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Brunei Darussalam

Latest update.

Exercise normal safety precautions in Brunei.

Brunei Darussalam (PDF 679.95 KB)

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Local emergency contacts

Fire and rescue services, medical emergencies.

Call 993 or contact local police.

Advice levels

Exercise normal safety precautions in Brunei.

• Serious crime is rare in Brunei. Petty crime such as theft and burglary does occur. Keep your valuables secure. Lock your accommodation, even when you're inside.
• Heavy rain, thunderstorms, and lightning strikes are common throughout the year. Incidents of objects and people being struck by lightning have occurred.
• Weather conditions can change quickly and leave you stranded or injured, especially at sea or in a remote area. If you're sailing, hiking, or in a remote area, be prepared and take all the necessary precautions that qualified personnel and local authorities recommend.  
• Crocodiles are common in Brunei, and crocodile attacks have occurred along the rivers. Use caution when around water sources and follow the advice of local authorities. 
• Stray dogs are common. Don't approach or touch dogs and be mindful of dogs when walking or exercising. Although there have been no official rabies cases in Brunei recently, cases have been reported recently in Malaysia close to the border with Brunei. See a doctor immediately if an animal scratches or bites you.

Full travel advice:  Safety

• Insect-borne diseases occur. Make sure your accommodation is insect-proof. Use insect repellent. Get vaccinated before you travel.
• HIV/AIDS is a risk. Take precautions if you engage in high-risk activities.
• Foodborne, waterborne and other infectious diseases include hepatitis, hand, foot and mouth disease (HFMD) and tuberculosis. Avoid raw and undercooked foods.
• Local authorities may issue Red Tide warnings when red algae reach dangerous levels. These include warnings about swimming in certain areas or eating certain types of seafood. Check local media for Red Tide alerts.

Full travel advice:  Health

• Brunei's Infectious Disease Act includes penalties for various offences relating to controlling and preventing COVID-19. You must wear a mask when entering a hospital or medical clinic or attending an event where the organiser has directed participants to wear masks.
• Brunei is a Muslim country and has strict religious laws. These include laws around fasting during Ramadan, preaching without government permission, and Muslim religious observance. Know and follow these laws.
• Brunei's Sharia (Syariah) Penal Code took full effect in April 2019. It applies to everyone, including foreigners and non-Muslims. Some crimes, including blasphemy, sodomy and adultery, attract the death penalty under sharia law. Understand the law before you travel.
• Selling alcohol and consuming alcohol in public is against the law. Smoking is illegal in most public places. It's also illegal to import alcohol and tobacco products above legal limits. If you import alcohol, keep the paperwork to prove it's legal. Check with the  Brunei Customs and Excise Department  before bringing alcohol or tobacco into Brunei.
• Don't use or carry illegal drugs. Some drug offences have mandatory death penalty sentences. Other penalties include long prison sentences or physical punishment.

Full travel advice:  Local laws

• To enter Brunei, you'll need a visa. In some cases you may be able to obtain and pay for a visa on arrival. Entry and exit conditions can change at short notice. You should contact the nearest high commission or consulate of Brunei for the latest details.
• You're required to complete an E-Arrival Card online before arriving in and departing Brunei. This includes air, land and sea routes. If you're transiting, you will not be required to complete an E-Arrival Card. 
• You no longer require COVID-19 insurance to enter Brunei, but this is strongly encouraged.

Full travel advice:  Travel

Local contacts

• The  Consular Services Charter  details what the Australian Government can and can't do to help you overseas.
• For consular help, contact the  Australian High Commission in Bandar Seri Begawan .
• To stay up to date with local information, follow the High Commission's social media accounts.

Full travel advice:  Local contacts

Full advice

Serious crime is rare.

Travellers are occasionally the victims of petty crime, such as theft, burglary, and vehicle break-ins.

To protect yourself from crime:

• leave valuables in a secure location
• watch your personal belongings
• always lock doors and windows at your accommodation

Cyber security

You may be at risk of cyber-based threats during overseas travel to any country. Digital identity theft is a growing concern. Your devices and personal data can be compromised, especially if you're connecting to Wi-Fi, using or connecting to shared or public computers, or to Bluetooth. 

Social media can also be risky in destinations where there are social or political tensions or laws that may seem unreasonable by Australian standards. Travellers have been arrested for things they have said on social media. Don't comment on local or political events on your social media. 

More information:  

• Cyber security when travelling overseas  

Civil unrest and political tension

Demonstrations and protests.

Civil unrest is rare.

Public protests and events that draw large groups of people can turn violent.

