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Working with the NFU Mutual

The NFU and NFU Mutual are proud to work together to support British farming, whether through providing first-class services, insurance benefits, or local support through our network of Group Secretaries.

The NFU Mutual has been providing quality insurance to its customers, their families, and their businesses for over 100 years. They also support the communities where we live and work.

Today, they meet the needs of more than 900,000 customers with a comprehensive range of high quality and specialist insurance covers.

What NFU Mutual say Owned and run by for our members, we work hard to protect your interests. From our 300 local agency offices offering personal service to our tailored quotes you can’t get on price comparison sites, your needs are at the heart of everything we do. As the country’s leading rural insurer, we deliver tailored insurance cover to suit you and your farm. It’s what sets us apart. That, and our comprehensive range of products and financial planning services designed to give you peace of mind. Whether you’re looking to insure your farm, plan for its future or keep everyone safe, we can help find a service that’s right for you.

Insurance and services for every farmer

NFU Mutual's Union Advantage offers a wide range of enhanced cover and discounts to support the future of your farm. It's available to members who commit to insuring their farm with NFU Mutual for the next three years or more.

To find out more about NFU Mutual's wide range of products and services, visit NFU Mutual's website.

The National Farmers Union Mutual Insurance Society Limited (No.111982). Registered in England. Registered office: Tiddington Road, Stratford-upon-Avon, Warwickshire CV37 7BJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. A member of the Association of British Insurers.

NFU Mutual Risk Management Services Limited and are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

NFU Mutual Travel Insurance Review

Marvin's low-down on Travel Insurance from NFU Mutual

The experts say:

NFU Mutual's Home and Lifestyle travel insurance offers comprehensive coverage for medical expenses and airline failure, making it an attractive option for those looking for peace of mind when travelling. According to Which?, the policy has a score of 78%, placing it at 9th out of 71 providers. The Covid Cover rating is rated as 'Superior', and medical expenses cover up to £5000000. Baggage cover is also included, with up to £2500 covered, while cancellation cover is up to £5000. However, the excess payable on medical claims is not known. Fairer Finance have not rated this policy. Overall, NFU Mutual's Home and Lifestyle travel insurance policy offers comprehensive coverage that could prove attractive to many travellers.

What NFU Mutual customers are saying right now:

• ✅ Excellent customer service from the outset  🤩
• ✅ Quick response to incidents ⏱
• ✅ Friendly and efficient staff 👍
• ✅ Claims handled professionally and promptly 💯
• ✅ Long-term loyalty rewarded with reasonable premiums 💰
• 😡 Long wait times for minor repairs and car returns
• 😤 Poor customer service and communication
• 😓 Unfair premium increases with no explanation

NFU Mutual customer reviews summary

NFU Mutual has received a mix of reviews from customers, with some praising the excellent customer service and swift payout of claims, while others have been frustrated by long waiting times and less-than-satisfactory repair work. Despite these contrasting experiences, many customers still recommend NFU Mutual for their professional attitude and helpful staff. All-in-all, it seems that NFU Mutual provides an overall satisfactory experience for its customers. Score: 7/10.

Sign up for more like this.

NFU Mutual Travel Insurance Review

Everything you need to know before you buy travel insurance from NFU Mutual!

The experts say:

If you're looking for a reliable travel insurance policy, NFU Mutual's Home and Lifestyle plan could be just the ticket. With an impressive Which? ranking of 9 out of 71 providers and an enviable policy score of 78%, you can feel confident that you're in safe hands. The Covid cover rating is superior, giving you peace of mind if your plans are disrupted by the virus. Best of all, there's no need to worry about medical expenses either - the policy offers cover up to an amazing £5,000,000! What's more, airline failure cover is included as standard and you'll benefit from baggage and cancellation cover too, up to £2,500 and £5,000 respectively. Unfortunately, the excess payable on medical claims is not known, but overall this looks like a great policy at a competitive price. Fairer Finance has yet to rate it though so keep an eye out for updates!

What NFU Mutual customers are saying right now:

• ✅ Fast and efficient settlement of claims
• 😀 Friendly and professional customer service
• 🤩 Bespoke insurance tailored to specific needs
• 💯 Highly recommended by repeat customers
• 🤝 Re-arrangement of car insurance kindly and sensitively
• ⚠️ Slow response time to arrange roof repairs - 10 months.
• 🤬 Unhelpful and critical attitude when providing a quote for car insurance.
• 🤯 Posing pointless questions designed to make customers feel silly.

NFU Mutual customer reviews summary

NFU Mutual travel insurance is a reliable, customer-focused provider that offers swift and hassle-free claims processing. From emergency operations abroad to car insurance re-arrangements in times of loss, the NFU team has proven to be reliable, courteous and professional throughout. The company is also praised for their competitive prices and personalized policies. Overall, NFU Mutual travel insurance is sure to provide an efficient and stress-free experience. Score: 9/10

AllClear Travel Insurance Review

Everything you need to know before you buy travel insurance from AllClear!

Co-op Insurance Services Travel Insurance Review

Everything you need to know before you buy travel insurance from Co-op Insurance Services!

