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Does AAA Have Travel Trailer Insurance?

Published on April 1st, 2019 by Camper Report This post was updated on April 28th, 2021

aaa for travel trailers

AAA has always been known for helping drivers out no matter where they are along the road. Whether giving roadside assistance or just assisting with insurance, AAA is there to help. For those with travel trailers or RVs, you may be wondering if AAA has the insurance to cover you.

So, does AAA have travel trailer insurance? AAA’s vehicle insurance has policies that extend to cover not only automobiles but travel trailers and other recreational vehicles. Members of AAA RV Plus or of Premier RV may receive more benefits and discounts than the average insurance members.

No matter where you go and no matter what you are driving or towing, the AAA insurance company has policies and member benefits to help you along the road! Want to know more about the policies and prices of a AAA travel trailer insurance? Continue reading to find out!

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Aaa vehicle insurance.

AAA offers many forms of insurance including coverage for vehicle insurance, life insurance, renter’s insurance, and travel insurance.

Our question today lies within their vehicle insurance and what type of vehicles this insurance policy covers.

The vehicle insurance at AAA has policies that cover automobiles, collector cars, motorcycles, and recreational vehicles.

While the type of coverage you will receive and the cost for the policy depend on where you are located, AAA always works to assist you in whatever ways possible no matter where you are.

At AAA there are three levels of membership that offer different services and benefits to members.

These three levels of membership are basic coverage, plus, and premier coverage.

To better understand what each of these plans covers, let me explain the services a little more.

Depending on your membership level, you can receive towing to anywhere within 3-mile, 100-mile, or 200-miles of where you break down.

In order to receive assistance with a travel trailer, you must be a AAA Plus RV or Premier RV member.

If your vehicle or travel trailer becomes stuck for any reason, all membership levels receive assistance retrieving the vehicle.

Get your battery tested or receive a jump from the AAA Mobile Battery Service Technicians. While this service is not available at all hours and areas, AAA will replace your battery at a discounted price in order to get you safely home.

Ever locked the keys inside your vehicle or travel trailer? Well, then you know the panic that comes along with that.

AAA offers Auto Locksmith Service to help alleviate the panic and stress of the situation. Get your vehicle unlocked or have your keys remade by a trusted AAA locksmith.

Whether you purchase AAA in order to protect your automobile, travel trailer, or another recreational vehicle there is a policy and membership level that can give you the coverage you desire.

AAA RV Insurance

aaa for travel trailers

RVs and travel trailers have gained plenty of popularity in the recent years.

When purchasing insurance to cover your RV or travel trailer it is important to know what kind of policy you will need.

What kind of policy you should purchase for your travel trailer depends on whether you are simply using your trailer for trips or if you are living in it full-time.

For those who live in their RVs or travel trailers, you will need to purchase a policy similar to home insurance.

Be sure that whichever insurance policy you choose, that the policy covers any injuries or damage to property caused by your RV or travel trailer.

Another key feature your insurance policy should have is total loss replacement.

In the event that your travel trailer or RV is totaled while on the road, your policy should cover replacement costs.

Do not assume every loss or replacement coverage is the same. Different insurance policies will value your trailer at different costs based on the year it was made.

Be sure your total loss replacement coverage will not only replace your travel trailer but will provide you with a new RV or travel trailer.

Whether or not your insurance policy is going to cover damages or repairs should not be on your mind while out on the road!

So be sure that you find the policy that best meets your needs to help you enjoy your trip even more!

AAA Insurance

AAA is more than just another insurance company hoping to make money off of you and your misfortunes on the road.

Established over 100 years ago, AAA has been assisting members with roadside assistance, travel, and insurance services, and discounts at other businesses.

As a non-profit company, the AAA insurance company works to create insurance policies that not only benefit but encourage travelers’ interests and to protect their valued members during their travels and in personal finance matters.

Still not sure if the AAA insurance is the right company for you?

Well, the AAA insurance company and employees pride themselves on being trustworthy, accountable, innovative, joyful, and for putting forth a sense of community.

Whether a new or old customer, you are sure to be treated like a member of the AAA family!

Be sure to visit their website to learn more about what the AAA insurance company and their policies can do for you!

Related Questions:

What does AAA stand for? AAA stands for the American Automobile Association. Often referred to as “Triple A,” AAA now offers insurance policies to cover a variety of situations.

Does AAA cover boat trailer? The only policies that AAA offers that cover a boat or boat trailer is the AAA RV Plus and Premium. These policies offer limited towing and roadside assistance to members of AAA.

What kind of vehicles does AAA insurance cover? The AAA insurance policies cover automobiles, collector cars, motor vehicles, and recreational vehicles such as boats, travel trailers, and RVs. Policies vary in price depending on the make, model, and year of the vehicle you want to insure.

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2 thoughts on “does aaa have travel trailer insurance”.

we have been members for over 40 years we were towing a flatbed trailer last night a tire blew another one went flat i called as we were stranded they wouldnt even come out and help us tow it or fix flat. we have rv premier plus everuthing

I have a 2007 Chevy Silverado 2500 and a 27’ travel trailer. I would like coverage on both truck and camper if I were to need a tow or change a tire or Battery Service on the truck or unlock my truck. What would be the cost of the insurance?

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Good Sam Roadside Assistance Vs AAA For RV's Which Is Better

Good Sam Vs. AAA: Which RV Roadside Assistance Is Better and why?

Aaron Richardson

  • Last Updated: May 16, 2024
  • 11 minutes read

Nothing can ruin your adventure more quickly than a break down on the road.  Having a good roadside assistance plan can save the day.

Good Sam Vs. AAA Which RV Roadside Assistance is best for you? Both provide roadside coverage, but there are differences between the two programs that may make one a better choice for you. 

.ugb-cee8c07 .ugb-blockquote__item{border-radius:0px !important}.ugb-cee8c07 .ugb-blockquote__quote{width:20px !important;height:20px !important}.ugb-cee8c07 .ugb-blockquote__text{font-size:20px !important}@media screen and (min-width:768px){.ugb-cee8c07 > .ugb-inner-block > .ugb-block-content > *{padding-top:40px !important;padding-bottom:40px !important;padding-right:40px !important;padding-left:40px !important}} Good Sam roadside assistance vs AAA Which one should you buy? Short answer – buy both.  If you have to choose between them – buy Good Sam. Good Sam is an RV company first, whereas AAA is an automobile company offering RV service as an added option. Good Sam offers better pricing, covers more vehicles and family members and has better basic coverage limits. AAA offers the best towing coverage and winching service but falters in the other categories.

Ultimately, I’m going to consider joining both programs before I head out on any extended trips in the future.

I am currently an AAA member but performing this review has made me think I may have to switch teams.

From a cost perspective, it would be money well spent to be members of both Good Sam and AAA. If you have the luxury of being able to do that, I would suggest going for it.

Then depending on the situation you find yourself in you can call one company or the other.  If you don’t camp enough to make it worthwhile, or it is financially prohibitive, give Good Sam a try.

IN THIS ARTICLE

Roadside Assistance, Which is Better: Good Sam vs AAA

Here are the Comparison between two roadside assistance plans based on plan costs, the number of service calls allowed and other coverage details.

Cost  (Based on time of comparison)

Good Sam offers three levels of service with prices of $65 Standard, $80 Platinum and $120 Platinum Complete. Rates quoted are promotional rates valid for your first year of membership. Regular rates are$130, $160 and $240 per year, which you will pay upon renewal. 

AAA offers two levels of services – Plus and Premier. For Plus RV your cost would be $143 and for Premier RV it would be $210.

With AAA, you must first purchase automotive coverage and then add on your RV membership – pricing above includes both. (AAA Rates vary by state, pricing provided is based on Florida membership)

Good Sam offers excellent rates for new members.  After your initial year, your rates will go up, but they are still on par with AAA. The rates at AAA are very stable. I have been a member for a long time and they don’t fluctuate a lot. 

One thing I liked about Good Sam was that their rates are clearly available online. With AAA you can find the automotive club rates, but you have to call or login to get the rates to upgrade to AAA Plus RV or Premier RV. 

WINNER – GOOD SAM

Covered vehicle types

Both programs cover your RV as well as your automobiles and trailers (sports and utility trailers, boat trailers).

Good Sam Standard ($65) only covers non-motorized RV’s so you will need the next level of coverage if your RV is motorized.

AAA Plus RV only covers RV’s up to 32’ foot, so you will need Premier RV if your rig is bigger than that.

AAA has an option to add on your motorcycle for $35. It is included with Good Sam.

Good Sam will cover leased, rented and borrowed vehicles and multiple RV’s.  They also cover your spouse and dependent children. With AAA you will need to buy additional coverage for the other members of your household.

With Good Sam covering more types of vehicles and more people in your household, they offer the better value in this category.

This is the big one if you break down. I’ve been there and needed that. I was grateful to have coverage when I needed to have my 36’ Class A towed to a shop (for a full engine replacement)

AAA offers four tows of 100 miles with the Plus RV coverage, (400 total miles) and one tow of 200 miles and three tows of 100 miles with their Premier RV coverage (500 total miles).

Good Sam offers unlimited distance towing to the nearest service center (US & Canada).  They also offer towing & roadside services in Mexico, Puerto Rico, US Virgin Islands, up to a cost of $1500.