To protect yourself from possible violence:

• avoid protests and demonstrations
• follow the advice of local authorities

More information:

• Demonstrations and civil unrest

Terrorism is a threat worldwide.

Climate and natural disasters

Brunei experiences heavy rain, thunderstorms, and lightning strikes throughout the year. Incidents of objects and people being struck by lightning have occurred.

The wet seasons are September to January and May to July. Flooding and mudslides are common during these times.

Severe weather  can affect essential services, such as power.

If a  natural disaster  occurs:

• secure your passport in a safe, waterproof location
• monitor local media and other sources such as the  Global Disaster Alert and Coordination System
• keep in contact with friends and family

Wildlife and outdoor activities

Brunei is home to saltwater crocodiles. They live along the Brunei River and beaches. People fishing on the riverbank have been attacked and killed by crocodiles.

There are venomous snakes in Brunei. Keep your distance if you encounter a snake outdoors. If a snake is found indoors or in a confined space, call Fire and Rescue Services on 995, who also capture and remove crocodiles.  

Stray dogs are common. Don't approach or touch dogs. Be mindful of dogs when walking or exercising.

Although there have been no official rabies cases in Brunei recently, cases have been reported recently in Malaysia close to the border with Brunei. Rabies is fatal if you don't get vaccinated or don't get medical treatment quickly. See a doctor immediately if a dog, monkey or other animal scratches or bites you.  

Outdoors Activities

Trekking in the jungle and parks can range from beginner-level to more advanced options. Trekkers have been known to go missing. Inform family and friends before your trek and take a phone and sufficient supplies. 

Avoid swimming in rivers, wear a life vest when on boats and adhere to local advice when near a water source, as crocodiles in Brunei have been known to attack people. 

Local beach rescue services may not be of the same standard as in Australia.

Travel insurance

Get comprehensive  travel insurance  before you leave. 

Your policy needs to cover all overseas medical costs, including medical evacuation. The Australian Government won’t pay for these costs.

If you can't afford travel insurance, you can't afford to travel. This applies to everyone, no matter how healthy and fit you are.

If you're not insured, you may have to pay many thousands of dollars up-front for medical care.

• what activities and care your policy covers
• that your insurance covers you for the whole time you’ll be away

Physical and mental health

Consider your physical and mental health before you travel, especially if you have an existing medical condition. 

See your doctor or travel clinic to:

• have a basic health check-up
• ask if your travel plans may affect your health
• plan any vaccinations you need

Do this at least 8 weeks before you leave.

If you have immediate concerns for your welfare, or the welfare of another Australian, call the 24-hour Consular Emergency Centre on +61 2 6261 3305 or contact your  nearest Australian Embassy, High Commission or Consulate  to discuss counselling hotlines and services available in your location.

• General health advice
• Healthy holiday tips  (Healthdirect Australia)

Medications

Not all medication available over the counter or by prescription in Australia is available in other countries. Some may even be considered illegal or a controlled substance, even if prescribed by an Australian doctor.

If you plan to bring medication, check if it's legal in Brunei. Take enough legal medication for your trip.

Carry a copy of your prescription and a letter from your doctor stating:

• what the medication is
• the required dosage
• that it's for personal use

Health risks

Insect-borne diseases.

Insect-borne diseases occur, including:

• Japanese encephalitis

To protect yourself from disease:

• make sure your accommodation is insect-proof
• use insect repellent
• wear long, loose, light-coloured clothing

We recommend you get vaccinated against Japanese encephalitis if you travel to rural areas. Seek medical advice if you have a fever, muscle pain, rash or severe headache.

HIV/AIDS  is a risk in Brunei. 

Take precautions if you engage in activities that expose you to the risk of infection.

Other health risks

Waterborne, foodborne and other infectious diseases are common, including:

• hand, foot and mouth disease (HFMD)
• tuberculosis

Severe outbreaks sometimes occur.

Avoid raw and undercooked food, such as salads.

Seek medical advice if you have a fever or diarrhoea.

• Infectious diseases

Red algae sometimes reaches dangerous levels in coastal waters. Local authorities may issue red tide warnings about:

• swimming in certain areas
• eating certain types of seafood

Local authorities print warnings about red algae in local newspapers, including in English-language publications.

If there's a red tide alert, follow local warnings. This algal bloom can cause paralytic shellfish poisoning. Avoid shellfish and seafood because they may be affected.

Medical care

Medical facilities.

Medical facilities in Brunei's public hospitals are of reasonable quality.

Private hospital facilities are of a high standard.

If you have severe symptoms of COVID-19 you may be treated at a dedicated COVID-19 hospital.

If you become seriously ill or injured, you may need to be moved to Australia or Singapore. Medical evacuation can be very expensive.

