0191 218 7777 

If you’re moving abroad permanently, contact the  Exportability team at the Department for Work and Pensions . If you live in Scotland, you must also contact Social Security Scotland and let them know that you're moving out of the country – find out more at mygov.scot .

If you’re returning to the UK

Returning to the UK can affect the tax you pay, so you’ll need to contact the  HMRC Residency Helpline  (0300 200 3300 from within the UK; +44 135 535 9022 from outside the UK).

Before claiming benefits, you may have to pass a Habitual Residence Test, which looks at how long you have been in the UK and checks that you intend to remain settled in the UK. Contact our Helpline if you have any questions about specific benefits.

If you are subject to immigration control, seek specialist advice.

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DWP rules on if you can go on holiday while on Universal Credit

Your eligibility can change if you go abroad for an extended period of time

• 11:23, 28 OCT 2022

The Department for Work and Pensions outlined the rules around holidays while claiming Universal Credit.

If you go abroad, you can continue to claim Universal Credit for one month, so long as you are eligible for it, remain eligible while you're abroad, and inform your work coach that you're going. However, you cannot continue to claim Universal Credit if you move to a different country permanently, and you can't apply for Universal Credit whilst you're abroad.

If a close relative to you dies while you are abroad you can get Universal Credit for one extra month, but this only applies if it would not be reasonable for you to come back to the UK. So for example if you were visiting a relative who lives in another country and they passes away while you were there, you could get Universal Credit for the extra month, but if a family member in the UK died while you were abroad you could not.

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There are some exceptions to this, including going abroad for medical treatment. You can continue to claim Universal Credit for six months if you go abroad for medical treatment, you go abroad for a period of recovery that’s been approved by a medical professional (also known as ‘approved convalescence’), your partner or child is going abroad for medical treatment or ‘approved convalescence’ and you’re going with them.

Before you book a holiday or flight you should notify the Department for Work and Pension (DWP) that you intend to go abroad and the reason. If you don't, or if you go abroad for longer than a month and the travel does not fall under the specific circumstances when the one-month period can be extended, then the Universal Credit assessment period is reduced to nil.

This means you next Universal Credit payment will not be paid on the due date, but it won't be terminated altogether. So while you won't get a payment for the period you've been away, you won't have to start your claim again and wait another five weeks.

A DWP spokesperson said: "Claimants must be in Great Britain on the day the Universal Credit claim was submitted. Those who travel abroad or have come back on the same day the claim is submitted may be eligible for Universal Credit.

"If a claimant is unable to accept a Claimant Commitment - the document listing all the things they must do to get UC - because they are abroad on holiday, they won't get the benefit and will be required to make a new claim on their return to the UK."

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• Benefits and financial support if you're on a low income

Universal Credit

What you'll get.

Universal Credit is paid monthly . How much you get depends on:

• your standard allowance
• any extra amounts that apply to you
• any money taken off your payment
• if you’re working, how much you earn

See how much you could get by using a benefits calculator .

Standard allowance

You’ll get one standard allowance for your household.

Extra amounts

You may get more money on top of your standard allowance if you’re eligible.

If you have children

You could get an extra amount for your children if they live with you. You would get the extra amount until the 31 August after their:

• 16th birthday
• 19th birthday, if they’re in eligible education or training – for example, they’re studying for GCSEs, A levels, BTECs, Scottish Highers and SVQs or NVQs up to level 3

You’ll only get an extra amount for your first and second child. You will not get an extra amount for any more children unless:

• your children were born before 6 April 2017
• you were already claiming for 3 or more children before 6 April 2017
• other exceptions apply

You’ll also get an extra amount if any of your children are disabled. You’re eligible for this extra amount no matter how many children you have.

You’ll get:

• £156.11 if your child is disabled
• £487.58 if your child is severely disabled

Childcare costs

You can claim back up to 85% of your childcare costs if you’re working. If you live with your partner both of you need to be working, unless one of you is unable to work due to a disability or health condition.

The childcare needs to be from a registered provider. You can get help paying for childcare including nurseries, childminders, breakfast clubs, after school care and holiday clubs.