Covered2Go Travel Insurance Review

Everything you need to know before you buy travel insurance from Covered2Go!

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How to Find the Best Travel Insurance

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Table of Contents

What travel insurance covers

How much does travel insurance cost, types of travel insurance, how to get travel insurance, what to look for in travel insurance, best travel insurance comparison sites, which insurance company is best for travel insurance, when to skip travel insurance, travel insurance, recapped.

Travel insurance can cover medical expenses, emergencies, trip interruptions, baggage, rental cars and more.

Cost is affected by trip length, pre-existing medical conditions, depth of coverage, your age and add-ons.

You can get it through credit cards or third-party companies, & can shop on travel insurance comparison sites.

Before buying, evaluate risks, know existing coverage, obtain quotes online and review policy details warily.

Skip it if you buy flexible airfare and hotels, already have coverage or only book refundable activities.

Booking travel always carries some degree of uncertainty. Travel insurance provides a safety net so you can step out with confidence. You may not need travel insurance for inexpensive trips, but it can provide a sense of security when you prepay for pricey reservations, a big international trip or travel during cold and flu season, which can be unpredictable.

According to insurance comparison site Squaremouth, travelers in 2023 spent an average of $403 for comprehensive coverage, compared to $96 for medical-only policies. Comprehensive plans typically cost between 5% and 10% of the insured trip cost.

Since that price tag is no small amount, it helps to know how to shop smart for travel insurance. Here's how to find the right travel insurance plan for you and your next adventure.

Depending on the type of coverage you’re looking for, the chart below will help you determine what to look for when selecting a policy:

Depending on the policy, travel insurance reimburses you or offers services when something goes awry. There’s even coverage for the worst-case scenario: if you die in an accident while traveling. Accidental death coverage pays your beneficiary a lump sum in that case.

Before you buy, take a little time to get familiar with different types of travel insurance products, how it’s priced, and what it covers and excludes. If you’re traveling during these uncertain times, you’ll want to make sure that the policy you select covers coronavirus-related emergencies. Usually, the more thorough the coverage, the more it will cost.

Travel insurance costs vary depending on:

Length and cost of the trip: The longer and more expensive the trip, the higher the policy cost.

Cost of local health care: High health-care costs in your destination can drive up the price of trip insurance.

Medical conditions you want covered: Conditions you already have will increase the cost of travel insurance coverage.

Amount and breadth of coverage: The more risks a policy covers, the more it will cost.

Your age: Generally the older you are, the higher the price.

Any optional supplement you add to your policy : Cancel For Any Reason , Interrupt For Any Reason and more.

Keep these factors in mind when considering different travel insurance options.

You’ll find a wide selection of travel protection plans when you shop for a policy.

Typically, travel insurance is sold as a package, known as a comprehensive plan, which includes a variety of coverage.

Here are seven of the most common types of travel insurance:

Travel medical insurance

These plans provide health insurance while you’re away from home. Although in some ways these policies work like traditional health plans, generally you cannot use travel health insurance for routine medical events. For example, a routine medical checkup is usually not covered. In addition, these policies often include limitations on coverage and exclusions for pre-existing conditions.

Although most travel insurance plans cover many recreational activities, such as skiing and horseback riding, they often exclude adventure sports, such as skydiving or parasailing, or competition in organized sporting events. You may need to buy a special travel policy designed for adventure or competitive sports.

International travel insurance

Most likely, your U.S.-based medical insurance will not work while you’re traveling internationally, and Medicare does not provide any coverage once you leave the United States outside of a few very specific exemptions. If you plan on traveling abroad, purchasing travel medical insurance could make a lot of sense.

» Learn more: Travel medical insurance: Emergency coverage while you travel internationally

Trip cancellation, interruption and delay

Trip cancellation coverage reimburses you for prepaid, nonrefundable expenses if the tour operator goes out of business or you have to cancel the trip for one of the covered reasons outlined in the policy, such as:

Your own illness.

The illness or death of a family member who’s not traveling with you.

Natural disasters.

Trip interruption insurance covers the nonrefundable cost of the unused portion of the trip if it is interrupted due to a reason outlined in the policy.

Trip delay coverage reimburses you for expenses such as lodging and meals if you’re delayed during a trip (e.g., your flight gets canceled due to weather ).

Many package policies cover all three. These policies are different from the cancellation waivers that cruise lines and tour operators offer, the Insurance Information Institute says. Waivers are cheap, ranging from $40 to $60, and often include restrictions. For example, according to the institute, waivers might not refund your money if you cancel immediately before departure. Waivers are technically not insurance policies.

Some companies offer additional layers of coverage at extra cost. “Cancel For Any Reason” coverage will reimburse a large part of the trip cost, no matter why you back out. And some companies let you pay extra to cover pre-existing conditions if you cancel for medical reasons.

Some insurers and comparison sites let you customize a policy by choosing types of coverage a la carte. For example, TravelInsurance.com is a comparison site that provides quotes from different providers.

Baggage and personal belongings

How does lost luggage insurance work? This coverage reimburses you for baggage and personal belongings that are lost, stolen or damaged during the trip. Some plans also reimburse you for extra expenses if you experience a baggage delay for more than a certain period, such as 12 hours.

