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Have you got family or friends visiting you in the UAE soon? We can help you cover that with our medical insurance for visit visa.

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Hala - product benefits, here's what you'll love about our hala medical insurance.

Have you got family or friends visiting you in the UAE soon? We can help you cover that.

So what is HALA? 

HALA medical insurance cover is a policy designed for travellers visiting UAE with a valid visit visa. HALA provides protection against medical emergencies and related expenses of up to AED 150,000 that may arise during the period of the visa.

What you get:

• Complete peace of mind when your loved ones land
• Protection against medical expenses up to AED 150,000
• Feel safe that ADNIC has got you covered

medical - our hospital and pharmacy network

Our hospital and pharmacy network

We have over 3000 medical providers in our network spanning across the UAE and beyond.

Hala- Our Promise to you

Our promise to you.

Our multilingual emergency helpline is open 24 hours a day, seven days a week to assist you when you need us.

Rest assured that your family or friends are covered when you collect them from the airport.

Should life throw the unexpected, our policies will keep your loved ones protected.

Our large network gives you quick access to the best medical professionals.

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What people are saying about us, download adt title, asset publisher, home - get in touch, get in touch.

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Travel insurance that meets your needs

Millions of travelers rely on Travel Guard® travel insurance from AIG UAE, to help them recover from unexpected circumstances that can interrupt their travel plans. Travel Guard® is a comprehensive insurance plan that caters to travelers worldwide.

Platinum Plan

Silver plan.

Our most comprehensive travel insurance plan going above and beyond Schengen visa requirements.

• Up to $500,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $250,000
• Baggage Loss or Damage up to $2,500
• Trip Cancellation up to $5,000
• Up to $1,000 in Travel Delay Cover
• Emergency Family Travel up to $2,500
• Secure Wallet up to $1,000 in Credit Card Fraud
• 24h Worldwide Assistance Services

Our most popular travel insurance plan covering Schengen visa requirements.

• Up to $100,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $100,000
• Baggage Loss or Damage up to $1,000
• Trip Cancellation up to $2,500
• Up to $500 in Travel Delay Cover
• Secure Wallet up to $500 in Credit Card Fraud

Our basic travel insurance plan covering Schengen Visa requirements.

• Up to $50,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $50,000

Why AIG Travel Guard ® ?

Schengen Visa Compliant

All our three travel Insurance plans (Silver, Gold & Platinum) are Schengen Visa Compliant.

Exceptional Price Tag

Whether you are heading near or far, our annual & single trip covers comes at an affordable price letting you get on with your holiday.

Cover Plans To Suit You

AIG offer 3 types of Travel insurance cover plans with optional additions to ensure that we have a policy to match your needs.

Covid-19 Covered

• COVID-19 Medical Expenses up to $250,000 under Platinum plan
• COVID-19 Medical Expenses up to$100,000 under Gold plan
• COVID-19 Medical Expenses up to$50,000 under Silver plan.
• USD 150 per day, per person for up to 14 consecutive days if you test positive for COVID-19 and are unexpectedly placed into mandatory quarantine while overseas.

Enjoy a worry-free holiday with a comprehensive travel insurance from AIG UAE

Pick up a travel policy and explore more with our fantastic cover that provides a range of benefits.

Get Your Travel Insurance in Dubai, Abu Dhabi & The Rest of Emirates Online From AIG UAE

24/7 worldwide support.

Whenever you need us, our 24/7 emergency assistance helpline are here to help as standard.

Get your Travel Insurance online in 4 easy steps

Provide trip information

Enter details about the trip.

Select the preferred plan

Choose the Silver, Gold or Platinum plan.

Fill out personal details

Provide personal information about the traveller.

Review & Pay

Pay online, and the system will successfully issue the policy.

What is AIG Travel Insurance?

AIG Travel Insurance is insurance that is designed to protect your health, belongings and the cost of your trip should anything go wrong while you are abroad or in some cases before you leave.

Travel Guard FAQs

What is travel guard.

Travel Guard is a travel insurance product, underwritten by American Home Assurance Co (Dubai Branch) a subsidiary of American International Group, Inc (AIG). Travel Guard provides coverage in case of unforeseen circumstances that may force you to cancel or shorten your trip or seek emergency medical treatment while traveling. Your travel insurance also offers coverage for the loss or delay of your baggage, in addition to many other benefits described in the policy, which you can review before making your purchase. All coverage is subject to the policy terms and conditions.

How do I buy a Travel Guard policy?

You can buy a Travel Guard policy via  www.aig.ae .

Who is eligible to be covered under a Travel Guard policy?

Individuals in the age bracket from 3 months to 74 years and 364 days who are residents or citizens the United Arab Emirates.

Is there a special rate for children?

Yes. There is a 50% reduction on standard rates for a person aged between 3 months and 17 years and 364 days.

Does the Travel Guard policy cover a family traveling together? How is family defined?

Yes. There is a family rate under the Travel Guard policy. Family is defined as insured person, his/her spouse, and unlimited number of their children.

What is the Annual Multi Trip option?

The Annual Multi Trip option covers you for one-year period for unlimited number of trips, but each trip should not exceed 90 days.

Who do I contact for an emergency assistance or if I need to be admitted to a hospital while overseas?

For 24-hour emergency assistance or if you need to be admitted to a hospital, please contact  +1 (817) 826 7276  and quote your policy number.

Can I amend my policy?

Yes, the Travel Guard policy can be amended in special cases, but amendment can only be made prior to the departure of the first part of the journey.

Do I have to carry a copy of my certificate of insurance with me while traveling?

No, you don't need to carry a copy of your certificate of insurance with you. All you need is your policy number which can be found on your certificate of insurance.

What do I do if I lose my certificate of insurance?

Please  Click here  to download your certificate of insurance.

When does my coverage begin?

For Trip Cancellation:

• For a single trip policy, cover starts at the time that you book the trip or pay the premium, whichever is later;
• For an  annual multi trip policy  cover starts at the time you book a trip, or the effective date shown on the certificate of insurance, whichever is later.

