rbs travel money card

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Clearer card spending abroad

Which country or currency are you interested in, how will you be using your card, what type of card will you be using, what logo is on your card, good to know:, please select your card, how much do you plan on spending.

Last updated Today 09.30AM

Includes a 3.75 increase above the  ECB rate

Includes a  3.75  decrease below the  ECB rate

Scheme Rate

Non-Sterling Transaction Fee

Non-Euro Transaction Fee

Non-US Dollar Transaction Fee

Cash Handling Fee

Commission Fee

This is an estimate. The total cost is subject to your transaction clearing and may be different when you see it on your statement.

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RBS exchange rates

Today's latest RBS travel money exchange rates, updated 2 minutes ago at 12:35am

RBS have 51 currencies in stock and ready to order now. Buy your currency online and get it delivered securely to your home address free of charge, or collect your order from any RBS branch.

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Travel money order limits and fees

• RBS reviews

RBS travel money rates

These are the latest RBS exchange rates available right now. You must buy or reserve your currency online to guarantee these rates or you may be given a lower rate in-store.

Compare RBS's exchange rates

We compare hundreds of exchange rates from dozens of currency suppliers across the UK. Select a currency below to see how RBS's rates compare against other providers. Bear in mind that exchange rates aren't the only important factor when it comes to getting the best deal; commission, card surcharges and delivery costs can all affect the final amount of currency you'll receive. You can see the full range of currency deals on offer right now on our travel money comparisons .

RBS have a minimum order value of £200 for in-store collection and £200 for home delivery. The maximum amount you can order is £2,500 for collection and £2,500 for delivery. Delivery is free for orders over £500, otherwise a £5.00 delivery charge will apply.

Latest RBS reviews

Our users have rated RBS Poor in 19 reviews. Read more on our RBS reviews page.

If you accept just one piece of advice today, do not use RBS/Natwest for FX transactions. They really are truly awful in every way, failed to deliver, terrible customer service and poor email communication.

Read the full review

Eleanor Young

I have had a bad experience with the RBS Bank/ Natwest. When I made my complaint they said that they could not trace my phone calls apart from the very first one which I find very strange as they say that all phone calls are recorded. I sent a list [...]

Linda Atkinson

It took 9 weeks for a cheque in Canadian dollars to clear. It miraculously cleared just as the value of the £ against the Canadian dollar rose. If they had cleared the cheque within the original frame line promised when we deposited the cheque, we w [...]

The euro rate at RBS right now is 1.1286. You'll need to buy or reserve your euros online to guarantee this rate; the euro rate offered in your local branch may be lower if you don't order online beforehand.

RBS exchange rates are typically below average, and their travel money deals are not competitive when compared to other high street currency providers such as Tesco and Asda .

If you want the absolute best exchange rate on the market, better currency deals are available from other suppliers, especially if you order online. Check out our travel money comparisons to find the best currency deals available right now.

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A 5 star rated card to help with your everyday spending     

Representative 12.9% apr (variable).

On this page

A helping hand with your everyday spending

No foreign transaction fees

Low interest rates

No balance transfer fees

No annual fee

Use worldwide at Mastercard®  locations, in-store and online

Check your eligibility

We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.

Representative example

Purchase rate, representative apr, assumed credit limit.

Your actual credit limit and APR may vary depending on our credit assessment of you.

You may receive higher than our standard purchase rate of 12.9% p.a. (variable) up to 18.9% p.a. (variable) and higher than our balance transfer rate of 12.9% p.a. (variable) up to 18.9% p.a. (variable) upon application. Interest on fees and charges is payable in line with our terms and conditions. See the  summary box document (PDF, 51KB) for more details. 

Managing your credit card

• Card Features
• Mobile App Features

Costs OpenClose

Paying your credit card, making a payment.

The most common way to pay is by Direct Debit. Once you’ve set it up, the payment will be taken automatically each month from your chosen bank account. You can choose to pay the minimum amount, the minimum payment plus,  a fixed amount or your full credit balance every month. 

You can also make a payment in the mobile app or digital banking.