Your renters or homeowners insurance may cover personal belongings while you are traveling. It’s best to review your homeowners insurance policy to determine the level of coverage it provides so you do not end up paying for a benefit you already have.

» Learn more: Baggage insurance explained

Emergency medical assistance, evacuation and repatriation

This coverage pays medical expenses if you get sick or injured on a trip . Medical evacuation coverage pays for transporting you to the nearest hospital, and medical repatriation pays for flying you to your home country.

» Learn more: Can I get travel insurance for pre-existing medical conditions?

24-hour assistance

This service is included with many package plans. The insurer provides a 24-hour hotline that you can call when you need help, such as booking a flight after a missed connection, finding lost luggage, or locating a doctor or lawyer.

Generally, travel insurance companies do not cover sports or any activity that can be deemed risky. If you’re thinking of incorporating adventurous activities into your vacation, choose a plan that includes adventure sports coverage.

Most travel insurers cover a wide array of services, but the specific options vary. Some plans include concierge services, providing help with restaurant referrals, tee time reservations and more. Many services also offer information before the trip, such as required vaccinations. The only way to know what’s included is to read the policy.

» Learn more: Should you insure your cruise?

Accidental death and dismemberment insurance

This coverage pays a lump sum to your beneficiary, such as a family member, if you die in an accident while on the trip. Accidental death and dismemberment insurance policies also pay a portion of the sum to you if you lose a hand, foot, limb, eyesight, speech or hearing. Some plans apply only to accidental death in a plane.

This coverage may be duplicative if you already have sufficient life insurance, which pays out whether you die in an accident or from an illness. You may also already have accidental death and dismemberment insurance through work, so it's best to check your policies to ensure you’re not overpaying.

» Learn more: NerdWallet's guide to life insurance

Rental car coverage

Rental car insurance pays for repairing your rental car if it’s damaged in a wreck, by vandals or in a natural disaster. The coverage doesn't include liability insurance, which pays for damage to other vehicles or for the medical treatment of others if you cause an accident and are held responsible.

Ask your car insurance company whether your policy will cover you when renting cars on the trip. U.S. car insurance policies generally don’t cover you when driving in other countries, except Canada.

Car insurance requirements are complex because they vary among countries. You can usually purchase liability insurance from the rental car company. Learn about car insurance requirements by searching for auto insurance by country on the U.S. Embassy website .

» Learn more: Best credit cards for rental car coverage

A note about single vs. long-term policies

Single trip insurance plans are a great option for those going on a single trip for a specific length of time (e.g., a two-week vacation) and then returning home. The price of the policy is usually determined by the cost of the trip.

Long-term travel policies cover you for multiple trips, but there are limitations to how long you can be away from home, if you can return home during your travels and how many trips you can take. In addition, trip cancellation and interruption coverage is either not offered or capped at a dollar amount that can be significantly below the total cost of all the trips taken during the covered period.

Long-term travel insurance plans — often called 'multi-trip' or 'annual travel insurance' — are a suitable option for those who travel often and are satisfied with the amount of trip cancellation coverage for all the trips they take over the duration of the policy.

» Learn more: How annual (multi-trip) travel insurance works

Below, we include how to obtain travel insurance, along with the pros and cons of each option.

Some credit cards offer trip cancellation and rental car insurance if you use the card to book the trip or car.

When you book a trip with your credit card, depending on the card you use, you may already receive trip cancellation and interruption coverage.

» Learn more: 10 credit cards that provide travel insurance

Here are a handful of credit cards that offer varying levels of travel insurance coverage for purchases made with the card.

on Chase's website

on American Express' website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Travel accident: Up to $500,000.

• Rental car insurance: Up to $75,000.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Travel accident: Up to $1 million.

• Rental car insurance: Up to the actual cash value of the car.

• Trip delay: Up to $500 per trip for delays more than 6 hours.

• Trip cancellation: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

• Trip interruption: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

Terms apply.

Pros: Coverage is free.

Cons: You can’t customize the insurance to meet your needs. Most credit cards offer secondary car rental insurance, which pays for the costs not covered by your regular car insurance plan.

Travel agents and travel reservation sites

You can buy travel insurance when you book your flight, hotel and car rental.

Pros: Buying is as quick and easy as clicking “yes” when you book reservations. Coverage is inexpensive.

Cons: You can’t customize the coverage.

» Learn more: Airline travel insurance vs. independent travel insurance

Travel insurance comparison sites

You can compare different policies and review quotes at once based on the trip search criteria you’ve input into the search form. Examples include marketplaces like Squaremouth or TravelInsurance.com.

Pros: You can choose a policy that fits your needs and compare policies and pricing in one place.

Cons: Comparing multiple policies takes time.

Travel insurance companies

You can purchase travel insurance directly from an insurance provider.

Pros: You can choose a policy that fits your needs. Many travel insurer websites also offer information to help you understand the coverage.

Cons: You’ll need to go to multiple websites to compare coverage and pricing.

