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Seven Corners Travel Insurance Review: Is it Worth The Cost?

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Table of Contents

What plans does Seven Corners offer?

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Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Established in 1993, Seven Corners is a travel insurance provider that offers a wide assortment of plan options to U.S. and non-U.S. residents. The company provides single and annual trip plans as well as student specific options, and travel medical insurance.

When planning a vacation, you may want to consider purchasing travel insurance as it can help you in case an emergency pops up before or during your trip. Whether you’re looking for a comprehensive policy or emergency medical coverage to supplement the travel insurance with your credit cards , Seven Corners provides a number of options.

We’ll examine the travel insurance options to help you decide if they make sense for you.

Seven Corners provides an assortment of different travel insurance plans including:

Round-trip.

Annual plans.

Student options.

Travel medical insurance.

Options for non-U.S. citizens visiting the U.S.

Plans for groups of 10 or more travelers.

RoundTrip plans are created for those who are departing from their home, traveling to another destination (or destinations) and returning home.

To evaluate plan options, we used a sample itinerary for a $5,000, two-week trip to Greece by a 38-year-old Louisiana resident.

The RoundTrip Basic plan ($197) is a good comprehensive travel insurance option and offers 100% trip cancellation (for trips up to $30,000), 100% trip interruption, $100,000 for emergency medical expenses (secondary coverage), $250,000 for medical evacuation/repatriation, lost luggage, baggage delay and other benefits.

The RoundTrip Choice plan ($280) includes all the benefits of the Basic plan, but with trip cancellation coverage up to $100,000, 150% trip interruption, $500,000 for emergency medical expenses (primary coverage), $1,000,000 for medical evacuation/repatriation and other benefits.

Notably, the latter plan offers primary emergency medical coverage, allowing you to seek medical reimbursement from the policy without first contacting your main medical insurance policy.

Each plan offers several optional add-ons:

Rental car damage: Provides up to $35,000 of coverage if your rental car is stolen or damaged due to an accident, theft, natural disaster and more. The cost depends on how many days you need coverage, ranging from $7 for one day to $98 for a two-week trip.

Trip interruption for any reason: Allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund up to 75% of your unused nonrefundable deposits. The benefit must be purchased within 20 days of the initial trip payment. The added cost to the RoundTrip Basic Plan is $5.91; the added cost to the RoundTrip Choice Plan is $8.40.

Cancel for any reason : Allows you to cancel a trip for any reason and receive a reimbursement of up to 75% of your nonrefundable trip costs. Cancellation must occur two or more days before the scheduled departure date. For the RoundTrip Basic Plan, this optional add-on costs $82.74. For the RoundTrip Choice Plan, it is $117.60.

Annual travel insurance plans are designed for frequent travelers who want to take many trips throughout the coverage period (364 days). A trip begins once you leave your home country.

“Seven Corners offers one annual policy called Travel Medical Annual Multi-Trip. The policy can be customized depending on how long you plan to be away from home for any one trip. You can travel as much as you like during the 364 days, so long as any one trip doesn’t exceed the option selected — 30, 45 or 60 days.”

The plan provides coverage of up to $1,000,000 in medical expenses and $1,000,000 in medical evacuation/repatriation. In addition to the below, the plan includes additional medical-related benefits. Refer to the terms and conditions of the policy for details.

To look at policy cost and available optional add-ons, we used a sample trip starting in December 2023 for a 45-year-old who plans to travel worldwide (excluding the U.S.). The policies assume a personal deductible of $250 per occurrence and opts out of adventure activities coverage.

The plans offer customization depending on your travel needs. Whether you’re looking for adventure sports coverage or a modification to your medical deductible, Seven Corners allows you to choose the option that’s the best fit.

» Learn more: How to find the best travel insurance

If you don't need pre-departure trip cancellation and interruption protections or you already have coverage through a premium travel credit card , Seven Corners offers four medical travel insurance plan choices:

Travel Medical Basic.

Travel Medical Choice.

Travel Medical Plus.

The Basic, Choice and Plus plans provide varying degrees of coverage, with the Plus plan offering the highest limits. The Plus plan includes a specific call out for COVID-19; you'll be covered for COVID-19-related treatment expenses up to the medical maximum.

» Learn more: Travel medical insurance: Emergency coverage while you travel internationally

Selecting the plan best for you involves understanding what type of coverage you will want while traveling.

For premium travel credit card holders: If you hold a premium travel card that already provides you with an adequate amount of trip cancellation coverage, you may only want to get a standalone emergency medical policy. For example, The Platinum Card® from American Express offers $10,000 per trip and $20,000 per year in trip cancellation benefits. If you hold this card and your trip is more expensive, you’d want to consider a standalone travel insurance plan. If you're only worried about flight cancellations, AmEx offers Trip Cancel Guard, which you can buy when you book a nonrefundable flight through the AmEx Travel Portal. Trip Cancel Guard guarantees an up to 75% refund if you cancel at least two days before departure. Terms apply.

For anyone wanting more coverage: If the coverage provided by your card isn’t sufficient, you don’t have credit card coverage or you didn’t pay for your trip with that credit card, then you might be better off with a comprehensive plan like one of the RoundTrip or Annual Trip plans from Seven Corners, depending on your travel goals.

For frequent, extensive travelers: If you’re a long-term traveler and expect to take many trips, the annual plans will be the most suitable. However, with coverage for each trip capped at 60 days, you’ll want to look at other options if you will be away from home for longer.

» Learn more: The majority of Americans plan to travel in 2022

Head over to the Seven Corners website and select the state you reside in. The next page will ask you about your travel plans.

Then, you'll choose your mode and reason for travel. On the last screen, it'll recommend a plan where you can proceed to add the trip details to receive a quote.

Trip insurance plans have a number of exclusions that you need to pay attention to so you know exactly what type of coverage you’re getting. Here are some general exclusions:

High-risk activities: Skydiving, bungee jumping, heli-skiing and other types of high-risk sporting activities that the insurer deems unsafe.

Intentional acts: Losses sustained from intoxication, drug use, self-harm and criminal activity.

Specifically designated events: Epidemics, natural disasters and war are commonly excluded events.

Exclusions may vary based on the policy and where you live, so it's always best to review the fine print to ensure you’re clear about what is and isn’t covered.

» Learn more: Does travel insurance cover award flights?

Before you purchase a travel insurance plan, check to see what coverage you may already have. If you have a travel credit card, you might have built-in complimentary travel insurance. If you hold one of these credit cards, see what the benefits and limits are because you may have sufficient coverage.

In this case, you’ll be better off purchasing a separate emergency medical plan . However, if your credit card doesn’t provide enough coverage, a comprehensive travel insurance plan might be the right choice. Seven Corners has various options to choose from.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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Seven Corners Travel Insurance Review — Is It Worth It?

Christine Krzyszton

Senior Finance Contributor

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Why Purchase Travel Insurance

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If you’re planning a trip, especially in the current environment, chances are the topic of purchasing travel insurance crossed your mind. It’s good news that whether you’re looking for a comprehensive travel insurance package policy or 1 that focuses on providing medical insurance coverage during your travels, you’ll find coverage can be easily secured and it can be affordable.

The company we’re reviewing today offers both comprehensive travel insurance package plans and separate plan options that provide stand-alone travel medical coverage . Seven Corners has been offering these plans since 1993 to U.S. citizens traveling abroad, travelers who are visiting the U.S., and other international travelers.

Let’s continue as we look at why you’d want to purchase travel insurance and specifically why you’d want to consider Seven Corners. We’ll also look at the types of policies offered by Seven Corners, how the company compares to other travel insurance companies, and to the coverage that comes with your credit cards.

Join us now for a close-up look at Seven Corners and what it has to offer.

Travel insurance is designed to protect your trip investment from loss and from the additional expenses incurred due to an unexpected event, causing you to cancel your trip or resulting in disruption during your travels.

Here is a sampling of circumstances when travel insurance could provide a significant benefit:

• You break your ankle during your ski trip and need to return home early
• An immediate family member becomes seriously ill and you must cancel your trip to care for them
• You become ill or injured while staying at a remote lodge and must be evacuated to the nearest hospital
• There is a flood and your home becomes inhabitable, causing you to cancel your trip
• You suffer a dental injury on vacation and need immediate dental work

Bottom Line: Any trip that involves a significant investment in non-refundable expenses should be insured, as well as any trip that takes you where you would be without medical coverage. 

Many travelers have recently found themselves in a position where they needed to cancel, postpone, or change their travel plans due to COVID-19 . While it’s reasonable to expect that travel insurance might cover these cancellations, normally, it does not.

It’s possible your travel insurance policy will cover you for canceling your trip due to getting ill from the virus, or if your trip is disrupted as a result, but many companies are excluding coverage for any COVID-19 related claims.

Additionally, voluntary cancellations due to the fear of getting ill are not a covered reason for trip cancellation on any travel insurance policy.

In order to be covered for COVID-19-related trip cancellation, you must purchase Cancel for Any Reason insurance (CFAR). Note that the coverage can be expensive, it will not cover all of your trip costs, and many companies do not offer the coverage.

If having this coverage is important, you’ll want to select a travel insurance company that offers CFAR insurance and/or offers coverage for trip cancellation, trip interruption, and medical care should you contract the COVID-19 virus.