You're subject to all local laws and penalties, including those that may appear harsh by Australian standards. Research local laws before travelling.

If you're arrested or jailed, the Australian Government will do what it can to help you under our  Consular Services Charter . But we can't get you out of trouble or out of jail.

In Brunei, it's illegal to:

• eat, drink or smoke in public places between sunrise and sunset during  Ramadan
• persuade a Muslim to neglect their religious duties
• preach religions other than Islam, or preach Islam without permission from the government
• fail to attend Friday prayers if you are an adult male Muslim
• teach Islamic doctrine outside your own home or to anyone outside your household, without permission

It's also illegal to:

• conduct same-sex sexual activity
• possess pornographic material
• carry firearms or related items, including ammunition and empty cartridge shells
• sell alcohol
• import alcohol or tobacco products above legal limits

If you import alcohol, keep documents to prove you did so legally.

• Advice for LGBTI people
• Royal Customs and Excise Department

It's illegal to smoke in:

• government buildings
• recreational and educational centres
• public transport
• restaurants
• other specified public places

Photography

It's illegal to photograph:

• government or military infrastructure or equipment
• places used by security forces
• communications infrastructure
• civil infrastructure
• any other prohibited places or areas in the vicinity of such places

Brunei’s Sharia (Syariah) Penal Code came fully into effect from April 2019.

Sharia law applies to:

• Muslims and
• non-Muslims

whether resident Bruneians or foreigners. It applies even when transiting on Brunei-registered aircraft and vessels.

Non-Muslims may be arrested for being in close proximity with a Muslim of the opposite sex under the Sharia Penal Code – an offence known as khalwat .

Common law and courts will continue to operate in parallel with the Sharia Penal Code and courts.

Serious crimes can attract:

• the death penalty
• physical punishment
• imprisonment

Crimes that attract the death penalty include:

• Syariah Penal Code (Brunei Attorney-General's Chambers)

Some drug offences carry a mandatory death penalty. Other penalties include long prison sentences and physical punishment.

• Carrying or using drugs

Australian laws

Some Australian criminal laws still apply when you’re overseas. If you break these laws, you may face prosecution in Australia.

• Staying within the law and respecting customs

Dual citizenship

Brunei doesn't recognise  dual nationality .

Australians entering with a Bruneian passport will be treated as Bruneian by local authorities.

Enter on an Australian passport to ensure access to Australian consular services.

Local customs

Dress and behaviour standards are conservative. Take care not to offend.

If in doubt, seek local advice.

Be cautious when making comments about local issues, particularly those relating to the royal family. You could cause offence or even attract legal consequences.

The Islamic holy month of Ramadan is observed in Brunei. Respect religious and cultural customs and laws at this time.

During Ramadan, eating, drinking and smoking may be illegal in public during the day. If you're not fasting, avoid these activities around people who are. Seek local advice to avoid offence.

Explore our Ramadan page to learn more, including dates for Ramadan.

Visas and border measures

Every country or territory decides who can enter or leave through its borders. For specific information about the evidence you'll need to enter a foreign destination, check with the nearest embassy, consulate or immigration department of the destination you're entering. 

You need a visa to travel to Brunei. Visas and other entry and exit conditions can change at short notice. Contact the nearest Brunei High Commission or Brunei Ministry of Foreign Affairs for details about visas, currency, customs, and quarantine rules.

Immigration regulations are strictly enforced and overstaying can attract physical punishments.

Check the entry stamp in your passport to confirm how long you can stay.

Monitor your immigration status and visa expiry date.

• Brunei Department of Immigration and National Registration
• Ministry of Foreign Affairs

Border measures

You must have the following before boarding your flight:

• a valid air ticket
• a valid visa (for visa-required passport holders).
• a completed E-Arrival Card

You're required to complete an E-Arrival Card online before arriving in and departing Brunei. This includes air, land and sea routes. Transit passengers who do not pass through Brunei's immigration control posts will not be required to complete an E-Arrival Card. Refer to Brunei's  Immigration and National Registration System Portal  for more information.

Children under 18 do not need to be fully vaccinated to enter or transit through Brunei.

Other formalities

If you wish to cross Brunei's land or sea borders, you must apply online through the  Exit and Entry System (EES) . There is a service fee of $BND 3.00.

Some countries won’t let you enter unless your passport is valid for 6 months after you plan to leave that country. This can apply even if you’re just transiting or stopping over.

Some foreign governments and airlines apply the rule inconsistently. Travellers can receive conflicting advice from different sources.

You can end up stranded if your passport is not valid for more than 6 months.

