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You’re a Member When Every Trip Can Be Extraordinary
Book through American Express Travel® and elevate your next journey.
Plan Your Ideal Getaway
With the inspiration, personal advice, and tools to help you make your trip perfect.
Find New Inspiration
Your new favorite destination is always a few clicks away. From adventures close to home to the farthest reaches of the globe, we can help you plan the adventure of a lifetime – and then find your next.
American Express Travel
Help yourself to more – for less. American Express Travel offers multiple ways to unlock extra savings and get the most for your travel dollar. When you book through American Express Travel, using your full suite of Card benefits is seamless. Terms apply. ‡
Ready, Set, Book
Spend fewer days dreaming about your trip and more days on it. Book directly with American Express to use benefits that could help you extend your travel.
Go Farther With Membership Rewards ® Points
Let Membership Rewards points cover this trip, or the next. From short flights to long stays, eligible Card Members can earn extra points when you book flights, prepaid hotels, prepaid car rentals, and cruises through American Express Travel using your eligible Card. Then you can use those points toward your next adventure. Terms apply. ‡
Lowest Hotel Rates Guarantee
Book with confidence, knowing you’ll always get the lowest rate through American Express Travel. If you book a qualifying hotel rate on AmexTravel.com and then find the same room, in the same hotel, for the same dates, the same number of children and adults, at a lower price online, before taxes and fees, we’ll refund you the difference. Terms apply.‡
Take Advantage of Insider Fares
Go further with fewer Membership Rewards points. With Insider Fares, it takes fewer points to get around the globe. Access select flights at AmexTravel.com if there are enough points for the entire fare. Terms apply.‡
Elevate Your Travel Experience With a Gift Card
Card Members like you are redeeming Membership Rewards ® points for Gift Cards from Delta, Uber, and other favorite travel brands. Browse from a selection of Gift Cards and use the points you've worked hard to earn.‡
Book Your Trip Now, Pay Later With Plan It®
Ready to get going? You can use Plan It to pace out your payments for purchases of $100 or more. Split the cost of your trip into equal monthly installments with a fixed fee, and still earn rewards on purchases the way you usually do. Terms apply.‡
Split Travel Expenses With Ease
Traveling with friends or a big group? Seamlessly split any pending or posted American Express purchase right from the American Express® App with any other Venmo or PayPal user and get paid back directly to your Card as a statement credit. Terms apply.‡
Coverage and Benefits Options for Your Next Trip
Help Protect Your Travels
Prepare for unexpected events with American Express® Travel Insurance◊ . Build your own insurance coverage or choose one of our packages. Fees, coverage limits, and coverage areas apply. Please read important exclusions and limitations. Enrollment required.
The Flexibility to Change Your Mind
With Trip Cancel Guard , you can cancel your flight for any reason up to two full calendar days before departure and receive up to 75% reimbursement when an airline credit or voucher is not available or expires. Available exclusively at AmexTravel.com at time of booking. Terms apply. ‡
Drive Forward With Confidence
Enroll your American Express ® Card in Premium Car Rental Protection◊ . Your Card will be charged one flat rate per rental period, not per day like rental companies may charge. Fees, coverage limits, and coverage areas apply.
Enjoy Your Adventure
From local finds to legendary favorites, take advantage of unique rewards and access at stops along your journey.
Multi-Card Carousel
Explore Local Hot Spots
Wherever your travels take you, you can find a table with Resy. Explore Resy’s curated itineraries to find beloved local restaurants along your trip.
Enhance Your Trip With Amex Offers
Whether you’re preparing for your journey, booking accommodations, or exploring your destination, Amex Offers‡ has got you covered. Simply add offers to your eligible Card and make qualifying purchases to earn rewards throughout your travel experience.
Make Every Moment More
When you’re a Member, any event is more rewarding. Experience exclusive Card Member benefits – like 10% off concessions, exclusive Card Member entrances, and more – at some of the most iconic venues around the world.‡
Unlock Savings on Great Events
Get 10% off tickets to live events, including concerts, sports events, theater shows, and more through the Tikety Live Event Site for Amex® Card Members.‡
Explore the World with GetYourGuide
Whether it’s marveling at unique scenery, appreciating local art museums, or tasting local cuisine, experience the wonders of travel by booking an activity at gyg.me/amex. Terms Apply.‡
Explore Your Options
Find the best Card, and benefits, for you.
Looking for a New Travel Card?
Explore Your Current Card Benefits
Start Your Next Adventure
You deserve the best from every journey. We’re here to help you get it.
‡ Terms and Conditions
Seller of Travel Show Details Hide Details
American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visit www.americanexpress.com/travelterms .
California CST#1022318; Washington UBI#600-469-694
Membership Rewards Show Details Hide Details
Terms and Conditions for the Membership Rewards ® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo .
Lowest Hotel Rates Guarantee Show Details Hide Details
Valid only for American Express Card Members. If you book a qualifying hotel rate on amextravel.com and then find the same room, in the same hotel, for the same dates, the same number of children and adults, the same rate type and cancellation policy at a lower price online, before taxes and fees, we'll refund you the difference. For pre-paid reservations, your claim must be submitted prior to your stay, before the date of check-in. For verification of “pay later” hotel bookings, your claim must be submitted within thirty (30) days after you have completed the hotel stay, and the customer service representative may instruct you to mail a copy of your hotel receipt to American Express within that time period. American Express will honor the lower price for verified requests. The "Lowest Hotel Rates Guarantee" policy applies only to online rates available to the general public and excludes (1) rates or discounts that are not available to the general public, including, but not limited to, corporate, group, charter, meeting/convention, AAA, government/military, and senior citizen rates/discounts; or (2) hotel rooms booked through or in combination with frequent stay, loyalty, points, coupon promotions, rooms won through contests or sweepstakes or transferred, or rooms booked on opaque websites that do not allow you to see the name of the hotel until your reservation is complete; or (3) promotional packages, deals, all-inclusive packages, or bundles that may include additional amenities such as parking, meals, or entertainment, or (4) rates booked through the Fine Hotels + Resorts® and The Hotel Collection programs.