The big difference here is that with AAA you have choice of where you will be towed. It doesn’t have to be the nearest service center.  

If you are within range of your favored shop, you can tow it there or back to your house.  That can be a big plus.  

This gives AAA a big advantage in this category.  The only caveat would be if you end up more than 100 miles from a service center (which probably isn’t too often) or break down more than four times a year – then Good Sam’s unlimited towing would be a better benefit.  

A lot of people focus on the “unlimited” part of Good Sam’s coverage, but forget that the nearest service center may not always be where you want to go.

WINNER – AAA

As I mentioned above, we had to be towed many years back. We had engine issues during our RV travels in Mexico, and they compounded in a big way when we got back into Arizona.

As we pulled the large mountain on the Interstate 17 up into Flagstaff, a stretch of road known to be the end of many a semi truck, our engine gave its last chug and we were dead on the side of the road. If it hadn’t been for AAA we would have incurred a huge towing bill. 

As it was we enjoyed several weeks up on blocks in Flagstaff while the shop there replaced our engine (luckily under warranty). We were fortunate enough to be able to stay in the RV at night and go out sight seeing during the day while they worked on it.  

We were young and didn’t have the cash to do anything else. We toured to every free and almost free site in the area.  

We saw Sedona, the Grand Canyon, and all the nearby National Monuments and Archaeological sites.We have really fond memories of that time.  

Maybe it was all because we didn’t have to pay for that tow up the mountain!

Basic coverage categories

Both companies offer the basics – battery service, fuel delivery, flat tire service, lock smiths – with only minor differences in coverage. 

For example, AAA has a $100-$150 limit on locksmith costs, while Good Sam has no limit. Both companies also offer the nice perk of home locksmith services, should you ever lock yourself out of the house.

One big thing I noticed was that Good Sam offers specialized RV mobile mechanics if they are available for your roadside assist, while AAA is a more generalized service. 

It would be nice to have an RV mechanic come to help out instead of a car mechanic.

When you dig deeper into the details some other differences appear

  • AAA offers extrication and winching services with up to two vehicles and two drivers. If you end up off the road due to an accident or bad weather you would most likely need to be pulled out to be towed for service. This coverage could be a big win, if your RV ends up sliding into the ditch…
  • Good Sam offers trip interruption service. Reimbursement for the cost of meals, lodging and car rental if your vehicle is disabled due to a collision with another vehicle more than 100 miles from your home. That’s a pretty nice perk to have if you need it.
  • AAA offers a similar service but calls it car travel interruption protection. If you’re traveling by car and are 100 miles or more away from home and have a breakdown or accident while en route, or if your vehicle is stolen while en route, they will reimburse you for emergency expenses (meals, lodging, rentals).  Limits vary dependent on your membership package.  This seems to only apply to your car and not your RV, so less helpful from an RV’ing perspective.
  • AAA allows four roadside service calls per membership year. Good Sam does not have a limit on their roadside calls.  That’s a huge plus for Good Sam.

WINNER –Good Sam

Depending on the type of issue you have, one company or the other could be the winner for you. Stuck in a ditch? AAA is your friend. In a collision with your RV while you are away from home?  Good Sam will take care of you.

I gave the edge and the win in this category to Good Sam for providing the option of RV specialists and not limiting the number of roadside assists in a year.

Extra coverage categories

The extra coverage categories provided vary a lot.  It will really depend what is important to you when choosing whom you should go with. 

There were too many little perks with each company to be able to list them all, but I’ve listed some of the bigger ones below.

Both companies offer discounts on select hotels and rental cars. Good Sam offers AAMCO discounts and AAA offers discounts at Napa Auto Parts. 

AAA also offers attraction discounts to things like amusement parks and movie theaters.  I make a lot of use of my AAA discount at hotels, but I could easily switch to checking for Good Sam discounts instead.

AAA offers Trip Tiks and maps free of charge. Maps may seem archaic in the world of GPS, but they could come in really handy if your GSP freezes up.

I use my Google maps all the time, but nothing beats the security of a paper map when you’re driving 40 plus foot of RV.

Especially if you’re towing a vehicle behind you with a tow bar and you don’t have the luxury of backing up when you make a wrong turn.  You become a really serious navigator really fast in that situation!

Good Sam offers a 65% discount on their Good Sam Guide series.  Like with maps, it’s nice to have the paper guide in hand to search for campgrounds.

AAA offers free passport photos for the family.  If you’re my brother and sister in law with four children, this would provide quite a good savings on the year you need to do passport renewals!

Good Sam offers discounts at Camping World and Gander Mountain. This includes free shipping on orders of $49 and over, up to 10% discount at retail locations, and 15% off propane at Camping World.  They also offer free use of the dump stations at select Camping World Super centers.

AAA offers a free one day car rental if your vehicle has had to be towed. Good Sam will also cover this under their trip interruption if a collision was involved. 

Good Sam offers a five cent fuel discount at select Pilot Flying J locations. We frequent these a lot, so that can be a nice savings.

  • AAA offers assistance with vehicle return costs of up to $500 if illness or injury interrupts your trip.
  • Good Sam offers discounts of 10% at 2400 Good Sam Parks and Campgrounds.
  • AAA offers emergency check cashing of personal checks up to $100.  

Good Sam offers an RV concierge service. They can help you if you break down to find a service shop, or just help you find a park to camp at or a restaurant nearby.

AAA offers limited legal fee reimbursement protection in the event that you should need to seek legal counsel for a traffic violation.

AAA also offers bicycle service if you have a breakdown while you’re on two wheels.  It does count towards your annual number of assistance calls though.

WINNER –  TIE

It really boils down to personal preferences in this category. I don’t find myself at Camping World all that often, so that discount doesn’t mean a lot to me personally.

Maybe you’re able to stop there on your way home and take advantage of the free use of the dump stations and that would make it a valuable plus for you. It’s all in what you prefer. This category was a pretty even match.

Good Sam Vs. AAA For RV’s: Which Has A Better Road Assistance Plan

So, in the head to head competition of AAA vs Good Sam who came out on top?  I think that even as a long time member of AAA (and I do mean looong – close to 30 years), I will have to give the nod to Good Sam.

This may be because Good Sam is first and foremost a company dedicated to the RV community. AAA grew up serving the automobile world and evolved into serving RV’ers.

While I like some of the specific AAA coverage, like towing to your preferred location, Good Sam ultimately has more to offer. 

Whatever you choose, I hope you have happy and safe RV adventures!

Aaron Richardson

About Author / Aaron Richardson

Aaron Richardson is an expert RVer and the co-founder of RVing Know How. Aaron, along with his wife Evelyn, has been living and traveling in their Keystone Fuzion RV since 2017. Their adventures span across the country and beyond, including memorable RVing experiences in Mexico. Aaron's passion for the outdoors and RVing shines through in his writings, where he shares a blend of travel stories, practical tips, and insights to enhance the RV lifestyle.

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24 Comments

Grumpy

Thank you very much for taking the time to get all this info together. I was thinking of going back to AAA because the last time I needed a tow, for my car, GoodSam could not find one for me. I was on 395 in California. The CHP had a business card for a towing outfit who were there in 20 minutes. He took me to a shop and then talked to GoodSam and got the tow covered. Still it upset me and I had no idea how I was going to handle this till the CHP officer helped me out. But 50 years ago I called AAA to tow my car and they never showed up.

Maggie

Do towing companies generally work with Good Sam? It seems like I see the AAA logo advertised by many towing companies, but haven’t noticed those associated with GS much.

Aaron Richardson

Aaron Richardson

Yes, Good Sam offers unlimited distance towing to the nearest service center.

Rhonda R

Some of the towing companies I have spoken to, don’t take Good Sam and they really don’t like to take AAA tows because AAA pays low, tries to get out of paying, or they have to struggle to get paid. I had AAA, went to Good Sam and now going back to AAA. The one time I needed Good Sam RV, I never could get a live representative. I always get a live representative with AAA. This is my take.

Roger

I have used good Sam 4 times in the last 11 months and just received notice that my membership was cancelled due to exceeding their average cost. So much for unlimited. I will be heading to aaa.

Debra Austin

Debra Austin

We just had to use them for the first time in 25 years and after that we received our renewal fee back. We were literaly 6 miles from our house and had to wait over 8 hours for a tow home. Crazy! I was not happy about that, so when they sent me the survey I did express my displeasure, and I guess they did not like that. Good Sam dropped us like a hot potatoe. Oh well……

Bonnie

Thank you so much! I am researching this now. My biggest concern is getting a flat on the weekends or evenings after service shops are closed.

WIN

I would choose AAA if that’s your concern. Since you can pick the location of where you want your car towed (within 100 miles and up to 200 miles with primier plan)

Ross Converse

Ross Converse

Excellent article, thank you! I think I’ll take your advice and add Good Sam to my AAA policy. Ross

Bob

I have had Good Sam Travel Assistance, Roadside Assistance and Extended Maintenance for upto 15 years. Good Sam is in general non-responsive. I would stay clear of all Good Sam services. Bob

Monica

Why do you keep Good Sam if you are so displeased with their services? Truly curious.

Kidd Blast

Paid for Good Sam for 15 years but say the are non responsive and to stay away? Please make sense as I too am curious.