The most you can get each month is:

£1,014.63 for one child

£1,739.37 for 2 or more children

You need to pay your childcare costs up front and claim the money back as part of your payment. You can get support to help you pay your childcare costs up front. Talk to your work coach after you’ve made your claim.

Read more about childcare costs and Universal Credit .

If you have a disability or health condition

If you live with your partner and you both have limited capability for work and work-related activity, you’ll only get one extra monthly amount.

If you get the severe disability premium and you’re moving to Universal Credit, you might also be entitled to a ‘transitional protection’ payment.

Read more about health conditions, disability and Universal Credit .

If you care for someone who gets a health or disability-related benefit

You could get an extra amount if you care for someone who gets one of the following benefits:

• Adult Disability Payment – standard or enhanced award
• Armed Forces Independence Payment  
• Attendance Allowance
• Child Disability Payment – middle or highest care award
• Constant Attendance Allowance - full day rate, intermediate rate or exceptional rate with Industrial Injuries Disablement Benefit
• Constant Attendance Allowance - full day rate with a War Disablement Pension
• Disability Living Allowance – middle or highest care rate
• Personal Independence Payment – either rate of the daily living part

You need to provide care for them for at least 35 hours a week.

You’ll get an extra monthly amount of £198.31.

This is on top of any extra amount you get if you have a disabled child.

Housing costs

You could get money to help pay your housing costs . The payment can cover rent and some service charges.

If you’re a homeowner, you might be able to get a loan to help with interest payments on your mortgage.

Money taken off your payment

Your payments might be reduced if any of the following apply:

you are paying back an advance on a Universal Credit payment

you would get above the amount limited by the benefit cap

you’ve been overpaid benefits in the past

you owe money for Council Tax, court fines, electricity, gas, water or Child Maintenance

you pay your gas or electricity bill directly from your Universal Credit payment

you have a paid job

you have other income – for example, money from pensions or certain other benefits

you have more than £6,000 in money, savings and investments

If you have over £6,000 in money, savings and investments, your payment will be reduced by £4.35 for every £250 you have between £6,000 and £16,000. Another £4.35 is taken off for any remaining amount that is not a complete £250.

Find out more about money taken off your Universal Credit payment .

Benefits that affect how much Universal Credit you get

You can get Universal Credit at the same time as other benefits. Your Universal Credit payment will be reduced by an amount equal to the other benefit’s payment. This applies when you get Universal Credit and any of the following benefits:

• Armed Forces Pensions
• Carer’s Allowance
• Carer Support Payment (Scotland)
• Incapacity Benefit
• Industrial Injuries Disablement Benefit (excluding any increases where constant attendance is needed and for exceptionally severe disablement)
• Maternity Allowance
• New Style Employment and Support Allowance
• New Style Jobseeker’s Allowance
• Severe Disablement Allowance
• State Pension
• Widowed Mother’s Allowance
• Widowed Parent’s Allowance

Moving to Universal Credit from other benefits

If you’ve applied for Universal Credit, you’ll keep getting your current benefit paid for 2 more weeks. You must still be eligible for your current benefit.

This only applies if you’re getting:

income-based Jobseeker’s Allowance

income-related Employment and Support Allowance

Income Support

Housing Benefit

You will not need to pay back the extra payments and they will not affect the Universal Credit you might get.

If you’ve received a Migration Notice letter telling you to claim Universal Credit, you might also get a ‘transitional protection’ payment .

Other support you could get

If you receive Universal Credit you may also be able to get other financial support depending on your circumstances.

If your Universal Credit claim is reviewed

Your claim might be reviewed to make sure you’re getting the right payment and support. Find out more about Universal Credit reviews .

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DWP rules on claiming benefits when you are out the country

If you go abroad for an extended period of time your eligibility can change

• 12:50, 1 NOV 2022

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If you want to claim Universal Credit while abroad there are certain requirements you have to fulfil, according to the Department for Work and Pensions. Brits can continue to claim Universal Credit for one month if they go abroad, as long as they are eligible for it and continue to remain eligible.