For other benefits, coverage begins when you leave your country of residence. The initial departure point has to be from the United Arab Emirates.

How will my out-patient medical expenses be paid ?

The medical expenses incurred will be reimbursed to you subject to policy T&Cs. Please retain all original medical bills/invoices, medical reports, and laboratory tests (if applicable) and submit them as part of your claim.

Does the Travel Guard policy cover sports and other similar activities?

Travel Guard policy offers an optional coverage for hazardous & winter sports with 100% loading on standard rates.

Can I cancel my trip for any reason and get all my money back under the “Trip Cancellation” Benefit?

The Trip Cancellation Benefit provides coverage for specific reasons as described in your policy terms and conditions and reason for cancellation should be amongst those reasons for the claim to be covered.

Can I buy a Travel Guard policy, if I have a pre-existing medical condition?

Yes. However, Travel Guard policy has an exclusion for pre-existing medical conditions as detailed in the policy wording.

Does “Baggage & Personal Effects” benefit cover theft?

Yes, Travel Guard policy covers theft (and damage due to an attempted theft) as long as incidence occurs while travelling outside of your country of residence and within the period of insurance as stated in your certificate of insurance. Please refer to the Terms & Conditions of the Travel Guard policy to know more on this benefit.

How do I report a claim?

You can submit your claim online by clicking  here

Alternatively, you can contact our local office with the below contact details:

How long is the claim processing time?

Claims will be processed within 7 working days after you have submitted all the required documentation.

Can I cancel my Travel Guard policy?

Yes, provided it is before the policy effective date as stated in your certificate of insurance and there is no claim registered under your policy.

Quick & Easy Online Quote

Get your great value Travel Insurance today

Travel Insurance Documents

Table of benefits, policy wordings, verify insurance policy & check coverage, travel insurance claim.

Submit online your claim in few easy steps

Looking for Accident & Health Insurance?

Personal Accident Insurance

Cover for when the unexpected happens

Hospital Cash Insurance

Financial care for every day of hospitalization

Critical Illness Insurance

A helping hand for you and your loved ones

• International Travel Insurance Dubai
• Single Trip
• Schengen product
• Annual Multi-Trip
• Hajj & Umrah
• Inbound to UAE
• Sports Cover
• Policy Document
• Travel Tips
• Glossary of Terms
• Privacy Notice
• Health declaration & health exclusions

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• BUY ALLIANZ TRAVEL

INTERNATIONAL TRAVEL INSURANCE DUBAI

Discover our travel insurance products and select the cover that best suits your needs., enjoy a stress-free trip wherever your travels may take you with allianz travel insurance. we've got you covered from medical emergencies to lost passports, from flight cancellations to baggage mishaps. start your next adventure with confidence, knowing allianz travel has your back..

• Medical and Dental Emergencies : Immediate assistance and coverage, ensuring you receive essential care without the stress of hefty medical bills.
• Trip Cancellations and Delays : Reimbursements for non-refundable expenses, providing support if your trip faces unexpected interruptions or cancellations.
• Lost or Delayed Baggage : Compensation and assistance if your baggage is delayed for over 6 hours, or if it's damaged or lost during your journey.
• Loss of Travel Documents : Swift assistance to help you navigate the situation if your vital travel documents go missing.

Medical benefits include coverage for accidental death, emergency medical expenses, a daily cash allowance during hospital stays, compensation for lost baggage, and support for trip cancellations. Additionally, missed departures or connection flights are also covered.

Why go with Allianz Travel Insurance ?

Here's why allianz should be your first choice for travel insurance.

Globally recognised expertise

Tailored protection for you

24/7 assistance in case of emergency

Online Quote and Purchase 

Why do i need travel insurance .

When do I get travel insurance?

Who should buy travel insurance,  allianz travel insurance products,   schengen travel insurance  .

The perfect travel insurance in the UAE  to obtain your Schengen Visa. Buy your Schengen travel Insurance starting from 56 AED* with Allianz Travel and rest assured for your trip, we’ve got you covered.

From 56 AED*

  global travel insurance  .

Our comprehensive Travel Insurance insures you against the unexpected whilst travelling abroad, whether that be alone or with your family. Buy online today with prices starting from 76 AED* per person.

From 76 AED**

  travel insurance uae  .

Having some family or friends over ? Our Inbound travel insurance to the UAE is available to protect your loved ones from the unexpected. In a few clicks, you can get this travel insurance right until they enter the country.

From 50 AED***

  annual multi-trip  .

Our annual multi-trip travel insurance products cover you for all of your trips below 92 days within a year. This is the best cost-effective travel insurance if you are a frequent traveller. Always buy the best with Allianz Travel.

From 664 AED****

  sport cover  .

At Allianz Travel, we know travelling is about experiences and we want you to be covered when you are taking this extra risk that will make the difference. Our Sport cover accompanies you a step further !

From 169 AED*****

  travelsmart app  .

* Schengen Travel-price based on a 30 year old travelling up to 5 days within a Schengen Destination with no pre-existing medical conditions.

**Travel Standard -Price based on a 30 year old travelling up to 5 days within Worldwide excluding USA & Canada geographical zone.

***Travel UAE-Inbound - price based on a 30 year old travelling up to 5 days to the United Arab Emirates

**** Standard Annual Multi-trip  - price based on an Adult (19-65) purchasing an annual multi-trip insurance. 

***** Travel Insurance to UAE - price based on a 30 year old travelling up to 5 days within Worldwide excluding USA & Canada geographical zon and getting a Sport cover

Main covers across our travel insurance products

Emergency medical expenses, loss of travel documents, missed or delayed departure.

If unforeseen circumstances cause you to miss your departure, we will cover the additional expenses for alternative transportation and accommodation. Similarly, if your departure is delayed for more than 6 hours, we offer benefits after the initial 12-hour delay, with further benefits for each subsequent 12-hour delay.