Terry

I have used AAA for years and when we bought our travel trailer we decided to go with Good Sams, I am right now waiting on the phone with them to find out why I have been waiting over 2 1/2 hours for them to get my car towed. If you add all the wait time with them on the phone we are heading towards the 3 1/2 hour mark! Basically, after I waited little over an hour for tow I received another call from someone asking me for all the same info that I had previously given them, I asked why and she said the tow service that was supposed to be there broke down (guess they only have one truck) she was going to get another service out,after waiting another hour I called and asked what was up. Now 1/2 later I’m still on the phone with Goodsam while they are reviewing my problem. When I asked to speak to someone higher I was told that the supervisor would call me in a bit. I told them that was unacceptable and basically was told that What I wanted as the paying customer was unimportant. Also asked that if I receive a ticket for leaving my vehicle would they pay for it. I was told they would have to review it! This is the second time in two years we have used their “service”. We gave them this as a second chance, safe to say We will pay more to get the better service with someone else.

Edward

AAA RV service is a joke with disgusting customer service. We had transmission problems in Beaver, Utah ($7800 in repairs needed). My first call happened around noon and I was told that the tow company would contact me, he did to say he couldn’t help me. Six (6) hours later they found a company that could help the next day but would cost me $1200 after the AAA coverage. When the tow company called me they said AAA made a mistake it was $1400 ($1400+$500 AAA=$1900) to tow to Las Vegas. I found a commercial tow company for less. Once I got into Vegas I tried again to use AAA to tow back to Los Angeles. Rinse and repeat. After another long delay AAA called to say they found someone to provide service “Oh wait you have an RV” we only have ONE (1) company that would be able to accommodate that and their truck is broken “you need to hire a commercial tow company and try to summit for reimbursement”. Don’t waste money on AAA RV servive

James A Stegemeyer

James A Stegemeyer

Good article, but I think it’s probably not which one is best, but which is least worst. Last Sunday we were cruising down I-90 near Ritzville, WA when my brother’s trailer blows a bearing seal and we are dead in the water on the shoulder. He is a Good Sam member and calls the number. They check and tell him -after 20 minute hold – there is nothing open and he needs to wait til Monday. What?! We are supposed to wait on the shoulder of a three lane highway overnight until something opens Monday morning??? My brother reminds them they advertise 24/7 response and they send him to the service department where he is on hold for 30 minutes. I tell him that we have to call 911 before we are crushed like bugs by someone flying by at 80 mph (that’s the speed limit there) and I take over the Good Sam call for him while he calls 911. I wait another 20 minutes on hold (50 minutes total) and no one ever answers and I hang up. WSP shows up and follows us to the next exit while we limp along at 15 mph and Les Schwab fixes him up the next day in Ritzville.

So what is the lesson? If they don’t have any special contacts that can get me help better than me being able to search for a tow company on my phone myself, is it really worth it? In the interest of full disclosure, coming down Highway 26 in Portland Oregon near the zoo exit a couple of years ago, I lost my diesel truck’s fuel pump and the engine quit just like that. It was also a Sunday afternoon. I called Good Sam and they sent someone out in a reasonable amount of time and towed us to the dealer and all went well. One was in the middle of America’s 25th largest city and one was in the middle of the god-forsaken desert of eastern Washington, to be fair.

I’m due for a re-up on my Good Sam membership, but after my brother’s experience on Sunday I was looking into options. It seems that both AAA and GS can be good and bad depending on the overall circumstance of the situation. Still not sure what I will do, but I wanted to share that “24/7” might mean they will answer the phone, but may or may not mean they are able to send you help. Cheers.

Mary

AAA does NOT (no longer) offer roadside assistance programs for RV in the northeast!

Vince Trankina

Vince Trankina

I had Good Sam for a year. The first time I needed help I realized that this was not the way to go. I had an older RV and I already knew not everybody would carry the tire I needed. Good Sam would only tow me to the nearest “service center” which was across the street and did not have the tire. They also would not be able to get one for a week. The problem with their definition of “service center” is that they really don’t do much research into what they can service and what they can not service. With AAA you can go anywhere you want; that includes your actual destination if it’s within distance. As far as roadside tire service, I found they really find local people that can help. Good Sam does not have the kind of network of connections with towing-wrecking-roadside service people that AAA has. It is true, depending on the size of your rig, there is always a chance that there will be a shortage of two vehicles in your area that can handle it. But with AAA, you can get on your smart phone and search/call every wrecking/towing outfit within fifty miles and AAA will send whoever you chose. Good Sam will not do that. So if you can only get one plan, I recommend the AAA. It has saved my bacon numerous times driving an old motor home.

Bryan Priebe

Bryan Priebe

I have an 05 Chevy cut away express 3500 box van. For those that don’t know it’s a van cab with a 16′ box that’s 10’6″ high in the back. I’ve been with AAA for 9 years. When I first joined I explained to them what I drove and that I ride a motorcycle also. They told me because of the size of the truck I would need Premier RV coverage. Fast forward to last week. My brakes went out on the truck and was able to get it into a win open parking lot. I called AAA at 10:50 AM and was told it would be around 12:00 PM. Around 1:00 called AAA to find out where’s my tow. She said she would check on it. Ricks Service called me and asked what kind of vehicle it was and was told they ma have to have AAA to find someone else to tow the vehicle because it was too big for their wreckers. I laughed and told him they had just towed the truck a month earlier. Let’s cut to it. I waited there for SIX hours and called AAA just to find out that Ricks cancelled the tow and just entered it in the computer without calling me or AAA. Needless to say the truck sat there overnight unsecured and I had to hire my own tow. That night I got several phone calls from the same lady at AAA and now she tells me my box van is not covered because it’s not an RV. I told her they have towed it in the past and it’s smaller than an RV. She had the nerve to tell me to contact the person that sold me the Premier RV policy 9 years ago like I remember the name and that they still work there. This isn’t over what a joke for both of these companies. They go hand in hand. I’m in Elkhart,In. RV capitol of the work no less.

Opa

Good Sam abandoned my son and his two children when their travel trailer was snowed in a Georgia state park. G. S. Said #1 Tows are Not covered for Weather related issues. #2 No towing on private roads – They claim state parks are private and refused to respond. My son called AAA and they claim they’d tow him out of a “volcano” but only 3x per year. I’m switching from Bad Sam to AAA

Jay

In 2019 I was traveling home to Boise from Phoenix, AZ when I lost the transmission in my 1976 Executive 26′ motorhome in Wikieup, AZ. Talk about the middle of nowhere. I had Good Sam. I called, spent about 45 minutes on the phone explaining where I was, etc. They called back about an hour later and said a tow was on it’s way from Kingman which is where I will be towed to. The operator said they did not have any listing for transmission shops in Kingman, so to use my time while waiting for the tow (1+ hour drive away) and figure out where I wanted towed to. While this was frustrating because I had no idea how to choose a shop just from google listings, and, being my own mechanic, having to trust an unknown shop to build my transmission when I would rather do it myself. But in the end, the tow showed up, was professional, had the right rig to tow my antique coach, and towed me to the shop I chose. The tow would have cost me about $1500, and was covered by Good Sam.

The down side of Good Sam for me was that they should have the name Good Spam. My mailbox was flooded by so much junk mail from Camping World, plus every service available to RV’s. But, that is not a deal stopper for me. In my one tow situation, which was an ugly one, Good Sam came through. But maybe on my next one, they would not. Who knows.

Ruben Vega

I will have to say thank you so much for this article. Very well written and very informative. You cover pretty much everything I needed to know.

James McCormick

James McCormick

I used AAA to unlock pickup in Atoka Okla 2 months ago. Called it in and was told help would be there in 1 hour. 3 & 1/2 hours later, help arrived. Really slow service for sure.

Joy

I, too, was a long-time AAA roadside assistance customer considering switching to Good Sam. Good Sam sounds good on the surface, but apparently their customer service is terrible. Read a few of the stories on each of these before you decide:

Consumer Affairs customer reviews:

Good Sam’s own Facebook page, where they get 1.3 out of 5 stars: https://www.facebook.com/GSRoadside/reviews/

Yelp, 1.5 stars:

And this impartial comparison of AAA vs. Good Sam, which notes at the end that it’s your decision but “Good Sam’s various issues surrounding the company’s customer service response can be a deal breaker if you don’t like the idea of being stranded too long.”

A

Was on the mountain and AAA dispatched a tow truck to pull my travel trailer down the mtn due to my truck over heating. Upon traveling down, the rear axel on the trailer broke and the tow truck could no longer help us; AAA said it would now be 2.2k after the $500 limit to get a rig big enough to tow my trailer down. So I got the part, fixed it myself and still confused over what company would be better in this situation because AAA totally was no help.

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  • RV Insurance

https://money.com/aaa-rv-insurance-review/

AAA RV Insurance Review

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When it comes to hitting the road and exploring the great outdoors in the comfort of a recreational vehicle (RV), having the right insurance coverage is a must. RVs are valuable investments that require protection from unforeseen events.

One RV insurance provider is The American Automobile Association, usually called “Triple-A” (AAA). The company is most well-known for its roadside assistance services and travel discounts, but AAA also offers insurance products to its club members.

In this AAA RV insurance review, we'll look at the company’s offerings, pricing, financial stability, accessibility and customer satisfaction to help you choose the best RV insurance for your needs.