Claimants will also need to inform their work coach that they’re going on the trip. However, you will no longer be able to claim for Universal Credit if you permanently move to a different country, and while you are abroad you will not be able to apply for Universal Credit, the Liverpool Echo reports .

You will be able to get Universal Credit for one extra month if a close relative dies while you are abroad, but this only applies if it would not be reasonable for you to come back to the UK. For example, you would receive Universal Credit for an extra month if you were visiting a relative who lives in another country and they pass away while you’re there, but you would not be able to get it if a family member in the UK died while you were abroad.

READ MORE: BP profits almost tripled to £7.1bn amid high oil and gas prices

There are some exceptions to this, including going abroad for medical treatment. You can continue to claim Universal Credit for six months if you go abroad for medical treatment, you go abroad for a period of recovery that’s been approved by a medical professional (also known as ‘approved convalescence’), your partner or child is going abroad for medical treatment or ‘approved convalescence’ and you’re going with them.

Before you book a holiday or flight you should notify the Department for Work and Pension (DWP) that you intend to go abroad and the reason. If you don't, or if you go abroad for longer than a month and the travel does not fall under the specific circumstances when the one-month period can be extended, then the Universal Credit assessment period is reduced to nil.

This means you next Universal Credit payment will not be paid on the due date, but it won't be terminated altogether. So while you won't get a payment for the period you've been away, you won't have to start your claim again and wait another five weeks.

A DWP spokesperson said: "Claimants must be in Great Britain on the day the Universal Credit claim was submitted. Those who travel abroad or have come back on the same day the claim is submitted may be eligible for Universal Credit.

"If a claimant is unable to accept a Claimant Commitment - the document listing all the things they must do to get UC - because they are abroad on holiday, they won't get the benefit and will be required to make a new claim on their return to the UK."

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• Universal Credit
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NEWS... BUT NOT AS YOU KNOW IT

Will my Universal Credit stop if I go on holiday? Payment rules explained

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Everyone deserves a break once in a while. Despite the financial constraints that come with Universal Credit , it’s important to remember that everyone needs a little rest and relaxation.

A holiday can be a chance to recharge and destress, ultimately improving overall well-being and mental health .

Additionally, there are ways to budget and plan for a holiday while on Universal Credit – It may take some extra effort and research, but it’s still possible. 

However, what about if you want to go abroad for your trip ? How long can you go away for, and will your UC stop?

Here is what you need to know.

Will my Universal Credit stop if I go on holiday?

The good news is that, according to Gov.uk, you can continue to receive Universal Credit while abroad for up to one month.

When can you claim Universal credit while abroad?

There are some conditions to receiving UC overseas:

• You must be  eligible for Universal Credit  when you’re going abroad
• You should remain eligible for it while you’re abroad
• You have to tell your work coach that you’re going

However, it’s worth keeping in mind that you cannot claim Universal Credit if you ultimately choose to remain abroad permanently.

More information on claiming benefits abroad is available on the government website.

When can you claim Universal Credit abroad for longer than one month?

There are some limited circumstances under which you can claim UC for longer than one month while abroad.

If you’re a mariner or continental shelf worker, you’re entitled to Universal Credit when you go abroad, and you can continue to get it for up to 6 months.

Additionally, you can claim Universal Credit for up to six months if you (or your partner or child) are going abroad for medical treatment or a period of recovery (approved by a medical professional).

Finally, if a close relative dies while you’re abroad and you’re unable to return home, you can continue to claim UC for longer than one month.

MORE : How much is Universal Credit rising by in June 2023? Changes explained

MORE : Who can claim Universal Credit and how much do you get paid?

MORE : All money changes coming in June 2023 – from Universal Credit to Tesco Clubcard

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The DWP rules to know about when going abroad while on Universal Credit

Before booking a holiday or flight you should notify the Department for Work and Pensions

• 08:49, 30 OCT 2022

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The Department for Work and Pensions ha clarified a number of rules around travelling abroad that claimants should be aware of. Those on Universal Credit can continue to claim for one month while overseas, according to the DWP, which outlines certain criteria for claiming while travelling.