Bottom Line: Travel insurance does not cover voluntary trip cancellations due to the fear of getting ill. In order to have coverage for voluntary cancellations, you must purchase Cancel for Any Reason insurance. Not all companies sell this CFAR insurance, it does not cover all your trip costs, and it can be expensive.

When you select a travel insurance company, you’ll first want to make sure it’s financially stable and that it has decent customer reviews. Seven Corners checks those boxes with an A+ rating of the company’s underwriters from the insurance financial rating company A.M. Best , and according to global consumer rating company Trustpilot , 81% of its customers view their experience as good or excellent.

Now that we know Seven Corners is a stable and well-respected company, we’ll next want to check out the company’s policy offerings.

We’ll compare coverages and costs shortly, but 2 critical items we’ve covered so far in this article are 1) the importance of a company offering the option to purchase CFAR insurance and 2) that a policy offers coverage for COVID-19.

If either of these items is important to you, have peace of mind knowing that Seven Corners offers both.

Let’s look closer at the types of policies Seven Corners offers.

Bottom Line: Seven Corners has highly rated underwriters, good customer service ratings, and offers both comprehensive travel insurance package plans and medical travel insurance. In addition, the company offers CFAR add-on insurance and coverage for COVID-19 related expenses. 

Type of Policies Available

Seven Corners offers both comprehensive trip insurance policies and travel medical insurance plans. You can expect to find a combination of key coverages offered on each policy.

Let’s look at Seven Corners trip insurance policy options.

Whether you’re a U.S. resident or non-U.S. resident traveling internationally, Seven Corners offers a travel insurance package option that will cover you during your travels.

• Roundtrip Trip Cancellation Insurance — for U.S. residents traveling internationally;   select between Roundtrip Economy, Roundtrip Choice, and Roundtrip Elite policy options
• Roundtrip International Trip Insurance — for non-U.S. residents traveling internationally

You’ll find a long list of coverage options on these single-trip comprehensive package travel insurance plans including the following:

• Trip cancellation/interruption/delay coverage
• Missed connection
• Lost, stolen, damaged, or delayed baggage
• Emergency medical, dental, and evacuation/repatriation
• Political evacuation
• Accidental death and dismemberment
• Pre-existing conditions waiver
• 24/7 worldwide assistance services

Optional coverages include car rental insurance, CFAR, cancel for work reasons, lost or damaged ski/golf equipment, and flight accident insurance.

With more focus on medical coverage while traveling and the ability to purchase 1 annual plan for multiple trips, Seven Corners’ Wander policies also provide incidental trip protections such as trip interruption/delay and luggage insurance.

• Wander Frequent Traveler — annual comprehensive medical coverage (not including COVID-19-related illness)
• Wander Frequent Traveler Plus — annual comprehensive medical coverage, including COVID-19-related illness

Hot Tip: Cancel for Any Reason insurance can be added to most Seven Corners Roundtrip package policies to cover up to 75% of non-refundable trip expenses. 

Liaison travel medical insurance plans can cover up to 10 travelers, focusing on major medical coverages, and also includes incidental trip cancellation, interruption, delay, and baggage coverage.

• Liaison Travel Basic — designed for travelers traveling outside the U.S.
• Liaison Travel Plus — for those who are traveling outside the U.S., includes coverage for COVID-19
• Liaison Travel Basic U.S. — for non-U.S. visitors traveling to the U.S.
• Liaison Travel Plus U.S. — for non-U.S. visitors traveling to the U.S., includes coverage for COVID-19

Liaison Travel Plus and Travel Plus U.S. policies are recommended if you need a travel medical policy that meets Schengen visa insurance requirements.

Explore North America plans focus on providing major medical coverage while visiting the U.S. but also include a $5,000 trip interruption benefit.

• Explore North America and Explore North America Plus — policies provide coverage for non-U.S. residents who are also non-U.S. citizens who need medical coverage while visiting the U.S., Canada, Mexico, and parts of the Caribbean; the plans can cover trips up to 364 in length

The Explore North America Plus plan includes coverage for COVID-19 related expenses .

• Group Plans — Find coverage for single trips or for extended periods up to 364 days. Whether you’re an individual traveling with a group, need a plan that covers your entire group, or want to cover your entire family, there’s a group plan that will fit your situation. Select a comprehensive travel insurance plan or 1 that focuses on medical coverage.
• Liaison Student Travel Medical Insurance — Liaison Student medical plans are designed for U.S. citizen students traveling abroad, non-U.S. student citizens traveling to the U.S., and non-U.S. citizens traveling outside of the U.S. The plan can also cover faculty, scholars, and their families.
• Liaison Medical Evacuation and Repatriation — This plan is designed for students traveling in the U.S. to meet J visa insurance requirements.
• Visitor Insurance Plans — Complete medical insurance plans are available for inbound non-U.S. citizens traveling to the U.S. Coverage for family members and travel companions is also available.

Bottom Line: Seven Corners offers an expansive collection of comprehensive travel insurance plans and options for stand-alone travel medical insurance coverage. Plans include single trip coverage, annual plans, group coverage, and coverage for students. Whether you’re a U.S. citizen traveling abroad or a foreign national traveling the world, there’s a Seven Corners plan that fits your situation. 

Seven Corners provides an easy-to-use website to secure a quote for any of its travel insurance products. Minimal information is needed to receive an immediate quote. The site also provides information that can help educate you on the different types of insurance available.

After submitting your information, you’ll receive an instant quote with the price and list of coverages. Review the coverages, select any desired additional coverage, and the policy is available for immediate purchase.

You’ll find the process of getting a quote and comparing coverages simple and easy to understand. Plus, you’ll be able to secure coverage for your trip immediately.

Bottom Line: Whether you need travel medical insurance or a comprehensive travel insurance policy, Seven Corners’ website makes it easy to secure a quote, review coverages, and purchase a policy with immediate coverage.

The Value of Travel Insurance Comparison Sites

Regardless of the type of insurance you wish to purchase, it’s always prudent to compare policy coverages and costs. This is especially true with travel insurance and travel medical plans as coverage is widely available and costs can vary significantly between companies.

That’s where travel insurance comparison sites can add value. You’ll find each site compares scores of highly-rated companies and dozens of policies, making it easy to compare and select the policy that best meets your needs.

Here are a few we recommend.

• TravelInsurance.com — Compare travel insurance plans that also offer travel medical insurance. No stand-alone travel medical plans are offered.
• Squaremouth — Search for single trip, annual, group, and sports/adventure plans. While travel insurance plans can include medical coverage, there is no option to search for medical-only coverage.
• InsureMyTrip — The site allows you to compare single and multi-trip travel medical policies as well as comprehensive travel insurance plans.

Bottom Line: Travel comparison websites are valuable resources for comparing travel insurance plans. However, not all sites allow you to search for stand-alone travel medical plans.

How Seven Corners Travel Insurance Compares

Purchasing travel medical insurance for a single trip is not an expensive decision, although costs can be much higher as you get older. In the above example, we searched for a quote for a 1-week $3,000 trip to Mexico for a traveler 40 years of age. All plans include COVID-19 coverage and cost $13 to $20. At 70 years of age, the same policy would cost approximately $50 to $90.

Seven Corners offers both competitive coverage and premium costs on travel medical insurance when compared to several other insurance companies. Your experience will vary based on the type of policy, the coverage selected, the age of the travelers, and the length/cost of the trip.

When we look at comprehensive travel insurance policies, Seven Corners, although competitive, had lower limits on medical coverage within the comprehensive travel insurance plans when compared to most other companies. However, higher limits are available via the Seven Corners website.

Many credit cards come with complimentary travel insurance coverages that can provide a benefit if your trip is canceled/interrupted for covered reasons, your luggage becomes damaged, lost, or delayed , or even if you have an accident with your rental car .

It’s possible this coverage could be sufficient for a simple trip that doesn’t include a significant financial outlay. However, the coverage that comes on your credit card will not take the place of a comprehensive travel insurance policy. Plus, it’s rare to find any level of travel medical insurance on a credit card.

There are just a few additional reasons for considering travel insurance over the coverage that comes with your credit card:

• Coverage that comes with your credit card is normally secondary coverage that requires you to first file a claim with any other applicable insurance
• Claims for travel insurance are not handled by the credit card issuer but by a third-party company, making it potentially more complicated to file a claim
• Credit cards do not provide comprehensive travel medical coverage
• Credit card insurance does not cover cancellations due to the fear of getting ill, including the fear of getting the COVID-19 virus
• You are normally required to use the applicable credit card to purchase the trip in order to have coverage

If your trip does not involve a significant investment, you have medical insurance that covers you while traveling outside the country, and you feel comfortable relying on the coverages offered by travel rewards credit cards, here are a few of the best cards to consider:

Chase Sapphire Preferred ® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance . With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

• 5x points on all travel booked via the Chase Travel portal
• 5x points on select Peloton purchases over $150 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide
• $50 annual credit on hotel stays booked through the Chase Travel portal
• 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
• Excellent travel and car rental insurance
• 10% annual bonus points
• No foreign transaction fees
• 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt
• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Financial Snapshot

• APR: 21.49%-28.49% Variable
• Foreign Transaction Fees: None

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Chase Ultimate Rewards

• The Chase Sapphire Preferred 80k or 100k Bonus Offer
• Benefits of the Chase Sapphire Preferred
• Chase Sapphire Preferred Credit Score Requirements
• Military Benefits of the Chase Sapphire Preferred
• Chase Freedom Unlimited vs Sapphire Preferred
• Chase Sapphire Preferred vs Reserve
• Amex Gold vs Chase Sapphire Preferred

One of our favorite overall travel rewards cards, the Chase Sapphire Preferred card offers the following travel insurance benefits:

• Trip cancellation, trip interruption, and trip delay
• Primary car rental insurance
• Baggage insurance
• Travel and emergency assistance
• Travel accident insurance

For more information on the Chase Sapphire Preferred’s travel insurance benefits , you’ll want to read this informative article.