AAA RV insurance pros and cons

Extensive coverage options, offers emergency roadside assistance, membership includes additional benefits, only available to aaa members, coverage varies by region, pros explained.

Similar to car insurance, AAA RV Insurance offers comprehensive coverage that includes protection for your RV against accidents, collisions, theft and vandalism, as well as liability coverage in case of bodily injury or property damage to others. In addition to these basic coverages, as a AAA member, you get roadside assistance.

Although coverage varies by state, there are two options you can add to your RV insurance policy for an extra fee: personal property protection for items kept in your RV and travel expenses coverage if you need to stay somewhere else while your RV is repaired.

One of the standout features of AAA is its emergency roadside assistance, a feature that not all insurance companies offer. Whether your RV has a flat tire, mechanical breakdown or empty fuel tank, AAA RV roadside assistance can help, giving you peace of mind during your travels. All AAA memberships include roadside assistance for you and the car you are in. Extending coverage to your RV may be included on some plans in certain states but must be added for an extra cost in other areas.

AAA could be a good option for RV owners due to its many travel-related perks. In order to purchase the company’s RV insurance, you must purchase a AAA membership, but it comes with extra benefits that may make it worth it. You can access discounts at hundreds of places, including hotels, restaurants, movie theaters and attractions. In addition, AAA memberships include travel agent services, savings on rental cars, identity theft monitoring, DMV services at local branches and more.

Cons explained

AAA RV insurance is only available to AAA members. While this is an extra yearly cost, you get all of the features of a AAA membership. You can purchase a membership through your local club to access the insurance products and other benefits.

AAA’s RV insurance protection options and prices vary significantly based on your region. For example, in some states, you can extend your roadside coverage to include your RV for an extra cost but it may be included in other states. You can contact your local AAA branch to see what coverage is available in your area.

AAA RV insurance offerings

AAA RV insurance covers a variety of vehicles, from travel trailers to campers. Before you can purchase AAA RV insurance, you’ll need to get a club membership. AAA offers three different membership tiers at varying prices. The levels are called Classic, Plus and Premier.

The Classic level typically doesn't offer RV roadside assistance. At the Plus and Premier tiers, some AAA clubs include RV coverage at no additional cost, while others charge an extra fee to add it. In addition to roadside coverage, you can choose to purchase an RV insurance policy. We’ll explore the membership tiers below, followed by the RV insurance options.

AAA Plus membership

Purchasing a AAA Plus membership may offer you the following types of benefits, but you’ll need to check with your local AAA club to confirm what is offered in your region.

  • Towing services
  • Locksmith service reimbursements
  • Emergency fuel delivery
  • Battery jumpstart and replacement service
  • TripTik travel planner
  • Identity theft monitoring
  • AAA maps and travel discounts
  • Car repair discounts
  • Lost baggage and trip interruption coverage when traveling
  • Hotel, movie tickets and restaurant discounts
  • DMV, passport photos and notary services at local AAA branches
  • RV and motorcycle service coverage

AAA Premier membership

With the AAA Premier plan, you’ll have the benefits included in a AAA Plus membership and more. AAA Premier generally expands your Plus-level coverage to include more miles for towing and higher reimbursement levels. It may also add extra features like the following:

  • Emergency car rental
  • Home lockout service reimbursement
  • Pet injury coverage
  • Refund for windshield repair
  • Emergency medical transportation
  • Travel accident insurance

AAA RV insurance

Once you've enrolled in a Plus or Premier membership, AAA insurance policies are available for you to purchase. Aside from RV insurance, AAA offers auto, home, pet business and life insurance.

AAA typically offers the following RV insurance coverage types:

  • Comprehensive
  • Uninsured motorist
  • Medical payments

Additional RV insurance options

If you’re using your RV as your primary residence, add-ons for full-timers may include the following options.

  • Personal property coverage : Protects your belongings in case of theft or damage
  • Travel expenses : Provides coverage for accommodations if your RV needs repairs

AAA RV insurance pricing

AAA RV insurance costs can vary based on several factors, including the type of coverage you choose, the make and model of your RV, your driving history and your location. You may also qualify for insurance discounts. Getting a personalized quote from your local AAA club is advisable to determine the exact pricing for your RV insurance.

In addition to your insurance premiums, a yearly AAA club membership costs anywhere from around $40 to $186 or more per year, depending on the coverage level you choose and the prices set in your region. Some clubs include RV coverage in the Plus or Premier level, while others charge more to add RV roadside assistance coverage. For example, in Ohio, you’ll pay an extra $37 per year to add RV roadside coverage to your AAA Plus or Premier membership. In California, a AAA Premier membership includes RV roadside coverage at no additional cost. There may also be a one-time membership enrollment fee of $10 to $15 or more when you purchase a new membership.

AAA RV insurance financial stability

Established in 1902, AAA has a long-standing history. Each AAA club functions as an independent and not-for-profit organization. Furthermore, each club is governed by its own board of directors. To be a part of AAA, every club commits to offering specific standard services, but the exact membership dues and services provided differ from one club to another.

Each AAA club partners with different affiliated insurance providers. CSAA Insurance Group offers insurance products to AAA members in 23 states and Washington, D.C. The company, founded over 100 years ago, is rated A+ (Superior) by AM Best, an independent insurance rating agency. The Auto Club Enterprises Insurance Group provides insurance to members in 21 states and is also rated A+ (Superior) by AM Best.

AAA RV insurance accessibility

AAA encompasses 32 independent clubs with more than 1,000 local branches. Visiting the organization's website and entering your zip code will redirect you to the AAA website specific to your region. You'll find membership information and prices specific to your local area there. You can browse your club's site for details about RV insurance availability and find contact details and branch locations.

Availability

AAA has clubs and branches across all 50 U.S. states, Washington, D.C., Puerto Rico and Canada. However, its services and products will vary between states and provinces. Before considering AAA RV insurance, check with your local AAA club to confirm whether it’s offered in your area.

Contact information and user experience

Enter your zip code on AAA’s main website to find the locations of your nearest branches. Every club has its own website with contact information, including phone numbers and online contact forms. There are also physical AAA branch locations you can visit.

You can reach AAA emergency roadside assistance at the following number: 800-AAA-HELP (800-222-4357).

The AAA mobile app allows users to request roadside assistance, manage insurance policies, check nearby gas prices, access the TripTik travel planner and more.

AAA RV insurance customer satisfaction

Customer satisfaction is an important factor to consider when evaluating any insurance provider. We looked at the J.D. Power 2022 U.S. Auto Insurance Study to see how various AAA clubs rank for overall customer satisfaction. While some clubs ranked above the average, others fell short.

For example, the Auto Club of Southern California ranks second in California with 844 points out of a 1,000-point scale. In the North Central region, which includes Illinois, Indiana, Michigan, Ohio and Wisconsin, AAA ranks slightly below the local average of 838 points with 810 out of 1,000 points.

AAA insurance has mixed ratings across customer review platforms, but your experience can vary significantly based on your location. Each AAA club has its own Better Business Bureau (BBB) page, and the ratings and reviews were similar across the clubs we evaluated on the site. For example, AAA Northeast and AAA Nebraska are both BBB-accredited with A+ ratings, and the AAA Ohio Auto Club is BBB-accredited with a B rating.

AAA RV insurance FAQs

Is aaa rv insurance worth it, what does aaa rv insurance cover, how much is aaa rv coverage.

The availability and price of adding RV coverage to your AAA membership varies by state. You may have the option to extend emergency roadside assistance, towing service and other benefits to your RV. Membership also allows you to purchase AAA RV insurance for liability, collision, comprehensive and personal coverage options, depending on your location.

The cost of AAA RV insurance varies depending on the type of policy, your state of residence, the make and model of your RV, your driving record and more. To get an accurate quote, you can contact your local AAA club.

How we evaluated AAA RV insurance

To conduct this review of AAA RV insurance, we evaluated the following things:

  • Coverage offerings : We examined the levels of AAA RV membership as well as the available RV insurance offerings.
  • Pricing : We assessed the affordability and value of AAA RV membership cost and coverage.
  • Financial stability : We researched AAA's financial strength and longevity to determine its ability to fulfill policyholder claims.
  • Accessibility : We evaluated AAA's availability, contact options and user experience to assess its accessibility and customer support.
  • Customer satisfaction : We considered customer feedback and reviews to gauge overall satisfaction levels with AAA RV insurance.

Summary of Money’s AAA RV insurance review

Considering AAA for RV insurance may be worthwhile for RV owners due to its extensive coverage, added benefits like hotel discounts and reliable emergency roadside service. With different membership levels and coverage options, RV owners can tailor their insurance and AAA membership plans to suit their needs. While the availability of AAA services and products varies depending on location, it has a strong reputation and financial stability.

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Looking for AAA membership perks likes roadside assistance, discounts, travel packages & more?

rv safety

RV Safety and Insurance Tips

RVing isn’t just a way to travel – it’s a lifestyle.

More than simply a mode of transportation, an RV is an all-in-one vacation mobile. It’s your hotel, restaurant and roaming office. It’s your home on the road.

Whether you’re interested in renting or buying an RV for the first time, or you can’t wait to get on the road again, these RV safety and insurance tips will make sure your journey is a smooth one.