People can continue to claim for one month so long as you are eligible for it, remain eligible while you're abroad, and inform your work coach that you're going, Liverpool Echo reports. But the DWP warns that you cannot continue to claim Universal Credit if you move to a different country permanently, and you can't apply for Universal Credit whilst you're abroad.

If a relative dies while you're abroad, you can claim Universal Credit for an extra month, but only if it is not reasonable for you to come back to the UK. For example, if you're visiting a relative who lives overseas, and they pass away while you're there, you can claim Universal Credit for an extra month. However, if a family member in the UK died while you were abroad, you could not claim.

READ MORE: Cost of living: Seven tips from experts to help reduce your family's energy consumption

There are some exceptions to this, including going abroad for medical treatment. You can continue to claim Universal Credit for six months if you go abroad for medical treatment, go abroad for a period of recovery that’s been approved by a medical professional (also known as ‘approved convalescence’), or if your partner or child is going abroad for medical treatment or ‘approved convalescence’ and you’re going with them.

Before you book a holiday or flight you should notify the Department for Work and Pension (DWP) that you intend to go abroad and the reason why. If you don't, or if you go abroad for longer than a month and the travel does not fall under the specific circumstances when the one-month period can be extended, then the Universal Credit assessment period is reduced to nil.

This means your next Universal Credit payment will not be paid on the due date, but it won't be terminated completely. So while you won't get a payment for the period you've been away, you won't have to start your claim again and wait another five weeks.

A DWP spokesperson said: "Claimants must be in Great Britain on the day the Universal Credit claim was submitted. Those who travel abroad or have come back on the same day the claim is submitted may be eligible for Universal Credit.

"If a claimant is unable to accept a Claimant Commitment - the document listing all the things they must do to get UC - because they are abroad on holiday, they won't get the benefit and will be required to make a new claim on their return to the UK."

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20 Reasons Americans Are Abandoning America

Posted: April 29, 2024 | Last updated: April 29, 2024

As more Americans decide to leave the U.S., it’s crucial to understand why. What’s pushing citizens to say goodbye to the land of opportunity?

#1. Escalating Healthcare Costs

Americans face enormous healthcare expenses not seen in countries with universal systems, making destinations like Canada or the UK attractive alternatives.

#2. Deep Political Divides

Growing political tensions have left many feeling alienated, prompting them to seek more politically stable environments abroad.

#3. Rampant Gun Violence

The ongoing crisis of gun violence and shootings is a key motivator for Americans moving to countries with stringent gun control laws.

#4. Unaffordable Urban Living

With soaring costs in cities like New York and San Francisco, Americans are finding more economically viable lifestyles in places like Portugal and Mexico.

#5. Lack of Family Support Policies

The absence of universal paid leave for families often pushes U.S. citizens to countries that value work-life balance and offer substantial family support.

#6. Increasing Natural Disasters

As climate change intensifies, those in high-risk areas in the U.S. are relocating to regions less affected by natural disasters.

#7. Seeking Work-Life Balance

Countries that promote a balanced lifestyle with considerable vacation time and fewer work hours are luring tired Americans.

#8. Accessible Higher Education

The high cost of U.S. college tuition is steering Americans toward countries with free or significantly cheaper education systems.

#9. Attractive Retirement Options

Americans are retiring abroad in places with lower living costs and better retirement benefits, stretching their pensions further.

#10. Everyday Safety Concerns

The U.S. crime rate drives residents to safer countries, where daily life is less fraught with security concerns.

#11. Superior Social Welfare

Nations with comprehensive welfare systems provide a security net that many Americans seek, especially in uncertain economic times.

#12. Business Opportunities

The U.S. market can be tough for startups, so entrepreneurs are exploring countries with favorable business climates and incentives.

#13. Cultural Exploration

The appeal of experiencing new cultures and lifestyles motivates some Americans to leave behind familiar settings for new adventures.

#14. Leading in Innovation

Countries at the forefront of technological innovation offer unique opportunities for career growth, particularly in tech fields.

#15. Crowded Cities

The quest for tranquility and space leads some to depart crowded American cities for more serene international locales.