Insider Fares Show Details Hide Details
Insider Fares are valid only for Membership Rewards ® program-enrolled Cards when a Card Member is booking through AmexTravel.com. Insider Fares will display in search results on AmexTravel.com only if an eligible Card Member is logged into his/her account and has enough Membership Rewards points for the entire fare; otherwise, publicly available fares will display. Insider Fares are fares for which less Membership Rewards points are required to purchase the flight. The entire amount of the purchase must be covered using Membership Rewards points. Insider Fares are only available on select flights. When purchasing an Insider Fare, the dollar amount of the fare will be charged to the Card Member’s account and a credit will be issued in that dollar amount on the Card Member’s statement; additionally, the number of Membership Rewards points required for the fare will be deducted from the Card Member’s Membership Rewards account balance. Participating airlines and benefits are subject to change. For more information about the Membership Rewards program visit www.membershiprewards.com/terms .
Delta Gift Card Show Details Hide Details
Once Membership Rewards points are redeemed for a Delta Gift Card, the award becomes subject to the terms and conditions of the Delta Gift Card Program. All Membership Rewards redemptions for Delta Gift Cards are final and transactions cannot be returned or reversed.Use of the gift card is subject to the below terms and conditions and, in addition, to the full terms provided at www.delta.com/giftcard . A maximum of 3 Delta Gift Cards can be used per Delta air transportation purchase.Each Delta Gift Card may only be used towards the purchase price of air transportation on Delta Air Lines marketed flights (including as part of a Delta Vacations® package) and may not be used to pay other amounts, such as baggage fees, in-flight purchases, mileage booster, premium seating (e.g., Preferred Seating or Economy Comfort™) or other ancillary products. Delta Gift Cards are not reloadable; will not be replaced by Delta for any reason; are not refundable and cannot be redeemed or exchanged for cash, check or credit except where refund or redemption is required by law; are not a credit, debit or charge card; have no implied warranties; and may only be sold by Delta and Delta-licensed vendors. Use of a Delta Gift Card is subject to applicable law. If there is a conflict between the terms and conditions and applicable law, applicable law will govern. The Delta Gift Card is issued by, and represents an obligation of, Delta Gift Cards, Inc. Call 800-221-1212 for balance information and customer service.
All Delta Gift Card terms apply. For complete terms and conditions, please visit delta.com/giftcards. Delta name and logo are registered trademarks of Delta Air Lines, Inc. and used with permission. Delta is not a sponsor of the program/promotion and is not affiliated with American Express.
Uber Gift Card Show Details Hide Details
By using this gift card, you accept the following terms and conditions: This card is redeemable via the Uber® or Uber Eats app within the U.S. in cities where Uber or Uber Eats is available. Funds do not expire. The card is non-reloadable and, except where required by law, cannot be redeemed for cash, refunded, or returned. You may be required to add a secondary payment method to use this gift card with the Uber or Uber Eats app. The card is not redeemable outside the U.S. Issuer is not responsible for lost or stolen cards, or unauthorized use. This card is issued by The Bancorp Bank, N.A. For full terms and conditions and customer service, visit uber.com/legal/gift.
Pay It Plan It ® Show Details Hide Details
Pay It ® is only available in the American Express® App for your eligible Account. With the Pay It feature, you can make a payment equal to the amount of a billed purchase less than $100. Payments made with Pay It are not applied to that billed purchase but to your outstanding balance in accordance with how we apply payments.
Your Account is eligible for Pay It if you are a Basic Card Member or Additional Card Member of a Card account issued by a U.S. banking subsidiary of American Express that is not canceled, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or account numbers issued by other financial institutions are not eligible.
With Plan It®, you can create up to 10 active payment plans, each subject to a plan fee. The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active. You will be offered 1-3 plan duration options for the qualifying purchase. The plan duration options can vary based on a variety of factors such as the purchase amount, your Account history and your creditworthiness. If you are enrolled in an intro or promotional APR, you may see limited plan duration options during the intro or promotional period when you use Plan It on your Account. If you create a plan during an introductory or promotional APR period, your plan fee will be based on the introductory or promotional APR as long as the plan is created before 11:59pm MST on the last day of the introductory or promotional period.
To create a plan, select qualifying purchases of $100 or more and a plan duration. If you have a Card with a Credit Limit, you may also be able to select a qualifying amount of $100 or more and a plan duration. When creating a plan for purchases, you may select up to 10 qualifying purchases for each plan that you create in your American Express online Account. However, you may select only one qualifying purchase for each plan that you create in the American Express App. Qualifying purchases will be identified in your American Express online Account and American Express App. Qualifying purchases (or a qualifying amount, if you have a Card with a Credit Limit) do not include purchases of cash or cash equivalents, balance transfers (if offered), purchases subject to Foreign Transaction Fees, or any fee owed to us, including Annual Membership fees. Unless you are creating a plan at checkout, please allow 2-3 days for your purchase to post to your Account. Once your purchase posts and is no longer pending, you can create a plan for that purchase.
Your ability to create plans will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. The Pay Over Time Limit applies to the total of your Pay Over Time, Cash Advance, and Plan balances. You may not be able to create a plan if it would cause you to exceed your Pay Over Time Limit or cause your Plan balance to exceed 95% of your Account Total New Balance on your last billing statement. You will not be able to create plans if your Pay Over Time feature is suspended or your Account is canceled. You will also not be able to create plans if one or more of your American Express Accounts is enrolled in a payment program, has a payment that is returned unpaid, or is past due. The number and length of plan duration options offered to you, the number of active plans you can have at a time, and your ability to include multiple qualifying purchases in a single plan, will be at our discretion and will be based on a variety of factors such as your creditworthiness, the purchase amount(s), and your Account history. After a plan is paid in full, it will be removed from your Account in the next billing period.
Plan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Only the Basic Card Member or Authorized Account Managers on the Account can create a plan. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.