If you want to understand how quickly you could clear your balance, use our  repayment calculator .

Things to remember

If you set up a Direct Debit for the minimum, minimum payment plus, fixed or full amount the payment is claimed 25 calendar days from the statement date, or shortly afterwards.

Other charges or fees

Late paying.

If you’re late paying, we’ll charge you a fee of £12. That’s why setting up a Direct Debit makes sense – you’ll never be late paying again. We get that little mistakes are easy to make, so if you miss your payment due date by just one day, we won't charge you the late payment fee.

Over your limit

If you go over your limit we’ll charge you a fee of £12. If you only go over your limit by £12 or less, we won’t charge you. A good way to avoid going over your limit is to log onto NatWest Online Banking or fire up our mobile app and check you balance before you make your next card purchase.

For full details of fees, please see the Summary Box in the Ready to apply section below.

Card Features OpenClose

Spread the cost of your purchase.

Like most UK credit cards, our range of cards offer 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. That means if you want to make a large purchase, for example a holiday or a new gadget, a credit card could be a good way to help you buy now and spread the cost.

Instalment Plans

You will need the Royal Bank mobile app to set up, track and manage an Instalment Plan. Then, you can repay eligible credit card purchases or expired 0% balance transfer offers between £100 and £3000 inclusive. If Instalment Plans are available to you, we’ll let you know via our mobile banking app by adding an ‘eligible instalment plan flag’ to your transaction, or as a notification when your 0% balance transfer offer has expired.

With an Instalment Plan, you can:

• Pay back your purchase over a set period that suits you. This can be between 3 to 24 months.
• Avoid interest and pay a set fee each month instead. The fee could end up being cheaper than your standard credit card interest rate.
• Make an easy repayment budget by avoiding hidden costs.

Learn more about Instalment Plans and how to create one

What you should keep in mind

• Instalment Plans are for existing credit card customers only, eligibility criteria and monthly fees apply.
• To be eligible your transaction needs to be either on your latest statement or applied to your account since your last statement was produced. You cannot have a cash balance on your credit card account.
• Your monthly payments and fee will vary according to the size of your purchase and how long you’re taking out the plan for.
• The Instalment Plan counts as existing credit limit, which means you can’t free up additional funds by moving a purchase to an Instalment Plan. The Instalment Plan should be lower than your usual repayment interest on your card.

Ways to pay

Apple Pay and Google Pay™ allow you to make a contactless payment in shops, because all your card details are securely stored within your device. To make a payment, simply touch your device to the card reader, and you’re ready to go.

Learn more about Apple Pay Learn more about Google Pay

Remember, all our credit cards are contactless too. It’s a super quick and hassle-free way to pay for items.

What you should know

Apple Pay is available on selected Apple devices.

Mobile App Features OpenClose

Lock and unlock your credit card.

We want to make managing your credit card simple and safe. If you have misplaced your credit card, you can lock and unlock it in the app. You can also use the app to request a PIN reminder or unblock your PIN. This feature applies to Mastercard credit cards only.

Get to know your spending habits

Setting a daily or monthly budget could help you manage your spending. You can also use the app to lock certain transaction types. If you accidentally go over budget, we’ll send you a notification as a wee reminder. Managing your card is simple too - you can set up a direct debit, check or pay off your balance, adjust your credit limit and much more.

Keep an eye on your credit score

You can get your credit score and view some of the key details that help to calculate your score all for free in the app, so it's easier to plan ahead. You can find it within your Profile and check it as many times as you like without it affecting your credit score. Credit score is available once opted in through the app, to customers aged 18+ with a UK address, and is provided by TransUnion.

Replace your credit card

Need a replacement card? No bother. If you have an iPhone, you can order a replacement for a lost or damaged credit card using the app. Select your credit card, tap ‘Manage my card’, then tap ‘Report lost, stolen or damaged’.

Let us know your travel plans

If you’re off globe-trotting, avoid those unexpected hitches by registering your travel plans through the app. This way, your card transactions are less likely to be flagged as suspicious or blocked while you’re abroad. You can create one travel plan at a time. Each travel plan can include up to seven countries and last for 90 days.