Not every of our products offers this cover, we recommend you to read the terms and conditions for the travel insurance you are about to purchase. Your policy will specify the maximum payable amount, and covered circumstances will be detailed in the Policy Documen t. Additionally, if you decide to cancel your trip after a 24-hour delay, you may be eligible for compensation up to the specified amount in your policy.

Lost Baggage and Personal Belongings Protection

Travel insurance ensures that lost luggage doesn’t derail your trip. It provides compensation for misplaced items and support in replacing essential belongings. Additionally, the insurance covers the loss of personal documents, offering financial assistance and helping you recover lost time spent tracking down your possessions. Our insurance covers temporary loss or theft of your possessions during your departing journey—excluding valuables—if the delay extends beyond six hours from your arrival destination.

As for the previous benefits, not every of our products includes this benefit. You should read the terms and conditions that apply for the travel insurance you are about to purchase. 

Personal Liability Coverage

Covid-19 cover.

In these uncertain times, we understand the importance of having COVID-19-related cover. Our travel insurance policies include:

• Emergency Medical and Associated Expenses specifically related to COVID-19.
• If you are infected while travelling and require quarantine, we will cover your accommodation costs during this period.

Travel Insurance Documents

Frequently asked questions, understanding travel insurance, what is travel insurance .

Travel insurance is an insurance you can take on when travelling abroad in order to cover yourself, your family or your belongings in case something goes wrong during your trip.  The number of covers and their limits depend on which travel insurance product you choose: usually insurance companies offer different ranges of product (from the most basic to the most comprehensive).

At Allianz Travel, we offer 3 main products: 

• A basic product: Also called Schengen product , this travel insurance offers the basic coverages required to apply for a schengen visa. It mostly offers coverage for emergency medical expenses
• The Extra product : this is the mid-range product offering higher limits and more coverages than the Schengen travel insurance above.  On top of the medical emergency coverages, it also provides insurance for your belongings and trip cancellation or curtailment. 
• The Gold product : this is the most comprehensive product offering higher limits than the 2 other products so you can travel with peace of mind.

What does travel insurance cover?

Travel insurance covers emergency medical expenses in most cases. This means if the traveler gets sick or hurt while travelling, the travel insurance will cover the medical expenses if the claim falls under the Terms and Conditions of the policy.

Aside from the emergency medical expenses, travel insurance can also cover your belongings (delays, loss, thief) as well as expenses if you cut your trip short or if you must cancel your trip. 

Every travel insurance product offers different coverages and limits - it is critical for you to carefully read what the product covers before purchasing any travel insurance. We also encourage you to read the Terms and Conditions to make sure the product is aligned with your expectations.

Which travel insurance is the best for UAE and international travellers ?

There is no right answer here. It depends on what YOU need and what the travel insurance offers. One travel insurance product might be the perfect fit for one traveler while not matching someone else's needs.

The best advice we can give you is to read what the travel insurance product covers so you do not get bad surprises at claim stage. At Allianz Travel we try our best to clearly state what each of our product offers. If you have any doubt about one of our products, you can also reach out to us directly and we will be more than happy to answer your question. 

Allianz offers tailored packages for both UAE and international travellers, ensuring comprehensive coverage. Our cover options include: 

• Single-global trip insurance 
• Annual Multi-trip insurance 
• Inbound UAE travel insurance
• Schengen travel insurance 

What is annual multi-trip travel insurance ?

Annual multi-trip travel insurance covers you for any trips below 90 days  you take throughout an entire year. You buy your travel insurance once and then get covered whenever you travel for the next 365 days. 

This product is the best fit for frequent travelers since you do not need to buy a new travel insurance every time you travel. Aside from being convenient, it is also much cheaper if you travel a lot for work or for leisure. 

As  for any other travel insurance products, the terms and conditions apply.

Can I buy travel insurance when I am already abroad ?

You need to buy your travel insurance before you start your trip. Once your trip has started you cannot buy travel insurance. There are no exceptions to this rule. 

Please note: this is verified when a customer opens a claim - if you purchased your travel insurance after your trip started, your claims will not be eligible. 

What Does Allianz Travel insurance cover ?

Allianz Travel offers different travel insurance products. In order to match your expectations, our real-time quotation engine will ask you a few questions to get you the best travel insurance products based on your trip and profile. 

For each quotation, we usually offer 2 to 3 products - you can then choose which level of cover you want. Before buying one of our travel insurance products, we recommend you to carefully check the coverages, their limits as well as our terms and conditions . If you have any questions, please feel free to reach out to us ! 

What to look for in a travel insurance ?

Most people buy travel insurance to travel with peace of mind knowing they are covered if the unexpected comes up.  Before buying travel insurance, you need to know what type of trip you are going to have to make sure the travel insurance product you pick covers you properly.

For example, if you are going skying in the Alps, you will need to get the Winter Sport add-on on top of your travel insurance so you are sure you will be covered in case you get hurt while snowboarding.

As previously mentioned, it is critical you read the terms and conditions before you take on any travel insurance. If you have a doubt about any coverage, then you can call or whatsapp us . 

What insurance do I need when travelling ?

Travel insurance is the ideal type of insurance for travelling abroad.  Depending on the policy you choose it covers a wide range of things such as medical emergencies, trip cancellations, lost baggage, and more. Choose a plan that aligns with your travel needs.

 You can get a free quote online   in real-time in a few steps. 

Travel Insurance to the UAE

Is it mandatory to have a travel insurance for dubai.

Travel insurance for Dubai is recommended by multiple sources as it will cover you for emergency medical expenses and many other benefits. In a recent   news article , the Indian Embassy strongly advises that anyone travelling to the UAE take out travel insurance. It follows the case of someone who was visiting the UAE and faced high bills after an accident.

Financial burden of unforeseen circumstances is covered with a policy such as ours and prevents financial burden at such a difficult time. Money is not something someone should be worried about when someone is ill, injured or in trouble.