Send & Split ® Show Details Hide Details
Send & Split ® is only available in the American Express® App (“Amex App”) to Card Members with an eligible Card. Eligible Cards are US-issued Basic Consumer Cards that are issued by American Express National Bank and are not cancelled. Prepaid Cards, American Express Corporate Cards, American Express Small Business Cards, American Express-branded cards or account numbers issued by other financial institutions and American Express Cards issued outside of the United States are not eligible Cards. To use Send & Split, you must first have an email address on file, enroll in Send & Split® in your American Express Online Account (“Online Account”) and open an Amex Send® stored balance account in the Amex App (“Send Account”). Send & Split allows you to: (i) send a person-to-person payment from your Send Account to Venmo and PayPal users (“Send”) and (ii) split a Card purchase (“Split”) and receive funds to your Card account as a statement credit or to your linked Venmo or PayPal account. You may use Send & Split® with an Additional consumer Card that is issued in the US by American Express National Bank and is not cancelled if you also have an eligible Card in the same Online Account and that Online Account is enrolled in Send & Split. You must have or create an account with Venmo or PayPal and link your Online Account to your PayPal or Venmo account to use Send & Split. You must add money to your Send Account from your eligible Card(s) to Send to a Venmo or PayPal recipient. The money you add will be reflected in your Send Account balance. The charge on your Card for an Add Money transaction does not earn rewards and is subject to the Card’s purchase APR. Once the Send from your Send Account is available in the recipient’s Venmo or PayPal account, you do not have the ability to cancel the transaction. There is no fee to Send to US recipients. PayPal charges a fee to Send to non-US recipients. With Split, you can split pending or posted purchases that are made with your eligible Card in your Amex App. Once you select a purchase to Split, select the contacts you want to request to Split with. You can choose to get paid back as a statement credit to your Card account (a Split credit) or to your linked Venmo or PayPal account. Split credits to your Card account apply when we receive confirmation that the Split request was completed but may take 24-36 hours to post to your Card account. You are still responsible to pay the full purchase amount charged to your Card, regardless of whether you are paid back via Split. You earn rewards for purchases that you split in the same way that you earn rewards for other purchases. Other eligibility and restrictions apply. For complete details visit americanexpress.com/sendandsplitterms to view Terms & Conditions. Send Account issued by American Express National Bank.
◊ American Express Travel Insurance Show Details Hide Details
American Express Travel Insurance (Policy AX0126, or Policy AETI-IND) is underwritten by AMEX Assurance Company, Administrative Office, Phoenix AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the Policy.
American Express Travel Insurance is offered through American Express Travel Related Services Company, Inc., California license number 0649234.
Trip Cancel Guard Show Details Hide Details
American Express Trip Cancel Guard is an optional benefit enabling You to receive partial reimbursement for Eligible Trip Itineraries purchased through/on TRS that are cancelled for any reason at least 2 full calendar days before your Departure Date and before the Benefit End Date. This benefit is a cancellation fee waiver and is not an insurance product. Trip Cancel Guard is only available for purchase from TRS at the time of the Eligible Trip Itinerary booking. With this benefit, the Eligible Beneficiaries may receive reimbursement for up to 75% of Nonrefundable Prepaid Expenses listed on the Eligible Trip Itinerary purchased through TRS as stated on Your Schedule of Benefits. Reimbursement is subject to requirements and restrictions. Visit americanexpress.com/tripcancelguardterms for full Terms & Conditions.
◊ Premium Car Rental Protection Show Details Hide Details
Premium Car Rental Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0610 or Policy PCRP-IND and is subject to change with notice. Coverage is not available for ride-sharing companies that allow individuals to rent out their personal vehicle. This document does not supplement or replace the Policy.
Premium Car Rental Protection is offered through American Express Travel Related Services Company, Inc., California license number 0649234.
Amex Offers Show Details Hide Details
Eligible Card Members can redeem an Amex Offer by first enrolling in the offer in their online account or in the American Express ® App and then using their enrolled Card to pay. Only U.S.-issued American Express Consumer and Business Cards and registered American Express Serve ® and Bluebird Cards may be eligible. We may consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your eligibility to access Amex Offers. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program, or any other Amex program. Offers are also available to Additional Card Members and available offers may vary for each eligible Card Member. Please review the terms of each offer for details on how to redeem. For full Program Terms, visit www.americanexpress.com/us/amexoffersterms/ .
Events Show Details Hide Details
Early Access.
Early access to purchase 2023 US Open tickets has expired. Information and terms of purchase for 2024 US Open tickets will be made available in 2024 prior to the Early Access on sale date. Early Access tickets are subject to the terms and conditions of the Early Access program. Early Access tickets may be purchased for select seats during a specified period prior to the general on-sale dates for the US Open. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Card). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Early Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .
On Site Benefits.
American Express Card Members that have a valid ticket to the US Open can get access to certain benefits on site at the US Open by presenting an American Express Card in their name (pre-paid American Express Cards are not eligible). These on-site benefits are subject to change year-over-year, including Card Member eligibility and benefit terms. For the 2023 US Open, on-site benefits include access to the American Express Shop (checkout-free/contactless shopping using an American Express Card), American Express radios (limit one per Card per day, available while supplies last), American Express Card Member lounge located on the second level of the US Open American Express Fan Experience (Card Members may visit the lounge with up to two (2) guests, capacity limitations apply), and more. To the extent alcohol is available in the lounge, you must be 21 years of age or older to consume alcoholic beverages; please drink responsibly. For additional on-site benefits and terms, please visit usopen.org .
Fan Experiences
American Express hosts American Express Fan Experiences at select music festivals and sporting events. In 2023, Fan Experiences are available at Coachella music festival, US Open golf, NBA and WNBA All-Star games, Wimbledon, British Summer Time music festival, All Points East music festival, US Open tennis, and Austin City Limits music festival. The music festivals and sporting events at which Fan Experiences are hosted are subject to change year-over-year, including Card Member eligibility and terms. American Express Card Members that have a valid ticket to an applicable event can visit the Fan Experience by presenting an American Express Card in their name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by event. Capacity limitations apply. Additional rules and terms may apply by event. American Express reserves the right to not allow or to remove Card Members and their guests from the Fan Experience for any reason, including, without limitation, not adhering to applicable rules and terms of the Fan Experience. To the extent alcohol is available at the Fan Experience, you must be 21 years of age or older to consume alcoholic beverages; please drink responsibly. Fan Experiences may be modified or discontinued at any time and without notice. For more information, please visit americanexpress.com/entertainment .