Chase Sapphire Reserve ®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• 5x points on airfare booked through Chase Travel SM
• 3x points on all other travel and dining purchases; 1x point on all other purchases
• $300 annual travel credit
• Priority Pass airport lounge access
• TSA PreCheck, Global Entry, or NEXUS credit
• Access to Chase Luxury Hotel and Resort Collection
• Rental car elite status with National and Avis
• $550 annual fee
• Does not offer any sort of hotel elite status
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
• APR: 22.49%-29.49% Variable
• Chase Sapphire Reserve 100k Bonus Offer
• Chase Sapphire Reserve Benefits
• Chase Sapphire Reserve Airport Lounge Access
• Chase Sapphire Reserve Travel Insurance Benefits
• Chase Sapphire Reserve Military Benefits
• Amex Gold vs Chase Sapphire Reserve
• Amex Platinum vs Chase Sapphire Reserve

Examples of travel insurance benefits that come with the Chase Sapphire Reserve card include:

• Trip cancellation, trip interruption, trip delay
• Emergency medical, dental, and evacuation insurance

To review all the travel insurance coverages included with the Sapphire Reserve , you can learn more in our expanded article.

The Platinum Card ® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express.

Make no mistake — the Amex Platinum card  is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access , hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
• Annual and monthly statement credits upon enrollment ( airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit )
• TSA PreCheck or Global Entry credit
• Access to American Express Fine Hotels and Resorts
• Access to Amex International Airline Program
• No foreign transaction fees ( rates and fees )
• $695 annual fee ( rates and fees )
• Airline credit does not cover airfare (only incidentals like checked bags)
• Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card ® , Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards ® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts ® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card ® . The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card ® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card ® . Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card ® .
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card ® . Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR ® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card ® . Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck ® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card ® . Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card ® . That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card ® . An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card ® to your Resy profile.
• $695 annual fee.
• Terms Apply.
• APR: See Pay Over Time APR

American Express Membership Rewards

• Amex Platinum 150k Welcome Bonus Offer
• Benefits of The Amex Platinum
• How to Use 100,000 Amex Platinum Points
• Amex Platinum Card Requirements
• American Express Platinum Military Benefits
• Amex Platinum and Business Platinum Lounge Access
• Amex Platinum Benefits for Authorized Users
• Amex Platinum vs Delta Platinum
• Capital One Venture X vs Amex Platinum
• Amex Platinum vs Delta Reserve

Hot Tip:  Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

You can expect to find a nice collection of travel insurance benefits on the Amex Platinum . Note that terms apply and enrollment may be required through your American Express account, so don’t miss out on these benefits.

• Trip cancellation, trip interruption, and trip delay reimbursement
• Secondary car rental insurance with the option to purchase Premium Protection for 1 low fee that covers the entire rental period
• Premium Global Assist Hotline
• Emergency transport and evacuation (included in the Premium Global Assist Hotline benefit)

Bottom Line: The travel insurance coverage that comes with your credit card is not a substitute for a travel insurance package policy or medical coverage. Credit card coverage could be sufficient for a trip that does not involve a significant investment or if your health insurance covers you during your travels. For an overview of the best credit cards for travel insurance coverages , check out our article on the topic. 

Here is some additional helpful information regarding purchasing a policy from Seven Corners:

• You have 10 days after you receive your policy documents to review the plan and, if not satisfied, request a full refund
• Some Seven Corners medical plans are secondary and require you to have an underlying health insurance plan that covers you in the U.S. to be eligible
• Not all policies offered by Seven Corners are available in every state
• You can initiate a claim with Seven Corners by calling 800-335-0611 or 317-575-2652 worldwide or via the Seven Corners website
• Seven Corners offers plans that meet Schengen Visa requirements

Seven Corners is a highly rated, established, and respected travel insurance company that offers a wide variety of travel and medical insurance plans for travelers. It is overall competitive and offers both COVID-19 coverage and Cancel for Any Reason insurance.

The company also excels in providing long-term medical coverage for international travelers.

One caution to note is that, as with all travel insurance companies, many of Seven Corners’ plans do not offer COVID-19 related coverage. If this coverage is important to you, be sure to select a policy that includes it and if desired, add CFAR coverage.

Because there are so many variables when it comes to purchasing travel insurance or travel medical insurance, prices and coverages can vary significantly. Be sure to check several sources to find the right coverage at the right cost.

All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. For more information, see our  Medical & Legal Disclaimers .

For rates and fees of The Platinum Card ® from American Express, click here .

Frequently Asked Questions

Is seven corners travel insurance good.

Yes. Seven Corners receives good reviews and its underlying underwriting companies are rated highly by insurance rating company A.M. Best.

The company, unlike many other travel insurance companies, also provides the option to purchase Cancel for Any Reason insurance and coverage for COVID-19 related events that can disrupt your travels.

How do I make a travel insurance claim with Seven Corners?

You can call 800-335-0611 or 317-575-2652 worldwide. You can also initiate and track your claim via the Seven Corners website .

Does Seven Corners' policies meet Schengen Visa requirements?

Yes. You will find several medical insurance plans offered by Seven Corners that meet Schengen Visa requirements.

Does Seven Corners cover COVID-19?

Yes. Several of Seven Corners’ policies offer the option to include coverage for COVID-19 and some include this coverage. You can also cover cancellations of any type by adding CFAR coverage, available on many of Seven Corners’ policies.

Does Seven Corners cover evacuation?

Yes. There is coverage for evacuation on Seven Corners travel medical insurance policies. The level of coverage will depend on the policy and the level of coverage chosen.

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About Christine Krzyszton

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Agent Information

Seven corners travel medical insurance.

Designed for travelers abroad and offers medical insurance when traveling outside your home country.

Get Started

Do you live in the United States?

Insurance benefits may vary by state. Select your state of residence to view the benefits and services provided by the travel protection plan available for your state.

Are you traveling to the USA?

Would you like enhanced coverage to protect your trip after you leave your home country?

Why should I consider international travel medical insurance?

When you’re traveling far from home, international travel medical insurance offers medical benefits, medical evacuation coverage, and non-insurance-related travel assistance.

Travel medical insurance can help you:

Pay for eligible medical expenses.

Cover expenses for trip Interruption.

Protect your baggage.

Seven Corners Assist,* our international travel assistance service, can:

Provide 24/7 non-insurance multilingual assistance to help you find appropriate medical care near you.

Arrange and pay for emergency medical transportation and evacuation to the nearest medical facility that can provide adequate treatment.

Provide access to the Seven Corners' international network of medical providers.

*These services are not provided by Crum & Forster, SPC.

FAQs about International Travel Medical Insurance

Why should i choose seven corners travel medical insurance, does the health insurance i already have cover international travel.

Not all domestic health insurance plans will follow you outside your home country.

• Travel medical insurance provides additional coverage beyond what your domestic health insurance typically covers. The domestic health insurance you already have may be limited and apply only to an emergency.
• Some health providers overseas may require payment before treating medical emergencies. Your domestic health insurance might not provide the necessary payment prior to treatment overseas.
• Domestic health insurance does not typically include travel assistance services or medical evacuation. According to the U.S. Department of State, “although some health insurance companies pay 'customary and reasonable' hospital costs abroad, very few pay for your medical evacuation back to the United States.” Travel medical insurance can provide travel assistance and medical evacuation if the facility where you are located is unable to provide the level of care needed for your medical condition that likely is not covered by domestic insurance.

If I’m healthy, do I need travel medical insurance?

Accidents happen, regardless of whether you're healthy. Seven Corners Travel Medical Insurance can help with many different situations that occur while traveling such as:

• Car accidents
• Boat accidents
• Slip and fall injuries
• Altitude sickness
• Food poisoning
• Contagious diseases (COVID-19, malaria, yellow fever, typhoid, measles, Zika)*

Many countries have national health care. If I get sick abroad, am I covered?

Many countries with national health care have strict requirements that must be met before you can use the benefits. Check with the country’s health plan to find out if you qualify for coverage

What countries require travel medical insurance?

Some countries require proof of international medical insurance for entry or for extended visits. Check with your destination’s embassy to find out if medical insurance is required.

You also may be required to obtain travel medical insurance to be issued a visa. For example, Schengen visas require insurance with a specific plan maximum and benefits for repatriation for medical reasons. Again, check with your destination’s embassy to find out what travel and health documentation is required for international travel.

Does travel medical insurance include coverage for COVID?

Most Seven Corners Travel Medical plans includecoverage for treatment if you become sick with COVID while traveling internationally. Review your plan document or talk with one of our licensed agents to learn more about our coverage and how it works.

Product Specific FAQs

Here are real life examples of evacuation and repatriation services provided by seven corners assist to help our customers..