The Australian Government does not set these rules. Check your passport’s expiry date before you travel. If you’re not sure it’ll be valid for long enough, consider getting  a new passport .

Check that your passport has at least 6 blank pages back-to-back, as recommended by Brunei authorities.

Lost or stolen passport

Your passport is a valuable document. It's attractive to people who may try to use your identity to commit crimes.

Some people may try to trick you into giving them your passport. Always keep it in a safe place.

If your passport is lost or stolen, tell the Australian Government as soon as possible:

• In Australia, contact  the Australian Passport Information Service .
• If you’re overseas, contact the nearest  Australian Embassy, High Commission or Consulate .

Passport with 'X' gender identifier 

Although Australian passports comply with international standards for sex and gender, we can't guarantee that a passport showing 'X' in the sex field will be accepted for entry or transit by another country. Contact the nearest  embassy, high commission or consulate of your destination  before you arrive at the border to confirm if authorities will accept passports with 'X' gender markers. 

• LGBTI travellers  

The local currency is the Brunei Dollar ($BND). You can also use Singapore dollars ($SGD). They have the same value as the BND.

You can use credit cards in some places.

Australian dollars can be changed at banks, hotels and authorised exchange bureaus.

Local travel

If you plan to visit Malaysia, including Sabah or Sarawak, read our  travel advice for Malaysia .

If you plan to visit Kalimantan, read our  travel advice for Indonesia .

Driving permit

To drive in Brunei for up to 1 year, you need both:

• an Australian driver's licence
• a valid international driving permit (IDP)

Driving without an IDP could void your travel and vehicle insurance.

You should get a local driver’s licence if you need to drive for longer than 1 year.

Road travel

Driving can be dangerous. It's common for drivers to:

• drive through red lights
• exceed the speed limit
• not use seatbelts
• drive without a licence or insurance

If you plan to drive:

• check that your insurance policy covers driving
• get to know the local traffic laws and practices
• drive legally
• avoid 'road rage'
• don't react to other drivers

If you're involved in a road accident as a driver, don't leave the scene or move your vehicle until the police have arrived.

There are limits on the sale of diesel and petrol for vehicles not registered in Brunei.

• Driving or riding

Motorcycles

Check whether your insurance policy covers you when using a motorbike, quad bike or similar vehicle.

Always wear a helmet.

Only use registered taxis and authorised limousines. You can arrange them:

• through your hotel
• at the Brunei International Airport
• through DART Taxi online

Public transport

A very limited public bus service operates throughout Brunei.  For the main Brunei-Muara and Kuala Belait districts the services operate between 6am and 8pm.

The bus service is often unreliable.

• Transport and getting around safely

International cruise lines stop over in Brunei.

• Going on a cruise

DFAT doesn't provide information on the safety of individual commercial airlines or flight paths.

Check  Brunei's air safety profile  with the Aviation Safety Network.

Emergencies

Depending on what you need, contact your:

• family and friends
• travel agent
• insurance provider

Always get a police report when reporting a crime.

Your insurer should have a 24-hour emergency number.

Consular contacts

Read the  Consular Services Charter  for what the Australian Government can and can't do to help you overseas.

For consular assistance, contact the Australian High Commission in Bandar Seri Begawan.

Australian High Commission, Bandar Seri Begawan

Level 6, Dar Takaful IBB Utama building Jalan Pemancha Bandar Seri Begawan BS 8711 Brunei Darussalam Phone: (+673) 222 9435 Fax: (+673) 222 1652 Email:  [email protected] Website:  bruneidarussalam.embassy.gov.au Facebook:  Australia in Brunei Darussalam

Twitter:  @AusHCBrunei  

Check the Australian High Commission website for details about opening hours and any temporary closures.

24-hour Consular Emergency Centre

In a consular emergency, if you can’t contact an embassy, call the 24-hour Consular Emergency Centre on:

• +61 2 6261 3305 from overseas
• 1300 555 135 in Australia

Travelling to Brunei Darussalam?

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• Passports, travel and living abroad
• Travel abroad
• Foreign travel advice

Warnings and insurance

The Foreign, Commonwealth & Development Office ( FCDO ) provides advice about risks of travel to help British nationals make informed decisions. Find out more about FCDO travel advice . 

Before you travel 

No travel can be guaranteed safe. Read all the advice in this guide as well as support for British nationals abroad which includes: 

• advice on preparing for travel abroad and reducing risks 
• information for women, LGBT+ and disabled travellers 

Follow and contact FCDO travel on Twitter , Facebook and Instagram . You can also sign up to get email notifications when this advice is updated.

Travel insurance 

If you choose to travel, research your destinations and get appropriate travel insurance . Insurance should cover your itinerary, planned activities and expenses in an emergency.