» Learn more: The best travel insurance companies right now

Keep these tips in mind when you’re considering a trip insurance policy.

Evaluate the financial risks you face when traveling. Can you bear those costs yourself, or do you want insurance?

Examine what coverage you already have: Does your credit card offer travel insurance? Do you have renters or homeowners insurance to cover belongings? What is the deductible? Will your health plan cover you in all the locations where you travel?

Get quotes for trip insurance online. Choose a package of the benefits you need and compare prices for similar coverage among carriers.

Narrow your choices and then read the policy fine print to understand what’s covered, what’s excluded and the limits on coverage. You may find that the lowest-priced policy is too restrictive and that paying a little more gets you the coverage you need. Or you might find that the cheapest, most basic policy fits the bill.

If you don’t know which provider to go with, it makes sense to browse a list of plans on a travel insurance comparison site. These online marketplaces will often include plans from the best travel insurance companies along with customer reviews.

Squaremouth

Compare plans from more than 30 providers.

Over 86,000 customer reviews of insurers.

Under its Zero Complaint Guarantee, Squaremouth (a NerdWallet partner) will remove a provider if any customer complaint isn't resolved to its satisfaction.

Has a filter option to see policies that provide COVID-coverage.

TravelInsurance.com

Compare plans from 13 providers.

See good and poor customer ratings and reviews for each insurer when you receive quotes.

“Learning Center” includes travel insurance articles and travel tips, including important how-to information.

Quotes provided from each provider include a link to COVID-19 FAQs, making it easy for customers to review what’s covered or not.

InsureMyTrip

Compare plans from more than two dozen providers.

More than 70,000 customer reviews.

“Anytime Advocates” help customers navigate the claim process and will work on behalf of the customer to help with appealing a denied claim.

Includes a link to plans that offer COVID coverage.

Compare plans from 11 providers.

Search coverage by sporting activity, including ground, air and water sports.

Many types of plans available for students, visiting family members, new immigrants, those seeking COVID quarantine coverage and more.

Compare different insurance plans from 35 providers.

Over 5,600 customer reviews on Trustpilot, with an average 4.9 stars out of five.

Formerly known as AardvarkCompare, AARDY includes a “Travel Insurance 101” learning center to help customers understand various policies and benefits.

Quote search results page includes COVID-coverage highlighted in a different color to make it easier for customers to review related limits.

Whether you’re looking for an international travel insurance plan, emergency medical care, COVID coverage or a policy that includes extreme sports, these providers have you covered.

Our full analysis and more details about each organization can be found here: The Best Travel Insurance Companies Today .

Allianz Global Assistance .

Travel Guard by AIG .

USI Affinity Travel Insurance Services .

Travel Insured International .

World Nomads .

Berkshire Hathaway Travel Protection .

Travelex Insurance Services .

Seven Corners .

AXA Assistance USA .

There are a few scenarios when spending extra on travel insurance doesn't really make sense, like:

You booked flexible airline tickets.

Your hotel room has a good cancellation policy.

It's already included in your credit card.

You haven't booked any nonrefundable activities.

» Learn more: When you don't need travel insurance

Yes, especially for nonrefundable trips and travel during the COVID-era. Whether you purchase a comprehensive travel insurance policy or have travel insurance from your credit card, you shouldn't travel without having some sort of travel protection in place to safeguard you and your trip. Travel insurance can protect you in case of an unexpected emergency such as a canceled flight due to weather, a medical event that requires hospitalization, lost luggage and more.

There are many good travel insurance policies out there and a policy that may be great for you may not be good for someone else. Selecting the best plan depends on what coverage you would like and your trip details.

For example, World Nomads offers a comprehensive travel insurance policy that has excellent coverage for adventure sports. Allianz provides coverage for trips of varying lengths of time through its single trip plans and multi-trip plans. Some providers offer add-on options like Cancel For Any Reason travel insurance. If you’re not sure which plan to go with, consider looking at trip insurance comparison sites like Squaremouth or Insuremytrip.

Yes, you can. However, it's better to purchase it sooner rather than later, ideally right after booking your trip because the benefits begin as soon as you purchase a policy.

Let’s say you’re going on a trip in a month and a week before departure, you fall and break your leg. If you’ve purchased a travel insurance policy, you can use your trip cancellation benefits to get your nonrefundable deposit back.

Most comprehensive travel insurance plans offer trip cancellation, trip interruption, emergency medical and dental, medical evacuation, trip delay and lost luggage coverage. Many plans offer COVID coverage, but you’ll always want to check to ensure that the policy you choose provides that benefit if you’re traveling during these times. Some plans may also allow you to add features like Cancel For Any Reason travel insurance.

It depends which credit card you have. Premium travel cards like the Chase Sapphire Reserve® and The Platinum Card® from American Express offer travel insurance benefits if you book a trip using your card or points.

However, the coverage provided by the credit cards is usually lower than if you purchased a standalone policy. Review the travel insurance benefits on your credit card and check that the limits are adequate before foregoing from purchasing a separate plan.

Let’s say you’re going on a trip in a month and a week before departure, you fall and break your leg. If you’ve purchased a travel insurance policy, you can use your

trip cancellation benefits

to get your nonrefundable deposit back.