Event Access
Eligible American Express Card Members can get access to purchase tickets to select events through the American Express Early Access, Access, and/or Preferred Access programs. For program eligibility and terms, please refer to the program terms and conditions below. Additional terms of purchase may apply for the event selected. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .
Early Access Program.
Early Access tickets may be purchased by American Express Card Members for select events and select seats, during a specified period prior to the general on-sale dates for those events. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Early Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .
Access Program.
Access tickets may be purchased by American Express Card Members for select events and select seats, during a specified period. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .
Preferred Access Program.
Preferred Access tickets may be purchased by eligible American Express Card Members for select events and select seats, during a specified period. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. When purchasing tickets, enter the 10-digit customer service phone number on the back of your eligible Card when prompted. Tickets must be purchased using one of the following U.S.-issued American Express Cards: American Express Cards: Consumer, Business, or Corporate Platinum Card ® or Centurion ® Card; Consumer or Business Delta SkyMiles ® Platinum Card; Consumer or Business Delta SkyMiles ® Reserve Card; Consumer, Business, or Corporate Gold Card; Classic Business Gold Card; Business Gold Rewards Card; Executive Business Card; Hilton Honors American Express Surpass ® Card; Hilton Honors Aspire Card; Marriott Bonvoy Brilliant ® Card; Marriott Bonvoy Bevy ™ Card; or Marriott Bonvoy ® Card. Tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .
Card Member Entrances & Fast Lanes
American Express Card Member entrances are available at select venues. Card Member entrances may not be available for all events; hours of availability may vary and are subject to change. Entrances may be modified or discontinued at any time and without notice. Card Members that have a valid ticket to the event can get access through the Card Member entrance by presenting an American Express Card in the Card Member’s name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by venue. Additional rules and terms may apply by venue and by event (including, without limitation, security protocols). American Express does not operate the Card Member entrances; the applicable venue operates the entrance. Venue personnel reserve the right to not allow Card Members and their guests admittance through the Card Member entrance for any reason, including, without limitation, not adhering to security protocols. To determine if the venue for the event you would like to attend has a Card Member entrance, please visit americanexpress.com/venues .
Fast Lanes.
American Express Card Member fast lanes are available at select music festivals for the purchase of music festival merchandise. Card Members that have a valid ticket to the music festival can get access to the Card Member fast lane by presenting an American Express Card in the Card Member’s name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by event. Additional rules and terms may apply by event. To determine if the music festival you would like to attend has a Card Member fast lane, please refer to the American Express Card Member benefits for that music festival (as applicable). For more information, please visit americanexpress.com/entertainment .
American Express Shops
American Express Shops are checkout-free/contactless shops available to American Express Card Members at US Open tennis and select venues (currently, the Barclays Center in Brooklyn, New York and the Delta Center in Salt Lake City, Utah). An American Express Card is required for entry and to make purchases in American Express Shops (pre-paid American Express Cards are not eligible). Capacity limitations apply. American Express Shops may not be available for all events at a venue; hours of availability may vary and are subject to change. American Express does not operate American Express Shops. American Express Shops are operated by third party concessionaires selected by the venue; that third party concessionaire is the merchant of record on all purchases at that American Express Shop. Purchases are subject to the policies and terms of the operator of the American Express Shop and the venue. All sales are final, no refunds or exchanges. American Express Shops may be modified (including, without limitation, the concessions offered) or discontinued at any time and without notice. To determine if the venue for the event you are attending has an American Express Shop, please visit americanexpress.com/venues .
Tikety US Pilot Site Show Details Hide Details
American Express® Card Members in the United States (including its territories and possessions) (“US Card Member(s)”) booking through us.tikety.com/amex (the “Website”) with a valid US issued American Express Card (“US Card”) can access and receive a 10% discount on tickets purchased on the Website between August 29, 2023 and November 29, 2024. The 10% discount on ticket purchases made through the Website will be applied automatically at checkout and may not be combined with any other offers. The 10% discount is applied before applicable taxes and fees. Upon purchasing tickets, you will receive a confirmation email and e-ticket. In certain instances, the ticket supplier may delay delivery of the ticket(s) until a minimum of 48 hours prior to the event itself, in which case you will be advised at booking. In such cases your email confirmation will contain all relevant details. The e-ticket is your ticket and includes your confirmation number, ticket and event information, your event contact details, relevant cancellation policies, and other important details. The personal information you provide to make your booking will be processed by Tikety in accordance with Tikety’s Privacy Policy located at https://tikety.com/privacy-policy . Tikety may share certain information regarding any Tikety booking you make through the Website (e.g., cardholder name, transaction date, transaction amount, etc.) with American Express to provide insight into your use of the Website. Any personal information American Express receives about you will be used in accordance with the American Express Online Privacy Statement www.americanexpress.com/us/company/privacy-center/online-privacy-disclosures . If American Express determines in its sole judgment, exercised reasonably, that you engaged in abuse, misuse, or gaming in connection with this program or that you may attempt to do so we may disqualify you from redeeming offers in the future. American Express acts solely as a marketing provider for Tikety and does not operate the Website or act as a commercial agent for the Tikety ticket suppliers. Tikety operates as a Merchant of Record and an intermediary platform on which tickets are offered online and fulfilled by a variety of ticket suppliers around the world. American Express is not responsible for the platform, Website, tickets, or other actions or inactions of Tikety or Tikety ticket suppliers. For customer service, you can contact Tikety’s Customer Service Team, available 24/7, by calling 888-805-3993, emailing them at [email protected] , or accessing Tikety’s Help Center for FAQs. Tikety’s Terms and Conditions apply.
GetYourGuide Show Details Hide Details
US American Express® Card Members booking through gyg.me/amex with a US-issued American Express Card can receive 10% off the total cost of tours, attractions, or other activities (after taxes and fees) when booked by 05/31/2024 (“Limited Time Offer”). Discount will be applied automatically at check out.