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Articles Travel Requirements - Brunei

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05/12/2022 • FAQs

Information.

Important Reminder   :   This page serves as your guidance

AirAsia adheres to the highest standards of safety at all times. The list of travel requirements info stated here are a compilation of summarised regulations in the countries/destinations where our flights are operating. As the travel requirements worldwide continue to change from time to time, there are times when the information stated below might not be up-to-date and may be obsolete at the time you are viewing it. Therefore, for more reliable, latest, and verified information in your destinations, we strongly encourage all travelling guests to also check the travel restrictions with the respective government of your destination and arrival  country / state directly prior travelling with us. Reference: Ministry of Health, Brunei

  For Travellers entering Brunei, kindly take note of the following:

Effective 15 September 2022,  travellers can enter Brunei regardless of their vaccination status.

Travellers are no longer required to fill out the Arrival Declaration Form.

Travellers are not required to obtain the Entry Travel Pass (ETP).

Starting 1 December 2022, travellers are no longer required to obtain travel medical insurance with COVID-19 coverage.

Travellers are no longer required to undergo post-arrival COVID-19 tests.

Visa Requirements Travellers without a valid visa to enter Brunei will be denied entry. You may contact your local embassy or consulate for more information on which visas, if any, may be applicable to you.  Face Mask Policy Passengers are not permitted to use the type of mask that is fitted with exhalation / breathing valves. This is in line with CDC, WHO and CAAC 6th Edition Safety Recommendations on Prevention and Control Measures During Flight. Please see our FAQ page on  Prohibition of Mask with Exhalation/Breathing Valves Onboard  for further information. Refer here  for the usage of face masks on AirAsia flights.  

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Best COVID-19 Travel Insurance in May 2024

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Table of Contents

Factors we considered when picking travel insurance that covers COVID

An overview of the best travel insurance for covid , top travel insurance for covid options , additional resources for covid-19 travel insurance shoppers.

No matter how well you prepare, travel plans don’t always go as expected. Some travelers buy travel insurance to protect their investment in prepaid travel costs. Amid the ongoing pandemic, exploring travel insurance with COVID-19 coverage is recommended. With the right policy, you can protect yourself if you need to cancel your trip or end it early due to illness. Many insurers offer travel insurance policies with this kind of coverage. 

This is the shortlist of the best travel insurance for COVID options: 

Berkshire Hathaway Travel Protection . 

John Hancock Insurance Agency, Inc.  

Seven Corners . 

Travelex Insurance Services . 

Travel Insured International . 

WorldTrips . 

We used the following factors to choose insurance providers to highlight in our best travel insurance for COVID list: 

Range of coverage: We looked at how many plans each company offered with COVID-19 coverage, plus the range of available plans. 

Depth of coverage: We compared the maximum caps for trip cancellation and trip interruption claims between carriers and plans.

Medical benefits: We examined whether plans included emergency medical benefits for COVID-19 reasons and whether plans included medical evacuation and repatriation benefits. 

Cost: We determined an average cost for shoppers to benchmark plan prices by looking at the basic coverage costs for plans with COVID-19 benefits across multiple companies.

We looked at quotes from various companies for a six-night trip in May 2023 to Croatia. The traveler was 30 years old, from Texas and planned to spend $1,500 on the trip, including airfare.

On average, the price of each company’s most basic coverage plan with COVID-19 coverage was $47.22. The prices listed below are for the most basic COVID-19 travel insurance coverage. All insurers offer multiple COVID-19 policies with greater coverage coming at a higher cost. 

Let's take a closer look at our eight recommendations for travel insurance with COVID coverage: 

Berkshire Hathaway Travel Protection

What makes Berkshire Hathaway Travel Protection great:

Several plans allow policyholders to cancel for COVID-19 sickness as part of trip cancellation and trip interruption insurance benefits. 

Several plans include COVID-19 medical coverage benefits.

Medical evacuation benefits are included in these plans. 

Plans include limited sports and activities coverage and sports equipment loss benefits. 

Basic Berkshire Hathaway Travel Protection will run you $50 for an ExactCare Value policy, the company’s most basic COVID-19 travel insurance coverage option.

What makes IMG great:

Many plans include COVID-19 cancellation benefits.

Most of these plans also include COVID-19 medical benefits (the Travel Essentials plan doesn’t include this). 

Medical evacuation coverage is available on select plans. 

Coverage for adventure travel is available for an extra cost. 

IMG is a good option for the budget-minded: Its Travel Essential plans cost more than $10 less than average based on our comparison. 

John Hancock Insurance Agency, Inc. 