It depends which credit card you have. Premium travel cards like the

Chase Sapphire Reserve®

The Platinum Card® from American Express

offer travel insurance benefits if you book a trip using your card or points.

Unpredictability is one of the mind-opening joys of travel, but travel insurance should contain no surprises. The time you spend to understand your options will be well worth the peace of mind as you embark on your next adventure.

Whether you’re seeking a single or a long-term policy, each travel insurance option offers different strengths and weaknesses. Choosing the right policy depends on your trip needs, your budget and how important various benefits are to you.

Keep reading

If you want to dig in deeper to world of travel insurance, these resources will point you in the right direction.

What is travel insurance?

How much is travel insurance?

Is travel insurance worth it?

What does travel insurance cover?

Does travel insurance cover COVID?

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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NFU Mutual: Login, Contact and Phone Numbers

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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

Table of Contents

You would like to get a quote, log in to your NFU Mutual account, make a claim, or contact NFU Mutual for whatever reason?

You’ve come to the right place.

You will find below any information you need to log in, contact, claim or cancel at NFU Mutual.

How do I get a quote at NFU Mutual?

To get a quote from NFU Mutual, nothing could be simpler.

Use our comparison tools, 100% free and anonymous and get quotes within 20 seconds from NFU Mutual and other best providers of the market.

You could also go on NFU Mutual homepage and click on the Get Quote button.

>> MORE: Our review on NFU Mutual

How do I contact NFU Mutual?

How do i contact nfu mutual car insurance.

You will find below all main helplines related to NFU Mutual car insurance and their opening hours.

How do I contact NFU Mutual travel insurance?

You will find below all main helplines related to NFU Mutual travel insurance and their opening hours.

How do I contact NFU Mutual home insurance?

All contact details for NFU Mutual home insurance are mentioned below.

How do I contact NFU Mutual life insurance?

To contact NFU Mutual life insurance, you can contact phone numbers below:

What are NFU Mutual general contact details?

How do i login to nfu mutual .

There is no customer portal at the Royal Bank of Scotland to manage policies online.

How do I make a claim at NFU Mutual?

You will find below any information you need to know to report a claim at NFU Mutual.

How to claim on your NFU Mutual car insurance?

You can make a claim by calling the claims department at NFU Mutual.

How to claim on your NFU Mutual travel insurance?

There are 2 ways to make a claim and that is either online or through a phone call.

How to claim on your NFU Mutual home insurance?

At NFU Mutual, you can report a home insurance claim either by phone or filling in the claim form available online.

You will be asked to provide your insurance policy number as well as details on claim circumstances such as date and time, pictures or other person involved.

How to claim on your NFU Mutual life insurance?

You will find on this table the different possibilities for claiming at NFU Mutual life insurance:

How do I cancel my NFU Mutual policies?

How to cancel nfu mutual car insurance.

You will find below main information to cancel your car insurance policy at NFU Mutual:

How to cancel NFU Mutual travel insurance?

You will find below main information to cancel your travel insurance policy at NFU Mutual:

How to cancel NFU Mutual home insurance?

To cancel your NFU Mutual house insurance, here is what you need to know:

How to cancel NFU Mutual life insurance?

You will find on this table the different ways to cancel your NFU Mutual life insurance:

Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications. In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms. As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.

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Excellent service from Zoe Taylor at…

Excellent service from Zoe Taylor at the Market Harborough branch. It couldn’t have been more straightforward. My claim was settled within the week, so I was delighted.

Date of experience : 17 April 2024

Great insurers

Great insurers. NFU try hard to please their customers, and made making a claim an easy experience.

Date of experience : 15 January 2024

My claim for broken spectacles

My claim for broken spectacles, caused by a bullock, was straight forward and handled sympathetically by the claims secretary. I was unaware that I could claim for this kind of breakage/accident. She was most helpful, resulting in payment being quickly received. Thank you.

Date of experience : 12 April 2024

NFU have been absolutely INCREDIBLE

NFU have been absolutely INCREDIBLE! Their breakdown cover services made me feel entirely looked after , incredibly quick and responsive with constant useful updates. I could not recommended NFU more highly from my experience. Thank you

Date of experience : 26 April 2024

Long time NFU customer

I have insured everything house cars vans farm buildings etc with the NFU for over 55 years, and I wouldn’t go to anyone else.

Date of experience : 25 April 2024

NFU is very helpful

NFU is very helpful. My renewal policy needed one change to it because of my circumstances changing. Spoke to a real live person on the phone not an automated system. The operator was very helpful, dealt with the change and a few days later received my revised policy. This is my second year with NFU and was very pleased with my Mutual bonus for renewing again. I'm a very satisfied and happy customer. They are very supportive.

Date of experience : 19 March 2024

Great Customer Service

This was our first time filing a claim, and we were really happy with how easy everything was from start to finish. The team was super understanding, kept us in the loop, and really knew their stuff. It was great talking to the same people each time, which meant we didn’t have to repeat ourselves. They were very professional but still gave it a personal touch.

