CurrencyTransfer

Currency Transfers for Travel Operators

Too many tour and travel operators unknowingly lose thousands on hidden currency transfer fees. Every day, growing travel firms trust the CurrencyTransfer’s payments network for live foreign exchange rates and instant transfers. Benefit from full transparency and never get stung again.

Save money for what matters most

Tour agents and travel operators work in a fiercely competitive environment. In a landscape dominated by the volatile currency exchange markets, we’re here to help. As much as possible, your business should be focused on selling more amazing travel, and not the success or failure of a certain currency pair. Whether you need to look at a euro, dollar or shekel hedging strategy, get in touch with your Personal Currency Concierge today.

Benefit from our range of online currency exchange solutions

Spot transfers.

Buy now, pay now

You can get a live quote and book a deal within seconds. It’s great if you need to make a corporate currency transfer right away.

Forward Contracts

Buy now, pay later

Hedge your currency exposure by locking in today’s rate for transfers up to 12 months in advance.

Market Orders

Automatically book a trade

Plan ahead and place your currency transfer instruction in advance. Sit back and relax.

or Try the demo

Safe & Secure FCA authorised partners

We only compare live exchange rates from FCA authorised and regulated currency partners. It’s an independent and curated network of trusted suppliers. Your transfers are safe, secure and held in segregated client accounts. With over 20+ years combined foreign exchange experience, we only deal with payment partners we would use ourselves.

Here’s what our clients say about us

Currencytransfer have been steadfast.

CurrencyTransfer have been steadfast and reliable since the beginning of our working relationship with them. We have received an amazing personal service which I had not experienced previously. CurrencyTransfer have been with us every step of the way and I would like to thank them for being understanding and patient with us as our transfer needs have evolved.

Marc-Anthony

Dominican Republic

Great customer service and speedy transfers

I was blown away by the prompt and efficient service provided. The team showed initiative and even called me to see if I had any questions when they could see I had logged in for the first time but not undertaken a transaction. It was very helpful. I have been using this service exclusively for almost a year and am very happy with the rates compared to my bank.

United Arab Emirates

Better exchange rate than my bank

As a business that makes frequent overseas payments, it is really important that I control my foreign exchange costs. I tried currencytransfer.com on the off chance that the exchange rates would be better than my bank ...and they were! The sign up process was simple, and I was ready to trade. I can see that over a 12 month period, my business will make significant savings. I would recommend it.

United States

Our specialists are on call

Once you open an account with CurrencyTransfer, you get an allocated relationship manager to support you with any query.

Questions or need a tip? We have your back!

  • Help & FAQs
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  • Expert Analysis
  • Market Commentary
  • Currency Exchange Comparisons
  • Money Transfer
  • Rate Alerts

Xe offers an assortment of Travel Tools for your next trip! Whether it’s a currency app on your mobile phone, or Travel Reviews to help you pick your destination, Xe Travel is the perfect resource for you.

Travel Tools

Currency email.

Subscribe to free daily email updates with currency rates for the top 170 currencies. The Xe Currency email also includes news headlines, and central bank interest rates.

Xe Currency Encyclopedia

Read currency profiles with live rates, breaking forex news, and other facts for every world currency. You can also learn about services available for each currency.

Free Currency Charts

Create a chart for any currency pair in the world to see their currency history. These currency charts use live mid-market rates, are easy to use, and are very reliable.

Scan our QR code to download and install the Xe mobile app

Download the App

Keep track of live mid-market rates for every world currency on your Smartphone. That’s 170+ currencies that you can convert on the go!

Download the Xe mobile currency app

Travel Blog Posts

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What’s the Best Way to Exchange Your Currency for a Trip Abroad?

Got an international trip coming up? Need to make a currency exchange? Let us talk you through your options.

Save money on European trip

How to save money on your next European trip

The currency you choose to use will impact the cost of your trip in several ways. By knowing the Euro to Dollar conversion exchange rate, you can save yourself a lot of money on your European getaway.

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Your Checklist for International Travel During COVID-19

Do you need to travel overseas soon? Here’s what you’ll need to know before (and during) your time abroad.

travel agent currency exchange

Destination Wedding Planning: How to Plan, Execute, and Stay on Budget

It’s no surprise that couples increasingly choose to avoid the high costs of a UK wedding by heading overseas, where costs tend to be more affordable.

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Currency Exchange

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travel agent currency exchange

Here are a few helpful tips to know:

Please plan accordingly as currency can take up to three (3) days to receive your order.  We recommend you purchase your currency a week prior to the departure date of your trip.