By using the website or booking an Activity, you and Co-Travellers agree to comply with and be bound by the following terms and conditions. Please review these terms and conditions carefully. If you do not agree to these or the other applicable terms and conditions, you should not use the website or book an Activity. We may modify these terms and conditions at any time by posting the modified terms and conditions on the website. Any such modifications will be effective immediately. Your continued use of the website after modifications have been made to the terms and conditions signifies and confirms your acceptance of the modified terms and conditions.
Upon booking an Activity, you will receive a confirmation email and PDF voucher. The PDF voucher is your ticket and includes your booking reference and PIN Code, booking information, Supplier contact details, relevant cancellation policies, and other important details. We may offer promotions or curated offers in connection with the website. Any promotions or offers will be denoted accordingly on the website and will be subject to additional terms and conditions. Other restrictions may apply.
The personal information used to make your booking will be handled by GetYourGuide in accordance with GetYourGuide’s Privacy Policy. GetYourGuide may share certain information regarding any GetYourGuide booking you make through the website (e.g., cardholder name, transaction date, transaction amount, etc.) with American Express to provide insight into your use of the website. Any personal information American Express receives about you will be used by American Express in accordance with the American Express Online Privacy Statement. If American Express determines in its sole judgmentthat you engaged in abuse, misuse, or gaming in connection with promotions or offers or that you may attempt to do so, it may suspend your ability to redeem promotions or offers in the future or cancel your American Express cards.
American Express acts solely as a marketing partner for GetYourGuide and does not operate the website or act as a commercial agent for GetYourGuide or Suppliers. GetYourGuide operates as a commercialagent and an intermediary platform on which Activities are offered online and fulfilled by a variety of Suppliers around the world. American Express does not warrant or accept any responsibility for, and will have no liability with respect to, the website, Activities, or actions or inactions of GetYourGuide or Suppliers.
Additional terms and conditions apply to you and Co-Travellers which release American Express from liability and exclude or limit certain damages. American Express can be referred to as a distribution partner in those additional terms and conditions.
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The Guide to AmEx Platinum Travel Insurance
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Table of Contents
When does the AmEx Platinum travel insurance kick in?
Amex platinum travel insurance benefits and limits, how to make an amex travel insurance claim, what if the card’s insurance benefits are insufficient, the platinum card® from american express travel insurance, recapped.
Travel insurance can provide peace of mind when you’re away from home, especially when you’ve spent significant money on your vacation. Although you can choose to buy a separate travel insurance policy, not everyone wants or needs to do so.
Many travel credit cards offer complimentary insurance for a variety of occurrences. The Platinum Card® from American Express offers travel insurance with a suite of benefits for eligible travelers, including coverage for trip interruption, rental car damage and lost luggage.
Let’s take a look at travel insurance on The Platinum Card® from American Express , its limits and the benefits it provides.
» Learn more: What is travel insurance?
So, does The Platinum Card® from American Express have travel insurance? The short answer to this is yes, but you’ll need to meet specific requirements for it to apply.
To get coverage from your card, you’ll need to use it to pay for your trip in its entirety. This is true whether you’re looking to utilize the trip insurance or the rental car insurance — you must pay for the full cost with The Platinum Card® from American Express .
Be aware of coverage limitations if you’re traveling using points or miles. While it’s possible to receive benefits when using your card to pay the taxes and fees on a reward redemption, coverage may not always apply.
You may still be covered for trip interruption, delay, and cancellation insurance when using points or frequent flyer miles.
However, rental car and baggage insurance only apply when you’ve used your card to pay for the full cost of whatever you’re buying — no points allowed. The exception is if you redeem American Express Membership Rewards to pay for some or all of the booking.
» Learn more: How does credit card travel insurance work?
We’ve included a breakdown of all the insurance benefits and other travel protections provided by The Platinum Card® from American Express .
Trip cancellation protection
The trip cancellation insurance you’ll receive will pay for any nonrefundable losses you incur due to a covered event.
Given the current climate, you may also be wondering: does The Platinum Card® from American Express travel insurance cover COVID? It can, depending on the reason you need to cancel. Covered events include quarantine imposed by a physician or illness for you, your family members or a traveling companion.
Other eligible events include a change in military orders, inclement weather or jury duty.
If you need to cancel your trip, AmEx will provide up to $10,000 per trip and a maximum of $20,000 every 12 months. Terms apply.
» Learn more: The guide to American Express travel insurance
Trip interruption coverage
As with trip cancellation protection, trip interruption insurance will reimburse you for nonrefundable losses by a covered event.
If your trip is interrupted, American Express will cover you for prepaid land, air and sea travel bookings you’ve missed. They’ll also pay for the cost of an economy-class ticket on the most direct route to rejoin your covered trip (or take you home).
The maximum benefit you’ll receive is $10,000 per trip and up to $20,000 every 12 months. Terms apply.
Trip delay insurance
As it sounds, trip delay insurance will reimburse you for expenses incurred when your trip doesn’t go as scheduled. In the case of The Platinum Card® from American Express , coverage kicks in after you’ve been delayed by at least six hours for a covered reason.
Covered purchases may include food, toiletries, lodging, medication and other personal use items. You’ll be reimbursed for up to $500 on a covered trip and can make two claims within a 12-month period. Terms apply.
Rental car insurance
The Platinum Card® from American Express provides secondary rental car insurance . This means it’ll kick in after other claims — like those made to your personal insurance — have been paid. To activate coverage, you’ll need to decline the insurance offered by the rental car company.
AmEx will provide up to $75,000 due to damage or theft of the rental vehicle, but be aware that the policy doesn’t provide liability insurance.
It’ll also give you up to $1,000 per person (max of $2,000) for personal property lost in the incident and up to $5,000 for accidental injury. Finally, you’ll receive up to $300,000 for accidental death or dismemberment, though the rates will vary depending on the severity of your injuries.
This rental car insurance is valid worldwide with a few notable exceptions, including Australia, Italy and New Zealand. Terms apply.