How We Helped Alysan Get Back Home from Ghana

Alysan was studying abroad in Ghana and contracted Malaria during her trip. Here's how we helped her get back home safely.

Felipe and Daniel were traveling South East Asia for a few months

Felipe became very ill, and Seven Corners Assist evacuated him from Myanmar to Thailand, so he could receive appropriate medical care.

Makenzie's Travel Story

What happens if you are traveling alone and become sick? Learn how Seven Corners Assist arranged for Makenzie’s mom to travel to her bedside when she became sick while traveling abroad.

Seven Corners Travel Insurance

Travel Insurance You Can Trust

Benefits on this web page are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages under the Plans, including an exclusion for pre-existing conditions.  Full coverage terms and details, including insurance limitations and exclusions, are contained in the Plan Document. Plan benefits, limits and provisions may or may not be available in all states or may vary based on state of residence. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change.

The travel protection plans consist of Insurance Benefits and Non-Insurance Travel Assistance Services. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners.

RESIDENTS OF COLORADO, MARYLAND, NEW YORK, WASHINGTON, AND SOUTH DAKOTA Insurance Benefits are Underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724 under Policy Form Series T7000 et.al., T210 et. al. and TP-401 et. al.

Non-Insurance Travel Assistance Services: These are not insurance benefits underwritten by United States Fire Insurance Company. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.

Plan Administrator: Claims are administered by Seven Corners, Inc.

Important information from the United States Fire Insurance Company

NON-U.S. RESIDENTS AND RESIDENTS OF ALL REMAINING STATES AND WASHINGTON, D.C. Insurance Benefits are underwritten by Certain Underwriters at Lloyd’s, London or Crum & Forster SPC.   

Non-Insurance Travel Assistance Services: These are not insurance benefits. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.

Limitations, exclusions and disclaimers from Crum & Forster, SPC.

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Seven Corners Travel Insurance Review, Explained [2024]

Travel insurance is becoming a must-have when traveling, but how do you know which one to get? You came across Seven Corners Travel Insurance, but you're unsure if they're legit. How are their services, and what do they cover? Keep reading to find out all you'll need to know about Seven Corners' travel insurance policies and whether they're worth buying.

If you're planning to travel, especially abroad, it's best practice to purchase travel insurance before you go. Travel insurances can help cover your losses in the event, such as misplaced/lost luggage, documents, or trip interruption, occurs. Additional travel insurances also cover road-trip driver and vehicle coverages, medical insurance, and more.

But how do you know which one's the best for you specifically? We've previously covered sites like InsureMyTripthat allow you to compare travel insurance. We've also covered large travel insurance providers like the  World Nomads  or  SafetyWing .

Today, we'll review another popular travel insurance provider that you might've come across in your search for the best travel insurance: Seven Corners Travel Insurance.

What is Seven Corners?

Seven Corners Travel Insurance is a United States-based insurance provider covering trip and medical insurance for both US and non-US citizens. They have all kinds of plans for all types of travelers. 

It doesn't matter if you're a student, a digital nomad, or someone who travels casually—they've got all the best and most flexible plans for you.

Who owns Seven Corners?

Seven Corners was founded by Jim Krampen and Justin Tysdal in 1993. It was initially called Specialty Risk International. It began as a traveling insurance company with a small team offering medical expense plans. Seven Corners is now a leading travel insurance company that provides thousands of members worldwide.

Seven Corners Travel Insurance Plans

Seven Corners offers a wide array of travel insurance for US travelers both on domestic and international trips. They also provide medical, student travel, annual travel, and group travel insurance. The following are the current insurance plans covered by Seven Corners:

Seven Corners' RoundTrip Basic plan

A travel insurance plan option that provides almost complete travel insurance coverage. It includes trip cancellation, interruption, emergency medical expenses, and medical evacuation insurance. It also offers coverage for lost luggage, baggage delays, and similar cases. 

Seven Corners' RoundTrip Choice plan

The choice plan includes all the basic plan coverage and more. This plan adds $100,000 coverage for trip cancellation and $500,000 for emergency medical expenses. It also includes up to $1,000,000 for medical evacuation and other benefits.

Seven Corner Insurance Medical Only Plans

For travelers who don't need trip cancellation and interruption protection, Seven Corners has medical travel insurance plans for you:

• Liaison Travel Basic
• Liaison Travel Choice
• Liaison Travel Elite
• Liaison Travel Plus

All of the plans provide varying degrees of coverage, with the Elite Plan offering the highest limits. The Plus plan includes specific Covid-19 medical coverage and $500,000 for emergency medical evacuation. Seven Corners releases new insurance plans regularly, so check their website for plans that best suit you and your budget.

How much does Seven Corner Travel Insurance Plans cost?

Travel insurance cost varies depending on the insurance plan, age of travelers, and trip cost. Most of their travel insurance prices range from around $200 - $600 for trip costs that average around $5000 - $7000.

Why We Like Seven Corner Travel Insurance

Good coverage.

Seven corners have one of the best medical and travel coverage limits compared to other cheap travel insurance providers. They have insurance for traveling almost everywhere around the globe. Their plans are unique, and you won't find some on any other travel insurance provider.

Cancel for Any Reason (CFAR)  

CFAR allows customers to cancel their travel insurance for any reason, no questions asked. The knowledge that Seven Corner can return a portion of their investment upon cancellation gives customers peace of mind when purchasing travel insurance.

24/7 Travel Assistance

Seven Corners travel insurance also comes with 24/7 travel assistance. They can assist you and answer questions about hotel and flight bookings, visa information, embassy contact, lost passport, etc.

What Is Not Covered?

There are some exclusions to Seven Corners insurance plans, and you should be aware of them before purchasing one of their plans. 

Here are examples of common exclusions on Seven Corners plans:

•  Physical examination
• Dental care
• High-risk activities (check to see if they're listed in your coverage)
• Intentional self-harm, intoxication, or criminal activity.
• Private air travel
• Special disasters, epidemics (covid-19 is covered in some plans), and war.

While some features are covered in their plans, knowing what's included and excluded from your plans is good. Make sure to double-check what your specific travel insurance package includes before you make the purchase!

What's Seven Corner's Covid-19 Policy?

The pandemic has significantly changed international travel. Seven Corner's travel insurance plans are designed to protect travelers in this new normal. 

Their international medical insurance covers COVID-19, and other illnesses and injuries travelers can suffer while traveling abroad.

Seven Corners Covid travel insurance can cover as much as $100,000 worth of medical expenses for COVID-19 and other possible variations or mutations of SARS-CoV-2. 

They also cover $500,000 worth of emergency medical evacuation and repatriation to transport sick travelers to a medical facility with appropriate care.

Which Seven Corners Insurance Plan Is Right For You?

Choosing the right plan can help you make the most out of your finances while traveling. Our advice is to choose based on your financial capacity and current insurance plans.

For example, suppose you're a premium travel credit card holder with existing coverage for trip cancellations. In that case, you should choose their standalone emergency medical policies. 

However, if you want more coverage on top of the credit card's coverage, you're better off with their RoundTrip plan. If you're a frequent traveler, who makes a lot of trips each year, you'll want to opt for their Annual plans.

Is Seven Corner Travel Insurance Worth It?

As a travel insurance company specializing in medical coverage, Seven Corners does a good job and might be one of the best in the industry. 

It's undoubtedly one of the top for delivering medical tourism protection plans to protect travelers from the high cost of medical care overseas. Another great feature of Seven Corners is that it covers all age brackets and individuals in the US — it even includes students, seniors, visitors, and recent immigrants in the US.

Our Rating: 4.3/5

• Covid insurance for travel
• Cancel for any reason upgrade
• Comprehensive pricing plan
• 24/7 customer service
• Delay for weather coverage
• No 'cancel for work reasons' available

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Seven Corners Insurance

Travel Insurance from Seven Corners

Seven Corners is one of the most experienced travel medical insurance, trip insurance, and international specialty benefit management companies. They are a premier “managing general underwriter,” performing all facets of the global business. Since 1993, they have provided protection and professional assistance services to hundreds of thousands of international travelers.

The company has built a proprietary network of doctors and hospitals throughout the world. Seven Corners evaluates each medical provider, enabling them to direct their clients to the most appropriate care worldwide.

Seven Corners has specialized in international travel insurance for over 20 years. They offer a variety of plans perfect for short and long-term international trips that provide flexible limits and a choice of deductibles. Their specialized plans are available for travelers, visitors, students & faculty, seniors, and outdoor enthusiasts.

Seven Corners Insurance - Plan Options

Seven Corners travel insurance plans include travel medical and trip protection plans for international travelers. Their plans offer flexible limits and your choice of deductible. Plans are well-suited for families, students, seniors, missionaries, and business travelers.

Seven Corners Travel Medical Insurance

If you're planning to travel abroad and want extensive medical coverage, including for COVID-19, the Seven Corners Travel Medical Insurance plan is an excellent option.

Covers Emergency Medical Care Abroad!

Travel Delay & Trip Interruption

Acute Onset of Pre-Existing Conditions

Medical Evacuation

Telehealth Consultations

Dental Emergency

Plan details

General Restrictions:

• Non-U.S. citizens are eligible to purchase a Seven Corners Travel Medical Insurance plan excluding or including coverage in the U.S.
• U.S. citizens are eligible to purchase a Seven Corners Travel Medical Insurance plan excluding coverage in the U.S.