If you daydream about cross-country road trips, camping at national parks or waking up in a new place every day, read our article about why you should take an RV road trip . It includes what to think about when planning, types of RVs and more.

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RV Insurance

For those that own an RV, a specialty RV policy is recommended to properly cover your home on wheels. It also will provide you with a variety of options to customize to your needs.

Because an RV is like a car and a home, it includes some of the coverages of both auto and home insurance. Like car insurance, your RV insurance should have liability coverage for bodily injury and property damage. And like a home, you’ll want to discuss a total loss policy with your agent that covers replacement cost vs. actual cash value .

There are a few other factors to consider that could impact your RV coverage as well.

  • Type of RV. RVs come in different sizes, styles and price points. They can be towable or drivable and can suit a variety of needs. Coverage varies for every type of RV.
  • Renting.  If renting an RV for pleasure, it’s smart to get extra coverage from the rental company. Similar to insurance when renting a car , the rental company’s insurance may cover what your personal insurance does not.
  • How often will you use it? Some use their RV for road trips, while others use it as a full-time residence. Full-time RVers may need coverage more akin to a homeowners policy.
  • What do you plan on keeping in there? You might have photography equipment or expensive camping supplies, or maybe you’ll be working from the road and bringing along your computer and other tech. Whatever personal property is in your RV, you’ll want to make sure it’s protected.
  • Other policy options. Depending on your state and what is offered by your insurance carrier, there are a few other options you can discuss with your agent. Emergency expense coverage pays for items such as lodging and/or travel expense if your RV were to be damaged or destroyed by a covered loss. Vacation liability provides liability coverage when you are parked and using your RV at an RV site. RV policies may provide an option for 24-hour roadside assistance , but a AAA RV membership will also cover you.

Learn how you can protect your RV with specialty insurance through AAA.

rv road trip

Once you’re fully insured and you’ve found and booked the perfect campsite , it’s time to hit the road. Keep these RV safety basics in mind for your travels ahead.

Driving an RV Is Not Like Driving a Car

RVs are longer and heavier (some could be as big as buses) and have limited visibility. Some states require a special license to drive an RV, especially if it’s over a certain weight, but you don’t need one to drive most motorhomes, according to Outdoorsy.

If you’re new to RVing, you can benefit from taking a training course, like the one by the RV Safety & Education Foundation . Classes and workshops are often offered online and cover everything from RV weighing to tire safety.

For your first RV trip, try a destination that’s closer to home so you can get better acquainted with the vehicle. Practice makes perfect!

Maintenance

If you own an RV, you know they experience a good amount of wear and tear. After all, they drive for long distances and could stay parked for months at a time. Bring your RV to a trusted mechanic that specializes in RVs for regular checkups and stick to the maintenance schedule recommended by the manufacturer.

Tires are a big part of RV safety; a blowout could ruin your trip and spell disaster for both the vehicle and the precious cargo inside. You want to make sure the tires can handle the weight you are carrying and maintain and monitor the pressure. Consumer Reports also recommends replacing tires every 10 years from the date of manufacture, or sooner if noted in your owner’s manual.

Before Every Trip

Like any other road trip, you’ll want to make sure both you, your passengers and your vehicle are prepared. Give your RV a thorough safety check to get it ready for the road, map and price out your route for fuel and plan for emergencies. You’ll also want to secure down all the items in your RV before every trip to keep them from becoming hazardous projectiles while driving.

Get more tips .

Try the 330 Rule

Many veteran RVers swear by this rule , which encourages drivers to stop driving once they’ve hit 330 miles or it’s 3:30 in the afternoon – whichever comes first. This ensures you’ll have enough time to explore your destination without being completely spent from too many hours behind the wheel, and that you’re totally alert while driving.

Other versions of this theory are known as the 3/3/3 rule (300 miles/stop every three hours/stay three nights) and 2/2/2 rule (200 miles/stop every two hours/stay two nights).

RV Security

While most campsites and RV parks are safe, you may want to invest in a security system to keep an eye on your RV. Easy-to-install security camera systems, as well as window and door alarms may help to give you added peace of mind while you’re sleeping and out exploring.

If you do experience a break-in, your RV insurance can cover you for the replacement cost of your items – in other words, the full cost to replace the item with one of similar kind and quality.

If you plan on using public Wi-Fi during your trip, you may also consider downloading a virtual private network or VPN on your devices, to keep your personal information safe.

Schedule an appointment with an insurance agent to learn more about protecting your RV with specialty insurance through AAA.

Tell us your best RV tips in the comment below.

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One thought on “ rv safety and insurance tips ”.

Thank you for explaining that coverage will vary for all of the different kinds of RVs. We’re thinking about insuring our RV since we plan to use it so often. I’ll be sure to keep this in mind when getting quotes for it.

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All types of drivers. All types of vehicles. AAA has you covered.

AAA RV coverage

Get the most out of your AAA membership by learning more about the benefits and services we offer—and how you can adjust your coverage to suit your ever-changing needs.

AAA RV & Motorcycle COVERAGE

Have you recently purchased a boat, motor home, or other recreational vehicle? We have additional coverage plans available specifically for recreational vehicles and motorcycles.

  • With AAA Plus , motorcycles and scooters are covered with up to 100 miles of towing.
  • With AAA Plus RV , you’ll have towing coverage for your motor home, pickup camper and travel trailers, along with coverage for boats, horse trailers, and small trailers transporting personal watercraft up to 26 feet in length.

Both plans offer affordable coverage and the great service you expect from AAA, at a terrific value. Find the membership level that’s right for your needs and keep your family protected—no matter what you’re driving.

SUPPORT FOR LIFE’S CHANGES

Do you have a new teen driver? Are you in need of a new car? Have you started commuting by bike instead of by car? We’ve got benefits that can help.

  • Protection for Teen Drivers AAA is dedicated to supporting newly-licensed teens and helping you navigate the challenges of having a new driver in the family. Not only do all teens drive free, but we also offer the AAA Guide to Teen Driver Safety to help reduce their risks on the road. It’s a great way to start a conversation with your teen about the best ways to stay safe behind the wheel.
  • Help Buying a New Car If you’re in the market for a new car, don’t let the process overwhelm or frustrate you. Our car reviews can help you narrow your choices – and once you’ve decided, let AAA AutoSource do the car buying work for you. We make it easy to find your perfect car.
  • Roadside Assistance for Your Bike If you’ve started biking to work or just for fun, rest assured that AAA has you covered if you ever need a tow. Our trusted roadside assistance covers bicycle service too , so if you find yourself with a flat tire, we’ll be there to help you quickly get back on the road. Coverage applies to the bicycle you are riding at the time it becomes disabled, and service is provided within the AAA Oregon/Idaho coverage area, which includes Oregon and the southern 34 counties of Idaho.

TRAVEL PLANNING ASSISTANCE

You know AAA has your car covered, but did you know we can also help you plan trips by train, airplane, or boat? Just contact our AAA Travel Agents , available exclusively to AAA members.

You can also use your AAA Membership card to receive discounts at hotels, restaurants, and attractions almost anywhere you travel – and don’t forget to download the AAA Mobile App to find discounts, locate the best gas prices, and even request roadside assistance.

GETTING YOU ROAD TRIP READY

Before you hit the road, make sure your vehicle is ready by requesting a complimentary AAA Mobile Battery Service , which evaluates your starter, alternator, and your battery’s condition. If we find any issues, you’ll have the option to purchase a new battery at a special AAA member rate directly from a technician who will install it. AAA Mobile Battery Service may not be available in all areas or during all hours, so call us to schedule your service before you leave.

Already on your trip? We have a nationwide network of AAA Approved Repair Facilities ready to help if you encounter any trouble. You’ll get discounts on labor, the best warranties available, and other valuable benefits to help keep your trip on track.

MAKING SURE YOU’RE COVERED 24/7—WHEREVER YOU ROAM

Not sure what membership level is right for you? If you stick to short trips around town, you may just need the basics. For frequent weekend road trips or a long commute, you may need more towing protection. RV drivers might need additional AAA coverage to protect them. Regardless, we’re here to help ensure that you and your family have the right amount of coverage for your unique needs.

If you want to learn more about your current benefits, are interested in additional coverage, or need help choosing a membership plan , just give us a call at 800.444.8091. No matter how or where you roam, we’re here to provide you with the ultimate in travel protection, so you can have a safe and amazing summer.

aaa for travel trailers

AAA RV Insurance Review | Money

W hen it comes to hitting the road and exploring the great outdoors in the comfort of a recreational vehicle (RV), having the right insurance coverage is a must. RVs are valuable investments that require protection from unforeseen events.

One RV insurance provider is The American Automobile Association, usually called “Triple-A” (AAA). The company is most well-known for its roadside assistance services and travel discounts, but AAA also offers insurance products to its club members.

In this AAA RV insurance review, we’ll look at the company’s offerings, pricing, financial stability, accessibility and customer satisfaction to help you choose the best RV insurance for your needs.

AAA RV insurance pros and cons

Extensive coverage options, offers emergency roadside assistance, membership includes additional benefits, only available to aaa members, coverage varies by region, pros explained.

Similar to car insurance, AAA RV Insurance offers comprehensive coverage that includes protection for your RV against accidents, collisions, theft and vandalism, as well as liability coverage in case of bodily injury or property damage to others. In addition to these basic coverages, as a AAA member, you get roadside assistance.