Get ready to apply

We'll check your eligibility at the start.

We'll ask a couple of questions about you to get started so we can let you know if you'll be approved and the indicative credit limit and interest rate you'll receive.

Don't worry - this doesn't have an impact on your credit score until you decide you want to go ahead with your application.

Please read these important documents

Please take some time to read the important information. By clicking 'Start my application' below, you are confirming that you have been provided with, and have acknowledged our important documents.

• Sample Credit Agreement (PDF, 286 KB)
• Our Lending Commitments (PDF, 531 KB)
• How we use your information (PDF, 172 KB)

All okay? Let's get started

Great, let's get started.

Just a heads up - you'll be asked to log into the Royal Bank of Scotland mobile app to start your credit card application.

Log in to start your application (please read the below carefully)

To apply, you’ll need to log in to Digital Banking, then return to our credit cards page.

What do you need to log in to Digital Banking?

You’ll need:

• Your Digital Banking customer number, PIN and password.
• Your mobile phone – to get your one-time password.

How to apply:

(Please take notes or a picture of this, so you remember)

•  Log in to Digital Banking.
• Choose ‘Credit cards’ (it’s under ‘Our Products’, bottom right).
• You’ll return to our credit card page.
• Choose ‘Apply for a credit card’.
• Choose ‘let’s start’ (under ‘Ready to apply’).

Log in and apply

Let’s get you signed up for Digital Banking

You’ll need to sign up for Digital Banking  with us in order to apply for a credit card. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your Royal Bank of Scotland Debit Card, if you have one.

How to register for digital banking

Head to ' Register for Digital Banking ' 

Enter your personal details. We’ll need details including your name, date of birth, sort code and account number

We’ll show you your customer number on screen (you're making good progress at this point). Make a note of it as you’ll need it when you log in, in the future.  If we don't need anything else from you you'll skip straight to step 7, but you may need to go to step 4, don't worry we'll let you know on screen. 

We'll then send you an activation code. We'll send you your activation code in a text message. Or if we don’t have your phone number, we’ll send it through the post

Go to the Royal Bank of Scotland website and click ‘login’ in the top right-hand corner, have your activation code to hand

On the login page, type in your customer number and activation code

Now you need to choose a password and PIN and commit them to memory. The PIN should be four digits long and your password can be between six and twenty characters, and contain both letters and numbers

Done, finished, complete.  Now you can manage your finances anywhere you can get online.

To apply, you’ll need to log in to Digital Banking, then return to our credit card page.

• Your Digital Banking customer number, PIN and password.

(Please take notes or a picture of this, so you remember!)

1.       Log in to Digital Banking.

2.       Choose ‘Credit cards’ (it’s under ‘Our Products’, bottom right).

3.       You’ll return to our credit card page.

4.       Choose ‘Apply for a credit card’.

5.       Choose ‘let’s start’ (under ‘Ready to apply’).

You’ll need to sign up for Digital Banking  with us in order to apply for a credit card. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your Royal Bank of Scotland debit card, if you have one.

How to register for Digital Banking

You're all set.

Just a heads up, if you choose to continue with your application after we give you an indicative limit, our partner Mitek will then check your identity by matching you to your photo ID. If you don’t have your ID to hand you can finish this step later.

To find out more about Mitek and Photo ID, take a look at our FAQs  below.

Royal Bank of Scotland Credit Card - FAQs

How do i apply for a credit card.

Applying for a credit card is a quick and easy process. In most cases, your application will be complete in under 30 minutes. We've put together a   step-by-step guide  on how to apply for a credit card in the UK.

What ID do I need to open a credit card?

Here are the most common proof of ID and address documents we accept.

Proof of ID documents:

• Driver's Licence (UK/EU/EEA)
• UK passport, Foreign passport & Visa
• EU and EEA National Identity Card

Proof of address documents:

• Driver's Licence 
• UK utility bill (gas, electricity, water, home telephone)
• Bank/Building Society statement
• Council tax bill

More details on Proof of ID and address

Why do I need to provide my ID?