Age Restrictions:

• Travelers must be at least 14 days to be eligible for a plan
• Travelers 65 to 80 years and older have limited medical maximum and deductible options

Geographic Restrictions:

• U.S. State Restrictions -Seven Corners cannot accept a residence address in Maryland, Washington, New York, South Dakota, or Colorado.
• Country Restrictions -Seven Corners cannot accept a residence address in Cuba, the Democratic People's Republic of Korea (North Korea), Gambia, Ghana, the Islamic Republic of Iran, Nigeria, the Russian Federation, Sierra Leone, the Syrian Arab Republic, Ukraine, or the United States Virgin Islands.
• Destination Restrictions -Seven Corners cannot cover trips to Antarctica, Cuba, the Democratic People's Republic of Korea (North Korea), the Islamic Republic of Iran, the Russian Federation, the Syrian Arab Republic, or Ukraine.

Where can I travel with a Seven Corners Travel Medical plan?

You are covered in every country, except for your home country. US citizens are not eligible for coverage in the US or any of its territories. The Seven Corners Travel Medical plan offers two areas of coverage, worldwide including and excluding the US.

Does Seven Corners Travel Insurance cover pre-existing conditions?

Seven Corners Travel Medical Plus plans cover pre-existing conditions through a benefit called Acute Onset of Pre-existing Conditions.

What is an acute onset of a pre-existing condition?

It is a sudden and unexpected outbreak or recurrence of a pre-existing condition:

• That occurs spontaneously and without advanced warning either in the form of physician recommendations or symptoms and requires urgent care;
• That occurs while you are covered, after the 72-hour (3-day) waiting period, and
• For which treatment is obtained within 24 hours of the sudden and unexpected outbreak or recurrence.

A pre-existing condition is not an acute onset of a pre-existing condition if:

• The condition is chronic, congenital, or gradually becomes worse over time; or
• If, during the 30 days prior to the acute event, you had a change in prescription or treatment for a diagnosis related to the underlying pre-existing condition.

Coverage ends on the earlier of:

• The condition no longer being acute; or
• Your discharge from the hospital.

There is no coverage for known, scheduled, required, or expected medical care, drugs, or treatments existent or necessary prior to departure from your home country and before your coverage begins.

There is no coverage for treatment for which you have traveled or conditions for which travel was undertaken after your physician limited or restricted travel.

Related: International Insurance and pre-existing conditions

How many days does Seven Corners trip insurance cover?

A policy may be purchased at any time prior to your trip start date. You may purchase travel medical coverage for a minimum of 5 days or a maximum of 364 days.

If you initially buy less than 364 days of coverage, you may buy additional days of cover, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions and if maximum coverage amounts have been reached.

You will be emailed you an extension (renewal) notice before your coverage expires, giving you the option to extend your plan. A $5 administrative fee is charged for each extension.

Effective Date  — This is the start date of your plan, on the latest of the following:

• 12 a.m. the day after we receive your application and correct payment;
• The moment you depart your home country;
• 12 a.m. on the date you request.

Expiration Date  — This is the date your coverage ends, which is the earliest of the following:

• The moment you return to your home (except for coverage through Incidental Trips to Home Country and Extension of Benefits in Home Country);
• 11:59 p.m. on the date you reach the maximum period of coverage;
• 11:59 p.m. on the date shown on your ID card;
• 11:59 p.m. on the date that is the end of the period for which you paid; or
• The moment you are no longer eligible for coverage.

All times above refer to United States Eastern Time.

Who can buy a Seven Corners Travel Insurance plan?

You must be 19 years of age to purchase a plan. You can buy coverage for your legal spouse, dependents under the age of 19, and your traveling companions.

All travelers must be at least 14 days old and under 75 years old. Coverage is available to all international travelers for a period of 5 days to as long as one year.

U.S. citizens cannot purchase a travel medical plan including the U.S.

With Seven Corners, when does my coverage expire?

Your coverage expires the moment you return home from your destination country.

Can I extend my Seven Corners travel insurance coverage?

If you purchased coverage for less than 364 days, you may buy additional coverage that amounts to a total of 364 days.

How does Seven Corners meet the Schengen Visa requirements?

Travelers with a European destination should choose a $0 deductible in order to meet minimum requirements to receive a Schengen Visa. If you are 65 years old or older, you will not meet the minimum requirements to receive a Schengen Visa with this plan.

Travel Medical Insurance Excluding the U.S.

Travel Medical Insurance Including the U.S.

Ready to Buy?

Get a free quote and apply for the Seven Corners Travel Medical Insurance plan now!

Seven Corners Trip Protection Basic & Choice

When it comes to your dream trip, there can be many unexpected disruptions. However, the Seven Corners Trip Protection Insurance plan for U.S. residents can make dealing with these disruptions much easier. Additionally, it offers an optional Cancel for Any Reason coverage to expand your protection.

Insure the Cost of Your Trip

Protection for Your Belongings

Optional Cancel For Any Reason Coverage

Medical Emergency

24/7 Travel Assistance

Show details

• Only U.S. citizens and legal U.S. residents are eligible for a Seven Corners Trip Protection Basic or Choice plan.
• Travelers up to the age of 99 years are eligible.
• U.S. State Restrictions - Seven Corners Trip Protection Basic and Choice are not available for purchase in Missouri, New York, Pennsylvania, or Washington.
• Destination Country Restrictions - Seven Corners Trip Protection Basic and Choice are not available to those traveling to Antarctica, Belarus, Cuba, the Democratic People’s Republic of Korea (North Korea), the Islamic Republic of Iran, the Russian Federation, or the Syrian Arab Republic.

How much trip protection should I purchase?

Seven Corners recommends that you purchase enough trip protection insurance to cover all of your non-refundable trip costs. Be sure to include any extra excursions you pay for separately that are not a part of your trip itinerary.

Can I change details regarding my trip?

Yes. Email Seven Corners at [email protected] and explain the details you need to change. Travelers frequently need to change trip dates, trip costs, destinations, and personal information, such as a change of home address.

How do I cancel my Seven Corners Trip Protection plan?

To cancel your Seven Corner Trip Protection plan, log in to Seven Corners at https://www.sevencorners.com/login or email them at [email protected] within the first 14 days of your plan purchase date to receive a full refund. Include your certificate number, your first and last name, and your date of birth in the email. Please allow seven days for Seven Corners to process your refund request.

What is the effective date for my Seven Corners Trip Protection plan?

The effective date is the day after you buy your plan.

For Seven Corners Trip Protection Basic and Choice plans, it begins at 12:01 a.m. on the day after Seven Corners receives your plan payment.

Who can purchase a Seven Corners Trip Protection plan?

Residents of the United States who are traveling inside the U.S. or abroad may purchase a Seven Corners Trip Protection Basic or Choice plan.

Can I insure people who are not family members?

Yes, you can insure traveling companions who are not directly related to you.

What type of medical expenses does a Seven Corners Trip Protection plan cover?

Seven Corners will cover medical expenses that occur during your trip, such as treatment for a sickness or injury, emergency dental treatment, and emergency medical evacuation or repatriation. COVID-19 medical expenses are also covered.

How do I file a claim?

When paying for your trip, save all documents that Seven Corners gives to you. You will need this information to process any claim. Please follow the steps on the Seven Corners "File a Claim" page on their website to file your claim.

Trip Protection Basic

Trip Protection Choice

Seven Corners Travel Medical Annual Multi-Trip

If you travel abroad often, you need the convenience of an annual travel insurance plan that covers multiple trips. You must ensure the plan provides comprehensive medical coverage, including COVID-19 expenses.

Protection for Multiple Trips during a Year

Trip Length Options: 30, 45, or 60 day trips

Adventure Activities

• Each traveler listed on the policy must maintain continuous medical insurance that provides coverage in their home country.
• U.S. citizens, including those with dual citizenship, and Green Card or Permanent Resident cardholders, cannot purchase this plan for travel to the U.S. and its territories.
• Travelers must be at least 14 days old and younger than 76 years to purchase this plan.
• U.S. State Restrictions - Seven Corners cannot accept an address in Maryland, New York, South Dakota, or Colorado.
• Country Restrictions - Seven Corners cannot accept an address in Cuba, the Democratic People's Republic of Korea (North Korea), Gambia, Ghana, the Islamic Republic of Iran, Nigeria, the Russian Federation, Sierra Leone, the Syrian Arab Republic, Ukraine, or the United States Virgin Islands.
• Destination Restrictions - Seven Corners cannot cover trips to Antarctica, Cuba, the Democratic People's Republic of Korea (North Korea), the Islamic Republic of Iran, the Russian Federation, Ukraine, and the Syrian Arab Republic.

How many trips can I take with this plan?

Seven Corners allows policyholders to take as many covered trips as they want. Travelers are covered when traveling outside their home country on a covered trip for the trip length option they selected.

Trip length options include 30, 45, or 60-day trips.

What is a covered trip?

A covered trip is a period of travel outside your home country with defined departure and return dates. Coverage begins on the day you leave your home country and ends when you return to your home country.

When does my Seven Corners Travel Medical Annual Multi-Trip coverage begin?