Although coverage varies by state, there are two options you can add to your RV insurance policy for an extra fee: personal property protection for items kept in your RV and travel expenses coverage if you need to stay somewhere else while your RV is repaired.

One of the standout features of AAA is its emergency roadside assistance, a feature that not all insurance companies offer. Whether your RV has a flat tire, mechanical breakdown or empty fuel tank, AAA RV roadside assistance can help, giving you peace of mind during your travels. All AAA memberships include roadside assistance for you and the car you are in. Extending coverage to your RV may be included on some plans in certain states but must be added for an extra cost in other areas.

AAA could be a good option for RV owners due to its many travel-related perks. In order to purchase the company’s RV insurance, you must purchase a AAA membership, but it comes with extra benefits that may make it worth it. You can access discounts at hundreds of places, including hotels, restaurants, movie theaters and attractions. In addition, AAA memberships include travel agent services, savings on rental cars, identity theft monitoring, DMV services at local branches and more.

Cons explained

AAA RV insurance is only available to AAA members. While this is an extra yearly cost, you get all of the features of a AAA membership. You can purchase a membership through your local club to access the insurance products and other benefits.

AAA’s RV insurance protection options and prices vary significantly based on your region. For example, in some states, you can extend your roadside coverage to include your RV for an extra cost but it may be included in other states. You can contact your local AAA branch to see what coverage is available in your area.

AAA RV insurance offerings

AAA RV insurance covers a variety of vehicles, from travel trailers to campers. Before you can purchase AAA RV insurance, you’ll need to get a club membership. AAA offers three different membership tiers at varying prices. The levels are called Classic, Plus and Premier.

The Classic level typically doesn’t offer RV roadside assistance. At the Plus and Premier tiers, some AAA clubs include RV coverage at no additional cost, while others charge an extra fee to add it. In addition to roadside coverage, you can choose to purchase an RV insurance policy. We’ll explore the membership tiers below, followed by the RV insurance options.

AAA Plus membership

Purchasing a AAA Plus membership may offer you the following types of benefits, but you’ll need to check with your local AAA club to confirm what is offered in your region.

  • Towing services
  • Locksmith service reimbursements
  • Emergency fuel delivery
  • Battery jumpstart and replacement service
  • TripTik travel planner
  • Identity theft monitoring
  • AAA maps and travel discounts
  • Car repair discounts
  • Lost baggage and trip interruption coverage when traveling
  • Hotel, movie tickets and restaurant discounts
  • DMV, passport photos and notary services at local AAA branches
  • RV and motorcycle service coverage

AAA Premier membership

With the AAA Premier plan, you’ll have the benefits included in a AAA Plus membership and more. AAA Premier generally expands your Plus-level coverage to include more miles for towing and higher reimbursement levels. It may also add extra features like the following:

  • Emergency car rental
  • Home lockout service reimbursement
  • Pet injury coverage
  • Refund for windshield repair
  • Emergency medical transportation
  • Travel accident insurance

AAA RV insurance

Once you’ve enrolled in a Plus or Premier membership, AAA insurance policies are available for you to purchase. Aside from RV insurance, AAA offers auto, home, pet business and life insurance.

AAA typically offers the following RV insurance coverage types:

  • Comprehensive
  • Uninsured motorist
  • Medical payments

Additional RV insurance options

If you’re using your RV as your primary residence, add-ons for full-timers may include the following options.

  • Personal property coverage : Protects your belongings in case of theft or damage
  • Travel expenses : Provides coverage for accommodations if your RV needs repairs

AAA RV insurance pricing

AAA RV insurance costs can vary based on several factors, including the type of coverage you choose, the make and model of your RV, your driving history and your location. You may also qualify for insurance discounts. Getting a personalized quote from your local AAA club is advisable to determine the exact pricing for your RV insurance.

In addition to your insurance premiums, a yearly AAA club membership costs anywhere from around $40 to $186 or more per year, depending on the coverage level you choose and the prices set in your region. Some clubs include RV coverage in the Plus or Premier level, while others charge more to add RV roadside assistance coverage. For example, in Ohio, you’ll pay an extra $37 per year to add RV roadside coverage to your AAA Plus or Premier membership. In California, a AAA Premier membership includes RV roadside coverage at no additional cost. There may also be a one-time membership enrollment fee of $10 to $15 or more when you purchase a new membership.

AAA RV insurance financial stability

Established in 1902, AAA has a long-standing history. Each AAA club functions as an independent and not-for-profit organization. Furthermore, each club is governed by its own board of directors. To be a part of AAA, every club commits to offering specific standard services, but the exact membership dues and services provided differ from one club to another.

Each AAA club partners with different affiliated insurance providers. CSAA Insurance Group offers insurance products to AAA members in 23 states and Washington, D.C. The company, founded over 100 years ago, is rated A+ (Superior) by AM Best, an independent insurance rating agency. The Auto Club Enterprises Insurance Group provides insurance to members in 21 states and is also rated A+ (Superior) by AM Best.

AAA RV insurance accessibility

AAA encompasses 32 independent clubs with more than 1,000 local branches. Visiting the organization’s website and entering your zip code will redirect you to the AAA website specific to your region. You’ll find membership information and prices specific to your local area there. You can browse your club’s site for details about RV insurance availability and find contact details and branch locations.

Availability

AAA has clubs and branches across all 50 U.S. states, Washington, D.C., Puerto Rico and Canada. However, its services and products will vary between states and provinces. Before considering AAA RV insurance, check with your local AAA club to confirm whether it’s offered in your area.

Contact information and user experience

Enter your zip code on AAA’s main website to find the locations of your nearest branches. Every club has its own website with contact information, including phone numbers and online contact forms. There are also physical AAA branch locations you can visit.

You can reach AAA emergency roadside assistance at the following number: 800-AAA-HELP (800-222-4357).

The AAA mobile app allows users to request roadside assistance, manage insurance policies, check nearby gas prices, access the TripTik travel planner and more.

AAA RV insurance customer satisfaction

Customer satisfaction is an important factor to consider when evaluating any insurance provider. We looked at the J.D. Power 2022 U.S. Auto Insurance Study to see how various AAA clubs rank for overall customer satisfaction. While some clubs ranked above the average, others fell short.

For example, the Auto Club of Southern California ranks second in California with 844 points out of a 1,000-point scale. In the North Central region, which includes Illinois, Indiana, Michigan, Ohio and Wisconsin, AAA ranks slightly below the local average of 838 points with 810 out of 1,000 points.

AAA insurance has mixed ratings across customer review platforms, but your experience can vary significantly based on your location. Each AAA club has its own Better Business Bureau (BBB) page, and the ratings and reviews were similar across the clubs we evaluated on the site. For example, AAA Northeast and AAA Nebraska are both BBB-accredited with A+ ratings, and the AAA Ohio Auto Club is BBB-accredited with a B rating.

AAA RV insurance FAQs

Is aaa rv insurance worth it, what does aaa rv insurance cover, how much is aaa rv coverage.

The availability and price of adding RV coverage to your AAA membership varies by state. You may have the option to extend emergency roadside assistance, towing service and other benefits to your RV. Membership also allows you to purchase AAA RV insurance for liability, collision, comprehensive and personal coverage options, depending on your location.

The cost of AAA RV insurance varies depending on the type of policy, your state of residence, the make and model of your RV, your driving record and more. To get an accurate quote, you can contact your local AAA club.

How we evaluated AAA RV insurance

To conduct this review of AAA RV insurance, we evaluated the following things:

  • Coverage offerings : We examined the levels of AAA RV membership as well as the available RV insurance offerings.
  • Pricing : We assessed the affordability and value of AAA RV membership cost and coverage.
  • Financial stability : We researched AAA’s financial strength and longevity to determine its ability to fulfill policyholder claims.
  • Accessibility : We evaluated AAA’s availability, contact options and user experience to assess its accessibility and customer support.
  • Customer satisfaction : We considered customer feedback and reviews to gauge overall satisfaction levels with AAA RV insurance.

Summary of Money’s AAA RV insurance review

Considering AAA for RV insurance may be worthwhile for RV owners due to its extensive coverage, added benefits like hotel discounts and reliable emergency roadside service. With different membership levels and coverage options, RV owners can tailor their insurance and AAA membership plans to suit their needs. While the availability of AAA services and products varies depending on location, it has a strong reputation and financial stability.

© Copyright 2023 Money Group, LLC . All Rights Reserved.

This article originally appeared on Money.com and may contain affiliate links for which Money receives compensation. Opinions expressed in this article are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Offers may be subject to change without notice. For more information, read Money’s full disclaimer .

Review-AAA-RV-Insurance

AAA

  • Discounts & Dollars

AAA Discounts & Dollars

Enjoy AAA security and savings on every level.

Compare the core services and valuable benefits of the plans below to find the one that’s right for you. Remember, members are covered 24/7 whether they’re the driver or a passenger 2 . You get roadside assistance that stranded motorists need the most*.

aaa for travel trailers

AAA CLASSIC

Core benefits for peace of mind on the road and savings everywhere you go.