All transactions are CASH ONLY - no checks, debit cards or credit cards. Currency must be paid for at time of order. The transaction fee for ordering currency is a flat fee of $18.

Do you have foreign currency that you would like to sell? We buy back foreign currency! COINS are NOT accepted for buy back for any type of currency including Euros. Please note that the "sell" rate is lower than the "buy" rate. The transaction fee for selling back your currency is a flat fee of $18.

A note on exchange rates: The exchange rates you find online via currency converters are often wholesale and not available through our office. We offer a competitive exchange rate. Please call to find out the exchange rate for that day. Exchange rates change daily - sometimes even more than once a day!

We do not sell or cash foreign drafts. We do not offer traveler's checks or prepaid cards.

Higgins Travel Leaders

(715) 834-2686.

travel agent currency exchange

TRAVEL AGENCY PARTNER PROGRAM

Xchange of AmericaTM now offers cash rewards for travel agency referrals!

international travel clients

You share Xchange of America TM with your international travel clients

foreign currency delivery & exchange services

Your clients use (and love) our foreign currency delivery & exchange services

make money on every referral transaction

You make money on every referral transaction

travel agent currency exchange

BENEFITS TO CLIENTS

CONVENIENCE - destination-specific currency is delivered to your client’s home so they arrive overseas with local currency for immediate buying power and avoid standing in long lines at currency exchange windows after a long flight

SAFETY - clients minimize the risk of being targeted for theft by avoiding a public money exchange at a crowded airport counter or streetside ATM

SAVINGS - XOA prevents your clients from paying high overseas ATM withdrawal fees and exchange counter rates

HOW IT WORKS

  • Travel agents offer Xchange of AmericaTM foreign currency services to their clients when booking trips
  • XOA provides a special version of our logo embedded with a trackble link unique to your agency
  • The hyperlinked XOA logo is placed on your agency website and included in confirmation emails, which directs your clients to xchangeofamerica.com when clicked
  • Clients complete foreign currency transactions with XOA
  • A monthly transaction report is populated & distributed on the 15th of the following month
  • 1% of the total revenue from your client's transactions are calculated for payment to your agency
  • Payment is remitted to your agency by the 20th of the following month via ACH or check

About Us: Xchange of AmericaTM is a leading provider of currency exchange to individuals, corporations, and financial institutions which includes banks and credit unions. XOA was founded in 2007 with a robust, online, proprietary software ordering system that caters to consumers in search of currency exchange. XOA is a trusted currency exchange partner to financial institutions, banks, and credit unions. In addition to offering foreign exchange services delivered directly to the consumer's door, Xchange of America offers partnerships with financial institutions, banks, credit unions, and travel agents. These partners gain access to state of the art, custom made software which allows them to offer XOA’s foreign exchange services to their clients. © 2021 Xchange of AmericaTM

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Millington Travel - Travel Agent Leicester

Foreign Exchange

Commission free travel money

It’s always best to make sure that you have some money available for your holiday, before you go. Millington Travel offers access to over 80 worldwide currencies, market leading exchange rates and commission free transactions on all currencies, making us a secure, convenient and best value option when planning your travel money needs.

Our experienced cashiers can advise on corporate or individual travel money services to suit you. This includes buying as a single traveller or as a large group. However much you would like to exchange, we will always provide our customers with the best rates possible – commission free!

Benefits of buying travel money from Millingtons:

  • Access to fantastic currency exchange rates
  • Commission free currency exchange service
  • Instantly available travel money
  • We buy back any unused currency
  • Escape money card (ask us for more details)

Speak to an expert about your travel money

Whether you’ve booked a holiday with us before or not, you’re welcome to visit any of our currency exchange experts for advice about how much money you need to take with you, depending on where you’re going, how long for and what you’ll be doing whilst you’re there.

For expert currency exchange advice, visit one of our Midlands based travel agencies or call to book an appointment.  For contact details, see our  Find your nearest store  page.

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Travel Money

YOUR MONEY YOUR WAY

Travel money, hays travel foreign exchange, 4 great ways to buy your holiday money, click & collect.

Great rates & currency expertise come as standard with our Click & collect service & with no minimum spend, your holiday money is just a few clicks away. 

This brings the total quotes to £000.00

£000.00 for currency

£000.00 for Buy Back Guarantee

Guarantee Peace of mind when buying your currency from Hays Travel   

Save money on your unused currency with our Buyback Guarantee^

Return your unused currency for the same rate as you purchased it.   

Available on all currencies sold in cash.   