Your coverage begins on your start date, which is the later of the following times:

• 12 a.m. the day after Seven Corners receives your application and correct payment if you apply online; or
• 12 a.m. on the day you request on your application.

All times above refer to U.S. Eastern Standard Time.

When does my Seven Corners Travel Medical Annual Multi-Trip coverage end?

Your coverage ends on your expiration date, which is the earliest of the following times:

Coverage for each covered trip ends the earliest of:

• The certificate end date;
• 11:59 p.m. on the last day of any covered trip;
• The moment you arrive in your home country; or

Can I cancel my Seven Corners Travel Medical Annual Multi-Trip plan?

Yes, you can cancel your Seven Corners Travel Medical Annual Multi-Trip plan. Seven Corners will refund your payment if they receive your written request for a refund before your effective date of coverage. No refund will be given if you request to cancel after your coverage has begun.

Travel Medical Annual Multi-Trip

Seven Corners' Provider Network

Seven Corners offers a robust network of healthcare providers around the globe. If you are in the United States, you will have access to the well-respected United Healthcare network or the PHCS Network, the largest PPO network in the USA. If you are outside the United States, you will have access to the Seven Corners International Provider Network, a thoroughly vetted list of top healthcare providers in every nation from Afghanistan to Zimbabwe.

How to Access the Seven Corners Network and Find a Provider

The way policyholders locate Seven Corners health care providers differs depending on whether you are inside or outside of the U.S. Follow the instructions below to find the Seven Corners provider nearest you.

We’ve also included the Seven Corners insurance contact number below if you have trouble.

US PPO Network

Look at the insurance ID card you were issued when you bought your policy.

• If your insurance card has the UnitedHealthcare logo,  click here .
• If your insurance card shows the PHCS logo, click here .

When you call or visit a healthcare provider in the U.S., it is important for you to say, “My healthcare coverage uses the UnitedHealthcare Network / PHCS Out of Area Network, and I found your name in the directory.”

If you say, “I have Seven Corners’ Insurance” or “I use Seven Corners’ Network,” providers may not recognize these names and your coverage might not be accepted.

Providers Outside the US

Seven Corners' International Network lists every doctor broken down by country on WellAbroad . You will also find your destination country's health advisory information, security information, and any other alerts you need to know about.

For each provider listed, you will see their specialty, location, and billing information. If a provider has "Direct Payment," they will bill Seven Corners directly. If their billing is "Conditional," you must contact Seven Corners first regarding the potential for direct billing. If listed as "Proposal" or "Referral," the provider may or may not agree to direct billing.

Areas of Coverage

Certain Seven Corners travel insurance plans offer subscribers the opportunity to choose global coverage that either includes or excludes the USA. Coverage excluding the United States offers cost savings. The plans offering this option are Seven Corners Travel Medical Annual Multi-Trip  and Seven Corners Travel Medical Insurance .

Plans Available to U.S. Citizens Only

Seven Corners Trip Protection Basic and Choice, which are the premiere trip protection plans from Seven Corners, are available to U.S. citizens only.

Plans Available to U.S. Citizens and International Citizens

The short-term Seven Corners Travel Medical Plan and the annual Seven Corners Travel Medical Annual Multi-Trip are plans that are available to most people around the globe.

Emergency Cover

Any plan you choose from Seven Corners will include coverage for Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Children, Return of Mortal Remains, and Local Burial or Cremation. This coverage applies for most illnesses and injuries, including COVID-19.

Learn more about medical and travel assistance from Seven Corners during life-threatening emergencies and situations that are not life-threatening at the Seven Corners Assist page .

Seven Corners' Services

Seven Corners goes above and beyond standard travel insurance when it comes to its services. They offer the following:

• A multi-lingual customer service phone line, which is available 24/7/365.
• The WellAbroad portal provides foundational information about your destination, as well as any travel advisories, health alerts or other information that you need to know before your journey.

All clients have immediate access to the WellAbroad global assistance portal. By accessing the portal using your member number and date of birth, customers have the ability to create travel profiles, receive travel alerts, and search for Seven Corners’ contracted doctors and hospitals throughout the world.

How to File a Claim

Seven Corners Insurance makes filing a claim an easy process. Their site offers easy access to the correct forms for your plan, as well as a handy checklist of the documents you will need to provide as part of your claim filing. Supporting documentation you may need includes a copy of your passport, a detailed medical bill, and payment receipts.

Submit all of your documents via the web form, by email to [email protected]  or by mail to:

Seven Corners, Inc. Attn: Claims 303 Congressional Boulevard Carmel, IN 46032 USA

Customer Care Contact Information

Seven Corners provides several ways for subscribers to contact them, including WhatsApp.

Toll-Free (US Only):  1-800-335-0611

Worldwide: 1-317-818-2809

• Text: 1-888-655-1402

WhatsApp: +1-317-430-1140

Email: [email protected]

FAQs about Seven Corners

Is seven corners travel insurance good.

Seven Corners has been providing insurance to travelers for nearly 30 years. It is trusted to administer government and individual travel plans and is also a Managing General Underwriter. It is known for good travel insurance. The company has a 4/5 rating with TrustPilot and was chosen by Forbes Advisor as the best travel insurance in the category: "Best Value for Robust Coverage."

Interested: Request a quote today!

What kind of insurance is Seven Corners?

Seven Corners is a premier travel insurance provider in the US. The company offers travel medical insurance, which will cover you in case of a medical emergency abroad, and trip cancellation insurance, which will protect you financially if your trip is canceled or disrupted. 

Their travel medical insurance plans are available worldwide to all nationalities. Their trip cancellation plan is available to US citizens only.

How do I contact Seven Corners Inc.?

Seven Corners provides a number of ways for subscribers to contact them, including WhatsApp.

Text:  +1-888-655-1402

Web Form: https://www.sevencorners.com/about/contact

When is it too late to purchase a Seven Corners travel plan?

We recommend purchasing a travel insurance plan from Seven Corners sooner than later.

If you are thinking of purchasing a Trip Protection plan, some benefits may be available only if you buy coverage within a specified number of days from when you made your initial trip deposit.

Seven Corners Travel Medical insurance plans begin the day after you purchase your plan but not until you leave your home country. We recommend giving yourself plenty of time to review your options and ensure you understand your plan document so you can be confident you’ve chosen the best coverage.

Does Seven Corners provide group travel insurance?

Yes, Seven Corners provides group travel insurance for groups of 10 or more people. If you are interested in a group travel policy from Seven Corners, please submit a group travel insurance quote request using this form .

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Liaison Travel Basic Insurance

Home Review, Quote & Buy Liaison Travel Basic Insurance

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Liaison Travel Basic Plan for USA Visitors or International

Liaison travel basic is a comprehensive travel medical plan for visitors to the usa or international travelers outside home country, offers budget affordable rates..

COVID-19 / SARS-CoV-2 / Coronavirus   Liaison Travel Basic plan DOES NOT include coverage for testing/treatment of COVID19 even after The World Health Organization (WHO) issued a global pandemic warning, and the U.S. Centers for Disease Control and Prevention (CDC) issued a level 3 travel warning to avoid nonessential travel. For this benefit, please consider Liaison Travel Plus .

Liaison Travel Basic Insurance or Liaison Basic Insurance is designed for foreign nationals visiting the United States or U.S. citizens traveling overseas. Liaison Basic Visitor Insurance is an economical visitor health insurance policy that protects parents or relatives visiting USA from major and minor medical emergencies, accidents and illnesses during their visit to America. Plan is a travel medical insurance offering sickness or injury coverage abroad in any overseas country or destination. Liaison Basic is best for travelers while outside of their fixed and permanent residence for 364 days or less. This plan will pay for new illnesses or injuries being treated. Liaison Basic offers up to $5,000,000 in health benefits, emergency medical evacuation, repatriation, and 24-Hour assistance services, and is a value Seven Corners travel insurance product since 1993.

• Quote and Buy Liaison Basic Insurance online
• Review the Liaison Basic Insurance Brochure
• Review the Liaison Basic Insurance Certificate

Liaison Basic Travel Medical Insurance plan does NOT meet requirements for Schengen visa travel to Europe, but offers value short-term coverage for visitors to the United States. Liaison Basic Insurance is administered by Seven Corners Insurance and is underwritten by Certain Underwriters at Lloyd’s, and is rated A “Excellent” by A.M. Best.

Liaison Basic Insurance Review

Economical plan for usa or intl., vis rating :.

Notes : Sickness/injury plan, maximum up to $5 million, available in 3 levels: Elite, Choice and Basic with varied co-insurance, Basic plan paying 80% within PPO in USA, acute or sudden onset pre-existing health condition included, lowers benefit for ages 70+. Renewable.

Eligibility : Any foreign national individuals and/or family visiting the USA or traveling to any other nation outside home country, and for US citizens who are traveling abroad to any overseas destination.

Coverage Duration : Minimum of 5 days to maximum of 1 year (364 days)

• Member maximum limits: $50K to $5 million
• Elite of deductible: $0 to $2,500
• AD&D benefit: $25K (included)

PPO Network : For treatment received within USA, plan uses UnitedHealthCare Preferred Provider Organization (PPO) network, save on co-insurance as pays 80% of eligible expenses when you stay within the Seven Corners PPO network to consult a doctor or hospital for medical care.

PPO Network →

Renew or Extend : Plan renewable or extendable to total period of 364 days prior to expiration date of policy.