Date of experience : 11 March 2024

What a Mickey Mouse outfit

What a Mickey Mouse outfit NFU are . In 45 years of insuring cars, I have never been refused insurance because of my postcode . Needless to say, I never got the chance to see if their quote was competitive.

Reply from NFU Mutual

Hello, I'm sorry to hear this. In order for us to look into the situation, please could you share any further information you have, including your full name and contact details including the address and postcode, by emailing: [email protected] Many thanks. Sancha

Brilliant NFU

NFU were very supportive throughout, when my car was submerged in flood water and had to be scrapped because water got into the engine. They were excellent from every point of view. They paid me quickly which enabled me to buy another car, rather than use the curtesy car which was available.

Date of experience : 05 April 2024

I filled in the form for a car insurance.

I filled in the form for a car insurance quote, and a rep from my local office (Elland) should have called me back. Over two weeks later I’m still waiting. I don’t see the point in spending a fortune on TV and radio advertisements then not following leads. Very disappointing. I shan’t bother next year.

Date of experience : 11 April 2024

Hello, I'm sorry to hear this. In order for us to look into the situation, please could you share any further information you have, including your full name and contact details including the address and postcode used on the form, by emailing: [email protected] Many thanks. Sancha

A very efficient helpful phone service

My call to NFU was promptly answered by a human. My details were quickly retrieved. I wanted to reduce the premium as my needs had changed. The speaker was very helpful in explaining the individual costs in the premium and how I could reduce them. A very satisfactory conclusion was reached and my documents arrived by post two days later.

Date of experience : 13 April 2024

Telephone answered by actual humans…

Telephone lines are answered by actual humans that you can understand, which is brilliant. The best price for so much more than other insurers were offering. I've been with NFU now for three years. Can't comment on claims process as not needed to make a claim, and of course I hope I won't need to.

Date of experience : 08 April 2024

Very good service

I would highly recommend Chichester Cars. Very courteous and friendly service from the time of booking my car in , until the completed repair.

Date of experience : 04 March 2024

NFU - good as usual

Aside from a slight delay on the 'phone, NFU (my current insurer) dealt with my requirements quickly and effectively and at a reasonable cost.

Minus 5 would be more appropriate

Minus 5 would be more appropriate. Having insured with the NFU Mutual UK for years - you only know the true value of insurance when it is needed. STAY AWAY FROM THIS FIRM. The NFU avoided resolving our claim in order to wear us down. They ignore all evidence. They should not be aloud to advertise services to the public when they have no intention of honouring them. NFU, the worm has turned, we will see you in court - no one should be put through the utter distress and trauma you have caused. My response: NFU you have also been addressed directly so have had every opportunity to respond. However you fail to deal with my complaint - like most insurance services nowadays you just count on wearing your customers down - shame on you.

Date of experience : 01 February 2024

Hello, I'm sorry to hear this. In order for us to look into the situation, please could you share any further information you have, including your full name and contact details, by emailing: [email protected] Many thanks. Sancha

Friendly staff

Friendly staff, great customer service, competitive prices. UK based. It's nice to speak to someone these days to get a quote, they were helpful and gave me a very reasonable quote.

Date of experience : 04 April 2024

Fantastic service.

Although it is definitely not cheap the NFU insurance is worth every penny if you ever have to make a claim. You deal with proffesional people on the phone who know what they are doing. Fantastic service. Thank you.

Date of experience : 13 March 2024

Very happy to have done business with…

Very happy to have done business with NFU. They take time to listen and understand your requirements. Very professional customer service. One of the best I have dealt with. You get the same level of service each time you phone no matter which person you speak to.

NFU. A Good Bunch Of Folk

Polite, caring and extremely quick to action claims.

Date of experience : 02 April 2024

You get what you pay for

Someone to talk to if needed, who knows what they are talking about, and who doesn’t pressure you into paying for things you don’t need. Claims responded to quickly and efficiently. Payments come without hassle.

Date of experience : 16 January 2024

• NFU Foundation Programs
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• Cooperative Advocacy & Education
• Associations
• Beginning Farmer Institute
• Farm Stress Education
• Farm Business Toolbox
• Women’s Conference
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• Farm Safety
• All-States Leadership Camp
• College Conference on Cooperatives
• Collegiate Chapters
• Education Materials
• National FFA Officer Candidate Training
• Scholarships
• Spring 2024 Policy Priorities
• Fairness for Farmers
• NFU Benefits

Insurance Offerings

National Farmers Union Insurance Company

National Farmers Union Insurance Company was originally started by National Farmers Union in 1947 to assist Farmers in need of quality insurance and is now a key company owned and operated by the National General Insurance Companies. National Farmers Union Insurance Company provides Farm, Home, Umbrella and Auto Insurance exclusively through Farmers Union Agents.

Our agents are a part of the Farmers Union Family and are fully equipped to handle all of your insurance needs. They are located and specialize in the rural needs that you live in.