Allianz Travel insurance to the UAE also covers quarantine and emergency medical expenses related to COVID-19. Our online travel insurance is easy to buy in a few clicks and will give you peace of mind while exploring Dubai and the rest of the UAE. 

Does Dubai visa include travel insurance?

Can i get travel insurance for covid-19 in dubai.

Yes, you can get a travel insurance with COVID-19 cover for your trip to Dubai. You just need to buy your travel insurance to the UAE before you arrive in the country. As any other international travel insurance, an Inbound travel insurance to the UAE needs to be bought before your trip starts otherwise your claims will not be eligible.

Allianz Travel has added specific benefits to its travel insurance for the UAE in order to cover quarantine and emergency medical expenses if you get tested positive to COVID-19 while you are travelling in the UAE.

You can check the Allianz travel insurance to the UAE   here .  Buying our online travel insurance is easy and fast. In just a few clicks, you can get a quote and buy online your travel insurance with Allianz Travel.

How much does travel insurance cost?

Prices vary depending on the policy type, duration of the trip, where you are travelling to, the age and number of people travelling and whether any options are required.

To find out how much a policy costs:

• Click " Get A Quote "
• Choose the policy type (single trip or annual trip)
• Add any options you require (Winter sports, Hazardous activities, Terrorism cover)
• Enter the dates and destination of the trip you require
• Enter details of the persons requiring cover
• Click 'Submit'

How can I buy travel insurance ?

How do i know that buying my policy online is secure, can i receive a refund for unused days on my travel insurance policy , can i buy travel insurance while on vacation , what if i change my mind about buying the policy, can i buy allianz travel travel insurance if i am not a resident of united arab emirates, does it matter who i book my travel arrangements through, does allianz travel offer an annual multi-trip policy, is there an age limit on the travel insurance policy, when does cover begin and end, what is the maximum trip length, if i return home early do i get a refund of my premium, are there any exclusions to the policy, am i covered for any existing medical conditions.

The policy does not cover claims relating directly or indirectly to any existing medical conditions, if you or anyone to be insured has at the time of taking out this insurance or booking your journey (whichever is the later):

• Been prescribed regular medication
• Received treatment or had a consultation with a doctor or hospital specialist for any medical conditions in the past 6 months
• Been referred to, treated by or are currently under the care of a doctor or a hospital specialist
• Been diagnosed as having a terminal illness

Please click here  to read the Health Declaration for more information.

Am I covered for skiing or other adventure activities?

Am i covered for loss of cash, does travel insurance cover for everything .

Travel insurance provides a broad range of coverage to protect you during your trip, but it's important to understand that not every activity or situation is covered.

If you have a doubt - please reach out to us  to double check with one of our customer care representatives. 

Here’s a more in-depth look at what might not be covered:

• Pre-existing medical conditions : Many travel insurance policies do not cover pre-existing medical conditions unless you purchase a waiver or additional coverage. It’s crucial to disclose any existing conditions and understand your policy’s terms to ensure you have the necessary protection.
• Incidents occurring under the influence : Incidents that occur while you are under the influence of drugs or alcohol are typically not covered by travel insurance. This includes injuries, accidents, or losses that happen during such times
• Travel to high-risk areas : Travelling to areas with travel advisories or known risks may not be covered under standard travel insurance policies. It’s important to check the travel advisories for your destination and understand your policy’s coverage limitations.
• Cancellation for any reason : Standard trip cancellation coverage applies to specific covered reasons. If you want the flexibility to cancel your trip for any reason and still receive reimbursement, you might need to purchase an additional “Cancel For Any Reason” (CFAR) coverage
• Long-term medical care : Travel insurance is designed for short-term emergencies and might not cover long-term medical care or rehabilitation costs.

Do travel insurance policies cover families travelling together?

Do children need travel insurance , what is the minimum age limit for travel insurance, does travel insurance cover me if i lose my passport, does travel insurance reimburse me if i have to cut my trip short because of a family emergency , can i claim from my travel insurance if i get sick before my trip, how do i get my insurance documents, can i purchase a policy if i have already started my journey, if i have any queries, who do i contact, can i still claim even if i don't have receipts for all my personal possessions, who do i contact in the event of a medical emergency, who do i contact to make a claim, how am i ever going to remember all these different contact numbers, more about travel insurance ....

What You Need to Know About Travel Insurance

Help, I Have Missed My Flight, What Do I Do?

Why a Travel Insurance For a U.S Road Trip ?

Making e-Claims

For making your claims journey easier, we have launched a brand new online travel insurance claim portal. Check it out!

Visiting Emerald Isle

All you need to know before visiting Ireland!

A Quick Guide to Visiting Canada

Welcome to Canada!

The Travel Insurance Experts

When you travel with Allianz Travel, you have access to a global network of travel experts...

How can we help?

Get a Quick Quote

UAE Travel Insurance

Please note that this policy is not applicable for more than 90 days on an immigrant visa. Kindly ensure your travel duration is 90 days or less.

Please note that this policy is not applicable for more than 180 days on a non-immigrant visa. Kindly ensure your travel duration is 180 days or less.

List of USA and Canada Countries

• France Belgium Czech Republic Denmark Estonia Finland
• Austria Germany Greece Hungary Iceland
• Italy Latvia Liechtenstein Lithuania Luxembourg
• Malta Netherlands Norway Poland Portugal
• Slovakia Slovenia Spain Sweden Switzerland

List of European Union Member States These are not Schengen States but with similar travel insurance requirements.

List of schengen countries, list of european union member states these are not schengen states but with similar travel insurance requirements. our schegen travel insurance covers these countries., list of asia countries.