Available on multiple currency transactions   

Available Instore & online   

Terms & Conditions

Exchange Rates

Always great value and no minimum spend*

  • Euro 1.1444
  • US Dollar 1.2224
  • Australian Dollar 1.8419
  • Bulgarian Lev 2.1461
  • Canadian Dollar 1.6466
  • Czech Koruna 27.2795
  • Danish Krone 8.2858
  • Hungarian Forint 432.7513
  • Icelandic Krona 161.0111
  • Indonesia Rupiah 18419.0014
  • Mexican Peso 19.7083
  • New Zealand Dollar 2.0143
  • Norwegian Krone 13.1104
  • Polish Zloty 4.6966
  • South African Rand 22.4749
  • Sweden Krona 13.0114
  • Swiss Franc 1.1016
  • Turkish Lira 37.0108
  • Thai Baht 42.9036
  • United Arab Emirates Dirham 4.2657

Travel Money Card

  • Use anywhere Mastercard® prepaid is accepted worldwide.
  • Carry less cash.
  • Top up in 15 currencies including Euro, US Dollar, Australian Dollars and UAE Dirhams.
  • Phone support available worldwide 24/7.
  • Manage on the go via Hays Travel Currency Card App.

travel agent currency exchange

Connect to your google pay wallet

You can now link your Hays Travel Mastercard with Google Pay for swift and secure transactions wherever you go. Say goodbye to carrying physical cards and hello to effortless payments with just a tap of your phone. Simplify your travel experience today!

Hays Travel Money Card

BUY YOUR HAYS TRAVEL MASTERCARD

The Hays Travel Money Card is the safe and easy way to take your money on holiday!

It is free to use in millions of locations worldwide where Mastercard Prepaid is accepted: including restaurants, bars, and shops when you spend in a currency loaded on the card.

This easy-to-use pre-paid card allows contactless transactions, chip and PIN, worldwide cash withdrawals wherever you see the Mastercard Acceptance Mark, and also 24/7 phone support.

Take your money card with you on every holiday, simply top up and go!

  • BUY IN BRANCH

WHY CHOOSE HAYS TRAVEL?

For your next departure, buy your holiday money from Hays Travel. Always commission free currency with competitive online and high street exchange rates.

  • Wide selection of currencies available
  • Hundreds of nationwide Hays Travel branches offering on-demand Foreign Exchange; buy from branch to receive high quality customer service from the travel experts or order online for convenient home delivery
  • 0% commission when we buy and sell foreign currency

Home Delivery

Ordering currency from the comfort of you own home has never been easier, with our great rates & over 60 currencies to choose from as well as next day delivery why not chose your currency to be delivered to your doorstep? 

Hays Travel Home Delivery

Holiday Money to your door

Order before 3pm for next working day home delivery via Royal Mail Special Delivery. *Customer must be home to sign for delivery. Over 60 currencies to select from. Free delivery on all orders £500 and over Convenient Saturday delivery available for no extra charge Minimum order value of £200 up to a maximum of £2500 Peace of mind, your local Hays Travel branch will buy back any leftover currency purchased through Hays Home Delivery commission free

Call Into a Branch

With over 400 branches to choose from arranging your holiday money has never been more convenient – Why not call into branch today where one of our experienced & Friendly Foreign Exchange Consultants will be on hand with our great rates, expert advice & fantastic service. 

Hays Travel Holiday Money In Branch

Bank on our branches for your Holiday Money

Over 400 branches Nationwide - Use our branch locator to find your nearest Hays Travel branch.

A wide selection of currencies & Hays Travel Money Cards available Instantly in-store

Competitive high street rates and always commission free

Exotic Currency Ordering service – Over 70 currencies available to order

Buyback Guarantee – Save money on your leftover Currency.

All major currencies Bought Back Commission Free

Experienced & Friendly Staff instore

  • FIND YOUR NEAREST BRANCH

Continental Currency Exchange

Travel Agents

Partner with continental and earn rewards.

As a travel agent it’s your job to secure the best deals for your clients, no matter where in the world they're going. That’s why Continental Currency Exchange is proud to work with local travel agents like you to ensure you and your clients get the best rates, savings and service on all of your foreign currency exchange needs!

How Continental and travel agents work better together:

  • Your clients will receive exclusive VIP rates and discounts
  • You will earn referral points, and build client loyalty
  • You and your clients benefit from our global partnerships and savings

Benefiting you and Your Clients!

1. VIP Rates Guaranteed

Your clients will receive VIP rates on all exchange services and no fees on cash transactions!

2. A Service You Can Trust

We are Ontario's largest foreign exchange provider, proudly serving clients for over 30 years from 19 branches across Ontario . Our global partnerships with financial institutions, currency exchange service providers, and travel agents allow us to get the very best rates on all of our currency exchange services - no matter where your clients are heading!