What makes John Hancock Insurance Agency great:

Multiple plans offer COVID-19 cancellation benefits as part of the included trip interruption and trip cancellation coverage. 

These plans offer COVID-19 medical benefits.

Medical evacuation coverage is included in all COVID-19 coverage plans. 

The John Hancock Insurance Agency, Inc. basic plan (Bronze) costs $56. 

Seven Corners

What makes Seven Corners great:

Multiple plans offer COVID-19 cancellation benefits as part of the included trip interruption and trip cancelation coverage. 

These plans include COVID-19 medical benefits and evacuation and repatriation benefits.

There is no medical deductible. 

Seven Corners’ basic coverage plan (RoundTrip Basic) for our trip to Croatia costs $44.

Travelex Insurance Services

What makes Travelex Insurance Services great:

Multiple plans include Covid-19 sickness coverage, which reimburses prepaid and nonrefundable trip payments if a trip is canceled or interrupted due to a traveler contracting the virus.

These plans also include COVID-19 medical benefits.

Medical evacuation and repatriation benefits are included. 

Basic coverage (Travel Basic) from Travelex Insurance Services costs $44 for our sample trip, which is slightly cheaper than average. 

Travel Insured International

What makes Travel Insured International great:

Multiple plans cover COVID-19 cancellation benefits as part of the included trip interruption and trip cancelation coverage. 

These plans also include COVID-19 medical benefits, including medical evacuation. 

Limited sports and activities coverage is included in plans with COVID-19 coverage. 

Travel Insured International's basic coverage (Worldwide Trip Protector Edge) begins at $55 — only a few dollars more than the average basic policy price. 

What makes Tin Leg great:

A wide range of plans offer COVID-19 cancellation benefits as part of the included trip interruption and trip cancelation coverage. 

All of these plans also include COVID-19 medical benefits. 

All of these include medical evacuation benefits. 

An adventure travel policy is available. 

Another plus: Tin Leg’s basic coverage plan (Basic) for our trip to Croatia costs $48.85 — making it right around the average price for the policies we covered. 

WorldTrips 

What makes WorldTrips great:

Several plans include medical coverage for COVID-19. 

Sports and activities and sports equipment loss are included. 

Coverage can be extended for up to thirty days, including for medical quarantine purposes. 

WorldTrips’ most affordable plan with COVID-19 coverage (Atlas Journey Economy) starts at $44, making it a low-cost option. 

Do you want to learn more about travel insurance before you spend money on a policy? Take a look at these resources: 

What is travel insurance?  

What does travel insurance cover? 

The best travel insurance companies 

How to find the right travel insurance for you

10 credit cards that provide travel insurance

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Best International Travel Insurance for May 2024

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The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Our top picks for the best international travel insurance

• Best overall: Allianz Travel Insurance
• Best for exotic travel: World Nomads Travel Insurance
• Best for trip interruption coverage: C&F Travel Insured
• Best for families: Travelex Travel Insurance
• Best for long-term travel: Seven Corners Travel Insurance

How we rate the best international travel insurance »

Compare the top international travel insurance

As a general rule, the most important coverage to have in a foreign country is travel medical insurance , as most US health insurance policies don't cover you while you're abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you. You'll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you're traveling for an extended period of time, you'll want to ensure that your policy is extendable. 

Here are our picks for the best travel insurance companies for international travel.

Best overall: Allianz

Allianz Travel Insurance  offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs. 

The icing on the cake is Allyz TravelSmart, Allainz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz Travel Insurance review here.

Best for exotic trips: World Nomads

World Nomads Travel Insurance  offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage. 

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away. 

Read our World Nomads Travel Insurance review here.

Best for trip interruption: C&F Travel Insured

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely. 

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our C&F Travel Insured review here.

Best for family coverage: Travelex

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses. 

Read our Travelex Travel Insurance review here.

Best for long trips: Seven Corners

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million. 

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication. 

Read our Seven Corners Travel Insurance review here.

How to find the right international travel insurance company 

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip. 

Determine your needs 

• Consider the nature of your travel (leisure, business, or adventure) and the associated risks (medical emergencies, trip cancellations, etc.).
• Determine your budget and the amount of coverage you require. 
• Consider the duration of your trip and the countries you'll be visiting, as some policies won't cover specific destinations. 

Research the reputation of the company 

• Look for the company's reviews and ratings from reputable sources like consumer advocacy groups and independent website reviews. 
• Check the provider's financial stability and credit ratings to ensure it can pay out claims reliably. 
• Investigate the company's claims process to ensure it can provide timely support if you need to file a claim.