• Afghanistan Armenia Bahrain Bangladesh Bhutan
• Brunei Cambodia China Cyprus Indonesia
• Iraq Israel Japan Jordan
• Kuwait Kyrgyzstan Laos Lebanon Malaysia
• Maldives Mongolia Nepal
• Oman Pakistan Palestine Philippines Qatar
• Saudi Arabia Singapore South Korea Sri Lanka
• Taiwan Tajikistan Thailand Timor-Leste Turkmenistan
• United Arab Emirates (UAE) Uzbekistan Vietnam Yemen
• Rest of the World
• Russia Turkey Azerbaijan Georgia Kazakhstan

Travel Scope

Please select age group.

List of Schengen States

List of asian countries, non schengen european union states covered under icici schengen travel insurance.

• USA or Canada

Single Trip

Extend policy, travel insurance, in which age group do you fall, what would be the maximum duration of your trips, when do you depart from india for your first trip.

*All the travelling members are Indian residents and will be travelling from India

• I agree to the Terms and Conditions Please accept terms & conditions

• To manage your WhatsApp preferences click here

Select Travel scope

Where are you travelling to done, planning to visit multiple countries in a single trip.

• Up to 70 years
• 71 and above

How many people are travelling?

Total travellers.

Sorry, we can’t go ahead.

Stay Safe in the Sandy Paradise of the Scintillating Emirates

Travelling in the Arabian Peninsula nation of the United Arab Emirates (UAE) is an experience, which combines the old and the new. While Dubai offers modern living, Sharjah is a glimpse in the artsy heritage. Quaint Ajman stands in stark contrast to the capital of Abu Dhabi.

As you explore the divine lands of the UAE, don’t forget to opt for travel insurance. A good travel insurance plan covers you for medical and non-medical emergencies of any kind on trip. ICICI Lombard offers comprehensive travel insurance plans, which are available online, are easy to purchase, and even offer coverage with no medical tests up to 85 years of age.

Since the UAE has its own set of customs, traditions, and laws in place, it is advisable to opt for international travel insurance when visiting the country. ICICI Lombard’s Travel Insurance Policies are available in different specifications, depending on the purpose. For example, the Senior Citizen Travel Insurance Plan is designed to suit the needs of senior citizens. The Gold Multi Trip Travel Insurance can be availed by frequent travellers for stress-free travel of a specified duration.

Benefits of Travel Insurance in the UAE

Protect your finances and travel plans in the face of unforeseen travel-related emergencies in the uae with the value-added benefits of icici lombard’s travel insurance plan:.

Avail cashless hospitalisation facility worldwide

No Medical Tests up to 85 Years of Age

Trip Cancellation and Interruption Reimbursement

Emergency hotel extension along with payment of additional expenses

Affordable cover for Asian countries

Coverage for Total loss of Checked-In Baggage including handbags

Political Risk and Catastrophe Evacuation

Things to Do in UAE

• Be Atop The World The entire city of Dubai can be viewed from the observation deck on Burj Khalifa, the world’s tallest building. Called ‘At the Top’, the observation deck on the skyscraper’s 124th floor gives a panoramic view of the city. Multi-media presentations about the history and construction of the structure play as you go up and down the building.

• Visit The Fort: Standing tall above the rocky mound of Fujairah’s old village, the Fujairah Fort is a splendid sight, especially when it is floodlit at night. A compact arrangement of circular and square towers, it was built for defence from mud, gravel, wood, and gypsum in the 16th century. Every morning, the caretaker can let you in through the heavy teak door, so you can enjoy the view from the inside.

• Discover the Desert : An Abu Dhabi Desert Safari in a vintage Land Rover can be booked as a wonderful way to spend the afternoon. The safari ends with al fresco dining in Bedouin-inspired tents, complete with Emirati hospitality and entertainment. The night is enlivened with traditional music and dance, cooking demonstrations, and henna tattooing. This safari can even be booked as a private tour, to be enjoyed with your family.

• Relax at the Waterfront Stretching along the north-west shore of the city, the Abu Dhabi Corniche is a gorgeous expanse of sandy beaches. With walking and cycling spaces, gardens, and eateries, this is the best recreation space in Abu Dhabi. The waterfront also comes alive at night, with sheesha bars to relax and unwind.

• Marvel at the Mosque The Sheikh Zayed Grand Mosque in Abu Dhabi is the resting place of the first president of the UAE, Sheikh Zayed. Open to non-Muslims visitors too, this mosque can accommodate 41000 worshippers. This impressive architectural masterpiece boasts of 80 marble domes, over 1000 pillars, and four 107m-high minarets.

• Explore the Emirati Heritage The five galleries of the Sharjah Heritage museum display aspects of Arabic traditions, holidays, customs, rituals, local life, ceremonies, and medicine. The museum has been curated in a way to demystify Emirati cultures and traditions for tourists. With original artefacts and English panelling, this museum is a tourist delight.

• Shop all day You can shop till you drop in the UAE. Dubai Mall, with 1200 stores, 150 food outlets, indoor theme parks, and an ice rink, is the world's largest shopping mall. You can find an extensive collection of jewels in the gold souq (market) in Abu Dhabi’s Madinat Zayed Shopping & Gold Centre. Mega Mall in Sharjah is much smaller, with only 150 shops, but is open all hours, and comes with a theme park and a multiplex cinema

Embassy Information

In case of emergencies including natural disasters, political upheavals, loss of passport and other emergencies, contact the Indian Embassy in the UAE. The following are the details

List of International Airports

Visa procedure.

Visa applications to the UAE can be completed through the many UAE Visa processing centres in India , online , or through the official app . The approved visa can be received once in the UAE.

A tourist visa cannot be extended, and is only awarded for 96 hours, 30 days, or 90 days. A machine-readable, valid passport is required.

For any visa-related queries, you can visit the above-mentioned website of the Indian Embassy in the UAE. You can also contact the UAE Embassy or Consulates in case of a problem:

List of Well-known Indian Restaurants in UAE

Put your taste buds to the test. With a wide range of local and international delicacies, there is food to fit every taste.