If you're a new customer, we have to confirm your identity to make sure we’re opening the account for the right person. We do this through our trusted online identification and security partner Mitek.

Mitek can quickly and safely verify people from all over the world using digital footprints, ID document authentication and facial biometrics. It’s not only safer, it also speeds up the application process meaning your account is opened faster.

This way, we can check you are you, while keeping your details completely safe and secure.

Find out more about Mitek.

Something else we can help you with?

Using Your Bank of Scotland Credit Card Abroad in 2023: Fees, Benefits, and Alternatives

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Are you planning to use your Bank of Scotland credit card on your next trip abroad? Well, get ready for a few potential headaches: many Bank of Scotland customers have reported unexpectedly high fees on their statements after using their credit cards while travelling overseas.

Fortunately for you, there are a few alternatives to choose from if you prefer low-cost holiday spending. In this post, we walk you through the fees and exchange rates you'll meet when using your Bank of Scotland credit card abroad and offer savvier alternatives to use instead. So, whether you're planning a weekend getaway, a business trip, or a dream vacation, read on to learn how to make the most of your card spending while abroad!

RBS's credit cards can be pricey to use abroad due to the high charges. Instead, we recommend Wise for non-GBP transactions or Starling Bank as the best complete bank alternative to Bank of Scotland.

Key Facts: Bank of Scotland Credit Cards Abroad

Using your bank of scotland credit card abroad.

• 01. How to use your Bank of Scotland credit card abroad scroll down
• 02. Fees for using your Bank of Scotland credit card abroad scroll down
• 03. Best travel card alternatives scroll down
• 04. FAQ about using your Bank of Scotland credit card abroad scroll down

Heading abroad soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2023.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

It should go without saying that credit cards are versatile tools that you can use to handle all kinds of financial transactions while on holiday abroad. This is no different with RBS's range of credit cards, all of which enable you to:

• Pay at point-of-sale machines in foreign countries,
• Withdraw local cash banknotes from foreign ATMs,
• Book or handle deposits for car rental agencies, hotels, or flights.

In addition, some credit cards also let you take advantage of travel insurance, rewards, cashback, and other exclusive benefits while travelling abroad. It's always a good idea to check with Bank of Scotland what benefits might apply to you before you travel so that you know what you can and cannot expect to take advantage of.

Bank of Scotland Credit Card Fees Abroad

Although they're easy and convenient to use abroad, Bank of Scotland credit cards come with some costs you should consider before travelling abroad. We've summarised them below (ignoring non-travel-related costs like annual fees, cash advance, and interest charges):

Verified: 3/3/2023

All told, these costs can lead to an unnecessarily pricey trip abroad. Let's break them down with a typical example:

Point of Sales Transactions

Suppose, for example, you're on holiday in Paris and decide to spend €100 on a boutique fashion item you like. You pay with your Bank of Scotland credit card. The first thing that happens behind the scenes will be the conversion of your pounds into euros. Fortunately, this occurs at the MasterCard exchange rate (which is generally within a few points of a percent of the actual mid-market exchange rate) without Bank of Scotland charging its own exchange rate on top of that. This means you won't pay much for exchanging currency, and you'd be paying 87.75 (at MasterCard's rate) instead of £87.91 (at the mid-market rate) on the final statement at the time of writing. Not a big deal, right?

However, it doesn't end there. Next, Bank of Scotland will hit you with a 0.0275 foreign exchange fee. This fee is rather high and leaves the final cost on your bank statement at £90.49 (approximately 0.0293 higher than a fair exchange). This may not sound like a lot, but consider that you'll be hit with this fee every time you tap your credit card, so it all stacks up quite quickly.

Cash Withdrawals

The costs are even more profound when using your Bank of Scotland credit card to withdraw cash. Sticking with our example, suppose you next wanted to withdraw €1,000 to get you through a few more days of Parisian spending. Here, you would again pay the MasterCard exchange rate plus the 0.0275 foreign exchange fee (this time amounting to £24.17). On top of this, you'd then pay an additional 0.0275 on the remaining amount (or £24.84 in this case).