» Learn more: Credit cards that provide travel insurance
Baggage coverage
Cardholders and their families are eligible for baggage insurance provided they’ve paid for the fare using The Platinum Card® from American Express . This benefit is only for lost baggage; delayed luggage is not protected.
Coverage limits vary depending on whether you’ve checked your bag or carried it on:
Checked bags: Up to $2,000 per person.
Carry-on: Up to $3,000 per person.
Note also that checked baggage is only covered when you’re actually traveling with a common carrier. Meanwhile, carry-on luggage is also covered when traveling to and from or waiting at the terminal.
There are also specific limits for high-risk items such as jewelry and electronic equipment. For these items, you’ll receive a maximum of $1,000 per person per trip. Terms apply.
» Learn more: Baggage insurance explained
Premium Global Assist
What else does The Platinum Card® from American Express travel insurance cover? Although this last benefit isn’t technically a type of travel insurance, it’s worth including as it can offer help while you travel.
AmEx’s Premium Global Assist hotline is a 24/7 service that can assist you in various ways, such as helping you get a new passport, finding translation services and even arranging for emergency medical evacuation.
Although using Premium Global Assist is free, the services that you may end up using are not necessarily covered by AmEx.
There are exceptions to this — if you need repatriation of mortal remains, emergency medical evacuation or if a child under 16 is left without care, AmEx will provide aid at no additional cost. Terms apply.
To file a claim, you’ll need to contact your benefit administrator. The phone number and timeframe will vary according to the type of insurance you’re using:
Trip cancellation, interruption or delay insurance: Within 60 days, call 844-933-0648.
Baggage insurance: Within 30 days, call 800-228-6855 or online .
Rental car insurance: Within 30 days, call 800-338-1670 or online .
» Learn more: The guide to AmEx Platinum rental car benefits
If The Platinum Card® from American Express travel insurance doesn’t seem like it’ll be enough for your trip, or if its coverage doesn’t include features that you’d like to have, consider purchasing a separate travel insurance policy before you travel.
Several companies allow you to compare various policies for any vacation and modify inclusions as you shop.
» Learn more: How much is travel insurance?
The travel insurance offered by The Platinum Card® from American Express includes some pretty generous benefits for travelers, especially since it’s complimentary (the $695 annual fee notwithstanding). Terms apply.
If you want to take advantage of this insurance, pay for your trip using your AmEx card and double-check any other stated requirements before heading out to ensure coverage.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
On a similar note...
Your complete guide to travel protections on American Express cards
Editor's note: This is a recurring post, regularly updated with new information.
Numerous American Express cards offer travel protections that can take the headache out of your vacations. However, the coverage you get (and the limits of said coverage) differ by card. Rather than trying to remember all of this on your own, we will guide you through the travel protections offered by American Express cards.
This guide provides a comprehensive, detailed look at the variety of travel protections offered across the American Express card portfolio. Each section outlines a type of coverage and the cards offering this coverage. We also include coverage limits and any additional caveats to keep in mind.
Here's what you need to know about American Express travel insurance coverage.
Trip delay insurance
Trip delay insurance covers you when you encounter travel delays. This could be a delayed flight due to mechanical issues or an unexpected overnight due to a weather-related cancellation. Other reasons are covered, but individual policies vary in what they do and don't cover. If the reason for your delay is not specifically mentioned in your policy, assume that it's not covered.
With trip delay protection, there are two different "levels" of coverage, depending on the card you carry.
Level 1: Higher-end cards
Some of American Express' top products offer trip delay reimbursement of up to $500 per covered trip that is delayed for more than six hours, capped at two claims per eligible card per 12 consecutive months.*
This protection becomes effective when you purchase a ticket using any of the following cards:
- The Centurion® Card from American Express**
- The Business Centurion® Card from American Express**
- The Platinum Card® from American Express
- The Platinum Card® from American Express for Schwab**
- The Platinum Card® from American Express for Goldman Sachs**
- The Platinum Card® from American Express for Morgan Stanley**
- The Platinum Corporate Card from American Express**
- The Business Platinum Card® from American Express
- Delta SkyMiles® Reserve American Express Card
- Delta SkyMiles® Reserve Business American Express Card
- Hilton Honors American Express Aspire Card **
- Marriott Bonvoy Brilliant® American Express® Card
- The American Express Corporate Platinum Card®**
*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
**The information for these cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Level 2: Mid-tier cards
Other American Express cards offer trip delay reimbursement of up to $300 per covered trip that is delayed for more than 12 hours, capped at two claims per 12 consecutive months.*
Here are the cards that include this protection when you use them to purchase your tickets:
- American Express® Gold Card
- American Express® Green Card**
- American Express® Business Gold Card
- Delta SkyMiles® Platinum American Express Card
- Delta SkyMiles® Platinum Business American Express Card
- Marriott Bonvoy Bevy™ American Express® Card
Trip cancellation and interruption insurance
This type of coverage is for situations in which your trip is canceled or interrupted (meaning you started the trip but must end it to return home). As a result, you're forced to forfeit prepaid, nonrefundable reservations. Again, be sure that your policy mentions your specific reason for it to be covered.*
All Amex cards with this benefit provide the same level of protection. If your trip is canceled or interrupted for a covered reason, you can receive a maximum of $10,000 per covered trip and a maximum of $20,000 per eligible card in a 12-month period.
Here are the cards that include this protection when you use them to purchase travel:
- The Corporate Platinum Card® from American Express**
- The Corporate Centurion® Card from American Express**
Global Assist Hotline
Eligible cardholders can rely on the Global Assist Hotline 24 hours a day, 7 days a week for medical, legal, financial or other select emergency services coordination and assistance while traveling more than 100 miles from home.*
The Global Assist Hotline coordinates services but is not the service provider. Any third-party service costs may be your responsibility.