Join today and start enjoying many AAA benefits.

aaa for travel trailers

ROADSIDE ASSISTANCE BENEFITS

  • Towing up to 5 miles
  • Battery Jump-Start / Boost
  • Mobile Battery Replacement Service
  • Flat Tire Changes
  • Fuel Delivery
  • Vehicle Locksmith Service up to $50
  • Extrication / Winching With 1 Service Vehicle
  • Bicycle Roadside Assistance

aaa for travel trailers

MORE VALUABLE BENEFITS

  • FREE Identity Theft Monitoring 5
  • FREE Career Assistance
  • FREE Severe Weather Alerts 7

aaa for travel trailers

TRAVEL BENEFITS

  • Car Travel Interruption up to $600 8
  • Passport Photos for a Nominal Fee
  • Travel resources and expert help planning your vacation
  • Hotel Discounts
  • FREE Hertz Gold Plus Rewards ® Membership

RV coverage not available with Classic membership.

1 AAA ACG Roadside Assistance Satisfaction Survey, Past 12 Months (as of May 2019)

2 Upon activation and with proper identification, AAA will provide regular AAA services and full privileges for the new member. Roadside benefits begin three days after payment of dues. Some restrictions apply.

3 Members must enroll in ProtectMyID ® Essential to receive free ID Theft monitoring. Standard text messaging rates apply.

4 Standard text messaging rates apply. You must enroll to receive benefits.

aaa for travel trailers

Greater coverage for your commute and vacations, plus everyday member savings.

Call 866.685.5222

Looking to upgrade to Plus? Upgrade Now

aaa for travel trailers

  • Towing up to 100 Miles 3
  • FREE Fuel Delivery
  • Vehicle Locksmith Service up to $100 4
  • Extrication / Winching With 2 Service Vehicles
  • Car Travel Interruption up to $1,000 8
  • 2 Free Sets of Passport Photos

Add more protection to your membership with RV coverage and extend your allotted service calls per membership year to include RVs and other eligible vehicles. RV coverage can be added with Plus membership. 9

Looking to upgrade to Plus ? Upgrade Now

1 AAA ACG Roadside Assistance Satisfaction Survey, Past 12 Months (as of June 2018)

3 For vehicle entry and attempt to make vehicle operable (if necessary).

4 Members must enroll in ProtectMyID ® Essential to receive free ID Theft monitoring. Standard text messaging rates apply.

5 Standard text messaging rates apply. You must enroll to receive benefits.

aaa for travel trailers

AAA PREMIER

AAA’s highest level of benefits for international travel, longer road trips and members who want the very best.

Looking to upgrade to Premier? Upgrade Now

aaa for travel trailers

  • 1 Tow up to 200 miles; remaining Tows up to 100 Miles 3
  • FREE Identity Theft Monitoring, Free $10,000 Identity Theft Insurance 6
  • Home Lock-Out Service up to $100
  • FREE One-Day Car Rental (With Qualifying Non-Collision Tow)
  • Car Travel Interruption up to $1,500 8
  • Unlimited Free Sets of Passport Photos
  • Reimbursement up to $500 for transporting your vehicle back to your home due to an unexpected illness or injury 8
  • 24-Hour Emergency Assistance 8
  • Concierge Services 8
  • FREE Hertz Gold Plus Rewards ® Membership at Five Star Tier

Add more protection to your membership with RV coverage and extend your allotted service calls per membership year to include trailers, RVs and other eligible vehicles. RV coverage can be added with Premier membership. 9

1 AAA ACG Roadside Assistance Satisfaction Survey as of January 2021.

5 Premier members must enroll in ProtectMyID ® to get ID Theft insurance. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc.

6 Standard text messaging rates apply. You must enroll to receive benefits.

7 When traveling 100+ miles from home.

Save every day with member benefits at these AAA savings partners:

aaa for travel trailers

Need Help Deciding on a Plan?

Call us and one of our knowledgeable advisors will help.

866.685.5222

aaa for travel trailers

Check the AAA Member Handbook for plan and benefit details.

*See aaa.com/memberhandbook for details

1 Roadside Assistance Satisfaction survey - Rolling 12 month (4/1/22-3/31/23)

2 Roadside assistance is provided by independent facilities contracted by AAA. Coverage in taxis, limousines and other ride-sharing conveyances is excluded.

3 Upon activation and with proper identification, AAA will provide regular AAA services and full privileges for the new member. Roadside benefits begin three days after payment of dues. Some restrictions apply.

4 For vehicle entry and attempt to make vehicle operable (if necessary).

5 Members must enroll in ProtectMyID ® Essential to receive free ID Theft monitoring and ID Theft insurance. Standard text messaging rates apply.

6 Members must enroll in ProtectMyID ® Essential to receive free ID Theft monitoring and ID Theft insurance. Standard text messaging rates apply. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc.

7 You must enroll to receive benefits.

8 When traveling 100 or more miles from home.

9 Effective immediately. Plus RV and Premier RV towing, extrication and tire service is limited to $500 per eligible service call and $1,000 per household per membership year. These dollar limits are applicable to service provided to Plus RV and Premier RV vehicle types only, beginning in your new membership term. Refer to the online member handbook for the RV vehicle types affected. Members will be responsible to pay the service provider directly for all other costs of service above these dollar limits at the time service is provided.

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Khimki Map

Notable Places in the Area

Arena khimki.

Arena Khimki

Church of Saints Cosmas and Damian in Kosmodemyanskoye

Church of Saints Cosmas and Damian in Kosmodemyanskoye

Localities in the Area

Severnoye tushino district.

Severnoye Tushino District

Levoberezhny District

Khovrino district.

Khovrino District

  • Type: City with 232,000 residents
  • Description: town in Moscow Oblast, Russia
  • Categories: city or town , big city and locality
  • Location: Khimki Urban Okrug , North Moscow Oblast , Moscow Oblast , Central Russia , Russia , Eastern Europe , Europe
  • View on Open­Street­Map

Khimki Satellite Map

Khimki Satellite Map

Popular Destinations in North Moscow Oblast

Escape to a random place.

aaa for travel trailers

1 Khimki Business Park

2 arena khimki.

aaa for travel trailers

Navigate forward to interact with the calendar and select a date. Press the question mark key to get the keyboard shortcuts for changing dates.

Navigate backward to interact with the calendar and select a date. Press the question mark key to get the keyboard shortcuts for changing dates.

aaa for travel trailers

3 Kinogorod Piligrim Porto

4 protivotankovyye yezhi, 5 museum and exhibition center, 6 maria rubtsova park, 7 art gallery "the bridge", 8 st. peter and paul orthodox church, 10 sheremetyevo history museum, 11 eko-bereg, 12 a bench of reconciliation, 13 city beach club, 14 smotrovaya ploshchadka, dlya sozertsaniya, korabley i parokhodov., what's the weather like in khimki.

It depends on when you visit! We've compiled data from NASA on what the weather is like in Khimki for each month of the year: see the links below for more information.

  • Weather in Khimki in January
  • Weather in Khimki in February
  • Weather in Khimki in March
  • Weather in Khimki in April
  • Weather in Khimki in May
  • Weather in Khimki in June
  • Weather in Khimki in July
  • Weather in Khimki in August
  • Weather in Khimki in September
  • Weather in Khimki in October
  • Weather in Khimki in November
  • Weather in Khimki in December

Explore nearby places

  • Dolgoprudny
  • Krasnogorsk
  • Chyornaya Gryaz
  • Canatoriya Mtsyri
  • Ptitsefabriki
  • Myshetskoye
  • Nikolo-Uryupino
  • Likino-Dulevo

All related maps of Khimki

  • Map of Khimki
  • Map of Putilkovo
  • Map of Bratsevo
  • Map of Maryino
  • Map of Otradnoye
  • Map of Dolgoprudny
  • Map of Angelovo
  • Map of Krasnogorsk
  • Map of Saburovo
  • Map of Podolino
  • Map of Chyornaya Gryaz
  • Map of Nagornoye
  • Map of Canatoriya Mtsyri
  • Map of Novyy
  • Map of Lobnya
  • Map of Ptitsefabriki
  • Map of Povedniki
  • Map of Pogorelki
  • Map of Poyarkovo
  • Map of Rzhavki
  • Map of Myshetskoye
  • Map of Boltino
  • Map of Nikolo-Uryupino
  • Map of Glukhovo
  • Map of Ostashkovo
  • Map of Sorokino
  • Map of Danki
  • Map of Shatura
  • Map of Likino-Dulevo
  • Map of Uspenskoye
  • Map of Gorskoye

Khimki throughout the year

  • Khimki in January
  • Khimki in February
  • Khimki in March
  • Khimki in April
  • Khimki in May
  • Khimki in June
  • Khimki in July
  • Khimki in August
  • Khimki in September
  • Khimki in October
  • Khimki in November
  • Khimki in December

Looking for day-by-day itineraries in Khimki?