To find an agent near you that can service all your needs, visit: http://farmersunioninsurance.com

• Life and Health
• Colorado: http://www.fusainsurance.com/
• Kansas: http://www.fumainsurance.com/
• Minnesota: http://www.mnfuia.com/
• Montana, Montana Mutual Insurance Company : http://www.fumico.net/
• Nebraska: http://www.fumainsurance.com/
• New Mexico: http://www.fusainsurance.com/
• North Dakota, including North Dakota Farmers Union Mutual Insurance Company : http://www.fumic.com/
• South Dakota: http://www.fuiagency.com/
• Utah: https://fumic.com
• Wyoming: http://www.fusainsurance.com/

American Farmers and Ranchers

AFR Insurance - American Farmers and Ranchers Mutual Insurance Company was started by the Oklahoma Farmers Union in 1924 and has served the needs of rural Oklahoma since that time. The products include Homeowners, Dwelling, Auto, Farm, Umbrella, and Life Insurance and are sold through independent agents throughout the state. To find an agent near you that can service all your needs go to: https://www.americanfarmersandranchers.com/insurance

• Life Insurance

Hastings Mutual Insurance

Hastings Mutual has teamed up with Farmers Union in Michigan, Ohio, Indiana, Illinois, Iowa and Wisconsin to bring you top quality Insurance for you Farm and Farm Autos and will give a 9% discount on the farm insurance.

Hastings Mutual Insurance Company has specialized in insuring farms since 1885. From small hobby farms to mega operations providing innovative coverages, risk management services, and fast quality claim service to fit your needs.

To find an agent near you, visit: https://www.hastingsmutual.com/

Hastings Mutual’s standard farm policy includes :

• Equipment Breakdown Coverage
• Identity Protection
• Cab Glass Coverage-with no deductible
• Farm Pollution Coverage
• New, Leased, Borrowed Farm Machinery-$100,000

Plus optional endorsements for your unique needs :

• Agri Business–includes Machinery Lease Gap Coverage
• Farm Residential Equipment Breakdown
• Organic Farm Plus
• Peak Season Coverage
• Replacement Cost for Outbuildings and Personal Property
• Suffocation / Livestock Confinement

Arkansas Farmers Union Mutual Insurance Company and Agency

The Arkansas Farmers Union created the Arkansas Farmers Union Mutual Insurance Company and Agency in 1924. They continue to serve the state with quality Farm and Ranch, Homeowner, Renters, and Auto Insurance through Select independent insurance agents throughout the state. To find an agent near you to service all your insurance needs go to: https://fumic.com/ar/agent-locator/

• Farm and Ranch

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RV Insurance

Insurance for your RV, travel trailer, or camper.

Start a quote online or call (877) GEICO-RV (434-2678)

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Existing policyholder?

Get an RV insurance quote. Save today. Vacation tomorrow.

Make sure you have the right recreational vehicle (RV) insurance policy for your next trip. GEICO offers affordable RV insurance with great coverage for your needs.

We know you love the RV lifestyle – whether it's an RV, camper, motor home, or travel trailer. That's why GEICO's RV specialists are available to help you get the right RV insurance coverage for you.

Specialty RV protection on the open road.

RVers encounter unique situations on the road. With that in mind, GEICO offers these enhanced coverages in most states*:

• Motorized RV insurance
• Towable RV insurance

Learn more about the RV insurance coverages we offer.

Do you need RV insurance?

Most states require RV drivers to carry liability insurance, and the minimum requirements for RV are usually the same as for cars. Make sure you get the right camper insurance by educating yourself on your state's insurance laws and coverage requirements .

Protect your investment with additional coverage for specialty vehicles like RVs and travel trailers. Check out our special coverages to see how GEICO can help.

How much does RV insurance cost?

RV insurance costs depend on factors such as your state's insurance requirements, your driving history, and your needs. The deductibles, liability limits, and RV insurance coverage that you choose may affect the total cost.

The extra protection that comes with higher liability limits may increase the cost of your insurance. On the other hand, a higher deductible may reduce your RV insurance costs.

Unlock potential savings and peace of mind with RV insurance.

Maximize your savings.

• Defensive Driver Discount
• Good Student Discount
• Military Discount
• Multi-Vehicle Discount
• Multi-Line Discount
• Association Discounts
• Commercial Driver's License Discount
• Anti-Theft Discount

Pay Your Way

We offer convenient payment methods and plans :

• Pay online, over the phone, or by mail
• Choose to pay in full or in installments

Check Your RV Policy Anywhere

Take care of your RV insurance with an online account :

• Get an ID card
• View your policy details
• File or track an RV claim

RV Insurance Coverage With GEICO

Motorized rv and towable rv insurance.

Enhanced recreational vehicle insurance coverages include:

• Total loss replacement
• Replacement cost personal effects
• Vacation liability
• Emergency expense coverage
• Special windshield deductible
• Recreational vehicle medical payments coverage
• Medical payment coverage for a recreational vehicle

Travel Trailer Insurance

GEICO provides insurance coverage for these towable RVs and travel trailers:

• Conventional travel trailers
• Fifth-Wheel travel trailers
• Folding camper trailers
• Truck campers

GEICO even covers the toy-hauler you use to transport your motorcycle or ATV .

Need to speak to an RV insurance or motor home insurance agent?