Customer Reviews

Saroj Sanghvi

I booked my travel insurance to the UAE online with ICICI Lombard. The rates were competitive and the comprehensive coverage offered allowed me to travel to the UAE stress-free. Although I didn’t claim anything, being in a culturally different country can be daunting, and having ICICI Lombard’s travel insurance brought peace of mind

Sushil Agarwal

I travel to the UAE often for business trips. The travel insurance package offered by ICICI and the guidance in selecting the one suited to me was not only helpful, but also prudent. I have lost my luggage once, and was hospitalised once, and ICICI Lombard’s travel insurance came to my rescue both times. I recommend it to anyone travelling to the UAE

International Travel Insurance

ICICI Lombard also offers insurance for the below products

Two Wheeler Insurance

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Is Having Insurance for Visit Visa in UAE Mandatory?

July 09, 2022 | 13 min read

It is not mandatory to have insurance when traveling to UAE. Still, getting insurance when processing the uae visit visa by arabiers is prudent because you never know what might happen. You mage get sick while in UAE, and the insurance will cover the treatment expenses.

The United Arab Emirates (UAE) is a country that features a variety of landscapes, contributing to the country's high level of tourism. These landscapes range from magnificent deserts to the mesmerizing Arabian Sea.

Dubai, Abu Dhabi, Fujairah, Sharjah, Ras Al Khaimah, Umm Al Quwain, and Ajman make up the federation of the seven Arab Emirates that make up the United Arab Emirates. Deserts, pristine beaches, towering skyscrapers, and opulent resorts are some of the things that make this place famous.

In addition, the migratory birds that stop off on its beaches draw in birdwatchers from all over the world. Due to the weather in the UAE, tourists are more likely to suffer from heat strokes or heat exhaustion, which could lead to unexpected medical costs.

Almost all people who travel to the UAE will experience weather like this. In addition, participating in activities such as water sports or desert safari can put you in danger of being involved in an accident.

Table of Contents

• Key Benefits
• Is Healthcare Expensive in the UAE for Tourists ?

Where Can I Get Travel Health Insurance for UAE?

When buying a travel insurance policy, keep the following in mind:, will my uae travel medical insurance cover all my activities, travel insurance to uae packages, points to remember, key benefits of travel insurance for uae.

You may wonder why we recommend getting insurance when traveling to UAE, and here we will explain the benefits of travel insurance for the UAE.

The United Arab Emirates (UAE) is renowned for its tourism and hospitality, which brings visitors from all over the world. If you're considering visiting this place, you are designated for a thrilling adventure.

To ensure your time in the UAE is as stress-free as possible, purchase appropriate travel insurance before you arrive. The following are some of the most important advantages of purchasing a travel insurance plan in the UAE:

• Medical Emergencies & Accidents
• Trip disruption
• Personal belongings loss coverage
• Emergency evacuation or repatriation of mortal remains coverage
• Hijack coverage
• 24x7 assistance
• Covid-19 Coverage Advantages

Aside from this, the specifics of your benefits package can be adjusted according to the plan. Add-ons like coverage for pre-existing conditions, coverage for loss of personal items, coverage for participation in adventure sports, coverage for pre-existing diseases, and coverage for house burglary insurance may be available under some plans.

Is Healthcare Expensive in the UAE for Tourists?

The healthcare system in the UAE is so highly regarded hence you won't have to worry about getting adequate treatment if you become ill or are injured while traveling to UAE .

However, with the exception of UAE citizens, there is a cost associated with receiving medical care. Individuals who do not have any kind of health insurance face extremely significant medical bills.

Remember that the additional cost of the insurance policy is only a fraction of what you may have to pay if you require medical care, so if you are considering whether or not to purchase travel health insurance, keep in mind this fact.

It is easy to get travel insurance to Dubai and the UAE. You need to contact a travel insurance company based in your home country or an online comparison marketplace such as Insubuy.

At Insubuy, you will also have the opportunity to compare several insurance policies and select the plan that best meets your requirements.

• Get it in advance. Once you have booked your trip, purchasing travel insurance ought to be one of the first things you do, especially if your deposits are non-refundable and you are going to a country like the United Arab Emirates, which has a reputation for having expensive lodging options. If you are required to cancel, you will be eligible to receive some or all of your money back.
• Conduct research and make a comparison of the various policies online.
• Pay close attention to reading the entire policy, including any small print that may be present. If you do need to file a claim, being aware of the specifics of your coverage will prevent you from being surprised by the amount of money you are required to pay

That is entirely dependent on the activities that you have planned. Generally speaking, travel insurance does not cover high-risk activities because they are not considered low-risk. In addition, there are a lot of high-risk, exciting activities that you can participate in anywhere in the UAE, including Dubai. Still, they might not be covered by your insurance.

Skydiving, dune bashing, scuba diving, car racing, (indoor) skiing, and other extreme sports might not be covered under a standard travel health insurance policy, for instance.

If you intend to participate in activities of this nature, you should inquire with your insurance providers about the possibility of purchasing additional coverage for these endeavors.

A higher premium must be paid for an insurance plan to receive protection for high-risk pursuits, and even then, certain dangerous pursuits might not be covered.

Normal Packages

• Rates range from 75 AED to 600 AED
• Coverage is available in the United Arab Emirates (7 Emirates)
• Cover is underwritten by Union Insurance UAE (Based in 7 Emirates)

Covid-19 & Related Coverage

• Accidental Death and Permanent Disability: $1,500 to $500,000
• Medical Reimbursement for Accidents and Sickness from USD 15,000 to USD 500,000
• Benefits for evacuation and repatriation ranging from USD 5,000 to USD 200,000

Premium Duration

• All claims must be reported within seven days of the patient being discharged from the hospital.
• The insurance policy does not cover pre-existing medical conditions, regardless of whether or not the condition was disclosed by the policyholder, except for treatment received in an emergency room.
• In an emergency, treatment received outside of the authorized network is only eligible for reimbursement up to the network tariff in effect. Our website contains a comprehensive list of authorized networks in its entirety.
• The maximum age allowed for coverage under the policy is 75 years.
• If the United Arab Emirates (UAE) authorities deny the applicant a visa or refuse the applicant entry into the UAE, the policy will be automatically canceled.
• The policy is only applicable to travelers to the UAE who have a current visa for the UAE.
• The insurance certificate cannot be transferred to another party, and there is no provision for a refund once it has been issued.