Renew Online →

Other Highlights

• Foreign nationals visiting the USA
• US & other nationals outside home country
• Sickness/injury plans for visitors & travelers
• Acute-onset of pre-conditions included
• Quote & purchase online for single trip
• Optional riders to policy available

Liaison Travel Medical Insurance

Liaison Travel Medical Insurance provides protection to citizens of any nation when traveling away from home residency country, plan offers renewable coverage with up to $5,000,000 in medical benefits, and is available in three plan options:

• Liaison Travel Elite – Best comprehensive plan option, maximum up to $5 million, pays 100% within PPO in USA, renew up to 1092 days.
• Liaison Travel Choice – Balanced option comprehensive plan, maximum up to $5 million, pays 90% within PPO in USA, renew up to 364 days.
• Liaison Travel Basic – Basic comprehensive plan selection, maximum up to $5 million, pays 80% within PPO in USA, renew up to 364 days.

Plan Documents

Ppo network, quote & buy, policy admin, liaison basic insurance - plan overview.

Liaison Travel Basic Visitor Insurance plan highlights:

• Liaison Basic Insurance is visitor medical insurance for visiting USA or travel abroad
• Comprehensive plan that provides up to US$5,000,000 medical coverage
• Plan that offers US$100,000 of comprehensive coverage for persons of age group 70 – 80 years
• Senior citizens age 80+ can get US$15,000 of comprehensive coverage
• No PPO network, any hospital or doctor can be consulted
• Coverage for age group of minimum of 14 days old onwards up to 80+ years
• US$25,000 Accidental Death and Dismemberment benefits
• Medical Evacuation and Emergency Reunion benefits included
• COVID-19/SARS-CoV-2: NO coverage for testing/treatment after May 1, 2020.
• Plan previously called Liaison International Insurance .

Liaison Basic Travel Medical Insurance is designed for USA visitors or global travelers going abroad to any foreign destination country.

• Eligibility: Visitors to USA or international travelers visiting outside their home country.
• Policy Maximum: Plan offers maximum coverage from US$50,000 to US$5,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 and for 80 years and older it is $10,000.
• Plan Deductible: Options of US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period.
• Duration: Minimum period of 5 days to maximum period of 364 days.
• Acute Onset of Pre-Existing Conditions: Provides up to $15,000 for pre-existing conditions for non-U.S. residents younger than 70 years visiting the U.S. (age 70 & over, limited to $2,500)
• Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included
• Plan Brochure: Review the Liaison Basic Insurance Plan Brochure for policy details.
• Claims Form: Download the Liaison Basic Insurance Claim Form using Seven Corners Insurance Claims link.
• Administrator: Plan is administered by Seven Corners Inc.
• Underwriter: Underwritten by Certain Underwriters at Lloyd’s, London or by Tramont Insurance Company Limited.

Liaison Basic Insurance Plan Details

Liaison Basic Insurance provides visitor health insurance for non-U.S. citizens visiting USA and travel medical insurance for foreign nationals or American citizens traveling abroad . Coverage is available for 5 days to 364 days and is renewable. Review plan benefit information, policy options, coverage details and quote/buy and purchase policy instantly online.

Disclaimer: The information provided on this page is only a summary, be sure to read plan brochure for complete details. The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan. All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted. Benefits are paid Usual, Reasonable, and Customary (URC) in excess of chosen deductible & applicable coinsurance, up to the selected medical maximum. To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.

Liaison Travel Basic Insurance - Plan Brochure

Review the Liaison Travel Basic Insurance Brochure which is common for all the plan types: Basic, Choice or Elite.

Liaison Travel Basic Insurance - Plan Certificate

Read the plan exclusions and policy description of coverage details in the Liaison Travel Basic Insurance Certificate .

Liaison Basic Insurance PPO Network

Liaison Travel Basic Insurance has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers.

• Provider Network: Search for doctors, hospitals and other provider in the Liaison Basic Insurance PPO network using Seven Corners Insurance PPO Network link.

Liaison Basic Insurance - Quote/Buy Online or Apply

Quote/Apply/Buy Liaison Travel Basic Insurance instantly online or print/complete the paper application along with the payment.

• Quote/Buy Online: Get instant quote & Buy Liaison Basic Insurance coverage online.
• Application Form: Complete, mail/fax the Liaison Basic Insurance Paper Application along with the required premium payment.

Liaison Basic Insurance - Renew/Extend Coverage

Liaison Travel Basic Insurance coverage can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.

• Renew Policy: Extend the policy coverage dates using Seven Corners Insurance Renewal link.

Liaison Basic Cancellation & Refund Rules

Below are the rules pertaining to cancellation of the policy and refund of premium.

• Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
• Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.

Liaison Basic Insurance Plan FAQ

Below are some of the questions frequently asked with the Diplomat America insurance plan gathered over many years:

What are the updates to the Liaison Travel Basic policy?

Liaison basic insurance – plan updates.

Please review the Liaison Basic Insurance policy updates to review the plan changes and enhancements, highlights and changes for 2012 are as follows:

• Pre-existing Condition Coverage has been added as a new benefit for acute onset of a pre-existing condition, plan provides $15,000 lifetime maximum medical coverage and $25,000 lifetime maximum evacuation coverage for non-U.S. citizens up to age 70 traveling to the United States.
• Insurance Carrier – Liaison International will now be underwritten by United States Fire Insurance Company, rated A “Excellent” by AM Best.
• No restricted states – States restricted by United States Fire Insurance Company will be written on Lloyd’s of London. Those states include: CT, IN, ME, MD, MT, NH, OR, RI, VT, and WA.
• Removal of Classes – Insureds can now choose one of two options: traveling inside of the U.S. or traveling outside of the U.S.
• Dependent Child Rates – Rate Change Dependent Child rates are now 95% of the Child Alone rate.
• Removal of Classes – Renewals At the time of renewal, insureds will move to the new plan and receive a new certificate number. This transition will not affect service for our insureds.

What are the common terms used in the Liaison Basic plan?

Medical maximum, deductible, coinsurance are commonly referenced.

Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

Agent Information

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Travel Insurance for Mexico

Travel Team | Apr 12, 2024

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From delicious food to sandy beaches to historic sites, there’s something for every traveler in Mexico. But before you zip up your suitcase, you’ll want to make sure your trip is protected.

In this article, we’ll take a closer look at options for Mexico travel insurance, requirements for traveling to Mexico, and offer destination-specific travel tips so you can have a safe and relaxing experience.

Do I Need Travel Insurance for Mexico?

Insurance is not a requirement to visit Mexico; however, it is a smart idea to have! Let’s take a closer look at the reasons why you should buy insurance before your trip to Mexico.

Should You Buy Travel Insurance for Mexico?

It’s always a smart decision to buy travel insurance before your trip, especially if you’re traveling to another country like Mexico. It’s impossible to anticipate every potential mishap. The coverage you purchase can protect you — your money, your health, your belongings — when the unexpected happens.

Explain why purchasing travel insurance is recommended, even if the country readers are visiting does not require it for entry.

Mexico Travel Insurance Coverage Options

Seven Corners offers a variety of plans that meet most travelers’ needs. Coverage options can differ depending on the plan you choose, the specific benefits and add-ons you select, and your state or country of residency. Below are some travel insurance benefits found in many of Seven Corners plans to help protect you during your trip to Mexico.

Trip Cancellation

Seven Corners could reimburse you for the prepaid, nonrefundable trip expenses you insured if you have to cancel your trip for a covered reason. Covered reasons can include triggers such as an illness that prevents you from traveling or inclement weather, like a hurricane, that makes it impossible to get to your destination.

For the flexibility to cancel your trip for any reason, not just those listed in your plan document, consider adding optional Cancel for Any Reason (CFAR) coverage .

Trip Interruption

An interruption often means you ended your trip and returned home early, but it can also include needing to start your trip late. If you need to interrupt your trip for a covered reason, you could be reimbursed for unused prepaid, nonrefundable trip expenses. This benefit also covers the expense of additional transportation.

For more flexibility to interrupt your trip and still be reimbursed, consider adding optional Interruption for Any Reason (IFAR) coverage . This allows you to interrupt your trip for any reason, not just the covered reasons listed in your plan document. Examples include feeling unsafe at your destination and deciding to return home or move to your next destination early or simply changing your mind about travel so you end your trip early.

This benefit can cover expenses resulting from a delay, whether you’re headed to Mexico or coming home or even if you’re delayed in the middle of your trip. To be reimbursed, the delay must be caused by a covered reason, such as a flight delay lasting the required amount of time.

Lost or Delayed Baggage

Seven Corners will reimburse you to replace necessary personal belongings if your baggage is delayed by your airline or other common carrier on your way to Mexico. Necessary personal items include things like clothing or toiletries so that you can continue on your trip.

If your baggage is lost, delayed, damaged, or stolen during your trip, your travel insurance could pay to replace or repair the insured items

For both lost and delayed baggage, it’s important to remember that some items such as laptops and jewelry may not be covered, and your luggage must be delayed for the length of time stated in the plan before you are eligible for reimbursement.

• Travel Medical

Travel medical insurance can cover expenses for medical treatment if you get sick or hurt during your trip. This is particularly important for travelers whose domestic health insurance does not provide coverage overseas.