Get inspired for your trip to Khimki with our curated itineraries that are jam-packed with popular attractions everyday! Check them out here:

  • 1-Day Khimki Itinerary
  • 2-Day Khimki Itinerary

Best attractions in nearby cities

  • Top things to do and attractions in St. Petersburg
  • Top things to do and attractions in Yaroslavl
  • Top things to do and attractions in Ryazan
  • Top things to do and attractions in Tula
  • Top things to do and attractions in Tver
  • Top things to do and attractions in Kaluga
  • Top things to do and attractions in Ivanovo
  • Top things to do and attractions in Suzdal
  • Top things to do and attractions in Sergiyev Posad
  • Top things to do and attractions in Torzhok
  • Top things to do and attractions in Rostov

Best restaurants in nearby cities

  • Where to eat: the best restaurants in St. Petersburg
  • Where to eat: the best restaurants in Yaroslavl
  • Where to eat: the best restaurants in Tula
  • Where to eat: the best restaurants in Tver
  • Where to eat: the best restaurants in Ivanovo
  • Where to eat: the best restaurants in Kolomna
  • Where to eat: the best restaurants in Suzdal
  • Where to eat: the best restaurants in Mytishchi
  • Where to eat: the best restaurants in Dmitrov
  • Where to eat: the best restaurants in Sergiyev Posad
  • Where to eat: the best restaurants in Serpukhov
  • Where to eat: the best restaurants in Torzhok
  • Where to eat: the best restaurants in Dubna
  • Where to eat: the best restaurants in Rostov
  • Where to eat: the best restaurants in Istra

aaa for travel trailers

  • Itinerary + map in one view
  • Live collaboration
  • Auto-import hotels and reservations
  • Optimize your route
  • Offline access on mobile
  • See time and distance between all your places

IMAGES

  1. Does AAA Cover Travel Trailers? Understanding the Benefits and

    aaa for travel trailers

  2. Does AAA Cover Travel Trailers? Understanding the Benefits and

    aaa for travel trailers

  3. Does AAA Cover Travel Trailers? Understanding the Benefits and

    aaa for travel trailers

  4. 2022 AAA TRAILERS TRIAXLE FLAT TOP EXTENDABLE LA993 for sale

    aaa for travel trailers

  5. Recreational Vehicle, RV Insurance

    aaa for travel trailers

  6. Does AAA Have Travel Trailer Insurance?

    aaa for travel trailers

COMMENTS

  1. AAA Plus RV & Premier RV Membership

    Add RV Coverage. Upon activation and with proper identification, AAA will provide regular AAA services and full privileges for the new member. Roadside benefits begin three days after payment of dues. Some restrictions apply. *Plus RV and Premier RV towing, extrication and tire service is limited to $500 per eligible service call and $1,000 per ...

  2. Recreational Vehicle

    Add more protection to your membership with AAA Plus RV and Premier RV coverage. Adding this valuable protection to your membership extends your four service calls per membership year to include trailers, RVs or other eligible vehicles. RVs: Motorhomes, travel trailers or pickups with campers. Motorcycle coverage available: Includes 100 miles ...

  3. RV Insurance

    By choosing AAA RV insurance, you gain the confidence and peace of mind that come from having comprehensive coverage against potential risks and liabilities associated with RV ownership. With AAA by your side, you can fully enjoy your RV adventures, knowing you have protection from the unexpected. Contact an agent to get your quote today.

  4. Recreational Vehicle Coverage F.A.Q.

    AAA Premier RV covers AAA Members for one tow up to 200 miles of towing and up to 100 miles on any remaining service calls. It also covers changing of a flat tire with the mounted spare, a sufficient amount of fuel delivered to enable AAA Members to reach the nearest service station, reimbursement up to $150 in parts and labor for locksmith service, a second truck and operator for up to one ...

  5. Does AAA Have Travel Trailer Insurance?

    The AAA insurance policies cover automobiles, collector cars, motor vehicles, and recreational vehicles such as boats, travel trailers, and RVs. Policies vary in price depending on the make, model, and year of the vehicle you want to insure.

  6. Recreational Vehicle, RV Insurance

    RV insurance quotes -- free from an experienced AAA insurance agent. We offer recreational vehicle and travel trailer insurance policies to fit your needs. Protect yourself and your motor home, trailer, pickup cap or camper with an affordable insurance policy today. Spend more time motoring and less time online.

  7. AAA for Recreational Vehicles

    Visit your local AAA Store or call 866-MEMBERS talk to a AAA Associate about adding RV coverage to your Plus or Premier Membership. 1The RV Rider extends Plus and Premier Members' services to licensed campers, motor homes, motorcycles, travel trailers, and boat and utility trailers (but only if loaded with boat or recreational vehicle such as ...

  8. RV Trip Planning & Travel Guides

    RV travel is more popular than ever. As you're planning your next trip, AAA is your one-stop shop—before, during, and after your journey—for all things RV. Whether you're a beginner or an RV veteran, we have multiple resources to help make your trip unforgettable. Let's get started. You can rent or buy RVs, map out your trip, find ...

  9. AAA Premier Membership

    AAA Premier members get extended towing benefits, free lockout services, additional travel resources, and more. ... Premier ®, Plus ® RV, Premier ® RV, or optional RV and motorcycle services, where available, are effective 7 calendar days after processing and receipt of the full payment due. California: New members can join the Auto Club at ...

  10. AAA Plus Membership

    With Premier: Receive 1 tow up to 200 miles per household and up to 100 miles on additional tows 1. Free rental car with tow in your Club's territory 2. Home lockout service. Free concierge and 24-hour Travel Assistance. Free passport photos and more. California members with Premier benefits receive discounted passport photos, and if you have ...

  11. AAA Membership Overview

    Payments made payable to the Primary Member only. Minimum amount of $10 and maximum amount of $10,000. Must be an active member. Active Member is defined as up to 1 day past expiration. AAA membership offers a wide range of membership benefits including exclusive discounts, roadside assistance, bicycle services and many more.

  12. AAA Premier Membership

    AAA Premier benefits include a 200 mile tow, a 1-day car rental, and discounts on entertainment and travel services. Become a member or upgrade today.

  13. Good Sam Vs. AAA: Which RV Roadside Assistance Is Better & Why?

    Good Sam is an RV company first, whereas AAA is an automobile company offering RV service as an added option. Good Sam offers better pricing, covers more vehicles and family members and has better basic coverage limits. AAA offers the best towing coverage and winching service but falters in the other categories.

  14. AAA RV Insurance Review

    The company is most well-known for its roadside assistance services and travel discounts, but AAA also offers insurance products to its club members. In this AAA RV insurance review, we'll look at the company's offerings, pricing, financial stability, accessibility and customer satisfaction to help you choose the best RV insurance for your needs.

  15. RV Safety and Insurance Tips

    RV policies may provide an option for 24-hour roadside assistance, but a AAA RV membership will also cover you. Learn how you can protect your RV with specialty insurance through AAA. RV Safety . Once you're fully insured and you've found and booked the perfect campsite, it's time to hit the road. Keep these RV safety basics in mind for ...

  16. AAA Plus Membership

    American Automobile Association. Please enter your home ZIP Code so we can direct you to the correct AAA club's website. AAA is a federation of independent clubs throughout the United States and Canada. AAA Plus includes the services you love, plus more towing miles, emergency fuel benefits, and cheaper in-branch services. Become a member or ...

  17. All types of drivers. All types of vehicles. AAA has you covered

    With AAA Plus, motorcycles and scooters are covered with up to 100 miles of towing. With AAA Plus RV, you'll have towing coverage for your motor home, pickup camper and travel trailers, along with coverage for boats, horse trailers, and small trailers transporting personal watercraft up to 26 feet in length. Both plans offer affordable ...

  18. AAA RV Insurance Review

    In the North Central region, which includes Illinois, Indiana, Michigan, Ohio and Wisconsin, AAA ranks slightly below the local average of 838 points with 810 out of 1,000 points. AAA insurance ...

  19. AAA Membership Benefits, Cost & Services

    FREE Fuel Delivery. Vehicle Locksmith Service up to $100 4. Extrication / Winching With 2 Service Vehicles. Bicycle Roadside Assistance. FREE Identity Theft Monitoring, Free $10,000 Identity Theft Insurance 6. FREE Career Assistance. FREE Severe Weather Alerts 7. Home Lock-Out Service up to $100.

  20. Mega Khimki shopping center Map

    Opening hours: Sunday—Thursday: 10:00 AM—11:00 PM. Friday—Saturday: 10:00 AM—midnight. Type: Shopping center. Address: Ленинградское шоссе 1, Химки, 141410. Roof shape: flat. Ukraine is facing shortages in its brave fight to survive. Please support Ukraine, because Ukraine defends a peaceful, free and democratic ...

  21. Khimki Map

    Khimki. Khimki is a mid-sized city in North Moscow Oblast, adjacent to Moscow, with a prominent historical role in the Soviet aerospace industry, some very large upscale shopping malls, and fast-growing residential districts for Muscovite commuters. Photo: Alexander0807, Public domain. Ukraine is facing shortages in its brave fight to survive.

  22. AAA Membership Levels

    Please enter your home ZIP Code so we can direct you to the correct AAA club's website. Enter your ZIP Code. Go. AAA is a federation of independent clubs throughout the United States and Canada. There are 3 AAA membership levels: Classic, Premier, and Plus. Compare the difference between each plan's benefits and find out which one is best for you.

  23. Top 13 things to do and attractions in Khimki

    We've collected the most-often-mentioned 13 places from other articles, including favorites like Kinogorod Piligrim Porto, Protivotankovyye Yezhi, and Arena Khimki

  24. Toyo Trans

    Contacts Warehouse and Оffice. Industrial Park Sheremetyevo. 141400, Moscow Oblast, Khimki city, Klyazma area, 1g. Phone: +7 (495) 6519231 Fax: +7 (495) 6519232