3. Building Loyalty

Providing your clients with the best exchange rates will keep them coming back for more. Show your clients that you will go the extra mile to deliver their dream vacation, within their budget - start the savings before they even leave Canada.

4. Travel Agents Benefit Too

With the easy to use E-VIP Card, you and your agency will get reward points every time your clients purchase currency at Continental.

The E-VIP Card and Agent Rewards

Using Continental's E-VIP Card, you'll ensure your clients receive the best rates, while also earning yourself reward points. All you have to do is issue an E-VIP Card to your clients. Then every time one of your clients uses the E-VIP card you issued, you'll receive referral points. These points can be redeemed for a credit with us for foreign cash for your next trip!

Travel agents: Here's How to Use the E-VIP Card

To issue an E-VIP Card as a travel agent, all you have to do is follow three easy steps: download, customize, and save!

1. Download the E-VIP Card

2. Enter Your Details

  • Click the box below “Agent Name” then type your name
  • Click the box below “Travel Agency” then type the name of your travel agency

3. Smile, Send, and Watch your Clients Save!

  • Save the file and send it to your client as an email attachment or simply print it for them
  • Clients can redeem your E-VIP card at any Continental branch. To receive their savings, clients provide your name and agency ensuring that you receive your referral points
  • No need to print – clients can simply present your E-VIP card on their phone and save!

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travel agent currency exchange

International Travel

International travel should be a dream, not a nightmare. AAA can help you travel with confidence.

Visit AAA.com or work with your AAA travel agent for access to:

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  • International driving permits
  • Travelers cheques and money cards.
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  • Tips on packing and airport security measures from the Transportation Security Administration
  • Advice for U.S. citizens traveling abroad from the U.S. Department of State
  • Contact information for international motoring clubs.
  • Travel Planning

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Currency Experts

Paying with cash for groceries

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Pizza Delivery Foreign Currency

Why Travel Money

Business Wire

MONTREAL--( BUSINESS WIRE )-- FlightHub , a Momentum Ventures subsidiary and a leading Canadian online travel agency, has announced the launch of a new currency exchange offering in partnership with International Currency Exchange (ICE) . This new service will provide Canadians with a convenient platform to access reliable currency exchange services and offer better exchange rates when ordering foreign currency.

FlightHub is the first online travel agency in North America to offer currency exchange reservations directly in the booking flow. Adding product options that simplify travel management is just another way FlightHub is working to improve Canadians' travel experience.

Competitive Currency Exchange Rates

FlightHub and ICE are committed to providing seamless currency exchange services to all travellers. This ensures that individuals can conveniently convert their currency upon arrival or departure at applicable Canadian airports, either before or after security. By purchasing foreign currencies from ICE via FlightHub, Canadians will save up to 60% on regular collection fees per transaction, making the process not only convenient but also cost-effective, particularly amidst currency rate fluctuations.

Click, Collect, and Go

This new service offering allows customers to reserve currency before their trip in less than three minutes through the FlightHub website, then pick up currency at one of ICE’s collection points. ICE also provides customers with a contact center providing customer support and assistance to ensure a smooth reservation experience. Once Canadians reach their selected collection point, the cash is ready and waiting for pick up.

An additional advantage is the absence of an obligation to acquire foreign currency through ICE if circumstances change. Customers do not pay for foreign currency until they arrive at the ICE kiosk. Consequently, should customers opt out of utilizing ICE's services, they do not incur any financial loss, as this flexibility is integrated into the purchase procedure.

“Purchasing foreign currency can be tedious, especially when having to travel to a bank or other exchange businesses,” says Henri Chelhot, CEO of FlightHub. “Our mission at FlightHub is to provide practical solutions for Canadians to alleviate common travel stressors. Partnering with ICE to introduce a seamless currency option to the Canadian market aligns with our commitment to offer accessible and convenient travel experiences.”

“Cash is an essential part of any traveller’s wallet, and we are thrilled to be partnering with FlightHub to provide this value to customers,” says Shamir Desai, ICE President. “This partnership is in line with our goal to maintain our leadership and our vision to create opportunities to facilitate currency conversion in Canada.”

About FlightHub

FlightHub™, a Momentum Ventures subsidiary, is a leading North American online travel agency (OTA) based in Montreal, Canada. FlightHub proudly serves millions of Canadians each year, enabling more people to visit new places and explore new cultures. FlightHub's goal is to offer travellers the most affordable flights, optimal itineraries, and exceptional customer service. The leading online travel agency (OTA) believes that broadening travel possibilities and connecting people across borders increases human consciousness, reduces fear, and inspires positive change. Founded in 2012, FlightHub has facilitated more than 30 million connections.