Robeena Brown

It’s been amazing journey collecting, organizing & publishing UAE travel related information. We often hear our guests says it was some thing useful when I found Arabiers, that give me motivation to sit hours & hours with subject experts to extract right information that are useful but updated. I would love to write some thing that useful for any travelers, Recidents & locals, we at Arabiers trying our level best provide right information & aiming at updating our information page as much as we can, looking forward your feedback.

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The joy of travel is all about letting go of stress.  The joy of travel insurance is having a trusted partner take that stress for you.  TravelEasy from Sukoon is a comprehensive travel insurance plan packed with a long list of covers to protect you and your belongings when you're out and about. We have different plans catering to different types of travelers.  So, whether you're on a business trip, a family vacation or a leisurely holiday, we've got a great travel insurance plan for you. And each one comes with the peace of mind to simply go out and enjoy your family holiday or concentrate on your work during that business trip.

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Tourist visa

A tourist visa is for those who are not eligible for  visa on arrival  or a  visa-free entry  to the UAE. You can apply for a tourist visa through airlines, hotels and travel agents. Read about the eligibility criteria and the steps to apply.

Multiple entry 5-year tourist visa

Who is a tourist visa for, who can apply for your tourist visa, related eservices.

The multiple entry 5-year tourist visa enables tourists to enter the UAE multiple times on self-sponsorship and remain in the country for 90 days on each visit, and can be extended for further 90 days. This type of tourist visa can be issued for all nationalities.

To obtain this visa, the applicant must have:

• a bank balance of 4,000 USD or its equivalent in foreign currencies during the last six months
• a valid health insurance policy applicable in the UAE
• a ticket to and from the UAE

Documents required

To apply for the multiple entry tourist visa, the applicant must provide the following:

• a colored photo
• a copy of the passport
• medical Insurance
• bank statement for the last 6 months with a balance 4,000 USD or its equivalent in foreign currencies
• tour programme
• a ticket for onward journey.

Read related news coverage on  WAM .

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• Issue family group multiple entry long-term tourist visa - 5 years - (all nationalities) – ICP
• Issue multiple entries long-term tourist visa - 5 years - (all nationalities) – ICP

Tourist visa is for those who are not eligible for  visa on arrival  or a  visa-free entry  to the UAE. Tourist visa can be obtained for eligible individual tourists from around the world. Females below the age of 18 are not eligible to apply for this type of visa unless they are travelling with their parents.

According to a Cabinet resolution passed in July 2018, children under the age of 18 years who are accompanying adults, can get a  free visa for their visit from 15 July to 15 September each year.

Tourist visas through airlines

Each airline has some conditions, which must be met in order for your visa to be arranged by them. One of the conditions is flying with them. For more updated and specific information, check the following UAE-based airlines for visa types, facilities, terms and conditions:

• Visa services from Etihad Airways  - Etihad Airways
• Visa Services offered by Emirates Airline  - Emirates Airline
• Visa services from Fly Dubai  - Fly Dubai
• Visa services from Air Arabia  - Air Arabia

Tourist visas through agencies and hotels

Licensed travel agents and hotels in the UAE can arrange a tourist visa for you provided you purchase the ticket through them and maintain hotel reservation with the specific hotel.

You can also contact travel agencies in your country for any tourist packages available to the UAE in collaboration with a local tour operator.

It is important to check the authenticity of travel agents you are dealing with and refrain from paying or sending copies of your official documents until after you are 100 per cent sure the tour operator is genuine. You can seek the help of the  UAE embassy in your country  for verification.

Note: The UAE embassies do not issue tourist visas. In order to get a tourist visa to the UAE, you need to get in touch with one of the UAE-based airlines, a tour agency or a hotel (where you intend to stay) in the UAE who will apply for visa on your behalf to the official  visa-issuing authorities  in the UAE.

• Tourist visa from Etihad Airways  - Etihad Airways
• Tourist visa from Emirates Airline  - Emirates Airline
• Tourist visa from Fly Dubai  - Fly Dubai
• Tourist visa from Air Arabia  - Air Arabia

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Travelling abroad to a foreign land entails a degree of risk in terms of any unforeseen events, but Travel Insurance policies, can assure you to enjoy your trip with peace of mind by providing cover to protect your investment you make in travel plans. This is like any other insurance plan as it protects you from additional expenses due to hospitalization, trip cancellation, Luggage Loss or other incidental expenses.

Dubai National Insurance (DNI), has teamed up with professional providers to assist you in getting the right cover for your global travel protection.

An Online Travel Insurance policy provides you with compensation in certain cases, including trip cancellation that also covers flight delay or cancellation and medical expenses.

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Travel insurance can protect your investment you make in travel plans. This is like any other insurance plan as it protects you from additional expenses due to trip cancellation & Luggage Loss.

Provide travel details to DNI like Date of Travel, Destination, Period of Travel & Date of Birth, cover will commence only when this application has been accepted and premium received

Any resident or citizen of the United Arab Emirates, who is 70 years of age or younger.

It is possible to get travel insurance until the day before you plan to travel.

Travel Insurance covers conventional non-working holidays, or business trips that do not involve manual labor. This coverage is not available to people leaving their country of residence permanently.

It is not necessary that your medical or life policy will provide you with adequate travel protection. You should check these policies before you travel to assess just how you would be covered in case you have an emergency.

Health insurance plans do not cover your expenses directly when you are in a foreign country and they may also have deductibles and won't cover the cost of emergency medical transportation unless you have optionally selected the extra cover.