#16. Online Relationships

International online romances often culminate in Americans relocating to be with partners in countries with appealing lifestyles.

#17. Healthier Living Environments

People are drawn to countries with higher food quality standards and healthier living conditions than found in the U.S.

#18. Environmental Commitment

Strong environmental policies in other countries attract Americans disillusioned with the U.S.’s approach to green issues.

#19. Efficient Public Transit

The lack of robust public transport in many U.S. cities pushes residents toward countries with well-developed transportation networks.

#20. Seeking Solitude

The relentless pace of American life compels some to seek out quieter, more peaceful settings abroad.

As the American dream evolves, many are looking abroad to fulfill their desires for safety, stability, and quality of life. Could an international move be in your future?

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Elon Musk: New Immigration Bill ‘Enables Illegals to Vote’

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The post 20 Reasons Americans Are Abandoning America first appeared on From Frugal to Free .

Featured Image Credit: Shutterstock / Tom Wang.

The content of this article is for informational purposes only and does not constitute or replace professional financial advice.

For transparency, this content was partly developed with AI assistance and carefully curated by an experienced editor to be informative and ensure accuracy.

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DWP rules mean your Universal Credit could be stopped and you're made to fly home if you go on holiday

There are a handful of strict rules to follow if you're in receipt of benefits - and a summer getaway could cost you your benefits.

• 09:31, 19 JUL 2022

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With the end of the school term ahead of a six-week break, a relaxation on international travels and scorching heats in countries abroad, many will choose to jet set away to foreign lands to make the most of their summer. However, if you're claiming state support such as Universal Credit, there are important rules to follow - or you risk losing your benefit altogether.

As it stands, there are some 5.8 million across the UK claiming the benefit - with around 40 per cent of those working and using it as a top up on low income. The others are either in the process of looking for a job, or unable to work due to health issues.

And with UC claimants being among the 8.3 million who are set to receive a £60 cost of living payment, many may be thinking of putting the extra cash towards a holiday in the sun. The first instalment of which is set to drop into bank accounts between July 14 and 31, though some 'unique cases' may see the money later.

Read more: DWP: How to get Universal Credit payment worth £812 to help pay your bills

Birmingham Live reports that the Department for Work and Pensions (DWP) has warned that people must stick to conditions attached to their claim, or it can even force people to fly back from their fun in the sun prematurely.

Do I have to tell DWP I'm going on holiday?

If you're making a new application to receive Universal Credit, you must be in Great Britain on the day that it is submitted. You may still be okay to travel abroad later the same day, but you might have to come back from holiday earlier if it is due to be submitted at a certain time.

Before you book flights or head to the airport, you should notify the DWP that you intend to leave the country. A holiday can be for up to one month, but you must stick to the conditions of your claimant commitment that you agreed to when you first applied for the benefit. This will more than likely include having to show evidence that you're looking for work, in the form of keeping a list of jobs you've applied for.

The DWP says that claimants must carry on meeting said conditions while on holiday, as well as other duties with regards to looking for work. This includes putting a CV together, applying for vacancies, and attending any interviews that come up. This is no different while on holiday.

Can they really make me come back home?

"Claimants must be prepared to end their absence abroad to attend job interviews or start work", the DWP said, adding: "We have never asked anyone to come back early but it is a possibility."

This means that in the worst-case scenario, if your holiday coincides with an interview date or job start date which cannot be rearranged, you will have to come back from the holiday.

"Claimants must prioritise looking for work and taking up a job", an official told BirminghamLive . "And a lot of claimants who have been abroad have managed to do that."

The advisor said: "People must comply with their Claimant Commitment and still have to do that while abroad. If a claimant is in an intensive work search regime, they are expected to spend 35 to 37 hours a week looking for work."

Can they stop my Universal Credit?

The DWP official explained: "There are no limits to the number of periods away of up to one month that are allowed in each year. But when any period of time abroad exceeds a month, we are notified and have to decide if the extended absence can be approved."

If a prolonged absence fails to fall under the specific circumstances when the one-month period can be extended, then the Universal Credit assessment period will be reduced to nil. This means that your benefit will be stopped and you will not receive it on the next due date.