You can reach us at (877) GEICO-RV (434-2678) for sales or service.

• Sales Mon - Sun 8:00 AM - 11:00 PM (ET)
• Service 24 hours 7 Days a Week

RV Insurance: Get the answers you need.

• Do I need RV insurance? Absolutely, RV insurance is a smart move for protecting your home on wheels. Much like a car insurance policy, it provides coverage in case of accidents, theft, or damage. Plus, it often includes liability coverage, which is crucial for your peace of mind while you're out exploring the open road.
• How much does RV insurance cost? The cost of RV insurance can vary widely depending on several factors. It's influenced by the type of RV you own (motorhome, travel trailer, fifth wheel, etc.), its value, how you use it (full-time or occasional trips), and where you're located. It's a small price to pay for the freedom and protection it provides as you travel in your RV.
• What RV insurance coverages are available? GEICO offers a range of coverages such as total loss replacement and vacation liability to protect your RV and provide you with peace of mind while on the road. These coverages are designed to address various risks and potential losses that RV owners may face. For more information on the types of coverage available, check out our RV coverages page .
• How do I get the best RV insurance rates? You can customize your RV insurance policy and find a few ways to possibly lower your insurance rates. You should consider whether you're storing your RV in a safe and secure location, decide how you will use your RV, change your insurance deductible, and more.
• How can I avoid common RV problems? You can't predict when a problem will occur but you can help avoid them with simple maintenance. You should check your tires regularly, keep tires properly inflated, replace the old sealant around all windows, and constantly maintain your RV. To protect yourself financially, you should also have RV insurance. For more info, check out our common RV problems page .
• What RV type is right for me? Deciding which RV is right for you comes down to personal preference and needs. Consider factors like whether you need a self-propelled or towed RV, the amount of weight your vehicle can safely tow, and the amount of RV space you need. For more guidance on selecting the right RV type, be sure to check out our help page .
• Where can I learn more about RV safety? To learn more about RV safety, you can check out our safety tips for RVs . These tips provide valuable information and guidelines to make a safe and enjoyable RV experience more likely. By following these tips, you can enhance your knowledge and take precautions designed to help financially safeguard your trailer itself and also help cover you financially in case of accidents or liability issues. So, even if it's not compulsory, it's a wise choice for protecting your investment and ensuring your peace of mind while you're on the road.
• What's the difference between motorhome and travel trailer insurance? Motorhome insurance is tailored for vehicles you can drive, such as Class A, B, or C motorhomes. It provides coverages for both the RV and liability that might arise while you're on the move. On the other hand, travel trailer insurance is designed for non-motorized trailers towed behind your vehicle. It provides coverage for the trailer itself and may also include liability protection. So, the main distinction lies in whether your RV has its own engine or not, but both types of insurance could help ensure you're well-covered during your adventures.

Please note:

Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

*Enhanced RV coverage is currently available in all states except: HI, MA, MI, and NC.

Colorado Language Preference

Are you a resident of or looking for insurance in the State of Colorado?

We are temporarily unable to provide services in Spanish for Colorado residents. You will now be directed to an English experience.

Estamos encantados de ofrecer nuestra nueva version del sitio web en Español. Apreciamos su paciencia mientras seguimos mejorando su experiencia.

Travel Insurance

Great prices, easy website, friendly staff

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Why choose Puffin Insurance?

Claims rated score.

We reach out to all claimants for feedback on their experience to help us provide great service

Great Customer Service

UK based contact centre with super friendly staff

Trustpilot Score

Our Truspilot rating speaks for itself.. lots of positive feedback from customers

We make it Simple

We constantly strive to make sorting your insurance as simple as possible

Our Policies

Puffin Insurance specialise in Travel Insurance. We focus on value for money, comprehensive policies and great service for our Customers. We offer a range of cover and optional extras so you can choose the cover that's right for you without paying over the odds. For more information, see about us

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What we cover

We offer annual multi-trip and single trip policies for countries around the world. We also cater for specific types of holiday such as cruises and skiing holidays. Please see our Policy Guide for full details of what's covered. Our Activities guide describes the various activities we cover, and our Countries Guide describes the different countries that we provide cover for.

Who we cover

We offer a range of policies for individuals, couples, families and groups for travellers aged 18 to 84 including policies for customers that have pre-existing medical conditions. 

The Money and Pensions Service has launched a directory of specialist travel insurance providers who also provide cover for people with serious medical conditions. Find more information at  traveldirectory.moneyadviceservice.org.uk or by calling 0800 138 7777

Guide to Travel insurance

Do you know your Annual Multi-trips from your Single Trips? Your Benefits from your Excesses? Our simple guide tells you what you need to consider when purchasing travel insurance. Read More

Industry Involvement

Our Emergency Assistance is open all day every day - we'll be there when you need us.

Over a million travel policies purchased by UK customers

We've paid out over £9 million in travel insurance claims

Get your travel insurance quote in under 1 minute

Our simple questions and easy to use website make buying travel insurance easy

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Choose your insurance

We offer great quality cover for Travel Insurance and your Pets Insurance. Why not try our quick quote...

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