Europe Assistance Medical Emergency : +44 1444 442020 Travel Assistance : +44 1444 442030 Europe Assist Code : 09ISI

Medical expenses:  In the event of sudden illness or injury of the insured person outside the usual country of residence, insured has to call the Europe Assistance prior to his admission. Assistance will guarantee the direct payment subject to any deductible.

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Travel Insurance For Dubai: Everything You Need to Know

A re you soon going to fly off to Dubai with your family or friends? If yes, then you must be well-prepared before going on your vacation. Life is uncertain, so anything can happen at any place. Henceforth, you must have a financial backup before travelling approximately 1,538 miles from your hometown. The best way to secure your trip is by buying travel insurance .

For a detailed idea regarding the same, keep reading.

Key Advantages of Travel Insurance for Dubai

You might be wondering why you should buy travel insurance for your next trip to Dubai. Well, travel insurance will not only make you well-prepared for any unforeseen situations on your trip but also help you to enjoy a stress-free vacation by covering your financial emergencies. Check out some of the key benefits of buying travel insurance.

Compensation for Luggage Delays

Just think, you have been waiting for 4 hours and your luggage still hasn't arrived at the airport. Sounds distressing, right? In such situations, you can get compensation as stated in the insurance policy. Additionally, many insurance providers compensate for any pre-booked activity or reservations that you missed due to such reasons.

Trip Cancellation Or Rescheduling Coverage

Life is unpredictable, and sudden emergencies may lead to trip cancellations and rescheduling. In these scenarios, having travel insurance is beneficial as you will get coverage for almost all non-refundable expenses you make. However, the reason for cancellation or rescheduling must be unforeseen or unexpected. As an additional benefit, various insurance companies cover all kinds of cancellations (irrespective of the reason).

Medical & Accidental Coverage

Sudden medical and accidental emergencies can occur anytime and anywhere. Medical expenses in Dubai can cause hefty financial strain. Henceforth, it is an intelligent decision to get international travel insurance for your upcoming Dubai trip. Besides the medical expenses, the insurance policy will cover all kinds of expenses related to emergency evacuation and transport.

Passport Or Cash Loss Coverage

Have you ever wondered what will happen if you lose your passport on your Dubai trip? As a smart tourist, you need to buy travel insurance to get the required help and assistance. In such cases, you can ask for a duplicate passport or emergency certificate from your insurance provider. In addition, they provide emergency cash if you lose your money on your trip.

Things to Consider While Choosing Travel Insurance for UAE

You must remember that buying travel insurance is not enough. You must choose the right insurance plan to safeguard your Dubai trip to the maximum. Go through the below-stated factors that you must consider while purchasing Dubai travel insurance .

• Policy Duration: Go through the duration of the insurance plan and check if it covers your entire trip duration.
• Inclusion & Exclusions: You must be well aware of what coverage you will get. Besides, you must go through the exclusions too.
• Claim Limit: You must look into the maximum amount you can claim (if required). Moreover, you must know all the deductibles on each type of claim.
• Policy Type: Primarily, there are two types of policy that you can choose from, one is a single-trip policy (preferable for one-time travelling) and the other is a multi-trip policy (preferable for frequent travellers).
• Review & Compare: There are various travel insurance providers offering varied types of plans. Thus, you must conduct research, read online customer reviews, compare and then make an informed decision.

How to Buy Travel Insurance for the UAE?

If you are searching for step-by-step guidance on how you can buy travel insurance for Dubai, scroll down.

Step 1: Visit the official website of your preferred travel insurance provider/company.

Step 2: Go through the varied insurance plans and choose as per your preference. Additionally, numerous providers allow their customers to customise the plan.

Step 3: Provide a few trip-related details, like trip duration (starting and ending dates of your Dubai trip).

Step 4: From the given list, you need to choose the coverage as per your needs.

Step 5 : Provide a few necessary details of yourself and other travel companions.

Step 6: Make the online payment and successfully purchase an insurance policy.

Note: Several companies offer both online and offline travel insurance buying options.

Travel Tips to Consider while flying off to Dubai

If you are a first-time visitor to the UAE, then consider the following travel hacks which will make you more confident and ready for your foreign vacation.

• You must pack some light-weighted and coloured clothes as Dubai is quite hot and the temperatures can rise to 48 °C (approximately).
• Do not carry your original passport and visa while sightseeing or shopping. Carry a photocopy of all the necessary travel documents in case of an emergency.
• Remember, public drinking is prohibited in UAE and can cause hefty penalties (if caught).
• Avoid doing PDA (Public Display of Affection) as it is something that the localities frown upon.
• It is advisable for you to have travel insurance while travelling to Dubai.
• You might save some of the local emergency numbers like Coast Guard, ambulance, or police for emergencies.

5 Necessary Documents to Carry for Indians

Here are the 5 necessary documents that you must carry while flying to Dubai from India.

• Valid Passport (more than Six months Validity)
• Passport-Size Photographs
• Travel Insurance
• Foreign Cash (UAE Dirham)

12 Most Popular Tourist Places in Dubai

Dubai is one of the safest and most visited tourist destinations in recent years. You will get to witness spectacular architecture, skylines, and many more beautiful places. To get an idea about which places to visit in Dubai, scroll down.

• Burj Khalifa
• Burj Al Arab
• Palm Jumeirah
• Museum of the Future
• Dubai Frame
• Dubai Aquarium
• Atlantis Aquaventure and Secret Chamber
• Dubai Marina
• Miracle Garden
• Dolphinarium
• Dubai Fountain

To Sum It Up

Now that you know everything about travel insurance for Dubai like benefits, buying procedures, etc., buy insurance before visiting UAE. Having travel insurance is not compulsory for entering the UAE but it is always better to have it for securing your foreign vacation.

Disclaimer : This article is a paid publication and does not have journalistic/editorial involvement of Hindustan Times. Hindustan Times does not endorse/subscribe to the content(s) of the article/advertisement and/or view(s) expressed herein. Hindustan Times shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the view(s), opinion(s), announcement(s), declaration(s), affirmation(s) etc., stated/featured in the same.

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