However, UC will not be stopped altogether, so you won't have to start a new claim all over again - waiting five weeks before payment. But you will not receive a payment covering the period you've been away. There are some situations where an extended absence can be approved by the DWP though, with requirements of looking for work being switched off.

In the case of a death of a close relative like a partner, child or young person that the claimant is responsible for, while you are abroad, the rules can be halted for a period of up to two months. This is so long it is unreasonable to expect the claimant to return home within the usual month time frame.

If receiving a medical procedure or treatment, or accompanying a partner, child of young person for such circumstance, the DWP can consider agreeing to an extended absence of up to six months, If the claimant can provide suitable evidence of this, their work-related requirements may be switched off at the DWP's discretion while the claimant is abroad.

Work requirements can also be switched off for Crown servants and HM Armed Forces who are posted overseas, as well as for offshore workers like those on oil rigs.

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• Universal Credit
• In The News
• Most Recent

What is Global Entry and why do you want it? Here’s how to get it nearly free

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.   

Global Entry is a government-run membership program that allows preapproved, low-risk travelers to use expedited security lines when returning to the United States from travel abroad. It’s one of several “trusted traveler programs” along with TSA PreCheck and NEXUS. Here’s what you need to know about how Global Entry works to help you decide if it’s worth it for you.

What does Global Entry do?

In the United States, Global Entry clearance speeds up the time it takes to get through the customs line when arriving from an international location. Instead of waiting in the typical long lines formed when multiple international flights arrive at the airport or a ship full of passengers disembarks at the port, those with Global Entry membership can check in at a designated kiosk or via the Global Entry mobile app, bypassing the need to wait in a queue.

How to get Global Entry

Global Entry is a Trusted Traveler Program run by the Department of Homeland Security’s U.S. Customs and Border Protection Department. Membership in this program is limited to U.S. citizens, U.S. legal permanent residents, and Mexican nationals. There are also some countries that have arrangements with the U.S. and the Global Entry program to help expedite entry and exit with those countries. You can find a list of currently participating partner nations here .

For those who fit the residency criteria, there’s a few steps to apply for a Global Entry card:

• Go to the Trusted Traveler website and create an account.
• Fill out the application. You’ll be asked a number of questions including your legal name, Social Security number, address and other identifying information.
• Pay a non-refundable application fee of $100. You can pay with a credit card or by electronic bank transfer. Some travel credit cards offer an application fee reimbursement if you charge it to the card. More on that below.
• Wait for an email from the Trusted Traveler system indicating your status has changed. This might typically take around two to three weeks, although some online users have reported faster results (and some, slower results). Once you receive notice that your status has changed, you can log into your account to see if you’ve received conditional approval or been denied. If you were denied, there will be a note indicating why. If you were conditionally approved, the next step is to set up an interview at an Enrollment Center. The Trusted Traveler site indicates this could take anywhere from four to six months. A quicker option if it aligns with your travel plans is the Enrollment on Arrival option. Those entering the U.S. from an international location with conditional approval to an airport with a designated U.S. Customs and Border Control Preclearance location can complete their interview at the airport by letting the agent know when it’s your turn to clear customs. Currently there are over 50 U.S. airports with Preclearance locations. However, you can only participate in Enrollment on Arrival if you’re returning from an international trip. Domestic flights or walk-ins are not eligible for this option. Also note that you’ll need your passport and an accepted document showing evidence of residency (such as your driver’s license, mortgage or rent statement, or utility bill). 
• Once you’ve completed your interview, it should take approximately two to four weeks to receive your physical card.

Do I need to carry my Global Entry card when traveling?

No, if you are flying, you do not need to carry your physical Global Entry card to use Global Entry in the airport. However, you do need to present your card if seeking expedited entry at SENTRI and NEXUS lanes coming into the U.S.

What’s the difference between Global Entry and TSA PreCheck?