Seven Corners Trip Protection plans provide coverage for Emergency Accident and Sickness as well as Emergency Dental expenses. We also provide a variety of travel medical plans with robust medical coverage for both U.S. and international residents.

Emergency Medical Evacuation and Repatriation

If you get sick or hurt during your trip to Mexico and adequate care is not available, Seven Corners will arrange an emergency medical evacuation to a medical facility that can provide treatment if it is deemed medically necessary. We will also arrange your return home so you can continue recovering.

Accidental Death and Dismemberment

This Seven Corners benefit provides coverage for loss of life or limb resulting from an injury caused by an accident during your trip to Mexico.

What Is The Best Travel Insurance for Mexico?

Seven Corners Trip Protection is our most popular plan for U.S. residents traveling to Mexico. With this plan, you’ll find coverage to protect your trip expenses, belongings, and emergency medical expenses.

Seven Corners Travel Medical Insurance provides great levels of confidence for travelers headed to Mexico whether you’re a U.S. or non-U.S. resident. These plans offer robust coverage for medical expenses if you get sick or hurt during your trip, so you can get the care you need without having to worry about how you’ll pay for it.

Finding the best travel insurance for your unique trip to Mexico is easy with our interactive guide. Answering a few simple questions will show you the best options for you and your trip. Plus, there’s no commitment or hassle when you get a quick quote. You can also contact our licensed agents for additional support, making sure you choose the best travel insurance for a Mexico vacation.

How Much Does Travel Insurance to Mexico Cost?

The cost of travel insurance varies depending on the plan you choose as well as a number of other factors. Trip protection plans generally cost 4-10% of your total insurable trip cost. See how to calculate your trip cost and make sure you have the right amount of coverage.

The cost of a travel medical plan is based on:

• The plan you choose
• The length of your trip

Customizable selections such as medical maximum, deductible, and other add-ons

Get a quick quote with no commitment when you answer a few simple questions about your trip to Mexico and what kind of coverage you need.

Travel Requirements for Mexico

When planning any trip, it’s important to consider what travel documents your destination country requires, as well as any public health requirements. Let’s take a closer look at what you’ll need when traveling to Mexico.

Visa Requirements for Mexico

Visas are not required for permanent residents of the United States traveling to Mexico. Visas are also not required for Mexico if you already have a valid visa for the United States, Japan, the United Kingdom, or any country that makes up the Schengen Area.

There are many countries whose residents are exempt from needing a visa to travel to Mexico. Check out the full list here .

Documents and Forms

While you may not need a visa to travel to Mexico, there are a number of other documents you’ll want to be sure to add to your carry-on. These documents include:

• A valid passport that has at least six months of validity.
• A completed Multi Migratory Form . Travel tip- this form can be completed at the airport, but you can save time by filling it out and printing it in advance!
• Documentation of why you’re traveling to Mexico. This can include a hotel reservation, a trip itinerary, a letter of admission from an academic institution, or a letter from your employer that you’re traveling for work. View more examples here .

Public Health Requirements

As of November 24, 2023, there are no COVID-19 restrictions in place when traveling to Mexico.

You won’t need to provide a negative COVID test or proof of vaccination to enter the country. However, the Centers for Disease Control recommends getting up to date on COVID-19 vaccines before traveling and wearing a mask in crowded places on your trip.

Travel Information & Safety Tips for Mexico

Curious about the weather at your destination? Want more info on transportation? Check out these travel and safety tips for a deeper dive into what you can expect on your trip to Mexico.

Is Mexico safe to visit?

Major cities and resort areas are generally the safest places to visit. These areas are well-regulated with first responders close by to help in instances of injury.

In some Mexican states, there are high amounts of crime and kidnapping. This Mexico Travel Advisory can tell you if the area you’re considering visiting has an especially high amount of crime.

It’s important to be aware of common scams that target tourists in Mexico so you can avoid them. Card-skimming is prevalent throughout Mexico, so try to pay with cash when possible. When you do withdraw cash, use well-lit ATMs in populated areas. Be careful when getting in a taxi, as there are a growing number of fake taxi drivers. If possible, ask your hotel to book you an authorized taxi. When getting in the car, ensure the driver is licensed and that their face matches the photo on the license.

If you’re a United States citizen traveling to Mexico, you can enroll in the free Smart Traveler Enrollment Program (STEP) as an additional safety precaution. Through the program, you’ll get up-to-date information about safety precautions in your destination country. It will also help the U.S. Embassy and your friends and family contact you in case of an emergency.

What languages are spoken in Mexico?

Spanish is the primary language of Mexico, spoken by about 94% of the population.

English is not prominently spoken throughout Mexico. However, in tourist areas such as Cancun, Tulum, Cozumel, and others, many locals have learned to speak English.

What currency is used in Mexico?

The Mexican Peso (MXN) is the currency used in Mexico. As of November 24, 2023, the exchange rate between United States dollars and Mexican pesos is 1 dollar = 17.11 pesos.

For the most current currency rate, check out this currency exchange tool .

What is the weather like in Mexico?

Mexico is a vast country, stretching over 750,000 square miles. As such, the weather varies by region. Throughout Mexico, there is a rainy season and a dry season. The rainy season runs from May through November, and the dry season from December through April.

Gulf Coast: Weather in the Gulf Coast is hot and humid, with lots of rain in the summer months. July is the hottest and wettest month of the year. The annual average temperature is 77 degrees.

Southern Mexico: The southern regions of Mexico which include Oaxaca and Chiapas tend to get the most rain. This weather in the valleys and coastal plains can be exceptionally hot, while the weather in cities of higher altitudes is cooler.

Yucatan Peninsula: The Yucatan Peninsula is a popular cruise destination, with its port city of Cancun. Temperatures stay warm and consistent throughout the year with an average of 78 degrees annually.

Northern Mexico: The weather in northern Mexico tends to be more arid and less humid than other parts of the country. This area in Mexico is characterized by dry, sweltering days and cooler nights. The temperature here varies throughout the year with highs over 90 degrees in August and lows in the upper 40s in January.

Central Mexico: It feels like springtime in Central Mexico for most of the year, with warm days and slightly cooler nights. The highs in the warmest months are in the upper 80s and dip to the low 40s in the cooler months.

Pacific Coast Region: The Pacific Coast region is home to popular tourist destinations like Acapulco and Puerto Vallarta. This region stays toasty throughout the year, with high temperatures of 90 degrees and lows around 70.

Food and Water Safety in Mexico

The tap water in Mexico is generally unsafe to drink throughout the country. It’s recommended to buy purified bottled water during your stay. Bottled water is widely available for sale in stores and by street vendors, so it shouldn’t be hard to find. You should also use purified water for brushing your teeth. Travel tip: Bring your own refillable water bottle and purchase larger purified water jugs to fill it throughout your trip.

When it comes to produce, it’s best to always disinfect the fruits and vegetables you buy. You can buy produce disinfectant or make your own solution with a mix of white vinegar and purified water.

Transportation

Common ways to get around Mexico include renting a car, ordering a taxi, or taking public transit.

Larger cities like Mexico City have a Metro system to help you get around. Mexico City’s metro even has women-only wagons to help reduce the prevalence of sexual harassment . But in smaller cities and towns, buses will be the primary form of public transportation.

Train travel is currently limited, but is set to take off in Mexico in the coming decades. The country is planning to launch 11 new tourist train routes by 2050, with the first launching in 2023.

Do I need a power adapter for my electronics?

When traveling to Mexico from the United States, you will not need a power adapter for your electronics. Mexico uses type A and type B power plug sockets. The standard voltage is 127 V and the frequency is 60 Hz.

U.S. Embassy and Consulate Information for Mexico

Before traveling to Mexico, it’s important to know the location of the nearest embassy or consulate to where you’re staying. Here’s a full list of Embassy and Consulate locations.

U.S. Embassy in Mexico City:

Paseo de la Reforma 305

Colonia Cuauhtemoc

06500 Mexico, CDMX

U.S. Consulate in Ciudad Juárez:

Paseo de la Victoria #3650

Fracc. Partido Senecú

Ciudad Juárez, Chihuahua, Mexico C.P. 32543

U.S. Consulate in Guadalajara:

Progreso 175

Col. Americana

Codigo Postal 44160

Guadalajara, Jalisco, Mexico

U.S. Consulate in Hermosillo:

141 Monterey Street

Col. Esqueda, C.P. 83000

Hermosillo, Sonora, Mexico

U.S. Consulate in Matamoros:

Calle Constitución No. 1

Colonia Jardín

Matamoros, Tamaulipas 87330

U.S. Consulate in Merida:

Calle 60 No. 338-K x 29 y 31

Col. Alcala Martin Merida, Yucatan, Mexico 97050

U.S. Consulate in Monterrey:

Ave. Alfonso Reyes #150

Col. Valle del Poniente

Santa Catarina, Nuevo León

México 66196

U.S. Consulate in Nogales:

Calle San José s/n

Fraccionamiento los Alamos

C. P. 84065 Nogales, Sonora

U.S. Consulate in Nuevo Laredo:

Paseo Colon 1901

Colonia Madero

Nuevo Laredo, Tamaulipas 88260

U.S. Consulate in Tijuana:

Paseo de las Culturas s/n

Mesa de Otay

Delegación Centenario C.P. 22425

Tijuana, Baja California

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