About International Currency Exchange (ICE)

International Currency Exchange (ICE) is a foreign exchange provider that you can count on. Your travel money is important to us, which is why we do everything we can to help your purchase go smoothly. We believe that you should be able to concentrate on what matters - enjoying your time away. Experienced, secure and reliable, we have been taking the hassle out of foreign exchange for over 40 years.

Media [email protected]

travel agent currency exchange

Althams Travel

MULTI-CURRENCY CASH PASSPORT

A better way to manage your money.

  • Multiple currencies on one card 
  • Safer than carrying cash
  • Top it up and use it again and again

A 25p transaction fee applies. Please note some currencies may need to be ordered in. 

Issuer statement: Cash Passport is issued by PrePay Technologies Limited pursuant to license by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Althams Travel act as agents for Licensed tour operators who provide ATOL protection.This means air holidays and flights shown are ATOL protected by the Civil Aviation Authority.           Althams Travel Services Ltd Registered Head Offices.Netherwood Road, Burnley.BB10 2AN. Registered No. 42478 England.

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Exchange Currency Online

Travel money card and foreign currency experts. order online for our very best rates*, buy currency, top up card.

Rate last updated Monday, 29 April 2024 10:06:13 AM AEST. Please note that these are the Travelex online sell rates.

[fromExchangeAmount] [fromCurrencyCode] Australian Dollar

[toExchangeAmount] [toCurrencyCode] [toCurrencyName]

Enter the card number of the Prepaid Card you would like to top up. The number of the Prepaid Card you are topping up must be the Primary Card Number and must have been originally purchased from Travelex.

Card number confirmed

Select the currency you would like to top up to your card

Enter how much you'd like to top up, either in Australian Dollars, or in the foreign currency amount for the currency you have selected.

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Quick Solutions for   EUR

Convenient travel card, most popular amount €2,500.

BEST Travelex rate † . Collect today ‡ or home delivered.

Most popular amount €2,000

Great rate † , Click & Collect †

travel agent currency exchange

Save with the Travelex Money Card

$0 eftpos fees, $0 international atm fees 1, $0 currency conversion fees, $0 online shopping fees 2, $0 free delivery to your home, most popular currencies.

Online rates vary compared to in-store. Rates subject to change throughout the day. Even better rates over AU$2,000. Check out our buying tips .

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Our Foreign Currency Solutions

Foreign cash.

Choose from over 50 currencies and get our best rates online.

Travelex Money Card

Select from 10 currencies. FREE HOME DELIVERY . Top-up online or via our app.

BUY or TOP-UP

travel agent currency exchange

  • International SIM Cards

travel agent currency exchange

Hello Savings!

Load AUD on your Travelex Money Card and save when spending.

Foreign Currency ATMs

ATMs are available at popular loactions and airports. Easy, fast & convenient.

Best Ways to Buy Currencies

Flexible Options and Tips when Ordering your Foreign Currency.

SEE our TIPS

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Discover more of the world with travel insurance by your side.

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MIDYEAR SALE 25% OFF ALL PLANS

ATM Click & Collect

Order online and collect from selected ATMs at Brisbane Airport.

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Load up to 10 currencies and explore with peace of mind.

International Money Transfer

Send money online to 50+ countries overseas. $0 fees & bank-beating rates.

TRANSFER ONLINE

Clean & Contactless

Get your currency clean and contact-free.

Heading to the Paris Olympics or UEFA Euro in 2024?

Paris Olympics and Euro24 crowds in a stadium

Swapping the Aussie winter for a European summer this year? Expand your trip and experience the excitement of world-class sport at the Paris Olympics or Euro 2024 in Germany.

Plan ahead by ordering euros online and get our best AUD to EUR rates when ordering over $2,000 online. If your itinerary includes countries outside of the eurozone, you can choose from 50+ cash currencies.

Buy before you fly and collect in-store or get free home delivery (Travelex Money Card only). For more tips on managing your travel money, check out our Europe travel money guide .

Whether you’re going for gold medals or winning goals, don’t miss out on witnessing the world’s top athletes in Europe this year.

Specials and Promotions

Travelex Money Card offer Dollars on us

Get Dollars on Us!

Save up to AUD $240 with discount codes

  • Online, in-store or Travelex Money app
  • The more you spend, the more you save
  • Ends 28 April at 11.59pm AEST (T&C apply)

Load AUD on your Travelex Money Card and save when spending in selected currencies.