Global Entry allows expedited entry into the U.S. from international locations and also includes TSA PreCheck membership—but is run by the U.S. Customs and Border Protection. TSA PreCheck expedites the security line process when departing from U.S. airports and is run by the Transportation Security Administration. Here’s a comparison of the two programs:

What is CLEAR?

CLEAR is a biometric technology company that is not a government-operated trusted traveler program but can provide expedited identity screening. CLEAR® Plus is the CLEAR program found at 55+ U.S. airports that allows its members to go through the security checkpoint process more quickly in a dedicated lane. TSA PreCheck is in more than 200 airports, although some airports will have both TSA PreCheck lanes and CLEAR lanes. Which one is faster will depend on various factors including how busy the airport is and how many people are in line for each.

Certain credit cards reimburse you for a CLEAR Plus membership, such as the American Express® Green Card —for an annual fee of $150, the Amex Green provides a yearly credit of up to $189 credit toward cost of CLEAR® Plus per calendar year. 

There’s also a free CLEAR membership option you can sign up for that can get you through security and into your seat more quickly at certain stadiums and arenas. 

All information about the American Express® Green Card has been collected independently by Fortune Recommends™ .

Are there other Trusted Traveler programs?

Yes, in addition to TSA PreCheck and Global Entry, other trusted traveler programs include:

• NEXUS: This program allows expedited air, vehicle and pedestrian entry into the U.S. and Canada, expedited marine entrance into the U.S. from Canada, and provides access to TSA PreCheck expedited security lanes at airports within the U.S. and U.S territories for U.S. citizens, U.S. lawful permanent residents, and Canadian citizens. There is a $50 application fee and NEXUS is good for five years once approved.
• SENTRI: This program allows expedited air, vehicle and pedestrian entry into the U.S. from Canada and Mexico for U.S. citizens, U.S. lawful permanent residents, and all foreign nationals. There is a $122.25 fee and SENTRI is good for five years once approved. SENTRI offers access to TSA PreCheck expedited security lanes at airports within the U.S. and U.S territories for U.S. citizens and U.S. lawful permanent residents.
• FAST: This program allows expedited entry for truck drivers entering and exiting the U.S. from Canada and Mexico who are U.S. citizens, U.S. lawful permanent residents, Canadian citizens, Canadian permanent residents, and Mexican nationals. There is a $50 fee and it’s good for five years. It does not include TSA PreCheck. 

Credit cards with Global Entry application fee reimbursement:

There are multiple travel credit cards that offer an up to $100 application fee reimbursement credit for you to apply for Global Entry or TSA PreCheck if you pay with the card. Some of the options include:

• Bank of America® Premium Rewards®
• Bank of America Premium Rewards Elite Card

Capital One Venture X Rewards Credit Card

• Capital One Venture Rewards Credit Card
• Chase Sapphire Reserve®
• Aeroplan® Credit Card
• Citi® / AAdvantage® Executive World Elite Mastercard®
• Delta SkyMiles® Platinum American Express Card
• Delta SkyMiles® Reserve American Express Card
• IHG One Rewards Premier Credit Card
• Marriott Bonvoy Brilliant® American Express® Card
• The Platinum Card® from American Express
• United SM Explorer Card
• United Club℠ Infinite Card
• United Quest℠ Card

To view rates and fees of the Delta SkyMiles® Platinum American Express Card, see this page .

To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page .

To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page .

To view rates and fees of the The Platinum Card® from American Express, see this page .

Intro bonus

Rewards Rates

• 10X 10x miles on hotels and rental cars booked through Capital One Travel
• 5X 5x miles on flights booked through Capital One Travel
• 2X 2x miles on everyday purchases
• Annual $300 travel credit and 10,000 Miles upon card anniversary make up for the annual fee
• Airport lounge access
• Capital One Miles require effort to maximize
• Limited cash redemption options

Other benefits

• Travel protections including car rental insurance, trip cancellation/interruption and travel delay protection
• Consumer protections including extended warranty and return protection

The takeaway

Global Entry reimbursement is an under-rated perk of many premium credit cards. The time you take upfront to go through the enrollment process could save you hours over the next decade.

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Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefits guide for more details. Underwritten by Amex Assurance Company.  

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.  

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