Here are the cards that include this protection when you use them to pay for your tickets:
- American Express® Cash Rebate Credit Card**
- Blue for Business® Credit Card**
- Blue Cash® from American Express**
- Blue Sky from American Express®**
- Blue Cash Everyday® Card from American Express
- Blue Cash Preferred® Card from American Express
- Business Green Rewards Card from American Express **
- Clear from American Express®**
- Delta SkyMiles® Blue American Express Card
- Delta SkyMiles® Gold American Express Card
- Delta SkyMiles® Gold Business American Express Card
- Hilton Honors American Express Card
- Hilton Honors American Express Surpass® Card
- The Hilton Honors American Express Business Card
- Marriott Bonvoy™ American Express® Card**
- Marriott Bonvoy Business® American Express® Card
- The Plum Card® from American Express
- The Blue Business® Plus Credit Card from American Express
- The American Express Blue Business Cash™ Card
- Amazon Business Card**
- Amazon Business Prime Card**
- Lowe's Business Rewards Card**
- American Express® Corporate Gold Card**
- Corporate Green Credit Card**
- American Express Cash Magnet® Card **
- The Amex EveryDay® Credit Card from American Express**
- The Amex EveryDay® Preferred Credit Card from American Express**
- Blue from American Express®**
- SimplyCash® Plus Business Credit Card**
- SimplyCash® Business Card**
- American Express® Platinum Credit Card**
- American Express® Credit Card**
- One from American Express®**
- Zync from American Express®**
- Schwab Investor Card® from American Express**
- Morgan Stanley Credit Card from American Express**
- Platinum Optima® Card**
- Optima® Card**
- Bluebird® American Express® Reloadable Prepaid Card**
- Serve® American Express® Reloadable Prepaid Card**
- The Corporate Platinum® Card from American Express**
- American Express® Corporate Green Card**
- Business Extra℠ Corporate Card**
- American Express® Corporate Accenture Gold**
- American Express® Corporate Meeting Card**
- American Express® Corporate Defined Expense Program Card**
- American Express® Corporate Purchasing Card**
- Morgan Stanley Blue Cash Preferred® American Express Card**
*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Cardmembers are responsible for the costs charged by third-party service providers.
Premium Global Assist Hotline
Like the benefit above, eligible cardholders for certain premium Amex cards can rely on the Global Assist Hotline 24/7 for medical, legal, financial or other select emergency services coordination and assistance services while traveling more than 100 miles from home. With the Premium benefit, emergency medical transportation assistance and related services may be provided at no cost.*
If approved and coordinated by the Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost to you. Otherwise, third-party service costs may be your responsibility.
*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, cardmembers are responsible for the costs charged by third-party service providers.
Baggage insurance plan
Baggage insurance applies to covered persons for eligible lost, damaged or stolen baggage during travel on a common carrier vehicle (such as a plane, train, ship or bus) when the entire fare for a ticket on the trip (one-way or round trip) is charged to an eligible card.
This benefit has two different "levels" of coverage, depending on the card you carry.
Some of American Express' top products offer baggage insurance coverage of up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage. This coverage is in excess of coverage provided by the common carrier. Coverage is subject to a $3,000 aggregate limit per covered trip.*
For New York state residents, there is a $2,000 per bag/per suitcase limit for each covered person, with a maximum of $10,000 aggregate for all covered persons per covered trip.*
Other American Express cards offer baggage insurance coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage. This coverage is in excess of coverage provided by the common carrier.*
For New York state residents, there is a maximum of $10,000 aggregate for all covered persons per covered trip.*
- American Express® Green Card
- American Express® Gold Card for Ameriprise Financial**
- American Express® Corporate Accenture Gold Card**
- American Express® Executive Business Card**
*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.
Car rental loss and damage insurance
Car rental loss and damage insurance applies to the theft of or damage to most rental vehicles when you use an eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the rental car company. Note that this product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered, and geographic restrictions apply.
Some of American Express' top products offer car rental loss and damage insurance of up to $75,000 for theft of or damage to eligible rental vehicles.*
Here are the cards that include this protection when you use them to pay for eligible rentals:
- Centurion® Card from American Express**
- Business Centurion® Card from American Express**
Other American Express cards offer car rental loss and damage insurance of up to $50,000 for theft of or damage to eligible rental vehicles.*
- Amex EveryDay® Credit Card**
- Amex EveryDay® Preferred Credit Card**
- SimplyCash® Plus Business Card**
- American Express® Business Purchase Account**
*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.
Bottom line
Understanding what benefits your card has to protect you when things go wrong during a trip can help reduce headaches. To that end, American Express provides multiple travel protections across many of its card products.
Coverage limits within the same benefit can vary by the card you have, so consult your card's detailed benefits at americanexpress.com/benefitsguide for full details.
Introduction to American Express Travel Protection
Types of travel protection offered, american express travel protection: a guide to your benefits.
Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews .
The information for the following product(s) has been collected independently by Business Insider: Hilton Honors American Express Aspire Card, Amex EveryDay® Preferred Credit Card, American Express® Green Card, The Plum Card® from American Express. The details for these products have not been reviewed or provided by the issuer.
- Some American Express cards offer trip cancellation and interruption benefits .
- You'll find these perks on cards like The Platinum Card® from American Express.
- If you're eager to sign up for a travel credit card with perks, compare each card's offerings.
Overview of Travel Protection Benefits
While credit card insurance and travel protection coverage are usually considered secondary to rewards programs and other cardholder perks, these benefits can be equally important if you travel.
When you pay for a trip with a credit card that offers trip cancellation and interruption insurance, for example, you can get reimbursed for some of your travel expenses in the event your vacation is halted for reasons beyond your control. Meanwhile, trip delay insurance lets you apply for some reimbursement when a delay of your trip results in surprise expenses, such as an unplanned hotel stay near the airport when your flight is on hold.
Importance of Travel Insurance
Chase credit cards like the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card have really stood out for years in terms of the protections they offer, and with some of the highest limits out there. Still, American Express is still coming around — it recently added trip cancellation and interruption insurance, along with trip delay coverage, to many of its top rewards credit cards.
If you're in the market for an American Express card and you're hoping to take advantage of important travel benefits, consider the cards below and their expanded travel protections.
Trip Cancellation and Interruption Insurance
New trip cancellation and interruption insurance from American Express credit cards will provide you with up to $10,000 in coverage (and up to $20,000 per account per year) you can use for reimbursement of prepaid travel expenses like airfare and hotels. This coverage can come in handy if your trip is canceled for a covered reason beyond your control, or you're stuck in your destination and require an extended stay and additional costs before you can return home.