Special offer for 10 currencies

Load AUD on your Travelex Money Card and save when spending in the below currencies.

  • Safe Travel card and Mobile App
  • Free Online AUD Load and Top-Ups
  • $0 International ATM Fees
  • Ends 31 July at 11.59pm AEST (T&C apply)

Travelex choose your own adventure promotion

Choose Your Own European Adventure!

Simply join our mailing list to enter.

  • Group tours for two people
  • $5,000 flight voucher
  • €1,000 Travelex Money Card and more...
  • Entries close 30 April 2024 (T&C apply)

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Get free email updates on exchange rates when you want them

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Read through our travel guides, tips and more before your next overseas adventure

Convert currency with our tool

  • Currency Converter

Our tool allows you to check daily exchange rates on over 50 currencies

*Rates are subject to change throughout the day. In-store rates vary compared to online.

1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits.

2 Transacting via some online merchants may incur a surcharge.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, EML Payment Solutions Limited (‘EML’)(ABN 30 131 436 532, AFSL 404131). You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au , before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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Travelling and money

Take steps that will help you avoid financial problems that may ruin your trip. Make sure you purchase  travel insurance , and most importantly make sure you always carry a backup source of funds in case of emergency or an unexpected delay.

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Cards (credit, debit and pre-paid).

  • Traveller’s cheques

Travelling with $10,000 or more

Check with the  embassy or consulate in Canada  of the country you are planning to visit to make sure you are allowed to import or export its currency. If you are permitted to import its currency, bring enough cash to get by for a couple of days and keep it in a money belt or in several different pockets in case your wallet is lost or stolen or your financial institution accidently freezes your cards. When you arrive at your destination, you can withdraw more cash from an ATM. 

Exchanging your money

The currency exchange rate tells you how much your Canadian money is worth in the local currency. When you exchange your money, you are actually using it to buy or sell foreign currency at a specific price called the exchange rate. You can find the official exchange rate of the currency in the country you will be visiting by using the Bank of Canada’s online currency converter .

It pays to know your options when dealing with foreign exchange rates. There are a number of ways to manage your finances when you are abroad that will save you a lot of money in exchange fees.

If you want cash on hand before you leave Canada, you can buy foreign currency from your financial institution over the phone or online. It can be delivered to your local branch for pick up. Exchange rates at banks are slightly better than elsewhere. You can also order currency before you leave on your trip from a number of websites that will ship it to your home within a couple of days.

Exchange desks

If you need cash in an emergency, there are foreign exchange desks at airports and hotels that will exchange Canadian money for the local currency. Fees tend to be very high. Even those advertising no commissions may have hidden fees, making these desks the most expensive places to change money.

Black market

The currency black market forms part of the underground economy in a number of countries. In a currency black market, transactions are almost always in cash, since its participants don’t want to leave any evidence. 

This illegal or parallel market in foreign exchange operates outside legal banking channels. If you are tempted to take advantage of the currency black market you should be aware that you will be breaking the country’s laws and could be arrested and imprisoned . You are subject to the country’s criminal justice system. Consular officials will not arrange your release from prison.

Be aware of anyone approaching you on the street offering to exchange your money for a much better rate than a bank. Typical money exchange scams include stealing your money in the process of counting and recounting a pile of bills or mixing your money with currency from another country with a much lower exchange rate. It is safer to go through an authorized agency or a bank. 

Credit cards

Use a major international credit card for your big purchases, such as your airplane tickets, hotel bills and restaurant tabs. If you reserve your hotel and rental car on your credit card, the reservation should be guaranteed even if you arrive late.

Use the credit card instead of cash wherever possible. Credit card issuers typically charge fees for international transactions and you may get the best exchange rate and fees lower than those associated with exchanging cash. However, you should not use your credit card to withdraw money from an ATM, because the fees and interest charges are usually very high.

Before you leave:

  • Know the expiry dates, account balance and amount of credit available to you on all of your credit cards. Make sure you have enough money in your accounts to cover your trip expenses, plus extra in case of emergency.
  • Make sure your credit card company and financial institution have your up-to-date contact details, including a cellphone number, and information on where and when you will be travelling so that your account isn’t flagged for unusual activity.
  • Check with your financial institution before you leave on your trip. Not all major credit cards are accepted everywhere. Merchants in some destinations prefer to be paid in cash because they must pay a fee to the credit card company. There may be a risk that your credit card will be cloned at some destinations, particularly in restaurants.

Debit cards

Always use bank-affiliated ATMs when you are outside Canada. Check if your financial institution has international branches or partners in your destination country where you can use your debit card fee-free. Using your debit card to withdraw money from ATMs will cost you extra in fees, but you can minimize them by withdrawing larger amounts less often.