After factoring in all these fees combined, the conversion on your bank statement would be a whopping £928.08 (that's 0.0573 or £50.28 higher than a fair exchange).

Better Alternatives

Fortunately, there are much more affordable ways to spend your pounds while travelling to Paris or anywhere else in the world. Below, we suggest two world-class UK-based alternatives for you to consider depending on your individual needs and preferences:

Wise: Best for Tapping Your Card Abroad

Wise's fee-free debit card is an excellent way to spend money while abroad from the UK because it allows you to pay in foreign currencies with no hidden fees and offers competitive exchange rates. It's almost always a far better deal than Bank of Scotland for overseas spending, and you can use it next to your Bank of Scotland current account whenever you leave the UK.

• Trust & Credibility 9.3
• Service & Quality 8.9
• Fees & Exchange Rates 7.6
• Customer Satisfaction 9.6
• Multi-currency balances: Yes (available in 56 currencies)
• Foreign exchange margin: 0%
• Foreign exchange fee: 0.2% - 1%
• ATM withdrawal fee: 0.0175
• Best for: Card payments in a foreign currency

Starling Bank: Best Complete Bank Alternative

Starling Bank is a first-class online bank whose debit MasterCard is an excellent way to spend money abroad because it offers no fees whatsoever on any foreign currency spending. It also provides an excellent current account which we've ranked as the best online bank in the UK .

• Service & Quality 8.5
• Fees & Exchange Rates 10
• Customer Satisfaction 9.3
• Multi-currency balances: No
• Foreign exchange: 0%
• ATM withdrawal fee: 0%
• Best for: A complete bank account alternative to Bank of Scotland

FAQ About Bank of Scotland Credit Card Abroad

Yes, you can most certainly use your Bank of Scotland credit card abroad! Being cards issued by Visa or Mastercard and offered by one of the UK's largest banks. Bank of Scotland credit cards are accepted worldwide, and you can use them to make purchases or withdraw cash from ATMs. However, you may be charged a fee for using your card abroad, so it's best to compare your options online before you decide to use your Bank of Scotland credit card on your next holiday.

You can consider using a travel card to avoid fees when using your Bank of Scotland credit card abroad. There are excellent options out there like Wise and Revolut , which charge incredibly competitive fees and exchange rates when travelling abroad, as well as multi-currency balances to help you dodge conversion fees altogether when tapping your card or withdrawing cash.

See Other UK Travel and Money Transfer Topics

Using Other Banks' Credit Cards Abroad

Wondering how other UK bank credit cards stack up against RBS's? Take a look at our list below:

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Monito is trusted by 15+ million users across the globe.

Monito's experts spend hours researching and testing services so that you don't have to.

Our recommendations are always unbiased and independent.

Travel Money

• Clubcard Prices Clubcard Prices

Clubcard Prices are available for all currencies, just enter your Clubcard number on the next page. Full T&Cs below.

• Click & Collect Click & Collect

Collect for free from more than 350 Tesco stores with a Bureau de change.

• Home Delivery Home Delivery

Free delivery on orders worth £500 or more.

Exchange rates may vary during the day and will vary whether buying in store, online or via phone.

Select currency

Error: Please select if you have a Clubcard to continue

Do you have a Tesco Clubcard?

How much would you like?

Error: Please enter an amount between £75 and £2,500

Find a Store to get your Travel Money

With Click & Collect you can order your travel money online and pick it up from selected Tesco stores near you, or you can buy instantly from an in-store travel money bureau.

Enter a postcode or location

Search results

3 easy ways to purchase Travel Money

Click & collect.