Note that this coverage is good for round-trip travel booked with your credit card, meaning you have to pay for travel expenses with a common carrier with your American Express credit card in order to be eligible.
American Express cards that qualify for this coverage include:
- The Platinum Card® from American Express
- Delta SkyMiles® Reserve American Express Card
- Hilton Honors American Express Aspire Card
- Marriott Bonvoy Brilliant® American Express® Card
- The Business Platinum Card® from American Express
- Delta SkyMiles® Reserve Business American Express Card
Other versions of the Amex Platinum card — including the Goldman Sachs, Morgan Stanley, and corporate flavors — also offer this coverage, as do all versions of the Amex Centurion (black) card , which is invite-only.
Baggage Insurance Plan
Quite a few American Express credit cards also offer a baggage insurance plan, although this isn't a new or upgraded benefit from the card issuer. This coverage can come in handy if your luggage is lost or stolen during a covered trip. To be eligible for this coverage, you have to pay for travel with a common carrier (airfare, cruise fare, etc.) with your American Express credit card.
The amount of coverage you'll receive depends on the card you have. For example, baggage insurance from the The Platinum Card® from American Express offers up to $3,000 in coverage per person for carry-on luggage and up to $2,000 per person in coverage for some types of checked baggage.
With baggage insurance from the Amex EveryDay® Preferred Credit Card , on the other hand, you'll only qualify for up to $1,250 in coverage per person for carry-on luggage and up to $500 for covered checked baggage, although an extra benefit of $250 is offered for qualified "high risk items" like jewelry or sporting equipment.
American Express cards that come with baggage insurance include:
- The Platinum Card® from American Express (including various versions)
- American Express® Gold Card (including various versions)
- American Express® Green Card (including various versions)
- Delta SkyMiles® Gold American Express Card
- Delta SkyMiles® Platinum American Express Card
- Hilton Honors American Express Surpass® Card
- Amex EveryDay® Preferred Credit Card
- The Plum Card® from American Express
American Express business cards with baggage insurance include:
- American Express® Business Gold Card
- The Blue Business® Plus Credit Card from American Express
- Delta SkyMiles® Gold Business American Express Card
- Delta SkyMiles® Platinum Business American Express Card
- Marriott Bonvoy Business® American Express® Card
- The Hilton Honors American Express Business Card
- Lowe's Business Rewards Card from American Express
- Amazon Business Prime American Express Card
- Amazon Business American Express Card
Various versions of the Amex Centurion card and several Amex corporate cards also offer baggage insurance.
Travel Accident Insurance
Some American Express cards also offer secondary auto rental coverage, which means this coverage kicks in after other policies you have are exhausted, as opposed to primary car rental coverage.
While this benefit applies to many Amex cards, note that coverage limits can vary. With the Amex Gold card, for example, coverage is limited to $50,000 per rental agreement for damage or theft, yet the Amex Platinum card offers up to $75,000 in coverage. The insurance doesn't cover personal liability, either.
Also note that this coverage comes with a certain amount of Accidental Death or Dismemberment Coverage that varies by card. With , for example, you'll receive up to $200,000 in coverage per person and up to $300,000 in coverage per car accident for accidental death and dismemberment. Make sure to read your credit card's terms and conditions so you know exactly how much coverage you have.
American Express cards that come with secondary auto rental coverage include:
- The Platinum Card® from American Express (including various versions)
- Delta SkyMiles® Blue American Express Card
- Hilton Honors American Express Card
- Marriott Bonvoy American Express® Card (no longer available to new applicants)
- Blue Cash Everyday® Card from American Express
- Blue Cash Preferred® Card from American Express
- Amex Everyday® Credit Card from American Express
And business cards from Amex that offer secondary car rental insurance include:
While American Express did offer travel accident insurance on some of its cards, this coverage was effectively dropped as of January 1, 2020. The same is true for the American Express Roadside Assistance Hotline, which is no longer available.
Trip Delay Insurance
In January of 2020, American Express also rolled out an upgraded trip delay insurance benefit for many of its top rewards credit cards. While this perk may seem like an unusual one, there are so many scenarios where trip delay coverage could help you save money and avoid surprise expenses when travel is delayed beyond your control.
With trip delay coverage from Amex, you can be reimbursed for up to $500 per trip for hotel stays, meals, and other miscellaneous required expenses when your flight or other trip plans are delayed by more than six hours. If you're sitting at the airport and your flight is suddenly delayed until the next morning, for example, you could use this coverage to get reimbursed for a nearby airport hotel and your dinner, then for an Uber or Lyft ride back to the airport.
To qualify for American Express trip delay coverage, you need to pay for your round-trip travel expenses with a common carrier with your credit card.
Amex cards that come with trip delay coverage include:
- American Express® Gold Card
- American Express® Green Card
Again, the various versions of the Amex Platinum and Amex Centurion cards also offer trip delay insurance.
Most travel protections are automatically activated when you use your American Express card to book your travel. However, specific activation steps, if any, depend on the benefit.
Covered reasons for trip cancellation or interruption typically include illness, severe weather, and other unforeseen events, reimbursing you for non-refundable travel expenses.
Yes, baggage insurance plans come with coverage limits, which vary depending on the card and the type of loss (e.g., lost, damaged, or stolen baggage).
The Global Assist Hotline offers medical, legal, and other emergency coordination and assistance services, but financial costs for services rendered are typically the cardholder's responsibility.
Eligibility for specific travel protections varies by card. Premium cards often offer more comprehensive protections compared to basic cards.
For rates and fees of The Platinum Card® from American Express, please click here.
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Trip Delay Insurance, Trip Cancellation and Interruption Insurance, and Cell Phone Protection Underwritten by New Hampshire Insurance Company, an AIG Company. Global Assist Hotline Card Members are responsible for the costs charged by third-party service providers. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Extended Warranty, Purchase Protection, and Baggage Insurance Plan Underwritten by AMEX Assurance Company. Car Rental Loss & Damage Insurance Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
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