You should carry some cash to cover daily expenses. Your debit card may not work in every ATM machine or be accepted at stores or restaurants in your destination country. If you are travelling to a rural area, you may not be able to find an ATM that is part of your financial institution’s network, so withdraw enough cash to manage until you are back in a city.

Due to the potential for fraud and other criminal activity, you should use your credit cards and debit cards with caution. Use ATMs during business hours inside a bank, supermarket, or large commercial building.

Pre-paid cards

Some financial institutions offer pre-paid travel cards in foreign currencies. They may have higher fees than credit and debit cards, so check the terms and conditions and costs before you decide to travel with one. You can usually replace a pre-paid travel card as you would a lost or stolen travellers’ cheque.

Be aware that pre-paid cards may not be accepted at some hotels and car rental companies, and may be difficult to use at the ATM machines of foreign banks.

Dynamic Currency Conversion

Some shops, restaurants and ATMs give the option of using the currency of the country you are in or having the transaction converted into Canadian currency. Always choose to be charged in the currency of the country you are in. You will pay high conversion rates and transaction fees if they convert to Canadian currency.

Save your receipts

As you travel, save all ATM and transaction receipts in an envelope. Bring them home in your carry-on bag. Save your airline boarding pass to prove your return date. If you need to dispute a transaction, sending a copy of your receipt will speed up the resolution process.

After you return home, carefully examine your credit and debit card statements and continue to do so for several months. Identity theft and credit card fraud are not confined to Canada. If you notice any unusual charges on your statement, inform your financial institution immediately and request a copy of the receipt.

Travellers’ cheques

Canadian travellers’ cheques are not widely accepted worldwide, but are an option if you don’t want to use credit or debit cards or carry large amounts of cash.

When possible, order the cheques in the local currency and carry multiple cheques in small denominations. If you can’t order cheques in the currency of your destination country, order them in U.S. funds, which are widely accepted. Sign them as soon as you get them and keep the receipt in a separate location. If they are stolen they can be replaced anywhere in the world, usually within 24 hours.

Keep a record of your travellers’ cheque numbers, credit card account numbers and expiry dates and the telephone numbers for reporting lost or stolen cards in a safe place. If possible, leave a copy of the list with a family member or friend at home who can help you make telephone calls quickly if your cards are lost or stolen.

Any time you enter or leave Canada, you must declare any money or monetary instruments, such as stocks, bond or cheques, you are carrying valued at $10,000 or more.

Canadians who live or work abroad or who travel a lot may still have to pay Canadian and provincial or territorial income taxes.

If you are planning to be outside Canada for an extended period of time, you should inform the Canada Revenue Agency (CRA) before you go to ask for a determination of your residency status. Your residency status depends on whether you are leaving Canada permanently or only temporarily and the residential ties you keep with Canada and establish in another country:

You are leaving Canada permanently

You are leaving Canada temporarily

Visit International and non-resident taxes for information about income tax requirements that may affect you.

Departure tax

In some countries you must pay a departure tax or service fee at the airport or point of departure. Make sure you set aside enough money in local funds to pay it. 

  • Travel Advice and Advisories
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  • Overseas fraud: An increasing threat to the safety of Canadians
  • Proceeds of Crime (Money Laundering) and Terrorist Financing Act

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Russian Tours and Cruises from Express to Russia

Moscow Travel Guide

  • Guide to Russia
  • Russian Destination Guide

Why travel to Moscow

Contrasts: 12th century monasteries and some of the tallest skyscrapers in Europe can be found side-by-side in this complex and captivating city. The diversity of this mega-city is astounding. Only a few steps away from the solemn red facade of the Kremlin and the sounds of righteous church bells, a buzzing night scene and alternative-fashion boutiques can be found.

Culture: In Moscow only the best goes. Be it a theatre, restaurant or gallery, the standards are certain to be world-class. The Bolshoi ballet company is reputed to be even better than the Mariinsky’s and “MMOMA” (Moscow’s museum of modern art) exhibits works of art as profound as any that could be found in the famed MOMA.

Convenience: Unlike the rest of Russia, it’s easy enough to get by with just English in Moscow and, driving excepted, it is surprisingly safe: the murder rate is lower than in some of America’s major cities.