• Order online and choose to collect from over 500 Tesco store locations Order online and choose to collect from over 500 Tesco store locations
• Pick a collection day that works for you Pick a collection day that works for you
• Order euro or US Dollars Order Euros or US Dollars before 2pm and you can pick-up from most stores the next day

About Click & Collect

Home delivery

• Order online by 2pm Mon-Thurs for next day delivery (excludes bank and public holidays), to most parts of the UK Order online by 2pm Mon-Thurs for next day delivery (excludes bank and public holidays), to most parts of the UK
• Free delivery for orders of £500 or more Free delivery for orders of £500 or more
• Secure delivery via Royal Mail Special Delivery Secure delivery via Royal Mail Special Delivery

About Home Delivery

Buy in-store

• Buy your foreign currency instantly in our travel money bureaux in selected Tesco stores across the UK Buy your foreign currency instantly in our travel money bureaux in selected Tesco stores across the UK
• Turn unspent travel money back into Pounds with our Buy Back service Turn unspent travel money back into Pounds with our Buy Back service

About Buy Back

Best Travel Money Provider 2023/24

Now in it’s 26th year and voted for by the public, the Personal Finance Awards celebrate the best business and products in the UK personal finance market. We’re delighted that you voted us as Best Travel Money Provider 2023/24.

Additional Information

Ordering and collection.

You can pick a collection date when you're ordering your money. Order before 2pm and you can pick up Euros and US Dollars from most Tesco Travel Money bureaux the next day. Other currencies can take up to five days. Alternatively, you can order any currency for next weekday delivery to most of the selected customer service desks.

Please make sure you collect your money within four days of your chosen date. If you don't, your order will be returned and your purchase will be refunded, minus a £10 administration charge.

Will I be charged if I cancel my order?

Collection fees

Click and collect from stores with a Bureaux de change:

• Free for all orders

For non-bureaux stores with a click and collect function:

• £2.50 for orders of £100.00 - £499.99
• Free for orders of £500 or more

What to bring

For security, travel money will need to be picked up by the person who placed the order.

• a valid photo ID – either a passport, EU ID card, or full UK driving license (we do not accept provisional driving licenses)
• your order reference number
• the card you used to place the order (you’ll also need to know the card’s PIN)

Home Delivery

We can send your travel money directly to you via secure Royal Mail Special Delivery. You can even pick the delivery date that suits you best.

We also offer next-day home delivery on all currencies to most parts of the UK if ordered before 2pm Monday-Thursday.

Check the Royal Mail site to find out if your postcode is eligible for next day delivery

Delivery costs

£4.99 for orders of £100 - £499.99 Free for orders of £500 or more

• You’ll need to make sure there’s someone at home to sign for your delivery.
• Bank holidays and public holidays will affect delivery times.
• We are unable to cancel or amend home delivery orders after they have been placed.

Clubcard Prices

Clubcard Prices are available on the sell rate only for currencies in stock online, on your date of purchase. The Clubcard Price will be better than the standard rate advertised online on the date of purchase. When purchasing online you must enter a valid Clubcard number to obtain the Clubcard Price rate. Exchange rates may vary whether buying in store, online or by phone.

Clubcard Prices apply to foreign currency notes in stock on your date of online purchase. Due to constant market and currency fluctuations, rates on the date of purchase cannot be compared to another day’s rates. The actual rate you receive may vary depending on market fluctuations. Clubcard data is captured by Travelex on behalf of Tesco Bank.

Check out the Tesco Bank privacy policy to find out more.

Buying foreign currency using a credit or debit card

No matter how you purchase your travel money, whether it be in store, online or over the phone, you will not be charged any card handling fee by us. However, regardless of your card type, your card provider may apply fees, e.g. cash advance fees or other fees, so please check with them before you purchase your travel money.

Click & Collect cancellations

You can cancel a Click & Collect order any time prior to collection. We'll refund you with the full Sterling amount that you paid for your order, unless you cancel less than 24 hours before your collection date, in which case we'll charge a £10 late cancellation fee.

We are unable to refund any fees charged by your card issuer, so please contact them if you have any further queries.

When you get home, we'll buy your travel money back

Let us turn your unspent holiday money into Pounds. It couldn't be simpler.

Just pop into one of our in-store Travel Money Bureaux when you get home. We buy back all the currencies we sell in most banknote values and also the Multi-currency Cash Passport™. Buy back rates may vary during the day.