Compare prices

• Get quotes from multiple providers to compare rates and coverage options.
• See if the company provides discounts or special offers to lower your cost. 
• Look at the deductible or any out-of-pocket expenses you may have to pay if you file a claim to determine if you can afford it. 

Understanding international travel insurance coverage options 

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply. 

Finding the best price for international travel insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

How we reviewed international travel insurance companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including: 

• Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages. 
• Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available. 
• Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
• Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently. 
• Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness. 

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies. 

International travel insurance FAQs

Which company has the best international travel insurance.

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard. 

Are there any limitations or exclusions international travelers should be aware of?

You should pay attention to any limitations regarding covered cancellations, pre-existing conditions, and adventure activities. For example, if you're worried you may have to cancel a trip for work reasons, ensure that you've worked at your company long enough to qualify for cancellation coverage, as that is a condition with some insurers. You should also see if your destination has any travel advisories, as that can affect your policy. 

What insurance do you need for international travel?

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Should you get travel insurance for international travel?

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

How far in advance should international travelers purchase travel insurance?

You should purchase travel insurance as soon as possible after making payment on your trip. This makes you eligible for add-ons like coverage for pre-existing conditions and CFAR. It also mitigates the chance of any losses in the days leading up to your trip. 

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The journalists on the editorial team at Forbes Advisor Australia base their research and opinions on objective, independent information-gathering.

When covering investment and personal finance stories, we aim to inform our readers rather than recommend specific financial product or asset classes. While we may highlight certain positives of a financial product or asset class, there is no guarantee that readers will benefit from the product or investment approach and may, in fact, make a loss if they acquire the product or adopt the approach.

To the extent any recommendations or statements of opinion or fact made in a story may constitute financial advice, they constitute general information and not personal financial advice in any form. As such, any recommendations or statements do not take into account the financial circumstances, investment objectives, tax implications, or any specific requirements of readers.

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Travel Insurance For Vietnam: Everything You Need To Know

Updated: Apr 26, 2024, 11:14am

Table of Contents

Do australians need travel insurance for vietnam, what does travel insurance for vietnam cover, frequently asked questions (faqs).

Vietnam is an increasingly popular travel destination for Australians, with the country even hoping to encourage more Aussies to visit by potentially waiving visa requirements in due time.

The Southeast Asian country is set to be high on the list for Aussies going overseas in 2024. The number of Australian tourists in Vietnam now exceeds pre-pandemic levels: more than 317,000 Australians visited Vietnam in 2019 , while there were 390,000 Aussie visitors in 2023.

Plus, as more and more flights become available, such as low-cost carrier Vietjet Air launching a direct service between Hanoi and Melbourne earlier this year, getting to Vietnam is becoming easier for Australians.

If the direct flights, fascinating history, vast scenery and delicious food aren’t enough to convince Australian travellers, the cost may be. Vietnam is considered one of the cheapest travel destinations in the world for Australian tourists due to our strong conversion rate against the Vietnamese Dong and the nation’s low cost of living in comparison to our own.

And while cheap thrills may be what you’re after on your vacation, it’s important not to skimp on the necessities that may cost that little bit extra—such as travel insurance. This guide outlines what you need to know regarding travel insurance in Vietnam.

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$2,500 with option to increase to unlimited

Investing in travel insurance is a good idea for any overseas trip. Travel insurance policies can help protect you from having to dive deep into your pockets, with many offering unlimited medical treatment while abroad and cancellation cover for your trip should the unexpected occur.

Travel insurance is not just handy for medical purposes or travel changes, either. Your personal items can be covered, should any baggage go missing or an important item be stolen—which, unfortunately, often occurs in Vietnam.

Smarttraveller warns Australians to be alert at all times in Vietnam, considering petty theft–including bag slashing–is common in tourist areas and crowded places, especially during holiday times. Snatch-and-grab theft by thieves on motorcycles is also common, the website states.

Like most international travel insurance policies, you will be able to find basic coverage for your trip to Vietnam, or choose to opt for a more comprehensive, albeit more expensive, policy.

While a basic policy will often cover medical expenses and lost luggage,a comprehensive policy includes a lot more. Most basic policies also likely won’t offer compensation for travel delays, stolen cash, accidental death and more.

Additionally, if you are going on a trip to multiple countries within the year, it may be worth opting for an ‘annual multi trip’ insurance instead—making sure that there are no exclusions to the regions you are wishing to visit.

Visa Requirements For Australians Travelling to Vietnam

You’ll still be allowed to travel to Vietnam if you don’t invest in travel insurance, but you do so at your own risk—and, as stated, it is highly advised to have a travel insurance policy for any overseas trip.