Top Sights in Moscow

Kremlin

St. Basil’s

MGU

Novodevichy Convent

MORE SIGHTS

  • Moscow Fact File
  • History of Moscow Russia
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Why visit Moscow

It would take more than two days to walk around the perimeter of the biggest city in Europe, Moscow. Many of its inhabitants barely know what’s beyond the few blocks around their flat and there are so many attractions that it’s almost impossible to know where to start. If there is such a thing as an antidote to boredom, Moscow City is it. The mind-boggling range and diversity of things to do, places to eat, parks, historical monuments and more means that a vacation in Moscow has a wealth of activities to offer for every type of traveler, from young families to retirees.

Reasons to Vacation in Moscow in 2022

The Bolshoi theatre is familiar to almost everyone as Russia’s grandest theatre, but what people don’t know is that there are many more bolshoi (big) sites in Moscow that are worth travelling all the way to Moscow to see. For more than 100 years, the world’s biggest bell has been hidden behind the Kremlin’s walls and inside Moscow’s main park (which is bigger than some countries!) there is the world’s largest outdoor ice-rink. Travelers that visit Moscow can stay at the Izmailovo, Europe’s biggest hotel, then eat at the largest and most historic McDonald’s in Europe and after that have fun at the largest European indoor theme park!

Ancient Past & Stunning Architecture:

As those who travel to Moscow will see, just because Moscow is a city of record-breaking, glitzy high-rises doesn’t mean that there is no history. On the famous Arbat street, time-worn, wooden storehouses and century-old churches are squashed up against grey, soviet blocks which are then towered over by 21st century office-blocks. Unlike its much younger sibling, St Petersburg, Moscow’s roots stretch way back to the 12th century. Within the walls of the Kremlin, the city’s oldest building the Cathedral of Assumption can be admired in all its 500+ years of age.

Culture & Convenience

For a foreigner who has never visited Russia, Moscow is the perfect stepping stone into this great land of mystery. From the country’s best classical ballet troupes to snow-white troikas trotting through the parks, all the highlights of Russian culture can be had in Moscow without any of the complications that would be expected in other, less developed regions of Russia.

Cheap as Caviar

In Moscow, everything is bargain when with the current foreign exchange rates being what they are. Even caviar doesn’t seem so dear when the exchange rate is at 60rub to the dollar, so go on indulge yourself! Take your 2022 vacation in Moscow and have the best of both worlds, with European luxury at very affordable prices.

travel agent currency exchange

Lena, our guide in Moscow was excellent. She was very knowledgable and could answer any question we had for her. We liked that she could pick up on our interests and take us places we might not have thought of to go. When we realized that one of the places we had chosen to see would probably not be that interesting to us, she was able to arrange entry to the Diamond Fund and the Armoury for us. Riding the Metro with Lena was a real adventure and a lot of fun. In Saint Petersburg we found Anna well versed in the history of the Tsars and in the Hermitage collection. Arkady in Veliky Novgorod was a very good guide and answered all of our questions with ease. Novgorod was perhaps a long way to go for a day trip, but we did enjoy it. Vasily was a great driver to have and kept us safe with good humour and skill. We enjoyed ourselves so much, my daughter says she is already planning to return. We would both have no hesistation to recommend ExpresstoRussia to anyone we know.

Just wanted to let you know that My grandson Bruno and I couldn´t have been more pleased with our week in Moscow (6/15 - 6/21). We were absolutely enchanted with the whole experience, including getting lost a couple of times in the Metro during our free time. Although both our guides (both Eleanas) were excellent, I would particularly commend the first one (she took us to the Tatiakov, the KGB tour, and to that beautiful cemetery where so many great Russian artists, authors, composers, musicians, militarists, and politicians are buried). Her knowledge is encyclopedic; and her understanding of today´s Russia as a product of its past was, for us, truly enlightening. I will be taking another tour in Russia, with my wife, within the next two or three years. I will be in touch with you when the time comes. Meanwhile, I will refer you to other potential visitors to Russia as I meet them.

We had a great time both in Moscow and St Petersburg. Your travel agency was excellent in coordinating the whole trip. Everything worked like clockwork. The guides assigned to us were very nice and friendly. They had a great knowledge of their subjects. The cars and the drivers were great. The hotels were good and the itinerary was good. All in all, it was a wonderful experience. It was nice dealing with you and your company. Thank you very much for a great Russian experience. Have a great future ahead

  • 31 reviews of Express to Russia Moscow Tours in Moscow

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COMMENTS

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  21. Guide to Moscow for Traveling to Moscow in 2022

    Cheap as Caviar. In Moscow, everything is bargain when with the current foreign exchange rates being what they are. Even caviar doesn't seem so dear when the exchange rate is at 60rub to the dollar, so go on indulge yourself! Take your 2022 vacation in Moscow and have the best of both worlds, with European luxury at very affordable prices.