It doesn't matter where you bought your travel money, even if it wasn't from a Tesco Travel Money Bureau, we'll still buy it back.

More about currency buy back

How our Price Match works

If you find a better exchange rate advertised by another provider within three miles of your chosen Tesco Travel Money Bureau, on the same day, we'll match it.

Price Match only applies in store on a like-for-like basis on sell transactions and does not apply to any exchange rate advertised online or by phone. This is not available in conjunction with any other offer. We reserve the right to verify the rate you have found and the three mile distance (using an appropriate route planning tool).

See full terms and conditions below.

Tesco Travel Money is provided by Travelex

Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered No. 04621879. Tesco Travel Money ordered online or by telephone is provided by Travelex Currency Services Limited. Registered No. 03797356. Registered Office for both companies: Worldwide House, Thorpewood, Peterborough, PE3 6SB.

Multi-currency Cash Passport is issued by PrePay Technologies Limited pursuant to license by Mastercard® International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

How much travel money will I need?

Whether it’s a burger in Brisbane or a taxi in Toronto, get a feel for how far your travel money might go with our foreign currency guides. We’ll help you manage your travel budget like a pro.

Bucket list travel on a budget: Expert tips for airfare, loyalty programs, credit card perks and more

Nicky Kelvin from The Points Guy dives into ways to save this summer.

Many travelers have their sights set on summer getaways , but with everything from baggage fees to fuel costs impacting the price of a ticket, "Good Morning America" is asking travel experts to share tips for booking bucket list destinations on a budget and finding savings along the way.

Travel expert Nicky Kelvin, senior director of content for The Points Guy, offered his tips for affordable travel techniques.

Where to find the best flight deals

Kelvin encourages travelers to utilize Google Flights and other free price-tracking tools to compare fare prices and snag the best deal.

He also suggests using both the calendar and map features within Google Flights to see which airports, dates and destinations how the lowest fare.

From the Google Flights homepage on a computer, click "explore destinations" and select a departure city without adding a destination. Then zoom out on the map to see the best prices for destinations all over the world.

Get the most out of free travel loyalty programs

Travelers should be earning points for anything and everything that they are buying or booking from airline and hotels to car rentals, Kelvin said.

In addition to the points that can can help travelers earn free flights and hotel stays, Kelvin said to look for extra perks just for joining.

Hyatt rewards, for example, offers all guests free breakfast.

For Thrifty Car Rental and Dollar Car Rental, he said you can add your spouse or domestic partner as an additional driver for free.

Loyalty programs are great for airlines too. JetBlue, for example, allows enrolled customers -- even if they don't have enough points for a flight -- to use points for discounts. Plus, with any airline, as you accumulate points to earn status, you can get free seating upgrades.

Travel credit cards with cash back perks

Along with earning points, travel credit cards give you protection for your trip like insurance to help with lost or damaged baggage and trip cancellation protection

Chase debuts new airport lounge: Gourmet menus, sleek interiors, free facials redefine hospitality for airport travel

As for credit cards, The Points Guy team suggests the Capital One Venture Rewards credit card as an all-around pick -- you get 75,000 miles after meeting your minimum spend in the first three months. Which Kelvin said is a value of over $1,300.

If you're looking to earn the most miles, he said look to the Chase Sapphire Preferred Card.

"You'll earn the most points on all your purchases with this one," he said.

Finally, if you want a credit card with no fee, Kelvin suggested the Bilt Mastercard, which he said is particularly great for renters because you can earn points on what's likely someone's biggest expense.

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Save money on international phone plans for summer trips.

If someone's trip is taking them out of the country, using a cell phone internationally can cost $10 to 15 per day. For a family of four, that's more than $400 for a week.

If your phones support eSIM, Kelvin suggested purchasing a data plan for your destination through an app such as Airalo, Truphone or GigSky.

For example, one of Airalo's global SIM plans costs $9 for one week, which could save a family close to $350 dollars, depending on their existing international coverage.

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