However, what you cannot do is enter Vietnam as an Australian tourist without a tourist visa. While Vietnam will grant Australian citizens visas on arrival, applying for one online is much easier.

A tourist visa costs under $100 AUD; however the exact price depends on your length of stay.

The Vietnamese government may consider waiving visas for Australian citizens, especially since many other SEA countries have done so such as Indonesia and Thailand .

However, at the time of writing, Forbes Advisor Australia has confirmed that Australian citizens must still obtain a visa to visit Vietnam for tourism purposes.

The exact inclusions of your travel insurance will be dependent on your personal policy and the provider.

However, generally speaking, you can expect a travel insurance policy for Vietnam to offer some level of cover for:

• Medical expenses;
• Lost, damaged or stolen luggage;
• Travel cancellations or delays ;
• Personal liability;
• Credit card fraud;
• Covid-19 expenses;

If you are partaking in certain sports and activities, you will need to make sure that you choose a policy that covers them. You’ll also need to make sure that your policy covers any pre-existing medical conditions as well.

Plus, if you are travelling with valuables, you may wish to opt for a policy that lets you increase the protection cover on your items.

Ultimately, you need to consider what your trip consists of, what you will be taking with you, and your physical health to establish what policies would be appropriate for you.

From there, you can compare quotes of different policies and providers to ensure you have the optimal—yet affordable—cover for your trip to Vietnam.

Does Travel Insurance Cover The Ha-Giang Loop?

Considered one of the most scenic motorcycle routes in the world, the Ha-Giang Loop is a popular tourist activity in Vietnam for adventurous travellers. If the Ha-Giang Loop is one of your goals, you’ll need to make sure you have travel insurance that covers motorcycling.

Occasionally a policy may include this as one of their included ‘sports and activities’, but it is more often the case that you will need to purchase an additional ‘adventure pack’ that is either specific to, or includes, motorsports.

Even so, when purchasing an additional pack to cover motorbikes, you need to be cautious of the conditions. For example, some policies will only cover motorcycle riding if the bike you are riding has an engine under a certain size.

Often, coverage will cease and claims won’t be accepted if you haven’t been wearing the correct safety equipment such as boots and a helmet, or have been under the influence of drugs and alcohol.

What Does Travel Insurance Exclude?

Your travel insurance policy may exclude some activities that you wish to partake in, unless you can opt-in to purchase an additional adventure pack as explained above in regards to motorbike riding.

Just like with the inclusions of a policy, the exclusions depend on what type of policy you choose, and what provider you go with.

Commonly, however, you won’t be covered for instances where you:

• Break the law;
• Are under the influence of alcohol or drugs;
• Partake in an excluded activity;
• Receive medical treatment for a pre-existing condition that was not disclosed;
• Travel to a ‘Do Not Travel’ destination as outlined by Smarttraveller.

As always, it is essential to read the product disclosure statement (PDS) of your travel insurance policy carefully to understand what you will and won’t be covered for while overseas.

Do I need a visa to travel to Vietnam?

Yes, as of April 2024, Australian tourists still need a visa to travel to Vietnam. This visa can be obtained on arrival, or purchased online prior to travel. The visa takes approximately three days to process online, and the cost depends on how long you intend to stay in the country.

Does international travel insurance cover Covid-19?

Many comprehensive travel insurance policies now cover Covid-19, including medical conditions related to Covid-19 or trip cancellations due to a Covid-19 diagnosis. However, it is not guaranteed that all policies will. It’s important to check your policy’s PDS carefully to understand what it will and will not cover in regards to Covid-19 for both you and your travelling companions.

Related: Travel Insurance And Covid: Are You Covered?

How much does travel insurance cost for Vietnam?

The cost of your travel insurance for a trip to Vietnam will depend on your age, your health, the activities you wish to partake in, and the length of your stay.

For example, for a 34 year old with no pre-existing medical conditions travelling to Vietnam for two weeks, a policy from some of our top choices for comprehensive travel insurance would cost around $130 (based on quotes from Cover-More , 1Cover , and Fast Cover ).

The prices of these quotes would change depending on a chosen excess, cancellation cover, and any additional coverage options you may choose to purchase such as adventure packs or cruise cover.

Related: How Much Does Travel Insurance Cost?

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Sophie Venz is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously the Associate Editor of SmartCompany, Sophie has worked closely with finance experts and columnists around Australia and internationally.

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IMPORTANT :   Given the rapid rise in travel bans, please first ensure that no travel ban is in place during your dates of travel  PRIOR TO   purchasing a travel insurance policy.  Policies purchased while a known travel ban is in place will have extremely limited insurance coverage, and we highly recommend  NOT  to purchase travel insurance policies when such conditions exist.

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